0:00:02 > 0:00:04- Meet the Sheriffs... - Let's go and introduce ourselves.
0:00:04 > 0:00:07- We're High Court Enforcement Officers.- We're here today
0:00:07 > 0:00:09- to execute a High Court Writ. - They're the men whose job it is
0:00:09 > 0:00:11to get YOU your money back.
0:00:11 > 0:00:13It's an arrestable offence to stop me doing my job.
0:00:13 > 0:00:15If you've been ripped off and don't know where to turn...
0:00:15 > 0:00:17- I'm not waiting any more. - I'm ordered to seize
0:00:17 > 0:00:20goods to clear this debt, which would mean clearing this place out.
0:00:20 > 0:00:24If you've been to court, but still not been paid what you're owed...
0:00:25 > 0:00:28- Why don't you just tell me who you are?- This is an absolute crock -
0:00:28 > 0:00:30- you need to pay this!- ..the High Court Enforcement Officers
0:00:30 > 0:00:35are charged by law to recover what a court says is rightfully yours.
0:00:35 > 0:00:37- I've seized your car, sir.- You can have a letter through the door
0:00:37 > 0:00:40- or we'll go through the window. - Whoa, whoa, whoa!
0:00:40 > 0:00:42It's time to call...the Sheriffs.
0:00:42 > 0:00:43I've collected 42 grand...
0:00:47 > 0:00:49Coming up...
0:00:49 > 0:00:51Lawrence and Kev head to Savile Row,
0:00:51 > 0:00:54to give a world-famous tailor a dressing-down.
0:00:54 > 0:00:57I carry with me the power of arrest and I'll call the police down
0:00:57 > 0:00:59to have you arrested...
0:01:00 > 0:01:02Liz Greaves' ex-boyfriend promised to pay her
0:01:02 > 0:01:05for the £2,000 sofa she bought.
0:01:05 > 0:01:08But instead, she's been left seriously out of pocket.
0:01:09 > 0:01:12Felt quite helpless at the time, because I just thought,
0:01:12 > 0:01:14"Am I ever going to get my money back?"
0:01:15 > 0:01:17Can the Sheriffs get her what she's owed?
0:01:17 > 0:01:20Look - we'll look to come back with locksmiths, that's all.
0:01:20 > 0:01:22There's no point damaging the front door.
0:01:22 > 0:01:26And Emma Crook was unfairly dismissed by the pub she worked at.
0:01:26 > 0:01:30Basically, I was sacked for making a comment on Facebook.
0:01:30 > 0:01:34Can the Sheriffs get her the £4,600 she's owed?
0:01:34 > 0:01:36Just to explain - enforcement officer,
0:01:36 > 0:01:38we've got a High Court Writ to attend here tonight...
0:01:41 > 0:01:42London -
0:01:42 > 0:01:46centre of the country's legal, financial and political business.
0:01:49 > 0:01:52And the heart of one of the most exclusive shopping districts
0:01:52 > 0:01:53in the world.
0:01:56 > 0:01:59It's not often a place the Sheriffs visit...
0:01:59 > 0:02:00Where am I going?
0:02:00 > 0:02:03..but today, it's exactly where Sheriffs Lawrence Grix
0:02:03 > 0:02:05and Kev McNally are headed.
0:02:07 > 0:02:08They're off to visit a shop
0:02:08 > 0:02:11that hasn't paid a debt to one of its suppliers.
0:02:11 > 0:02:13But it's not just any old shop.
0:02:13 > 0:02:16I'm going to a call in Savile Row,
0:02:16 > 0:02:18to a company called Nick Tentis Ltd.
0:02:19 > 0:02:21Don't know what the debt is about,
0:02:21 > 0:02:23but they do appear to be a Savile Row tailor.
0:02:23 > 0:02:27Erm, quite a nice shop, with a couple of little bay trees outside.
0:02:27 > 0:02:31We've got a debt of £7,376.78.
0:02:36 > 0:02:38It's an Italian company, so I'm guessing,
0:02:38 > 0:02:42by the fact that it's got a "tex" in the name, that they've provided
0:02:42 > 0:02:46some kind of suit material or something like that...
0:02:46 > 0:02:49that Nick Tentis has then gone on to make suits out of,
0:02:49 > 0:02:50but not paid the supplier.
0:02:52 > 0:02:55Savile Row, in Mayfair, is world famous for its tailors
0:02:55 > 0:02:57and bespoke menswear.
0:02:58 > 0:03:02It's outfitted everyone, from Winston Churchill and Admiral Nelson
0:03:02 > 0:03:05to Michael Jackson and the Royal Family.
0:03:05 > 0:03:09It might not know it yet, but today, The Row is about to host
0:03:09 > 0:03:12two unexpected new gentlemen customers.
0:03:12 > 0:03:14I think that might be it on the right down there,
0:03:14 > 0:03:16with the little trees outside.
0:03:17 > 0:03:20- Nick Tentis, there it is. - Can I go in there, or that one?
0:03:21 > 0:03:23Yeah, you're all right in there - maximum stay, four hours.
0:03:25 > 0:03:27They found the shop and a parking space.
0:03:27 > 0:03:31They head in, to try and find tailor Nick Tentis.
0:03:34 > 0:03:37- My name's Mr Grix, I'm an enforcement officer.- Right, OK.
0:03:37 > 0:03:40I've got a High Court Writ to execute against Nick Tentis Ltd.
0:03:40 > 0:03:45I'm here today to seize goods to the value of £7,376.78,
0:03:45 > 0:03:47or collect payment in full.
0:03:48 > 0:03:51The man gets boss Nick Tentis on the phone.
0:03:53 > 0:03:55We've got a High Court Writ.
0:03:59 > 0:04:00OK.
0:04:00 > 0:04:03While the staff try and sort out what to do,
0:04:03 > 0:04:06Lawrence and Kev take the opportunity to browse the garments.
0:04:06 > 0:04:08But they're not on a shopping trip.
0:04:08 > 0:04:10There you go...
0:04:10 > 0:04:11See if you can get some information
0:04:11 > 0:04:13off the labels or something, off them.
0:04:14 > 0:04:17If the debt's not paid, these expensive suits
0:04:17 > 0:04:21could be seized, removed and sold to pay off the debt.
0:04:22 > 0:04:24At this point, we're asked to leave.
0:04:24 > 0:04:27However, boss Nick Tentis arrived soon after
0:04:27 > 0:04:30to speak to Lawrence, who quickly gets him up to speed.
0:04:30 > 0:04:36We've got a High Court Writ to the tune of £7,376.78.
0:04:36 > 0:04:39The man claims he's paid the debt,
0:04:39 > 0:04:41and can't understand why the Sheriffs are visiting.
0:04:41 > 0:04:44Lawrence asks for proof, but the man says
0:04:44 > 0:04:46he won't be able to get any until tomorrow.
0:04:46 > 0:04:49Lawrence makes some calls to see if the office can establish
0:04:49 > 0:04:52whether the client's received any money.
0:04:53 > 0:04:57Hello, it's Lawrence - who's our client? Have we got solicitors?
0:04:57 > 0:05:00Well, can you get them to pull their finger out?
0:05:00 > 0:05:02Because we're here - you know what solicitors are like.
0:05:02 > 0:05:04All right! Cheers.
0:05:04 > 0:05:08Whatever the tailor is claiming, Lawrence needs to continue his work.
0:05:09 > 0:05:11We still need a list anyway, Kev,
0:05:11 > 0:05:14because then we can bill the client if it's already been paid.
0:05:15 > 0:05:18He starts listing assets, and putting his own estimates
0:05:18 > 0:05:20on what they might fetch at auction -
0:05:20 > 0:05:23values to which the owner takes exception.
0:05:24 > 0:05:27It's my experience - not your experience of selling suits
0:05:27 > 0:05:29at mark-up...at ticket price...
0:05:29 > 0:05:32It's my experience of selling items at auction
0:05:32 > 0:05:35that puts the value on these and dictates how much I take.
0:05:37 > 0:05:40The tailor says he won't allow Lawrence to remove any assets.
0:05:40 > 0:05:42You can't stop me.
0:05:42 > 0:05:45The tailor asks him how he expects to remove goods
0:05:45 > 0:05:47without his permission.
0:05:47 > 0:05:50I shall just pull up the van out here, and load it up.
0:05:51 > 0:05:54The man says he'll stop Lawrence doing this.
0:05:54 > 0:05:56You won't, because you'll be arrested for obstruction.
0:05:56 > 0:05:58I carry with me the power of arrest,
0:05:58 > 0:06:01and I'll call the police down to have you arrested.
0:06:02 > 0:06:06The man says, if Lawrence can give him some time, he'll get him
0:06:06 > 0:06:10the evidence he needs that this debt's already been paid.
0:06:10 > 0:06:12We won't be coming back.
0:06:12 > 0:06:15The only way we'd come back is to remove.
0:06:15 > 0:06:19If we left here today, it would either be a case of...
0:06:19 > 0:06:24If it turns out you hadn't paid it, you'd need to pay the balance.
0:06:24 > 0:06:26I can live with £3k.
0:06:26 > 0:06:28Go and see what you can get and we'll deal with it once
0:06:28 > 0:06:31we know what we're dealing with.
0:06:31 > 0:06:34While the man goes off to see how much money he can rustle up,
0:06:34 > 0:06:37Lawrence continues listing his assets.
0:06:37 > 0:06:42A few minutes later, he returns with £1,500 cash.
0:06:42 > 0:06:46But it's still someway short of the £7,376
0:06:46 > 0:06:48that Lawrence has come to collect today.
0:06:48 > 0:06:52It's not really cutting the mustard, is it, on a debt of this size.
0:06:52 > 0:06:56The tailor says later today, he hopes to get proof that he's
0:06:56 > 0:07:00paid the debt and if he can't, he'll just pay the outstanding balance.
0:07:00 > 0:07:03You'll need to sign a walking possession agreement,
0:07:03 > 0:07:07which basically signs over the goods that I've seized to the court.
0:07:09 > 0:07:11His point made, Lawrence relents.
0:07:11 > 0:07:15He's got £1,500 cash for now, and a walking possession order
0:07:15 > 0:07:20on clothing inside the store to protect the remainder of the debt.
0:07:20 > 0:07:23- That's a walking possession. Bye-bye.- Ta-ra.
0:07:23 > 0:07:26I tend to think he has paid it, to be honest.
0:07:26 > 0:07:28Someone in his position in Savile Row,
0:07:28 > 0:07:31they're not going to not pay a debt.
0:07:31 > 0:07:32And if he hadn't paid it,
0:07:32 > 0:07:36I'm pretty sure he'd have found a way to pay us in full now.
0:07:36 > 0:07:39Apparently, his bookkeeper's going to be at home this
0:07:39 > 0:07:41evening at about 6.00pm.
0:07:41 > 0:07:43He's got all our contact details and he's going to ask him
0:07:43 > 0:07:46to send it over to us. He's shown willing.
0:07:46 > 0:07:49He's paid £1,500 and we'll see what happens on Tuesday.
0:07:49 > 0:07:52And with that, the Sheriffs head off.
0:07:52 > 0:07:55If Mr Tentis can't prove he's paid the debt,
0:07:55 > 0:07:58they'll be back to remove the garments they've seized.
0:08:07 > 0:08:10While the vast majority of the Sheriffs' cases
0:08:10 > 0:08:13involve some sort of business, occasionally,
0:08:13 > 0:08:18they have to enforce on writs relating to purely personal matters.
0:08:18 > 0:08:23I believe it's apartments. That's the only information I've got.
0:08:23 > 0:08:25On their way to one such case today
0:08:25 > 0:08:28are Sheriffs Pete Spencer and Dave Crabtree.
0:08:30 > 0:08:33They're in Bolton on their way to try and find a particular address.
0:08:35 > 0:08:39This is a private individual versus a private individual.
0:08:39 > 0:08:43Seemingly, the debt relates to purchases of some sofas
0:08:43 > 0:08:45or something.
0:08:49 > 0:08:52The woman they're on their way to help is Liz Greaves from Bolton.
0:08:55 > 0:08:58Two years ago, she split up with her then boyfriend.
0:08:58 > 0:09:00It's always a difficult time in anyone's life,
0:09:00 > 0:09:04but it's left her with a most unexpected of problems, one that
0:09:04 > 0:09:08means she's out of pocket and forced to go to the Sheriffs for help.
0:09:14 > 0:09:18Before Liz and her ex-partner Michael Baglin broke up,
0:09:18 > 0:09:21Liz bought new sofas intended for their new home.
0:09:21 > 0:09:25It was a big investment, costing over £2,000,
0:09:25 > 0:09:28and one Liz hoped would be worth it in the long run.
0:09:29 > 0:09:33Liz paid for the sofas in full, and when they broke up,
0:09:33 > 0:09:36Mike agreed to keep the sofas in his flat and pay her
0:09:36 > 0:09:40£55 a month for the next four years, until they were paid off.
0:09:40 > 0:09:42At first, he did so.
0:09:42 > 0:09:46But after nine months, despite having the sofas in his possession,
0:09:46 > 0:09:48the money dried up.
0:09:48 > 0:09:51It was a constant battle every month,
0:09:51 > 0:09:53you know, for a week or chasing him.
0:09:53 > 0:09:55"Have you paid? Have you paid? Are you going to pay?"
0:09:55 > 0:09:57And I eventually got some,
0:09:57 > 0:09:59but not anything like what I was supposed to get.
0:09:59 > 0:10:03I felt quite hopeless at the time cos I just thought,
0:10:03 > 0:10:05"Am I ever going to get my money back?"
0:10:07 > 0:10:10I was just really fed up of all the arguing
0:10:10 > 0:10:12and the chasing every month.
0:10:12 > 0:10:17Getting nowhere with Mike, Liz decided to take her case to court.
0:10:17 > 0:10:20My only option, really, was a small claims court, initially.
0:10:20 > 0:10:21I thought, "It's worth a try.
0:10:21 > 0:10:24"I might not get anything but at least it's something."
0:10:25 > 0:10:29Liz brought a County Court Action against Mike for the money
0:10:29 > 0:10:31that was outstanding on the sofas.
0:10:31 > 0:10:33But when he got notice of the case,
0:10:33 > 0:10:36Mike contacted Liz to sort the issue out.
0:10:37 > 0:10:41He then said he couldn't pay that but he'd sell the sofas
0:10:41 > 0:10:46and give me £750, which I agreed to, because I just wanted an end to it.
0:10:46 > 0:10:49Then I said to him, "Well, go back to the court
0:10:49 > 0:10:51"and say you'll pay £750 and I'll agree to that."
0:10:51 > 0:10:56But he didn't do. So he then had a month to make a £100 payment,
0:10:56 > 0:11:01which would then be the start of the instalments to cover the £2,000.
0:11:01 > 0:11:02He never paid that either.
0:11:04 > 0:11:06By now, Liz had had enough.
0:11:06 > 0:11:10She didn't have the sofas or her money, and she needed it.
0:11:10 > 0:11:15It was £2,000. It is a lot of money, and money I could do with.
0:11:16 > 0:11:18Liz went back to court.
0:11:18 > 0:11:21It's unusual that the courts settle matters between ex-partners,
0:11:21 > 0:11:25but when Mike didn't contest the case, the court judged
0:11:25 > 0:11:31in favour of Liz and ordered him to pay her the £1,983 she was owed.
0:11:31 > 0:11:34But he's still not paid up.
0:11:34 > 0:11:39Liz's only hope of getting her money back now rests with the Sheriffs.
0:11:40 > 0:11:44Get back onto the main road and see if that's Manchester Road.
0:11:44 > 0:11:45But it's not proving easy.
0:11:45 > 0:11:48We need to go back up to the top of the road, carry on down there
0:11:48 > 0:11:51and it's just on the left-hand side, further down.
0:11:51 > 0:11:53Other than the address,
0:11:53 > 0:11:56the only distinguishing features they're aware of
0:11:56 > 0:12:00are that they're looking for a block of apartments and an electric gate.
0:12:00 > 0:12:04Are there electric gates on these? That's the one. Oh, yeah.
0:12:04 > 0:12:05Bingo.
0:12:05 > 0:12:06Finally.
0:12:09 > 0:12:12As well as the address, they've got the gate code,
0:12:12 > 0:12:15which means they can gain access to the block's car park.
0:12:15 > 0:12:18But it's not just for the convenience of parking their van.
0:12:18 > 0:12:21It means if there is a vehicle on the debtor's parking space,
0:12:21 > 0:12:25they can locate and seize it, on paper at least,
0:12:25 > 0:12:28to use as leverage to get the debt owed to Liz Greaves paid.
0:12:28 > 0:12:31See if this works. Nah.
0:12:31 > 0:12:33Might have changed it, Dave.
0:12:33 > 0:12:37But Dave's having problems getting the code to work.
0:12:37 > 0:12:39Must have changed it.
0:12:39 > 0:12:42Green light comes on and it says "accept".
0:12:42 > 0:12:44Will Pete fare any better?
0:12:48 > 0:12:51It's the skills that pay the bills.
0:12:51 > 0:12:52Number 22.
0:12:52 > 0:12:55Probably round to the left, I think.
0:12:55 > 0:12:58They head in and moments later, Pete finds what he's after.
0:12:58 > 0:13:02- Anything there?- 22, yeah?
0:13:02 > 0:13:03Yeah, car.
0:13:03 > 0:13:06So we've got a vehicle in the bay we're looking for,
0:13:06 > 0:13:11so we'll just make a note of that vehicle registration first.
0:13:12 > 0:13:15That's a nice car, isn't it?
0:13:15 > 0:13:19Head round to the intercom system, see if we can get anyone's attention.
0:13:19 > 0:13:24With the vehicle seized, they go to find the apartment itself.
0:13:24 > 0:13:25Being a shared block,
0:13:25 > 0:13:29getting access to the front door might not be that easy.
0:13:32 > 0:13:35No-one's answering the intercom and they can't get access to
0:13:35 > 0:13:37the flat on the top floor they're after.
0:13:40 > 0:13:45There's a vehicle in the bay, so you'd think they're potentially in.
0:13:47 > 0:13:49Dark hair, average build.
0:13:51 > 0:13:53You'd think it'd be second floor, as well.
0:13:53 > 0:13:56Luckily, Pete manages to raise the block caretaker.
0:13:57 > 0:14:00We're looking for Mr Michael Baglin.
0:14:02 > 0:14:04Right. Has he gone, moved out?
0:14:08 > 0:14:11The caretaker says he's happy to pass on Pete's notice of seizure.
0:14:11 > 0:14:15But Pete also wants him to pass on the fact that his powers
0:14:15 > 0:14:19as a Sheriff go a lot further than just delivering notices of seizure.
0:14:19 > 0:14:21We'll look to come back with locksmiths.
0:14:21 > 0:14:23Are you generally at number 2?
0:14:23 > 0:14:26- Yeah.- There's no point in damaging the front door with a locksmith
0:14:26 > 0:14:28and changing locks, it'll just create problems.
0:14:30 > 0:14:32Ultimately, that's what we'll look to do
0:14:32 > 0:14:34if we don't get any return off this, you see.
0:14:34 > 0:14:35Don't do this one.
0:14:35 > 0:14:39You're number 2, aren't you? You're number 2.
0:14:39 > 0:14:42- And you're generally here in the day or...?- I'm never far away.
0:14:42 > 0:14:44Right, OK.
0:14:44 > 0:14:48Pete hands the caretaker the seizure paperwork and
0:14:48 > 0:14:50asks him to deliver it.
0:14:50 > 0:14:54Right, OK. If you can slide that under his door or something.
0:14:54 > 0:14:57I'll wait to see if he gets back in touch.
0:14:57 > 0:15:01If he doesn't, we'll just chase it a bit further and see.
0:15:01 > 0:15:05- OK. Hopefully, he'll reply. Thanks. - Thanks for your time.
0:15:07 > 0:15:09With no-one in the flat and unable to gain entry,
0:15:09 > 0:15:12there's nothing more Pete and Dave can do today.
0:15:12 > 0:15:15While it's far from the ideal outcome,
0:15:15 > 0:15:17it's also certainly not a failure.
0:15:17 > 0:15:19Pete has a strong sense
0:15:19 > 0:15:23Mr Baglin will get the message he asked the caretaker to pass on.
0:15:23 > 0:15:27They've seized one vehicle on paper, established where Mr Baglin lives
0:15:27 > 0:15:31and made sure he'll get their notice of seizure.
0:15:31 > 0:15:34And indeed, Pete was proved right.
0:15:34 > 0:15:38Sometimes the Sheriffs' paperwork alone is enough to make
0:15:38 > 0:15:41people think twice about ignoring court debts.
0:15:41 > 0:15:44Some days after Pete and Dave's visit, Mr Baglin contacted
0:15:44 > 0:15:49the Sheriffs and arranged payment for Liz, in instalments.
0:15:49 > 0:15:52For her, it's a huge relief to finally get her money.
0:15:54 > 0:15:57I was really, really relieved when this letter arrived because it
0:15:57 > 0:16:00was actually... I never thought I would see this day.
0:16:00 > 0:16:03So now to have actual proof that they have received the money,
0:16:03 > 0:16:05and to receive the cheque as well,
0:16:05 > 0:16:07was the end to a very long, drawn-out process.
0:16:14 > 0:16:16You all right? Guv'nor about?
0:16:16 > 0:16:18We're Sheriffs from the High Court.
0:16:18 > 0:16:22The Sheriffs enforce over 70,000 High Court Writs every year.
0:16:22 > 0:16:26We're here today to seize goods to the value of £42,000.
0:16:27 > 0:16:33It's a job that takes them all over England and Wales,
0:16:33 > 0:16:37from country villages and seaside towns
0:16:37 > 0:16:41to the heart of the major towns and cities.
0:16:41 > 0:16:44But with such a vast territory to cover, one challenge
0:16:44 > 0:16:49the Sheriffs constantly face is finding the addresses they're after.
0:16:49 > 0:16:53- Where am I going?- I don't know. It hasn't found a satellite yet.
0:16:53 > 0:16:56I just love numbers that go - 4, 15, 2.
0:16:56 > 0:16:59- That's 2.- What we after?- 20.
0:16:59 > 0:17:02Armed with little more than a writ and a sat nav,
0:17:02 > 0:17:05this can be difficult at the best of times.
0:17:05 > 0:17:06Could be anywhere, couldn't it?
0:17:06 > 0:17:08We still can't find it. Is it here somewhere?
0:17:08 > 0:17:10Are you the guys from earlier? You've not found it?
0:17:10 > 0:17:12What a debacle.
0:17:12 > 0:17:14But no matter how convoluted their route...
0:17:14 > 0:17:16- Where are we?- There, I think.
0:17:16 > 0:17:19..or tucked away the address they're looking for...
0:17:19 > 0:17:21Country lane. Named house. Brilliant.
0:17:21 > 0:17:24..they always find it in the end.
0:17:24 > 0:17:27- Got it.- That's it. I'm telling you.
0:17:27 > 0:17:30Oh, yeah. There. Look. We found it and we're here.
0:17:31 > 0:17:34These days a High Court Writ costs £60.
0:17:34 > 0:17:37If the Sheriffs are successful, there's nothing more to pay.
0:17:37 > 0:17:41If they're unsuccessful, the only cost is a £60 admin fee.
0:17:42 > 0:17:44You take some finding!
0:17:54 > 0:17:58On the road again, Lawrence and Kev are back in London, but this
0:17:58 > 0:18:01time dealing with an assignment more in their neck of the woods.
0:18:02 > 0:18:05They're on their way to a south London car garage,
0:18:05 > 0:18:09called in to collect a debt owed by one business to another.
0:18:09 > 0:18:12We're on our way to Camberwell at the moment.
0:18:12 > 0:18:18To a company called SP Fleet Ltd for a debt of £5,880.80.
0:18:23 > 0:18:26Where's it gone? Where is it?
0:18:26 > 0:18:28Arriving at the street listed,
0:18:28 > 0:18:31finding the right premises is the first challenge.
0:18:31 > 0:18:32SP MOT.
0:18:32 > 0:18:34That's it.
0:18:34 > 0:18:38Lawrence spots a familiar name but with a twist.
0:18:38 > 0:18:40They're looking for SP Fleet Ltd.
0:18:40 > 0:18:43They've found SP MOT Ltd.
0:18:43 > 0:18:46It's got to be that MOT place, I would think.
0:18:46 > 0:18:49While Lawrence is sure they're at the right place,
0:18:49 > 0:18:52the difference in the name on the writ could prove
0:18:52 > 0:18:55a major stumbling block in getting this debt paid.
0:18:55 > 0:18:57It's time to find out.
0:18:57 > 0:18:59- Hello there. SP Fleet Ltd?- Yeah.
0:18:59 > 0:19:02My names Mr Grix, I'm an enforcement officer.
0:19:02 > 0:19:04I'm here today to execute a High Court Writ.
0:19:04 > 0:19:09I'm here today to seize goods to the value of £5,880.80.
0:19:12 > 0:19:14The lady on reception says they're aware of the debt
0:19:14 > 0:19:17and have offered to pay it off monthly.
0:19:17 > 0:19:20Lawrence explains this doesn't change what they've come to do.
0:19:20 > 0:19:22The claimant's entitled to transfer it to
0:19:22 > 0:19:25the High Court for enforcement purposes at any time.
0:19:25 > 0:19:27It doesn't matter what appeals are going on.
0:19:27 > 0:19:31If they want to execute it in the meantime, they can do.
0:19:31 > 0:19:35SP Fleet's boss isn't there but the woman gets him on the phone.
0:19:35 > 0:19:39You're able to get him on the phone, though, aren't you?
0:19:39 > 0:19:40She puts him on to Lawrence,
0:19:40 > 0:19:43who's more than happy to explain the situation.
0:19:43 > 0:19:47We're been sent here today to execute this High Court Writ.
0:19:47 > 0:19:51We're here to seize goods to the value of £5,880.80.
0:19:51 > 0:19:54So we're not actually here for money today.
0:19:54 > 0:19:58We're actually ordered here by the court to seize goods
0:19:58 > 0:19:59to clear the debt.
0:19:59 > 0:20:02Goods that can be removed and sold at auction.
0:20:02 > 0:20:05However, if you want to pay it in full,
0:20:05 > 0:20:09that would obviously prevent the need to remove your goods and sell them.
0:20:11 > 0:20:14The company boss doesn't seem keen on either option
0:20:14 > 0:20:17and immediately throws a spanner in the works.
0:20:17 > 0:20:21So you're saying everything here is SP MOT?
0:20:21 > 0:20:25He says all the goods in the garage belong to SP MOT Ltd
0:20:25 > 0:20:28not SP Fleet Ltd, and so can't be seized by the Sheriffs
0:20:28 > 0:20:30to pay the debt.
0:20:31 > 0:20:35Is there any paperwork here showing that goods belong to SP MOT Ltd?
0:20:35 > 0:20:38The main thing I'm looking at, at the moment,
0:20:38 > 0:20:41is your recovery truck sitting outside.
0:20:41 > 0:20:44That's leased, is it? Is the lease paperwork here?
0:20:45 > 0:20:49In situations like these, the responsibility to prove who owns what
0:20:49 > 0:20:53lies with the defendant, not the Sheriffs.
0:20:53 > 0:20:55Unless the proof is forthcoming,
0:20:55 > 0:20:57this enforcement will be going ahead.
0:20:57 > 0:21:01What I'll have to do, I'll have to seize everything
0:21:01 > 0:21:03and you'll have to, on behalf of SP MOT,
0:21:03 > 0:21:06submit a third party claim to those goods.
0:21:06 > 0:21:09The boss asks to speak to the receptionist again.
0:21:09 > 0:21:10Yeah, sure.
0:21:10 > 0:21:12He wants to speak to you.
0:21:12 > 0:21:16Has Lawrence done enough to convince him it's best to pay up?
0:21:16 > 0:21:20- How much is it?- £5,880.80.
0:21:20 > 0:21:23The boss wants to talk to Lawrence again
0:21:23 > 0:21:26and offers to pay £5,000.
0:21:26 > 0:21:31I can live with that. Fair play to you, that's showing willing.
0:21:31 > 0:21:33When can you pay the other 880?
0:21:33 > 0:21:36I can live with that. How you going to pay that?
0:21:36 > 0:21:39Lady's got a debit card. OK, we'll do that, sir.
0:21:39 > 0:21:42With the man offering to pay the bulk of the debt,
0:21:42 > 0:21:45Lawrence is more than happy.
0:21:45 > 0:21:47It's now simply a case of PIN number in,
0:21:47 > 0:21:50and home and dry for the Sheriffs.
0:21:50 > 0:21:52Call authorisation centre.
0:21:53 > 0:21:54Or maybe not.
0:21:55 > 0:21:58The machine tells Lawrence he must call the card company.
0:21:58 > 0:22:02Right, so he needs to speak to the bank and I need to keep the card.
0:22:02 > 0:22:05So close to getting the payment they came for.
0:22:05 > 0:22:09They've told me to retain the card
0:22:09 > 0:22:12Mr Powell's got to get in touch with his bank.
0:22:12 > 0:22:15Lawrence must now find another means of getting the money
0:22:15 > 0:22:17from SP Fleet Ltd.
0:22:17 > 0:22:22You can do it by bank transfer. £5,000.
0:22:22 > 0:22:25That's it. Excellent.
0:22:26 > 0:22:30Luckily, this time, the payment, made by bank transfer,
0:22:30 > 0:22:31does go through.
0:22:31 > 0:22:3436741.
0:22:34 > 0:22:37Lawrence double checks with the office
0:22:37 > 0:22:41that they've received the £5,000, and they're on their way.
0:22:41 > 0:22:43Thanks. Bye-bye.
0:22:43 > 0:22:45It's a nice way to end the day.
0:22:47 > 0:22:49We've got £5,000. Only 880 left.
0:22:51 > 0:22:56I did see the bank statement to show there was only £5,000 available,
0:22:56 > 0:23:00so they paid what they could, effectively.
0:23:01 > 0:23:05And with that, they head off, with the money in the bank and the
0:23:05 > 0:23:09business that's owed it soon to get what's rightfully theirs, in full.
0:23:19 > 0:23:22Back on the road and heading for another car dealership,
0:23:22 > 0:23:24are Sheriffs Lawrence and Kev.
0:23:25 > 0:23:27But this time,
0:23:27 > 0:23:30they're on their way to a classic car showroom in central London.
0:23:32 > 0:23:35They've got a Bugatti Veyron, they've got just about every top
0:23:35 > 0:23:40make of car you'd expect to find at a really high quality car dealer.
0:23:40 > 0:23:44The man they're trying to help is himself a car dealer.
0:23:44 > 0:23:50He paid a £16,000 deposit to CSFLPM Ltd.
0:23:50 > 0:23:54Formerly called Clive Sutton Premier Marques Ltd.
0:23:54 > 0:23:56It was for a Porsche 911.
0:23:56 > 0:24:00But he never got the car or his deposit returned.
0:24:01 > 0:24:03The case went to court.
0:24:03 > 0:24:07CSFLPM Ltd did not contest it
0:24:07 > 0:24:10and a judge awarded the car dealer £16,000.
0:24:10 > 0:24:16A later appeal for set aside was also judged to be without merit.
0:24:16 > 0:24:20Since then, the car dealer has yet to receive any money.
0:24:25 > 0:24:28Given the quality of stock we're expecting to find on the forecourt,
0:24:28 > 0:24:32we should have a fairly good chance of clearing this up.
0:24:32 > 0:24:35Intending to get the car dealer his money back,
0:24:35 > 0:24:37five minutes later,
0:24:37 > 0:24:40Lawrence and Kev arrive at the imposing garage showroom.
0:24:40 > 0:24:42- SAT NAV:- 'You have reached your destination.'
0:24:42 > 0:24:44That's it. Clive Sutton.
0:24:44 > 0:24:46And immediately, Kev's getting excited.
0:24:46 > 0:24:49Mate, you see that Mustang they've got at the front?
0:24:49 > 0:24:50That's the old...
0:24:50 > 0:24:53- The old 350 Shelby GT. - The one from that film.
0:24:53 > 0:24:55- Eleanor.- Yeah, that's it.
0:24:55 > 0:24:58Time to park up and head in.
0:24:58 > 0:25:00Let's go and introduce ourselves.
0:25:06 > 0:25:09It looks like Lawrence and Kev are a bit early.
0:25:09 > 0:25:13With the garage deserted, they take the opportunity to have
0:25:13 > 0:25:15a closer look at a classic Mustang sports car.
0:25:16 > 0:25:21Lawrence is confident it would easily pay the debt all on its own.
0:25:23 > 0:25:25What are they worth, then?
0:25:25 > 0:25:28That, that's on the internet at 174.
0:25:28 > 0:25:30- 174 grand?!- Yeah.
0:25:31 > 0:25:33It's gorgeous, though, innit?
0:25:33 > 0:25:35Let's go sit in the van for a minute, then, eh?
0:25:37 > 0:25:42There's nothing to do but sit tight and hope the garage opens up.
0:25:42 > 0:25:44It should opening any time now.
0:25:44 > 0:25:469 o'clock it opens, apparently.
0:25:47 > 0:25:50Lawrence is right. Bang on time, a salesman appears.
0:25:52 > 0:25:55As Kev moves the van onto the garage forecourt, Lawrence explains
0:25:55 > 0:25:58the purpose of their visit to the staff member inside.
0:26:02 > 0:26:05My name's Mr Grix, I'm an enforcement officer.
0:26:05 > 0:26:08So, would you like to let me in and I'll speak to you about it?
0:26:08 > 0:26:12The salesman invites Lawrence in and grudgingly opens up for Kev, too,
0:26:12 > 0:26:15but isn't prepared to let us follow him.
0:26:15 > 0:26:17If you've seen us on the telly,
0:26:17 > 0:26:19you know what the score is.
0:26:20 > 0:26:25This needs paying in full or we'll be taking stock.
0:26:25 > 0:26:29We continue filming from outside as the salesman promptly disappears...
0:26:29 > 0:26:30Where's he gone?
0:26:30 > 0:26:34..leaving two excited sheriffs to prowl his showroom.
0:26:36 > 0:26:39These vehicles may be easy on the eye
0:26:39 > 0:26:43but, more importantly, they're assets that could, if necessary,
0:26:43 > 0:26:47be seized and sold to pay the debt owed to the car dealer.
0:26:47 > 0:26:52I just want a car with a button in it that just says "launch".
0:26:52 > 0:26:54Absolutely awesome car.
0:26:54 > 0:26:56- Is it a Shelby Mustang what...? - 500 GT.
0:26:58 > 0:27:00Absolutely beautiful.
0:27:00 > 0:27:03You're going to get in it in a minute.
0:27:03 > 0:27:06Petrol-heads Lawrence and Kev are in their element.
0:27:06 > 0:27:08Still waiting for the salesman to return,
0:27:08 > 0:27:11Lawrence decides it's time for a test drive.
0:27:11 > 0:27:15Jeez. There's just so much space, ain't there?
0:27:15 > 0:27:18- A ton, isn't there?- Yeah.
0:27:18 > 0:27:19Absolutely awesome.
0:27:21 > 0:27:22How much leg room have you got?
0:27:22 > 0:27:25While sitting in the car of his dreams is certainly
0:27:25 > 0:27:27a pleasant way to spend the morning,
0:27:27 > 0:27:31Lawrence's priority is getting the car dealer his money back.
0:27:31 > 0:27:34He calls the Clive Sutton office number
0:27:34 > 0:27:36in search of the vanished salesman.
0:27:37 > 0:27:39Hello there. My name's Mr Grix.
0:27:39 > 0:27:42I'm at your shop in St John's Wood.
0:27:42 > 0:27:44I'm an enforcement officer.
0:27:44 > 0:27:48I saw the sales guy and he disappeared about 15 minutes ago and hasn't come back.
0:27:48 > 0:27:50Thanks, bye.
0:27:52 > 0:27:55That was a woman. There must be an office upstairs.
0:27:55 > 0:27:59This call soon has the desired effect, as another man appears
0:27:59 > 0:28:03and introduces himself as the garage's financial controller.
0:28:03 > 0:28:06He invites the sheriffs to follow him upstairs to his office.
0:28:06 > 0:28:09Mr Grix. We didn't even realise this was here.
0:28:09 > 0:28:13We realised the other guy had gone somewhere. We didn't realise where he'd gone.
0:28:13 > 0:28:16After having to wait for over 40 minutes,
0:28:16 > 0:28:18Lawrence wants to get things moving.
0:28:18 > 0:28:20I don't know if you know how a High Court Writ works.
0:28:20 > 0:28:24We're ordered out to seize goods to clear the debt, basically.
0:28:24 > 0:28:27The only way to prevent that is to pay in full.
0:28:28 > 0:28:32The cars downstairs are the main things now.
0:28:32 > 0:28:35The man claims all the luxury cars are being sold
0:28:35 > 0:28:39on behalf of customers, and aren't owned by the garage.
0:28:39 > 0:28:44He has documents he says prove this and wants to show Lawrence.
0:28:44 > 0:28:47This not a sale and return document. This is a buyer's document.
0:28:47 > 0:28:50So far, I'm not happy with that at all, what I've seen there.
0:28:50 > 0:28:52There's absolutely no evidence whatsoever
0:28:52 > 0:28:54that that car is on a sale-or-return basis.
0:28:54 > 0:28:57The water just gets muddy, doesn't it?
0:28:57 > 0:28:59But just when it looks like Lawrence has the upper hand,
0:28:59 > 0:29:03the man uses his laptop to show him something else -
0:29:03 > 0:29:08proof on the Companies House website that the business named on his writ -
0:29:08 > 0:29:13CSFLPM Ltd, formerly called Clive Sutton Premier Marques Ltd -
0:29:13 > 0:29:15is in liquidation.
0:29:15 > 0:29:20It's a body blow for chances of getting the money owed.
0:29:20 > 0:29:22With the company liquidated,
0:29:22 > 0:29:26Lawrence now knows there's nothing at the garage they can seize,
0:29:26 > 0:29:28and no chance of payment.
0:29:30 > 0:29:31We'll be on our way. OK.
0:29:33 > 0:29:34Cheers.
0:29:36 > 0:29:39For Lawrence, it's doubly frustrating.
0:29:39 > 0:29:41They can't get the car dealer his money back
0:29:41 > 0:29:43and have wasted their morning.
0:29:43 > 0:29:46We were going all through the paperwork for the vehicles,
0:29:46 > 0:29:50and then he shows us that they are actually liquidated, so...
0:29:51 > 0:29:53You know, we could have been in and out, really.
0:29:55 > 0:29:57There's now a new company running this garage
0:29:57 > 0:30:01which isn't responsible for the liquidated company's debts.
0:30:02 > 0:30:06There's nothing to do on this at all. That's it. Gone.
0:30:06 > 0:30:10Clive Sutton told us the company was unable to contest the original judgment
0:30:10 > 0:30:13because the director with knowledge of it was abroad.
0:30:14 > 0:30:18They latterly made an appeal to have the judgment set aside,
0:30:18 > 0:30:23but because of the financial collapse of CSFLPM Ltd,
0:30:23 > 0:30:26they were unable to proceed with the application.
0:30:27 > 0:30:34They said the collapse of CSFLPM Ltd was due to the activities of a since convicted fraudster,
0:30:34 > 0:30:38which had led to a number of trade creditors incurring losses.
0:30:48 > 0:30:51Sheriffs can go to any address in England and Wales
0:30:51 > 0:30:55to enforce a writ, and at any time they want.
0:30:55 > 0:30:58They frequently work unsocial hours...
0:30:59 > 0:31:03..often surprising debtors with an early-morning house call.
0:31:03 > 0:31:07But today, it's an evening callout for sheriffs Pete Spencer
0:31:07 > 0:31:09and Dave Crabtree.
0:31:09 > 0:31:12They're winding their way through Preston in Lancashire
0:31:12 > 0:31:15on their way...to the pub.
0:31:15 > 0:31:19But they're not planning on a relaxing pint.
0:31:19 > 0:31:22We're doing an evening visit for enforcement.
0:31:22 > 0:31:25It's a public house, the Golden Cross public case.
0:31:25 > 0:31:28Seemingly, this is an employment tribunal case
0:31:28 > 0:31:32where the GC (LANCS) Ltd, which manages the pub,
0:31:32 > 0:31:35the Golden Cross pub which we're going to,
0:31:35 > 0:31:39has obviously had an issue with a member of staff
0:31:39 > 0:31:43and ended up with an employment tribunal deemed against them.
0:31:45 > 0:31:48The person Pete and Dave are on their way to help
0:31:48 > 0:31:51is Emma Crook from Preston.
0:31:51 > 0:31:53When she took a job at a local pub,
0:31:53 > 0:31:56she hoped she'd get experience in catering.
0:31:57 > 0:31:59Instead, it's left her out of pocket
0:31:59 > 0:32:02and forced to go to the sheriffs for help.
0:32:06 > 0:32:10Today, Emma is taking time out in her local pub,
0:32:10 > 0:32:13but two years ago, looking to develop her catering career,
0:32:13 > 0:32:18she took a job at another pub, the Golden Cross in Preston,
0:32:18 > 0:32:19run by Sharon Duxbury.
0:32:20 > 0:32:25She hoped to eventually run the pub kitchen as a separate business.
0:32:25 > 0:32:28However, with the kitchen space being used as storage,
0:32:28 > 0:32:30this plan didn't come to fruition.
0:32:30 > 0:32:34Instead, she became a full-time member of staff,
0:32:34 > 0:32:38working the bar and living in accommodation above the pub.
0:32:38 > 0:32:40Everything was fine.
0:32:40 > 0:32:45We got along well, but Sharon wasn't working at the pub at the time.
0:32:45 > 0:32:47She has another job.
0:32:47 > 0:32:50It was only later on, when she took over as full-time manager,
0:32:50 > 0:32:52that the problems began.
0:32:52 > 0:32:54Emma worked hard and put in long hours.
0:32:54 > 0:32:58It was a job that was far from glamorous.
0:32:58 > 0:33:02My duties at the pub - line cleans, cleaning the pub,
0:33:02 > 0:33:05all the horrendous stuff that comes with the toilets in there.
0:33:05 > 0:33:08Bank cheques. Got the floats.
0:33:08 > 0:33:11Started serving the customers.
0:33:11 > 0:33:14I was happy for a while, yes, definitely.
0:33:14 > 0:33:18It was only in the latter stages that I wasn't really that happy.
0:33:20 > 0:33:22But after a year with the company,
0:33:22 > 0:33:25Emma was unceremoniously sacked after the pub management took
0:33:25 > 0:33:29exception to some posts she made on Facebook.
0:33:29 > 0:33:32I put a comment on Facebook saying that my head had turned to mush.
0:33:34 > 0:33:37There were comments that followed off Sharon saying that
0:33:37 > 0:33:40I was slagging off the customers, which was untrue.
0:33:42 > 0:33:46The morning after, I hadn't read comments,
0:33:46 > 0:33:50but I got a text message off her asking me to come in for a meeting.
0:33:50 > 0:33:54As I went in for a meeting that day, she sacked me on gross misconduct.
0:33:54 > 0:33:59Yeah, basically, I was sacked for making a comment on Facebook.
0:33:59 > 0:34:03I was numb, really, because I didn't think she would be able to do it,
0:34:03 > 0:34:06but there was not much I could say. It was her decision.
0:34:06 > 0:34:09And Emma had lost more than just her job.
0:34:09 > 0:34:13I'd lost where I was living, I had to move back into my parents'.
0:34:13 > 0:34:15It was hard.
0:34:17 > 0:34:20Feeling wronged, Emma looked to take legal action.
0:34:21 > 0:34:24She spoke to a solicitor.
0:34:24 > 0:34:27Yeah, they thought I definitely had a case.
0:34:27 > 0:34:32I showed her all the text messages and the messages on Facebook,
0:34:32 > 0:34:36- and she definitely thought I had a case.- They went to court.
0:34:36 > 0:34:41The pub didn't attend the case and, instead, wrote a letter in their defence.
0:34:41 > 0:34:43The judge saw the letter that she sent in and, basically,
0:34:43 > 0:34:46the letter had nothing to do with the case.
0:34:46 > 0:34:49He dismissed letter and awarded in my favour.
0:34:51 > 0:34:55Emma was awarded £4,700 but despite the court order,
0:34:55 > 0:34:57this hasn't been paid.
0:34:57 > 0:35:00The circumstances are just...
0:35:00 > 0:35:04We were old friends at one point and now there is nothing there.
0:35:04 > 0:35:06It's been traumatic.
0:35:06 > 0:35:11I still owe my mum and dad money, because I borrowed off them
0:35:11 > 0:35:13while I was out of work.
0:35:13 > 0:35:15It's still not good.
0:35:17 > 0:35:22Feeling she had no other option if she was to get the money a court said she was rightfully owed,
0:35:22 > 0:35:24Emma decided to call in the sheriffs.
0:35:27 > 0:35:30If Emma is to get any of her money back,
0:35:30 > 0:35:33she's relying on sheriff Pete's ability to convince the Golden Cross pub
0:35:33 > 0:35:39their best interest is in paying this off here and now.
0:35:40 > 0:35:42But as Pete knows only too well,
0:35:42 > 0:35:45getting money out of a pub is never easy.
0:35:45 > 0:35:49Yeah, I mean, we visit many pubs and, generally,
0:35:49 > 0:35:52the brewery will own the fixtures and fittings,
0:35:52 > 0:35:57or will have a debenture over the fixtures and fittings,
0:35:57 > 0:36:00so, potentially, the assets...
0:36:00 > 0:36:03the assets of the defendant might be nothing,
0:36:03 > 0:36:08or it's possibly stock and cash that's in the till, maybe.
0:36:08 > 0:36:12We got the director's name, a Miss Sharon Duxbury.
0:36:12 > 0:36:18She manages the pub and is also a director, seemingly, of the limited company,
0:36:18 > 0:36:22so hopefully, she'll be there tonight when we attend.
0:36:22 > 0:36:26Moments later, they locate what they are looking for.
0:36:26 > 0:36:29Number six... Yep, Golden Cross. Pull up outside.
0:36:31 > 0:36:33They park up and head in.
0:36:36 > 0:36:39And before they've got anywhere near the bar,
0:36:39 > 0:36:43- they get lucky and run into pub manager Sharon Duxbury.- Yeah?
0:36:43 > 0:36:47Hiya. Is there somewhere we can have a chat, away from your customers?
0:36:47 > 0:36:51We are enforcement officers. We've got a High Court Writ to attend here tonight.
0:36:51 > 0:36:54At this point, we're asked to leave the pub.
0:36:54 > 0:36:57We film from outside, as Pete explains why he's there.
0:37:01 > 0:37:03It's in connection with a Miss Crook.
0:37:03 > 0:37:06Yeah, it's gone through Croydon County Court,
0:37:06 > 0:37:08then moved up to High Court for our enforcement
0:37:08 > 0:37:11which is the reason for our visit tonight.
0:37:11 > 0:37:14It's £4,845.08.
0:37:14 > 0:37:18It was £4,642 originally.
0:37:18 > 0:37:20I've come to collect the full amount tonight.
0:37:20 > 0:37:24I'm commanded by the High Court judge to attend to seize goods
0:37:24 > 0:37:28to the value of, with the intention to remove or collect the full amount.
0:37:28 > 0:37:29The manager questions
0:37:29 > 0:37:33why she hasn't been given any notice of the Sheriffs' visit.
0:37:33 > 0:37:35We don't tell you that we're coming out
0:37:35 > 0:37:38cos if we tell you we're coming out, people move assets.
0:37:38 > 0:37:40So we don't tell you we're coming out.
0:37:40 > 0:37:44This is the first you'll know of it being moved up to High Court, really.
0:37:44 > 0:37:46The pub management are co-operative
0:37:46 > 0:37:50but don't have the full amount owed there and then.
0:37:50 > 0:37:52Pete explains the procedure for payment.
0:37:52 > 0:37:56That's fine. What we've got to do, we've got to seize goods on site
0:37:56 > 0:37:59so that's what he's gone off doing at the moment.
0:37:59 > 0:38:01I've got to seize those items.
0:38:01 > 0:38:03You then have five days,
0:38:03 > 0:38:06so you need to get in touch with any third parties that might own them
0:38:06 > 0:38:08or have an interest in those goods
0:38:08 > 0:38:10to tell them they've been seized by the High court.
0:38:10 > 0:38:14They then must write to us with proof of ownership
0:38:14 > 0:38:15and then we take them off.
0:38:15 > 0:38:18Keen to help the pub management out,
0:38:18 > 0:38:20Pete outlines ways they can pay off the debt
0:38:20 > 0:38:23without losing the contents of the pub.
0:38:23 > 0:38:26Other option would be, I can take a part payment tonight
0:38:26 > 0:38:28and then you can go into a monthly agreement.
0:38:28 > 0:38:32I'm quite happy to do that, but I must take a payment tonight.
0:38:32 > 0:38:35We've got a card machine, so Visa, debit card...
0:38:36 > 0:38:38And it looks like success is on the cards.
0:38:38 > 0:38:40The pub agrees to pay.
0:38:40 > 0:38:45The only question is, how much they can raise tonight?
0:38:45 > 0:38:47Pete comes outside to fetch the card machine.
0:38:47 > 0:38:50She can't afford the full amount of four-eight today
0:38:50 > 0:38:54but what she's going to do is pay us something like £1,000
0:38:54 > 0:38:57and then potentially go into an arrangement.
0:38:57 > 0:39:02The value of the goods within the pub is nowhere near the value of the debt
0:39:02 > 0:39:05plus a lot of stuff from rental, etc,
0:39:05 > 0:39:08so the best option in this case is to take the payment,
0:39:08 > 0:39:12give her the option to start paying monthly to clear it off
0:39:12 > 0:39:16and at least then the debt's cleared.
0:39:16 > 0:39:19The fact the pub want to pay the debt is great news for Pete.
0:39:19 > 0:39:21They can't pay in full,
0:39:21 > 0:39:24so he'll have to negotiate the best deal he can for Emma.
0:39:24 > 0:39:28Obviously, you tell me you haven't got the 485
0:39:28 > 0:39:29so what can you pay me tonight?
0:39:29 > 0:39:33The woman says she'll try and pay by card.
0:39:33 > 0:39:36There'll be £905 on that, yeah?
0:39:36 > 0:39:39Could you enter your PIN and press the green button, please? Thank you.
0:39:39 > 0:39:42Are you paying something off this one as well?
0:39:42 > 0:39:43Can you do a bit more, or...?
0:39:43 > 0:39:46Wipe £1,500 off that.
0:39:46 > 0:39:47It's a score for Pete.
0:39:48 > 0:39:53And with that, it's time, gentlemen, please, for Pete and Dave.
0:39:53 > 0:39:55'A debt card payment of £900,'
0:39:55 > 0:39:57£100 in cash
0:39:57 > 0:40:01and then she's had to borrow her partner's debit card
0:40:01 > 0:40:04to pay another £200 on that. She didn't have the full amount.
0:40:04 > 0:40:07There weren't really goods there to seize to the value of the full amount.
0:40:07 > 0:40:11So that's a good result, yeah, as far as I can see.
0:40:12 > 0:40:17Yeah, initial payment plus an offer to pay monthly to pay it off
0:40:17 > 0:40:18so yeah, good result.
0:40:18 > 0:40:21With a healthy part of the debt collected
0:40:21 > 0:40:23and more promised as part of a payment plan,
0:40:23 > 0:40:25it's a great result for Emma.
0:40:25 > 0:40:28She'll have £1,200 coming her way soon
0:40:28 > 0:40:32and regular payments promised to pay off the rest.
0:40:32 > 0:40:34I've got a text from my solicitor
0:40:34 > 0:40:36saying she's agreed to pay £100 a week,
0:40:36 > 0:40:38so hopefully I will be getting something soon.
0:40:38 > 0:40:40I am very pleased with that.
0:40:41 > 0:40:44The Golden Cross manager Sharon Duxbury told us...
0:40:54 > 0:40:57..at a time when the pub industry was struggling.
0:41:01 > 0:41:03Since Lawrence and Kev visited Savile Row
0:41:03 > 0:41:07and collected £1,500 from outfitter Nick Tentis,
0:41:07 > 0:41:10despite the tailor's insistence that he'd already paid the debt,
0:41:10 > 0:41:13he was unable to find any proof to back this up.
0:41:15 > 0:41:18Instead, he paid off another £2,800
0:41:18 > 0:41:24with the remainder of the £7,376 debt promised to follow.
0:41:25 > 0:41:27And if he doesn't pay it,
0:41:27 > 0:41:31Lawrence still has a number of expensive suits seized on paper,
0:41:31 > 0:41:35which he can remove and sell if this money isn't forthcoming.
0:41:36 > 0:41:40And since the Sheriffs' visit to SP Fleet Ltd in South London,
0:41:40 > 0:41:45the garage have now paid the final £880 of the debt owed,
0:41:45 > 0:41:48settling it once and for all.
0:41:50 > 0:41:53But since we filmed, there's been no joy for the car dealer
0:41:53 > 0:41:59and his attempts to recover the £16,000 he paid to CSFLPM Ltd
0:41:59 > 0:42:01as a down payment on a car.
0:42:03 > 0:42:06As the company is now in liquidation,
0:42:06 > 0:42:09it's unlikely he'll see any of his money,
0:42:09 > 0:42:12although he's still investigating other avenues to try
0:42:12 > 0:42:15to recover what a court says is rightfully his.
0:42:40 > 0:42:44Subtitles by Red Bee Media Ltd