Britain's Hidden Housing Crisis

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:00:07. > :00:11.This programme contains strong language.

:00:11. > :00:19.Britain is in the grip of a housing crisis, of a sort not seen before,

:00:19. > :00:23.where even the most unexpected people are loseing their homes. An

:00:23. > :00:27.investment banker now sleeps rough in Croydon. I used to come here

:00:27. > :00:32.with my mum when she was still alive. I used to play tennis on

:00:32. > :00:38.those tennis courts not expecting this. A small business hit trouble

:00:38. > :00:46.and now the bank is taking the family home. It's something that's

:00:46. > :00:50.taken years and years and years to build up and it's just gone.

:00:50. > :00:53.grandmother who's worked all her life, then she got cancer h, to

:00:53. > :01:02.quit her job and now the bank is taking her home too. I never

:01:02. > :01:06.thought I'd get to 52 and be homeless. Sorry. With more people

:01:06. > :01:10.becoming homeless and fewer homes being built, tens of thousands of

:01:10. > :01:15.families are trapped in temporary accommodation, often living in

:01:15. > :01:22.squalid conditions. When we go to sleep at night, we scratch and

:01:22. > :01:25.scratch and scratch and in the morning we wake up and big dots are

:01:25. > :01:29.over us, we've been bitten. Every two-and-a-half minutes in Britain

:01:29. > :01:34.today, someone is threatened with loseing their home. They've got in

:01:34. > :01:44.the door and taken owl our stuff out. Our five-year-old is crying

:01:44. > :02:01.

:02:01. > :02:07.her eyes out. Get out until we're I grew up on a council estate up

:02:07. > :02:15.north. Lee grew up in a flat. Both lovely families, can't complain,

:02:15. > :02:21.but to have this, it's been absolutely lovely. To see what

:02:21. > :02:26.we've done, what we've built up by working hard, it's quite surreal

:02:26. > :02:32.actually, when you think from what we started. But, yeah, definitely a

:02:32. > :02:38.dream that became reality for a while. Lee and Sharon bought their

:02:38. > :02:43.dream home in Redbridge ten years ago for just after �500,000 with

:02:43. > :02:47.100% mortgage and monthly payments of �2,000. The profits from Lee's

:02:47. > :02:54.engineering business easily covered it. The business was doing well. We

:02:54. > :02:59.was able to afford the mortgage to get a bigger house. It allowed us

:02:59. > :03:05.to do what we've done for the last ten years or so. Everything was

:03:05. > :03:09.going fine, from, basically since we moved in. When his main clients

:03:09. > :03:14.stopped paying last year, Lee's engineering business collapsed.

:03:14. > :03:19.From almost �1 million a year turnover to nothing. Since then

:03:19. > :03:24.Lee's been unemployed and trying to find work. You feel like sometimes

:03:24. > :03:27."why am I bothering doing this?" You have to because I'm still

:03:27. > :03:32.getting the calls from the mortgage company. It kicks you back into

:03:32. > :03:36.action. You have to find something because without it, you have the

:03:37. > :03:40.threat of loseing your family home. Lee hoped he could agree with a

:03:40. > :03:46.plan with the Bank of Scotland to save the house. He cut back on

:03:46. > :03:49.spending to pay for it. We had two cars. We sold one of the cars. That

:03:49. > :03:53.was to lower costs a bit. To be perfectly honest with you, we

:03:53. > :04:00.didn't get a lot of money for the car, but that paid for Christmas.

:04:00. > :04:04.Stuff like that happens. The sort of stuff you do when you're younger.

:04:04. > :04:08.You look back and laugh about it. But when you're my age, with two

:04:08. > :04:14.kids, a family and your house around you, it's not fun. It really

:04:14. > :04:24.isn't fun. The bank p Scotland rejected the proposed payment plan

:04:24. > :04:25.

:04:25. > :04:34.and took them to court to repossess the house. Some days I just want to

:04:34. > :04:41.walk away and not look back. At 3am, when you're awake and you're

:04:41. > :04:51.thinking, oh, my God, what do we do? Where do we go? How do we get

:04:51. > :05:01.

:05:01. > :05:06.It came with no envelope just in the porch. It's quite upsetting

:05:06. > :05:13.really to think that's all they can do, can't knock, can't hand it to

:05:13. > :05:20.us. It made me feel quite sick actually. That's it now. It is,

:05:20. > :05:30.it's real, it's happening. What I do not want is the girls to be here

:05:30. > :05:40.when they come knocking on that Monday morning. Erm... That can't

:05:40. > :05:49.

:05:49. > :05:53.happen. I think it's just so unfair. Sorry. Lee and Sharon paid their

:05:53. > :06:03.mortgage for more than nine years, but in six weeks, the family will

:06:03. > :06:06.

:06:06. > :06:12.Almost 150,000 homes have been repossessed since the recession

:06:12. > :06:16.began in 2009. Dagenham in Essex is Britain's repossession capital.

:06:16. > :06:26.Here lenders have started proceedings on one in every 119

:06:26. > :06:29.

:06:29. > :06:35.homes. Patricia Taylor bought her council house with her husband in

:06:35. > :06:38.1997. Originally worth �54,000, her home is now valued at �180,000. She

:06:38. > :06:48.lives alone, but looks after her grandchildren while their parents

:06:48. > :06:51.

:06:51. > :06:54.are at work. Look at that tongue! It's black. Three years ago,

:06:54. > :07:00.Patricia's husband left her and she fell behind on the mortgage. Then

:07:00. > :07:07.last year, she became ill and soon the arrears grew to �9,000.

:07:07. > :07:12.marriage broke down unexpectedly, really, and then I got cancer. So I

:07:12. > :07:20.wasn't working. So I couldn't pay the mortgage. I did try. It wasn't

:07:20. > :07:27.because I didn't try. I don't know anybody in a position to give me

:07:27. > :07:32.the money to pay it or lend the money, so when there's billions of

:07:32. > :07:42.pounds owed everywhere in the world my �9,000 is a bit insignificant.

:07:42. > :07:46.They want their house back, so that's it. For more than a year

:07:46. > :07:50.Patricia has been having regular treatment for her breast cancer.

:07:50. > :07:55.It's been about a year and two months we've been here every month

:07:55. > :08:02.for at least three times. A lot of times. I don't mind coming. They're

:08:02. > :08:07.keeping me alive. Patricia told Barclays she was undergoing

:08:07. > :08:10.treatment for cancer and offered to pay the �37 a week interest out of

:08:10. > :08:20.her benefits. The bank took her to court and sought possession of her

:08:20. > :08:21.

:08:21. > :08:28.home. Ready? Ready. It makes it a bit stressful. It doesn't do you

:08:28. > :08:32.any favours if you get depressed and too far down. I don't think it

:08:32. > :08:36.can -- it is conducive to getting better from this. I have had some

:08:36. > :08:41.really bad days. Normally take things in my stride, like, just

:08:41. > :08:51.breast cancer makes things a bit chaotic. It would be more helpful

:08:51. > :09:07.

:09:07. > :09:12.if I wasn't having me house I get to that stage and I think oh,

:09:12. > :09:22.could go on the floor. I must try to keep upright. It's really weird.

:09:22. > :09:25.

:09:25. > :09:35.It affects me all of a sudden. I will snugle up with my old settee.

:09:35. > :09:56.

:09:56. > :09:59.Here we go. The eviction will take place on August 15 at 9am. You

:09:59. > :10:09.should arrange to leave the property with your belongings

:10:09. > :10:19.

:10:19. > :10:29.before this date and time. Well, That's it. The end of an era.

:10:29. > :10:37.

:10:37. > :10:41.Barclays can have their little Since the recession started in 2009,

:10:41. > :10:46.there has been a large increase in the number of people who find

:10:46. > :10:50.themselves in financial trouble and at risk of becoming homeless. Over

:10:50. > :10:53.50,000 households are currently living in temporary accommodation.

:10:53. > :10:59.Councils in towns across the country are overwhelmed. And

:10:59. > :11:03.nowhere more so than in London and the south-east. Croydon Council now

:11:03. > :11:13.has more than 2,000 households in temporary accommodation, an

:11:13. > :11:23.increase of 34% of last year. -- on last year. After two years out of

:11:23. > :11:24.

:11:24. > :11:28.work and on jobseeker's allowance, Nick Bull managed to get a job.

:11:28. > :11:34.3.25am. Now he works as a bus driver to support a family of six,

:11:34. > :11:40.often driving all night. It's very important, because I was unemployed

:11:40. > :11:45.for so long. Getting a job is, it's made me feel a lot better. This is

:11:45. > :11:49.the main thing, just keeping your job really. There's not many jobs

:11:49. > :11:52.out there. The last few years have been tough for Nick and his family.

:11:52. > :11:56.They built up substantial rent arrears on their Council house in.

:11:56. > :12:02.March this year they were evicted. The family were put into emergency

:12:02. > :12:10.accommodation, all of six of them in a one-bedroom flat. I don't know

:12:10. > :12:16.why they put us in this flat. They knew that we had, like, six people,

:12:16. > :12:20.you know, six because... Seven people. They put us in a one-

:12:20. > :12:24.bedroom flat when they could have put us in a two-bedroom flat in the

:12:24. > :12:28.corner. Housing regulations require a family of this size to have at

:12:28. > :12:33.least three rooms suitable for sleeping. Putting six of them in

:12:33. > :12:43.such a small flat amounts to unlawful overcrowding. Well my mum

:12:43. > :12:48.keeps breaking down, so I think it is... What does that mean "breaking

:12:48. > :12:53.down "? She's crying. When we go to sleep at night, like, we feel like

:12:53. > :12:59.all bumpy stuff coming onto our skin. We like scratch and scratch

:12:59. > :13:07.and scratch and in the morning, we wake up and there's all big dots

:13:07. > :13:11.all over us. We've been bitten. Croydon Council has spent six

:13:11. > :13:15.months investigating Nick and Rachel's case. Deciding whether by

:13:15. > :13:18.building up arrears the family made themselves intentionally homeless.

:13:18. > :13:28.As they wait for the council's decision the children have not been

:13:28. > :13:38.to school. So bored. All I do is play my Xbox and eat. What about

:13:38. > :13:46.

:13:46. > :13:49.school? No school. Why not? Because The hostel has no washing machine,

:13:49. > :13:53.so while Rachel looks after the children, Nick takes the washing

:13:53. > :14:03.for all six of them to the launderette. It's an extra �30 a

:14:03. > :14:06.

:14:06. > :14:10.week. This launderette gets further away every time. The rent on that

:14:10. > :14:14.place, just for that flat, which has nothing in it, they're saying

:14:14. > :14:22.it's meant to be furnished, it's a broken wardrobe, it's rubbish. It's

:14:22. > :14:27.like �230 a week they charge for it. You could get a two-bedroom flat in

:14:28. > :14:32.Croydon, fully furnished for that price, with everything in it. I do

:14:32. > :14:42.some days just want to go urgh. Let's go and live in a tent on the

:14:42. > :14:47.

:14:47. > :14:52.field. Buff you can't do. That You kids have to say goodbye to

:14:52. > :15:01.daddy. He's off to work. Mummy, I've got David Beckham in my team.

:15:01. > :15:06.Have you? Wow. When do you finish? About 1. 10am. By the time I get

:15:06. > :15:16.the two night buses home, that's going to be 2.30am. With a bit of

:15:16. > :15:17.

:15:18. > :15:22.Be heatwave, you kids. The family got into arrears on the

:15:22. > :15:28.old council house when Nick was unemployed. They missed rent

:15:28. > :15:31.payments and on occasion failed to provide the paperwork required to

:15:31. > :15:34.maintain benefit. The council is investigating the case that goes

:15:34. > :15:40.back three years. Every day I hope to get a letter

:15:40. > :15:45.from the council. We never get one. Whiles we were in the house,

:15:45. > :15:54.everything was falling into place. This is like we have been put to

:15:54. > :16:04.one side and forgotten about, basically.

:16:04. > :16:10.

:16:10. > :16:13.This recession is affecting people mostly untouched by previous

:16:13. > :16:19.economic downturns. When Kevin Browne worked in the

:16:19. > :16:21.City, he lived in a flat in Kensington, one of the most

:16:21. > :16:26.expensive neighbourhoods in the world.

:16:27. > :16:31.The first floor. The one with the balcony.

:16:31. > :16:37.Nobody really thinks anything good happening to them is ever really

:16:37. > :16:42.going to end, you know? There were various paths in life that we take.

:16:42. > :16:52.It does not always turn out as you expect. Which, I guess, is the

:16:52. > :17:02.

:17:02. > :17:07.underlying theme of this whole saga. Kevin moved to America and ran his

:17:07. > :17:12.own Wall Street firm until the crash in 2008. His company went

:17:12. > :17:16.bust and his marriage fell apart. The crash comes and the deals dry

:17:16. > :17:21.up, but the expenses don't. So then you put in your own money and you

:17:21. > :17:26.are hoping that things will turn around, even though in your heart

:17:26. > :17:30.you cannot see a sign that they will. He lost his home. He returned

:17:30. > :17:35.to England two days ago on a flight paid for by a charity. Now he is

:17:35. > :17:40.sleeping in a park in Croydon, the town where he grew up.

:17:40. > :17:44.This morning I woke up. I thought, where am I? It then all

:17:44. > :17:50.comes back. I used to come here with my mum when she was still

:17:50. > :17:53.alive. I used to play tennis on the tennis courts. My friends were not

:17:53. > :17:57.expecting this. He's been spending the night

:17:57. > :18:02.sleeping on the concrete floor of an abandoned building.

:18:02. > :18:09.It is reasonably clean it is dry, it is covered, but it is not

:18:09. > :18:18.something to be recommending. You start off thinking you can get

:18:18. > :18:24.through this, but I probably can't. You know, how did it get to the

:18:24. > :18:29.point where you are doing this, any way? To get off the street, Kevin's

:18:29. > :18:34.best hope is to see if Croydon council can get him into a local

:18:34. > :18:40.hostel, but after a half an hour meeting, he has been told that they

:18:40. > :18:43.can't help as he is a single man. That the council has a shortage of

:18:43. > :18:48.temporary accommodation and must prioritise families and those

:18:49. > :18:54.deemed vulnerable. They told Kevin to register at the jobseeker centre.

:18:54. > :18:58.The advice was good luck and have a nice day. So I have to go now to

:18:58. > :19:03.jobseeker's and try to get them to sort something out for me on

:19:03. > :19:09.housing. Housing can't do anything on housing, that is a bit weird,

:19:09. > :19:15.really! Jobseeker's tell Kevin it will take a few weeks to register

:19:15. > :19:21.as a resident in Croydon. REPORTER: Where will you spend the

:19:22. > :19:28.night? I will go back to the park. She couldn't seem to understand in

:19:28. > :19:35.the job soakers place, when I said I'm at Park Hill. I am actually at

:19:35. > :19:40.Park Hill. It is not an address in Park Hill rise or Park Hill road it

:19:40. > :19:46.took her a while to understand that. Since arriving in Britain, Kevin's

:19:46. > :19:53.income has been a one-off crisis lone from the jobseeker centre.

:19:53. > :19:58.I have basically just over �4. I still have �10 that I had before,

:19:58. > :20:08.which I have in my back pocket. So that is �14.

:20:08. > :20:11.

:20:11. > :20:17.Life, or my life goes in phases. This is not a good phase.

:20:17. > :20:21.Then at 9.30pm, Kevin walks across town to a charity-run soup kitchen.

:20:21. > :20:26.Set up in front of the council housing offices.

:20:26. > :20:34.There are a few nutters. But people are generally polite.

:20:34. > :20:39.But if you are wanting to set up your guest list for an ideal dinner

:20:39. > :20:49.party, this wouldn't be the first place you would come to, basically.

:20:49. > :20:50.

:20:50. > :21:00.You know! It seems to be about 30 people are here, I guess.

:21:00. > :21:00.

:21:00. > :21:08.That is less than last knight. I didn't get a cup earlier, sorry

:21:08. > :21:14.about that. A straw, mate? Very nice, thank you.

:21:14. > :21:23.Thank you very much. So minestrone soup and a corned

:21:23. > :21:33.beef sandwich. I'll just go and see if there is

:21:33. > :21:45.

:21:45. > :21:55.anyone here I have spoken to before... Rough sleeping in England

:21:55. > :22:00.

:22:00. > :22:04.increased 23% last year. -- increased by 23% last year.

:22:04. > :22:11.Lee and Sharon have lived in their family home in Redbridge for ten

:22:11. > :22:15.years. They now have a week before they are due to be evicted.

:22:15. > :22:18.The younger daughter, Hannah, is ten. She has lived here all of her

:22:18. > :22:23.life. I was just a bit scared about what

:22:24. > :22:33.was going to happen after moving, but then my parents said we were

:22:34. > :22:34.

:22:34. > :22:38.not moving because the family is splitting up or something. Sorry,

:22:39. > :22:43.that we were not moving because the family was splitting up, but that

:22:43. > :22:47.we would be together. That calmed me down a lot.

:22:47. > :22:53.15-year-old Eve is in the middle of her geese.

:22:53. > :22:58.It does make me feel angry. I have lost my home. That is not helping.

:22:58. > :23:04.Hannah has her exams. Mum has work. So, yeah it is a lot of things to

:23:04. > :23:08.cope with. Hi, sweetie With eviction day

:23:08. > :23:13.looming, Lee and Sharon are having trouble finding a new home. The

:23:13. > :23:17.credit rating is ruined. Lee is unemployed and Housing Benefit

:23:17. > :23:21.capped, so making local accommodation unaffordable.

:23:21. > :23:25.We have to be out of here on the 8th of October. Whether we have

:23:25. > :23:30.anywhere to go or not. Maybe the 7.th. I rang to the bank

:23:30. > :23:36.to ask for a chance of extension. I was told no. That we had to be out

:23:36. > :23:40.of the property by 9.30am. Then the locks are changed and you have to

:23:41. > :23:50.apply to the court. It is getting very close now.

:23:51. > :23:52.

:23:52. > :23:59.I am starting to get a bit nervous. Only a bit?! It is just a tad

:23:59. > :24:09.stressful! I just worry how much more we can ask the girls to take

:24:09. > :24:14.

:24:14. > :24:18.on board without iting are affecting them.

:24:18. > :24:23.Without it really affecting them. This is something that has taken

:24:23. > :24:33.years and years to build up and it has just gone. I just want it to be

:24:33. > :24:48.

:24:48. > :24:54.over now. Nick and Rachel are finally moving

:24:54. > :25:00.out, but not because the council found them a new house. The hostel

:25:00. > :25:05.is evicting them after their daughter broke a glass panel in the

:25:05. > :25:11.building. The panel was cracked. I wanted to

:25:11. > :25:16.pay for the glass, but they were like, no, they want us out.

:25:16. > :25:19.Oh, dear. Don't worry. With nowhere else to go, Nick now

:25:19. > :25:27.has to go to the council to see if they will keep the family off the

:25:27. > :25:32.street. We have literally got now... An

:25:32. > :25:38.hour to get everything packed up and out of this flat. Nick is down

:25:38. > :25:42.at the council right now seeing if they can sort us out again, but I

:25:42. > :25:52.don't know what will happen. I really don't.

:25:52. > :25:55.

:25:55. > :26:02.I have so much to pack up now and just go. It, Annie give us those

:26:02. > :26:10.bags, please. REPORTER: Where do you think you

:26:10. > :26:16.will end up tonight? In the street. We ain't got no house. They

:26:16. > :26:21.wouldn't put us in the street. We are a family. I'll be happy if they

:26:21. > :26:31.give us another flat. No. No. Then we have somewhere to

:26:31. > :26:36.

:26:36. > :26:40.live. Then we can have a normal house.

:26:40. > :26:45.It is now 11.00am. It is eviction time. The family still has not

:26:45. > :26:48.heard from Nick, whether the council has found them anywhere

:26:48. > :26:58.else to go. Rachel calls him to find out.

:26:58. > :26:58.

:26:59. > :27:08.So what is going to happen, then? We have another place to go to?

:27:09. > :27:30.

:27:30. > :27:35.It's 11.30am, the hostel security has not asked them to leave m Nick

:27:35. > :27:41.has to go back to the coup to sign for the new accommodation. They

:27:41. > :27:46.take Liam and Amy with them. We will come back and go.

:27:46. > :27:56.Tanya stays behind with Rihanna, the youngest.

:27:56. > :27:56.

:27:56. > :28:06.Don't walk away from me! How dare you behave like that! I didn't mean

:28:06. > :28:31.

:28:31. > :28:34.to! Won't be long! Ten minutes after they arrive at the housing

:28:34. > :28:39.office, Nick and Rachel have to rush back to the host e. Security

:28:39. > :28:43.has turned up to evict them. I got a phone call from Tanya. They

:28:43. > :28:49.are banging on the door. They have gotten in the door. They have taken

:28:49. > :28:53.the stuff out. Our five-year-old, Rihanna is crying her eyes out.

:28:54. > :29:01.can't believe that they do this to my baby, you know.

:29:01. > :29:11.Hey! Hello? It is OK. We are coming down in a cab.

:29:11. > :29:32.

:29:32. > :29:42.Let's see if they carry on when Move out of the way. Move out of

:29:42. > :29:44.

:29:44. > :29:48.the way. Get out. Come in screaming in front of my face, in front of

:29:48. > :29:53.the kids. We've been down the council sorting accommodation out.

:29:53. > :30:01.Out please, we'll get our stuff out. Get out. Get out until we're out.

:30:01. > :30:07.How dare you. Rachel. Let's get our stuff out and get out of here.

:30:07. > :30:11.a week for here. You should see the one we're going into. It's like a

:30:11. > :30:21.palace. Get the stuff and go. are you shouting in my daughter's

:30:21. > :30:23.

:30:23. > :30:30.face as well? Fucking freaks. Move out of my way before I lose my

:30:30. > :30:40.temper. We've just got back from the council. I've just got back

:30:40. > :30:44.

:30:44. > :30:51.Rachel have you got the key, love? They want the key then they're

:30:51. > :30:58.going to... Cake it off the key ring. I'm going to throw it at them.

:30:58. > :31:05.Rachel. Key then we can relax and take our time. That's what they

:31:05. > :31:13.want. There's your key you tramps. Now I've got to pick it up. Amy,

:31:13. > :31:22.wait a minute. What's that? All right. How the

:31:22. > :31:32.hell are we going to get that out? They can clean up, can't they? I

:31:32. > :31:33.

:31:33. > :31:36.can't believe how they treat people. Nick, Rachel and the children are

:31:36. > :31:41.moving to another hostel. Buff they don't know how long they'll be

:31:41. > :31:46.there and they are no closer to having a permanent place to live.

:31:46. > :31:52.Mummy, are we going then? Yeah, we're moving out of here, love, at

:31:52. > :32:02.last. Are we going in that car? I'll come back on the bus and get

:32:02. > :32:10.

:32:10. > :32:20.See you in a little while. Thank you. See you in a little while.

:32:20. > :32:38.

:32:38. > :32:43.It's the day before Patricia's eviction. Health and safety.

:32:43. > :32:48.has nowhere to live once her house has been repossessed. Friends and

:32:48. > :32:53.family are helping her move her belongings into storage. Dagenham

:32:53. > :32:59.Council will place Patricia in temporary accommodation. But they

:32:59. > :33:03.won't tell her where until she's actually homeless. Have you found

:33:03. > :33:08.anything out? No, I have to go down there on Wednesday. What if you

:33:08. > :33:12.ain't got nowhere? They will put me in temporary accommodation. They

:33:12. > :33:16.will definitely do that? Left it late, though, to put you there

:33:16. > :33:23.somewhere. Right at the last knockings. Jew know where I am if

:33:23. > :33:30.you need a lift or anything. We can help you move. We've got both cars,

:33:30. > :33:38.to put your bits in. It's sad though. I reckon there'll be tears

:33:38. > :33:41.before midnight. Don't make me cry. What comes around Tish, goes around.

:33:41. > :33:50.I will miss you. You're a nice neighbour. You always came round

:33:50. > :33:53.and had a drink. Yeah. Give us a knock. I will. Bye.

:33:53. > :34:03.Patricia could end up being put in temporary accommodation, miles from

:34:03. > :34:08.

:34:08. > :34:18.friends and family. I don't know what's happening next. Where am I

:34:18. > :34:20.

:34:20. > :34:30.going to be? Just don't know. Don't know. I shouldn't be sleeping on

:34:30. > :34:31.

:34:31. > :34:36.other people's sofas and things. I should be here in my home. Which is

:34:36. > :34:40.not my home any more. Barclays say they did everything they could to

:34:40. > :34:44.assist Patricia and evicting someone is always the last resort.

:34:44. > :34:54.After 15 years of living in her home, Patricia will have to hand

:34:54. > :35:23.

:35:23. > :35:33.the keys over the to bailiff at 9am The TV's gone. The TV gone. Yeah?

:35:33. > :35:34.

:35:34. > :35:38.Hello? I spoke to you on the phone. You OK? No, not really. Did you get

:35:38. > :35:45.one of them in the post? That's the one I've got. Keep that safe. Where

:35:45. > :35:53.are you going to now? To a friend's and then the council. I was going

:35:53. > :36:00.to say, have you been? I'm going at 1 pm. At John Smith House. There

:36:00. > :36:10.are the keys. I wish you luck. Thank you. Bye. Bye. We're all

:36:10. > :36:40.

:36:40. > :36:42.Oh, well. That's it then, isn't it, Barclays effectively now owns

:36:42. > :36:52.Patricia's home. They change the locks immediately and the house is

:36:52. > :36:56.

:36:56. > :37:06.put up for sale. 52, homeless, hairless. Right, that's it. Say

:37:06. > :37:12.

:37:12. > :37:17.Nanny, why are you crying? Do you want to have that? Shall I take

:37:17. > :37:27.that with you. When I'm here again, you can bring it back. Thank you,

:37:27. > :37:39.

:37:39. > :37:48.that's nice. See you later. Love Kevin has been sleeping in the park

:37:48. > :37:51.for three weeks. It's gradually taking a toll. This is not like

:37:51. > :37:57.normal existence. Everything is taking an awful long time to sort

:37:57. > :38:02.out. The council still hasn't housed Kevin. He tries to gets help

:38:02. > :38:08.from a charity, which might be able to get him into a hostel. Yeah I

:38:08. > :38:12.hope so. My name's Kevin. I'm actually in Croydon at the moment.

:38:12. > :38:16.I'm pretty much homeless and the Croydon Council have not been, I

:38:16. > :38:24.wouldn't say unhelpful, but they haven't been necessarily quick. I'm

:38:24. > :38:34.starting to lose the will to live slightly. What am I what? Kau

:38:34. > :38:36.

:38:36. > :38:38.caution, English, whatever. -- caucasion. 5'10". It's Park Hill.

:38:38. > :38:45.It's across the street from the Croydon park hotel, when I'm

:38:45. > :38:50.unfortunately not staying. They're going to send, bizarre really,

:38:50. > :39:00.they're going to send somebody up to the park to find me. They turn

:39:00. > :39:04.up with flash lights and they shout out "Kevin" auntil you answer. --

:39:04. > :39:09.until you answer. I tried to explain how big the park was. If

:39:09. > :39:13.they can find it, you know. That would be impressive.

:39:13. > :39:23.Kevin rushes to the nightly food drop. He hasn't eaten all day. But

:39:23. > :39:41.

:39:41. > :39:51.I would imagine that when he got there the pup board was bare. --

:39:51. > :40:03.

:40:03. > :40:13.At 6am the next morning the charity workers find Kevin sleeping in the

:40:13. > :40:13.

:40:13. > :40:17.park. They're the first people who have indicated an abuilt and

:40:17. > :40:25.willingness to help me in my situation. That is obviously a good

:40:25. > :40:31.thing. The outreach team takes Kevin to a holding centre for

:40:31. > :40:36.homeless people in west London. It's called the Hub. Kevin will

:40:36. > :40:40.sleep on the floor of a hall with 25 other men. It's part of the no-

:40:40. > :40:50.second night out scheme, part fundling by -- funded by the Mayor

:40:50. > :41:07.

:41:07. > :41:17.of London to keep people off the It's a mad house. It's drug

:41:17. > :41:21.

:41:21. > :41:24.infested. With all the parafer Naila that goes along with that.

:41:24. > :41:34.Less stressful than actually being in the park. Extraordinary that

:41:34. > :41:45.

:41:45. > :41:50.On Kevin's second night in the hub another resident threatened to slit

:41:50. > :41:56.his throat for snoring. It's scary, yeah. There's a lot of talk about,

:41:56. > :42:02.you know, disemboweling people and all sorts of nasty stuff. One just

:42:02. > :42:08.hopes that it's all pub talk, as you English people say. The

:42:08. > :42:11.opposite of, you know, someone singing you to bed, basically, or a

:42:11. > :42:19.late-night story. A late-night disembowelment isn't quite as

:42:19. > :42:22.attractive. Kevin spends another week in the

:42:23. > :42:26.hub before the manager calls him into a meeting. He has been

:42:26. > :42:31.recognised as a resident in the UK and he is now entitled to Housing

:42:31. > :42:36.Benefit. You have an appointment this

:42:36. > :42:40.morning to view a flat. Right. case has really progressed. That's

:42:40. > :42:45.good. Excellent. I'm glad that's good news for you. The time that

:42:45. > :42:49.you've been here, have you felt safe? Not really. Really? I guess

:42:49. > :42:56.when people are only here for a few days, there's a limit to what you

:42:56. > :43:01.can do any way, but there seemed too many people who are too drug

:43:01. > :43:11.dependent. A lot of thieving going on. They've got issues with drugs

:43:11. > :43:25.

:43:25. > :43:30.and that's what's going to come Rachel, Nick and the four kids have

:43:30. > :43:36.moved into a new hostel. They still have only two rooms, but each has

:43:36. > :43:45.its own entrance and a toilet. need to take a leak. Wait. I need

:43:45. > :43:51.to take a leak. Go in the other bedroom. Move. Shut the door please,

:43:51. > :43:57.mate. He's going to do it right there with people watching. There's

:43:57. > :44:00.a garden for the kids to play in. But they have to share the kitchen

:44:00. > :44:04.and washing machine with 15 other people.

:44:04. > :44:09.Because the council still hasn't come to a decision on their housing

:44:09. > :44:19.status, they're still in limbo. A family of six in these two rooms is

:44:19. > :44:21.

:44:21. > :44:25.still unlawful overcrowding. It's been five months now. Five months.

:44:25. > :44:30.Thinking day by day, week by week, whether you're going to be there.

:44:30. > :44:36.Luckily I had the day off work, and we were out the same day. We don't

:44:36. > :44:43.know if it's going to be like that here. Or if there's going fob more

:44:43. > :44:49.accommodation. Kind of confused. I don't know if, what place we're

:44:49. > :44:55.going to stay in or we're not going to stay in. Can't wait till we get

:44:55. > :44:59.a house, dad. I know. It's like we're never going to stop moving.

:44:59. > :45:02.Croydon Council says it does not take decisions to evict people

:45:02. > :45:06.likely, particularly where children are involved. But local authorities

:45:06. > :45:09.must be able to take action against tenants otherwise there would be a

:45:09. > :45:13.complete break down of the social housing system. The family was

:45:13. > :45:18.given a number of opportunities to stop the eviction process and they

:45:18. > :45:28.failed to comply with several court orders to pay the repbtd they owed.

:45:28. > :45:30.

:45:30. > :45:34.Seven months after they were first evicted. Nick has a letter from the

:45:34. > :45:39.council asking him to a meeting. They have decided that the family

:45:39. > :45:44.did make themselves intentionally homeless.

:45:44. > :45:49.They have left us dangling on that piece of string all that time to

:45:49. > :45:55.say they are not rehousing us. So I don't know what will happen now.

:45:55. > :45:59.REPORTER: Where will you go? don't know. I am trying to sort it

:45:59. > :46:05.out today. That is why I have the meeting with the council.

:46:05. > :46:09.REPORTER: Are you worried you will have nowhere to go? It does cross

:46:09. > :46:14.my mind, but we will get somewhere, but it does cross your mind.

:46:14. > :46:24.The letter says that the council will provide Nick and his family

:46:24. > :46:26.

:46:26. > :46:32.assistance in finding somewhere else to live.

:46:32. > :46:36.REPORTER: How did it go? Just advice on how to get your own

:46:36. > :46:42.accommodation and that. General information. That is it.

:46:42. > :46:47.All of this, help with deposits, but she is saying that we will not

:46:47. > :46:52.get help with the deposits as we can't go in the scheme that they

:46:52. > :46:59.have got. REPORTER: How long do you have?

:46:59. > :47:09.weeks today. That's it. Two weeks. Not a long time.

:47:09. > :47:21.

:47:21. > :47:24.After her home was repossessed, Dagnall council has found a place

:47:24. > :47:31.for Patricia Taylor. This is the moment of truth. I'm

:47:31. > :47:35.just a bit shocked, really. This is where I've got to go.

:47:35. > :47:44.Patricia is taken to temporary accommodation for homeless people

:47:44. > :47:49.with a shared kitchen and bathroom. She tells the agent she does not

:47:49. > :47:52.feel safe there and does not want to move in. She goes back to her

:47:52. > :47:57.friend Wendy's house to call the council.

:47:57. > :48:03.I can't believe it. It stinks. I feel like I have it on me. I was

:48:03. > :48:09.crying when I was in there. I don't think that this day can get

:48:09. > :48:15.much worse. It is scary. Very scary. I thought, oh, my God, where are

:48:15. > :48:19.they taking me? The council asked for Patricia to sign for the

:48:19. > :48:25.accommodation before she had had seen it. It may be too late to turn

:48:25. > :48:34.it down. I would like to get into contact with John Smith House. I

:48:34. > :48:43.will leave a message. Thank you.

:48:43. > :48:53.Voicemail. This is a joke. It is. She hears nothing from the

:48:53. > :48:56.council that day, so decides to stay at her friend, Wendy 's, on a

:48:57. > :49:01.blow-up mattress. They don't seem to take your circumstances into

:49:01. > :49:07.account. I'm just a statistic. One person is doing this, another one

:49:07. > :49:12.is doing that. I am like, oh, my God, does anyone know what is going

:49:12. > :49:22.on? I don't know. I have no idea. I sign things that I didn't even

:49:22. > :49:23.

:49:23. > :49:29.know to look at. I just signed them. I didn't read it or anything.

:49:29. > :49:36.That is what got me in this state in the first place.

:49:36. > :49:39.The council calls the next day to say that if Patricia refuses the

:49:39. > :49:47.temporary accommodation, she is making herself intentionally

:49:47. > :49:51.homeless and they would no longer be required to house her.

:49:51. > :50:01.Patricia decides to go back to the one room temporary accommodation

:50:01. > :50:03.

:50:03. > :50:11.with a charity worker who has offered to help her to move in.

:50:11. > :50:15.It just stinks. Let me open a window. Let me get some air in here.

:50:15. > :50:25.It is the smell. Hopefully that will go if we air it for a few

:50:25. > :50:29.hours. Hopefully this is temporary. Once the smell of the, whatever

:50:29. > :50:39.that smell is... I don't know what that smell is.

:50:39. > :50:44.

:50:44. > :50:50.I don't know, either. It is still a bit depressing.

:50:50. > :50:54.After four more nights in the Hub and another week in a homeless

:50:54. > :51:00.shelter, Kevin completed the journey from a park in Croydon, to

:51:00. > :51:06.a shared flat in Streatham. This is the kitchen. The tables. You can

:51:06. > :51:12.sit down and do some ruminating. I have to move more stuff in. There

:51:12. > :51:17.is quite a nice, comfy bed. All in all, an improvement and it is safe.

:51:17. > :51:22.Safe is very important, really. In life there are times when you

:51:22. > :51:26.just need help, you know. Not everyone wants help. Some people

:51:26. > :51:33.reject it. Some people will abuse it. Some

:51:33. > :51:39.will not use it, but some people, if you give them help, will be

:51:39. > :51:42.constructive with that assistance. I hit rock bottom and I'll do what

:51:42. > :51:48.I can. I will do what I can with help

:51:48. > :51:58.wherever it comes from, really. I will make sure that never happens

:51:58. > :52:02.

:52:02. > :52:07.again. It's the day before Lee and

:52:07. > :52:13.Sharon's eviction. The bailiff is due at 9.30am. They still have not

:52:13. > :52:19.found a flat to rent. So they are moving their belongings into

:52:19. > :52:24.storage. With nowhere else to go, they will stay with Sharon's sister,

:52:24. > :52:28.her husband and two children. We will miss this house.

:52:28. > :52:32.Ivanisevic and Hannah are going to their aunt's a day early, so that

:52:32. > :52:42.they are not at home when the bailiff arrives.

:52:42. > :52:52.What was me? That is you with the curly hair. That is Eve up there.

:52:52. > :52:57.

:52:57. > :53:02.Girls, are you going or what? Yeah... See you later.

:53:02. > :53:12.Bye. Give us a shout if you need

:53:12. > :53:47.

:53:47. > :53:56.anything. She's left her drawings up there.

:53:56. > :54:00.One empty house. Need help with the kitchen or shall

:54:01. > :54:06.I get this stuff in the car? I'll start loading.

:54:06. > :54:11.I am starting to shake. Come on.

:54:11. > :54:21.Sort out the kitchen now. The bank told Lee and Sharon that

:54:21. > :54:23.

:54:23. > :54:32.any of their belongings left behind would be locked in.

:54:32. > :54:37.Morning. Bailiff from the court. Right.

:54:37. > :54:44.You know you have seven days to come back to get the stuff you

:54:44. > :54:47.can't manage today? I was told if I was not out of here by.toam, that

:54:47. > :54:57.is it. Whoever told you that is wrong. You

:54:57. > :55:11.

:55:11. > :55:18.have seven days. It is up to you. Mate, we are done.

:55:18. > :55:28.Can I just ask you to leaf the keys, then, please? The locks will be

:55:28. > :55:34.

:55:34. > :55:42.changed. Have you got somewhere to go?

:55:42. > :55:48.sister's. Thank you very much.

:55:48. > :55:53.I feel a bit numb, actually. I wouldn't say it is over for us,

:55:53. > :55:57.but, our own home is over for a while.

:55:57. > :56:02.I think it is probably too close to handing the keys over to have a

:56:02. > :56:07.proper reaction to it yet. You feel like all you want to do is jump in

:56:07. > :56:17.the car and drive away. No doubt, there will be a few tears later on,

:56:17. > :56:17.

:56:17. > :57:32.Apology for the loss of subtitles for 75 seconds

:57:32. > :57:42.I will think. I haven't been up here since I left.

:57:42. > :57:46.

:57:46. > :57:54.It's a bit... Depressing. A bit too sad. There it is. Just

:57:54. > :58:02.sitting there forlorn. Nobody is in Not a lot of noise coming out of

:58:02. > :58:07.there. Not like normal. That's all I needed, just a few

:58:07. > :58:14.months, until me treatment had finished, until I could get back on

:58:14. > :58:20.my feet, get back to normality. It is not very nice, is it? Look, they