Margin Call

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0:00:02 > 0:00:13This film contains very strong language.

0:00:13 > 0:00:17OFFICE HUBBUB

0:00:59 > 0:01:01BELL RINGS

0:01:06 > 0:01:08OFFICE HUBBUB

0:01:30 > 0:01:31Is that them?

0:01:34 > 0:01:36Jesus Christ.

0:01:36 > 0:01:39Are they going to do it right here?

0:01:44 > 0:01:47You guys ever been through this before?

0:01:47 > 0:01:49No.

0:01:49 > 0:01:52It's best to ignore it, keep your head down, and go back to work.

0:01:52 > 0:01:54Go on.

0:02:00 > 0:02:01Don't watch.

0:02:20 > 0:02:22Timothy Singh?

0:02:22 > 0:02:26- Yes.- I'm afraid we have to speak with you. Come.

0:02:40 > 0:02:42Eric Dale?

0:02:42 > 0:02:44- Excuse me?- Eric Dale?

0:02:46 > 0:02:48- No.- Sorry?

0:02:48 > 0:02:49I'm not Eric Dale.

0:02:49 > 0:02:51I'm so sorry.

0:02:51 > 0:02:53He's my boss.

0:02:53 > 0:02:54He's down the hall.

0:02:54 > 0:02:56Thanks.

0:03:10 > 0:03:12Excuse me, Mr Dale?

0:03:13 > 0:03:14This way.

0:03:23 > 0:03:24OK.

0:04:02 > 0:04:05I am obviously sorry that we are here today.

0:04:05 > 0:04:10But these are extraordinary times, as you very well must know.

0:04:10 > 0:04:12Look, I run Risk Management.

0:04:12 > 0:04:15I don't really see how that's a natural place to start cutting jobs.

0:04:15 > 0:04:18We hope you understand this is in no way personal.

0:04:18 > 0:04:21The majority of this floor is being let go today.

0:04:24 > 0:04:27Ms Bratberg is now going to run through the details of what the firm is offering.

0:04:29 > 0:04:30OK.

0:04:30 > 0:04:35Mr Dale, the firm is offering you a six-month severance at half your salary.

0:04:35 > 0:04:38You will keep all unvested options that you currently hold.

0:04:38 > 0:04:40Health will be extended through that period.

0:04:40 > 0:04:46You have until tomorrow at 4.47 to either take the offer or it will be revoked.

0:04:46 > 0:04:48Do you understand?

0:04:49 > 0:04:51Yes.

0:04:51 > 0:04:52Unfortunately, Mr Dale,

0:04:52 > 0:04:55due to the highly sensitive nature of your work here,

0:04:55 > 0:04:58the firm has to take certain precautions for security purposes

0:04:58 > 0:05:02that may seem punitive in nature.

0:05:02 > 0:05:04I hope, considering your...

0:05:05 > 0:05:08..over 19 years of service to the firm,

0:05:08 > 0:05:11you will understand that these measures are in no way a reflection

0:05:11 > 0:05:14of the firm's feelings towards your performance

0:05:14 > 0:05:17or your character.

0:05:17 > 0:05:19I don't understand.

0:05:19 > 0:05:23She's apologising for what's about to happen.

0:05:23 > 0:05:27Your company e-mail, access to the server, access to the building,

0:05:27 > 0:05:32and your mobile data and phone service will all be severed as of this meeting.

0:05:32 > 0:05:35And this gentleman will take you to your office

0:05:35 > 0:05:38so you can clear out your personal belongings.

0:05:41 > 0:05:45What about what I'm currently working on? I'm in the middle of something that...

0:05:45 > 0:05:50The firm has worked out its transition plan and is prepared to move forward.

0:05:50 > 0:05:53But we do appreciate your concern.

0:05:53 > 0:05:56We understand that this is difficult. And here is my card.

0:05:56 > 0:05:59Please contact me in the next few weeks

0:05:59 > 0:06:01if you need any assistance with this transition in your life.

0:06:07 > 0:06:08Sir. >

0:06:15 > 0:06:16OK.

0:06:18 > 0:06:19OK.

0:06:21 > 0:06:22OK.

0:06:46 > 0:06:48- KNOCKING - Hey.

0:06:54 > 0:06:55I'm sorry.

0:06:57 > 0:07:00- You still alive? - Uh-huh. For now.

0:07:00 > 0:07:01Congratulations.

0:07:02 > 0:07:04It was a bloodbath.

0:07:04 > 0:07:05I heard.

0:07:08 > 0:07:12Listen, Eric, if there was something I could have done,

0:07:12 > 0:07:14- I would have done it.- I know.

0:07:14 > 0:07:16- All right?- Yeah, I know. I know.

0:07:16 > 0:07:18OK.

0:07:18 > 0:07:22Just tell me, who was it?

0:07:22 > 0:07:24- Come on, Eric.- Come on. Will?

0:07:24 > 0:07:27- Rogers?- I'm not going to say, you know. You know me.- Robertson?

0:07:31 > 0:07:34That cunt. I knew it. I knew I shouldn't have fucking gone to her last year.

0:07:34 > 0:07:36It wasn't anyone. Eric, you know what it was?

0:07:36 > 0:07:39- It was bad luck, and that's all it was.- Yup.

0:07:39 > 0:07:40Yup.

0:07:42 > 0:07:44All right, well, good luck.

0:07:44 > 0:07:46Will?

0:07:46 > 0:07:47Come here.

0:07:50 > 0:07:52I was just in the middle of a lot of shit right here

0:07:52 > 0:07:54that I think somebody needs to take a look at.

0:07:54 > 0:07:59Eric, listen, they're telling us everybody needs to get out of here.

0:07:59 > 0:08:01Just leave their stuff.

0:08:01 > 0:08:03And while we appreciate your concern...

0:08:05 > 0:08:07..this is not your problem any more.

0:08:12 > 0:08:13Good luck.

0:08:18 > 0:08:19Thank you.

0:08:26 > 0:08:28- Right this way, Mr Murphy.- >

0:08:48 > 0:08:51- Eric, I'm very sorry.- Yeah.

0:08:51 > 0:08:54Did they say what was going to happen with us?

0:08:54 > 0:08:56- Jesus, Seth!- What?

0:08:56 > 0:08:58It's going to get pretty ugly around here for a while.

0:08:58 > 0:09:01But, you know, you guys will be all right.

0:09:01 > 0:09:03- Good luck, Eric.- All right.

0:09:06 > 0:09:10I'll see you around, OK? All right. Thank you.

0:09:30 > 0:09:31Eric.

0:09:33 > 0:09:36I wanted to say thanks.

0:09:36 > 0:09:38- It's not necessary. - Well, it is.

0:09:38 > 0:09:41You were the person around here that I...

0:09:41 > 0:09:42I know.

0:09:45 > 0:09:47Hey, look, I was working on something,

0:09:47 > 0:09:49but they wouldn't let me finish it.

0:09:49 > 0:09:52So, take a look at it.

0:09:54 > 0:09:55Be careful.

0:09:59 > 0:10:02STREET HUBBUB

0:10:15 > 0:10:18RECORDED MESSAGE: 'We're sorry. The telephone you are calling from

0:10:18 > 0:10:20'is not in service at this time.'

0:10:27 > 0:10:28Robertson!

0:10:28 > 0:10:30Sarah Robertson.

0:10:30 > 0:10:31Sarah.

0:10:32 > 0:10:35You shut off my phone?

0:10:35 > 0:10:37Eric, I didn't do anything.

0:10:37 > 0:10:39Fuck you.

0:11:02 > 0:11:05Well, that was fucking hideous.

0:11:05 > 0:11:08It's going to get worse before it gets better.

0:11:08 > 0:11:09You think?

0:11:11 > 0:11:12Much.

0:11:13 > 0:11:15You got any Nicorettes?

0:11:16 > 0:11:19I'm out of Nicorettes.

0:11:19 > 0:11:23Which means in about ten minutes, I'm going to kill someone.

0:11:28 > 0:11:29You all right, Sam?

0:11:29 > 0:11:31My dog is dying.

0:11:36 > 0:11:38I'm sorry.

0:11:38 > 0:11:40Just got off the phone with the vet.

0:11:40 > 0:11:42Fucking tumour on her liver.

0:11:42 > 0:11:45I was spending, like, 1,000 a day already

0:11:45 > 0:11:46just trying to keep her alive.

0:11:46 > 0:11:48Yeah,

0:11:48 > 0:11:51I don't have a fucking clue what to do about it.

0:11:54 > 0:11:56Well, they're all gone.

0:11:58 > 0:11:59So...

0:12:03 > 0:12:05How many do we have left?

0:12:05 > 0:12:06About 33.

0:12:06 > 0:12:10Well, make sure they're all out there. I've gotta say something.

0:12:10 > 0:12:12Yeah, no, they're ready.

0:12:12 > 0:12:15They're ready for you.

0:12:15 > 0:12:17< WHISTLING

0:12:24 > 0:12:26All right, let's hear it.

0:12:26 > 0:12:30ALL CLAP

0:12:34 > 0:12:37You're all still here for a reason.

0:12:37 > 0:12:4180% of this floor was just sent home, for ever.

0:12:41 > 0:12:43We spent the last hour saying our goodbyes.

0:12:43 > 0:12:46They were good people and they were good at their jobs,

0:12:46 > 0:12:48but you were better.

0:12:48 > 0:12:51Now they're gone, they're not to be thought of again.

0:12:51 > 0:12:54This is YOUR opportunity.

0:12:55 > 0:12:57On every floor of this building

0:12:57 > 0:12:59and in every office, from Hong Kong to London,

0:12:59 > 0:13:00the same thing is happening.

0:13:00 > 0:13:02By the time we're done,

0:13:02 > 0:13:05three of every seven guys who were standing

0:13:05 > 0:13:09between you and your boss' job are gone.

0:13:09 > 0:13:12That is your opportunity.

0:13:15 > 0:13:18I've been with this place for 34 years,

0:13:18 > 0:13:20and I can tell you this is not the last time

0:13:20 > 0:13:24that you're going to go through this. But you are all survivors.

0:13:24 > 0:13:25And that is how this firm,

0:13:25 > 0:13:29over 107 years, has continued to grow stronger.

0:13:29 > 0:13:32So, keep your heads high. Get back to work. Let's hear it.

0:13:32 > 0:13:36APPLAUSE

0:14:23 > 0:14:25Everyone's going out, man. You should... Come on.

0:14:25 > 0:14:27No, man. I'm cool. Thanks.

0:14:29 > 0:14:31OK. Well, if you change your mind, just give me a call.

0:14:31 > 0:14:33I will.

0:14:33 > 0:14:35Come.

0:14:36 > 0:14:40- Where you guys going? - The Grand.

0:14:40 > 0:14:42I will call you when I am done.

0:14:42 > 0:14:44All right.

0:14:44 > 0:14:46Hey, be glad you're still alive.

0:14:48 > 0:14:49I am.

0:14:59 > 0:15:02- Have a good night, man.- You, too!

0:15:07 > 0:15:09MUSIC PLAYS

0:15:09 > 0:15:11VOLUME INCREASES

0:16:15 > 0:16:18MUSIC DISTORTS AND FADES

0:17:47 > 0:17:50DIALLING TONE

0:17:50 > 0:17:53DIALS NUMBER

0:17:55 > 0:17:57RINGING TONE

0:17:59 > 0:18:02- Come on. Come on. Come on. - RECORDED MESSAGE: 'We're sorry. You've reached a number...'

0:18:02 > 0:18:04- Fuck me. Fuck! - '..that has been disconnected.'

0:18:04 > 0:18:06DIALS NUMBER

0:18:09 > 0:18:10LOUD MUSIC PLAYS

0:18:10 > 0:18:12MOBILE VIBRATES

0:18:15 > 0:18:16- Hello?- Hey.

0:18:18 > 0:18:20- I can't hear you.- What?

0:18:20 > 0:18:22Can you go outside? It's too loud.

0:18:22 > 0:18:26Hold on a second. It's loud. Just give me a second.

0:18:29 > 0:18:32All right, what's up? Hey, where are you?

0:18:32 > 0:18:33- Lugo.- OK. Are you with Will?

0:18:33 > 0:18:35- Yeah. Will Emerson?- Yeah.

0:18:35 > 0:18:38Yeah. I think he's still here. Why?

0:18:38 > 0:18:40All right. I need you to get Will,

0:18:40 > 0:18:44- and I need you guys to come back up here.- Where?- To the office.

0:18:44 > 0:18:46- What?- I'm serious.

0:18:46 > 0:18:49Wait a sec... You want me to get our boss' boss out of a club

0:18:49 > 0:18:52and bring him back to the office at 10.00 on a Thursday night?

0:18:52 > 0:18:55Well, our boss got axed, so technically he is our boss,

0:18:55 > 0:18:58- and yes, that is what I want you to do.- Why?

0:18:58 > 0:19:01Look, man. Just trust me, OK? I need you guys back here now.

0:19:01 > 0:19:03All right. We'll be there in 10.

0:19:05 > 0:19:06(Fuck.)

0:19:12 > 0:19:15INDISTINCT CONVERSATION

0:19:18 > 0:19:20VACUUM WHIRS

0:19:22 > 0:19:25Have I ever told you how much I love your bag?

0:19:25 > 0:19:26No, really.

0:19:26 > 0:19:29- Do you have a little dress that matches it?- Yeah, I do.

0:19:29 > 0:19:32Because you could bounce around in it like a fucking girl.

0:19:32 > 0:19:34Hey!

0:19:34 > 0:19:36Look who's burning the candle at both ends.

0:19:36 > 0:19:39Why didn't you come out with us?

0:19:39 > 0:19:42There's no more cuts planned. You don't have to kiss my arse.

0:19:42 > 0:19:44I frankly don't even know what it is you guys do.

0:19:44 > 0:19:48- Well, I'm really sorry I had to bring you guys back here, but...- That's all right.

0:19:48 > 0:19:50- What's going on?- Look at this.

0:19:50 > 0:19:53- Eric gave me this file before he left.- Eric...

0:19:53 > 0:19:56Dale. And he told me that he couldn't quite figure it out.

0:19:56 > 0:19:58And the last thing he said to me

0:19:58 > 0:20:00before the elevator doors closed was, "Be careful."

0:20:00 > 0:20:03- He said, "Be careful"?- Yeah. So, obviously, I'm a curious.

0:20:03 > 0:20:07I start to get into it a little bit, and I realise that the only thing that he's missing...

0:20:07 > 0:20:11- This is not good, Will.- All right. OK. So what is he doing here?

0:20:11 > 0:20:13No, no. Go to model four. It makes more sense.

0:20:13 > 0:20:15OK. All right.

0:20:15 > 0:20:17What is this?

0:20:17 > 0:20:20This is basically everything that we have in our books at any given time.

0:20:20 > 0:20:23But, what Eric was trying to do was to work these numbers

0:20:23 > 0:20:26for levels of volatility that fall outside of the standard VAR model.

0:20:26 > 0:20:29- What are those levels? - It's fairly complicated.

0:20:29 > 0:20:30Simplify.

0:20:30 > 0:20:33The volatility levels are set using historic patterns, basically,

0:20:33 > 0:20:36and then stretching those patterns out another 10-15% roughly.

0:20:36 > 0:20:37All right, so?

0:20:37 > 0:20:41So, we are starting to test those historic patterns.

0:20:42 > 0:20:43When?

0:20:43 > 0:20:45- Today.- Tuesday.- Monday.

0:20:45 > 0:20:48Last Friday and Wednesday.

0:20:48 > 0:20:50Two Fridays ago.

0:20:50 > 0:20:52All right. I get it.

0:20:53 > 0:20:55Fuck me.

0:20:55 > 0:20:58Once this thing gets going in the wrong direction,

0:20:58 > 0:21:01- this is fucking huge.- How huge?

0:21:01 > 0:21:04Well, the losses are greater than the current value of the company.

0:21:04 > 0:21:07Projected losses. The projected losses, Will.

0:21:07 > 0:21:09- And this is just our floor?- Yes.

0:21:12 > 0:21:13Where the fuck is Eric Dale?

0:21:13 > 0:21:15I don't know. I tried to call him. His phone is off.

0:21:15 > 0:21:19- What do you mean? - They turned everybody's phone off that they axed today.

0:21:19 > 0:21:20Fucking ruthless.

0:21:20 > 0:21:22Did you try his personal cell?

0:21:22 > 0:21:24Yeah, I called his cellphone. It's not on.

0:21:24 > 0:21:26- Call his home. - At this hour?

0:21:26 > 0:21:28Yeah. Do we even know if he's right?

0:21:28 > 0:21:31- Looks pretty fucking right to me. - It does.

0:21:34 > 0:21:36Mrs Dale, it's Will Emerson.

0:21:36 > 0:21:39I'm fine, thank you. May I speak with Eric?

0:21:41 > 0:21:44No, we've tried that. His phone appears to be off.

0:21:44 > 0:21:47Listen, could you have him call me the moment he comes in?

0:21:47 > 0:21:50The moment he walks through the door.

0:21:50 > 0:21:52Thank you so much.

0:21:52 > 0:21:53Goodbye.

0:21:53 > 0:21:56- Where the fuck is he?- Doesn't he have, like, three kids? So?

0:21:56 > 0:21:59Fuck, I don't know, would you go home?

0:21:59 > 0:22:01I know where he is.

0:22:03 > 0:22:04I need you two to go and get him.

0:22:04 > 0:22:08- There will be a car waiting for you downstairs. You need to go.- Right now?

0:22:08 > 0:22:10Yeah, right now.

0:22:10 > 0:22:12- What are you going to do? - I'm going to call Sam.

0:22:16 > 0:22:18(Fuck me...)

0:22:32 > 0:22:34MOBILE RINGS

0:22:34 > 0:22:36- Yes? - 'It's Will.'

0:22:36 > 0:22:38It's 11.00 at night.

0:22:38 > 0:22:41I know. I'm sorry. I wouldn't have called.

0:22:41 > 0:22:43What's the problem?

0:22:43 > 0:22:46I think you need to get back here.

0:22:46 > 0:22:47What?

0:22:47 > 0:22:51- 'Sam, listen...' - It's 11.00 at night!

0:22:51 > 0:22:53I'm well aware of the fucking time, Sam.

0:22:53 > 0:22:55I'm telling you, you need to see this.

0:22:55 > 0:22:56'See what?'

0:22:56 > 0:22:58It's...

0:22:58 > 0:23:00E-mail it to me.

0:23:00 > 0:23:03I don't think that that would be a good idea.

0:23:06 > 0:23:07I'm on my way.

0:23:13 > 0:23:14Look at these people.

0:23:16 > 0:23:20Wandering around with absolutely no idea what's about to happen.

0:23:23 > 0:23:25Right?

0:23:25 > 0:23:28Well, I try to not let work get to me like that.

0:23:29 > 0:23:31I've noticed that about you.

0:23:33 > 0:23:35Come on. We're 23 years old.

0:23:36 > 0:23:39- I'm 28.- All right, 28. Whatever, it's the same thing,

0:23:39 > 0:23:44but I made nearly a quarter of a million dollars last year.

0:23:44 > 0:23:48Fuck. For what? I push numbers around on a computer screen.

0:23:48 > 0:23:51A bunch of glorified crack addicts are willing to take

0:23:51 > 0:23:53that information, and they pretend to understand it,

0:23:53 > 0:23:56and they bet it against some other jock halfway around the world

0:23:56 > 0:23:59who, you know, if he wasn't doing this, he'd be in an OTB somewhere,

0:23:59 > 0:24:01putting it all on number seven, you know?

0:24:01 > 0:24:03At the end of the day, one guy wins, one guy loses.

0:24:05 > 0:24:09You do know it's a little more complicated than that, right?

0:24:09 > 0:24:10Yeah.

0:24:12 > 0:24:14PHONE VIBRATES

0:24:16 > 0:24:19It's Will. He wants to know if we found him. What do I say?

0:24:19 > 0:24:22Let's say that we haven't found him yet.

0:24:22 > 0:24:24OK.

0:24:46 > 0:24:47- Hey.- Hey.

0:24:47 > 0:24:48So?

0:24:49 > 0:24:52- Eric Dale.- Oh, Jesus.

0:24:52 > 0:24:55Before he leaves the building, escorted by fucking security...

0:24:55 > 0:24:58- I had nothing to do with that. - I know.- I'm sorry. Go on.

0:24:58 > 0:25:01Before he leaves the building, he hands this disk to Peter Sullivan.

0:25:01 > 0:25:04- Who's Peter Sullivan again? - Doesn't matter. He's one of Eric's guys.- All right.

0:25:04 > 0:25:07But before the elevator doors are closing,

0:25:07 > 0:25:09the last thing that he says is, "Be careful".

0:25:10 > 0:25:12"Be careful"?

0:25:12 > 0:25:14- Yeah.- "Be careful"?- Yeah.

0:25:14 > 0:25:16- Why?- Take a look.

0:25:19 > 0:25:21Oh, Jesus. You know I can't fucking read these things.

0:25:21 > 0:25:23Just speak to me in English.

0:25:23 > 0:25:25All right. Basically, this kid, Peter Sullivan,

0:25:25 > 0:25:28he gets all inspired by your pep talk. Nice job, by the way.

0:25:28 > 0:25:32And he delves straight in after work. And I think he nailed it.

0:25:32 > 0:25:34Nailed it?

0:25:34 > 0:25:37Yeah, I think he figured out what Eric was missing.

0:25:37 > 0:25:38And?

0:25:38 > 0:25:40It's not good, Sam.

0:25:40 > 0:25:43These here are the historical volatility index limits

0:25:43 > 0:25:48which, of course, our entire trading model relies on pretty fucking heavily.

0:25:48 > 0:25:52Well, we're now so levered up that once it gets outside of these limits...

0:25:54 > 0:25:56..it gets ugly in a hurry.

0:25:56 > 0:25:58And how close to those limits have we gotten?

0:25:58 > 0:26:01Sam, we're beyond close.

0:26:01 > 0:26:04We broke through these limits five or six days in the last two weeks.

0:26:04 > 0:26:06Now, somehow we've managed to stay

0:26:06 > 0:26:09- on the right side of it for now. - For now.

0:26:09 > 0:26:12Well, look what happens when we get on the wrong side of it.

0:26:12 > 0:26:14CLACKS KEYS

0:26:17 > 0:26:21- Wait a minute. What am I looking at? - You're looking at this figure here.

0:26:24 > 0:26:25- Whoa. Is that...?- Yeah.

0:26:25 > 0:26:29And that would not be a bad day for us, historically speaking.

0:26:29 > 0:26:33- Is that figure right? - I don't know. I can't be sure. - Where's Eric Dale?

0:26:33 > 0:26:37- We shut his phone off. - Of course we did.- Yeah. So I called his wife, who says he's not home.

0:26:37 > 0:26:40- Yeah, he's probably crying in some fucking beer somewhere. - Yeah, or worse.

0:26:40 > 0:26:43- Where's the kid that did this? - I sent him out looking for Eric.

0:26:43 > 0:26:44You think he knows what he's doing?

0:26:45 > 0:26:48- I don't know. What do I know?- Get him back here. Get him back here!

0:26:48 > 0:26:50HE CLACKS KEYS

0:26:52 > 0:26:54LOUD MUSIC PLAYS

0:27:00 > 0:27:03What do you think these girls make in a night?

0:27:03 > 0:27:051,500?

0:27:11 > 0:27:13Two grand?

0:27:14 > 0:27:17Two grand.

0:27:17 > 0:27:19Fuck. That's...

0:27:19 > 0:27:21That's pretty great.

0:27:21 > 0:27:23I mean, all considered.

0:27:24 > 0:27:26MOBILE VIBRATES

0:27:28 > 0:27:29(Shit.)

0:27:29 > 0:27:30..Will?

0:27:32 > 0:27:34Yep.

0:27:34 > 0:27:37No. No, we asked, and nobody's seen him.

0:27:39 > 0:27:41OK, yep.

0:27:54 > 0:27:59All right, so what do you think Rogers makes in a year?

0:27:59 > 0:28:01- I don't know, I have no idea. - Come on. Play along.

0:28:01 > 0:28:04- What year? I don't know. - Last year.

0:28:04 > 0:28:06Three quarters of a million.

0:28:08 > 0:28:09Come on.

0:28:09 > 0:28:12- What?- Oh, it's not even close.

0:28:12 > 0:28:13- More?- Much more.

0:28:14 > 0:28:16A million?

0:28:16 > 0:28:18Will Emerson made two and a half million last year.

0:28:18 > 0:28:20- Fuck you.- Fuck me.

0:28:20 > 0:28:22Fuck you. How do you know that?

0:28:23 > 0:28:25- He told me.- He just told you?

0:28:25 > 0:28:28I asked him, and yeah, he told me.

0:28:28 > 0:28:30You think that's true?

0:28:30 > 0:28:32Yeah, probably.

0:28:32 > 0:28:34That's fucked up.

0:28:34 > 0:28:35Why is that fucked up?

0:28:35 > 0:28:38I don't know, does it seem right to you?

0:28:38 > 0:28:41Right? I mean, right is... Right is...

0:28:41 > 0:28:43SIRENS WAIL NEARBY

0:28:43 > 0:28:44Jesus.

0:28:45 > 0:28:47So what do you think that means Rogers puts away?

0:28:47 > 0:28:50I have no idea, Seth. This traffic is a fucking nightmare.

0:28:50 > 0:28:52CAR HORNS HONK

0:28:52 > 0:28:54SIRENS WAIL

0:29:02 > 0:29:04HE BLOWS A NOTE

0:29:04 > 0:29:06(Sorry!)

0:29:11 > 0:29:13LIFT PINGS

0:29:13 > 0:29:15Gentlemen.

0:29:15 > 0:29:17Will. Mr Rogers.

0:29:17 > 0:29:19Come with us, please.

0:29:25 > 0:29:28- Sam, this is Seth Bregman and Peter Sullivan.- Sir.

0:29:31 > 0:29:33- Will?- Uh-huh?

0:29:33 > 0:29:35Where are we going?

0:29:35 > 0:29:38We're going to get a second opinion on your work, Peter.

0:29:42 > 0:29:43LIFT PINGS

0:30:13 > 0:30:17- So, Sam, what do you have for us? - It'll be here in a minute. Finding somebody in the copy room

0:30:17 > 0:30:21- at this hour was a little bit of a challenge.- OK, let's go right into the introductions.

0:30:21 > 0:30:26This is Sarah Robertson, who you know. Chief Risk Management Officer. Ramesh Shah from upstairs.

0:30:26 > 0:30:28And David Horn, one of the firm's in-house counsel.

0:30:28 > 0:30:32Nice to meet you all. This is my Head of Trading, Will Emerson, and this is...

0:30:32 > 0:30:35Peter Sullivan and Seth Bregman. They work in our Risk Department.

0:30:35 > 0:30:37Where's Eric Dale?

0:30:37 > 0:30:39He was let go today.

0:30:41 > 0:30:44Who do you have left in your Risk Department?

0:30:44 > 0:30:47As of today that would be Peter and our Junior Analyst, Seth.

0:30:49 > 0:30:51Really?

0:30:52 > 0:30:53< Will Emerson?

0:30:53 > 0:30:56Yes, please. Just hand them out.

0:30:56 > 0:30:57- Thank you.- >

0:31:07 > 0:31:10Apparently, Eric had been working on this for some time,

0:31:10 > 0:31:11but he wasn't able to finish it.

0:31:11 > 0:31:14This morning, as he left the building, he handed the program

0:31:14 > 0:31:17to Peter here and asked him to take a look at it. Peter did.

0:31:17 > 0:31:20He put a few things in that Eric seemed to be missing,

0:31:20 > 0:31:22and this is what came out.

0:31:23 > 0:31:25- SARAH:- Peter, is this your work?

0:31:27 > 0:31:29Mostly Mr Dale's.

0:31:29 > 0:31:30But is this your draft?

0:31:30 > 0:31:33Yes.

0:31:33 > 0:31:36Again, expanded on the original work by Mr Dale. But, yes.

0:31:36 > 0:31:39- What's your background? - My background?- Your CV? - I've been with the firm

0:31:39 > 0:31:41for two and a half years, working with Eric that whole time.

0:31:41 > 0:31:43But I hold a doctorate in Engineering,

0:31:43 > 0:31:46specialty in propulsion, from MIT with a Bachelor's from Penn.

0:31:46 > 0:31:49- What is a specialty in propulsion, exactly?- >

0:31:49 > 0:31:52My thesis was a study in the ways that friction ratios

0:31:52 > 0:31:56affect steering outcomes in aeronautical use under reduced gravity loads.

0:31:56 > 0:31:58So, you're a rocket scientist?

0:31:58 > 0:32:00I was. Yeah.

0:32:01 > 0:32:03- Interesting. - How did you end up here?

0:32:03 > 0:32:06It's all just numbers, really. Just changing what you're adding up.

0:32:06 > 0:32:10And to speak freely, the money here is considerably more attractive.

0:32:10 > 0:32:13SILENCE

0:32:18 > 0:32:20What time is it?

0:32:20 > 0:32:212.15.

0:32:21 > 0:32:23Fuck me. Fuck me.

0:32:23 > 0:32:28And I'm guessing by the fact that you two haven't said anything that the math checks out.

0:32:28 > 0:32:32Look, we'd need some time to go over this.

0:32:32 > 0:32:35But Mr Sullivan here seems like he knows what he's doing.

0:32:35 > 0:32:39- So, it would appear we have a problem.- Thank you for that(!)

0:32:39 > 0:32:42- What time is it? - 2.16.- Fuck me.

0:32:43 > 0:32:44Fuck me.

0:32:52 > 0:32:55Sam, how long, under normal operations

0:32:55 > 0:32:58would it take your people to clear that from our books?

0:33:01 > 0:33:03What?

0:33:03 > 0:33:05- All of it?- Yes.

0:33:06 > 0:33:10- I don't know. Weeks. - Weeks?- Yeah. Weeks.

0:33:10 > 0:33:14But you certainly know that our business is selling AND buying?

0:33:14 > 0:33:17It doesn't work for very long without both components.

0:33:17 > 0:33:22We suddenly stop buying for a day or two, that's not something you can hide under the rug. That gets OUT.

0:33:22 > 0:33:26And when it does, this whole thing comes to an end, and right quick.

0:33:27 > 0:33:29- I understand.- Do you?

0:33:32 > 0:33:33Yes.

0:33:35 > 0:33:39How many traders do we have left between your floor and Peterson's?

0:33:39 > 0:33:42- I don't know, what...- 60.- Jared, as I look at this more closely,

0:33:42 > 0:33:46- it is these VAR numbers that are setting this thing off.- Excuse me.

0:33:53 > 0:33:55DOOR OPENS AND CLOSES

0:33:56 > 0:33:58- WHISPERS:- I warned you about this last year.

0:33:58 > 0:34:02- We would not be in this position if we had done what I...- I know. - DOOR OPENS

0:34:02 > 0:34:05- Please?- As I was saying, and I speak completely off the record,

0:34:05 > 0:34:07it's only a matter of time before someone else

0:34:07 > 0:34:10starts putting these in and they come up with exactly the same results

0:34:10 > 0:34:13- and look at what we're looking at right now, if they haven't already.- Understood.

0:34:13 > 0:34:17And, Sarah, what value would you allow to be placed on those assets

0:34:17 > 0:34:19that might remain on the books, if they had to?

0:34:19 > 0:34:23- Why would they still be on the books?- Because suddenly nobody wants to fucking buy them.

0:34:23 > 0:34:26- Fuck you, Sam. Will you give me a fucking break here?- Excuse me...

0:34:26 > 0:34:30Without an active market, it would take weeks or months to come up with an accurate value.

0:34:30 > 0:34:32You would have to go block by block.

0:34:32 > 0:34:36- Look, Jared, it's a very simple business, right? We talked about this.- Sam!

0:34:36 > 0:34:39- Will, Peter, and... What the fuck is his name?- Seth.

0:34:39 > 0:34:43Thank you. Seth. Could you please give us a few moments?

0:34:44 > 0:34:46And, Peter?

0:34:46 > 0:34:48Has anyone else seen this?

0:34:48 > 0:34:49No, no-one aside from us.

0:34:49 > 0:34:51- And Eric Dale.- Yes.

0:34:51 > 0:34:54And can it really be possible that we don't know where Eric Dale is?

0:34:54 > 0:34:57I called his wife, he hasn't come home yet,

0:34:57 > 0:34:59and we turned off his phone today.

0:35:00 > 0:35:01Perfect(!)

0:35:01 > 0:35:03Well, I'd like to know where he is.

0:35:13 > 0:35:16Jesus fucking Christ. Who is that guy?

0:35:16 > 0:35:17Sam's boss.

0:35:18 > 0:35:21He looks like he's 15 years old.

0:35:21 > 0:35:22He's 40.

0:35:22 > 0:35:24Yeah, how does that happen?

0:35:24 > 0:35:27Oh, it happens all the time.

0:35:29 > 0:35:31Except to me.

0:35:33 > 0:35:35Kid's a fucking killer.

0:35:37 > 0:35:40What are they talking about in there?

0:35:44 > 0:35:46It ain't pretty.

0:35:46 > 0:35:48What ain't pretty?

0:35:50 > 0:35:52If people stop buying what we're selling.

0:35:56 > 0:35:58Jared.

0:35:58 > 0:36:01You cannot be doing what you're thinking of doing.

0:36:01 > 0:36:05- Well, I don't see any other choice. - What does that mean, we don't have a choice?

0:36:05 > 0:36:06Fuck you, you don't have a choice!

0:36:06 > 0:36:09Fuck me? Did you even look at the numbers, Sam?

0:36:09 > 0:36:12- Yeah, but what do I know? - Correct me if I'm wrong, Mr Shah,

0:36:12 > 0:36:14but these numbers, they don't add up.

0:36:14 > 0:36:16One and one no longer makes two.

0:36:16 > 0:36:19- Look, if I may, I would like a bit more time.- Jared, we can't tell you yet.

0:36:19 > 0:36:21Are you fucking kidding me? We have talked about this.

0:36:21 > 0:36:24We need a little more time to give you our conclusion.

0:36:24 > 0:36:26OK. We meet again in 45 minutes.

0:36:26 > 0:36:27Sam, do you have the file?

0:36:27 > 0:36:29Yeah. >

0:36:29 > 0:36:31DATA KEY CLATTERS

0:36:45 > 0:36:47What are you going to do?

0:36:49 > 0:36:51Are you going to call him?

0:36:56 > 0:36:59I already have.

0:37:00 > 0:37:02HE SIGHS

0:37:09 > 0:37:10Wow.

0:37:12 > 0:37:13Jesus.

0:37:18 > 0:37:19Wow, that's gorgeous.

0:37:28 > 0:37:31It's a long way down.

0:37:31 > 0:37:32Yes, it is.

0:37:43 > 0:37:45Will, don't do that! Come on.

0:37:48 > 0:37:50You know the feeling that people experience

0:37:50 > 0:37:54when they stand on the edge like this isn't a fear of falling.

0:37:54 > 0:37:57It's the fear that they might jump.

0:37:57 > 0:38:00That's very deep and depressing. Thank you.

0:38:00 > 0:38:02Yeah, well, I'm a little dark sometimes.

0:38:02 > 0:38:05All right. Come down, please, Will. Please, come on.

0:38:05 > 0:38:06Will.

0:38:06 > 0:38:08Yeah, fuck it.

0:38:08 > 0:38:09Whoo!

0:38:09 > 0:38:11HE PANTS

0:38:11 > 0:38:12Not today!

0:38:12 > 0:38:14HE LAUGHS

0:38:14 > 0:38:16PETER LAUGHS

0:38:19 > 0:38:21It looks like they're going to make us dump this shit.

0:38:21 > 0:38:23What?

0:38:23 > 0:38:24You watch.

0:38:24 > 0:38:26How?

0:38:26 > 0:38:29- You'll see. - How could they do that?

0:38:29 > 0:38:32They can't. It's impossible. But they'll figure a way.

0:38:32 > 0:38:37I've been at this company for ten years, and I've seen things you wouldn't believe.

0:38:37 > 0:38:40When all is said and done, they do not lose money.

0:38:40 > 0:38:43They don't mind if everybody else does, but they don't lose.

0:38:52 > 0:38:55Will?

0:38:55 > 0:38:58Did you really make two and a half million last year?

0:38:58 > 0:38:59Yeah, sure.

0:39:02 > 0:39:04How did you spend it all?

0:39:04 > 0:39:06It goes quite quickly.

0:39:06 > 0:39:08You know, you learn to spend what's in your pocket.

0:39:08 > 0:39:10Two and a half million goes quickly?

0:39:10 > 0:39:11All right, let's see.

0:39:11 > 0:39:14So the taxman takes half up front,

0:39:14 > 0:39:16so you're left with one and a quarter.

0:39:16 > 0:39:18My mortgage takes another 300 grand.

0:39:18 > 0:39:21I send 150 home for my parents, you know, keep them going.

0:39:21 > 0:39:22- So what's that?- 800.

0:39:22 > 0:39:25All right, 800.

0:39:25 > 0:39:27Spent 150 on a car.

0:39:27 > 0:39:30About 75 on restaurants.

0:39:30 > 0:39:32Probably 50 on clothes.

0:39:32 > 0:39:35- I put 400 away for a rainy day. - That's smart.

0:39:35 > 0:39:39Yeah, as it turns out, cos it looks like the storm's coming.

0:39:39 > 0:39:41You still got 125.

0:39:43 > 0:39:47Yeah, well, I did spend 76,520 on hookers, booze, and dancers.

0:39:47 > 0:39:48But mainly hookers.

0:39:48 > 0:39:50ALL LAUGH

0:39:50 > 0:39:54- 76,500?- I was a little shocked initially, but then I realised

0:39:54 > 0:39:58that I could claim most of it back as entertainment. It's true.

0:39:58 > 0:40:00HELICOPTER APPROACHES

0:40:03 > 0:40:06- Holy shit! Goddamn!- The cavalry is here! Come on, we should go.

0:40:13 > 0:40:15How old are you?

0:40:16 > 0:40:19- 43.- (Jesus!)

0:40:23 > 0:40:25This is bizarre.

0:40:27 > 0:40:29It's like a...dream.

0:40:33 > 0:40:37I don't know, seems like we actually may have just woken up.

0:40:39 > 0:40:41KNOCK AT DOOR Come in.

0:40:42 > 0:40:44How do we look?

0:40:44 > 0:40:47- I should go. - No. You should stay.

0:40:47 > 0:40:49So?

0:40:49 > 0:40:50It's legit.

0:40:50 > 0:40:53The kid killed it.

0:40:53 > 0:40:55The formula's worthless.

0:40:55 > 0:40:58- What does that mean? - It's broken.

0:40:58 > 0:41:01There are eight trillion dollars of paper around the world

0:41:01 > 0:41:02relying on that equation.

0:41:02 > 0:41:04Well, we were wrong.

0:41:04 > 0:41:06No, you mean YOU were wrong.

0:41:06 > 0:41:08Now, don't get me started. We discussed this.

0:41:08 > 0:41:11- I'm heading for the conference room. - No, I want you to hear this.

0:41:13 > 0:41:15I don't want to hear this.

0:41:15 > 0:41:17How do you think I've stuck around this place so long?

0:41:25 > 0:41:27I called Tuld.

0:41:29 > 0:41:31Do we have a contingency plan here?

0:41:31 > 0:41:33- A contingency plan? - Yes.

0:41:33 > 0:41:37No, we went all in on this one.

0:41:37 > 0:41:40So we've gotten ourselves quite exposed here, haven't we?

0:41:42 > 0:41:44To Tuld or the market?

0:41:46 > 0:41:47To both.

0:41:55 > 0:41:57MOBILE VIBRATES

0:42:09 > 0:42:11- He's here?- Mm-hm.

0:42:40 > 0:42:43- Tuld's helicopter just landed. - I know. Come with us.

0:42:43 > 0:42:46- Where's Sam?- I don't know. You sure you want all of us?- Yes.

0:42:52 > 0:42:56One piece of advice for everyone before we go in there.

0:42:56 > 0:42:58This could get a little ugly.

0:42:58 > 0:43:00But whatever you do, just tell the truth. No sugar-coating.

0:43:00 > 0:43:02Do not change a word of it.

0:43:02 > 0:43:05No-one here is smart enough, including the rocket scientist.

0:43:12 > 0:43:14- Mr Cohen.- Morning.

0:43:16 > 0:43:18This way, please.

0:43:22 > 0:43:24He's already in there waiting for you.

0:43:24 > 0:43:26Excellent.

0:43:34 > 0:43:36DOOR CLOSES

0:43:44 > 0:43:46DOOR OPENS

0:43:48 > 0:43:50John.

0:43:51 > 0:43:52Please, sit down.

0:43:55 > 0:43:59Welcome, everyone. I must apologise for dragging you all here at such an uncommon hour.

0:43:59 > 0:44:04But from what I've been told, this matter needs to be dealt with urgently.

0:44:04 > 0:44:07So urgently, in fact, it probably should have been addressed weeks ago.

0:44:07 > 0:44:09But that is spilt milk under the bridge.

0:44:09 > 0:44:14So, why doesn't somebody tell me what they think is going on here?

0:44:14 > 0:44:16Mr Tuld, as I mentioned earlier,

0:44:16 > 0:44:19if you compare the figure at the top of page 13...

0:44:19 > 0:44:23Jared, it's a little early for all that. Just speak to me in plain English.

0:44:24 > 0:44:27- OK.- In fact, I'd like to speak to the guy who put this together.

0:44:27 > 0:44:31- Mr Sullivan, is it? Does he speak English?- Sir?

0:44:31 > 0:44:32I'd like to speak with the analyst

0:44:32 > 0:44:34who seems to have stumbled across this mess.

0:44:34 > 0:44:37Certainly. That would be Peter Sullivan. Right here.

0:44:37 > 0:44:39Oh, Mr Sullivan, you're here. Good morning.

0:44:39 > 0:44:42Maybe you could tell me what you think is going on here.

0:44:42 > 0:44:46And please, speak as you might to a young child

0:44:46 > 0:44:48or a golden retriever.

0:44:48 > 0:44:51It wasn't brains that got me here. I can assure you of that.

0:44:53 > 0:44:55Well, um...

0:44:55 > 0:44:59Sir, as you may or may not know, I work here for Mr Rogers

0:44:59 > 0:45:04as an associate in the Risk Assessment and Management Office at MBS.

0:45:04 > 0:45:08Please. Just relax. Stand up. Tell us in a clear voice.

0:45:08 > 0:45:10What is the nature of the problem?

0:45:12 > 0:45:13OK.

0:45:15 > 0:45:18As you probably know, over the last 36 to 40 months

0:45:18 > 0:45:21the firm has begun packaging

0:45:21 > 0:45:26new MBS products that combine several different tranches

0:45:26 > 0:45:30of rating classifications in one tradable security.

0:45:30 > 0:45:35This has been enormously profitable, as I imagine you noticed.

0:45:35 > 0:45:38- I have.- The firm is currently doing a considerable amount

0:45:38 > 0:45:40of this business every day.

0:45:40 > 0:45:43Now, the problem, which is, I guess, why we are here tonight,

0:45:43 > 0:45:47is that is takes us, the firm, about a month

0:45:47 > 0:45:51to layer these products correctly, thereby posing a challenge

0:45:51 > 0:45:53from a Risk Management standpoint.

0:45:53 > 0:45:55And, Mr Sullivan, that challenge is?

0:45:55 > 0:46:01- We have to hold these assets on our books longer than we might ideally like to.- Yes.

0:46:01 > 0:46:04But the key factor here is these are essentially just mortgages.

0:46:04 > 0:46:07So that has allowed us to push the leverage considerably beyond

0:46:07 > 0:46:11what you might be willing or allowed to do in any other circumstance,

0:46:11 > 0:46:15thereby pushing the risk profile without raising any red flags.

0:46:16 > 0:46:21Now... Thank you, Mr Sullivan. Sit down. What I'm guessing your report here says,

0:46:21 > 0:46:23and give me some rope here.

0:46:23 > 0:46:27What I'm guessing it says is that considering the, shall we say,

0:46:27 > 0:46:30bumpy road we've been on the last week or so,

0:46:30 > 0:46:35that the figures your brilliant co-workers up the line ahead of you have come

0:46:35 > 0:46:39up with don't make much sense any more considering what's taking place today.

0:46:39 > 0:46:44Actually, not what's taking place today, but what's already taken place over the last two weeks.

0:46:44 > 0:46:48- So, you're saying this has already happened?- Sort of.

0:46:50 > 0:46:51Sort of.

0:46:52 > 0:46:56And, Mr Sullivan, what does your model say that,

0:46:56 > 0:46:58that means for us here.

0:46:58 > 0:47:02Well, that's where it becomes a projection. But...

0:47:04 > 0:47:07You're speaking with me, Mr Sullivan.

0:47:07 > 0:47:09Well, sir,

0:47:09 > 0:47:13if those assets decrease by just 25%

0:47:13 > 0:47:17and remain on our books, that loss would be greater

0:47:17 > 0:47:21than the current market capitalisation of this entire company.

0:47:25 > 0:47:28So, what you're telling me...

0:47:29 > 0:47:32..is that the music is about to stop...

0:47:33 > 0:47:36..and we're going to be left holding the biggest bag

0:47:36 > 0:47:41of odorous excrement ever assembled in the history of...

0:47:42 > 0:47:44..capitalism.

0:47:47 > 0:47:52Sir, I'm not sure that I would put it that way. But let me clarify.

0:47:52 > 0:47:54Using your analogy,

0:47:54 > 0:47:57what this model shows

0:47:57 > 0:48:00is the music, so to speak, just slowing.

0:48:01 > 0:48:03If the music were to stop, as you put it,

0:48:03 > 0:48:07then this model wouldn't be even close to that scenario.

0:48:07 > 0:48:09It would be considerably worse.

0:48:13 > 0:48:17Let me tell you something, Mr Sullivan.

0:48:17 > 0:48:21Do you care to know why I'm in this chair with you all?

0:48:21 > 0:48:23I mean, why I earn the big bucks?

0:48:25 > 0:48:29- Yes.- I'm here for one reason and one reason alone.

0:48:29 > 0:48:33I'm here to guess what the music might do

0:48:33 > 0:48:35a week, a month, a year from now.

0:48:37 > 0:48:39That's it.

0:48:39 > 0:48:40Nothing more.

0:48:42 > 0:48:44And standing here tonight,

0:48:44 > 0:48:50I'm afraid that I don't hear a thing.

0:48:53 > 0:48:54Just...

0:48:56 > 0:48:58..silence.

0:49:13 > 0:49:18So, now that we know the music has stopped, what can we do about it?

0:49:18 > 0:49:21Mr Cohen? Ms Robertson?

0:49:21 > 0:49:25I'm afraid I think this is where you're supposed to step back in.

0:49:25 > 0:49:29Lord knows we've relied enough on Mr Sullivan tonight.

0:49:30 > 0:49:33What do you have for us?

0:49:40 > 0:49:44What have I told you since the first day you stepped into my office?

0:49:44 > 0:49:48There are three ways to make a living in this business,

0:49:48 > 0:49:52be first, be smarter, or cheat.

0:49:52 > 0:49:54Now, I don't cheat.

0:49:54 > 0:49:59And although I like to think we have some pretty smart people in this building,

0:49:59 > 0:50:03it sure is a hell of a lot easier to just be first.

0:50:03 > 0:50:05Sell it all. Today.

0:50:07 > 0:50:09Is that even possible, Sam?

0:50:10 > 0:50:12Yes, but at what cost?

0:50:13 > 0:50:15I'll have to pay.

0:50:17 > 0:50:18Really?

0:50:18 > 0:50:20I think so.

0:50:20 > 0:50:24Where is this going to come back to us?

0:50:24 > 0:50:25Everywhere.

0:50:25 > 0:50:29Sam, I don't think you to understand what your boy here has just said.

0:50:34 > 0:50:36If I made you,

0:50:36 > 0:50:38how would you do this?

0:50:42 > 0:50:46You call the traders in for their normal 6.30 meeting and you be honest with them.

0:50:46 > 0:50:49Because they're going to know it's the end either way.

0:50:49 > 0:50:52You're going to have to throw them a bone, and a pretty big one.

0:50:52 > 0:50:54And then you've got to come out of the gates storming.

0:50:54 > 0:50:56No swaps. No nothing.

0:50:56 > 0:51:0040% done by 10.15. By 11.00, all your trades have to be gone

0:51:00 > 0:51:03because by lunchtime, word's going to be out.

0:51:03 > 0:51:07And by 2.00 you're going to be selling at 65 cents on the dollar, if you're lucky.

0:51:07 > 0:51:10And then the feds are going to be in here, up your ass, trying to slow you down.

0:51:10 > 0:51:14- Ramesh?- They can slow you down. They can't stop you.

0:51:14 > 0:51:16It's yours to sell.

0:51:16 > 0:51:18But, John, even if

0:51:18 > 0:51:22we manage to pull that off, and that's saying something...

0:51:23 > 0:51:26..the real question is, who are we selling this to?

0:51:26 > 0:51:29Same people we've been selling it to the last two years,

0:51:29 > 0:51:30and whoever else will buy it.

0:51:30 > 0:51:32But, John,

0:51:32 > 0:51:34if you do this,

0:51:34 > 0:51:37you will kill the market for years. It's over.

0:51:39 > 0:51:42And you're selling something that you know has no value.

0:51:42 > 0:51:47We are selling to willing buyers of the current fair market price.

0:51:47 > 0:51:51So that we may survive.

0:51:51 > 0:51:54You will never sell anything to any of those people ever again.

0:51:54 > 0:51:56I understand.

0:51:56 > 0:51:58- Do you?- Do you?!

0:51:59 > 0:52:00This is it!

0:52:00 > 0:52:03I'm telling you. This is it!

0:52:13 > 0:52:15Now, it's 4.00.

0:52:15 > 0:52:18Jared, you've got till 5.00 to break this down and draw me up a plan.

0:52:18 > 0:52:23Is there anybody else who knows what's in here at the moment, block by block?

0:52:23 > 0:52:24- SARAH:- Eric Dale.

0:52:24 > 0:52:27And where is he?

0:52:27 > 0:52:29As of today, he's no longer with the firm.

0:52:29 > 0:52:32We have been trying to locate him.

0:52:35 > 0:52:37- Carmelo.- Yes.

0:52:37 > 0:52:39Get me Eric Dale here by 6.30.

0:52:39 > 0:52:41It's done.

0:52:41 > 0:52:43We meet back here in an hour.

0:52:45 > 0:52:47Sam, let's talk.

0:52:48 > 0:52:50HE MOUTHS

0:52:59 > 0:53:01This is a hell of a town.

0:53:03 > 0:53:06I've always loved this place, since the day I arrived.

0:53:06 > 0:53:08Everything about it.

0:53:16 > 0:53:19Sam, are you going to go with me on this?

0:53:20 > 0:53:22I don't know, John.

0:53:24 > 0:53:26This one is very ugly.

0:53:27 > 0:53:30You and I, we're salesmen.

0:53:30 > 0:53:33We sell. That's what we do. It's not complicated.

0:53:33 > 0:53:37Exactly. And you know damn well, you don't sell anything to anybody

0:53:37 > 0:53:40unless you think they're going to come back for more.

0:53:40 > 0:53:43That's the lesson we learned. And tomorrow, we're done.

0:53:43 > 0:53:46- But this is it, Sam.- You keep saying that. What's that supposed to mean?

0:53:46 > 0:53:49This is the big one.

0:53:49 > 0:53:51Most of us aren't going to make it out of this one.

0:53:51 > 0:53:54- Us?- The Street.

0:53:54 > 0:53:56What are you talking about?

0:53:56 > 0:54:00This isn't the last situation I'm going to have to deal with this week. This is just the start.

0:54:00 > 0:54:05- It's the start cos you're starting it.- Maybe. But I don't believe that.

0:54:05 > 0:54:08Not this time. The numbers, they just don't add up any more.

0:54:08 > 0:54:12I agree with you there. I've been saying that for years.

0:54:12 > 0:54:16If this kid out there can come up with this, then...

0:54:16 > 0:54:19Look, I just don't think I can walk in there knowing what I know

0:54:19 > 0:54:21and put the hammer down on these guys.

0:54:21 > 0:54:23When did you start getting so soft, Sam?

0:54:23 > 0:54:26Fuck you, soft. You're panicking.

0:54:29 > 0:54:33If you're the first out of the door, that's not called panicking.

0:54:39 > 0:54:43You're obviously operating with more information than I have.

0:54:45 > 0:54:48But I think this will destroy this firm.

0:54:48 > 0:54:49No-one will ever trust you again.

0:54:49 > 0:54:53You're knowingly putting people out of business, full stop.

0:54:54 > 0:54:57You let me deal with that, Sam.

0:55:11 > 0:55:13How'd it go?

0:55:13 > 0:55:16This is a fucking shit show.

0:55:16 > 0:55:19- They're going to go with it? - Probably.

0:55:19 > 0:55:20Jesus.

0:55:22 > 0:55:24Remember this day, boys.

0:55:26 > 0:55:27Remember this day.

0:55:42 > 0:55:46- So, what's the strategy here? - That's where I'm headed right now.

0:55:46 > 0:55:48Downstairs to work on it with my guys.

0:55:48 > 0:55:50No, no. You and I with John.

0:55:56 > 0:55:58I'm not sure that we need one, Sarah.

0:55:58 > 0:56:01- That's not the way I do things. - Please(!)

0:56:03 > 0:56:08Listen, he knows where we've stood on this all along.

0:56:08 > 0:56:11That's exactly my point.

0:56:11 > 0:56:15And knowing what was discussed by both you and I,

0:56:15 > 0:56:18I don't see how this could provide you with anything

0:56:18 > 0:56:20other than a false sense of comfort.

0:56:20 > 0:56:24I'm not looking for a sense of comfort here, Sarah.

0:56:24 > 0:56:28I don't think there's one to be found.

0:56:28 > 0:56:30LIFT PINGS

0:56:37 > 0:56:39So, again, what's the strategy here?

0:56:42 > 0:56:44I'm just not sure there's much more to do on this.

0:56:44 > 0:56:47It's very simple.

0:56:47 > 0:56:49Don't even think about fucking me on this.

0:56:51 > 0:56:53Cos if we're going down...

0:56:53 > 0:56:56then you damn well know it'll be together.

0:56:58 > 0:57:01No. I'm not sure that I do know that.

0:57:01 > 0:57:03LIFT BEEPS

0:57:22 > 0:57:24Hey.

0:57:24 > 0:57:26Oh, I'm sorry.

0:57:38 > 0:57:41What do you guys think Tuld made last year?

0:57:43 > 0:57:46- Would you shut the fuck up? - 86 million.

0:57:48 > 0:57:50In bonuses and salary.

0:57:50 > 0:57:52- Really?- Sure, it's public record.

0:57:52 > 0:57:54That is a lot of fucking money.

0:57:55 > 0:57:58He was worth a billion.

0:57:58 > 0:57:59Was?

0:58:00 > 0:58:02Till today.

0:58:02 > 0:58:03Really?

0:58:05 > 0:58:06You'll see.

0:58:08 > 0:58:11I'm going to get some coffee. Does anyone want anything else?

0:58:11 > 0:58:14- I'm all right. - I could use some real air.

0:58:14 > 0:58:17- Probably a good idea.- Is it all right, Will?- Is what all right?

0:58:17 > 0:58:20- If I get out of here for a minute? - Of course, it's not a prison.

0:58:20 > 0:58:23You want me to hold your hand?

0:58:26 > 0:58:29Why did they put all this fruit on it?

0:58:31 > 0:58:33PHONE RINGS

0:58:38 > 0:58:40Hello, Will Emerson.

0:58:40 > 0:58:41Hello.

0:58:45 > 0:58:46Right.

0:58:47 > 0:58:49No, thank you. I understand.

0:58:52 > 0:58:54No, we'll be discreet.

0:58:55 > 0:58:57Thank you.

0:58:57 > 0:58:59- What?- Eric's wife. He's alive,

0:58:59 > 0:59:03he's home, he doesn't want to speak to us, and he doesn't know that she rang me.

0:59:03 > 0:59:05- Where does he live?- Heights.

0:59:05 > 0:59:09- Shall I call Tuld's guy?- No! It's Eric. The last thing we need is those guys going over there.

0:59:09 > 0:59:13- No, you two go get him and try to bring him here. But you got to be back by 6am.- All right.

0:59:16 > 0:59:18I hate Brooklyn!

0:59:21 > 0:59:23KNOCK AT DOOR

0:59:23 > 0:59:24May I come in?

0:59:24 > 0:59:26Of course. Please, sit down.

0:59:26 > 0:59:27DOOR CLOSES

0:59:31 > 0:59:33So...

0:59:36 > 0:59:38We're going to do this thing.

0:59:42 > 0:59:43OK.

0:59:44 > 0:59:46It's going to be tight.

0:59:48 > 0:59:49Is Sam on board?

0:59:49 > 0:59:51Not yet.

0:59:54 > 0:59:56Sarah,

0:59:56 > 1:00:00I need a head to feed to the traders on the floor and the board.

1:00:05 > 1:00:06Is it me or Cohen?

1:00:06 > 1:00:08It's you.

1:00:17 > 1:00:21Of course, you're well aware that I filtered several warnings

1:00:21 > 1:00:23to you and Cohen about this a year ago.

1:00:23 > 1:00:28I really don't think that's the best path for you to take at this point.

1:00:32 > 1:00:35You're going to be well taken care of here.

1:00:37 > 1:00:41Obviously, it is quite complicated.

1:00:41 > 1:00:43John, I was told under no uncertain terms...

1:00:43 > 1:00:46It was always a very grey area.

1:00:46 > 1:00:50Actually, it was made very clear at the time by you, me, and Cohen.

1:00:52 > 1:00:56I'd really appreciate it if you didn't fight me on this.

1:01:07 > 1:01:11We all fucked this one up pretty good.

1:01:11 > 1:01:12Yes.

1:01:14 > 1:01:18We need you to stay here until this is finished and the market's closed.

1:01:18 > 1:01:20I understand.

1:01:22 > 1:01:25They'll go over the numbers with you downstairs.

1:01:25 > 1:01:27Good luck.

1:01:27 > 1:01:29DOOR OPENS AND CLOSES

1:01:43 > 1:01:45Oh, fuck. Jared's coming.

1:01:46 > 1:01:49What's the Boy Wonder want?

1:01:54 > 1:01:57- You got a minute? - Just off to pick up Eric.

1:01:57 > 1:02:00- Yeah. I know. It will only take a second.- All right, what is it?

1:02:00 > 1:02:02Tuld and I have concerns that Sam

1:02:02 > 1:02:06may not be willing to step up and do the right thing here.

1:02:06 > 1:02:08- This has never been a problem. - No, it hasn't.

1:02:08 > 1:02:12But sometimes, in acute situations such as this,

1:02:12 > 1:02:16often what is right can take on multiple interpretations.

1:02:16 > 1:02:18CAR APPROACHES

1:02:21 > 1:02:24- Sam will step up.- Oh, I know he will. But if he doesn't...

1:02:26 > 1:02:29But if he doesn't, we need to know that you will.

1:02:31 > 1:02:33Thank you.

1:02:33 > 1:02:36- You need to know that I will what? - That you'll step up.

1:02:38 > 1:02:41I have no doubt that Sam will make the right decision.

1:02:41 > 1:02:42But just to make it clear,

1:02:42 > 1:02:45he and I have always had the same interpretation of what's right...

1:02:47 > 1:02:50..no matter how acute the situation.

1:02:50 > 1:02:52CAR REVS

1:03:13 > 1:03:17CLASSICAL MUSIC PLAYS

1:04:05 > 1:04:07CRASHING, MUSIC STOPS

1:04:07 > 1:04:10HE GASPS

1:05:29 > 1:05:31Jesus, that's a nice place.

1:05:31 > 1:05:33Yeah, it is. He just bought it.

1:05:34 > 1:05:36I hope it was with cash....

1:05:36 > 1:05:40Fuck me, you're a heartless little shit sometimes.

1:05:41 > 1:05:43And it wasn't.

1:05:45 > 1:05:47Don't touch any of the buttons.

1:05:53 > 1:05:55- What are you doing here?- Hey.

1:06:02 > 1:06:05So, Peter finished the model you were working on.

1:06:05 > 1:06:07Really?

1:06:07 > 1:06:09It caused a shit storm.

1:06:09 > 1:06:11I bet it did.

1:06:11 > 1:06:13You think he's right?

1:06:13 > 1:06:14I know he's right.

1:06:17 > 1:06:18(Fuck!)

1:06:20 > 1:06:21All right.

1:06:26 > 1:06:28So, Jared Cohen called an emergency meeting

1:06:28 > 1:06:30with the senior partners last night.

1:06:30 > 1:06:32And based on your findings,

1:06:32 > 1:06:36they've decided to liquidate our entire position.

1:06:36 > 1:06:38Today.

1:06:39 > 1:06:41I'm very sorry about that.

1:06:48 > 1:06:51They're worried about you being out here and they want me to bring you back.

1:06:51 > 1:06:53Please(!)

1:06:53 > 1:06:55I'm just saying.

1:06:55 > 1:06:56- Fuck them. Fuck them.- Eric...

1:06:56 > 1:06:59- Don't be rash.- Forget it. I signed my paper. I'm out.

1:06:59 > 1:07:01- They'll pay you. - They got nothing on me.

1:07:01 > 1:07:03They'll pay you.

1:07:03 > 1:07:05I've been paid enough already.

1:07:09 > 1:07:10(Fuck!)

1:07:14 > 1:07:17Do you know I built a bridge once?

1:07:17 > 1:07:18- Sorry?- A bridge.

1:07:20 > 1:07:21No, I didn't know that.

1:07:21 > 1:07:23I was an engineer by trade.

1:07:26 > 1:07:29It went from Dilles Bottom, Ohio, to Moundsville, West Virginia.

1:07:29 > 1:07:32It spanned 912 feet above the Ohio River.

1:07:32 > 1:07:3512,100 people use this thing a day.

1:07:35 > 1:07:39And it cut out 35 miles of extra driving each way

1:07:39 > 1:07:41between Wheeling and New Martinsville.

1:07:41 > 1:07:46That's a combined 847,000 miles of driving a day.

1:07:47 > 1:07:51Or 25,410,000 miles a month.

1:07:53 > 1:07:59And 304,920,000 miles a year saved.

1:07:59 > 1:08:04Now, I completed that project in 1986. That's 22 years ago.

1:08:04 > 1:08:07So over the life of that one bridge,

1:08:07 > 1:08:13that's 6,708,240,000 miles

1:08:13 > 1:08:16that haven't had to be driven at...

1:08:16 > 1:08:18What? Let's say 50mph.

1:08:18 > 1:08:20So that's what?

1:08:20 > 1:08:24That's 134,164,800 hours.

1:08:24 > 1:08:28Or 559,020 days.

1:08:28 > 1:08:31So that one little bridge has saved the people of those two communities a combined

1:08:31 > 1:08:351,531 years of their lives

1:08:35 > 1:08:37not wasted in a fucking car.

1:08:41 > 1:08:441,531 years.

1:08:44 > 1:08:46Jesus.

1:08:57 > 1:09:00I guess you better get back over there.

1:09:04 > 1:09:05Yeah.

1:09:09 > 1:09:12- Thanks for coming by. - You're welcome.

1:09:15 > 1:09:20- Who the fuck is this?- I would imagine it's the firm's people.

1:09:20 > 1:09:21What?

1:09:21 > 1:09:24They don't want any loose ends.

1:09:25 > 1:09:28They fired me. Fuck them. Fuck them.

1:09:28 > 1:09:29I totally agree. Fuck them.

1:09:29 > 1:09:32So come back, take the money, you'll be home by 5.00.

1:09:32 > 1:09:34Otherwise, they're going to fight you on everything.

1:09:34 > 1:09:38They're going to fight you on your package, your options, everything.

1:09:38 > 1:09:39Be smart.

1:09:45 > 1:09:48Well, you're a better man than me.

1:09:48 > 1:09:51- That's always been true. - Yes, it has!

1:09:56 > 1:09:58House looks good.

1:09:59 > 1:10:01Thanks.

1:10:02 > 1:10:04Hey, Eric.

1:10:04 > 1:10:08Don't beat yourself up too much about this stuff, all right?

1:10:08 > 1:10:11Some people like driving the long way home.

1:10:11 > 1:10:13Who the fuck knows, right?

1:10:17 > 1:10:18CAR DOOR CLOSES

1:10:18 > 1:10:20ENGINE REVS

1:10:20 > 1:10:22WATER SPLASHES

1:10:41 > 1:10:43DOOR OPENS

1:10:43 > 1:10:46Ah! There he is. DOOR CLOSES

1:10:47 > 1:10:48John.

1:10:50 > 1:10:52How's it looking?

1:10:52 > 1:10:55Cohen's doing a nice job. It could work.

1:10:55 > 1:10:57What does that mean?

1:10:58 > 1:11:00It means,

1:11:00 > 1:11:03as you very well know,

1:11:03 > 1:11:07that you're a very important piece of this puzzle.

1:11:07 > 1:11:08Hmm.

1:11:37 > 1:11:39That's very generous.

1:11:39 > 1:11:41It's not a gift.

1:11:41 > 1:11:43I need to know you're with me on this.

1:11:46 > 1:11:48I'm with the firm, John.

1:11:50 > 1:11:54I won't get what I need from your boys on the floor unless they believe you.

1:11:56 > 1:11:59Unless they believe in you completely.

1:12:02 > 1:12:05Are you in on this?

1:12:06 > 1:12:08I've told you my reservations.

1:12:08 > 1:12:10You CAN'T have reservations!

1:12:11 > 1:12:13And I need to know now.

1:12:15 > 1:12:18Well, John, I am completely with the firm,

1:12:18 > 1:12:20as I always have been. Excuse me.

1:12:25 > 1:12:26HE SIGHS

1:12:29 > 1:12:30HE GROANS

1:12:47 > 1:12:52- All right, Will, am I getting fired? - I don't know.

1:12:55 > 1:12:57Yeah.

1:12:57 > 1:12:58Almost definitely. Yes.

1:13:01 > 1:13:03- Are you?- No.

1:13:05 > 1:13:07Seth, it's nothing you did.

1:13:07 > 1:13:09You're just in the wrong firm at the wrong time.

1:13:09 > 1:13:12Young guys are always the first to get culled.

1:13:12 > 1:13:15Listen, nothing I'm going to say is going to make you feel any better.

1:13:15 > 1:13:18It's just going to suck for a while, and then you'll be fine.

1:13:22 > 1:13:23You all right?

1:13:25 > 1:13:27Yeah. I'm fine.

1:13:27 > 1:13:31For what it's worth, I'm sorry this is happening to you.

1:13:32 > 1:13:34Don't be. You didn't do it to me.

1:13:34 > 1:13:38Still, at least you're going to have some nice cash to walk away with.

1:13:38 > 1:13:41I guess. Shit, this is really going to affect people.

1:13:41 > 1:13:46- Yeah, it's going to affect people like me.- No. No. REAL people.

1:13:46 > 1:13:49Jesus, Seth. Listen, if you really want to do this with your life,

1:13:49 > 1:13:51you have to believe you're necessary. And you are.

1:13:51 > 1:13:53People want to live like this, in their cars

1:13:53 > 1:13:57and the big fucking houses they can't even pay for, then you're necessary.

1:13:57 > 1:14:00The only reason that they all get to continue living like kings

1:14:00 > 1:14:03is because we've got our fingers on the scales in their favour.

1:14:03 > 1:14:05I take my hand off,

1:14:05 > 1:14:08then the whole world gets really fucking fair really fucking quickly,

1:14:08 > 1:14:11and nobody actually wants that. They say they do, but they don't.

1:14:11 > 1:14:15They want what we have to give them, but they also want to play innocent

1:14:15 > 1:14:17and pretend they have no idea where it came from.

1:14:17 > 1:14:20That's more hypocrisy than I'm willing to swallow.

1:14:20 > 1:14:23So fuck... Fuck normal people.

1:14:23 > 1:14:27The funny thing is, tomorrow, if all of this goes tits up

1:14:27 > 1:14:30they're going to crucify us for being too reckless.

1:14:30 > 1:14:33But if we're wrong and everything gets back on track,

1:14:33 > 1:14:36then the same people are going to laugh till they piss their pants,

1:14:36 > 1:14:39cos we're going to look like the biggest pussies

1:14:39 > 1:14:41God ever let through the door.

1:14:45 > 1:14:46You think we're going to be wrong?

1:14:49 > 1:14:50No, they're all fucked.

1:15:06 > 1:15:07Good morning.

1:15:07 > 1:15:09Peter.

1:15:09 > 1:15:11You want one?

1:15:11 > 1:15:15- I don't smoke.- Oh, that's good. I don't much either.

1:15:27 > 1:15:29You tired?

1:15:29 > 1:15:32Of what? Remember, I don't work as hard as you.

1:15:32 > 1:15:35- That's not true. - No, it is, actually.

1:15:38 > 1:15:41- We all getting fired tonight? - Probably.

1:15:42 > 1:15:47- Are they going to fire you? - They won't exactly call it that.

1:15:48 > 1:15:50It'll be a mercy killing, really.

1:15:50 > 1:15:53You don't have to stand out here for me.

1:15:53 > 1:15:58No, I don't really want to go back in there just yet.

1:15:58 > 1:16:00I understand that.

1:16:02 > 1:16:04I think I know your son.

1:16:04 > 1:16:05Really?

1:16:05 > 1:16:09Not well, but he always seemed like a nice person.

1:16:09 > 1:16:11He IS a nice person.

1:16:11 > 1:16:15I guess you could say worse things about a guy.

1:16:15 > 1:16:18Does he know what's about to happen?

1:16:18 > 1:16:19What do you mean?

1:16:20 > 1:16:22Did you talk to him?

1:16:23 > 1:16:25No, I hadn't even thought...

1:16:28 > 1:16:30HELICOPTER OVERHEAD

1:16:30 > 1:16:31Wow.

1:16:32 > 1:16:34They are ALL coming in now!

1:16:35 > 1:16:36Yes, they are...

1:16:36 > 1:16:40HELICOPTER POWERS DOWN

1:16:41 > 1:16:45Have you ever done anything like this?

1:16:45 > 1:16:47No, never. Not even close.

1:16:48 > 1:16:50Oh.

1:16:50 > 1:16:51Yeah.

1:16:54 > 1:16:57Are you sure it's the only...

1:16:58 > 1:17:00..or the right thing to do?

1:17:03 > 1:17:04For who?

1:17:07 > 1:17:09I'm not sure.

1:17:09 > 1:17:10Neither am I.

1:17:38 > 1:17:40SOBBING

1:17:42 > 1:17:43HE SOBS

1:17:43 > 1:17:45Oh, God.

1:17:45 > 1:17:47HE GASPS

1:17:47 > 1:17:50HE SOBS

1:17:50 > 1:17:52DOOR OPENS >

1:17:54 > 1:17:55DOOR CLOSES >

1:17:55 > 1:17:59SOBBING

1:17:59 > 1:18:01(All right...)

1:18:09 > 1:18:12WATER SPLASHES

1:18:44 > 1:18:46HE SIGHS

1:18:50 > 1:18:52You all right?

1:18:54 > 1:18:57- You're about to fire me. - WATER SPLASHES

1:18:57 > 1:19:00HE GROANS

1:19:00 > 1:19:02WATER SPLASHES

1:19:11 > 1:19:15This is all I ever wanted to do.

1:19:22 > 1:19:23Really?

1:19:39 > 1:19:40DOOR OPENS

1:19:45 > 1:19:47DOOR CLOSES

1:19:50 > 1:19:53They're almost ready for you, Ms Robertson. Couple of minutes.

1:19:57 > 1:19:59You as well, huh?

1:19:59 > 1:20:01Yes.

1:20:01 > 1:20:02- Jesus.- Yeah.

1:20:05 > 1:20:07- Sorry.- Thank you.

1:20:21 > 1:20:24I didn't think they were going to be able to get you back here.

1:20:26 > 1:20:29Well, they told me they were going to drag me through hell

1:20:29 > 1:20:33on everything over the next two years, my options, my health care.

1:20:33 > 1:20:36Or I could come back here and make

1:20:36 > 1:20:40176,471 an hour

1:20:40 > 1:20:42to sit quietly in this room.

1:20:44 > 1:20:47Didn't seem like much of a choice.

1:20:47 > 1:20:48It never is.

1:20:53 > 1:20:57Obviously, looking back, it was expressed with...

1:20:57 > 1:21:00insufficient urgency,

1:21:00 > 1:21:04but your point was passed on. I need you to know that.

1:21:04 > 1:21:08- Eric.- It's OK. I understand.

1:21:08 > 1:21:11Believe me. There was nothing else you could have done.

1:21:11 > 1:21:13I guess.

1:21:16 > 1:21:19At the time, it didn't seem like there was much of a choice.

1:21:19 > 1:21:21It never does.

1:21:31 > 1:21:34You have kids, yeah?

1:21:34 > 1:21:35Mm-hm.

1:21:43 > 1:21:46So, what's your package going to be like?

1:21:48 > 1:21:51I don't know. That's what I'm waiting for now.

1:21:51 > 1:21:54It's probably going to be pretty good.

1:21:54 > 1:21:56It better be.

1:21:59 > 1:22:01OFFICE HUBBUB

1:22:01 > 1:22:02HE WHISTLES

1:22:03 > 1:22:05SILENCE DESCENDS

1:22:11 > 1:22:14Thank you all for coming in a little early this morning.

1:22:14 > 1:22:17I know yesterday was pretty bad, and I wish I could say that

1:22:17 > 1:22:19today's going to be less so, but that isn't going to be the case.

1:22:19 > 1:22:22Now, I'm supposed to read this statement to you all here.

1:22:22 > 1:22:24But why don't you just read it on your own time,

1:22:24 > 1:22:27and I'll just tell you what the fuck is going on here.

1:22:27 > 1:22:32I've been here all night meeting with the executive committee,

1:22:32 > 1:22:35and the decision has been made to unwind a considerable portion

1:22:35 > 1:22:39of the firm's holdings and several key asset classes.

1:22:41 > 1:22:45The crux of it is, in the firm's thinking,

1:22:45 > 1:22:48the party is over as of this morning.

1:22:48 > 1:22:52There's going to be considerable turmoil in the markets for the foreseeable future,

1:22:52 > 1:22:58and they believe it is better that this turmoil begin with us.

1:22:58 > 1:23:01As a result,

1:23:01 > 1:23:03the firm has decided to liquidate

1:23:03 > 1:23:07its majority position of fixed income MBS today.

1:23:09 > 1:23:11These are your packets.

1:23:11 > 1:23:14You will see what accounts you're responsible for today.

1:23:15 > 1:23:18I'm sure it hasn't taken you long...

1:23:19 > 1:23:22..to understand the implications of this sale

1:23:22 > 1:23:25on your relationships with your counterparties and, as a result...

1:23:27 > 1:23:28..on your careers.

1:23:28 > 1:23:32I have expressed this reality to the executive committee,

1:23:32 > 1:23:34and they understand.

1:23:34 > 1:23:39As a result, if you achieve a 93% sale of your assets,

1:23:39 > 1:23:45you will receive a 1.4 million one-off bonus.

1:23:45 > 1:23:49If the floor as a whole achieves a 93% sale,

1:23:49 > 1:23:55you will get an additional 1.3 million apiece.

1:23:55 > 1:23:58For those of you who have never been through this before,

1:23:58 > 1:24:01this is what the beginning of a fire sale looks like.

1:24:01 > 1:24:04I cannot begin to tell you how important the first hour and a half is going to be.

1:24:04 > 1:24:07I want you to hit every bite you can find.

1:24:07 > 1:24:09Dealers, brokers, clients.

1:24:09 > 1:24:11Your mother, if she's buying.

1:24:11 > 1:24:14And, no swaps.

1:24:14 > 1:24:16It's outgoing only. Today.

1:24:19 > 1:24:24Obviously, this is not going down the way that any of us would have hoped.

1:24:24 > 1:24:27But the ground is shifting below our feet,

1:24:27 > 1:24:30and apparently, there's no other way out(!)

1:24:45 > 1:24:47HE SIGHS

1:24:47 > 1:24:49Guys...

1:24:51 > 1:24:55..this is obviously a very, very unique situation.

1:24:55 > 1:24:58If we are successful today,

1:24:58 > 1:25:02we will have been successful in destroying our own jobs.

1:25:03 > 1:25:07I cannot promise that any of you, all of you,

1:25:07 > 1:25:11some of you will be repositioned within the firm.

1:25:11 > 1:25:16But I can tell you that I am very proud of the work that we have done here together.

1:25:18 > 1:25:22I've been at this place 34 years,

1:25:22 > 1:25:24and I can tell you, from experience,

1:25:24 > 1:25:27that people are going to say some very nasty things

1:25:27 > 1:25:28about what we do here today

1:25:28 > 1:25:32and about what you've dedicated a portion of your lives to.

1:25:32 > 1:25:34But, have faith

1:25:34 > 1:25:37that in the bigger picture,

1:25:37 > 1:25:40our skills have not been wasted.

1:25:40 > 1:25:42We have accomplished much,

1:25:42 > 1:25:45and our talents have been used...

1:25:47 > 1:25:49..for the greater good.

1:25:49 > 1:25:51Here's your packets. Get to work.

1:26:23 > 1:26:26BELL RINGS, RINGING TONE

1:26:26 > 1:26:27City, this is Eric.

1:26:27 > 1:26:30- Give me Elliot. - City.- Hey, it's Will Emerson.

1:26:30 > 1:26:32- William, how are you?- I'm all right.

1:26:32 > 1:26:34- How's the trouble and strife? - Busting my ass, as always.

1:26:34 > 1:26:37You see, that's what I tried to tell you, John. Why do you think I'm single?

1:26:37 > 1:26:39I know you did. What can I do for you?

1:26:39 > 1:26:41I just got the tap on my shoulder,

1:26:41 > 1:26:43and we've got some risk that we need to move.

1:26:43 > 1:26:45So today it looks like my loss is your gain.

1:26:45 > 1:26:47What kind of size are we talking?

1:26:47 > 1:26:49It should be on your screen. I just sent it.

1:26:49 > 1:26:50Jesus! Where does this land?

1:26:50 > 1:26:52- 96 on the dollar.- 91.

1:26:52 > 1:26:54All three and we're done at 94.

1:26:54 > 1:26:56- 93 and a half.- Done.

1:26:56 > 1:26:58RINGING TONE

1:26:58 > 1:26:59- Trading.- Hello, gorgeous.

1:26:59 > 1:27:02- Will, what's happening over there? - Well, today's moving day.

1:27:02 > 1:27:04What are you guys so worked up about?

1:27:04 > 1:27:06You think they tell me anything?

1:27:06 > 1:27:08All I know is that today, my loss is your gain.

1:27:08 > 1:27:10Now you're a friendly, so I've come to you first.

1:27:10 > 1:27:14I got 270 mil at 15 year paying out a point and a half above par.

1:27:14 > 1:27:17- Where's it from? - Where's it from? Do you care?

1:27:17 > 1:27:20No, not really. Now, where's the trade? I'm hearing things...

1:27:20 > 1:27:22- Alexis...- You guys are scaring me a little.

1:27:22 > 1:27:25- I'm only sharing this with YOU right now.- 85.

1:27:26 > 1:27:28Done.

1:27:28 > 1:27:30RINGING TONE Deutsche.

1:27:30 > 1:27:33It's Will Emerson. Fuck you, you limey bastard.

1:27:33 > 1:27:36Come on, are you still angry about that?

1:27:36 > 1:27:38Word is out. I'm hanging up now.

1:27:38 > 1:27:41- RINGING TONE Merrill.- Lawrence!

1:27:41 > 1:27:43- What the fuck are you guys doing? - A little spring cleaning.

1:27:43 > 1:27:46- That is not what I'm hearing.- All right, Lawrence, are you a buyer?

1:27:46 > 1:27:48I'm not sure any more. Where at?

1:27:48 > 1:27:49I should be asking you where at.

1:27:49 > 1:27:53- What are we talking about here? - 375 mil at 30 year mixed.

1:27:53 > 1:27:56- Fuck me!- Are you with me on this?

1:27:56 > 1:27:58- 63 cents. - Oh, fuck you. I'm hanging up.

1:27:58 > 1:28:02- 63.- Let me call my man here. I'll come back to you in five.

1:28:02 > 1:28:05It may be 55 in 5.

1:28:05 > 1:28:07Well, all right, then. Stay on the line.

1:28:07 > 1:28:10Sam, pick up the phone.

1:28:10 > 1:28:12- Sam, get on the line!- Yeah.

1:28:12 > 1:28:15- I got Lawrence at Merrill. - Where are we?- 63 cents.- Jesus.

1:28:15 > 1:28:18- On what?- 375 mix 30.

1:28:18 > 1:28:19Get him to 65 and hit it.

1:28:19 > 1:28:21Are you fucking kidding me? That's...

1:28:21 > 1:28:25What is that? That's a 131 million loss on a single trade.

1:28:25 > 1:28:27I understand. Hit it.

1:28:27 > 1:28:28HANGS UP

1:28:28 > 1:28:31Hey, Lawrence. We're fill or kill at 65.

1:28:31 > 1:28:32It's filled.

1:28:32 > 1:28:34HANGS UP

1:28:34 > 1:28:36BELL RINGS

1:28:45 > 1:28:47KNOCK AT DOOR, DOOR OPENS

1:28:51 > 1:28:53HE SIGHS

1:28:55 > 1:28:56Well done.

1:29:03 > 1:29:04I just want to give you a heads up.

1:29:04 > 1:29:07They're going to start sending a few people home now.

1:29:10 > 1:29:13- Now? - Yes, Sam. No loose ends.

1:29:19 > 1:29:20Of course...

1:29:22 > 1:29:24And for what it's worth,

1:29:24 > 1:29:27you're still good.

1:29:29 > 1:29:32Yeah, I guess someone upstairs really likes you.

1:30:24 > 1:30:25Sam.

1:30:27 > 1:30:28Please, sit.

1:30:28 > 1:30:31Congratulations are clearly in order.

1:30:31 > 1:30:34They did the best they could.

1:30:34 > 1:30:39You did a hell of a job. And I thank you for it. Come on, sit.

1:30:39 > 1:30:44Excuse me for eating, but it's been a long day.

1:30:44 > 1:30:47- Can I get you something? - No, nothing. Thanks.

1:30:50 > 1:30:52So, what can I do for you?

1:30:52 > 1:30:53I want out.

1:30:54 > 1:30:57I'm done. I want out.

1:30:58 > 1:31:01- It's been a very difficult day for everyone.- I need you to release my options,

1:31:01 > 1:31:04if they're worth anything after today. I want my bonus. I'm out.

1:31:04 > 1:31:07You'll get your bonus, your options, and keep your current base.

1:31:07 > 1:31:10But I need you to stay with me for the next 24 months, OK?

1:31:14 > 1:31:16Oh, come on, Sam.

1:31:16 > 1:31:17Put a smile on your face.

1:31:17 > 1:31:20You did some good today. You said that yourself.

1:31:20 > 1:31:23Do you know, I'm starting to feel a little better about this whole thing.

1:31:26 > 1:31:28You're one of the luckiest guys in the world, Sam!

1:31:28 > 1:31:30Could have been digging ditches all these years.

1:31:30 > 1:31:33That's true.

1:31:33 > 1:31:34And if I had, at least there'd be

1:31:34 > 1:31:36some holes in the ground to show for it.

1:31:37 > 1:31:39(Jesus!)

1:31:39 > 1:31:42I just don't know how we fucked this up quite so much.

1:31:42 > 1:31:44HE CLEARS HIS THROAT

1:31:46 > 1:31:49When did you start feeling so sorry for yourself?

1:31:49 > 1:31:50It's unbearable. What?

1:31:50 > 1:31:53So you think we might have put a few people out of business today.

1:31:53 > 1:31:56That's all for naught.

1:31:56 > 1:32:01But you've been doing that every day for almost 40 years, Sam.

1:32:01 > 1:32:05And if this is all for naught, then so is everything out there.

1:32:07 > 1:32:10It's just money.

1:32:10 > 1:32:14It's made up, pieces of paper with pictures on it

1:32:14 > 1:32:18so that we don't have to kill each other just to get something to eat.

1:32:18 > 1:32:20It's not wrong.

1:32:20 > 1:32:23And it's certainly no different today than it's ever been.

1:32:23 > 1:32:271637, 1797,

1:32:27 > 1:32:331819, 1837, 1857, 1884,

1:32:33 > 1:32:351901, 1907,

1:32:35 > 1:32:391929, 1937, 1974,

1:32:39 > 1:32:421987, Jesus. Didn't that fucker fuck me up good.

1:32:42 > 1:32:451992, 1997, 2000, and whatever we want to call this.

1:32:45 > 1:32:50It's all just the same thing, over and over. We can't help ourselves.

1:32:50 > 1:32:53And you and I can't control it

1:32:53 > 1:32:56or stop it or even slow it.

1:32:56 > 1:32:59Or even ever so slightly alter it.

1:32:59 > 1:33:02We just react.

1:33:02 > 1:33:04And we make a lot of money if we get it right.

1:33:04 > 1:33:06And we get left by the side of the road if we get it wrong.

1:33:06 > 1:33:09And there have always been and there always will be the same percentage

1:33:09 > 1:33:12of winners and losers, happy fucks and sad sacks,

1:33:12 > 1:33:14fat cats and starving dogs in this world.

1:33:16 > 1:33:17Yeah.

1:33:19 > 1:33:22There may be more of us today than there's ever been.

1:33:22 > 1:33:25But the percentages, they stay exactly the same.

1:33:44 > 1:33:47I'll do it, John, but not because of your little speech.

1:33:47 > 1:33:51But because I need the money.

1:33:51 > 1:33:55Hard to believe after all these years, but I need the money.

1:33:59 > 1:34:03- This is the executive dining room. Do you want coffee or tea?- Ah, no.

1:34:06 > 1:34:08You going to keep the kid?

1:34:10 > 1:34:12Keep him? He's getting promoted.

1:34:12 > 1:34:14It's all hands on deck now, Sam.

1:34:14 > 1:34:17There's going to be a lot of money to be made coming out of this mess,

1:34:17 > 1:34:21and we're going to need all the brains we can get around here.

1:34:44 > 1:34:46SCRAPING

1:34:50 > 1:34:52HE PANTS

1:35:41 > 1:35:43Hello.

1:35:44 > 1:35:46I've called the police.

1:35:46 > 1:35:47Mary.

1:35:47 > 1:35:49- Sam?- Yep.

1:35:52 > 1:35:53What are you doing?

1:36:09 > 1:36:11Sam, what are you doing?

1:36:11 > 1:36:13HE SIGHS

1:36:13 > 1:36:14Ella died.

1:36:17 > 1:36:19HE SIGHS

1:36:22 > 1:36:24HE SNIFFS

1:36:31 > 1:36:33SHOVEL CLATTERS

1:36:39 > 1:36:40I was driving home from the vet

1:36:40 > 1:36:43and I couldn't think of where else to go.

1:36:44 > 1:36:47- She belongs here.- I know.

1:36:47 > 1:36:50But, Sam, you don't live here any more.

1:36:55 > 1:36:57Are you all right?

1:36:58 > 1:37:00You don't look so good.

1:37:02 > 1:37:06- Yeah, it's been a rough day all the way around.- I know, Sammy called.

1:37:06 > 1:37:10- Is he all right?- They got hammered, but they got out alive.

1:37:10 > 1:37:12Good.

1:37:19 > 1:37:21Well, I'm going to go back inside...

1:37:23 > 1:37:25..and go back to bed.

1:37:25 > 1:37:28The alarm is on, so don't try and break in.

1:37:37 > 1:37:39Take care of yourself.

1:38:13 > 1:38:17SCRAPING CONTINUES

1:38:20 > 1:38:23SHOVELLING

1:38:23 > 1:38:26PANTING

1:39:07 > 1:39:10SCRAPING, GRUNTING

1:39:10 > 1:39:13GRUNTING

1:39:15 > 1:39:17SCRAPING