Live Work and Pensions Questions

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:00:00. > :00:18.order, order! I beg to move that Mr Speaker to issue his warrant to the

:00:19. > :00:21.clerk of the ground to make out a new rate for the electing of a

:00:22. > :00:28.member to serve in this present Parliament for the borough

:00:29. > :00:36.constituency of old West and Loyden in the move of the right honourable

:00:37. > :00:40.Michael Hulme each are deceased. The question is that I do issue my

:00:41. > :00:44.warrant to the clerk of the crown to make out a new rent for the electing

:00:45. > :00:48.of a member to serve in the present Parliament for the constituency of

:00:49. > :00:57.Golden West and right and in the room of the right honourable Michael

:00:58. > :01:06.Q Meijer, deceased. I think the eyes have it.

:01:07. > :01:15.Questions to be Secretary of State for Work and Pensions Mr John Mann.

:01:16. > :01:19.Question number one Mr Speaker. Mr Speaker, the department itself does

:01:20. > :01:24.not give advice regulated for national advice can only be given

:01:25. > :01:28.high and financial conduct authority authorised advisor. Pension wise,

:01:29. > :01:34.set up by the government, offers free impartial governance to people

:01:35. > :01:38.aged over 50 with defined contribution pensions. So far over

:01:39. > :01:44.20,000 people have received a guidance appointment since April

:01:45. > :01:50.2015. One 2000, Mr Speaker is a drop in the ocean considering the

:01:51. > :01:57.enormity of of the changes. How is the government going to ensure that

:01:58. > :02:03.pensioners are getting good sound advice and quantify that they are in

:02:04. > :02:05.order they do not get ripped off by people advising them badly and

:02:06. > :02:12.therefore losing out in future years. May I bring the honourable

:02:13. > :02:16.gentleman into the 21st Century by saying that as far as the pension

:02:17. > :02:22.wise website is concerned, there have been over 1.5 million visits to

:02:23. > :02:26.that. We are confident that we will continue to make sure the public are

:02:27. > :02:29.aware of what pension wise have to say and people can access the

:02:30. > :02:34.website or have face to face telephone or online interviews.

:02:35. > :02:38.There has a growing number of inquiries from women in their early

:02:39. > :02:44.60s who seem to be unaware of the changes to the retirement age. I am

:02:45. > :02:48.worried that these ladies have not been contacted by the relevant

:02:49. > :02:51.department and seem to be unaware that their retirement date is going

:02:52. > :02:55.to be rather later than they have imagined. What can be done to help

:02:56. > :03:00.them? My honourable friend raises a very good point. Can I put on the

:03:01. > :03:05.record the facts and circumstances business bigger between April 2009

:03:06. > :03:11.and March 2011. The department mailed all women born between April

:03:12. > :03:16.1950 in April 1953 informing them of their state pension age under the

:03:17. > :03:20.1995 pensions act. Following the 2011 changes the department road to

:03:21. > :03:24.all individuals directly affected to inform them of the change to their

:03:25. > :03:30.state pension age. Many of these individuals do to reach this age

:03:31. > :03:38.were completed between January 20 12th and November 2013. Thank you

:03:39. > :03:42.very much Mr Speaker. Ministers opposite will be aware of the recent

:03:43. > :03:48.DWP select committee report which contains stark warnings of pension

:03:49. > :03:52.scams since the advent of pensions freedom. The risk of people being

:03:53. > :03:56.conned out of their life savings as well. I am sure the ministers

:03:57. > :04:03.opposite wall so be aware of the recent survey showing one 7/55,

:04:04. > :04:06.around 1 million people, have been targeted by pensions gams since

:04:07. > :04:12.April when the pensions freedoms were introduced. Cammy Minister

:04:13. > :04:16.reassure the House the takes of the DWP report and finding of the survey

:04:17. > :04:21.very seriously and I would like to know what the government intends to

:04:22. > :04:24.do to tax people from fraudsters. Can I answer the honourable

:04:25. > :04:30.gentleman that we do take this issue very seriously. That is why we set

:04:31. > :04:34.up pension wise and we also, let you put it absolutely clear, there is no

:04:35. > :04:37.complacency on the side as far as scams are concerned. We are in the

:04:38. > :04:41.process of making sure the public are aware of when to detect this

:04:42. > :04:46.damn, how to deal with it and also how to report it. To regulators are

:04:47. > :04:50.also working with us and indeed in pension wise you will find that the

:04:51. > :04:58.website and the guider is to advise people how to deal with scams. Mr

:04:59. > :05:02.Speaker I was about to ask the same question. I will take the

:05:03. > :05:06.opportunity to say that I do think the large amount of my constituents

:05:07. > :05:10.affected by scam over the Internet and it is a matter of very great

:05:11. > :05:15.concern. I am delighted by the fact that the government is taking steps

:05:16. > :05:28.to deal with it. I have also had cause to... Mr Speaker I referred to

:05:29. > :05:32.my previous answer. As one of the best places to retire in the UK, we

:05:33. > :05:38.welcome the freedoms being created but need to be redacted from scams.

:05:39. > :05:40.What steps is the Minister taking to make sure pensioners can access

:05:41. > :05:46.advice they need before making crucial decisions about their

:05:47. > :05:52.future? Pension wise is there to give him partial and free advise and

:05:53. > :05:55.when necessary they will direct people towards professional advisor.

:05:56. > :06:00.As far as professional advisors are concerned, the money advice service

:06:01. > :06:04.has on its books a directory which has some 2300 firms throughout the

:06:05. > :06:06.country and near Scotland where there are a directory which has some

:06:07. > :06:11.2300 firms throughout the country and near Scotland where there think

:06:12. > :06:20.that we are trying to make sure the public tap hopper accessed whenever

:06:21. > :06:24.advice is required. With permission Mr Speaker I would answer this

:06:25. > :06:28.question with questions seven and 13. There are many factors affecting

:06:29. > :06:33.the new individuals mental health to SX effective isolation of all other

:06:34. > :06:36.factors would be misleading and there are a number of checks built

:06:37. > :06:42.into the system to support those with mental health concerned. As it

:06:43. > :06:49.happens number 13 I think has been withdrawn anyway. There we go. They

:06:50. > :06:53.give very much Mr Speaker. I think that is disappointing and we all on

:06:54. > :06:57.the site at the chamber are concerned about the terrible damage

:06:58. > :06:59.of ideological cuts being made to this government are doing to the

:07:00. > :07:02.most probable on our society. The last two weeks of prime minister

:07:03. > :07:05.questions, my right on our society. The last two weeks of prime minister

:07:06. > :07:07.questions, my right, friend asked the prime minister about suicides

:07:08. > :07:11.following on from benefit reductions. Will the Minister

:07:12. > :07:18.published the details of these investigations? The department

:07:19. > :07:21.carries out from views to identify whether any lessons can be learned

:07:22. > :07:23.but I should emphasise Mr Speaker that the information the

:07:24. > :07:28.Commissioner has considered this very issue and upheld the

:07:29. > :07:31.department's decision not to publish these because of the level of

:07:32. > :07:38.personal information and Saint and it will be unlawful to unleash this

:07:39. > :07:43.information. In 2014, the Scottish Association for mental health which

:07:44. > :07:47.is common's leading mental health charity published research which

:07:48. > :07:50.found that 98% of their service users said their mental health had

:07:51. > :07:55.deteriorated as a direct result of welfare reform. Further research

:07:56. > :08:01.this year by the same charity in the facility running in my constituency

:08:02. > :08:04.at red talk wild card and confirmed that benefit sanctions have been

:08:05. > :08:08.detrimental to the mental health of service users there. What steps will

:08:09. > :08:11.her government take to address the adverse effects of benefit sanctions

:08:12. > :08:18.on those with mental health problems? First of all let me start

:08:19. > :08:22.by saying that sanctions play an important part in the labour market

:08:23. > :08:26.and encourage people and support them to go back to work.

:08:27. > :08:33.Specifically with regards to support for events with mental conditions,

:08:34. > :08:36.our staff, are trained to support individuals with conditions during

:08:37. > :08:48.their job search and they also have access to more expert advice should

:08:49. > :08:50.it be needed. As a minister of... Impacting their well-being and

:08:51. > :08:54.mental-health but it is also having a devastating impact on the families

:08:55. > :08:58.involved with a recent survey highlighting that children are

:08:59. > :09:02.indirectly punished by thing since. In light of the alarming findings

:09:03. > :09:10.will be Minister reassessed these on the family and family test. At me

:09:11. > :09:14.say to the honourable gentleman that our sanctions system is robust and

:09:15. > :09:18.there is clear evidence that it does work and he specifically mentioned

:09:19. > :09:20.support for the family. Let me say to the honourable gentleman that it

:09:21. > :09:23.is this government that is supporting the family throwing light

:09:24. > :09:29.chance is measured and importantly ensuring the work pays which is

:09:30. > :09:34.exactly how families get out of poverty and the life chances of

:09:35. > :09:40.children's and families improve. Could the Minister confirmed that

:09:41. > :09:43.the number of cases that result in sanctions is falling and doesn't

:09:44. > :09:48.that show that job centre staff are working with claimant to help them

:09:49. > :09:53.with their search for employment and most employee do actually want to

:09:54. > :09:56.work -- most not employed. I think the noble lady for a question

:09:57. > :10:01.because she is right as we have seen to as a sanctions have decreased by

:10:02. > :10:04.over 40% over the last year but also importantly this is about begun to

:10:05. > :10:09.pull of the sanctions system. It actually helps and supports

:10:10. > :10:14.individual job seekers to comply with the reasonable requirements

:10:15. > :10:18.discussed with them with their work coaches and developed and agreed to

:10:19. > :10:22.help them move and prepared to work. People with mental health problems

:10:23. > :10:27.to have particular barriers to get them back into the labour market and

:10:28. > :10:32.reductive work. With the Minister agree with me that the government

:10:33. > :10:36.should be as taking all steps to make sure that people with mental

:10:37. > :10:38.health problems are not things and unnecessarily and that we should

:10:39. > :10:42.show flexibility around making sure that they get back into the labour

:10:43. > :10:46.market? My honourable friend raises some very fundamental point here

:10:47. > :10:50.which is of course as I have stated Mr Speaker, our staff are trained to

:10:51. > :10:55.support claimants of mental health conditions during their job search,

:10:56. > :10:58.but importantly to provide more expert advice and support should

:10:59. > :11:02.they need it. I come back to my earlier point as well that claimants

:11:03. > :11:06.are asked to meet reasonable requirements taken into account

:11:07. > :11:11.their circumstances, their capability and of course their

:11:12. > :11:16.mental health conditions as well. I welcome recent decision by the

:11:17. > :11:20.department to trial a process of the yellow card system for 14 days in

:11:21. > :11:24.various places for those being sanctioned. I also welcome the

:11:25. > :11:28.decision to have advisors at several food banks to trial whether that

:11:29. > :11:32.will also help some of the benefits transition problems that have been

:11:33. > :11:34.noticed. With my right on both rent face when she expect there'll be

:11:35. > :11:42.enough evidence for the department to share with us the outcomes of

:11:43. > :11:46.those trial trials? Is right these trials are important and they are

:11:47. > :11:49.bringing together more support and advice for individual claimants.

:11:50. > :11:52.With regards to when we can expect to see more information and details

:11:53. > :11:57.of the style I will look forward early in the new year. But I also

:11:58. > :12:02.think the government for their acceptance of the Britain report

:12:03. > :12:07.calling for a yellow card system. Before the government is able to

:12:08. > :12:10.report to the House on the impact of a good warning system to people that

:12:11. > :12:14.maybe sanctions are coming down the road that they will need to begin

:12:15. > :12:18.the trials. Is there any chance of the Minister today telling as when

:12:19. > :12:26.the trials will begin and when they will be completed as white? I thank

:12:27. > :12:29.the honourable determined for his question and we are working out

:12:30. > :12:32.details now and I would be happy to discuss further details as to when

:12:33. > :12:41.we'll be rolling them out with him quite shortly. Mr Speaker, the

:12:42. > :12:44.so-called yellow card pilot scheme is actually an omission by the

:12:45. > :12:47.government that the thing since regime is not working at the present

:12:48. > :12:50.time and is particularly badly failing people with serious mental

:12:51. > :12:53.illnesses. Why is the government waiting until next year to bring out

:12:54. > :12:56.those pilot schemes and in the meantime will be pleased to stop

:12:57. > :13:00.thinking people were seriously ill as white what I would say to the

:13:01. > :13:05.honourable Lady is that I would respectfully disagree with her. On

:13:06. > :13:10.the point she is making. Payments are only asked to make reasonable

:13:11. > :13:13.requirements taken into account the Li account their circumstances and I

:13:14. > :13:18.think she will find with the pilots as they are under way that this is

:13:19. > :13:21.about how we can integrate support for claimants and importantly

:13:22. > :13:28.provide them with the support and guidance to help them get back to

:13:29. > :13:32.work. I was not listening to the response but the reality is people

:13:33. > :13:34.with mental problems are being disproportionately sanctioned and

:13:35. > :13:38.that has been evident for some time now. Why won't the government listen

:13:39. > :13:42.to voices across the House including the working pensions direct

:13:43. > :13:48.committee and subject the things is moving to full independent review? I

:13:49. > :13:51.have made just a few points to the honourable Lady. For a start the

:13:52. > :13:55.government has been listening and we have responded to the work and

:13:56. > :13:58.pensions select committee hence the reasons why we will be travelling

:13:59. > :14:03.and highlighting the new scheme. I reiterate my comment earlier on that

:14:04. > :14:05.our staff are trained to support claimant of mental health conditions

:14:06. > :14:09.and there is no evidence to suggest that mental health claimant are

:14:10. > :14:14.being sanctioned more than anybody else. We provide support for our job

:14:15. > :14:21.centres on our claimants are only asked to make reasonable

:14:22. > :14:25.requirements. Mr Speaker the Minister may have inadvertently

:14:26. > :14:31.slipped up there. There is clear evidence from last year that 58% of

:14:32. > :14:34.people with mental health conditions on the implement support allowance

:14:35. > :14:39.work-related activity group were sanctioned. Obviously that is over

:14:40. > :14:46.half and that is equivalent to people. 83% in a mind survey said

:14:47. > :14:51.they had worse or health conditions because of the. The government's on

:14:52. > :14:54.evaluations and not only shows how ineffective this is with 8% of

:14:55. > :15:02.people with mental health conditions getting into sustained work, but on

:15:03. > :15:04.top of that it also shows that punitive sanctions regime introduced

:15:05. > :15:11.by this government does not work. Why will the government not omit to

:15:12. > :15:21.undertaking an independent review on sanctions? Clearly, I think the

:15:22. > :15:24.Labour Party have not changed their policies on sanctions which of

:15:25. > :15:27.course is one they used to support. What I would say to the honourable

:15:28. > :15:31.ladies that these things and system is kept under constant review while

:15:32. > :15:34.travelling new early warning system recommended by the work and pensions

:15:35. > :15:37.select committee and I would have thought she would welcome that. I

:15:38. > :15:42.would also make the point as well that sanctions play in in the part

:15:43. > :15:46.in the labour market system I supporting people to get into work

:15:47. > :15:52.and in particular with people with health conditions, ESA sanctions was

:15:53. > :15:57.a system put into place by the Labour government which is the party

:15:58. > :16:00.opposite conveniently have forgotten about as well. We are very clear

:16:01. > :16:05.with the sanctioned system it is clear it is fair and this is

:16:06. > :16:12.effective and the most positive of behaviours to help women get back

:16:13. > :16:17.into work. With permission Mr Speaker I would like to answer

:16:18. > :16:20.questions three and 18 together. Since the graduate introduction of

:16:21. > :16:24.automatic enrollment began in 2012, participation and break placed

:16:25. > :16:30.pension saving in the private sector has increased to 21 percentage

:16:31. > :16:39.points from 42%, or 5.9 million workers in 2012 to 63% or 9.2

:16:40. > :16:43.million workers in 2014. And were able to my horrible friend for that

:16:44. > :16:48.answer. Will you join with me in congratulating BNC Ibe people's

:16:49. > :16:53.pension based in my constituency for so accurately rolling out this

:16:54. > :17:01.important provision for workers across the country. I am very happy

:17:02. > :17:05.to congratulate the people's pension for the work that they do. It is

:17:06. > :17:08.important that the well out of automatic enrollment receives as

:17:09. > :17:13.much support as possible so that people can make choices that are

:17:14. > :17:16.right for them. Mr Speaker, may I also commend my honourable friend

:17:17. > :17:21.for the excellent work he does which was so evident when I visited his

:17:22. > :17:28.constituency. Thank you Mr Speaker. On the fourth of the summer... Does

:17:29. > :17:31.my right honourable friend agree that small businesses need to advise

:17:32. > :17:38.their employees about the pension changes and what steps and efforts

:17:39. > :17:41.are his department doing to ensure this? Mr Speaker I congratulate my

:17:42. > :17:47.honourable friend for her efforts in helping to spread the message, the

:17:48. > :17:50.important message about this ground-breaking reform. I agree with

:17:51. > :17:54.her that small businesses need to advise the police of the changes and

:17:55. > :17:58.that is why the government has launched a new national

:17:59. > :18:03.communications campaign were small employers as well as individuals.

:18:04. > :18:10.Would it not be much more sensible, financially securing for pensioners

:18:11. > :18:13.to establish a compulsory state convention scampered all with

:18:14. > :18:20.benefits in place of the government's support and enrollment

:18:21. > :18:23.team? The point is it is important that we get people in the country to

:18:24. > :18:27.recognise that they need to think about the future. What we are doing

:18:28. > :18:31.with the auto enrollment programme is that there are 10 million

:18:32. > :18:35.eligible people who will qualify and amongst that 9 million will be

:18:36. > :18:40.people who will be saving more or saving for the first time. I am

:18:41. > :18:47.happy to say, Mr Speaker, that among those 10 million three to 4 million

:18:48. > :18:50.are women. Leon these benches are very happy to support what the

:18:51. > :18:54.government is doing with auto enrollment. We begin to work people

:18:55. > :18:57.save for the longer time. Cannot point out that last week Oesterle

:18:58. > :19:00.announced they will be stepping out with what they're doing the pensions

:19:01. > :19:04.freedom on White of experience where a large number of over 70 have run

:19:05. > :19:11.out of quiet. With the government reconsider it should be giving

:19:12. > :19:14.guidance adventures should be looking to save for retirement? We

:19:15. > :19:19.are giving guidance as much as we are able to do so pension wise is

:19:20. > :19:23.there and I mentioned the Money advice service that has the advisory

:19:24. > :19:27.burns there. We also have the Internet and where people want

:19:28. > :19:36.further advised they will be guided to that advice by pension wise. With

:19:37. > :19:40.permission Mr Speaker I will answer questions for with question six and

:19:41. > :19:44.14. As the honourable members will be aware the administration of

:19:45. > :19:47.temporary accommodation is a matter for local authorities, but now they

:19:48. > :19:50.will agree with me that the best idea is the board people in

:19:51. > :19:54.employment and I am proud we have achieved an employment rate of

:19:55. > :20:01.73.6%, the highest since records began in 1971. Official figures

:20:02. > :20:04.showed that in England the total number of homeless household and

:20:05. > :20:09.temporary accommodation has risen by an alarming 26% over the last five

:20:10. > :20:14.years. And might only go area has risen by 55% in the last 18 months.

:20:15. > :20:17.The Minister will know that being in place of temporary accommodation is

:20:18. > :20:22.not only contacting for families but incredibly costly. Can I ask, as is

:20:23. > :20:26.Apartment is a key driver in this inquest, a policy they have

:20:27. > :20:33.undertaken undertaken, what's he doing to come with an urgent

:20:34. > :20:39.solution to this problem? Today's numbers are 66,890 which is still

:20:40. > :20:44.the all-time high from September 2000 450% higher than today. The

:20:45. > :20:50.average time that household spent in temporary accommodations is seven

:20:51. > :20:53.last then 2010. Working with the theology we are putting measures to

:20:54. > :21:02.build more houses and we expect over this permits a further 200 thousand,

:21:03. > :21:05.the fastest rate in 20 years. Discretionary housing payments were

:21:06. > :21:08.intended to mitigate some of the effects of welfare cuts, housing and

:21:09. > :21:12.benefit caps and also to prevent homelessness, yet in my local

:21:13. > :21:18.authority hath of expenditure at the moment is now growing on households

:21:19. > :21:21.already homeless and already in temporary accommodation. Could the

:21:22. > :21:26.Minister tell us what proportion of expenditure nationally is going on

:21:27. > :21:29.paying for existing temporary accommodations and whether he thinks

:21:30. > :21:34.that it's actually the point of discretionary housing payments?

:21:35. > :21:37.We're making available 800 million over this Parliament and the

:21:38. > :21:41.discretionary housing payments which is an increase of 40%. The key is it

:21:42. > :21:46.is discretionary for East local authority. In addition recognising

:21:47. > :21:53.additional cost within London, ?60 per household is provided for week

:21:54. > :21:55.to that local authority. Homeless charity and Rochdale have told me

:21:56. > :21:59.there has been a significant increase in the amount of people

:22:00. > :22:03.requiring temporary accommodation. Figures show it has nearly doubled

:22:04. > :22:09.over the last five years of this government. They blame result of

:22:10. > :22:12.this on the ESA claim is being wrongly declared fit for work. What

:22:13. > :22:18.is the government going to do about the situation? The key is providing

:22:19. > :22:22.more houses. We have seen a further 800,000 new homes built since 2009.

:22:23. > :22:26.How starts are at the highest level since 2007, a further 275,000

:22:27. > :22:31.affordable houses will be bit delete at during this moment and we're

:22:32. > :22:39.hoping for additional incentives to build further numbers of affordable

:22:40. > :22:45.housing. Infield is significantly impacted by child poverty, but does

:22:46. > :22:48.the Minister agreed me that family breakdown is a key factor that does

:22:49. > :22:54.need to be taken account of when assessing and tackling the root of

:22:55. > :22:59.child poverty? I think that My Noble friend for that very powerful point.

:23:00. > :23:07.One of the key measures of recognising what that can make. The

:23:08. > :23:09.question to ask in relation to those living in February accommodation and

:23:10. > :23:13.more broadly does the Minister agreed me that it is not just family

:23:14. > :23:16.breakdown which is important but also work with households that must

:23:17. > :23:24.be tackled to get to the root causes of poverty was? That is why we

:23:25. > :23:29.rightly celebrate the 2 million private-sector jobs created since we

:23:30. > :23:32.came into office. We will continue to deliver a stronger economy which

:23:33. > :23:39.will create jobs which is the best route out of poverty. The Tory

:23:40. > :23:42.Liberal Democrat government tried to cut housing benefit nine times and

:23:43. > :23:46.since maybe you're trying again. All that this has achieved is a massive

:23:47. > :23:50.increase in the number of homeless families in temporary accommodation.

:23:51. > :23:54.The largest housing benefit do we have ever seen and huge

:23:55. > :23:57.discretionary housing payments being given to local authority. I'm sure

:23:58. > :24:00.it has occurred to the Minister that the answer is to build real more

:24:01. > :24:04.about the Leigh affordable housing. Would you like to have a word with

:24:05. > :24:08.the department who are promoting the housing bill and ask them to bullet

:24:09. > :24:14.because all it is going to do is result in the sell-off of more and

:24:15. > :24:17.more affordable social housing? The policy is a deal we secured with

:24:18. > :24:22.housing associations to give tenant the right to buy and the phones will

:24:23. > :24:25.be sold once that creates more modern stock. It also creates

:24:26. > :24:29.additional jobs. People work hard should not be blocked from a chance

:24:30. > :24:38.to own their own home, something I very much support. Tackling youth

:24:39. > :24:41.unemployment is a priority for this government and we're determined that

:24:42. > :24:44.young people should not slip into a life on benefits which is why our

:24:45. > :24:47.department provides a broad range of support for young people in addition

:24:48. > :24:54.to the standard job centre offering. I am grateful from that

:24:55. > :24:58.answer having experienced periods of unemployment myself in my youth I am

:24:59. > :25:03.barely aware of how hard it can be on individuals. Does my honourable

:25:04. > :25:08.friend welcome the fact that you youth unemployment has fallen by 49%

:25:09. > :25:11.and it does not prove that the economic plan is delivering jobs and

:25:12. > :25:17.apprenticeships needed to get job security for young people? By all

:25:18. > :25:21.the friend is absolutely right. It is down to the fact that the current

:25:22. > :25:25.plan is working, the economy is growing but also we should recognise

:25:26. > :25:29.that young people need tailored support for them in terms of

:25:30. > :25:32.securing employment opportunities. Advisor time in our job centres,

:25:33. > :25:36.work experience placements, work programme helped to work the

:25:37. > :25:42.animation form, these are all measures we have to help young

:25:43. > :25:45.people get employment. The tax credit system has undoubtedly played

:25:46. > :25:50.a major role in encouraging people to take up employment by making work

:25:51. > :25:53.pay and a massive contribution to the appointment figures that

:25:54. > :25:56.ministers frequently cite. Are the government aware that if they follow

:25:57. > :25:59.through on a tax credit cuts there will be a huge effective tax rate

:26:00. > :26:04.for somebody of perhaps as high as 92% having a massive disincentive of

:26:05. > :26:08.people who do want to work. I would say to the horrible gentleman he is

:26:09. > :26:12.wrong. With the changes we have been bringing to the welfare system and

:26:13. > :26:15.the tax system we are ensuring that work pays and the honourable

:26:16. > :26:19.gentleman will be fully aware that as of April next year will be an

:26:20. > :26:24.introduction of a new national living wage which will be a pay

:26:25. > :26:28.boost for people with low pay, but supplemented by that of course will

:26:29. > :26:31.be supportively child care measures, all the incentives that would

:26:32. > :26:36.support them with pure incentives to support them into work. The

:26:37. > :26:39.honourable lady said give us the evidence. Where is the evidence and

:26:40. > :26:48.the facts she and he lead her team are providing? Mr Speaker, I say to

:26:49. > :26:52.the horrible lady if she has data to prove her case and she is welcome to

:26:53. > :26:56.share that with me. We know for a fact that the government no that

:26:57. > :27:01.more people will be better off in the new national living wage with

:27:02. > :27:06.free child care, but also for the fact that it will paid to be in work

:27:07. > :27:07.rather than being dependent on welfare which is exactly the

:27:08. > :27:16.policies of the party opposite. Will my right honourable friend join

:27:17. > :27:25.me in thanking the national friendship service, staff rich

:27:26. > :27:29.University cool I'll be joining me for in the apprenticeship some...

:27:30. > :27:36.Siimar. That is helping to create new career opportunities for people

:27:37. > :27:39.seeking work. My honourable friend is absolutely right, the spares and

:27:40. > :27:43.engagements with employers are absolutely the right way forward

:27:44. > :27:49.when it comes forward to encouraging young people, not just to train up

:27:50. > :27:51.and get skills but secure new look opportunities through

:27:52. > :27:56.apprenticeships. I commend her for the work she's doing and wish her

:27:57. > :27:59.with that. A minister seems to forgotten that young people under

:28:00. > :28:03.the age of 25 not only are they losing their tax credits, but the

:28:04. > :28:09.are also not getting the higher minimum wage when that increases

:28:10. > :28:13.next year. Is to say that the tax credit cut means that the Tories are

:28:14. > :28:21.not the party of workers. For young people are too people that is double

:28:22. > :28:27.the case. Let me remind him that the last government introduced a new

:28:28. > :28:31.rate. I should also emphasise that when it comes to supporting young

:28:32. > :28:35.people, this is a government that focuses on developing the skills and

:28:36. > :28:40.working experience of our young people. Something his party

:28:41. > :28:47.completely neglected when they were in government.

:28:48. > :28:58.Mr Speaker, since the start of last year we have been taking action to

:28:59. > :29:01.asked for a range of ways stopping this will ensure we have a welfare

:29:02. > :29:06.system that is not taking advantage of. It is also fair for those paying

:29:07. > :29:16.into it. Changes made by my department estimated to say half ?1

:29:17. > :29:21.billion will be saved. Will he agree that it will be easier and more

:29:22. > :29:29.efficient, if we treated EU citizens all the same, by only allowing EU

:29:30. > :29:35.citizens into this country. Ending the free movement will make his life

:29:36. > :29:44.much easier. He started so well Mr Speaker. LAUGHTER

:29:45. > :29:48.I will rather avoid the idea to take myself even further. I would say to

:29:49. > :29:54.him who is being much more polite, I say to him under universal credit is

:29:55. > :29:59.worth reminding him that no one who was unemployed and not a British

:30:00. > :30:06.students and not a British citizen will be able to deceive universal

:30:07. > :30:12.credit at all. I commend him for all of the efforts he has made a. And he

:30:13. > :30:16.keeps European citizens within the framework of the law. We agree that

:30:17. > :30:25.the only way the country will get complete control as by leaving the

:30:26. > :30:30.European Union? Can I say my honourable friend that the Prime

:30:31. > :30:35.Minister has given the country a referendum on that matter. Which is

:30:36. > :30:40.a huge step forward, for the honourable gentleman opposite in

:30:41. > :30:42.everyone forward. I suggest that the moment when he votes he will be able

:30:43. > :30:58.to make that decision. Mr Speaker, work, is the best route

:30:59. > :31:00.out of poverty which is why we are focused on getting people into

:31:01. > :31:03.employment. We have made significant progress and have made significant

:31:04. > :31:08.progress rate on record. With over 2 million people in work since 2010,

:31:09. > :31:22.the number of people in poverty is 200,000 lower than its peak under

:31:23. > :31:28.Labour and 2008 and 2009. I do not think...

:31:29. > :31:35.Analysis suggest that eight point for million working households

:31:36. > :31:47.currently eligible for benefits and tax credits in the tax cuts will

:31:48. > :31:52.only offset it by 20%. What is the Secretary of State going to do about

:31:53. > :31:58.that? Let me thank the honourable member on a couple of points. The

:31:59. > :32:03.number of people and working families and not in poverty is up by

:32:04. > :32:09.around 1.7 million compared to 2009-2010. The latest figures show

:32:10. > :32:16.that the number of people and work have peaked. The ... I will remind

:32:17. > :32:22.him that in a recent interview the director did say this about tax

:32:23. > :32:25.credits. He said "that the Chancellor has taken the decisions

:32:26. > :32:26.to protect some of the poorest people at the same time, which is

:32:27. > :32:52.where we are. Close Mac clerk. These are his ideas of realistic

:32:53. > :32:56.cost. To the Secretary of State tell us why he and his government

:32:57. > :33:10.continue to describe their new rate, the minimum rate for the over

:33:11. > :33:16.20 57 7.20 as the new wage. I made the decision earlier, and everyone

:33:17. > :33:22.that works subcontracted as well. The Chancellor came forward they

:33:23. > :33:28.buried generous ideas. You will be raising the national wage to ?9 by

:33:29. > :33:32.2020, that is a huge increase. I would like to say to him throughout

:33:33. > :33:37.the whole time of the 13 years of the last Labour government, maybe

:33:38. > :33:50.gives only why they never engaged in raising it? Mr Speaker we introduced

:33:51. > :33:55.the minimum wage, I welcome the fact that he talks about the London

:33:56. > :34:00.living wage. Continuing to describe the national living wage as that,

:34:01. > :34:06.undermines both the campaign and the concept for a rail living wage that

:34:07. > :34:10.people can genuinely a Ford to live on. Can I put it to him that the

:34:11. > :34:15.under 25, as we have already heard when I benefit from this. Is the

:34:16. > :34:18.reason for that, as the Business Minister has told us that young

:34:19. > :34:25.people are viewed as his government as unproductive and therefore worth

:34:26. > :34:28.less money? I forgot myself. I did not welcome the honourable gentleman

:34:29. > :34:33.to this place and I welcome him without reservation. I am sure will

:34:34. > :34:40.have other increases. That is not what he said at a time of the second

:34:41. > :34:53.meeting. He now says he's opposed to it, but never mind. The road to

:34:54. > :34:58.Damascus may have a new Route. It is this government that has increased

:34:59. > :35:05.the living wage, the living wage by ?9 to 2020, universal and credit

:35:06. > :35:11.support childcare. To the lowest paid and poorest that will be best

:35:12. > :35:18.report too detected by what we are proposing -- best protected.

:35:19. > :35:27.Mr Speaker, the benefit cap is having long-term and positive affect

:35:28. > :35:31.on those who are trying to find work. Over 60,000 households have

:35:32. > :35:36.been capped since April 20 13th, as of May 2015 over 40,000 households

:35:37. > :35:38.were no longer subject to the benefit cap. Of those 16,300

:35:39. > :38:59.households have moved into work. As the Secretary of State, has he

:39:00. > :39:02.read the report on poverty and social exclusion within Wells. It

:39:03. > :39:07.points out that working families and young people in Wales are at greater

:39:08. > :39:12.risk of poverty now than a decade ago. 45% hold part-time jobs that

:39:13. > :39:18.classified as low pay and the number of part-time, self-employed families

:39:19. > :39:22.living in poverty increased by 100,000 in the last decade. They

:39:23. > :39:28.say, that changes to the welfare bill are going to be damaging for

:39:29. > :39:35.families in Wales. Does he acknowledged that? I know they were

:39:36. > :39:39.the report. There are things they said in the past that show that what

:39:40. > :39:45.we have been doing, as I said the number of families that have risen

:39:46. > :39:48.out of poverty directly of our changes is quite dramatic. Asset be

:39:49. > :39:55.the horrible lady, she knows that Wells had a difficult time during

:39:56. > :39:56.the recession. What we are seeing now is unemployment falling

:39:57. > :40:02.dramatically indwells. Employment rising. The best way to get people

:40:03. > :40:05.out of poverty is to get them in to work and eventually grew into

:40:06. > :40:12.full-time work. That is happening right now.

:40:13. > :40:17.The government recognises the need to protect the most honourable and

:40:18. > :40:22.society including pensioners, those with disabilities and their carers.

:40:23. > :40:26.It has been introduced to the care act and since 2010, the allows for

:40:27. > :40:47.carers have increased to 62 point than a week. -- 62.10. ... Those

:40:48. > :40:51.working or going to be headed by these proposed tax rate cuts, the

:40:52. > :40:55.numbers we do not know exactly, but is a lot of the group. Most carers

:40:56. > :40:59.are going to increase their working hours because they have a big tool

:41:00. > :41:06.bar promotes. They deserve to be exempt from the governments tax

:41:07. > :41:10.credit cut. What are they doing now for this group of carers to be

:41:11. > :41:13.protected from those cuts? The Chancellor said he will set out in

:41:14. > :41:19.the Autumn Statement will he will do to address the concerns from some.

:41:20. > :41:26.From a high welfare, lower welfare economy. As we stand today, we have

:41:27. > :41:30.?2 billion in supporting the work that they do. That is a record

:41:31. > :41:34.amount. On this Thursday we had the inter ministerial meeting to look at

:41:35. > :41:42.further ways to get support carers and I will be actively participating

:41:43. > :41:45.in that meeting. Long-term unemployment has continued to fall

:41:46. > :41:52.and is down by well over a quarter of a million since 2010, falling to

:41:53. > :41:55.its lowest levels in over six years. May I apply the governments

:41:56. > :41:59.current work in reducing the number of people in long-term

:42:00. > :42:02.unemployment? It is really impressive. Can I particularly

:42:03. > :42:08.welcome the commitment to heart... Having the disability employment

:42:09. > :42:14.gap. Does the Minister realise however, that only 50% -- 15% of

:42:15. > :42:18.autistic adults are in full-time paid employment. Can we ask her what

:42:19. > :42:22.progress she is going to make towards addressing this gap in this

:42:23. > :42:30.specific his ability unemployment and to provide autistic people with

:42:31. > :42:34.the opportunities they deserve? The honourable Lady is absolutely right.

:42:35. > :42:39.There is more to do in this space. So far we have over 200,000 more

:42:40. > :42:44.people in disabilities than this time last year. We will build upon

:42:45. > :42:49.that and in regards to autistic adults, continue to secure

:42:50. > :42:54.opportunities for them so that they can get a job and remain in

:42:55. > :43:01.employment. Is my honourable friend that be dramatic fall in love on a

:43:02. > :43:05.climate in South and West... Is 49%. Will she reassured me that the

:43:06. > :43:09.government will continue to pursue the economic policies that has made

:43:10. > :43:12.this happen so that we reach the happy decision where there is a job

:43:13. > :43:18.available for everyone who wishes to work? My honourable friend is

:43:19. > :43:21.absolutely right in terms of the record levels of employment in his

:43:22. > :43:32.own constituencies. May I say just across assets as well -- as six. We

:43:33. > :43:35.can never be complacent. It is encouraging to see a long-term

:43:36. > :43:49.economic plan, more people in private section employment. Mr

:43:50. > :43:57.Speaker the index raises because his ranks countries on a number of Ings.

:43:58. > :43:59.The UK is rising nine places in the economic index. The latest evidence

:44:00. > :44:04.shows the positive impact of our reforms. As today's report shows how

:44:05. > :44:09.to fix our welfare and economic reforms. More people have the

:44:10. > :44:13.opportunity to then affect and have the sense of purpose that comes with

:44:14. > :44:22.having a job. I have been noted by a number of my constituents... They

:44:23. > :44:31.told me that while they are waiting for it, you can be a matter of

:44:32. > :44:39.months. I wonder if the Minister can tell us what steps he can take to

:44:40. > :44:44.ensure that those retain what they get. We are working closely with

:44:45. > :44:49.notability to put in place a package for those who lose their as two

:44:50. > :44:56.eligibility. They'll be able to keep their cars for at least two months.

:44:57. > :45:02.In addition we have affirmed the DWP appeals process with the

:45:03. > :45:09.introduction of the reconsideration. This allows disputes to be addressed

:45:10. > :45:13.more quickly. I'll be happy to work with my honourable friend further to

:45:14. > :45:25.see what progress can be made. Thank you very much. Giving the... 20 of

:45:26. > :45:28.his own MPs said that the government was in danger of cutting a lifeline

:45:29. > :45:34.to working families. Business that the various state now regret

:45:35. > :45:37.describing tax credit as a bribe? Can I just say to the horrible lady

:45:38. > :45:45.that she should remember exactly how the money was spent -- honourable.

:45:46. > :45:47.And she looks back she will find that the 2005 general election be

:45:48. > :45:53.Chancellor raises pending on tax credits by 71%. After that they stay

:45:54. > :46:00.pretty flat and before 2010 election, suddenly he raised them by

:46:01. > :46:11.23%. I said to the horrible lady if she does the math she may wonder why

:46:12. > :46:17.they lost the election. Will the introduction of universal credits,

:46:18. > :46:20.with all the associated data that entails, enable the government and

:46:21. > :46:25.the department to actually help young people, people in low income

:46:26. > :46:31.stuck find new opportunities to progress their opportunities and

:46:32. > :46:35.find higher paid jobs? The key change, what is different now, some

:46:36. > :46:38.jobseeker's allowance gets a job and they disappear and no one sees them.

:46:39. > :46:42.Under universal credits they will stay with the work advisor and the

:46:43. > :46:47.advisor will help them with any subsidiary training, help them to

:46:48. > :46:50.find extra hours and help them to sort out problems and work. Does a

:46:51. > :46:57.remarkable change gives us the opportunity to help people progress

:46:58. > :47:04.and work. The Office of National Statistics says nearly one in lob

:47:05. > :47:11.jobs pay less than the railway to. It has been increased to 8.25 an

:47:12. > :47:17.hour. Will he congratulate them on the work and I love what he will do

:47:18. > :47:24.to make sure that more people are paid they're really living wage? The

:47:25. > :47:28.government is clear that it is to our welfare policies we are ensuring

:47:29. > :47:33.that work pays. At the heard music earlier on, we are choosing a

:47:34. > :47:34.national living wage next April... And that people in the country are

:47:35. > :47:42.given a pay rise. Will he inform the House what action

:47:43. > :47:49.his department is taken to support small businesses and one third which

:47:50. > :47:53.seeks to provide support and training to adults so they can

:47:54. > :47:57.develop skills for successful employment -- Romford. I know in my

:47:58. > :47:59.honourable friend constituents and more businesses are flourishing and

:48:00. > :48:09.expanding at a very impressive rate. In regards to the specialist

:48:10. > :48:14.courses available. Back cover ITC, many of the construction courses, in

:48:15. > :48:19.particular we are working with the business is to ensure that the local

:48:20. > :48:23.market is growing in the right way and are getting access to the skills

:48:24. > :48:30.they need. Mr Speaker. On in four workers earning less than the living

:48:31. > :48:34.wage, 82% of children in hurting ten are being brought up in families

:48:35. > :48:39.dependent on tax credits. Does the Secretary of State accept this is

:48:40. > :48:44.the worst possible time to cut tax credits and that those families

:48:45. > :48:48.would not be compensated by his phony living wage. Will he join with

:48:49. > :48:54.me in welcoming the initiative taken today by Labour, Birmingham City

:48:55. > :49:03.Council to declare we are determined in the city, no one earns less than

:49:04. > :49:06.the gorilla living wage -- rail. Despite all the other arguments,

:49:07. > :49:11.they have 13 years in power. They left the national living wage fall

:49:12. > :49:14.words and further behind than ever before. At his eyes who has

:49:15. > :49:20.increased the minimum wage and it is us who now proposes the living wage

:49:21. > :49:26.of ?9 by the end of this Parliament. I do welcome his commitment to

:49:27. > :49:30.introducing a yellow card system. Is the Minister agree that we need to

:49:31. > :49:36.ensure payments -- claimants are placed in the right group in the

:49:37. > :49:40.first place. Will he reaffirm the commitment to improvement of health

:49:41. > :49:45.training for decision-makers and assessors? I think my honourable

:49:46. > :49:49.friend for this question. This is a very important one. The government

:49:50. > :49:56.rightly invested an extra 1.2 million pounds stopping we rode out

:49:57. > :50:01.?40 million to provide face-to-face and telephone support. We have

:50:02. > :50:07.mental health and well-being partnership managers and advisers.

:50:08. > :50:14.We will continue to push further training. This is an important

:50:15. > :50:19.issue. The last Parliament, the number of working families increased

:50:20. > :50:30.by 84%. Over the last three years, leading counsel -- leading counsel

:50:31. > :50:35.is only able to replace one in seven. Does he see the connection in

:50:36. > :50:39.those figures. What he felt to her mind is is that under the last

:50:40. > :50:42.government those claiming housing benefits out of work rose to

:50:43. > :50:45.magically and in word rose to magically. Under this government

:50:46. > :50:55.those claiming housing benefits out of work has fallen dramatically. I

:50:56. > :50:58.welcome your reforms to welfare widgets help 609 people in my

:50:59. > :51:04.constituency back into work since 2010. Moving from benefits into

:51:05. > :51:12.working cause difficulty. Therefore additionally I I welcome... What

:51:13. > :51:17.progress are remaking to make sure we speed of benefit claims to make

:51:18. > :51:21.sure this situation does not occur? Can I say to my honourable friend,

:51:22. > :51:26.what we want to do is ensure that anyone who does go to the location

:51:27. > :51:30.like a food bank has the ability to check to see if there is a problem.

:51:31. > :51:35.There is let's do with it there. We also advertise, that they can give

:51:36. > :51:40.benefit advances and hardship loans there as well. Now, we are beginning

:51:41. > :51:45.to find is that when they go to the food banks they are helping them get

:51:46. > :51:53.back into work as well, and added bonus. In terms of the

:51:54. > :51:56.administration of the benefits regime, yesterday the news have

:51:57. > :52:02.reported new figures which show that nearly 300,000 cases benefit

:52:03. > :52:05.claimants have been penalised the sanctions without being officially

:52:06. > :52:18.notified. This visit estimated 20,000 cases in Scotland. Will he

:52:19. > :52:25.give an independent review of this poorly administered system? I will

:52:26. > :52:31.say to the honourable lady that back in 2001, the last Labour that went

:52:32. > :52:35.decided to move to a clerical. She asked the question, she does not

:52:36. > :52:38.want to answer that is fine. They moved to a clerical system, we

:52:39. > :52:42.reviewed that over the last year and decided that under the changes we

:52:43. > :52:45.want, going back to an automatic system is much better. It turns out,

:52:46. > :52:49.under the recent release of statistics that went out last week,

:52:50. > :52:54.it shows that those who did not receive the initial letter uphill

:52:55. > :52:59.the higher rate than those who did receive the initial letter. We will

:53:00. > :53:08.be ready to people that they still have rights to appeal if they wish.

:53:09. > :53:11.A substantial benefit of the issues with tax credits is by encouraging

:53:12. > :53:17.more companies to pay the national living wage, ?9 now. What

:53:18. > :53:20.conversations has my routable friend had with the Chancellor for

:53:21. > :53:31.incentives that can be provided for kind, companies for providing ?9 in

:53:32. > :53:37.their have. Companies with believing the economy is well run will enforce

:53:38. > :53:40.that. The problem was that the last Labour government set up a system

:53:41. > :53:45.that encouraged companies to pay low wages and leave them. The changes

:53:46. > :53:50.now, Universal credit making them move on, higher salaries, a better

:53:51. > :53:58.wage packet in many companies are ready paying the higher level. I

:53:59. > :54:02.like to meet with the Minster to talk about the children with the

:54:03. > :54:06.indices were having to re-apply for DLA. We were disappointed that we

:54:07. > :54:12.were told we were not going to get a full response. Can he ensure that

:54:13. > :54:19.they get a full response about how they will take the recommendations

:54:20. > :54:22.forward? I am disappointed to hear that is the case. I will absolutely

:54:23. > :54:27.make sure that a full response is that. I was grateful from the

:54:28. > :54:30.support from the honourable member, taking the time to proactively help

:54:31. > :54:39.support the changes we needed to make. Does the Minister show my view

:54:40. > :54:42.that a huge part of tackling youth unemployment is showing that they

:54:43. > :54:51.need education system work readies. What is been done to help achieve

:54:52. > :54:55.that. In her constituency and she's doing a great deal to support it but

:54:56. > :55:09.only to get into but develop long-term careers. According to the

:55:10. > :55:15.Department of working figures, what is the Secretary of State going to

:55:16. > :55:21.do to reverse that trend. We are making sure there are individuals on

:55:22. > :55:23.stability as well. People look at the statements and with the

:55:24. > :55:27.contributions they are making it to think I had. Also encouraging

:55:28. > :55:31.companies to be proactive in making sure the people who work for them

:55:32. > :55:38.take part in the auto enrollment process to make sure they are

:55:39. > :55:41.protected. Building a broad skill set is crucial. Is the department

:55:42. > :55:46.actively voting schemes such as the national citizen service provides a

:55:47. > :55:51.unique opportunity to do just that? I think the honourable friend. We

:55:52. > :55:53.have Artie had a cross department meeting to look at how we can

:55:54. > :55:57.further promote the national citizens and. It is one of the

:55:58. > :56:07.proudest thing I have an MP that introduced. It transforms children

:56:08. > :56:16.into young gully into brilliant adults. The. Can you tell what

:56:17. > :56:20.discussions he has had in relations to the people who received

:56:21. > :56:24.contaminated blood and contracted HIV and hepatitis C. In terms of

:56:25. > :56:28.supporting them onto the new disability benefits without further

:56:29. > :56:35.assessments, which has cost so much concern to those affected? .

:56:36. > :56:41.Wade will the government commission that all benefit claims and should

:56:42. > :56:45.be online by the end of this Parliament, but the Minister update

:56:46. > :56:47.the House as to what discussions he has had with Internet service

:56:48. > :56:53.providers to ensure those with low incomes can't get online? Can I say

:56:54. > :56:57.to my honourable friend that the ambition is to get as many as we

:56:58. > :57:00.can, those who there are some who and will be some who cannot. Under

:57:01. > :57:04.universal credit we are very paid to ensure that they if necessary can

:57:05. > :57:09.continue to make paper submissions and will be treated inside the job

:57:10. > :57:11.centre. As many as we can will. We have been talking constantly to be

:57:12. > :57:15.providers all the way through about how best to do this including

:57:16. > :57:21.security as well. Or clarification, is the Secretary of State least that

:57:22. > :57:25.as a result of sustained parliamentary and public pressure,

:57:26. > :57:30.the Chancellor has been forced to reconsider the proposals on tax

:57:31. > :57:37.credits? Is that a matter which fits with his approval? Everything the

:57:38. > :57:44.Chancellor proposes meets with my approval. The Minister, the member

:57:45. > :57:50.for Northwest and brochures that earlier that letters were sent to

:57:51. > :57:56.all women born in the 1950s to inform them of the state pension

:57:57. > :57:59.age. I have to say many disagree with him. I have constituents that

:58:00. > :58:04.were not informed of these changes and discovered they were not going

:58:05. > :58:07.to retire soon and had many years until retirement. Will ministers be

:58:08. > :58:10.looking again at this issue and reconsider whether that group of

:58:11. > :58:17.women affected have transitional protection? I'm surprised he or was

:58:18. > :58:19.she says but I am happy to look into it further because the information I

:58:20. > :58:26.have is that there was communication with those people. I'm happy to

:58:27. > :58:33.correspond with the lady. A point of order. Mr Speaker I note on the

:58:34. > :58:38.order paper today we have the first instance of certification from you.

:58:39. > :58:44.I also note that on the notes to the bill, it states specifically on page

:58:45. > :58:49.60 that half of 108-110 relate to Scotland. Last in your certification

:58:50. > :58:56.as it correlates to England only. Can I request clarification of this

:58:57. > :59:00.apparent anomaly? Whatever is stated in the notes, and I commend the

:59:01. > :59:01.honourable