01/09/2014

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:00:00. > :00:00.We reveal how criminals can clone your credit card.

:00:07. > :00:09.Tonight, the chip and PIN scam ` we reveal how easy it is

:00:10. > :00:14.If you're making a transacthon, and you're still being ripped off,

:00:15. > :00:16.and your details are still being taken,

:00:17. > :00:18.there is absolutely nothing you c`n do.

:00:19. > :00:21.We track down the man supplying machhnes that

:00:22. > :00:27.Are you making a lot of money out of it?

:00:28. > :00:31.The dangers of sugar ` radio presenter James Whale goes

:00:32. > :00:36.Sometimes we don't realise that the ordinary things we buy dvery day

:00:37. > :00:42...to find out why sugar is so bad for us.

:00:43. > :00:44.And fighting the invaders that are adding millions

:00:45. > :00:47.Revealing the stories that matter closer

:00:48. > :00:59.to home ` that's Inside Out for the East of Dngland.

:01:00. > :01:03.Thanks for joining me for the new series of Insidd Out.

:01:04. > :01:06.Now, over the next nine weeks, I'll be bringing you the stories that

:01:07. > :01:08.matter to us here in the East of England.

:01:09. > :01:11.First, do you remember when chip and pin machines replaced

:01:12. > :01:17.in shops, we were told it'd help to protect us from fratd, but

:01:18. > :01:18.an Inside Out investigation has revealed that

:01:19. > :01:26.adapted equipment to steal our bank details and our money.

:01:27. > :01:29.For the last nine months, wd've been working undercover to get to a

:01:30. > :01:36.In Jonathan Gibson's exclusive report ` we confront him.

:01:37. > :01:39.It's Friday night, and for lost of us, the weekend has started.

:01:40. > :01:53.If, like me, you have never got cash, a card comes in handy.

:01:54. > :02:00.For ten years now, we have `ll been using these ` chip and pin lachines.

:02:01. > :02:06.And the place I've come for dinner is no different.

:02:07. > :02:08.Remember when we used to sign for things in shops?

:02:09. > :02:14.The banks told us chip and pin would be much safer.

:02:15. > :02:20.Her card details were stolen at a garage.

:02:21. > :02:25.The card was cloned using a machine that cloned it, and also thdre was a

:02:26. > :02:36.video camera setup to record the PIN number being put into the m`chine.

:02:37. > :02:39.So they got two lots of information, and ?400 was taken out

:02:40. > :02:41.on a couple of occasions in Malaysia from our bank account.

:02:42. > :02:49.But a quick look online shows there are many more victims.

:02:50. > :02:55.There are the good people on there, like the innocent victims,

:02:56. > :03:00.I am talking to a man who knows all about stolen numbers.

:03:01. > :03:15.Funnily enough, I haven't mentioned I'm a journalist.

:03:16. > :03:17.He thinks I own a restaurant with card customers.

:03:18. > :03:20.But I need to gain his trust, and that is taking months.

:03:21. > :03:26.But one day, he tells me a parcel is in the post.

:03:27. > :03:32.I have spent months gaining this criminal's

:03:33. > :03:36.confidence, but he still dods not trust me completely.

:03:37. > :03:39.He has finally agreed to ch`t, but he is banking on staying

:03:40. > :03:53.He tells me the machine he has sent me remembers people's card numbers.

:03:54. > :04:01.Once you swipe it, the data has been saved

:04:02. > :04:04.from the first swipe, and the PIN is stored and now that is there

:04:05. > :04:06.That is everything he needs to steal people's PINs.

:04:07. > :04:10.Do it like the restaurant's receipt books, because it is customhsable.

:04:11. > :04:13.He has told me to put this drror message on the receipt

:04:14. > :04:26.so that customers will think the machine is not working.

:04:27. > :04:30.their real payment. What I now need to work out is how to put

:04:31. > :04:33.found the answer. Pay`as`yot`go debit cards `

:04:34. > :04:37.You can only spend what you put on them.

:04:38. > :04:41.I need him to think they belong to my customers.

:04:42. > :04:46.He has told me I will need to download the data using somd

:04:47. > :04:54.A couple more connections, and we are ready to rock.

:04:55. > :05:00.Is it downloading? It is receiving stuff.

:05:01. > :05:03.OK, when it is done downloading send me the file when it is done.

:05:04. > :05:08.He has just e`mailed me through the rest of the card numbers,

:05:09. > :05:16.In a couple of minutes, he has everything he needs to make

:05:17. > :05:25.exact copies of all of thesd cards, which can then use cash points.

:05:26. > :05:32.He's done that already ` tile and time again.

:05:33. > :05:35.Her card was cloned at a garage.

:05:36. > :05:39.What does she think about the way chip and pin fraud has moved on

:05:40. > :05:42.If you are making a transaction and still being ripped off, and your

:05:43. > :05:46.details are still being takdn, it is worrying because there is nothing as

:05:47. > :05:56.But if Lucy is surprised, what will the banks think?

:05:57. > :05:59.I think the encouraging thing is that these frauds are very rare

:06:00. > :06:02.We have only seen one recent incident,

:06:03. > :06:05.and we're seeing convictions in the Old Bailey the moment for that.

:06:06. > :06:10.We know the existing advice is to protect your PIN.

:06:11. > :06:12.With something like that, there is no point.

:06:13. > :06:16.It is the device itself that takes the PIN number.

:06:17. > :06:19.The first reassurance to give everybody when it comes to this type

:06:20. > :06:23.of fraud, and it is very rare, is that even if you are

:06:24. > :06:27.the victim of it, you will receive a full refund of all of your losses.

:06:28. > :06:30.With this type of fraud, in common with others as well,

:06:31. > :06:35.we always advise consumers to check their statements.

:06:36. > :06:43.All of the cards are in my name so I can check what is happdning to

:06:44. > :06:48.They have never left my wallet, but according to the transaction

:06:49. > :06:54.history, they have been emptied of cash in the Philippines.

:06:55. > :06:57.So either he is stealing my money, or someone he knows is.

:06:58. > :06:59.But he has also sent me a second machine,

:07:00. > :07:06.He has taken cash out in the Philippines,

:07:07. > :07:12.I have also sent money to C`nada for the cables he posted.

:07:13. > :07:16.He could be on either side of the world.

:07:17. > :07:30.How about I tell him I have broken the machine?

:07:31. > :07:34.I'm hoping he will ask me to send it for repair, and if he trusts me

:07:35. > :07:40.He has taken the bait, telling me to send it to

:07:41. > :07:46.But this is one parcel I plan to deliver by hand.

:07:47. > :08:07.I'm heading out of town, 25 miles along the freeway to Pickerhng.

:08:08. > :08:12.Is the guy that we have been given the address

:08:13. > :08:16.That we've been talking to for, what, months now?

:08:17. > :08:25.But there is only one way to be sure, and that means me plaxing

:08:26. > :08:28.postie. Yes, we're happy to help at TRN Couriers.

:08:29. > :08:33.So the accent needs work, btt I m hoping the uniform will shine.

:08:34. > :08:36.We have a tracker inside the machine, and a secret c`mera.

:08:37. > :08:55.Yep, it is Marcus Montague, and he signs

:08:56. > :09:18.No, I can't accept if I don't know about it.

:09:19. > :09:29.I would like to ask you a couple of questions about your involvement

:09:30. > :09:41.We have been sending deliveries to your address, and you have

:09:42. > :09:49.Don't run us over. We are asking questions.

:09:50. > :09:52.Who are you actually involvdd with, then?

:09:53. > :10:07.Are you making a lot of mondy out of it?

:10:08. > :10:13.Raised a few more questions, perhaps.

:10:14. > :10:22.But whatever the case, he w`s not very keen to hang around, w`s he?

:10:23. > :10:27.I think that's probably the last we will see of him, at least for now.

:10:28. > :10:30.Can I have a couple of pounds of plums, and some apples as well?

:10:31. > :10:33.Back home, I am still in the market for answers.

:10:34. > :10:36.But VeriFone, which makes the machines,

:10:37. > :10:52.VeriFone says the fraud is not a result of tampering with VeriFone

:10:53. > :10:57.devices, and requires the collusion of two crimin`ls.

:10:58. > :10:59.The company says it takes the security

:11:00. > :11:08.It works with authorities to uncover fraud.

:11:09. > :11:21.If you have been the victim of chip and PIN fraud or

:11:22. > :11:24.if there is something else xou think we should be looking

:11:25. > :11:29.You're watching Inside Out from the East of England.

:11:30. > :11:32.Coming up, the invaders addhng millions of pounds to water bills.

:11:33. > :11:34.Eventually they will choke the plant.

:11:35. > :11:44.It will be a couple of weeks and we would have to stop production.

:11:45. > :11:46.Now we know we're supposed to have our five a day.

:11:47. > :11:50.and we know there's a guidance on how much

:11:51. > :11:55.Do you know how much you eat, and how much you should havd?

:11:56. > :11:58.Well radio presenter James Whale from BBC Essex spent

:11:59. > :12:04.the summer trying to go sug`r`free, to see what the problems ard.

:12:05. > :12:23.I have made a career out of speaking my mind.

:12:24. > :12:25.Sometimes with an unsparing sharp tongue.

:12:26. > :12:27.What I do have, though, is a rather sweet tooth.

:12:28. > :12:33.Some people are starter and main but I'm very much main and desert.

:12:34. > :12:38.You're going to be helping le through my month of no sugar.

:12:39. > :12:44.I'm giving up sugar to try to live within the suggested 35 grals a day.

:12:45. > :12:56.I have found these breakfast biscuit things quite nice.

:12:57. > :13:02.You need to take it in contdxt with your overall sugar int`ke.

:13:03. > :13:06.Food is deemed high sugar whth more than 22.5 grams of 100 grams.

:13:07. > :13:15.Today is the day I'm going to find out how much sugar H

:13:16. > :13:26.Last time I had a blood test and did not know the results I found

:13:27. > :13:32.I'm sure that will not happdn today but just bear with me.

:13:33. > :13:41.I was pleasantly surprised with your blood test results.

:13:42. > :13:44.I found you have the heart of a 57`year`old.

:13:45. > :13:52.We measured your glucose levels and there is no sign of diabetes

:13:53. > :14:04.So not having sugar in your diet for a month.

:14:05. > :14:07.I need some relaxation when I'm not on radio or television.

:14:08. > :14:11.Normally I go and play Robin Hood which is what I'm doing tod`y.

:14:12. > :14:17.I'm pretty good at hitting the target.

:14:18. > :14:21.But this government target of 35 grams of sugar per dax may

:14:22. > :14:28.The government proposals based on guidelines from the World Health

:14:29. > :14:34.Organisation said we should halve our intake of added sugar.

:14:35. > :14:38.The target is no more than 4% of our energy intake.

:14:39. > :14:43.25 grams a day for a woman and 35 grams a day for men.

:14:44. > :14:57.Which I could pretty much blow with a low`fat yoghurt and cereal bar.

:14:58. > :15:02.I have to tell you, I am managing OK.

:15:03. > :15:10.But I am finding it really quite difficult.

:15:11. > :15:12.Going into shops and trying to read the flipping

:15:13. > :15:21.Finding food without added sugar is not easy.

:15:22. > :15:23.We expect it in cakes and biscuits but it looks

:15:24. > :15:33.Is it really as one newspapdr called it, the new tobacco?

:15:34. > :15:40.And does it really need to be demonised by the health polhce?

:15:41. > :15:43.The big issue for us is the added sugars.

:15:44. > :15:48.Teaspoons and teaspoons adddd to every conceivable processed food.

:15:49. > :15:52.You would be surprised just how much sugar is hidden.

:15:53. > :15:56.And particularly not just in deserts and sweet things,

:15:57. > :16:27.I tell you what, I have got what I would normally get, baked bdans

:16:28. > :16:37.And the great breakfast biscuit I start my day with.

:16:38. > :16:39.But do you know, it is so confusing, the labels, as far

:16:40. > :16:45.I'm going to have to get Nicole to come shopping with me.

:16:46. > :16:57.I will get a dietician and come back and see what hs what.

:16:58. > :17:09.What I would not give for chocolate bar.

:17:10. > :17:21.Sugar is added as an ingredhent for different reasons.

:17:22. > :17:25.For flavour and texture and colour and to preserve food, to reduce

:17:26. > :17:35.And sugar is an important ingredient for a number of products.

:17:36. > :17:40.If you think about biscuits and cakes and meringues.

:17:41. > :17:49.As you would expect, the industry is defending the use of added sugar.

:17:50. > :17:54.So if it is going to be in there, at least tell us how much.

:17:55. > :18:02.And tell us clearly with bold, honest, unambiguous labels.

:18:03. > :18:03.I might come in and think getting one

:18:04. > :18:10.Until you look at the packaging it is difficult to say.

:18:11. > :18:18.If you had three of those that would give you 34.6 gr`ms of

:18:19. > :18:31.you 50%. If we look at a taco, because this would be bread, here we

:18:32. > :18:38.The point is if I was to actually go through my shopping

:18:39. > :18:41.in the way Nicole and I havd done today, I probably would havd

:18:42. > :18:49.shopping. It needs to make ht a little easier to decipher.

:18:50. > :18:53.I'm not saying anything I'm looking at is bad, it depends on if you want

:18:54. > :19:00.We could all reduce sugar in our diet and sometimes wd do not

:19:01. > :19:04.realise that the ordinary things we buy every day have sugar in them.

:19:05. > :19:12.I'm just about to go and get my blood results.

:19:13. > :19:18.In fact I reckon I have already had the test.

:19:19. > :19:32.Even though you were not at risk in the first place,

:19:33. > :19:47.It's suggests the fact you took sugar out of your diet gives you

:19:48. > :19:53.Who knows what would happen if I always had a sugar free diet?

:19:54. > :19:55.Somehow, though, I do not think it is going to happen.

:19:56. > :19:57.The most difficult thing about thinking

:19:58. > :19:59.about what you're eating is actually thinking about what you're dating.

:20:00. > :20:04.As long as you do not do thd bad things all the time, as long as you

:20:05. > :20:08.do not take too much sugar, I do not take sugar now in my tea or coffee.

:20:09. > :20:16.As long as you only do things in moderation, enjoy it.

:20:17. > :20:44.I love this part of the country But there are some creatures ushng the

:20:45. > :20:47.waters were not very welcomd. An idyllic spot in the middle

:20:48. > :21:04.of the countryside. But don't let the appearancd

:21:05. > :21:07.of these calm waters fool you. Beneath the surface thousands

:21:08. > :21:09.and thousands It's an invasive species th`t kills

:21:10. > :21:17.eco`systems and costs millions Grafham Water is a reservoir owned

:21:18. > :21:27.by Anglian water, but there are Dr David Aldridge is a profdssor

:21:28. > :21:53.of zoology and specialises We have hundreds if not thotsands of

:21:54. > :21:58.zebra mussels. Not native to Britain. They come from Eastern

:21:59. > :22:05.Europe. They arrived 200 ye`rs ago. They attach to solid surfacds. They

:22:06. > :22:13.have attached to some bricks in the reservoir. And they attach with a

:22:14. > :22:21.beard just like Marine muscles. They form thick crust so you get high

:22:22. > :22:44.densities. Including native freshwater creatures. They can cause

:22:45. > :22:50.those to die. This giant filter is out of service for maintenance. If I

:22:51. > :22:53.shine this light inside you can see clusters of zebra mussels that have

:22:54. > :22:58.made it their home. Unless they are dealt with they could shut the whole

:22:59. > :23:05.place down. The problem is not unique. Here at the treatment plant

:23:06. > :23:10.in Rutland Anglian Water have had to build special equipment to deal with

:23:11. > :23:15.the extent of the zebra mussels invasion. This is the final filter

:23:16. > :23:21.stage of drinking water for around one million homes. If the zdbra

:23:22. > :23:29.mussels take old here it cotld be a real problem. `` take old. Just

:23:30. > :23:33.outside there is evidence of the invaders on the ground. Simon

:23:34. > :23:41.Banbury is the supply managdr at the Rutland site. They live inshde water

:23:42. > :23:50.pipes that come up from the reservoir. They end up in this

:23:51. > :23:55.concrete cube. This is the trap where they come out of suspdnsion

:23:56. > :24:05.and end up in the bottom of this concrete cube. This costs around

:24:06. > :24:10.half ?1 million. How does it work? Water comes into the cube and we

:24:11. > :24:15.slow down the flow. They drop out of suspension because they are heavy

:24:16. > :24:29.and settle in the bottom. Thousands in here? Could well be. I'm not

:24:30. > :24:40.going in there! Turn in the same direction as a tap. Go nice and

:24:41. > :24:46.slowly. We do this twice a week And if you do not? Eventually the cube

:24:47. > :24:50.would become full and would choke the plant and the plant would have

:24:51. > :25:05.to stop. How long before th`t happened? A couple of weeks. Why do

:25:06. > :25:12.they thrive in our part in the country? They like a lot of algae in

:25:13. > :25:19.the water and many reservoirs have a lot of nutrients. The algae is

:25:20. > :25:23.abundant so the zebra mussels can have a feast. They can also spread

:25:24. > :25:30.quickly. A single muscle can produce around 1 million lava. Other

:25:31. > :25:34.waterways of Britain are together. So they can use the canal sxstems

:25:35. > :25:39.rather like the motorway network. That allows them to spread from East

:25:40. > :25:45.to West and North to South. So they really do proliferate. Is there

:25:46. > :25:51.anything we can do to stop the march of the zebra mussels?

:25:52. > :25:55.In the US there are many calpaigns to try to halt the spread. This one

:25:56. > :26:01.is from Texas. It is illegal to possess or

:26:02. > :26:06.transport zebra mussels on ` boat knowingly or unknowingly. The

:26:07. > :26:09.Environment Agency says it hs all about making people aware of how

:26:10. > :26:15.easily these invasive specids can be moved around. They help everyone who

:26:16. > :26:18.uses lakes and reservoirs in the UK will be responsible and washed down

:26:19. > :26:28.boats and fishing tackle to slow down the spread of zebra mussels.

:26:29. > :26:34.They are the same kind of w`shed down points here as in parts of

:26:35. > :26:38.America. And they make sure that people use them here at the

:26:39. > :26:43.reservoir. But it is not actually enforceable in this country. In the

:26:44. > :26:46.meantime Doctor David Aldridge from Cambridge University is working on a

:26:47. > :26:50.plan to wipe them out using science. He has found a nattral

:26:51. > :27:00.substance to kill them which is harmless to humans. Called bio

:27:01. > :27:04.bullet. We take a product top thick to the zebra mussels and we coated

:27:05. > :27:08.in a coating just the right size and shape for them to filter out the

:27:09. > :27:12.water. This one of the poisoned pill and it is a tasty treat without

:27:13. > :27:16.realising that inside is solething that will kill them. They do die

:27:17. > :27:19.straightaway. And we enginedred the guy `` the bio bullet so anxthing

:27:20. > :27:25.the muscles do not eat just dissolves in water. The acthve

:27:26. > :27:31.ingredient that we use is totally safe for drinking water. It is very

:27:32. > :27:37.specific to the zebra mussels. What does it look like? A very fhne

:27:38. > :27:42.powder. We are always keeping an eye out for the big test that is next to

:27:43. > :27:49.arrive in Britain. A recent study has shown one of the biggest threats

:27:50. > :27:54.on our doorstep is something called the naughty cousin of the zdbra

:27:55. > :27:59.mussels. In the Netherlands it is causing a bigger environmental

:28:00. > :28:02.nuisance than a zebra mussels. From next year there will be a ndw

:28:03. > :28:05.European regulation coming hnto force which means across will have

:28:06. > :28:08.to be much stricter about transporting invasive specids from

:28:09. > :28:16.one area to another. Hopefully this will slow down the spread of these

:28:17. > :28:20.invaders before it is too l`te. It just goes to show we can all do our

:28:21. > :28:26.bit to stop the spread of invasive species. That is all for thhs week.

:28:27. > :28:29.If there's something you thhnk we should be doing a story abott.

:28:30. > :28:30.send me an email, david.whiteley@bbc.co.uk,

:28:31. > :28:33.See you next week when we'll be investigating more

:28:34. > :28:37.Next week at the slightly later time of 8 o'clock.

:28:38. > :28:38.We investigate the beauty treatment that could

:28:39. > :28:43.We find out if the interest shown in cycling when the Tour de France

:28:44. > :28:46.will lead to better cycling facilities in Essex.

:28:47. > :28:50.And how the biggest engineering project in Europe is being tsed

:28:51. > :28:54.to create Europe's biggest man`made nature reserve.

:28:55. > :29:07.Hello, I'm Ellie Crisell with your 90 Second Update.

:29:08. > :29:11.The parents of seriously ill Ashya King are tonight in a Spanish

:29:12. > :29:16.They were arrested after removing him from a Southampton hospital

:29:17. > :29:21.The family say they did it to get alternative cancer treatment.

:29:22. > :29:25.New Government measures to try to stop Britons going to fight in Syria