Hotel Folly - Folie a Deux

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0:00:02 > 0:00:08This programme contains some strong language.

0:00:08 > 0:00:13Magnificent Gray's Court was built in the 11th century, has been

0:00:13 > 0:00:16the home of kings and queens and archbishops.

0:00:18 > 0:00:23Here, in this very courtyard, in 1764, a duel took place between

0:00:23 > 0:00:31John Jennings and Lord Aislabie over the honour and love of Miss Mallorie.

0:00:32 > 0:00:34BELL RINGS

0:00:34 > 0:00:39On the toll of the cathedral bell, a shot rang out across the streets of

0:00:39 > 0:00:45York, and Aislabie was killed and bled to death in his lover's arms.

0:00:47 > 0:00:50They say, that the ghost of Miss Mallorie

0:00:50 > 0:00:53still haunts Gray's Court to this day.

0:00:57 > 0:00:59APPLAUSE

0:00:59 > 0:01:01Thank you very much, ladies and gentlemen, thank you.

0:01:03 > 0:01:06"One of York's most prestigious period buildings.

0:01:06 > 0:01:10"Attractive and prestigious Grade I listed building.

0:01:10 > 0:01:12"Gray's Court in York.

0:01:12 > 0:01:15"Landscaped gardens backing onto the city walls."

0:01:15 > 0:01:18Just the most amazing place! God, look at that.

0:01:18 > 0:01:21MUSIC: "Hush Little Baby" sung by Lucy Ward

0:01:21 > 0:01:23# Hush little baby

0:01:23 > 0:01:26# Hush your mouth

0:01:27 > 0:01:33# Mummy's gonna buy you a grand old house

0:01:34 > 0:01:40# And if that house isn't built to last

0:01:42 > 0:01:48# Mummy's gonna borrow loads of cash

0:01:48 > 0:01:55# And if that money turns blood red

0:01:55 > 0:01:57# Don't you... #

0:01:57 > 0:01:59This house, Gray's Court, which is one of the most historic

0:01:59 > 0:02:03houses in the country, certainly one of the oldest,

0:02:03 > 0:02:07it's basically...everybody who has a place in English history

0:02:07 > 0:02:09has had a foot in this house.

0:02:15 > 0:02:19Yes, the first plebs to move in Actually, yes!

0:02:19 > 0:02:21I mean, we are, as John so eloquently put it,

0:02:21 > 0:02:25the first commoners to live here, um...

0:02:26 > 0:02:27Yeah.

0:02:27 > 0:02:30I sat down and looked at the plans,

0:02:30 > 0:02:33and I counted through all of the rooms, and I think if I was

0:02:33 > 0:02:39counting toilets and small drawing rooms and stuff, it got to over 70

0:02:39 > 0:02:41and then I was losing count.

0:02:42 > 0:02:44# ..For if all you have... #

0:02:44 > 0:02:48We kind of pitched in and put a bid in for this,

0:02:48 > 0:02:52and it was successful, so we went ahead and bought it

0:02:55 > 0:02:561.6 million.

0:02:59 > 0:03:01It's all we've got.

0:03:01 > 0:03:02It's all we HAVEN'T got.

0:03:02 > 0:03:04It's all we...

0:03:04 > 0:03:05HE LAUGHS

0:03:22 > 0:03:24Because it was there to be climbed, wasn't it?

0:03:24 > 0:03:27Yes, yes, I think that was it. We had to do it.

0:03:27 > 0:03:32Well, there's a theory that when... You can have two people who are both

0:03:32 > 0:03:37mildly loony in their own right but when they come together, they both

0:03:37 > 0:03:38egg each other on.

0:03:38 > 0:03:41I think, medically, it's called a folie a deux. Yes

0:03:41 > 0:03:45# ..But give in to the madness

0:03:45 > 0:03:49# Made of two. #

0:03:53 > 0:03:54Oh, no!

0:03:56 > 0:03:58Why are you so keen for this?

0:03:59 > 0:04:01Why?

0:04:03 > 0:04:06BOY SHOUTS

0:04:06 > 0:04:10Wow, what a big, strong boy, aren't you?

0:04:10 > 0:04:12I advertised for a man.

0:04:13 > 0:04:16OK? There you go, I am out, out of the closet.

0:04:20 > 0:04:21Yeah!

0:04:24 > 0:04:26Of course, it wasn't.

0:04:26 > 0:04:28No, it was the Times, I wanted somebody who would read.

0:04:32 > 0:04:35I've...not... I can't remember

0:04:35 > 0:04:36..ish?

0:04:36 > 0:04:39I think I was 43, single, independent means.

0:04:41 > 0:04:44And it was just somebody to go out with to...

0:04:44 > 0:04:47It was actually a companion, it wasn't a lover.

0:04:50 > 0:04:57# ..For if all you have just ain't enough... #

0:04:57 > 0:04:59BOY CRIES

0:04:59 > 0:05:00..So many women who say,

0:05:00 > 0:05:05"I've got two children, I am so busy." And...how?

0:05:05 > 0:05:09I mean, how do you fill your day?

0:05:09 > 0:05:10Oh, seven.

0:05:12 > 0:05:14CHILD SCREAMS

0:05:21 > 0:05:26You've bitten her, you've really, really hurt her. She is crying

0:05:26 > 0:05:28What is it, Oliver?

0:05:28 > 0:05:31Then come here and say sorry to Kendal,

0:05:31 > 0:05:34and then you can come through and then we'll be fine.

0:05:36 > 0:05:40You have to say sorry, otherwise you'll go back on the stairs.

0:05:40 > 0:05:43You have to say sorry. She was crying.

0:05:43 > 0:05:47If you don't say sorry, you have to go back on the stairs.

0:05:50 > 0:05:54Yeah, all right. Leave my little bastard out of it, please!

0:06:00 > 0:06:03Yeah, and she will be married for all of them, I hope.

0:06:06 > 0:06:08I love you, Mum.

0:06:08 > 0:06:12Look at that. They're all so individual.

0:06:20 > 0:06:23OK, well, put quite simply,

0:06:23 > 0:06:27my partner and I purchased a house in the centre of York with

0:06:27 > 0:06:31the intention of opening it as a hotel, very sort of upmarket

0:06:31 > 0:06:34but a small hotel. I hesitate to use the word "boutique"

0:06:34 > 0:06:36but, you know, that kind of thing.

0:06:36 > 0:06:41So, if I kick off with where we are up to...

0:06:41 > 0:06:44We have now appointed a full design team..

0:06:44 > 0:06:47We've got a quantity surveyor, we've got M consultants,

0:06:47 > 0:06:51we've got acoustic consultants we've got interior designers

0:06:51 > 0:06:54and we've got an architect, which is me.

0:06:54 > 0:06:57And these are just some sort of examples of, you know,

0:06:57 > 0:06:59the kind of style we're thinking about.

0:06:59 > 0:07:02That's fine. That's beautiful. That's wonderful. Look at that

0:07:02 > 0:07:04I see that working.

0:07:04 > 0:07:08We'll probably do a feature wall, so it could be that

0:07:08 > 0:07:10or it could be that.

0:07:10 > 0:07:12Like a kid in a candy shop at the moment.

0:07:12 > 0:07:14LAUGHTER

0:07:14 > 0:07:17And then that sort of level of nice simplicity.

0:07:17 > 0:07:20That's beautiful. Yeah, that would be fantastic.

0:07:20 > 0:07:22And you know, we've got a really nice bathroom

0:07:22 > 0:07:24for the Minster Room, which... this is a fabulous room.

0:07:24 > 0:07:27I'm very happy with that. I think it works really well.

0:07:27 > 0:07:29We need to be terribly exclusive,

0:07:29 > 0:07:32almost like a wonderful secret. This place has got to be the best-kept

0:07:32 > 0:07:36little place that the hoi polloi don't know about.

0:07:36 > 0:07:40We are steering clear of branding it as a hotel or a bed and breakfast,

0:07:40 > 0:07:43or boutique this or boutique that.

0:07:43 > 0:07:45We are just simply going to call it Gray's Court.

0:07:45 > 0:07:48Yes, we are at risk. The bank isn't at risk, I don't think.

0:07:48 > 0:07:52We are at risk, because if it fails dismally,

0:07:52 > 0:07:57we'll stand to lose everything invested and our home.

0:07:57 > 0:08:01I mean, I don't think we'd come out...we'd come out with nothing.

0:08:06 > 0:08:08BOY SCREAMS

0:08:12 > 0:08:15It's not...

0:08:15 > 0:08:19I was in this position when I had a good income, no mortgage,

0:08:19 > 0:08:22no debts, didn't have to worry about anything.

0:08:22 > 0:08:24I had it, I got there, I'd done it.

0:08:31 > 0:08:35..And suddenly has taken their security away?

0:08:37 > 0:08:38Yes, I do.

0:08:38 > 0:08:41I've had the accusation levelled at me

0:08:41 > 0:08:44by more than one cross teenager that, how could you have done

0:08:44 > 0:08:47this to us? I needed another challenge, I think.

0:08:47 > 0:08:49I needed more.

0:08:56 > 0:08:58Oh, that's her, leaving the bin out all the time.

0:08:58 > 0:09:01You know how she used to leave the bin in the courtyard all the time,

0:09:01 > 0:09:04outside her door, her gate. She did it, and I thought, "Sod this!"

0:09:04 > 0:09:07She is doing it to be annoying. So I sent John out to move it.

0:09:07 > 0:09:10Put it round the front. In the front door.

0:09:10 > 0:09:12The number of times we've had this.

0:09:12 > 0:09:14MUSIC: "Sway" sung by Lucy Ward

0:09:14 > 0:09:15I am sure you... John.

0:09:15 > 0:09:18I am sure, you can just not leave it here.

0:09:18 > 0:09:23# ..Like a lazy ocean hugs the shore

0:09:23 > 0:09:27# Hold me close, sway me more

0:09:27 > 0:09:30# Like a flower bending in the breeze

0:09:30 > 0:09:35# Bend with me, sway with me

0:09:35 > 0:09:38# When we dance he'll have a way with me

0:09:38 > 0:09:42# Stay with me, sway with me... #

0:09:45 > 0:09:46No, you're not doing this.

0:09:46 > 0:09:48You are either putting it in your yard.

0:09:48 > 0:09:50You're not leaving it in my property.

0:09:50 > 0:09:52You're not leaving that bin on my property.

0:10:00 > 0:10:02Are you taking it through there now?

0:10:02 > 0:10:04Please take that bin through to your courtyard.

0:10:04 > 0:10:06Is that what you're doing now?

0:10:11 > 0:10:14# ..Make me thrill as only you know how

0:10:14 > 0:10:18# Sway with me, sway me now... #

0:10:28 > 0:10:31My dear, why are you doing this

0:10:42 > 0:10:45You're not leaving that bin here.

0:10:45 > 0:10:46You've no right to do so.

0:10:46 > 0:10:50I've had to call the council about you leaving it out to be annoying.

0:10:50 > 0:10:53I will give you five minutes. If it hasn't gone, I am phoning

0:10:53 > 0:10:56the police, and I will remove it again, and put it on your property.

0:11:05 > 0:11:07This is absolutely unbelievable isn't it?

0:11:07 > 0:11:10That this is the level we're reduced to.

0:11:10 > 0:11:12The worst kind of neighbour dispute And you really,

0:11:12 > 0:11:15really wouldn't expect it from these people.

0:11:22 > 0:11:24No.

0:11:24 > 0:11:26What? Do you mean with her?

0:11:36 > 0:11:37We've got 11 months.

0:11:37 > 0:11:40You know, we are on countdown to opening day.

0:11:40 > 0:11:43You know, really, we are looking at 11 months.

0:11:43 > 0:11:46We've said to him, you know, we are on, we are on a roll, we are

0:11:46 > 0:11:49spending money, we cannot stop now.

0:11:49 > 0:11:52We are looking at the quotes from the interior decorator,

0:11:52 > 0:11:53and they are horrific.

0:11:55 > 0:11:59?50,000. 50,000 plus per room.

0:11:59 > 0:12:03And that's not even the bathrooms, that is just the bedrooms.

0:12:05 > 0:12:08We have, yes, yes.

0:12:08 > 0:12:11We did owe a relatively small amount, that won't be

0:12:11 > 0:12:15so relatively small by the time we've borrowed the extra million.

0:12:17 > 0:12:21But, we're confident, confident enough that it's worth it.

0:12:21 > 0:12:24And I mean, we've got very, very good, you know...

0:12:24 > 0:12:26The bank have been brilliant, I have to say.

0:12:26 > 0:12:28We'll end up, perhaps,

0:12:28 > 0:12:32getting on towards ?2 million in debt when this is over.

0:12:32 > 0:12:37So, it's up to me to make it work from that point in.

0:12:37 > 0:12:39I mean, having persuaded John to do all of this.

0:12:39 > 0:12:42I'd already sold my main properties, where I was living before.

0:12:42 > 0:12:44I used to have a couple of holiday cottages

0:12:44 > 0:12:46and my house, all of which I'd sold.

0:12:46 > 0:12:49So, I had the capital from that to put into this.

0:12:53 > 0:12:56TV: Britain's second biggest bank, the Royal Bank of Scotland,

0:12:56 > 0:12:58which owns NatWest, has just announced

0:12:58 > 0:13:03a loss of ?691 million in the first half of the year.

0:13:03 > 0:13:07RBS wrote down a further ?5.1 billion linked to the banking crisis,

0:13:07 > 0:13:09that started in the United States.

0:13:10 > 0:13:13I mean, it was just splashed all over the papers - RBS massive

0:13:13 > 0:13:18losses, losses, you know? Biggest in banking history.

0:13:18 > 0:13:21And NatWest is under the RBS umbrella.

0:13:26 > 0:13:28Our borrowing is going to be sort of

0:13:28 > 0:13:31basically ?1 million more than we thought we were going to want.

0:13:32 > 0:13:36So, it's not as if we're going back for ?200,000 or ?300,000 contingency,

0:13:36 > 0:13:39we're actually doubling the amount we need to borrow.

0:13:46 > 0:13:50It's a, "How much do you need? I think...I mean,

0:13:50 > 0:13:52when do you know when to stop?

0:13:52 > 0:13:54It's like me with children, I suppose.

0:13:54 > 0:13:56There's always room for one more!

0:13:59 > 0:14:02I never did know when to stop. That's our trouble.

0:14:04 > 0:14:06Excuse me! Excuse me!

0:14:06 > 0:14:08Can you get that van out of here, please?

0:14:08 > 0:14:10You're not allowed in here, this is private.

0:14:10 > 0:14:12I don't know why you have been told to come in here again.

0:14:12 > 0:14:15This is not National Trust property, this is our garden.

0:14:15 > 0:14:17They might say you can park in here.

0:14:17 > 0:14:19They have no right to say you can park here, I am really sorry.

0:14:19 > 0:14:21Our neighbours are the National Trust,

0:14:21 > 0:14:24and they like to use our courtyard for parking and deliveries.

0:14:24 > 0:14:27If the bank manager wasn't here I'd park across the entrance now

0:14:27 > 0:14:29and they would not be leaving.

0:14:29 > 0:14:31The main issue with our neighbours is

0:14:31 > 0:14:33that they're trying to colonise our land.

0:14:33 > 0:14:35I'm glad that you find it amusing!

0:14:35 > 0:14:37Will you please give me your company's name,

0:14:37 > 0:14:39so I can get in touch with your boss?

0:14:39 > 0:14:43Because if you do come in here again, I will barricade you in Do you understand that?

0:14:43 > 0:14:45Are you or are you not going to give me a number I can call?

0:14:45 > 0:14:47Will you give me a number I can call, please?

0:14:49 > 0:14:50I take it no.

0:14:50 > 0:14:52Please be aware that if you come in here again

0:14:52 > 0:14:55you will not be leaving these premises. Is that clear?

0:14:57 > 0:15:01Have you seen this prick out here? Refused to move!

0:15:01 > 0:15:05Just completely blanked me and barged past with his boxes

0:15:05 > 0:15:07No, he won't give it to me.

0:15:07 > 0:15:10I've asked him several times and he just won't give it to me.

0:15:10 > 0:15:14He says he's been instructed to come in here. Here he is.

0:15:19 > 0:15:22It's just becoming insufferable This is increasing,

0:15:22 > 0:15:24that's the third one today. Is it? Yeah.

0:15:35 > 0:15:38CHATTER OVER THE PHONE

0:15:48 > 0:15:501895? Mmm.

0:15:50 > 0:15:53Once you get lawyers involved, there is no simple answer, is there?

0:15:53 > 0:15:56We could spend our entire budget on defending our position,

0:15:56 > 0:15:58and we cannot do it.

0:15:58 > 0:16:01We own the courtyard, we own the freehold of it.

0:16:02 > 0:16:05The National Trust are claiming prescriptive rights over

0:16:05 > 0:16:07the courtyard.

0:16:07 > 0:16:08That means it's like a right of way.

0:16:08 > 0:16:13If you've walked along a footpath unopposed for 20 years or more, and

0:16:13 > 0:16:17you can prove that you have, then you can claim the right to do it.

0:16:17 > 0:16:19It becomes a right of way.

0:16:19 > 0:16:22They are claiming they've done that for 20 years -

0:16:22 > 0:16:25they've parked cars along there for 20 years.

0:16:25 > 0:16:29Although, I wonder how much car usage there was 20 years ago.

0:16:29 > 0:16:31This is typical of their parking.

0:16:31 > 0:16:34We come into our lower gallery which is our entrance hall,

0:16:34 > 0:16:37and it's rather like being an inspection pit.

0:16:39 > 0:16:41It's a row of cars.

0:16:41 > 0:16:44But they are told, "You park here." Yeah.

0:16:44 > 0:16:45And it's...inflammatory.

0:16:45 > 0:16:48Equally, we couldn't sell the house at the moment.

0:16:48 > 0:16:51It is unsaleable due to this action.

0:16:51 > 0:16:54We're trapped, so, yes, it does keep me awake

0:16:54 > 0:16:57We're trapped in this nightmare .. situation

0:16:57 > 0:16:59when we could lose everything.

0:17:01 > 0:17:02BOY SHOUTS

0:17:08 > 0:17:12Our guests will come up, they will come up the stairs, which is

0:17:12 > 0:17:16a wonderful staircase, and then you know, while you are standing

0:17:16 > 0:17:20there, looking at this fabulous hallway, and then, they'll go

0:17:20 > 0:17:23through to the gallery, and that's the bit that takes your breath away.

0:17:23 > 0:17:26So, it's a lead-up. I think the whole thing is like a stage setting.

0:17:26 > 0:17:30It just builds up until you come into the gallery

0:17:30 > 0:17:33I am quietly confident this place will be a success.

0:17:33 > 0:17:37I am absolutely convinced it will, barring some disaster.

0:17:41 > 0:17:45The chancellor, Alistair Darling has said Britain is facing

0:17:45 > 0:17:49arguably the worst economic downturn in 60 years.

0:17:49 > 0:17:52The situation is more profound and long-lasting

0:17:52 > 0:17:53than people were expecting...

0:17:53 > 0:17:56PHONE RINGS

0:17:56 > 0:17:57Oh, hello!

0:18:02 > 0:18:05Me? No! Why would he say that? Michael?

0:18:05 > 0:18:09Gosh, no, not at all, I can't imagine why he'd say such a thing.

0:18:09 > 0:18:11He's told the teachers I've been run over,

0:18:11 > 0:18:14I'm in hospital in Leeds,

0:18:14 > 0:18:16probably won't walk, it's dubious

0:18:16 > 0:18:19as to whether I'll even live, and John is looking after them all

0:18:19 > 0:18:22at home, and this is why he hasn't handed a piece of homework in.

0:18:22 > 0:18:23Why are you doing this?

0:18:23 > 0:18:27Because your brother has been incredibly naughty.

0:18:27 > 0:18:30I'll get your brother to lift that up, because I can't carry it.

0:18:30 > 0:18:33I've been hit in a car crash, I can barely walk. Did he not think

0:18:33 > 0:18:37I'd be, you know, for six months in a wheelchair or something?

0:18:40 > 0:18:42I've got parents' evening, for God's sake, on Monday.

0:18:42 > 0:18:45Was I going to get better by Monday?

0:18:45 > 0:18:48Michael told you this?

0:18:52 > 0:18:55He lied, so he didn't get told off about the homework,

0:18:55 > 0:18:58and he stole your homework and handed that in.

0:19:09 > 0:19:11Go to your room now! Get your school clothes off!

0:19:11 > 0:19:13And handing in Morgan's homework as yours!

0:19:13 > 0:19:15Shut up and get your school clothes off

0:19:15 > 0:19:18Don't! Don't tell me it was a mistake.

0:19:18 > 0:19:20Michael, you lie and you're stupid with it.

0:19:20 > 0:19:23And then you came out with this ridiculous story.

0:19:23 > 0:19:25Do you know what could have happened?

0:19:25 > 0:19:28Had they believed it, they could have called the social services

0:19:28 > 0:19:30and they would have come in... Yes!

0:19:30 > 0:19:34Yes, you are, Michael! Just stop lying!

0:19:35 > 0:19:38You are demented, Michael. Why would you act like this?

0:19:38 > 0:19:43I don't beat you, I don't abuse you. All I ask you is that you behave

0:19:43 > 0:19:46yourself, act decently, do your homework and keep your room tidy.

0:19:48 > 0:19:50We are going out.

0:19:53 > 0:19:55PHONE RINGS

0:20:08 > 0:20:11Well...he has phoned up telling us not to worry,

0:20:11 > 0:20:15which in itself sets off alarm bells.

0:20:17 > 0:20:20They're basically looking at the entire loan again.

0:20:20 > 0:20:23He's saying things like we are going to treat it as a completely

0:20:23 > 0:20:24new application.

0:20:24 > 0:20:28Yes, of course, you know, we both are sort of sitting there

0:20:28 > 0:20:31with a cold chill running down the back of our necks.

0:20:31 > 0:20:34What if, God forbid, they should turn around

0:20:34 > 0:20:38and say, "We've actually changed our mind about the whole project"? We've got the loan offer, we've got

0:20:38 > 0:20:43the letter in our hot little hands, but if they're going to sort of

0:20:43 > 0:20:46go back and revisit the entire thing, of course we're alarmed

0:20:46 > 0:20:49WHISTLING

0:20:49 > 0:20:54Good heavens! Oh, God, who is this? Oh, delightful!

0:20:54 > 0:20:59They're spitting in the yard. Smoking! Oh, it's the convicts

0:20:59 > 0:21:02You know, I don't know what these people have been imprisoned for

0:21:02 > 0:21:05and the National Trust bring them in through our property,

0:21:05 > 0:21:08and they won't have them in their front garden.

0:21:08 > 0:21:10And, you know, I am all for community service,

0:21:10 > 0:21:13but do it on your property, not mine.

0:21:13 > 0:21:14I don't want them here.

0:21:17 > 0:21:18I need to take a photo.

0:21:21 > 0:21:22Sorry about this.

0:21:29 > 0:21:32It's difficult when it's right in your face every flaming day

0:21:34 > 0:21:37Well, everyone needs to have a copy.

0:21:37 > 0:21:41The bank now come back saying that in the light of the current

0:21:41 > 0:21:47financial climate, they want us to deliver the whole project for 1 2,

0:21:47 > 0:21:51to build and fit out the project.

0:21:52 > 0:21:58So we've got to look to save ?340,000 in round terms.

0:22:01 > 0:22:02I know.

0:22:14 > 0:22:18The bank have kind of taken a sharp intake of breath

0:22:18 > 0:22:23and they're reviewing all of their lending commitments.

0:22:23 > 0:22:25They can't... Well, they can give us nothing at all

0:22:25 > 0:22:29but that leaves us in a position when we're not able to earn a penny.

0:22:29 > 0:22:31The interest rolls up,

0:22:31 > 0:22:34and you know, at the moment we're not able to pay anything back.

0:22:34 > 0:22:36We're just accumulating debt.

0:22:39 > 0:22:42If we could get the funding, it's a great time,

0:22:42 > 0:22:46if we can just get the funding You know, for some people, recession is the time to expand.

0:22:46 > 0:22:48You know, the bank own your house, everybody has this,

0:22:48 > 0:22:53but somehow you maintain the fiction that until...that it's yours.

0:22:53 > 0:22:57Of course, it's not yours until the last payment has been made.

0:23:04 > 0:23:06Because that's what they do.

0:23:06 > 0:23:10This is quite serious, you know We owe a lot of money, and we've got

0:23:10 > 0:23:15to... If we don't do anything, if we do nothing, the interest will

0:23:15 > 0:23:18keep on rolling up, and the bank will own the house anyway.

0:23:21 > 0:23:23BBC News.

0:23:23 > 0:23:27TV: You do have to go back to the late '20s, to '29, the great crash,

0:23:27 > 0:23:33to come across, you know, a combination of events on this scale.

0:23:33 > 0:23:36I mean, what we've seen is Lehman Brothers, a 150-year-old

0:23:36 > 0:23:39investment bank, one of the best known names on Wall Street,

0:23:39 > 0:23:40collapsing.

0:23:44 > 0:23:48He said the market's just completely crashed.

0:23:48 > 0:23:51These people normally have 100 lenders they can go to

0:23:51 > 0:23:53and they're down to two!

0:23:53 > 0:23:58She said...everything. Swiss, Sharia, Saudi banks. Nobody...

0:23:58 > 0:24:00Nobody is lending.

0:24:00 > 0:24:04And it's worldwide, she said. There's just two banks lending

0:24:04 > 0:24:06Lloyds and Barclays

0:24:06 > 0:24:09If we could find another lender who will give us what we want...

0:24:09 > 0:24:13'Yes. Did you get... You've got Barclays on Wednesday.'

0:24:13 > 0:24:16Super, that's fine. I'll tell John. He will be thrilled by that.

0:24:16 > 0:24:20He can stay here for that perhaps. 'And then you've got, Thursday Lloyds TSB.'

0:24:20 > 0:24:23We've got meetings with Barclays and Lloyds next week.

0:24:23 > 0:24:25Yes.

0:24:25 > 0:24:27Well, I mean, it couldn't have happened at a worse time,

0:24:27 > 0:24:29as far as all the banks stopping lending.

0:24:29 > 0:24:32They are not lending to each other, and they are not lending

0:24:32 > 0:24:35to the public, but nevertheless we have made some preliminary

0:24:35 > 0:24:39enquiries of other banks and, in principle, they've shown interest.

0:24:39 > 0:24:42So, all we can do is discuss it with them, and see if we can get somebody

0:24:42 > 0:24:49else lined up in case our present funders decide to pull the plug

0:25:02 > 0:25:03Seriously worried?

0:25:03 > 0:25:10Well, yes, because... Yes, if the bank withdraw support,

0:25:10 > 0:25:13frankly we'd be left with having to sell the building,

0:25:13 > 0:25:15and we'd take a huge hit on it

0:25:15 > 0:25:18It's not particularly sellable

0:25:24 > 0:25:27I'd still go, yeah. Sorry! I'm not going to say no!

0:25:27 > 0:25:29CHILD: Ow! Ow!

0:25:32 > 0:25:37One, two, three, four, five, six, seven, eight...eight cars.

0:25:37 > 0:25:38It's just obscene.

0:25:45 > 0:25:48This, of course, won't have any effect, this sign,

0:25:48 > 0:25:49but you never know.

0:25:49 > 0:25:51It's going to be clamping next, I think.

0:25:51 > 0:25:54I had a huge row with one of them yesterday.

0:25:54 > 0:25:58Just come forward a bit. That will do, that should do it

0:25:58 > 0:26:01I hope that works. I doubt it, of course.

0:26:01 > 0:26:04What I'm going to do now is take the other ones off.

0:26:04 > 0:26:07There, that should do...there.

0:26:07 > 0:26:09I'll get it cleared with the solicitors that

0:26:09 > 0:26:11I can put it in the middle of the drive,

0:26:11 > 0:26:14so they can't get in and out, and he'll probably say no.

0:26:16 > 0:26:19They can get past.

0:26:19 > 0:26:21But why shouldn't I?

0:26:25 > 0:26:29I don't want them touching it. I don't think they should touch it.

0:26:31 > 0:26:32DOG BARKS

0:26:36 > 0:26:41Would you please leave that sign alone? Do not do that!

0:26:41 > 0:26:44You have absolutely no right to behave like that.

0:26:44 > 0:26:48That sign is there to alert the public not to come in here

0:26:48 > 0:26:51No, not at all. I don't need alerting.

0:26:51 > 0:26:53You absolutely do. This is private property, and you're on there.

0:26:53 > 0:26:56Would you please pick my sign up? You're not...you have no...

0:26:56 > 0:26:58Send another policeman round.

0:26:58 > 0:27:00You have a duty to put that sign back.

0:27:00 > 0:27:03No, I haven't. Get away! You have no duty to put it there.

0:27:03 > 0:27:06Of course I do. Stay there! Oliver, stay!

0:27:14 > 0:27:15Stay there!

0:27:15 > 0:27:18The idea is that you move it to one side, you pull through,

0:27:18 > 0:27:20and then you put it back.

0:27:20 > 0:27:23That's not my idea. My idea is to stop you preventing us

0:27:23 > 0:27:26from escaping. I'm not preventing you from escaping.

0:27:26 > 0:27:29Yes, you are. You can sue us for trespass.

0:27:29 > 0:27:32Exactly what we're doing. No, you are not.

0:27:32 > 0:27:35What do you mean, we are not? Oh, no, you are not.

0:27:35 > 0:27:41This has nothing to do with you You are just a tenant.

0:27:49 > 0:27:51It's that lot...trespassing.

0:27:52 > 0:27:58He is a barrister. He is a QC. He is a QC, retired QC.

0:28:06 > 0:28:10I'm going to phone the solicitor's. Oh, for God's sake, who is that

0:28:16 > 0:28:18If I just leave a message, it's about Mr Gray.

0:28:18 > 0:28:21It's a trespass issue.

0:28:21 > 0:28:24He is continuing to... I need to have a word with him, to ask him

0:28:24 > 0:28:28just to call the other party's solicitors, and tell him to stop.

0:28:28 > 0:28:32Here we are. There she is, yeah

0:28:35 > 0:28:37Thousands.

0:28:37 > 0:28:39I would think, yeah. Here he is ..

0:28:41 > 0:28:43Well, actually, strictly speaking, we are

0:28:43 > 0:28:45not having a battle with him at all.

0:28:45 > 0:28:46He is a tenant of the Trust.

0:28:46 > 0:28:50I mean, it's bad enough taking on the National Trust,

0:28:50 > 0:28:52but taking on the National Trust with a very,

0:28:52 > 0:28:55very angry QC on their side, somebody with a personal

0:28:55 > 0:28:57interest in making us suffer..

0:28:58 > 0:29:00..yeah, of course it's a worry.

0:29:24 > 0:29:30We have a loan offer, but we revisited the project,

0:29:30 > 0:29:32and we've been told to cut right back.

0:29:32 > 0:29:36The costings have gone up to 1.4 million to renovate

0:29:36 > 0:29:39the property, to turn it into a 12-bedroomed hotel.

0:29:39 > 0:29:41Our fear is that they

0:29:41 > 0:29:44are actually going to...that they don't want to do it any more.

0:29:44 > 0:29:47About three weeks ago, we had a rather curt letter

0:29:47 > 0:29:49saying that we had to keep within budget.

0:29:49 > 0:29:53The letter we got the week after that Alistair Darling pronouncement,

0:29:53 > 0:29:55and we just have this sense of doom.

0:29:55 > 0:29:58So, this is going to be the main suite.

0:29:58 > 0:30:02So, just a really, really fabulous bathroom in here.

0:30:23 > 0:30:25Oliver put his fingers in the man's ear.

0:30:25 > 0:30:27He's crept up behind the sofa,

0:30:27 > 0:30:31and the next thing you know, there's a finger being shoved in his ear.

0:30:31 > 0:30:33And they were so enthusiastic about the whole thing.

0:30:33 > 0:30:37You know they were just... Really, really good feeling about this

0:30:40 > 0:30:41What a good day this has been.

0:30:43 > 0:30:47But touch wood, touch wood. And all that.

0:30:48 > 0:30:50Things might possibly be on a turn.

0:30:52 > 0:30:55TV: 'Since August 2007,

0:30:55 > 0:31:00'the industrialised world has been engulfed by financial turmoil.

0:31:01 > 0:31:06'And following the failure of Lehman Brothers on 15th September

0:31:06 > 0:31:09'this year, an extraordinary,

0:31:09 > 0:31:13'almost unimaginable sequence of events began.

0:31:13 > 0:31:16'Not since the beginning of the First World War

0:31:16 > 0:31:20'has our banking system been so close to collapse.'

0:31:20 > 0:31:23Fucking hell! Fuck, fuck, fuck

0:31:26 > 0:31:28It's just stopping.

0:31:28 > 0:31:31The entire economy is just grinding to a halt.

0:31:31 > 0:31:34Yeah, I mean, fortunately, York as a city,

0:31:34 > 0:31:37hasn't been hit as badly as the rest of the country.

0:31:39 > 0:31:41Yeah, of course, I am not denying that, John.

0:31:41 > 0:31:44It's a bad time. Everything is a bad time at the moment.

0:31:46 > 0:31:49It's not much fun. Not really, not now.

0:32:05 > 0:32:07What? Just walked in and done it?

0:32:07 > 0:32:09And turned it over? Fucking hell!

0:32:11 > 0:32:13Fucking hell!

0:32:16 > 0:32:18What? What?

0:32:18 > 0:32:19What, Mum?

0:32:36 > 0:32:38We are going to phone the other banks today

0:32:38 > 0:32:41because we've not heard back from Barclays.

0:32:41 > 0:32:45Lloyds... I'm just praying something comes up there.

0:32:51 > 0:32:53Hope you've got a long tape.

0:32:55 > 0:32:59Hello, Nick. It's Helen Heraty here from Gray's Court in York

0:32:59 > 0:33:01I saw you at the bank last week

0:33:01 > 0:33:06We are with NatWest, you see, and it's RBS, as you know.

0:33:06 > 0:33:09We've got a loan agreement, we've got everything there,

0:33:09 > 0:33:12but they kind of stopped giving us any more money.

0:33:12 > 0:33:15That's Barclays, that's that, Lloyds...

0:33:17 > 0:33:21The total cost of the job is 1.1 million, of all the work

0:33:21 > 0:33:23We've brought it right down to 1.1 million.

0:33:23 > 0:33:28We wanted to spend more. It's not a colossal amount.

0:33:28 > 0:33:31How secure are we? We are not.

0:33:31 > 0:33:33Hotel sector is difficult at the moment.

0:33:33 > 0:33:37Completely new territory, isn't it? Nobody knows.

0:33:37 > 0:33:39Even the banks, I don't think know, so...

0:33:41 > 0:33:42SHE SIGHS

0:33:42 > 0:33:43Jesus.

0:33:57 > 0:34:00They're in on Monday. Nobody is there till Monday.

0:34:02 > 0:34:03OK.

0:34:05 > 0:34:07All right then. OK. Bye.

0:34:11 > 0:34:12Fairly abrupt.

0:34:26 > 0:34:29Maybe this is it. This is the pits...

0:34:29 > 0:34:31and it'll all get better from now on.

0:34:32 > 0:34:34Hmm...

0:34:35 > 0:34:37I can't even afford a decent bottle of wine.

0:34:41 > 0:34:44He says, "It's very detailed, it's absolutely transparent."

0:34:44 > 0:34:45Yeah, but what does that mean?

0:34:45 > 0:34:48We don't need details, we just need the money.

0:34:48 > 0:34:52But he kept saying they're fully behind the project, and he is..

0:34:52 > 0:34:54We just need the money. I realise that.

0:34:54 > 0:34:58Maybe I'm just the eternal optimist.

0:34:58 > 0:35:00Pessimist, so...

0:35:00 > 0:35:02Maybe we'll meet in the middle and we will get going.

0:35:02 > 0:35:06I don't know. But he's so worried. He's not sleeping.

0:35:06 > 0:35:08Neither am I.

0:35:08 > 0:35:10Oh, God!

0:35:13 > 0:35:16The business manager for Lloyds I'm prevaricating.

0:35:16 > 0:35:20I don't want to make the damn phone call, that's what it is.

0:35:21 > 0:35:23Bite the bullet.

0:35:28 > 0:35:29I've got butterflies.

0:35:35 > 0:35:37What kind of things are problematic?

0:35:44 > 0:35:46All right. OK.

0:35:47 > 0:35:50He said that it's projection led, it's...

0:35:53 > 0:35:56..it's the times, it's the times.

0:35:56 > 0:35:58Oh, for goodness' sake!

0:35:58 > 0:35:59Hi, Roger, it's Helen here.

0:36:02 > 0:36:06Hi. Well, Lloyds are not keen.

0:36:07 > 0:36:11I mean, NatWest haven't said no but John is just anxious that they

0:36:11 > 0:36:14will string us along, as they have done for so long.

0:36:14 > 0:36:17Gilbert Gray. It is Gilbert Gray. Be quiet.

0:36:24 > 0:36:25Be quiet, Oliver.

0:36:29 > 0:36:32Bastard! I didn't get it, I'm so sorry.

0:36:32 > 0:36:34I need to show it to the police

0:36:37 > 0:36:40Absolute idiot! Here, take him Don't let him get squashed.

0:36:40 > 0:36:42Move your car, please. That is vandalism.

0:36:42 > 0:36:45What is? What you have just done is just vandalism.

0:36:45 > 0:36:47Kicking that sign over like that. Would you move your car?

0:36:47 > 0:36:50I'm going to have to get out later to pick up my kids from school

0:36:50 > 0:36:53No. I can park where I like on my property.

0:36:53 > 0:36:55Move your car, please.

0:36:55 > 0:36:57You act like a vandal.

0:37:04 > 0:37:08You act as if you had been brought up on some kind of sink estate

0:37:08 > 0:37:13I wouldn't expect this kind of behaviour. And you, of all people...

0:37:13 > 0:37:15I beg your pardon?

0:37:15 > 0:37:20You come onto my property, you are abusive, you are unpleasant.

0:37:20 > 0:37:23I should not have to tolerate that several times a day.

0:37:29 > 0:37:31Yeah, well... I'll call John now.

0:37:33 > 0:37:36I've spoken with Lloyds, and it's not altogether good news.

0:37:36 > 0:37:38The bank said no.

0:37:38 > 0:37:40The finance people have come back with a couple of issues.

0:37:40 > 0:37:43One is that it's largely projection led.

0:37:45 > 0:37:47No. What do we do?

0:37:47 > 0:37:49Bye.

0:37:50 > 0:37:52We are not dead in the water, we've still got NatWest.

0:37:52 > 0:37:56But I just... I just...

0:37:58 > 0:37:59Something makes me

0:37:59 > 0:38:02think it's really not going to be very good.

0:38:09 > 0:38:11Yeah, yeah, big time.

0:38:11 > 0:38:14I'm going to have to think about putting people down to

0:38:14 > 0:38:15a three-day week after Christmas.

0:38:17 > 0:38:19All the people are going to lose their jobs,

0:38:19 > 0:38:21then they'll have to go on the benefits.

0:38:21 > 0:38:24And where is that going to come from?

0:38:24 > 0:38:27What happens when everybody runs out of money?

0:38:31 > 0:38:33SHE LAUGHS

0:38:33 > 0:38:35Well, I think when you first asked me

0:38:35 > 0:38:39that question - if I had my time again - things were different.

0:38:39 > 0:38:42The banking crisis hadn't... kicked off.

0:38:44 > 0:38:49Oh, hand on heart, I mean if I was in the same position now...

0:38:49 > 0:38:52I would have to think... I don't know.

0:38:52 > 0:38:54I still can't categorically say no.

0:38:54 > 0:38:55But you know...

0:38:58 > 0:39:00..for the children's security,

0:39:00 > 0:39:03I would perhaps say...I wouldn't have done it now.

0:39:07 > 0:39:09Oliver, I need to make a phone call,

0:39:09 > 0:39:13and I can't have you crying. All right?

0:39:13 > 0:39:15Well, you're not going to have any.

0:39:15 > 0:39:18And if you keep on asking, you'll end up on the stairs.

0:39:18 > 0:39:21You've got to eat something.

0:39:21 > 0:39:23No, sweets aren't on offer.

0:39:26 > 0:39:29HE CRIES

0:39:45 > 0:39:48You are not having some sweets

0:39:51 > 0:39:52I can't do this with you...

0:39:55 > 0:39:56How about a yummy hot omelette?

0:39:56 > 0:40:00I think I'm going to have a yummy hot omelette.

0:40:03 > 0:40:06Sweetie, come on now.

0:40:16 > 0:40:20TV: 'We're taking action to respond to the immediate financial crisis,

0:40:20 > 0:40:23'so we in Britain, have the strength and we have everything

0:40:23 > 0:40:28'it takes to face the global storm and to emerge as a country stronger.

0:40:28 > 0:40:30'Thank you very much.'

0:40:32 > 0:40:35But the banks aren't lending, they're just not doing it.

0:40:35 > 0:40:38Doesn't matter what happens, the banks are not doing anything.

0:40:38 > 0:40:40They're just not playing ball.

0:40:44 > 0:40:46Yeah, into recession all through 2009.

0:40:48 > 0:40:49It's deeply worrying.

0:40:52 > 0:40:55I was quite shocked, though, when I heard Gordon Brown's

0:40:55 > 0:40:57idea about getting out of this problem was to borrow more.

0:40:57 > 0:41:00I was thinking, "Why?" You know, you don't want to borrow more.

0:41:00 > 0:41:02We are in trouble, because we've borrowed so much

0:41:02 > 0:41:04Says me, trying to borrow ?2 million.

0:41:20 > 0:41:24I've written one cheque. That's it. But I can...

0:41:24 > 0:41:25Oh, shit.

0:41:25 > 0:41:27Have they paid it, or is it bouncing?

0:41:31 > 0:41:35Oh, my God. Left us... Shit.

0:41:35 > 0:41:38Can't bounce cheques on them. Any of them.

0:41:45 > 0:41:50We're sinking. It's, you know.. Financially, it's not good.

0:41:50 > 0:41:52It's a black hole at the moment

0:41:52 > 0:41:55What's happening is that every month,

0:41:55 > 0:41:59every quarter, the interest rolls up and it goes onto the loan,

0:41:59 > 0:42:02and it just gets larger and larger, and it's snowballing.

0:42:02 > 0:42:06About 10,000 a month.

0:42:13 > 0:42:14No.

0:42:17 > 0:42:19PHONE RINGS

0:42:19 > 0:42:20Oh.

0:42:21 > 0:42:23I've just had a phone call from these people.

0:42:23 > 0:42:27The sound engineer's being really, really abusive, incredibly abusive.

0:42:29 > 0:42:31Shouldn't have to put up...

0:42:32 > 0:42:33Yeah.

0:42:33 > 0:42:36We've got a bill we have to pay and if we don't pay it today,

0:42:36 > 0:42:37we're going to get taken to court.

0:42:37 > 0:42:39It's simple as that.

0:42:39 > 0:42:42So, what I've got to do now is put a rocket under the bank manager

0:42:44 > 0:42:47You know...I mean, we've gone into this, we've gone into this whole

0:42:47 > 0:42:52partnership with the bank's backing, and now the goalposts are shifting.

0:42:52 > 0:42:55We're being pressed by everybody.

0:42:55 > 0:42:56It's... We can't answer the phones any more.

0:43:02 > 0:43:04Well, again, we came to see you about this.

0:43:04 > 0:43:08You know, we did this. We gave the new costings in months ago.

0:43:08 > 0:43:10You know, we're just being stalled here.

0:43:11 > 0:43:13OK...right.

0:43:16 > 0:43:18All right. We'll do that.

0:43:18 > 0:43:20All we can do is issue that cheque.

0:43:20 > 0:43:21But it's just one of a...

0:43:23 > 0:43:25PHONE RINGS

0:43:29 > 0:43:30We can pay that cheque.

0:43:30 > 0:43:33All right, and what about the others?

0:43:33 > 0:43:35Nothing...on the others.

0:43:35 > 0:43:37I said, that, you know,

0:43:37 > 0:43:40I covered the point that we went into it as a partnership.

0:43:40 > 0:43:44We felt that we've been strung along for the best part of the year.

0:43:44 > 0:43:47Every time we get to the prescribed goalposts,

0:43:47 > 0:43:49they're taken further away.

0:43:49 > 0:43:51We're going to be absolutely ruined by this.

0:43:51 > 0:43:54We feel that we've been left hung out to dry.

0:43:55 > 0:43:58He can't have failed to get that we're deeply,

0:43:58 > 0:44:00deeply concerned and disillusioned.

0:44:05 > 0:44:08SHE SIGHS

0:44:08 > 0:44:09PHONE RINGS

0:44:09 > 0:44:11THUNDER CLAPS

0:44:13 > 0:44:14Maybe they just...

0:44:16 > 0:44:18..haven't got it.

0:44:18 > 0:44:21I can't believe that, though, somebody has got it all.

0:44:21 > 0:44:22Where's the money gone?

0:44:28 > 0:44:32I thought I had a 50p. Is there 50p loose in the bottom of my bag?

0:44:35 > 0:44:4020, 50, ?1.

0:44:45 > 0:44:48They always have been. They've always known it's been difficult.

0:44:48 > 0:44:52When Amber gets cross, she sort of hurls it back at me

0:44:52 > 0:44:54How I should never have done this to them.

0:45:03 > 0:45:06VIDEO GAME SOUND EFFECTS

0:45:06 > 0:45:08I mean, John is...

0:45:08 > 0:45:10He puts a very brave face on it

0:45:11 > 0:45:17We were talking this weekend. He has terrible, terrible problems with his work

0:45:18 > 0:45:22He just needs that to go. Incredibly precarious.

0:45:22 > 0:45:26Everybody has been encouraged over the last ten years.

0:45:26 > 0:45:29Property has always been pushed forward as the way to wealth.

0:45:29 > 0:45:31You know, you couldn't open a newspaper,

0:45:31 > 0:45:34or look at the TV without things like Location

0:45:34 > 0:45:36and Do Up Your House, Buy A House And Do Better(!)

0:45:41 > 0:45:42Why, Mummy?

0:45:50 > 0:45:52PHONE RINGS

0:45:52 > 0:45:54Hi, John.

0:45:54 > 0:45:56Really?

0:45:56 > 0:45:58Oh, Jesus.

0:45:58 > 0:45:59So where does that leave us?

0:45:59 > 0:46:01Oh, Christ.

0:46:01 > 0:46:05So, Sarah, Lisa has gone... Sarah...I know, but what can we do?

0:46:05 > 0:46:07There's no work. There's nothing coming in.

0:46:07 > 0:46:09Mum?

0:46:11 > 0:46:13Mum!

0:46:13 > 0:46:16HE CRIES

0:46:16 > 0:46:19Just another nail in the coffin isn't it, really?

0:46:20 > 0:46:21He's had to lay the staff off.

0:46:25 > 0:46:26Yeah.

0:46:26 > 0:46:28It's extremely worrying. Yeah.

0:46:35 > 0:46:37PHONE RINGS

0:46:44 > 0:46:45I know.

0:46:46 > 0:46:47I know.

0:46:49 > 0:46:52# In the bleak midwinter... #

0:46:55 > 0:46:57No.

0:46:58 > 0:47:00It always does this.

0:47:00 > 0:47:03Every single time something important happens, it just dies

0:47:03 > 0:47:06Our boiler's stopped working this morning.

0:47:07 > 0:47:11It's worked perfectly all year...until now.

0:47:11 > 0:47:15Helen says, "Oh, it's fine, nothing is wrong with this boiler."

0:47:15 > 0:47:19Every time there's a significant event, like Christmas, it fails

0:47:20 > 0:47:24That's it. I'm not doing it. I did this last Christmas.

0:47:24 > 0:47:26I hate it.

0:47:26 > 0:47:30Well, this morning the meeting is with the bank to discuss

0:47:30 > 0:47:31the funding.

0:47:31 > 0:47:34Bloody boiler. What am I going to do with that damn boiler?

0:47:34 > 0:47:36The banks are all behaving in a slightly unpredictable

0:47:36 > 0:47:38way at the moment.

0:47:38 > 0:47:40I guess it all hinges on today really.

0:48:01 > 0:48:03It's key to everything. We can't move until we have that.

0:48:10 > 0:48:12Valuation seems to be key.

0:48:12 > 0:48:16Everything...everything is based on the valuation of the building.

0:48:16 > 0:48:17So we need to get that done again.

0:48:17 > 0:48:20Valuation, bricks and mortar, valuation of the building,

0:48:20 > 0:48:22and the trading potential.

0:48:24 > 0:48:26Er, so, that's about it, really

0:48:28 > 0:48:3260%, well, so we can borrow the amount we need.

0:48:37 > 0:48:40Well, comfortably... We need it to be worth about 3.5 million

0:48:40 > 0:48:41by the time... Certainly no less

0:48:41 > 0:48:44than 3.5 million by the time it s completely refurbished.

0:48:46 > 0:48:51I don't think... We're not uncomfortable with that figure

0:48:52 > 0:48:55It's always QUITE positive after we've seen him.

0:49:02 > 0:49:03So, I have turned the entire thing off

0:49:03 > 0:49:07and I'm going to start it up again and bash the pump when it starts.

0:49:07 > 0:49:09Tap it gently with a hammer.

0:49:19 > 0:49:21You got Ratatouille.

0:49:37 > 0:49:39If it works, if we get going,

0:49:39 > 0:49:42it will be the last time we can use the house for ourselves.

0:49:42 > 0:49:47What I'd love to do, of course, is just be able to live in it as it is.

0:49:54 > 0:49:57BIG BEN CHIMES

0:49:59 > 0:50:02TV: 'Well, you've heard the chimes and that is it -

0:50:02 > 0:50:05'a very happy new year 2009!'

0:50:06 > 0:50:07Oh!

0:50:07 > 0:50:09No.

0:50:10 > 0:50:13This is New Year's Day.

0:50:16 > 0:50:20The house manager of the National Trust has invited three

0:50:20 > 0:50:22carloads of friends to come and stay over.

0:50:25 > 0:50:27To celebrate New Year's Eve. Yeah.

0:50:27 > 0:50:30They came, and I asked them not to park in here, but they refused

0:50:30 > 0:50:33I even went round to the house knocked on the door and explained

0:50:33 > 0:50:36that I would park in front of the drive, and they wouldn't leave

0:50:36 > 0:50:39But they just thought it was hysterically funny.

0:50:41 > 0:50:43It's early morning. I should think

0:50:43 > 0:50:45they'll look out the windows fairly soon,

0:50:45 > 0:50:48and then they'll start to think that perhaps I'm not going to move.

0:50:48 > 0:50:49And I'm sure they'll ask me to move,

0:50:49 > 0:50:52and I'll say, "No, you had your chance. I'm sorry.

0:50:52 > 0:50:56I don't have to go anywhere. I can stay here for a week if I like

0:50:56 > 0:50:58I live here. They can laugh.

0:51:00 > 0:51:02I've got all the time in the world here.

0:51:07 > 0:51:09Come on, ladies, wake up!

0:51:13 > 0:51:16I shall have to remind these ladies that I'm older than they are

0:51:16 > 0:51:17and I've got more insurance.

0:51:25 > 0:51:27No need to be here at all.

0:51:34 > 0:51:36Oh, yeah, yeah, it's quite good fun, actually.

0:51:36 > 0:51:38I'm going to stake it out for until...stake it out for a

0:51:38 > 0:51:40few days and see what happens.

0:51:40 > 0:51:4412 o'clock. Come on, ladies, shake a leg.

0:51:47 > 0:51:49You've finally woken up.

0:51:56 > 0:52:00They just got a policewoman, who's told me I'm going to have my car towed away.

0:52:00 > 0:52:02She is on her phone to her inspector saying

0:52:02 > 0:52:04they are going to move the car have it towed.

0:52:20 > 0:52:22I'm not moving it.

0:52:23 > 0:52:26Right. I can hear you in these earphones.

0:52:26 > 0:52:30Are you moving the car or not? Cos I'm... I'm not. In fact, I'll phone my solicitor now,

0:52:30 > 0:52:32because you haven't got the right to do this.

0:52:38 > 0:52:41Hello. Another policeman has arrived, and he is in agreement

0:52:41 > 0:52:44that I can park where I like. Yeah.

0:52:44 > 0:52:48I mean, she is, she is quite bolshie, but...

0:52:52 > 0:52:54Ohh! Are you allowed to say things like that?

0:53:00 > 0:53:02Right.

0:53:06 > 0:53:09I'd like them to come and see me. Hello, puppy.

0:53:09 > 0:53:12She won't come and see you, cos she said she is afraid of you.

0:53:12 > 0:53:14Who? The lady with the blonde hair.

0:53:15 > 0:53:17She's afraid of me.

0:53:19 > 0:53:21Wow.

0:53:29 > 0:53:32I realise that, but what did you think, you know...you think

0:53:32 > 0:53:35I'm just a mad woman who goes round telling you not to park here?

0:53:35 > 0:53:37I explained to you that it's private property.

0:53:37 > 0:53:40You seemed to find it was, you know, amusing.

0:53:42 > 0:53:43PHONE RINGS

0:53:45 > 0:53:48Hi. They've apologised.

0:53:48 > 0:53:51Yes, they have. They've apologised.

0:53:51 > 0:53:54No, sulkily. Not sincerely.

0:53:54 > 0:53:57I've never seen less sincere apologies in my life.

0:53:57 > 0:54:00But they had to do it. And was Jan there, was she?

0:54:00 > 0:54:02No, she wouldn't come out, because she's too scared of me

0:54:02 > 0:54:04HE LAUGHS

0:54:05 > 0:54:08TV: 'The problem we've got now is that lending,

0:54:08 > 0:54:12'for a number of reasons, is not taking place to businesses

0:54:12 > 0:54:14'and people needing mortgages

0:54:14 > 0:54:17'at anything like the level that we need it to support the economy.

0:54:21 > 0:54:23They are not good.

0:54:23 > 0:54:25Yes.

0:54:25 > 0:54:29Here I am. Here I am.

0:54:31 > 0:54:34Here I am. Here I am.

0:54:34 > 0:54:36Here I am.

0:54:36 > 0:54:37Yes, Oliver, I know.

0:54:45 > 0:54:48You're going to go under the table,

0:54:48 > 0:54:51and I have to guess where you've gone? Yes.

0:54:51 > 0:54:52Right. That should be...

0:54:59 > 0:55:03Where could Oliver be? Are you...are you?

0:55:03 > 0:55:05No, you are under the table!

0:55:07 > 0:55:10I did.

0:55:22 > 0:55:25It's my entire life, my future in a nutshell.

0:55:25 > 0:55:28Our future, I should think less about me. It's our future

0:55:30 > 0:55:32Me, the kids, John...

0:55:34 > 0:55:35..guinea pigs will be out

0:55:35 > 0:55:38there on the street, otherwise with our cardboard box!

0:55:38 > 0:55:427 children, 2 dogs, and 2 guinea pigs. The cat will have

0:55:42 > 0:55:45buggered off next door with Gilbert Gray.

0:55:45 > 0:55:49It's been seven weeks since we agreed we'd get the valuation done.

0:55:49 > 0:55:51You know, that's seven wasted weeks.

0:55:51 > 0:55:54We've been in this position for the best part of the year now.

0:55:54 > 0:55:57You know, we've done everything we've been asked.

0:55:57 > 0:56:00We feel, you know, totally left out on a limb here

0:56:00 > 0:56:03I think it's the end of the road, I really do.

0:56:05 > 0:56:09I just... The bank are continuing to fuck us up.

0:56:09 > 0:56:13OK. Because we've got incredibly serious problems here.

0:56:13 > 0:56:16I mean, we've got sort of threats of legal action on several fronts.

0:56:20 > 0:56:23Yeah. It's not just him. He's just a minion. He's got no power.

0:56:25 > 0:56:27It's the whole rotten system.

0:56:27 > 0:56:29When can we to start pay people

0:56:29 > 0:56:32I've got, you know, builders camping in the yard practically

0:56:32 > 0:56:33because I owe them money.

0:56:34 > 0:56:37He's got 40 cases just like ours...struggling.

0:56:37 > 0:56:39But we're going nowhere,

0:56:39 > 0:56:42going round and round and round in circles.

0:56:42 > 0:56:44Cut. Ah!

0:56:47 > 0:56:50It keeps coming back to, you know, we want more than the bank

0:56:50 > 0:56:51are willing to lend.

0:56:53 > 0:56:55But we're working to the figure they gave us

0:56:55 > 0:56:58in August, and it's not fair to turn around and say, you know,

0:56:58 > 0:57:00the world has changed since then.

0:57:00 > 0:57:01We didn't change it, you did.

0:57:01 > 0:57:03PHONE RINGS

0:57:05 > 0:57:06OK, darling. That's Oliver.

0:57:06 > 0:57:08He's cut his finger.

0:57:08 > 0:57:12Kendal, Morgan, Kendal, Amber.

0:57:12 > 0:57:15Constant battle between life as it ought to be

0:57:15 > 0:57:16and life as it really, really is.

0:57:19 > 0:57:22We're cleaning.

0:57:22 > 0:57:25I thought this hall was being tidied, and it's not.

0:57:42 > 0:57:43A good valuation...

0:57:44 > 0:57:47..even a reasonable valuation is more than we need.

0:57:56 > 0:57:58Well, I'm not apprehensive.

0:57:58 > 0:58:00It's just...it's just...

0:58:01 > 0:58:04..the whole funding depends on it.

0:58:14 > 0:58:18Well, yes, because, I mean, they've been fully behind this right from

0:58:18 > 0:58:23the start, and they've known what expenditure we were incurring on it.

0:58:24 > 0:58:26It's wrong.

0:58:26 > 0:58:28And if that sounds naive, I'm sorry, but it's just plain wrong.

0:58:34 > 0:58:39Umm...I don't, I don't know.

0:58:41 > 0:58:42It's looking a bit bare at the moment,

0:58:42 > 0:58:45but we've just had all the garden redone last autumn.

0:58:48 > 0:58:54Double vanity units, they're done to quite a good standard.

0:58:58 > 0:59:00If we just quickly look at the Stern Room.

0:59:04 > 0:59:06Apparently so.

0:59:06 > 0:59:11One of the Georges. Our little plaques say kings have been here.

0:59:25 > 0:59:27And we've got new hot water.

0:59:27 > 0:59:29Boilers are all going in these areas.

0:59:33 > 0:59:35From where we were 12, 18 months ago,

0:59:35 > 0:59:38I mean it varies enormously, depending what you're

0:59:38 > 0:59:43looking at, but, yes, values have...significantly fallen.

0:59:45 > 0:59:50We need him to come up with 3.5 million when it's done.

0:59:50 > 0:59:52Yeah, and sends it to the bank

0:59:54 > 0:59:57No money till Thursday morning

0:59:57 > 1:00:00So we're living off...bits out of the fridge.

1:00:03 > 1:00:04But we're fine.

1:00:04 > 1:00:07Cat, I will kill you if you keep on at me.

1:00:12 > 1:00:13Poor thing!

1:00:19 > 1:00:21Ah, come on, don't show me doing the lottery.

1:00:21 > 1:00:25That's like the last refuge of desperate people.

1:00:26 > 1:00:30I realise this, it's the idiot tax.

1:00:30 > 1:00:33It's actually good for the nation...you know...

1:00:36 > 1:00:38..giving it to me!

1:00:39 > 1:00:42It's also the last act of somebody who's desperate.

1:00:45 > 1:00:46You know it doesn't make sense

1:00:46 > 1:00:50All the high street banks have gone, I've got the National Lottery,

1:00:50 > 1:00:52because the banks have all said no.

1:00:52 > 1:00:54In fact, I've probably got as much chance getting

1:00:54 > 1:00:57a loan from the bank as we do on winning that thing, so...

1:01:01 > 1:01:02"I'm sorry."

1:01:08 > 1:01:09I can't believe that. I just..

1:01:12 > 1:01:13It's done.

1:01:17 > 1:01:20Yes, dear.

1:01:21 > 1:01:25Yeah. A broken dream, that's what that is, a shattered dream

1:01:28 > 1:01:30Mum...

1:01:30 > 1:01:31Try and go now.

1:01:32 > 1:01:35Oh.

1:01:39 > 1:01:40Oh, my God.

1:01:43 > 1:01:44Right.

1:01:44 > 1:01:48I need peace and quiet in the study for a couple of minutes, please

1:01:48 > 1:01:50Something important has arrived OK?

1:01:52 > 1:01:55Go away! I need peace and quiet so I can read it.

1:01:55 > 1:01:58Never mind. Our future.

1:02:07 > 1:02:10What?! Half a million pounds?

1:02:11 > 1:02:14You are getting half a million No. I mean...

1:02:18 > 1:02:20Fucking... Sorry.

1:02:24 > 1:02:26No, I'm not.

1:02:29 > 1:02:311.4, finished.

1:02:33 > 1:02:37And 1.8 after three years' decent trading. Christ.

1:02:37 > 1:02:40Hi, John, it's me, can you give me a ring soon as you get this, please?

1:02:40 > 1:02:43I've got the report, and it's worse than we could ever,

1:02:43 > 1:02:45ever have imagined.

1:02:45 > 1:02:46It's...good God!

1:02:49 > 1:02:52We're completely and utterly fucked.

1:02:56 > 1:02:57Oh, shit!

1:02:59 > 1:03:02That's us absolutely dead in the water.

1:03:02 > 1:03:04They're not going to lend us a penny.

1:03:06 > 1:03:07Have you read it?

1:03:09 > 1:03:11Yeah, fine, it's fine.

1:03:11 > 1:03:13Would you like to go and make some tea, darling?

1:03:13 > 1:03:16?500,000 today, as it stands.

1:03:18 > 1:03:21It's just...it's just...I don't...I don't know.

1:03:21 > 1:03:23I thought, "Is there a typing error?"

1:03:23 > 1:03:25But no, it's very clearly set out.

1:03:28 > 1:03:31Nobody could have thought this I don't know what to do.

1:03:34 > 1:03:35I mean, as you say...

1:03:35 > 1:03:37PHONE HANGS UP

1:03:43 > 1:03:44I do.

1:03:44 > 1:03:45Yeah.

1:03:51 > 1:03:54Yes. Absolutely.

1:03:54 > 1:03:58Can somebody check Oliver's shoes, please? Where?

1:04:00 > 1:04:01Bloody dog.

1:04:01 > 1:04:04I haven't stepped on it. Somebody has. Get your shoes off, all of you.

1:04:04 > 1:04:07Right, take your shoes outside I'm going to kill that little shit.

1:04:07 > 1:04:10I do not need any more. I just don't need this.

1:04:10 > 1:04:12What a disgusting dog! Bad dog

1:04:15 > 1:04:18She's just came in, she was trailing poo as she came in.

1:04:19 > 1:04:23Bloody hate this dog. What a fuck-up.

1:04:30 > 1:04:33Yeah.

1:04:35 > 1:04:37No, darling. I haven't really killed it.

1:04:37 > 1:04:40It's just a figure of speech.

1:04:40 > 1:04:42No, darling. No.

1:04:43 > 1:04:45She is in her bed, hiding.

1:04:48 > 1:04:50I don't think so. I think she's hiding in her bed.

1:04:50 > 1:04:53If she has got any sense, she would be hiding under her bed.

1:04:53 > 1:04:55Look, there she is there.

1:04:55 > 1:04:58No, she is lying in there as if she hasn't got a care in the world.

1:05:10 > 1:05:14Homeless, jobless... This was the job. This was the income.

1:05:23 > 1:05:24I do not know.

1:05:48 > 1:05:49No, nothing. Not a clue.

1:05:54 > 1:05:57I'm going to be dealing with a very, very anxious man.

1:06:03 > 1:06:04And I'm...

1:06:50 > 1:06:53Everybody knows house values have gone down,

1:06:53 > 1:06:55but we were thinking, worst-case scenario,

1:06:55 > 1:07:00they're going to have gone down to the level when we bought it.

1:07:00 > 1:07:01You know, what we paid for it.

1:07:01 > 1:07:05We never thought there would be a scenario where there'd be no money

1:07:05 > 1:07:10coming in whatsoever, which is the logical conclusion of the valuation.

1:07:10 > 1:07:12Because the loan-to-value ratio doesn't allow any

1:07:12 > 1:07:14further advances to be made.

1:07:14 > 1:07:17My worst-case scenario was that we'd have 500,000 or 600,000,

1:07:17 > 1:07:20and we'd just have to find a way to go through with that,

1:07:20 > 1:07:22but even that has been wiped out, completely.

1:07:22 > 1:07:26There's nothing. Potentially, there's nothing.

1:07:26 > 1:07:28Anyway, we'll have to see.

1:07:30 > 1:07:34And at least if we could get, you know, functions and a cafe going.

1:07:35 > 1:07:39I could, at least, pay the interest and stop us sinking further.

1:07:39 > 1:07:42Keep the table up there as it is, keep that end as it is, huge

1:07:42 > 1:07:44bunches of flowers, dress it up

1:07:44 > 1:07:46Shelf, mirrors...

1:07:46 > 1:07:48All right, it's not what he would like.

1:07:48 > 1:07:51And he likes everything done absolutely perfectly first time

1:07:51 > 1:07:55but if it's the case of getting it done by hook or by crook...

1:07:55 > 1:07:57Coat of paint, we're going to paint the walls

1:07:57 > 1:08:01Don't get me wrong, I think to open this incredibly smart four-star

1:08:01 > 1:08:04all-singing, all-dancing place would be great, but...

1:08:06 > 1:08:09Well, yes, and I still could be

1:08:09 > 1:08:14But I think, the fixation on getting that is just going to bring

1:08:14 > 1:08:16everything crashing down around it.

1:08:16 > 1:08:18We can't have that.

1:08:18 > 1:08:20Sanded and polished all the way through.

1:08:20 > 1:08:22I've got some big rugs for along here.

1:08:22 > 1:08:24Do it ourselves. Just start it somehow.

1:08:27 > 1:08:30I think he's realising we've no option.

1:09:00 > 1:09:01It might be a bit inflammatory

1:09:05 > 1:09:07I'm placing pots in the courtyard.

1:09:07 > 1:09:10Shall I just start putting them across...in line with the bottom

1:09:10 > 1:09:13trees to stop them coming beyond that point, beyond the tree line?

1:09:13 > 1:09:15Or is that too provocative right now?

1:09:15 > 1:09:19That is a really valuable space a beautiful space, and I think it

1:09:19 > 1:09:23will... Tables, chairs, umbrellas...

1:09:23 > 1:09:25We're just landscaping our garden.

1:09:30 > 1:09:32We've had a very stroppy letter from their solicitors saying,

1:09:32 > 1:09:37"Remove those plants. They're infringing on our client's rights."

1:09:40 > 1:09:42She said we should take the plants out as well.

1:09:44 > 1:09:47Right, I'm going to get another bay tree, just to annoy them.

1:10:00 > 1:10:03How dare they think they can throw us out of our courtyard?

1:10:15 > 1:10:18It's squatter's rights, as you or I would know them.

1:10:18 > 1:10:21They want all of that...they want to own that.

1:10:21 > 1:10:22Yes.

1:10:26 > 1:10:28Oh, yes, even stronger.

1:10:28 > 1:10:30What we thought what they were claiming prior to this was

1:10:30 > 1:10:32a right to use.

1:10:32 > 1:10:34You know, even if we didn't like it,

1:10:34 > 1:10:35they were claiming a right to use it.

1:10:35 > 1:10:38What they now are claiming is a right to own it.

1:10:40 > 1:10:42Am I just putting it on the floor?

1:10:42 > 1:10:44Yes, just go straight up to the top post.

1:10:44 > 1:10:46And remember not to step on the wet stuff.

1:10:54 > 1:10:58Really is, I can't believe it. It's really, really exciting.

1:10:58 > 1:11:01So, here is the new kitchen. It's beautiful.

1:11:03 > 1:11:0560 grand.

1:11:06 > 1:11:08Yeah. No matter how you try to cut costs.

1:11:23 > 1:11:25Well...

1:11:28 > 1:11:31We are stony broke. We've got credit cards.

1:11:32 > 1:11:35It's that bad, it's that bad.

1:11:37 > 1:11:40I'll fly down to the corner shop and buy some milk.

1:11:44 > 1:11:46Or I would if I had any money.

1:11:46 > 1:11:49I haven't even got enough for a pint of milk. Bloody hell.

1:11:49 > 1:11:51If we can just get safe,

1:11:51 > 1:11:56if we can just have enough money to pay the bills and stop

1:11:56 > 1:12:01sinking into debt, and just enough money to enable us to live here

1:12:02 > 1:12:03It's not a lot to ask.

1:12:09 > 1:12:10No.

1:12:12 > 1:12:14Aspiration?

1:12:29 > 1:12:31We need to make our food orders tonight,

1:12:31 > 1:12:34and get everything up and going and we're there, we're done.

1:12:34 > 1:12:37Somehow things have just come together in the last minute.

1:12:44 > 1:12:46Then we'll just have to pack our bags

1:12:46 > 1:12:49and slink off, tails between legs, I suppose.

1:12:49 > 1:12:51I don't know what we'd do.

1:12:51 > 1:12:53At least, even if we don't turn a profit,

1:12:53 > 1:12:55at least if we stop the funds haemorrhaging out.

1:12:55 > 1:12:57All the outgoings, even if we just stabilise it.

1:12:57 > 1:13:01Here, we are both so hopeful.

1:13:01 > 1:13:03You know, we're both still working so hard to try

1:13:03 > 1:13:05and put it right, that if we did have to go, it would

1:13:05 > 1:13:08be...I think it would be very painful for both of us.

1:13:10 > 1:13:13Not painful for the neighbours of course.

1:13:17 > 1:13:19We are open.

1:13:23 > 1:13:28The first pound coin that crosses my palm

1:13:28 > 1:13:30is the turning point.

1:13:38 > 1:13:39That's ?5, yeah.

1:13:39 > 1:13:40So that's right, then.

1:13:40 > 1:13:43Chipping away at an iceberg with a little toothpick.

1:13:51 > 1:13:52I have no idea.

1:13:52 > 1:13:54What's going on with that tea?

1:14:03 > 1:14:04It seems to be quite busy.

1:14:04 > 1:14:06I think we need more tables out there.

1:14:15 > 1:14:18Right, John. Is there any chance of delivering these? Yeah.

1:14:18 > 1:14:21And then can you give the table a wipe? Yeah.

1:14:35 > 1:14:37I don't think we've even covered the wages.

1:14:54 > 1:14:56We're just going to the city archives

1:14:56 > 1:14:59to hopefully uncover some information about

1:14:59 > 1:15:02the state of the courtyard.

1:15:02 > 1:15:04I'm hoping that we will find something

1:15:04 > 1:15:05that will put this whole thing to rest

1:15:05 > 1:15:07because it's just gone on long enough.

1:15:09 > 1:15:11Very early, I think perhaps...

1:15:18 > 1:15:20It's the world over, isn't it?

1:15:20 > 1:15:22It's the courtyard, that's the issue.

1:15:22 > 1:15:24Yes. Look at that.

1:15:25 > 1:15:26Good grief.

1:15:28 > 1:15:301980.

1:15:31 > 1:15:34Then they're going to claim prescriptive right for parking.

1:15:34 > 1:15:37This is what they want to do, you see...just park.

1:15:39 > 1:15:40I'm afraid it does.

1:15:45 > 1:15:47Oh, dear.

1:15:52 > 1:15:54It's a silly thing,

1:15:54 > 1:15:57everybody else manages to get their bins in,

1:15:57 > 1:15:59and yet...

1:15:59 > 1:16:00this woman...

1:16:02 > 1:16:04..leaves her bin in our entrance.

1:16:09 > 1:16:10Yes.

1:16:13 > 1:16:17The reality is that area of land is lost to us. It's gone.

1:16:17 > 1:16:19We can't use it. We can't access it.

1:16:19 > 1:16:20We can't do a thing to it.

1:16:20 > 1:16:23We have no control any more over our own property.

1:16:23 > 1:16:25The squatters have won.

1:16:38 > 1:16:40I'm not sleeping, I can't eat.

1:16:43 > 1:16:46Waking at three in the morning I hate going outside now.

1:16:48 > 1:16:51You have to steel yourself and walk out

1:16:51 > 1:16:53because you can't let them see what it's doing to you.

1:17:06 > 1:17:07It will pass.

1:17:10 > 1:17:11And we'll be here still.

1:17:26 > 1:17:27Well...

1:17:30 > 1:17:31It will pass.

1:17:31 > 1:17:33This will succeed.

1:17:34 > 1:17:36And we can sail off into the sunset.

1:17:41 > 1:17:43Failing that, I'll drink myself into an early grave.

1:17:58 > 1:18:00A couple of weeks ago we were sort of walking around

1:18:00 > 1:18:02and had this huge sense of pride that we've done it,

1:18:02 > 1:18:06against all the odds, we've actually... We were here

1:18:06 > 1:18:07So...

1:18:11 > 1:18:13Well, it's a project.

1:18:13 > 1:18:15We don't have the luxury of

1:18:15 > 1:18:18wondering whether we should not have done this,

1:18:18 > 1:18:20or we should not continue to do it.

1:18:20 > 1:18:23We have to do it, having embarked up on it.

1:18:23 > 1:18:29It's not... It's not a project that you can abandon part way through.

1:18:29 > 1:18:30So...

1:18:33 > 1:18:36Well, that's a hypothetical question

1:18:36 > 1:18:39MUSIC: "For The Dead Men" by Lucy Ward

1:18:56 > 1:18:57Well, actually John said,

1:18:57 > 1:18:59like he and I were sort of a..

1:18:59 > 1:19:02What's he described us?

1:19:02 > 1:19:05A folie a deux. That was it.

1:19:05 > 1:19:09Either one of us would never have taken this place on without the

1:19:09 > 1:19:11"Go on, we can do it. Go on."

1:19:11 > 1:19:12Yeah.

1:19:14 > 1:19:16No, he's been cremated.

1:19:20 > 1:19:26And we're going to scatter him at Alnmouth Beach,

1:19:26 > 1:19:29the beach at High Buston he loved so much.

1:19:32 > 1:19:36I left him for a minute to go to the kitchen, came back

1:19:36 > 1:19:40and he was on the floor.

1:19:40 > 1:19:42And...

1:19:42 > 1:19:44he...he died.

1:19:46 > 1:19:50Just...no attempt to save himself, nothing, he was just gone.

1:19:56 > 1:19:57Just...

1:20:02 > 1:20:05His heart's just stopped and he died.

1:20:08 > 1:20:11So, you know, you've got the,

1:20:11 > 1:20:14"Never get sick, never get old,

1:20:14 > 1:20:15all of this,

1:20:15 > 1:20:17which sounds great, but...

1:20:18 > 1:20:20Then on the other hand,

1:20:20 > 1:20:23a bit more time wouldn't have been unreasonable

1:20:23 > 1:20:24And it's so unfair.

1:20:26 > 1:20:27Are you OK? Yeah, I'm all right.

1:20:29 > 1:20:33All the work, everything we did

1:20:33 > 1:20:36and he never gets to benefit from any of it.

1:20:43 > 1:20:44It's just not fair.

1:20:46 > 1:20:51It was just...his time, I suppose, but it's not fair.

1:20:53 > 1:20:56It's not fair on me, it's not fair on the children

1:20:56 > 1:20:57and it's really not fair for him.

1:20:59 > 1:21:01He deserved better than this.

1:21:01 > 1:21:07# A generation left to crawl

1:21:07 > 1:21:14# With cuts to public services and national health reform

1:21:16 > 1:21:24# It's all for one and none for all I guess we've been here before

1:21:26 > 1:21:34# For the dead men I sing my song... #

1:21:34 > 1:21:37We've got 11 rooms up here,

1:21:37 > 1:21:39seven of which developed.

1:21:39 > 1:21:42I'm hoping in the course of time to be able to do the next four

1:21:42 > 1:21:45And we want to bring in more small, high-end weddings.

1:21:45 > 1:21:49They are great. And, ironically ..

1:21:49 > 1:21:51funerals, we do funerals very well.

1:21:55 > 1:21:58# Stand up and take to the streets

1:21:58 > 1:22:03# They can't ignore us if we all choose to speak

1:22:03 > 1:22:07# Stand up and take to the streets

1:22:07 > 1:22:12# They can't ignore us if we all choose to speak

1:22:12 > 1:22:17# Stand up and take to the streets

1:22:17 > 1:22:27# They can't ignore us if we all choose to speak. #

1:22:29 > 1:22:33Subtitles by Red Bee Media Ltd