14/02/2018

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0:00:06 > 0:00:08This is Business Live from BBC News with Ben Thompson

0:00:08 > 0:00:09and Samantha Simmonds.

0:00:09 > 0:00:12A Brexit blackhole for Europe.

0:00:12 > 0:00:14How will the EU plug a $15 billion shortfall

0:00:15 > 0:00:16when the UK leaves the union?

0:00:21 > 0:00:23Live from London, that's our top story

0:00:23 > 0:00:31on Wednesday 14th February.

0:00:38 > 0:00:41Brexit will leave the EU with a big gap in its budget -

0:00:41 > 0:00:43there could be cuts to spending and other members will

0:00:43 > 0:00:50be asked to pay more.

0:00:50 > 0:00:57We will hear from the sky shortly. -- this guy shortly.

0:00:57 > 0:00:58Also in the programme:

0:00:58 > 0:01:00is the Premier League losing its star appeal?

0:01:00 > 0:01:02The cost of broadcast rights falls for the top flight

0:01:02 > 0:01:04of English football - we'll look at why.

0:01:04 > 0:01:07And all eyes are on the latest

0:01:07 > 0:01:08inflation figures from the US, they're due later.

0:01:08 > 0:01:11And after the roller coaster market reaction to the jobs figures -

0:01:11 > 0:01:12investors are on edge.

0:01:12 > 0:01:14And clocking up the airmiles - we meet the man

0:01:14 > 0:01:18who says he can tell you how to fly first class, without paying a penny.

0:01:18 > 0:01:20He's the self-titled 'Points Guy' and knows all the tricks

0:01:20 > 0:01:21of airline loyalty schemes.

0:01:21 > 0:01:23And after an amazon ad is cleared

0:01:23 > 0:01:25of automatically ordering cat food via a customers' device -

0:01:25 > 0:01:28we want to know, do you use a voice-activated device

0:01:28 > 0:01:29like Alexa or Siri?

0:01:29 > 0:01:32If so, what for and do you trust what it's listening to?

0:01:32 > 0:01:36Let us know, use the hashtag BBC Biz Live

0:01:49 > 0:01:52Lots of you getting in touch already about that story.

0:01:52 > 0:01:54Lots of you getting in touch already about that story. Keep your comments

0:01:54 > 0:01:55coming in about those voice-activated devices and whether

0:01:55 > 0:02:01they are a benefit or just a frustration. Mine ignores me quite

0:02:01 > 0:02:05often. We will talk more about that a little bit later.

0:02:05 > 0:02:07In a few hours' time, the President

0:02:07 > 0:02:09of the European Commission - Jean Claude Juncker -

0:02:09 > 0:02:11will outline his proposals for the future EU budget.

0:02:11 > 0:02:14He'll be working on the basis that the UK will be leaving

0:02:14 > 0:02:17the union and this will deprive the EU

0:02:17 > 0:02:20of between 12 and 13 billion euros every year -

0:02:20 > 0:02:21that's around 15 to $16 billion.

0:02:21 > 0:02:23Currently, 1% of the bloc's gross national

0:02:23 > 0:02:26income goes towards the budget, but Mr Juncker has already called

0:02:26 > 0:02:30for members to contribute more when the UK departs.

0:02:30 > 0:02:32In addition, the EU's budget commissioner has

0:02:32 > 0:02:34already said that the union will need to make spending

0:02:34 > 0:02:37cuts across the board - this includes a modest scaling back

0:02:37 > 0:02:42of the Common Agricultural Policy.

0:02:42 > 0:02:44Joining us now from Brussels is Guntram Wolff -

0:02:44 > 0:02:53director of the European think tank Bruegel.

0:02:53 > 0:02:56Thank you for joining us. Which countries will have to fill this

0:02:56 > 0:03:06enormous black hole?That, the holed is 12 billion. Of course, part of

0:03:06 > 0:03:11the hole will be filled by a cut in spending and part will be filled by

0:03:11 > 0:03:14increasing contributions. The countries that most obviously will

0:03:14 > 0:03:22have to increase are the ones already paying, such as Germany, my

0:03:22 > 0:03:26home country, will chip in quite a bit. The draft coalition Government

0:03:26 > 0:03:31in Germany has announced quite clearly that Germany stands ready to

0:03:31 > 0:03:36increase its budgetary contributions. But the designated

0:03:36 > 0:03:41finance minister of Germany has also said that Germany will not pluck --

0:03:41 > 0:03:47pluck the whole gap in the Budget. There will have to be Budget cuts

0:03:47 > 0:03:54elsewhere.Which countries will suffer those?That's the big battle

0:03:54 > 0:03:57that we will start now. Jean-Claude Juncker is only putting up a number

0:03:57 > 0:04:03of options, the real fight will start now. The fight is between, of

0:04:03 > 0:04:13course, on the one hand farmers, and on the other hand regions that are a

0:04:13 > 0:04:18little bit less advantaged compared to the better performing regions. It

0:04:18 > 0:04:24is about a cohesion policy. And agricultural policy. Quite a bit of

0:04:24 > 0:04:28the burden could fall on some central and eastern European

0:04:28 > 0:04:32countries. They are already starting to fight heavily.Given that will

0:04:32 > 0:04:39there be cracks in the union about this?The real battle isn't in the

0:04:39 > 0:04:44document that will be outlined now. But it is being said frequently here

0:04:44 > 0:04:50by high-level commissioners, it's the idea to make spending

0:04:50 > 0:04:55conditional on the rule of law. Conditional on respecting the rules

0:04:55 > 0:05:00of the union. And that is, of course, something that's targeted at

0:05:00 > 0:05:08Poland, and perhaps Hungary. That debate is toxic. But it's ongoing.

0:05:08 > 0:05:13We shall see who will prevail in that debate in the end.Thanks very

0:05:13 > 0:05:15much.

0:05:15 > 0:05:17Let's take a look at some of the other stories making the news.

0:05:17 > 0:05:20Sky and BT have agreed to pay £4.5 billion to broadcast

0:05:20 > 0:05:26Premier League games for three seasons from 2019 to 2020.

0:05:26 > 0:05:29But the TV networks could end up paying hundreds of millions

0:05:29 > 0:05:32of pounds less than in 2015, with lower prices per game.

0:05:32 > 0:05:35The winning bidder for two other packages of TV rights hasn't yet

0:05:35 > 0:05:37been announced, leading to speculation that

0:05:37 > 0:05:40the price is too high.

0:05:40 > 0:05:43Japan's economy has seen its longest continuous expansion

0:05:43 > 0:05:44since the 1980s boom as growth in the fourth quarter

0:05:44 > 0:05:46of the year rose by 0.5%.

0:05:46 > 0:05:48The rise will be welcome news to Prime Minister Shinzo Abe,

0:05:48 > 0:05:59whose economic policies have been criticised in the past.

0:05:59 > 0:06:03Armed police in South Africa have F raided the home of a family business

0:06:03 > 0:06:08that has close ties to President Jacob Zuma. It comes as the nation

0:06:08 > 0:06:12awaits to see whether the president will step down as ordered by his

0:06:12 > 0:06:16party, the ANC.

0:06:16 > 0:06:19Chinese search engine Baidu has seen a rapid turnaround in its fortunes,

0:06:19 > 0:06:21with revenues up 29% at the end of 2017.

0:06:21 > 0:06:24It's partly due to the success of its Netflix-like video streaming

0:06:24 > 0:06:26service, which Baidu is now planning to list in the US.

0:06:26 > 0:06:36Monica Miller is in Singapore to tell us what's going on.

0:06:36 > 0:06:39It's an interesting turn around, these results much better, and it

0:06:39 > 0:06:45plays into that trend of streaming content online.They have a lot of

0:06:45 > 0:06:52competition. Earlier this week we made a similar announcement that

0:06:52 > 0:06:55Alibaba has just made a deal with Walt Disney, a huge one, so they

0:06:55 > 0:07:00will stream their movies and programmes. You will be able to

0:07:00 > 0:07:05watch Winnie the Pooh and Mickey Mouse. But in terms of Baidu this

0:07:05 > 0:07:14substantial earnings. $656 million in profit. After the news broke

0:07:14 > 0:07:19their shares went up more than 5%. The pygmies we were talking about is

0:07:19 > 0:07:26this video streaming service. Their arm is apparently going to launch

0:07:26 > 0:07:32this in the US stock exchange. I have heard different figures

0:07:32 > 0:07:37mentioned. The cost of it, what it is worth could be anywhere between

0:07:37 > 0:07:47eight to $15 billion. Anything. This will be a big story about the

0:07:47 > 0:07:51economic future of China.Thanks very much.

0:07:51 > 0:08:00Let me show you the markets. The Hang Seng is having a pretty good

0:08:00 > 0:08:04session. Bucking a trend of nervousness coming back into markets

0:08:04 > 0:08:09ahead of the inflation figures that we will get in the US later. At the

0:08:09 > 0:08:13world's largest economy. It will have an effect around the world. We

0:08:13 > 0:08:16know markets are jittery given everything we saw it with the

0:08:16 > 0:08:20better-than-expected job figures. It is that perverse thing where good

0:08:20 > 0:08:24news is leading to big falls on the markets. Because it means interest

0:08:24 > 0:08:29rates could go up sooner than expected. Let me show you what is

0:08:29 > 0:08:32happening in Europe, and it is a similar picture at the start. They

0:08:32 > 0:08:37will be keeping an eye on what happens in the US later.

0:08:37 > 0:08:40And Yogita Limaye has the details about what's ahead

0:08:40 > 0:08:43on Wall Street Today.

0:08:43 > 0:08:46Before markets open here in the US, we're going to see some pretty

0:08:46 > 0:08:47important economic data come out.

0:08:47 > 0:08:49And that could dictate which way the day goes.

0:08:49 > 0:08:51Numbers for the Consumer Price Index will be released.

0:08:51 > 0:08:54This is a key measure of inflation that the Federal Reserve looks

0:08:54 > 0:08:57at while making interest rate decisions, and so, if it's gone

0:08:57 > 0:08:59up more than expected, it could rekindle fears of rapid

0:08:59 > 0:09:02rate rise in the US, something that triggered the steep

0:09:02 > 0:09:04fall markets saw last week.

0:09:04 > 0:09:08Retail sales figures will also be out.

0:09:08 > 0:09:12They are an indication of whether or not the American

0:09:13 > 0:09:17consumer remains happy to spend.

0:09:17 > 0:09:19And some of the country's big-ticket investors like Warren Buffett

0:09:19 > 0:09:21and George Soros will disclose what stocks they're holding.

0:09:21 > 0:09:23It's something they have to do every quarter,

0:09:23 > 0:09:26but there is always keen interest in finding out what companies

0:09:26 > 0:09:35they're placing their bets on.

0:09:35 > 0:09:38Joining us is Jane Foley, Senior Currency Strategist at Rabobank.

0:09:38 > 0:09:44Welcome. We have these inflation figures coming out in the US. There

0:09:44 > 0:09:50was lots of concern about that. Huge. More than any other time in

0:09:50 > 0:09:57years. Huge focus on this US inflation release. We are all aware

0:09:57 > 0:09:59of the big plungers in the stock market last week which was triggered

0:09:59 > 0:10:05by another inflation really. That time it was the average earnings for

0:10:05 > 0:10:09January. Generally if people are paid more than we have more money in

0:10:09 > 0:10:20our pockets and we demand more and the consumer rate goes up. It is

0:10:20 > 0:10:25this release, as welcome if that is also strong, the market will worry

0:10:25 > 0:10:28about higher interest rates, and that can lead to more volatility

0:10:28 > 0:10:32again across the markets.Thanks very much, we shall see you later

0:10:32 > 0:10:34for a look at the newspapers.

0:10:34 > 0:10:38Still to come:

0:10:38 > 0:10:42Air Miles, credit card points, a certain deal and airline is offering

0:10:42 > 0:10:47is worth it, we have a team of writers researching, so you don't

0:10:47 > 0:10:54have too.Spin forwards, a few years...20.How to fly first class

0:10:54 > 0:10:57without paying a penny.

0:10:57 > 0:11:01I meet the mean who knows all the tricks of airline loyalty schemes.

0:11:01 > 0:11:03He's called the Points Guy, and he tells me some

0:11:03 > 0:11:04of the secrets of the skies.

0:11:04 > 0:11:07You're with Business Live from BBC News.

0:11:11 > 0:11:14A wave of sexual harassment claims have hit the headlines lately,

0:11:14 > 0:11:16particularly in the TV and film industry, prompted by

0:11:16 > 0:11:18allegations against disgraced producer Harvey Weinstein.

0:11:18 > 0:11:21And so the British Film industry has launched a new set of guidelines

0:11:21 > 0:11:22to guard against bullying and sexual harassment.

0:11:22 > 0:11:24Let's speak to BFI's chief executive Amanda Nevill.

0:11:24 > 0:11:26Why are these guidelines being launched?

0:11:26 > 0:11:31What is the aim behind them and why are they needed?

0:11:34 > 0:11:40Why are these guidelines being launched?

0:11:40 > 0:11:44This is a set of eight principles that have been devised and drawn up

0:11:44 > 0:11:48by most of the main organisations behind film in the UK. They come

0:11:48 > 0:11:56with a set of guidance. They also come with a commitment to offer

0:11:56 > 0:12:01training with the aim that in every set and every workplace there are at

0:12:01 > 0:12:05least two people you can go and talk to. And a free telephone advice line

0:12:05 > 0:12:13which is being supported by the film and television benevolent fund.

0:12:13 > 0:12:18There hasn't been anything like this in the past. People have complaints

0:12:18 > 0:12:23and concerns but haven't had any where to turn to.The law is on your

0:12:23 > 0:12:26side. But there is that missing link. If you are a victim of this it

0:12:26 > 0:12:31is often difficult to know how to articulate the issues and where to

0:12:31 > 0:12:37turn. But this is an important day. These are eight simple principles.

0:12:37 > 0:12:42The industry is sending out a message, we want to stand up and say

0:12:42 > 0:12:46we don't want this behaviour in our environment. Film is booming in the

0:12:46 > 0:12:52UK. We need another 10,000 entrants into the industry. We want to send

0:12:52 > 0:12:56out a firm message that this is an open, inclusive, safe, and enjoyable

0:12:56 > 0:13:04industry to work in.There is some criticism that this is a lovely

0:13:04 > 0:13:10environment, we can get away with these rules, if you're in a small

0:13:10 > 0:13:13organisation, maybe working in a college, that resources and

0:13:13 > 0:13:17available. Are you hoping this could roll out elsewhere?The whole point

0:13:17 > 0:13:20of the principle from the organisations that have signed up

0:13:20 > 0:13:22behind it shows there was a commitment right across whole

0:13:22 > 0:13:28industry. It isn't just about large organisations. One tiny example, one

0:13:28 > 0:13:33of the organisations has film clubs in 10,000 schools across the UK.

0:13:33 > 0:13:37They are for free. They will be talking about bullying and

0:13:37 > 0:13:40harassment. So right at the very beginning young people will be able

0:13:40 > 0:13:44to learn about what the film industry is doing to combat this.

0:13:44 > 0:13:47Good to talk to you, thank you very much.

0:13:50 > 0:13:53You're watching Business Live.

0:13:53 > 0:13:56Our top story: In a few hours' time, the President

0:13:56 > 0:13:57of the European Commission, Jean-Claude Juncker,

0:13:57 > 0:14:01will outline his proposals for the future EU budget.

0:14:01 > 0:14:04He'll be working on the basis that the UK will be leaving

0:14:04 > 0:14:07the union and this will deprive the EU of between 12

0:14:07 > 0:14:13and 13 billion euros every year - that's around 15 to $16 billion.

0:14:13 > 0:14:15How do you fancy flying first class without paying a penny?

0:14:15 > 0:14:19Well, it's possible, apparently.

0:14:19 > 0:14:22But you have to learn how to use all those Air Miles

0:14:22 > 0:14:26and credit card points wisely.

0:14:26 > 0:14:30And one man who says he can tell you how to do it is Brian Kelly.

0:14:30 > 0:14:32He's called the Points Guy, and his site gives the lowdown

0:14:32 > 0:14:35on reward schemes and how to use them.

0:14:35 > 0:14:43I caught up with him in LA.

0:14:43 > 0:14:46Thepointsguy.com is a site all about how to maximise your travel,

0:14:46 > 0:14:48whether it's your air miles or credit card points

0:14:48 > 0:14:51or whether a certain deal that an airline is offering is worth it.

0:14:51 > 0:14:53We've got a team of writers researching the nitty-gritty

0:14:53 > 0:14:54so you don't have to.

0:14:54 > 0:14:56So where did this begin?

0:14:56 > 0:14:58Interestingly, I was always computer savvy.

0:14:58 > 0:15:02My dad got a job at a start-up where he had to work from home.

0:15:02 > 0:15:05He didn't know how to use the computer, so I charged him $10

0:15:05 > 0:15:07a ticket, I basically was using Travelocity

0:15:07 > 0:15:10when I first started in '96.

0:15:10 > 0:15:12So he thought it was really convoluted to book an airline

0:15:12 > 0:15:16ticket, but I was just clicking on information.

0:15:16 > 0:15:26So that was the first time I started a business.

0:15:27 > 0:15:30And then he realised he had all these loyalty

0:15:30 > 0:15:33points, and he was like, I don't know how to use them,

0:15:33 > 0:15:35but being the precocious 12-year-old that I was,

0:15:35 > 0:15:37I was like, it's got to be the Caribbean, you know!

0:15:37 > 0:15:39And somehow my parents trusted their 12-year-old son,

0:15:39 > 0:15:41and every year we had the most amazing trips.

0:15:41 > 0:15:43So, spin forwards a few years.

0:15:43 > 0:15:4420 years, yes.

0:15:44 > 0:15:47And it's now a fully fledged business, you employ 20

0:15:47 > 0:15:47staff, based in New York.

0:15:47 > 0:15:51How did you get to that?

0:15:51 > 0:15:54I started earning points, I started working on Wall Street

0:15:54 > 0:15:55in August of '07.

0:15:55 > 0:15:58So I worked at Morgan Stanley in recruitment, but I was travelling

0:15:58 > 0:16:00around the US and Canada recruiting computer scientists

0:16:00 > 0:16:02to work on Wall Street, which you could imagine

0:16:02 > 0:16:04during a recession, especially when most computer scientists

0:16:04 > 0:16:08want to work at Google or Yahoo, it was an uphill battle.

0:16:08 > 0:16:11But the company, even though there was a recession,

0:16:11 > 0:16:14you can't cut back on technology and your future technology,

0:16:14 > 0:16:17so my job was, I was buying tonnes of Nintendo Wiis to go on MIT's

0:16:17 > 0:16:20campus to convince people to come and listen to our opportunities,

0:16:20 > 0:16:23so I was spending $100,000 a month on the company dime,

0:16:23 > 0:16:26paying it off every month and earning the points.

0:16:26 > 0:16:29So all of a sudden, my points for myself

0:16:29 > 0:16:32were just raining from above.

0:16:32 > 0:16:34And even though during the recession, no bonuses,

0:16:34 > 0:16:37and you could barely

0:16:37 > 0:16:41get a raise, points, I was cash poor and points rich.

0:16:41 > 0:16:44And then you turned that into a business?

0:16:44 > 0:16:47So now you spend a lot of time and your team that work with you,

0:16:47 > 0:16:52you spend a lot of time maybe looking at some of the loopholes,

0:16:52 > 0:16:56the flaws, and actually how to just maximise what the points can do.

0:16:56 > 0:16:57Tell me about that.

0:16:57 > 0:17:00So I started a blog in 2010 while I was still at Morgan Stanley,

0:17:00 > 0:17:03and it was just to help my friends and family understand

0:17:03 > 0:17:06what I was doing.

0:17:06 > 0:17:09But I realised really quickly that most of the travel

0:17:09 > 0:17:10deals that came out, people weren't explaining how

0:17:10 > 0:17:15to take advantage of that.

0:17:15 > 0:17:18So I saw how things would go viral, and I would be able to explain

0:17:18 > 0:17:20succinctly, get in on this deal, just to it.

0:17:20 > 0:17:24People need to be told, is this worth it, or is it not.

0:17:24 > 0:17:26Give everything you've said, I can't imagine you are friends

0:17:26 > 0:17:27with a lot of airlines.

0:17:27 > 0:17:30Tell me about that relationship.

0:17:30 > 0:17:37It's really interesting, because we don't do anything unethical. We play

0:17:37 > 0:17:40within the rules, and airlines like this, because airline loyalty

0:17:40 > 0:17:47programmes are huge profit centres. The airlines often make more selling

0:17:47 > 0:17:50frequent-flyer miles to partners like credit cards that they do

0:17:50 > 0:17:54actually selling flights. So they have an interest in keeping these

0:17:54 > 0:17:57programmes going. All I do is teach people how to get the most value out

0:17:57 > 0:18:04of them. So we are friendly with the airlines. We are also independent, I

0:18:04 > 0:18:07don't take freebies from airlines, I pay for all my own flights, because

0:18:07 > 0:18:12a lot of what we do is reviewing flights and hotels, so we need that

0:18:12 > 0:18:16integrity. So I would say we have a cordial relationship with the

0:18:16 > 0:18:23airlines. I did a Facebook live with the new CEO of British Airways, so I

0:18:23 > 0:18:27think we definitely have a cordial relationship with the airlines.

0:18:27 > 0:18:33So after that expert advice, I hope you flew home first-class! Chance

0:18:33 > 0:18:36would be a fine thing, but it is really interesting when you realise,

0:18:36 > 0:18:40unless you pay serious attention to it, you just think you are and you

0:18:40 > 0:18:44spend them, but you have to be a bit clever, work out how to use them,

0:18:44 > 0:18:47maybe buy the ticket and then upgrade.

0:18:47 > 0:18:50IBooks and tickets with air Miles to go this summer to Los Angeles, five

0:18:50 > 0:18:56of us in the family, business class, or an air Miles, but the tax is

0:18:56 > 0:18:59huge, almost as much as it would have cost to go economy.

0:18:59 > 0:19:04Sergas, some decent advice there. Now, as if you could have avoided

0:19:04 > 0:19:06this.

0:19:06 > 0:19:09Valentines Day is upon us.

0:19:09 > 0:19:11But thanks to the smartphone,

0:19:11 > 0:19:13Cupid now has another string to his bow.

0:19:13 > 0:19:14The online dating industry is worth more

0:19:14 > 0:19:17than $5 billion every year - and mobile users are

0:19:17 > 0:19:21now spoilt for choice.

0:19:21 > 0:19:28Certainly for options, maybe Doctor -- maybe not for dates!

0:19:28 > 0:19:30In addition to the most popular apps like Tinder and Bumble,

0:19:30 > 0:19:33today there are apps which try to find you a potential

0:19:33 > 0:19:35partner using everything from your music taste to your DNA.

0:19:35 > 0:19:37So how do they all work?

0:19:37 > 0:19:47Tom Davies has more.

0:19:53 > 0:19:54Tinder.

0:19:54 > 0:19:55Tinder.

0:19:55 > 0:19:56I've been known to Tinder a bit.

0:19:56 > 0:19:58Used Tinder but I didn't like it.

0:19:58 > 0:20:01We've all been on Tinder, of course we've all got the app.

0:20:01 > 0:20:03Too tall, too sporty, too vain.

0:20:03 > 0:20:05Many of the traditional dating websites try to bag you that

0:20:05 > 0:20:07special someone by asking you about your personal preferences.

0:20:07 > 0:20:09And while experts agree on linedating is good

0:20:09 > 0:20:11for widening the pool, is this the solution

0:20:11 > 0:20:13to finding Mr or Mrs Right?

0:20:13 > 0:20:15The research is now clear that using individual level

0:20:15 > 0:20:16information for personality, values and preferences,

0:20:16 > 0:20:19to try to predict who will be compatible in the future,

0:20:19 > 0:20:23is a losing game.

0:20:23 > 0:20:25It might just set up people who are similar to them.

0:20:25 > 0:20:28It is a reasonable hypothesis but no one has the able to find consistent

0:20:29 > 0:20:30evidence for that idea.

0:20:30 > 0:20:33So if data is not helping us to find out perfect partner,

0:20:33 > 0:20:35what else can be used to find our soul mates?

0:20:35 > 0:20:37One firm has the answer and they think love

0:20:37 > 0:20:39is all about chemistry.

0:20:39 > 0:20:42My name is Asma Mirza and I am one of the co-founders and chief

0:20:42 > 0:20:52executive officer of Pheramor.

0:20:52 > 0:20:56I am Brittany, the chief chemical officer.

0:20:56 > 0:20:58Pheramor is dating app that matches people based on genetics.

0:20:59 > 0:21:00We send you a genetic kit.

0:21:00 > 0:21:02We extract a portion of the DNA.

0:21:02 > 0:21:05You are able to see who you would be attracted to.

0:21:05 > 0:21:10DNA and pheromones are what love at first sight is all about.

0:21:10 > 0:21:15In the age of the smartphone, many are pinning our hopes

0:21:15 > 0:21:25on love at first swipe, rather than at first sight.

0:21:25 > 0:21:26And although there

0:21:26 > 0:21:30are more and more apps available, now the problem may be there is just

0:21:30 > 0:21:35too much to choose from.

0:21:35 > 0:21:43Did Tom have his shoes on the set there? Sackable offence! Jane Foley

0:21:43 > 0:21:56is with us.You walk into the shops these days, and you begin to see the

0:21:56 > 0:22:01next thing, Valentine's Day, then Easter, and it seems like a constant

0:22:01 > 0:22:05cycle.If you don't want to pay for what the flowers today, you can do

0:22:05 > 0:22:08what my husband didn't buy them for days early so that you don't have to

0:22:08 > 0:22:13get them full price! That is better than maybe getting

0:22:13 > 0:22:18them tomorrow, and getting reduced flowers I! Be grateful you got some

0:22:18 > 0:22:21at all. That's talk about what is in the papers, and this is a story we

0:22:21 > 0:22:26mentioned earlier about sky and BT paying over £4 billion to share

0:22:26 > 0:22:34these Premier League TV rights. Is it more less last year?I think

0:22:34 > 0:22:38there are two aspect of this. The first is cost, because per match, it

0:22:38 > 0:22:43is a lot less, so they are paying together $4.46 billion, three years

0:22:43 > 0:22:53ago it was $5.4 billion, and they say that there are declining viewing

0:22:53 > 0:22:56numbers. And that I think is something that the industry does

0:22:56 > 0:23:01need to address. Why are there declining viewing numbers, is it

0:23:01 > 0:23:04because there is so much choice, or is it perhaps because to go to see a

0:23:04 > 0:23:08football match now is so expensive even to watch it on television and

0:23:08 > 0:23:11so difficult, perhaps it is difficult to get the youngsters

0:23:11 > 0:23:14interested in the sport. So I think that is something which is

0:23:14 > 0:23:18interesting. The other thing is not all the packages have been sold yet.

0:23:18 > 0:23:29And according to some of the analysts, they could go to the likes

0:23:29 > 0:23:33of Facebook.That is what some of the analysts were saying.Perhaps

0:23:33 > 0:23:37these guys will dip their toe in the water on some of the smaller

0:23:37 > 0:23:44packages, see how that runs, and then at the next auction, that could

0:23:44 > 0:23:48be the more interesting time to see whether these online agencies have

0:23:48 > 0:23:52an interest in this.Staying with Amazon, this is an interesting

0:23:52 > 0:23:59story, this is to do with voice-activated devices, Amazon's is

0:23:59 > 0:24:03called the Echo, apparently they had a TV advertisement that

0:24:03 > 0:24:06inadvertently triggered the speaker to order some cat food, but it is

0:24:06 > 0:24:10interesting when we talk about the growth of this in terms of people

0:24:10 > 0:24:13being able to shop and run their lives. We have asked for people to

0:24:13 > 0:24:18get in touch with their concerns, whether they use them. On the whole,

0:24:18 > 0:24:21people are saying that they like using them, but it is a whole new

0:24:21 > 0:24:28business stream for these firms. It is, but I would say if you are a

0:24:28 > 0:24:32user of Amazon prime, the difference of course is that you just log on

0:24:32 > 0:24:34and order something online, it arrived the next day in the post,

0:24:34 > 0:24:38which is brilliant. The difference with this is it is voice-activated,

0:24:38 > 0:24:42which can be brilliant for some people who find it more difficult to

0:24:42 > 0:24:46logon. I have a couple of teenagers, and I would rather have the

0:24:46 > 0:24:50discipline of making them log on, this is my credit card! But I do

0:24:50 > 0:24:54think that for many people, it could be a brilliant device. A lot of

0:24:54 > 0:25:01people getting a touch. Say, do you use them? Ed Wood says, my Geordie

0:25:01 > 0:25:07accent doesn't always work, so there is a lot of issues around accidents

0:25:07 > 0:25:18of language. Trish says, I don't trust Google's Alexa. I use it to

0:25:18 > 0:25:22control my smart home setup, heating and lights, very few issues. This

0:25:22 > 0:25:27person says, I would be very afraid of a device like that recording

0:25:27 > 0:25:31everything I say privately. That is the fear, what is it going to record

0:25:31 > 0:25:34and do with it?We don't understand technology fully and we know we

0:25:34 > 0:25:38don't understand it fully so we will always be suspicious of this.

0:25:38 > 0:25:45Jane, nice to see, thank you very much. My husband just texted me, I

0:25:45 > 0:25:48think he is feeling guilty about the flowers!

0:25:48 > 0:25:51Mark says, my life is not interesting enough to be listened

0:25:51 > 0:25:54to. We will leave you with that thought, same time, same place

0:25:54 > 0:25:57tomorrow. Goodbye. Thanks for watching. Goodbye.