Somers/Buck

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0:00:02 > 0:00:05It's early morning and heir hunters are racing to find heirs

0:00:05 > 0:00:07to a £100,000 estate.

0:00:07 > 0:00:09The ball's rolling now.

0:00:09 > 0:00:11There are no guarantees of success.

0:00:11 > 0:00:14If in his will he leaves it all to the cats' home,

0:00:14 > 0:00:18then it's the cats' home that will be getting the money.

0:00:19 > 0:00:22They're determined to find long-lost relatives

0:00:22 > 0:00:25who may have no idea they're in line for a windfall.

0:00:26 > 0:00:28Could they be knocking at your door?

0:00:45 > 0:00:47On today's show...

0:00:47 > 0:00:50We're not 100% sure we've got the right family.

0:00:50 > 0:00:54A misspelled surname sends the heir hunters off course.

0:00:54 > 0:00:58We're fishing with a very big net in a very deep ocean.

0:00:59 > 0:01:01Will they crack the right combination?

0:01:03 > 0:01:06And the heir hunters help to unravel the wartime drama

0:01:06 > 0:01:08that split a family apart.

0:01:08 > 0:01:13The last time I saw Olive was in 1941.

0:01:13 > 0:01:16Plus how you could be entitled to unclaimed estates

0:01:16 > 0:01:18where beneficiaries still need to be found.

0:01:18 > 0:01:22Could you be in line for an unexpected windfall?

0:01:27 > 0:01:31An estimated 300,000 people die every year in the UK

0:01:31 > 0:01:34without leaving a will.

0:01:34 > 0:01:37If no relatives can be found, any money that's left behind

0:01:37 > 0:01:39will go into government coffers

0:01:39 > 0:01:44and last year, those coffers were boosted by a staggering £12 million.

0:01:46 > 0:01:49But there are over 30 specialist firms competing

0:01:49 > 0:01:50to stop this happening.

0:01:50 > 0:01:53They're called heir hunters

0:01:53 > 0:01:56and they make it their business to track down relatives

0:01:56 > 0:01:59and help them claim their rightful inheritance.

0:01:59 > 0:02:03I love the fact that I can put families back together.

0:02:03 > 0:02:04I can reunite people.

0:02:04 > 0:02:07I can tell them secret histories about their own family

0:02:07 > 0:02:09which they don't know about themselves.

0:02:18 > 0:02:20It's first thing Thursday morning.

0:02:22 > 0:02:24The Treasury's weekly list of unclaimed estates,

0:02:24 > 0:02:27which can range from £5,000 to many millions,

0:02:27 > 0:02:30has just been released.

0:02:31 > 0:02:34There's a big list out this morning. It's got 18 cases.

0:02:34 > 0:02:37We're seeing if any of them are worth anything.

0:02:39 > 0:02:42I've got one council house so far, ex-council.

0:02:42 > 0:02:43They all need enquiries.

0:02:44 > 0:02:47The entries are being investigated by staff at Fraser and Fraser,

0:02:47 > 0:02:50the UK's largest heir hunting firm,

0:02:50 > 0:02:52to see if there are any of value.

0:02:52 > 0:02:55But early enquiries aren't proving fruitful,

0:02:55 > 0:02:59much to the frustration of partner Neil Fraser.

0:02:59 > 0:03:02There's a huge list but nothing with any decent bits in it.

0:03:03 > 0:03:06One council house or ex-council house,

0:03:06 > 0:03:08which is worth less than £100,000.

0:03:08 > 0:03:10Everything else looks rubbish.

0:03:12 > 0:03:15The Treasury's list doesn't reveal the value of estates,

0:03:15 > 0:03:19so it's up to heir hunters to estimate their worth.

0:03:19 > 0:03:21As they usually work on commission,

0:03:21 > 0:03:23picking the right case can be a gamble.

0:03:23 > 0:03:27So they decide to go with the only entry Neil thinks is of value,

0:03:27 > 0:03:32the estate of James Joseph Somers, who they think owned his own home.

0:03:33 > 0:03:35Case manager David Milchard calls for back-up.

0:03:36 > 0:03:38You want to go down to Ashford?

0:03:40 > 0:03:41Kent.

0:03:42 > 0:03:45Yeah, it's James Joseph Somers.

0:03:48 > 0:03:51The company employs a network of regional heir hunters

0:03:51 > 0:03:54who are on standby every Thursday.

0:03:54 > 0:03:56These researchers provide a vital role,

0:03:56 > 0:03:59making door-to-door enquiries across the country

0:03:59 > 0:04:02in the race to find and sign up heirs.

0:04:04 > 0:04:08Bob Smith has been sent from his regular patch in Surrey

0:04:08 > 0:04:11to discover if James Somers did indeed live at the Kent address.

0:04:16 > 0:04:18Today, we're off to Ashford in Kent.

0:04:18 > 0:04:24Our deceased is a James Somers but he died in Ashford two years ago.

0:04:25 > 0:04:29It's quite important to get along to the address

0:04:29 > 0:04:31and make enquiries with the neighbours.

0:04:31 > 0:04:34And I've got no doubt I won't be the only one

0:04:34 > 0:04:37that's knocking on his door or making telephone calls.

0:04:41 > 0:04:42If the team's estimate

0:04:42 > 0:04:45that James Somers' estate is worth £100,000 is correct,

0:04:45 > 0:04:47competition will be fierce.

0:04:49 > 0:04:52Neil's team needs to stay ahead but they've hit a stumbling block.

0:04:53 > 0:04:58He's got a birth of a James J Somers in Ireland.

0:04:59 > 0:05:01They've found records for two James Somers

0:05:01 > 0:05:04but they don't know which is the correct one.

0:05:04 > 0:05:07At the moment, I'm looking for a Joseph Somers,

0:05:07 > 0:05:10which could be the birth of a deceased in 1940

0:05:10 > 0:05:14but unfortunately, we've got two possible births for the deceased,

0:05:14 > 0:05:16so we need to work out which one's right.

0:05:16 > 0:05:20As the Treasury's list only gives the name and place of death,

0:05:20 > 0:05:25they need to be completely sure if the entry is for a James Somers born in Blean in Kent

0:05:25 > 0:05:27or one born in Ireland.

0:05:29 > 0:05:32We can't find anything that's fitting in with what we've got here

0:05:32 > 0:05:36and we're not 100% sure we've got the right family, anyway, so...

0:05:37 > 0:05:41Without hard facts, the team's going round in circles.

0:05:45 > 0:05:48James Somers was also known as Jimmy

0:05:48 > 0:05:51and died in 2008 aged 68.

0:05:52 > 0:05:56He's fondly missed by close friends like Timmy Russell.

0:05:57 > 0:06:00We was good friends but obviously I'm quite a bit younger than Jimmy.

0:06:00 > 0:06:05He was friends of the family, you know, ie, my father

0:06:05 > 0:06:09and that's how I got to know Jimmy, through my father.

0:06:09 > 0:06:14Jimmy was a very well-dressed person,

0:06:14 > 0:06:17very smart appearance,

0:06:17 > 0:06:20quite a bit of confidence about him, self-belief, you know.

0:06:20 > 0:06:22Quite often Jimmy would be in a suit and tie.

0:06:22 > 0:06:25He was an intelligent fella.

0:06:26 > 0:06:28A lot of it was probably self-educated, as well.

0:06:28 > 0:06:33He'd like, as I say, always have his head in a book

0:06:33 > 0:06:36at some time throughout the day, you know.

0:06:36 > 0:06:39Jimmy Somers worked as a nurse at his local hospital

0:06:39 > 0:06:43and in his spare time, he was passionate about watching sport.

0:06:43 > 0:06:47Jimmy's interests were pretty much sport orientated.

0:06:47 > 0:06:51He liked his horse racing and he used to have a little bet

0:06:51 > 0:06:53quite regular, once a day, probably.

0:06:53 > 0:06:57He liked his boxing and he used to be keen on that.

0:06:57 > 0:07:00I boxed myself when I was younger

0:07:00 > 0:07:03and Jimmy used to come and watch from time to time.

0:07:03 > 0:07:07Yeah, he was very much into his sport.

0:07:09 > 0:07:11He pretty much kept himself to himself.

0:07:11 > 0:07:14He had some close friends but that was about it -

0:07:14 > 0:07:16there was probably a handful.

0:07:19 > 0:07:23Back at the office, none of the groundwork is proving conclusive

0:07:23 > 0:07:26and case manager David is worried.

0:07:26 > 0:07:29We don't know if we have got the right birth

0:07:29 > 0:07:33and what we got is not working out very well.

0:07:34 > 0:07:38I'm also searching for some hair to pull out.

0:07:40 > 0:07:44In Ashford, on James' street, Bob needs to get any information he can

0:07:44 > 0:07:46to drive the investigation forward.

0:07:47 > 0:07:51He also needs to confirm that James Somers did own the property there.

0:07:51 > 0:07:53- Did you ever speak to him at all? - A few times.

0:07:53 > 0:07:56There's a few guys up the Crusader pub would know him.

0:07:56 > 0:07:58- That know him?- Yeah.- Right, oh, OK.

0:07:58 > 0:08:00That would be a good call for you.

0:08:00 > 0:08:02- He didn't mention family?- No.

0:08:02 > 0:08:04Hello. Sorry to trouble you.

0:08:04 > 0:08:07I don't know if I've got the right address.

0:08:07 > 0:08:10- I'm making enquiries about Mr Somers. - Oh, right.

0:08:10 > 0:08:13- Did he own the property?- Yes, he did. - He did.

0:08:13 > 0:08:18- Right. How old was he? Sorry! - He must have been 70 this year.

0:08:18 > 0:08:2070 this year. Right. When did he move in?

0:08:20 > 0:08:25- The same time as me.- Same as you? And he'd been there all that time?

0:08:25 > 0:08:28And he never mentioned any family at all?

0:08:28 > 0:08:32Bob's efforts have paid off. James Somers did own his own house,

0:08:32 > 0:08:36which means it's probably a valuable estate.

0:08:36 > 0:08:37- Hi, mate.- Hello, mate.

0:08:37 > 0:08:43Yeah, I've done the enquiry of James Joseph Somers, yeah?

0:08:43 > 0:08:47- He's aged about 70...- Yeah?

0:08:47 > 0:08:50He's lived in this area a long time.

0:08:50 > 0:08:54- Yeah, we've got a birth for him in Blean in 1940.- OK.

0:08:54 > 0:08:57We're having problems. We can't identify a really good birth.

0:08:57 > 0:09:00We can't find one for James J.

0:09:00 > 0:09:03The birth I gave you is a plain James

0:09:03 > 0:09:06but if it is right, we've not got very far with it.

0:09:06 > 0:09:09- Yeah.- Now, we need to get that birth checked...

0:09:09 > 0:09:11Yeah.

0:09:11 > 0:09:14..for the 8th October 1940.

0:09:14 > 0:09:18- I'll have to hot-foot to Tunbridge Wells, Dave, because...- OK, then.

0:09:18 > 0:09:21..they only do priorities before 10.30, I think.

0:09:21 > 0:09:25- Yeah, OK, you get there as quick as you can.- OK.

0:09:25 > 0:09:26- All right.- I'll speak to you later.

0:09:26 > 0:09:29- Cheers, mate.- Bye, mate. Well done. - All right.

0:09:30 > 0:09:33Bob's off to the register office, 45 minutes away.

0:09:33 > 0:09:36If he can get the right birth certificate here,

0:09:36 > 0:09:39it will be crucial to the investigation.

0:09:41 > 0:09:44In the meantime, the team needs to renew their efforts

0:09:44 > 0:09:48to pinpoint the right birth for James Somers in 1940.

0:09:48 > 0:09:50Can you think of anything?

0:09:50 > 0:09:53They're still working with two options.

0:09:53 > 0:09:56It's question of whether that right birth was in Blean or in Ireland.

0:09:56 > 0:10:01The one in Ireland is a year out, so the one in Blean looks better

0:10:01 > 0:10:03and since he died in Kent,

0:10:03 > 0:10:06it seems likely the birth in Kent will turn out to be right.

0:10:07 > 0:10:10Research into the Kent birth has revealed

0:10:10 > 0:10:12there was another Somers born on the same day

0:10:12 > 0:10:15and in the same district.

0:10:15 > 0:10:18If the birth we have is right,

0:10:18 > 0:10:21it appears that James had a twin.

0:10:21 > 0:10:23So if we phone her up,

0:10:23 > 0:10:26she can tell us whether or not we've got the right person.

0:10:27 > 0:10:29It looks like a step in the right direction

0:10:29 > 0:10:33but they can't find any contact details for James' twin.

0:10:33 > 0:10:37They need to find the names of his parents to continue.

0:10:37 > 0:10:41Somers to Brothey, 1940.

0:10:41 > 0:10:44And Debbie soon makes an important breakthrough.

0:10:44 > 0:10:45Yeah.

0:10:45 > 0:10:48She may have found a maiden name for James Somers' mother.

0:10:48 > 0:10:50Did you put this address in?

0:10:51 > 0:10:53They now have something to go on

0:10:53 > 0:10:58and if they can create a family tree for the maternal side, the Brotheys,

0:10:58 > 0:10:59it may lead them to heirs.

0:10:59 > 0:11:03But at this stage, it's all guesswork.

0:11:03 > 0:11:07Joe has come to the conclusion that it's Irish,

0:11:07 > 0:11:08so we have it wrong.

0:11:08 > 0:11:12And now the Brothey name is causing problems.

0:11:13 > 0:11:15The Brotheys we're looking at at the moment,

0:11:15 > 0:11:21it appears to be the maiden family of James Joseph Somers

0:11:21 > 0:11:26but we can't find a marriage of Brothey to Somers

0:11:26 > 0:11:28or indeed a marriage of Brothey to anything.

0:11:28 > 0:11:32So we don't know her Christian name or the father's Christian name,

0:11:32 > 0:11:36so we're playing with variants of the spelling of Brothey

0:11:36 > 0:11:41to see if we can try and find something that will connect.

0:11:41 > 0:11:45It's possible that the spelling is wrong and that's why we can't find it.

0:11:46 > 0:11:50It seems like this heir hunt is one step forward and two steps back.

0:11:51 > 0:11:53If there is a spelling mistake on the register,

0:11:53 > 0:11:55it will throw the heir hunters off track.

0:11:55 > 0:11:59We're fishing, is the only way of describing it...

0:11:59 > 0:12:01We're scraping the barrel!

0:12:01 > 0:12:03..with a very big net in a very deep ocean,

0:12:03 > 0:12:05as far as I can see.

0:12:05 > 0:12:09The fact that the team's also looking into a possible Irish connection

0:12:09 > 0:12:11is taking up valuable time.

0:12:11 > 0:12:15The research hasn't been the easiest on this case

0:12:15 > 0:12:18and that's because we're dealing with two jurisdictions,

0:12:18 > 0:12:20two different sets of records.

0:12:20 > 0:12:22There's the English and Welsh records,

0:12:22 > 0:12:25which we have access to here in the office,

0:12:25 > 0:12:27and then we've also got some Irish records

0:12:27 > 0:12:29and those are a different index,

0:12:29 > 0:12:32a different set of records, which we have to research through.

0:12:32 > 0:12:36Some of our confusion is because of the two jurisdictions.

0:12:36 > 0:12:38If it was all in one place, all in Ireland,

0:12:38 > 0:12:41or if it was all in England and Wales, it would be a lot easier.

0:12:42 > 0:12:46So until Bob Smith gets to the register office in Tunbridge Wells

0:12:46 > 0:12:49and can confirm or rule out the Kent birth,

0:12:49 > 0:12:50the team is stumped.

0:12:50 > 0:12:53We're not getting anything at the moment.

0:12:53 > 0:12:57I just want to get some certificates.

0:12:58 > 0:13:00David has appointed a Dublin-based researcher

0:13:00 > 0:13:04to do some digging on the birth in Ireland for James Somers

0:13:04 > 0:13:06and he's just been told of a potential lead.

0:13:08 > 0:13:13My guy in Ireland, in Dublin, has found a birth of a James J Somers.

0:13:13 > 0:13:17It's not in 1940, it's 1941, that's when it's registered,

0:13:17 > 0:13:21but in Ireland, lots of unusual things happen,

0:13:21 > 0:13:23so it's a possibility he could be our guy.

0:13:24 > 0:13:28If it is, he's identified him having a brother

0:13:28 > 0:13:31and we've got a current address for the brother

0:13:31 > 0:13:33in County Kilkenny.

0:13:33 > 0:13:38Could this mean the Irish birth is the right one after all?

0:13:38 > 0:13:41Oh, hello, there. Is Mr Somers there, please?

0:13:41 > 0:13:44David gets straight on the phone to the brother,

0:13:44 > 0:13:46who could be James Somers' heir.

0:13:46 > 0:13:49I'm not sure if I have the right family or not.

0:13:49 > 0:13:52Did you have any other brothers at all?

0:13:53 > 0:13:55Jim. What happened to him?

0:13:56 > 0:13:59He's in Dublin, is he?

0:13:59 > 0:14:00OK, fine.

0:14:00 > 0:14:02He never went to England, did he?

0:14:03 > 0:14:04No, OK.

0:14:05 > 0:14:07None of them went to England, right, OK.

0:14:09 > 0:14:12OK, much obliged to you. Thank you. Bye-bye.

0:14:12 > 0:14:16It's not the result he was hoping for

0:14:16 > 0:14:19but the upside is, having ruled out the Irish birth,

0:14:19 > 0:14:22they're down to one line of enquiry.

0:14:22 > 0:14:26Right, the Irish one is out. He's alive and kicking in Dublin.

0:14:27 > 0:14:30The team's now concentrating on the Kent birth for James Somers

0:14:30 > 0:14:34but without the details of his parents from a birth certificate,

0:14:34 > 0:14:36they're no closer to solving this case,

0:14:36 > 0:14:40which could be worth up to £100,000.

0:14:42 > 0:14:46Coming up. Could James' name not be James after all?

0:14:47 > 0:14:50And might this be the key to cracking the case?

0:14:50 > 0:14:53What about Seamus? Could that be James?

0:14:59 > 0:15:02Sometimes, the heir hunters deal with stories

0:15:02 > 0:15:06of families separated back in a time when relatives didn't have the means

0:15:06 > 0:15:09to find each other again.

0:15:10 > 0:15:13Our next story is one such case.

0:15:14 > 0:15:17Celtic Research is a small heir-hunting company

0:15:17 > 0:15:19based in Wales and London.

0:15:19 > 0:15:23The Cardiff office is headed up by regional researcher Phil.

0:15:24 > 0:15:29In January 2010, he had a reason to dig out an unsolved case,

0:15:29 > 0:15:32which had been gathering dust on the shelf.

0:15:32 > 0:15:35This was one of those cases I'd been working on previously,

0:15:35 > 0:15:39pulled out the file again because it had been highlighted again

0:15:39 > 0:15:42on the unsolved unclaimed list

0:15:42 > 0:15:47that Bona Vacantia gives out and I thought, let me try it again.

0:15:47 > 0:15:51Phil had drawn a blank on the case of Olive Buck,

0:15:51 > 0:15:53who died in 2007.

0:15:53 > 0:15:57But a new development might give him a lead.

0:15:57 > 0:16:00She was born in the Bath area.

0:16:00 > 0:16:06Bath had recently put their registrations online

0:16:06 > 0:16:11and I managed to find her on that

0:16:11 > 0:16:13and then that got the ball rolling.

0:16:14 > 0:16:17The new lead helped Phil begin to piece together

0:16:17 > 0:16:18a picture of Olive's life.

0:16:21 > 0:16:26Olive Marjorie Buck was born in the historic spa town of Bath,

0:16:26 > 0:16:28where she continued to live all her life.

0:16:28 > 0:16:32Olive married Henry Stacey Buck in 1937

0:16:32 > 0:16:34and was married for 46 years.

0:16:34 > 0:16:38After his death, she led a reclusive life

0:16:38 > 0:16:41and passed away in a retirement home at the age of 93.

0:16:44 > 0:16:47Now he had new leads, Phil began researching the case,

0:16:47 > 0:16:51which looked like it could be worth up to £15,000.

0:16:52 > 0:16:56As Olive had no children, Phil needed to research her parents,

0:16:56 > 0:16:59which might lead to siblings or cousins.

0:16:59 > 0:17:05From the census records and from the registry office records

0:17:05 > 0:17:10I established the deceased's mother was Mabel Louisa Costello.

0:17:10 > 0:17:12Phil was making fast progress.

0:17:12 > 0:17:17He learnt that Olive's parents were Mabel Costello and Wilfred Hooper.

0:17:17 > 0:17:22She had two sisters, Phyllis, who died at the age of 20 in 1930,

0:17:22 > 0:17:25and Vera, who'd lived to be 85.

0:17:25 > 0:17:27Neither had any children.

0:17:27 > 0:17:32After I'd established there were no children from the brothers and sisters,

0:17:32 > 0:17:36that then leads me to go to the grandparents

0:17:36 > 0:17:39to look for uncles and aunties of the deceased,

0:17:39 > 0:17:42and that's on both sides of the family,

0:17:42 > 0:17:45the maternal and the paternal side of the family.

0:17:46 > 0:17:49Research into Olive's father's family, the Hoopers,

0:17:49 > 0:17:52soon showed there were no descendants.

0:17:52 > 0:17:55So Phil needed to retrace his steps

0:17:55 > 0:17:59and concentrate on Olive's grandparents on her mother's side.

0:17:59 > 0:18:02Records soon produced a name for her grandfather,

0:18:02 > 0:18:03Michael Costello.

0:18:03 > 0:18:06There were Costellos in all parts of the country.

0:18:06 > 0:18:11Costellos are not necessarily commonplace in one particular area

0:18:11 > 0:18:15but there are Costellos around and that was the difficulty.

0:18:15 > 0:18:18It has here he hit a stumbling block.

0:18:18 > 0:18:22There were Costellos popping up in England, Scotland and Ireland.

0:18:24 > 0:18:26There was a lot of Costellos.

0:18:26 > 0:18:31The other key factor was the fact that they moved around so much

0:18:31 > 0:18:36and then spread across the country so much,

0:18:36 > 0:18:40and not just across the UK - overseas, as well.

0:18:41 > 0:18:45Phil scoured census records going back to 1881.

0:18:45 > 0:18:48Was there a common link between these Costellos

0:18:48 > 0:18:50that would prove a family connection?

0:18:50 > 0:18:53We can establish whether you're on the right track or not

0:18:53 > 0:18:57because you end up with the same occupation, possibly,

0:18:57 > 0:18:59or a very similar occupation.

0:18:59 > 0:19:03Then you'd check for age, the age is the same,

0:19:03 > 0:19:07married to the same person, or maybe even living at the same address.

0:19:07 > 0:19:12Sometimes it works. The majority of times it works, sometimes it doesn't

0:19:12 > 0:19:14because they might change occupation.

0:19:16 > 0:19:20After a month of research, Phil found a Michael Costello

0:19:20 > 0:19:24born into a family who seemed to have the same job down the generations.

0:19:24 > 0:19:27He turned out to be a military person

0:19:27 > 0:19:30and they don't normally change their occupation.

0:19:31 > 0:19:33Was it a coincidence?

0:19:33 > 0:19:36This Michael Costello had moved from Scotland to Bath

0:19:36 > 0:19:38and he was in the Yeomanry.

0:19:38 > 0:19:41He'd had seven children, including one called Mabel,

0:19:41 > 0:19:43who Phil believed was Olive's mother.

0:19:46 > 0:19:48If Phil's hunch was right,

0:19:48 > 0:19:51it looked like Olive's grandfather had been quite famous.

0:19:51 > 0:19:55Records show Michael Costello's funeral in Bath

0:19:55 > 0:19:57was an extremely grand affair.

0:19:58 > 0:20:02To have a funeral that size would be quite rare

0:20:02 > 0:20:05but he was obviously very well known in the city.

0:20:05 > 0:20:11So he got the full panoply of a military funeral,

0:20:11 > 0:20:14the unit marching through the city,

0:20:14 > 0:20:18three volleys for the Trinity over the grave.

0:20:18 > 0:20:21Unusual.

0:20:21 > 0:20:26But obviously the city and his friends and his unit

0:20:26 > 0:20:27felt he deserved it.

0:20:29 > 0:20:33In fact, the send-off reflected Michael Costello's illustrious career

0:20:33 > 0:20:34as a military bandmaster.

0:20:35 > 0:20:38Back at the turn of the 19th century,

0:20:38 > 0:20:42these military band performances were the rock concerts of their day,

0:20:42 > 0:20:44with the popular marching music being played

0:20:44 > 0:20:47in the main bandstands of the city.

0:20:47 > 0:20:51To have become bandmaster of quite a prestigious unit...

0:20:51 > 0:20:56I mean, the North Somerset Yeomanry was a very well-regarded unit.

0:20:56 > 0:21:00That says something about his authority, his experience

0:21:00 > 0:21:02and his personality.

0:21:05 > 0:21:07But the onset of the First World War

0:21:07 > 0:21:11saw the roles of these volunteer servicemen and their bandmaster

0:21:11 > 0:21:13change dramatically.

0:21:13 > 0:21:18On the 4th August 1914, the day that war was declared,

0:21:18 > 0:21:22the yeoman of the North Somerset Yeomanry were embodied,

0:21:22 > 0:21:25that is they were brought together as a unit in camp.

0:21:25 > 0:21:30I think by that time they would have lost the requirement

0:21:30 > 0:21:32that they volunteered for overseas service

0:21:32 > 0:21:39and they were in trenches in Ypres on the battlefield.

0:21:39 > 0:21:43In 1914, the Battle of Ypres saw

0:21:43 > 0:21:45the British and French clash with German troops

0:21:45 > 0:21:48at this vital Allied stronghold.

0:21:48 > 0:21:49In just one month,

0:21:49 > 0:21:53the horrific trench warfare claimed almost 60,000 British troops

0:21:53 > 0:21:58and a staggering 130,000 German soldiers.

0:21:58 > 0:22:01Michael Costello, now a middle-aged officer,

0:22:01 > 0:22:04took the band across the Channel to help British morale.

0:22:06 > 0:22:13Michael Costello as bandmaster, going to France at 52,

0:22:13 > 0:22:17it would have been partly because he held a senior position

0:22:17 > 0:22:18within the unit,

0:22:18 > 0:22:23so he might have felt obliged to lead his band there.

0:22:23 > 0:22:27On active service, the band would partly have been a band

0:22:27 > 0:22:32because even in the 14-18, units came out of the line

0:22:32 > 0:22:37and went back to areas where they had entertainments,

0:22:37 > 0:22:41football matches, and the band would probably play there.

0:22:41 > 0:22:46In the infantry, the bandsman doubled up as a stretcher bearer.

0:22:46 > 0:22:51So you were a bandsman but your military role was being a stretcher bearer.

0:22:52 > 0:22:54Phil learnt Michael Costello survived the war

0:22:54 > 0:22:58but he died six years later in 1923

0:22:58 > 0:23:00and was given full military honours.

0:23:01 > 0:23:04At this stage, he had no concrete proof

0:23:04 > 0:23:08that Michael was indeed Olive Buck's grandfather.

0:23:08 > 0:23:12You can spend a couple of days, maybe even a week,

0:23:12 > 0:23:14going down the wrong path.

0:23:15 > 0:23:18And only when you find a living relative

0:23:18 > 0:23:22or somebody says, "Hang on a minute, my uncle, that wasn't his name.

0:23:22 > 0:23:26"His father wasn't so-and-so," then you go oops, I've got the wrong ones.

0:23:26 > 0:23:29AIRRAID SIRENS

0:23:30 > 0:23:34Coming up, Phil's enquiries stir up dramatic wartime memories.

0:23:36 > 0:23:38I heard the first bomb come down

0:23:38 > 0:23:41and we all huddled under the stairs.

0:23:46 > 0:23:49Heir hunters solve thousands of cases a year

0:23:49 > 0:23:52and millions of pounds are paid out to rightful heirs

0:23:52 > 0:23:54but not every case can be cracked.

0:23:55 > 0:23:58The Treasury has a list of over 2,000 estates

0:23:58 > 0:24:01which have baffled the heir hunters and remain unsolved.

0:24:02 > 0:24:05Could you be the heir they've been searching for?

0:24:05 > 0:24:08Are you in line for a windfall worth hundreds, thousands

0:24:08 > 0:24:10or even millions of pounds?

0:24:11 > 0:24:13Estates stay on the list for up to 30 years

0:24:13 > 0:24:16and today, we're focusing on three names.

0:24:16 > 0:24:18Are they relatives of yours?

0:24:20 > 0:24:26James Charles Brown died in Rugby on New Year's Day in 2000 aged 86.

0:24:26 > 0:24:29If heirs aren't found, his money will go to the government.

0:24:30 > 0:24:34Did you know Julius Ajidahuan from Ilford in Essex?

0:24:34 > 0:24:37He died in June 2009

0:24:37 > 0:24:40and may have had African or Caribbean heritage.

0:24:40 > 0:24:44So far, no-one's come forward to claim his estate.

0:24:46 > 0:24:50Also on our list is Zillah Joan Forge,

0:24:50 > 0:24:52who was from Lewes in East Sussex.

0:24:52 > 0:24:55She died in the year 2000, aged 82.

0:24:55 > 0:24:59All efforts to trace her relatives have drawn a blank.

0:25:01 > 0:25:03If the names James Charles Brown,

0:25:03 > 0:25:07Julius Ajidahuan or Zillah Forge mean anything to you

0:25:07 > 0:25:09or someone you know,

0:25:09 > 0:25:12you could have an unexpected windfall coming your way.

0:25:19 > 0:25:24Sometimes it takes a hunch to piece together the ancestral jigsaw puzzle

0:25:24 > 0:25:25of an heir hunt.

0:25:25 > 0:25:29Olive Buck had died in Bath in 2007,

0:25:29 > 0:25:32leaving no known relatives and an unclaimed estate.

0:25:32 > 0:25:35The heir hunters at Celtic Research had found out

0:25:35 > 0:25:38that Olive's mother's family were the Costellos.

0:25:38 > 0:25:42But the line they'd found had family members popping up all over the place.

0:25:44 > 0:25:47Starting off in Ireland, you then moved to Scotland

0:25:47 > 0:25:51and some of his children were born in Scotland

0:25:51 > 0:25:54and one or more were born in England.

0:25:54 > 0:25:58Heir hunter Phil thought he knew the reason why.

0:25:58 > 0:26:01He turned out to be a military person

0:26:01 > 0:26:03and they don't normally change their occupation.

0:26:04 > 0:26:06If Phil's hunch was right,

0:26:06 > 0:26:09Olive's grandfather was a soldier called Michael Costello

0:26:09 > 0:26:13and her Uncle Maurice was another soldier,

0:26:13 > 0:26:16who'd had three children - Richard, Michael and Dorothy.

0:26:16 > 0:26:20If they were alive, they'd all be heirs.

0:26:20 > 0:26:22Michael Costello was my first port of call.

0:26:22 > 0:26:27After proving the line, I needed to speak to a living relative

0:26:27 > 0:26:31to see if my research was correct.

0:26:33 > 0:26:37Michael Costello was shocked when he got a phone call in February 2010.

0:26:37 > 0:26:42We lost contact prior to 1942.

0:26:43 > 0:26:48To have her literally raised from the dead

0:26:48 > 0:26:51in 2010, yes, it was obviously a surprise.

0:26:52 > 0:26:56At last, Phil had found one of Olive's living relatives.

0:26:56 > 0:26:59Now he could get the ball rolling, finding other heirs.

0:27:00 > 0:27:05What Michael was able to do was confirm to me

0:27:05 > 0:27:10that the research I'd already got together and already proved,

0:27:10 > 0:27:14he then established that... he verified that information.

0:27:16 > 0:27:20So the next step was to make contact with Michael's sister Dorothy.

0:27:21 > 0:27:26I was very surprised when Phil got in touch about Olive

0:27:26 > 0:27:32because as far as I was concerned she was completely in the past.

0:27:33 > 0:27:37The dust had settled over events that had separated the two families,

0:27:37 > 0:27:39who lived just a stone's throw apart.

0:27:40 > 0:27:42Back in the 1940s,

0:27:42 > 0:27:45Michael Costello would call at his cousin Olive's family home

0:27:45 > 0:27:47every Sunday.

0:27:47 > 0:27:52Of all the aunts and uncles, I lived the closest to Aunt May

0:27:52 > 0:27:55and the distance between our respective houses

0:27:55 > 0:27:57was about 300 yards.

0:27:57 > 0:28:02To my knowledge, the last time I saw Olive

0:28:02 > 0:28:05was in 1941.

0:28:06 > 0:28:10The family separation took place against one of the darkest periods

0:28:10 > 0:28:12in Bath's history.

0:28:17 > 0:28:21On the nights of 25th and 26th April 1942,

0:28:21 > 0:28:26German aircraft dropped hundreds of high explosive bombs on Bath.

0:28:30 > 0:28:33It was in retaliation for the British bombing

0:28:33 > 0:28:35of the medieval city of Lubeck.

0:28:35 > 0:28:39Hitler and his generals allegedly picked British cities

0:28:39 > 0:28:41with the greatest architectural treasures

0:28:41 > 0:28:45from the Baedeker tourist guides, hence the name the Baedeker Raids.

0:28:46 > 0:28:50It was not just Bath but places like Canterbury,

0:28:50 > 0:28:52York, Norwich and so on.

0:28:52 > 0:28:54The whole point of the raid

0:28:54 > 0:28:57was that by destroying the historic buildings,

0:28:57 > 0:28:59that would affect morale

0:28:59 > 0:29:01but also to terrorise the people as well.

0:29:03 > 0:29:06The bombs demolished ancient churches

0:29:06 > 0:29:08and Georgian dwellings in the heart of the city.

0:29:08 > 0:29:11Suburban areas also came under attack.

0:29:13 > 0:29:17I can remember the Bath blitz quite clearly.

0:29:17 > 0:29:21I heard the first bomb come down and my father was with me

0:29:21 > 0:29:25and he moved quicker than me to get back home

0:29:25 > 0:29:31and we all huddled under the stairs.

0:29:31 > 0:29:35That was my brother, sister, my mother and father and myself.

0:29:36 > 0:29:41We should have gone to an air-raid shelter

0:29:41 > 0:29:43but luckily, we stayed under our stairs

0:29:43 > 0:29:47and the air-raid shelter we should have gone to

0:29:47 > 0:29:49had a direct hit and everybody was killed.

0:29:51 > 0:29:55The people in this street would not have expected

0:29:55 > 0:29:58to have been the centre of attention during a raid

0:29:58 > 0:30:02because even if they'd been attacking Bath...

0:30:02 > 0:30:07And, of course, they thought it was going to be Bristol and fire crews were on their way there

0:30:07 > 0:30:09and then they had to turn back.

0:30:09 > 0:30:12So when this happened, it was a complete surprise.

0:30:12 > 0:30:16There was very little defence, anyway, to give them forewarning.

0:30:16 > 0:30:19There were no barrage balloons or anti-aircraft guns

0:30:19 > 0:30:22or anything of that sort.

0:30:22 > 0:30:24So people were caught out

0:30:24 > 0:30:27and that's how, I think, a lot of the fatalities occurred.

0:30:30 > 0:30:35In total, a staggering 19,000 buildings in Bath were destroyed...

0:30:36 > 0:30:38and 400 people were killed.

0:30:40 > 0:30:45Dorothy and Michael's house was badly damaged but still standing.

0:30:45 > 0:30:47It was pretty messy,

0:30:47 > 0:30:50with fires going and buildings down

0:30:50 > 0:30:56and even the church where I was christened,

0:30:56 > 0:30:59St James' church in Bath, it was demolished.

0:30:59 > 0:31:03But, no, it was chaotic.

0:31:07 > 0:31:11Olive's family home on Victoria Road had been flattened.

0:31:12 > 0:31:16I remember, after the blitz,

0:31:16 > 0:31:19my father was very protective of us.

0:31:19 > 0:31:25He did just go and check that my Aunt May was all right,

0:31:25 > 0:31:27their family had survived,

0:31:27 > 0:31:32because their house had more damage than ours.

0:31:32 > 0:31:34In the days that followed,

0:31:34 > 0:31:38the people of Bath tried to find safe shelter wherever they could,

0:31:38 > 0:31:40terrified that the bombers would return.

0:31:41 > 0:31:47There was a mass exodus out of the city,

0:31:47 > 0:31:50many people finding refuge in the mines.

0:31:50 > 0:31:54There are plenty of them around here on the outskirts of Bath.

0:31:54 > 0:31:58And then, of course, in the villages and farms

0:31:58 > 0:32:00in the countryside surrounding

0:32:00 > 0:32:03and they played a very important part in putting people up.

0:32:04 > 0:32:07In the mayhem, the Costellos had no idea

0:32:07 > 0:32:11where their Aunt May, Uncle Wilfred and cousins Olive and Vera

0:32:11 > 0:32:13disappeared to.

0:32:13 > 0:32:15All the other relatives, we'd got in touch,

0:32:15 > 0:32:21because Aunt May, to my knowledge, was the only one that was bombed out.

0:32:21 > 0:32:25Where she lived, she may have lived outside of Bath for all I know.

0:32:25 > 0:32:27That would have happened quite often,

0:32:27 > 0:32:30that, you know, families got split up.

0:32:31 > 0:32:34The siblings would never hear of their cousin again,

0:32:34 > 0:32:36until 65 years later

0:32:36 > 0:32:40when the heir hunters made contact about Olive's estate.

0:32:40 > 0:32:44I haven't really thought about inheriting from Olive

0:32:44 > 0:32:47because she's so remote.

0:32:47 > 0:32:49I'm more interested in the history

0:32:49 > 0:32:51than any financial gain.

0:32:52 > 0:32:56Phil's research has revealed the wider Costello family tree

0:32:56 > 0:33:00and has so far found 16 heirs to Olive's estate.

0:33:00 > 0:33:03They will all share in her £15,000 inheritance.

0:33:05 > 0:33:08He's pleased that his search has reconnected the heirs

0:33:08 > 0:33:10to their wider family heritage.

0:33:11 > 0:33:13When I find a family

0:33:13 > 0:33:17and they've sort of gone their separate ways for generations,

0:33:17 > 0:33:21it makes you feel good when they start realising

0:33:21 > 0:33:25they haven't just got one cousin, they've got 20 cousins

0:33:25 > 0:33:30and they can enjoy their time getting to know their cousins again.

0:33:35 > 0:33:39In London, heir hunters Fraser and Fraser are being seriously tested

0:33:39 > 0:33:41by the case of James Somers

0:33:41 > 0:33:43but they're not giving up.

0:33:44 > 0:33:47James died in Ashford in 2008 aged 68.

0:33:47 > 0:33:51He was a big sports fan and a regular at his local pub.

0:33:51 > 0:33:54He was a bit of a gent, actually, Jim, you know,

0:33:54 > 0:33:58and you could go and have a couple of pints with Jim

0:33:58 > 0:34:02and enjoy a quiet, decent conversation with him.

0:34:03 > 0:34:05The team has little to go on

0:34:05 > 0:34:09in the search for heirs to an estate estimated at £100,000.

0:34:09 > 0:34:11The Irish one is definitely out.

0:34:11 > 0:34:16But they have managed to find James' birth in 1940 in Kent

0:34:16 > 0:34:19and they've come up with a possible maiden name for his mother.

0:34:19 > 0:34:23Somers to Brothey, 1940.

0:34:23 > 0:34:26Brothey is an unusual name

0:34:26 > 0:34:29and so the team are researching every possible variation

0:34:29 > 0:34:30to get a lead.

0:34:30 > 0:34:35We're playing with variants of the spelling of Brothey

0:34:35 > 0:34:40to see if we can try and find something that will connect.

0:34:41 > 0:34:45Suddenly, the team find details for someone with the surname Somers

0:34:45 > 0:34:48and a mother's maiden name similar to Brothey.

0:34:48 > 0:34:53We've found what looks to be the birth of a brother of the deceased.

0:34:54 > 0:34:57He's born in Bridge, which is the right area.

0:34:57 > 0:35:04The maiden of the mother given is Brophey - B-R-O-P-HE-Y,

0:35:04 > 0:35:06as opposed to what we've got at the moment,

0:35:06 > 0:35:09which was B-R-O-TH-E-Y.

0:35:09 > 0:35:14So we've got a T and a P, that's... pretty good.

0:35:14 > 0:35:18At the moment, we're trying to marry him off and see if we can find him.

0:35:18 > 0:35:20The team are hoping this could be James's brother,

0:35:20 > 0:35:24born just five miles from James' birthplace in Kent

0:35:24 > 0:35:27but is it just a series of coincidences?

0:35:27 > 0:35:31The researchers urgently need to speak to either him

0:35:31 > 0:35:32or a member of his family.

0:35:34 > 0:35:35Right, what have we got?

0:35:38 > 0:35:41- Who have you got a phone number for? - The daughter.

0:35:41 > 0:35:43The niece of the deceased.

0:35:44 > 0:35:47Believing they have a number for the brother's daughter,

0:35:47 > 0:35:51case manager David Milchard wastes no time in making the call.

0:35:51 > 0:35:55Hello? I'm trying to trace a family by the name of Somers.

0:35:56 > 0:36:00He's in Faversham. Do you have his address, at all?

0:36:00 > 0:36:01OK.

0:36:01 > 0:36:06The relative turns out not to be a niece but the brother's ex-wife.

0:36:06 > 0:36:09All right. Do you recall their names at all?

0:36:10 > 0:36:11Yeah.

0:36:11 > 0:36:12Yeah?

0:36:12 > 0:36:15While chatting through the family's names...

0:36:15 > 0:36:20Seamus. They were twins as well, were they?

0:36:20 > 0:36:22..David makes a sudden connection.

0:36:22 > 0:36:24What about Seamus? Could that be James?

0:36:24 > 0:36:29Bingo. It seems James was also known as Seamus,

0:36:29 > 0:36:31the Irish version of the name.

0:36:31 > 0:36:34They've identified the right family.

0:36:34 > 0:36:38Let's get a tree. Can we draw a tree up over here?

0:36:39 > 0:36:41It's a massive breakthrough.

0:36:41 > 0:36:43What's happening?

0:36:43 > 0:36:46Let's get it on a tree, then we can see where we're going.

0:36:46 > 0:36:48What did she say, then?

0:36:48 > 0:36:52She said they called him Seamus, which is James in Irish -

0:36:52 > 0:36:54it's the same.

0:36:54 > 0:36:55So that was right.

0:36:55 > 0:36:58Then she told me about these other kids here.

0:36:58 > 0:37:00From the conversation,

0:37:00 > 0:37:04the team now knows that James' family originally hailed from Ireland.

0:37:04 > 0:37:08They believe he had a twin sister and six other siblings.

0:37:08 > 0:37:11- So he's got loads of brothers and sisters?- Yeah.

0:37:11 > 0:37:13Why haven't we been finding them?

0:37:13 > 0:37:15But some were born in Ireland.

0:37:16 > 0:37:20All attention is now directed on finding James' brothers and sisters.

0:37:20 > 0:37:23If they're still alive, they'll be heirs.

0:37:25 > 0:37:28We've got the ball rolling now. We're off and away.

0:37:28 > 0:37:31The team quickly finds a phone number for one of the brothers.

0:37:31 > 0:37:35He's their first possible heir to James Somers' estate.

0:37:36 > 0:37:39Hello, Mr Somers? Hello, there. Sorry to trouble you.

0:37:39 > 0:37:42My name's David Milchard of Fraser and Fraser in London.

0:37:42 > 0:37:46We're trying to trace a family by the name of Somers

0:37:46 > 0:37:49in connection with an estate we're dealing with.

0:37:49 > 0:37:53Can I just ask you, was your father's name Frank?

0:37:54 > 0:37:56When did he die?

0:37:59 > 0:38:01In 2009. All right.

0:38:01 > 0:38:04Did your father leave a will at all?

0:38:05 > 0:38:07Right. And who are the executors?

0:38:09 > 0:38:12You're one... You're the only one, are you?

0:38:12 > 0:38:16Now David's learnt that James' father died a year after he did.

0:38:17 > 0:38:20As the father is direct next of kin,

0:38:20 > 0:38:23James Somers' estate would have gone to his father Frank,

0:38:23 > 0:38:25as he was alive when James died.

0:38:25 > 0:38:28Frank, however, did leave a will,

0:38:28 > 0:38:32so this means that James' money will go to beneficiaries

0:38:32 > 0:38:33named in Frank's will.

0:38:33 > 0:38:36We're positive now we've got the right family.

0:38:36 > 0:38:43We've spoken to Richard Somers, who is a brother of the deceased

0:38:43 > 0:38:47and therefore all the others are siblings of the deceased.

0:38:47 > 0:38:49It's a huge result.

0:38:49 > 0:38:53The siblings have agreed to meet with a company representative.

0:38:54 > 0:38:58And David calls Bob Smith off his task of finding certificates

0:38:58 > 0:38:59in Tunbridge Wells

0:38:59 > 0:39:01for a more important job.

0:39:01 > 0:39:03Hello, Bob. How are you going?

0:39:03 > 0:39:08I've got an address for you and an appointment between 12 and one o'clock in Herne Bay.

0:39:08 > 0:39:12- How long will it take you to get to Herne Bay?- Herne Bay...

0:39:12 > 0:39:18- an hour, hour and a half.- OK, then. - OK, all right, cheers, Dave. Bye.

0:39:19 > 0:39:24Bob now knows everything rests on his meeting with the heirs in Herne Bay.

0:39:25 > 0:39:27The father made a will,

0:39:27 > 0:39:31so what we need to do is go and see the executor of his will,

0:39:31 > 0:39:34which happens to be his son, the brother of our deceased,

0:39:34 > 0:39:37and ask him to sign our contract.

0:39:38 > 0:39:40With Bob on his way to see the family,

0:39:40 > 0:39:43partner Neil Fraser is worried that any inheritance from the estate

0:39:43 > 0:39:47now depends on what James' father requested in his will.

0:39:47 > 0:39:50If in his will he leaves it all to the cats' home,

0:39:50 > 0:39:53then it's the cats' home that will be getting the money

0:39:53 > 0:39:55and not the family.

0:39:55 > 0:39:57So we have to be pretty careful on that.

0:39:57 > 0:40:00We'll see when they get back to us.

0:40:01 > 0:40:05An hour later, Bob Smith has arrived to meet James Somers' heirs,

0:40:05 > 0:40:09Kathleen and Richard, who are representing their other siblings.

0:40:10 > 0:40:13But before Bob can discuss arrangements,

0:40:13 > 0:40:15he has the delicate task of breaking the news

0:40:15 > 0:40:18that their brother passed away two years ago.

0:40:19 > 0:40:22It's a difficult but sometimes necessary part

0:40:22 > 0:40:23of an heir hunter's job.

0:40:26 > 0:40:29Now, Bob needs to explain to the family

0:40:29 > 0:40:32they're entitled to their brother's unclaimed estate.

0:40:32 > 0:40:34Yeah, if you didn't know about it

0:40:34 > 0:40:36and no-one comes forward to make a claim,

0:40:36 > 0:40:40- then the money does go to the government.- Right.

0:40:40 > 0:40:41Nice to meet you.

0:40:41 > 0:40:43Bob leaves the agreement with them

0:40:43 > 0:40:46and over the coming days and weeks,

0:40:46 > 0:40:48they'll be able to discuss the situation

0:40:48 > 0:40:51and decide whether or not to appoint the heir hunters.

0:40:51 > 0:40:55James' sister Kathleen reflects on the news

0:40:55 > 0:40:59that the brother she lost contact with 13 years ago has died.

0:40:59 > 0:41:01It was a shock, yes.

0:41:01 > 0:41:04Never expected it. We were always going to go and...

0:41:04 > 0:41:06But my son went round that way

0:41:06 > 0:41:10and he said it didn't look as though the house had been lived in

0:41:10 > 0:41:11for some time.

0:41:11 > 0:41:15Like so many people at different times do drift apart.

0:41:15 > 0:41:17I don't know why. I haven't got a clue.

0:41:17 > 0:41:22She's able to recall fond memories of her much younger sibling.

0:41:23 > 0:41:27He was extremely clever, very talented in every way.

0:41:27 > 0:41:28Indeed he was.

0:41:28 > 0:41:31Remember now, I was 12 years older than him

0:41:31 > 0:41:33and he'd always explain it to you

0:41:33 > 0:41:35because he knew how to explain things.

0:41:35 > 0:41:39I would like to go and see his grave and say a little prayer for him.

0:41:45 > 0:41:48Back on the road, Bob Smith has now updated the office.

0:41:48 > 0:41:52He's respectful of the family's need to consider their options.

0:41:53 > 0:41:58From our point of view, I'm quite hopeful that they will want to use

0:41:58 > 0:42:00the services of Fraser and Fraser.

0:42:01 > 0:42:03It's really a decision for them.

0:42:03 > 0:42:06I think at the moment they're all a bit up in the air.

0:42:06 > 0:42:13Often in near-kin cases, close relatives will pursue their own claim with the Treasury

0:42:13 > 0:42:16and it's three long months before the company hears back

0:42:16 > 0:42:17from James' heirs.

0:42:19 > 0:42:22Today, Neil's received the news they've been hoping for.

0:42:23 > 0:42:27So it's been a long wait for myself and David.

0:42:27 > 0:42:29Really, we've had our fingers crossed

0:42:29 > 0:42:31that the contracts were going to come in.

0:42:31 > 0:42:34I've just heard that all our waiting's paid off.

0:42:34 > 0:42:37The two contracts have now come in,

0:42:37 > 0:42:40so we represent the two executors of the father's will.

0:42:40 > 0:42:42He is the only beneficiary

0:42:42 > 0:42:44and thankfully, we're going to get paid for our work.

0:42:45 > 0:42:47If you would like advice

0:42:47 > 0:42:50about building your family tree or making a will,

0:42:50 > 0:42:52go to bbc.co.uk

0:43:13 > 0:43:16Subtitles by Red Bee Media Ltd.

0:43:16 > 0:43:18E-mail subtitling@bbc.co.uk