Universal Credit Statement

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0:00:00 > 0:00:00absolutely want to look at specific cases like the one he mentions, to

0:00:00 > 0:00:13see what more can be done to regenerate that area.Thank you.

0:00:13 > 0:00:19Statement, the Secretary of State for Work and Pensions.With

0:00:19 > 0:00:23permission, following the announcement made by my right

0:00:23 > 0:00:26honourable friend the Chancellor in his budget speech yesterday, I would

0:00:26 > 0:00:31like to make a statement on Universal Credit. Universal Credit

0:00:31 > 0:00:34is the biggest modernisation of the welfare state in a generation. It

0:00:34 > 0:00:38supports those who can work cares for those who cannot. Under

0:00:38 > 0:00:45Universal Credit, people are working faster and staying in work longer.

0:00:45 > 0:00:51Once fully rolled out, Universal Credit will boost employment by

0:00:51 > 0:00:55250,000, equivalent to around 400 extra jobs for every constituency.

0:00:55 > 0:01:01Universal Credit was introduced to replace a complex and field benefit

0:01:01 > 0:01:06system of the previous government, which created cliff edges,

0:01:06 > 0:01:08discouraging people from working more than 16 hours a week, trapping

0:01:08 > 0:01:13many people on out of work benefits for nearly a decade. Colleagues from

0:01:13 > 0:01:17across the house of all voiced their support for the principles

0:01:17 > 0:01:21underpinning Universal Credit. Visit is a modern welfare system, which in

0:01:21 > 0:01:27one simple monthly payment, makes sure that workplace, mirrors the

0:01:27 > 0:01:31world of work and helps people work their way out of welfare dependency.

0:01:31 > 0:01:36As we introduce Universal Credit, we are constantly improving how the

0:01:36 > 0:01:41system works. We recently introduced changes to make sure that everyone

0:01:41 > 0:01:44who needs has access to advance payments and we're making our

0:01:44 > 0:01:54telephone lines freephone numbers. I have consistently made clear we

0:01:54 > 0:01:58would introduce it gradually. Of the total number of households that will

0:01:58 > 0:02:04move on to Universal Credit, 9% are receiving it and that will increase

0:02:04 > 0:02:08to 12% in February. This shows we are doing it over time. Colleagues

0:02:08 > 0:02:12have concerns about waiting times for the first period. I am grateful

0:02:12 > 0:02:16to my colleagues when a constructive engagement on this issue. There have

0:02:16 > 0:02:20been several debates here and in the other players. This statement

0:02:20 > 0:02:24response of these fulfil the commitments made on behalf of the

0:02:24 > 0:02:27government by the Leader of the House, in relation to the resolution

0:02:27 > 0:02:33of the house on the 18th of October 20 17. We are now offering a

0:02:33 > 0:02:37balanced package of improvements, which puts more money into

0:02:37 > 0:02:41claimants' hands earlier and ensures extra support for those who need it

0:02:41 > 0:02:46most. Next month, new guidance will be issued to staff, to ensure that

0:02:46 > 0:02:48claimants in the private rented sector, you have their housing

0:02:48 > 0:02:52benefit paid directly to landlords, are offered this option when they

0:02:52 > 0:02:57join Universal Credit. In January, we are making two changes to

0:02:57 > 0:03:01advances. First, the period of time over which an advance is recovered

0:03:01 > 0:03:12will increase

0:03:33 > 0:03:35from six to 12 months, making it easier for claimants to manage their

0:03:35 > 0:03:37finances. This will apply regardless of the level of advance claimed.

0:03:37 > 0:03:39Secondly, we are increasing the amount of support agreement can

0:03:39 > 0:03:42receive, from up to 50% of the estimated entitlement to up to 100%

0:03:42 > 0:03:44interest free. In practice, this means new claimants in December had

0:03:44 > 0:03:47already received an advance of up to 50% of the estimated overall

0:03:47 > 0:03:50entitlement and may be seen a second advance ticket up to 100% in the New

0:03:50 > 0:03:52the money they would previously have got. In addition, from spring next

0:03:52 > 0:03:54year taken with the first payment, this means claimants could receive

0:03:54 > 0:03:56nearly double the money they would previously have got. In addition,

0:03:56 > 0:03:58from spring February, we are removing the seven-day waiting

0:03:58 > 0:04:01period, reducing the length of time claimants might wait to receive

0:04:01 > 0:04:05their first full payment. From April, four new claimants already

0:04:05 > 0:04:08receiving support towards housing costs, we are providing an

0:04:08 > 0:04:11additional payment of two weeks of their housing benefit to support

0:04:11 > 0:04:15them as they transition onto Universal Credit, helping to we will

0:04:15 > 0:04:18be making it possible to apply for an advance online, further eight

0:04:18 > 0:04:20increasing accessibility for those who need it. From February, we are

0:04:20 > 0:04:22removing the seven-day waiting period, reducing the length of time

0:04:22 > 0:04:24claimants might wait to receive their first full payment. From

0:04:24 > 0:04:26April, four new claimants already receiving support towards housing

0:04:26 > 0:04:28costs, we are providing an additional payment of two weeks of

0:04:28 > 0:04:30their housing benefit to support them as they transition onto

0:04:30 > 0:04:32Universal Credit, helping the issue of rent arrears for those who most

0:04:32 > 0:04:35need it. This is a well targeted measure, which 1.3 million people,

0:04:35 > 0:04:37including the most vulnerable, with an. This is a one-off investment of

0:04:37 > 0:04:39£550 million to make sure it Universal Credit supports those who

0:04:39 > 0:04:42need it. This is a one-off investment of £550 million to make

0:04:42 > 0:04:47sure it Universal Credit supports those who need it. To make as a

0:04:47 > 0:04:49short-term measure, we will change her claimants in temporary

0:04:49 > 0:04:52accommodation receive support for the housing costs, to housing

0:04:52 > 0:04:54authorities can recover all of their costs and therefore can continue to

0:04:54 > 0:05:03offer this to those who need it most. We will also managing their

0:05:03 > 0:05:07finances, but personal budgeting support and digital skills training

0:05:07 > 0:05:11is provided to claimants through universal support, delivered through

0:05:11 > 0:05:15local authorities. Older numbers, we are exploring with Citizens Advice

0:05:15 > 0:05:20the scope for term solutions to this issue. The majority of claimants are

0:05:20 > 0:05:22comfortable managing their finances, but personal budgeting support and

0:05:22 > 0:05:23digital skills training is provided to claimants through universal

0:05:23 > 0:05:25support, delivered through local authorities. Older numbers, we're

0:05:25 > 0:05:27exploring with Citizens Advice the scope for greater collaboration

0:05:27 > 0:05:29people move to Universal Credit. It is aimed at supporting those out of

0:05:29 > 0:05:32work to move into work and once in work, to progress and increase their

0:05:32 > 0:05:34earnings. That is why, in addition to these measures, the government

0:05:34 > 0:05:37people move to Universal Credit. It is aimed at supporting those out of

0:05:37 > 0:05:40work to move into work and once in work, to progress and increase their

0:05:40 > 0:05:50earnings. That is why, in addition to these measures, the support than

0:05:50 > 0:05:53a simple allocated £8 billion over four years to conduct tests and

0:05:53 > 0:05:55trials, to support development of the evidence of what works to help

0:05:55 > 0:05:57people progress in work. This is a comprehensive and wide-ranging

0:05:57 > 0:06:05package worth £1.5 billion, offering significantly more support than a

0:06:05 > 0:06:09will place an updated roll-out plan in the House of Commons library.

0:06:09 > 0:06:14This does not choose a of the wait for the first payment to one month.

0:06:14 > 0:06:16To deliver this package, we have carefully revised the Universal

0:06:16 > 0:06:18Credit roll out plan, to make sure we continue to safely and gradually

0:06:18 > 0:06:20roll out this important welfare reform. I will place the updated

0:06:20 > 0:06:23roll-out plan in the House of Commons library. This does not

0:06:23 > 0:06:25change the at which be completed. To help ensure the smooth transition to

0:06:25 > 0:06:28full service, we have also decided to close your claims to a prototype

0:06:28 > 0:06:30Universal Credit finally will be completed. To help ensure the smooth

0:06:30 > 0:06:33transition to full service, we have also decided to close your claims to

0:06:33 > 0:06:36a prototype universal service. This will not affect any existing claims.

0:06:36 > 0:06:40In addition, any new claim from a family with three or more children

0:06:40 > 0:06:45listed ' will shift to the end of January 20 19. This is a

0:06:45 > 0:06:49comprehensive package, which, this will shift to the end of January 20

0:06:49 > 0:06:5519. This is a comprehensive package, ensure that as many people as

0:06:55 > 0:06:59possible get the opportunity to work response to concerns inside and

0:06:59 > 0:07:01outside the house. We have a clear objective, to ensure that as many

0:07:01 > 0:07:10people as possible get the opportunity to work and maximise

0:07:10 > 0:07:16transform lives. I commend this statement to the to better their

0:07:16 > 0:07:18circumstances.We will continue to roll-out Universal Credit in a

0:07:18 > 0:07:20steady and consistent manner and in doing so, deliver it welfare reform

0:07:20 > 0:07:22that will positively transform lives. I commend this statement to

0:07:22 > 0:07:25the I thank the Secretary. It is little surprise to see the for the

0:07:25 > 0:07:31statement. It is little surprise to see following months of Labour

0:07:31 > 0:07:34campaigning, the unanimous defeat on the announced reforms to the

0:07:34 > 0:07:36embattled Universal Credit programme in the budget yesterday. Following

0:07:36 > 0:07:38months of Labour campaigning, the unanimous defeat on the opposition

0:07:38 > 0:07:43day motion, with the rising debt and evictions, the reforms are causing

0:07:43 > 0:07:46so many of their constituents problems. We welcome any steps to

0:07:46 > 0:07:50improve the programme, not least the small disappointed that with the

0:07:50 > 0:07:52rising debt and evictions, the reforms are causing so many of their

0:07:52 > 0:07:54constituents problems. We welcome any steps to improve the programme,

0:07:54 > 0:08:03not least the detail of today's announcement. Let's sit back and

0:08:03 > 0:08:07look at the big picture. The government introduced Universal

0:08:07 > 0:08:13Credit with the promise is, to reduce child poverty by the head and

0:08:13 > 0:08:1630,000, to simplify the security system and to ensure that work

0:08:16 > 0:08:20always pays. As the mounting evidence has shown, Universal Credit

0:08:20 > 0:08:23is in the long hello. Those on lower incomes will only be is expected to

0:08:23 > 0:08:26wait for five weeks compared to the current six. Before I address the

0:08:26 > 0:08:28detail of today's announcement. Let's sit back and look at the big

0:08:28 > 0:08:30picture. The government introduced Universal Credit with the promises,

0:08:30 > 0:08:33to reduce child poverty by the head and 30,000, to simplify the security

0:08:33 > 0:08:35system and to ensure that were always pays. As the mounting

0:08:35 > 0:08:37evidence has shown, Universal Credit living up to these ambitions. Now it

0:08:37 > 0:08:39is announcements meet the government's contests. First, the

0:08:39 > 0:08:41reforms announced today are not being introduced until next year and

0:08:41 > 0:08:44will do nothing for the tens of thousands that are stuck in the

0:08:44 > 0:08:46six-week waiting period over Christmas. Anyone who has tried to

0:08:46 > 0:08:47to see if the Chancellor's announcements meet the government's

0:08:47 > 0:08:49contests. First, the reforms announced today are not being

0:08:49 > 0:08:52introduced until next year and will do nothing for the tens of thousands

0:08:52 > 0:08:54that are stuck in the six-week waiting period over Christmas.

0:08:54 > 0:08:58Anyone who has tried Universal Credit since Tuesday the 14th of

0:08:58 > 0:09:01November will now not get the first payment until after Christmas Day.

0:09:01 > 0:09:03This will mean tens of thousands of families going without over the

0:09:03 > 0:09:05festive period. Secondly, we are concerned that the government has

0:09:05 > 0:09:13only decided a single week, waiting period, taking it down to five.

0:09:13 > 0:09:15Under existing di WP guidance, claimants should be offered the

0:09:15 > 0:09:19option of being paid every two weeks, reflecting their previous

0:09:19 > 0:09:29employment a report published by the Resolution Foundation many people

0:09:29 > 0:09:37were paid more regularly than there was monthly to the monthly. I want

0:09:37 > 0:09:41to press him on why, given that it is so punitive. In relation to the

0:09:41 > 0:09:46advance payment, we have concerns in relation to the details of the

0:09:46 > 0:09:50extended repayment period. What additional debts does he expect the

0:09:50 > 0:09:54average claimant to incur? What is this department predict will be the

0:09:54 > 0:09:59average amount deducted from claimants' income? Our position

0:09:59 > 0:10:02remains the same. The Social Security system should prevent

0:10:02 > 0:10:07people getting into debt, not make matters worse. It is contrary to the

0:10:07 > 0:10:17conditions of Universal Credit that instead of affecting the

0:10:17 > 0:10:19self-employed. I want to press him on why, given that it is so

0:10:19 > 0:10:22punitive. In relation to the advance payment, we have concerns in

0:10:22 > 0:10:24relation to the details of the extended repayment period. What

0:10:24 > 0:10:26additional debts does he expect the average claimant to incur? What is

0:10:26 > 0:10:28this department predictable but the average amount deducted from

0:10:28 > 0:10:30claimants' income? Our position remains the same. The Social

0:10:30 > 0:10:32Security system should prevent people getting into debt, not make

0:10:32 > 0:10:34matters worse. It is contrary to the conditions of Universal Credit that

0:10:34 > 0:10:36instead of alleviating poverty, it will cause it, let alone an insult

0:10:36 > 0:10:39to people who are not able to make ends meet under reforms, to be under

0:10:39 > 0:10:41more risk, stress and concern. Turning to housing benefit proposal

0:10:41 > 0:10:44is not due to be introduced until April next year, nearly six months

0:10:44 > 0:10:47after the budget. Support for Red Bull two for the first when they

0:10:47 > 0:10:49receive payment. This is a three-week gap, which is still too

0:10:49 > 0:10:51long for people to call, leading to our viewers and evictions. Finally,

0:10:51 > 0:10:54this announcement is after the five when they receive payment. This is a

0:10:54 > 0:10:56three-week gap, which is still too long for people to call, leading to

0:10:56 > 0:11:02our viewers and evictions. Finally, this announcement did nothing to the

0:11:02 > 0:11:05key ambition that work will always pay. The swingeing cuts to Universal

0:11:05 > 0:11:07Credit have not been addressed, condemning war disabled people,

0:11:07 > 0:11:09children and other families to in a further nonsensical approach, the

0:11:09 > 0:11:15tans leaving a full-time worker on their minimum wage £900 a year worse

0:11:15 > 0:11:20off by 2020. Why has the government failed to give our workers the pay

0:11:20 > 0:11:25rise they deserve? The government seems content to leave the 17 year

0:11:25 > 0:11:28pay stagnation. In some planned increase to the national living

0:11:28 > 0:11:31wage, leaving a full-time worker on their minimum wage £900 a year worse

0:11:31 > 0:11:34off by 2020. Why has the government failed to give our workers the pay

0:11:34 > 0:11:36rise they deserve? The government seems content to leave the 17 year

0:11:36 > 0:11:46pay stagnation.

0:11:47 > 0:11:49In these measures for Universal Credit are not enough.They must be

0:11:49 > 0:11:51brought forward and amended and added to. We stand ready to work

0:11:51 > 0:11:53with the government to make the necessary changes. Failing that,

0:11:53 > 0:11:56they should stand aside and let a Labour government get on with the

0:11:56 > 0:11:59where to start? Let's start first of all with about people having to wait

0:11:59 > 0:12:03five wait five weeks. They can get a payment within five people do not

0:12:03 > 0:12:08have to wait five weeks. They can get a payment within five and an

0:12:08 > 0:12:13interest-free of an immaterial, I'm afraid is just completely

0:12:13 > 0:12:18unreasonable. And as being immaterial, I'm afraid is just

0:12:18 > 0:12:22completely unreasonable. And it as to when they receive the payments.

0:12:22 > 0:12:26We are making it more generous, we're getting people a longer period

0:12:26 > 0:12:30of time in which they. What an advance enables people to do is to

0:12:30 > 0:12:33have control as to when they receive the payments. We're making it more

0:12:33 > 0:12:35generous, we're getting people a longer period of time in which they

0:12:35 > 0:12:38repay it. But we more flexible by enabling people to get a making it

0:12:38 > 0:12:41more flexible by enabling people to get a what they if that is what they

0:12:41 > 0:12:47want. If that is what they she said the the honourable member suggests

0:12:47 > 0:12:50that we should move towards paying fortnightly, and she said the system

0:12:50 > 0:12:53how people's previous employment package how people's previous

0:12:53 > 0:13:03employment package paid only 3% of people in employment are paid 3% of

0:13:03 > 0:13:07people are if we are to have a system that has the flexibility of

0:13:07 > 0:13:12coping with people who are out of work, who are moving into work, a

0:13:12 > 0:13:15monthly. If we are to have a system that has the flexibility of coping

0:13:15 > 0:13:18with people who are out of work, who are moving into work, a is

0:13:18 > 0:13:22absolutely sensible, but we need to people can get access to money

0:13:22 > 0:13:31earlier, and that's exactly what we in that first assessment period, so

0:13:31 > 0:13:34that people can get access to money earlier, and that's exactly what we

0:13:34 > 0:13:39are delivering.

0:13:39 > 0:13:46They have sought to stand any of Universal Credit.I am not sure

0:13:46 > 0:13:53whether we heard a request for a report on zero by the honourable

0:13:53 > 0:13:58member today. In terms of reports, I would be fascinated what they mean.

0:13:58 > 0:14:05Not rolling it out to any new job centres? Or stopping any new

0:14:05 > 0:14:10claimants going on to Universal Credit at all? I am happy to talk

0:14:10 > 0:14:18afterwards. Is it new job centres are everybody? We are not getting an

0:14:18 > 0:14:24answer on that, Mr Speaker. If it means stopping it across the board,

0:14:24 > 0:14:30that would be a woeful lack of grasp of the operational realities. The

0:14:30 > 0:14:38idea you can suddenly switch everybody back onto jobseeker's

0:14:38 > 0:14:47allowance and ESA overnight would be ridiculous. We have listened to the

0:14:47 > 0:14:54constructive comments we have heard from members of all sides. And made

0:14:54 > 0:14:59some sensible reforms which can help people. Let's not forget, this is a

0:14:59 > 0:15:03welfare reform that will positively transform lives. I am proud that

0:15:03 > 0:15:07this Government is delivering eight and the party opposite might reflect

0:15:07 > 0:15:13on the fact that they are seen as a roadblock to this welcome reform.

0:15:13 > 0:15:18With crystal clarity I will say members who arrived after the

0:15:18 > 0:15:28statement began should not be standing and will not be called. In

0:15:28 > 0:15:31conformity with very long established practice in this House.

0:15:31 > 0:15:35I have often said this, I do not know why it is so difficult for some

0:15:35 > 0:15:41to grasp, but that is the reality of the matter. There is heavy business

0:15:41 > 0:15:46to follow, a very large number of colleagues wishing to participate in

0:15:46 > 0:15:51the continuation of the Budget debate. The pity in your questions.

0:15:51 > 0:15:56These are synced -- these are

0:16:05 > 0:16:09the whole roll-out of Universal Credit was set their ability by this

0:16:09 > 0:16:19so they could respond to needs and problems that exist.I will say I

0:16:19 > 0:16:22congratulate him for having secured from the chance that what is nearly

0:16:22 > 0:16:27£1.5 billion to help in the process of the roll-out, particularly people

0:16:27 > 0:16:31transferring across housing benefit and on the waiting days, giving

0:16:31 > 0:16:37flexibility to advisers. Can I urge him that Universal Credit is not

0:16:37 > 0:16:42just about getting people into work, it was to find the people who have

0:16:42 > 0:16:45the greatest problems and with universal support helped change

0:16:45 > 0:16:50their lives. Can I urge him to look carefully at universal support and

0:16:50 > 0:16:55make sure that is rolling out absolutely alongside that to make

0:16:55 > 0:16:57this a very good, successful roll-out and my congratulations

0:16:57 > 0:17:07again.Can I thank him for his kind words. And once again acknowledge

0:17:07 > 0:17:11the tremendous work that my right honourable friend made in driving

0:17:11 > 0:17:16forward Universal Credit. I think it will be a truly great achievement

0:17:16 > 0:17:21for this Government as we deliver this. In terms of universal support,

0:17:21 > 0:17:33he is right. I recently visited a Jobcentre. Because of the support

0:17:33 > 0:17:42they had received in regard to information technology in making a

0:17:42 > 0:17:45claim, they were more confident, made their first grocery order

0:17:45 > 0:17:50online. That might be a small matter to some of us but that was helping

0:17:50 > 0:17:54someone make progress in life. That is what Universal Support and

0:17:54 > 0:18:01Universal Credit is delivering.I have no desire to be unkind. The

0:18:01 > 0:18:08honourable gentleman was late. He came in after the statement had

0:18:08 > 0:18:12started. I said if members are light they should not stand and should not

0:18:12 > 0:18:22be called. -- late. Please, in your own interests and out of respect to

0:18:22 > 0:18:32the House, do not do it.Thank you for advanced site of the statement.

0:18:32 > 0:18:36I suppose we should be grateful that the DWP and Chancellor are accepting

0:18:36 > 0:18:42the failing by making these changes but this was not the robust than

0:18:42 > 0:18:45compounds of response it should have been. It should have been halted and

0:18:45 > 0:18:55fixed. The misery it is causing. Reducing the six weeks weight is

0:18:55 > 0:18:58welcome but five weeks is still too long. Many people wait longer than

0:18:58 > 0:19:05that. The Secretary of State us the answer, the Scottish Government are

0:19:05 > 0:19:14allowing people to receive payments fortnightly. There's an zero hour

0:19:14 > 0:19:21contracts, showing respect to them. -- those on zero hour contracts.

0:19:21 > 0:19:31Work does not pay for people and Universal Credit, CPI is so high. I

0:19:31 > 0:19:36will he look into the number of DWP cancelled PIP assessments and at no

0:19:36 > 0:19:43cost to the Treasury will the legacy benefits and third-party consents be

0:19:43 > 0:19:49removed for people in difficulty especially disabled and the

0:19:49 > 0:20:03terminally ill?Explicit consent, there is no need. First of all, in

0:20:03 > 0:20:07terms of delays, and moving it fortnightly, I am aware the Scottish

0:20:07 > 0:20:11Government is taking a different approach in terms of moving it. The

0:20:11 > 0:20:16way they are doing that is by ensuring that the second payment at

0:20:16 > 0:20:20the end of the second assessment period is half of what it would be

0:20:20 > 0:20:26in England and Wales. Deferring it and then paying it a fortnight

0:20:26 > 0:20:31later. If the Scottish Government are happy with that and will defend

0:20:31 > 0:20:35that the Scottish people, they are welcome to do it but it seems

0:20:35 > 0:20:43strange way of delivering it. In terms of the public finances, we

0:20:43 > 0:20:50fought the 2015 General Election to find savings with the welfare Budget

0:20:50 > 0:20:59and will deliver those savings.Does he anticipate a increase in

0:20:59 > 0:21:06short-term crimes and did he consider spending the money on the

0:21:06 > 0:21:14tape and is not removing the waiting days.There will be debate about the

0:21:14 > 0:21:18taper and that will be under review. There is a issue in terms of the

0:21:18 > 0:21:22first assessment period we have acknowledged, helping people over

0:21:22 > 0:21:27that period. That is why we made pages to the advances system in a

0:21:27 > 0:21:30tub. At the time I said we would continue to look at this and that is

0:21:30 > 0:21:38why we have announced the package. We'll be Secretary of State gave a

0:21:38 > 0:21:43commitment to this House that he will bring forward the loan scheme

0:21:43 > 0:21:50and open those job centres and the helplines which will be closed for

0:21:50 > 0:21:548-10 days over Christmas to prevent any of my constituents being hungry?

0:21:54 > 0:22:06May I congratulate him also in providing a financial armlock to the

0:22:06 > 0:22:13Treasury...I have to say, relations with the Treasury and my department

0:22:13 > 0:22:17are very good at the moment.

0:22:23 > 0:22:30That could not always be said. In terms of Christmas, this is a

0:22:30 > 0:22:35serious point, it is worth bearing in mind that for those people who

0:22:35 > 0:22:43open a new claim in for example mid-December, they can get a 50%

0:22:43 > 0:22:46advance then knowing that they will come back and get the other 50% in

0:22:46 > 0:22:51the New Year. In terms of the operation of Christmas, DWP will

0:22:51 > 0:22:57continue to operate, a lot of effort is put into making sure the payment

0:22:57 > 0:23:03system works over the Christmas period.I thank the Secretary of

0:23:03 > 0:23:07State for this and to colleagues from across the House and is very

0:23:07 > 0:23:11welcome package of changes to Universal Credit, in particular the

0:23:11 > 0:23:16seven working days and the packages he has introduced to improve the

0:23:16 > 0:23:19loans available, advances upfront and changes to housing benefit.

0:23:19 > 0:23:23Would he join me in thanking Citizens Advice bureau who do so

0:23:23 > 0:23:27much to support all our constituents and also have welcome to these

0:23:27 > 0:23:33changes?She is absolutely right to draw attention to Citizens Advice.

0:23:33 > 0:23:38We have engaged on with them. I spoke to their chief executive

0:23:38 > 0:23:43yesterday. I have a meeting with her later on today. We will continue to

0:23:43 > 0:23:48work closely with Citizens Advice. I am keen to ensure that when it comes

0:23:48 > 0:23:52to universal support we can continue to work closely with Citizens Advice

0:23:52 > 0:23:55because they provide a huge amount of practical support and help to

0:23:55 > 0:24:01people.The Secretary of State's characterisation of the tax credit

0:24:01 > 0:24:06system is wrong. I very much welcome the helpful steps he has announced

0:24:06 > 0:24:08the latest at clearing up the problems he has inherited. Will he

0:24:08 > 0:24:13make available large print versions of the documentation about these

0:24:13 > 0:24:18changes? Does he accept that if someone who is paid by the week and

0:24:18 > 0:24:23has no savings loses their job that denying them any income at all for

0:24:23 > 0:24:26five weeks is causing a serious problem which offering a loan does

0:24:26 > 0:24:35not resolve?Nobody is left without financial support at all. The

0:24:35 > 0:24:40flexibility of the advanced system is one that actually if you look at

0:24:40 > 0:24:46this compare to the system that was in place before the legacy system

0:24:46 > 0:24:50can help people if you are going onto jobseeker's allowance for

0:24:50 > 0:24:53example, Universal Credit will provide more support out there. I

0:24:53 > 0:24:58will look at the issue in terms of a large print version. And perhaps on

0:24:58 > 0:25:07another occasion debate at some length the tax credit system. Not

0:25:07 > 0:25:10only the disincentives within it but the huge difficulties that the

0:25:10 > 0:25:18roll-out tax credit caused in 2003 that were still reverberating when I

0:25:18 > 0:25:25entered the House in 2005.I welcome the statement this morning. Could he

0:25:25 > 0:25:28just touch on the statement he said there would be extra support for

0:25:28 > 0:25:34tenants in the private rented sector. Could he expand on that,

0:25:34 > 0:25:38will that includes access for landlords to the portal that is

0:25:38 > 0:25:41available for social landlords?In terms of support for the private

0:25:41 > 0:25:45rented sector, since the reforms made in 2008 we must remember most

0:25:45 > 0:25:49tenants of the private rented sector received housing benefit directly

0:25:49 > 0:25:55rather than getting it from landlord. 30% have alternative

0:25:55 > 0:26:01payment of a mention -- payment arrangements of the money goes

0:26:01 > 0:26:06directly to the landlord. Going forward once we change those people

0:26:06 > 0:26:09who already have alternative payment arrangements the presumption will be

0:26:09 > 0:26:13that will continue, the money will go therefore to the landlord rather

0:26:13 > 0:26:19than the tenant. We are constantly looking at ways in which we can as

0:26:19 > 0:26:26your support. And the housing benefit conditional Pateman --

0:26:26 > 0:26:30transitional payment will be additional support to help people as

0:26:30 > 0:26:38they migrate to Universal Credit. The changes are very welcome to

0:26:38 > 0:26:44tackle some of the glaring problems in Universal Credit. Social

0:26:44 > 0:26:47landlords and others are still extremely worried about the impact

0:26:47 > 0:26:56of potential arrears. Would he worked with his colleagues in DCRG

0:26:56 > 0:27:02and as the social landlords making sure they do not go for grounds

0:27:02 > 0:27:04eight possession requirements which reduced the flexibility of the court

0:27:04 > 0:27:08when it comes to dealing with arrears. It is critical we do we can

0:27:08 > 0:27:18to prevent going ahead with tenants falling into arrears. -- prevent

0:27:18 > 0:27:23eviction going ahead.I know the constructive approach taken from a

0:27:23 > 0:27:29number of those on the backbenches from the party opposite... In terms

0:27:29 > 0:27:36of evictions, it is important that pre-action protocol is a respected.

0:27:36 > 0:27:39There have been reports for example the Leader of the Opposition made

0:27:39 > 0:27:43some comments about what happened with Gloucester city which turned

0:27:43 > 0:27:47out to be wildly inaccurate and I think he should apologise. But we

0:27:47 > 0:27:53are very keen to work with, constructively, landlords bowed in

0:27:53 > 0:27:58social and private sectors and what is important that we debate is in a

0:27:58 > 0:28:01reasonable way without causing unnecessary stress by

0:28:01 > 0:28:03scaremongering, which the Leader of the Opposition did.

0:28:10 > 0:28:14I welcome the announcement this morning. Successful completion of

0:28:14 > 0:28:16the roll-out does require ongoing dialogue with a variety I welcome

0:28:16 > 0:28:18the announcement this morning. Successful completion of the

0:28:18 > 0:28:20roll-out does require ongoing dialogue with a variety of, local

0:28:20 > 0:28:27housing authorities, local landlords. Can he provide an

0:28:27 > 0:28:32assurance that he will continue to liaise with these charities, local

0:28:32 > 0:28:34landlords.Can he provide an assurance that he will continue to

0:28:34 > 0:28:37liaise with certainly, I can do that's been one of the things that's

0:28:37 > 0:28:42been pleasing about the Chancellor is a warm and broad support for

0:28:42 > 0:28:49these changes from the trust trust, the Citizens Advice Bureau, the

0:28:49 > 0:28:54Landlord Associations and so on. Engaging closely with all of those

0:28:54 > 0:28:57organisations and partners is absolutely key to to the Chancellor

0:28:57 > 0:28:59is a warm and broad support for these changes from the trust trust,

0:28:59 > 0:29:01the Citizens Advice Bureau, the Landlord Associations and so on.

0:29:01 > 0:29:03Engaging closely with all of those organisations and partners is

0:29:03 > 0:29:06absolutely key to deliver this I think the most significant part of

0:29:06 > 0:29:10the I think the most significant part of the that we must remember

0:29:10 > 0:29:14that Universal Credit is aimed at supporting those out of work to move

0:29:14 > 0:29:21into work.That would make perfect sense as this was the Minister is

0:29:21 > 0:29:23the statement that we must remember that Universal Credit is aimed at

0:29:23 > 0:29:26supporting those out of work to move into work. That would make perfect

0:29:26 > 0:29:33sense as this was Will the Secretary of State at least JSA. But there are

0:29:33 > 0:29:36many people here who are nowhere near work, the severely disabled and

0:29:36 > 0:29:38they seem to be missing from the steps that the Chancellor Trigg

0:29:38 > 0:29:44yesterday. Will the Secretary of State at that Universal Credit is

0:29:44 > 0:29:47failing the most disabled and tell us what he plans to do to address

0:29:47 > 0:29:49the concerns that the right honourable gentleman raised about

0:29:49 > 0:29:51those most seriously disabled people, who have been failed by

0:29:51 > 0:29:53Universal Credit I don't accept his I don't accept his characterisation

0:29:53 > 0:29:58either of Universal Credit or what. It provides support for those who

0:29:58 > 0:30:04need it. In terms of the severe. It provide support for those who need

0:30:04 > 0:30:06it. In terms of the severe disability premium it is worth

0:30:06 > 0:30:13bearing in mind that this was not a reduction in the overall amount of

0:30:13 > 0:30:15it is worth bearing in mind that this was not a reduction in the

0:30:15 > 0:30:24overall amount but as I say, Universal Credit is about providing

0:30:24 > 0:30:26support to when this was introduced. It was designed to widen the support

0:30:26 > 0:30:29that was provided. But as I say, Universal Credit is about providing

0:30:29 > 0:30:34support, but it's getting people closer to work and into work where

0:30:34 > 0:30:41that, it's absolutely the right thing to yesterday I warmly welcome

0:30:41 > 0:30:48the £1.5 billion announced will he confirm that as the roll-out of ten

0:30:48 > 0:30:51to the loss of the waiting time. Will he confirm that as the roll-out

0:30:51 > 0:30:54of and learn will continue to be an essential part of that process?

0:30:54 > 0:30:59Absolutely. And I want to be clear we constantly look at ways we can

0:30:59 > 0:31:02refine and improve, and have set out a number of things were going to do

0:31:02 > 0:31:06over the months ahead to make this system work as well as it possibly

0:31:06 > 0:31:10can. But I would make this point, as of today, Universal Credit is

0:31:10 > 0:31:18already a better system than the legacy system.Smaller housing

0:31:18 > 0:31:22associations in Glasgow are telling me they don't know summer is on

0:31:22 > 0:31:26Universal Credit until they fall into arrears, so can I press you to

0:31:26 > 0:31:30ensure that all housing associations, no matter their size,

0:31:30 > 0:31:34get access to the landlord portal, to eliminate barriers and to make

0:31:34 > 0:31:39sure housing associations don't fall into financial difficulties?He

0:31:39 > 0:31:43makes a reasonable point. The landlord portal is reasonable step

0:31:43 > 0:31:46forward. Starting with the artist landlords, because that's the

0:31:46 > 0:31:53quickest way of getting as many people able to benefit it. But yes,

0:31:53 > 0:31:57the use of the landlord portal as that is ruled out, will be one that

0:31:57 > 0:32:01I think will be very helpful for housing associations and councils as

0:32:01 > 0:32:10well as the DWP.On a recent visit to a local job centre, staff were

0:32:10 > 0:32:14hugely positive about Universal Credit. IT skills and computer

0:32:14 > 0:32:20access for the claimants was vital. Could he joined me in thanking job

0:32:20 > 0:32:23centre staff across the UK for remaining positive about the

0:32:23 > 0:32:32benefits, particularly on those stuck on the 16 hour contracts?She

0:32:32 > 0:32:35makes an excellent point. I have similar experience of visiting job

0:32:35 > 0:32:40centres and being struck by the impunity as of the staff for

0:32:40 > 0:32:43Universal Credit. I would certainly urge members on all sides go and

0:32:43 > 0:32:48visit their job centre, topped the staff there. The work cultures and

0:32:48 > 0:32:53job centre staff generally are doing excellent work, transforming lives,

0:32:53 > 0:32:57and they believe overwhelmingly that Universal Credit is giving them the

0:32:57 > 0:33:01tools to help people transform their lives. That is what this reform is

0:33:01 > 0:33:05all about, that is why I am so determined to deliver it and that is

0:33:05 > 0:33:10why I am so pleased we have a united support for it today on this side of

0:33:10 > 0:33:18the house.Given the government assumptions on minimum incomes, the

0:33:18 > 0:33:21so-called floor which penalises self-employed people on low incomes,

0:33:21 > 0:33:25will the Secretary of State please review these rules that are putting

0:33:25 > 0:33:30people at my constituent Tracy out of business and into debt?The

0:33:30 > 0:33:35minimal income floor is an important part of our system, but if you don't

0:33:35 > 0:33:43have that, you can leave the system, where were not able to help people

0:33:43 > 0:33:47in self-employed jobs at frankly I'm not giving them sufficient income to

0:33:47 > 0:33:52have the living standards they would want. We have to provide support to

0:33:52 > 0:33:56those people, so they have a sustainable job that provide

0:33:56 > 0:33:59sufficient income to them and does not provide an unfair burden on the

0:33:59 > 0:34:08taxpayer.I can fracture rate him on these welcome changes. Can I ask and

0:34:08 > 0:34:12then he expects to have the new guidance out on managed payments to

0:34:12 > 0:34:16landlords and where that this might be available to existing Universal

0:34:16 > 0:34:20Credit claimants as well as new claimants?We will have that

0:34:20 > 0:34:24guidance out in the course of December, so we will be moving

0:34:24 > 0:34:32quickly on that. In terms of... This is designed for those who have

0:34:32 > 0:34:36previously been on housing benefit with an alternative payment

0:34:36 > 0:34:40arrangement. Of course, work cultures, as they engage with new

0:34:40 > 0:34:44claimants, where they identify that the right approach is for an

0:34:44 > 0:34:49alternative payment arrangement to exist, in other words, the money

0:34:49 > 0:34:51goes to the landlords, then that is something that they can take

0:34:51 > 0:34:57forward.I very much welcome the announcement about their housing

0:34:57 > 0:35:01benefit run on and I was even more pleased to hear the Secretary of

0:35:01 > 0:35:04State say that would not be an advance, but would be an award. But

0:35:04 > 0:35:08can he say why it will not be available to those who have not

0:35:08 > 0:35:11previously been in receipt of housing benefit? Because as he will

0:35:11 > 0:35:16know, rent arrears have been one of the features of Universal Credit

0:35:16 > 0:35:21that has caused most difficulties and higher levels of debt.The

0:35:21 > 0:35:23design of this housing benefit transitional payment is for those

0:35:23 > 0:35:29people who have previously been on housing benefit, so that is our

0:35:29 > 0:35:34claim already there. So that is why we've done it. But can I thank her

0:35:34 > 0:35:42for this?As the Secretary of State will know, Universal Credit services

0:35:42 > 0:35:47are due to be rolled out to Torbay in me 2018. What efforts will he be

0:35:47 > 0:35:52making to make sure staff are trained and unaware of the advances

0:35:52 > 0:35:55available, because it's something people may not be quite so confident

0:35:55 > 0:36:02of doing when they first put in a claim?We changed that guidance on

0:36:02 > 0:36:05advances in October. It is already the case in July and August on

0:36:05 > 0:36:09behalf of people were taking up in advance. From my visit to job

0:36:09 > 0:36:13centres, the system has improved. But the increased flexibility on

0:36:13 > 0:36:18advances, it may well prove to be even more widely used, we shall see.

0:36:18 > 0:36:21He raises a very good point about training. I have to say, having

0:36:21 > 0:36:27visited job centres that have just launched a full service, I was

0:36:27 > 0:36:32impressed by the level of training and the support that one job centre,

0:36:32 > 0:36:36which has perhaps had it for awhile, then provides to a new job centre,

0:36:36 > 0:36:43and that degree of co-operation was proving to be very effective.The

0:36:43 > 0:36:46Secretary of State is putting up £8 million to develop evidence about

0:36:46 > 0:36:51what works to help people progress in work. I've done the job ready for

0:36:51 > 0:36:55nothing. He needs to restore the £3 billion worth of power and of work

0:36:55 > 0:37:00allowances that he cancelled from 2015 on words and to help briefly

0:37:00 > 0:37:04the economy, he could also start lifting the benefits freeze. Will he

0:37:04 > 0:37:14do that?If that is an attempt from the Liberal Democrats to find an

0:37:14 > 0:37:18economy issue, I don't think he's found that. I understand the cases

0:37:18 > 0:37:22making. We obviously have to balance what is affordable than the public

0:37:22 > 0:37:32finances. But I would break the portrait that Universal Credit, yes

0:37:32 > 0:37:35fines savings in terms of error within the system, but is not an

0:37:35 > 0:37:38overall reduction on what they were previously spending on the legacy

0:37:38 > 0:37:45benefits.I warmly welcome his statement. Can he update the house

0:37:45 > 0:37:49on exactly how many people, in receipt of Universal Credit, have

0:37:49 > 0:37:54actually gone on into work as a direct result of going onto this new

0:37:54 > 0:37:57system, because that is its intention and we should be singing

0:37:57 > 0:38:02that from the rooftops.It is the case that there have been three

0:38:02 > 0:38:08studies that have compared it versus the legacy benefits and all three

0:38:08 > 0:38:12cases, a higher proportion have gone on to work and progressed in work

0:38:12 > 0:38:18than was the case with the legacy benefits. It's also the case that

0:38:18 > 0:38:23the greater flexibility within the system, so people are not stuck on

0:38:23 > 0:38:2716 hours that is undoubtedly the case at the moment, the analysis

0:38:27 > 0:38:32that we have done, which has been peer reviewed, suggests be something

0:38:32 > 0:38:37like 250,000 more jobs in the economy and was the case we not meet

0:38:37 > 0:38:41that reform. That is about 400 people per constituency, that is

0:38:41 > 0:38:50something I am proud of.Low-paid workers in receipt of Universal

0:38:50 > 0:38:54Credit are set to lose at next month, simply because there are five

0:38:54 > 0:38:56paydays in December. What urgent action bowl the department take to

0:38:56 > 0:39:07address this ridiculous anomaly.I saw that report on money box. It was

0:39:07 > 0:39:10confused, it was misleading in its alarmist tone, it was inaccurate in

0:39:10 > 0:39:17the numbers it was using. The principle of Universal Credit is

0:39:17 > 0:39:24that if you earn more in your earnings, you get less in Universal

0:39:24 > 0:39:28Credit. If you get less in your earnings, you get more Universal

0:39:28 > 0:39:31Credit. That is the principle that applies. I do think that should be

0:39:31 > 0:39:39shocking to anybody.I warmly welcome his statement and I thank

0:39:39 > 0:39:42him and the Minister of State for their hard work that the additional

0:39:42 > 0:39:45support to the most vulnerable in society. Can he confirmed that the

0:39:45 > 0:39:51housing benefit payments will not be repayable and that will again help

0:39:51 > 0:39:56the most vulnerable as they transition onto Universal Credit?

0:39:56 > 0:40:00Absolutely, we will not recover it, it will not reduce what people are

0:40:00 > 0:40:04entitled to under Universal Credit. It is additional support for people

0:40:04 > 0:40:06as they move over from housing benefit to Universal Credit and I

0:40:06 > 0:40:13hope it will have the support of the whole house.I acknowledge much in

0:40:13 > 0:40:21the statement. With regards to the Citizen Advice Bureaus and local

0:40:21 > 0:40:24authorities, can you confirm two things, firstly that there will be

0:40:24 > 0:40:27additional funds available to the third-party sector to help with the

0:40:27 > 0:40:31collaboration and secondly, have you looked at implied is concerned,

0:40:31 > 0:40:34which would cut a huge amount of weight time, in respect of advice

0:40:34 > 0:40:43given?There are confidentiality issues that we have to deal with. In

0:40:43 > 0:40:46terms of the funding, and not necessarily going to get drawn on

0:40:46 > 0:40:51that today, but I would say that we do find universal support, providing

0:40:51 > 0:40:55the support that my right honourable friend, the member for Chingford,

0:40:55 > 0:41:03was talking about, which is helping to transform lives.Just checking. I

0:41:03 > 0:41:08chair the board of a housing association that has 20,000 homes

0:41:08 > 0:41:12operating across 18 local authorities, and I don't want those

0:41:12 > 0:41:14residents are necessarily disturbed by the scaremongering from the

0:41:14 > 0:41:22benches opposite. Can the Minister confirm that those claimants can get

0:41:22 > 0:41:26an emergency payments, up to 100% of their monthly entitlements, with all

0:41:26 > 0:41:35only a few days?He is absolutely right. We will have that 100%

0:41:35 > 0:41:41advance system available in the New Year. But let me come back to this.

0:41:41 > 0:41:45The Leader of the Opposition said that one in eight people from one

0:41:45 > 0:41:49city council had been evicted because of Universal Credit. It

0:41:49 > 0:41:52turns out it wasn't one in eight, it was eight and it turns out it wasn't

0:41:52 > 0:41:55because of Universal Credit, it was because of other problems that had

0:41:55 > 0:41:59arisen, including in one case, someone you haven't lived in the

0:41:59 > 0:42:06property for 18 months.

0:42:06 > 0:42:09Mr Speaker, my local authority of Denbighshire and till recently had

0:42:09 > 0:42:13the highest levels of household debt in the whole of the country. People

0:42:13 > 0:42:19were forced into the arms of loan sharks, pawn shops and payday loans.

0:42:19 > 0:42:25Will the government's decision to encourage Universal Credit

0:42:25 > 0:42:30recipients to apply and accept government loans, will that increase

0:42:30 > 0:42:36or decrease the level of household debt in Denbighshire?If we want to

0:42:36 > 0:42:41stop people falling prey to loan sharks, the flexibility of advances

0:42:41 > 0:42:45within this system, including and in addition budgeting loans to help

0:42:45 > 0:42:52people with white goods, is exactly the right way. If we don't offer

0:42:52 > 0:43:00that the risks he sets out will be real.The government said it is

0:43:00 > 0:43:04allocating £8 million over four years to support trials of evidence

0:43:04 > 0:43:08of what works principles. Can I ask what trials will be put in place

0:43:08 > 0:43:12specifically for disabled people, other than child Universal Credit

0:43:12 > 0:43:18itself. Will the Secretary of State meet with the disability APPG I

0:43:18 > 0:43:23chaired to listen to the voice of disabled people and what works?Of

0:43:23 > 0:43:28course we engage and listen to the voices of disabled people. We got

0:43:28 > 0:43:35strong welcomes from some of those disabled groups yesterday. But I

0:43:35 > 0:43:40would say, in terms of the tests and learn approach to that, we've just

0:43:40 > 0:43:45made an announcement yesterday, we are designing those trials. The

0:43:45 > 0:43:50purpose is to ensure that people can progress in work.The Minister

0:43:50 > 0:43:56claims Universal Credit is constantly improving and that he is

0:43:56 > 0:44:00responding to concerns. Will he respond to my concern and the

0:44:00 > 0:44:03concerns of the child poverty action group who claimed that the

0:44:03 > 0:44:08government is knowingly putting 200,000 children into poverty as a

0:44:08 > 0:44:14result of the two child cap, and knowingly having a disproportionate

0:44:14 > 0:44:19impact as a result and that the file rape clause is stigmatising women in

0:44:19 > 0:44:25Northern Ireland, putting them in danger?We have got transitional

0:44:25 > 0:44:29protection in there but I would make the point as she represents a

0:44:29 > 0:44:34Scottish constituency but if the Scottish Government wants to provide

0:44:34 > 0:44:38support for third and fourth and fifth children, they can provide

0:44:38 > 0:44:47exactly that.The Minister may be interested to know that citizens

0:44:47 > 0:44:52advice Scotland carried out a survey and determined 32% of my

0:44:52 > 0:44:57constituents don't have access to the internet and a further 32% would

0:44:57 > 0:45:02have difficulty accessing the online service Universal Credit system.

0:45:02 > 0:45:04With the Minister consider additional measures to ensure that

0:45:04 > 0:45:10the interface with the system is improved so those claimants of

0:45:10 > 0:45:13Universal Credit have increased confidence they can access the

0:45:13 > 0:45:21system efficiently?The vast majority of people have access

0:45:21 > 0:45:25online, but of course it is possible for people to access these

0:45:25 > 0:45:27facilities in Job