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0:00:01 > 0:00:03- From luxurious mansions...
0:00:03 > 0:00:05- ..to one bedroom flats...
0:00:05 > 0:00:08- ..there are many houses - for sale in Wales.
0:00:08 > 0:00:11- The agents do their best - to sell them.
0:00:11 > 0:00:14- That's good. - They've gone up to 126,000.
0:00:14 > 0:00:19- Buying and selling isn't easy these - days. Sometimes you need patience.
0:00:19 > 0:00:23- I've had enough. I've been trying - to sell for over four years.
0:00:23 > 0:00:27- People of all ages are looking - for their ideal home.
0:00:28 > 0:00:30- Reality has hit me hard.
0:00:31 > 0:00:34- How am I going to afford this now - and in the future?
0:00:34 > 0:00:38- During one of the industry's - most challenging periods...
0:00:39 > 0:00:42- ..we follow Wales's foremost - estate agents.
0:00:42 > 0:00:45- This is one of the most important - signs in the business.
0:00:46 > 0:00:49- We'll share all the emotion - and the drama...
0:00:50 > 0:00:53- ..as some of these Welsh houses - go up for sale.
0:00:58 > 0:01:02- Buying a house for the first time - is one of life's milestones.
0:01:02 > 0:01:07- It's an exciting time, but it can - also be a time of uncertainty...
0:01:08 > 0:01:12- ..especially for young people - who live in the capital city.
0:01:12 > 0:01:14- One who is well aware of this - is Catrin Tomos.
0:01:15 > 0:01:19- She's been renting a house - in Cardiff for three years.
0:01:19 > 0:01:24- She's 24 years old and is hoping - to buy her first home.
0:01:24 > 0:01:27- The search has been a challenge - from the start.
0:01:27 > 0:01:31- If you like pink, - this is the perfect room.
0:01:32 > 0:01:37- She's realistic enough to realize - that it isn't going to be easy.
0:01:38 > 0:01:43- This is going to be a long - and difficult process.
0:01:43 > 0:01:47- I'll have to persevere - and not get disheartened...
0:01:47 > 0:01:51- ..if I don't find something I like - straightaway.
0:01:51 > 0:01:55- But, although, Catrin accepts that - she needs to be patient...
0:01:56 > 0:01:59- ..she didn't expect what happened - a few weeks later.
0:02:00 > 0:02:04- Unfortunately, my car was stolen - and that was really stressful.
0:02:04 > 0:02:06- I've got the car back now.
0:02:06 > 0:02:10- But, I also had to move out of my - flat because the contract was up.
0:02:11 > 0:02:14- I had to leave, and so I haven't had - time to search for properties.
0:02:15 > 0:02:18- Now I'm in a new place - and I'm starting the search again.
0:02:18 > 0:02:22- But I have another problem now. - I have to sell the car.
0:02:22 > 0:02:25- I've been talking to the bank - about a mortgage.
0:02:25 > 0:02:31- They won't lend me the money - because I'm still paying for my car.
0:02:31 > 0:02:33- I'll have to get rid of it.
0:02:33 > 0:02:38- This is another hurdle - that I have to get over...
0:02:38 > 0:02:43- ..before I can get the money - to buy a house.
0:02:44 > 0:02:46- I know that I can afford - the monthly payments...
0:02:47 > 0:02:49- ..for the mortgage and the car...
0:02:49 > 0:02:53- ..and the bank themselves have said - that it's cheaper than paying rent.
0:02:53 > 0:02:55- It's so frustrating.
0:02:56 > 0:02:59- I don't know how people like me - are meant to buy a house.
0:02:59 > 0:03:03- It's one thing after another. - It's all too much sometimes.
0:03:03 > 0:03:05- But I have to do it - to get the house I want.
0:03:14 > 0:03:16- In the village of Bethel - near Caernarfon...
0:03:17 > 0:03:21- ..there's a young couple - who managed to buy their first home.
0:03:21 > 0:03:24- But now, they're ready to take - the next step.
0:03:25 > 0:03:29- Kelvin and Saran Edwards's house - has gone on the market...
0:03:29 > 0:03:31- ..for just under 130,000.
0:03:31 > 0:03:34- We've lived at Granville - for about five years.
0:03:34 > 0:03:36- It was our first house.
0:03:36 > 0:03:39- We put in an offer - on the day we viewed it.
0:03:39 > 0:03:44- We'd seen about ten - or twelve houses.
0:03:44 > 0:03:45- Too many!
0:03:45 > 0:03:47- We knew as soon as we walked in.
0:03:47 > 0:03:48- We knew as soon as we walked in.- - Yes.
0:03:51 > 0:03:54- We're looking for a house - for about 200,000.
0:03:55 > 0:03:58- But we're finding it difficult - to see...
0:03:58 > 0:04:00- ..what extras you get for the money.
0:04:00 > 0:04:05- You might get a bigger garden, - but is it worth spending that much?
0:04:05 > 0:04:09- Sometimes the kitchens - are not as large as ours.
0:04:09 > 0:04:12- Sometimes the bedrooms are smaller - than ours.
0:04:12 > 0:04:16- It's been very difficult for us - to find somewhere...
0:04:16 > 0:04:18- ..that compares with here.
0:04:19 > 0:04:22- But, Kelvin and Saran have one thing - in their favour.
0:04:22 > 0:04:27- If they do sell, there's no hurry - for them to find somewhere else.
0:04:27 > 0:04:32- We're lucky because if we sell, - we can live with Kelvin's parents.
0:04:33 > 0:04:38- It gives us time to find - the ideal place, we hope.
0:04:38 > 0:04:41- It will be nice to go home - to Mam and Dad...
0:04:41 > 0:04:45- ..to have tea on the table - when we get in from work.
0:04:45 > 0:04:47- She's already promised us that.
0:04:47 > 0:04:50- I think she'll enjoy - having us there.
0:04:50 > 0:04:53- Hopefully, my clothes - will be washed.
0:04:54 > 0:04:56- And the dogs will be walked too.
0:04:56 > 0:04:58- She doesn't know about that yet.
0:05:00 > 0:05:02- Well, she knows now, Kelvin!
0:05:07 > 0:05:11- In Cardiff, Tom Lloyd, - the enthusiastic estate agent...
0:05:11 > 0:05:16- ..loves helping people who are - looking for their ideal home.
0:05:19 > 0:05:22- Tom has just bought his own place.
0:05:22 > 0:05:25- So he can sympathize with people - like Catrin Tomos...
0:05:25 > 0:05:29- ..who hope to buy for the first time - in the capital.
0:05:31 > 0:05:33- She has 90,000 to spend on a house.
0:05:33 > 0:05:37- Up to now, she hasn't seen anything - she likes.
0:05:39 > 0:05:40- Just go through.
0:05:43 > 0:05:47- This is the kitchen/dining room. - It's a fitted kitchen.
0:05:47 > 0:05:49- It's cosy, isn't it?
0:05:49 > 0:05:51- It is cosy in here.
0:05:51 > 0:05:52- How is the search going?
0:05:52 > 0:05:54- How is the search going?- - It's been really stressful.
0:05:55 > 0:05:58- It was the same for me. - I've just bought a place.
0:05:58 > 0:06:01- People think that if you're an - estate agent, it's easy...
0:06:02 > 0:06:05- ..you know what's going to happen, - but no, ignorance is bliss.
0:06:05 > 0:06:07- The sale fell through four times.
0:06:07 > 0:06:08- The sale fell through four times.- - Oh my God!
0:06:08 > 0:06:14- It shows that it's a stressful time - for everyone...
0:06:15 > 0:06:19- ..especially in this city, - with so many people looking.
0:06:19 > 0:06:21- Prices are that much higher too.
0:06:21 > 0:06:24- Prices reflect the location.
0:06:24 > 0:06:26- Shall we look at the bedrooms?
0:06:28 > 0:06:33- Today, they're viewing a two bedroom - flat in the Splott area of Cardiff.
0:06:34 > 0:06:38- The price is 125,000.
0:06:38 > 0:06:39- Is there central heating?
0:06:40 > 0:06:42- No, it's electric heating.
0:06:45 > 0:06:49- The heating and the water rates - are included in the service charge.
0:06:49 > 0:06:51- There's no gas.
0:06:51 > 0:06:53- It looks promising.
0:06:53 > 0:06:55- Catrin seems to like the flat.
0:06:55 > 0:07:00- But, there's so much to consider - when buying any property.
0:07:00 > 0:07:02- Is there a maintenance charge?
0:07:03 > 0:07:05- Yes, it's about 900 per year.
0:07:06 > 0:07:10- It's not too expensive compared - to some in the city centre.
0:07:11 > 0:07:13- It's nice and clean, isn't it?
0:07:13 > 0:07:17- Yes, it's really clean - and it's not pink. It's white.
0:07:17 > 0:07:22- Only 35% of young people between - the age of 25 and 34...
0:07:22 > 0:07:25- ..can afford to buy a house - these days.
0:07:25 > 0:07:27- Tom is very aware of that.
0:07:28 > 0:07:30- It can be difficult - for first time buyers.
0:07:31 > 0:07:34- The only thing I can tell people - is to expand their search area.
0:07:34 > 0:07:36- Some of their first choice areas...
0:07:37 > 0:07:39- ..will be where most other people - are looking.
0:07:40 > 0:07:42- They need to open up their search.
0:07:42 > 0:07:48- As we've seen today, some less - popular areas have hidden gems.
0:07:48 > 0:07:51- They are safe, clean and new - and the price is low.
0:07:53 > 0:07:58- On average, a flat in Cardiff - costs at least 147,000.
0:07:58 > 0:08:02- But although this flat is priced - below average...
0:08:02 > 0:08:04- ..is it right for Catrin?
0:08:04 > 0:08:08- I really like this flat, but it's in - an area I hadn't considered.
0:08:09 > 0:08:12- But it's OK. - I feel quite safe here.
0:08:12 > 0:08:15- The car park is gated - so you can park your car safely.
0:08:16 > 0:08:21- But even so, it's still a bit too - expensive for me.
0:08:21 > 0:08:24- I think I'll have to keep looking.
0:08:30 > 0:08:34- In Caernarfon, Sophie Williams - of Dafydd Hardy Estate Agents...
0:08:35 > 0:08:38- ..is all fired up to help young - couples find their new home.
0:08:40 > 0:08:44- She is responsible for selling - Kelvin and Saran's house in Bethel.
0:08:45 > 0:08:48- It looks as if she's found a buyer.
0:08:48 > 0:08:52- I've got to know Darren and Ceri - quite well now...
0:08:52 > 0:08:55- ..because they've viewed - a lot of houses with us.
0:08:55 > 0:09:00- It's such an important step in their - lives and I want the best for them.
0:09:01 > 0:09:05- I don't want them to make a mistake. - I hope they'll like this house.
0:09:07 > 0:09:08- Hi! How are you?
0:09:08 > 0:09:10- Hi! How are you?- - Fine, thanks.
0:09:10 > 0:09:12- It's a second viewing today.
0:09:12 > 0:09:15- It's exciting. - Are you looking forward to it?
0:09:15 > 0:09:19- You must have liked it if you're - coming back for a second visit.
0:09:20 > 0:09:21- Come on, let's go in.
0:09:21 > 0:09:25- Darren Doroshenko-Nuttall - and Ceri Wyn Thomas...
0:09:25 > 0:09:27- ..are looking for their first house.
0:09:27 > 0:09:32- They've returned for another look - at Kelvin and Saran's house.
0:09:34 > 0:09:35- It's really nice.
0:09:36 > 0:09:38- We've been looking - for about three months.
0:09:39 > 0:09:41- This is the one we've liked best.
0:09:42 > 0:09:45- We wanted to come again - to make sure.
0:09:45 > 0:09:47- Taking on a mortgage - is a major decision.
0:09:48 > 0:09:51- Yes, managing a mortgage - is quite a responsibility.
0:09:51 > 0:09:54- But, there are other - responsibilities on the horizon.
0:09:55 > 0:09:59- We'll have to get a fireguard - when the baby starts crawling.
0:09:59 > 0:10:01- I'm expecting a baby in February...
0:10:02 > 0:10:05- ..so it would be nice if we could - be settled by then.
0:10:06 > 0:10:08- So we can be prepared.
0:10:08 > 0:10:10- This is the one for us.
0:10:12 > 0:10:15- There isn't much that I would change - about this house.
0:10:15 > 0:10:17- It ticks almost every box.
0:10:17 > 0:10:21- It's a cosy house - and looks cute from the outside.
0:10:21 > 0:10:23- Yes, we're very happy.
0:10:23 > 0:10:26- Our bed is smaller - and will fit in here.
0:10:26 > 0:10:28- Yes, that's a big bed.
0:10:28 > 0:10:30- I'd change the colour in here.
0:10:30 > 0:10:32- Purple isn't my colour.
0:10:33 > 0:10:36- After seeing it - for the second time...
0:10:36 > 0:10:38- ..I think we should put in an offer.
0:10:38 > 0:10:40- Yes, I think so.
0:10:40 > 0:10:42- I think we should sleep on it first.
0:10:43 > 0:10:47- We need to give ourselves - a bit more time to consider.
0:10:47 > 0:10:49- This would be the baby's room.
0:10:50 > 0:10:52- It's a good size.
0:10:53 > 0:10:57- On the one hand, I'm quite excited - about the situation...
0:10:58 > 0:11:01- ..but on the other hand, - I'm quite nervous as well.
0:11:01 > 0:11:05- A mortgage is a burden - on your shoulders for a long time.
0:11:06 > 0:11:07- It's a huge decision, isn't it?
0:11:07 > 0:11:08- It's a huge decision, isn't it?- - Yes.
0:11:09 > 0:11:12- Yes, they have to weigh things up - carefully.
0:11:13 > 0:11:16- What will Darren and Ceri decide?
0:11:16 > 0:11:20- We'll find out soon whether they're - ready to take the plunge.
0:11:20 > 0:11:21- .
0:11:27 > 0:11:27- Subtitles
0:11:27 > 0:11:29- Subtitles- - Subtitles
0:11:32 > 0:11:36- In Cardiff, first time buyer, - Catrin Tomos...
0:11:36 > 0:11:39- ..is still searching - for an affordable home.
0:11:40 > 0:11:43- So far, the experience has been - frustrating and unsuccessful.
0:11:44 > 0:11:47- My feelings at the moment - about buying a house...
0:11:48 > 0:11:50- ..are that it's really difficult.
0:11:50 > 0:11:54- I can't find anything I want - or that's big enough for the price.
0:11:54 > 0:11:58- Some places require too much work.
0:11:58 > 0:12:02- I'm looking for something I can - move into and live in immediately.
0:12:02 > 0:12:05- I'm starting to struggle now.
0:12:05 > 0:12:08- I'm thinking perhaps - I should look outside Cardiff.
0:12:08 > 0:12:13- Also, perhaps, look into the - Help to Buy - Wales scheme...
0:12:14 > 0:12:16- ..and see what they can offer.
0:12:16 > 0:12:20- But I will have to look at new - houses in order to get that help.
0:12:21 > 0:12:24- Help to Buy - Wales is a scheme - to help young people...
0:12:24 > 0:12:28- ..buy a newly built house - at a slightly reduced price.
0:12:29 > 0:12:33- The government advance a loan of up - to 20% of the price to the buyer.
0:12:33 > 0:12:38- The buyer pays a deposit of 5% and - takes out a mortgage for the rest.
0:12:39 > 0:12:43- Reality has hit me hard.
0:12:44 > 0:12:47- How am I going to afford this now - and in the future?
0:12:48 > 0:12:50- But it's something I have to do.
0:12:50 > 0:12:54- I'm determined to make sure...
0:12:54 > 0:12:58- ..that I get somewhere - I can call my own.
0:13:05 > 0:13:09- In Bethel near Caernarfon, - a week has gone by...
0:13:09 > 0:13:12- ..since Sophie showed the house - to Darren and Ceri.
0:13:12 > 0:13:16- The house is on the market - for just under 130,000.
0:13:18 > 0:13:21- Back at the office, - there's a new development.
0:13:22 > 0:13:25- Good afternoon, Dafydd Hardy, - Sophie speaking.
0:13:25 > 0:13:27- Hi Darren, how are you?
0:13:27 > 0:13:32- After their original offer was - rejected, Darren is back in touch.
0:13:32 > 0:13:37- Brill! I'll talk to Saran and Kelvin - and get back to you in five minutes.
0:13:38 > 0:13:40- Thank you! Ta-ra!
0:13:41 > 0:13:44- That's good. - They've gone up to 126,000.
0:13:44 > 0:13:49- I'm crossing my fingers that - the owners will be happy with that.
0:13:49 > 0:13:53- It all now depends on Kelvin - and Saran's reaction.
0:13:53 > 0:13:56- Are they prepared to accept - the new offer?
0:13:56 > 0:13:59- Hi Kelvin, - I'm phoning to let you know...
0:14:00 > 0:14:03- ..that Darren's revised - his offer to 126,000.
0:14:03 > 0:14:05- OK. Brilliant.
0:14:06 > 0:14:09- OK, Kelvin. Thank you! Ta-ra!
0:14:11 > 0:14:14- Kelvin is going to talk to Saran.
0:14:14 > 0:14:18- He sounded quite chuffed - with 126,000.
0:14:18 > 0:14:21- So it's more than likely - they'll accept.
0:14:21 > 0:14:25- But he wants to talk to Saran first, - to confirm it with the boss!
0:14:26 > 0:14:28- Flower power!
0:14:30 > 0:14:33- A few miles away, - exciting plans are afoot...
0:14:33 > 0:14:35- ..at the old school in Nebo.
0:14:37 > 0:14:41- In the last series, it went under - the hammer at an auction in Ruthin.
0:14:42 > 0:14:45- It was sold to local woman, - Meinir Wyn.
0:14:47 > 0:14:50- By now, Meinir, who is an artist - in ceramics...
0:14:50 > 0:14:55- ..is looking forward to the work - of adapting the old school.
0:14:55 > 0:14:59- As you can see, - this is a very small workshop.
0:14:59 > 0:15:04- It will be amazing to have a studio - that is huge compared to this one.
0:15:04 > 0:15:08- It's hard to envisage the day - when I have to pack everything up...
0:15:09 > 0:15:11- ..and take everything up there.
0:15:12 > 0:15:15- Meinir and her partner intend - to convert the old school...
0:15:15 > 0:15:19- ..into a new home for themselves - and add a workshop at the back too.
0:15:19 > 0:15:23- But it's all going to cost more - than they realized.
0:15:23 > 0:15:25- It's a huge project.
0:15:25 > 0:15:29- To begin with, - we bought it for 85,000.
0:15:30 > 0:15:33- It would be nice - to be able to say...
0:15:33 > 0:15:36- ..that we could do it all - for about 100,000.
0:15:37 > 0:15:41- But, because the workshop is bigger - than I first thought...
0:15:42 > 0:15:47- ..it's going to cost quite a lot - more than that.
0:15:48 > 0:15:53- There will be two bedrooms, - the master bedroom and one other.
0:15:53 > 0:15:55- They'll both be upstairs.
0:15:55 > 0:16:01- The extension downstairs - will be an artwork showroom.
0:16:02 > 0:16:04- Behind that will be an office.
0:16:04 > 0:16:07- Here, in the main building...
0:16:08 > 0:16:11- ..there will be a kitchen - and dining room.
0:16:11 > 0:16:14- Then there will be - a mezzanine floor here.
0:16:16 > 0:16:21- The stairs to the bedrooms - will be here.
0:16:21 > 0:16:26- There will be a door on the right - leading to the mezzanine floor.
0:16:28 > 0:16:30- This will be the studio.
0:16:31 > 0:16:34- I'm hoping to reuse...
0:16:34 > 0:16:36- ..some of the sinks...
0:16:37 > 0:16:41- ..either in here or in the workshop.
0:16:42 > 0:16:45- Although Meinir seems to be - very happy with the plans...
0:16:45 > 0:16:48- ..there have been a few hiccups.
0:16:48 > 0:16:53- The building had to be checked - for bats and rare species.
0:16:53 > 0:16:56- We were lucky - that the bats found here...
0:16:57 > 0:17:03- ..were the most common species - of bat - the pipistrelles.
0:17:03 > 0:17:05- So we only have - to construct boxes...
0:17:05 > 0:17:08- ..and leave a few gaps - in the building...
0:17:08 > 0:17:12- ..rather than create - another building for them.
0:17:12 > 0:17:15- It's an exciting time - for Meinir and her partner...
0:17:16 > 0:17:19- ..and the start of a new chapter - in the history of the old school.
0:17:20 > 0:17:23- Now that the work is starting...
0:17:23 > 0:17:27- ..more than anything, I'm looking - forward to living here...
0:17:27 > 0:17:30- ..and seeing all the plans...
0:17:30 > 0:17:33- ..and all the work come to fruition.
0:17:38 > 0:17:42- All sorts of old buildings - are renovated these days.
0:17:42 > 0:17:46- A large number of the old churches - and chapels of Wales...
0:17:46 > 0:17:49- ..are being converted - into sumptuous homes.
0:17:49 > 0:17:53- One of these is the old church - on Albert Road in Penarth.
0:17:57 > 0:18:01- The building has been divided - into eight luxury flats.
0:18:01 > 0:18:05- This flat is being sold privately...
0:18:05 > 0:18:08- ..by the owners for 580,000.
0:18:14 > 0:18:19- There are three floors, - three bedrooms...
0:18:19 > 0:18:21- ..and three bathrooms.
0:18:24 > 0:18:28- Plenty of the church's original - features remain...
0:18:28 > 0:18:30- ..to provide character.
0:18:34 > 0:18:37- It's a unique and sumptuous home.
0:18:49 > 0:18:52- It's an excellent example - of what can be created...
0:18:52 > 0:18:54- ..in an old building like this.
0:19:03 > 0:19:07- Back in Bethel, renovation work - of a different kind is going on...
0:19:07 > 0:19:10- ..in Darren and Ceri's new home.
0:19:10 > 0:19:14- Their second offer of 126,000 - was accepted a few months ago.
0:19:15 > 0:19:19- Now, they're up to their eyes, - trying to get the house ready...
0:19:19 > 0:19:22- ..before the baby arrives.
0:19:22 > 0:19:25- I'm 37 weeks now. - There's three weeks to go.
0:19:26 > 0:19:30- I'm hoping the baby - will be a bit late...
0:19:30 > 0:19:34- ..so that Darren and I have some - time on our own first to settle.
0:19:34 > 0:19:37- But things don't always work out - like that.
0:19:38 > 0:19:40- This is the baby's room.
0:19:40 > 0:19:42- We'll start on this - after we move in.
0:19:43 > 0:19:45- We'll finish the other rooms first.
0:19:45 > 0:19:47- This will be our next project.
0:19:48 > 0:19:52- Since we got the keys a month ago, - we haven't stopped.
0:19:52 > 0:19:55- Every day I've had off, - I've been here painting.
0:19:55 > 0:20:00- I've had plenty of encouragement - from Ceri to finish the work.
0:20:00 > 0:20:06- Things are coming on now. It should - all be ready in about a week.
0:20:06 > 0:20:11- It'll be nice to move in in a week's - time or the baby will be here.
0:20:11 > 0:20:12- There'll be panic stations.
0:20:12 > 0:20:14- There'll be panic stations.- - Don't worry, Ceri.
0:20:14 > 0:20:16- There's no need to worry...
0:20:16 > 0:20:19- ..because everything - is falling into place.
0:20:22 > 0:20:23- Thank you.
0:20:23 > 0:20:24- Thank you.- - You're welcome.
0:20:26 > 0:20:30- Down south, Catrin Tomos has decided - to follow a different path.
0:20:31 > 0:20:34- After failing to find a house - in Cardiff...
0:20:34 > 0:20:39- ..she's travelled to Barry to look - at an estate of brand new houses.
0:20:39 > 0:20:42- Her mother is keeping her company.
0:20:45 > 0:20:47- Oh, this is nice!
0:20:47 > 0:20:50- Thanks to the Help to Buy - Wales - scheme...
0:20:50 > 0:20:53- ..Catrin could buy - a brand new house or flat...
0:20:54 > 0:20:56- ..with two bedrooms for about - 140,000.
0:20:56 > 0:21:00- The estate is still in the process - of being built...
0:21:01 > 0:21:03- ..so Catrin has come to see - the show home.
0:21:03 > 0:21:06- Do you prefer this - to an older house?
0:21:06 > 0:21:07- Yes, I think I do.
0:21:08 > 0:21:11- You can see already how much more - I'll get for my money.
0:21:12 > 0:21:16- And I can get the Help to Buy - with this property.
0:21:18 > 0:21:20- This is a double bedroom.
0:21:20 > 0:21:22- Wow! It's huge!
0:21:22 > 0:21:25- It's an en suite. That's nice.
0:21:26 > 0:21:28- I think my clothes will fit in here.
0:21:28 > 0:21:32- Catrin and her mother are making - the right noises.
0:21:32 > 0:21:35- But it would mean travelling - to and from Cardiff for work.
0:21:36 > 0:21:38- It's worth giving it some thought.
0:21:38 > 0:21:39- It's worth giving it some thought.- - Yes, I know.
0:21:39 > 0:21:43- Do I want to live - so far from Cardiff?
0:21:43 > 0:21:45- I don't know Barry very well.
0:21:45 > 0:21:49- You've travelled here today - from Cardiff. How long did it take?
0:21:49 > 0:21:51- About twenty minutes.
0:21:51 > 0:21:55- It's the same length journey - that I do to work every day.
0:21:55 > 0:21:59- It takes me twenty minutes. - You get used to it.
0:22:00 > 0:22:02- This is really nice!
0:22:04 > 0:22:07- It has a decent sized garden.
0:22:07 > 0:22:09- This one has three bedrooms.
0:22:09 > 0:22:11- This one has three bedrooms.- - This won't be the one I'll buy.
0:22:11 > 0:22:16- It's just so you can see - what you get with the house.
0:22:16 > 0:22:20- It's such a lot more than the ones - I've seen up to now.
0:22:20 > 0:22:23- The two bedroom houses - are priced at 140,000...
0:22:24 > 0:22:26- ..but with the Help to Buy scheme...
0:22:26 > 0:22:31- ..which I couldn't access with - the others, it works out cheaper.
0:22:31 > 0:22:33- The mortgage will be cheaper.
0:22:33 > 0:22:36- It is really worth thinking about.
0:22:36 > 0:22:37- It really is.
0:22:37 > 0:22:39- When you've made the decision...
0:22:40 > 0:22:42- ..you'll know - it's the right thing to do.
0:22:42 > 0:22:44- Give it careful consideration.
0:22:44 > 0:22:49- I'm going to sit down - and look at more new houses.
0:22:49 > 0:22:50- OK.
0:22:51 > 0:22:52- What do you think?
0:22:52 > 0:22:54- Yes. That sounds good.
0:22:54 > 0:22:56- I think that's the safest idea.
0:22:57 > 0:22:58- Yes, it's safer.
0:22:58 > 0:23:01- Especially when you're buying - for the first time.
0:23:02 > 0:23:06- It's nice to move into a new house - where everything is perfect.
0:23:06 > 0:23:08- You won't have to spend much.
0:23:08 > 0:23:11- I don't mind moving to Barry. - It's not a bad place.
0:23:12 > 0:23:13- I just don't know it.
0:23:13 > 0:23:17- I need to spend more time - in the area and see what's here.
0:23:17 > 0:23:20- I think that's the next step.
0:23:20 > 0:23:23- Hopefully, I'll have a house - in six months.
0:23:23 > 0:23:24- Exciting!
0:23:25 > 0:23:27- Plenty to chew over then.
0:23:27 > 0:23:32- The dream of buying her own place - is getting closer for Catrin.
0:23:49 > 0:23:51- S4C Subtitles by Testun Cyf.
0:23:51 > 0:23:52- .