Episode 30

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0:00:02 > 0:00:03Hello and welcome to the show.

0:00:03 > 0:00:07Now, buying a property can sometimes feel like a long, drawn-out affair.

0:00:07 > 0:00:10Sometimes it feels like it takes forever to get that deal done.

0:00:10 > 0:00:14Yes, however, there is one way that can prove quicker and easier.

0:00:14 > 0:00:18Yes, if you want to get the deal done ASAP,

0:00:18 > 0:00:21then head down to your local property auction house.

0:00:47 > 0:00:50Property developing might sound simple.

0:00:50 > 0:00:52You buy somewhere, you do it up, and you sell it for a profit.

0:00:52 > 0:00:57- Sometimes, it is.- Yeah, but those cases are few and far between.

0:00:57 > 0:01:00Most people can expect a few bumps along the way.

0:01:00 > 0:01:02Let's find out if today's purchasers

0:01:02 > 0:01:05managed to navigate their projects successfully.

0:01:05 > 0:01:06Here's what they bought.

0:01:06 > 0:01:10In Margate, Kent, where does this lot rank on my property chart?

0:01:10 > 0:01:12I've seen worse.

0:01:14 > 0:01:15Actually, not much worse.

0:01:17 > 0:01:21Whereas Lucy gives this Shepherd's Bush flat a pretty high score.

0:01:23 > 0:01:26Tick, tick, tick. It's a good Central London pad.

0:01:26 > 0:01:30And in Birmingham, I get to grips with the scale of this task.

0:01:30 > 0:01:33This plot of land is pretty small.

0:01:33 > 0:01:36I mean, in parts, I'd guess no more than five or so metres width.

0:01:38 > 0:01:40All these properties have been sold at auction and

0:01:40 > 0:01:43we'll find out who bought them and what they paid for them when they

0:01:43 > 0:01:45went under the hammer.

0:01:45 > 0:01:48- GAVEL BANGS - Yours at 78, sir.

0:01:51 > 0:01:54This is Margate on the Kent coast.

0:01:54 > 0:01:57Back in the 1800s, famous painter JMW Turner was a

0:01:57 > 0:02:01regular visitor to this seaside town,

0:02:01 > 0:02:05and was inspired enough to paint its skies and seascapes.

0:02:05 > 0:02:09Now, Margate is undergoing an era of regeneration.

0:02:09 > 0:02:12There is now a world-class art gallery

0:02:12 > 0:02:14named in Turner's honour on the seafront,

0:02:14 > 0:02:18and a growing arts scene and cafe culture.

0:02:18 > 0:02:22Well, close to the seafront and all that redevelopment is the property

0:02:22 > 0:02:24I am here to see. It's not a house, it's not a bungalow,

0:02:24 > 0:02:27it's not a plot of land, but it's down this lane.

0:02:27 > 0:02:30This little back lane seems really tucked away,

0:02:30 > 0:02:32but we're actually only

0:02:32 > 0:02:35a few minutes' walk from the seafront and the town centre.

0:02:35 > 0:02:37The lot in question is at the end.

0:02:40 > 0:02:41I am going to intrigue you further,

0:02:41 > 0:02:47because the guide price was just 18,000 to 20,000 quid.

0:02:47 > 0:02:49What does that buy you? Well...

0:02:49 > 0:02:51..this.

0:02:51 > 0:02:54Well, you didn't expect that much, did you?!

0:02:54 > 0:02:55It's a former workshop.

0:02:55 > 0:02:57It looks pretty dilapidated.

0:02:57 > 0:02:59Well...

0:02:59 > 0:03:00I've seen worse.

0:03:03 > 0:03:05Actually, not much worse.

0:03:06 > 0:03:11There's the good, the bad, and then there's the plain ugly.

0:03:11 > 0:03:16The tatty, worn render is more OK Corral than seaside abode,

0:03:16 > 0:03:18and the condition of the lane at

0:03:18 > 0:03:22this end has really deteriorated into more of a dirt track.

0:03:23 > 0:03:26So, realistically, what could you do with it?

0:03:26 > 0:03:29Well, it is certainly not very big, so...

0:03:29 > 0:03:31I don't know.

0:03:31 > 0:03:33Maybe you could store your car here.

0:03:33 > 0:03:35That would work. Everybody needs storage space,

0:03:35 > 0:03:37or maybe somewhere to store rubbish.

0:03:37 > 0:03:41That's a starting point. How about renting it out for somebody else to

0:03:41 > 0:03:43store their car? Yeah, that would also work.

0:03:43 > 0:03:44How much is it going to get you?

0:03:44 > 0:03:47I don't know, maybe 30 quid, 40 quid, 50 quid a month?

0:03:47 > 0:03:49Depends what they are around here.

0:03:49 > 0:03:51How about using it as a building plot?

0:03:51 > 0:03:57Well, it's only 0.007 of a hectare, or 0.01 of an acre,

0:03:57 > 0:03:58so it's not exactly very big.

0:03:58 > 0:04:00Could you squeeze a house on that?

0:04:00 > 0:04:02I really don't know.

0:04:02 > 0:04:04# Nothing better to do When I'm stuck on you

0:04:04 > 0:04:07# I'm still in here trying to figure it out... #

0:04:10 > 0:04:13It's not often I'm flummoxed, but I am.

0:04:13 > 0:04:16Perhaps looking inside might inspire me.

0:04:16 > 0:04:19So, what do you find when you walk through the doors?

0:04:19 > 0:04:23Well, obviously it is just a disused garage.

0:04:23 > 0:04:26It smells like a disused garage, it looks like a disused garage,

0:04:26 > 0:04:28it really is in a right old state.

0:04:28 > 0:04:30But the plot itself is quite surprising.

0:04:30 > 0:04:33It goes back a reasonable distance,

0:04:33 > 0:04:37another 20 or so feet from where I am, so it's not a bad size.

0:04:37 > 0:04:41Using it as it is, well, there's obviously electricity.

0:04:41 > 0:04:44I do not know if there's water, I can't immediately see,

0:04:44 > 0:04:47so it's good to know that there is at least one service here.

0:04:47 > 0:04:52Now, I think pretty much everything relies on knocking it down and

0:04:52 > 0:04:55building something else.

0:04:55 > 0:04:58But, build what, exactly?

0:04:58 > 0:05:01There is what looks like a recent development around here,

0:05:01 > 0:05:05so my instinct would usually say, "Yes, build a house."

0:05:05 > 0:05:09But it's a small plot, and it might be tricky for access, and of course,

0:05:09 > 0:05:12it's reliant on getting planning permission.

0:05:12 > 0:05:15We asked a local estate agent to have a look at this lot,

0:05:15 > 0:05:17guided at £18,000 to £20,000.

0:05:17 > 0:05:20Does she think it has any potential?

0:05:22 > 0:05:24Potential is the big one!

0:05:24 > 0:05:26Yeah, no, it's got masses of potential.

0:05:26 > 0:05:29You can see along the street as well some other developments that have

0:05:29 > 0:05:32popped up, which always encourages, you know,

0:05:32 > 0:05:35the rest of the area to be developed along with it.

0:05:35 > 0:05:37It's got a good little site on its own - a nice,

0:05:37 > 0:05:40detached property would sit quite well here.

0:05:40 > 0:05:43So, yeah, it's got a lot of potential.

0:05:43 > 0:05:46OK, the "potential" word.

0:05:46 > 0:05:48But what does the agent think

0:05:48 > 0:05:51you could fit in to what is a rather modest plot?

0:05:54 > 0:05:57Providing that planning was issued, I could see a nice sort of

0:05:57 > 0:06:01two-bedroom detached property with a small garden at the back.

0:06:01 > 0:06:04I don't know necessarily if there would be any specific issues that

0:06:04 > 0:06:08they'd have. Obviously, there are a lot of properties.

0:06:08 > 0:06:11Parking and things like that might be a little bit of an issue.

0:06:11 > 0:06:16There are pros and cons here, and it doesn't scream, "Planning granted".

0:06:16 > 0:06:18But if it was, what could a two-bed

0:06:18 > 0:06:21detached house be worth on the sales market?

0:06:21 > 0:06:24If you built a very high-spec nice,

0:06:24 > 0:06:27detached two-bedroom property,

0:06:27 > 0:06:30you could achieve between £195,000 to £200,000.

0:06:30 > 0:06:33And what about the rental market?

0:06:33 > 0:06:37A two-bed property in the immediate area for rental normally achieves

0:06:37 > 0:06:42between £750 per calendar month to £800 per calendar month.

0:06:44 > 0:06:45So, what do we think about this one?

0:06:45 > 0:06:47Well, for £18,000 to £20,000,

0:06:47 > 0:06:50it could come into that category of hope.

0:06:50 > 0:06:52A hope category, yes,

0:06:52 > 0:06:54you hope you might be able to achieve something with this place.

0:06:54 > 0:06:56It hasn't got planning permission at the moment,

0:06:56 > 0:06:58but maybe you could get it.

0:06:58 > 0:07:00Or, you could use it as a garage, yeah.

0:07:00 > 0:07:02At the end of the day, it's going

0:07:02 > 0:07:05to be down to whoever bought it when it went under the hammer.

0:07:05 > 0:07:07A former workshop with potential.

0:07:07 > 0:07:09Start me where you will on that one.

0:07:09 > 0:07:11Do you want to come in at £20,000, someone?

0:07:11 > 0:07:13£20,000 to get us on the way.

0:07:13 > 0:07:15£20,000 is in the room and I'm on the way.

0:07:15 > 0:07:17At 22 now, do I see?

0:07:17 > 0:07:19A £20,000 bid, I have got.

0:07:19 > 0:07:2122 at the back, 25 if you like.

0:07:21 > 0:07:2324?

0:07:23 > 0:07:26No? 24, I've got.

0:07:26 > 0:07:2826, now, may I say?

0:07:28 > 0:07:30At £24,000, 26.

0:07:30 > 0:07:3428? Are we all done at £26,000, then?

0:07:34 > 0:07:37£28,000 bid, I've got.

0:07:37 > 0:07:39Fill it up to 30 if you wish.

0:07:39 > 0:07:42At £30,000. These little lots don't come along very often.

0:07:42 > 0:07:45£30,000 bid, I've got, and 2 I'm looking for now.

0:07:45 > 0:07:48At £30,000 bid, I've got, and 2 I'm looking for

0:07:48 > 0:07:50I'm selling for the first time, then at 30.

0:07:50 > 0:07:52Second time at 30.

0:07:52 > 0:07:56Third and final time, £30,000, seated at the back, all done...

0:07:56 > 0:07:59Yours, sir, and it's T426.

0:07:59 > 0:08:01Thank you.

0:08:02 > 0:08:04# Let's go, girls! #

0:08:04 > 0:08:06It wasn't a sir, but actually,

0:08:06 > 0:08:1026-year-old Kirsty who bought the garage

0:08:10 > 0:08:13with her husband, Tom, for £30,000.

0:08:13 > 0:08:18I caught up with her to see what they had in store for their first development project.

0:08:18 > 0:08:20- Kirsty, great to meet you. - Hi.- Congratulations.

0:08:20 > 0:08:23- Thank you.- So, tell me why you wanted to buy this place.

0:08:23 > 0:08:27Well, it's been a long-term goal of ours to go into property and

0:08:27 > 0:08:32investments. We've worked really hard at getting some money together,

0:08:32 > 0:08:36- and this is where we started.- So, what is the big objective of this?

0:08:36 > 0:08:38Is it to try and get planning permission for something?

0:08:38 > 0:08:40Yes, hopefully a two-bedroomed house.

0:08:40 > 0:08:43Right, so what was it about this place other than, I guess,

0:08:43 > 0:08:45the price, that really attracted you?

0:08:45 > 0:08:48The price! It's a chance that we took as well.

0:08:48 > 0:08:53It's got a risk to it, but it's local to us, we know the area,

0:08:53 > 0:08:56and we're pretty positive that we can get planning, and hopefully,

0:08:56 > 0:08:59move onto the next.

0:08:59 > 0:09:02So, it seems Kirsty and Tom are quite single-minded,

0:09:02 > 0:09:05and are chasing a property development future.

0:09:05 > 0:09:08But let's stay with this one for now.

0:09:08 > 0:09:12They are hoping to build a two-bed house, so with that positive attitude,

0:09:12 > 0:09:15they must have spoken to planning, surely.

0:09:16 > 0:09:19- No.- Ah. So, what are you basing your positivity

0:09:19 > 0:09:21that you might be able to get that on?

0:09:21 > 0:09:24Well, down the road there, there's exactly the same -

0:09:24 > 0:09:27a garage that's now been converted into houses.

0:09:27 > 0:09:30And then next door to us, again, they've got houses.

0:09:30 > 0:09:34Right, so within the area, similar things have been done.

0:09:34 > 0:09:35And it is very dilapidated.

0:09:35 > 0:09:39I would've thought the council would be supportive of it being brought

0:09:39 > 0:09:41- back into use.- I hope so.

0:09:41 > 0:09:45Kirsty and Tom are hoping to get planning permission to build a

0:09:45 > 0:09:50two-bed town house, with parking underneath and living accommodation on the first

0:09:50 > 0:09:54and second floors. It's not dissimilar to the other properties on this

0:09:54 > 0:09:57street, but it's definitely a gamble.

0:09:57 > 0:10:01At least if planning is granted, they'll be off to a flying start.

0:10:03 > 0:10:06- Well, my husband is a builder. - Oh, that works.

0:10:06 > 0:10:10And we have also found one or two properties for investors beforehand,

0:10:10 > 0:10:13so we have found them for other people. So it was our turn now.

0:10:13 > 0:10:16Right, OK. So, what about preliminary plans?

0:10:16 > 0:10:18- Have you got some ideas? - Well, we've done a few drawings,

0:10:18 > 0:10:22and we've spoken to a local architect who is hopefully going

0:10:22 > 0:10:24to come down and take us through the next steps.

0:10:24 > 0:10:27Right, OK. So, what's the budget?

0:10:27 > 0:10:2870 to 75.

0:10:28 > 0:10:31Right, you paid £30,000 for it, so that's about 100-odd.

0:10:31 > 0:10:33What if you got what you wanted?

0:10:33 > 0:10:35Have you any idea what it might be worth?

0:10:35 > 0:10:41I'm hoping 140, 160 at a push.

0:10:41 > 0:10:45OK, so maybe the 40 to 60-grand profit if you can get what you need.

0:10:45 > 0:10:49What are you going to do if planners say, "Absolutely not".

0:10:49 > 0:10:54Then, our plan B is to build a double garage on it, and if, in the future,

0:10:54 > 0:10:59any laws change, we can then maybe change the use of the garage.

0:10:59 > 0:11:03Right, OK. What would you do with a double garage if you built it?

0:11:03 > 0:11:06It will be used as sort of an office space for now,

0:11:06 > 0:11:08and hopefully long-term...

0:11:08 > 0:11:10For you,

0:11:10 > 0:11:12- or rent it out?- Rent it out.

0:11:12 > 0:11:14Great. What's the timescale for what you're planning?

0:11:14 > 0:11:17A year, because of my husband being a builder,

0:11:17 > 0:11:19he's going to do it in his spare time.

0:11:19 > 0:11:22Right, OK, are you excited about it all?

0:11:22 > 0:11:25Yeah, hopefully. I'm looking forward to it and seeing what the future holds.

0:11:25 > 0:11:28But mostly, it's going to get knocked down, clear plot of land,

0:11:28 > 0:11:30and then you'll take from there.

0:11:30 > 0:11:32- Definitely.- Well, listen, good luck with it.

0:11:32 > 0:11:35- I'm looking forward to seeing how you get on.- Thank you.

0:11:36 > 0:11:41Well, it's potentially a £30,000 gamble for Kirsty and Tom.

0:11:41 > 0:11:43There is no planning permission,

0:11:43 > 0:11:45there's not even an outline for planning permission.

0:11:45 > 0:11:49There isn't even a conversation with the planners to see if it even might

0:11:49 > 0:11:52be vaguely possible, sort of, permission.

0:11:52 > 0:11:53Will they get it?

0:11:53 > 0:11:56You know, there's lots of money to be made if they do.

0:11:56 > 0:11:59You can find out how it all goes later in the show.

0:12:03 > 0:12:06Lucy is in bustling Shepherd's Bush in West London.

0:12:06 > 0:12:10And this is an area that has seen a great deal of change over the years.

0:12:13 > 0:12:16At the heart of Shepherd's Bush lies Shepherd's Bush Green.

0:12:16 > 0:12:18And it is just down the road here.

0:12:18 > 0:12:22It's thought the name dates back almost 400 years,

0:12:22 > 0:12:26and refers to its use as a stopping off point for shepherds who were

0:12:26 > 0:12:29herding their flocks to Smithfield market in London.

0:12:30 > 0:12:33There is no need to flock to Central London now,

0:12:33 > 0:12:36because there are plenty of shops right on your doorstep,

0:12:36 > 0:12:40with a modern shopping centre and a more traditional market, too,

0:12:40 > 0:12:43though today, we are more concerned

0:12:43 > 0:12:46about what's in store on the property market.

0:12:46 > 0:12:50So, what could a shopping trip to the auction offer you in this area?

0:12:50 > 0:12:54Well, for a guide price of £360,000, it's this one-bedroom ground floor

0:12:54 > 0:12:58flat, and it's situated right here in this Victorian terrace.

0:12:58 > 0:13:00Looks promising on the outside.

0:13:00 > 0:13:03# I wanna go...inside

0:13:03 > 0:13:06- # How about - Inside... #

0:13:06 > 0:13:08It's a little bit of a tight squeeze

0:13:08 > 0:13:10getting in this Victorian conversion,

0:13:10 > 0:13:13but you've got a good-sized double there, which is great.

0:13:13 > 0:13:16And into the sitting-room, the lounge,

0:13:16 > 0:13:19whatever you like to call it, but what a lovely room.

0:13:19 > 0:13:22Now, straightaway my checklist is, lovely bay window, tick,

0:13:22 > 0:13:25although you might want to upgrade those windows,

0:13:25 > 0:13:28because I noticed there's a school over the other side of the road.

0:13:28 > 0:13:30It could get a little bit noisy during term time.

0:13:30 > 0:13:33But a great space, you've got ceiling height.

0:13:33 > 0:13:36You could put a nice fireplace and surround there.

0:13:36 > 0:13:39There's loads you could do to upgrade this room, and it feels

0:13:39 > 0:13:43solid, it's got character. Yes, very nice indeed.

0:13:43 > 0:13:48# I'd like to say Baby, you so nice... #

0:13:48 > 0:13:51Well, this long, winding corridor certainly makes this flat feel a lot

0:13:51 > 0:13:55more spacious than it is. You've got a rather small bathroom.

0:13:55 > 0:13:58I think it's one of the smallest baths I've ever seen!

0:13:58 > 0:14:00And everywhere in this flat, well,

0:14:00 > 0:14:02it's just covered floor to ceiling with woodchip. Look!

0:14:02 > 0:14:05And it looks like it's been on for a million years.

0:14:05 > 0:14:06You'll never get that stuff off.

0:14:06 > 0:14:08And the kitchen at the back of the property,

0:14:08 > 0:14:10just where I like the kitchen.

0:14:10 > 0:14:13Not the largest I've seen.

0:14:13 > 0:14:16In fact, I think you might be able to extend to the side.

0:14:16 > 0:14:20And I'm wondering whether or not you can get some lovely bifold doors

0:14:20 > 0:14:24in there, or even something a little bit more traditional.

0:14:24 > 0:14:26But is it worth it? Does it have a nice enough garden?

0:14:26 > 0:14:28Let me check.

0:14:28 > 0:14:32Well, the good news is, this flat has sole use of this garden.

0:14:32 > 0:14:35And what a lovely little garden.

0:14:35 > 0:14:39Now, look, it's not the hugest of spaces, but this is London.

0:14:39 > 0:14:42You're right in the action of everything here,

0:14:42 > 0:14:44and I think it's got potential.

0:14:44 > 0:14:47Put some nice bi-folding doors here. Can you imagine?

0:14:47 > 0:14:51And still have enough space to sit out here and have a barbecue.

0:14:51 > 0:14:55So, yes, tick, tick, tick, it's a good central London pad.

0:14:55 > 0:14:58Bear in mind, though, this is a leasehold flat,

0:14:58 > 0:15:02so you will need the freeholder's permission to do any work.

0:15:02 > 0:15:06There are only 99 years left on the lease, and perhaps more worryingly,

0:15:06 > 0:15:08there are some damp issues.

0:15:08 > 0:15:12This is more of a pad fit for a frog at the moment.

0:15:12 > 0:15:15# Lady, kiss that frog... #

0:15:15 > 0:15:17We have asked a local estate agent

0:15:17 > 0:15:20to hop on over and give it a once over for us.

0:15:20 > 0:15:23# Jump in the water... #

0:15:23 > 0:15:24Now he has had a look around,

0:15:24 > 0:15:29what are his thoughts on this one-bed flat guided at £360,000?

0:15:29 > 0:15:32# Splash, dash, heard your call... #

0:15:32 > 0:15:36If this property was mine, the first thing I would do is extend it.

0:15:36 > 0:15:39The potential to the side, which is wasted space, is massive,

0:15:39 > 0:15:41and I think also with the build line,

0:15:41 > 0:15:43you could go a bit further out as well,

0:15:43 > 0:15:46so what we call it in the trade is a wraparound extension,

0:15:46 > 0:15:48and you would be able to extend from a one-bedroom, old,

0:15:48 > 0:15:53grotty flat to a really beautiful two-bedroom flat.

0:15:53 > 0:15:56So, if the full side and rear extension was done,

0:15:56 > 0:16:01I would see this become the master bedroom, followed by another bedroom,

0:16:01 > 0:16:05then a small bathroom in the middle going onto light well,

0:16:05 > 0:16:07and then the rear would be a really

0:16:07 > 0:16:09nice, big, open plan kitchen and living area,

0:16:09 > 0:16:13and then some nice bifold doors leading to the garden.

0:16:13 > 0:16:15That sounds like a good plan, but remember,

0:16:15 > 0:16:20you'll likely have to get planning permission for any extensions here.

0:16:20 > 0:16:22It will consume both time and money,

0:16:22 > 0:16:25so it all depends if you want a quick rental turnaround or more

0:16:25 > 0:16:27longer-term growth.

0:16:27 > 0:16:29What do the numbers say?

0:16:31 > 0:16:34If I was going to renovate it and keep it as a one-bedroom,

0:16:34 > 0:16:39which I wouldn't recommend, I think it would sell for about £400,000.

0:16:39 > 0:16:40And if you decided to rent it,

0:16:40 > 0:16:44you'd probably get about 1,300 per calendar month.

0:16:44 > 0:16:48The really exciting potential for this is to make it into a really

0:16:48 > 0:16:52nice two-bedroom apartment, reconfigure it,

0:16:52 > 0:16:56and I could see it selling for about £750,000.

0:16:57 > 0:17:00It's a good-sized one-bedroom flat.

0:17:00 > 0:17:04Yes, it needs a bit of work, but with the potential for extension,

0:17:04 > 0:17:07well, I think it could easily become a two-bedder.

0:17:07 > 0:17:12It's in an up-and-coming area, so there isn't anything to bleat about.

0:17:12 > 0:17:15Let's see who flocked to the auction for this property when it went under

0:17:15 > 0:17:17the hammer.

0:17:17 > 0:17:19Who would like to kick off on this?

0:17:21 > 0:17:24I don't know... Shepherd's Bush, start at 300,000.

0:17:24 > 0:17:28I am not going to go below 300, so 300, anywhere?

0:17:28 > 0:17:29300 with you.

0:17:29 > 0:17:31Anyone else?

0:17:31 > 0:17:35305. 310. 315 on the phone?

0:17:38 > 0:17:41315. 320 in the room.

0:17:41 > 0:17:43325 on the phone.

0:17:43 > 0:17:46This Shepherd's Bush lot had plenty of interest from the room,

0:17:46 > 0:17:50and the phone bidder. We rejoin the bidding at £350,000.

0:17:50 > 0:17:53350? 350

0:17:53 > 0:17:55in the room. 355 to the phone.

0:17:55 > 0:17:58355.

0:17:58 > 0:18:00360 in the room.

0:18:00 > 0:18:02360 with you.

0:18:02 > 0:18:06362.5 in the room, yeah? 362.5.

0:18:06 > 0:18:09365? 365

0:18:09 > 0:18:12with you, yeah? 365 with you.

0:18:12 > 0:18:15367.5. 367.5.

0:18:15 > 0:18:17370 on the phone.

0:18:17 > 0:18:22If not, it's going at 367.5 here.

0:18:22 > 0:18:28First time, second time, third and last time, if you're all done...

0:18:28 > 0:18:31- GAVEL BANGS - Sold, 367.5.

0:18:31 > 0:18:34Unfortunately, in the crowded auction room,

0:18:34 > 0:18:40we didn't manage to spot the successful bidder, paying £367,500.

0:18:40 > 0:18:44But Ibrahim, who bought the flat along with his business partners,

0:18:44 > 0:18:47came along to chat to Lucy back at the property.

0:18:49 > 0:18:50- Congratulations.- Thank you.

0:18:50 > 0:18:53So, Ibrahim, tell me, why did you want this flat in particular?

0:18:53 > 0:18:55Well, it's mainly the location, really.

0:18:55 > 0:18:59We looked at a couple of properties in this area, and the guide price,

0:18:59 > 0:19:02and what we went up to, was within our budget.

0:19:02 > 0:19:04It was a good buy. I mean, there's a lot of work to be done,

0:19:04 > 0:19:07- but there's a lot of potential as well.- So, you talk about potential.

0:19:07 > 0:19:10How can you add value to a property like this,

0:19:10 > 0:19:11and how are you going to in particular?

0:19:11 > 0:19:14We're going to do a full refurbishment inside,

0:19:14 > 0:19:17but the main works is going to be the extension in the garden.

0:19:17 > 0:19:21We're going to have a side extension and a back extension that will extend the

0:19:21 > 0:19:25kitchen, which will accommodate a kitchen and a living room together.

0:19:25 > 0:19:29- It's just going to be an amazingly light filled room.- Yes, open...

0:19:29 > 0:19:33- Open space.- And I think it will work having that living, kitchen,

0:19:33 > 0:19:36dining all being zoned off in a rather large space.

0:19:36 > 0:19:39- Oh, definitely.- And that will allow you to have the two bedrooms.

0:19:39 > 0:19:42- Yes.- And I think it will be the selling point of the flat.

0:19:42 > 0:19:45Definitely. I mean, it will make it easier in terms of planning as well.

0:19:45 > 0:19:48There has been some planning issues. We have to apply for planning permission

0:19:48 > 0:19:50and consent from freeholders as well,

0:19:50 > 0:19:53but there are a lot of other properties that have the same sort

0:19:53 > 0:19:55of proposals as what we are proposing,

0:19:55 > 0:19:58so we shouldn't have much of a problem, really.

0:19:58 > 0:20:00Ah, yes, planning, which means paperwork.

0:20:00 > 0:20:02Mountains of it, no doubt.

0:20:02 > 0:20:06Normally something most developers dread, but not Ibrahim.

0:20:06 > 0:20:10His main day job means he and his business partners can push the pens,

0:20:10 > 0:20:13dot the Is, and cross the Ts.

0:20:14 > 0:20:17Basically, me and my partners, we're all solicitors, right?

0:20:17 > 0:20:23So we do a lot of conveyancing, i.e. property, for clients,

0:20:23 > 0:20:26so we have been seeing potential anyway. People buying and selling.

0:20:26 > 0:20:28So we thought, let's get into it as well.

0:20:28 > 0:20:30And for anybody watching this,

0:20:30 > 0:20:33would you advise anybody buying at auction, they must see their

0:20:33 > 0:20:35solicitor and check it out with their solicitor first?

0:20:35 > 0:20:38It's a must, but I am sure a lot

0:20:38 > 0:20:41of people are not going to listen to it. It's a must.

0:20:41 > 0:20:44- I agree.- Just spend a couple of hundred pounds,

0:20:44 > 0:20:48pay a solicitor to get advice on what the terms and conditions are,

0:20:48 > 0:20:52and the legal pack, what they're getting themselves into.

0:20:52 > 0:20:55- Do you love what you do?- Yeah, I really, like, enjoy what I'm doing,

0:20:55 > 0:20:59but it's a very, very intense job.

0:20:59 > 0:21:03Long hours, you have to put in a lot of hard work,

0:21:03 > 0:21:05whereas property is not a lot of hard work.

0:21:05 > 0:21:07That's the way I see it at the moment.

0:21:07 > 0:21:09Hopefully, it's going to carry on like this.

0:21:09 > 0:21:11Ah, they might be your famous last words!

0:21:11 > 0:21:14- They might come back to bite you! - Yes!

0:21:14 > 0:21:18One thing for sure is that Ibrahim's plans of extending out the back here

0:21:18 > 0:21:21will certainly take one big bite out of the renovation budget.

0:21:25 > 0:21:27How much money have you got to spend here?

0:21:27 > 0:21:31To be honest, we're looking at a maximum of £30,000, yeah?

0:21:31 > 0:21:37So, we have got a high budget to work with for a small flat, I know.

0:21:37 > 0:21:40It may be less, and we can do it for a lot less,

0:21:40 > 0:21:43but we want to put in a large budget

0:21:43 > 0:21:46so we can get the right equipment, right people,

0:21:46 > 0:21:49to make it look really, really nice.

0:21:49 > 0:21:52And so, what is the maximum amount you think you could sell this for?

0:21:52 > 0:21:54Because around here, you know,

0:21:54 > 0:21:57you have got to be a little bit careful at the moment.

0:21:57 > 0:21:59Yeah. I have had some feedback already from agents.

0:21:59 > 0:22:02I even had an estate agent come in today,

0:22:02 > 0:22:05which...they've given me a guide price

0:22:05 > 0:22:07for the region of 550,000 once it's done up, yeah?

0:22:07 > 0:22:10Based on the plans that I've given them.

0:22:10 > 0:22:13So we'll be happy with 550.

0:22:13 > 0:22:15We may end up getting more.

0:22:15 > 0:22:17Because the property prices are really going up at the moment,

0:22:17 > 0:22:19especially in this area.

0:22:19 > 0:22:23So, how long do you think it's going to take you to get this flat as you want it?

0:22:23 > 0:22:27I mean, build wise, it could take up to two months, right?

0:22:27 > 0:22:30But there's issues in relation to planning permission consents.

0:22:30 > 0:22:35So planning permission, usually, you know, on average eight weeks.

0:22:35 > 0:22:38Along with that, consent from the freeholders,

0:22:38 > 0:22:40that could take up to four-five weeks as well,

0:22:40 > 0:22:42so that may delay things,

0:22:42 > 0:22:44but we wouldn't be stopping and waiting for those consents.

0:22:44 > 0:22:47We'll be starting to do the works inside,

0:22:47 > 0:22:50you know, getting down everything, getting rid of all the rubbish,

0:22:50 > 0:22:54perhaps start plastering the inside, and then, hopefully,

0:22:54 > 0:22:56if we get the consents and the planning permission,

0:22:56 > 0:22:58then we want the extension.

0:22:58 > 0:23:01So it could be between two to three months.

0:23:01 > 0:23:02So, my next question is,

0:23:02 > 0:23:05you're a solicitor now and a part-time property developer.

0:23:05 > 0:23:06When does that swap around?

0:23:06 > 0:23:08When do you become a bit full-time property developer,

0:23:08 > 0:23:12- doing a bit of conveyancing on the side?- I mean, we aim...

0:23:12 > 0:23:15By the time I'm 40, I want to retire from the legal profession,

0:23:15 > 0:23:19hopefully, and be more involved in the property

0:23:19 > 0:23:24which all depends on how these projects run, if we can make some profit.

0:23:25 > 0:23:27You know, it may be shorter if we

0:23:27 > 0:23:30- can make a lot of profit in the long run.- How old are you now?

0:23:30 > 0:23:32- I'm 33.- Oh, you've got ages!

0:23:32 > 0:23:35- Yeah, ages, yeah. - Listen, good luck with this project.

0:23:35 > 0:23:39- Thank you very much.- I can't wait to see if you do get permission and what it's going to look like.

0:23:39 > 0:23:42- Thank you very much.- Lovely to meet you, Ibrahim.- Thank you.

0:23:42 > 0:23:46Well, Ibrahim is definitely maximising this property to its full

0:23:46 > 0:23:50potential, and I agree, I think it's going to look fantastic.

0:23:50 > 0:23:54It's funny, though, how he sees the complex world of property developing

0:23:54 > 0:23:58as an easier ride than his profession as a solicitor!

0:23:58 > 0:24:02Let's hope he gets planning permission and all the consents he needs.

0:24:02 > 0:24:05Join me later and you can find out how he gets on.

0:24:06 > 0:24:08Coming up - I'm off to Birmingham,

0:24:08 > 0:24:11and I'm not here to see a house or a flat.

0:24:11 > 0:24:16Nope, I am here to see a plot of land behind this fence.

0:24:16 > 0:24:18And back in London, we find out why

0:24:18 > 0:24:21the solicitor's flat wasn't such a brief encounter.

0:24:21 > 0:24:26It's taken over two and a half years to complete this project.

0:24:31 > 0:24:36But first, we return to Margate in Kent, where we first saw,

0:24:36 > 0:24:39not a house, or a flat, or even a plot of land.

0:24:39 > 0:24:42No, in this case, it was, well...

0:24:42 > 0:24:44So, what do you find when you walk through the doors?

0:24:44 > 0:24:48Well, obviously, it's just a disused garage.

0:24:48 > 0:24:50But the plot itself is quite surprising.

0:24:50 > 0:24:55It goes back a reasonable distance, another 20 or so feet from where

0:24:55 > 0:24:57I am, so it's not a bad size.

0:24:57 > 0:24:59I think pretty much everything

0:24:59 > 0:25:02relies on knocking it down and building something else.

0:25:02 > 0:25:05- # Why don't you tear it down? - So why don't you tear it down?

0:25:05 > 0:25:07- # So why don't you tear it down? - Why don't you tear it

0:25:07 > 0:25:10- # Why don't you tear it - Why don't you tear it all down? #

0:25:10 > 0:25:12So, in essence, it wasn't even a garage that was up for sale,

0:25:12 > 0:25:14more of a potential building plot.

0:25:14 > 0:25:19But, with no planning permission and just 0.01 of an acre,

0:25:19 > 0:25:21it wasn't the biggest of areas.

0:25:21 > 0:25:24But with a guide price of £18,000 to £20,000,

0:25:24 > 0:25:27it didn't have the biggest of price tags, either.

0:25:31 > 0:25:35And that's what appealed to Kirsty, who bought it at £30,000,

0:25:35 > 0:25:37and she knew exactly what she was taking on.

0:25:39 > 0:25:43Well, it's got a risk to it, but it's local to us,

0:25:43 > 0:25:48- and we know the area.- Right, so what is the big objective for this, then,

0:25:48 > 0:25:50is it to try to get planning permission for something?

0:25:50 > 0:25:53Yes, hopefully a two-bedroom house.

0:25:53 > 0:25:55Kirsty's husband, Tom, is a builder, so,

0:25:55 > 0:25:58providing they can get planning permission,

0:25:58 > 0:26:01he would build a two-bed house in his spare time.

0:26:01 > 0:26:06They hoped a budget of £75,000 and a timescale of a year would see a

0:26:06 > 0:26:09completed house on the site.

0:26:11 > 0:26:14Nine months on, we're back to check on the progress.

0:26:16 > 0:26:20# So take a look at me now

0:26:20 > 0:26:24# Well, there's just an empty space

0:26:24 > 0:26:30# There's nothing left here to remind me

0:26:30 > 0:26:33# Just the memory of your face

0:26:33 > 0:26:36# Now take a look at me now

0:26:37 > 0:26:41# Cos there's just an empty space... #

0:26:41 > 0:26:44OK, so there is no house, but there is no garage, either.

0:26:44 > 0:26:48So, it does look like things are progressing, so what's going on?

0:26:53 > 0:26:55Since you were last here, we've got the drawings completed,

0:26:55 > 0:26:58we've got planning permission approved,

0:26:58 > 0:27:01and we're starting on party wall agreements.

0:27:01 > 0:27:04We've taken the building down and disposed of all the waste.

0:27:04 > 0:27:08- We're moving forward. - Getting planning permission wasn't completely

0:27:08 > 0:27:12straightforward, with the original plans needing to be resubmitted.

0:27:12 > 0:27:15It took five months to get the green light, but at last,

0:27:15 > 0:27:18they are ready to build the site back up.

0:27:18 > 0:27:21# Now I'm ready

0:27:21 > 0:27:24# To rise again

0:27:24 > 0:27:28# Just look at my hopes Look at my dreams... #

0:27:28 > 0:27:30But, into what?

0:27:30 > 0:27:33Got planning for a two-bedroom house, two-up, two-down,

0:27:33 > 0:27:36open-plan with a little bit of storage at the front,

0:27:36 > 0:27:39hoping to give it a bigger living room.

0:27:39 > 0:27:43This sounds like it should make a decent starter home,

0:27:43 > 0:27:47and a good test of their first solo building project.

0:27:47 > 0:27:50And they don't want to go it alone with the construction work.

0:27:51 > 0:27:55Originally, we were going to borrow the money to do the build,

0:27:55 > 0:27:58but now we've decided we're going to front the money ourselves,

0:27:58 > 0:28:03so, therefore, we're having to work for the money and then pay for bits as we go.

0:28:03 > 0:28:06We had a little bit of an adaptation. I started doing smaller

0:28:06 > 0:28:08work, thinking I could get the time to come here,

0:28:08 > 0:28:10but then the funding didn't match up,

0:28:10 > 0:28:12so I've had to go back to bigger jobs,

0:28:12 > 0:28:15and that's going to help us with what we're doing here.

0:28:15 > 0:28:18So, Tom and Kirsty have readjusted their strategy,

0:28:18 > 0:28:21and think this approach will see the house built within a year.

0:28:21 > 0:28:24But how much extra income will Tom

0:28:24 > 0:28:27need to bring in to fund this project?

0:28:27 > 0:28:30The budget is between £70,000 and £75,000.

0:28:30 > 0:28:33With us doing most of the labour ourselves,

0:28:33 > 0:28:35we think we can pull it in for that.

0:28:35 > 0:28:38Having bought the old garage for £30,000,

0:28:38 > 0:28:42with a proposed £70,000 to £75,000 build cost,

0:28:42 > 0:28:44they're looking at a total investment

0:28:44 > 0:28:47of between £100,000 and £105,000.

0:28:47 > 0:28:51So, is this the right site and right house for the local market?

0:28:51 > 0:28:54What do two local estate agents think?

0:28:54 > 0:28:56The development is good.

0:28:56 > 0:28:58A two-bed house will be popular, in demand,

0:28:58 > 0:29:00and the local area is very sought after at the moment.

0:29:00 > 0:29:03It's situated in a good location, close to the train station,

0:29:03 > 0:29:06close to local amenities, and a very short walk to the seafront as well.

0:29:06 > 0:29:09I think the plan for a new build here will work.

0:29:09 > 0:29:13There's a lot of appetite for new-builds currently in

0:29:13 > 0:29:16the Margate area, and across the country, in fact.

0:29:16 > 0:29:19So, yes, certainly, there is an appetite for that.

0:29:19 > 0:29:22The only downside would be parking. Local parking is fairly busy,

0:29:22 > 0:29:25and I most of the roads around here are quite metered now,

0:29:25 > 0:29:28so a parking space would be a nice added benefit to the space,

0:29:28 > 0:29:30but obviously, it's quite limited around the surrounding areas.

0:29:30 > 0:29:32The house itself would be sellable,

0:29:32 > 0:29:34but parking is always an added benefit.

0:29:34 > 0:29:37In order to move on to other projects,

0:29:37 > 0:29:42this build needs to be a sell-on project, but it also needs to make money.

0:29:42 > 0:29:46So, will that be the case if they bring it in for the proposed

0:29:46 > 0:29:49£100,000 to £105,000 total spend?

0:29:49 > 0:29:52To put the new property on the sales market,

0:29:52 > 0:29:55I would be confident of achieving around £170,000 to £175,000.

0:29:55 > 0:29:59In the current sales market, I expect this property to achieve

0:29:59 > 0:30:01between £165,000 and £170,000.

0:30:01 > 0:30:03I think that's a fair price.

0:30:03 > 0:30:06- I'm very happy with that.- Those are the figures that we had in mind,

0:30:06 > 0:30:07- aren't they?- Yeah.

0:30:07 > 0:30:11So, a potential pre-tax profit of between £60,000 and £75,000 on

0:30:11 > 0:30:13the resale market.

0:30:13 > 0:30:17The agents also thought rental returns around £725 per

0:30:17 > 0:30:20calendar month, or a yield of around 8% would be possible.

0:30:20 > 0:30:25So, if it all goes to plan, I'm sure there will be smiles all round,

0:30:25 > 0:30:27but what has pleased them the most so far?

0:30:27 > 0:30:32I am most pleased that we have got the planning permission!

0:30:32 > 0:30:35It was a pretty big gamble that we took, but it paid off.

0:30:35 > 0:30:39# I'm feeling happy now

0:30:39 > 0:30:41# You know I'm happy now

0:30:41 > 0:30:46# You know I'm happy now

0:30:46 > 0:30:49# You know I'm happy now... #

0:30:58 > 0:31:01Today, we're in the Nechells area of Birmingham,

0:31:01 > 0:31:05sandwiched between two branches of the Birmingham Canal network.

0:31:05 > 0:31:09These canals were crucial to the industrial success of Birmingham

0:31:09 > 0:31:11during the Victorian era, and they

0:31:11 > 0:31:15carried coal and iron across the city from the Black Country.

0:31:15 > 0:31:18It's been a while since these canals were used for any

0:31:18 > 0:31:19commercial purposes,

0:31:19 > 0:31:24but what they do do today is offer a unique backdrop to properties across

0:31:24 > 0:31:25the city.

0:31:27 > 0:31:29# All along the water, baby

0:31:29 > 0:31:31# Take me to your water, baby

0:31:31 > 0:31:34# All along your water, baby... #

0:31:34 > 0:31:36Not far from the canals,

0:31:36 > 0:31:39and I'm just a ten-minute train ride from Birmingham city centre.

0:31:39 > 0:31:44This is a residential area, but I'm not here to see a house or a flat.

0:31:44 > 0:31:48Nope, I'm here to see a plot of land behind this fence.

0:31:48 > 0:31:54It's 167 square metres, with a guide price of £20,000.

0:31:54 > 0:31:56But I don't think I am getting through there.

0:31:56 > 0:31:58Let's find out if there's another way in.

0:31:58 > 0:32:01# I gotta find if there's another way in

0:32:01 > 0:32:07# I gotta find, I gotta find, I gotta find... #

0:32:09 > 0:32:12OK. This plot of land is pretty small.

0:32:12 > 0:32:16I mean, in parts, I'd guess no more than five or so metres width,

0:32:16 > 0:32:21but it's about the same footprint as the other houses I've seen on

0:32:21 > 0:32:26this street which means you could definitely get a house onto this site.

0:32:26 > 0:32:29Now, what's interesting is it looks like there's definitely been

0:32:29 > 0:32:32something, a property, here before.

0:32:32 > 0:32:35You can see the concrete foundations,

0:32:35 > 0:32:37even the remnants of some tiles.

0:32:37 > 0:32:41That said, if there has been something here before,

0:32:41 > 0:32:45and that tree was planted afterwards, it was a pretty long time ago.

0:32:45 > 0:32:46That's a mature tree.

0:32:46 > 0:32:50So that's the risk element - getting that planning permission.

0:32:50 > 0:32:56Another risk element is attaching onto a neighbour's wall.

0:32:56 > 0:32:59If you do that, you need to get permission from your neighbours.

0:32:59 > 0:33:03It's called a party wall, which sounds like really good fun.

0:33:03 > 0:33:05It's not when you knock on the wall, and say,

0:33:05 > 0:33:07"Keep the party noise down!"

0:33:07 > 0:33:10It's just means a shared wall with another party.

0:33:10 > 0:33:12# You gotta fight

0:33:12 > 0:33:13# For your right

0:33:13 > 0:33:16# To party... #

0:33:16 > 0:33:20Consulting with the planners and the neighbours might not be a party,

0:33:20 > 0:33:22but it should be worth fighting for,

0:33:22 > 0:33:26as there are indications that building a new house here could be

0:33:26 > 0:33:28pretty straightforward.

0:33:30 > 0:33:34I have been looking for some signs that the property that was here before

0:33:34 > 0:33:37was at some point connected to services, and I've found some.

0:33:37 > 0:33:41You have drains, you have cables, and that's a really good sign,

0:33:41 > 0:33:45because if a property has no previous connection,

0:33:45 > 0:33:46it can be a nightmare getting there.

0:33:46 > 0:33:51The time process to get it connected can be very long and drawn-out,

0:33:51 > 0:33:54but this is a residential area and all the signs are good.

0:33:54 > 0:33:59- # Always looking for a good sign - Looking for a good sign

0:33:59 > 0:34:03- # I've gotta keep on trying - Gotta keep on trying

0:34:03 > 0:34:06- # Oh, yeah, oh, yeah - Oh, yeah... #

0:34:06 > 0:34:09The foundations have literally been laid here.

0:34:12 > 0:34:16So, the question is, how to make the most of this narrow parcel of land?

0:34:17 > 0:34:21This might not be the widest of plots, but it's deceptively long.

0:34:21 > 0:34:24I might not be able to make it through there, it's very overgrown,

0:34:24 > 0:34:27but really, that length gives you the potential to extend.

0:34:27 > 0:34:31Of course, you need your planning permission just to build a property

0:34:31 > 0:34:35first. But if you want to go past that building line, and add, say,

0:34:35 > 0:34:37another bedroom, you could apply for that.

0:34:37 > 0:34:39Now, I have seen the properties in

0:34:39 > 0:34:43this very row have extended the ground floor.

0:34:43 > 0:34:44This could be a really good sign

0:34:44 > 0:34:47when it comes to that all-important permission.

0:34:47 > 0:34:51It's tempting to try and squeeze as much potential profit out of this

0:34:51 > 0:34:55plot, but it's good to get a second opinion on what could be built here.

0:34:58 > 0:35:01We have asked along an agent from the auction house that sold it to

0:35:01 > 0:35:03give us his thoughts on what size of

0:35:03 > 0:35:07property would be best suited to this piece of land.

0:35:07 > 0:35:11It would fit probably a two-bedroom one quite happily.

0:35:11 > 0:35:14A three-bedroom one,

0:35:14 > 0:35:16I don't think the bedrooms would be

0:35:16 > 0:35:19particularly large if you got the three on here.

0:35:19 > 0:35:24Now, whether they will be able to connect to the adjoining property's

0:35:24 > 0:35:26wall is all going to depend upon

0:35:26 > 0:35:30whether the people there will agree to allow them to do it.

0:35:30 > 0:35:34If not, then, it would have to be built as, if you like,

0:35:34 > 0:35:36a freestanding wall,

0:35:36 > 0:35:39that they would build,

0:35:39 > 0:35:43which would probably narrow down the size of the building somewhat.

0:35:44 > 0:35:48The agent doesn't think there will be any changes in value if it was a

0:35:48 > 0:35:52terraced or a detached property, as there would be so little space.

0:35:52 > 0:35:56He also reckons there wouldn't be much difference between the two

0:35:56 > 0:35:59or three-bed house, because a three-bed house

0:35:59 > 0:36:02might mean having to have a downstairs bathroom.

0:36:02 > 0:36:06So, what would a three-bed house fetch on the sales market?

0:36:06 > 0:36:09I would imagine that it would

0:36:09 > 0:36:13realise in the region of £110,000 to £120,000,

0:36:13 > 0:36:17but that will depend upon the state of finish

0:36:17 > 0:36:20and sizing that they get away with.

0:36:23 > 0:36:25At first glance, there is not much

0:36:25 > 0:36:29to get excited about with this plot of land, but it's deceptively long.

0:36:29 > 0:36:32And I'm pretty sure there was a property here before

0:36:32 > 0:36:35which could make things much easier down the line.

0:36:35 > 0:36:37So, actually, I am pretty excited.

0:36:37 > 0:36:40Let's find out who else was when it went under the hammer.

0:36:44 > 0:36:48So, who will bid me, then, for this parcel of land?

0:36:48 > 0:36:50£30,000 to get us started?

0:36:51 > 0:36:5320, then? I don't want to go lower than 20.

0:36:53 > 0:36:56We know we're going to go past this. At £20,000 I'm bid.

0:36:56 > 0:36:58You told me earlier you have the banker's draft, sir.

0:36:58 > 0:37:00At 20, I'm bid. 25, sir?

0:37:00 > 0:37:03A condition of the sale on this lot meant that you could only bid if you

0:37:03 > 0:37:05had a banker's draft.

0:37:05 > 0:37:08There were a few interested bidders who had them in hand.

0:37:08 > 0:37:11We rejoin the action at 29 grand.

0:37:11 > 0:37:1529? 29. 31? 31.

0:37:15 > 0:37:18Thank you. 33.

0:37:18 > 0:37:2030... 35.

0:37:20 > 0:37:22At 35, I am bid.

0:37:22 > 0:37:25I've got 35 in front of me.

0:37:25 > 0:37:2737, sir?

0:37:27 > 0:37:29Thank you. You have a draft?

0:37:29 > 0:37:3137. 39?

0:37:31 > 0:37:33That was your magic number, 35, was it?

0:37:33 > 0:37:3537,000 on the aisle.

0:37:35 > 0:37:38Can I see your number, sir? Number 530.

0:37:38 > 0:37:42Do I have 38? One, two, three, this is yours, sir.

0:37:42 > 0:37:44GAVEL BANGS

0:37:44 > 0:37:45Yes, well done, congratulations.

0:37:45 > 0:37:49The successful bid of 37 grand was made by Riaz.

0:37:49 > 0:37:54Riaz is a semi-retired scientist turned property developer

0:37:54 > 0:37:57and project manager, and has been on the show before.

0:37:57 > 0:38:00He and his business partner and builder Sylvester

0:38:00 > 0:38:02have already tackled a 3-storey

0:38:02 > 0:38:06terraced house in the Birmingham area of Handsworth.

0:38:06 > 0:38:09They transformed it from being damp

0:38:09 > 0:38:12and dull to something bright and light.

0:38:16 > 0:38:19They've also bought a piece of land to develop in that area.

0:38:19 > 0:38:22We'll hopefully see that project in the future, but,

0:38:22 > 0:38:24back to the here and now.

0:38:24 > 0:38:26What about this one?

0:38:30 > 0:38:32- Congratulations. - Thank you very much.- Thank you.

0:38:32 > 0:38:35You've got your very own plot of land. Why did you want it?

0:38:35 > 0:38:41Actually, comparing to the previous land we bought,

0:38:41 > 0:38:44this seemed like an easier build, because

0:38:44 > 0:38:48although it's overgrown, it's flat, isn't it?

0:38:48 > 0:38:51It's a really nice plot, and simple.

0:38:51 > 0:38:54Yeah, this is really one I like!

0:38:54 > 0:38:57What makes it a nice plot for you, Sylvester?

0:38:57 > 0:39:00For me, when I am building houses, I need space around for delivery,

0:39:00 > 0:39:01for everything.

0:39:01 > 0:39:05So, it sounds like you had done your homework before you went to auction.

0:39:05 > 0:39:06We did, yes.

0:39:06 > 0:39:09We kind of did the background work in terms of the area and location

0:39:09 > 0:39:14itself, and also the fact that there was a house here already,

0:39:14 > 0:39:18and that gives us fair confidence that we should be able to obtain

0:39:18 > 0:39:21planning permission for this property.

0:39:21 > 0:39:25OK. Have you talked to some neighbours? Because I have noticed that...

0:39:25 > 0:39:28I'm guessing you would attach on to the end of this terrace?

0:39:28 > 0:39:30Yes, that would be the logical thing to do.

0:39:30 > 0:39:33The other alternative is that we might just leave a small gap.

0:39:33 > 0:39:37And so, then they can preserve their end-terrace status,

0:39:37 > 0:39:40and we can then preserve our detached-house status.

0:39:40 > 0:39:42While a detached house would be great,

0:39:42 > 0:39:45- I guess every inch counts in a plot of this size.- Sure.

0:39:45 > 0:39:47- Yeah.- What would you rather do?

0:39:47 > 0:39:49I think I am actually comfortable

0:39:49 > 0:39:52with the detached house status, to be honest.

0:39:54 > 0:39:58As you said, every inch does count, but that's only the width.

0:39:58 > 0:40:01Lengthwise, we're doing well, so instead of going that way,

0:40:01 > 0:40:05we could actually go lengthwise into the garden itself.

0:40:05 > 0:40:08Let's move inside the house, what are you planning for inside?

0:40:08 > 0:40:12Well, we are planning a three-bedroom house, and Sylvester...

0:40:12 > 0:40:16A pair of classical bathrooms.

0:40:16 > 0:40:18Some of...

0:40:18 > 0:40:22Try an extension to see if it's possible to do it.

0:40:22 > 0:40:25Normal kitchen,

0:40:25 > 0:40:29extra toilet downstairs, because there is lots of houses here

0:40:29 > 0:40:31that doesn't have toilets downstairs.

0:40:31 > 0:40:36So it's about providing something that might make this really attractive?

0:40:36 > 0:40:39- Exactly.- Yeah.- So you'd be planning on three bedrooms upstairs?

0:40:39 > 0:40:43Three bedrooms upstairs with a family bathroom, and a WC downstairs.

0:40:43 > 0:40:45- Yeah.- OK.

0:40:45 > 0:40:48And a kitchen, and a sitting area?

0:40:48 > 0:40:52Yes, that's right, and also possibly an extension with the garden.

0:40:52 > 0:40:54By going for three bedrooms,

0:40:54 > 0:40:58Riaz and Sylvester may be making it more difficult for themselves to get

0:40:58 > 0:41:02planning passed on this relatively small plot.

0:41:02 > 0:41:05Although going for a detached property will mean that they won't

0:41:05 > 0:41:08have to get a third party wall agreement.

0:41:08 > 0:41:11That might un-complicate things a bit,

0:41:11 > 0:41:14but the planning process can move at a snail's pace.

0:41:14 > 0:41:18Big question - how long is this going to take you?

0:41:20 > 0:41:22Over to my friend here!

0:41:22 > 0:41:28No, it's... My plan is maximum four months from now to completely done.

0:41:28 > 0:41:31Four months for a complete new build?!

0:41:31 > 0:41:33- Yeah.- From when we obtain planning permission.

0:41:33 > 0:41:36- OK.- When it's all ready, I will build up to four months.

0:41:36 > 0:41:39And the budget?

0:41:39 > 0:41:44Well, we think it will be about 60,000 to 70,000,

0:41:44 > 0:41:47so we will go for 60,000 with a contingency of 10,000,

0:41:47 > 0:41:49so that's our folder.

0:41:49 > 0:41:51OK, and what do you want to do with it?

0:41:51 > 0:41:54- Do you want to sell it on straightaway?- That's the idea, yes.

0:41:54 > 0:41:56We're planning to...

0:41:56 > 0:41:59I can't wait to see what you do and I wish you the best of luck.

0:41:59 > 0:42:00- Thank you.- Good luck, Riaz.

0:42:00 > 0:42:02- Thank you.- Good luck, Sylvester.

0:42:02 > 0:42:04Thank you very much.

0:42:04 > 0:42:08I think this development is all about getting that important

0:42:08 > 0:42:11planning permission. It's about keeping the council happy,

0:42:11 > 0:42:13and of course, the neighbours, too.

0:42:13 > 0:42:16But if anyone can do it, I reckon it's Riaz and Sylvester.

0:42:16 > 0:42:20They have a great working relationship and plenty of experience.

0:42:20 > 0:42:23They just need to get that planning permission.

0:42:23 > 0:42:26You can find out how they got on later in the show.

0:42:30 > 0:42:32We've followed the journey of one of our buyers,

0:42:32 > 0:42:34but what about the other two?

0:42:34 > 0:42:36Yes, did their projects treat them well

0:42:36 > 0:42:38or was the relationship turbulent?

0:42:38 > 0:42:40Let's find out.

0:42:42 > 0:42:47It was in the West London area of Shepherd's Bush where Lucy first got

0:42:47 > 0:42:50to look around a ground floor one-bedroom flat.

0:42:50 > 0:42:53And she had big ideas on how to develop it.

0:42:55 > 0:42:57..with a kitchen at the back of the property.

0:42:57 > 0:42:59Not the largest I have seen.

0:42:59 > 0:43:03In fact, I think you might be able to extend to the side.

0:43:03 > 0:43:07And I'm wondering whether or not you can get some lovely bifold doors in

0:43:07 > 0:43:09there, or even something a

0:43:09 > 0:43:11little bit more traditional, but is it worth it?

0:43:11 > 0:43:14Does it have a nice enough garden? Let me check.

0:43:14 > 0:43:18And the answer was a resounding yes.

0:43:18 > 0:43:20So, with an extension, there was

0:43:20 > 0:43:24a possibility of putting some genuine wow factor into the flat.

0:43:24 > 0:43:29It was bought at auction for £367,500

0:43:29 > 0:43:32by Ibrahim, who had, shall we say,

0:43:32 > 0:43:36kept a watching brief on the property market.

0:43:36 > 0:43:38# The way you watch me

0:43:38 > 0:43:42# The way you watch me walking through the do-o-o-or

0:43:42 > 0:43:43# I know what you really... #

0:43:43 > 0:43:46Basically, me and my partners, we are all solicitors, right?

0:43:46 > 0:43:51So we do a lot of conveyancing, i.e. property, for our clients,

0:43:51 > 0:43:55so we have been seeing potential anyway, people buying and selling,

0:43:55 > 0:43:58so we thought, "Let's get into it as well".

0:43:58 > 0:44:00So, Ibrahim, with two other colleagues,

0:44:00 > 0:44:03seemed well positioned to be a property developer.

0:44:03 > 0:44:06And yes, he read the legal pack, and, yes, a he knew flat was leasehold,

0:44:06 > 0:44:09and yes, he knew exactly what he wanted to do with it.

0:44:11 > 0:44:14The main works is going to be the extension in the garden.

0:44:14 > 0:44:18We are going to have a side extension and a back extension that will extend the kitchen,

0:44:18 > 0:44:22which will accommodate a kitchen and a living room altogether.

0:44:22 > 0:44:25Of course, the project timescale was reliant on planning permission,

0:44:25 > 0:44:28which Ibrahim was hoping would take eight weeks.

0:44:28 > 0:44:32He hoped to get the freeholder's permission by then, too.

0:44:32 > 0:44:34Build time, he reckoned on being another two months.

0:44:34 > 0:44:37So, with a bit of luck, he hoped to

0:44:37 > 0:44:42complete the refurbishment from start to finish in four months.

0:44:42 > 0:44:46He had a healthy budget of £30,000 to get ready to sell on,

0:44:46 > 0:44:49and with three solicitors on the case, what could possibly go wrong?

0:44:53 > 0:44:56Now, 33 months later, we're back.

0:45:03 > 0:45:04Well, so far, it's promising,

0:45:04 > 0:45:08but this refurbishment was all about improving the size of the kitchen

0:45:08 > 0:45:11space, because do you remember what it was like?

0:45:11 > 0:45:15# When I was little

0:45:15 > 0:45:22# Yeah, once when I was little... #

0:45:23 > 0:45:28Yes, it might have been small once, but the kitchen is all grown-up now.

0:45:36 > 0:45:39The bathroom is now a posh shower room.

0:45:43 > 0:45:46And, with such a large kitchen/diner at the back,

0:45:46 > 0:45:49the front lounge has been turned into a bedroom.

0:45:54 > 0:45:58With the old bedroom refurbished, this is now a smart two-bed flat,

0:45:58 > 0:46:01but why has it taken so long to sort it out?

0:46:04 > 0:46:06Basically, this is a terraced house,

0:46:06 > 0:46:10so obviously we need to get party wall agreements done by both neighbours,

0:46:10 > 0:46:14so that, you know, on its own, took over six months,

0:46:14 > 0:46:18so that delayed the project by six months.

0:46:18 > 0:46:22# It's my party and I'll cry if I want to

0:46:22 > 0:46:25# Cry if I want to Cry if I want to

0:46:25 > 0:46:30# You would cry too if it happened to you... #

0:46:30 > 0:46:33A party wall is not just about the shared house wall.

0:46:33 > 0:46:37It applies to garden walls and foundations near boundaries,

0:46:37 > 0:46:40so they needed a party wall agreement,

0:46:40 > 0:46:42which meant a lengthy legal process.

0:46:42 > 0:46:45Then there was time negotiating

0:46:45 > 0:46:50the freeholder's permission and extending the lease to 125 years.

0:46:50 > 0:46:53The planning process took longer than planned,

0:46:53 > 0:46:57and add all these into the mix, and slowly watch the time trickle away.

0:46:57 > 0:47:00Thank goodness they didn't have to pay all the legal fees!

0:47:00 > 0:47:05So, aside from the paperwork, who carried out the hard labour?

0:47:05 > 0:47:07We had a builder that was doing the work.

0:47:07 > 0:47:11Obviously, he had his own tradesmen dealing with the electrics and

0:47:11 > 0:47:14plumbing and everything else separately,

0:47:14 > 0:47:17but we mainly managed the project ourselves.

0:47:17 > 0:47:21So we was hands on, with my other business partners.

0:47:24 > 0:47:26The building team actually did the work in four months,

0:47:26 > 0:47:32but they had to negotiate a premium with the freeholder of £25,000 to

0:47:32 > 0:47:33carry out the renovation,

0:47:33 > 0:47:37so I rather expect they overspent that £30,000 budget.

0:47:37 > 0:47:42At the end, we've ended up spending around £70,000.

0:47:42 > 0:47:47That includes all the freeholder's premium, surveyors' fees,

0:47:47 > 0:47:51for the party walls. That delayed, and obviously that exceeded, you know, costs.

0:47:51 > 0:47:53It incurred further costs.

0:47:54 > 0:48:00A £70,000 spend on top of the purchase price of £367,500

0:48:00 > 0:48:06would take the trio's costs to £437,500.

0:48:06 > 0:48:09But, in the buoyant London market,

0:48:09 > 0:48:11could a two and a half year wait

0:48:11 > 0:48:15actually end up paying dividends for this now two-bed flat?

0:48:15 > 0:48:17What do two local property experts think?

0:48:19 > 0:48:23Having just come into the property, I'm very impressed with the light.

0:48:23 > 0:48:25The fact that it feels very spacious,

0:48:25 > 0:48:26and you've got very good ceiling height,

0:48:26 > 0:48:29particularly in the entrance hall and the bedrooms.

0:48:29 > 0:48:31I understand the property was a one-bedroom flat before,

0:48:31 > 0:48:36and the owners have redeveloped it into a two-bedroom,

0:48:36 > 0:48:39and I think they've really maximised the space.

0:48:39 > 0:48:41The overall standard of the finish is very good.

0:48:41 > 0:48:43There's lots of nice features, and would certainly be very

0:48:43 > 0:48:45appealing for the market you're aiming at in

0:48:45 > 0:48:49this area, which is generally young city or media professionals.

0:48:49 > 0:48:51The property market is stable,

0:48:51 > 0:48:54and we're very lucky that we are in London,

0:48:54 > 0:48:57so there are always people that need to live somewhere.

0:48:57 > 0:49:00It's really done to a high standard, it's in a good location,

0:49:00 > 0:49:02it should sell at the right price.

0:49:04 > 0:49:08The plan for Ibrahim and his colleagues is to sell the flat on.

0:49:08 > 0:49:10Indeed, they already have it on the market.

0:49:10 > 0:49:16But what do the agents think their £437,500 investment could be worth?

0:49:16 > 0:49:18If this property was to come to the market,

0:49:18 > 0:49:21I feel it would achieve a price in

0:49:21 > 0:49:23the region of £625,000 to £650,000.

0:49:23 > 0:49:26I would expect this property to come onto the market in the region of

0:49:26 > 0:49:31£650,000, and the owner should seriously

0:49:31 > 0:49:34consider any offers in excess of £635,000.

0:49:34 > 0:49:37So, what does Ibrahim think of those numbers?

0:49:38 > 0:49:43We are looking to achieve between £620,000 to £650,000,

0:49:43 > 0:49:47so anything close to £650,000 would be great.

0:49:47 > 0:49:51And those kind of figures could see a potential pre-tax profit of

0:49:51 > 0:49:55£182,500 and £212,500

0:49:55 > 0:49:59minus taxes and any remaining expenses.

0:49:59 > 0:50:02They could also get rental figures of around £2,000

0:50:02 > 0:50:05per calendar month, which is just over a 5% yield,

0:50:05 > 0:50:08so it looks like time has been kind to them.

0:50:11 > 0:50:14It's been great. I mean, it's been really challenging.

0:50:14 > 0:50:16Obviously, we've had a number of problems,

0:50:16 > 0:50:18and it's taken them over two and a half years.

0:50:18 > 0:50:20But we've learned a lot,

0:50:20 > 0:50:23to be fair, so it's been a good experience, really.

0:50:28 > 0:50:30It was close to the Birmingham Canal network

0:50:30 > 0:50:32in the Nechells area of the city

0:50:32 > 0:50:36where we first saw something that could float someone's boat.

0:50:36 > 0:50:40But buying it would be considered a bit of a punt.

0:50:40 > 0:50:45OK. This plot of land is pretty small. I mean, in parts,

0:50:45 > 0:50:48I would guess no more than five or so metres width,

0:50:48 > 0:50:53but it's about the same footprint as the other houses I've seen on

0:50:53 > 0:50:55this street, which means you could

0:50:55 > 0:50:58definitely get a house onto this site.

0:50:58 > 0:51:01Yes, it was a tight squeeze beside the existing house.

0:51:01 > 0:51:06# Next to me, oh-oh

0:51:06 > 0:51:11# Next to me, oh-oh... #

0:51:11 > 0:51:14But there had been a building previously on the site,

0:51:14 > 0:51:16which meant services were accessible,

0:51:16 > 0:51:17and that the chances of

0:51:17 > 0:51:21planning permission being granted were pretty high.

0:51:23 > 0:51:27And so, it was bought at auction by part-time scientist turned property

0:51:27 > 0:51:32developer Riaz and his builder and business partner Sylvester

0:51:32 > 0:51:34for £37,000.

0:51:34 > 0:51:38They had already sized up the opportunities here.

0:51:38 > 0:51:39Instead of going that way,

0:51:39 > 0:51:43we could actually go lengthwise into the garden itself and put a garden

0:51:43 > 0:51:47room and everything, so from that perspective, I am quite comfortable.

0:51:47 > 0:51:49Let's move inside the house.

0:51:49 > 0:51:51What are you planning for inside?

0:51:51 > 0:51:55Well, we're planning a three-bedroom house and a family bathroom,

0:51:55 > 0:51:58- and a WC downstairs.- Yeah.

0:51:58 > 0:52:01Big question - how long is this going to take you?

0:52:01 > 0:52:06My plan is maximum four months, from now to completely done.

0:52:06 > 0:52:09Four months for a complete new build?!

0:52:09 > 0:52:12From when we obtain planning permission.

0:52:12 > 0:52:15- OK.- When it's all ready, I will build up to four months.

0:52:15 > 0:52:20So, once planning permission was granted, Sylvester wasn't hanging about.

0:52:20 > 0:52:22Along with the proposed four-month build time,

0:52:22 > 0:52:25they hoped to construct the house at

0:52:25 > 0:52:28a cost of between £60,000 and £70,000.

0:52:28 > 0:52:29So, how has it all gone?

0:52:29 > 0:52:32Well, now, six months on, we're back.

0:52:32 > 0:52:38# Oh, now, all I see is pretty little flowers open up to me

0:52:38 > 0:52:42# Take them home, press them well

0:52:42 > 0:52:48# Bring them to the garden and lay them by the wishing well... #

0:52:48 > 0:52:52Hmm. Pretty flowers they might be, bluebells, if I am not mistaken,

0:52:52 > 0:52:57but in terms of signs of construction, the site's looking a little bare.

0:52:57 > 0:52:59So, what's going on?

0:53:01 > 0:53:05My architect and I put together a plan for the site and,

0:53:05 > 0:53:09having a detailed discussion with the architect,

0:53:09 > 0:53:13it was going to be a really tight squeeze to have three-bedrooms in,

0:53:13 > 0:53:17so he suggested simply going for a two-bedroom house,

0:53:17 > 0:53:21and so that's what we submitted to the council to obtain

0:53:21 > 0:53:25planning permission, which we duly got a month or so ago.

0:53:25 > 0:53:26Right, well, that's good,

0:53:26 > 0:53:30and I can see a two-bed makes more sense than three,

0:53:30 > 0:53:32but a month has passed since planning,

0:53:32 > 0:53:36and Riaz and Sylvester said they'd have it all built in four.

0:53:36 > 0:53:39Well, since then, things have changed.

0:53:39 > 0:53:42I have two other projects on the go, and one of them,

0:53:42 > 0:53:44I was hoping to complete and

0:53:44 > 0:53:49sell off and that's unfortunately running behind schedule

0:53:49 > 0:53:50by a couple of months,

0:53:50 > 0:53:54and so I need some injection of cash for the other project.

0:53:54 > 0:53:59So we took a decision that we'll actually simply sell this and then

0:53:59 > 0:54:03use the cash to fund the other two projects.

0:54:03 > 0:54:07# No time for making my moves

0:54:07 > 0:54:09# No time

0:54:11 > 0:54:14# No time for hitting my grooves

0:54:14 > 0:54:15# No time... #

0:54:15 > 0:54:18Sometimes I guess you just have to prioritise,

0:54:18 > 0:54:22and it seems this development was one too many for the pair.

0:54:22 > 0:54:26But, it's not just the flowers that have now made this site more

0:54:26 > 0:54:27attractive to sell on.

0:54:27 > 0:54:32It's now got those plans, and Riaz is pretty pleased with those.

0:54:32 > 0:54:37Imagine there's a lovely porch here, coming through.

0:54:37 > 0:54:41You enter into the front door.

0:54:41 > 0:54:47Stairs leading up to the first floor, and then over here would be a

0:54:47 > 0:54:52kitchen, and then leading onto beyond there would be

0:54:52 > 0:54:56the dining room and the lounge. And then walking upstairs

0:54:56 > 0:55:01would be the landing leading onto the master bedroom above,

0:55:01 > 0:55:07as well as this second bedroom, and also a large family bathroom.

0:55:07 > 0:55:10I think this will make a great little house,

0:55:10 > 0:55:13and it should be fairly straightforward to build.

0:55:13 > 0:55:15And I can't help but feel that Riaz

0:55:15 > 0:55:18and Sylvester are missing a trick not building a house here.

0:55:21 > 0:55:23But what do two local estate agents think?

0:55:28 > 0:55:30Oh, I think that the design of the property is the right property.

0:55:30 > 0:55:33It's very similar to the properties that are around it,

0:55:33 > 0:55:36and I think it would blend in very, very nicely.

0:55:36 > 0:55:39And I think that the plans that have been done and the designs

0:55:39 > 0:55:41are exactly what's required for this plot.

0:55:41 > 0:55:44I think the land is a good piece of land for the development.

0:55:44 > 0:55:46It's a residential area.

0:55:46 > 0:55:49A two-bedroom detached house would sit nicely here.

0:55:51 > 0:55:56The site cost £37,000 for Riaz and Sylvester to purchase at auction,

0:55:56 > 0:56:00and with the additional costs of getting the plans drawn up and

0:56:00 > 0:56:04passed, they think their total spend to date is 40 grand.

0:56:04 > 0:56:06So, how much is this plot worth now

0:56:06 > 0:56:09that planning permission is in place?

0:56:09 > 0:56:12The land, with planning permission as it stands,

0:56:12 > 0:56:15would be in the region of £30,000.

0:56:15 > 0:56:16I'd say the guide would be roughly

0:56:16 > 0:56:19between £30,000 to £40,000 for the land.

0:56:19 > 0:56:21Well, at this moment, we've given

0:56:21 > 0:56:24permission for the auctioneer to auction this land and put a

0:56:24 > 0:56:27reserve price in the region of £44,000.

0:56:27 > 0:56:30As long as we get somewhere between £40,000 and £44,000,

0:56:30 > 0:56:32I will be happy.

0:56:34 > 0:56:37Yes, I get the feeling that Riaz really just wants to get rid of

0:56:37 > 0:56:40this plot and move on as soon as possible.

0:56:40 > 0:56:43But could building the house be a better financial option?

0:56:44 > 0:56:46The house, once it's constructed,

0:56:46 > 0:56:49depending on the quality of the finish,

0:56:49 > 0:56:54would fetch somewhere between £125,000 and £130,000.

0:56:54 > 0:56:58Looking at recent comparables in the area within the last three months

0:56:58 > 0:57:03that have sold, I would say in the region of £130,000 to £135,000,

0:57:03 > 0:57:05the house could be sold for.

0:57:05 > 0:57:07'With build costs of around 70 grand,

0:57:07 > 0:57:11'the pair might have seen a pre-tax profit of between £15,000 and

0:57:11 > 0:57:15'£20,000 if they had constructed the two-bedroom house.

0:57:15 > 0:57:18'So, what does Riaz feel about that now?'

0:57:18 > 0:57:21That's in line with what I had in mind,

0:57:21 > 0:57:24so if our plan to sell doesn't come into fruition,

0:57:24 > 0:57:27then we'll just build and sell on.

0:57:29 > 0:57:31So, I guess, never say never,

0:57:31 > 0:57:34but this could still be something they see through to the end.

0:57:34 > 0:57:38But, whatever happens, how does Riaz feel about purchasing this plot?

0:57:41 > 0:57:45It's always a risk, and sometimes risks pay off,

0:57:45 > 0:57:47and sometimes it doesn't.

0:57:47 > 0:57:49I work on the principle that, you know,

0:57:49 > 0:57:54you celebrate success and you learn from failures, so either way,

0:57:54 > 0:57:55I'm going to win.

0:57:57 > 0:58:01Whether you are an auction beginner or a bidding expert,

0:58:01 > 0:58:03there's always bargains to be had under the hammer.

0:58:03 > 0:58:07And we love following the journeys that start in the auction house.

0:58:07 > 0:58:08And we'll certainly have lots more

0:58:08 > 0:58:11for you next time here on Homes Under The Hammer.

0:58:11 > 0:58:13- Bye-bye.- Bye-bye.- Goodbye.