Bank Account

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0:00:05 > 0:00:06CAT MEOWS

0:00:06 > 0:00:08SHEEP BLEATS

0:00:08 > 0:00:10PIG OINKS

0:00:10 > 0:00:11COW MOOS

0:00:20 > 0:00:21- ALL:- My First.

0:00:23 > 0:00:24What's this, Brogan?

0:00:24 > 0:00:27This is Killian and he is five years old.

0:00:27 > 0:00:28What kind?

0:00:28 > 0:00:29Killian loves playing

0:00:29 > 0:00:31with his little brother, Brogan,

0:00:31 > 0:00:34especially when it's a numbers or counting game.

0:00:34 > 0:00:37This is...

0:00:37 > 0:00:389p.

0:00:38 > 0:00:42Today, Killian is going to do something new for the first time.

0:00:42 > 0:00:44What will it be?

0:00:44 > 0:00:47Boys, we need to go down to the shops.

0:00:47 > 0:00:49We're going to the toy shop.

0:00:49 > 0:00:52- Yeah!- With the money Granny sent you for your birthday.- Yay!

0:00:52 > 0:00:55- Can you remember how much you got?- Mm...

0:00:55 > 0:00:58- £15?- £15, let me see.

0:00:58 > 0:01:01- £15 from Granny.- Yep.

0:01:01 > 0:01:03There. And you've got...

0:01:03 > 0:01:06- £1 from Angela.- 16.

0:01:06 > 0:01:08£1 from Aunty Tracey.

0:01:08 > 0:01:09£17.

0:01:09 > 0:01:12£1 from Aunty Bernadette.

0:01:12 > 0:01:13£18.

0:01:13 > 0:01:15£1 from Aunty Patricia.

0:01:15 > 0:01:16£19.

0:01:16 > 0:01:18And one from Aunty Jolene.

0:01:18 > 0:01:21- £20!- £20!

0:01:21 > 0:01:24Shall we go and buy something with your birthday money?

0:01:24 > 0:01:27- Yes.- Right, you gather up all your money.

0:01:27 > 0:01:29OK. Let's go, boys.

0:01:29 > 0:01:30This is Killian's Memory Box.

0:01:30 > 0:01:34It helps him remember all the exciting things that happen.

0:01:34 > 0:01:37See if you can spot anything going in it today.

0:01:37 > 0:01:40What toy would you like to buy with your birthday money?

0:01:40 > 0:01:44I'd like that tractor, with the cows and horses over there.

0:01:44 > 0:01:47The tractor. We've got tractors at home.

0:01:47 > 0:01:49And you get to go in Grandad's tractor.

0:01:49 > 0:01:51Then, I would like that digger.

0:01:51 > 0:01:54Right. That's quite nice. How much is it?

0:01:54 > 0:01:56£23.

0:01:56 > 0:01:57And how much money do you have?

0:01:57 > 0:01:59£20.

0:01:59 > 0:02:01How much more money do you need?

0:02:01 > 0:02:03£3.

0:02:03 > 0:02:06- Where are you going to get £3 from?- I don't know.

0:02:06 > 0:02:08How about...

0:02:08 > 0:02:09you do some jobs at home

0:02:09 > 0:02:12and I give you £1 for every job.

0:02:12 > 0:02:13OK.

0:02:13 > 0:02:17- What are we going to do with your money that you have?- Hm...

0:02:17 > 0:02:20Cos, otherwise, you might spend it all on sweeties!

0:02:20 > 0:02:22How about we open a bank account for you?

0:02:22 > 0:02:25- OK. - That way, you can save your money

0:02:25 > 0:02:27and when Mummy gives you the rest

0:02:27 > 0:02:31- we'll take the money out and buy your toy.- OK.- OK, right, good boy.

0:02:31 > 0:02:33Money is made up of coins and notes.

0:02:33 > 0:02:37People work and earn money to buy the things we need or want.

0:02:37 > 0:02:41And we are sometimes given money for special occasions.

0:02:41 > 0:02:45To save our money, we can put it into a bank or a money box.

0:02:45 > 0:02:50A bank is a place that looks after our money and keeps it safe.

0:02:50 > 0:02:54Killian has come to meet a lady to help him open a bank account.

0:02:56 > 0:02:58Killian, this is exciting, isn't it?

0:02:58 > 0:03:02- Yeah.- Your first bank account. You've been saving money, I see.

0:03:02 > 0:03:04- Yeah. - How did you get all that money?

0:03:04 > 0:03:06For my birthday.

0:03:06 > 0:03:09Have you got something that you'd like to save for?

0:03:09 > 0:03:11- Yes.- Ooh, what is it?

0:03:11 > 0:03:12A yellow digger.

0:03:12 > 0:03:15I just have a couple of forms here to fill out.

0:03:15 > 0:03:18Then we'll go and put the money into the bank,

0:03:18 > 0:03:20nice and safe for you.

0:03:20 > 0:03:24OK, so I will take your money. Thank you very much.

0:03:24 > 0:03:29And I'll go and put it into your bank account, nice and safely.

0:03:29 > 0:03:33- Done. Your first bank account. - I know!- Well done.

0:03:33 > 0:03:35This is your little book. There you go.

0:03:35 > 0:03:38Better keep that account book safe.

0:03:38 > 0:03:41You'll need it when you need to take your money back out.

0:03:41 > 0:03:45- OK.- Thank you. Thank you very much.- Bye!

0:03:45 > 0:03:50The first thing to go into Killian's Memory Box is an account book.

0:03:50 > 0:03:53If Killian is going to earn more money,

0:03:53 > 0:03:56he's going to need somewhere at home to keep it.

0:03:56 > 0:03:58He is painting his very own piggy bank.

0:03:58 > 0:04:01How much money do you think you would fit in there?

0:04:01 > 0:04:04- Ten hundred pounds? - You mean 1,000?

0:04:04 > 0:04:06- Ten hundred pounds? - That's a lot of money!

0:04:06 > 0:04:09What would you buy if you had that?

0:04:09 > 0:04:11- Anything! - SHE LAUGHS

0:04:11 > 0:04:13And do you know why we need money?

0:04:13 > 0:04:15- BROGAN TALKS - To buy stuff.

0:04:15 > 0:04:17And what do you normally buy?

0:04:17 > 0:04:20Stuff for your dinner, stuff for your lunch,

0:04:20 > 0:04:23- and stuff for your breakfast. - That's right.

0:04:23 > 0:04:26- And healthy food.- And healthy food. Very good.- Buy your toys.

0:04:26 > 0:04:29- And toys. You buy toys.- Yeah.

0:04:31 > 0:04:32Done!

0:04:32 > 0:04:35Good job. It looks brilliant.

0:04:37 > 0:04:42The second thing to go into the Memory Box is a piggy bank.

0:04:42 > 0:04:46Killian's first job is to help his mum make some sweet treats.

0:04:46 > 0:04:49You'll never guess what they are making.

0:04:49 > 0:04:50Chocolate coins!

0:04:52 > 0:04:53Mm, that's good.

0:04:53 > 0:04:56Now, there's the chocolate. Shake it down.

0:04:56 > 0:04:58Get one of these.

0:04:58 > 0:05:00Push that down.

0:05:00 > 0:05:02That's it. And there's the other one.

0:05:02 > 0:05:04- Ooh, that looks yummy! - That's good.

0:05:04 > 0:05:07I'll put these in the fridge to set for half an hour

0:05:07 > 0:05:10and when they're done we can put the foil on.

0:05:20 > 0:05:21SHE GASPS

0:05:21 > 0:05:23- Killian! - KILLIAN MUMBLES

0:05:23 > 0:05:25What happened here?

0:05:25 > 0:05:27- Right, I tell you what.- Yeah.

0:05:27 > 0:05:29I will give you £1...

0:05:29 > 0:05:31- Yeah.- ..towards your truck...

0:05:31 > 0:05:34- Yeah.- ..if you put all these toys away.- OK.- OK?

0:05:34 > 0:05:36- Yes.- Right.

0:05:36 > 0:05:37Five minutes.

0:05:37 > 0:05:39Go!

0:05:39 > 0:05:44Come on, Killian. Put them all away!

0:05:44 > 0:05:47There's still lots more to clear away.

0:05:47 > 0:05:50TOYS CLATTER Hurry up, Killian. Time's nearly up.

0:05:50 > 0:05:52Nearly there.

0:05:54 > 0:05:56Mummy, I'm finished!

0:05:56 > 0:05:57Coming!

0:05:57 > 0:05:59HE RUNS

0:05:59 > 0:06:01HE LAUGHS

0:06:01 > 0:06:03Wow!

0:06:03 > 0:06:06You did a great job, Killian.

0:06:06 > 0:06:07Did anyone help you?

0:06:07 > 0:06:10- No.- You did fantastic.

0:06:10 > 0:06:11What have I got for you?

0:06:11 > 0:06:13£1!

0:06:13 > 0:06:14Your £1, well done.

0:06:14 > 0:06:17Shall we see if the chocolate coins are ready?

0:06:17 > 0:06:20- Yes.- Yes? Come on, then.

0:06:20 > 0:06:22HE LAUGHS

0:06:22 > 0:06:24The first coin in the piggy bank.

0:06:24 > 0:06:26I wonder if the chocolate is set yet?

0:06:26 > 0:06:30- What do you think?- Yeah! - Are they ready to be wrapped?

0:06:30 > 0:06:33- Let me look at them!- There we go.

0:06:33 > 0:06:34- Ooh!- Is it hard?

0:06:36 > 0:06:38- Yes, it is.- Yeah.

0:06:38 > 0:06:41Now, lift this one up here.

0:06:41 > 0:06:43Lift it up.

0:06:43 > 0:06:46There's one. How many do we need to make a chocolate coin?

0:06:46 > 0:06:48- Two?- Two.

0:06:48 > 0:06:51You know what? You did very well.

0:06:51 > 0:06:54And I'm very pleased with you helping make those coins.

0:06:54 > 0:06:58But you know what would be better than a chocolate coin?

0:06:58 > 0:07:01- £1 coin?- A real coin!

0:07:01 > 0:07:03There you go. Well done!

0:07:03 > 0:07:05Nearly there now.

0:07:08 > 0:07:12The third thing to go in the Memory Box is a chocolate coin.

0:07:12 > 0:07:15- Yeah. - This is the next job for you.

0:07:15 > 0:07:17- That?- Yes.

0:07:17 > 0:07:21- See this car here?- Yeah. - Mummy's dirty old car.- Yeah.

0:07:21 > 0:07:24- I want it so shiny...- Yeah.

0:07:24 > 0:07:25..I can see my face in it.

0:07:25 > 0:07:26- OK.- All right?

0:07:28 > 0:07:32- Now, make sure you only use the soft part of the sponge, OK?- OK.

0:07:32 > 0:07:35Cos otherwise that might scratch Mummy's car.

0:07:35 > 0:07:37- OK.- So just use that soft bit.

0:07:37 > 0:07:40Wow, looks like this is going to be a lot of work, Killian.

0:07:40 > 0:07:44Up on the tippy-toes! Watch you don't fall, though.

0:07:44 > 0:07:46SPONGE SQUEAKS

0:07:46 > 0:07:49- HOSE SPRAYS - Lower, lower.

0:07:49 > 0:07:51That's it. Keep going low.

0:07:52 > 0:07:54I think the car is about clean now.

0:07:54 > 0:07:58Do you think your mum will be happy with the job you've done?

0:07:58 > 0:08:00- Do you think you've passed?- Yeah.

0:08:00 > 0:08:03- Do you think I should give you your money?- Yeah.

0:08:03 > 0:08:07I think you've done a great job and you've worked really hard.

0:08:07 > 0:08:09- Yay!- Yes. Hold on. Where is it?

0:08:09 > 0:08:11Let's see what I have for you.

0:08:11 > 0:08:15- Yay!- Well done! And where are you going to put that one?

0:08:15 > 0:08:16In my piggy.

0:08:16 > 0:08:20Wow! The final coin.

0:08:20 > 0:08:24Killian has been working hard and has now earned enough money

0:08:24 > 0:08:26in his piggy bank and bank account

0:08:26 > 0:08:28to buy his yellow truck.

0:08:30 > 0:08:32Back to the bank.

0:08:34 > 0:08:37Hello, Killian. How are you today?

0:08:37 > 0:08:39- Good.- Good. What can I do for you today?

0:08:39 > 0:08:41I want to take out my money.

0:08:41 > 0:08:45- Have you got enough for your toy? - Yes.- That's brilliant.

0:08:45 > 0:08:47I'll go and get that for you, OK?

0:08:47 > 0:08:49So, how much money do you have now?

0:08:49 > 0:08:51Altogether?

0:08:51 > 0:08:52£23.

0:08:52 > 0:08:55£23. What does that mean?

0:08:55 > 0:08:57- I'm going to buy my truck.- Yes!

0:08:57 > 0:09:00I've got your money here. All nice and safe for you.

0:09:00 > 0:09:04- That's your £20.- What do you say? - Thank you.- You can buy your toy now.

0:09:04 > 0:09:08- That's great. Thank you, Diane. - Not at all. Thank you.- Thank you.

0:09:08 > 0:09:10- OK.- See you next time. - ALL:- Bye!

0:09:17 > 0:09:20Right, let's go and get this toy then, mister.

0:09:20 > 0:09:22I hope it's not sold. Still there?

0:09:22 > 0:09:23- Yes.- Yes!

0:09:26 > 0:09:28- Hi.- Hello.

0:09:28 > 0:09:31I'd like the toy on the window, please.

0:09:31 > 0:09:34- Which one do you like? - The yellow truck.

0:09:34 > 0:09:36Ooh, let's go and get it.

0:09:36 > 0:09:39Well, all that hard work paid off.

0:09:39 > 0:09:41All right, Killian.

0:09:41 > 0:09:42- This one?- Yeah.

0:09:42 > 0:09:44£23.

0:09:44 > 0:09:46Thank you very much.

0:09:46 > 0:09:47Yay! Get your truck.

0:09:47 > 0:09:51- Do you want me to lift it down? - Yes.- Ooh!- Yay!

0:09:51 > 0:09:53- Can you manage?- Yes.

0:09:53 > 0:09:54Say thank you.

0:09:54 > 0:09:55Thank you.

0:09:55 > 0:09:56Right, thanks a lot.

0:09:59 > 0:10:04The fourth thing to go into the Memory Box is the yellow truck.

0:10:08 > 0:10:11- I bet you can't wait to play with this.- I can't wait.

0:10:14 > 0:10:17Today, Killian saved money to buy a special toy.

0:10:17 > 0:10:19Do you remember what happened?

0:10:19 > 0:10:22Let's have a look in the Memory Box.

0:10:22 > 0:10:25First, Killian went to the bank to open an account

0:10:25 > 0:10:26with his birthday money.

0:10:26 > 0:10:29After that, Killian painted a piggy bank,

0:10:29 > 0:10:32so that he had somewhere to keep his money at home.

0:10:32 > 0:10:34Next, Killian earned extra pocket money

0:10:34 > 0:10:37by helping out around the house.

0:10:37 > 0:10:39And, finally, Killian bought the toy truck,

0:10:39 > 0:10:41with all the money he saved.

0:10:41 > 0:10:44Today, Killian opened a bank account.

0:10:44 > 0:10:46There's a first time for everything.

0:11:05 > 0:11:06- ALL:- My first.