:00:08. > :00:18.turbulence in North Africa. Now, it Where's my wallet? Where's my
:00:18. > :00:31.
:00:31. > :00:36.wallet? Where's my wallet? There's Welcome to Click. I n Spencer Kelly.
:00:36. > :00:42.There is only one city on earth which spans two continence and this
:00:42. > :00:50.week, that is where we are. I am standing in Europe and that is Asia.
:00:50. > :00:55.They are both Istanbul. This week, Click is in Turkey to check out the
:00:55. > :00:59.checkout but would you be happy to kiss goodbye to your cash and load
:00:59. > :01:03.all your credit cards on your mobile phone? Plus it's a big week
:01:03. > :01:06.for internet freedom in the country and we ask whether the Turkish
:01:06. > :01:11.government's attempts to offer safer surfing are actually a step
:01:11. > :01:19.backwards. All that plus the latest to take news and some sharing sides
:01:19. > :01:22.that maybe music to your ears in Webscape. I'm on my way to one of
:01:22. > :01:31.the Istanbul's more trendy shopping malls to do was spot of shopping.
:01:31. > :01:35.Come on, I am paying. The reason I have come here to do what is
:01:35. > :01:40.because Turkey is one of the first places in the world where you can
:01:40. > :01:47.go into a shop and make a purchase using just your phone. You select
:01:47. > :01:51.your purchase, you handed to the cashier - thank you - and you
:01:51. > :01:55.choose which credit or bank card you want it to charge it to on your
:01:55. > :02:00.phone and just a touch it to the device on the cashier desk and
:02:01. > :02:10.you're done. And you very much. Decided uses a technology we've
:02:10. > :02:15.seen before. It is called Muirfield communication. NFC. And it used a
:02:15. > :02:19.chip which is activated by radio signals when it is played at near a
:02:19. > :02:23.reader. You might have seen these used to make a quick low-cost
:02:23. > :02:28.payments on transport systems of vending machines. The bank and
:02:28. > :02:32.credit card companies behind the in Turkey up your phone will become
:02:32. > :02:37.your mobile wallet and charge small purchases to any account you choose
:02:37. > :02:41.without having to produce a card or enter a PIN number. Those pesky
:02:41. > :02:44.paper receipts will also be replaced. Each time you make a
:02:44. > :02:48.purchase, the receipt will be stored digitally on your smartphone
:02:48. > :02:51.instead. You can also set one of your credit cards as the default if
:02:51. > :02:56.you do not want the hassle of choosing from your selection each
:02:56. > :03:00.time. Sounds fast, sounds convenient but despite being around
:03:00. > :03:06.the years and continually lauded as a replacement for everything from
:03:06. > :03:13.cash to barcodes, so far, NFC has not taken over the world. But it is
:03:13. > :03:16.becoming popular in some countries, including here in Turkey. I love
:03:16. > :03:21.Istanbul. It is such a vibrant place and you really do feel like
:03:21. > :03:24.you're in a big mix of continents and cultures. Take the signs, for
:03:24. > :03:30.example. The letters looked European but the words themselves,
:03:30. > :03:38.not so much. A dry through rush- hour, even in the European part of
:03:38. > :03:42.the city, and you feel like you're in Asia. -- drive. Sometimes at
:03:42. > :03:46.technology needs a little chaos to get going. Here and a country which
:03:46. > :03:51.is still classed as a developing nation where no-one system has yet
:03:51. > :03:55.become established, new ideas have less of a problem getting excepted.
:03:55. > :04:01.In the UK orange Germany, banks have a very high penetration rate
:04:01. > :04:05.in terms of blotches and customers in England, in Germany and other
:04:05. > :04:09.western European countries. -- branches. They are used to
:04:09. > :04:14.traditional banking methods so I can go to my right and set up a
:04:14. > :04:17.direct debit, even online banking. Because in Turkey, the steps that
:04:17. > :04:23.happen so quickly, customers it didn't need to really get used to
:04:23. > :04:28.it. And when people use cash, banks and credit-card companies don't get
:04:28. > :04:33.a look-in. That is something that this replacement for low-cost quick
:04:33. > :04:38.transactions is designed to address. People can go into the banks to
:04:38. > :04:42.open checking accounts. We did not have cheques. We moved from Cash
:04:42. > :04:48.into credit cards. Not everybody can get a credit card because of
:04:48. > :04:54.credit worthiness. Income Documentation and so forth. Now
:04:54. > :05:00.what is the time for us to look at youth and women who do not work so
:05:00. > :05:04.that is one of the reasons why we are trying to utilise NFC contact,
:05:04. > :05:08.to go into pre-paid cards and debit cards and make those products
:05:08. > :05:14.attractive for those segments to don't get a credit card but you
:05:14. > :05:19.still want to do modern banking. Quick transactions like buying a
:05:19. > :05:24.popular newspaper just by tapping the phone, that is an area where
:05:24. > :05:29.PayPal helps tremendously because you do not need to take your card
:05:29. > :05:33.out to pay for something. That is an area where as a business and
:05:33. > :05:37.financial industry we are not exposed to run that is a big market.
:05:37. > :05:42.Over the last 20 years, Turkey has developed a love affair with credit
:05:42. > :05:47.cards. Shops are awash with advertisements for loyalty schemes
:05:47. > :05:51.for customers to use particular cards for particular purchases. You
:05:51. > :05:55.hit even use your credit card to send cash to someone else via your
:05:56. > :06:00.mobile phone, using a function in your Sim menu, you choose the
:06:00. > :06:04.mobile phone number of a friend in need and a choose a text message
:06:04. > :06:08.with a special code. They enter that code at any cash machine and
:06:08. > :06:12.out popped the emergency funds which are charged to your credit
:06:12. > :06:16.card. You could even use it to text yourself some emergency cash should
:06:16. > :06:20.you leave home without your wallet. So as NFC struggles to become
:06:20. > :06:25.accepted in many countries, but did the technology has found a home
:06:25. > :06:29.here. Shopping for groceries, buying a coffee or a cinema ticket
:06:29. > :06:34.can be a matter of wafting your contact plus card in the general
:06:34. > :06:40.direction of the till. In fact, banks loved her convenience of NFC
:06:40. > :06:45.that they will send you an NFC key ring, as Deagon contact plus card
:06:45. > :06:48.and would you believe, you can also get an NFC watch. Each of these are
:06:48. > :06:53.tied into one of your credit cards and they are designed to make
:06:53. > :06:57.payment that little bit quicker and more convenient. Countries like
:06:57. > :07:03.Japan and Singapore have been using an F.C. For years. In the US,
:07:03. > :07:06.Google is hoping its wallet service will become a one-stop shop for all
:07:06. > :07:12.payments were online or off-line, storing everything from your credit
:07:12. > :07:16.cards to your loyalty cards. While a new report suggests that contact
:07:16. > :07:20.list technology will reach a critical mass by 2016 in the UK,
:07:20. > :07:24.Turkey is Devon at the leading the charge and the West. Now here's a
:07:24. > :07:28.funny thing. Although NFC is already really well established in
:07:28. > :07:32.Turkey, it is the mobile phone industry that is having to play
:07:32. > :07:36.catch-up. There are currently hardly any mobile phones on the
:07:36. > :07:42.markets that have NFC chips built- in. In order to kick-start that
:07:42. > :07:47.industry in Turkey, you can retrofit any old mobile phone with
:07:47. > :07:53.an NFC chip. What you do is get this annexe adaptor and you fitted
:07:53. > :07:58.behind the Sim card in your phone. -- and F.C.. You can see here is
:07:58. > :08:02.the radio antenna which works with NFC and on the adapter is a little
:08:02. > :08:06.bit of software which adds a menu function to your phone. So for
:08:07. > :08:11.example I've got a pretty basic feature phone here. It does not
:08:11. > :08:16.have an FC. It has the adaptor racked by but factory which means
:08:16. > :08:20.if you go to the menu and you scroll down to some functions and
:08:21. > :08:26.there you can see the option to make the payment to any of the
:08:26. > :08:30.cards you have linked to your account. But how secure is this
:08:30. > :08:38.system? After all, if someone steals your cash, at least you know
:08:38. > :08:45.how much you have lost but if they steal your card, what is to stop a
:08:45. > :08:49.pickpocket using it over and over again? If someone steals your card
:08:49. > :08:54.and uses that card to tap into purchases, you only have a limited
:08:54. > :08:58.number of transactions you can do and also a limited number of
:08:58. > :09:01.control a match you can spend. That is a risk that the banks are
:09:01. > :09:05.willing to take because it provides a convenient solution to the
:09:05. > :09:10.consumer. So will it work? While the older generation may be
:09:10. > :09:17.reluctant to trade and their cash or plastic, silicon and class, it
:09:17. > :09:23.is the younger, international- thinking, cinema-going tweeting and
:09:23. > :09:29.Facebook going population which may help NFC catch on.
:09:29. > :09:36.What do you think? Will NFC catch on globally or will it always be
:09:36. > :09:41.confined to individual markets all countries? Let us know. Next, a
:09:41. > :09:44.look at this week's take news. Pakistan's telecoms agency has
:09:44. > :09:48.backed down over a proposal it made just a few days earlier banning
:09:48. > :09:50.hundreds of words including nude, gay and devil. Under heavy public
:09:50. > :09:56.criticism, it now says it will consult with mobile operators
:09:56. > :10:00.before deciding whether or not to proceed with the ban. Microsoft's
:10:00. > :10:03.motion-sensing device Kinect is to receive a makeover. It's being made
:10:03. > :10:07.available for PCs and will allow gamers in confined spaces to stand
:10:07. > :10:10.closer to the device. Meanwhile, its voice-activated capabilities
:10:10. > :10:16.will be far better integrated into the Xbox itself through Bing,
:10:16. > :10:21.Microsoft's search engine. It's part of an overhaul to the user
:10:21. > :10:24.interface expected in a couple of weeks' time. Yet more trouble for
:10:24. > :10:27.RIM as a new study reveals even its core business customers appear to
:10:27. > :10:33.be abandoning their beloved BlackBerry is in favour of the
:10:33. > :10:36.iPhone 4S when they upgrade. -- Blackberrys. Meanwhile,
:10:36. > :10:40.disappointing sales of RIM's PlayBook tablet have prompted a
:10:40. > :10:42.fire sale in the US, slashing the price tag by more than half to $199.
:10:42. > :10:50.Still, it's in good company. Google's much-derided Chromebook
:10:50. > :10:54.has also been discounted by more almost 20%. On which note, this
:10:54. > :10:56.cupcake maker found she bit of a bit more than she could chew after
:10:57. > :11:01.she registered an off from that world's biggest daily deal site,
:11:01. > :11:04.Groupon. Rachael Brown, who own Need a Cake bakery, underestimated
:11:04. > :11:07.the number of buyers it would attract and found herself baking
:11:07. > :11:11.8,500 instead of her usual 100 orders. After hiring extra staff to
:11:11. > :11:21.work extra hours to fulfil the order, she ended up wiping out an
:11:21. > :11:22.
:11:22. > :11:26.entire year's profits. There's a We have trouble to a lot of
:11:26. > :11:30.countries on Click and every so often, we find ourselves in a place
:11:30. > :11:32.where internet access is not as free and easy as we are used to and
:11:32. > :11:36.not because we cannot get a connection but because access to
:11:36. > :11:41.certain parts of the net is censored. Turkey is one of those
:11:41. > :11:44.countries and this week, that censorship is getting much tougher.
:11:44. > :11:52.These were the scenes back in May, when the Turkish Government first
:11:52. > :11:55.announced its plans to change the way it altered the web. -- filtered.
:11:55. > :11:57.Taking the lead from other protests around the Middle East, Turkey's
:11:58. > :12:01.netizens were encouraged to join the protests which focused on an
:12:01. > :12:07.upcoming date, 22nd August, a date the media labelled the death of the
:12:07. > :12:10.internet. The Government was proposing that all net users sign
:12:10. > :12:13.up to one of four packages offering various levels of filtered access
:12:13. > :12:17.to the Web. In keeping with current restrictions, even the most liberal
:12:17. > :12:26.wasn't to be that open, banning erotic sites as well as certain key
:12:26. > :12:31.words. Anyone trying to circumvent the system by using, for example,
:12:31. > :12:34.proxy servers would feel the full force of the law. But just months
:12:34. > :12:39.later, amidst mounting public pressure, the government has
:12:39. > :12:43.partially backed down. As of this week, the new regulation asks users
:12:43. > :12:53.if they want to sign up to a safe internet package or carry on
:12:53. > :13:03.surfing the Web in the same way they'd been used to. Still, that's
:13:03. > :13:03.
:13:03. > :13:07.cold comfort to its critics. They say as many as 20,000 sites are
:13:07. > :13:10.already blocked, not just at home but at internet cafes too, and not
:13:10. > :13:15.just porn but also political sites hostile to the government, as well
:13:15. > :13:20.as sites offending the sensibilities of the nation. In
:13:20. > :13:23.2008, YouTube famously felt the wrath of the authorities. The site
:13:23. > :13:26.was blocked for more than two years after it hosted videos insulting
:13:26. > :13:29.Ataturk, Turkey's founding father. But the critics argue that until
:13:29. > :13:31.now, at least banning offensive Turkish sites required that the
:13:31. > :13:34.government apply through the courts in an open and transparent process.
:13:34. > :13:37.Under the new measures, that authority will rely solely in the
:13:37. > :13:43.hands of a small executive committee in the Turkish
:13:44. > :13:46.communications agency, the BTK, who can simply censor sites at will.
:13:46. > :13:51.It's a measure now facing strong opposition from a group of
:13:51. > :14:01.academics. We caught up with one of them, Dr Ozgur Uckan, about his
:14:01. > :14:02.
:14:02. > :14:05.What concerns you about the new system? The internet is already
:14:05. > :14:10.censored here in Turkey. Centrally filtering internet, you need a kind
:14:10. > :14:16.of global system. You need to monitor everybody. We think it's
:14:16. > :14:23.some 30 million internet users here. The BTK had 200,000 ask them to
:14:24. > :14:30.filter internet. It is something, 2-2.5% of all internet population
:14:30. > :14:35.of Turkey. And why they should monitor everybody for this minority,
:14:35. > :14:39.OK, because they will monitor everybody. They will monitor our
:14:39. > :14:43.internet use, etc, and it's against law, it's against the constitution.
:14:43. > :14:46.Because privacy is a constitutional right. The government here disputes
:14:46. > :14:52.this and says it won't be able to prosecute anybody it monitors as
:14:52. > :14:56.gathering data is against the law. What kind of sites are we talking
:14:56. > :14:59.about that you're worried will be blocked that are based here in
:14:59. > :15:08.Turkey? Mostly they will block a lot of erotic sites, pornography
:15:08. > :15:11.sites, erotic sites but also political sites, they can block.
:15:11. > :15:20.And which they can easily define erotic, for example, a social
:15:20. > :15:30.network of gay people. The problem is that the Government want to
:15:30. > :15:33.impose a kind of moral value to everybody. Would the solution then
:15:33. > :15:37.be to simply make it more transparent for the government to
:15:37. > :15:41.publish a list of sites they've chosen to censor? No, they will not
:15:41. > :15:44.publish at all and we ask a lot of times with them, using freedom of
:15:44. > :15:48.information laws, but they didn't respond and it's not transparent at
:15:48. > :15:50.all. There are several governments around the world that argue they
:15:50. > :15:56.are simply protecting their population from seeing unsuitable
:15:56. > :15:59.content. We have a lot of professional tools and if the
:15:59. > :16:09.government want to protect the population, they can give money
:16:09. > :16:10.
:16:10. > :16:13.because we have already a lot of funds with the taxpayers. They can
:16:13. > :16:17.give the money to ISPs and ISPs can buy these professional tools and
:16:17. > :16:20.offer them for free. Dr Uckan says the solution should not be a
:16:20. > :16:26.universal block but better education on how to avoid the
:16:26. > :16:36.internet's more unsavoury areas. You have the pool and you have the
:16:36. > :16:38.
:16:38. > :16:41.swimmers, OK? You cannot create a very 100% safe pool to everybody.
:16:41. > :16:47.You have to teach how to swim to people, otherwise you just shut
:16:48. > :16:54.down the pool and that's all. This is the easiest way to explain.
:16:54. > :17:01.Another thing, they use this safe internet terminology. It will not
:17:01. > :17:07.be safe at all. Selling the system as a safe system is a PR tactic
:17:07. > :17:10.because they will even not use the term filter in their decision.
:17:10. > :17:17.they are asking people if they want a safe internet package? For me,
:17:17. > :17:20.the safe internet is a more technical way. You can have
:17:20. > :17:25.protection for trojans, you have protection about... Viruses,
:17:25. > :17:33.malware, phishing attacks. This has nothing to do with that. This is
:17:34. > :17:38.purely for filtering and censoring the internet. Thank you very much.
:17:38. > :17:41.This is always a hot topic so why not tell us whether you think
:17:42. > :17:46.governments should ever get involved in internet filtering. Or
:17:46. > :17:51.do you think that will only ever lead to a politically motivated
:17:51. > :17:59.censorship? Contacted Beatles coming soon. There are already a
:17:59. > :18:03.huge number of ways to share your music tastes online. But as the
:18:03. > :18:06.social web continues to plough through every genre like a
:18:06. > :18:14.juggernaut Kate Russell has got even more social with her music
:18:14. > :18:18.sharing. Facebook recently announced a music dashboard that
:18:18. > :18:23.lets friends see and share what tracks they are listening to. The
:18:23. > :18:28.music button should now be under your apps menu in your home page
:18:28. > :18:33.side bar as well as your friends peaks there are songs and Minster
:18:33. > :18:39.featured music services. It is fair to say that not everybody is a
:18:39. > :18:43.Facebook fan. Spotify have come under fire from their premium
:18:43. > :18:49.members for the forced Facebook time. If you consider yourself more
:18:49. > :18:59.of a Twitter na Facebook, here is a funky tool that is used -- very
:18:59. > :19:01.
:19:01. > :19:08.easy to use. Relive dot TV is the web address but you cannot even
:19:08. > :19:14.need to go there to use it. By tweaking the track, the site will
:19:14. > :19:18.build a YouTube list that can be accessed. The downside is that
:19:18. > :19:23.there is no click through to by the track and the quality of the video
:19:23. > :19:33.and sound can be a little ropey if there is not a decent quality on
:19:33. > :19:34.
:19:34. > :19:41.YouTube. But it is super fast and easy to use. There is one more
:19:41. > :19:48.application I want to show you. This is for the iPhone. It is a
:19:48. > :19:55.free download and turns your phone into a radio station. The play list
:19:55. > :20:05.that need to be made through sound cloud. Then are you start listening
:20:05. > :20:09.and you are automatically broadcasting. I cannot think of a
:20:09. > :20:13.better way of listening to the same music as your friends when you are
:20:13. > :20:18.out and about without disturbing everybody else. No more sharing
:20:18. > :20:23.headphones if you want to dance along to the same tracks. Sorted.
:20:23. > :20:28.You can also choose to just listen to a broadcast happening around you.
:20:28. > :20:33.It is early days so you might not find that much choice, especially
:20:33. > :20:40.if you were somewhere remote. But there are options. You will always
:20:40. > :20:43.find something to listen to. If you have a passion for the written word
:20:43. > :20:49.and like to discover unsigned talent here is a community website
:20:49. > :20:54.you might get a lot out of. If you have some writing to publish you
:20:54. > :20:59.can put it here for other people to enjoy a with all the usual features
:20:59. > :21:03.so you can get feedback. Categories and genres are wide-ranging to
:21:03. > :21:07.cater for every need, which is great if you have just signed up as
:21:07. > :21:13.a reader. The social aspects of the site allow you to give feedback on
:21:13. > :21:23.works in progress. That is valuable for everyone trying to improve
:21:23. > :21:24.
:21:24. > :21:28.their writing. Finished stories and poems are available through the e-
:21:28. > :21:38.book store which gives a generous 77% commission. This is a community
:21:38. > :21:42.website with a homely feel. Google Plus users might have seen their
:21:42. > :21:46.scores go up on Tuesday as the social media ranking service has
:21:46. > :21:56.added a Google's fledgling network to their infinite scoring
:21:56. > :22:05.
:22:05. > :22:10.And finally, up and coming pop punk band with the King's launched a
:22:10. > :22:15.video version of their latest track this week. The Gaming elements are
:22:15. > :22:18.not ground-breaking, it is more pomp and circumstance, but the old
:22:18. > :22:28.school styling might attract a different kind of audience. It is a
:22:28. > :22:32.
:22:33. > :22:37.good example of getting technology to work for promotion. That's it
:22:37. > :22:46.from us in Istanbul. Don't forget, everything from the programme is up
:22:46. > :22:50.on the website. That includes the links. This week click radio
:22:50. > :22:54.discovers how you teach computers to recognise over one million