The Great Car Crash Con

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0:00:05 > 0:00:12They turned out and hit me on the side, the front driver's side. Can

0:00:13 > 0:00:18you confirm the area of damage on your vehicle? I don't know if it is

0:00:19 > 0:00:27front, back whatever. They thought they could beat the system. They

0:00:28 > 0:00:35call and insurance companies out of thousands by faking crashes. Meet

0:00:36 > 0:00:39the Yandells, they ever owned a small garage. All these collisions,

0:00:40 > 0:00:46they are all connected. They are not random, they are all connected. They

0:00:47 > 0:00:51got away with it from years before they got caught by their own CCTV.

0:00:52 > 0:00:59For three years, we have been with the police have a close in on the

0:01:00 > 0:01:11gap. This is the inside story. This lady here is under arrest.

0:01:12 > 0:01:23Please can I help. I have just been attacked by a guy of Blackwood Road.

0:01:24 > 0:01:34He has taken my car. A call recording a theft of a Renault

0:01:35 > 0:01:41Megane is about to kick off an investigation into one of the

0:01:42 > 0:01:47biggest cons Wales has ever seen. The car was in the garage. They

0:01:48 > 0:01:53already suspected that the Garrard, then called easy fix, was a centre

0:01:54 > 0:02:00of a trade in stolen vehicles. Officers responded to the

0:02:01 > 0:02:06information. Doors are closed for the evening solely at the G. Holder

0:02:07 > 0:02:11to turn up, -- key-holder to turn up, a man called Yandell. They found

0:02:12 > 0:02:26a Renault Megane completely stripped. Mr Randall was duly

0:02:27 > 0:02:31arrested. Andy Cullen and his team moved fast. They identified 20

0:02:32 > 0:02:35stolen vehicles. All that remained of some of them were the tax discs.

0:02:36 > 0:02:40The police were about to make an even more important discovery. One

0:02:41 > 0:02:46of these search officers was pulling his way through paperwork. Can you

0:02:47 > 0:02:52have a look at this site, please? On this piece of paper, with the

0:02:53 > 0:03:02effect, "What we say to the insurance company." At that time, we

0:03:03 > 0:03:09had a lot of crash for cash claims. I thought, hang on, we have a a lot

0:03:10 > 0:03:14of cars here in some state, I want every piece of paper. Something else

0:03:15 > 0:03:22got there I ended was to prove the gang's undoing. A hard drive with 21

0:03:23 > 0:03:30days of footage from the Garrard's for security cameras. The gang had

0:03:31 > 0:03:37been caught before they had time to buy it. They put it up for security

0:03:38 > 0:03:39purposes but they were worried about damage to their property and other

0:03:40 > 0:03:46criminals possibly breaking into their yard. Clever if you stay under

0:03:47 > 0:03:54the radar but extremely stupid if you film the criminality you are

0:03:55 > 0:04:02involved in. Four years later, police would be to families who were

0:04:03 > 0:04:13involved in Wales's biggest insurance fraud. Man-mac, owner of

0:04:14 > 0:04:27the garage. His father, Peter. -- Byron Yandell. Michelle Yandell, his

0:04:28 > 0:04:34mother, Rachael, his wife and Gavin... Hello. Ireland's brother.

0:04:35 > 0:04:38And there was another family, the Callaghan 's. Brothers Patrick and

0:04:39 > 0:04:49Anthony and his partner, Jennifer Cosh. What started with a phone call

0:04:50 > 0:04:52about a stolen card and into an conjugated investigation involving

0:04:53 > 0:04:58almost 90 suspects. It you can almost two and a half years to get

0:04:59 > 0:05:02it all through the goals. Leeds United is more than car theft. It

0:05:03 > 0:05:15was a cash for trash can. Police realised. How big, they didn't know.

0:05:16 > 0:05:26Operation Dynamo is in action. -- Operation Dino. Here is Sara Morris

0:05:27 > 0:05:33working particularly with social media like Facebook. This man has

0:05:34 > 0:05:36the onerous task of dealing with CCTV. Finally, DC Jon Parkinson

0:05:37 > 0:05:39speaking to witnesses and gathering evidence from insurance companies

0:05:40 > 0:05:48and identifying the people we need is the issue. There was a suggestion

0:05:49 > 0:05:50that they wanted to steal their CCTV back. Consequently, we have

0:05:51 > 0:06:06everything stolen in our jurisdiction. These boxes contain

0:06:07 > 0:06:10material, exhibits that have been brought to our attention. We have in

0:06:11 > 0:06:19excess of 500 witness statements of over 2500 incidents. Totalling

0:06:20 > 0:06:24hundreds of thousands of pages. The investigation centred on a

0:06:25 > 0:06:29number of things. This is just my memoir, there are about 20 names on

0:06:30 > 0:06:34your. That is a whole vehicle and then you can add to this one that is

0:06:35 > 0:06:41just a tax disc. Lots of money's word here. Lots of people's Rice

0:06:42 > 0:06:45affected as a result. Close buddy of the CCTV revealed all

0:06:46 > 0:06:48kinds of criminal activity. It looked like vehicles were being

0:06:49 > 0:06:54stolen for their parts to repair other cars that are deliberately

0:06:55 > 0:07:02damage or insurance pay-outs. -- close studies. This happened

0:07:03 > 0:07:0810:26am. We see him dismantle the van, removing the bonnet, removing

0:07:09 > 0:07:13the bumper venue from rail, the side doors, the real doors and then the

0:07:14 > 0:07:21engine. This is dismantling of parts they can be use. We have Jonathan

0:07:22 > 0:07:29Fuller in the white, I remind LME -- Byron Yandell any stripy top. Gavin

0:07:30 > 0:07:31and Jonathan are stripping the car down with the owner of the garage

0:07:32 > 0:07:42obviously in the whole project really. By 1244 PM they have removed

0:07:43 > 0:07:52evil engine. You can see they have completely removed from the

0:07:53 > 0:07:55fittings. By 14:20pm, wheels are off and they are on their way to

0:07:56 > 0:08:01whatever scrap or they will dispose of. When you stand the stolen, the

0:08:02 > 0:08:06owner was deprived of his livelihood. Not just the vehicle by

0:08:07 > 0:08:09thousands of pounds of tools within. They always say a picture paints a

0:08:10 > 0:08:17thousand words so it has been invaluable throughout. DC Sara

0:08:18 > 0:08:20Morris look for clues through social media. Police suspected there were

0:08:21 > 0:08:26links between the people who claim their cars had been crashed but she

0:08:27 > 0:08:30had to prove it. In all of these collisions, they are all connected.

0:08:31 > 0:08:33They are not just members of the public, they are all connected, you

0:08:34 > 0:08:41look to the garage or through the Yandell family or to the Callaghan

0:08:42 > 0:08:45family. They denied all knowledge of others involved in the collisions

0:08:46 > 0:08:48but they had pictures on Facebook for all the world to see, showing

0:08:49 > 0:08:55exactly how well they all knew each other. This person here is clear

0:08:56 > 0:09:02Davis. This is our partner who is now deceased. This person here is

0:09:03 > 0:09:08Patrick Callaghan. It shows that he clearly attend this event. This is

0:09:09 > 0:09:11captured from the same event. Here, honestly and again, you've got

0:09:12 > 0:09:18Claire and Ian and this lady here is Jennifer Cosh. What we are saying

0:09:19 > 0:09:24when they say about the associations is that Lorraine Fitzpatrick had a

0:09:25 > 0:09:27collision with Patrick Callaghan, and shows that he clearly attend

0:09:28 > 0:09:34this event. They are friends and associates. So, what are the

0:09:35 > 0:09:42janitors in the crashing into a friend or relative? Quite high if

0:09:43 > 0:09:48you are a Yandell or a Callaghan. DC Parkinson has spent hundreds of

0:09:49 > 0:09:53hours interviewing witnesses. The investigation is uncovering an

0:09:54 > 0:09:55extraordinary number of suspects. The police concentrated on 90

0:09:56 > 0:10:02appeared to have made a false insurance claim is through Easifix.

0:10:03 > 0:10:09We are having to. The eyes and crossed the keys. We are pushing it

0:10:10 > 0:10:10towards the Crown Prosecution Service to think the people before

0:10:11 > 0:10:24the court. So-called crash for cash is an

0:10:25 > 0:10:30insurance fraud and it is a big problem for them. It cost the

0:10:31 > 0:10:36industry ?340 million last year. The insurance industry is always been a

0:10:37 > 0:10:42target for criminals in respect of what is commonly known as crash for

0:10:43 > 0:10:48cash. Vehicles have been driven into each other so there is damage on

0:10:49 > 0:10:54both vehicles. They haven't been driven into each other at the time,

0:10:55 > 0:10:59date and place aged and the people within them were not within them. A

0:11:00 > 0:11:04variety of different people say that they were in the vehicle, injured

0:11:05 > 0:11:10during that collision and make a substantial amount of money on the

0:11:11 > 0:11:15back end of doing so. A false whiplash claim and bridging several

0:11:16 > 0:11:19thousand pounds in your pocket for something that did not happen. Crash

0:11:20 > 0:11:28investigator PC Chris Barnard was brought into the Operation Dino team

0:11:29 > 0:11:34to investigate the collisions. I crashing cars, he said he can work

0:11:35 > 0:11:38out how damage is likely to occur. Those unique marks are left on new

0:11:39 > 0:11:43vehicle so, what was happening at a particular time is written into the

0:11:44 > 0:11:47structure of the damage. It is just a question of reading that damage

0:11:48 > 0:11:55and playing the events backwards to see if they may fit with the

0:11:56 > 0:12:01scenario that was claimed. You can see that there is danger,

0:12:02 > 0:12:09Green paint here, running through the whole scene -- blue paint and

0:12:10 > 0:12:12green paint. We have these horizontal marks that match the same

0:12:13 > 0:12:18height as that, that all makes sense. He was soon to prove that

0:12:19 > 0:12:29hardly any of the Easifix collisions make any sense at all. If any of the

0:12:30 > 0:12:37scammers thought that insurance fraud was a victimless crime, they

0:12:38 > 0:12:51were wrong. That's my little Blue Cross. She mounted the bonnet and

0:12:52 > 0:12:56boost the bonnet up. Corsa --. There is a scratch they are and they

0:12:57 > 0:13:03scratch there. The 70 fraudulent collisions police investigated, one

0:13:04 > 0:13:12stood out. What happened in this car park in Caerphilly four years ago,

0:13:13 > 0:13:15would like a real accident. It started in front of me and I stopped

0:13:16 > 0:13:24behind. Only say, there was someone crossing. I could see this bar would

0:13:25 > 0:13:30in the car. Next thing I knew, she was actually on my bonnet, she had

0:13:31 > 0:13:35reversed back. It frightened the life out of me because I just did

0:13:36 > 0:13:37not expect that at all. When she got out of the car, she was most

0:13:38 > 0:14:04apologetic. No sound. The elves got up from the

0:14:05 > 0:14:09car. I didn't think to go and check. But she had my address, I had her

0:14:10 > 0:14:15address and insurance details. I stood there and I shook. She drove

0:14:16 > 0:14:20off and then I saw her walking in to Morrisons. I drove and found the

0:14:21 > 0:14:26nearest spot and just sat there and cried.

0:14:27 > 0:14:37I advised her to call the police, because, just in case thing happened

0:14:38 > 0:14:41afterwards. Best let the police know so that the police had been

0:14:42 > 0:14:47informed. That call proved to be crucial. What

0:14:48 > 0:14:52Jane did not know yet, at home that night, was that she had got herself

0:14:53 > 0:14:53mixed up with the Easifix gang. And her problems were only just

0:14:54 > 0:15:03beginning. Hundreds of hours of CCTV video

0:15:04 > 0:15:08revealed to the police the disturbing picture of how the gang

0:15:09 > 0:15:12was operating. Byron Yandell's Father Peter was

0:15:13 > 0:15:18co-owner of Easifix, and registered disable. He was claiming disability

0:15:19 > 0:15:24benefits and had a smart BMW, subsidised by the taxpayer under the

0:15:25 > 0:15:30Motability scheme. But DC Adams could see from the CCTV

0:15:31 > 0:15:34that Peter's disability didn't prevent him from lifting stolen car

0:15:35 > 0:15:39parts. We have Peter here carrying what

0:15:40 > 0:15:42looks like a prop shaft or some sort of iron object. He appears to be

0:15:43 > 0:15:45carrying that with no difficulty whatsoever, bearing in mind his bad

0:15:46 > 0:15:53back. It looks quite easy. It is part of an axle. He is able to lift

0:15:54 > 0:15:56it off on the back of a temper. He had also been seriously abusing

0:15:57 > 0:16:01the Motability scheme. Peter Yandell was registered

0:16:02 > 0:16:13disabled. He was in possession of the Motability vehicle, a moped Joel

0:16:14 > 0:16:15BMW. -- a BMW. That BMW was rented out to Patrick Callaghan, breaching

0:16:16 > 0:16:19the rules and regulations of the Motability scheme.

0:16:20 > 0:16:24It got worse. Peter Yandell decided to write off this vehicle in stage

0:16:25 > 0:16:28collision involving a family friend Simon Jones. Jones' van was faulty

0:16:29 > 0:16:34and needed expensive repairs. While the Yandells wanted to make money

0:16:35 > 0:16:40from fake personal injuries. The van was pulling out from a side

0:16:41 > 0:16:44road into the path of the BMW. The BMW claimed it struck the ban as the

0:16:45 > 0:16:49van was pulling out and turning right.

0:16:50 > 0:16:53A number of injuries were claimed. Police think Jones was told to be

0:16:54 > 0:16:57the at fault driver. I turned out and he hit me in the

0:16:58 > 0:17:00front driver 's side. What damage has done to your

0:17:01 > 0:17:05vehicle? The frontside is crushed.

0:17:06 > 0:17:17Was anyone injured in your vehicle? I cut my eye.

0:17:18 > 0:17:20When PC Goddard examined photos from the insurance companies, he could

0:17:21 > 0:17:29see straightaway the damage did not match the claimant's description.

0:17:30 > 0:17:32You would expect the frontside of the BMW to make the first point of

0:17:33 > 0:17:37contact, that was not the case in reality. What actually happened was

0:17:38 > 0:17:44that the entire broadside of the van received damage. Much wider than the

0:17:45 > 0:17:52five series BMW could actually inflict. There was no evidence at

0:17:53 > 0:17:58all that the ban was moving when it received its impact.

0:17:59 > 0:18:03It had to be towed away. OK. Do you know we're vehicle is at the

0:18:04 > 0:18:07minutes? Yeah, bumpy max.

0:18:08 > 0:18:15Simon Jones got ?2200 for his written off van. And popo got ?1100

0:18:16 > 0:18:23for storage of the van. And to people going to be entered, they

0:18:24 > 0:18:27were all lying. -- Easifix got 2200. Jones called the hospital about is

0:18:28 > 0:18:30injuries before the accident, something the insurance company

0:18:31 > 0:18:33could not have known before it paid out.

0:18:34 > 0:18:38On the face of it, a fairly new BMW but you're driving around in, why

0:18:39 > 0:18:41would you try and write it off? The reason being, if you have a

0:18:42 > 0:18:46Motability vehicle, and you are not the artform driver, but ability will

0:18:47 > 0:18:52just give you a new one. It is means for them to make money in that scam

0:18:53 > 0:18:59-- at fault driver. Byron and mutual Randall get some

0:19:00 > 0:19:04part of the referral commission for the recovery of those vehicles.

0:19:05 > 0:19:08Peter Yandell's Motability car was written off and went to the scrap

0:19:09 > 0:19:10dealer. As we will find out later, that was not the end of the story as

0:19:11 > 0:19:25far as this car was concerned. As Operation Dino progressed, and

0:19:26 > 0:19:33evidence of 70 claims over two years were fraudulent. They all seem to

0:19:34 > 0:19:40lead back to Easifix, and at its centre, was Byron and his family.

0:19:41 > 0:19:45They had left behind a digital trail and DC Morris was onto it. She could

0:19:46 > 0:19:50see what they had been up to. This is a game from the wedding,

0:19:51 > 0:19:54captured from Facebook. What I have detailed around it is all the names,

0:19:55 > 0:19:59who they are, and how many claims they had been involved in. Rachel

0:20:00 > 0:20:04Yandell has been involved in three claims. The husband, Byron Yandell,

0:20:05 > 0:20:11four claims. And as you go on, you can see, how many planes just this

0:20:12 > 0:20:16small family unit has made. -- harmony claims. But the family

0:20:17 > 0:20:19had orchestrated dozens more claims by farming at collisions to the

0:20:20 > 0:20:25Callaghans and at least 19 friends and relatives.

0:20:26 > 0:20:27If you look through the collisions, there is a clear divide,

0:20:28 > 0:20:34geographically with the people involved. Easifix is in Blackwood,

0:20:35 > 0:20:38the Yandells M Blackwood. You can see a large proportion of those

0:20:39 > 0:20:43involved in the Blackwood area. Your sad people from Caerphilly and

0:20:44 > 0:20:49Cardiff who get involved which is where the Callaghans the men. If you

0:20:50 > 0:20:52went in the associates, make it bigger, it is less suspect, really.

0:20:53 > 0:20:56If you have people from Caerphilly crashing into people from Blackwood

0:20:57 > 0:21:02Rather than two neighbours crashing into each other. It just adds that

0:21:03 > 0:21:05bit of distance between the two. And then you have the friends and

0:21:06 > 0:21:12more distance family on the outskirts. Thinking, I can jump in

0:21:13 > 0:21:18here, and get 15,000- ?2000 for a quick whiplash. Nolan will know,

0:21:19 > 0:21:23it's OK to do it. -- no one will note.

0:21:24 > 0:21:28Two years into their enquiry, and police acting on a tip-off that

0:21:29 > 0:21:33there is more evidence heading at popo. It has a new name and a new

0:21:34 > 0:21:37owner. He's running a legitimate business, but for safer hemp, the

0:21:38 > 0:21:45inspector still has to call. Evidence heading at bumpy max.

0:21:46 > 0:21:48We are looking for any vehicle identification plates.

0:21:49 > 0:21:52The Operation Dino team think that items dumped on wasteland or in

0:21:53 > 0:21:58cavity walls might give them new leads.

0:21:59 > 0:22:06The search of cavity walls drew a blank, but there were some finds in

0:22:07 > 0:22:13the undergrowth will stop. If we find out whose license this

0:22:14 > 0:22:16was, and we can find out why it was discarded in wasteland next to a

0:22:17 > 0:22:21garage involved in criminality. There are numberplates there, and

0:22:22 > 0:22:27this is a line of enquiry for us to follow.

0:22:28 > 0:22:31Do we believe that other stolen vehicles or answer out there, and

0:22:32 > 0:22:35that means there is a victim of crime out there whose crime has not

0:22:36 > 0:22:39been detected. And they do not have the opportunity to possibly get

0:22:40 > 0:22:45compensated for their loss. So it is important.

0:22:46 > 0:22:49The police were puzzling over the vehicles and collisions. They

0:22:50 > 0:22:56suspected they had not been involved in real accidents, but they looked

0:22:57 > 0:23:02as if they had. How? Where? And when was this happening?

0:23:03 > 0:23:06Two vital bits of footage revealed the answers. It was claimed that a

0:23:07 > 0:23:13collision took place two miles away from Easifix between two Audis.

0:23:14 > 0:23:18Driven by Ross Mazurczak and Lee Evans. Lyn Evans, Lee's mother was a

0:23:19 > 0:23:24passenger and claims for personal injury.

0:23:25 > 0:23:31This was the Audi, Ross' Audi, driven by Ross. They are supposedly

0:23:32 > 0:23:36going to be involved in a collision between that Audi and Lee Evans' red

0:23:37 > 0:23:41Audi at 3pm on the Llanbradach bypass.

0:23:42 > 0:23:52This is Lee now driving his red Audi, which was in the right yard.

0:23:53 > 0:23:57He should be on Llanbradach bypass being involved in an accident at

0:23:58 > 0:24:01this stage. Now at 12 minutes pass, Lee Evans is there, he is not

0:24:02 > 0:24:08injured, his vehicle is not injured the win damaged either.

0:24:09 > 0:24:12This is the 24th, a Sunday morning. Ross in his Audi with no damage to

0:24:13 > 0:24:18the front and whatsoever. But it was written off in a collision on the

0:24:19 > 0:24:2522nd. Here is Ross. And that is Lee Evans. They claim the do not know

0:24:26 > 0:24:28one another. Just to claim the details we have

0:24:29 > 0:24:31the other driver for the third-party?

0:24:32 > 0:24:37Lee Evans. Was there any passengers in the third-party vehicle?

0:24:38 > 0:24:41I think there was a woman, someone in the passenger seat I think. I

0:24:42 > 0:24:50don't know whether it is as partner or mother.

0:24:51 > 0:24:54Again, Lee Evans and Lyn Evans, both allegedly suffering whiplash at this

0:24:55 > 0:24:57moment in time. A couple of the days after the alleged collision. But

0:24:58 > 0:25:03received personal injury pay-outs Jude to the pain and suffering from

0:25:04 > 0:25:12this particular suffering the collision, which is not evident.

0:25:13 > 0:25:16-- Q2. Between the CCTV cameras they have the top, there was a blind

0:25:17 > 0:25:22spot. Police worked out, this is where the cars were damaged.

0:25:23 > 0:25:26There it goes. It is going backwards. But to get the damage on

0:25:27 > 0:25:32the back end of this Audi, and the front end of the other one, they

0:25:33 > 0:25:36reversed this one. You can see, it reverses at speed.

0:25:37 > 0:25:40Out of sight, the two Audis have collided. The next time one is seen,

0:25:41 > 0:25:47the back is damaged. This is the damage now that is

0:25:48 > 0:25:53reported to the insurance company. They maintain it with Rather and 3pm

0:25:54 > 0:25:59on Friday afternoon, but the damage is done on a Sunday afternoon in a

0:26:00 > 0:26:07quiet industrial state in Blackwood. Every possible angle to make money,

0:26:08 > 0:26:12they have used. From thousands of pounds on higher, to PI referrals,

0:26:13 > 0:26:21storage, recovery, personal injury claims themselves. It is just one

0:26:22 > 0:26:26big conveyor belt of money. They are running a business, purely and

0:26:27 > 0:26:27simply, on the proviso that their friends and family are involved in

0:26:28 > 0:26:36car accidents. And one of those moneymaking schemes

0:26:37 > 0:26:43was charging for replacement hire cars that went needed, or sometimes

0:26:44 > 0:26:45didn't even exist. Remember how Peter Yandell was

0:26:46 > 0:26:51hiring at his Motability car against the rules? There was also this

0:26:52 > 0:26:54Astra. We have a higher vehicle which is on

0:26:55 > 0:26:59paper are being rented out to a person involved in a collision, but

0:27:00 > 0:27:04it never leaves the compound. There is even? Whether it can drive on the

0:27:05 > 0:27:07road, because they have to push it back and forward on a trolley jack.

0:27:08 > 0:27:12Syriza question of its mechanical fitness for the road.

0:27:13 > 0:27:16And they claim for hiring to two people at the same time. Lee Evans,

0:27:17 > 0:27:23falling his fake crash in the Audi, and Rachel Yandell call the win,

0:27:24 > 0:27:29following one of horrors. This case cost to insurance companies several

0:27:30 > 0:27:33thousands of pounds between them. Many of the crashes were supposed to

0:27:34 > 0:27:38have happened here, in Blackwood, just around the corner from Easifix.

0:27:39 > 0:27:43Interestingly, for eight company which and own any recovery truck of

0:27:44 > 0:27:48their own, it is quite fortunate that the collisions happen at this

0:27:49 > 0:27:52junction we are about to come up to now. This particular junction,

0:27:53 > 0:27:58members of the Yandell family had collisions at. It is a very busy

0:27:59 > 0:28:03road this. It allegedly had collisions at times of day where

0:28:04 > 0:28:08traffic congestion would have been very, very busy, had there been an

0:28:09 > 0:28:16accident there. But we have had no reports of that.

0:28:17 > 0:28:20In fact, police suspect that none of the crashes happened back there at

0:28:21 > 0:28:24all. And it was the next bit of CCTV footage that was the clincher,

0:28:25 > 0:28:30giving the police the clearest evidence yet that the gang was

0:28:31 > 0:28:34smashing cars themselves. It is 18:35, and the Land Rover that

0:28:35 > 0:28:41allegedly had a collision at 10-2-macro: 30. According to the

0:28:42 > 0:28:44insurance games, Land Rover driven by Roger Phillips collided with a

0:28:45 > 0:28:49silver BMW driven by his nephew, Gavin Yandell.

0:28:50 > 0:29:05Two other people claimed for injury. Collisions expert Chris Goddard was

0:29:06 > 0:29:12deliberately not shown any Easifix CCTV so as not to influence his

0:29:13 > 0:29:16assessment. It was clear that the BMW was stationary because of the

0:29:17 > 0:29:24Mark Sunny side of the door. We don't know what struck the Land

0:29:25 > 0:29:28Rover. That is an Byron Yandell driving the vehicle which is

0:29:29 > 0:29:31completely intact, no damage caused at all but allegedly written off at

0:29:32 > 0:29:37all but allegedly written offer 10:30am. Again, 17 to 146, we have a

0:29:38 > 0:29:44whole host of people around this vehicle. Anthony Callaghan is

0:29:45 > 0:29:52driving it now, Patrick Callaghan, his brother, is looking on. Adam

0:29:53 > 0:29:54Fairclough and Byron Yandell, everybody is around the vehicle and

0:29:55 > 0:29:57it is fair to say that everybody knows what it is about to happen.

0:29:58 > 0:30:05And not the first they have done this. We still don't know why this

0:30:06 > 0:30:08particular half decent looking vehicle was damaged, didn't have a

0:30:09 > 0:30:16mechanical fault? It is now being placed in the blind spot by Byron.

0:30:17 > 0:30:23Now, it is 6:45pm and it is coming into shot. It is now outside

0:30:24 > 0:30:27Easifix, Byron is driving it and Patrick Callaghan is at the bottom,

0:30:28 > 0:30:32Anthony is there. You look at Gavin's reaction, he is really

0:30:33 > 0:30:38wincing, he has just seen something and what he has seen is that Land

0:30:39 > 0:30:42Rover being driven into the BMW. They are not happy with the level of

0:30:43 > 0:30:50damage they have just inflicted there, look at Gavin two into shot

0:30:51 > 0:30:56and only goal again. That is the Land Rover being driven in for a

0:30:57 > 0:31:01second time into a BMW. Now it looks completely undamaged being driven

0:31:02 > 0:31:08back into the back of the yard. It has caused damage to the BMW, we

0:31:09 > 0:31:14never see a BMW only CCTV again. The next time any of us see any footage

0:31:15 > 0:31:25of that, it is actually inside the yard when we do a search.

0:31:26 > 0:31:32Two days later and because the Land Rover has stood up so well to

0:31:33 > 0:31:40punishment, the Easifix gang decide to have another go. With a forklift

0:31:41 > 0:31:43truck. The Land Rover which is outside being driven by Ashley

0:31:44 > 0:31:59Norris into the rear of that damage is further. Driven the Land Rover

0:32:00 > 0:32:03into the back of the forklift. Again, like with the BMW, they are

0:32:04 > 0:32:11not happy with doing it once so they have another goal. A bit further

0:32:12 > 0:32:18back this time. As you can see, the hazard lights have, on and more

0:32:19 > 0:32:24damage now to the front of that. The Lee Evans is back there and you can

0:32:25 > 0:32:30see one of the light has come off. To add yet more damage, Byron

0:32:31 > 0:32:37Yandell attacked it with a hammer. Which is amusing everybody involved

0:32:38 > 0:32:45and Byron himself. Then they set off the airbags. This alone is enough to

0:32:46 > 0:32:49write off the vehicle. You can see the white just coming out of the

0:32:50 > 0:32:53steering wheel there. If the airbags have gone off, certainly on a

0:32:54 > 0:32:57vehicle like this, you can wrap up how fast you are going, therefore

0:32:58 > 0:33:02how injured you are going to be if the airbags have gone off, which

0:33:03 > 0:33:09then could have some sway in what kind of personal injury you get. The

0:33:10 > 0:33:12gang were caught red handed and they had filmed themselves doing it. It

0:33:13 > 0:33:20was just the evidence police needed. And there was more. While this

0:33:21 > 0:33:25vehicle damage was invented, sold to the personal injuries. Time for a

0:33:26 > 0:33:41fictitious passenger to get on the phone to the insurance company.

0:33:42 > 0:33:46The colour is Florence Phillips, Gavin and Byron's grandmother. She

0:33:47 > 0:34:01is pretending to be a passenger in the Land Rover.

0:34:02 > 0:34:04She is clearly be encouraged, you can hear her son, Roger, in the

0:34:05 > 0:35:00background telling her what to say. If you listen to the recording of

0:35:01 > 0:35:09Florence, it's got a free two laps in the office initially to listen to

0:35:10 > 0:35:24it. -- HQ alas. She didn't even know where the damage had been caused.

0:35:25 > 0:35:32When you look back on it now in reflection, and we all set as a

0:35:33 > 0:35:36team, why did they get to involve? She is their grandmother? It

0:35:37 > 0:35:40subsequently turned out she has medical issues and they should have

0:35:41 > 0:35:47never gotten involved in the first place. She is an elderly lady, 70

0:35:48 > 0:35:49years old, ill health, but they used to and that was Byron's own

0:35:50 > 0:35:56grandmother that they dragged into this. Hello, you are free to carry

0:35:57 > 0:36:04at the claims department. Admiral insurance paid Florence for her

0:36:05 > 0:36:07injury, adding ?11,000 more than the gang had written off. The insurance

0:36:08 > 0:36:13company paid out more than 12 hours and bounds. It did not happen anyway

0:36:14 > 0:36:21Google told it happened. Sue Evans is Admiral's head of fraud. You are

0:36:22 > 0:36:25responsible for the accident having pulled out into the path of that

0:36:26 > 0:36:28vehicle. The job claims handle suspect anything at that stage? At

0:36:29 > 0:36:35that stage, no. Absolutely nothing. Those who are processes and,

0:36:36 > 0:36:38although we have quite a robust system sitting behind the phone

0:36:39 > 0:36:44calls and a predictive system trying to identify the fraudulent claims,

0:36:45 > 0:36:50on this occasion, it did not like that there was an issue with this

0:36:51 > 0:36:55particular incident. They were just getting away with people not

0:36:56 > 0:37:00bothering to look into much detail. Police say that if both insurance

0:37:01 > 0:37:02companies involved have asked the claimant 's tough questions,

0:37:03 > 0:37:09fraudulent claims might have been avoided. There was nothing on those

0:37:10 > 0:37:14vehicles that confirms the story at all. The insurance companies were

0:37:15 > 0:37:24not verifying the accounts given with the physical evidence on the

0:37:25 > 0:37:31vehicles. Police say that insurance operators should ask further

0:37:32 > 0:37:37questions. We are trying to read out these fraudsters. We don't want to

0:37:38 > 0:37:41hinder the payment of genuine claims. We need to get them over and

0:37:42 > 0:37:47done with as quickly as possible and get them back on the road. If

0:37:48 > 0:37:51insurance companies did more to prevent fraud, perhaps there would

0:37:52 > 0:37:54be fewer victims like Jane Lawrence. Following the accident in a

0:37:55 > 0:38:04supermarket car park where a range Rover reversed into her Corsa, she

0:38:05 > 0:38:07thought the insurance Company would sort it out. She thought it would be

0:38:08 > 0:38:15all plain sailing because she was not the driver at fault, also she

0:38:16 > 0:38:23thought. I received a summons from a less saying I was being accused of

0:38:24 > 0:38:27I'm due care and attention saying I was driving recklessly around a car

0:38:28 > 0:38:31park. If you have been to Morrisons car park, you know you cannot do

0:38:32 > 0:38:38that. Especially at the tiny incident happened, about 11:53am.

0:38:39 > 0:38:43They were making claims for injuries to her, her mother, and her

0:38:44 > 0:38:48daughter. Stefanie Barwood, the other driver can be seen arriving at

0:38:49 > 0:38:54easy fix a view second after the crash. Here we see her partner, not

0:38:55 > 0:39:01other than Lee Evans. Please worked out who was who from the gang's own

0:39:02 > 0:39:05CCTV. She is now explaining to the that she has been involved in a

0:39:06 > 0:39:09collision. Four and a half hours have gone and she has still not

0:39:10 > 0:39:13reported it to the insurance company yet. Stefanie's version of events is

0:39:14 > 0:39:23that a passer-by left their number on her windscreen in a supermarket

0:39:24 > 0:39:27car park. The independent witness to Stefanie Barwood claims not to have

0:39:28 > 0:39:33seen, that person is William Veall, who is still at the garage now. He

0:39:34 > 0:39:41starts as the goal there, speaks to all concerned, but clearly did not

0:39:42 > 0:39:48leave any well. The story has been concocted at Easifix this afternoon.

0:39:49 > 0:39:50William Veall had already been involved fraudulent collisions. One

0:39:51 > 0:39:55of them when he was on home leave from prison. Now he is colluding

0:39:56 > 0:40:02with his Easifix makes to the accident and that was Barwood's fall

0:40:03 > 0:40:10into some thing that would put the blame on Mrs Lawrence. A woman had

0:40:11 > 0:40:18drove into the back of me. Can I take your name? Stefanie Barwood. I

0:40:19 > 0:40:28was in the car. Were there any independent witnesses? There was a

0:40:29 > 0:40:39man who seem accident and let his name and number. Can I take his

0:40:40 > 0:40:42name? William Veall. V-E-A-L-L. Three weeks down the line, this

0:40:43 > 0:40:48so-called witness turned up out of the blue saying he had witnessed

0:40:49 > 0:40:52everything that happened and, yes, I had drove around the car park so

0:40:53 > 0:41:01that I had little in the back and shunted to follow. There was no way

0:41:02 > 0:41:05a Corsa scan showed a Range Rover followed. I phoned and I spoke to

0:41:06 > 0:41:09someone from the insurance, they did not care. They did not care about

0:41:10 > 0:41:20the affected was having on me. Or other innocent people caught up in

0:41:21 > 0:41:23this. The fraud worked, Barwood got almost ?4000 for personal injury,

0:41:24 > 0:41:32added her mother Maureen. She got ?1000 damage to the baby too.

0:41:33 > 0:41:37Neither has been in the car. It cost Jane's insurers ?16,000 because

0:41:38 > 0:41:41Barwood also exaggerated the damage to her Range Rover. They are very

0:41:42 > 0:41:48tough Eagles match to go anywhere and the idea that minor car parking

0:41:49 > 0:41:54contacts would render the rear suspension to be in... Requiring

0:41:55 > 0:42:06complete repair, that did not include. -- ring true. What helped

0:42:07 > 0:42:11the story was that Jane Ron the police after the crash. Only one

0:42:12 > 0:42:15other person had done so. These things happen these days so I

0:42:16 > 0:42:23thought, just in case, I will fully police and given erected. -- phone

0:42:24 > 0:42:30the police. Give them a record. The people that we pay to help us in

0:42:31 > 0:42:36these situations, literally just turned out that by me. If the police

0:42:37 > 0:42:39had not done their jobs, then we would be in a right state. The

0:42:40 > 0:42:47insurance companies were just useless. If I could not bother with

0:42:48 > 0:42:59insurance, I wouldn't. I do not trust any of them any more. Any of

0:43:00 > 0:43:03them. Direct Line say they repaired the vehicle and got it back on the

0:43:04 > 0:43:07road quickly. Fraudsters can also cause claims made by innocent

0:43:08 > 0:43:11customers to be delayed. They say they will be seeking to make a full

0:43:12 > 0:43:18recovery of their costs, a third party involved. As for Barwood,

0:43:19 > 0:43:23further investigation showed that she was involved in another false

0:43:24 > 0:43:32claim months later. She was driving her Range Rover when it was

0:43:33 > 0:43:38allegedly hit by this Peugeot, driven by this man, who worked as a

0:43:39 > 0:43:41paint sprayer at Easifix. Stefanie's brother, also allegedly a passenger

0:43:42 > 0:43:47claimed personal injury and both cars were written off. The insurance

0:43:48 > 0:43:57company paid out ?15,000. It is just silly and simply down to greed.

0:43:58 > 0:44:03After two years of intensive evidence gathering, police and out

0:44:04 > 0:44:08moving on the wider network. You don't have to say anything, but

0:44:09 > 0:44:11it may harm your evidence if you mention anything that you later rely

0:44:12 > 0:44:16on in court. Anything you do say may be used in evidence. This is a

0:44:17 > 0:44:20convex enquiry relying on suspects who will all be dealt with any, now.

0:44:21 > 0:44:26And when to ask you to sign this document to say that is what I said.

0:44:27 > 0:44:30-- a complex enquiry. This is just another of the false

0:44:31 > 0:44:35claims had been put forward by the Crown Prosecution Service. The

0:44:36 > 0:44:40people who have been arrested today, they had been interviewed and

0:44:41 > 0:44:45question about a collision that occurred in 2011 in the Blackwood

0:44:46 > 0:44:47area. Through the course of the interview, they will be asked to

0:44:48 > 0:44:52account as to whether and not they got any injuries whether they put

0:44:53 > 0:45:01their claimant, and to give an account if they wish to.

0:45:02 > 0:45:06This lady here is under arrest. Rhian Davis was one of those to

0:45:07 > 0:45:10plead guilty to conspiracy to the fraud as the months went by. Police

0:45:11 > 0:45:17have now arrested 85 suspects and there are more to come.

0:45:18 > 0:45:24As the prospect of a big trial drew nearer, police work fast to

0:45:25 > 0:45:28establish accurate timelines for the gang's claim history and how they

0:45:29 > 0:45:35were all connected. Each collision, there were vast

0:45:36 > 0:45:39amounts of money to be made. By looking at the social media networks

0:45:40 > 0:45:47and other aspects of their lives, it became clear that the collisions

0:45:48 > 0:45:53were occurring more frequently when there was a major event coming up in

0:45:54 > 0:45:56that person's lives, such as Rachel and Byron's wedding in April 2000

0:45:57 > 0:46:02ten. Everyone looked fit well and happy.

0:46:03 > 0:46:06Surprising really, because only the day before, Peter and Michelle

0:46:07 > 0:46:10Yandell's for transit was involved in a collision with a Vauxhall

0:46:11 > 0:46:16Astra, supposedly in Blackwood. 9th of April, 2010, a collision

0:46:17 > 0:46:22involving Peter Yandell, Michelle Yandell, Jonathan Cook also

0:46:23 > 0:46:27allegedly collided with a taxi driver. That was the night when

0:46:28 > 0:46:32Byron Yandell went out on his stag do. Peter Yandell went with him,

0:46:33 > 0:46:35this was after the collision. Shell Yandell was allegedly so serious the

0:46:36 > 0:46:44injured she took to her bed for two days. We have footage showing her at

0:46:45 > 0:46:48that wedding, smiling happily. Peter is clearly having a good time

0:46:49 > 0:46:53too, despite a personal injury that was to net him ?2000. The reason he

0:46:54 > 0:46:58was wearing dark glasses was not anything to do with the crash, he

0:46:59 > 0:47:02got a black eye in a fight on Byron's stag night. He was to claim

0:47:03 > 0:47:07criminal injuries compensation for that too.

0:47:08 > 0:47:14And there's more. Two weeks later, Peter and Michelle Yandell went on a

0:47:15 > 0:47:16cruise to Egypt and Turkey. We seized the computers and found

0:47:17 > 0:47:23plenty of photographs that clearly showed she was enjoying herself, she

0:47:24 > 0:47:28was dancing, walking, she was in the sea, in swimming pools. Clearly not

0:47:29 > 0:47:36as injured as sheep trade to the GB or the medical examiner Dr.

0:47:37 > 0:47:41She portrayed to the GP. Receipts show she paid ?1900 for this

0:47:42 > 0:47:43holiday, the exact amount almost that Michelle claimed in a collision

0:47:44 > 0:47:53that never happened. After years of police

0:47:54 > 0:47:57investigations, the trial of the ringleaders finally begins. They are

0:47:58 > 0:48:01accused of conspiracy to the fraud, and are the first of almost 90

0:48:02 > 0:48:08alleged members of the Easifix network to go to court.

0:48:09 > 0:48:12Heads of the can, Peter Yandell, his wife Michelle, their son Byron and

0:48:13 > 0:48:17his now former wife Michelle. Peter's other son Gavin, the

0:48:18 > 0:48:21Callaghans, Jennifer Kosh, Anthony and Patrick who have already pleaded

0:48:22 > 0:48:27guilty. And the wider network were here too.

0:48:28 > 0:48:29I was nervous, I knew we had a lot of evidence against them and

0:48:30 > 0:48:34overwhelming evidence against them. But with any court case you can

0:48:35 > 0:48:39never read a jury, and it depends how it comes across to them.

0:48:40 > 0:48:44The trial lasted seven weeks. With the CCTV, the jury could see what

0:48:45 > 0:48:50the gang had been up to. How stolen cars were laundered, for example.

0:48:51 > 0:48:54This BMW arrived at Easifix bearing strange that familiar numberplates.

0:48:55 > 0:48:59It had once been an Peter Yandells Motability car. The jury was told

0:49:00 > 0:49:04how the Yandells took the numberplates of the crashed car and

0:49:05 > 0:49:11put them on this stolen BMW. Which they planned to sell on.

0:49:12 > 0:49:17And Easifix regulars Dean Cronin, Gareth James, Lee Evans and Robert

0:49:18 > 0:49:21Alexander are seen here helping themselves to some of the property

0:49:22 > 0:49:28they found inside the stolen car. Including a child's car seat.

0:49:29 > 0:49:32As the weeks progressed, more and more of the evidence that was being

0:49:33 > 0:49:39presented, you can see the look of concerns. What change the case

0:49:40 > 0:49:44completely was when Rachel and Byron decided they were going to stand in

0:49:45 > 0:49:50the box and give evidence. The QC, Chris Clee, he then started

0:49:51 > 0:49:54cross-examining them, and it was embarrassing to watch. He tied them

0:49:55 > 0:49:59up in knots. The lies that are coming out, they were just dripping

0:50:00 > 0:50:05themselves up constantly. Byron tried to state all these were

0:50:06 > 0:50:08genuine accidents. He knew people after the collision, got to know

0:50:09 > 0:50:14them. Rachel's defence was, it wasn't me. I'm not involved in the

0:50:15 > 0:50:20business, I am only a barmaid, it's nothing to do with me. And all her

0:50:21 > 0:50:24collisions were genuine. The jury saw the Yandells and others

0:50:25 > 0:50:28bringing in stolen tools. Everyone could see that they were

0:50:29 > 0:50:35lying. Rachel was quite hostile when she started to light. And Byron,

0:50:36 > 0:50:39when it was a blatant lie, would look to the floor. It was very clear

0:50:40 > 0:50:43to see. And whereas I said before you can't read age eight, I think we

0:50:44 > 0:50:50started to read the jury on that occasion. You would look at the

0:50:51 > 0:50:57faces and it was at a disbelief that they were coming out with this.

0:50:58 > 0:51:05Byron and Peter Yandell each got six years. Rachel five years. Gavin

0:51:06 > 0:51:13Yandell and Jennifer Karsh got three years. Anthony Callaghan 27 months,

0:51:14 > 0:51:16and his brother Patrick got 24 months, suspended. Michelle, who had

0:51:17 > 0:51:23taken to a wheelchair at certain points in the trial, got two years.

0:51:24 > 0:51:26Custodial sentences to the majority of people with multiple claims, as

0:51:27 > 0:51:30far as we're concerned, sent out the right message to people that this

0:51:31 > 0:51:34type of crime, it is not a victimless crime, and there for

0:51:35 > 0:51:37hopefully will act as a deterrent to others to not commit those crimes

0:51:38 > 0:51:41again. Police hope the sentences will now

0:51:42 > 0:51:45persuade the dozens of others in the company might network to change

0:51:46 > 0:51:49their pleas to guilty to avoid lengthy court hearings.

0:51:50 > 0:51:54Evidence at the trial raised questions about how easy it seemed

0:51:55 > 0:52:00to be duped the insurance industry. Aviva was one of the worst affected

0:52:01 > 0:52:07by the scam. One crash alone cost them ?38,000 and five more. -- and

0:52:08 > 0:52:11there were five more. The good news is that we have

0:52:12 > 0:52:14invested significantly in the detection of organised fraud since

0:52:15 > 0:52:22then, we have repudiated fraudulent claims worth ?35 million last year.

0:52:23 > 0:52:30The courses there is too much easy Kas and too much financial incentive

0:52:31 > 0:52:35and profit in the system. -- easy cash.

0:52:36 > 0:52:41The UK Government has brought in legislation banning referral fees

0:52:42 > 0:52:45for personal injury claims, and reducing the money lawyers can make.

0:52:46 > 0:52:49It has tightened up on the medical reporting system. It is also just

0:52:50 > 0:52:53announced there will be no condensation from minor whiplash

0:52:54 > 0:52:56claims. The police say there are lots of

0:52:57 > 0:53:02things the insurance industry can do to protect itself and us from the

0:53:03 > 0:53:06spiralling costs of fraud. There were a number of issues we

0:53:07 > 0:53:12identified right to the course of the enquiry. The insurance industry

0:53:13 > 0:53:17themselves, quite easily tackle, in some respects, just the reporting of

0:53:18 > 0:53:21the collision. What was the extent of the damage? Do you have

0:53:22 > 0:53:25photographs? If someone was hurt, was at reported to the police? Under

0:53:26 > 0:53:29the Road Traffic Act, you must report an accident were someone is

0:53:30 > 0:53:35injured. Throughout the enquiry we only identified to collisions that

0:53:36 > 0:53:38were recorded to the police, out of 70. All of them should have been

0:53:39 > 0:53:44reported to the police. The Easifix case repeatedly

0:53:45 > 0:53:47highlighted how easy it was to tell, if you just looked at the pictures

0:53:48 > 0:53:49of the car is involved, that the collisions could not have happened

0:53:50 > 0:53:55the way described. They are not looking at the whole

0:53:56 > 0:53:59incident. It is easy to say that two vehicles have come together. But

0:54:00 > 0:54:04there should be clear evidence to support the fact that they have. But

0:54:05 > 0:54:10currently, the insurance companies just look at one vehicle, and the

0:54:11 > 0:54:13other insurance vehicle will have -- insurance company will look at the

0:54:14 > 0:54:18other vehicle, and not exchange that common thread.

0:54:19 > 0:54:24Two vehicles involved in the same accident will be examined separately

0:54:25 > 0:54:29and not by the same engineer. That means that sometimes that's a link

0:54:30 > 0:54:32that would be obvious to the experience I looking at both

0:54:33 > 0:54:37accidents is lost. It can happen. Sometimes, there

0:54:38 > 0:54:42would be evidence that might not come out, just because there are to

0:54:43 > 0:54:46get sets of eyes looking at it. But our aim is always to get one of the

0:54:47 > 0:54:49engineers to look at both reports, to try and draw the consistency of

0:54:50 > 0:54:52points together. Is that some thing you're likely to

0:54:53 > 0:54:58think more about in the future? Do you take that point from the police?

0:54:59 > 0:55:02Would it be useful? We have always looked at that point, but, surely,

0:55:03 > 0:55:06sometimes, it is not possible to do it. But it is a good point that I

0:55:07 > 0:55:13know the industry has been seeking to adjust.

0:55:14 > 0:55:20By now nearly all of the 87 Easifix suspects had been found guilty

0:55:21 > 0:55:24admitted involvement in the scam. The case against Florence fillets,

0:55:25 > 0:55:29Gavin and Byron's grandmother, was dropped because of bad health. Bank

0:55:30 > 0:55:34worker Stephanie Barwood had pleaded guilty. Her victim, J Lawrence, was

0:55:35 > 0:55:39at court to watch are being sentenced.

0:55:40 > 0:55:43I just could not believe the look on Stephanie Barwood's face, she was so

0:55:44 > 0:55:46nonchalant, she thought you was quite get away with it. The mother

0:55:47 > 0:55:53just sat and stared at me, same as the brother. And then she was

0:55:54 > 0:55:58sentenced and her face dropped. Stephanie Barwood's chin hit the

0:55:59 > 0:56:01floor. And I'm sorry, I wanted to laugh at that point. That was the

0:56:02 > 0:56:06most funny thing about it. I wanted to clap, and I couldn't because I

0:56:07 > 0:56:10was in a court. Barwood was sentenced to three years

0:56:11 > 0:56:16in prison. Her partner, Lee Evans, got 33 months. William Veall, the

0:56:17 > 0:56:19man who lied about being a witness to the crash, got three years and

0:56:20 > 0:56:23three months for that and other fraudulent claims.

0:56:24 > 0:56:32Police think the Easifix scam may have cost insurance is ?30 million.

0:56:33 > 0:56:37They got greedy. If there was a couple of accidents,

0:56:38 > 0:56:39in a few months, they may have got away with it.

0:56:40 > 0:56:42It was sheer greed that got them caught.

0:56:43 > 0:56:47It took four years to investigate and bring to book the company map

0:56:48 > 0:56:52families. By which time Detective Sergeant Andy Cullen had retired.

0:56:53 > 0:56:56Very pleasing when they were all found guilty. Very pleasing when the

0:56:57 > 0:56:59sentencing was received. It meant that the last couple of years of my

0:57:00 > 0:57:04service as a police officer were not in vain.

0:57:05 > 0:57:08Since the trials we have learned that Michelle and Peter Yandell were

0:57:09 > 0:57:13also indicted for benefit fraud. It is alleged they falsely claimed

0:57:14 > 0:57:18nearly ?70,000 for care and mobility allowances between them.

0:57:19 > 0:57:21Get a good shot, make sure it is a good one.

0:57:22 > 0:57:26The case against them was not pursued because they were going to

0:57:27 > 0:57:27prison anyway. But one of the biggest insurance fraud that Wales

0:57:28 > 0:57:30has ever seen.