:00:22. > :00:29.Brain and more rain. How much more can the South take? The perils of
:00:30. > :00:34.easy money. Why are payday loan `` why are payday loan could seriously
:00:35. > :00:39.damage your health. And the charity trying to help
:00:40. > :00:57.horses and donkeys through violent times in Egypt.
:00:58. > :01:03.First tonight, what a dramatic start to 2014 has been. We have had
:01:04. > :01:07.torrential rain, gale force winds, and of course, all of this flooding.
:01:08. > :01:15.It has turned thousands of people's lives in the South upside down, and
:01:16. > :01:18.left many counting the cost. From Weymouth and Portland, along the
:01:19. > :01:26.south coast and up to Oxfordshire, the Flood story just kept on
:01:27. > :01:33.the residents of Purley on Thames are no strangers to seems like this.
:01:34. > :01:40.Waders and canoes have been essential items, as finally, the
:01:41. > :01:48.Thames could just not cope. Is that the worst of it there? Across
:01:49. > :01:51.England, at least 1700 homes and businesses have been flooded,
:01:52. > :01:55.bringing misery to scores of families. Questions are being asked
:01:56. > :01:58.over what this means for property values, insurance premiums, and
:01:59. > :02:03.house`building policy. The government says almost one in six
:02:04. > :02:08.homes could face scenes like this in the future. For Purley, floods have
:02:09. > :02:12.become a way of life. Some, like Rory West, are helping stranded
:02:13. > :02:15.neighbours. This morning, we had to go and buy an inflatable kayak just
:02:16. > :02:21.to take goods down to the neighbours will get anybody out, or get
:02:22. > :02:28.anything out we can. At five o'clock this morning, I came out to see what
:02:29. > :02:33.was going on. I realised the water was an inch away from the door, so
:02:34. > :02:36.we decided to get out at that point, and we will truly taking the last
:02:37. > :02:42.few bits out when the water started coming up between the floorboards. I
:02:43. > :02:47.was coming out at regular intervals through the night, and the road up
:02:48. > :02:51.there was breached at three o'clock in the morning. Then, I knew we were
:02:52. > :02:58.going to get flooded quite badly around the back here. So on the
:02:59. > :03:02.right`hand side, there is a line. That is where it was in 2003. That
:03:03. > :03:12.is the 2003 tide mark. It is a lots of misery for a lot of
:03:13. > :03:17.people, but it is just one of those. You've got to do your bit,
:03:18. > :03:22.and that's it, really. As we all ask, is it ever going to stop?
:03:23. > :03:25.Weather experts say it is true we are getting more and more of these
:03:26. > :03:30.big blocks of whether that hang around for a long time. We seem to
:03:31. > :03:38.be getting more of these extremes because the active seems to sit for
:03:39. > :03:42.periods of time. `` the pattern. In 2012, at the beginning, we were
:03:43. > :03:46.looking at drought conditions, so by the end of March, water levels were
:03:47. > :03:51.exceptionally low, very close to the summer of 1976. And then everything
:03:52. > :03:54.changed. By April, the heavens opened, and it was called the
:03:55. > :04:00.wettest trout on record, because things change so quickly. Heavy
:04:01. > :04:03.rainfall soon took away the drought conditions and brought exceptional
:04:04. > :04:07.flooding conditions, and 2012 was one of the wettest years we have
:04:08. > :04:10.seen on record. We seem to be swinging from one extreme to
:04:11. > :04:13.another, and it is down to these weather patterns that stick for
:04:14. > :04:16.weeks and sometimes months in patterns of either settled
:04:17. > :04:19.conditions, bringing drier conditions, or the mobile westerly
:04:20. > :04:26.winds we have at the moment bringing flooding conditions. So what is Liz
:04:27. > :04:30.Bentley's best guess on the outlook for the rest of the winter? We are
:04:31. > :04:36.about halfway through the winter months in the middle of January, and
:04:37. > :04:40.it has been a mild month so far, and a wet and stormy winter. For me,
:04:41. > :04:43.looking ahead, I am looking to the top of the atmosphere, the jet
:04:44. > :04:46.stream, to see what happens in the next couple of weeks. It looks as if
:04:47. > :04:51.things will settle down a bit once we get to the end of January. Things
:04:52. > :04:55.start to settle down, and we should see less rainfall. Depending on
:04:56. > :04:59.where high pressure builds, which it looks like it will, we will either
:05:00. > :05:03.get a cold spell coming in, if we get Easter leaves like last winter,
:05:04. > :05:05.or it might just remain mild but dry, so it is really depending on
:05:06. > :05:18.the high pressure. Dorset was hit hard by the floods.
:05:19. > :05:23.News teams descended on a mobile home park for the over 50s on the
:05:24. > :05:27.banks of the river Stour. Residents here had to evacuate their homes
:05:28. > :05:35.with just a few hours' notice. Some still staying with friends will .
:05:36. > :05:41.Some were allowed to camp for the last fortnight in a nearby church so
:05:42. > :05:45.they were close to home. Can I give supplies to someone? It is all we
:05:46. > :05:49.could think of. We couldn't think of anything to do for you, and you
:05:50. > :05:55.probably don't want to see any more liquid at all! I thought I would get
:05:56. > :06:00.you milk. It will take more than tea and biscuits to ease the misery
:06:01. > :06:03.caused by flooding here. We were woken up Christmas morning by a
:06:04. > :06:06.knock on the door at about quarter past four in the morning, and that
:06:07. > :06:11.was it. It was up to the bottom of that step, and we just had to get
:06:12. > :06:14.out. Sue Holloway and her 80`year`old husband had just ten
:06:15. > :06:19.minutes to lead before water levels rose and flooded the inside of their
:06:20. > :06:25.park home. How deep was it in here? It was all up in this draw, and all
:06:26. > :06:30.opinion. You are kidding. And in that cupboard. All the carpets have
:06:31. > :06:34.gone. We have taken them out. Everything else is ruined, but we
:06:35. > :06:37.have left it down. So there is water in there? Yellow matter yes, in
:06:38. > :06:40.there. All the carpets have gone. We have taken them out. Everything else
:06:41. > :06:43.is ruined, but we have left it down. So there is water in there? Yellow
:06:44. > :06:45.matter yes, in there. Only mild stuff will stop the washing machine
:06:46. > :06:48.is broken. That was filled up with water. And I think people forget it
:06:49. > :06:52.is not clean water, river water. No, it is dirty, sewage. This is your
:06:53. > :06:58.home. It must be heartbreaking. It is, really, because we have nowhere
:06:59. > :07:01.to go now. We are homeless. Across the South, people are asking if it
:07:02. > :07:08.is right that we are allowed to set up home in areas thrown to flooding.
:07:09. > :07:12.It is a known problem. I am a local lad. I grew up in Burton. There have
:07:13. > :07:19.always been floods. What can be done to stop this happening again? This
:07:20. > :07:22.is of course, a flood plain, and by virtue of the name on the door, this
:07:23. > :07:26.is a mobile home park. Everybody could be lifted off here. They are
:07:27. > :07:30.not subject to any planning permission. These homes are
:07:31. > :07:35.licensed. They are licensed by the local authority. So, should they be
:07:36. > :07:40.licensed? Whether it is right or wrong, I guess that should be for
:07:41. > :07:48.future meetings to be held and decided. At one time, 70 families
:07:49. > :07:53.were trapped in their homes with six feet of sea water around them. In
:07:54. > :07:58.1979, storms lashed the coast of Dorset and good even worse flooding
:07:59. > :08:05.them this time. Rita Prescott was living in either doubt the time. ``
:08:06. > :08:09.Peter Prescott. In the flood of 1979, we lost everything we have. It
:08:10. > :08:13.was quite horrendous. However horrendous it was, he did not want
:08:14. > :08:17.to move, but having been flooded once, as you can imagine, insurance
:08:18. > :08:25.premiums rocketed. The insurance was quite considerable. We paid over
:08:26. > :08:30.?600 insurance, and we had a ?1000 access on any flood damage, so it
:08:31. > :08:36.was already prohibitively expensive. But we cannot afford not to be
:08:37. > :08:40.insured. I said to my wife, we can't not be insured. But while insurance
:08:41. > :08:45.premiums go up, our property values going down? There are two homes for
:08:46. > :08:49.sale on the bike at the moment, all offering an affordable way for
:08:50. > :08:55.anyone over 50 to live in this part of Dorset. But will anyone actually
:08:56. > :08:59.wants to buy them? Are you seeing more worrying people buying property
:09:00. > :09:04.near rivers? We have had a number of quite high profile winters and
:09:05. > :09:09.floods and stuff. Are people more cautious? They take note of the
:09:10. > :09:14.agencies and advice, and there are more searches to do these days, so,
:09:15. > :09:18.yes, they are more aware of it. They don't just buy something and say,
:09:19. > :09:24.this is OK. Look into it, and the 100% sure before you commit
:09:25. > :09:27.yourself. Ayes what we got here? For sale currently is a two`bedroom,
:09:28. > :09:30.about eight or nine years old. At the moment we are asking for sale
:09:31. > :09:32.currently is a two`bedroom, about eight or nine years old. At the
:09:33. > :09:38.moment we asking ?439,000. That is very realistic in the general market
:09:39. > :09:41.conditions. `` ?139,000. Do you think what is happening in the last
:09:42. > :09:45.few weeks will affect it? I think it will in the short term. How much
:09:46. > :09:54.would it affect the price realistically? If it was
:09:55. > :09:59.would it affect the price might have to drop 20,000, in the
:10:00. > :10:05.short term, but if she has to stick out for her prize, we will keep on.
:10:06. > :10:08.In the spring, it will bounce back. This is cyclical. I'm sure it
:10:09. > :10:13.happened 1000 years ago, and it will happen in 1000 years time. It will
:10:14. > :10:19.come and go just as quickly as it came. Peter Prescott has no doubt
:10:20. > :10:24.there is anywhere else you would rather be living. Hopefully, a few
:10:25. > :10:31.more years, but we would not live anywhere else. It is our little
:10:32. > :10:36.kingdom. It is nice. We enjoy it. I would love to hear your thoughts on
:10:37. > :10:41.how local agencies responded. I'll use salted now? `` all you sorted
:10:42. > :10:49.now? You need a little bit of cash,
:10:50. > :10:54.perhaps you are thinking of getting a short`term loan to pay off an
:10:55. > :10:57.existing loan. Before you do, watch this.
:10:58. > :11:03.On the high street where shops are shouting, you will find payday
:11:04. > :11:06.lenders thriving. It is a ?2 billion industry which for some customers
:11:07. > :11:11.can provide a lifeline, quick cash for people who cannot borrow money
:11:12. > :11:16.elsewhere. But what happens when borrowers cannot pay the cash back
:11:17. > :11:23.on time and the amount owed rockets thanks to hefty rates of interest?
:11:24. > :11:38.The original loan amount, ?155. The current amount you owe, ?672. Wow.
:11:39. > :11:42.When this coach driver found himself out of work, he borrowed a couple of
:11:43. > :11:47.hundred pounds. Within months, he owed thousands. I am on my own. I
:11:48. > :11:55.only have my income. I needed a bit of help. A loan, as bad as it was, I
:11:56. > :12:01.thought it would be all right. Can you remember taking out your first
:12:02. > :12:07.one? It was ?100. I had to pay back ?160. But it did not go to plan. You
:12:08. > :12:12.have to pay more money back than you borrowed. It makes you that much
:12:13. > :12:18.short of that month. So you have to take it out again. How many loans
:12:19. > :12:24.did you have paying off other loans paying off other loans? About 13
:12:25. > :12:31.towards the end. Paul is not the only one to struggle with paying
:12:32. > :12:38.back loans. With interest rates up to 6000% APR, debt can easily spiral
:12:39. > :12:44.out of control. On the Isle of Wight, there has been a 100%
:12:45. > :12:50.increase in the number of cases seen by the Citizens Advice Bureau.
:12:51. > :12:54.People are not doing it to buy flatscreen TVs, they are trying to
:12:55. > :13:03.put food on the table and buy their kids new school uniforms and pay
:13:04. > :13:08.rent. It is desperation. When people come to us, they are in crisis. It
:13:09. > :13:13.is when the payday loans have stacked up and they have probably
:13:14. > :13:22.got more than a handful of payday loans. They may owe ?6,000, ?10,000
:13:23. > :13:25.at an interest rate of 1000%. Where are people going to get to the end
:13:26. > :13:32.of that? They can't. Desperate measures.
:13:33. > :13:41.It is horrible. You get another one each month. You have to pay off the
:13:42. > :13:45.last one and the fees. A few clicks on the Internet and you can get the
:13:46. > :13:56.money within an hour most of the time. Wow. Your next action, pay
:13:57. > :14:03.?1117. They want that in full. Immediately. It is so easy for
:14:04. > :14:06.people to go onto the Internet and they do not feel like they are
:14:07. > :14:12.borrowing money. The next week, I will have that one. That goes on
:14:13. > :14:20.from there. Robbing Peter to pay Paul. You will never get to the end.
:14:21. > :14:23.It seems not all payday loan companies are being entirely fair
:14:24. > :14:26.when their customers fall behind with payments. One woman's
:14:27. > :14:33.experience with Toothfairy Finance has left the CAB deeply concerned.
:14:34. > :14:37.The client had a debt of ?300 and she could not paid within the
:14:38. > :14:41.specified two`week time frame. They added interest on the loan which
:14:42. > :14:45.meant she could not afford the new increased loan amount which
:14:46. > :14:51.unfortunately was passed on to election agencies, three different
:14:52. > :14:55.agency at the same time. The debt is now over ?3000. Despite agreeing
:14:56. > :14:59.with the collection agency and new payment plan, the woman who wants to
:15:00. > :15:04.remain anonymous received ever`increasing demands for money.
:15:05. > :15:09.She has been having text messages throughout the day and evening,
:15:10. > :15:18.weekend, bang, days. She nights so it is quite disruptive and very
:15:19. > :15:23.stressful. `` anchor holidays. Government guidelines say borrowers
:15:24. > :15:26.should not be put under undue pressure and that charges are
:15:27. > :15:31.supposed to be proportionate to the main debt. We wanted to ask
:15:32. > :15:35.Toothfairy Finance first simple sums, how and why had heard that
:15:36. > :15:42.multiplied by ten times the original amount? Welcome to Toothfairy
:15:43. > :15:46.Finance. You are important to us. Please hold whilst we connect you to
:15:47. > :15:56.an operator of who will be more than happy to discuss your options. But
:15:57. > :16:07.we had to wait on our hands. `` a wait. Well, that is 20 minutes on
:16:08. > :16:27.hold. They promise we will talk to an operator. We will keep waiting.
:16:28. > :16:41.Cut off! Hello? It is cut off. After an hour and a half on hold, the
:16:42. > :16:45.phone has just cut off. Could you imagine if you were paying for that
:16:46. > :16:49.on a mobile phone? How frustrating! Toothfairy Finance appear to have
:16:50. > :16:59.lost their sparkle in the customer services department. It is no wonder
:17:00. > :17:01.we could not get through as Web Loans Processing who traded as
:17:02. > :17:06.Toothfairy Finance was in the process of going into
:17:07. > :17:09.administration. We have discovered the company had been under
:17:10. > :17:14.investigation by the Office of Fair Trading. The government department
:17:15. > :17:17.was unhappy with some of its working practices and proposing to remove
:17:18. > :17:24.its credit licence. That is its ability to lend money. During our
:17:25. > :17:30.investigation, we found other borrowers also upset with Toothfairy
:17:31. > :17:33.Finance and the campaign group Toothfairy.con says it has received
:17:34. > :17:38.hundreds of complaints. These are just some of them. Now that the
:17:39. > :17:42.company Toothfairy Finance is out of business, the big question is, will
:17:43. > :17:45.be borrowers have to pay back the money and more importantly, the
:17:46. > :17:50.interest? Quite possibly, yes. Toothfairy Finance's books have been
:17:51. > :17:58.sold to a company called, would you believe, Loads Of Dosh Ltd. They
:17:59. > :18:05.have subsequently changed their name to DHR Capital. We want to ask that
:18:06. > :18:11.very question to them, but as yet, no response. You know where we are.
:18:12. > :18:15.The Consumer Finance Association which represents many of these sorts
:18:16. > :18:19.of lenders says that payday loan is designed to be a short`term option
:18:20. > :18:25.only and should never be used to try and fix larger long`term debt
:18:26. > :18:29.problems. They state taking out one loan to pay off another is not
:18:30. > :18:33.advisable and that they are working on a solution to let lenders see
:18:34. > :18:39.when borrowers have other payday loans outstanding. The Financial
:18:40. > :18:43.Conduct Authority is due to introduce new regulations for the
:18:44. > :18:48.payday loan companies in April and the government too wants to put a
:18:49. > :18:53.cap on the cost of payday loans. Campaigners say this is too little,
:18:54. > :18:57.too late. There is a way somebody that exploits people's desperation.
:18:58. > :19:02.These are the ones who have stepped in here. I think it is time for us
:19:03. > :19:14.as a community and the society to stand up against and say, this is
:19:15. > :19:17.not all right. We are due a change. However, the people who run the
:19:18. > :19:23.payday loan companies are clever businesspeople. I am quite sure they
:19:24. > :19:27.will find a way around it. Paul continued to see his step rise
:19:28. > :19:36.because he could not afford to pay back his loans `` his debt rise. How
:19:37. > :19:42.bad did it get? I was depressed. All of them wanted money on my back. The
:19:43. > :19:46.letters coming through the door, the phone lines on the landline and the
:19:47. > :19:51.mobile. I could not do my job. Did you get the knock on the door as
:19:52. > :19:58.well from collectors? Yes. At the door, on the phone and through the
:19:59. > :20:02.post. He sought help at the Citizens Advice Bureau but he was so much in
:20:03. > :20:07.debt that the only thing he could do was declare himself bankrupt. It has
:20:08. > :20:13.put a mark on my future. I cannot buy a house that at least six to ten
:20:14. > :20:18.years time. I am screwed, basically. Do you regret taking out the first
:20:19. > :20:23.loan? I do. I regret that first one when I click the button. I regret
:20:24. > :20:27.that decision. That is half the reason that led me to the
:20:28. > :20:35.bankruptcy. That one took of the mouse? That one click of the mouse.
:20:36. > :20:41.You can find us on Twitter, don't forget. Finally tonight, the Sussex
:20:42. > :20:46.woman who gave up everything to help animals abroad. When Kim Taylor set
:20:47. > :20:50.up a sanctuary in Egypt, she had no idea of the turmoil the country was
:20:51. > :20:56.about to descend into. Sally Taylor's report contains some
:20:57. > :21:00.distressing scenes. Seven years ago, Inside Out made a
:21:01. > :21:06.film about a West Sussex woman who ran a charity looking after horses
:21:07. > :21:13.and donkeys in Egypt. Going really fast and he is still being beaten.
:21:14. > :21:17.Kim Taylor gave up life in Boxgrove to move to Luxor, opening her
:21:18. > :21:21.charity ACE, Animal Care in Egypt, in 2000. She wanted to teach people
:21:22. > :21:26.how to look after working animals that often suffered appalling
:21:27. > :21:29.neglect. Among the horrifying incidents we filmed was a horse
:21:30. > :21:33.which had treated at the Centre for leg injury being put straight back
:21:34. > :21:42.to work with devastating consequences. We have been able to
:21:43. > :21:49.redraft its leg and it is now able to stand and eat and drink. Track
:21:50. > :21:55.road we dress its leg. Around the corner was the Egyptian revolution.
:21:56. > :22:00.We will see if we can convince the owner to let her out to grass for a
:22:01. > :22:07.while. The struggle for democracy led to violent protest after 30
:22:08. > :22:11.years of oppression. The first elected president Mohamed Morsi now
:22:12. > :22:15.faces charges himself. The constitutional referendum is under
:22:16. > :22:20.way and mid continuing violence and tourists are steering clear. Over
:22:21. > :22:27.the last few years, Egypt has changed. Luxor has certainly
:22:28. > :22:31.changed. At one time, there was boats going up and down the River
:22:32. > :22:36.Nile, tourists everywhere. You had to queue to get into the temples and
:22:37. > :22:41.tombs. Now it is deserted. Mostly because the Home Office have said it
:22:42. > :22:44.is one of those places you should not go to. Therefore, people cannot
:22:45. > :22:51.get insurance. No one is coming. It is really sad. Until 2010, we used
:22:52. > :22:57.to receive 14 million clients every year. People were happy with this.
:22:58. > :23:05.Now we are running between 3% and 4%. Most of the hotels are empty. We
:23:06. > :23:17.have 286 boats. Many are now for sale. The government has to think
:23:18. > :23:22.quick link what we will do. We have boats, horse carriages, buses,
:23:23. > :23:33.everything has stopped. Life has stopped. It is nice of you all to
:23:34. > :23:39.come today. There are hardly any tourists. With only a handful of
:23:40. > :23:43.people now holidaying in Egypt, ACE has lost important funding from
:23:44. > :23:47.international visitors. we were so impressed by the work that goes on,
:23:48. > :23:50.it is so reassuring to know there is somewhere for the animals to come,
:23:51. > :23:57.if they get hurt, which they often do. Kim says that one of the effects
:23:58. > :23:59.of the revolution has been to bring up more animals on the streets,
:24:00. > :24:07.which together with increasing poverty, this has meant a rising
:24:08. > :24:13.workload the ACE. The working animals, they are bringing goods to
:24:14. > :24:16.and from building sites. It is basically one vehicle, one animal on
:24:17. > :24:21.the streets. There are so many animals working on the streets in
:24:22. > :24:25.Luxor. It is quite a shock when you first go there. You think you will
:24:26. > :24:29.see the donkey but there are so many, thousands of horses and
:24:30. > :24:32.donkeys working on the streets, but especially donkeys. Since the
:24:33. > :24:38.beginning of the Egyptian revolution, the Arab Spring we have
:24:39. > :24:43.had no fuel. We have had shortages of petrol and diesel. People have
:24:44. > :24:47.been going back to animals they do not use any more, they are getting
:24:48. > :24:52.them out. At least then they have some form of transport. There has
:24:53. > :24:57.not been any petrol or diesel. The people just generally use animals in
:24:58. > :25:01.a way that is like a tool. When it is broken, they will try to find
:25:02. > :25:04.another tool. Some people are learning that if they take care of
:25:05. > :25:07.their animals they will last longer and work better. That is something
:25:08. > :25:13.we have been trying to instil in people from the beginning. This is
:25:14. > :25:17.your business, your taxi. If you take care of it, it will last a long
:25:18. > :25:21.time. Then it will work for you longer and work harder. But you have
:25:22. > :25:27.got to put the effort and money in and food into the animal to get the
:25:28. > :25:32.best out of it. We see lots of very bad traffic accidents. You do not
:25:33. > :25:39.see that he is so much because people do actually go around horses
:25:40. > :25:42.slowly. Whereas in Luxor, the traffic is moving very fast and
:25:43. > :25:46.people do not really seem to care very much. We often have carriage
:25:47. > :25:56.horses that have a foal tied beside the mother and the traffic will come
:25:57. > :26:02.around and not see the baby and smack into it. Often horses get
:26:03. > :26:05.loose and crash into each other. We see some really major traffic
:26:06. > :26:11.accident wounds which are very bloody and graphic and horrible. At
:26:12. > :26:14.the moment, people are also downgrading the food they give their
:26:15. > :26:18.animals because they have not got the money to spend so they are
:26:19. > :26:22.trying to cut down. They are feeding them something which will keep them
:26:23. > :26:26.alive, but actually, they are not putting on weight. If they are
:26:27. > :26:30.working, they are losing weight. That is horrible. We are trying to
:26:31. > :26:32.feed as many animals as we can not coming to us just to try and keep
:26:33. > :26:40.them alive, really, keep them balanced. As the constitutional
:26:41. > :26:45.referendum gets under way, Kim is hopeful things will begin to settle
:26:46. > :26:49.and the tourists will return. In the meantime, she is determined to carry
:26:50. > :26:52.on running the centre than no salary with the help of a sympathetic
:26:53. > :26:58.ex`husband, her family and well`wishers. The local people said,
:26:59. > :27:03.you should be helping children. If you are coming here as a foreigner,
:27:04. > :27:08.you should help the children or the poor people. I think everybody finds
:27:09. > :27:14.their niche in life and it was something that I saw that people
:27:15. > :27:18.were not maintaining their animals and the poorest of people are trying
:27:19. > :27:22.to get the best from their animals and there was nobody there to help
:27:23. > :27:25.them to do that. That is what we wanted to do, help those people to
:27:26. > :27:30.get the best from their animals, look after the animals as we go
:27:31. > :27:33.along the way and educate children along the way as well so that the
:27:34. > :27:39.future will be better. I think you can think, yes, there are so many
:27:40. > :27:43.problems on the planet. I see so many things and it brings me to
:27:44. > :27:48.tears all of the time. But I have to blinker myself because it is
:27:49. > :27:54.bettered to try and do one thing well done to do so many things and
:27:55. > :27:58.then you just get lost. To be able to help the local poor people is to
:27:59. > :28:02.help their animals. You could not go there and give poor people money. It
:28:03. > :28:10.would not work. It is a way of helping poor people, the poorest
:28:11. > :28:15.people. And the people accept me as the Mount Englishwoman that wants to
:28:16. > :28:20.do something positive and not something destructive `` the mad
:28:21. > :28:27.Englishwoman. Kim Taylor there, no relation to
:28:28. > :28:36.Sally. That is it for this week. Don't forget my e`mail. I will see
:28:37. > :28:43.you next time. Next week, how to heat your home for ?3 a month. I
:28:44. > :28:48.think people are learning that you have got to keep yourself warm. You
:28:49. > :28:52.cannot expect the house to do it all the time. And after the lights went
:28:53. > :29:04.out at Christmas, who is to blame and could it happen again?
:29:05. > :29:09.Hello, I'm Ellie Crisell with your 90-second update.
:29:10. > :29:12.The PM has backed fracking. He's promised councils incentives if they
:29:13. > :29:15.let companies drill for shale gas. Critics have called the offer a
:29:16. > :29:18.bribe, but the Government claims the process will give us cheaper energy.
:29:19. > :29:22.More at 10pm. The biggest public inquiry into
:29:23. > :29:25.child abuse in the UK has begun in Northern Ireland. It's looking at
:29:26. > :29:29.care in church and state-run homes over 70 years. More than 400 people
:29:30. > :29:31.have asked to give evidence. Mark Bridger was convicted of
:29:32. > :29:32.murdering April