01/03/2018

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0:00:11 > 0:00:14This is Business Live from BBC News with Rachel Horne and Sally Bundock.

0:00:15 > 0:00:16Cue the big money.

0:00:16 > 0:00:18Music streaming giant Spotify heads for the New York Stock Exchange.

0:00:18 > 0:00:22But will it find a place on Wall Street's playlist?

0:00:22 > 0:00:24Live from London, that's our top story on Thursday 1st March.

0:00:25 > 0:00:27(TITLES)

0:00:40 > 0:00:46Could Spotify really be worth $23 billion?

0:00:46 > 0:00:48The Swedish music streaming giant is listing in New York

0:00:48 > 0:00:49in an unconventional way.

0:00:49 > 0:00:51We'll tell you all you need to know.

0:00:51 > 0:00:53Plus how to get ahead in advertising

0:00:53 > 0:00:57in the world of Google and Facebook.

0:00:57 > 0:01:00Why the giants of the industry could be losing their gloss.

0:01:00 > 0:01:03Asia and the US were down and Europe is following the trend.

0:01:03 > 0:01:13We'll keep you updated with the figures.

0:01:14 > 0:01:19Also in the programme: The world's biggest advertising agency WPP said

0:01:19 > 0:01:242017 wasn't pretty. I was talking to this man, Sir Martin Sorrell, the

0:01:24 > 0:01:29boss, and you can hear that interview saying that social media

0:01:29 > 0:01:34is an opportunity rather than a threat. As Spotify prepares a market

0:01:34 > 0:01:37flotation, we are asking if streaming is good or bad for the

0:01:37 > 0:01:42music industry. Does it help newer artists or stop them getting paid?

0:01:42 > 0:01:48Has it changed the way you discover music? Tell us your streaming

0:01:48 > 0:02:05experiences using the hashtag. Welcome to the programme.

0:02:05 > 0:02:07We start on Wall Street where Spotify could soon be joining

0:02:07 > 0:02:09the ranks of multi-billion-dollar technology companies.

0:02:09 > 0:02:11Music streaming service Spotify has revealed plans to list its shares

0:02:12 > 0:02:14on the New York Stock Exchange.

0:02:14 > 0:02:20Spotify is the market leader in streaming music to mobile

0:02:20 > 0:02:23devices and computers with some 160 million users.

0:02:23 > 0:02:25Its revenues jumped well over a third last year

0:02:25 > 0:02:28to almost $5 billion.

0:02:28 > 0:02:31Some believe the company could be valued at as much

0:02:31 > 0:02:33as $23 billion.

0:02:33 > 0:02:38But although it is growing fast it has yet to make a profit.

0:02:38 > 0:02:40Joining us is Sonja Laud, head of equity at

0:02:40 > 0:02:44Fidelity International.

0:02:44 > 0:02:48It is always good to see you. There has been a lot of anticipation and

0:02:48 > 0:02:52rumour that Spotify would come to market and it has finally made that

0:02:52 > 0:02:57announcement. It is doing it in an unusual way. Talk us through the way

0:02:57 > 0:03:04it is coming to market.Yes, it has opted to use a rather direct way,

0:03:04 > 0:03:06allowing private shareholders to list their shares on the New York

0:03:06 > 0:03:10Stock Exchange. You have got to put this in context. This is a company

0:03:10 > 0:03:16that is very well known and as such probably assumes that it can avoid

0:03:16 > 0:03:21using the road show, the classic techniques on how to come to market.

0:03:21 > 0:03:26Does this also mean it is more of a level playing field for those who

0:03:26 > 0:03:30want to get a bit of Spotify when it lists? The investment banks won't

0:03:30 > 0:03:35have such a hold on the shares when it comes to market.Yes. The way the

0:03:35 > 0:03:38price discovery mechanism works is that it literally depends on the buy

0:03:38 > 0:03:43and sell orders that come in on the day, which is very interesting. The

0:03:43 > 0:03:47only caveat I would put in is if you look at the ranges of valuations

0:03:47 > 0:03:52that have been put out there, they are actually quite broad. You

0:03:52 > 0:03:55mentioned 23 billion but it starts from 6.5 billion and that is based

0:03:55 > 0:03:59on prices that have been paid for their private shares in the private

0:03:59 > 0:04:05exchange of shares. That is a question, particularly if you are a

0:04:05 > 0:04:08private investor and you can't use the expertise of somebody looking

0:04:08 > 0:04:12into the business model to determine what the valuation should be. I

0:04:12 > 0:04:15would be quite mindful that there could be huge fluctuations on day

0:04:15 > 0:04:20one based on this.Let's talk about the figures. We talked about Spotify

0:04:20 > 0:04:25joining the ranks of the big tech companies that floated. Snap,

0:04:25 > 0:04:29Facebook, Twitter. The difference with Spotify is they have got paying

0:04:29 > 0:04:36customers. But they have not yet made a profit.Exactly. This is

0:04:36 > 0:04:39where the important part is. The business model is well understood, I

0:04:39 > 0:04:43think. This is why they assume they can go straight to market because it

0:04:43 > 0:04:46is a very transparent business model. They have paying users and

0:04:46 > 0:04:50they are widely recognised around the world. But as you quite rightly

0:04:50 > 0:04:54point out they have not yet made a profit. This is the crux to find out

0:04:54 > 0:05:01the trajectory. When do they seem to break even and when to make money?

0:05:01 > 0:05:05Is this in terms of expansion and the Catholics plan? There may be

0:05:05 > 0:05:10good reasons but there could be warning signs will stop why don't

0:05:10 > 0:05:13they make a profit?I remember when Facebook came to market they were

0:05:13 > 0:05:16not making a profit and there was euphoria around the listing and not

0:05:16 > 0:05:19long after that, the shares started to fall quite a bit because people

0:05:19 > 0:05:25are trying to read between the lines about how it would make money. Now

0:05:25 > 0:05:30that company is making a lot of money.Absolutely. It is all about

0:05:30 > 0:05:34having a good feel for what you think the trajectory will be. You

0:05:34 > 0:05:38have got to keep faith that what you think it will be is going to

0:05:38 > 0:05:42materialise. You are buying into a loss-making company, so you have got

0:05:42 > 0:05:45to understand what needs to happen for this company to be profitable

0:05:45 > 0:05:51one day.For now, thank you. You will return later and you will add

0:05:51 > 0:05:56more value to some of the stories out there in business news today.

0:05:56 > 0:05:59Let's take a look at some of the other stories making the news.

0:05:59 > 0:06:01Malaysian airline AirAsia has sold off its aircraft leasing

0:06:01 > 0:06:02business for $1.2 billion.

0:06:02 > 0:06:04The deal is part of its efforts to sell non-core

0:06:04 > 0:06:07parts of the business, allowing it to cut debt

0:06:07 > 0:06:09and offload the financial commitment of owning planes.

0:06:09 > 0:06:11Recently it has also sold its training business

0:06:11 > 0:06:13and ground handling operations.

0:06:13 > 0:06:15AirAsia will now lease back dozens of planes

0:06:15 > 0:06:25from the new owner of the aircraft.

0:06:26 > 0:06:28Exxon Mobil says it is abandoning joint ventures

0:06:28 > 0:06:31with Russia's Rosneft, signed while Secretary

0:06:31 > 0:06:36of State Rex Tillerson was running the oil giant,

0:06:36 > 0:06:39citing US and European Union sanctions.

0:06:39 > 0:06:42It's a major turnaround for the company which had long

0:06:42 > 0:06:44argued against the sanctions imposed in 2014 over Russia's

0:06:44 > 0:06:50invasion of Crimea.

0:06:50 > 0:06:53Food delivery firm Deliveroo said it will take comprehensive action

0:06:53 > 0:06:56to reduce the amount of plastic packaging used in its meals.

0:06:56 > 0:06:58Plastic cutlery will become an opt-in on its app,

0:06:58 > 0:07:02while the firm has launched a new line of eco-packaging, with 50

0:07:02 > 0:07:06new products to help restaurants offer sustainable packaging.

0:07:06 > 0:07:08Deliveroo boss Will Shu said:

0:07:08 > 0:07:10"We want people to enjoy meals that are sustainably

0:07:10 > 0:07:14delivered and packaged."

0:07:14 > 0:07:21Do you know what I think? Fingers. Use your hands.Use the cutlery in

0:07:21 > 0:07:24your house if food is being delivered to your house?Just use

0:07:24 > 0:07:29your hands and then wash them. They do that all round the world.

0:07:29 > 0:07:31British tech company Dyson has reported bumper profits today

0:07:31 > 0:07:36with underlying earnings up 27% last year to £801 million.

0:07:36 > 0:07:39And it's mainly thanks to Asian consumers who accounted for three

0:07:39 > 0:07:40quarters of its sales last year.

0:07:40 > 0:07:44Sarah Toms is in Singapore to tell us more.

0:07:47 > 0:07:54Hello. Yes, as you said, Dyson products are proving to be a huge

0:07:54 > 0:07:58hit with Asian consumers. Dyson hoovered up 41% rise in profits last

0:07:58 > 0:08:05year, and as you said, almost 75% of the company's growth last year came

0:08:05 > 0:08:09from Asia. So why is such a huge spending boom in the region? There

0:08:09 > 0:08:14is a rapidly growing middle class, especially in China. With that comes

0:08:14 > 0:08:21the growing demand for technology and consumer products. That is why

0:08:21 > 0:08:27the blameless fan hairdryers proved to be so popular and also air

0:08:27 > 0:08:31purifiers because air pollution is a problem in cities like Shanghai and

0:08:31 > 0:08:36Beijing. And this is good news will Dyson, in the middle of an ambitious

0:08:36 > 0:08:38expansion. Last year they said they had been working on building an

0:08:38 > 0:08:43electric car for three years. The British company has not yet decided

0:08:43 > 0:08:47where to build the factory. England and Asia, after these results,

0:08:47 > 0:08:54looking like strong possibilities. Thank you. Let's take a look at how

0:08:54 > 0:09:05the markets have been getting on. In Asia shares overnight were mostly up

0:09:05 > 0:09:09but in Europe and the US they were mostly down. Wall Street showed its

0:09:09 > 0:09:16worst monthly performance in two years for February.

0:09:16 > 0:09:18It was still reacting to comments

0:09:18 > 0:09:20from new Federal Reserve chair Jerome Powell which suggested

0:09:20 > 0:09:22interest rates could rise faster than expected.

0:09:22 > 0:09:24Remember, it was the hint of faster rate rises

0:09:24 > 0:09:27just a month ago which sparked those huge global sell offs.

0:09:27 > 0:09:29Jerome Powell will be speaking again in the US today. And in Europe, the

0:09:29 > 0:09:36markets have been trading in the UK for just over 40 minutes, and the

0:09:36 > 0:09:40FTSE is down almost one third. Keep an eye on sterling which fell to its

0:09:40 > 0:09:44lowest levels since mid-January yesterday after Theresa May, the UK

0:09:44 > 0:09:47Prime Minister, said she couldn't accept the EU's draft withdrawal

0:09:47 > 0:09:52text.

0:09:52 > 0:09:54Now the details about what's ahead on Wall Street Today.

0:09:54 > 0:09:56There is a lot of economic data

0:09:56 > 0:09:58for the market to absorb

0:09:58 > 0:10:01on Thursday.

0:10:01 > 0:10:11The weekly measure of how many have made their first

0:10:14 > 0:10:16claim for unemployment benefits and it is expected to show

0:10:16 > 0:10:18the continuing strength of the US labour market

0:10:18 > 0:10:20with a very low number.

0:10:20 > 0:10:22There's also monthly figures for how many cars were sold

0:10:22 > 0:10:24in the US in Fabbri, they will be released

0:10:24 > 0:10:25by auto-makers.

0:10:25 > 0:10:28The total is expected to show a slight decline in the numbers

0:10:28 > 0:10:30being sold since this time last year.

0:10:30 > 0:10:32Jerome Powell gives his second day of testimony to Congress

0:10:32 > 0:10:34about monetary policies which will doubtless

0:10:34 > 0:10:35attract a lot of attention.

0:10:35 > 0:10:43And the site from economics investors will also have a lot

0:10:43 > 0:10:45of corporate news to mull over including earnings from retailers

0:10:45 > 0:10:48Gap, Coles and Nordstrom.

0:10:48 > 0:10:53Still to come: We hear from the boss of the world's biggest advertsing

0:10:53 > 0:10:56firm WPP, Sir Martin Sorrell, on how social media is changing

0:10:56 > 0:10:57the world of advertising.

0:10:57 > 0:11:07You're with Business Live from BBC News.

0:11:08 > 0:11:16A report on the UK car industry after Brexit suggests a no deal

0:11:16 > 0:11:18scenario would mean the loss of thousands of jobs and

0:11:18 > 0:11:19millions in investment.

0:11:19 > 0:11:22The select committee report suggests the UK must closely align itself

0:11:22 > 0:11:25to the EU's trading model to give car manufacturing a realistic

0:11:25 > 0:11:26chance of survival.

0:11:26 > 0:11:28David Bailey, professor of industry at Aston University,

0:11:28 > 0:11:32gave evidence to the committee.

0:11:32 > 0:11:37David, tell us a little bit more about this scenario that is being

0:11:37 > 0:11:41played out.The report is very hard hitting. The MPs on the committee

0:11:41 > 0:11:43have done a great job of spelling out the issues facing the car

0:11:43 > 0:11:48industry in the wake of Brexit, and they make the point that there is no

0:11:48 > 0:11:52benefit from Brexit for UK car industry. There are only costs and

0:11:52 > 0:11:55this is about damage limitation. In particular they make the point that

0:11:55 > 0:12:09no deal would be the worst outcome. It would mean WTO

0:12:15 > 0:12:18tariffs of up to 10% on Karzai 4% on components, which would have a huge

0:12:18 > 0:12:21impact on the industry here. It would probably see plant closures

0:12:21 > 0:12:23and considerable job losses. Avoiding a no deal is critical.We

0:12:23 > 0:12:25only heard from Toyota yesterday continuing to invest in the UK car

0:12:25 > 0:12:28industry. And I spoke to the boss of Nissan, who was saying that actually

0:12:28 > 0:12:31he is still optimistic about the situation in the UK. He is keeping a

0:12:31 > 0:12:33close eye on negotiations but clearly some of the big global

0:12:33 > 0:12:37players in the car industry are not giving up.That is drug. These are

0:12:37 > 0:12:42Japanese investors who do want to be here for the long-term. -- that is

0:12:42 > 0:12:45right. The Toyota decision was taken some time ago and it would be

0:12:45 > 0:12:53difficult for them to unwind that. Nissan have they will build the new

0:12:53 > 0:12:57Qashqai from 2021 in the UK but they will review that in the wake of the

0:12:57 > 0:13:01decision on Brexit. They want as much access to the single market as

0:13:01 > 0:13:06possible. 50% of car exports go to the European Union and Japanese

0:13:06 > 0:13:10producers in particular came to the UK to use that as a launch pad into

0:13:10 > 0:13:16the single market. They want to be as closely aligned as possible with

0:13:16 > 0:13:19the single market. If we lose that and we see barriers to trade, we

0:13:19 > 0:13:22will see a reduction in investment here, I think.David, thank you for

0:13:22 > 0:13:31your time. And it is not just snow affecting the UK. It has shut down

0:13:31 > 0:13:35Geneva airport. They might be more used to snow in Switzerland compared

0:13:35 > 0:13:39to the UK but that airport in Geneva is closed. The statement advertises

0:13:39 > 0:13:42passengers not to arrive.

0:13:46 > 0:13:49You're watching Business Live.

0:13:49 > 0:13:50Our top story:

0:13:50 > 0:13:57Is Spotify really worth $23 billion?

0:13:57 > 0:14:01The world's biggest music streaming service is going public and doing so

0:14:01 > 0:14:05in New York. Let's look at the market so far today. Markets in

0:14:05 > 0:14:08Europe are down, with big losses over the last month across global

0:14:08 > 0:14:14markets and we are starting March on the back foot. All trading in the

0:14:14 > 0:14:24red.

0:14:24 > 0:14:27Let's talk about the advertising business now

0:14:27 > 0:14:28because the world's biggest ad firm, WPP, has just reported

0:14:28 > 0:14:29its results for 2017.

0:14:29 > 0:14:32It has seen a fall in the amount it bills clients.

0:14:32 > 0:14:34But it denies, as some have suggested,

0:14:34 > 0:14:37that this is a sign of a broader decline in the industry

0:14:37 > 0:14:39as the likes of Google and Facebook take an ever bigger share

0:14:40 > 0:14:41of global advertising spending.

0:14:41 > 0:14:42Let's show you a few of the highlights.

0:14:42 > 0:14:44WPP says its net sales were down almost

0:14:44 > 0:14:461% on the previous year,

0:14:46 > 0:14:47the worst performance since the 2008 financial crisis.

0:14:47 > 0:14:50In a statement, WPP said 2017 was not a pretty year

0:14:50 > 0:14:52and warned there wouldn't be any growth this year.

0:14:52 > 0:14:54And it warned the industry continues to undergo

0:14:54 > 0:14:55fundamental change.

0:14:55 > 0:15:03As I've been hearing from the boss of the firm, Sir Martin Sorrell.

0:15:03 > 0:15:10It has not been an easy year. Not a pretty year, as we put.

0:15:10 > 0:15:14Just elaborate, why in your opinion has it been a tough year for your

0:15:14 > 0:15:20company? A couple of things, from a long-term

0:15:20 > 0:15:24point of view, technological disruption, whether in production,

0:15:24 > 0:15:34media or distribution, with Amazon for example. Which is changing the

0:15:34 > 0:15:41dynamics. There are short-term pressures, activists put pressure,

0:15:41 > 0:15:49but to be fair some call for increased investment in branding and

0:15:49 > 0:15:55innovation. And Private Equity models looking on cost in the short

0:15:55 > 0:16:00term. Whatever it is, we have two adapt the way we go about our

0:16:00 > 0:16:06business. You are extremely spread out, you

0:16:06 > 0:16:14are getting bigger. Every time I meet a company in ad space, they say

0:16:14 > 0:16:18apart is owned by WPP. Is too much going on when you are challenged by

0:16:18 > 0:16:23Google and Facebook? They are the first and second

0:16:23 > 0:16:30largest destination for media investment. Our media book is about

0:16:30 > 0:16:36£55 billion billings. That, about 7 billion goes to Google and Facebook.

0:16:36 > 0:16:43In my view it would be, while others disagree, wrong to Google and

0:16:43 > 0:16:49Facebook... In our presentation later today we will give you a quote

0:16:49 > 0:16:55from a senior executive at Google who says the opposite. We are

0:16:55 > 0:17:04increasing, we have described them vividly as frenemies. That they have

0:17:04 > 0:17:10become much more partners. That is not the issue. It might be a comma

0:17:10 > 0:17:18and issued that traditional media with focus on.Why then is the likes

0:17:18 > 0:17:24of Procter and Gamble saying we won't spend as much this time?

0:17:24 > 0:17:29Again, that is not what they have said. They did not say they are

0:17:29 > 0:17:36spending less, but as I interpret it, they would spend less if Google

0:17:36 > 0:17:41and Facebook did not step up to the response proceeds that the BBC have

0:17:41 > 0:17:48in relation to the material on their channels.

0:17:48 > 0:17:53They have to take responsibility. They have to take social

0:17:53 > 0:17:55responsibility and political responsibility for consumer brand

0:17:55 > 0:18:02safety on those media. But Keith was saying in effect they are media just

0:18:02 > 0:18:08like you and have to be responsible. To be fair, Google and Facebook are

0:18:08 > 0:18:15hiring 30,000 people to make sure that they don't have the issues that

0:18:15 > 0:18:21arise with content being placed on controversial or unacceptable

0:18:21 > 0:18:25websites or for the political shenanigans that may or may not have

0:18:25 > 0:18:33happened around elections.The boss of WPP. I had to interrupt to get my

0:18:33 > 0:18:33questions in.

0:18:33 > 0:18:35With me is Thomas Singlehurst, analyst at investment

0:18:35 > 0:18:40bank Citi.

0:18:40 > 0:18:44You were listening to that, there is a lot of discussion about the

0:18:44 > 0:18:49advertising industry and how it has been changed, for better or worse,

0:18:49 > 0:18:54because of Facebook and Google. What is your take?There is no doubt

0:18:54 > 0:19:00there has been disruption. The move to digital makes advertising more

0:19:00 > 0:19:08efficient and budgets potentially overtime move down which is a big

0:19:08 > 0:19:14adjustment for a company like WPP breaches exposed to traditional

0:19:14 > 0:19:22buying. Can it adapt to these new activities in terms of areas like

0:19:22 > 0:19:27business transformation, building e-commerce platforms?

0:19:27 > 0:19:30Explain the people who are not familiar with the industry what is

0:19:30 > 0:19:39the interplay between a company like WPP and Google or Facebook?

0:19:39 > 0:19:42As he mentions, they are media companies taking advertising. The

0:19:42 > 0:19:54only difference between those and traditional media companies is that

0:19:54 > 0:20:02buying is increasingly automated. Do you need an individually like WPP?

0:20:02 > 0:20:12That is the debate about whether WPP has a role to play.

0:20:12 > 0:20:16His argument is they still have a role.

0:20:16 > 0:20:22And the role has to change, whether he likes it or not. He is completely

0:20:22 > 0:20:26open to that, they made announcements today that they had to

0:20:26 > 0:20:30change the way they do things because their forecast for profits

0:20:30 > 0:20:37is flat again. Ultimately the group has 43% of

0:20:37 > 0:20:43revenues from these traditional advertising related areas. In

0:20:43 > 0:20:49fairness, if you did below that, you -- if you did below, you will find

0:20:49 > 0:20:55the Aries people are most worried about are performing OK -- the

0:20:55 > 0:21:01areas. The challenging areas are the traditional creative functions.

0:21:01 > 0:21:08Share price, WPP is down 13.5% on the markets.

0:21:08 > 0:21:12The reality is all the way through last year the group consistently

0:21:12 > 0:21:23downgraded revenue guidance. And running into the fourth quarter, the

0:21:23 > 0:21:31market was expecting slight growth. They came in with -1.3%.Markets

0:21:31 > 0:21:37don't like surprises. Will that impact on his remuneration? As the

0:21:37 > 0:21:44highest paid FTSE 100 boss in the UK.

0:21:44 > 0:21:50Remuneration is a key focus for investors. You are right. He is a

0:21:50 > 0:22:02big shareholder as well with the company.

0:22:02 > 0:22:05Like you for your analysis, really interesting discussion about the

0:22:05 > 0:22:06future of advertising.

0:22:06 > 0:22:09In a moment we'll take a look through the business pages but first

0:22:09 > 0:22:14here's a quick reminder of how to get in touch with us.

0:22:14 > 0:22:24Stay up-to-date with the news as it happens. With analysis from our

0:22:24 > 0:22:26editors or around the globe. We want to hear from you, get

0:22:26 > 0:22:28involved.

0:22:32 > 0:22:42On Twitter as well. And you can find us on Facebook.

0:22:42 > 0:22:51What you need to know, when you need to know it.

0:22:51 > 0:22:56You have been getting in touch about the streaming industry, the music

0:22:56 > 0:23:00business. Let us chat through some of those. A

0:23:00 > 0:23:03tweak here think streaming is great for the music industry allowed

0:23:03 > 0:23:06artists to reach more than their original target audience and

0:23:06 > 0:23:12consumers can experience a massive variety of music.

0:23:12 > 0:23:16And another, without streaming I wouldn't have a connection, I don't

0:23:16 > 0:23:21have a radio and I don't go clubbing, the only way I discovered

0:23:21 > 0:23:29new artists. Is the message here, saying, if it

0:23:29 > 0:23:33wasn't the streaming I wouldn't pay anything for my music. I listen and

0:23:33 > 0:23:39I pay again. Some say they still have cassette

0:23:39 > 0:23:44tapes and CDs and vinyl. Quite a few from that end of the scale. They are

0:23:44 > 0:23:49the early risers watching! Maybe we have the streamers at this

0:23:49 > 0:23:59time.

0:24:01 > 0:24:07One story here about credit card debt in the United States.

0:24:07 > 0:24:10The headline focuses on the fact we have had rising arrears in credit

0:24:10 > 0:24:15card debt and music -- mortgage payments the people are falling

0:24:15 > 0:24:24behind. There is another article with Bill Gates and an interesting

0:24:24 > 0:24:29forecast that the world will face another global financial crisis, not

0:24:29 > 0:24:34the same when it will happen but at the centre of his concern is the

0:24:34 > 0:24:38issue debt has not been reduced since the crisis and although it

0:24:38 > 0:24:48might seem like a microcosm must -- it is the fact we have seen stagnant

0:24:48 > 0:24:53real standards of living and real incomes have been falling. A theme

0:24:53 > 0:24:59in the UK as well. We are hitting the lower income brackets above

0:24:59 > 0:25:06proportion. Who are borrowing just to get by.

0:25:06 > 0:25:11Not a good sign. And a story also linked, problems with UK retail, a

0:25:11 > 0:25:19major headline saying up to 200000 More High St store jobs tipped to be

0:25:19 > 0:25:28axed by 2020. It is the same topic. Particularly

0:25:28 > 0:25:33in the UK, real income falling, high inflation which means you hit those

0:25:33 > 0:25:38income brackets even more. It will hit the retail space, a natural

0:25:38 > 0:25:46chain of events. Thank you for joining us this

0:25:46 > 0:25:54morning giving us your expertise. A busy programme. Thank you for your

0:25:54 > 0:25:57comments today on streaming. We will see you again tomorrow, goodbye.