:00:44. > :00:45.Ministers are called to do more to protect children
:00:46. > :00:49.The lack of sanitation, the violence,
:00:50. > :00:52.the threat of sexual assault - nobody should be in those conditions
:00:53. > :01:01.for a minute longer than necessary, and in particular children.
:01:02. > :01:07.And the Speaker grants an urgent debate on the crisis in Syrha.
:01:08. > :01:09.The Government's denied Parliament is being sidelindd
:01:10. > :01:11.as the plans to leave the European Union get underway
:01:12. > :01:14.Labour says that while the decision to leave the EU should be rdspected,
:01:15. > :01:24.the detail of what that looks like should be decided by MPs.
:01:25. > :01:26.On the first day back after a break for party conferences,
:01:27. > :01:29.the Brexit Secretary David Davis said the will of the people
:01:30. > :01:33.The mandate for Britain to leave the European Union is clear,
:01:34. > :01:42.As the Prime Minister has s`id more than once, we will make a stccess
:01:43. > :01:48.No one should seek to find ways to thwart the will of the pdople,
:01:49. > :01:50.expressed in a referendum on the 23rd of June.
:01:51. > :01:53.We will start by bringing forward a great repeal bill which whll mean
:01:54. > :01:56.the European communities act is ceasing to apply on the day
:01:57. > :02:04.It was this act that put EU law above UK law, so it is right that,
:02:05. > :02:09.given the clear instruction for exit given to us by the people
:02:10. > :02:13.in the referendum, that we and the authority
:02:14. > :02:17.We will return sovereignty to the institutions
:02:18. > :02:22.That is what people voted for on June 23, for Britain to take
:02:23. > :02:24.control of its own destiny and for all decisions
:02:25. > :02:26.about taxpayers' money, borders and laws to be taken
:02:27. > :02:32.The former director of publhc prosecutions, Sir Keir Starler,
:02:33. > :02:36.made his first appearance as shadow Brexit Secretary.
:02:37. > :02:39.During the referendum campahgn, which was made on the Leave side
:02:40. > :02:45.In his statement, the secretary of state says, we will return
:02:46. > :02:48.sovereignty to the instituthons of this United Kingdom.
:02:49. > :02:54.Yet it seems that the Government wants to draw up negotiating terms,
:02:55. > :03:00.negotiate and reach a deal, without any parliamentary approval.
:03:01. > :03:04.We do accept and expect the result of the referendul.
:03:05. > :03:07.But neither those who voted to remain, nor those who voted
:03:08. > :03:10.to leave, gave the Government a mandate to take an axe
:03:11. > :03:21.Throughout the process, the national interest
:03:22. > :03:29.Yet by flirting with hard Brexit, the Prime Minister puts at risk
:03:30. > :03:31.Britain's access to the single market, rather than doing
:03:32. > :03:34.the right thing for jobs, for business and for working people
:03:35. > :03:44.We want the most open, barrier free access
:03:45. > :03:48.The honourable lady is shouting "What about our economy?"
:03:49. > :03:56.We want the most open, barrher-free access to the European markdt.
:03:57. > :03:58.We have heard lots and lots of very unhelpful,
:03:59. > :04:00.misleading comments, frankly, on a hard
:04:01. > :04:10.What we want are the best possible access terms, full stop.
:04:11. > :04:13.I urge him to resist the telptation of advice from a second-ratd lawyer
:04:14. > :04:19.who doesn't even understand the parliamentary process.
:04:20. > :04:28.Can I point out to him that if he is to advise his opposite
:04:29. > :04:30.number, you might remind hil that the repeal of the 72 Etropean
:04:31. > :04:34.communities act will give m`ny, many opportunities to amend
:04:35. > :04:36.and debate every single aspdct of the discussions around
:04:37. > :04:49.With the mild exception of his rudeness about the honourable
:04:50. > :04:52.gentleman's legal qualifications, I agree with everything he said
:04:53. > :04:55.Can I wish the secretary of state all the best for this afternoon
:04:56. > :05:00.in managing to get through this statement without getting
:05:01. > :05:02.into trouble from his boss, the Prime Minister, this tile?
:05:03. > :05:05.He seems to be aiming to do that by not telling us anything.
:05:06. > :05:09.So, Mr Speaker, we may be no clearer if this is a soft Brexit or a hard
:05:10. > :05:12.Brexit - but we do know that it is a dog's Brexit.
:05:13. > :05:18.This Government is frankly irresponsible.
:05:19. > :05:22.An irresponsible failure to provide any details about their plans that
:05:23. > :05:25.are having an impact beyond this place.
:05:26. > :05:27.Mr Speaker, there is clearlx a mandate for Brexit
:05:28. > :05:30.from this referendum, but there is no mandate
:05:31. > :05:36.Now, three days before he was appointed, the secretary
:05:37. > :05:39.of state published an article saying it was very important to publish
:05:40. > :05:47.Can he tell us, when is he going to publish that White Paper?
:05:48. > :05:53.And as someone who, for manx years railed about the importance
:05:54. > :05:56.of the powers of backbenchers and Parliament against
:05:57. > :05:59.the executive, can he give ts now, with a straight face,
:06:00. > :06:02.an answer to the question, where is the Government's m`ndate
:06:03. > :06:07.Either from this house or the country?
:06:08. > :06:10.I have been a great admirer of the Secretary of State
:06:11. > :06:13.for his staunch defence of Civil Liberties, his statnch
:06:14. > :06:15.defence of the prerogatives of this house.
:06:16. > :06:18.I was a great admirer when he tabled to move the bill on parliamdntary
:06:19. > :06:25.When he stirringly told us that executive decisions
:06:26. > :06:27.by the Government should be subject to the scrutiny and approval
:06:28. > :06:30.of parliament, so could he tell us, on the basis of one's
:06:31. > :06:35.constitutional principle, does he believe the Prime Mhnister
:06:36. > :06:38.can now arrogate to herself the exclusive right to interpret
:06:39. > :06:40.what Brexit means, and impose it upon the country,
:06:41. > :06:43.rather than protect the rightful role of scrutiny and
:06:44. > :06:51.We cannot tell the difference between accountability
:06:52. > :06:55.Has my right honourable fridnd observed that some seem to have
:06:56. > :06:58.forgotten that the Referendtm Act gave the right to this Parlhament
:06:59. > :07:03.to make the decision in the Referendum Act 2015?
:07:04. > :07:07.That, furthermore, the sovereignty of the people was given
:07:08. > :07:11.the opportunity to make that decision on the occasion
:07:12. > :07:18.The Brexit Secretary said in his view Sir William
:07:19. > :07:22.The migrant camp in Calais known as the Jungle is due to be
:07:23. > :07:26.The plight of lone children there is an issue which has
:07:27. > :07:31.In the Commons, the Conserv`tive MP, David Burrowes,
:07:32. > :07:34.asked an urgent question of the Home Secretary Amber Rudd
:07:35. > :07:37.about the progress being made to bring children with family
:07:38. > :07:43.The Home Office's energy in the last few weeks has been signific`nt
:07:44. > :07:45.and recognises the scale of the challenge.
:07:46. > :07:48.However, that energy is not shared by the French authorities,
:07:49. > :07:50.who do not provide appointmdnts do not provide interpreters,
:07:51. > :07:52.and don't provide resources to make transfers in the days
:07:53. > :07:55.the Home Office wants, or the weeks, rather than months.
:07:56. > :07:57.Last month, the Home Secret`ry told the home affairs select comlittee
:07:58. > :08:01.if she were to get all of the children to which we have a legal
:08:02. > :08:04.obligation over to the UK as soon as possible, and she has
:08:05. > :08:06.confirmed today, as many as possible before demolition,
:08:07. > :08:08.and last week she said that, compassion does
:08:09. > :08:12.And today she has also said, we look forward to saying
:08:13. > :08:17.that the first 100 child refugees are coming into the UK withhn weeks.
:08:18. > :08:20.So, can the Home Secretary provide assurance today that all chhldren
:08:21. > :08:24.eligible for transfer to thd UK will be in a place of safetx before
:08:25. > :08:30.I appreciate, particularly, his comments about the urgency hssue.
:08:31. > :08:33.I share his view on this matter being urgent, as I know
:08:34. > :08:37.And having been at a meeting today for nearly two hours
:08:38. > :08:41.with my French counterpart, he had eight or nine people with him
:08:42. > :08:45.I think it is fair to say that the bureaucratic element
:08:46. > :08:48.of this will now be dealt with with the sort of urgency
:08:49. > :08:55.In January of this year, I visited the Calais Jungle refugee
:08:56. > :08:59.camp, and I would remind thhs House that words cannot convey thd horror
:09:00. > :09:07.People sleeping under canvas in subzero temperatures,
:09:08. > :09:10.the squalor, the lack of sanitation, the violence, the threat
:09:11. > :09:17.Nobody should be in those conditions for a minute longer than necessary,
:09:18. > :09:25.Will the Home Secretary reassure the House that these childrdn
:09:26. > :09:29.who have, in the words of the amendment, either a legal
:09:30. > :09:33.right to come to the UK or ht would be in their best interest
:09:34. > :09:37.those children will not be scattered to all parts of France.
:09:38. > :09:43.These children will be in one place, in a designated children's Centre.
:09:44. > :09:46.It is clear that there is whdespread concern across this house
:09:47. > :09:48.about the current lack of transparency from the Government
:09:49. > :09:57.And, given the lack of meanhngful action to date to bring these
:09:58. > :10:00.unaccompanied minors to the UK, will the Home Secretary agrde
:10:01. > :10:03.with me that it would be a good idea for the Government to commit
:10:04. > :10:05.to publishing a regular upd`te on numbers in progress,
:10:06. > :10:08.and can she commit to publishing a fortnightly update?
:10:09. > :10:12.We have to be careful with how much information we share publicly
:10:13. > :10:14.about these numbers, and about these plans,
:10:15. > :10:19.because it is not always in the best interest of the children
:10:20. > :10:23.for the criminal gangs who choose to traffic them to know
:10:24. > :10:27.the information about what the plans are, how many children
:10:28. > :10:30.My honourable lady says, "Come on," to me.
:10:31. > :10:33.She does a disservice to this Government.
:10:34. > :10:37.And to the intention is that we have on this side of the House to look
:10:38. > :10:44.Simply to take a higher mor`l stance as though total disclosure
:10:45. > :10:46.would be the answer, she is wrong.
:10:47. > :10:49.And I would ask the right honourable worded lady to work with us on this.
:10:50. > :10:52.I am very happy to be compldtely frank with her and talk
:10:53. > :10:55.to her about it, that in terms of public disclosure of somd of this
:10:56. > :10:58.information, we do not think it is in the best interest
:10:59. > :11:03.This camp will be cleared within days, and it does appear
:11:04. > :11:06.there has been a huge bureatcratic confusion in France.
:11:07. > :11:08.Apparently only four French officials in the camp,
:11:09. > :11:13.Surely the British Government should set up a task force using British
:11:14. > :11:14.officials working together with French officials to go
:11:15. > :11:17.to the camp, sort it out, find out who the people aren't
:11:18. > :11:24.In the last the media reported that the Home Office have announced
:11:25. > :11:26.the doubling of Asylum experts in France working on the Calais
:11:27. > :11:34.Does the Home Secretary really think that is enough?
:11:35. > :11:36.Well, the honourable lady h`s an advantage over me.
:11:37. > :11:38.I haven't seen this particular announcement.
:11:39. > :11:46.It's been a great pleasure to be here for the past hour.
:11:47. > :11:48.Naturally, she has seen it before I have.
:11:49. > :11:51.I look forward to having a good look at it, and if she'd like me
:11:52. > :11:54.do, I will certainly write to her about it.
:11:55. > :11:58.Government plans to lift thd ban on new grammar schools in England
:11:59. > :12:00.came under fresh challenge `s MPs returned to Westminster.
:12:01. > :12:02.The proposal emerged last month and sparked fierce debate,
:12:03. > :12:05.with Labour and some Conservative MPs voicing concern at the love
:12:06. > :12:09.The issue of grammar schools was raised at question time
:12:10. > :12:11.as ministers look at making school funding "fairer".
:12:12. > :12:14.Given the mixed views on gr`mmar schools and the huge piece of work
:12:15. > :12:20.that will be required to ensure that no child is left behind,
:12:21. > :12:24.because certainly that is mx fear, can the Minister please explain
:12:25. > :12:27.to me how that can possibly be of higher priority than fixhng
:12:28. > :12:35.the flawed funding model th`t has seen thousands of children seriously
:12:36. > :12:38.underfunded for decades in counties like mine?
:12:39. > :12:40.Well, I very much recognise the concerns that she set ott
:12:41. > :12:43.That is precisely why, shortly before the house
:12:44. > :12:46.went into summer recess, I set out my determination to get
:12:47. > :12:51.on with the work of bringing forward a national funding formula.
:12:52. > :12:53.We will be responding to thd first age of consultation shortly,
:12:54. > :12:57.and at the same time then, setting out the next stage of how
:12:58. > :13:03.But we also need to challenge ourselves to have more good school
:13:04. > :13:05.places, particularly in parts of the country
:13:06. > :13:07.where there are still are not enough, particularly
:13:08. > :13:12.So we need to get on with both of those pieces of work.
:13:13. > :13:15.There is another group of schools, Mr Speaker, which offer
:13:16. > :13:22.real social mobility, where the educational attainment gap
:13:23. > :13:24.is most narrowed, with over 98% of them rated good or outst`nding,
:13:25. > :13:27.yet they are in the areas of most high deprivation and have
:13:28. > :13:31.the majority of children on free school meals.
:13:32. > :13:32.These are our much-valued nursery schools.
:13:33. > :13:36.Their funding is now putting their ongoing viability at risk
:13:37. > :13:38.Shouldn't she be better foctsing on their continued attainment rather
:13:39. > :13:46.Well, I agree with her at that early years is a vital part
:13:47. > :13:49.of the education system, and it is precisely why we have been
:13:50. > :13:52.consulting on how to make stre we can have a sensible approach
:13:53. > :14:01.But I disagree with her characterisation
:14:02. > :14:06.Is she encouraged that of those who have been canvassed
:14:07. > :14:09.on the issue, two thirds ard supportive of the Prime Minhster's
:14:10. > :14:12.policy of increasing social mobility for those from poorer backgrounds
:14:13. > :14:14.through the provision of increased grammar schools,
:14:15. > :14:16.and will she give an assurance that she will not be deterrdd
:14:17. > :14:19.by the sour voices or the b`rrage of criticism of this policy
:14:20. > :14:22.by those who are ideological and opposed to the policy,
:14:23. > :14:23.even though they benefit from grammar school
:14:24. > :14:34.Well, he sets out the situation very clearly, and as he points ott,
:14:35. > :14:37.for children on free school meals in particular, grammars are able
:14:38. > :14:39.to close the attainment gap because the progress that those
:14:40. > :14:49.children make is double those of their better off classmates.
:14:50. > :14:53.Now, the party opposite wants to close that opportunity down.
:14:54. > :15:01.Perhaps she could tell us how much has been spent on trying to find any
:15:02. > :15:03.factors to support their policy of segregated schools.
:15:04. > :15:05.Spending public money on policy without any evidential basis
:15:06. > :15:12.When the secretary of State last came to the house,
:15:13. > :15:15.she could not cite a single piece of evidence that
:15:16. > :15:25.Well, a lot of what she said is incorrect.
:15:26. > :15:28.She will be well aware of the report by the Sutton trust that very
:15:29. > :15:30.clearly set out the improved attainment of free-school-mdal
:15:31. > :15:41.children, in particular in grammar schools.
:15:42. > :15:44.I think it is totally unten`ble to set out her concerns on grammar
:15:45. > :15:46.schools, while resolutely being opposed to having any kind
:15:47. > :15:48.of consultation document th`t looks at how we should
:15:49. > :15:56.We do want to look at how wd can reform grammar schools.
:15:57. > :15:58.The education system has ch`nged beyond all recognition over recent
:15:59. > :16:02.years, and it is right that we now look at the role grammars c`n play
:16:03. > :16:06.There was also a challenge following a report on the workload
:16:07. > :16:10.Today the Education Policy Hnstitute revealed that one in five tdachers
:16:11. > :16:12.in England is working more than 60 hours a week.
:16:13. > :16:15.What priority is given to analysing why schools are finding it
:16:16. > :16:17.so difficult to retain teachers and the impact that workload
:16:18. > :16:25.Well, the EPI report is basdd on a 2013 OECD tallies survdy,
:16:26. > :16:28.and in response to that, in 2014, the previous
:16:29. > :16:33.Secretary of State announced the workload challenge.
:16:34. > :16:35.There were 44,000 responses to that that highlighted issues
:16:36. > :16:37.like dialogic marking and data collection.
:16:38. > :16:41.We set up review groups to look at that.
:16:42. > :16:45.We have accepted their recommendations and now
:16:46. > :16:47.we are acting on those recommendations to ease
:16:48. > :16:50.the burden of the workload on teachers in our schools.
:16:51. > :16:54.You're watching Monday in Parliament.
:16:55. > :16:57.The House of Lords calls for action on debt management companies
:16:58. > :17:08.Tuesday will see an urgent debate on the situation in Syria.
:17:09. > :17:11.The United Nations has calldd for an end to the bombardment
:17:12. > :17:13.of rebel-held eastern Aleppo by Russian backed Syrian forces
:17:14. > :17:20.where more than 250,000 civilians are trapped.
:17:21. > :17:23.The former Conservative Chidf Whip and International Development
:17:24. > :17:33.Secretary Andrew Mitchell condemned the role of Russia in the crisis.
:17:34. > :17:41.On the 19th of September, a United Nations relief convoy was ddstroyed
:17:42. > :17:48.in the early evening. 31 trtcks loaded with food and medicines were
:17:49. > :17:53.attacked from the air. Warehouses and medical clinics were severely
:17:54. > :17:59.damaged and 18 humanitarian workers were killed. This is undoubtedly a
:18:00. > :18:04.war crime and it was undoubtedly perpetrated by Russian forcds. In
:18:05. > :18:09.the last three days, there have been 100 were wounded being attended to
:18:10. > :18:15.in Aleppo. There have been 02 bombing runs. Many people, hncluding
:18:16. > :18:20.children, very seriously injured. At lunchtime today, at least fhve
:18:21. > :18:25.people died as a result of ` government rocket attack. The use of
:18:26. > :18:32.incendiary munitions such as cluster bombs, the UN made clear th`t the
:18:33. > :18:35.systematic use of such indiscriminate weapons in ddnsely
:18:36. > :18:37.populated areas amounts to ` war crime.
:18:38. > :18:39.Legislation giving Wales new powers to raise income tax,
:18:40. > :18:41.without a referendum, has had its first airing in Parliament.
:18:42. > :18:44.The Wales Bill will also en`ble the Welsh Assembly to call htself
:18:45. > :18:57.The assembly and Welsh government have come of age. They are no mature
:18:58. > :19:02.institutions and part of thd fabric of Welsh political life. Thhs bill
:19:03. > :19:07.recognises this new maturitx in some key ways. Firstly, the asselbly and
:19:08. > :19:12.Welsh government are recognhsed as permanent parts of the UK's
:19:13. > :19:17.constitutional arrangements, not to be abolished unless the people of
:19:18. > :19:21.Wales decided. This statement recognises what we all know to be
:19:22. > :19:25.true, that he assembly and Welsh government are part of the TK's
:19:26. > :19:30.constitutional fabric and are here to stay. This bill delivers more
:19:31. > :19:34.accountable devolved governlent for Wales. With a coming-of-age I've
:19:35. > :19:38.already talked about comes ` renewed responsibility and a knee for the
:19:39. > :19:42.assembly and Welsh government to become truly accountable. The key
:19:43. > :19:45.element of this is removing the need for a referendum in order to
:19:46. > :19:49.introduce the Welsh rates of income tax. This will mean the Welsh
:19:50. > :19:52.government can take on more responsibility for how it r`ises
:19:53. > :19:57.money as well as how that money is spent. It gives the governmdnt and
:19:58. > :20:01.interest in ensuring the economy in Wales is performing well. The reward
:20:02. > :20:03.for that would be down to the Welsh government and gives it that power
:20:04. > :20:06.to exercise for a purpose. Laws passed in 2014 stated
:20:07. > :20:08.that there should be a referendum in Wales on any proposals
:20:09. > :20:10.to devolve tax-raising powers. The former Welsh Secretary Peter -
:20:11. > :20:25.now Lord - Hain wondered whx Could it be that they are frightened
:20:26. > :20:30.is in invited to vote, a majority, maybe a large one in Wales, would
:20:31. > :20:34.turn down the powers? I suspect so because otherwise why be afraid of
:20:35. > :20:38.trusting the voters? Could ht be they wish to run income tax
:20:39. > :20:43.devolution through without addressing the irrefutable dvidence
:20:44. > :20:48.that the way the Barnett formula has operated has short-changed Wales by
:20:49. > :20:55.at least 600 million annually, in contrast to Scotland. About a new
:20:56. > :20:58.Barnett floor, the one on one of the first ministers insisted upon, and
:20:59. > :21:06.without the framework he wants, it would be pure folly for Walds to
:21:07. > :21:09.have income tax devolved. Wd are united in needing new legislation.
:21:10. > :21:14.In a transparent and effecthve manner. That overcomes the
:21:15. > :21:19.shortcomings of the tangled mishmash of existing law. Legislation which
:21:20. > :21:24.has the confidence and which the government of Wales heralds as a
:21:25. > :21:27.positive step to overcome ctrrent deficiencies in our constitttional
:21:28. > :21:30.settlement. I fear this bill falls short of those ambitions.
:21:31. > :21:32.Debt management companies who cold-call customers need to be
:21:33. > :21:34.brought under control, the House of Lords has been told.
:21:35. > :21:36.There were concerns companids which approach customers offering
:21:37. > :21:38.debt or financial advice cotld be offering a bad deal,
:21:39. > :21:51.The Lib Dem peer Lord Sharkey raised the issue.
:21:52. > :22:00.Cold calling is a huge problem. The FCA acknowledges that many of the 30
:22:01. > :22:04.million cold calls selling fee paying debt management servhces were
:22:05. > :22:10.misleading and damaging and affect the most financially disadv`ntaged
:22:11. > :22:13.in our society. The governmdnt has promised the FCA's review of cold
:22:14. > :22:17.calling will be published bdfore the end of the year. Can the Minister
:22:18. > :22:23.say if this review will look at why cold calling for mortgages has long
:22:24. > :22:28.been banned but not for the high-cost credit or four fed-paying
:22:29. > :22:33.debt management services? The answer to the last part of the noble Lord's
:22:34. > :22:38.question is in relation to what happened with right to buy hn 1 80s,
:22:39. > :22:41.when there was mis-selling by mortgage brokers targeting council
:22:42. > :22:45.house tenants who had the bdnefit of a huge discount. They were not
:22:46. > :22:48.interested the creditworthiness of those as mortgage borrowers and
:22:49. > :22:53.that's why that measure was introduced. Insofar as cold calling
:22:54. > :22:59.is concerned, the government will be introducing legislation through the
:23:00. > :23:03.digital bill which will place a statutory legation via the
:23:04. > :23:09.information Commissioner on the code on cold calling. The governlent
:23:10. > :23:16.should take action to put a finite figure on what credit card... What
:23:17. > :23:19.credit organisations can ch`rge especially because it is normally
:23:20. > :23:24.the poorest people in the community who are paying the highest rates of
:23:25. > :23:28.interest. The noble Lord is quite right. It's why be introducdd a cap
:23:29. > :23:33.on payday loans .8% which mdans if you borrow ?100 for a day, the
:23:34. > :23:39.maximum amount you can pay hnterest is 80p. It isn't just cold calling.
:23:40. > :23:42.It's advertising which is allegedly controlled. I watched one l`st night
:23:43. > :23:51.on the TV which is highly questionable. Is it not a m`tter of
:23:52. > :23:56.bringing together all the authorities, not just to have a
:23:57. > :23:59.review, but an action plan to sort it out? There are many elderly
:24:00. > :24:04.people who are being duped out of thousands of pounds and is ht not
:24:05. > :24:09.time we took action? I understand the strong feelings held by many
:24:10. > :24:13.local lords on this particular subject. Insofar as vulnerable
:24:14. > :24:17.people are concerned, as I said in the budget this year, a large sum of
:24:18. > :24:21.money was identified to help vulnerable people and enabld them to
:24:22. > :24:29.stop these sorts of calls bding made. Would the Minister agree with
:24:30. > :24:33.me that this is an area where there is very significant participation by
:24:34. > :24:38.the not for profit voluntarx sector? Would he undertake to draw the
:24:39. > :24:45.attention of the SCA and other authorities to their partichpation,
:24:46. > :24:50.so they may be listened to `nd their role receive the recognition that
:24:51. > :24:58.will help people? Of course and can I pay tribute to the initiative of
:24:59. > :25:03.his setting up of life-savers, a joint project with the church and
:25:04. > :25:08.unions? It's helping childrdn to develop good financial habits at a
:25:09. > :25:10.young age by setting up savhngs clubs in primary schools, in
:25:11. > :25:15.partnership with credit unions. I also welcome the initiative of the
:25:16. > :25:21.Church of England in establhshing the just Finance foundation to
:25:22. > :25:22.develop and promote the noble primate's vision of deliverhng a
:25:23. > :25:24.more just system. Alicia McCarthy's here
:25:25. > :25:29.for the rest of the week,