Episode 14

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0:00:00 > 0:00:02Hello and welcome to the show.

0:00:02 > 0:00:06- Now we three - just like you, love the idea of grabbing a bargain.- Yes.

0:00:06 > 0:00:08It's not always easy in today's competitive market.

0:00:08 > 0:00:10No, but one way you can stand a good chance

0:00:10 > 0:00:13is by visiting your local property auction.

0:00:38 > 0:00:42Well, buying under the hammer has always been popular

0:00:42 > 0:00:45but choose well, and you could get yourself a really good investment.

0:00:45 > 0:00:48Yes. I wonder if the bidders on today's show managed to do just that.

0:00:48 > 0:00:51Let's take a look at what they bought.

0:00:51 > 0:00:53In Earlsfield, London,

0:00:53 > 0:00:56a spacious one-bedroom flat is straight out of the '70s.

0:00:56 > 0:00:58You've just got to love this yellow wallpaper.

0:00:58 > 0:01:01It's nearly come back into fashion.

0:01:02 > 0:01:07While in Wombourne near Wolverhampton, a three-bed semi takes me back to the '80s.

0:01:07 > 0:01:10Two types of wallpaper. Haven't seen that in some time.

0:01:12 > 0:01:14And in Ynyswen, Wales,

0:01:14 > 0:01:17this two-bed has features that don't belong in any era.

0:01:17 > 0:01:20What's that? It's a rabbit hutch!

0:01:23 > 0:01:25All these properties were brought at auction.

0:01:25 > 0:01:26We'll find out who got them

0:01:26 > 0:01:30and how much they paid when these homes went under the hammer.

0:01:30 > 0:01:31Sold.

0:01:39 > 0:01:44Welcome to Earlsfield, a part of south-west London that is very well positioned.

0:01:46 > 0:01:50Earlsfield used to be thought of as a place that was

0:01:50 > 0:01:53a bit stuck in the middle - not quite Wimbledon,

0:01:53 > 0:01:55and not quite Wandsworth

0:01:55 > 0:01:58but with the overspill of people being priced out of both

0:01:58 > 0:02:02of those areas, Earlsfield is increasingly becoming very popular.

0:02:05 > 0:02:09# I'm a little lost, in a spin... #

0:02:12 > 0:02:14It comes under the London Borough of Wandsworth

0:02:14 > 0:02:18and the area has its own plentiful selection of shops

0:02:18 > 0:02:21and amenities and the local railway station can take you to

0:02:21 > 0:02:23central London in only 12 minutes.

0:02:26 > 0:02:29The property I'm here to see is on this busy main road,

0:02:29 > 0:02:34full of shops and restaurants and traffic.

0:02:34 > 0:02:37It's a one-bedroom flat in this converted mid-terrace property.

0:02:37 > 0:02:41Now, it had a guide price at auction of £275,000.

0:02:41 > 0:02:45It's on the second floor, so there are a few stairs to climb first.

0:02:51 > 0:02:55Being two floors up means the access isn't ideal for everyone

0:02:55 > 0:02:59but let's be positive. Oh, this flat's a good 'un!

0:02:59 > 0:03:03Straight away, I love the fact that you've got these high ceilings,

0:03:03 > 0:03:06this character here. It goes right the way back.

0:03:06 > 0:03:08Look at this lovely staircase. Fantastic.

0:03:08 > 0:03:10There's a lot you could do with a place like this.

0:03:10 > 0:03:12You've got a separate loo and bathroom,

0:03:12 > 0:03:17so you could knock those into one, so straight away, you're just adding, adding, adding

0:03:17 > 0:03:19to a property like this.

0:03:19 > 0:03:22And the kitchen, right at the back - now, not a bad space at all.

0:03:22 > 0:03:26I think one of the good things is you can get a little table along here, so you could sit down

0:03:26 > 0:03:31and eat in this kitchen but currently, it's just a bit dated.

0:03:31 > 0:03:35It's dirty. It's a dump. But it does have potential.

0:03:40 > 0:03:44Hmm. It's been a while since this kitchen was anyone's dream

0:03:44 > 0:03:47but new units and flooring will fix it.

0:03:47 > 0:03:51# I'm going to make you make it better

0:03:51 > 0:03:55# I'm going to get the best and lock it up and swallow the key. #

0:03:57 > 0:04:00You've just got to love this yellow wallpaper.

0:04:00 > 0:04:02It's nearly come back into fashion. Right, where are we?

0:04:02 > 0:04:04So we've got a single bedroom.

0:04:04 > 0:04:06Actually, I think you could call that a double.

0:04:06 > 0:04:09You'd easily get a double bed in there and right at the front

0:04:09 > 0:04:13of the property, you've got the sitting room, a great space,

0:04:13 > 0:04:17really lovely high ceilings but the only problem - it's quite noisy.

0:04:17 > 0:04:21All the London traffic is humming away outside those little

0:04:21 > 0:04:23single panes of glass.

0:04:23 > 0:04:25So you'd have to exchange those for something a little more

0:04:25 > 0:04:28efficient, I think but I'm just wondering -

0:04:28 > 0:04:31I don't think this is the best use of space.

0:04:31 > 0:04:36I think you could possibly move the kitchen

0:04:36 > 0:04:39right the way down the end of the hallway and bring it up here.

0:04:39 > 0:04:40This is such a big room, it can take it.

0:04:40 > 0:04:43You can put all the units along the back here, even

0:04:43 > 0:04:47think about incorporating a little bit of this space on the landing.

0:04:47 > 0:04:49You can even move the doorway to that bedroom

0:04:49 > 0:04:53down a little bit, so you'd just open this whole place up.

0:04:53 > 0:04:56Then you'd free the kitchen up and you'd make that

0:04:56 > 0:05:00into a bedroom, turning this into a two-bedroom flat, so you'd be

0:05:00 > 0:05:05increasing the value of the property by not adding any square footage.

0:05:05 > 0:05:07Win-win!

0:05:08 > 0:05:12You would of course have to ensure that any work like this meets

0:05:12 > 0:05:14the building regulations.

0:05:14 > 0:05:16Or another option - being the second floor,

0:05:16 > 0:05:21above us is the roof space, so what about a loft conversion?

0:05:21 > 0:05:25Now, you'd have to check the pitch of the roof to see if it's feasible

0:05:25 > 0:05:29but before that, you'd have to check if you actually owned the space.

0:05:29 > 0:05:33Check the deeds and the legal pack, because the loft up there,

0:05:33 > 0:05:37it could actually still belong to the freeholder and not to you.

0:05:41 > 0:05:45This is a leasehold flat with 125 years left

0:05:45 > 0:05:48but any plans to swap that kitchen round or go into the loft will

0:05:48 > 0:05:52have to comply with the terms of the lease and then there's the sums.

0:05:52 > 0:05:55We asked an agent what he thought of this flat,

0:05:55 > 0:06:00guided at 275,000, could be worth in its various configurations.

0:06:01 > 0:06:05As a one-bed, I would value this property after refurbishment

0:06:05 > 0:06:09at £450,000.

0:06:09 > 0:06:13As a two-bed, with the conversion of the kitchen into the second

0:06:13 > 0:06:20bedroom, I would value this at £525,000 and with the conversion up

0:06:20 > 0:06:21into the loft,

0:06:21 > 0:06:24you'd be looking at a valuation around about

0:06:24 > 0:06:29the £550-560,000.

0:06:29 > 0:06:32Assuming the flat's modernised to a good standard,

0:06:32 > 0:06:36the agent recommended asking for £1,400 per calendar month

0:06:36 > 0:06:41if it stays as a one-bedroom flat or 1,800 if it's changed to two.

0:06:44 > 0:06:47Well, with this flat, I think there's lots of room to add value.

0:06:47 > 0:06:49You could just refurbish what's here

0:06:49 > 0:06:53and make the best of what you've got, or I think a better option

0:06:53 > 0:06:58is to change the layout, change that kitchen into a second bedroom.

0:06:58 > 0:07:02So let's see who fancied this flat at the auction.

0:07:02 > 0:07:05Really good location. You're near the station and shops.

0:07:05 > 0:07:09Who'd like kick-off on this,

0:07:09 > 0:07:14200 anywhere? 200. 205 anywhere? 205. 210.

0:07:14 > 0:07:16215.

0:07:17 > 0:07:22215 on the phone. You should be here. 220. 225.

0:07:24 > 0:07:26255 with you.

0:07:26 > 0:07:31As you can see, the bidding from the phone was, well, a little slow.

0:07:31 > 0:07:34But once it moved into the room, the price shot up.

0:07:35 > 0:07:39We rejoined the bidding at 350,000.

0:07:39 > 0:07:45350. 351. 352. 353.

0:07:45 > 0:07:50354. 355. 357, 358.

0:07:50 > 0:07:54He's nodding like one of those dogs in the back of the car.

0:07:54 > 0:07:58358. Yes.

0:07:59 > 0:08:01Another go?

0:08:01 > 0:08:09358, back in. 359. 360. Just round it off to 360. You never know. Yeah.

0:08:09 > 0:08:12360.

0:08:12 > 0:08:16361. Sorry, 362. 361.

0:08:16 > 0:08:23First time, second time, third and last time if you're all done.

0:08:23 > 0:08:25Sold. 361. Sorry, madam.

0:08:26 > 0:08:28That determined bidder was Mahmoud.

0:08:32 > 0:08:35Mahmoud is a technician for the media industry

0:08:35 > 0:08:38and with his successful bid of 361,000,

0:08:38 > 0:08:42this becomes his first property bought purely as an investment.

0:08:42 > 0:08:46I met up with him and his wife to find out their plans.

0:08:46 > 0:08:50Mahmoud and Lami, lovely to meet you both today. Congratulations.

0:08:50 > 0:08:52- Thank you. - This is a great opportunity.

0:08:52 > 0:08:55And there is so much you can do with this property.

0:08:55 > 0:08:57I'm really intrigued to find out how you both see it

0:08:57 > 0:09:00and what you both think you ought to do here.

0:09:01 > 0:09:06I'm trying to convert the flat into two bedrooms

0:09:06 > 0:09:10and the flat needs throughout refurbishment, kitchen,

0:09:10 > 0:09:14central heating and everything, more or less,

0:09:14 > 0:09:16because, I don't know, it's been neglected.

0:09:16 > 0:09:20- So, Lami, what do you think?- Yeah. I think we'll do a fantastic job.

0:09:20 > 0:09:22I can see it already, really.

0:09:22 > 0:09:25- With a bit of his touch and an obsession with tiles...- Yeah.

0:09:25 > 0:09:28Yeah, we have both a bit of an obsession there.

0:09:28 > 0:09:31Let me into the secret. What do you mean, an obsession with tiles?

0:09:31 > 0:09:35- I think we both have. We both do, don't we? We both like tiles, so um...- Yeah, I like tiles a lot.

0:09:35 > 0:09:38I think we'll be adding some of our touch in the place.

0:09:38 > 0:09:40I think judging by you two, it's going to be a good job.

0:09:40 > 0:09:42I think...I hope so. I hope so.

0:09:42 > 0:09:45- If you don't add too many quirky little things in.- I hope so, yeah.

0:09:45 > 0:09:47Can we talk about that? Lami, how quirky is he? Like what?

0:09:47 > 0:09:50Like what would he add that's too quirky?

0:09:50 > 0:09:54He might find a bit of a tree outside and bring it inside and...

0:09:54 > 0:09:58- Oh, my...!- Decide to add that as a piece of art.

0:09:58 > 0:10:00OK, Mahmoud, don't get too personal. Lucy tip.

0:10:00 > 0:10:02Don't get too personal with this.

0:10:02 > 0:10:05- No, I mean, I have ideas but I'm not going to tell you. Tell me!- No.

0:10:05 > 0:10:07You have to tell me. That's what you're here for.

0:10:07 > 0:10:11- Until you come again, and you will see and say, "Oh, wow!" - He's got a few surprises, obviously.

0:10:11 > 0:10:16- "Mahmoud, I like your ideas. I think I'm going to need you in the future." - Now, that is just cheating, Mahmoud.

0:10:16 > 0:10:18You're supposed to tell me.

0:10:18 > 0:10:23- And then I'm supposed to come back and say well done!- Surprise!

0:10:23 > 0:10:28# Tell her about it, tell her everything you feel

0:10:28 > 0:10:32# Give her every reason to accept that you're for real... #

0:10:34 > 0:10:38Yeah, come on, Mahmoud. Let me know what your plans are.

0:10:38 > 0:10:40Well, I'm getting nowhere with this.

0:10:40 > 0:10:44Let's sneak back and find out what his ideas are

0:10:44 > 0:10:46for the more major changes.

0:10:46 > 0:10:49So you mentioned to me you'd like to turn this into a two-bed flat.

0:10:49 > 0:10:53- How you going to do that?- I can...

0:10:53 > 0:10:56The kitchen, I can knock the wall and make it a through kitchen,

0:10:56 > 0:11:00living room, but I can see that living room's going to be small.

0:11:00 > 0:11:03Having looked around myself, I think

0:11:03 > 0:11:07the best option would be to bring the kitchen, that's currently the kitchen,

0:11:07 > 0:11:11into this room and free up what is now the kitchen as a bedroom.

0:11:11 > 0:11:12And then you'll have...

0:11:12 > 0:11:15You could even have an en-suite, so maybe have two bathrooms,

0:11:15 > 0:11:18cos that'll be quite a good-sized bedroom, so you could

0:11:18 > 0:11:22maybe have a nice shower room and loo in that master bedroom.

0:11:22 > 0:11:25So that would really, you know, make this a top-end flat.

0:11:25 > 0:11:28That's a good idea, to be honest. I'd never thought about it.

0:11:28 > 0:11:31I think if you're doing it, you might as well do it.

0:11:31 > 0:11:34I mean, don't forget, we have the loft as well,

0:11:34 > 0:11:37but that loft is not... Still belongs to the freeholder.

0:11:37 > 0:11:40I'm going to leave the loft to whoever wants to buy it.

0:11:40 > 0:11:45It's another potential for them, so to...

0:11:45 > 0:11:49Yeah, to convert it to another bedroom with an en-suite, so, yeah.

0:11:49 > 0:11:52How long do you think it's going to take you guys to get the work done?

0:11:52 > 0:11:57Well, because I might go with your plans,

0:11:57 > 0:12:01it's going to hold my contractor, which he's going to start tomorrow.

0:12:01 > 0:12:03For now, have I just put a little spanner in the works?

0:12:03 > 0:12:07- Absolutely, absolutely. Now you make me basically...- But listen.

0:12:07 > 0:12:10- Hold my horses.- That's what I'm here for. To make you hold your horses.

0:12:10 > 0:12:11Ah, thank you very much.

0:12:14 > 0:12:17Lucy Alexander, schedule destroyer!

0:12:17 > 0:12:19Yes, if they follow my suggestion,

0:12:19 > 0:12:22Mahmoud and Lami will need a bit longer than their plan of six

0:12:22 > 0:12:25to eight weeks, but they have a healthy budget of 35,000

0:12:25 > 0:12:31and Lami's ready to get involved too, reluctantly.

0:12:31 > 0:12:33Well, she's going to be my project manager.

0:12:33 > 0:12:35- I'm going to be very busy with my work.- I'll be here.

0:12:35 > 0:12:38So I'm just going to call her and tell her what to do.

0:12:38 > 0:12:40- So I'll be up and down, really. - Yes.- And just make sure...

0:12:40 > 0:12:43- Basically, he's just handing it over to you.- Yes. Yeah.

0:12:43 > 0:12:45Not exactly what I wanted.

0:12:46 > 0:12:51This is more of his project than mine but, yeah, I'll be watching it

0:12:51 > 0:12:54over and making sure those builders aren't taking too many tea breaks!

0:12:54 > 0:12:56Look, I'm really excited to see the outcome of this.

0:12:56 > 0:12:59I think you've got a great property in this still up-and-coming area.

0:12:59 > 0:13:03- Yes.- So congratulations.- Thank you very much.- Good luck.- Thank you.

0:13:04 > 0:13:07So lots of options and lots of decisions I had for Mahmoud

0:13:07 > 0:13:09and Lami.

0:13:09 > 0:13:11Will we come back to a two-bedroom,

0:13:11 > 0:13:15two-bathroom beautifully tiled flat with a tree?

0:13:15 > 0:13:19Oh, yes - Mahmoud has promised us so many surprises.

0:13:19 > 0:13:22Join us later in the programme and you can find out what they are.

0:13:29 > 0:13:33Four miles from Wolverhampton is the village of Wombourne.

0:13:33 > 0:13:35It might look quiet and picturesque, but during the

0:13:35 > 0:13:39Industrial Revolution, it was a major producer of nails.

0:13:40 > 0:13:43Nails and hammers - sounds like a perfect mix.

0:13:44 > 0:13:48The property I'm here to see is on this peaceful residential estate.

0:13:48 > 0:13:50Now this is a three-bed, mid-terrace,

0:13:50 > 0:13:54with a guide price of £100-105,000.

0:13:54 > 0:13:58I'm going to have a closer look.

0:13:58 > 0:14:01Outside, very presentable and a relatively modern home.

0:14:01 > 0:14:02Is it the same inside?

0:14:05 > 0:14:11OK. A bit of a small porchway here. I will come back to that later.

0:14:11 > 0:14:15Straight into the lounge area, which is a little bit dated.

0:14:15 > 0:14:17Two types of wallpaper. I haven't seen that in some time.

0:14:17 > 0:14:23You've got a fireplace over there. No fire. And one of these false...

0:14:23 > 0:14:27Yes, false arches into a small dining area here.

0:14:27 > 0:14:31You'd get a small table and chairs there and the kitchen is here -

0:14:31 > 0:14:35which is small but there's enough size in there to turn.

0:14:35 > 0:14:40A bit of TLC, maybe freshen that up a little bit. So far, so good.

0:14:44 > 0:14:46Yes, the rooms are a bit small and dated

0:14:46 > 0:14:50but there's a surprise on the other side of the hall.

0:14:50 > 0:14:53So into the other reception room downstairs,

0:14:53 > 0:14:55I'm pretty sure this was the garage at some stage

0:14:55 > 0:14:57and somebody's tried to create a bit more space.

0:14:57 > 0:15:00It feels a little bit disjointed from the main part of the house.

0:15:00 > 0:15:03You could actually try and knock through this wall here.

0:15:03 > 0:15:07It is a supporting wall, so it might cost you a few quid. What could you do with it?

0:15:07 > 0:15:12It could be a kiddies', I don't know, playroom, maybe? Office.

0:15:12 > 0:15:16Or maybe an adult's games room. I know which one I'd choose.

0:15:19 > 0:15:25Nice big telly, comfy couch. This could be an ideal man cave.

0:15:25 > 0:15:28Upstairs, there's more caveman in terms of decor.

0:15:28 > 0:15:33Three bedrooms, all of a good size but needing updating.

0:15:33 > 0:15:37Speaking of updates, you might want to have a look at the bathroom suite.

0:15:37 > 0:15:42# In the pink

0:15:42 > 0:15:46# in the pink... #

0:15:46 > 0:15:51Out the back, a good-sized garden but look up and you might see a problem.

0:15:55 > 0:15:58Now one thing I haven't mentioned are those pylons

0:15:58 > 0:16:02and there have been studies of late that have linked pylons to health issues.

0:16:02 > 0:16:06Now there is no conclusive evidence of that but I'm pretty

0:16:06 > 0:16:10sure it would put some people off buying a property so close.

0:16:11 > 0:16:14Again, I stress there is no official link between pylons

0:16:14 > 0:16:18and ill health but they don't make for the most attractive surroundings.

0:16:21 > 0:16:24We asked an agent from the auction house that sold the property

0:16:24 > 0:16:25what he thought.

0:16:29 > 0:16:33Pylons? They do have some issues.

0:16:33 > 0:16:37It can cause a problem with buying or selling a property.

0:16:37 > 0:16:41But it's mainly if they're overhead.

0:16:41 > 0:16:44I do know there are some building societies who won't even

0:16:44 > 0:16:47give mortgages on them if they're overhead.

0:16:47 > 0:16:50So even with no definite link to health problems,

0:16:50 > 0:16:54one reason lenders could still be reluctant is that pylons could put

0:16:54 > 0:16:59prospective purchasers off and future saleability may be affected.

0:16:59 > 0:17:03But to modernise the property, it wouldn't take a lot.

0:17:03 > 0:17:06I think the bathroom suite probably wants a change.

0:17:06 > 0:17:09It's a little dated now.

0:17:09 > 0:17:14Kitchen, a revamp of the units more than change.

0:17:14 > 0:17:19And really, possibly, redecorate, clean the carpets.

0:17:19 > 0:17:21That's about it, really.

0:17:25 > 0:17:27Not much work needed here.

0:17:27 > 0:17:32So could there be profit on the guide price of £100-105,000?

0:17:32 > 0:17:37Once the property is completed, I would anticipate that on the

0:17:37 > 0:17:44open market, a figure in the region of £125-130,000 could be achieved.

0:17:44 > 0:17:47It's a very good rental area.

0:17:47 > 0:17:50However, I would have thought that anybody buying this

0:17:50 > 0:17:54type of property would find that the rental income wouldn't

0:17:54 > 0:17:58justify the capital outlay in the first place.

0:17:58 > 0:18:01I would imagine that people would pay

0:18:01 > 0:18:04up to about £600 per calendar month.

0:18:06 > 0:18:09The agent in this case thinks the yield isn't great.

0:18:09 > 0:18:13As he's taken into consideration the cost factors like property

0:18:13 > 0:18:16insurance and maintenance and of course,

0:18:16 > 0:18:20if you choose to use a rental agent, that can take 10% of your rental

0:18:20 > 0:18:22as well but still could well be better

0:18:22 > 0:18:23than just putting it in the bank.

0:18:29 > 0:18:31This three-bed mid-terrace

0:18:31 > 0:18:34doesn't need a lot of work doing to it at all and you could turn

0:18:34 > 0:18:38it around pretty quickly but will people be put off by those pylons?

0:18:38 > 0:18:42Let's see how it got on at auction.

0:18:42 > 0:18:44Mid-terraced house.

0:18:44 > 0:18:50Would make a lovely family home and a tremendous residential investment.

0:18:50 > 0:18:56Very, very popular. Who will bid? 125,000, anyone? 120?

0:18:56 > 0:19:03Where are we going to start? £100,000, am I bid?

0:19:03 > 0:19:10£100,000, anyone? £90,000, three-bedroom house? 85, then?

0:19:10 > 0:19:15If I move on, you'll miss it. Thanks.

0:19:15 > 0:19:1985 I'm bid. Is it 95 now?

0:19:19 > 0:19:24We're all done at 85. Do I have 95 anywhere? 95, sir? 90, then.

0:19:24 > 0:19:32Thank you. At 90. At 90. 95? 92. 92.

0:19:32 > 0:19:3592. Is it 95, sir? It's four. 94.

0:19:35 > 0:19:3996, sir? 96. Thank you. 98. 98, sir?

0:19:39 > 0:19:4798. Thank you. 98. Up to 100? Thanks.

0:19:47 > 0:19:51102? No? You need to make your mind up. Here we go.

0:19:51 > 0:19:55At £100,000 to number 234.

0:19:55 > 0:20:01First time. Second time, third and last time, are we all done?

0:20:01 > 0:20:03Congratulations, sir.

0:20:03 > 0:20:06Richard finally managed to get the mid-terrace for the bottom

0:20:06 > 0:20:08of the guide price at £100,000.

0:20:11 > 0:20:13He lives four miles away and knows the property market here.

0:20:13 > 0:20:17He came to tell us more about this addition to his small portfolio,

0:20:17 > 0:20:20while his partner Jane went off to have a look around.

0:20:22 > 0:20:25- Richard, nice to meet you. Congratulations.- No problem, thank you.- Well done.

0:20:25 > 0:20:28Was this the property you wanted when you went into auction?

0:20:28 > 0:20:30- Was it the only one? - It was around ten I was looking for.

0:20:30 > 0:20:33But obviously you don't win them all. Well...only to buy one.

0:20:33 > 0:20:35Not to buy ten, it was to buy one.

0:20:35 > 0:20:38But obviously this one came along at the right price, at the right time.

0:20:38 > 0:20:41Now, tell me, what are you actually going to do? Now you've got it,

0:20:41 > 0:20:45- are you happy with it?- Basically, I need to replace the windows at the rear.

0:20:45 > 0:20:48The front are OK. It needs a new bathroom.

0:20:48 > 0:20:51Slight tidy in the kitchen and just a basic redecoration,

0:20:51 > 0:20:53but apart from that, not a great deal.

0:20:53 > 0:20:56And tell us about the area, because there are quite a few pylons.

0:20:56 > 0:21:00- It's not a problem to you?- For me, the schooling and the area itself

0:21:00 > 0:21:02will outweigh that.

0:21:02 > 0:21:05So it should resell or rent very easily,

0:21:05 > 0:21:08particularly with families, because those schools are excellent.

0:21:08 > 0:21:11Have you got people that are waiting to help you out?

0:21:11 > 0:21:14I do majori... Majority, I'll do myself.

0:21:14 > 0:21:16I'll get my partner Jane, she'll...

0:21:16 > 0:21:18she can strip some walls, no doubt.

0:21:18 > 0:21:20THEY LAUGH

0:21:22 > 0:21:25Richard has clearly made his decisions about the division of labour,

0:21:25 > 0:21:30but has he made decisions about how he will revitalise that dated decor?

0:21:30 > 0:21:33Basically, keep it neutral as possible, really.

0:21:33 > 0:21:35We don't imprint our personal touch on it too much

0:21:35 > 0:21:38- because, as I say, it is not going to be our property.- OK.

0:21:38 > 0:21:41- What are you going to do, are you going to sell or rent?- Um.

0:21:41 > 0:21:44Well, I shall either look at... If there is enough money in it,

0:21:44 > 0:21:45I shall just resell it.

0:21:45 > 0:21:48If there is not enough money once I've done the work,

0:21:48 > 0:21:50I'll just add it to my rental portfolio.

0:21:52 > 0:21:55Richard has got this right for sure.

0:21:55 > 0:22:00Don't get too personal about the property and always have a plan B.

0:22:00 > 0:22:02I'm glad he is saying bye-bye to the bathroom,

0:22:02 > 0:22:05right after interview, in fact.

0:22:05 > 0:22:09I think creating this new, sleek bathroom here should really add value.

0:22:09 > 0:22:11- And what kind of budget have you given yourself?- Um.

0:22:11 > 0:22:14I'd say between 3,500 and 5,000 should be plenty.

0:22:14 > 0:22:17To do everything, from this to what you want it finished?

0:22:17 > 0:22:19As I say, because you do the work yourself, you can

0:22:19 > 0:22:20keep the budget down.

0:22:22 > 0:22:27Richard is hoping to get some input on the interiors from partner Jane.

0:22:28 > 0:22:29The one area of course he can't,

0:22:29 > 0:22:32and no-one who isn't qualified should ever, attempt are

0:22:32 > 0:22:36gas fittings, but he will, as he said, do loads himself,

0:22:36 > 0:22:38including plumbing and decorating.

0:22:38 > 0:22:41Richard describes himself as a part-time developer,

0:22:41 > 0:22:44but he's not always been in the property game.

0:22:48 > 0:22:51- So my main job is in sales.- OK.

0:22:51 > 0:22:55And I was travelling throughout the country and overseas, which is

0:22:55 > 0:22:57not good, as I say, with a couple of young kids.

0:22:57 > 0:23:01Jane and I then purchased a traditional sweet shop, three or four years ago.

0:23:01 > 0:23:05Sweet shop, you say? I do like sweets by the way, you can see this.

0:23:05 > 0:23:08- Figure of strength, sir. - Might look at that.

0:23:08 > 0:23:11So, yeah, we had a traditional sweet shop.

0:23:11 > 0:23:14During that time I purchased some properties,

0:23:14 > 0:23:15which I've rented out.

0:23:17 > 0:23:20But now...it is getting to a point where the properties is taking

0:23:20 > 0:23:24up most of my time, so this is going to be more of my field now.

0:23:24 > 0:23:27- # He's a sweet talking' guy - Sweet talking' guy

0:23:27 > 0:23:29# But he's my kind of guy

0:23:29 > 0:23:31- # Sweet talking' guy...- #

0:23:35 > 0:23:37I can't sugar-coat it. I think

0:23:37 > 0:23:40Richard has made the right decision building up his portfolio,

0:23:40 > 0:23:44and it gives him time to follow his favourite football team.

0:23:44 > 0:23:46We're in the Midlands, so could it be my old club,

0:23:46 > 0:23:49Aston Villa? Wolverhampton Wanderers?

0:23:49 > 0:23:52The Wolves? Oh, I hope not.

0:23:52 > 0:23:55- I follow the Wolves, for my sin. - Now that is a sin.

0:23:55 > 0:23:59But I'll allow it... on this occasion. Being an ex-Villa.

0:23:59 > 0:24:01- I know you like Villa as well, don't you?- Not really.

0:24:01 > 0:24:04- That will be a "no" then, won't it? - Yeah.- There's...

0:24:04 > 0:24:08- I liked playing at Wolves, actually, at Molineux, because I always tend to score...- You do, always.

0:24:08 > 0:24:09THEY LAUGH

0:24:09 > 0:24:13- Sorry, I had to get that in there. - You should have scored a few own goals. That would be better.

0:24:13 > 0:24:15There was that as well. There was that as well.

0:24:15 > 0:24:19- Listen, I wish you all the best. - Thank you.- I know you'll do well, and you are very positive.

0:24:19 > 0:24:23- If you've got Jane by your side you'll be fine.- That's fine.- Good luck.- Cheers.- Take care.- Cheers.

0:24:25 > 0:24:28Now, Richard seems confident enough to do all the work himself,

0:24:28 > 0:24:30and with him knowing the area,

0:24:30 > 0:24:34he feels positive he will be able to get a quick sale at a good price.

0:24:34 > 0:24:37You can find out how he gets on later on in the programme.

0:24:38 > 0:24:40Coming up in Ynyswen, Wales,

0:24:40 > 0:24:44a design disaster changes three bedrooms into two.

0:24:44 > 0:24:47It has now got two doors leading into it, which is really weird.

0:24:50 > 0:24:54And in Wombourne, Richard, too, is dealing with disaster...of the flooding kind.

0:24:54 > 0:24:57All the water started flooding to all the ceilings.

0:25:09 > 0:25:11Earlier in the show, I was in the popular

0:25:11 > 0:25:14London Borough of Earlsfield to see a one-bedroom flat that

0:25:14 > 0:25:18was in need of updating, starting with the retro wallpaper.

0:25:18 > 0:25:20# And though time goes by

0:25:20 > 0:25:22# I will always be

0:25:22 > 0:25:25# In a club with you

0:25:25 > 0:25:28# In 1973... #

0:25:29 > 0:25:31You've just got to love this yellow wallpaper.

0:25:31 > 0:25:34It has nearly come back into fashion.

0:25:34 > 0:25:38But there was massive potential when it came to the layout.

0:25:38 > 0:25:41And right at the front of the property, you've got the sitting

0:25:41 > 0:25:45room, a great space, really lovely high ceilings,

0:25:45 > 0:25:47but I'm just wondering.

0:25:47 > 0:25:50I don't think this is the best use of space.

0:25:50 > 0:25:54I think you could possibly move the kitchen from right

0:25:54 > 0:25:57the way down the end of the hallway and bring it up here.

0:25:57 > 0:25:59This is such a big room, it can take it.

0:25:59 > 0:26:02You could even move the doorway to that bedroom down a little bit,

0:26:02 > 0:26:05so you just open this whole place up.

0:26:05 > 0:26:08Then you would free the kitchen up and you would make

0:26:08 > 0:26:12that into a bedroom, turning this into a two-bedroom flat.

0:26:13 > 0:26:16Mahmoud and his wife Lami chose this '70s flat as their debut

0:26:16 > 0:26:21development, and parted with 361,000 at auction,

0:26:21 > 0:26:24but while they were going to upgrade the decor and sell it on,

0:26:24 > 0:26:27they both professed a love of tiles.

0:26:27 > 0:26:31And Lami thought Mahmoud might have some quirky design ideas.

0:26:32 > 0:26:36Lami, how quirky is he? Like, what would he add that is too quirky?

0:26:36 > 0:26:40He might find a bit of a tree outside and bring in inside, and...

0:26:40 > 0:26:44- Oh, come on.- ..decide to add that as a piece of art.

0:26:45 > 0:26:48Mahmoud was certainly keeping some ideas close to his chest,

0:26:48 > 0:26:53but I did manage to change his mind about the plans for the lay out.

0:26:53 > 0:26:56Because I might go with your plans, it is going to

0:26:56 > 0:27:00hold my contractor, who is going to start tomorrow.

0:27:00 > 0:27:02For now, have I just put a little spanner in the works?

0:27:02 > 0:27:05Absolutely. Absolutely. Now you've made me basically...

0:27:05 > 0:27:10- But, listen...- ..hold my horses. - That's what I'm here for, to make you hold your horses.- Thank you.

0:27:10 > 0:27:11THEY LAUGH

0:27:14 > 0:27:18They had originally intended on the renovation taking six to eight weeks.

0:27:18 > 0:27:23We're back six months later, but did they really take on my advice?

0:27:50 > 0:27:54It seems they did take my advice and it's now a two-bed,

0:27:54 > 0:27:57and a very modern, stylish one at that.

0:28:01 > 0:28:02# You better hear what I'm sayin'

0:28:04 > 0:28:07# You better hear what I'm sayin'. #

0:28:07 > 0:28:12At the back of the flat, originally it was the kitchen.

0:28:12 > 0:28:17The idea was to relocate the kitchen, to have the bedroom at the back,

0:28:17 > 0:28:22which is less noise and less hassle for others who want to sleep.

0:28:22 > 0:28:24- It was a bit awkward, wasn't it? - Yes.

0:28:24 > 0:28:27The kitchen was just sort of dumped at the back

0:28:27 > 0:28:29and this felt like it could be a combination, so we thought, why

0:28:29 > 0:28:34not have a kitchen here and combine this and utilise that a bedroom?

0:28:34 > 0:28:38And create also an en-suite in the back of the bedroom.

0:28:38 > 0:28:40I'm quite happy with the en-suite, actually.

0:28:40 > 0:28:43- Yes, I think the finish was... - The en-suite, yeah.

0:28:43 > 0:28:47- It's quite a sweet little ensuite shower room.- True.

0:28:49 > 0:28:50Keeping the original bedroom

0:28:50 > 0:28:54and then making what was the kitchen into another bedroom

0:28:54 > 0:28:58and adding an en-suite in that bedroom is exactly what I suggested.

0:28:58 > 0:29:03I do like their idea of merging the original loo and bathroom.

0:29:03 > 0:29:05That will certainly add more value,

0:29:05 > 0:29:09and the quality of finish throughout is a very high spec.

0:29:09 > 0:29:12We have a fondness for tiles generally.

0:29:12 > 0:29:15- We didn't want to go too cheap on the look.- That's right, yes.

0:29:15 > 0:29:17We may have spent a bit more...

0:29:17 > 0:29:19To be honest, I didn't care about the money,

0:29:19 > 0:29:24I just wanted to make sure that the flat looks nice, homely, beautiful...

0:29:24 > 0:29:28I think we treated the whole project really like it was our own place,

0:29:28 > 0:29:31so we gave it every detail.

0:29:31 > 0:29:34Even till now, to the last touches, we're making sure

0:29:34 > 0:29:36they are 100% because we are treating it like our place.

0:29:38 > 0:29:42They've taken longer than intended. I hope that wasn't my fault, chaps!

0:29:42 > 0:29:46Holidays and various mishaps did also cost time but,

0:29:46 > 0:29:48as I've often said,

0:29:48 > 0:29:51getting too personally involved in the renovation of a property

0:29:51 > 0:29:55you're not actually planning on living in can make costs soar.

0:29:58 > 0:30:01What impact did that have on their budget?

0:30:02 > 0:30:08Our original budget was 35K. I got it completely wrong, to be honest.

0:30:08 > 0:30:10- I did say that.- She said that.

0:30:10 > 0:30:15I mean, to be honest, now it's 65K plus.

0:30:15 > 0:30:19During the building, we changed our mind...

0:30:19 > 0:30:22You did, not me! He did.

0:30:22 > 0:30:24My wife eventually took over

0:30:24 > 0:30:28- as project manager. - Not quite planned!- Yes.

0:30:28 > 0:30:32And she was very helpful, and every time she called me up and said,

0:30:32 > 0:30:34"This is the price," I said, "Just pay it."

0:30:34 > 0:30:36And here we are.

0:30:36 > 0:30:41Yes, here we are, Mahmoud, 30 grand over budget! Oospie!

0:30:41 > 0:30:44And here we are inviting two local estate agents to give us

0:30:44 > 0:30:46their opinions.

0:30:46 > 0:30:52The property has overgone a complete refurbish to a good standard

0:30:52 > 0:30:54and it will certainly attract

0:30:54 > 0:30:57plenty of buyers in the local market.

0:30:57 > 0:31:00The refurbishment has been done to a high standard.

0:31:00 > 0:31:04The kitchen and bathroom fittings look of a high quality.

0:31:04 > 0:31:07I think they'll appeal to anybody buying a property like this.

0:31:09 > 0:31:13So, after spending a total of £426,000 acquiring

0:31:13 > 0:31:18and renovating the property, can Mahmoud and Lami make a profit?

0:31:19 > 0:31:24This agent thinks the flat will sell for between 475,000 and 500,000.

0:31:26 > 0:31:30The other agent has valued it at 550,000,

0:31:30 > 0:31:33based on his opinion that the loft space would add value, as would

0:31:33 > 0:31:39Earlsfield's growing popularity, thanks to regeneration nearby.

0:31:39 > 0:31:44At 550,000, that could mean a pre-tax profit of £124,000.

0:31:47 > 0:31:49So, what do they make of those values ?

0:31:49 > 0:31:51I'll go with 550.

0:31:51 > 0:31:54Yeah, I think 550 sounds more or less a sort of ball figure...

0:31:54 > 0:31:56- That's right, yes.- ..that we think this is worth, really.

0:31:56 > 0:31:59That's right, yeah.

0:31:59 > 0:32:02Top rental valuation given by the agents

0:32:02 > 0:32:04was £1,650 per calendar month,

0:32:04 > 0:32:08which would give just a 4.6% yield.

0:32:09 > 0:32:11No surprise, then, with those figures, that

0:32:11 > 0:32:14the couple are dead set on selling.

0:32:16 > 0:32:19They should make a tidy profit, despite their overspend.

0:32:19 > 0:32:22But given Lami was left to get on with project managing,

0:32:22 > 0:32:25what is Mahmoud's verdict on her efforts?

0:32:26 > 0:32:29- Good job, good job.- Oh, thanks. - Good job, good job.

0:32:29 > 0:32:33- I'm looking forward to a nice holiday somewhere.- Definitely!

0:32:37 > 0:32:41# These mist covered mountains... #

0:32:44 > 0:32:48If it's a holiday you're after, how about some fresh mountain air?

0:32:48 > 0:32:51Maybe here in Wales.

0:32:51 > 0:32:55This is Ynyswen, a Welsh valley village near to Treorchy.

0:32:57 > 0:33:01Well, like other parts of the Rhondda Valley, Ynyswen was once

0:33:01 > 0:33:04just green valleys and hills.

0:33:04 > 0:33:07But with the advent of the coal mines came coal miners

0:33:07 > 0:33:09and coal miners' cottages, like these.

0:33:13 > 0:33:15In addition to its beautiful setting,

0:33:15 > 0:33:17Ynyswen has a direct train line

0:33:17 > 0:33:23to Cardiff, so those trains nowadays are carrying commuters, not coal.

0:33:24 > 0:33:26So, what am I here to see?

0:33:26 > 0:33:31Well, it's a classic Welsh valley property. Two-bed end-of-terrace.

0:33:31 > 0:33:36Guide price £34,000, plus elevated position. Like the stonework.

0:33:36 > 0:33:39Let's take a look inside.

0:33:39 > 0:33:42And I also really like the views. Look at that!

0:33:44 > 0:33:48So...what's it like? Well, quite a good first impression.

0:33:48 > 0:33:51Well, if you ignore the complete mess.

0:33:51 > 0:33:54A good open plan feel - we like that.

0:33:54 > 0:33:58The stairs to the bedrooms there and there's this large space here.

0:33:58 > 0:34:01You've got a fireplace there, so there's an open fire.

0:34:01 > 0:34:04And then through to...what?

0:34:04 > 0:34:06This would have originally been a two-up, two-down,

0:34:06 > 0:34:09so this is obviously some kind of extension at the back. My word!

0:34:09 > 0:34:11This is the kitchen.

0:34:11 > 0:34:15You've got a downstairs loo, which is a surprise.

0:34:15 > 0:34:18And then it gets a bit weird as you head over here.

0:34:18 > 0:34:23Kind of...this lean-to bit with this extremely large beam

0:34:23 > 0:34:24going across there.

0:34:24 > 0:34:26And...

0:34:28 > 0:34:29What's that?

0:34:31 > 0:34:32It's a rabbit hutch!

0:34:33 > 0:34:35A range cooker.

0:34:35 > 0:34:37THEME FROM PSYCHO

0:34:38 > 0:34:40I hope the two aren't linked!

0:34:40 > 0:34:42# A bunny-boiler, baby. #

0:34:43 > 0:34:47Oh, there was me thinking Welsh rarebit was cheese on toast.

0:34:48 > 0:34:50# A bunny boiler, baby. #

0:34:50 > 0:34:53I should say at this point that no animals,

0:34:53 > 0:34:57rabbits or otherwise, were harmed during this production.

0:34:57 > 0:35:00Now, back to this kitchen. What is going on with the roof?

0:35:00 > 0:35:01This will need fixing,

0:35:01 > 0:35:05as will some of the damp areas in the living room.

0:35:05 > 0:35:10But upstairs there is some good news born out of a bad layout.

0:35:10 > 0:35:14So, upstairs, currently, two bedrooms,

0:35:14 > 0:35:18but that wouldn't be that difficult to change because...

0:35:19 > 0:35:22..this front one, as you can see, has been

0:35:22 > 0:35:25converted from two bedrooms originally.

0:35:25 > 0:35:29It's now got two doors leading into it, which is really weird.

0:35:29 > 0:35:31Yes, it's a good sized space and yes,

0:35:31 > 0:35:34it's lovely that you have views out of two windows, but really,

0:35:34 > 0:35:36put the dividing wall back in here,

0:35:36 > 0:35:41turn it back into two rooms as it originally was.

0:35:41 > 0:35:43# Don't make no sense

0:35:47 > 0:35:49# Don't make no sense, baby. #

0:35:51 > 0:35:53You need two entrances to this bedroom like you need

0:35:53 > 0:35:57a rabbit hutch under the sink. In other words, you don't.

0:35:57 > 0:36:01So split the room and you have two bedrooms to add to the other

0:36:01 > 0:36:03existing bedroom.

0:36:03 > 0:36:05Hey presto, a three-bedroom house.

0:36:05 > 0:36:08My next trick isn't a rabbit out of a hat, it's a

0:36:08 > 0:36:11surprisingly spacious garden.

0:36:11 > 0:36:15Well, for a terraced property, you might expect a fairly small

0:36:15 > 0:36:17rear garden, but that's not the case here.

0:36:17 > 0:36:20It's obviously very steeply inclined.

0:36:20 > 0:36:22Well, we are built on to the side of a Welsh hill, for goodness' sake.

0:36:22 > 0:36:26But lots of space. You've got a pond, this little shed thing here.

0:36:26 > 0:36:30And over this way, this rather intriguing construction.

0:36:30 > 0:36:34It is actually a garage. That's good news. Why?

0:36:34 > 0:36:37Because it's not in that good a condition.

0:36:37 > 0:36:40However, what you've got to get into it is rear access,

0:36:40 > 0:36:42so that's brilliant.

0:36:42 > 0:36:47Garage parking is a bonus and a summer house is very nice, too.

0:36:47 > 0:36:49This house has additional accommodation,

0:36:49 > 0:36:53but sadly, it's a neglected old caravan.

0:36:54 > 0:36:57I see potential in this lot, guided at £34,000.

0:36:57 > 0:37:02Does a local property expert see any more potential problems?

0:37:04 > 0:37:08It looks as if the plaster walls have been renovated.

0:37:08 > 0:37:14So that's a big plus for it. The doors and windows look pretty sound.

0:37:14 > 0:37:17Upstairs, I think, needs a little bit of work.

0:37:17 > 0:37:20I saw some old-fashioned polystyrene tiles to the ceilings,

0:37:20 > 0:37:22which would need to be replaced.

0:37:22 > 0:37:25But overall, I think it's a pretty sound property.

0:37:27 > 0:37:29So, some positives

0:37:29 > 0:37:34and some fire hazards with those polystyrene tiles.

0:37:34 > 0:37:37Downstairs bathroom - should you move it upstairs?

0:37:37 > 0:37:39That's always the question.

0:37:39 > 0:37:42I think the downstairs bathroom isn't an issue in the valleys.

0:37:42 > 0:37:46We do accept that bathrooms are kept downstairs to ensure there's

0:37:46 > 0:37:49three bedrooms or more than two bedrooms.

0:37:49 > 0:37:52So three bedrooms upstairs, bathroom downstairs is quite acceptable.

0:37:55 > 0:37:59It's always good to know the expectations of a local market and

0:37:59 > 0:38:03save yourself some time and money leaving the bathroom where it is.

0:38:03 > 0:38:07Upstairs, though, am I right about the big knock-through bedroom?

0:38:07 > 0:38:11One way to find out is to compare values.

0:38:11 > 0:38:15Once the refurbishment has been complete, resale value,

0:38:15 > 0:38:16if it was kept as a two-bedroom,

0:38:16 > 0:38:20would probably be in the region of about £65,000 to £70,000,

0:38:20 > 0:38:23and if it was converted back to the three bedrooms,

0:38:23 > 0:38:28I would expect the valuation to be in the region of £75,000.

0:38:28 > 0:38:32Well, there's obviously work to be done but, intrinsically,

0:38:32 > 0:38:33it's a solid house,

0:38:33 > 0:38:37and for that guide price I don't think you can go too far wrong.

0:38:37 > 0:38:39Let's see who agreed when it went under the hammer.

0:38:41 > 0:38:47So, lot number 14, which is an end-of-terrace house, two bedrooms.

0:38:47 > 0:38:51Guided at £34,000. Where will you start me?

0:38:51 > 0:38:5430,000? Make it 25, then, if you want.

0:38:54 > 0:38:5725. Wave your hand at me. Thank you. 25. I've got you there. At 25.

0:38:57 > 0:38:5926, can I see?

0:38:59 > 0:39:0225 at the back. 25 then,

0:39:02 > 0:39:06with the main bidder. Here we go again. Thank you, 26. How about 27?

0:39:06 > 0:39:0927. 28. 29?

0:39:09 > 0:39:1229. 30. 31.

0:39:12 > 0:39:1531? 31. 32. 33.

0:39:15 > 0:39:1734. 35.

0:39:17 > 0:39:2034,500, if it helps you.

0:39:20 > 0:39:2434,500. 35, back to you. No. At 34,500. Are you sure?

0:39:24 > 0:39:28At £34,500, for the first time...

0:39:28 > 0:39:3135. Thank you. If I can't see you, feel free to shout.

0:39:31 > 0:39:3535. Back to you at 35,500? No. At 35, then here.

0:39:35 > 0:39:37For the first time...

0:39:37 > 0:39:38second time...

0:39:38 > 0:39:41third and last time, at £35,000...

0:39:41 > 0:39:44Yours, sir. Thank you, number 13. Thank you very much.

0:39:46 > 0:39:50The successful bidder was Oliver, paying £35,000.

0:39:50 > 0:39:54He has been developing properties as a sideline for 12 years

0:39:54 > 0:39:58and he appeared at the end terrace with the in-built rabbit hutch

0:39:58 > 0:40:00to tell us his plans.

0:40:07 > 0:40:12- Oliver, good to meet you.- You, too. Have you got a rabbit?- No.

0:40:12 > 0:40:15- For the hutch in the kitchen? - Yes!- No, no.

0:40:15 > 0:40:18So, tell me why you wanted to buy this place.

0:40:18 > 0:40:20Just the location - it's near the train station,

0:40:20 > 0:40:24it's in Treorchy, which I'm a big fan of. It's a very bustling Welsh town.

0:40:24 > 0:40:27- So it's nice. I liked it. It had a good feeling.- Good.

0:40:27 > 0:40:29Doesn't sound like you've got a Welsh accent.

0:40:29 > 0:40:32- Are you from these parts? - No, Dorset.- Dorset!- Yeah.

0:40:32 > 0:40:35- That's quite a schlep from here.- Yeah, I've got property in the area,

0:40:35 > 0:40:37so I've had it for 10, 15 years.

0:40:37 > 0:40:41OK. What originally attracted you to this part of the country?

0:40:41 > 0:40:44Um, just the return on your money, the yield.

0:40:44 > 0:40:47In terms of investment to return, it's about 12%, 13% here.

0:40:47 > 0:40:51- Very good.- And the people are lovely. Welsh people are fantastic.

0:40:51 > 0:40:52Definitely.

0:40:52 > 0:40:54So why this particular house?

0:40:54 > 0:40:57I didn't see it before you asked me. I didn't come inside.

0:40:57 > 0:40:58I just did a drive by, saw the garden,

0:40:58 > 0:41:01saw the size, looks at the neighbours¹ houses...

0:41:01 > 0:41:04- You didn't see the rabbit hutch?- No, I didn't. I couldn't get through, no.

0:41:04 > 0:41:08The neighbours¹ houses looked well-kept, the area looked nice

0:41:08 > 0:41:10and the house looked a good size for the money.

0:41:10 > 0:41:12Do you often not look at them before you buy?

0:41:12 > 0:41:16No, I tend to go in, but I couldn't get down for the open day,

0:41:16 > 0:41:17it was too far.

0:41:17 > 0:41:20What did you think when you walked through the door?

0:41:20 > 0:41:23"Oh, my goodness!" No, nice, but it's... It was OK.

0:41:23 > 0:41:26It's better than I thought in that it had been plumbed and rewired.

0:41:26 > 0:41:29- So had you seen it inside, would you still have bought it?- Yeah.

0:41:29 > 0:41:31For the money, definitely.

0:41:34 > 0:41:37Oliver has broken a Hammer golden rule,

0:41:37 > 0:41:40but he is experienced and knows the area well.

0:41:40 > 0:41:44Now that he's actually seen inside, what's his plan?

0:41:44 > 0:41:47Well, I'm going to replace the flooring in here, damp-proof course

0:41:47 > 0:41:51the walls and exterior wall, renew the kitchen, bathroom.

0:41:51 > 0:41:53Try and keep as much of the bathroom as we can to save money.

0:41:53 > 0:41:56What are the plans for upstairs?

0:41:56 > 0:42:00I'd like to put a toilet and hand basin into the landing area

0:42:00 > 0:42:03where there is a bit of area to put them into.

0:42:03 > 0:42:06At the moment it's a two-bed. I'd like to put it back to a three-bed and then tidy it up

0:42:06 > 0:42:10and make it look half decent and make it presentable for the rental market.

0:42:10 > 0:42:12How much are you going to spend?

0:42:12 > 0:42:15Between...I'd like to say between 5,000 and 7,500.

0:42:15 > 0:42:18It is probably going to be more like 7,500 to 8,000.

0:42:18 > 0:42:21- Does that require you doing a lot of work?- Yeah, most of the work.

0:42:21 > 0:42:25- Are you handy? - Yes, I try to be, as best I can.

0:42:25 > 0:42:28- What's your background? - IT, randomly.- Oh, right!

0:42:28 > 0:42:31But I learned from my father, an interior designer,

0:42:31 > 0:42:33who worked in London and spent many summers learning

0:42:33 > 0:42:38- the trade from him so I picked it up and I really enjoyed, it's good fun. - Great.

0:42:38 > 0:42:40Is there anything you can't turn your hand to?

0:42:40 > 0:42:42Obviously the specialist stuff - electrics and plumbing.

0:42:42 > 0:42:44Even though I'll have a go at first fix

0:42:44 > 0:42:48and let the chaps come in and do all the vital connections.

0:42:48 > 0:42:49As much of it as I can do I will do.

0:42:49 > 0:42:53# Oliver's army is here to stay

0:42:53 > 0:42:56# Oliver's army are on their way. #

0:42:56 > 0:43:00Oliver might not have an army of tradespeople coming to help him

0:43:00 > 0:43:04other than for the tricky bits, but the general is looking

0:43:04 > 0:43:08to march this to market in two to three months.

0:43:10 > 0:43:12If he's coming all the way from Dorset,

0:43:12 > 0:43:15that could be a very long march indeed.

0:43:15 > 0:43:19- How are you going to do it? - Your home is in Dorset.- Yes.

0:43:19 > 0:43:21- Are you going to base yourself here? - I'll come and live on site.

0:43:21 > 0:43:25Camping, as there is a caravan in the back garden.

0:43:25 > 0:43:26Came free with every purchase!

0:43:26 > 0:43:29- Well, that's quite convenient. - Yeah.- Right.

0:43:29 > 0:43:31And then on to the next project?

0:43:31 > 0:43:33Yes, hopefully.

0:43:33 > 0:43:37Yeah, I've got another one in Dorset starting after this one, so we'll see.

0:43:37 > 0:43:39Flats, conversion to flats.

0:43:39 > 0:43:41- Well, congratulations. Good luck.- Thanks.

0:43:41 > 0:43:43Look forward to seeing how you get on.

0:43:43 > 0:43:46Well, it seems like it will be Oliver on his own

0:43:46 > 0:43:48without his army who will be sorting this place out,

0:43:48 > 0:43:50but he's certainly chosen well

0:43:50 > 0:43:55when it comes to a property that can deliver a good yield.

0:43:55 > 0:43:58How will it look when he's finished? You can find out later in the show.

0:44:02 > 0:44:06Well, time has passed but we've already caught up with one property.

0:44:06 > 0:44:08But we still need to check in on two more.

0:44:08 > 0:44:12Did they stick to their timescales and budgets? Let's find out.

0:44:18 > 0:44:21Back to Wombourne, a village outside Wolverhampton,

0:44:21 > 0:44:23where I found a three-bed semi that needed...

0:44:23 > 0:44:31well, virtually nothing doing to it, except maybe a move into this decade.

0:44:31 > 0:44:34The dated decor and the pink sink needed to go, but there was only

0:44:34 > 0:44:39one thing that I could see that might put some buyers off.

0:44:39 > 0:44:43There have been studies of late that have links pylons to health issues.

0:44:43 > 0:44:46Now, there is no conclusive evidence of that, but I'm pretty

0:44:46 > 0:44:51sure it would put some people off buying a property so close.

0:44:52 > 0:44:56Former salesman, sweet shop owner and part-time property developer

0:44:56 > 0:44:59Richard wasn't put off by the pylons.

0:44:59 > 0:45:03Having bought this for £100,000, he was ready to do the work himself.

0:45:04 > 0:45:08I doubt he told his partner Jane how he planned to divide the workload.

0:45:10 > 0:45:14I'll get my partner Jane, she can strip some walls!

0:45:14 > 0:45:16LAUGHTER

0:45:18 > 0:45:20We're back three months later to see

0:45:20 > 0:45:23if Jane has torn a strip of him or the walls.

0:45:55 > 0:45:57Looks good to me!

0:45:57 > 0:46:00Richard has done a great job here, if he did it all himself.

0:46:00 > 0:46:03Or did he have a little help and get a chance to sit back

0:46:03 > 0:46:05and play foreman?

0:46:05 > 0:46:10I obviously was the foreman but I did a lot of the jobs myself.

0:46:10 > 0:46:12Obviously all the electrics.

0:46:12 > 0:46:16A guy I know quite well, he's helped me decorate.

0:46:16 > 0:46:18Another guy has helped me with a bit of plastering.

0:46:18 > 0:46:21I can plaster patches but not complete walls.

0:46:21 > 0:46:24And I've had a little help with the gas works, as well.

0:46:24 > 0:46:27I will deal with the plumbing but not the gas side of things.

0:46:30 > 0:46:32So with a little bit of help from friends,

0:46:32 > 0:46:35Richard has brought this house into the 21st century.

0:46:39 > 0:46:43Replacing the bathroom suite was a must but it led to big problems.

0:46:44 > 0:46:48The biggest problem with the property was definitely the plumbing.

0:46:48 > 0:46:51It's something you don't envision you have to replace the lot.

0:46:51 > 0:46:53I had to rip the bathroom out,

0:46:53 > 0:46:56but before I ripped the bathroom out I had to pull the floorboards out,

0:46:56 > 0:46:59because when I turned the stopcock on,

0:46:59 > 0:47:02all the water started flooding through all the ceilings.

0:47:02 > 0:47:06So it was a case of having to replumb the whole house

0:47:06 > 0:47:08because every single joint had corroded.

0:47:08 > 0:47:10For some reason they'd used compression fittings

0:47:10 > 0:47:13as opposed to a soldered joint

0:47:13 > 0:47:16and there were actually stainless steel pipes with a brass or

0:47:16 > 0:47:19copper fitting, and I think it was a reaction between the two metals

0:47:19 > 0:47:21that caused the leakage.

0:47:21 > 0:47:26It's not a costly exercise, it's more a time-consuming exercise.

0:47:29 > 0:47:32And that flood had a knock-on effect in the kitchen.

0:47:33 > 0:47:37The original plan was just to basically tart up the original

0:47:37 > 0:47:41kitchen, but because of the water leakage problems, I found

0:47:41 > 0:47:44when I opened all the cupboards that all the carcasses are now rotten,

0:47:44 > 0:47:48so it was a case of, "Right, we need to change the kitchen as well."

0:47:50 > 0:47:54I thought Richard said it was time consuming and not costly!

0:47:54 > 0:47:59New kitchens cost. How much did it eat into his budget?

0:47:59 > 0:48:03The original budget was between 3,500 and 5,000.

0:48:03 > 0:48:07I'm fractionally over the top level at 5,200.

0:48:07 > 0:48:10But that does include a brand-new kitchen

0:48:10 > 0:48:14and also I've re-carpeted the whole house top to bottom, as well.

0:48:14 > 0:48:18So, to be only 200 over, with new kitchen and carpeting, I think

0:48:18 > 0:48:20I've done quite well, really.

0:48:21 > 0:48:23He's done well with his dosh,

0:48:23 > 0:48:26but it's not surprising he's gone a little over timescale.

0:48:26 > 0:48:30I was hoping to get the job completed within ten weeks.

0:48:30 > 0:48:33I'm a fraction over that - I'm up to 12 weeks,

0:48:33 > 0:48:36but that's due to school holidays, and I thought it was more

0:48:36 > 0:48:38important to spend a few quality weeks with the children.

0:48:41 > 0:48:43A tiny bit over budget is forgivable,

0:48:43 > 0:48:45considering the bathroom disaster.

0:48:45 > 0:48:49And you can't begrudge a timescale extending to have good family time.

0:48:50 > 0:48:53Now we need the thoughts of two local estate agents to see

0:48:53 > 0:48:56if the hard work was worthwhile.

0:48:56 > 0:48:59This is the second time I've been into the property.

0:48:59 > 0:49:02And in the main, a lot of what they've done has been cosmetic.

0:49:04 > 0:49:06They've redecorated, they've put new carpets in.

0:49:06 > 0:49:09They've made it very nice.

0:49:09 > 0:49:13I like the idea with the carpets going all the way through.

0:49:13 > 0:49:18The kitchen and bathroom seem to have been done to a good standard.

0:49:21 > 0:49:24Richard's total spend is just over £105,000,

0:49:24 > 0:49:27and if he can make a profit on resale,

0:49:27 > 0:49:29that was the way he wanted to go.

0:49:29 > 0:49:32Otherwise, he was into his rental portfolio.

0:49:34 > 0:49:36The resale market value for this property

0:49:36 > 0:49:38I would place at around £135,000,

0:49:38 > 0:49:41and the rental market for this property

0:49:41 > 0:49:46I would place at around £650 per calendar month.

0:49:46 > 0:49:50If the current owners wish to resell the property, then I would

0:49:50 > 0:49:56imagine they would achieve in the region of £130,000 to £135,000.

0:49:56 > 0:49:59But alternatively, if they wish to rent the property out,

0:49:59 > 0:50:03they would probably achieve in the region of £650 per calendar month.

0:50:03 > 0:50:08Obviously, it would be just under £30,000 profit in a few weeks, which is not bad.

0:50:08 > 0:50:11Nearly Premier League football, eh, Dion?

0:50:11 > 0:50:15Yeah, it might be nearly Premier League wages with that pre-tax

0:50:15 > 0:50:17profit of just under £30,000,

0:50:17 > 0:50:20but your banter is definitely lower league, Richard.

0:50:22 > 0:50:27He could get 7.4% yield at rental, so what's he going to do?

0:50:27 > 0:50:31Regarding selling on, it's something I'll definitely be doing.

0:50:31 > 0:50:35I always envisioned around £25,000 - £30,000 profit, so, yeah,

0:50:35 > 0:50:38I'll be at the auction in two days' time and maybe get another one.

0:50:38 > 0:50:41# He's a sweet talking sugar-coated candy man

0:50:41 > 0:50:44# A sweet talking sugar-coated candy man. #

0:50:47 > 0:50:51Richard has decided to stop being a candy man and sell his sweet shop.

0:50:51 > 0:50:55But life is still sweet for the Premier League property developer.

0:50:57 > 0:50:59I plan to get a new property shortly.

0:50:59 > 0:51:02That'll probably give me a month,

0:51:02 > 0:51:04six weeks off while legals are sorting things out.

0:51:04 > 0:51:07Allow me to spend time with Ellie and George, the kids,

0:51:07 > 0:51:10and my partner Jane and her son Harry.

0:51:17 > 0:51:21Earlier in the show I was in the Rhondda Valley village of Ynyswen.

0:51:21 > 0:51:25At a guide price of £34,000, and with views to die for,

0:51:25 > 0:51:28this two-bed semi seemed a steal.

0:51:28 > 0:51:31Until the rather eccentric modifications inside brought

0:51:31 > 0:51:34you back down to earth with a bump.

0:51:34 > 0:51:37And then it gets a bit weird as you as you head over here.

0:51:37 > 0:51:41Kind of this lean-to bit with this extremely large beam

0:51:41 > 0:51:43going across there.

0:51:43 > 0:51:44And...

0:51:47 > 0:51:48What's that?

0:51:49 > 0:51:50It's a rabbit hutch!

0:51:53 > 0:51:56Yes, you know it's going to be a strange day on Homes Under The Hammer

0:51:56 > 0:51:59when a rabbit hutch under the sink in the kitchen isn't

0:51:59 > 0:52:01the weirdest thing about a property.

0:52:01 > 0:52:05Because upstairs, I found out that the two-bed house had in fact

0:52:05 > 0:52:10been a three-bed house, but was now missing a partition wall.

0:52:10 > 0:52:13I said, "Put the wall back and give it a proper layout."

0:52:15 > 0:52:17Fixing all those oddities fell to Oliver.

0:52:17 > 0:52:21He paid £35,000 for it and could call

0:52:21 > 0:52:24upon 12 years of experience developing property as a sideline.

0:52:26 > 0:52:29- Have you got a rabbit?- No.

0:52:29 > 0:52:32- For the hutch in the kitchen? - Yes!- No, no.

0:52:32 > 0:52:35But Oliver would have to make like a hare - ha-ha! -

0:52:35 > 0:52:38to meet his two to three-month timescale.

0:52:38 > 0:52:40He planned to sort out this kitchen

0:52:40 > 0:52:44and fix some damp areas on the gable end wall, too.

0:52:44 > 0:52:47- So what are the plans for upstairs? - At the moment it's a two-bed.

0:52:47 > 0:52:51I'd like to get it back to a three-bed and then tidy it up and make it look half decent.

0:52:51 > 0:52:53And make it presentable, really, for the rental market.

0:52:57 > 0:53:00Four months on, the exterior is looking good.

0:53:00 > 0:53:04The property's steep but very large rear garden has been tidied,

0:53:04 > 0:53:07but let's see what it's like inside.

0:53:31 > 0:53:33Cleaner, brighter, better.

0:53:33 > 0:53:35Oliver took a wise step, in my opinion,

0:53:35 > 0:53:39putting the large bedroom back to two bedrooms.

0:53:44 > 0:53:47The third bedroom has been redecorated, too.

0:53:47 > 0:53:51This is now a three-bed house and, as Oliver promised,

0:53:51 > 0:53:55he has even managed to get a new shower room on the top floor.

0:53:56 > 0:54:01Despite having the help of a friend, it's all taken four months rather

0:54:01 > 0:54:05than his original estimate of two to three, but there was a lot to do.

0:54:05 > 0:54:10We've done pretty much everything - dry-lined the house, new kitchens,

0:54:10 > 0:54:14new bathrooms, new flooring, new carpets, new paintwork...

0:54:14 > 0:54:16A lot, yeah, from last time you were here.

0:54:16 > 0:54:19Downstairs, it was open plan when we got it,

0:54:19 > 0:54:23so we just refreshed the paintwork, put new flooring down, new skirting

0:54:23 > 0:54:26boards, new radiators, and we turned it from a two-bed into a three-bed.

0:54:26 > 0:54:29What was a cupboard is now a bathroom/shower room,

0:54:29 > 0:54:31a small shower room.

0:54:31 > 0:54:34And the cupboard would be not used, really,

0:54:34 > 0:54:36so I thought turn it into a toilet/hand basin.

0:54:36 > 0:54:38But then I thought it would be nice to have a shower as well,

0:54:38 > 0:54:40seeing as the plumbing was up there.

0:54:40 > 0:54:42We thought why not? So we put it in.

0:54:44 > 0:54:48An upstairs shower room is a good idea and should add value.

0:54:48 > 0:54:50It also meant he can keep the downstairs loo

0:54:50 > 0:54:54that sits at the back of a revamped kitchen.

0:54:54 > 0:54:56So, this is the kitchen.

0:54:56 > 0:54:59We replaced the roof initially because it was leaking,

0:54:59 > 0:55:02letting in a lot of water. Now it gets in much more light.

0:55:02 > 0:55:04That was a problematic area with the water.

0:55:04 > 0:55:07Once the kitchen was fitted we found big puddles of water every morning.

0:55:07 > 0:55:10We dug down and it was a leaking pipe,

0:55:10 > 0:55:12which we fixed and replaced all the floor.

0:55:12 > 0:55:16Renewed all the units, as you see, new wall units.

0:55:16 > 0:55:19And replaced what was the Edwardian sort of ship's timber

0:55:19 > 0:55:23and made it look much more modern and it's come out really well.

0:55:23 > 0:55:24I like it.

0:55:26 > 0:55:29Digging up floors and unexpected plumbing problems can be

0:55:29 > 0:55:31potentially pricey.

0:55:31 > 0:55:36In fact, Oliver hoped his budget would be between £5,000 and £8,000,

0:55:36 > 0:55:38but he has spent...

0:55:38 > 0:55:408,500.

0:55:40 > 0:55:43Not including my labour, so...

0:55:44 > 0:55:47Not bad at all, given the amount of work Oliver

0:55:47 > 0:55:49and his friend have done.

0:55:49 > 0:55:52But what did two local agents think of the work?

0:55:52 > 0:55:55Let's start with the agent who saw it before.

0:55:55 > 0:55:57A good job has been made.

0:55:57 > 0:55:59Improved the kitchen, bathroom facilities,

0:55:59 > 0:56:01made it into three bedrooms.

0:56:01 > 0:56:03I believe it was two bedrooms initially.

0:56:03 > 0:56:05Which is more beneficial for the property.

0:56:05 > 0:56:08And overall, a very nice job.

0:56:08 > 0:56:11I particularly like the size of the property.

0:56:11 > 0:56:14At the rear there is a good-sized garden

0:56:14 > 0:56:18and that the front we have an outstanding view of the valley.

0:56:18 > 0:56:21Oliver wanted to add this to his rental portfolio but,

0:56:21 > 0:56:25having spent a total of £43,500 on the property,

0:56:25 > 0:56:28might there be profit in selling it?

0:56:31 > 0:56:34I would recommend the property be placed on the open market

0:56:34 > 0:56:39at an asking price of £79,950.

0:56:39 > 0:56:41We would probably be looking at an asking figure

0:56:41 > 0:56:44of between £75,000 and £80,000.

0:56:44 > 0:56:46Yeah, that's about right, 74,000...

0:56:46 > 0:56:49That's roughly what I thought, between 74,000 and 79,000, for the area.

0:56:49 > 0:56:51So...

0:56:51 > 0:56:54Not hugely shocked, a little bit shocked but, yes, it's about right.

0:56:54 > 0:56:56Yes, that is about right,

0:56:56 > 0:57:03but that £36,500 pre-tax profit is not enough to change Oliver's mind.

0:57:03 > 0:57:05He still wants to rent.

0:57:06 > 0:57:10So, what do the agents estimate it could be worth on the rental market?

0:57:10 > 0:57:13And how does that compare to the rate he's already

0:57:13 > 0:57:15charging his current tenants?

0:57:15 > 0:57:17Rental-wise, in the current market,

0:57:17 > 0:57:25it probably would achieve between £450 and £475 per calendar month.

0:57:25 > 0:57:28I would recommend the property be placed on the market

0:57:28 > 0:57:32for rental of £400 per calendar month.

0:57:32 > 0:57:34Yeah, I'm actually getting the top end of that -

0:57:34 > 0:57:38475 is what the tenants pay. So, yeah, that's again about right.

0:57:38 > 0:57:40A little bit more than other properties,

0:57:40 > 0:57:44but I spent a bit more in terms of inside and everything else.

0:57:44 > 0:57:45It's much nicer.

0:57:45 > 0:57:48Oliver has achieved a 13% yield

0:57:48 > 0:57:52and is planning to expand his portfolio further.

0:57:52 > 0:57:56He was camping on site to develop this property.

0:57:56 > 0:57:58Any desire to do that again?

0:57:58 > 0:58:00I'd like to say I wouldn't camp on site,

0:58:00 > 0:58:03but sometimes needs must, so we'll see.

0:58:03 > 0:58:05Hopefully, the next house won't be as bad as this,

0:58:05 > 0:58:08or it may be worse, so we might have to not camp on site, we'll see.

0:58:11 > 0:58:13Well, that's just about it for today's show.

0:58:13 > 0:58:17But there is always something new to learn in this business.

0:58:17 > 0:58:21- So join us next time for more auction tales.- We'll see you, then.

0:58:21 > 0:58:23- Goodbye.- Goodbye.- Goodbye.