:00:09. > :00:15.I'd gone to climb a massive rock. I'd let you a few things you will
:00:16. > :00:22.definitely need. Good luck, Alex. I certainly do not need this. He's
:00:23. > :00:24.going to be putty in my hands! Oh, please! I suppose this will have to
:00:25. > :00:48.do. Hello, and welcome to the One Show.
:00:49. > :00:53.All day outside our studio, Radio 1's Nick Grimshaw has been doing his
:00:54. > :00:57.bit for Sport Relief. Recycling in that box somewhere. With the help of
:00:58. > :01:02.a few friends, he's been cycling for 12 hours. Collectively, they've all
:01:03. > :01:08.gone over 1000 miles. They are just about to spirit. -- finish. Alex is
:01:09. > :01:12.5000 miles away, face-to-face with a rock known as the Moonlight
:01:13. > :01:16.Buttress, which she is going to be climbing over the next few days. We
:01:17. > :01:21.will be catching up with her a little later on. While she is away,
:01:22. > :01:27.keeping her seat warm on our green sofa is the lovely Jo Brand! How
:01:28. > :01:34.lovely it is to have you. You've gone for the pink dress. I must
:01:35. > :01:40.admit it's a bit tight. I'm breathing, that's the main thing.
:01:41. > :01:51.And I have got comfy shoes on. Look at those. Steel toe caps. Alex, she
:01:52. > :01:54.is going up the... I'm frightened for her, but we'd better stop
:01:55. > :01:59.talking about her for a bit and introduce who is on the sofa. Lets
:02:00. > :02:03.get on with the show. Tonight's guest is about to star in the
:02:04. > :02:07.angriest play in the West End, featuring not one but Twelve Angry
:02:08. > :02:17.Men. The question is, can you work out which one he is? Is he the angry
:02:18. > :02:21.chef? He looks angry. Goodness me! Maybe it is the angry work
:02:22. > :02:26.experience, not getting paid to be here? No, it is the star of Twelve
:02:27. > :02:33.Angry Men in the West End, please welcome Tom Conti!
:02:34. > :02:46.You are looking nice and warm in there. Pleasure to see you. How are
:02:47. > :02:52.you feeling on the scale of angry? These people don't know what angry
:02:53. > :03:00.is. What is the angriest you've been lately, Tom? Over HS2, that has made
:03:01. > :03:05.me horrendously angry. Today, remarkably, they have decided not
:03:06. > :03:09.just to destroy the whole of Camden and Camden market, they are going to
:03:10. > :03:16.go another way and destroy something else. The whole thing is a nonsense.
:03:17. > :03:21.It stops outside Birmingham. This could go on and on and on! We'll
:03:22. > :03:25.change the subject for now. As parents or grandparents often say,
:03:26. > :03:30.you only get out of something what you put into it. But that might not
:03:31. > :03:36.be the case if you have invested in an over 50s plan. Gloria Hunniford
:03:37. > :03:44.investigates. Over 50s like plans are booming. Last year, 413,000
:03:45. > :03:49.policies were sold in the UK. Back in 2005, I even used to advertise
:03:50. > :03:53.them. Once you are 50 or beyond you start paying a small, fixed amount
:03:54. > :03:57.of money every month. Then when you die, a lump sum is left to your
:03:58. > :04:01.loved ones. But what I didn't realise was that there is left to
:04:02. > :04:04.your loved ones. But what I didn't realise was that there's a snag. If
:04:05. > :04:09.you live too long you could end up posthumous the out of pocket.
:04:10. > :04:14.Charmaine's parents, John and Margaret, took out a Sun Life
:04:15. > :04:22.guaranteed over 50s plan in October 1997. How much were you paying in?
:04:23. > :04:27.?14 a month. We thought if one of us dies, we won't have to pay for the
:04:28. > :04:32.funeral and expenses. But when John passed away in 2011 at the age of
:04:33. > :04:38.89, the family got a shock. The money they got back was only half of
:04:39. > :04:43.what John had put in. What amount did they give you? ?1200. We worked
:04:44. > :04:50.it out that he'd actually paid in about ?2300. I don't think that the
:04:51. > :04:53.policy, that it was explained quite how it would work. This business
:04:54. > :05:00.about continuing to pay in after you've reached the sum that you are
:05:01. > :05:04.going to get back. It wasn't made clear at all. It just meant that you
:05:05. > :05:10.carry on paying into it for nothing extra back. So we are just lining
:05:11. > :05:16.the pockets of the insurance company. Margaret realised that the
:05:17. > :05:23.fixed value of her own plan was only ever going to be ?1650. Having paid
:05:24. > :05:27.in ?2300 already, she decided to stop the payments. But by doing so
:05:28. > :05:33.she effectively faced a financial penalty, and her family will now
:05:34. > :05:39.only get ?602 when she dies. People sign up to plans like these because
:05:40. > :05:43.they are cheap, quick and easy, with no health questions asked. And if
:05:44. > :05:47.you die after two years of paying into most plans, your family will
:05:48. > :05:51.still get the same amount as if you'd carried on paying it for
:05:52. > :05:56.years. So to financially benefit, you almost need to die early. In
:05:57. > :05:59.2009, the financial services authority told the companies that
:06:00. > :06:03.they had to make it very clear in their advertising that what you paid
:06:04. > :06:07.in wasn't necessarily what your loved ones would get back out. We
:06:08. > :06:12.looked at the website of the five top providers of over 50s plans,
:06:13. > :06:21.including Sun Life. The warning does now appear clearly on their
:06:22. > :06:25.websites. Even so, financial expert James Daley believes that taking out
:06:26. > :06:31.an over 50s plan can be like throwing money away. James, with
:06:32. > :06:36.these plans, at what stage can you actually start losing money? If you
:06:37. > :06:41.take out an over 50s plan at the age of 60, if you live to 75, by that
:06:42. > :06:45.age you almost effectively started to lose money. If you lived your
:06:46. > :06:49.life expectancy of 85, by that time you've been paying ten years of
:06:50. > :06:53.premiums but you are not increasing your pay-out at all, effectively
:06:54. > :06:57.putting money in the pocket of the insurer. I think a lot of people are
:06:58. > :07:00.sleepwalking into these plans. You could put your money into an
:07:01. > :07:04.old-fashioned savings account, even despite the low interest rates.
:07:05. > :07:09.James things it could be a better option. If you start saving when you
:07:10. > :07:11.are 60 and you live until 85, you will have doubled what you could
:07:12. > :07:16.have got out from your over 50s plan. What about the funeral plan,
:07:17. > :07:19.which pays for your funeral upfront? The advantage of that is you are
:07:20. > :07:24.dealing with the issue of inflation. You are paying for it from today's
:07:25. > :07:29.money. If the cost of funerals increases over the years, your
:07:30. > :07:33.family won't have to pay. If you are fit and well, how about underwritten
:07:34. > :07:36.whole life insurance? They assessed the risk of your death first by
:07:37. > :07:41.health screening, to determine the amount you will get. They will ask
:07:42. > :07:45.you complicated questions about your health history. The Association of
:07:46. > :07:49.British insurers say that with every over 50s plan quotes since 2012,
:07:50. > :07:53.customers are told at what point in time they start to pay more in than
:07:54. > :07:56.they would get back. But they always recommend an individual consultation
:07:57. > :08:01.with an independent financial adviser. Let's face it, we all like
:08:02. > :08:05.a bit of financial security. It's very tempting to sign up to
:08:06. > :08:09.something that's very simple and secure. Read it carefully before you
:08:10. > :08:13.sign on the dotted line. Otherwise you could end up paying a whole lot
:08:14. > :08:21.more money in and your family will ever get out.
:08:22. > :08:24.Sun Life have sent us this to say that they told us that 95% of their
:08:25. > :08:28.claimants are extremely satisfied with their service, and they do make
:08:29. > :08:31.it clear in their literature that as with any form of insurance, you
:08:32. > :08:38.could get back less than you paying. In 2010 the policy was taken
:08:39. > :08:43.over by friends live, who say they've thoroughly infested --
:08:44. > :08:47.investigated the claims and take all complaints seriously. Tom, you've
:08:48. > :08:53.been quite vocal about some of the problems the elderly face. What do
:08:54. > :08:57.you think the major issues are? This is terrible. The mere fact this has
:08:58. > :09:00.been reported means it should never have happened in the first place.
:09:01. > :09:06.How does a government allow a situation like this to occur? It's
:09:07. > :09:10.sort of like theft. We have been -- we have to be much tougher with
:09:11. > :09:15.people who cheat other people, particularly old people. You should
:09:16. > :09:20.go to jail. We should say, no, you mustn't do that. They should go to
:09:21. > :09:28.jail. They are not here to put their point across, so we will leave it
:09:29. > :09:33.there. All week we will be following Alex. Her monumental challenge in
:09:34. > :09:42.Utah, taking on the Moonlight Buttress rock which, at 1200 feet,
:09:43. > :09:51.is the height of roughly 238 angry men. And she hasn't even started
:09:52. > :09:55.yet. It's all for Sport Relief and to raise money for the people of the
:09:56. > :09:59.Philippines, after the country suffered one of the worst storms in
:10:00. > :10:04.living memory last November. It left millions of homes destroyed. You can
:10:05. > :10:10.find out how to donate in just a few minutes, but here is the first
:10:11. > :10:17.instalment of Alex's challenge. After a 15 hour journey to this
:10:18. > :10:27.national park, I'm about to discover exactly what I'm up against. That's
:10:28. > :10:36.it, this big pillow going up. Oh, no! Wow! I can't see anybody on it.
:10:37. > :10:40.It's one of the most iconic rock ridges in the world, it's up there
:10:41. > :10:45.with Everest. It's something people dream all their lives of climbing. I
:10:46. > :10:49.should feel lucky. It's weird because there's been so many months
:10:50. > :10:57.of building up to it. You see it and you kind of go, oh, no, that is
:10:58. > :11:01.massive! My climbing partner, Andy, put me straight to work on a
:11:02. > :11:11.pinnacle -- pinnacle called the pulpit. My God! No swearing. I'm
:11:12. > :11:19.slipping! And this is why it is all worthwhile.
:11:20. > :11:24.Last November, the tranquil paradise of the Philippines suffered its
:11:25. > :11:30.worst natural disaster in living memory. When it was hit by one of
:11:31. > :11:37.the world's strongest top -- tropical storms ever. Many of us in
:11:38. > :11:41.the UK know how devastating extreme weather can be, but here in the
:11:42. > :11:48.Philippines typhoon Hyam decimated swathes of the country. On the
:11:49. > :11:52.island here, the storm shattered the lives of families and left homes and
:11:53. > :12:01.livelihoods in ruins. Every building is practically flat. And if they are
:12:02. > :12:07.not flat they are just a shell. It's just a heck of a mess. The people
:12:08. > :12:14.here are now trying to rebuild their lives. Like Saint -- like single
:12:15. > :12:18.mum, Tess, who provides for her family by washing her neighbour's
:12:19. > :12:25.clothes. For her, the memory of that November day remains terribly
:12:26. > :12:32.painful. They say the Super Typhoon Usagi into the Philippines. I said,
:12:33. > :12:40.oh, my God! Why me, why here? The typhoon generated 30 foot high waves
:12:41. > :12:46.similar to us and army. They said, water, water! The floods swept Tess
:12:47. > :13:00.and her children away. I'm really scared. As the family desperately
:13:01. > :13:05.clung onto a coconut tree, Tess' 13-month-old daughter was taken by
:13:06. > :13:16.the raging torrent. I go like this... Come here! So you are
:13:17. > :13:28.looking for her? Through the muddy water, Tess managed to grab a hold
:13:29. > :13:33.of her foot. I said... You lost her again. You lost her five times.
:13:34. > :13:40.Finally, clutching her tight, Tess thought her worst fears had come
:13:41. > :13:58.true. She had stopped breathing. She is dead already, no! So you had to
:13:59. > :14:02.give her mouth-to-mouth. I said, she is still alive! Clearing out the mud
:14:03. > :14:09.from her airways allowed her to breathe again. It's a miracle. The
:14:10. > :14:15.family were lucky to have all survived. But since the storm, her
:14:16. > :14:20.daughter's health has deteriorated. Like so many here, the family is
:14:21. > :14:25.largely dependent on the work of local projects that provide
:14:26. > :14:29.longer-term food support. The guys from Save the Children have arrived.
:14:30. > :14:36.They are doing basic tests, just to see whether she has put on weight or
:14:37. > :14:42.not. Her weight today is 6.4. Her weight decreases. That measurement
:14:43. > :14:50.is moderately malnourished for the child. It's not normal. Since the
:14:51. > :14:56.typhoon, up to 150,000 children have been left malnourished, leaving them
:14:57. > :14:59.susceptible to sickness and disease. High nutrient food packets supplied
:15:00. > :15:05.by the project deliver an essential boost for children. What is the one
:15:06. > :15:17.thing you need more than anything else to help give her a better
:15:18. > :15:25.future? Foods. To strengthen her. Hearing tests relive the whole
:15:26. > :15:31.nightmare of the story is probably one of the hardest and saddest
:15:32. > :15:35.things I've ever heard. She is brave and she's an inspiration and she's
:15:36. > :15:42.really strong. But the aftermath is such a mess, it's chaos. These
:15:43. > :15:54.families need our help. To donate ?5, please text the word Alex
:15:55. > :15:58.270005. Thank you. As you heard, all the things that
:15:59. > :16:05.can make a difference, it is food. 150,000 Mander 's children --
:16:06. > :16:11.malnourished children. Your money is vital for the Philippines, and the
:16:12. > :16:18.other charities Sport Relief supports. It is time you to get your
:16:19. > :16:24.buyers ready to text the number to donate ?5. As Alex is in the
:16:25. > :16:34.midwest, we hear you are good at American accents? We are going to
:16:35. > :16:39.ask you. Would you read our terms and conditions in eight Utah draw? I
:16:40. > :16:52.do not know what it is! Whatever comes out comes out.
:16:53. > :17:08.HE SPEAKS IN ACCENT I was in Utah for a moment. You must
:17:09. > :17:12.be 16 or over and please ask the bill payer's permission. Ford full
:17:13. > :17:21.terms and conditions and more information go to our website. Alex
:17:22. > :17:30.is on the phone, hopefully live in new tab. Are you there? Let's hope
:17:31. > :17:39.you are. Hello. Where exactly are you and what are you looking at? At
:17:40. > :17:45.the minute I am at the base. We are surrounded by beautiful scenery.
:17:46. > :17:49.Utah is stunning. This is our base before I start on the Rock
:17:50. > :18:01.tomorrow. From here we have been training with the guys. We have
:18:02. > :18:06.learned how to set up a porta-ledge and we have already been shopping
:18:07. > :18:11.for food to take. It is going well. Did you get the lunchbox iPAQ for
:18:12. > :18:22.you? I did, but I have not opened it. Shall I open it? I am opening
:18:23. > :18:30.it. Hang on. What have you got? Oh, lovely! There are Welsh cakes and
:18:31. > :18:38.some crisps. Hang on. There is a picture of somebody here. Oh, some
:18:39. > :18:44.chocolate. That is Brian Blessed it. -- Brian blessing.
:18:45. > :18:49.He has been up Everest three times and he is what I look like in the
:18:50. > :18:57.morning! What could be more inspirational? I will keep him in my
:18:58. > :19:06.back pocket. We will make it to the top tomorrow. When are you starting
:19:07. > :19:09.the climb? We will start at about midday tomorrow and hopefully, on
:19:10. > :19:17.the programme tomorrow night, you will see programmes of my --
:19:18. > :19:20.pictures of me. I am a little bit apprehensive but the team have been
:19:21. > :19:24.brilliant and we have done as much practice as we can. We are going out
:19:25. > :19:33.this afternoon to do some more. Hopefully I will be ready. Have a
:19:34. > :19:39.great night's sleep. We will give you something to send you on your
:19:40. > :19:50.way. The money raised so far is 105,840 pounds. Can you believe
:19:51. > :19:57.that? Thank you everyone, you have been so generous. Everybody's
:19:58. > :20:01.support means so much. I am looking forward to starting tomorrow and
:20:02. > :20:06.hopefully getting to the top. We are all behind you. Go for it. May the
:20:07. > :20:15.Force be with you! Lots of love to you all.
:20:16. > :20:20.So, Tom, you are heading into the West End to star in the adaptation
:20:21. > :20:28.of Twelve Angry Men. You are due eight. What is it about? It takes
:20:29. > :20:37.place in a jury room. There has been a trial and they go for a vote and
:20:38. > :20:51.11 out of 12 immediately vote guilty. One guy thinks that you
:20:52. > :20:55.can't do that immediately. It is a boy who is 16 under death penalty.
:20:56. > :21:00.They do not want to talk about it. They say that the evidence is
:21:01. > :21:04.overwhelming. But this guy has a nagging doubt, so he starts a climb
:21:05. > :21:09.which is rather than bigger than our next's, to overcome the stupidity
:21:10. > :21:15.and the prejudice and carelessness of these people with someone else's
:21:16. > :21:23.life. You have said recently there are not enough straight plays in the
:21:24. > :21:29.West End nowadays. Can you not sing? I cannot, no. You have such a lovely
:21:30. > :21:37.speaking voice. You must be able to sing. There is obviously reasoning
:21:38. > :21:40.behind you saying that? It is my whingeing, really. Producers and
:21:41. > :21:43.theatre owners think they are safer with the music and that people are
:21:44. > :21:47.more enthusiastic. A lot of the musicals are not very good. Some of
:21:48. > :21:53.them are brilliant and some are pretty bad. They take up theatres
:21:54. > :21:56.and they are taking up smaller and smaller theatres. We are finding it
:21:57. > :22:04.more and more difficult to find a home for a good play. You started
:22:05. > :22:08.writing a ballet a few years ago. You know fat ladies are allowed to
:22:09. > :22:14.do ballet, are you able to finish at? There will be a special dance
:22:15. > :22:22.for you. Could it be a sitting down dance? How do you go about writing a
:22:23. > :22:34.ballet? There is a story that came to me. It is about a girl from a
:22:35. > :22:41.very bad urban environment who runs away, and she goes into a forest.
:22:42. > :22:49.She comes upon a circus. What happens in the circus changes her
:22:50. > :22:56.life. Is John Major in it? Would you like that, do you like John Major?
:22:57. > :23:06.Didn't his had run away to the circus? How amazing, the Prime
:23:07. > :23:11.Minister. Oh, his father, you say? You should do it together. It would
:23:12. > :23:19.be marvellous. You can see Twelve Angry Men at the Garrick Theatre
:23:20. > :23:26.until 14th June. Tom is in the role from 31st March.
:23:27. > :23:42.Now, a tale from Chalk well. -- chart well. Carrie Grant went to
:23:43. > :23:45.meet any resident. This is Chartwell, home to Sir
:23:46. > :23:50.Winston Churchill during the last 40 years of his life. Very recently, a
:23:51. > :23:54.new resident has moved in. Living on the streets of Croydon and living
:23:55. > :23:57.off whatever food he could find, Jock has been brought to this
:23:58. > :24:00.stunning stately home to live a better life in accordance with what
:24:01. > :24:12.is said to be Churchill's last wishes. Hello, Jock. On his 88th
:24:13. > :24:17.birthday, Churchill's Secretary, Sir John Jock Colville, gave him a
:24:18. > :24:21.present. The cat was named Jock and it is said Churchill loved it.
:24:22. > :24:25.Apparently mealtimes could not begin until the cab arrived. Two years
:24:26. > :24:30.later, Churchill died, but it is rumoured his baseball cap was on the
:24:31. > :24:36.bed as he passed away. -- his faithful cat. When Chartwell was
:24:37. > :24:40.given to the National Trust, the Churchill family wanted there to be
:24:41. > :24:46.a marmalade cat with white socks and a bib on the estate. The most recent
:24:47. > :24:51.addition is Jock VI. Is this right to riches? He came from a rescue
:24:52. > :24:57.centre. He had been found with paint in his fur and he ended up with a
:24:58. > :25:01.charity that take cats on when there was no rescue centres available.
:25:02. > :25:06.Comparing that to now, he lives in one of the most beautiful houses in
:25:07. > :25:13.England. He has a cos of National Trust estate to run around. Can he
:25:14. > :25:16.go anywhere in the house? he tends to spend his time in the attic
:25:17. > :25:23.rooms, because they are rooms that do not have collection, as such.
:25:24. > :25:29.There is less to knock over or scratch. That is where I live, so he
:25:30. > :25:34.spent his time with me in the evenings. In the daytime he is as
:25:35. > :25:38.different, enjoying the sunshine. Churchill definitely had a love of
:25:39. > :25:44.cats, but would he approve of the latest Jock? Jock, we have decided
:25:45. > :25:56.to put you to the test. Churchill was known for his fighting spirit.
:25:57. > :26:00.But what about Jock? Looks like he could hold his own on the
:26:01. > :26:04.battlefield. Of course, Churchill was known for his stirring
:26:05. > :26:22.speeches. What kind of hurdles are 4-legged friend have? -- what kind
:26:23. > :26:26.of purr does the cat have? Clearly, still learning his lines. Churchill
:26:27. > :26:34.was known to be a great strategist. Let's see how Jock is behind enemy
:26:35. > :26:40.lines. Oh, yes! Churchill's great passion for painting helped him
:26:41. > :26:49.produce magnificent works of art. Does Jock VI have any creative
:26:50. > :27:05.flair? I think we can safely say that he is perfect for this role!
:27:06. > :27:14.What a life! Isn't he lovely? Angelica is here. Did you have a cat
:27:15. > :27:22.fight to get to do this item? Yes, I won. Cats have become a massive
:27:23. > :27:26.internet phenomenon. We are obsessed with them. The British public, we
:27:27. > :27:33.share more than 3.8 million pictures and videos of cats every single
:27:34. > :27:51.day. I want to put that into context. We only post 1.4 million
:27:52. > :28:00.cell selfies. Let's look at how people are mesmerised. This is
:28:01. > :28:09.Grumpy. This cat has 4.2 million likes on Facebook, his own
:28:10. > :28:17.merchandise, and is worth millions of dollars. This is Lil Bub. Her
:28:18. > :28:21.tongue always hangs out. She has a short bottom jaw and no teeth.
:28:22. > :28:26.Videos of her from India have been viewed almost 18 million times. She
:28:27. > :28:31.has her own television show. How can you make big money from cats online?
:28:32. > :28:35.If you think your cat does something amazing or want to post videos, you
:28:36. > :28:39.have to let YouTube know you want to make money from it. Then they will
:28:40. > :28:45.put adverts at the beginning of your clip and you will get a percentage
:28:46. > :28:55.of the revenue. The average earning is ?3 for 1000 hits. A Japanese cat
:28:56. > :29:01.Aaron Teys owner -- earns his owner thousands a year. Twelve Angry Men
:29:02. > :29:05.is at the Garrick Theatre until 14th June. Tomorrow, Louis Theroux is
:29:06. > :29:09.here. I am off to have my dress surgically removed.