Episode 5

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:00:06. > :00:11.access to your money. Spanish hospitals demanding you hand

:00:11. > :00:14.over money. Plus, Alton Towers, TripAdvisor.

:00:14. > :00:17.LOVEFiLM. And Britain's pothole epidemic. Why

:00:17. > :00:27.should you pay for the damage? It's Watchdog, the programme you

:00:27. > :00:43.

:00:43. > :00:47.Hello and good evening. Welcome to Watchdog. We're with you, as usual,

:00:47. > :00:56.for the next 60 minutes. Tonight: Banned from using your bank

:00:57. > :01:01.account. No access to your money. No explanation why. It is like being

:01:01. > :01:04.charged with a crime and not being allowed to defend yourself. Also

:01:04. > :01:07.tonight: This card is supposed to guarantee you free medical treatment

:01:07. > :01:09.in Europe. Watch out if you're going to Spain.

:01:09. > :01:12.Potholes damaging cars, angering drivers. We show you how to fight

:01:12. > :01:21.back. And Ideal World. Big promises from

:01:21. > :01:25.this shopping channel, shame about these deliveries. Tonight's rogues

:01:25. > :01:31.far from ideal but they do work in the TV business, so you would think

:01:31. > :01:37.they would know about the watershed. How are you doing there? I'm not

:01:37. > :01:43.going to bother with the handshake. Don't be stupid. (BLEEP). Four

:01:43. > :01:47.bleeps. It has only just turned eight o'clock! Very poor reception

:01:47. > :01:52.there from Gurdit Sharma, part of a family of TV rogues. He's a man who

:01:52. > :01:55.has taken our money and who's been holding on to our telly. We want it

:01:55. > :01:57.back, because we are on tonight, and so is he.

:01:57. > :02:01.First, Barclays and NatWest denying customers access to their money.

:02:01. > :02:03.Even those with a perfect credit history. The banks say they only

:02:03. > :02:07.freeze accounts when they suspect fraud. And they do it to protect

:02:07. > :02:10.you. But often they don't explain the reasons. Although they do tell

:02:10. > :02:20.other banks, which means those customers can't open an account

:02:20. > :02:24.anywhere else. The banks have eyes. They watch what comes into our

:02:24. > :02:29.accounts, keep tabs on what goes out, and constantly monitor our

:02:29. > :02:34.finances to ensure they add up. Why? Partly because of the growing risk

:02:35. > :02:40.of fraud. Estimated to cost the UK the �73 billion a year. It is no

:02:40. > :02:46.wonder banks want to stamp it out. What if in their eagerness to tackle

:02:47. > :02:54.fraud banks treat victims like criminals? That's how Barclays

:02:54. > :02:59.customer period warder left -- Peter ward has been left feeling. They

:02:59. > :03:03.banned the pensioner from accessing his own money for 11 days. This

:03:03. > :03:07.restricted availability of money for my wife and I for purchases of

:03:08. > :03:13.groceries and I had no assurity of continue once of payment of bills or

:03:13. > :03:17.anything. There was no explanation forthcoming. So what was the fraud

:03:17. > :03:22.exactly? There wasn't one. Suspicions had been raised because

:03:22. > :03:28.Peter had simply forgotten to log out of his online account. Because I

:03:29. > :03:33.hadn't logged out, you've given me all this distress? This upset. I had

:03:33. > :03:38.done nothing wrong and there's no reason why anybody should restrict

:03:38. > :03:44.me from having my own money. Richard emmy is a card fraud investigator.

:03:44. > :03:48.How does he think the bank acted? think Barclays have treated him

:03:48. > :03:54.completely unfairly. Because they didn't investigate the matter before

:03:54. > :03:58.making a vital decision. It can have an impact with direct debits and

:03:58. > :04:05.Standing Orders not being honoured. Just 11 days is enough to cause

:04:05. > :04:11.major problems. Although there was no fraud in Peter's crease the crime

:04:11. > :04:14.is wide -- in Peter's case the crime is weed spread. If there is

:04:14. > :04:19.fraudulent activity on your account you may be suspected of involvement

:04:19. > :04:26.yourself. For many, there'll be no explanation. For some, there could

:04:26. > :04:30.be no account. Under anti-money laundering laws banks don't have to

:04:30. > :04:36.tell customers why their account has been closed or frozen. In case they

:04:36. > :04:39.tip off fraudsters. And once you've been refused an account by one bank,

:04:39. > :04:48.you are more likely to be turned down by other banks too. That's what

:04:48. > :04:56.happened to one customer of this high street giant. Rajesh applied

:04:56. > :05:04.for a job and passed on his details for salary purposes, but he

:05:04. > :05:10.discovered that the company were scammers. I got in touch with Action

:05:10. > :05:14.Fraud and my bank account got shut down and I was not able to open any

:05:14. > :05:19.bank accounts anywhere with any other banks. I didn't know where to

:05:19. > :05:23.go. NatWest suspended his account for almost two months, only

:05:23. > :05:28.re-opening it after Rajesh complained to the ombudsman. During

:05:28. > :05:32.all of that time he was unable to bank with anyone else. If one bank

:05:32. > :05:36.thinks that you are guilty of fraud, it will be virtually impossible to

:05:36. > :05:41.open an account with any other bank until you have cleared your name. In

:05:41. > :05:45.this particular case it was resolved quite quickly but it still indicates

:05:45. > :05:52.the banks failed at the very start of a process to investigate it

:05:52. > :05:56.properly. I think I wasn't treated fairly. I'm the one who told them

:05:56. > :06:01.about the scam and at the end of the day I was the one who was treated as

:06:01. > :06:06.a criminal. So are banks treating innocent customers fairly when they

:06:06. > :06:09.are suspected of fraud? The new Financial Conduct Authority set up

:06:09. > :06:15.to police standards in the industry has been looking into complaints.

:06:15. > :06:19.The current system is clearly not fair. What shocked us was that

:06:19. > :06:23.people who are in this situation are being suspected of a crime and yet

:06:23. > :06:29.they have no way of justifying what they were doing earthquakes

:06:29. > :06:34.explaining what's was -- what they were doing, explaining what they

:06:34. > :06:37.were doing, appealing and getting a judgment. The FCA is in talks with

:06:37. > :06:42.all the major banks to find a way to tackle the problem, but the

:06:42. > :06:49.complaints still keep coming. NatWest suspended 17-year-old Jordan

:06:49. > :06:54.Rule's account in April. One month on it remains frozen. One day I got

:06:54. > :06:57.four cards off NatWest. I went into the bank and asked what it was and

:06:57. > :07:02.the woman said to me it was a computer error, so I thought nothing

:07:02. > :07:06.else of it. A couple of weeks later I received a later saying they were

:07:06. > :07:09.going to close my account within 14 days because of fraudulent activity

:07:09. > :07:14.had been going on. She had received the cards because criminals had

:07:14. > :07:19.opened four accounts in her name, using them to obtain payday loans.

:07:19. > :07:24.Even though she is too young to take out those loans themselves NatWest

:07:24. > :07:28.still suspected she was behind the fraud. It has caused me so much

:07:28. > :07:31.stress. My exams have been coming up, I've had an operation.

:07:31. > :07:36.Everything has been piling up. It is something I have never experienced

:07:36. > :07:40.before. I put my trust into this bank. Jordan is being treated

:07:40. > :07:45.unfairly by the bank. There is no evidence to say that they opened

:07:45. > :07:49.those four additional accounts. They have no evidence that we have seen

:07:49. > :07:54.to show that she has acted fraudulently. If she doesn't have a

:07:54. > :07:59.reference from NatWest, she will find it virtually impossible to open

:07:59. > :08:03.a normal standard bank account anywhere else in the UK. Frozen out

:08:03. > :08:08.by one bank, banished by them all. If fraudsters target your account,

:08:08. > :08:12.you could be left in the financial cold, as well as being kept in the

:08:13. > :08:17.dark. The one thing that is absolutely consistent is the banks'

:08:17. > :08:22.failure to provide adequate information. All they are doing is

:08:22. > :08:25.hiding behind an unwillingness to disclose information that would

:08:25. > :08:31.allow the customer to clear themselves. It is like being charged

:08:31. > :08:35.with a crime and then not being allowed to defend yourself.

:08:35. > :08:41.Lateef reporting there. We've since spoken to Barclays who blocked Peter

:08:41. > :08:46.Ward's account. They said they never freeze or close an account lightly.

:08:46. > :08:51.The reasons are varied, involving fraud, or even terrorism. They say

:08:51. > :08:54.the laws are clear about their obligation not to tip off customers.

:08:54. > :08:59.They recognise not giving a reason can cause inconvenience but it is

:08:59. > :09:03.the price of compliance with laws and regulations. Peter Ward was

:09:03. > :09:09.badly inconvenienced and he was an innocent customer. And nat weather?

:09:09. > :09:13.They say they don't take these decisions lightly and based on the

:09:13. > :09:19.information they stand by their decision to close Jordan Rule's

:09:20. > :09:23.account. They will look again if she has any more information. They

:09:23. > :09:31.apologised to Rajesh and he did the right thing by contacting them.

:09:31. > :09:41.They've contacted him, assured him his credit rating won't be affected

:09:41. > :09:46.

:09:46. > :09:49.Twitter discussion: There was a big response to last

:09:49. > :09:54.week's report and one in particular. Yes, contactless cards like these.

:09:54. > :09:58.The ones you don't have to put in the payment machine. They've already

:09:59. > :10:03.been complaints from M&S customers, whose bank accounts were wrongly

:10:03. > :10:07.debited. Don't blame us, say M&S, our system is safe. But here's

:10:07. > :10:12.another company whose contactless machines definitely can take money

:10:12. > :10:17.from your account whether you like it or not.

:10:17. > :10:21.They are supposed to make shopping quicker and easier, no more chip and

:10:21. > :10:26.PIN, simply wave-and-pay. Contactless payment cards have been

:10:26. > :10:30.around since 2004-05, and they are very convenient for paying for

:10:31. > :10:36.goods. The person simply swipes their card over a reader and it

:10:36. > :10:40.debits their account up to a maximum value of about �20. Since December

:10:40. > :10:46.last year bus passengers in London have been able to use them too. Get

:10:46. > :10:50.on board, touch in and your card is debited, which is fine, except that

:10:50. > :10:54.Oyster Cards from London Transport work via the same technology. That

:10:54. > :10:59.means if you have one of these as well as a contactless bank card in

:10:59. > :11:03.your purse or wallet you can be charged for your journey twice.

:11:03. > :11:07.get a bus every day to work and this is payment in advance. Usually I

:11:07. > :11:11.keep my cards in the same wallet. Inside is my oyster, my Deb

:11:11. > :11:16.independent and travelcards. I noticed my credit card is being

:11:16. > :11:20.charged for some of the journeys. Oyster Cards and contactless payment

:11:20. > :11:24.cards are different technologies but the readers for Oyster Cards are

:11:24. > :11:30.able to read contactless payment cards as well. If a person has both

:11:30. > :11:34.cards in a wallet, it can subtract payment from each card. You cannot

:11:34. > :11:41.guarantee which card will be read. If you have already topped up your

:11:41. > :11:46.Oyster Card but your fare is deducted from your contactless card

:11:46. > :11:50.you've paid double for your journey, and it could push you into the red.

:11:50. > :11:54.To find I've been charged for something I didn't need or want to

:11:54. > :11:57.be charged for is irritating. It means that I have to contact my

:11:58. > :12:01.credit card provider and ask them to refund it, which takes time and

:12:01. > :12:05.efforts. I asked if there was anything I could do to change the

:12:05. > :12:11.situation, can I change my card to one which isn't contactless or

:12:11. > :12:16.switch it off and they said no, there's nothing I can do. With

:12:16. > :12:20.contactless payments being rolled out on to the underground network

:12:20. > :12:24.this year many more commuters will be at risk. So be careful where you

:12:24. > :12:30.keep your cards For people who want to avoid payment being taken from

:12:30. > :12:34.the wrong card they should simply separate the two, put their Oyster

:12:34. > :12:38.Card in one holder or wallet and the credit card in another and present

:12:38. > :12:43.them individually. You can also get shielded wallets that you can put

:12:43. > :12:50.your card inside and they can't be read by the readers until you take

:12:50. > :12:53.them out. Well, Transport for London says that when a contactless payment

:12:53. > :12:57.card and an Oyster Card are presented together in a wallet or

:12:57. > :13:01.purse there was no possibility of both cards being charged. But if

:13:01. > :13:05.they are together, the wrong card can be debited. Nice of them to let

:13:05. > :13:10.me know that. Well, to be fair, they did publicise

:13:10. > :13:19.this when the contactless payments were launched. They continue to do

:13:19. > :13:24.so on the countdown dot matrix system at the bus stops which I'm

:13:24. > :13:29.sure, Annie, you are familiar with. Of course. And they'll be used on

:13:29. > :13:33.the tram services later this year. Meanwhile they advise passengers to

:13:33. > :13:36.choose which card they want to pay with and keep it separate when

:13:36. > :13:42.touching the reader. Coming up: Going to Spain this

:13:42. > :13:44.summer? Hope you don't need to visit a hospital.

:13:44. > :13:48.Buenas noches y bienvenidos a malos comerciantes. Sorry, I was just

:13:48. > :13:54.brush being up on my Spanish for the holidays there and I forgot where I

:13:54. > :14:04.was. It is always the same, when I pick up a book or watch a movie, I

:14:04. > :14:13.

:14:13. > :14:17.It was a Tuesday, a black and white, grey Tuesday, and the rain fell in

:14:17. > :14:22.sheets as thick as lead, and the BBC Weather Centre never forecast lead

:14:22. > :14:26.rain. I was tense, edgy. I went to light a cigarette but didn't,

:14:26. > :14:35.because it is illegal to smoke in the workplace, and I don't smoke. So

:14:35. > :14:39.I revisited an old case. A TV repair company with a rep, for

:14:39. > :14:44.overcharging, doing work you don't need and stealing TVs they've been

:14:45. > :14:49.paid to office. Their top guy was Gurdave Sharma. We've heard from

:14:49. > :14:54.customers who tell us that just like before their TVs are not coming back

:14:55. > :15:04.to them. Two years later he went to the slammer, so why was I looking at

:15:05. > :15:09.

:15:10. > :15:16.him again? Yes, a tip about bad goings-on in his old neighbourhood,

:15:16. > :15:22.which came from Julie Creswell. I am asking for some help because I do

:15:22. > :15:27.not know where my TV is. This is my son, Theodore. He has down syndrome

:15:27. > :15:32.and his main entertainment quite a lot of times is the television.

:15:32. > :15:37.her set broke on machine called a company called TV Repairs R Us,

:15:37. > :15:43.based in Birmingham, like the other company. Funny. They had held onto

:15:43. > :15:47.it for 15 weeks. And when she called them? It was an answering machine

:15:47. > :15:51.and it said they would get back to you and your call was important.

:15:51. > :15:57.They never returned her call and Theodore still has no TV, like other

:15:57. > :16:01.customers we know about. I am sore, too, because let's face it, this is

:16:01. > :16:08.ridiculous. Why are we doing this 1930s stuff? They did not have TVs

:16:08. > :16:13.in the 1930s. Until late in the 1930s. On the subject of TV, I hate

:16:13. > :16:18.repeats. OK, dad's Army is brilliant but I do not like repeats of rogue

:16:18. > :16:22.businesses that quite frankly should have moved onto pastures honest.

:16:23. > :16:26.That is what we could be dealing with. The complaints about TV

:16:26. > :16:31.Repairs R Us are strikingly similar to those that we used to get about

:16:31. > :16:35.the other company. So, is Gurdave Sharma back in business? We need to

:16:35. > :16:45.find out, we need to break some sets. We need an expert who knows

:16:45. > :16:45.

:16:45. > :16:50.about TVs inferencing detail. Meet TV and video specialist Keith Marsh.

:16:50. > :16:53.With 50 years in the business, you knows it all. Mind you, I have a

:16:53. > :17:00.pretty detailed knowledge of television engineering myself. Yes,

:17:00. > :17:06.that is a big one. It is a 40 inch Samsung. A nice TV, if it was

:17:06. > :17:10.working. What have you done to it? Taken the power source out and

:17:10. > :17:18.created 2-macro dried joints, to make the stand-by light flash.

:17:18. > :17:23.it need any parts to fix it? Not at all. The estimated cost of the

:17:23. > :17:31.repair, �80. Our sabotage does not stop with one. We are breaking a

:17:31. > :17:37.second one, a small, 32 inch TV with an smaller fault. We have put a

:17:37. > :17:41.blown fuse inside and an engineer should fix it in minutes. He marks

:17:41. > :17:48.the components in both televisions with a UV pen, so we will be able to

:17:48. > :17:54.tell if they actually fit any new parts. The next step is to send them

:17:54. > :17:59.to our two houses to be looked after by our two stooges. The one with the

:17:59. > :18:06.blowing huge goes to Nottingham. Tina is in Redditch. I can never get

:18:06. > :18:09.my remote to work either! Both households report their sets as

:18:09. > :18:15.broken to TV Repairs R Us, and promptly dispatched to different

:18:16. > :18:19.careers to pick them up, and who are in and out within about 2.5

:18:19. > :18:23.minutes. Quite impressive. Having selected them for repair, we know

:18:23. > :18:28.that the sets should have gone here, to the workshop in central

:18:28. > :18:34.Birmingham. But we know at least one of them has not. I is in the back of

:18:34. > :18:38.our heads, you see. Well, we don't, that would be weird. But we do have

:18:38. > :18:42.a tracker which we fitted to Tina's broken set, which starts

:18:42. > :18:47.transmitting as soon as it leaves her house. And we can see that it

:18:47. > :18:54.goes not to the city centre but out to the suburbs, to another house.

:18:54. > :18:59.But whose house, I hear you cry, altogether. I will tell you. The

:18:59. > :19:06.house belongs to this man, Sukhdave Sharma, brother to Gurdave Sharma,

:19:06. > :19:10.our old friend. It is a link, a sibling. Just like his brother,

:19:10. > :19:13.Sukhdave has had his share of run-ins with the authorities. In

:19:13. > :19:17.2011 he was given a court order prohibiting him from acting

:19:17. > :19:25.dishonestly towards customers. If he is found to do so again, he will be

:19:25. > :19:34.in contempt of that court order and could be facing prison. So, to TV

:19:34. > :19:39.companies, but do they both act in the same way. Let's find out. 2.5

:19:39. > :19:43.weeks after collecting Tina's set, TV Repairs R Us tell her it is back

:19:43. > :19:53.in working order. And the man who returns it is Sukhdave Sharma

:19:53. > :19:58.himself. What was wrong with it? There was nothing wrong with the

:19:58. > :20:03.power inverter when you took it away. Now you are charging �165 for

:20:03. > :20:08.a new one. We will need to get it checked out. Yes, it is time for

:20:08. > :20:14.expert Keith to do his thing once more. The first question is, has

:20:14. > :20:18.Sukhdave really put in a new power board, as he claimed? They have not

:20:18. > :20:23.replaced it. We marked the original with the UV pen and you can see at

:20:23. > :20:26.there. Definitely the original board. What they have done is a

:20:26. > :20:33.simple soul the job, and they have charged double what they should

:20:33. > :20:41.have. Your original estimate was �80. They have lied to us. We have

:20:41. > :20:44.been had. Yes.Now for the second question, what has happened to the

:20:44. > :20:50.other set resent for repair? You know it has been a month and I am

:20:50. > :21:00.still waiting for a call. -- the other set we sent for repair. Hold

:21:00. > :21:07.on. How convenient! What's that? But I have never taken out payment

:21:07. > :21:13.protection insurance. Well, the real phone call did eventually come in,

:21:13. > :21:16.but it turned out to be a bit of a surprise. And to know what it was?

:21:16. > :21:21.No flipping. Next, holidays. This year, 30

:21:21. > :21:24.million of us will travel to Europe, 12 million to Spain. An agreement

:21:24. > :21:29.between governments means tourists are owned by -- entitled to free

:21:29. > :21:33.emergency medical treatment as long as they produce a European Health

:21:33. > :21:39.Insurance Card, EHIC. But some Spanish hospitals have been

:21:39. > :21:44.rejecting the card, leading British tourists with big bills.

:21:44. > :21:49.The annual exodus is just weeks away. Once the schools break up in

:21:49. > :21:53.July, millions will head for Spain. Be sure to pack the proper gear, and

:21:53. > :21:59.the right lotion. But perhaps the most important item will be this,

:21:59. > :22:02.the EHIC, a free card that entitles you to free or reduced cost

:22:02. > :22:07.emergency treatment throughout the EU and a number of other countries,

:22:07. > :22:12.like Norway and Switzerland. Present it to any public hospital or clinic

:22:12. > :22:18.and you should be guaranteed the same level of care as any local six.

:22:18. > :22:21.With the cost being met by our own NHS. At least, that is what is

:22:21. > :22:26.supposed to happen. For holidaymakers like Catherine Gerard,

:22:26. > :22:30.the experience in Spain was different. Unfortunately, the day

:22:30. > :22:35.before I was due to leave, I knew I was going to have an attack of

:22:35. > :22:39.asthma. I have had asthma all my life. When I arrived at the

:22:39. > :22:44.hospital, we went to the reception area, where we preferred my EHIC

:22:44. > :22:49.card, which was dramatically waved away, and the request for only my

:22:49. > :22:53.passport. The hospital gave her the treatment she needed, so she could

:22:53. > :23:01.go on to enjoy the rest of her holiday. After she returned home,

:23:01. > :23:06.they sent her a bill for 144 euros. I thought I would not have to pay

:23:06. > :23:12.for anything. I offered my EHIC card and they waved it away. She called

:23:12. > :23:17.the number printed on the card and an adviser suggested she paid up and

:23:17. > :23:21.promised she would be reimbursed. could afford it, but a lot of people

:23:21. > :23:27.can't. I became quite incensed that the British do believe in this

:23:27. > :23:32.reciprocal agreement and we seem to adhere to it, but other countries in

:23:32. > :23:37.the EU are not doing so. How did this happen? One theory is that some

:23:37. > :23:42.Spanish hospitals are trying to bypass PE use system. They have

:23:42. > :23:47.realised they can make more money and get hold of it quicker by making

:23:47. > :23:50.tourists pay for their treatment, or claim for it on travel insurance.

:23:50. > :23:56.Whatever the reason, the number of holidaymakers who find their EHIC

:23:56. > :23:59.being rejected is rising. We have been asked to go to our members

:23:59. > :24:03.telling them about the problem because the European commission is

:24:03. > :24:08.aware of at least 100 cases of British nationals who have had

:24:08. > :24:11.problems trying to use EHIC cards in Spain. Some believe that the euro

:24:11. > :24:14.financial crisis is to blame, forcing cash-strapped hospitals to

:24:14. > :24:17.look for additional revenue. Whether or not that is true, the European

:24:17. > :24:21.commission is taking a dim view. They have announced they are taking

:24:21. > :24:25.legal action against Spain, which could see the country find. Where

:24:25. > :24:29.does that leave British holidaymakers? If you require

:24:29. > :24:34.medical attention in Spain, check that the hospital is providing state

:24:34. > :24:39.care, because the EHIC does not proper -- cover private hospitals.

:24:39. > :24:42.But if you have problems with the acceptance of your card, contact the

:24:42. > :24:46.local British Consul. There are many throughout the Spanish peninsula and

:24:46. > :24:49.they will do their best to assist you. The Spanish Ministry of health

:24:50. > :24:54.so that every hospital and National medical Centre takes care of

:24:54. > :24:57.patients carrying the EHIC. And it does not know of any complaints from

:24:57. > :25:01.patients who have been denied treatment when they produced it. It

:25:01. > :25:05.says if visitors have private health insurance as well as an EHIC vomitus

:25:05. > :25:09.for them to decide which to use, and this is explained to them in their

:25:09. > :25:12.own language. It recommends that tourists carry a current EHIC and

:25:12. > :25:16.make sure any private insurance covers them for all medical costs

:25:16. > :25:20.and eventualities. More than 2 million potholes in

:25:20. > :25:24.England and Wales, according to officials who estimate these things.

:25:24. > :25:31.They are increasing in number and size. That news for drivers, and bad

:25:31. > :25:35.news for their cars. -- bad news. You do not have to drive far to find

:25:35. > :25:40.one and you are lucky if you miss it. For those who hit them, the

:25:40. > :25:47.repair bill is more than �1 million a day. Potholes affect everyone who

:25:47. > :25:50.uses the -- Road. It is something people do not think about, but when

:25:50. > :25:55.they hit one, the effects are obvious. We have seen incidents

:25:55. > :26:00.where it is in thousands of pounds. They form when water seeps into

:26:00. > :26:05.cracks in the road, expands and contracts. As vehicles pass over the

:26:05. > :26:10.weekend surface, the road begins to collapse and crumble. Following the

:26:10. > :26:14.long cold and wet winter, the problem is worse than ever. Councils

:26:14. > :26:21.have spent �338 million on maintenance, but drivers still

:26:22. > :26:26.cannot escape the costs. Every time you hit a pothole, you are one

:26:26. > :26:33.closer to seeing your suspension fail and having to visit a mechanic.

:26:33. > :26:37.It really hits motorists in the pocket. On average, it is �270 to

:26:37. > :26:43.fix an axle suspension failure. That is a considerable amount of money.

:26:43. > :26:47.But as the repair bills rise, so do the claims for compensation. In the

:26:47. > :26:51.north-west of England alone, last year councils paid out �8 million to

:26:51. > :26:57.drivers whose cars were damaged. The trouble is, the road to getting

:26:57. > :27:02.compensation can be very bumpy. How difficult is it to make a claim?

:27:02. > :27:06.It should not be that hard because the authorities must keep roads in a

:27:06. > :27:11.decent state of repair. The problem comes when you have to prove that

:27:11. > :27:15.they have failed in their duty. And you will probably have to be very

:27:15. > :27:25.determined to do that. The sort of determined viewer who writes to us

:27:25. > :27:32.

:27:32. > :27:37.To my's consumer champion is a man of the military. He is Howard Floyd,

:27:37. > :27:42.retired Army pilot from Hampshire. His complaint? Yes, pothole damage,

:27:42. > :27:48.and his consumer weapon of choice, the Freedom of Information Act.

:27:48. > :27:51.knew nothing about it but I went online and read about it. I just

:27:51. > :27:56.searched Freedom of Information Act, and it is amazing what you can

:27:57. > :28:01.request. His battle was to be fought with Hampshire County Council for

:28:01. > :28:05.damage to the car owned by his soldier son, David, caused why a

:28:05. > :28:12.large pothole on a country lane. It was a battle he was determined to

:28:12. > :28:16.win. After the incident, he deployed to Afghanistan, so he was unable to

:28:16. > :28:24.follow it through. When I saw the size of the bill, I thought, this is

:28:24. > :28:31.not fair. David's BMW sustained wheel damage when he was driving

:28:31. > :28:36.home from a friend's house. There were two cyclists coming towards me

:28:36. > :28:40.on the right of the road. Being a narrow road, I took up most of the

:28:40. > :28:47.road, so I moved to the left, which made me hit the pothole with my rear

:28:47. > :28:52.left wheel. The impact caused the wheel to crack, and the tyre to

:28:52. > :28:56.deflate. When he took the car to a barrage, he was told the repairs

:28:56. > :29:02.would cost more than �800. As he was due to serve abroad with the Army,

:29:02. > :29:08.he asked his dad to take up his complaint with the council. It was a

:29:08. > :29:13.massive pothole, four x 2'. And I had remembered that online I had

:29:13. > :29:19.come along -- come across something advising how to make claims against

:29:19. > :29:23.the council for this sort of thing. That was the prompt. By law, local

:29:23. > :29:28.councils and the highways agency must keep public roads in a safe

:29:28. > :29:33.condition. If they fail to do so and your car is damaged, you are

:29:33. > :29:38.entitled to demand compensation. But first you have to prove they have

:29:38. > :29:43.been negligent, and in order to do that, Howard made use of the 2000

:29:43. > :29:47.act. The Freedom of Information Act is a crucial tool for anybody

:29:47. > :29:52.wanting information from public authorities, which can be central

:29:52. > :29:56.government, your local council, or any organisation that has a public

:29:56. > :30:00.remit. You can get pretty much any information that a public authority

:30:00. > :30:04.holds, whatever kind. Facts and figures, stories, policies, details

:30:04. > :30:09.about anything. To make an application, you have to identify

:30:09. > :30:14.the public body you want to apply to and write saying, I would like the

:30:14. > :30:17.following information. They have to respond within 20 days, unless the

:30:17. > :30:23.information falls into one of certain exemptions, in which case

:30:23. > :30:29.they have to respond within a reasonable time. How often the

:30:29. > :30:34.council inspected and maintained the road. The reply said it had last

:30:34. > :30:40.been inspected in April that year but he had seen it before that date,

:30:40. > :30:44.meaning that the council had either missed it or failed to repair it. He

:30:44. > :30:49.compiled a detailed report with photographs, maps and measurements.

:30:49. > :30:52.In submitting his compensation claim he enclosed the repair receipts.

:30:52. > :30:58.was fairly confident because it allowed me to build a fairly strong

:30:58. > :31:01.case, a case that they were unable to argue against. They can't argue

:31:01. > :31:05.against their own facts that they have sent you. Howard was right to

:31:05. > :31:15.be confident, because two months after submitting his claim, the

:31:15. > :31:20.

:31:20. > :31:24.Confirmation for Howard that the pothole had been there when the

:31:24. > :31:28.council last inspected the road. Freedom of Information Act is one of

:31:28. > :31:32.the best things that has happened in this country for a long time. If you

:31:32. > :31:36.have done your homework and you know that they are wrong, submit a claim,

:31:36. > :31:46.because you stand a very good chance of recovering the money that you've

:31:46. > :31:50.had to spend out because of their fault. Hampshire County Council says

:31:50. > :31:54.it has investigated Howard's claim and decided it was legally liable

:31:54. > :31:58.and therefore agreed to settle. It says it is not necessary to submit a

:31:58. > :32:03.request under the Freedom of Information Act, as it investigates

:32:03. > :32:09.and determines all claims applying normal legal principles. If your car

:32:09. > :32:16.has been damaged by a pothole we've put together a guide which spells

:32:16. > :32:19.out your rates. It is on our website. Bbc.co.uk/watchdog.

:32:19. > :32:24.TripAdvisor - who is really writing the reviews?

:32:24. > :32:29.Right, we've had been had by TV Repairs R Us of Birmingham. Not to

:32:29. > :32:33.be confused with other companies of similar names. They lied about

:32:33. > :32:38.putting a new part into our set and charged us double the correct cost

:32:38. > :32:43.of fixing it. Meanwhile they have had hold of another of our sets for

:32:43. > :32:47.a whole month, even though the only thing wrong with it is a blown fuse.

:32:47. > :32:51.How do they explain that then? Well, guess what? After inventing a

:32:51. > :33:01.problem with the first set, they are now lying about a fault with the

:33:01. > :33:03.

:33:03. > :33:09.second. It needs an internal power supply unit. How much will that be?

:33:09. > :33:14.�145. After a month of no telly and repeated phone calls our researcher

:33:14. > :33:23.goes to collect it. Sukhdave Sharma is behind the counter, where he

:33:23. > :33:31.takes our 145 ptsdz and assures us he's fitted a brand-new part. --

:33:32. > :33:38.�145. Oh yeah? Yes, we are asked Keith our expert to give it the once

:33:38. > :33:43.over. So they said that they've replaced this whole board here.

:33:43. > :33:49.they haven't. This is the original board. We've marked the original

:33:49. > :33:53.with the UV pen and there's the mark. Yep, I can see that clearly.

:33:53. > :33:59.The indelible evidence that the company's lied to us again and

:33:59. > :34:05.overcharged us, again. But we paid �145 for that. But it didn't need

:34:05. > :34:11.the board anyway, so I don't know what the big wait was for. It is

:34:11. > :34:17.what on rogue traders we call cobblers. OK, when I set out on this

:34:17. > :34:23.investigation I wanted to know whether Sukhdave is operating like

:34:24. > :34:30.his other brother Gurdit used to. Now we can safely say that he. Case

:34:30. > :34:37.closed? Not quite, because another viewer has been in contact. He's

:34:37. > :34:43.making some serious allegations and he needs to be seriously questioned.

:34:43. > :34:48.Interview with Rob Smith about his telly. When did you last see that

:34:48. > :34:55.television? September 2012.What's happened to it since then? It has

:34:55. > :35:00.been in for repair. Tell me the whole story... Rob lives in Telford

:35:00. > :35:03.and dealt with a repair company, TV Hospital. They turned out the be

:35:03. > :35:08.based in Birmingham. They fixed the set but it didn't stay fixed for

:35:08. > :35:16.long. Within two weeks it was broken again. You called them back?Yes, I

:35:16. > :35:21.did. Six months on and �765 out of pocket, Rob still is waiting for his

:35:21. > :35:26.set to be returned. You hear some terrible things in this job.

:35:26. > :35:33.Sometimes it can get to you. Rob, what was the last programme you ever

:35:33. > :35:38.watched on this television? Mickey must Club House. That is just not

:35:38. > :35:43.right. OK then, TV Hospital of Birmingham,

:35:43. > :35:48.it seems to be up so similar tricks to TV Repairs R Us of Birmingham.

:35:48. > :35:52.Which in turn has been operating in much the same way as TV RC of

:35:52. > :35:58.Birmingham. We know the connection between these two companies. This

:35:58. > :36:07.one is run by Sukhdave Sharma. And this one was run by his brother,

:36:07. > :36:12.Gurdit Sharma, until he was jailed. But this last one... Well... So

:36:12. > :36:20.you've got the skinny by knew. We are going to ask this new company to

:36:20. > :36:25.repair another of our televisions, one that Keith's tinkered with. He's

:36:25. > :36:32.loosened the T-con cable. Obvious symptom - no sound or picture.

:36:32. > :36:37.they've got to do is check the T-con or connections to it. A qualified

:36:37. > :36:42.engineer would take one look? #24eshd find it - they should find

:36:42. > :36:47.it pretty quick. No parts required. We give it to our new stooge, Tim,

:36:47. > :36:53.who calms TV Hospital who asks if they can fix the fault and get the

:36:53. > :37:03.picture back. Sure, they said, bring it in. So he does. I phoned up

:37:03. > :37:10.

:37:10. > :37:16.Hold on, who is this? Well smell my scart lead, it is only Gurdit

:37:16. > :37:19.Sharma! Like Sukhdave he has a court order prohibiting him from acting

:37:19. > :37:24.dishonestly towards his customers. As you may have guessed from his

:37:24. > :37:30.name, he is related to Sukhdave and Gurdit Sharma. But this is

:37:30. > :37:39.surprising. While carrying out surveillance on TV Hospital we later

:37:39. > :37:45.spot this figure opening up the shop. Cel kiss my Coe axe, it is

:37:45. > :37:49.Gurdit Sharma -- it is Gurdave Sharma, who was jailed in 2011. I

:37:49. > :37:53.told you I hated repeats. But it seems that repeats is what we keep

:37:53. > :37:58.getting. TV Hospital hold on to our set for weeks, just like TV Repairs

:37:58. > :38:02.R Us. They quote double what the work should cost, just like TV

:38:02. > :38:08.Repairs R Us. And when we finally lose patience and go to see them

:38:09. > :38:18.they start inhaven'ting faults like -- they start inventing faults

:38:19. > :38:21.

:38:21. > :38:31.like... You know what I mean. There's nothing wrong with the

:38:31. > :38:35.

:38:35. > :38:39.screen, Gurdit be. How much is a new Gurdit? You have already had it for

:38:39. > :38:44.four weeks and the only thing you need to do with it is plug in a

:38:44. > :38:50.loose cable. How much longer do you want? So at the end of this TV epic

:38:50. > :38:54.what have we learnt? Well, that the three various Sharmas you've seen

:38:54. > :39:00.are connected to a lot of different dodgy television repair companies,

:39:00. > :39:03.but they share similar MOs, one of which is keeping hold of TVs for

:39:04. > :39:08.weeks or even months while telling owners they need ridiculously

:39:08. > :39:13.expensive repairs. No wonder some owners give up. After trying to

:39:13. > :39:18.unravel this world of sets, lies and videotape is just what I'm tempted

:39:18. > :39:23.to do. I think I've got it wrong. Yeah,

:39:23. > :39:27.don't worry. We never give up. Especially now we know what Gurdit

:39:27. > :39:32.Sharma is up to. We are going to pay the TV man a visit soon, so stay

:39:32. > :39:38.tuned. Thank you Matt. Just getting an

:39:39. > :39:44.update on your e-mails, texts and tweets. Lots of you are in touch

:39:44. > :39:48.about contactless cards. Chris from Lincolnshire says he was sent one as

:39:48. > :39:51.a replacement for his credit card. He never asked for one and didn't

:39:51. > :39:55.want one but his provider said he had no choice.

:39:55. > :39:59.An e-mail from a viewer which says when she expressed concern about the

:39:59. > :40:04.security of her new contactless card, her bank said she could revert

:40:04. > :40:10.to the old type if she put in a written request.

:40:10. > :40:16.Next, Ideal World, the shopping channel where you can buy anything

:40:16. > :40:19.from growths, jewellery and gadgets, even wigs in the style of Adele. But

:40:20. > :40:27.Watchdog is getting complaints about quality, service and delivery. A

:40:27. > :40:33.shame, because those shopping channel presenters are so good.

:40:33. > :40:41.Aah, the weekend. No Annie to worry about. Time to myself. And there's

:40:41. > :40:44.only one thing I want to watch with a nice cuppa. Shopping channels. I

:40:44. > :40:52.love 'em. I could catch them for hours. The only problem is every

:40:52. > :40:56.time I switch on, they are advertising something I really need.

:40:56. > :41:02.It is called brush on a opportunity. What you do is connect it to the

:41:02. > :41:08.vacuum and you go round the window frames and suddenly your fluffy faux

:41:08. > :41:14.pass, your dusty problems have gone forever. You see what I mean? My

:41:14. > :41:20.windows are really filthy. Hold on, what's this? Five years ago I was

:41:20. > :41:30.getting a little bald on top until I found this, the hair-restoring

:41:30. > :41:31.

:41:31. > :41:35.follicle foil... I don't need one of those! Do I? How do we get inside?

:41:35. > :41:40.Here we are going to introduce to you the cake-cutting kit. It

:41:40. > :41:44.involves a sharp blade on a handle. They just make everything sound so

:41:44. > :41:51.great when they are selling don't they? But it is only once you've

:41:51. > :41:57.been tempted that the problems can begin. At least if you are an Ideal

:41:57. > :42:02.World customer. Complaints? They could fill a channel of their own.

:42:02. > :42:07.In December I ordered a pressure washer from Ideal World and they

:42:07. > :42:12.promised delivery would be quick and efficient. Seventh January I

:42:12. > :42:20.received the pressure washer which should have come with two bottles of

:42:20. > :42:25.detergents. But the bottles didn't come, so the machine was useless.

:42:25. > :42:32.Unfortunately the pressure washer wouldn't work. Ideal World did sort

:42:32. > :42:40.the problem, but that's little comfort for this customer who bought

:42:40. > :42:46.this tablet for �300. I called customer service and they told us to

:42:46. > :42:51.sent the product back to then. When it was returned to us it was in a

:42:51. > :42:55.worse state. Some of the pixels were dead on the screen and when you held

:42:55. > :43:02.the tablet you got a distorted image on the screen. We contacted them

:43:02. > :43:07.again and again and again. Hell-sent the tablet back a second time. And

:43:07. > :43:15.Ideal World returned it, a second time. Still damaged. They promised a

:43:15. > :43:20.refund but she is still waiting. It is elegant, beautiful, and portable,

:43:20. > :43:26.and it tells the time. And it is time for me to change the way you

:43:26. > :43:31.live your life forever. Because this little baby can boil a kettle, make

:43:31. > :43:35.you toast, and keep you cool in the summer. All you need are these

:43:35. > :43:40.attachments. I know what you're thinking. Where have you been all my

:43:40. > :43:48.life? Yeah, now there's a question. And it is one that some Ideal World

:43:48. > :43:53.customers have been asking too. 18th October last year I ordered two

:43:53. > :43:57.Go Note laptops from Ideal World... I purchased a Karcher pressure

:43:57. > :44:01.washer from Ideal World... And the agent assured me it was ten working

:44:02. > :44:06.days and it should arrive by the third at the latest... I waited for

:44:06. > :44:11.the order to arrive. Unfortunately it didn't. Neither of them arrived

:44:11. > :44:17.and I heard nothing from Ideal World. So I had to place another old

:44:17. > :44:22.but unfortunately it didn't arrive either. Despite several e-mails they

:44:22. > :44:26.never did explain what the problem was, just sent a text saying I had

:44:26. > :44:31.been refunded. So we have goods with parts missing, goods that don't work

:44:31. > :44:39.and goods that simply just don't turn up. It is definitely worth

:44:39. > :44:43.calling customer services. Talking of which. Along with the phone it

:44:43. > :44:52.comes with wireless headphones, so if you are put on hold you can get

:44:52. > :44:58.on with your everyday chores, so no-one can fob you off. Hm, I wish.

:44:58. > :45:03.I contacted Ideal World, spent over 35 minutes on the phone They told me

:45:03. > :45:07.I couldn't claim my refund back unless I signed a non-receipt form.

:45:07. > :45:10.When I eventually got through to customer services they cut me off.

:45:10. > :45:15.They kept on telling me it was in the post but unfortunately I never

:45:15. > :45:20.received that either. Later on I get really frustrated because I couldn't

:45:20. > :45:24.get through to the customer service line, so I decided to tweet and

:45:24. > :45:33.emill. It was only after I put something on Twitter that someone

:45:33. > :45:38.came back and helped me. Ideal World say they offer an exciting,

:45:38. > :45:44.personal, convenient home shopping experience. Despite that, some

:45:44. > :45:51.customers have their own reviews. Ideal World did not keep their word

:45:51. > :45:57.or their bond. I will not be ordering from them again. Poor

:45:57. > :46:03.service, poor customer replies. I would never use them again. I will

:46:03. > :46:09.not be giving them any more money. will have to give my shopping

:46:09. > :46:16.channel amis, too. It is costing a fortune. So it is good night from

:46:16. > :46:20.me, and it is good night from him. Good night. Are you having them? Are

:46:20. > :46:24.you struggling to snooze because of snoring? Missing out on beauty

:46:24. > :46:32.sleep? I might have the answer. Snooze lotion.

:46:32. > :46:37.Quite enough from you! That the jacket is irresistible. You

:46:37. > :46:41.could stop doing this and you could do panto in great Yarmouth, the

:46:41. > :46:46.shopping channels. I have thought about it. Are you going to come with

:46:46. > :46:54.me? I have not got the face, or the frocks. You would never be able to

:46:54. > :46:59.replace me. Yes, I would. Ideal Shopping Direct Limited says

:46:59. > :47:03.the overwhelming majority of its customers are satisfied with its

:47:03. > :47:08.service, which is why they return repeatedly. It says it has

:47:08. > :47:12.occasional complaints. However, it has had a higher number of

:47:12. > :47:16.challenges than normal during a transition between customer service

:47:16. > :47:19.providers. It apologises to any customers affected. It says it has

:47:19. > :47:26.invested heavily to address this and it is pleased with the improvements

:47:26. > :47:29.it is making. Thanks to everyone who has been in touch about that story.

:47:29. > :47:32.Here are a few more. Columnar faces at Alton Towers after

:47:32. > :47:37.the first 14 loop roller-coaster, the Smiler, failed to open on bank

:47:37. > :47:40.holiday weekend. The new ride had been advertised for weeks,

:47:40. > :47:43.attracting visitors from all over the country. Just 24 hours before

:47:43. > :47:50.the opening, it announced the delay, blaming unforeseen teething

:47:50. > :47:53.problems. It now says it cannot put a timeframe on when the ride will

:47:53. > :47:58.start, but anyone who bought specifically for the opening day can

:47:58. > :48:01.get their ticket revalidated for a future date. But the problems were

:48:01. > :48:05.not that unforeseen. Just a few days earlier, it broke down on a launch

:48:05. > :48:12.event, leaving more than a dozen invited journalists dangling in

:48:12. > :48:17.midair. No giggling! As well as major celebrities, like Jessica

:48:17. > :48:25.Wright from the only way as Essex. Showbiz, Jess! One minute you are

:48:25. > :48:29.up, the next you are down. LOVEFiLM, the subscription movie and

:48:29. > :48:33.TV service owned by Amazon. You will not be seeing this advert again

:48:33. > :48:36.because it has been banned for saying you could watch unlimited

:48:36. > :48:39.content across loads of devices, even though you could not. The

:48:39. > :48:44.company said that their statement that you could access content on

:48:44. > :48:48.platforms like PS3s, iPads, Xboxes and LOVEFiLM ready TVs were correct,

:48:48. > :48:52.and they gave as much information as was possible, but the Advertising

:48:52. > :48:56.Standards Authority said they misled viewers because the entire catalogue

:48:56. > :49:01.was not available on every device, and ruled that the commercial must

:49:01. > :49:08.not run in the same form again. LOVEFiLM? Not so keen on the

:49:08. > :49:11.misleading adverts. The website offering supposedly

:49:11. > :49:15.impartial reviews of hotels, TripAdvisor. Millions check it for

:49:16. > :49:19.deciding where to book, but how reliable are they? A senior

:49:19. > :49:23.executive of one of the world 's biggest chains has admitted posting

:49:23. > :49:29.glowing reviews about his own company's hotels. And critical

:49:29. > :49:33.reviews about rivals. Peter Hook, whose Accor company owns hotel

:49:34. > :49:37.brands like Novotel, used a false name and went writing on the site,

:49:37. > :49:42.but he was caught out when TripAdvisor's new Facebook app

:49:42. > :49:46.showed his photo. He says that his reviews were based on real

:49:46. > :49:50.experience and did include positive verdicts on competitors. But

:49:50. > :49:55.TripAdvisor says he broke the rules of the website. It has removed his

:49:55. > :50:04.reviews, and what's more, Accor has given him leave of absence while it

:50:04. > :50:08.investigates. So, no stars for him. We have been featuring a couple of

:50:08. > :50:13.TV repaired businesses in the Midlands to night. Businesses that

:50:13. > :50:19.both overcharge and invent unnecessary work and both run by men

:50:19. > :50:25.called Sharma, who are related to another TV man named Gurdave Sharma,

:50:25. > :50:29.who first featured on Rogue Traders in 2009. To Mike, he is back, with a

:50:29. > :50:36.walk on role. Yes, that was Gurdave when I first caught up with him four

:50:36. > :50:38.years ago. A couple of years later he went to jail for fit teen mums

:50:38. > :50:43.for breaching court orders by continuing to behave dishonestly

:50:43. > :50:46.with customers. But he has been spotted again, opening the premises

:50:46. > :50:54.of TV Hospital in Birmingham, another repair business run by his

:50:54. > :50:58.relative, Gurdit, Gurdit Sharma. Gurdit has a habit of keeping hold

:50:58. > :51:04.of TVs and pretending they are in a worse state than they really are. He

:51:04. > :51:09.has had Rob Smith's was six months, despite rocketing �165 in repair

:51:09. > :51:13.fees. And he has had hours for four weeks, even though the only thing

:51:13. > :51:22.wrong is a loose cable. Well, we are fed up with waiting. We want it

:51:23. > :51:29.back. We are right outside the TV Hospital and we are waiting for our

:51:30. > :51:35.customer, Tim, to go inside and try and find his TV. And to be sure that

:51:35. > :51:41.Gurdit is on the premises, I am listening for a code word from Tim.

:51:41. > :51:51.As soon as I hear the word spooky, that means we are going in. Just

:51:51. > :51:59.

:51:59. > :52:06.wondering what is going on with my nothing wrong with the screen. That

:52:06. > :52:11.is my cue to make an appearance. We are going in. Hello, Gurdit. How are

:52:11. > :52:16.you? Matt all right from BBC Rogue Traders. How are you doing? Not

:52:16. > :52:22.going to bother the handshake? We have left our TV with you. It did

:52:22. > :52:29.not need any new parts and you were about to say it needed a new screen.

:52:29. > :52:37.It does. It does not. The only thing wrong with it was the signal board

:52:37. > :52:41.connector was very slightly pulled out. Hang on. If you disconnect the

:52:41. > :52:49.panel or the connection, how are we supposed to know you have done that?

:52:49. > :52:55.Do a voltage test? Don't talk stupid. Get a proper TV engineer to

:52:55. > :53:02.work it out. How are we supposed to know that? Get your hands off me,

:53:02. > :53:11.mate. You just push that back in. That is the signal. It comes out of

:53:11. > :53:15.here. If you have messed about with it, how do you expect me, as an

:53:15. > :53:20.engineer for 27 years, self-employed, to work out that you

:53:20. > :53:25.have put a man-made part in there. How would we inspect you as an

:53:25. > :53:32.engineer of 27 years to diagnose a fault on television? Not when you

:53:32. > :53:37.have put a man-made fault on it. is simple and requires no part. My

:53:37. > :53:40.name is Matt all right, BBC Rogue Traders. Rob Smith actually went for

:53:40. > :53:43.your business because he thought it was local. You should not be

:53:43. > :53:49.advertising yourself as a Telford business when you are based in

:53:49. > :53:55.Birmingham. We can call ourselves what we want. You cannot pretend to

:53:55. > :54:05.be local when you are not. We did not pretend to be local. It is a

:54:05. > :54:10.name. The name is?Telford TV. you are not implying you are in

:54:11. > :54:15.Telford? We found three members of the same family doing the same

:54:15. > :54:21.thing. Are the companies linked? We have seen your brother's firm.

:54:21. > :54:28.Separate entities. There are striking similarities between the

:54:28. > :54:35.way that they operate. Gurdave does not work Mo more in the TV trade.

:54:35. > :54:41.is here doing jobs for you. He might open the shop but that is it. That

:54:41. > :54:49.is not against the law. Can we have robbed's TV back. Rob Smith from

:54:49. > :54:57.Telford. His TV is missing, �600 of television, a repair you carried out

:54:57. > :55:03.for 106 to �5 which broke straightaway. He is now on 606 �5,

:55:03. > :55:10.no TV, no repair, no money. That is thoroughly dishonest. I am not

:55:10. > :55:14.dishonest at all. Anyway, thank you very much. Can you except my shop? I

:55:14. > :55:18.will get the TV back to Mr Smith. You should not be acting

:55:18. > :55:24.dishonestly. You are hanging on to TV sets and not letting people know

:55:24. > :55:34.what is going on. He thinks it is gone forever. Six months, you give

:55:34. > :55:36.

:55:36. > :55:43.up eventually. He is wrong.Cheers. Well, it is a hospital. It is a TV

:55:43. > :55:49.Hospital. But if you are going to put your TV in there, then you will

:55:49. > :55:54.be the one requiring a lot of patience. Gurdit Sharma has since

:55:54. > :55:59.reiterated that he is a hard-working TV engineer with 27 years experience

:55:59. > :56:02.and many hundreds of satisfied customers. Once again, he says he

:56:02. > :56:07.could not have diagnosed the man-made fault on the TV we sent in,

:56:07. > :56:11.which is now ready for collection. He adds that he is still planning to

:56:11. > :56:16.send Rob Smith's TV back. Well done, Gurdit. You have only had it

:56:16. > :56:21.eight months. Sukhdave Sharma insists he does not work with other

:56:21. > :56:23.family members. His businesses cover a wide area and as a result they

:56:23. > :56:29.sometimes have difficulty collecting and delivering items, which they

:56:29. > :56:32.regret. He says if any customer has a complaint, he will investigate and

:56:32. > :56:38.rectify awareness of Surrey. He is also working with trading standards

:56:38. > :56:42.to ensure he is running his business appropriately, which is nice.

:56:42. > :56:49.Tonight, he and Gurdit Sharma become the latest faces on our rogue's

:56:49. > :56:53.gallery. Thank you to everyone who has been

:56:53. > :56:57.getting in touch about potholes. We heard from one viewer earlier,

:56:57. > :57:00.Lawrence Stack, from Hertfordshire. He got so fed up with potholes in

:57:00. > :57:05.his area that he started spray-painting around them to warn

:57:05. > :57:09.drivers and cyclists. And once he did that, the council filled them

:57:09. > :57:14.in. He reckons since he started back in December, around 200 holes have

:57:14. > :57:18.been repaired, and there is one of them. We spoke to Hertfordshire

:57:18. > :57:22.council which says they were planning to fix them anyway, as part

:57:22. > :57:26.of their responsible at you to maintain the roads. How lucky is

:57:26. > :57:31.that? I love his smile and his thumbs up. Happy consumer

:57:31. > :57:41.champions, that is what we like. Please keep sending your stories and

:57:41. > :57:43.

:57:43. > :57:52.tipoffs. You can do that by going to our website. You can always write to

:57:52. > :57:56.us as well. That is always available as an option. Coming up next week,

:57:56. > :58:00.making an insurance claim - why companies like Tesco are reluctant

:58:00. > :58:04.to pay out. Plus, Apple, how children can run up big bills with

:58:04. > :58:09.their so-called free apps. And ordering a restaurant takeaway