15/10/2012

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:00:11. > :00:15.Stealing from the old and vulnerable. The theft was a

:00:15. > :00:18.significant contributory factor in his death.

:00:18. > :00:28.Who is checking up on the people who are meant to be caring?

:00:28. > :00:30.

:00:30. > :00:33.Radical ways to care for our elderly. We know where we're going

:00:33. > :00:43.to live and where we're going to die.

:00:43. > :00:43.

:00:43. > :00:48.And is it the end of the bungalow for Kent and Sussex? We are quite

:00:48. > :00:51.proud to live in a bungalow. I am Natalie Graham, with untold

:00:51. > :01:01.stories, closer to home, from all round Kent and Sussex.

:01:01. > :01:14.

:01:14. > :01:17.Hello, I'm in Birchington, just outside Margate.

:01:18. > :01:22.I am back here later, but to kick off the new series, we start with

:01:22. > :01:26.the first of our special reports on care for the elderly.

:01:27. > :01:29.Most of us want to stay in our own homes when we get older, but who

:01:29. > :01:38.are the people we welcome over the threshold to help?

:01:38. > :01:42.And are enough checks being made? Emma Thomas investigates.

:01:42. > :01:45.This is the Alzheimers' Society in Tunbridge Wells.

:01:45. > :01:50.It is a safe place to meet and with the elderly population getting

:01:50. > :01:53.bigger, the number of people with dementia is set to increase.

:01:53. > :01:58.But many of the people here will also need homecarers, to give their

:01:58. > :02:01.loved ones a break and to allow people to carry on living at home.

:02:01. > :02:03.It has become big business. Carers going into people's houses

:02:03. > :02:08.and helping with things like shopping and housework, or even

:02:08. > :02:13.washing and personal care. But we can reveal serious concerns

:02:13. > :02:16.about the way the industry is regulated.

:02:16. > :02:22.And that convicted criminals are being sent to look after vulnerable

:02:22. > :02:26.people. The theft was a significant

:02:26. > :02:29.contributory factor in his death, without a doubt.

:02:29. > :02:32.He just could not come to terms with the fact that somebody had

:02:32. > :02:35.done this to him. Many people are now paying for

:02:35. > :02:40.carers to come into their homes themselves.

:02:41. > :02:43.But are the companies who send them in making enough checks on workers?

:02:43. > :02:48.Barbara Garvey was a homecarer for Consultus Nursing Ltd, based in

:02:48. > :02:51.Tonbridge in Kent. It sends live-in carers to homes

:02:51. > :02:56.all over the UK. But Garvey used her position to

:02:56. > :03:00.steal from the sick and the dying. But could she have been stopped

:03:00. > :03:04.sooner? Candida Shelley thinks so.

:03:04. > :03:07.She says her parents were among Garvey's first victims.

:03:07. > :03:10.My father had been bedridden for a couple of years.

:03:10. > :03:11.My mother, unfortunately, in December 2009, was diagnosed with

:03:11. > :03:15.pancreatic cancer and was very poorly.

:03:15. > :03:19.She had been given poor diagnosis, so we had to look at care packages

:03:19. > :03:26.afresh. We were recommended Consultus from

:03:26. > :03:29.a couple of friends and went with them.

:03:29. > :03:33.The Shelleys lived in Staffordshire and were sent Barbara Garvey by the

:03:33. > :03:37.agency. But after one of her visits, they

:03:37. > :03:40.noticed a ring had gone missing. We immediately knew what had

:03:40. > :03:45.happened, that Barbara Garvey had taken it, because everything had

:03:45. > :03:49.been re-arranged. If the rings had been in the right

:03:49. > :03:54.thing and just a ring was missing, we would say, "Now, Mum, when did

:03:54. > :03:57.you last have that?" and "When did you last have it on?" and "Let us

:03:57. > :04:01.have a little think about it". But because everything had been

:04:01. > :04:04.moved in the drawer and all the rings were in the wrong boxes and

:04:04. > :04:06.in the wrong combinations, we knew somebody had been through it.

:04:07. > :04:10.Candida reported Barbara Garvey to the police and Consultus.

:04:10. > :04:12.Police started to investigate her for the theft.

:04:12. > :04:21.Consultus says it was aware police were investigating and suspended

:04:21. > :04:24.Garvey for five months, before deciding to take her back on.

:04:24. > :04:27.The reason we gave her more work, after the five-month period, was

:04:27. > :04:34.because we, at that time, were reasonably sure and put our faith

:04:34. > :04:37.in this woman. With hindsight, we can say we were

:04:37. > :04:47.as fooled as everybody else, but the reason we gave her more work

:04:47. > :04:49.was because we did not believe she had taken that ring.

:04:49. > :04:54.No charges were brought against Garvey at that stage, but police

:04:54. > :05:00.say they told Consultus they were concerned about her.

:05:00. > :05:03.However, Consultus dispute this. John Smith is a former detective.

:05:03. > :05:06.He eventually brought Barbara Garvey to justice.

:05:06. > :05:11.He says the company also had other information that he believes should

:05:11. > :05:13.have been acted on. The suspicions, with regards to

:05:13. > :05:16.Barbara Garvey, came from the allegation from Staffordshire, the

:05:16. > :05:19.family in Staffordshire. There was also an investigation

:05:19. > :05:22.ongoing, I think, with the Benefits Agency, with regards to money that

:05:22. > :05:26.was in her account and the fact that a previous client, or person

:05:26. > :05:32.that she had looked after, had left her a substantial amount of money

:05:32. > :05:35.in a will. These, put together, I think,

:05:36. > :05:39.should have started the alarm bells sounding for the agency.

:05:39. > :05:44.The company say it was aware Garvey was paying back money to the

:05:44. > :05:47.Benefits Agency, but that it was due to her husband worngly claiming.

:05:47. > :05:50.Consultus say it also checked with a solicitor over the money Garvey

:05:50. > :05:56.was left in a will and were convinced that everything was above

:05:56. > :05:59.board. We suggest to both the client and

:05:59. > :06:01.carers that they should not accept any gifts of any value and if they

:06:01. > :06:05.were to, in extenuating circumstances, then they should let

:06:05. > :06:08.us know. The client was getting quite close

:06:08. > :06:10.to Barbara and we actually raised concerns with the solicitor and

:06:10. > :06:16.suggested that, perhaps, the relationship should cease, because

:06:16. > :06:19.we knew that they were getting very close.

:06:19. > :06:22.The solicitor took that on board, cancelled Barbara's future bookings

:06:22. > :06:31.and then telephoned us at a later date to ask us to reinstate Barbara

:06:31. > :06:33.Garvey, because the particular client wanted to have her back.

:06:33. > :06:37.Sometimes, ocassionally, someone will leave something to a carer

:06:37. > :06:44.that they had been very fond of over an extended period and that is

:06:44. > :06:47.what had happened at this time. And, in fact, it was because she

:06:47. > :06:51.had been left this rather sizeable legacy.

:06:51. > :06:56.It made us think that she could not have possibly stolen the ring, when

:06:56. > :06:59.she had been left this large amount of money.

:06:59. > :07:04.The company continued to recommend Garvey to clients and she went on

:07:04. > :07:08.to steal from three other people. She was sent to look after Sarah

:07:08. > :07:11.Whitney's mum and dad at their home in Kent.

:07:11. > :07:15.This ring was one of the items she stole.

:07:15. > :07:19.That was given to my mother by my father, just after he had had a

:07:19. > :07:22.period of unemployment, which had been very difficult for him.

:07:22. > :07:24.And that was a thank you for getting me through it all.

:07:24. > :07:28.And how did you feel when it went missing?

:07:28. > :07:33.It was completely devastating. My parents were gentle people,

:07:33. > :07:39.incredibly kind. They were both incredibly

:07:39. > :07:44.trustworthy and they trusted everybody else who they dealt with.

:07:44. > :07:48.I think they just could not believe that anybody would do this to them.

:07:48. > :07:52.It is the sort of thing you read about in the paper, you never think

:07:52. > :07:55.it is going to happen to you. One of the things that has upset me

:07:55. > :07:58.most about this whole process is that the police told us that they

:07:58. > :08:01.had taken Garvey's phone. They had analysed it and they found

:08:01. > :08:04.a series of texts on the phone that she was sending, while she was

:08:04. > :08:08.looking after my mother, to the effect that she had found a great

:08:08. > :08:11.haul at the house and it was going to be a very productive and

:08:11. > :08:13.valuable stay. I found the idea that she was

:08:13. > :08:17.looking after my mother, performing various quite intimate acts of

:08:17. > :08:20.personal care by my mother, and yet texting that she was going to be

:08:20. > :08:25.bringing home quite a sizeable amount of stuff from our house, I

:08:25. > :08:27.thought was just appalling. John Smith says Consultus should

:08:28. > :08:33.have stopped sending Garvey to clients after concerns about her

:08:33. > :08:36.were raised. If they had acted properly on the

:08:36. > :08:40.original intelligence, we would not have three more victims a year

:08:40. > :08:45.later. There was clear indications that

:08:45. > :08:51.Garvey was suspected of an offence. Add that to the amount of money she

:08:51. > :08:54.was left in the will, add that to the Benefits Agency enquiry.

:08:54. > :09:01.Yet, she continued to work and three more victims paid the price

:09:01. > :09:04.after that. The company says it was not aware

:09:04. > :09:08.that Garvey was actually convicted for benefit fraud.

:09:08. > :09:11.It only came up a few months after, in August.

:09:11. > :09:16.But Garvey is not the only convicted criminal that's been sent

:09:16. > :09:18.into people's homes by Consultus. Our investigation has revealed that

:09:18. > :09:26.another carer, who has been working on behalf of Consultus, has

:09:26. > :09:29.convictions for theft, assault and obtaining property by deception.

:09:29. > :09:34.Consultus say they do employ some people with criminal records, but

:09:34. > :09:38.that it is within the rules. Our clients use us because they

:09:38. > :09:48.trust us and we would never employ anybody that we felt would not be

:09:48. > :09:48.

:09:48. > :09:51.worthy of their trust or our trust, knowingly.

:09:51. > :09:55.Despite the fact they have got a criminal conviction for something

:09:55. > :10:02.like theft or dishonesty? That criminal conviction might well

:10:02. > :10:06.be spent in any other circumstance, so we would.

:10:06. > :10:08.Once again, I will refer you to the CQC guidelines which state that a

:10:08. > :10:14.criminal conviction should not necessarily stop somebody, bar

:10:14. > :10:17.somebody, from getting this work. I have to tell you that the

:10:17. > :10:20.percentage of people that work for us who have a criminal conviction

:10:20. > :10:28.is minute. It is less than 1% - and they are

:10:29. > :10:31.very minor and would have occurred many, many years ago.

:10:31. > :10:36.Consultus insists it monitors anyone with a criminal conviction

:10:36. > :10:40.very carefully and checks references properly.

:10:40. > :10:43.But that is not the case at all homecare agencies.

:10:43. > :10:48.The Care Quality Commission says, of the 191 inspected in the South

:10:48. > :10:51.East, four failed to carry out CRB checks.

:10:51. > :10:54.And a further five had failed to carry out safe recruitment

:10:54. > :11:00.proceedures, like checking references.

:11:00. > :11:02.255 have not been inspected. Chris Wyatt helps to run the

:11:02. > :11:06.Alzeimers' Society in the South East.

:11:06. > :11:10.She is worried that many agencies have not even been visited for an

:11:10. > :11:14.inspection by the regulator. It is hugely important, because

:11:14. > :11:17.they are in their own home. They can, potentially, be really

:11:17. > :11:20.vulnerable and, potentially, they are open to abuse.

:11:20. > :11:23.So, in order to reduce the incidents, we really do need to

:11:23. > :11:32.have proper regulation of all care givers going into an individual's

:11:32. > :11:39.home. Consultus say that they regret

:11:39. > :11:43.taking Barbara Garvey on and that client safety is paramount.

:11:43. > :11:46.Client safety is obviously of uptmost importance to us.

:11:46. > :11:50.We have grown quite significantly over the last seven to ten years

:11:50. > :11:52.and we have done that by people coming to us that have been

:11:52. > :11:57.recommended. Our reputation, what we stand for,

:11:57. > :12:00.how we feel about what we do, is the most important thing to us.

:12:00. > :12:05.So, yes, of course, the management team here will be looking at what

:12:05. > :12:09.we can do. We will be looking at what we can

:12:09. > :12:12.do to improve it even further, so that something like this does not

:12:12. > :12:14.happen again. The Care Quality Commission

:12:14. > :12:17.announced in April this year that it would be inspecting homecare

:12:17. > :12:23.companies every year and, so far, it has inspected 60% of homecare

:12:23. > :12:28.providers in England. We asked Care Services Minister

:12:28. > :12:31.Norman Lamb if the regulation is tough enough.

:12:31. > :12:34.I do not think you can say because something happens that is

:12:34. > :12:38.unacceptable that the whole system is failed.

:12:38. > :12:40.There is a very clear system that holds providers to account.

:12:40. > :12:44.Inevitably, in all walk of life, sometimes things go wrong.

:12:44. > :12:46.It is how you then address these failings that is important and I am

:12:46. > :12:52.determined that people feel confident about the care they

:12:52. > :12:55.receive in their own homes. With people living longer and more

:12:55. > :12:58.and more elderly people being looked after in their own homes,

:12:58. > :13:08.many will want to be reassured that the regulation is protecting people

:13:08. > :13:18.

:13:18. > :13:23.That was Emma Thomas reporting. Coming up on Inside Out... And my

:13:23. > :13:28.doctor did some research and rang up one day and said, how would you

:13:28. > :13:31.feel about a man? Now, in Kent and Sussex, we enjoy a

:13:31. > :13:34.rich variety of buildings, from ancient castles to modern designer

:13:34. > :13:44.homes, but there is one kind of building that typifies the area and,

:13:44. > :13:59.

:13:59. > :14:03.in its own way, towers above all The only way is up, which is bad

:14:03. > :14:10.news for the defender fit building of the South East, the home that

:14:10. > :14:18.gives us a skyline that does not to ruin the skyline, a design classic.

:14:18. > :14:25.The bungalow. For us, you have got a great entrance hall as you come

:14:25. > :14:34.end. There is a fantastic sea view. It is the low-rise residence that

:14:34. > :14:39.most of us associate with retirement, being old and not

:14:39. > :14:44.liking the stairs. Bungalows have an intriguing history, one which

:14:44. > :14:53.makes other buildings seem a bit flat. We are taking a fresh look at

:14:53. > :15:03.this unique style of building. Tonight, we bring you the low-down

:15:03. > :15:03.

:15:03. > :15:08.You might think a bungalow with a tower is a truly a bungalow, but

:15:08. > :15:13.these buildings in Birchington and seat at the Grand father at every

:15:13. > :15:18.modern bungalow built in Britain. This local estate agent has sold

:15:18. > :15:22.this listed bungalow dating back to the 1870s. The great British

:15:22. > :15:27.bungalows started here. This was the first estate of bungalows in

:15:27. > :15:33.the country designed by a local architect to be holiday homes for

:15:33. > :15:37.gentlemen of position and leisure. They even had an annex at the back

:15:37. > :15:45.four servants. The bungalow as we know Ed began when the railways

:15:45. > :15:51.brought London to north Kent in 1863 when all of this was farmland.

:15:51. > :15:57.The locals were quick to spot a money-making opportunity. So much

:15:57. > :16:03.performers were very bright. -- some of the farmers. They let out

:16:03. > :16:07.there landed that better returns. The people in London looked at

:16:07. > :16:11.these great pieces of land and they swooped in. And they brought with

:16:11. > :16:17.them a new kind of building. Based on a single storey building from

:16:17. > :16:22.the hills of Bengal known as a bangala. I lived in one in South

:16:22. > :16:27.Africa for a certain length of time, it was a fantastic building. It is

:16:27. > :16:33.amazing. You look at it and you think, oh, that was the birth of it.

:16:33. > :16:36.But what started as a grand colonial building became very

:16:36. > :16:41.common with the invention a prefabricated flat pack bungalow

:16:41. > :16:46.kits made in the UK and sent all over the world. The bungalow was

:16:46. > :16:51.revolutionary and the buildings were cheap and easy to assemble and

:16:51. > :16:56.consequently they popped up across the South East. One tannin

:16:56. > :17:02.particular was devoted to the bungalow, Peacehaven, founded in

:17:02. > :17:12.1916 by Charles Neville. It had an American style and layout of roads

:17:12. > :17:12.

:17:12. > :17:16.and rectangular plots of land. It is still full of contented bungalow

:17:16. > :17:21.dwellers like this lecturer from Brighton University. Her bungalow I

:17:21. > :17:25.used to belong to her great aunt. She has been delving into the

:17:25. > :17:30.history of Peacehaven and has noticed that what began as an

:17:30. > :17:38.American dream of space and land is gradually being eroded. This plot

:17:38. > :17:42.was part of a much bigger plot and was subdivided in 1968 and the plot

:17:42. > :17:45.behind as was belonging to the section next door or and one plot

:17:45. > :17:54.has become four plots which is interesting and that has happened

:17:54. > :17:59.all over Peacehaven. Julie Basham has noticed it also. A layer,

:17:59. > :18:09.welcome to my bungalow. After two operations, she moved here for a

:18:09. > :18:13.stairs three life in Peacehaven. -- free life. Bungalows are a little

:18:13. > :18:23.houses in little housing estates. So some crazy people in Peacehaven

:18:23. > :18:24.

:18:24. > :18:31.and now using two-storey homes pushing the bungler to the edge. In

:18:31. > :18:37.a few years' time when we had gone, there will be houses here.

:18:37. > :18:43.Definitely! Es! Plenty of life left here. According to property blogger

:18:43. > :18:48.Nigel Lewis, he is probably right about the bungalow. Because the

:18:48. > :18:52.large plot of land or footprint that once made bungalows so

:18:52. > :18:59.appealing to buyers is the very thing that makes them irresistible

:18:59. > :19:04.to developers now. The huge plot so, if they used to be built on these

:19:04. > :19:08.big plots, it was a place that you could have lots of space, but now,

:19:08. > :19:14.sadly, they are very valuable as redevelopment sites and are being

:19:14. > :19:18.snapped up. In the long term, is there a future for the bungalow?

:19:18. > :19:21.Unless the small community of people lead the charge, there are

:19:21. > :19:25.places and organisations like the contemporary society better looking

:19:26. > :19:30.to save them, but unless they can do a good job, it is basically

:19:30. > :19:39.doomed. Or is it? Perhaps the future is not as a home for the

:19:39. > :19:42.elderly. It could be an affordable home for a potential of the young

:19:43. > :19:48.generation. This is my new bungalow that I had moved into. Architect

:19:48. > :19:51.Tim Wolfe-Murray and his wife wanted a detached home in

:19:51. > :19:55.Canterbury for their new daughter. They discovered that the bungalow

:19:55. > :19:59.was the only building in their price range that ticked all the

:19:59. > :20:03.boxes. Five years ago if I had thought we were living in a

:20:03. > :20:07.bungalow why would be very surprised. But actually, we be the

:20:07. > :20:11.enjoy living here, and it has got lots of room in the house.

:20:11. > :20:18.start of something new, young people in bungalows, the way

:20:18. > :20:25.forward! Seduced by the bungalow! Es! And they have got big plans to

:20:25. > :20:31.turn it into a dream home that any MTV Cribster would surely consider

:20:31. > :20:35.an amazing bungalow! We have got milk, cheese and bacon in the

:20:35. > :20:45.fridge. Maybe there is live in the old

:20:45. > :20:45.

:20:45. > :20:51.bungalow yet expat -- life. Next, another report on caring for

:20:51. > :20:59.the elderly. Britain is going grey at an alarming rate, so finding

:20:59. > :21:03.ways to care for the ageing population is a big priority. We

:21:03. > :21:10.sent Mark Easton our brand England to investigate the radical ways in

:21:10. > :21:15.which we are caring for the elderly. -- around England.

:21:15. > :21:20.I wonder what it is like to be 80 years old? If I live that long, who

:21:20. > :21:25.will be there to care for me when I cannot manage? Who will pay my

:21:25. > :21:30.bills? These are questions that we all answer, because we do not know

:21:30. > :21:34.how much it will cost and you can spend everything before the state

:21:34. > :21:42.steps in. Here in York, this city, some of the elderly has club

:21:42. > :21:47.together to share the risk. It is a simple idea. Before you get to

:21:47. > :21:50.decrepitude can apply to live out your days at this community run by

:21:50. > :21:54.the Joseph Rowntree Foundation where the residents know that if or

:21:54. > :21:59.when they need nursing care, it is available on site at no extra

:21:59. > :22:03.charge. We came here because my parents had died and suddenly we

:22:03. > :22:07.were the oldest people in the family. We came here and suddenly,

:22:07. > :22:13.we were the youngest people and the family. There were people of 40

:22:13. > :22:18.years older than me. They offer peace of mind here to those that

:22:18. > :22:23.can afford it. The residents play into a communal pot, �170 a month

:22:23. > :22:27.for a 60 year old, and little bit older if you join later. In return,

:22:27. > :22:33.you can be confident that whatever happens, you do not get clobbered

:22:33. > :22:37.with care fees you cannot afford. You pay the same sum year on year

:22:37. > :22:41.with more or small increases which covers how much you need. When you

:22:41. > :22:45.are fit, you pay over the odds. When you need major care, you do

:22:45. > :22:51.not pay any more for it. We know where we will be when we die, and

:22:51. > :22:58.to me, that is great. We can get on with living when we have ticked

:22:58. > :23:02.that box. It seems to me that this is a local solution to what many

:23:02. > :23:07.people would argue should be a national state responsibility,

:23:07. > :23:12.paying for the care of the elderly. But the plain fact is, at the time

:23:12. > :23:17.of public sector cuts, the politicians cannot agree on where

:23:17. > :23:22.they will fight about it, so the issue is kicked into the long grass.

:23:22. > :23:26.The truth is, despite the recession, Britain is still many times richer

:23:26. > :23:31.in real terms than it was when today's pensioners were born. We

:23:31. > :23:34.can afford to look after them, but in Westminster, seasoned

:23:34. > :23:38.politicians will say about priorities lie elsewhere. Is it

:23:38. > :23:42.just too ridiculous to imagine the answer to this question is to put

:23:42. > :23:47.up the taxes to pay to look after the elderly? It is not ridiculous

:23:47. > :23:51.to suggest we should use the tax system progressively, to look after

:23:51. > :23:55.and care for elderly people, it is ridiculous politically because

:23:56. > :23:59.nobody will touch it with a bargepole. Why not? We people are

:23:59. > :24:05.scared about arguing about taxes and spending and scared of the

:24:05. > :24:11.consequences at the moment of the economic impact in terms of further

:24:11. > :24:15.depression of the economy. With tax payer has apparently on cable or on

:24:15. > :24:20.willing to pay for the increasing care demands of the Alta Lake, the

:24:20. > :24:26.search is on to provide help without need for large amounts of

:24:26. > :24:30.public money. I have come to Essex to see one of the 100 or so home

:24:30. > :24:36.shares in action, an idea already popular on the Continent.

:24:36. > :24:40.husband died in 2002, I have had arthritis for about 20 years, and

:24:41. > :24:45.finally I found I was getting worse. I did some research and I came up

:24:45. > :24:54.with a share and care. I rang up and said, how do you feel about a

:24:54. > :25:02.man? I thought, a man. Why not! was matched with 45-year-old Graham,

:25:02. > :25:06.an NHS worker. For the last two years, they have lived together

:25:06. > :25:11.here in her home. The delays, he lives rent free in return for

:25:11. > :25:16.spending around 10 hours a week helping out. It has allowed you to

:25:16. > :25:20.stay here? Exactly. I desperately wanted to stay here. I love my

:25:20. > :25:26.house and I intend to be carried out in my coffin. He has been

:25:26. > :25:33.absolutely amazing. He has given me my life, my quality of life. It has

:25:33. > :25:41.risen like that. We laugh, he makes me roar with laughter! Sometimes, I

:25:41. > :25:50.make him roar with laughter! Yes, when you tell dirty jokes! It is so

:25:50. > :25:54.nice when you see some of the situations like this that work.

:25:54. > :25:59.There are needs that cannot be too severe, and very importantly, the

:25:59. > :26:09.characters have to be right to get this kind of special relationship.

:26:09. > :26:10.

:26:10. > :26:14.It is an answer, but it is not the Over on the Isle of Wight, there is

:26:14. > :26:19.a unique social experiment being piloted called care for care. The

:26:19. > :26:24.idea is simple, for every hour of voluntary care that people put in

:26:24. > :26:28.for their elderly neighbours, they built up an hour's worth of care

:26:28. > :26:35.credit that they can keep in a time Bank and used for their own care

:26:35. > :26:41.later in life. One of the youngest of the 150 members that signed up

:26:41. > :26:46.for the pilot scheme is 36-year-old Lewis, who has been helping out 87-

:26:46. > :26:50.year-old Pearl. Are have been coming to see her for about six

:26:50. > :26:55.months now. I would like to think that the hours I spend their banks

:26:55. > :27:01.towards helping my mother or helping myself if and when I need

:27:01. > :27:10.it. We spend a lot of time talking. He talks to May. But that is a big

:27:10. > :27:17.help to me, because people do not come. This is the brainchild of a

:27:17. > :27:21.professor that hopes it will pay a key part in solving the care crisis.

:27:21. > :27:26.-- play a key part. We have set up a large scheme, we hope there will

:27:26. > :27:31.be a million members in a national scheme. The problem is, with the

:27:31. > :27:35.next generation, if it is sufficiently keen to ensure it CD

:27:35. > :27:41.in their own age to invest in the hours which would buy them their

:27:42. > :27:45.care and pension. Here in Westminster, the talk is all about

:27:45. > :27:49.cuts and austerity, not spending billions of pounds a more caring

:27:49. > :27:55.for the Adelaide, so the responsibility falls on the wider

:27:55. > :28:01.society. -- caring for the elderly. They need to fill that gap and have

:28:01. > :28:10.all of us to feel more confident about the prospect of growing old.

:28:10. > :28:14.-- help all of us. If you want any more information

:28:14. > :28:24.about a night's programme, you can visit our website so. You can also

:28:24. > :28:29.

:28:29. > :28:34.watch the programme again on the BBC iPlayer. Coming up next week:

:28:34. > :28:39.They look at us like we are a dart. Be is a young mother always a bad

:28:39. > :28:44.mother? We are not always like that, you focus on the negative, you do

:28:44. > :28:49.not know us. And soon we will be voting on the new American-style