:57:11. > :16:42.Given the number of times we have returned to the issue of financial
:16:43. > :16:46.awareness and financial literacy on the part of consumers, there will be
:16:47. > :16:55.households who are unaware rates can even increase. So I guess there are
:16:56. > :16:59.three dimensions to that challenge. One is in broad terms, how can the
:17:00. > :17:04.bank communicate to households that their disposable income may change
:17:05. > :17:09.in the medium term through no fault of their own, and make sure people
:17:10. > :17:14.are thinking now about planning their finances appropriately? But
:17:15. > :17:18.also, what do you think all of this taken together, what do you think of
:17:19. > :17:24.the impact will be on household disposable income and consumption?
:17:25. > :17:27.Because there will be some mortgage owners who are tied on spending
:17:28. > :17:32.because the market has become expensive, but there will also be
:17:33. > :17:40.homeowners who will pass that costs onto their tenants. Have you... What
:17:41. > :17:48.consideration has the bank given to those impacts taken together on...
:17:49. > :17:52.That is where we have to leave our life coverage of the select
:17:53. > :17:57.committee rooms. You can continue watching online.