:00:51. > :00:58.I realised what I should have done the weekend Prior, and said to one
:00:58. > :01:04.of our cinema -- senior managers, that is down to me, nobody else.
:01:04. > :01:14.And we meet the Stockport mother muscling in on success. It is not
:01:14. > :01:28.
:01:29. > :01:34.what your average 40 plus a working Went Vicky Derrick when missing in
:01:34. > :01:38.Manchester his wife was left in limbo. As Parliament debates the
:01:38. > :01:43.introduction of any presumption of death law, Inside Out investigates
:01:43. > :01:53.the emotional and financial turmoil for families left behind when a
:01:53. > :01:56.
:01:56. > :02:02.Last year across a region over 50,000 people were reported missing.
:02:02. > :02:07.Of those, over 200 failed to return home. The grief for loved ones is
:02:07. > :02:14.unimaginable. In England and Wales this situation is made worse by a
:02:14. > :02:19.patchwork of legislation which does little to support those left behind.
:02:19. > :02:22.Vicky Derrick went missing in 2003 after a night out in Manchester. He
:02:22. > :02:32.was trying to get to a friend's house and vanished into thin air.
:02:32. > :02:36.His wife was left distraught and alone. This doesn't seem real to me.
:02:36. > :02:43.This doesn't happen to you, you never think something like this
:02:43. > :02:52.will happen to you. I still keep thinking now that I will wake up
:02:52. > :02:55.one day and it isn't happening. Can we stop? As the weeks turned to
:02:55. > :03:01.months and months two years, a vicky hat to deal with the
:03:01. > :03:06.practicalities of life without him. I suddenly overnight hat to figure
:03:06. > :03:16.out how to pay all these bills the needed paying, the mortgage, going
:03:16. > :03:17.
:03:17. > :03:22.to work and looking after a two- year-old baby. His name was on the
:03:22. > :03:31.mortgage. I could not get his name taken off the mortgage without
:03:31. > :03:37.having a death certificate. So, I was basically stuck in limbo. If it
:03:37. > :03:43.wasn't for my family then I may have lost this house and because I
:03:43. > :03:48.would not have kept up the mortgage payments. Peter has had to cope
:03:48. > :03:54.with similar upheaval after his daughter went missing in 2009 it
:03:54. > :03:59.near her home in York. She vanished without trace, Peter has face the
:03:59. > :04:04.reality of coping when a loved one is missing. Within four or five
:04:04. > :04:08.weeks of her going missing, I realised I could not deal with
:04:08. > :04:15.anything of her as financially or practically because there is no
:04:15. > :04:20.means to do it. You cannot deal with mortgages, if the mortgage
:04:20. > :04:24.comes to the end of a fixed rate you can't do anything other than
:04:24. > :04:30.let the mortgage company put it on to the standard -- standard rate
:04:30. > :04:36.and could mean you can't afford to pay it out of either the Missing
:04:36. > :04:42.person's bank account or your own. Everyone presumes that after seven
:04:42. > :04:47.years somebody is automatically presumed deceased which when it got
:04:47. > :04:57.to seven years I then found out it isn't the case. That law doesn't
:04:57. > :04:58.
:04:58. > :05:02.exist. In this country. When we entered in a contract with the
:05:02. > :05:07.natural institutions it is a strict legal contract and the bank
:05:07. > :05:10.undertakes not to talk to anyone about your affairs apart from
:05:10. > :05:14.yourself. When a family wants to discuss the affairs of a missing
:05:14. > :05:20.person, the bank ended a organisations are cautious about
:05:20. > :05:23.doing up. That information is confidential. At the moment, there
:05:24. > :05:28.are no safeguards so banks will question the intention of the
:05:28. > :05:32.person who reports the person missing. Nicola Sharpe works for
:05:32. > :05:35.missing people, their main aim is to support families in the
:05:35. > :05:41.circumstances and lobby for new laws to help ease the emotional and
:05:41. > :05:45.financial burden. There are two main issues, to begin with families
:05:45. > :05:48.might want to look after the Missing person's financial affairs
:05:48. > :05:52.while they are missing because they hope the person comes back. They
:05:52. > :05:58.Willett to get something similar to a power of attorney to allow them
:05:58. > :06:01.to maintain the affairs but other moment nothing exists in law for
:06:01. > :06:06.the missing person to be able to do that. We are campaigning for
:06:06. > :06:10.guardianship which would be eight system operated similar to a power
:06:10. > :06:13.of attorney and the second issue is presumption of death which exists
:06:13. > :06:19.in Scotland and Northern Ireland and that's a court process which
:06:19. > :06:23.makes it simple for the family to go to court, to apply to have the
:06:23. > :06:27.person presumed death in your so they can access a Certificate and
:06:27. > :06:31.use that to administer the Missing person's affairs. Because of the
:06:31. > :06:35.work done by the charity and Ann Coffey, a bill be debated in
:06:35. > :06:41.Parliament this week and is expected to be unopposed meaning it
:06:41. > :06:46.could become law by the summer of 2013. However, issues over the
:06:46. > :06:49.guardianship clause means it was not included in the bill. Very
:06:49. > :06:55.disappointed the government has not responded positively to our request
:06:55. > :07:00.for some kind of guardianship order. Every year 250,000 people are
:07:00. > :07:04.reported missing, 2,500 are still missing after a year. Thousands of
:07:04. > :07:09.families every year face very practical problems of trying to
:07:09. > :07:13.deal with financial affairs of the missing member. The presumption of
:07:13. > :07:17.death after seven years does not help these families deal the
:07:17. > :07:21.immediate problems and we would have liked the government to induce
:07:21. > :07:27.legislation so they could apply for a guardianship order to deal with
:07:27. > :07:33.the affairs. Presumption of death will make a very significant
:07:33. > :07:37.difference and make life easier for people. Guardianship will make a
:07:37. > :07:41.huge difference to thousands of families each year and that is
:07:41. > :07:47.cumulative because most people are missing for more than one year.
:07:47. > :07:52.This over a 1000 missing adults each year, you added up and see how
:07:52. > :07:56.many will be helped by a simple provision. If I could have got a
:07:56. > :08:01.presumption of death certificate earlier on, it would have eased the
:08:01. > :08:06.financial burden. You're not only coping with the emotions and the
:08:06. > :08:14.stresses that come with the fact he was missing and we did not know why,
:08:14. > :08:18.it would have made the day-to-day running of things easier. The nine-
:08:18. > :08:24.year Jenny came to an end in 20th December 11 when the courts
:08:24. > :08:30.declared her husband deceased, only five weeks later close to where he
:08:30. > :08:35.went missing, a discovery was made. Forensic tests are ongoing where
:08:35. > :08:39.human remains were discovered, they were found by workmen near the
:08:39. > :08:49.flyover. There is speculation they could belong to a father who were
:08:49. > :08:57.missing eight years ago. It upsets me to think that I had to go
:08:57. > :09:03.through what I had to go through. And then he was found. Whereas if
:09:03. > :09:09.this had all been resolved a lot sooner, I would not have had to go
:09:09. > :09:17.through all of the trauma of going to court and trying to get all of
:09:17. > :09:24.these things sorted out. I do definitely know it is time now to
:09:24. > :09:34.move on. I can draw a line under this and start getting my life back
:09:34. > :09:37.
:09:37. > :09:47.together. And building a nice Still to come: The woman who has a
:09:47. > :09:48.
:09:48. > :09:52.dream it to lift the body-building title.
:09:52. > :09:57.The railway viaduct through Stockport is one of its most famous
:09:57. > :10:01.features. Five years ago, 80 miles north of here in Cumbria the West
:10:01. > :10:05.Coast main line was at the centre of a major emergency after a Virgin
:10:05. > :10:10.train plunged down an embankment after travelling through a set of
:10:10. > :10:19.40 points. Two people were brought together by fate that night. Chris
:10:19. > :10:23.Jackson discovered their remarkable story.
:10:23. > :10:29.Today, David Lewis is embarking on a difficult journey, for anyone
:10:29. > :10:33.else it's a normal trip on a normal train. This is the first time I've
:10:33. > :10:39.been on a train since the accident. I know it like the back of my hand.
:10:39. > :10:47.My stomach is turning over now. What happened on this track five
:10:47. > :10:51.years ago changed his life forever. In February 2007, travelling at
:10:51. > :10:56.nearly 100 miles an hour, a Virgin train went over a faulty set of
:10:56. > :11:00.points and plunged down an embankment at Grayrigg. David was
:11:00. > :11:06.responsible for the safety of the track. The phone rang and it was a
:11:06. > :11:11.colleague of mine, we have a big problem, a train down the bank. I
:11:11. > :11:15.walked up to the back of the trade, I looked at the train and I did not
:11:15. > :11:21.feel too well at that point. I didn't think there would be many
:11:21. > :11:29.people getting out. Margaret Masson was travelling home to Glasgow that
:11:30. > :11:38.night. My son phoned me, told me to sit down. He said mum has been
:11:38. > :11:48.killed. What are you talking about? She was travelling back on the
:11:48. > :11:55.
:11:55. > :12:01.train and it derailed. She's dead. We stayed there are about half on a
:12:01. > :12:05.R4 stop over the weekend crash investigators moved onto the site.
:12:05. > :12:10.They discovered Points failed jail were the cause of the crash, I
:12:10. > :12:16.should have been investigated a week before. I've realised what I
:12:16. > :12:21.should have done the weekend Prior, and told one of my managers, that
:12:22. > :12:28.is down to me, nobody else. Not all week goes by when I do not think,
:12:28. > :12:35.if only. So staff shortages meant that on the morning of the
:12:35. > :12:40.inspection, Dave was juggling two jobs. He started his patrol south
:12:40. > :12:46.of the 40 points. If I had remembered or. Something in play is
:12:46. > :12:51.to remind me, I would have started cat Lamb brick and covered those
:12:51. > :13:01.points. But you had to cover the extra
:13:01. > :13:08.work? Near Spica -- yes, because of the shortage of staff. If not, I
:13:08. > :13:16.would have noticed something was wrong with the points. Here is the
:13:16. > :13:26.viaduct. How are you feeling? just about there. That is where the
:13:26. > :13:27.
:13:27. > :13:37.train went down the bank. haven't seen at that site for five
:13:37. > :13:38.
:13:38. > :13:45.years. Amazing feeling inside. you need to do that? Go a think I
:13:45. > :13:47.did, Jess. That is another chapter closed. Dave was suspended from
:13:47. > :13:52.work while the crash was investigated.
:13:52. > :13:58.The pressure on him and his family was immense. My marriage broke up,
:13:58. > :14:04.I sold the house, I was forced out of Network Rail and lost a job and
:14:04. > :14:08.a good pension. Dave was helping the British Transport Police
:14:08. > :14:15.investigate the crash. One day he was called back to the station, but
:14:15. > :14:21.this time the tone of the questioning changed. When you walk
:14:21. > :14:26.into a custody suite, you think, what is going on here? I was
:14:26. > :14:33.confronted by a detective that are out not met before, and arrested in
:14:33. > :14:39.connection with the manslaughter of Margaret Masson. Dave had to fight
:14:39. > :14:47.back. These files proved crucial to his case. I am really keeping up
:14:47. > :14:52.the pressure, so that I can say... These are the e-mails that Davies
:14:52. > :14:57.sent to his bosses highlighting safety issues and budgeting.
:14:57. > :15:02.else are understand the need to remain been budget, I am at a loss
:15:02. > :15:07.as to how I can be expected to maintain a safe compliant railway
:15:07. > :15:12.with these restrictions. Very little happened. It just went into
:15:12. > :15:22.their bundle. And that amounts to a massive dossier of you raising
:15:22. > :15:24.
:15:24. > :15:27.concerns. It is a hall here and a little bit's worth of concerns.
:15:27. > :15:34.inquest has shed some light... Add the in quest into his mother's
:15:34. > :15:44.death, George met face-to-face with Dave for the first time.
:15:44. > :15:50.David Lewis, who admitted in tears. I wanted to kill him. He took my
:15:50. > :16:00.mother's life, I will take his life. David Lewis highlighted safety
:16:00. > :16:04.
:16:04. > :16:10.I had all my files out looking at everything and going over it all
:16:10. > :16:14.over and over again. It was my moment to tell my port of the story.
:16:14. > :16:20.When I heard his evidence, I started putting two and two
:16:20. > :16:24.together and said, that is not right. He did not deserve that.
:16:24. > :16:31.Especially when I heard of the e- mails and telephone conversations
:16:31. > :16:37.and team meetings, and a listened to him. This man was sincere, and
:16:37. > :16:44.showed remorse. He has my respect. My family will not hold anything
:16:44. > :16:49.against him. The coroner asked me did I have anything to say? I said,
:16:49. > :16:55.I respect that man. I would have a drink with him any time.
:16:55. > :17:00.And it is time for George to make good on his promise.
:17:00. > :17:07.Are you nervous? Or I have the same feeling I had before I went into my
:17:07. > :17:17.police interview. A I know it is going to be good, but my body is
:17:17. > :17:23.just feeling that way. No let us get it over with.
:17:23. > :17:30.Hello, George. Hello, Dave. How are you doing it? What does it feel
:17:30. > :17:40.like to see each other again? have been looking forward to it.
:17:40. > :17:43.
:17:43. > :17:53.is nice to see him with a smile on his face! You made a mistake. Guy I
:17:53. > :17:53.
:17:53. > :17:56.forgive you for that. You must have upset the applecart some were. I
:17:56. > :18:06.spoke to your lawyer, and he thanked me for what I said about
:18:06. > :18:07.
:18:07. > :18:13.you. That gave me a big lift. showed sincerity, remorse, but you
:18:13. > :18:18.have to live with that same as I have got to live with that. Is it
:18:18. > :18:22.now closed? A I have got that feeling it now. I think going back
:18:23. > :18:28.home today will be a much nicer journey, and I think I can close
:18:28. > :18:33.this book now. He it has been nice to meet him. After everything that
:18:33. > :18:41.has happened, I have got some closure for what happened. I think
:18:41. > :18:46.he has also, and I class him as a friend now. This is a script that
:18:46. > :18:51.nobody would ever dare write. Two families devastated, and this
:18:51. > :18:56.should be on opposing sides, but they are united in friendship all
:18:56. > :19:01.because of forgiveness and telling the truth. There is an end to this
:19:01. > :19:09.story that nobody would ever believe, unless you saw it with
:19:09. > :19:13.your very own eyes. Well some of us want to get fit,
:19:13. > :19:23.one woman from Stockport decided to get in shape and went the extra
:19:23. > :19:42.
:19:42. > :19:46.When Jo Perruzza works out, she means business. You will not catch
:19:46. > :19:56.her on a running machine or a cross trainer. When it comes to keeping
:19:56. > :19:57.
:19:57. > :20:01.up with the men, she really pulls her weight.
:20:01. > :20:06.But she is known not -- ordinary fitness fanatic. Last year she came
:20:06. > :20:13.third in the UK BNBF body-building championships, and this year she
:20:13. > :20:18.has her eye is firmly on the title. -- her eyes.
:20:18. > :20:22.Bulging biceps and rippling triceps are the name of the game, but the
:20:23. > :20:28.sport is not just for men. To get in this shape takes a lot of hard
:20:28. > :20:35.work, but the prize is worth it. The winners of this year's UK
:20:35. > :20:40.finals in Manchester will go to the world finals in Miami next week.
:20:40. > :20:46.It is her golf to win the title, amazing when you consider that she
:20:46. > :20:50.is 46 and only took it up last year. It has meant a total change to her
:20:50. > :20:58.diet and exercise regime. What did you want to do this?
:20:58. > :21:03.got to a stage where I thought I needed a challenge. I never make a
:21:03. > :21:08.new year's resolution, I have a things to do list before I die, and
:21:08. > :21:14.body-building was on that list. And I decided that last year I was
:21:14. > :21:18.going to give it a try. I didn't expect the transformation that I
:21:18. > :21:24.had in my physique, or the challenge is I had along the way.
:21:24. > :21:34.It is not what your average 46- year-old working mother of three
:21:34. > :21:38.chooses to do! When you are training and dieting and looking
:21:38. > :21:42.after your family, the diet is the biggest challenge because you need
:21:42. > :21:48.to find your energy source from somewhere, and usually people do
:21:48. > :21:54.that from food. So you are managing to eat something now, and this is
:21:54. > :22:02.your diet sheet. It has an awful lot of eggs, 108 whites in the
:22:02. > :22:08.morning. You are depleting Europe body of carbohydrates ready for the
:22:08. > :22:15.evening, when I can have a baked Adeyemi, a piece of steak. To get
:22:15. > :22:24.to the finals, Joel must qualify at a regional event in Derby. But what
:22:24. > :22:34.-- Tania George is putting her through her paces. The federation
:22:34. > :22:35.
:22:35. > :22:40.has to do what is called but he woke, they woke to the centre of
:22:40. > :22:46.the stage, do some quarter turns, and show their physique from all
:22:46. > :22:56.sides. You have 90 seconds to show off 12 months of hard work, so we
:22:56. > :22:59.want to get it right. What is with their heels? It is probably to
:22:59. > :23:08.accentuate and elongate the lake, and it makes them feel a little bit
:23:08. > :23:14.more elegant and feminine. We have one month ago, Jo has travelled to
:23:14. > :23:22.badly to collect her bikini is. It has been made to measure by a
:23:22. > :23:32.former bodybuilder. She is helping other bodybuilders look their best.
:23:32. > :23:34.
:23:34. > :23:40.Tracey has made to bikinis for Jo, one for each round. -- two bikinis.
:23:40. > :23:47.It is the first time Jo has tried on that the finished bikini, so it
:23:47. > :23:51.is an exciting moment. A what a beautiful bikini! It has to fit
:23:51. > :23:56.right, because you might have the best figure, but you have to show
:23:56. > :24:02.your best assets off. A lot of people will wonder what is the
:24:02. > :24:08.benefits of having a bikini tailor- made for you. It is made to Measure,
:24:08. > :24:15.everything you want from a bikini. What is the price of something like
:24:15. > :24:21.that? You are looking, on a bikini that is glitz up, anything from
:24:21. > :24:26.�200 to �500. If you win in that bikini, will that be a
:24:26. > :24:36.superstitious thing? The Pekingese are almost ready. How
:24:36. > :24:42.
:24:42. > :24:46.long do you have look -- the bikini It is Derby Day at the BNBF
:24:46. > :24:50.qualifiers. If a joke gets through to date, she will go through to the
:24:51. > :24:54.finals. -- if Jo.
:24:54. > :25:01.The bodybuilders are glazed with tanning lotion to accentuate their
:25:01. > :25:10.muscles under the bright light. Unit absolutely amazing, how are
:25:10. > :25:17.you feeling! Have you been eyeing up the competition? Of course,
:25:17. > :25:27.quietly. As the goals come on, Joel is looking confident but is up
:25:27. > :25:37.
:25:37. > :25:43.against stiff competition. It will Come on, ladies...
:25:43. > :25:46.And it is not just a case of who has the biggest muscles. If for the
:25:46. > :25:50.women it is a bit more about the shape and tone rather than the
:25:50. > :25:55.hardness of the muscles. They are not expected to have huge muscle
:25:55. > :26:01.groups, but the muscles should flow together nicely. And they should
:26:01. > :26:04.come out at the shoulders and in at the waist. His it is that final
:26:04. > :26:09.round. All the weeks of training and diet
:26:09. > :26:15.in come down to the next few minutes. Joel is in amazing shape,
:26:15. > :26:23.but it all depends on what the judges think.
:26:23. > :26:28.It is the moment of truth. The tension is unbearable. Joel has
:26:29. > :26:35.come second, but to the post by another Manchester girl. But both
:26:35. > :26:43.qualify for the UK finals. A I feel great. I loved it. We got into the
:26:43. > :26:47.finals and that is what it is important. I have a very big trophy
:26:47. > :26:57.as well so I am very pleased. will see you in the finals in
:26:57. > :27:11.
:27:11. > :27:15.This is what it is all about, one of these nice shiny trophies. With
:27:15. > :27:20.the BNBF final in Manchester, this is the culmination of months of
:27:20. > :27:28.hard work, diet and exercise. It is all in the hands of the judges.
:27:28. > :27:36.Joke must hope that -- Jo Perruzza must hope that what she has done
:27:36. > :27:43.well be enough go to take from one of these prizes. -- to take home
:27:43. > :27:49.one of these prices. The result is a in.
:27:50. > :27:59.Has she done enough to win, and will she be going to Miami?
:28:00. > :28:07.
:28:07. > :28:13.champion of 2012 is Jo Perruzza! CHEERING.
:28:13. > :28:19.Let us have a look at your trophy. Jo Perruzza, the body-building
:28:19. > :28:22.champion! Next stop Miami. Will she win? Find
:28:22. > :28:27.out on the North West Tonight next Monday.
:28:27. > :28:32.That is all from me in Stockport this week. If you have next --
:28:32. > :28:39.missed anything, you can watch on the BBC iPlayer. See you next