0:00:02 > 0:00:03THEY SCREAM AND GASP
0:00:03 > 0:00:06When it comes to shopping, us Brits can blow a fortune.
0:00:06 > 0:00:08That's what I want - a single solitaire.
0:00:08 > 0:00:10But how can we control our spending?
0:00:10 > 0:00:1330,000 or something like that?
0:00:13 > 0:00:15I'm business journalist Steph McGovern.
0:00:15 > 0:00:18- 7,000.- What?
0:00:18 > 0:00:20I want to help make our money go further.
0:00:20 > 0:00:22We are bringing down your spending.
0:00:22 > 0:00:24And I'm Alex Jones.
0:00:24 > 0:00:28Sale! 'I know only too well the traps consumers fall into.'
0:00:28 > 0:00:32- How many times have you used that, then?- I haven't.
0:00:32 > 0:00:33'We're challenging families...'
0:00:35 > 0:00:38- No.- '..to try money-saving alternatives.'
0:00:38 > 0:00:39No!
0:00:39 > 0:00:43So we can all learn how to shop well for less.
0:00:43 > 0:00:45- Ooh!- We're talking hard cash.
0:00:45 > 0:00:47- Really?- That is amazing.
0:00:47 > 0:00:49Our job here is done.
0:00:49 > 0:00:50Ahh!
0:00:50 > 0:00:53The total actually is nearer to 6,000.
0:00:53 > 0:00:57'This week, a family enjoying a champagne lifestyle...'
0:00:57 > 0:01:00- I just think, "Spend, spend, spend, spend."- I do like my designer stuff.
0:01:00 > 0:01:03'..whose love of labels comes with a hefty price tag.'
0:01:03 > 0:01:04- Boss.- Armani.
0:01:04 > 0:01:06Expensive makes there.
0:01:06 > 0:01:09'But can Alex and I prove you can keep up appearances...'
0:01:09 > 0:01:12Not impressed. Feel like I've been kicked in the guts.
0:01:12 > 0:01:14'..without blowing the budget?'
0:01:14 > 0:01:16- What's under there?- No.
0:01:16 > 0:01:17You're going to love this!
0:01:23 > 0:01:27We're in Wrexham, with the Williams, who want to become savvier spenders.
0:01:28 > 0:01:31Katie and Wayne have been together for 15 years
0:01:31 > 0:01:34and have an eight-year-old daughter, Holly.
0:01:34 > 0:01:36We are the Williamses.
0:01:36 > 0:01:38You can hold my hand if you want to, you know.
0:01:38 > 0:01:42I actually met Katie at my local corner shop.
0:01:42 > 0:01:45She used to serve me. I used to think, "That's a bit of OK."
0:01:45 > 0:01:47Katie's a beautician.
0:01:47 > 0:01:49For her, appearance really counts.
0:01:49 > 0:01:53Where I work, in a salon environment, you do have to look good.
0:01:53 > 0:01:55Katie just thinks she's a queen.
0:01:55 > 0:01:58She's all eyelashes, make-up, nails, sunbed.
0:01:58 > 0:02:02Everything. She's living the dream - she thinks she's famous.
0:02:02 > 0:02:06Every time I go out, I need a new outfit, a new dress, new shoes, new bag.
0:02:06 > 0:02:09If you get spotted in the same dress twice, it's a big no-no.
0:02:09 > 0:02:12I quite often have to say to Katie,
0:02:12 > 0:02:14she's only married to a mechanic and not a footballer.
0:02:15 > 0:02:18Katie also drives a car worthy of a celebrity.
0:02:18 > 0:02:21She's even got her own name, Roxy.
0:02:21 > 0:02:22Beautiful. Love her.
0:02:23 > 0:02:27Plus she belongs to two gyms, as well as having a third at home.
0:02:29 > 0:02:32And wherever she works out, it's in branded gear.
0:02:32 > 0:02:33I love Nike. Nike bottoms.
0:02:33 > 0:02:36They have to match. You've got to look good in the gym these days,
0:02:36 > 0:02:40- haven't you?- Even her dogs come in for VIP treatment.
0:02:40 > 0:02:43We get them groomed. We have them walked twice a week as well.
0:02:43 > 0:02:47Following a 5-star lifestyle leads to indulgent nights out.
0:02:47 > 0:02:51If they're arranging a night out, it's got to be in a swanky place.
0:02:51 > 0:02:54- A bottle of champagne.- We call them the Posh and Becks of Wrexham.
0:02:54 > 0:02:59The upshot is, living like this doesn't come cheap.
0:02:59 > 0:03:01There it is, black and white.
0:03:01 > 0:03:02- On the credit card bill.- Ssh.
0:03:02 > 0:03:04Don't tell Dad!
0:03:04 > 0:03:07We'll have our normal household bills and then it'll be
0:03:07 > 0:03:09Katie... Katie...
0:03:09 > 0:03:11Katie... Katie... Katie...
0:03:11 > 0:03:16I do regular 12, 14, 16 hours, six days a week.
0:03:16 > 0:03:19We never seem to save anything for a rainy day.
0:03:19 > 0:03:21I think if we carry on the way we are,
0:03:21 > 0:03:23there will be no money left in the pot.
0:03:23 > 0:03:26Just going round in circles, aren't we?
0:03:26 > 0:03:30Having the same old rows and then starting again, aren't we?
0:03:30 > 0:03:33- Yeah.- Something's got to give.
0:03:33 > 0:03:36So, we've come to North Wales to sort out their spending
0:03:36 > 0:03:39- and start them saving.- Lovely house!
0:03:39 > 0:03:40Yeah, it is, isn't it?
0:03:40 > 0:03:41'While they're out,
0:03:41 > 0:03:45'we're raiding their home to stock our shop with their stuff
0:03:45 > 0:03:47'to show them where their money's been going.'
0:03:47 > 0:03:49Oh, gosh!
0:03:49 > 0:03:52Wow! Look at that!
0:03:52 > 0:03:54Oh! I tell you what, though, these cost a bit of money, these do.
0:03:54 > 0:03:57I know, because they are good quality, aren't they?
0:03:57 > 0:03:59But why two exactly the same?
0:03:59 > 0:04:01Maybe one's a backup.
0:04:02 > 0:04:05Hang on a minute. There's tags on all of these.
0:04:05 > 0:04:08Ah, yeah. She hasn't worn that yet. And she's not worn that because, look,
0:04:08 > 0:04:10it's still got the metal protector thing on.
0:04:10 > 0:04:12So, there's at least three dresses she hasn't worn yet.
0:04:13 > 0:04:16Right, come on then. Wayne's world.
0:04:16 > 0:04:17Let's see what's going on here.
0:04:17 > 0:04:20Look! Boss.
0:04:20 > 0:04:22Ben Sherman. Armani.
0:04:22 > 0:04:26'Seems like Katie's not the only one in this relationship who cares about
0:04:26 > 0:04:28'looking good.'
0:04:28 > 0:04:31I think what it's saying is he likes his labels.
0:04:31 > 0:04:33Oh, make-up!
0:04:33 > 0:04:36- Posh make-up.- Quite expensive makes there.
0:04:36 > 0:04:38Look how many eyeshadow palettes she's got!
0:04:38 > 0:04:42- There's not that much difference in colour between all of these. - No, I know.
0:04:43 > 0:04:46Look at all this! Instant white teeth.
0:04:46 > 0:04:48Whitening and repair. Pearl Drops.
0:04:48 > 0:04:51They're very image-conscious, aren't they?
0:04:51 > 0:04:53Yeah, definitely. Hang on a minute!
0:04:53 > 0:04:55There's quite a lot here.
0:04:55 > 0:04:58They've got every flavour under the sun.
0:04:58 > 0:05:01It's like a pick and mix of bath foam, isn't it?
0:05:01 > 0:05:05'I wonder what Holly's room has in store for our pop-up shop?'
0:05:05 > 0:05:06Teddies!
0:05:07 > 0:05:10- Goodness gracious.- It's like one of those kids' shops.
0:05:10 > 0:05:12This must have cost a fortune.
0:05:12 > 0:05:15She likes tracksuits and comfy clothes.
0:05:15 > 0:05:17She's got all the top-brand stuff there, hasn't she?
0:05:18 > 0:05:20Shall we take some of these teddies, then?
0:05:20 > 0:05:22Yeah.
0:05:22 > 0:05:23Wait for me!
0:05:25 > 0:05:29We're dressing our own boutique with evidence of their extravagance so we
0:05:29 > 0:05:33can bring them face-to-face with their spendthrift ways.
0:05:34 > 0:05:36'Now to surprise them.'
0:05:36 > 0:05:37I think that's them there.
0:05:39 > 0:05:41Hello!
0:05:41 > 0:05:44- Hi! How are you? - You scared me to death there.
0:05:44 > 0:05:47- You OK? Yeah? - Lovely to meet you.
0:05:47 > 0:05:50We've been told that you two need a bit of help.
0:05:50 > 0:05:51I think we do, don't we?
0:05:51 > 0:05:54It's lucky that you walked up this street because we've got the perfect
0:05:54 > 0:05:55shop to take you into.
0:05:56 > 0:05:59No way. Oh, my God!
0:06:02 > 0:06:03Oh!
0:06:04 > 0:06:06You don't realise you've got that much stuff
0:06:06 > 0:06:08when it's all rammed in the wardrobe, do you?
0:06:08 > 0:06:12- This isn't all of it. - There's too much of everything.
0:06:12 > 0:06:14It's ridiculous.
0:06:14 > 0:06:17I've never even seen you wear any of this stuff.
0:06:17 > 0:06:19Some of it's still got tags on it.
0:06:19 > 0:06:22That's the most embarrassing thing, I think.
0:06:22 > 0:06:24You must wear it when you're with the other man or something.
0:06:24 > 0:06:26How many outfits do you think you've got
0:06:26 > 0:06:29- that have still got their tags on? - Five?
0:06:29 > 0:06:32Five. You've actually got 18 items of clothes.
0:06:32 > 0:06:34Really? No.
0:06:34 > 0:06:38And that amounts to about 400 quid's worth of clothes.
0:06:38 > 0:06:40Oh, my days!
0:06:40 > 0:06:42Can we send them back now?
0:06:42 > 0:06:46- Yeah.- Are you the kind of girl that likes to wear an outfit once and not
0:06:46 > 0:06:49- be seen in it again?- I am. That is my downfall, really.
0:06:49 > 0:06:52I don't like being photographed for social media in the same outfit
0:06:52 > 0:06:54more than once.
0:06:54 > 0:06:56That's something that has to change.
0:06:56 > 0:06:59And when it comes to buying clothes for their big nights out,
0:06:59 > 0:07:02Katie isn't the only one in need of a dressing-down.
0:07:02 > 0:07:06Wayne, we noticed you've got a lot of designer stuff, haven't you?
0:07:06 > 0:07:07Is that important to you, then?
0:07:07 > 0:07:10Yeah, I would say so because it's different for lads, isn't it?
0:07:10 > 0:07:12We can have a shirt and we can wear it a good few times.
0:07:12 > 0:07:15So, if you're going to get something you're going to wear
0:07:15 > 0:07:17a good few times, you'll get something decent, I suppose.
0:07:17 > 0:07:19Overall, what do you reckon your wardrobe's worth?
0:07:19 > 0:07:21£2,000.
0:07:21 > 0:07:24Well, the total actually is nearer to 6,000.
0:07:26 > 0:07:29Wayne! Who's the spender?
0:07:29 > 0:07:31That would be Wayne!
0:07:31 > 0:07:33Really? You shock me there.
0:07:33 > 0:07:35I wouldn't have said that much.
0:07:35 > 0:07:37And there's me always having a go at her.
0:07:38 > 0:07:42Wayne's not blameless, but by far the family's largest outgoings
0:07:42 > 0:07:45are down to image-conscious Katie.
0:07:45 > 0:07:50In total, we've worked out that you have spent on make-up nearly...
0:07:50 > 0:07:52- Go on!- £1,600.
0:07:52 > 0:07:56- No!- Katie also splurges on three sunbed sessions a week,
0:07:56 > 0:07:59spending almost £600 a year.
0:07:59 > 0:08:01That's just to look lovely for me.
0:08:01 > 0:08:03I know.
0:08:03 > 0:08:06And there's one other major drain on the family's resources.
0:08:06 > 0:08:10Now, this here is a model of...
0:08:10 > 0:08:12- Roxy.- Your car.
0:08:12 > 0:08:13So expensive.
0:08:13 > 0:08:17- So lovely.- And did you go out to get the car with a budget in mind?
0:08:17 > 0:08:20- Yes. We did.- And how over budget?
0:08:21 > 0:08:23About 8,000.
0:08:23 > 0:08:25About 8,000 over budget.
0:08:26 > 0:08:30So, what is it then about the importance of driving a nice car?
0:08:30 > 0:08:32I think my thing was, it looks lovely.
0:08:32 > 0:08:35- It's image with you...- It is, yeah. - 100%.- 100%.
0:08:35 > 0:08:37And to keep up Roxy's image,
0:08:37 > 0:08:41Katie spends £500 a year having her valeted.
0:08:41 > 0:08:43I mean, Wayne, get the hosepipe out.
0:08:43 > 0:08:45Shocking, isn't it?!
0:08:45 > 0:08:46But you're not alone.
0:08:46 > 0:08:49I don't think we've come across a family where they
0:08:49 > 0:08:52haven't been gobsmacked by how much money is being spent on things.
0:08:52 > 0:08:54You want our help and that's what we're here to do.
0:08:54 > 0:08:57Bringing a bit of your spending down so you can make the most of it and
0:08:57 > 0:09:01- have a bit more money at the end of the month.- Mm.
0:09:01 > 0:09:04The amount of stuff that was in this shop is just unreal.
0:09:04 > 0:09:07I actually feel like opening my own business now...
0:09:07 > 0:09:10The Williamses are the hoarders, aren't we?
0:09:10 > 0:09:13Yeah.
0:09:13 > 0:09:16I think they were genuinely shocked by that, you know.
0:09:16 > 0:09:19I don't think they knew how much they were spending.
0:09:19 > 0:09:23The thing is, Katie and Wayne work really hard to sustain this lifestyle.
0:09:23 > 0:09:26So we need to help them break this vicious cycle they've started.
0:09:26 > 0:09:29Yeah. And if you look at the way they're buying things as well,
0:09:29 > 0:09:31like their car, I don't think they really think about
0:09:31 > 0:09:33how they're going to use it or how they buy it.
0:09:33 > 0:09:36And it's not just the big stuff, though, is it?
0:09:36 > 0:09:39It's clothes as well. Katie can't be seen in the same outfit twice,
0:09:39 > 0:09:42which is causing problems, and then Wayne loves his designer stuff.
0:09:42 > 0:09:44So we just need to rein them in.
0:09:46 > 0:09:48There's no time to waste.
0:09:48 > 0:09:52So, whilst the family are out, we've been in, swapping whatever we can...
0:09:52 > 0:09:57- What is that?- '..in a bid to help them become smarter spenders.'
0:09:57 > 0:09:59- We've got no smellies. - 'In our experiment,
0:09:59 > 0:10:03'we've switched their usual branded products with mystery alternatives,
0:10:03 > 0:10:05'most of which are cheaper.'
0:10:05 > 0:10:07I've only got one toothpaste.
0:10:07 > 0:10:11'And to truly test whether or not they know what they're buying...'
0:10:11 > 0:10:13Mum, this is yours.
0:10:13 > 0:10:15'..some items haven't been swapped at all.'
0:10:15 > 0:10:16- No.- Isn't it?
0:10:16 > 0:10:19- Definitely not. - 'For this family to save big,
0:10:19 > 0:10:22'they'll all need to make changes.'
0:10:22 > 0:10:24I've only got one tracksuit.
0:10:26 > 0:10:29'Wayne will have to cope without his designer clothes.'
0:10:29 > 0:10:30My colour.
0:10:30 > 0:10:34'And Katie will have to work out in high street gym gear.'
0:10:34 > 0:10:36No. I'm not keen on them.
0:10:36 > 0:10:38If it had the name on the side there, you'd be no wiser.
0:10:40 > 0:10:44'Plus, we're making her decide which of her two gym memberships to keep.'
0:10:44 > 0:10:47- The one in town. - The one you can go to any time?
0:10:47 > 0:10:49- Yeah.- Let's give it a go.
0:10:49 > 0:10:54'That's the spirit. But how will this big spender cope with our budget buys
0:10:54 > 0:10:56'when it comes to her beauty products?'
0:10:56 > 0:10:58I can't use this!
0:10:58 > 0:11:00It's against my religion.
0:11:01 > 0:11:04- Tanning mitt.- 'Oh, dear!
0:11:04 > 0:11:09'And beautician Katie is used to having 142 items of make-up.
0:11:09 > 0:11:12'How's she going to survive with just five?'
0:11:12 > 0:11:13Oh, no. Is that it?
0:11:15 > 0:11:18If will only take you ten minutes to get ready in the morning now instead
0:11:18 > 0:11:21- of an hour.- This is going to be a massive challenge for me.
0:11:21 > 0:11:22'Well, Katie, with a bit of luck,
0:11:22 > 0:11:26'it should open your eyes to a world of potential savings.
0:11:26 > 0:11:31'But brace yourself because some of our changes are bigger than others.'
0:11:31 > 0:11:33No!
0:11:33 > 0:11:37- No! No!- No!- What's under there?
0:11:38 > 0:11:41Wayne, I don't want to look.
0:11:41 > 0:11:42Let me look first. Let me look.
0:11:42 > 0:11:45- No, let me look. - Come on. We'll do it together.
0:11:47 > 0:11:49You're going to love this!
0:11:50 > 0:11:51No!
0:11:52 > 0:11:54What? I love it!
0:11:54 > 0:11:56- No!- Come on, get in.
0:11:56 > 0:11:59This has got to be the worst.
0:12:01 > 0:12:03I love it.
0:12:03 > 0:12:04No!
0:12:04 > 0:12:06- Yeah.- There you are.
0:12:06 > 0:12:07It's the same as Roxy.
0:12:07 > 0:12:10It is not the same as Roxy, Holly.
0:12:10 > 0:12:11Not one bit.
0:12:11 > 0:12:13'Katie's right.
0:12:13 > 0:12:15'It's not the same. It's cheaper, for a start.'
0:12:15 > 0:12:16All the mod cons.
0:12:16 > 0:12:18Less mileage than yours as well.
0:12:18 > 0:12:20I'm absolutely speechless.
0:12:20 > 0:12:23- I'll be honest with you.- I love it.
0:12:23 > 0:12:25Would you rather this or a bus pass?
0:12:27 > 0:12:31'Hopefully, time will help Katie come round to her new wheels.'
0:12:32 > 0:12:36The experiment to slash the Williams' spending has started.
0:12:36 > 0:12:38And the family's dogs could do with a wash.
0:12:38 > 0:12:41But, under our new regime,
0:12:41 > 0:12:45out go the trips to the pet groomers that cost the family £380 a year.
0:12:45 > 0:12:49- Who's getting in first?- Lily Peg.
0:12:49 > 0:12:52In comes a bucket and some water.
0:12:52 > 0:12:55Ready for this, Lily? Not quite the pamper parlour, is it?
0:12:55 > 0:13:00No, but at 70p a wash, it could be an annual saving of around £340.
0:13:00 > 0:13:03He likes it. Do you think?
0:13:03 > 0:13:05Well, he does shake at the dog groomers.
0:13:05 > 0:13:09- Let's give him a rinse.- It appeared to me as if the dogs enjoyed it, so,
0:13:09 > 0:13:12- that's definitely a keeper. Are you enjoying it, Holl?- Yeah.
0:13:13 > 0:13:17What a great start! When it comes to Katie's own appearance,
0:13:17 > 0:13:19will she be so happy about the swaps?
0:13:21 > 0:13:23No, they've changed my shampoos!
0:13:25 > 0:13:29She normally spends over £12 a bottle on her branded shampoo
0:13:29 > 0:13:31and £6 on her conditioner.
0:13:31 > 0:13:33The proof will be in the hair drying.
0:13:33 > 0:13:37Katie gets through a staggering 26 bottles of each a year,
0:13:37 > 0:13:40spending not far off £500.
0:13:40 > 0:13:42So this could be a big saving.
0:13:42 > 0:13:47Feeling it, I think, maybe they haven't changed my shampoo or conditioner.
0:13:47 > 0:13:49Oh, but we have, Katie.
0:13:49 > 0:13:52This shampoo is only 75p from a high street chemist
0:13:52 > 0:13:56and the conditioner is £3.60 for twice as much.
0:13:56 > 0:13:58It feels lovely, doesn't it?
0:13:58 > 0:14:02I was expecting it to feel dry and brittle, really, but it's not.
0:14:02 > 0:14:08Well, if you switch to these, you'd save over £425 a year,
0:14:08 > 0:14:11but the big test is still to come.
0:14:11 > 0:14:14OK, let's open this box of tricks.
0:14:14 > 0:14:17Looking good is crucial for beautician Katie.
0:14:17 > 0:14:21So, how will she cope without her extensive make-up collection?
0:14:21 > 0:14:26The most basic make-up kit in the whole wide world, ever.
0:14:26 > 0:14:30We valued Katie's own make-up at almost £1,600.
0:14:30 > 0:14:32Our substitutes total £40.
0:14:33 > 0:14:36Foundation. Let's give this baby a go.
0:14:38 > 0:14:42Beautician Katie normally spends £39 on her premium foundation.
0:14:42 > 0:14:45- Doesn't smell like mine. - That's because it isn't.
0:14:45 > 0:14:48It's a cheaper one, costing £25.
0:14:48 > 0:14:51It's not soaking into the skin as well as mine either.
0:14:51 > 0:14:54But it would save you nearly £200 a year.
0:14:56 > 0:14:58Eyeshadow, for me, is a big thing.
0:14:58 > 0:15:01I'd definitely say this is a cheaper brand.
0:15:01 > 0:15:03Yes, massively so.
0:15:03 > 0:15:07At only £4 a palette compared to the £40 Katie usually spends.
0:15:07 > 0:15:09But will she be up for the saving?
0:15:09 > 0:15:11So, yeah, not impressed.
0:15:11 > 0:15:15I feel like I've been kicked in the guts.
0:15:15 > 0:15:17Ah, that will be a no, then.
0:15:17 > 0:15:23Katie really splurges when it comes to her appearance and she's not alone.
0:15:23 > 0:15:28In the UK last year, we spent over £16 billion on beauty products.
0:15:29 > 0:15:32One popular product is waterproof mascara.
0:15:33 > 0:15:38So we've asked some synchronised swimmers to help us sort the smudges
0:15:38 > 0:15:39from the won't-budges.
0:15:40 > 0:15:42I find that it's really difficult
0:15:42 > 0:15:44to find really good mascaras that are waterproof.
0:15:44 > 0:15:47It's really important the mascara doesn't run because,
0:15:47 > 0:15:49in competitions, it makes the whole thing look less professional.
0:15:49 > 0:15:52You've got panda eyes and it's not really a great look.
0:15:52 > 0:15:55In at the deep end today, we have the cheapest -
0:15:55 > 0:15:59Boots Natural Collection at £1.99.
0:15:59 > 0:16:03Rimmel at £6.99.
0:16:03 > 0:16:07Maybelline at £7.99.
0:16:07 > 0:16:11L'Oreal at £10.99.
0:16:11 > 0:16:13Givenchy at £25...
0:16:16 > 0:16:19..and luxury brand Terry at £33.50.
0:16:22 > 0:16:24With the branding hidden, it's time to apply.
0:16:26 > 0:16:29It feels a little bit clumpy.
0:16:29 > 0:16:33- Feels light.- I feel like it might run a bit, but we'll wait and see.
0:16:33 > 0:16:35Indeed. The big question now is,
0:16:35 > 0:16:41which of these waterproof ones will be able to stay the distance?
0:16:46 > 0:16:48One, two, three, four, five, six, seven, eight.
0:16:48 > 0:16:50One, two, three, four, five, six, seven, eight.
0:16:50 > 0:16:55'So, we've enlisted the help of coach Maria and make-up artist Jo
0:16:55 > 0:17:00'to assess which lashes are still luscious and which are a total wash-out.'
0:17:00 > 0:17:02But what do the swimmers think?
0:17:02 > 0:17:04I'm really impressed, actually.
0:17:04 > 0:17:06That's stayed on really well and still looks quite full.
0:17:06 > 0:17:08I'm very disappointed.
0:17:08 > 0:17:10If I was in the water for any longer,
0:17:10 > 0:17:13I can imagine looking a little bit ridiculous at the end
0:17:13 > 0:17:15with the amount of smudge.
0:17:15 > 0:17:18Oh, wow! I'm surprised how long that stayed on, actually.
0:17:18 > 0:17:22- That's lasted well, hasn't it? - Yeah.- Yeah, that's really good.
0:17:22 > 0:17:25I'm not sure there's any mascara left on those eyelashes.
0:17:25 > 0:17:27I think that's come away in the water.
0:17:27 > 0:17:29'But which won the war of the wands?'
0:17:30 > 0:17:31It is...
0:17:32 > 0:17:35L'Oreal. False Lash Architect.
0:17:35 > 0:17:36Ah!
0:17:38 > 0:17:41Not really cheap but then it's obviously a really good mascara,
0:17:41 > 0:17:43and I think we all agree.
0:17:44 > 0:17:47So, a mid-price waterproof mascara
0:17:47 > 0:17:49beat the most-expensive brands.
0:17:49 > 0:17:53With second and third place going to brands that cost under a tenner.
0:17:53 > 0:17:57And the two most expensive mascaras trailed in fourth and fifth place.
0:17:59 > 0:18:03I can't believe that this mascara cost £33.50.
0:18:03 > 0:18:05I would not, not buy that.
0:18:05 > 0:18:08I can't believe my mascara was a L'Oreal one and it cost £10.99.
0:18:08 > 0:18:10It's really good. I'm definitely going to buy this one
0:18:10 > 0:18:12for my next competition.
0:18:12 > 0:18:15So, it's worth shopping around to see if something cheaper
0:18:15 > 0:18:17can work out as well as a pricier rival.
0:18:19 > 0:18:23In North Wales, we want to see if we can get Katie to do the same
0:18:23 > 0:18:26when it comes to her everyday products.
0:18:26 > 0:18:27- Hi!- Hello.
0:18:27 > 0:18:30'We're hoping to show her that she doesn't always need
0:18:30 > 0:18:31'to buy expensive brands.'
0:18:31 > 0:18:34Katie, we're going to talk kitchen roll now.
0:18:34 > 0:18:35- OK.- You go for brands, don't you?
0:18:35 > 0:18:36You're brand loyal.
0:18:36 > 0:18:39With a kitchen roll, it needs to be thick and good quality,
0:18:39 > 0:18:41otherwise there's no point in using it.
0:18:41 > 0:18:43So, is cost a factor when you're picking?
0:18:43 > 0:18:47No, I'm just drawn to the packaging and the patterns.
0:18:47 > 0:18:49I can't believe you don't look at the cost!
0:18:51 > 0:18:52Well, that's where you're going to help me.
0:18:52 > 0:18:56Yes, true. 'We are going to test five different kitchen rolls.'
0:18:56 > 0:19:00Under scrutiny are Lidl at 40p per 100 sheets...
0:19:02 > 0:19:04..Wilko at £1 per 100 sheets...
0:19:06 > 0:19:09..Asda's own brand at £1.50...
0:19:09 > 0:19:13Waitrose recycled rolls priced at £1.33
0:19:13 > 0:19:17and market leader Plenty at £1.85 per 100 sheets.
0:19:19 > 0:19:23But which of these paper towels will Katie find that most absorbent?
0:19:23 > 0:19:27We're going to pour some orange juice into the tray,
0:19:27 > 0:19:30and then see how many sheets it takes to mop it up.
0:19:30 > 0:19:31Let's start with the pink one.
0:19:31 > 0:19:34'First up is Asda's own.'
0:19:34 > 0:19:36How many sheets do you think this is going to take?
0:19:36 > 0:19:37Three.
0:19:38 > 0:19:42'Spot on. Bone dry after the third sheet.
0:19:42 > 0:19:46'Next up is Katie's favourite brand, Plenty.'
0:19:46 > 0:19:49- The jeopardy.- Mm.- That's definitely a three-sheeter.
0:19:49 > 0:19:52- Yeah. I do think the other one was two and a half though.- OK.
0:19:52 > 0:19:55'Wilko's and Waitrose both took four sheets to absorb the juice.'
0:19:57 > 0:20:00Oh, it soaks it up quite quick, though, did you see that?
0:20:00 > 0:20:03OK. Now your favourite one, at the top here,
0:20:03 > 0:20:07do you think it was a supermarket own brand or a market leader?
0:20:07 > 0:20:08I think it's a market leader.
0:20:08 > 0:20:10Do you? Uh-uh.
0:20:10 > 0:20:12- No!- No.
0:20:12 > 0:20:13It's actually Asda Shades.
0:20:13 > 0:20:15- Is it?- Yeah.
0:20:15 > 0:20:19Taking top spot is supermarket own brand Asda Shades
0:20:19 > 0:20:22with a market leader in second place.
0:20:22 > 0:20:25The ecological paper trailed into fourth place.
0:20:26 > 0:20:28I was not expecting the supermarket brand to be the one
0:20:28 > 0:20:31I picked to be the top one, so that's shocked me
0:20:31 > 0:20:34and I definitely will be making that change.
0:20:34 > 0:20:39Great news. She's clocked that pricey doesn't necessarily mean best.
0:20:40 > 0:20:45Katie recently took out a big loan to help her pay for her fancy 4-wheel drive,
0:20:45 > 0:20:47which goes by the name of Roxy.
0:20:49 > 0:20:51I love everything about Roxy.
0:20:51 > 0:20:54The inside of her, the outside of her.
0:20:55 > 0:20:58It's all about the looks with her, definitely.
0:20:58 > 0:21:03So, instead of Katie's swanky set of wheels with its hefty price tag,
0:21:03 > 0:21:07we've given her a similar-looking 4x4, which is much newer,
0:21:07 > 0:21:10has far fewer miles on the clock, and costs a lot less.
0:21:13 > 0:21:16There she is.
0:21:16 > 0:21:17Loving it, loving it.
0:21:17 > 0:21:19Yeah. You can drive.
0:21:19 > 0:21:23If image-conscious Katie can learn to look beyond the brand,
0:21:23 > 0:21:26we could see big changes to her spending.
0:21:30 > 0:21:32I'm not liking the plasticky...
0:21:32 > 0:21:34No. There, it's a bit plasticky but, I mean...
0:21:34 > 0:21:37There's no massive extras like we get with ours.
0:21:38 > 0:21:41But, apart from that,
0:21:41 > 0:21:43I think it's all right.
0:21:43 > 0:21:46It's the word "practical", isn't it?
0:21:46 > 0:21:48I do like my creature comforts, though, Wayne.
0:21:49 > 0:21:53Katie's love of luxury extras comes at a cost.
0:21:53 > 0:21:55If she'd have bought this motor instead of Roxy,
0:21:55 > 0:21:58she'd be £12,000 better off.
0:21:58 > 0:22:00I mean, it drives smooth.
0:22:00 > 0:22:02You know - you can't fault it for that.
0:22:04 > 0:22:10I think, what I like about mine is it's girlie and I enjoy driving it.
0:22:10 > 0:22:13I think my major issue is the badge on it.
0:22:16 > 0:22:18So, it sounds like if she can get past the badge,
0:22:18 > 0:22:21she could be on her way to big savings.
0:22:21 > 0:22:24There were a lot of positives with the new car.
0:22:24 > 0:22:26I think it did start making me question,
0:22:26 > 0:22:28do I particularly need such a high-spec car?
0:22:28 > 0:22:30Are the extras worth it?
0:22:30 > 0:22:34So, it is bringing me round to thinking maybe we could do without
0:22:34 > 0:22:37the lovely Range Rover.
0:22:38 > 0:22:42Fab! Katie's starting to see that looks aren't everything -
0:22:42 > 0:22:45which is good, because the repayments on Katie's lovely car
0:22:45 > 0:22:48are putting pressure on the family's finances.
0:22:48 > 0:22:51So, I want to want to talk to Wayne and Katie about what to look for
0:22:51 > 0:22:53when they're getting a loan.
0:22:53 > 0:22:55Tell me about how you ended up buying Roxy.
0:22:56 > 0:22:59I couldn't drive at the time because I broke my leg.
0:22:59 > 0:23:02- You stayed in the car because of your leg. - I actually stayed in the car first.
0:23:02 > 0:23:05The salesman whipped me into the showroom to see it.
0:23:05 > 0:23:07As soon as I saw it, my heart melted, and I thought, "Oh, my God,
0:23:07 > 0:23:12- "she's gorgeous!"- So, it was pretty much an impulse purchase?
0:23:12 > 0:23:16- Yeah.- 'That impulse purchase cost £26,500 -
0:23:16 > 0:23:20'8,000 over their original budget.'
0:23:20 > 0:23:22- We were shocked.- We were all in a bit of a bubble, weren't we?
0:23:22 > 0:23:25- It was when we drove home... - We realised what we'd done.
0:23:25 > 0:23:28We looked at each other and thought, "Look what we've just done!"
0:23:30 > 0:23:35Wayne and Katie paid a £10,000 deposit and, without shopping around,
0:23:35 > 0:23:39they took out a three-year loan for the rest through their car dealer.
0:23:39 > 0:23:43That's costing them £524 per month.
0:23:45 > 0:23:47Now, whenever you take out a loan,
0:23:47 > 0:23:49there are different options in the way you pay for it.
0:23:49 > 0:23:52You can take out what's called a balloon payment loan
0:23:52 > 0:23:56where you pay less each month but that's because you're only paying the interest.
0:23:56 > 0:23:58So, when you get to the end of the term of your loan,
0:23:58 > 0:24:01you've still got to pay off a big lump sum.
0:24:01 > 0:24:03Fortunately, you didn't do that, did you?
0:24:03 > 0:24:08- No.- I'm pleased to hear that. So, you went for one that was 9.9%,
0:24:08 > 0:24:11so you're paying interest of two and a half grand.
0:24:11 > 0:24:15But, there are some car loans out there which are more like the 6% mark,
0:24:15 > 0:24:19and they are a grand and a half interest.
0:24:19 > 0:24:22So, that is a massive difference, isn't it,
0:24:22 > 0:24:24when you add it up over the three years?
0:24:24 > 0:24:27That is so common, that people don't shop around.
0:24:27 > 0:24:29Because you're busy, and I get that.
0:24:29 > 0:24:32Did you think about any other ways to buy the car?
0:24:33 > 0:24:37Someone mentioned 0% credit card but I think with time going on
0:24:37 > 0:24:41and I wanted it there and then, I didn't even entertain it.
0:24:41 > 0:24:45Credit cards are designed to offer great deals to lure you in.
0:24:45 > 0:24:48The key to them is you've got to pay them off.
0:24:48 > 0:24:52'Some 0% credit cards can have a short payback time, so use it wisely.
0:24:52 > 0:24:56'But even with the transfer fees, it's definitely worth considering.'
0:24:56 > 0:24:59In terms of how much cheaper it would have been, it's this much.
0:24:59 > 0:25:01£1,300.
0:25:01 > 0:25:03Ooh!
0:25:03 > 0:25:05See! Rush in.
0:25:05 > 0:25:07It was the instant purchase of it.
0:25:07 > 0:25:11- Look at that!- I know. - Doesn't that feel good?- Yes, I know.
0:25:11 > 0:25:13I know now.
0:25:13 > 0:25:17I get it that you have no time but, if you think about...
0:25:17 > 0:25:19Don't rush into it. If you think about how much money
0:25:19 > 0:25:21you could have saved.
0:25:21 > 0:25:24Seeing this now is...
0:25:24 > 0:25:26a bit of a different story, isn't it?
0:25:26 > 0:25:29But the bad news is it's mine, sorry.
0:25:29 > 0:25:32It's knowing as well, isn't it?
0:25:32 > 0:25:35Now we've seen all this, the next time we can say,
0:25:35 > 0:25:37let's have a look at certain cards...
0:25:37 > 0:25:38That's the key thing.
0:25:38 > 0:25:41This is about not what you've done wrong, it's more about how you can,
0:25:41 > 0:25:45in the future, learn from it and save yourself some money.
0:25:45 > 0:25:49'So, the Williams are getting on board with the shopping around business,
0:25:49 > 0:25:51'which could save them a lot of money.'
0:25:51 > 0:25:55And we've done some serious shopping around to show the family that you
0:25:55 > 0:25:58can still look good in cut-price clothes.
0:25:58 > 0:26:00But will they approve of our choices?
0:26:00 > 0:26:03I'd say that that's quality.
0:26:03 > 0:26:07Yeah? That's more like the one we buy for you, isn't it?
0:26:08 > 0:26:11Eight-year-old Holly's usual brand of tracksuit and trainers
0:26:11 > 0:26:13costs over £130.
0:26:13 > 0:26:19This high street hoodie, bottoms and sneakers cost less than £60.
0:26:19 > 0:26:21Oh, Holly, you look lovely!
0:26:21 > 0:26:23Shall we give it a score out of ten?
0:26:23 > 0:26:25What would you say?
0:26:25 > 0:26:27- 100.- 100 out of ten?
0:26:27 > 0:26:29That's definitely a keep, then, isn't it?
0:26:29 > 0:26:32- Yeah. - 'That could save you over £70.'
0:26:34 > 0:26:38Wayne's designer shirt, jeans and boots cost him £300.
0:26:38 > 0:26:41So, how will he feel about high-street replacements
0:26:41 > 0:26:44at less than half the price?
0:26:44 > 0:26:46What do you reckon?
0:26:46 > 0:26:48I'd go out with you like that.
0:26:48 > 0:26:51- Out of ten?- Ten.
0:26:51 > 0:26:53Straight away. I don't even have to hesitate.
0:26:53 > 0:26:56If I had the choice, I'd keep it all.
0:26:56 > 0:26:59See, Wayne, you can get the look without the label.
0:26:59 > 0:27:03But would your wife agree when it comes to her workout wear?
0:27:03 > 0:27:06Very plain. I mean, where's me...
0:27:06 > 0:27:07You know?
0:27:08 > 0:27:09Logos.
0:27:09 > 0:27:15Just one of Katie's branded gym outfits costs over £160.
0:27:15 > 0:27:17But our supermarket trainers and budget clothes
0:27:17 > 0:27:19total just over 35 quid.
0:27:21 > 0:27:23She's testing them out on home ground first.
0:27:23 > 0:27:28If I'm honest, I cannot fault what I've got on.
0:27:29 > 0:27:31The quality of the leggings is brilliant.
0:27:31 > 0:27:33I'm really in love with the leggings, actually.
0:27:33 > 0:27:37If I had a choice, I'd change the colour of the trainers
0:27:37 > 0:27:40and I'd keep the top and the sports bra.
0:27:40 > 0:27:43You know, they're not...
0:27:43 > 0:27:46bobbing here, there and everywhere, which is a good sign.
0:27:46 > 0:27:48You've proven me wrong, I think.
0:27:50 > 0:27:53Great! Katie's starting to see that spending so much money
0:27:53 > 0:27:57trying to project a certain image isn't really worth it.
0:27:57 > 0:27:59But there's still a lot of work to be done.
0:27:59 > 0:28:02So, I've come over to try and convince Katie to cut back
0:28:02 > 0:28:04on her compulsive clothes-shopping habit.
0:28:05 > 0:28:10How much, would you say, Katie, that you spend on clothes every month?
0:28:10 > 0:28:12To be honest, I don't know how much I spend,
0:28:12 > 0:28:15because I think I tend to block it out.
0:28:15 > 0:28:18I order online. It comes. And then I forget about it.
0:28:18 > 0:28:20Right, let's get to the bottom of this.
0:28:20 > 0:28:23What is the main reason you feel you need a new outfit
0:28:23 > 0:28:27for every single night out, event, etc, that you go to?
0:28:27 > 0:28:29I think with social media now,
0:28:29 > 0:28:33you get photographed every time you go out.
0:28:33 > 0:28:36So, with me, I don't like to be photographed in the same things.
0:28:36 > 0:28:40How would you feel if you saw one of your best friends in the same outfit
0:28:40 > 0:28:43in two photos on the same site?
0:28:43 > 0:28:46I probably wouldn't notice, to be honest.
0:28:46 > 0:28:49You've hit the nail on the head, Alex. I do understand this.
0:28:49 > 0:28:52It's more I've got this issue, haven't I?
0:28:52 > 0:28:54I need to overcome it.
0:28:54 > 0:28:56You know, you're quite image-conscious, aren't you?
0:28:56 > 0:28:59Where do you think that's come from, then?
0:28:59 > 0:29:03I think the job role that I'm doing, beauty therapist -
0:29:03 > 0:29:06you're on show all the time, so you have to set a standard, don't you?
0:29:06 > 0:29:11You work really hard to support this kind of image of obsession you have.
0:29:11 > 0:29:13Do you spend enough time as a family?
0:29:13 > 0:29:17Um, both me and Wayne work long hours.
0:29:18 > 0:29:21I'd say, no, we don't spend enough time together.
0:29:21 > 0:29:24All that's kind of surface...
0:29:24 > 0:29:26It's irrelevant, really, isn't it?
0:29:26 > 0:29:31People project the perfect image on social media but yet if you're not
0:29:31 > 0:29:35actually spending time as a family, it's kind of pointless, isn't it?
0:29:35 > 0:29:39- Yeah.- Is that something that you'd be keen to work towards?
0:29:39 > 0:29:42- Definitely.- Working less and having more time?
0:29:42 > 0:29:45- Definitely.- Katie's realising that breaking this expensive,
0:29:45 > 0:29:49image-conscious cycle could give them more family time together.
0:29:49 > 0:29:53Like it or not, we're all influenced by the world of celebrity.
0:29:53 > 0:29:57Consumer expert Professor Avi Shankar's on hand to explain how.
0:29:59 > 0:30:03Brands are using celebrities to endorse their products.
0:30:03 > 0:30:07What the brands are hoping to get is some of the aura of the celebrity
0:30:07 > 0:30:10transferred on to their particular product.
0:30:10 > 0:30:15So here we have a good example of a Hollywood A-lister.
0:30:15 > 0:30:17What does that image mean to you two?
0:30:17 > 0:30:19Well, it's that thing, isn't it, of where you think,
0:30:19 > 0:30:21you're going to be like her.
0:30:21 > 0:30:25You're going to have tousled, gorgeous hair, beautiful sun-kissed skin,
0:30:25 > 0:30:28fab holidays, loads of money.
0:30:28 > 0:30:31Although you know really you're not going to be.
0:30:31 > 0:30:34- I know.- But, it's just selling an ideal, isn't it?
0:30:34 > 0:30:38What these adverts are doing is selling us idealised images
0:30:38 > 0:30:40of who we can aspire to be.
0:30:40 > 0:30:43And celebrities perform that function really well for brands.
0:30:43 > 0:30:48Now, what I'm going to do is reveal the actual advert -
0:30:48 > 0:30:51or the product that it's advertising.
0:30:51 > 0:30:53And the strap line here, in case you can't read it,
0:30:53 > 0:30:56is "the absolute femininity".
0:30:56 > 0:31:00So, if we spray that on we'll look like Charlize Theron.
0:31:00 > 0:31:02Quick, let's go and get some now.
0:31:02 > 0:31:05Well, this is a really common advertising tactic,
0:31:05 > 0:31:08to create that difference between who we actually feel we are
0:31:08 > 0:31:09and who we would like to be.
0:31:09 > 0:31:12And celebs represent who we would like to be.
0:31:12 > 0:31:16And of course the bigger that gap between who we actually are and who we'd
0:31:16 > 0:31:19like to be, the more likely we're going to be motivated to purchase a
0:31:19 > 0:31:21product we think is going to close that gap.
0:31:21 > 0:31:24It was a very successful campaign.
0:31:24 > 0:31:28So, the brand saw something like a 25% uplift in sales.
0:31:28 > 0:31:29Really?
0:31:32 > 0:31:37'To prove the theory on the power of celebrity, Avi puts us to the test.
0:31:37 > 0:31:40'We've got to match the brands with the star names.'
0:31:42 > 0:31:45OK. Well, this is an obvious one, isn't it?
0:31:45 > 0:31:47Crisps. Gary Lineker.
0:31:47 > 0:31:49Cheryl would be hairspray.
0:31:49 > 0:31:51Yeah. And she's got gorgeous hair.
0:31:51 > 0:31:53She has indeed.
0:31:53 > 0:31:55Pants. Definitely Mr Beckham.
0:31:55 > 0:31:57- Yes.- Right. OK.
0:31:57 > 0:32:00Who doesn't want to see him in his pants?
0:32:00 > 0:32:01And the phone.
0:32:01 > 0:32:03- The phone...- EE.
0:32:03 > 0:32:04That's Kevin Bacon, isn't it?
0:32:04 > 0:32:06And then the mascara.
0:32:06 > 0:32:10Well, it's Rimmel, so it can only be Kate Moss.
0:32:10 > 0:32:14That was really easy, actually, wasn't it, to work out who fitted what?
0:32:14 > 0:32:16- Absolutely.- And we could have actually done it without the names.
0:32:16 > 0:32:19It's that strong a connection with these brands.
0:32:19 > 0:32:22'Celebrity-endorsed products can often cost more.
0:32:22 > 0:32:25'So, a little awareness can make your pennies go further.'
0:32:27 > 0:32:29In North Wales, beautician Katie
0:32:29 > 0:32:32is facing her fears when it comes to fake tan.
0:32:32 > 0:32:34This is alien to me, Wayne.
0:32:34 > 0:32:36It's a bit alien to me.
0:32:36 > 0:32:41We've banned Katie from her three-times-a-week £600-a-year sunbed habit.
0:32:41 > 0:32:44We want her to try out a bottle bronze instead.
0:32:46 > 0:32:47- Oh!- Hang on.
0:32:49 > 0:32:52If she can adapt to this alternative tan...
0:32:52 > 0:32:55Do you want to put that on my back, where I can't reach?
0:32:55 > 0:32:59..she could save £430 a year.
0:32:59 > 0:33:00All the way down to the towel.
0:33:00 > 0:33:03Up to my neckline. That's it.
0:33:03 > 0:33:05And down the back of my arm.
0:33:05 > 0:33:06Is it meant to be orange?
0:33:07 > 0:33:11You're joking me! Would you prefer this to me using sunbeds all the time?
0:33:11 > 0:33:13It's obviously healthier than a sunbed, isn't it?
0:33:13 > 0:33:15What's the coverage like, though?
0:33:15 > 0:33:18- Can you see any...? - It isn't bad, really.
0:33:18 > 0:33:22It smells really fragrant, which is quite shocking really for a fake tan,
0:33:22 > 0:33:25because they don't usually smell as nice as this.
0:33:25 > 0:33:27So, I'd probably say it's definitely high-end.
0:33:27 > 0:33:28Do you reckon?
0:33:30 > 0:33:34Sorry, Katie, it's a cheapie, costing less than a fiver a bottle.
0:33:34 > 0:33:35I'm happy with the result.
0:33:35 > 0:33:38It was quite fun having Wayne involved in that.
0:33:38 > 0:33:40I think he quite enjoyed it, actually.
0:33:41 > 0:33:43Katie loves a year-round tan
0:33:43 > 0:33:45and many of us enjoy spending time in the sun.
0:33:45 > 0:33:49But recent research has shown that eight out of ten of us may not be
0:33:49 > 0:33:52applying enough sunscreen.
0:33:52 > 0:33:53As well as sunburn,
0:33:53 > 0:33:55this can cause premature skin ageing
0:33:55 > 0:33:58and more serious issues like skin cancer.
0:34:01 > 0:34:05Ah, there is nothing like the feeling of sun on your skin, isn't there?
0:34:05 > 0:34:08But, if you're anything like me, I'm sure you've been told all your life,
0:34:08 > 0:34:11make sure you wear sun cream, make sure you're protected.
0:34:11 > 0:34:13But how do you know what to buy?
0:34:13 > 0:34:17Is it worth paying the big bucks for it? I'm going to find out.
0:34:17 > 0:34:19'For a bottle of suntan lotion,
0:34:19 > 0:34:22'you can pay anything from a few quid to over £100.
0:34:22 > 0:34:24'But what should you be looking for?
0:34:25 > 0:34:28'I've come to Boots the chemist's headquarters in Nottingham
0:34:28 > 0:34:29'to meet Claire O'Connor.
0:34:29 > 0:34:31'She's a scientific sun care advisor
0:34:31 > 0:34:35'who knows everything there is to know about being savvy in the sun.'
0:34:35 > 0:34:40So, Claire... Sun cream is one of those things we know we have to wear.
0:34:40 > 0:34:41But what is actually in it?
0:34:42 > 0:34:47So, it contains a mix of ingredients that actually absorb UV light,
0:34:47 > 0:34:48or reflect it away from the skin
0:34:48 > 0:34:51before it can get in and do any harm. We have two kinds.
0:34:51 > 0:34:54We have some that are called reflectors and some that are called absorbers.
0:34:54 > 0:34:59'First of all, Claire's showing me an absorbing chemical that goes in many sun creams.
0:34:59 > 0:35:03'They're called salicylates and they work by absorbing the energy from
0:35:03 > 0:35:06'UV radiation before it can damage your skin.'
0:35:06 > 0:35:08Feels like holidays.
0:35:08 > 0:35:12'The other kind, reflectors, are physical, blocker chemicals,
0:35:12 > 0:35:14'like titanium dioxide.
0:35:14 > 0:35:18'And they work by forming a shield on the skin that reflects the sun away.'
0:35:19 > 0:35:24Most adults don't actually want this unattractive sheen on their skin.
0:35:24 > 0:35:27- We're so vain, aren't we? - Absolutely. Especially in the sun.
0:35:28 > 0:35:32'Many sunscreens include both sorts of chemicals.
0:35:32 > 0:35:35'Those with a high reflector content tend to show up on the skin,
0:35:35 > 0:35:37'so you can see if you've missed bits.
0:35:37 > 0:35:41'They're popular for children and fair-skinned folk like me.
0:35:41 > 0:35:43'You also need to think about your skin type
0:35:43 > 0:35:46'when considering what SPF to buy.'
0:35:46 > 0:35:49Say, for example, you were going to burn in ten minutes
0:35:49 > 0:35:51in whatever situation you were in,
0:35:51 > 0:35:53and you wore an SPF 30, this one,
0:35:53 > 0:35:57then your skin will be protected for up to 300 minutes.
0:35:57 > 0:36:00But SPF's only half the story.
0:36:00 > 0:36:04You also need to protect against what we call UVA rays and UVB rays.
0:36:04 > 0:36:08UVB rays tend to just go into the top layers of the skin
0:36:08 > 0:36:12and cause burning. They have a very immediate damaging effect.
0:36:12 > 0:36:15UVA rays tend to go much deeper into the skin
0:36:15 > 0:36:18and it's the more invisible damage.
0:36:18 > 0:36:23And they're associated with skin ageing, brown spots,
0:36:23 > 0:36:25and also skin cancer.
0:36:25 > 0:36:27'So, to make sure you're shielded from those rays,
0:36:27 > 0:36:31'check for UVA protection in your sunscreen.
0:36:31 > 0:36:33'Boots have developed a UVA star rating -
0:36:33 > 0:36:35'five stars being the highest protection -
0:36:35 > 0:36:39'that's also used by some other manufacturers.
0:36:39 > 0:36:41'Or look for a UVA logo in a circle,
0:36:41 > 0:36:44'which shows the cream meets EU guidelines.'
0:36:44 > 0:36:47So, I'm in the shop, there's loads of sun cream in front of me.
0:36:47 > 0:36:51I'm looking for my SPF and something that has a high UVA factor.
0:36:51 > 0:36:53- Yes.- The highest possible.
0:36:53 > 0:36:56As a consumer, I'm looking at it, thinking, "Mm,
0:36:56 > 0:36:58"I really want to protect my skin.
0:36:58 > 0:37:00"Probably the pricier one's going to be better."
0:37:00 > 0:37:03Is that foolish of me to think that?
0:37:03 > 0:37:05- A little bit. Yes.- Right.- OK.
0:37:05 > 0:37:08You don't need to be spending any more than about £5 to £10.
0:37:08 > 0:37:12The most important thing out of any of it is what sun protection factor
0:37:12 > 0:37:15is it giving you? What UVA protection factor is it giving you?
0:37:15 > 0:37:19Does it feel good enough on your skin for you to apply it
0:37:19 > 0:37:21frequently and easily?
0:37:23 > 0:37:25'I wear sunscreen every day now,
0:37:25 > 0:37:27'but I wasn't so careful when I was younger
0:37:27 > 0:37:30'and now, thanks to a clever machine that Claire has here,
0:37:30 > 0:37:34'I'm about to find out what sort of harm I might have done to my skin.'
0:37:34 > 0:37:36So, Claire, I've taken my foundation off.
0:37:36 > 0:37:38Tell me what we're going to do.
0:37:38 > 0:37:41So, you're going to put your face in this machine and this is going
0:37:41 > 0:37:42to have a look at your sun damage.
0:37:42 > 0:37:47- I feel nervous.- It's a scary thing to do, to put your face in there.
0:37:47 > 0:37:49'This machine's basically analysing my skin.
0:37:49 > 0:37:52'Looking at UV damage, wrinkles and brown spots.
0:37:52 > 0:37:55'And it's going to compare the results to people my own age.'
0:37:58 > 0:38:00OK, you can take your face out now.
0:38:00 > 0:38:01This is actually your UV damage.
0:38:01 > 0:38:03Oh, wow!
0:38:03 > 0:38:05- So, these dark areas here...- Yeah.
0:38:05 > 0:38:08This is sun damage that's underneath your skin.
0:38:08 > 0:38:09God, it looks like there's loads!
0:38:11 > 0:38:14It's not actually that bad.
0:38:14 > 0:38:16- Get in! - Your forehead's quite clear.
0:38:16 > 0:38:19There are some areas as you'd expect around your nose and some on your
0:38:19 > 0:38:23cheeks here. If you actually look at your percentage figures there,
0:38:23 > 0:38:26we want all your scores to be 50% or better.
0:38:26 > 0:38:28- Oh, I'm 68%.- 68%.
0:38:28 > 0:38:29So, that's pretty good.
0:38:29 > 0:38:32Compared to your peers, your skin is in really good condition.
0:38:32 > 0:38:35You've stopped any more damage happening in that way.
0:38:35 > 0:38:37So, it's never too late to use sun protection.
0:38:37 > 0:38:39'Wahay, I'm made up!
0:38:39 > 0:38:42'So, I've just got to keep up the good work from now on.'
0:38:42 > 0:38:45I think the biggest surprise for me in all of that was the fact it's not
0:38:45 > 0:38:47all about SPF.
0:38:47 > 0:38:50So, if you want to protect your skin from sunburn and all of that
0:38:50 > 0:38:53invisible damage it's doing underneath your skin,
0:38:53 > 0:38:55you've got to look at that bottle and think,
0:38:55 > 0:38:58"Has it got the right SPF for my skin type,
0:38:58 > 0:39:00"and does it have UVA protection?"
0:39:00 > 0:39:01And that doesn't have to come at a price.
0:39:05 > 0:39:09In North Wales, the Williams family experiment is stepping up a gear.
0:39:09 > 0:39:13Katie likes her car to look as good as SHE does, but we're hoping to
0:39:13 > 0:39:17persuade her this is another area where she can save money and also gain
0:39:17 > 0:39:18precious family time.
0:39:18 > 0:39:21Can I just say something before we start?
0:39:21 > 0:39:24Don't judge me - this is obviously for applying soap...
0:39:24 > 0:39:26That's the sponge to wash it down with.
0:39:26 > 0:39:29- What's that? - 'This could take a while.'
0:39:30 > 0:39:32Come on then. Holly, you wash it down first, babes.
0:39:34 > 0:39:39'Katie normally spends almost £500 a year on having a car fully valeted
0:39:39 > 0:39:40'every eight weeks...'
0:39:40 > 0:39:44- Are you all enjoying this? - '..and washed every fortnight.'
0:39:46 > 0:39:48It's not a water fight.
0:39:49 > 0:39:50'But a sponge, some soap,
0:39:50 > 0:39:53'and some elbow grease will take the cost of a car cleaning
0:39:53 > 0:39:55'down to under 30 quid a year.'
0:39:55 > 0:39:59- Washing and drying it, Katie.- Do you know what? You may laugh now...
0:39:59 > 0:40:02It's very therapeutic, you're going to tell me, aren't you?
0:40:02 > 0:40:04At first I was devastated.
0:40:05 > 0:40:08But actually, on a day like this, you can't fault it.
0:40:09 > 0:40:12- Lovely!- 'Saving money and enjoying family time.
0:40:12 > 0:40:14'It's a win-win.
0:40:14 > 0:40:18'But will the Williams be so united when it comes to what we've swapped
0:40:18 > 0:40:21'inside their house?
0:40:21 > 0:40:25'They usually buy a branded hand wash costing £1.40.'
0:40:25 > 0:40:28Straight away that is definitely not ours.
0:40:28 > 0:40:30I would say it is. 100%.
0:40:32 > 0:40:35- 'But who's right?' - It's a lot thinner.
0:40:35 > 0:40:38- You really wouldn't know because you couldn't see it. - I can tell. It's cheaper.
0:40:38 > 0:40:40'Is it now, Katie?'
0:40:40 > 0:40:42Let's not have a family domestic.
0:40:42 > 0:40:45- No.- I say it's ours, you say it's not.
0:40:45 > 0:40:49'Katie is correct. This budget buy is 50p cheaper.
0:40:49 > 0:40:52'So, we managed to hoodwink Wayne with the hand wash.
0:40:52 > 0:40:55'But can we catch him out when it comes to his bubble bath?
0:40:55 > 0:40:59'He soaks his way through three bottles of branded bath foam a week,
0:40:59 > 0:41:02'costing £220 a year.'
0:41:02 > 0:41:06I'm thinking the bath soap's good, bubbled up, just like ours.
0:41:06 > 0:41:10- 'Did it now?'- The test for me will be in an hour, if it's still bubbly.
0:41:10 > 0:41:12I'm convinced it's ours.
0:41:12 > 0:41:16'But it's not. It's a 65p discount supermarket jobbie,
0:41:16 > 0:41:19'which would save you £150 a year.
0:41:20 > 0:41:22'Now for the big test.
0:41:22 > 0:41:25'Glam Katie has been using clip-in hair extensions for years,
0:41:25 > 0:41:29'and each one costs her around £45.'
0:41:29 > 0:41:31I'm not sure whether this is my hairpiece.
0:41:31 > 0:41:33I'm going to give it a go anyway.
0:41:33 > 0:41:37'So she's bound to notice any alterations to her artificial locks.'
0:41:37 > 0:41:40You just have to cover the join.
0:41:40 > 0:41:41'Or is she?'
0:41:44 > 0:41:46I'm going to go with my gut instinct.
0:41:46 > 0:41:48I don't think this is mine.
0:41:48 > 0:41:50It's really, really dry on the ends,
0:41:50 > 0:41:54and it doesn't seem to have the bounce that I usually have.
0:41:54 > 0:41:57'Are you sure about that, Katie?'
0:41:57 > 0:42:00I know that you can go to some places
0:42:00 > 0:42:03and get them for a steal at about £10,
0:42:03 > 0:42:06but, I mean, I think this is one of them.
0:42:06 > 0:42:07'Except it's not.'
0:42:07 > 0:42:11It's just... There's no body to it, and it's dry.
0:42:13 > 0:42:15I think I've worked that one out - it's definitely not mine.
0:42:16 > 0:42:19'But it IS yours, Katie.
0:42:19 > 0:42:22'Perhaps it's time to shop around for one you actually like.'
0:42:25 > 0:42:28In the UK, women's hair care is big business,
0:42:28 > 0:42:34with sales predicted to heat up to £1.5 billion by 2020.
0:42:34 > 0:42:36But, when it comes to styling,
0:42:36 > 0:42:39could a bad hair day sometimes be down to the hairdryer?
0:42:40 > 0:42:45To find out, these Birmingham stylists are putting five to the test on
0:42:45 > 0:42:48some willing customers with similar hair type.
0:42:48 > 0:42:50I need a hairdryer that's quite powerful.
0:42:50 > 0:42:52I prefer a small, narrow nozzle,
0:42:52 > 0:42:55because I feel like that gives me more air control.
0:42:55 > 0:42:57Something that's really professional.
0:42:57 > 0:42:59Where I can get a nice, smooth finish on it.
0:42:59 > 0:43:02Up for analysis, TRESemme Power,
0:43:02 > 0:43:04the cheapest in our test.
0:43:04 > 0:43:07Moving up in price, Remington PROtect.
0:43:07 > 0:43:11A mid-priced offering from Nicky Clarke.
0:43:11 > 0:43:14BaByliss 3Q, the second most expensive.
0:43:14 > 0:43:17And finally a top price dryer by Dyson.
0:43:19 > 0:43:23First up is the second most expensive in our test.
0:43:23 > 0:43:28With this, I had to go over it and over it and over it to get even a
0:43:28 > 0:43:32- little bit of bounce.- Will they like the next dryer any better?
0:43:32 > 0:43:34I don't personally like the hairdryer
0:43:34 > 0:43:36because it's too lightweight and I
0:43:36 > 0:43:40don't feel like you can get direct airflow onto the cuticles.
0:43:40 > 0:43:43Perhaps this one will produce a frizz-free finish?
0:43:43 > 0:43:46I like the length of the lead and the buttons are in a nice position
0:43:46 > 0:43:48as well.
0:43:48 > 0:43:51Hoping to impress next is the highest-priced hairdryer.
0:43:51 > 0:43:54Really powerful. Nice and light. The buttons,
0:43:54 > 0:43:56where they're placed, they're really good.
0:43:56 > 0:43:58They won't come in my way. So, yeah.
0:44:00 > 0:44:02Last up, the cheapest dryer in our challenge.
0:44:02 > 0:44:06Feels really light and it feels more
0:44:06 > 0:44:09like a toy rather than a hairdryer.
0:44:10 > 0:44:13The decision on which blow-dryer has given the best result is down to
0:44:13 > 0:44:15salon owner Cora.
0:44:15 > 0:44:18It's not got any good shine on this at all.
0:44:18 > 0:44:22It looks like it's nice and smooth and it's given a good finish.
0:44:22 > 0:44:26It is a bit fluffy towards the ends.
0:44:26 > 0:44:29Well, which has won the battle of the hairdryers?
0:44:29 > 0:44:31And the winner is...
0:44:31 > 0:44:34The Dyson.
0:44:34 > 0:44:38It would set you back £299.99.
0:44:40 > 0:44:43- Wow!- It's too much for a hairdryer.
0:44:43 > 0:44:48Taking top spot was the most expensive at a whopping £299.99.
0:44:48 > 0:44:52But coming a close second was our mid-range option from Nicky Clarke
0:44:52 > 0:44:55at £49.99.
0:44:55 > 0:44:57Definitely value for money.
0:44:57 > 0:44:59And I'd definitely recommend it.
0:44:59 > 0:45:01It just goes to show,
0:45:01 > 0:45:04you don't have to spend hundreds to be spared a bad hair day.
0:45:08 > 0:45:11In Wales, with Katie's parents living next door,
0:45:11 > 0:45:14one cost they don't have is baby-sitting,
0:45:14 > 0:45:17which means the couple can enjoy a pricey night out
0:45:17 > 0:45:18around three times a month.
0:45:20 > 0:45:22It's costing us an absolute fortune.
0:45:22 > 0:45:29Couple of hundred pound, easy, with wine, food, cocktails.
0:45:30 > 0:45:31Before you know it, it's gone.
0:45:33 > 0:45:35Well, they won't be spending that tonight,
0:45:35 > 0:45:37as we've asked them to stay in.
0:45:38 > 0:45:41I wonder what's in there. Onion bhajis.
0:45:41 > 0:45:43Which means a takeaway and some drinks.
0:45:45 > 0:45:46But to make it more of an occasion,
0:45:46 > 0:45:50Wayne's brother Jonny and his wife Amy are coming over.
0:45:50 > 0:45:52Hello!
0:45:52 > 0:45:55- All right?- All freshly cooked tonight by me!
0:45:56 > 0:46:00I don't think I've ever seen you cook, to be honest!
0:46:00 > 0:46:04The couple normally fork out £30 a person on food for a meal out.
0:46:04 > 0:46:08But tonight's tucker cost them £7.50 each.
0:46:08 > 0:46:11Bubbly!
0:46:11 > 0:46:14Katie regularly blows £100 a bottle on her favourite Laurent-Perrier
0:46:14 > 0:46:18- rose champagne. - Whatever it is, I like it.
0:46:18 > 0:46:20On that note, cheers, guys.
0:46:20 > 0:46:21Here we go.
0:46:21 > 0:46:26It's actually Cava, and it only costs £4.49 a bottle.
0:46:26 > 0:46:28Not knowing what we're drinking.
0:46:29 > 0:46:32First night in in the house in about four years.
0:46:32 > 0:46:33To random bubbly.
0:46:35 > 0:46:38The couple normally go on to splash more cash after their meal
0:46:38 > 0:46:41- in bars and nightclubs. - We're winning, anyway.
0:46:41 > 0:46:43Jonny used to do this as a kid!
0:46:43 > 0:46:46But tonight, they'll be pocketing even more potential savings
0:46:46 > 0:46:49- by playing party games.- Motocross?
0:46:49 > 0:46:52- No!- Break dancing?- Yes! Yay!- Behave!
0:46:52 > 0:46:55Don't put that on camera!
0:46:55 > 0:46:58I love it. I love it. Everybody should have it in their lives.
0:46:58 > 0:47:00- Glitter?- Yes! - No! It wasn't!
0:47:00 > 0:47:03Glitter!
0:47:03 > 0:47:07I've enjoyed this, if I'm honest, completely honest,
0:47:07 > 0:47:09more than when we go out to restaurants and have to get...
0:47:09 > 0:47:11Wait for a taxi home.
0:47:11 > 0:47:12Plenty of games, plenty of wine.
0:47:12 > 0:47:15That game was mint. That was, like real good fun.
0:47:15 > 0:47:17Yeah.
0:47:17 > 0:47:20Sounds like Katie's realising it's more relaxing staying home with
0:47:20 > 0:47:23your mates than trying to keep up appearances out on the town.
0:47:23 > 0:47:25Iechyd da.
0:47:30 > 0:47:35It's time for us to make our way back to North Wales to find out if
0:47:35 > 0:47:37our image-conscious family are ready
0:47:37 > 0:47:39to spend less money and gain more time together.
0:47:39 > 0:47:41It'll be really interesting, won't it,
0:47:41 > 0:47:44to find out whether we have made a saving.
0:47:44 > 0:47:47Yeah, definitely. The worst for me may be scary because
0:47:47 > 0:47:50I don't really see half of what goes on, really.
0:47:50 > 0:47:52I'm just usually footing the bill, aren't I?
0:47:52 > 0:47:54- Yeah.- So it will be interesting for me, 100%, won't it?
0:47:54 > 0:47:57- Yeah.- Well, I wonder if they'll let us back in.
0:47:57 > 0:48:00I don't know, because we did give them some really big swaps, didn't we?
0:48:00 > 0:48:03- Hopefully, they've embraced it. - Yeah.- Let's find out.
0:48:04 > 0:48:07'But how far will this brand-buying family be able to adjust
0:48:07 > 0:48:09'the way they spend?'
0:48:10 > 0:48:12So it's time for the big reveal.
0:48:12 > 0:48:16How have you felt about the swaps that we've given you overall?
0:48:16 > 0:48:18Some of the products were definitely ours.
0:48:18 > 0:48:20Shall we see, then?
0:48:20 > 0:48:22Well, who knows? Let's find out.
0:48:22 > 0:48:24What did you think of the shampoo?
0:48:24 > 0:48:27I thought it was all amazing. I think it was my product.
0:48:27 > 0:48:30How convinced are you it was the same?
0:48:30 > 0:48:3170%.
0:48:32 > 0:48:34Get it out, Steph.
0:48:34 > 0:48:36No way!
0:48:38 > 0:48:40It's an own brand,
0:48:40 > 0:48:44and it cost us a whopping 75p.
0:48:44 > 0:48:46Wow!
0:48:47 > 0:48:48Look at the saving.
0:48:50 > 0:48:51How much of that do you go through?
0:48:51 > 0:48:55- Loads.- So a year, if you went for this product
0:48:55 > 0:49:01instead of the one you have, it would save you £317 a year.
0:49:01 > 0:49:03That's amazing.
0:49:03 > 0:49:05- It's a swap.- Brilliant.
0:49:05 > 0:49:08'It's a good start. And whilst we're talking hair,
0:49:08 > 0:49:11'what did our grooming guru make of the hairpiece?'
0:49:11 > 0:49:13Did you like the one we swapped?
0:49:14 > 0:49:17No. I think it was definitely a cheaper one.
0:49:17 > 0:49:19It was really dry on the ends.
0:49:19 > 0:49:22So the hairpiece we swapped...
0:49:23 > 0:49:26This one, is in fact,
0:49:26 > 0:49:27your own.
0:49:27 > 0:49:31But now you've got the new shampoo, you won't be needing that, will you?
0:49:31 > 0:49:35- Yeah.- Now, one of the things you're both obsessed with is bubble bath.
0:49:35 > 0:49:39Yeah, we do like to have a good blugg-blugg, get it all in, don't we?
0:49:39 > 0:49:40- Yeah.- Same or different?
0:49:40 > 0:49:42- Same.- Same, Wayne?
0:49:42 > 0:49:45- Yeah, I would say the same. - This was the swap.
0:49:45 > 0:49:49- No way.- Same stuff, though, isn't it?- Yeah.- Well, absolutely.
0:49:49 > 0:49:53And it's a saving of 75p on your normal brand.
0:49:53 > 0:49:58So over a year, that's over 150 quid on bubble bath.
0:49:58 > 0:49:59Swap, definitely.
0:50:00 > 0:50:03'And that's not the only saving in the bathroom.
0:50:03 > 0:50:08'Just by saying yes to three more swaps means Wayne and Katie can clean up
0:50:08 > 0:50:11'£440 a year.'
0:50:11 > 0:50:13That's a swap, definitely.
0:50:13 > 0:50:15Let's talk about hand wash.
0:50:15 > 0:50:18OK, so you're saying it's a different one?
0:50:18 > 0:50:20- Yeah. - You're saying it's the same one?
0:50:20 > 0:50:22- Yeah.- Yeah? Let's do this.
0:50:22 > 0:50:23Let's see.
0:50:24 > 0:50:27- It was, in fact, this one.- Yes!
0:50:27 > 0:50:29Rhubarb and Raspberry.
0:50:29 > 0:50:32You normally pay £1.40.
0:50:32 > 0:50:34This one is 89p.
0:50:34 > 0:50:36- Swap.- Yeah, swap.
0:50:36 > 0:50:40'But Katie wasn't so made up with our make-up.'
0:50:40 > 0:50:43If I'm completely honest, I think they were all cheaper brands.
0:50:43 > 0:50:45I think what I've learnt from the process, though,
0:50:45 > 0:50:47is I don't need as much as I've got.
0:50:47 > 0:50:51I can stop the compulsive buying of all of it.
0:50:51 > 0:50:52- Yes.- Yes.
0:50:52 > 0:50:57That's great. So it's time to talk about sunbeds, and why do you do it?
0:50:57 > 0:50:59Because I love to be brown.
0:50:59 > 0:51:00How much are you spending?
0:51:01 > 0:51:07£28 for 80 minutes tends to last me 2-3 weeks.
0:51:07 > 0:51:09- That is a lot of money.- I know.
0:51:09 > 0:51:11So we obviously stopped you from going on the sunbeds,
0:51:11 > 0:51:13and got you to try the fake tan.
0:51:13 > 0:51:15Something I would never have tried in a million years.
0:51:15 > 0:51:18- Did it look natural? - Yeah, it looked really natural,
0:51:18 > 0:51:20I didn't see any streaks whatsoever.
0:51:20 > 0:51:25So do you think, then, that the product we gave you was an expensive one?
0:51:25 > 0:51:28I'd have said, yes, to lure me into doing the fake tan.
0:51:28 > 0:51:30I would've said yes, it was a high brand.
0:51:30 > 0:51:34So the product we gave you is an award-winning one.
0:51:34 > 0:51:35No way!
0:51:35 > 0:51:38Isn't that really cheap?
0:51:38 > 0:51:39Yes.
0:51:41 > 0:51:45'Each £4.99 bottle would give Katie three applications,
0:51:45 > 0:51:49'meaning she could save £430 a year.'
0:51:49 > 0:51:50Wow. I'd keep that.
0:51:50 > 0:51:53I'll be helping you out with that, not a problem, like.
0:51:53 > 0:51:55He'll be coming in every night, "Right, Katie!
0:51:55 > 0:51:58"Is it tan tonight?!"
0:51:58 > 0:52:00'Another impressive saving.
0:52:00 > 0:52:04'But next up, one that could be even greater - Katie's car.
0:52:04 > 0:52:08'And given just how fond she is of her flash 4x4,
0:52:08 > 0:52:10'this is going to be a very big deal.'
0:52:10 > 0:52:12Roxy got the heave-ho.
0:52:12 > 0:52:15And in came another car. What did you think of it?
0:52:15 > 0:52:17By day three,
0:52:17 > 0:52:19I was back to normality.
0:52:19 > 0:52:21What happened the first couple of days?
0:52:21 > 0:52:24- I felt sick.- You felt sick - howay!
0:52:24 > 0:52:26I felt sick. Sick to my stomach. I did.
0:52:26 > 0:52:32'On impulse, Katie bought a luxury car at a full cost of almost £30,000.
0:52:32 > 0:52:36'But we gave her a different, similarly styled 4x4.'
0:52:36 > 0:52:41Do you think this is cheaper than your original car, Roxy?
0:52:41 > 0:52:43And if you do, how much are we talking?
0:52:43 > 0:52:47Cheaper, and it's probably about £7,000.
0:52:47 > 0:52:51- Yeah.- £12,000.
0:52:51 > 0:52:54- That's a lot of money, £12,000. - Yeah, that is a lot of money.
0:52:54 > 0:52:56That's shocking. I don't know what to say.
0:52:56 > 0:53:00Can I just visualise this for you as well?
0:53:00 > 0:53:01Here we go. Steph!
0:53:05 > 0:53:06That's a lot.
0:53:07 > 0:53:10- Cash is king.- Cash is king!
0:53:10 > 0:53:12With it there in front of me,
0:53:12 > 0:53:14take her.
0:53:14 > 0:53:16- Really?- See, you could go...
0:53:16 > 0:53:20Seeing it there, it's hard to say no, isn't it?
0:53:20 > 0:53:24'If Katie had shopped savvier and gone for the car we swapped in,
0:53:24 > 0:53:27'she could have had £20,000 in her pocket.'
0:53:29 > 0:53:34'And they stand to save even more money if they ditched the costly car valet.'
0:53:34 > 0:53:38You had a day where, as a family, you washed the car.
0:53:38 > 0:53:40Who knew it could be so much fun?
0:53:40 > 0:53:45So if you washed your own car, you'd save over £459 per year.
0:53:45 > 0:53:46That's nearly 500 quid.
0:53:46 > 0:53:48- I know.- It's a no-brainer, isn't it?
0:53:48 > 0:53:50- Yeah.- Swap.- Perfect.
0:53:50 > 0:53:54Now, we're going to talk about your going-out habits.
0:53:54 > 0:53:58Before we tried to convince them that staying in was the new going out,
0:53:58 > 0:54:01this couple had three big nights out a month,
0:54:01 > 0:54:05and partied away over £7,000 a year.
0:54:05 > 0:54:10Now, on a big night, you would spend on average around how much?
0:54:10 > 0:54:13- £200.- Yeah.- If not more sometimes.
0:54:13 > 0:54:16- On one night? - I feel disgusted saying it to you.
0:54:16 > 0:54:19When we did our night in, that was a big wake-up call.
0:54:19 > 0:54:23- Yeah, that was.- Massive wake-up call.- That was a good night, wasn't it?- We had such a good night.
0:54:23 > 0:54:25In a restaurant environment, you're worrying about, like...
0:54:25 > 0:54:28- Who you might bump into. - Who's there, and how you're acting.
0:54:28 > 0:54:34- Here, we just let our hair down, didn't we, and just had a right laugh.- Yeah.
0:54:34 > 0:54:38We actually swapped your £100 champagne for good old Cava.
0:54:38 > 0:54:39Cava!
0:54:41 > 0:54:47- Now, this particular Cava is priced at £4.49 per bottle.- Wow.
0:54:47 > 0:54:52So that is a saving of...
0:54:52 > 0:54:54£95.51.
0:54:54 > 0:54:59Katie and Wayne's total food and drinks bill for the night in was less than £50.
0:54:59 > 0:55:04So if they only hit the town once a month, and have two big nights in,
0:55:04 > 0:55:06they could save £300 a month.
0:55:06 > 0:55:08In a year,
0:55:08 > 0:55:12this is how much you'd save by doing that.
0:55:14 > 0:55:16- That's...- Go on.
0:55:16 > 0:55:20That's a saving of £3,600 a year.
0:55:20 > 0:55:23I could become maybe a bit of a wealthy man with all these savings!
0:55:24 > 0:55:28Katie and Wayne have both realised that spending money on maintaining
0:55:28 > 0:55:31a certain image isn't what really matters.
0:55:31 > 0:55:33It's a big move in the right direction.
0:55:34 > 0:55:38And with all the other lifestyle changes and swaps that they've liked,
0:55:38 > 0:55:41Steph's figured out how much they stand to save over a year.
0:55:42 > 0:55:44So this is the moment of truth.
0:55:45 > 0:55:46We've added all the savings up.
0:55:46 > 0:55:50And if you took on board our advice moving forward,
0:55:51 > 0:55:58it could be an extra £8,000 in your pocket per year.
0:56:00 > 0:56:02I'm smiling, but I am thinking...
0:56:02 > 0:56:04You're speechless.
0:56:04 > 0:56:06That is amazing.
0:56:06 > 0:56:08And do you know what, that's not even including the car.
0:56:08 > 0:56:13- No.- You're going to have a really good savings pot if you put all that
0:56:13 > 0:56:15stuff into practice.
0:56:15 > 0:56:17Do it now while we still can.
0:56:17 > 0:56:21So part of the deal is, we're invited to the next big night in.
0:56:21 > 0:56:22Woohoo!
0:56:22 > 0:56:24Fist bumps all round.
0:56:25 > 0:56:27Yes.
0:56:27 > 0:56:30I'm overwhelmed by the savings.
0:56:30 > 0:56:32There's a lot of money to be saved there, isn't it?
0:56:32 > 0:56:34I almost thought they were joking.
0:56:34 > 0:56:36For once in my life, Wayne, I can honestly say to you,
0:56:36 > 0:56:39I am itching to start saving instead of spending.
0:56:42 > 0:56:44Well, what a brilliant result.
0:56:44 > 0:56:45I'm made up about that.
0:56:45 > 0:56:48I can't believe we got her to change her mind about the car.
0:56:48 > 0:56:52I know. I never thought that would happen. And the nights in, that's the big thing,
0:56:52 > 0:56:54because they're going to save themselves a fortune.
0:56:54 > 0:56:57All that stuff they're going to do at home together now.
0:56:57 > 0:57:00Yeah, lovely. More family time, more money in the bank.
0:57:00 > 0:57:02- Winner.- Winner-winner.
0:57:02 > 0:57:04'Next time, a family who can't stop spending.'
0:57:04 > 0:57:08- Do you get out in it very often? - Not really.- 'Relying on credit.'
0:57:08 > 0:57:10- Uh-oh.- They haven't even tried these on.
0:57:10 > 0:57:11'Will they go budget...'
0:57:11 > 0:57:14- I mean, what is it, who is it? - '..to get back in the black?'
0:57:14 > 0:57:17- Do I really have to do this? - Yes, you really have to do this.