0:00:02 > 0:00:03- Meet the Sheriffs. - Let's introduce ourselves.
0:00:03 > 0:00:07- We're High Court Enforcement Officers.- We're here to execute a High Court writ.
0:00:07 > 0:00:10They're the men whose job it is to get you your money back.
0:00:10 > 0:00:13It's an arrestable offence to stop me doing my job.
0:00:13 > 0:00:15If you've been ripped off and don't know where to turn.
0:00:15 > 0:00:18- I'm not waiting any more.- I'm ordered to seize goods to clear this debt,
0:00:18 > 0:00:21which would mean clearing this place out.
0:00:21 > 0:00:23If you've been to court but still not been paid what you're owed.
0:00:23 > 0:00:26Why don't you just tell me who you are?
0:00:26 > 0:00:28This is an absolute crock. You need to pay this.
0:00:28 > 0:00:31The High Court Enforcement Officers charged by law
0:00:31 > 0:00:34to recover what a court says is rightfully yours.
0:00:34 > 0:00:38- I've seized your car, sir. - You can let us through the door or we'll go through the window.
0:00:38 > 0:00:41- Wooh, wooh, wooh, wooh, wooh! - It time to call the Sheriffs.
0:00:41 > 0:00:44I've just collected 42 grand.
0:00:44 > 0:00:51Coming up, Michelle Fenner is owed £1,200 by an estate agent.
0:00:51 > 0:00:53I just think that they're so arrogant.
0:00:53 > 0:00:57It's a total lack of respect.
0:00:57 > 0:01:00Can the Sheriffs succeed where she's failed?
0:01:00 > 0:01:05It's about a High Court writ that's been issued, some outstanding money. We're here to collect it today.
0:01:05 > 0:01:10Steve McLaughlin paid over £3,000 for a BMW, but got a banger.
0:01:10 > 0:01:14I turned the ignition key off, took it out and the engine was still running.
0:01:14 > 0:01:18Can the Sheriffs convince the dealer this is the debt that needs paying?
0:01:18 > 0:01:23And Lawrence and Kev Xerox in on some seizable assets.
0:01:23 > 0:01:26I'm ordered here today to seize goods to clear this debt,
0:01:26 > 0:01:29which would mean clearing this place out. That shook him.
0:01:29 > 0:01:32That shook him rigid.
0:01:38 > 0:01:40The East End of London,
0:01:40 > 0:01:43the beating heart of the capital's business activity,
0:01:43 > 0:01:46a melting pot of London life.
0:01:46 > 0:01:49And today, where Sheriffs Marc Newton and Tony Smith
0:01:49 > 0:01:54are headed, on their way to help out a lady let down by a letting agent.
0:02:08 > 0:02:10Michelle Fenner is a local councillor
0:02:10 > 0:02:13in the seaside town of Broadstairs in Kent.
0:02:13 > 0:02:17It's a beautiful part of the world, where she brought up son Philippe
0:02:17 > 0:02:20after moving from her native France.
0:02:20 > 0:02:24But after recently graduating from university,
0:02:24 > 0:02:27Philippe decided to leave Kent and lay down roots in London.
0:02:27 > 0:02:30He planned to do bar work to subsidise his real ambition
0:02:30 > 0:02:33of becoming an illustrator.
0:02:33 > 0:02:37He's always been passionate about drawing.
0:02:37 > 0:02:43The minute he was able to hold a pen when he was little, he started drawing.
0:02:43 > 0:02:49And it was so good that he was able to do a degree in illustration.
0:02:49 > 0:02:56And there he was, he was going to use that in his professional life.
0:02:56 > 0:03:01You know, we want to do everything we can to help him achieve that.
0:03:01 > 0:03:05Philippe got himself a job
0:03:05 > 0:03:07and agreed to flatshare with some friends.
0:03:07 > 0:03:10They soon found an apartment in East London
0:03:10 > 0:03:14being rented through a local lettings agency, Madison Brook.
0:03:14 > 0:03:20Happy with it, Michelle agreed to stump up the £1,200 deposit and holding fee for Philippe.
0:03:20 > 0:03:23All he had to do now was wait to move in,
0:03:23 > 0:03:27which Madison Brook told him would be in September.
0:03:28 > 0:03:33We had the address of Madison Brook, we had their details
0:03:33 > 0:03:39in terms of bank account etc. It was all, apparently, above board.
0:03:39 > 0:03:47There was no reason for me to be, to be suspicious of any wrongdoing.
0:03:47 > 0:03:52But September came and went, and so did the moving in date.
0:03:52 > 0:03:55Despite chasing Madison Brook for news,
0:03:55 > 0:03:59neither he nor Michelle could get any date at all for moving in.
0:03:59 > 0:04:02Desperately needing accommodation so he could begin his job,
0:04:02 > 0:04:05Philippe and Michelle decided they had no choice
0:04:05 > 0:04:08but to pull out of the flat.
0:04:08 > 0:04:10Expecting the swift return of her deposit,
0:04:10 > 0:04:14Michelle was philosophical about the problem.
0:04:14 > 0:04:17I was concerned, I was disappointed,
0:04:17 > 0:04:22but at the same time thinking, well, these sort of things do happen.
0:04:22 > 0:04:25While Philippe went looking for a new flat,
0:04:25 > 0:04:28Michelle waited to get her £1,200 back.
0:04:28 > 0:04:32And waited. And waited. But nothing came.
0:04:32 > 0:04:36Despite being assured by Madison Brook the money would be returned,
0:04:36 > 0:04:38not a penny came her way.
0:04:38 > 0:04:42They cashed the money. It was a bank transfer,
0:04:42 > 0:04:45so the money was on their account immediately,
0:04:45 > 0:04:50so they could start using it however they wanted.
0:04:50 > 0:04:54They chose to keep it, wrongly.
0:04:54 > 0:04:57I just think that they're so arrogant.
0:04:57 > 0:05:02Eh, they just really are treating people badly.
0:05:02 > 0:05:06Eh, it's a total lack of respect.
0:05:07 > 0:05:11Eight months after pulling out of the flat, and still without her money,
0:05:11 > 0:05:13Michelle took Madison Brook to court,
0:05:13 > 0:05:16but the letting agent failed to attend.
0:05:16 > 0:05:18The judge ruled in Michelle's favour
0:05:18 > 0:05:22and ordered Madison Brook to pay her back, in full.
0:05:22 > 0:05:26But to date, Michelle has still not received a penny.
0:05:26 > 0:05:30No, we do care. It's a lot of money for us.
0:05:30 > 0:05:33If Michelle's to get any of her money back,
0:05:33 > 0:05:36her only hope now rests with Sheriffs Marc and Tony.
0:05:41 > 0:05:43But before they can get any money from them,
0:05:43 > 0:05:46Marc and Tony have got to find the Madison Brook office.
0:05:46 > 0:05:52And in the dense lanes of London's Docklands, that's not proving easy.
0:05:52 > 0:05:54- Number 20.- Number 20, unit eight, isn't it?
0:05:54 > 0:06:02- Unit B.- Unit B. Just love numbers that go four, 15, two!
0:06:02 > 0:06:05It might be 15 the unit though. That's two.
0:06:05 > 0:06:08- What we after?- 20.
0:06:08 > 0:06:14Unable to find it in the van, Marc decides on a more traditional method.
0:06:14 > 0:06:17Look, there's a map there. We can look on the map.
0:06:19 > 0:06:21- Where are we?- There, I think.
0:06:21 > 0:06:24We're up there. It's back there.
0:06:24 > 0:06:28That says 14, doesn't it? That's unit 20.
0:06:28 > 0:06:31They're not even on there, are they?!
0:06:31 > 0:06:33We'll go and ask them what number.
0:06:33 > 0:06:35I don't think there's anyone in there.
0:06:35 > 0:06:38Oh, yeah, there might be.
0:06:38 > 0:06:41Can local knowledge help where everything else has failed?
0:06:41 > 0:06:46We're after, em, Madison Brook Lettings?
0:06:46 > 0:06:48- Just over there. - Out of here? No worries.
0:06:48 > 0:06:50Thanks very much. Lovely, cheers.
0:06:56 > 0:06:59- Oh yeah, there.- That B there. - Yeah, B there.
0:06:59 > 0:07:02Marc and Tony navigate all the way around the corner,
0:07:02 > 0:07:05where they find the office. They head in.
0:07:07 > 0:07:10- This is Madison Brook Docklands letting agents, yeah?- Yeah.
0:07:10 > 0:07:14It's about a High Court writ that's been issued, some outstanding money.
0:07:14 > 0:07:18- Right, OK. - We're here to collect it today.
0:07:18 > 0:07:22- Bear with me two seconds. If you'd like to take a seat. - Yeah, no worries.
0:07:22 > 0:07:25So far so good. They're in and they've been offered a seat.
0:07:25 > 0:07:28Soon after, a manager arrives.
0:07:28 > 0:07:32It's to do with a... oh, I'll just give you a copy.
0:07:32 > 0:07:35A writ that's been issued against...
0:07:39 > 0:07:44- Can I take a copy of this? - Yeah, that's yours anyway. That's yours anyway. Yeah, no problem.
0:07:44 > 0:07:47The manager heads off to study the writ.
0:07:47 > 0:07:51On a typical day for the Sheriffs, it's rare they get a nice sit-down,
0:07:51 > 0:07:56so Marc and Tony take the opportunity to browse the glossies.
0:07:56 > 0:07:58Aston Martin.
0:08:06 > 0:08:09But before they've had chance to get a shopping list together,
0:08:09 > 0:08:11the manager's back with some news.
0:08:11 > 0:08:14- What's that? - That's done for you, OK?
0:08:16 > 0:08:20- Oh, you've paid it into our... via that?- That's right.
0:08:20 > 0:08:23To Marc's surprise, and with no arguments at all,
0:08:23 > 0:08:26the manager's transferred the money in full there and then
0:08:26 > 0:08:29into the Sheriffs' account, which means Michelle
0:08:29 > 0:08:31finally getting the cash she's owed.
0:08:31 > 0:08:35Yeah. Yeah, that's spot on, all right.
0:08:35 > 0:08:38- And that's yours. - Thank you very much.
0:08:38 > 0:08:41All right, lovely, no problem. Thanks very much. Cheers. Thank you. Bye-bye.
0:08:41 > 0:08:44It's been as easy a job as it ever gets for the Sheriffs
0:08:44 > 0:08:47and Marc is understandably delighted.
0:08:47 > 0:08:52That was an amazing result, to be honest, cos we was literally in there no more than ten minutes.
0:08:52 > 0:08:56The guy said the name, he had a vague memory of the name, went off,
0:08:56 > 0:09:00I was expecting him to come back and question it or deny all knowledge.
0:09:00 > 0:09:04And he literally came back with the thing to say that he'd transferred the money
0:09:04 > 0:09:06and it's all done.
0:09:06 > 0:09:08Em, to be honest, I'm amazed!
0:09:08 > 0:09:11I was a bit in shock when he come back and went, "It's paid"!
0:09:11 > 0:09:14But the real winner, has been Michelle Fenner,
0:09:14 > 0:09:18who's finally received the £1,652,
0:09:18 > 0:09:22including all additional legal costs, that was rightfully hers.
0:09:22 > 0:09:25It was good that they were able to go in, get the money,
0:09:25 > 0:09:28thank you very much and goodbye.
0:09:28 > 0:09:32It's gone straight into the bank, and it was needed there, no doubt.
0:09:32 > 0:09:35Really, the lesson is to persist.
0:09:35 > 0:09:38If you know you're right and you've just got to keep at it
0:09:38 > 0:09:44until you get what you want and what is really rightfully owed to you.
0:09:53 > 0:09:58Being a Sheriff is neither nine to five, nor office-based.
0:09:58 > 0:10:02Sheriffs cover the length and breadth of England and Wales
0:10:02 > 0:10:05enforcing over 70,000 High Court writs every year.
0:10:06 > 0:10:08And setting out to enforce one of those,
0:10:08 > 0:10:12are Sheriffs Lawrence Grix and Kev McNally.
0:10:12 > 0:10:14We're on our way towards Enfield now.
0:10:14 > 0:10:18We've got another employment tribunal case with two defendants.
0:10:18 > 0:10:23One is Photocopiers Direct Ltd and the other is Costas Ioannou who
0:10:23 > 0:10:26I would imagine is a director of the company.
0:10:27 > 0:10:32The former employee is owed over £20,000 for unfair dismissal.
0:10:32 > 0:10:35But despite having been told by a court of law that the money's
0:10:35 > 0:10:38rightfully theirs, they've still not received a penny of it.
0:10:45 > 0:10:46Aiming to change that,
0:10:46 > 0:10:50Lawrence and Kev arrive at director Costas Ioannou's house.
0:10:50 > 0:10:52They park up and head in.
0:10:54 > 0:10:57No-one's answering the door and neighbours soon inform
0:10:57 > 0:11:01the sheriffs that that's unlikely to change in a hurry.
0:11:01 > 0:11:03They've been away a little while, have they?
0:11:03 > 0:11:05She's on holiday. When are they back, do you know?
0:11:05 > 0:11:07They've lived there a while, haven't they?
0:11:07 > 0:11:10How long have they been gone for?
0:11:10 > 0:11:12- About six weeks.- Yeah.
0:11:12 > 0:11:15Duration of the school holidays the gent's saying.
0:11:15 > 0:11:19Six weeks is too long even for Lawrence and Kev to wait for a debtor.
0:11:20 > 0:11:23This situation is usually the end of the story for the sheriffs,
0:11:23 > 0:11:26but while Lawrence fills out the paperwork,
0:11:26 > 0:11:33a sharp-eyed Kev spots a clue inside Mr Ioannou's car, which might mean this enforcement isn't over yet.
0:11:35 > 0:11:37Do you see that paperwork there?
0:11:37 > 0:11:40Photo-imaging. So that all correlates with the erm...
0:11:40 > 0:11:42Have you got any addresses on it?
0:11:42 > 0:11:47- Oh, look, there we go. Unit 31. - Cumberland Business Park.
0:11:47 > 0:11:52With a possible second address traced, the sheriffs prepare to head off.
0:11:52 > 0:11:56But not before they've seized Mr Ioannou's car, on paper at least.
0:11:57 > 0:11:59Time to move on,
0:11:59 > 0:12:03IF Lawrence can find a letterbox for the seizure paperwork...
0:12:03 > 0:12:05- Round the front. Lawrence.- Huh?
0:12:05 > 0:12:08..while avoiding the attentions of his growing legion of fans.
0:12:08 > 0:12:10Ah! So you've seen us before.
0:12:14 > 0:12:15Don't tell him that!
0:12:15 > 0:12:20Clearly, Lawrence's television fame is spreading.
0:12:20 > 0:12:23Is that your first time being recognised, Lawrence?
0:12:23 > 0:12:25- No, it's not my first time. - I think it is, isn't it?
0:12:25 > 0:12:28I can see by that smile on your face it is.
0:12:28 > 0:12:29Bye!
0:12:29 > 0:12:31They're waving to us now.
0:12:32 > 0:12:36- That's your fanbase, mate. - The whole street's out!
0:12:38 > 0:12:40Putting their fans behind them,
0:12:40 > 0:12:44the sheriffs head out to check out the new business address.
0:12:44 > 0:12:47The boss may be on holiday but Lawrence is determined
0:12:47 > 0:12:50that won't stop him getting his client the money they're owed.
0:12:50 > 0:12:53Just because he's out of the country, doesn't mean
0:12:53 > 0:12:56that we can't collect from his company or seize assets from his company.
0:12:56 > 0:12:59If need be, he'll have to do a bank transfer from wherever
0:12:59 > 0:13:01he is in the world on holiday.
0:13:01 > 0:13:02So we should be able to clear it up
0:13:02 > 0:13:05if there are sufficient assets there.
0:13:05 > 0:13:08And 15 minutes later, they've found their way
0:13:08 > 0:13:10to Photocopiers Direct Ltd's head office.
0:13:12 > 0:13:1531, there. Photocopiers Direct Ltd.
0:13:15 > 0:13:17- Lights are on. - But is there anybody home?
0:13:19 > 0:13:22Heading inside, there is someone home,
0:13:22 > 0:13:26although it's not director Costas Ioannou, but a receptionist.
0:13:26 > 0:13:29Ah! Hello, there. I'm a High Court enforcement officer
0:13:29 > 0:13:33and I'm here today to execute a writ against Photocopiers Direct Ltd.
0:13:33 > 0:13:39I'm here today to seize goods to the value of £20,741.01
0:13:39 > 0:13:43- or collect payment. Is it Mr Ioannou the director? - He's on holiday. Yeah.
0:13:43 > 0:13:45He's on holiday. I know, I've just been to his house
0:13:45 > 0:13:49and his neighbours told me he's on holiday.
0:13:49 > 0:13:52Are you able to get him on the phone at all?
0:13:52 > 0:13:56With Lawrence loose in the office, the receptionist wastes no time
0:13:56 > 0:13:59in getting company director Costas Ioannou on the phone.
0:14:02 > 0:14:05Hello there, sir. I'm here today to execute a High Court writ.
0:14:05 > 0:14:11We are here today to collect £20,741.01
0:14:11 > 0:14:15and we're here...we're here to seize goods to that value.
0:14:16 > 0:14:20While Kev gets listing company assets, the director tells Lawrence
0:14:20 > 0:14:23that he's trying to appeal the court's decision.
0:14:23 > 0:14:26But that doesn't bother Lawrence or his High Court writ.
0:14:28 > 0:14:30It doesn't matter that there's an appeal going on, sir.
0:14:30 > 0:14:34On the 42nd day you should have paid what was outstanding
0:14:34 > 0:14:36at that point in time and you didn't
0:14:36 > 0:14:39so it's been transferred to the High Court for Enforcement Purposes.
0:14:39 > 0:14:41It doesn't matter, sir.
0:14:41 > 0:14:43It doesn't matter.
0:14:43 > 0:14:46Well then your goods are going to be seized then, sir.
0:14:48 > 0:14:52The director is convinced the sheriffs should stop their enforcement,
0:14:52 > 0:14:54but Lawrence is having none of it.
0:14:54 > 0:14:59The bottom line is that I have a live High Court writ in my possession today.
0:14:59 > 0:15:03The only way you can prevent further action is to pay in full.
0:15:03 > 0:15:05We're not here tomorrow, we're here today.
0:15:05 > 0:15:07We don't work on promises of payment tomorrow.
0:15:07 > 0:15:10We work on what you manage to pay us today.
0:15:10 > 0:15:15Yep, I'll wait here, sir, and assist my colleague with his seizure. OK?
0:15:15 > 0:15:18The director says he's going to talk to his solicitor.
0:15:18 > 0:15:22Lawrence, meanwhile, goes off to inspect the company's assets.
0:15:22 > 0:15:27Whether he'll get his hands on them, or any money, remains to be seen.
0:15:27 > 0:15:29We'll find out, later.
0:15:35 > 0:15:38Being a sheriff can take you to the strangest of places...
0:15:38 > 0:15:41We found it and we're here. Poolman Swimming Pools, look.
0:15:41 > 0:15:43..in the pursuit of the oddest of things.
0:15:43 > 0:15:45Oh, I see. He sold them already.
0:15:45 > 0:15:48There are 3,000 sheep we were going to seize and remove.
0:15:48 > 0:15:53The sheriffs have seized bikes, cars, boats and even planes in their time.
0:15:53 > 0:15:55We'll be seizing an aeroplane this afternoon.
0:15:55 > 0:15:57There it goes, down the runway. Follow that plane.
0:15:57 > 0:16:02To get people back the money that a court of law says is rightfully theirs.
0:16:02 > 0:16:04It'll need to be dealt with.
0:16:04 > 0:16:06High Court enforcement officers have collected
0:16:06 > 0:16:11almost £200 million of unpaid court judgements in the last three years.
0:16:11 > 0:16:16The total due today is £11,757.96. How would you like to pay?
0:16:16 > 0:16:20Sheriffs have more powers than bailiffs to recover money to pay off debts.
0:16:20 > 0:16:23This place, trust me, could be emptied in about an hour.
0:16:23 > 0:16:26These days, a High Court writ costs £60.
0:16:26 > 0:16:28If the sheriffs are successful, that's it.
0:16:28 > 0:16:32If they're unsuccessful, the only cost is a £60 admin fee.
0:16:32 > 0:16:35- Cheers, thanks.- Thank you.- Bye-bye.
0:16:43 > 0:16:46On the other side of the country, Sheriff Darryl Oreton
0:16:46 > 0:16:53is on a mission to get back someone else £1,700 they're rightfully owed.
0:16:53 > 0:16:59We're off to Kenilworth today. We're off to see erm...the defendant's a Michael Mooney.
0:16:59 > 0:17:03Mr Mooney is a letting agent who rented out a flat for a landlady,
0:17:03 > 0:17:07Sally England, but kept some of her rental money for himself.
0:17:07 > 0:17:09Sally took him to court,
0:17:09 > 0:17:14but when he didn't contest the case, was awarded £1,340.
0:17:14 > 0:17:17But despite Sally's victory, he still hasn't paid up.
0:17:20 > 0:17:25Sally's is one of four County Court Judgments Mr Mooney has against him
0:17:25 > 0:17:28when Darryl arrives at his house aiming to get her her money back.
0:17:29 > 0:17:33Almost immediately, he spots a valuable asset on the front drive.
0:17:33 > 0:17:35Just going to seize the vehicle.
0:17:35 > 0:17:38It's probably on finance but I will make a note of it.
0:17:40 > 0:17:44If the car belongs to the defendant and he refuses to pay up,
0:17:44 > 0:17:47Darryl can seize it to sell to cancel out the debt.
0:17:49 > 0:17:51His van's parked across the drive to make sure
0:17:51 > 0:17:54the car's going nowhere as he heads for the front door.
0:17:58 > 0:17:59Good morning, sir.
0:17:59 > 0:18:00Here for a Michael Mooney.
0:18:00 > 0:18:03Got a High Court writ to execute against yourself
0:18:03 > 0:18:05on behalf of Sally England.
0:18:07 > 0:18:09Some outstanding rent arrears.
0:18:11 > 0:18:13It hasn't been sorted, sir.
0:18:13 > 0:18:15She's taken you through the High Court now.
0:18:17 > 0:18:19Right. Did you have a County Court judgement
0:18:19 > 0:18:21back in September last year?
0:18:27 > 0:18:29Right. That's a separate issue.
0:18:30 > 0:18:31We've got a live writ.
0:18:31 > 0:18:37I'm here now to collect £1,722.13 or to seize goods to the value of.
0:18:42 > 0:18:44Well, your vehicle will be seized.
0:18:46 > 0:18:48Can you get me the documentation for that, please?
0:18:52 > 0:18:53I'll just have that, sir.
0:19:03 > 0:19:04He's locked the door.
0:19:05 > 0:19:07It's not surprising the man is careful
0:19:07 > 0:19:09to close the door behind him,
0:19:09 > 0:19:12as Sheriffs have the power to enter residential properties
0:19:12 > 0:19:15by open or unlocked doors or windows.
0:19:15 > 0:19:18Darryl would dearly love to get inside, as once there,
0:19:18 > 0:19:22he can list assets to seize, and not even the police can remove him.
0:19:24 > 0:19:28A few minutes later, having spoken to his lawyer, Mr Mooney returns,
0:19:28 > 0:19:32and this time he's taking precautions.
0:19:32 > 0:19:34He insists the matter has now been sorted out.
0:19:36 > 0:19:39It hasn't. I wouldn't be here if it had been settled.
0:19:40 > 0:19:42What thing have you got?
0:19:42 > 0:19:45It needs to be paid. I'm not going to be leaving here until it's paid.
0:19:45 > 0:19:50I'm going to be charging £217.80 per hour on here until it's paid.
0:19:52 > 0:19:53Call the police.
0:19:55 > 0:19:57Mr Mooney does go inside to call the police.
0:19:57 > 0:20:01That done, he comes back to the door with a request for Darryl.
0:20:04 > 0:20:05Who, me? No.
0:20:08 > 0:20:10I'll wait for the police, then.
0:20:10 > 0:20:12I need my paperwork back as well, sir.
0:20:14 > 0:20:19The prospect of the police arriving doesn't worry Darryl one bit.
0:20:19 > 0:20:20Always good to have them here.
0:20:22 > 0:20:24Especially with awkward customers like this.
0:20:24 > 0:20:27He's not being awkward, but just tricky, putting his lock on.
0:20:30 > 0:20:33Tricky or not, Mr Mooney wants Darryl gone.
0:20:36 > 0:20:37Why?
0:20:39 > 0:20:41I'm waiting for the vehicle to be seized.
0:20:42 > 0:20:44You haven't shown me any proof yet.
0:20:47 > 0:20:48Van's not going anywhere.
0:20:50 > 0:20:51Moments later,
0:20:51 > 0:20:55and an increasingly frustrated Mr Mooney's back at the door.
0:20:56 > 0:20:57No.
0:20:59 > 0:21:03Because I'm here to execute this High Court writ. This needs to be paid.
0:21:06 > 0:21:07You do, sir.
0:21:07 > 0:21:09You do, you do, you do.
0:21:11 > 0:21:13It is against Michael Mooney.
0:21:15 > 0:21:18I'll wait till the police come, sir, and then we'll get it resolved.
0:21:18 > 0:21:22Do you want to give me my original copy back, please.
0:21:22 > 0:21:24Do you want to give me my original copy back?
0:21:24 > 0:21:26No.
0:21:27 > 0:21:30That's OK, she can park it by the side of my van.
0:21:32 > 0:21:33OK.
0:21:33 > 0:21:35Not until you pay this, sir.
0:21:37 > 0:21:39What's that, sorry?
0:21:39 > 0:21:41You do.
0:21:41 > 0:21:42You do.
0:21:46 > 0:21:47You just had the paperwork off me.
0:21:50 > 0:21:53How can I be bullying and intimidating you, sir?
0:21:57 > 0:21:59I'll wait here till the police turn up.
0:22:01 > 0:22:04With, Michael Mooney proving a difficult customer,
0:22:04 > 0:22:08and locked out of the house, Darryl's getting nowhere.
0:22:08 > 0:22:11If he's going to get any money back for Sally England,
0:22:11 > 0:22:13he needs to up the pressure.
0:22:13 > 0:22:15We'll see how he gets on, later.
0:22:24 > 0:22:27Back in North London, Sheriffs Lawrence and Kev
0:22:27 > 0:22:30are at the offices of Photocopiers Direct,
0:22:31 > 0:22:34trying to recover over £20,000 in unpaid wages
0:22:34 > 0:22:36owed to a former employee.
0:22:36 > 0:22:39Lawrence is still trying to convince absent owner
0:22:39 > 0:22:41Costas Ioannou to pay up.
0:22:41 > 0:22:45In the meantime, he and Kev have started listing company assets
0:22:45 > 0:22:48in case they need to seize them to pay off the debt,
0:22:48 > 0:22:50and being an office equipment business,
0:22:50 > 0:22:52there's no shortage of them.
0:22:52 > 0:22:53These parts...
0:22:53 > 0:22:55They're all toners.
0:22:55 > 0:22:57So you literally just do a head count of how many toners you've got.
0:23:00 > 0:23:0325 C double 52 toner cartridge towers.
0:23:03 > 0:23:05I'm listing like a demon.
0:23:05 > 0:23:07That's the kiddie. You're learning.
0:23:10 > 0:23:13Moments later, Mr Ioannou rings back saying he's talked
0:23:13 > 0:23:17to his solicitor, who's assured him he shouldn't have to pay.
0:23:17 > 0:23:20But Lawrence has some news for him that might change his mind.
0:23:20 > 0:23:25I've seized your car, sir. No, I haven't removed at the moment.
0:23:25 > 0:23:29I'm ordered here today to seize and, if necessary, remove goods
0:23:29 > 0:23:32to clear this debt, which would mean clearing this place out.
0:23:32 > 0:23:35And then if there's any outstanding money after that's been sold,
0:23:35 > 0:23:38I would then be re-attending your home address.
0:23:38 > 0:23:41I've already been there and seized your Mercedes this morning.
0:23:43 > 0:23:45If there's any outstanding balance,
0:23:45 > 0:23:50I will be reattending with a view to removing goods from your residential
0:23:50 > 0:23:53address if the goods from this property here don't cover the debt.
0:23:53 > 0:23:54OK, sir.
0:23:55 > 0:23:59Lawrence thinks his threats might be getting through to Mr Ioannou.
0:23:59 > 0:24:01That shook him.
0:24:01 > 0:24:02Did it?
0:24:02 > 0:24:04What, going round his house?
0:24:04 > 0:24:06Yeah, that shook him rigid.
0:24:06 > 0:24:08But before they can list any more assets,
0:24:08 > 0:24:10a call comes through for Lawrence.
0:24:10 > 0:24:14But this time it's not Mr Ioannou, it's his solicitor,
0:24:14 > 0:24:17and he's not happy at all about Lawrence's presence
0:24:17 > 0:24:19on the premises or his threats to seize goods.
0:24:21 > 0:24:25He says he's put in an appeal on Mr Ioannou's behalf,
0:24:25 > 0:24:27which means Lawrence should back off.
0:24:27 > 0:24:29But it takes more than a legal qualification
0:24:29 > 0:24:32to stop Lawrence enforcing a writ.
0:24:32 > 0:24:35That doesn't matter to our writ. We have a live writ.
0:24:36 > 0:24:37It doesn't matter.
0:24:40 > 0:24:41That's nothing to do with us.
0:24:41 > 0:24:44I've been handed a live writ and I enforce that writ.
0:24:44 > 0:24:46We're going round and round in circles.
0:24:46 > 0:24:49You do what you've got to do and I'll do what I've got to do. OK?
0:24:49 > 0:24:50Bye-bye.
0:24:52 > 0:24:53After an hour on the premises,
0:24:53 > 0:24:56Lawrence still doesn't have a payment.
0:24:56 > 0:24:58Unless he can convince them they need to pay,
0:24:58 > 0:25:01he could end up with nothing for his client.
0:25:01 > 0:25:04Time to show them he means business.
0:25:04 > 0:25:05Bring on the removal truck.
0:25:07 > 0:25:08All right, Soph.
0:25:10 > 0:25:15I'm going to need at least one 7.5 tonne truck,
0:25:15 > 0:25:16preferably with a tail lift,
0:25:16 > 0:25:19as obviously there's loads of photocopiers.
0:25:20 > 0:25:23And nothing in the office is safe from Lawrence's clutches.
0:25:23 > 0:25:25Are you able to back up the systems?
0:25:25 > 0:25:27Do you know what you need to do to back up the systems,
0:25:27 > 0:25:30because we're going to start turning it off shortly.
0:25:30 > 0:25:31Everything.
0:25:31 > 0:25:33Everything. It's not yours personally, is it?
0:25:33 > 0:25:34It's the company computer.
0:25:34 > 0:25:38Everything will be going. The chairs, the stereo, everything.
0:25:38 > 0:25:40Lawrence would prefer some kind of payment
0:25:40 > 0:25:43to going to the trouble of removing goods.
0:25:43 > 0:25:46He decides to make one last call to the director to see if he can
0:25:46 > 0:25:50get some payment out of him today, even if it's not the full amount.
0:25:50 > 0:25:53Can you do £10,000, which is just under half?
0:25:54 > 0:25:57And after taking a moment to think about it...
0:25:57 > 0:26:00You need to do it by immediate payment, as well,
0:26:00 > 0:26:03so I can check that it's in our bank account.
0:26:04 > 0:26:05Bingo.
0:26:06 > 0:26:09The director can't do £10,000,
0:26:09 > 0:26:12but agrees to pay £7,000, with the rest to follow.
0:26:12 > 0:26:15It might be less than the full writ,
0:26:15 > 0:26:18but with an absent company director and only a large quantity
0:26:18 > 0:26:22of toner cartridges to seize, it's a valuable result for the Sheriffs.
0:26:22 > 0:26:25All right, Soph, could you check the account for me, please?
0:26:25 > 0:26:28I believe the money should be there now.
0:26:28 > 0:26:31All right, lovely. Cheers. Bye-bye.
0:26:32 > 0:26:36And with that it's game, set and match for the Sheriffs.
0:26:36 > 0:26:39A partial payment with the rest to come at a later date.
0:26:40 > 0:26:41Bye-bye.
0:26:41 > 0:26:43Thanks a lot, bye.
0:26:43 > 0:26:45So that's job done as far as we're concerned.
0:26:45 > 0:26:46There's no more we could do today.
0:26:46 > 0:26:50We've probably, in fact, collected more than goods in there were worth,
0:26:50 > 0:26:53so I think we've done quite well to get the part payment.
0:26:55 > 0:26:58An empty house and an unpromising start couldn't stop the Sheriffs
0:26:58 > 0:27:01getting a result, and they're not leaving things there.
0:27:03 > 0:27:05If he doesn't get a stay and he doesn't make any kind of payment
0:27:05 > 0:27:08or puts in a proposal that's accepted by the claimant,
0:27:08 > 0:27:10then we'll be back.
0:27:10 > 0:27:13And since Lawrence's and Kev's visit,
0:27:13 > 0:27:16Photocopiers Direct have paid up the money owed in full.
0:27:19 > 0:27:21Director Costas Ioannou told us
0:27:21 > 0:27:24the only reason he hadn't paid the debt previously was that he
0:27:24 > 0:27:27was still going through the appeals process for the Employment Tribunal.
0:27:29 > 0:27:32He said he had been abroad when his final appeal had been rejected
0:27:32 > 0:27:34and so had been late in paying up.
0:27:36 > 0:27:39He said it was the first time he had gone through the Tribunal process,
0:27:39 > 0:27:41and that the debt had now been paid in full,
0:27:41 > 0:27:44and that the matter had been dealt with and closed.
0:27:53 > 0:27:56Back in the Midlands, Sheriff Darryl Oreton is still locked outside
0:27:56 > 0:27:59the home of letting agent Michael Mooney.
0:27:59 > 0:28:01He's trying to get him to pay up rental money
0:28:01 > 0:28:04he owes to a former client, Sally England.
0:28:05 > 0:28:06With the police on their way,
0:28:06 > 0:28:10he's desperate to ratchet up the pressure on Mr Mooney to pay up.
0:28:11 > 0:28:14If he could get inside the house, he could seize assets.
0:28:14 > 0:28:18But with the front door locked and chained, can he find another way in?
0:28:26 > 0:28:29Sheriffs can legally climb perimeter walls or fences
0:28:29 > 0:28:32at residential properties.
0:28:32 > 0:28:35But today, a sure-footed Darryl just needs to lift the latch.
0:28:53 > 0:28:54And he's in.
0:28:55 > 0:28:58He's looking for an unlocked back door or window
0:28:58 > 0:29:00to get him into the house.
0:29:06 > 0:29:07But he's out of luck.
0:29:11 > 0:29:13That's locked as well.
0:29:13 > 0:29:14After all that hard work.
0:29:17 > 0:29:20Mr Mooney doesn't want Darryl poking round his back yard again,
0:29:20 > 0:29:22and locks the gate behind him.
0:29:22 > 0:29:24GATE CLOSES
0:29:24 > 0:29:25He obviously doesn't know
0:29:25 > 0:29:28Darryl can legally climb the fence any time he wants.
0:29:31 > 0:29:34But Darryl hasn't completely given up on getting inside.
0:29:34 > 0:29:37He'll let the police in, I would have thought
0:29:37 > 0:29:40and he may not lock the door behind him once they're in.
0:29:42 > 0:29:45I can gain peaceful entry then.
0:29:46 > 0:29:48That's what I'm keeping my fingers crossed for.
0:29:50 > 0:29:53And 35 minutes after ringing the police...
0:29:53 > 0:29:54Oh, here they are.
0:29:55 > 0:29:56Got a High Court writ.
0:29:58 > 0:30:01After £1,722 from him.
0:30:01 > 0:30:04He's refusing entry, saying he doesn't owe the money.
0:30:04 > 0:30:06I said, "Well, I'm not going to go until it's resolved,
0:30:06 > 0:30:08"and you do owe the money."
0:30:08 > 0:30:11He just says, "No, I don't, she owes me money, I'm calling the police."
0:30:11 > 0:30:12OK.
0:30:12 > 0:30:14Hence you're out here.
0:30:14 > 0:30:16Not wanting to get in trouble with the office,
0:30:16 > 0:30:19Darryl wants his writ back.
0:30:19 > 0:30:21This is the High Court writ.
0:30:21 > 0:30:25He's actually took a photocopy of it and given me the copy back
0:30:25 > 0:30:26and kept the original.
0:30:27 > 0:30:28Which is very cheeky of him.
0:30:28 > 0:30:31Here to seize goods or collect payment in full.
0:30:31 > 0:30:34If he doesn't want to let you in, what's your next course of action?
0:30:34 > 0:30:38I would probably leave him a letter, give him five days to pay in full.
0:30:38 > 0:30:41He said the police are coming, so I thought I'd better wait for you.
0:30:41 > 0:30:44Yeah. No, you've done the right thing. No problem at all.
0:30:44 > 0:30:46- You've got nothing to hide, have you?- No, no.
0:30:46 > 0:30:47Just doing your job, at the end of the day.
0:30:47 > 0:30:49So, whether you want a word. Like I say...
0:30:49 > 0:30:51Would you like the original back?
0:30:51 > 0:30:52Yeah, if I could, please, yeah.
0:30:54 > 0:30:58Mr Mooney allows the police in where he wouldn't let Darryl.
0:30:59 > 0:31:02And unfortunately for Darryl...
0:31:02 > 0:31:03Damn. He's locked it.
0:31:06 > 0:31:08After five minutes inside,
0:31:08 > 0:31:11the police come back out, having discussed matters with Mr Mooney.
0:31:13 > 0:31:16Can you do the letter?
0:31:16 > 0:31:18He'll accept the letter.
0:31:18 > 0:31:20In that five days he's going to contact his solicitor
0:31:20 > 0:31:21and find out what his options are.
0:31:21 > 0:31:23Right.
0:31:23 > 0:31:27With the car on a lease and unable to get in the house, Darryl
0:31:27 > 0:31:32has little option but to do as he's told and leave Mr Mooney the letter.
0:31:32 > 0:31:34Given him five days.
0:31:34 > 0:31:37If he doesn't pay, he knows we're going to be coming back.
0:31:37 > 0:31:39And indeed, some days after Darryl's visit,
0:31:39 > 0:31:43Michael Mooney sent a cheque to cover the debt.
0:31:43 > 0:31:44Unfortunately, it bounced.
0:31:46 > 0:31:49Since then, he's agreed with the Sheriffs to settle the debt
0:31:49 > 0:31:50in instalments over the next six months.
0:31:52 > 0:31:54Mr Mooney told us he continues to dispute
0:31:54 > 0:31:57that he owes Sally England any money,
0:31:57 > 0:31:59but says because of his delay in responding to the court,
0:31:59 > 0:32:03it's now too late for him to have the judgement set aside.
0:32:04 > 0:32:08He says he knew nothing of the court judgment until the Sheriffs' visit
0:32:08 > 0:32:10and feels he has done nothing wrong.
0:32:10 > 0:32:13He said he deliberately post-dated his cheque to allow for funds
0:32:13 > 0:32:15to clear into his account,
0:32:15 > 0:32:18and it only bounced because it was banked too early.
0:32:29 > 0:32:33This morning, Sheriffs Marc and Tony are on the road again, and today,
0:32:33 > 0:32:35the only way is Essex.
0:32:40 > 0:32:44They're on the trail of a second hand car dealer called Adrian Lyons,
0:32:44 > 0:32:48the boss of Auto Car Exchange in Westcliff-on-Sea,
0:32:48 > 0:32:51on behalf of very dissatisfied customer.
0:32:55 > 0:32:58The man they're trying to help is IT consultant
0:32:58 > 0:33:00Steve McLaughlin from Kent.
0:33:01 > 0:33:05Steve travels extensively for work, making a safe and reliable vehicle
0:33:05 > 0:33:07an absolute necessity.
0:33:08 > 0:33:09I do a lot of miles.
0:33:09 > 0:33:13I needed a vehicle that, basically, would allow me to get around
0:33:13 > 0:33:14to my clients.
0:33:14 > 0:33:16I do 25,000 miles a year.
0:33:16 > 0:33:18Having decided to purchase a new car,
0:33:18 > 0:33:22Steve spotted a BMW estate for sale online
0:33:22 > 0:33:26through an Essex garage called Auto Car Exchange,
0:33:26 > 0:33:28at which point his troubles began.
0:33:34 > 0:33:36Steve wasted no time visiting the garage
0:33:36 > 0:33:38to look at the car and liked what he saw.
0:33:39 > 0:33:42I took the vehicle out, the vehicle drove fine,
0:33:42 > 0:33:44I had no reason to question anything otherwise.
0:33:46 > 0:33:50Convinced he'd found reliable transport for years ahead,
0:33:50 > 0:33:54Steve struck a deal with garage owner Adrian Lyons for £3,100.
0:33:55 > 0:33:59But just two weeks later, while driving his daughter home,
0:33:59 > 0:34:01something terrible happened.
0:34:01 > 0:34:03All of a sudden, I'm driving down the road
0:34:03 > 0:34:05and the engine revs go through the roof,
0:34:05 > 0:34:07so I pulled it over to the side of the road,
0:34:07 > 0:34:12it was still revving very high, I turned the ignition key off,
0:34:12 > 0:34:14took it out and the engine was still running,
0:34:14 > 0:34:16so I got my daughter and myself to get out of the vehicle,
0:34:16 > 0:34:18and then about three to four seconds after that,
0:34:18 > 0:34:20the engine actually stopped.
0:34:20 > 0:34:22It was quite scary at the time,
0:34:22 > 0:34:24because I've never experienced that before.
0:34:24 > 0:34:26The episode had destroyed Steve's engine
0:34:26 > 0:34:29and the car was now out of action.
0:34:29 > 0:34:32At that point, it was like, what am I going to do now?
0:34:33 > 0:34:37I have no vehicle, and I need a vehicle in order to get around.
0:34:37 > 0:34:38I know that it's quite serious.
0:34:39 > 0:34:41Unable to let down his clients,
0:34:41 > 0:34:45he was forced to make an expensive alternative arrangement,
0:34:45 > 0:34:47buying another vehicle on finance.
0:34:49 > 0:34:51Steve then got hold of Adrian Lyons
0:34:51 > 0:34:55to say the car he'd sold him had lasted just two weeks.
0:34:55 > 0:34:57But Mr Lyons wasn't that interested,
0:34:57 > 0:35:01and suggested it was Steve's job to find out what had gone wrong.
0:35:02 > 0:35:05I was a little bit disappointed being asked to investigate
0:35:05 > 0:35:08what was wrong with the actual vehicle.
0:35:08 > 0:35:11I suppose from the point of view I'd just bought the vehicle,
0:35:11 > 0:35:13it was my responsibility.
0:35:14 > 0:35:17Steve took the car to a BMW mechanic,
0:35:17 > 0:35:20who proceeded to give him some very bad news.
0:35:20 > 0:35:22The engine needed a complete rebuild,
0:35:22 > 0:35:25potentially costing thousands of pounds.
0:35:25 > 0:35:28All I was trying to do was see if we could come to some arrangement
0:35:28 > 0:35:31with the garage, because the fact is I'd only had it two weeks.
0:35:34 > 0:35:36As the vehicle hadn't come with a warranty,
0:35:36 > 0:35:39Steve assumed he had little recourse with Auto Car Exchange.
0:35:41 > 0:35:44Then one of his clients referred him to a part of the
0:35:44 > 0:35:47Sale and Supply of Goods Act, relating specifically to cars.
0:35:48 > 0:35:51He discovered because the car had failed
0:35:51 > 0:35:52within six months of purchase,
0:35:52 > 0:35:56it was the garage's responsibility to sort it out.
0:35:56 > 0:35:58If they didn't, he could demand his money back.
0:35:59 > 0:36:01Steve sent the car back to the garage,
0:36:01 > 0:36:04but Mr Lyons still refused to pay for the repairs.
0:36:06 > 0:36:09Steve felt he had no option but to take legal action.
0:36:09 > 0:36:12This is not the way to do business with people,
0:36:12 > 0:36:15and I just think there are a lot of people
0:36:15 > 0:36:17that feel they can get away with things like that,
0:36:17 > 0:36:20and I wasn't prepared to allow that to happen.
0:36:20 > 0:36:22The case was contested in court,
0:36:22 > 0:36:27and the judge awarded Steve £2,815, almost the full price of the BMW.
0:36:30 > 0:36:33But then Mr Lyons still failed to pay.
0:36:33 > 0:36:37All I got was a lot of aggravation. I would just like my money back.
0:36:38 > 0:36:42It's now up to the Sheriffs to ask for Steve's refund in person.
0:36:42 > 0:36:44It's there, on the corner, up there.
0:36:46 > 0:36:48Finding the garage has proved easy.
0:36:48 > 0:36:50Marc and Tony head straight inside.
0:36:52 > 0:36:53- Hi.- Hi.
0:36:53 > 0:36:55I'm after Mr Adrian Lyons.
0:36:55 > 0:36:57Mr Lyons.
0:36:57 > 0:37:01Mr Lyons isn't there, but the receptionist gets him on the phone.
0:37:09 > 0:37:11After a short wait, Mr Lyons arrives.
0:37:13 > 0:37:15Come on, then, what's this about?
0:37:15 > 0:37:16You Adrian, are you?
0:37:16 > 0:37:17I am, yeah.
0:37:17 > 0:37:20It's about a judgment that was issued
0:37:20 > 0:37:22and then they've taken it to the High Court.
0:37:22 > 0:37:25A Stephen McLaughlin is the claimant.
0:37:25 > 0:37:27Right, I'll show you the paperwork that I've just applied for,
0:37:29 > 0:37:31to the court, which I've just been down to get the paperwork
0:37:31 > 0:37:33from my accountant.
0:37:33 > 0:37:36Mr Lyons says he's written to the court offering to pay his debt
0:37:36 > 0:37:38to Steve in instalments,
0:37:38 > 0:37:41and so doesn't believe he needs to pay the Sheriffs today.
0:37:43 > 0:37:45But what Marc knows, and Mr Lyons doesn't,
0:37:45 > 0:37:48is that Steve already rejected this offer.
0:37:49 > 0:37:52Whatever action Mr Lyons has taken, therefore,
0:37:52 > 0:37:55won't stop Marc enforcing this writ.
0:37:55 > 0:37:56This is still a live writ.
0:37:56 > 0:37:59They didn't tell me that. They didn't tell me that at all at the time.
0:37:59 > 0:38:01They told me if I sent off the necessary paperwork,
0:38:01 > 0:38:05application form with £40, they would look into it.
0:38:05 > 0:38:08He's wrote to the court saying I'm not accepting instalments,
0:38:08 > 0:38:10which he doesn't have to.
0:38:10 > 0:38:13If a judgement's been made, he doesn't have to accept instalments.
0:38:13 > 0:38:15He can demand the full amount.
0:38:16 > 0:38:19It's news Mr Lyons doesn't like at all.
0:38:21 > 0:38:22Jumped up a bit.
0:38:22 > 0:38:23Yeah.
0:38:23 > 0:38:25What's that, you two getting paid?
0:38:25 > 0:38:27There's a fee on there for us coming out here,
0:38:27 > 0:38:30which is the Sheriff's fees.
0:38:30 > 0:38:33And then the judgments cost are obviously on there,
0:38:35 > 0:38:38and then VAT, and then you get charged interest.
0:38:38 > 0:38:39I can't see why that's legal.
0:38:39 > 0:38:42If he's refused it, why haven't they told me he's refused it?
0:38:42 > 0:38:45I don't know, I can't answer for the court, I don't know.
0:38:47 > 0:38:51Mr Lyons rings the court to check on where he stands.
0:38:51 > 0:38:54But Marc already knows that he's wasting his time.
0:38:54 > 0:38:57I've applied for making a monthly payment.
0:38:57 > 0:39:01I've just been down to my accountant to pick up the payment necessary
0:39:01 > 0:39:07and I've got the demand for £3,731 from the High Court.
0:39:07 > 0:39:09They're here to seize goods and I'm saying to them
0:39:09 > 0:39:11I've got an application to go through
0:39:11 > 0:39:13and they're saying they're not interested.
0:39:13 > 0:39:16Right, OK. Thank you very much.
0:39:16 > 0:39:20Well, what she's saying is because there's an application
0:39:20 > 0:39:23going through to Maidstone CC, that I should show that to you
0:39:23 > 0:39:27and he's got an application going through to oppose it,
0:39:27 > 0:39:29but she said they didn't know that.
0:39:29 > 0:39:32She said I should show that to you and there'll be a time period wait
0:39:32 > 0:39:34- until he decides what he's going to do.- No.
0:39:34 > 0:39:36That's what she's told me.
0:39:36 > 0:39:40It doesn't put a stay on the writ, unfortunately.
0:39:40 > 0:39:44The writ's still live and it needs to be paid while we're here.
0:39:44 > 0:39:46It's live until the court puts a stay on it.
0:39:47 > 0:39:50You can see what I'm saying...
0:39:50 > 0:39:51Yeah, I can...
0:39:51 > 0:39:54I've got it here in black and white from a court.
0:39:54 > 0:39:57It's the second time in 40-odd years I've been to court,
0:39:57 > 0:40:02there it is, asking me what to do and giving me a date, period, 14th June.
0:40:02 > 0:40:06Yeah, But it doesn't put a stay on the High Court writ, unfortunately.
0:40:06 > 0:40:08There's no getting round it.
0:40:08 > 0:40:10Mr Lyons will have to find a way to pay,
0:40:10 > 0:40:12or the Sheriffs could seize some of his cars
0:40:12 > 0:40:14to auction to pay off the debt.
0:40:16 > 0:40:18So what's the situation?
0:40:18 > 0:40:21I need to collect the amount that's outstanding.
0:40:21 > 0:40:23You won't take a cheque, will you?
0:40:23 > 0:40:24No.
0:40:24 > 0:40:26Let me make a phone call.
0:40:26 > 0:40:27That's all right.
0:40:30 > 0:40:34While Mr Lyons checks his finances, Marc takes stock.
0:40:34 > 0:40:37I think we've got a reasonable chance here.
0:40:37 > 0:40:39To be honest, I can see where he's coming from,
0:40:39 > 0:40:41but unfortunately he hasn't filled it in.
0:40:41 > 0:40:44There's a system and he's not followed the system.
0:40:45 > 0:40:49No. There's stuff here, there's lots of vehicles here.
0:40:50 > 0:40:53I think he's going to have to pay, to be honest,
0:40:53 > 0:40:55otherwise we'll be taking some stuff away.
0:40:55 > 0:40:56Dave, where are you, Dave?
0:40:58 > 0:41:03Have you got a debit card with £3,800 on?
0:41:06 > 0:41:09Do you want to shoot up to the showroom, pay a judgment to me
0:41:09 > 0:41:11and I'll sort it out to you with something else?
0:41:13 > 0:41:15All right, I appreciate that. Thanks, mate. Bye.
0:41:16 > 0:41:19It's a bull's-eye for Marc and Tony.
0:41:19 > 0:41:22Mr Lyons is going to find a way to pay.
0:41:22 > 0:41:23Soon after, a friend arrives
0:41:23 > 0:41:25to cover the payment on their debit card.
0:41:28 > 0:41:30A paid in full means job done for Marc and Tony.
0:41:32 > 0:41:36That wasn't too bad, actually, and we wasn't even in there that long.
0:41:36 > 0:41:40He's paid in full. That's a good result for us, to be honest.
0:41:40 > 0:41:42I'm quite happy with that.
0:41:42 > 0:41:45That went a lot smoother than I thought it was going to go.
0:41:45 > 0:41:48He was actually quite a nice guy, he was all right with us,
0:41:48 > 0:41:50he was quite civil.
0:41:50 > 0:41:53It's the kind of jobs you quite like doing, to be honest.
0:41:54 > 0:41:58So it's all's well that ends well for the Sheriffs,
0:41:58 > 0:42:01and for Steve, who finally got back the money he was owed for so long.
0:42:03 > 0:42:06On June 13th I received a letter advising that they'd actually
0:42:06 > 0:42:08been to the premises, and that they're pleased to confirm,
0:42:08 > 0:42:11pending clearance, they've received the payment in full.
0:42:11 > 0:42:14Because I borrowed some money on finance to actually be able
0:42:14 > 0:42:18to purchase the vehicle that I needed straight away,
0:42:18 > 0:42:22I've actually got the ability to pay that finance off now, so it means
0:42:22 > 0:42:26I haven't got to find that £200 a month ongoing monthly commitment.
0:42:26 > 0:42:28You know, I'm really pleased.
0:42:28 > 0:42:31It's the agony of going through the whole process was worth
0:42:31 > 0:42:33it in the end, and justice has prevailed.