24/08/2014

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:00:40. > :00:39.Good morning and welcome to Sunday Politics Scotland.

:00:40. > :00:43.Pensions are a key issue in the referendum -

:00:44. > :00:50.we look at the competing claims from both campaigns.

:00:51. > :00:57.You would be surprised at how little importance people look at pensions

:00:58. > :01:00.with in your working career. It is not until we get closer to

:01:01. > :01:05.retirement that it becomes a big issue. Age 55 and over becomes,

:01:06. > :01:08.where is my pension, where is it coming from?

:01:09. > :01:11.And Alex Salmond's former head of policy tells us we can transform

:01:12. > :01:13.society and lead ourselves to a better world.

:01:14. > :01:18.For most people in work, it's something that you prefer not

:01:19. > :01:20.to think about, but for those edging past 55, suddenly pensions

:01:21. > :01:26.They provide security and stability in the "third age",

:01:27. > :01:28.and any fundamental political changes could threaten that.

:01:29. > :01:31.But so could the changing shape of our population.

:01:32. > :01:34.In the referendum campaign, both sides have been trying to

:01:35. > :01:38.assure us that, whatever happens, there will be continuity.

:01:39. > :01:40.The Scottish Government's White Paper outlines a single-tier pension

:01:41. > :01:45.Westminster plans include a single-tier pension

:01:46. > :01:51.But, as Andrew Kerr reports, a little nest egg stored away to

:01:52. > :02:00.emerge 30 years later is something to value.

:02:01. > :02:06.The water of life sampled by these two lists on Edinburgh's Royal mile,

:02:07. > :02:12.long anticipated and a final reward after years of storage, much like a

:02:13. > :02:16.pension. As arguments in the independence debate are distilled

:02:17. > :02:19.down, this is out as a key issue for voters. Better Together have been

:02:20. > :02:23.warning the EU will continue to require cross-border pension schemes

:02:24. > :02:28.to be fully funded in an independent Scotland. The trade association for

:02:29. > :02:34.workplace pension schemes warns this could be expensive. They have

:02:35. > :02:37.potentially two options. They could close the scheme altogether because

:02:38. > :02:41.of the costs involved or they could split that scheme into. A scheme

:02:42. > :02:46.north of the border and in the south. Those would come at a great

:02:47. > :02:50.cost indeed and they would have to find that money, which could be

:02:51. > :02:55.invested elsewhere in the business. Ultimately, those costs could be

:02:56. > :03:07.passed on to the people, the Sabres follow schemes. -- the savers. Some

:03:08. > :03:11.experts say the industry has caught with change in the past and any

:03:12. > :03:16.future development will run smoothly. Pensions in the UK have

:03:17. > :03:21.gone through significant change in all of my career. Every decade has

:03:22. > :03:27.seen a significant regulatory change which has been managed and delivered

:03:28. > :03:31.etc etc. I see an independent Scotland where there will be changes

:03:32. > :03:36.to the pension system, but I do not see that negatively. I think it can

:03:37. > :03:39.happen. There is an amazing intellect in Scotland around the

:03:40. > :03:45.whole pensions industry and I think an independent Scotland could take

:03:46. > :03:56.advantage of that. So, with" best. As with any long-term prospects, who

:03:57. > :03:59.knows what the future holds. He has to check the whisky every once in

:04:00. > :04:04.awhile to make sure it is just right. And we as taxpayers probably

:04:05. > :04:09.have to manage our own expectations when it comes to pensions. Remember

:04:10. > :04:13.when the state pension was first introduced, people lived only a few

:04:14. > :04:19.years more than the average state pension now. Life expectancy in

:04:20. > :04:28.Scotland is 78 or so. State pension age is 65 and heading that way

:04:29. > :04:30.forward in as well. The number of years that people expect the state

:04:31. > :04:35.to look after them has kind of increased quite substantially. Of

:04:36. > :04:41.course, there is no pension fund as such that people contribute to and

:04:42. > :04:46.then draw from. It does not work that way. People in work now are

:04:47. > :04:50.paying for today's pensioners but you have to get the right ratio. The

:04:51. > :04:56.pensioners of the future will continue to rely on those who work.

:04:57. > :05:02.It will depend on how much they pay and are willing to pay in taxes to

:05:03. > :05:08.support older people. Whether the expectations that people have now

:05:09. > :05:11.can continue to be realised, it is something Government is aware of and

:05:12. > :05:15.it is kind to rein back on the expectation that it will would

:05:16. > :05:23.spend, say, more than a third of their life in receiving a pension.

:05:24. > :05:29.With independence or the union, perhaps no-one is sure of the taste

:05:30. > :05:32.of things to come as the population changes. He gets all the best

:05:33. > :05:35.locations, doesn't he? Today's Sunday Post has carried out

:05:36. > :05:38.a poll of 1,000 pensioners on their Nearly 90% intend to vote, 32.6%

:05:39. > :05:43.intend to vote yes, 54.8% intend Stripping out

:05:44. > :05:48.the "don't knows" takes it to 37% The majority say pensions has been

:05:49. > :05:56.a factor in their decision. Nearly 75% have some concerns how

:05:57. > :06:01.the state pension will be funded Just over 40% also expressed concern

:06:02. > :06:04.about how the state pension would be funded

:06:05. > :06:09.if Scotland remains part of the UK. Joining me is

:06:10. > :06:12.Labour MP Gregg McClymont, and from Aberdeen, Dr Eilidh Whiteford, who

:06:13. > :06:26.is the SNP pensions spokesperson. Eilidh Whiteford, it is pretty clear

:06:27. > :06:29.people are concerned about... Let's start with the state pension in

:06:30. > :06:35.independent Scotland. Are they right to be worried? The UK Government and

:06:36. > :06:38.Scottish Government have made very clear that your entitlement to a

:06:39. > :06:43.state pension is based on your contributions record and not on

:06:44. > :06:47.either where you live or what your citizenship is. If you think about

:06:48. > :06:50.it at the moment, lots of people, when they retire, go off to Spain or

:06:51. > :06:55.France or somewhere sunny and still get their pension. Government has

:06:56. > :07:01.been very clear that it is based on your contribution, not on where you

:07:02. > :07:04.live. I think a lot of the scaremongering we have seen on state

:07:05. > :07:10.pensions has been quite unnecessary and is not backed up by reality. All

:07:11. > :07:13.right. Gregg McClymont, that is right. Let's stick to the state

:07:14. > :07:16.pension. Even the British Government seems to accept that if Britain

:07:17. > :07:21.becomes independent, pensioners will get what they would have got if we

:07:22. > :07:27.were part of the UK. -- Scotland becomes. Pensioners do not even know

:07:28. > :07:31.the currency that they will get their pension in. It is not a

:07:32. > :07:35.surprise that pensioners are concerned or anxious about what

:07:36. > :07:41.independence means for pensions. What Tim acted as not mention is

:07:42. > :07:45.that the state pension entitlement would need a series of negotiations

:07:46. > :07:50.between Scotland and the UK and around currency and pensions

:07:51. > :07:55.therein. -- what Eilidh Whiteford. If you're a pensioner and you do not

:07:56. > :08:01.know what currency your pension will be in after Scotland leads UK...

:08:02. > :08:04.What about that point? It is not just currency, pensions are

:08:05. > :08:08.protected. We do not know what inflation would be in an independent

:08:09. > :08:14.Scotland, whether it would be higher or more than the UK. We do not know

:08:15. > :08:22.what we jamming rises would be like. -- wages rises. We do not know what

:08:23. > :08:26.would be like in the UK. You would need a crystal ball to predict it.

:08:27. > :08:32.It is being alarmist about prospect rather being honest. At the moment,

:08:33. > :08:35.Scotland are spending less as a proportion of both those revenues

:08:36. > :08:39.and GDP on pensions and because of that we are in a better position to

:08:40. > :08:44.afford pensions than the rest of the UK. But you accept the other greater

:08:45. > :08:46.proportion and will continue to have a greater proportion of elderly

:08:47. > :08:52.people, therefore that will change quite quickly? That equation will

:08:53. > :08:56.change over time. There are challenges for every country in the

:08:57. > :08:58.western world are challenges for every country in the Western world

:08:59. > :09:00.in changing demographics. But the real question is how we boost our

:09:01. > :09:03.working age population to address that challenge and let's not just

:09:04. > :09:07.sit on our hands and assume that we will not do anything to address

:09:08. > :09:13.those problems. We address that in a little bit. Gregg McClymont, Eilidh

:09:14. > :09:17.Whiteford as a point. Every country in the world has issues about how it

:09:18. > :09:20.finances pensions. The issues facing an independent Scotland, there could

:09:21. > :09:26.be problems and issues, but the no different from anyone else.

:09:27. > :09:29.Professor David Bell, you quoted on another matter, as pointed out

:09:30. > :09:35.amongst others that Scotland will face greater challenges in filling

:09:36. > :09:44.that population age gap. -- working age gap. That might need to be

:09:45. > :09:49.something we will have a discussion about and we have not had that so

:09:50. > :09:54.far. More widely, she talks about the challenges the UK faces, but it

:09:55. > :09:58.isn't -- is it not the case the UK has always paid its pensions infill

:09:59. > :10:02.and in time? If 72% of pensioners are worried about the prospect of

:10:03. > :10:07.their pensions, does the fault lies with pensioners? Are they wrong to

:10:08. > :10:10.be worried? Pensioners have had a lot of alarmist stories that

:10:11. > :10:15.Scotland cannot pay pensions and that is simply not true. Scotland is

:10:16. > :10:18.in a better position than the rest of the UK to pay pensions because we

:10:19. > :10:21.have higher levels of employment in Scotland. We also have more life

:10:22. > :10:27.expectancy, so pensions are more affordable. That will not change

:10:28. > :10:33.with independence. Eilidh Whiteford, this issue of cross-border pensions,

:10:34. > :10:36.that worries a lot of people. Under European Union rules, if you're part

:10:37. > :10:39.of a private company's pension scheme are part of it in England and

:10:40. > :10:46.part of it in Scotland, it will have to be fully funded if we become

:10:47. > :10:51.independent. You heard earlier the claims that could be a serious

:10:52. > :10:54.problem. It is an issue that affects not state pension is an issue that

:10:55. > :10:56.affects not state pension us but people in occupational pensions in

:10:57. > :11:01.the private sector. Clearly, we need to look at what is happening in

:11:02. > :11:04.other parts of the European Union will this has been the case, to look

:11:05. > :11:11.at how to sort it out. Indeed, the UK Government has worked with the

:11:12. > :11:14.Republic of Ireland's Government to address this issue and did so in

:11:15. > :11:18.2005. The new directive is very clear that it is possible that

:11:19. > :11:24.existing recovery arrangements can be used. But the fundamental issue

:11:25. > :11:27.is if your company's pension scheme is underfunded, it does not matter

:11:28. > :11:32.what your constitutional position is. The underlying problem is still

:11:33. > :11:36.there. If we want to be the heads in the sand about that, that is not

:11:37. > :11:41.sure, but actually, we have an opportunity to make sure these

:11:42. > :11:47.schemes are properly funded. Gregg McClymont, what about that point?

:11:48. > :11:50.The issues she is highlighting is that there are problems with

:11:51. > :11:53.cross-border pensions and there is this European Union directive. The

:11:54. > :11:58.British Government gave a three-year grace period for this to be sorted

:11:59. > :12:02.out. We not really in a different from anyone else. But the problem is

:12:03. > :12:06.created by creating a border, that is why it is a cross-border issue

:12:07. > :12:11.between Scotland and the rest of the UK. If it can be solved in the UK

:12:12. > :12:14.and the rest of the European Union, as Tim acted as said, it can be

:12:15. > :12:23.solved in the case of Ireland, why should Scotland be so unique? -- as

:12:24. > :12:28.Eilidh Whiteford said. They have not met the regulations with

:12:29. > :12:33.cross-border funding. It has not been solved with the Republic of

:12:34. > :12:37.Ireland. There are enormous amounts of schemes. The total deficit of

:12:38. > :12:44.private sector pension schemes that were beyond these rules is more than

:12:45. > :12:50.?200 billion in the UK. As a number of bodies have said repeatedly, that

:12:51. > :12:54.is a huge problem. How are companies meant to realise those deficits in

:12:55. > :13:00.three years? Most schemes are running 10-15 year recovery periods.

:13:01. > :13:07.Presumably, Eilidh Whiteford, do you have proposals to extend three years

:13:08. > :13:10.to ten or 15 years? We have. We have proposed that ourselves and the UK

:13:11. > :13:13.Government sit down and work out whether those existing recovery

:13:14. > :13:18.plans are feasible. That has happened in the past with other

:13:19. > :13:22.places. Particularly in Ireland, they have been allowed to work to

:13:23. > :13:25.existing recovery plans. They have not been limited in that way by the

:13:26. > :13:29.European directive. There is no reason that should not happen in

:13:30. > :13:35.Scotland. Let's not forget the fundamental issue is the Fonda, --

:13:36. > :13:42.underfunding of those schemes. Pure assertion. Thank you both indeed. It

:13:43. > :13:51.has been a busy week in a referendum campaign. Let's look at the week in

:13:52. > :13:54.60 seconds. The head of NATO said an independent

:13:55. > :13:58.Scotland would have to be applied to the Alliance. The Scottish

:13:59. > :14:03.Government said it would be in other member states interests to the

:14:04. > :14:09.membership. Sir Ian Wood said the Scottish Government's North Sea oil

:14:10. > :14:11.forecasts are 60% too high. The first master said there was a

:14:12. > :14:18.wealth of contrasting expert opinion. Both sides took to the

:14:19. > :14:25.airwaves to debate the future of broadcasting. Labour said a yes vote

:14:26. > :14:27.could devastate the industry. But there were claims a new Scottish

:14:28. > :14:32.Broadcasting Service would reinvigorate. There was a spat over

:14:33. > :14:35.civil servants. A Whitehall department advised staff to vote nor

:14:36. > :14:39.was the Scottish Health Secretary was criticised for writing to

:14:40. > :14:44.reassure NHS staff about pensions postindependence. And it was

:14:45. > :14:49.announced that more than 1 million people have signed a declaration to

:14:50. > :14:57.vote yes. The no camp claim it still speaks for the majority of Scots.

:14:58. > :15:03.So, as the referendum campaign enters its final stretch,

:15:04. > :15:07.neither side is wanting for advice from outside sources.

:15:08. > :15:08.One man who used to be on the inside is Alex Salmond's former head of

:15:09. > :15:22.policy, Alex Bell, who joins me now. You have just written a book. You

:15:23. > :15:26.saying you were taken on by the Scottish Government because the

:15:27. > :15:33.British government were interested in proposals about people max. There

:15:34. > :15:42.were attempts and off the there could conversations about what devo

:15:43. > :15:49.max would look like. My point in saying that in the book was to say

:15:50. > :16:04.the UK government knew what a evil Max package would look like. --

:16:05. > :16:10.default. -- devo max. It was in 2010, signals had been made that

:16:11. > :16:16.they may be open to some kind of wider discussion. Actually the

:16:17. > :16:23.Scottish Government first preference was for some kind of devo max

:16:24. > :16:29.settlement. It was to be something that met the needs of the people.

:16:30. > :16:34.The Tory government where receptive to that. What would have

:16:35. > :16:40.subsequently happened, had the talks got any rare, which they didn't, I

:16:41. > :16:46.do not know. They were certainly of an open mind and constructive mind.

:16:47. > :16:51.If I were Alex Salmond I would not be grateful because you came out and

:16:52. > :16:57.supported independence and told us among other things that Trident

:16:58. > :17:04.would stay and it should so that Scotland were seen as responsible.

:17:05. > :17:07.You tell us a currency union would mean Scotland was not really

:17:08. > :17:12.independent and most of your ideas about independence do not need

:17:13. > :17:18.independence if only the UK government would implement some of

:17:19. > :17:26.them. What struck me then and strikes me now is a conspicuous lack

:17:27. > :17:30.of humility by the political classes of both sides. That humility and

:17:31. > :17:38.minds to the fact we had gone through a number of crises,

:17:39. > :17:43.financial, environmental, we need more complex city and nuance than

:17:44. > :17:54.simply saying you are right, you are wrong, you are a liar. I think

:17:55. > :18:00.everyone is inclined to say they speak for the majority but I speak

:18:01. > :18:07.for the point of view that says we need the powers to transform our

:18:08. > :18:11.society. I would have guessed -- settled at devo max. The entire time

:18:12. > :18:19.I was working for Alex Salmond that would have been a point of view I

:18:20. > :18:25.would have looked. I am not an out and out Nationalist but I am an out

:18:26. > :18:30.and out yes person. That is the only option on the table. If I wear Ed

:18:31. > :18:35.Malabar and I would be thinking I quite like that but there is little

:18:36. > :18:52.in your boot Ed Miliband would disagree with. -- eight Miliband. --

:18:53. > :18:59.aid Miliband. What Scotland needs is a Labour Party with a spine. We need

:19:00. > :19:05.a socially progressive society which uses its funds to benefit people.

:19:06. > :19:10.There is no reason Ed Miliband and the Labour Party should advocate

:19:11. > :19:18.that. There is no reason for that idea to have got out with party

:19:19. > :19:25.bounds. You raise the issue of, if there is a yes vote what is it that

:19:26. > :19:29.the Scottish Government has a mandate to negotiate. You point out

:19:30. > :19:35.there will be a currency union, it will be brilliant but other times

:19:36. > :19:42.you saying you are not voting for the SMP but for an independent

:19:43. > :19:47.Scotland. There would be a mandate to negotiate for independence which

:19:48. > :19:55.was agreed between Edinburgh and the global community. The interesting

:19:56. > :20:02.point is that it is not entirely clear who would do that negotiation

:20:03. > :20:09.for the UK. It does not seem David has a mandate at all. It seems a

:20:10. > :20:18.broadband negotiating team are addressing the idea it is not the

:20:19. > :20:27.national idea. You are arguing for a yes vote based on a prospectus that

:20:28. > :20:33.you outline which no political party in Scotland has the slightest

:20:34. > :20:37.intention of implementing. If you want the kind of policies that a

:20:38. > :20:43.properly brought party should be delivering, they cannot deliver that

:20:44. > :20:52.in the UK as it stands. The only way to get that is by taking control

:20:53. > :20:57.closer to home. Your prospectuses for the Scottish Labour Party? They

:20:58. > :20:59.are welcome to take it after a yes vote and can run on that mandate

:21:00. > :21:08.next time. policy, Alex Bell, who joins me now.

:21:09. > :21:11.You're watching Sunday Politics Scotland. Let's cross now for the

:21:12. > :21:17.news with Andrew Kerr. Good afternoon. Both sides in the

:21:18. > :21:20.independence referendum campaign are A former moderator of the General

:21:21. > :21:23.Assembly of the Church of Scotland has announced he's supporting the

:21:24. > :21:25.Yes campaign along with more than 30 other kirk ministers. The

:21:26. > :21:27.Very Reverend Dr Andrew McLellan said

:21:28. > :21:29.independence was a "once in a lifetime opportunity to remove

:21:30. > :21:32.Trident". The issue was debated at the Kirk's Assembly. However, Better

:21:33. > :21:35.Together, say people of all faiths and none are saying "no thanks" to

:21:36. > :21:41.independence because of the "risk and uncertainty" that comes with

:21:42. > :21:44.Over 100 people have gathered in Shetland to remember the

:21:45. > :21:47.four who died in last year's helicopter crash off Sumburgh

:21:48. > :21:50.Airport. A short service was held at the Sumburgh memorial last night. A

:21:51. > :21:53.new plaque was dedicated to the victims, and a number of survivors

:21:54. > :21:57.made the journey to the islands for the service. Later, two wreaths were

:21:58. > :22:06.laid at sea at the site of the crash. The event was also marked by

:22:07. > :22:08.a helicopter fly past. Let's take a look at the weather

:22:09. > :22:21.with Sarah. It should stay largely dry and we

:22:22. > :22:26.have a law of bright weather across the board. We could still see a few

:22:27. > :22:33.showers across the far North Highlands. For most of us, staying

:22:34. > :22:38.dry. We will see a fair amount of Clyde pushing in from the South

:22:39. > :22:51.West, turning the sunshine he's a. That is it. Now back to Gordon.

:22:52. > :22:53.with Sarah. I'm joined now by Ian Blackford,

:22:54. > :22:55.former SNP Treasurer, and businessman, and by Raymond

:22:56. > :23:09.Robertson, former Conservative MP for Aberdeen South.

:23:10. > :23:17.Let's start on pensions. Surely we can have sympathy for the public. It

:23:18. > :23:21.is difficult enough to understand pensions without having to worry

:23:22. > :23:28.about if there is an independent Scotland. People will be safe and

:23:29. > :23:34.secure in an independent Scotland, pensions will continue to be paid.

:23:35. > :23:41.The threat has come to the pension funds from Gordon Brown and the

:23:42. > :23:49.attack on pensions 20 years ago. What we do is for the Scottish

:23:50. > :23:57.economy to increase certainty for pensions. Do you buy that? It is not

:23:58. > :24:00.helped when John Swinney tells the Scottish Cabinet confidentially

:24:01. > :24:06.there will be an independent Scotland problem with pensions. It

:24:07. > :24:12.is not just state pensions, there are public sector pension funds?

:24:13. > :24:18.That is what John Swinney told the Scottish Cabinet. The health

:24:19. > :24:23.secretary said health pensions will be even higher in an independent

:24:24. > :24:28.Scotland, they are creating chaos, causing people to be genuinely

:24:29. > :24:35.concerned as to the future. You are right, it is not just the state

:24:36. > :24:43.pension. If you work for the NHS in Scotland there is an NHS pension but

:24:44. > :24:47.it is not funded, it is being paid out of taxation. That is true

:24:48. > :24:53.whether talking about an independent Scotland or the rest of the UK. If

:24:54. > :24:57.you are working for the NHS in Scotland and you are thinking about

:24:58. > :25:04.your NHS pension, you are doing the same position as people concerned

:25:05. > :25:08.about the state pension? That is not the case. Your entitlement will

:25:09. > :25:15.remain whether or not Scotland is independent. The real issue is that

:25:16. > :25:21.Westminster are raising the retirement age throughout the UK

:25:22. > :25:26.when the life expectancy in Scotland is considerably lower. We want to

:25:27. > :25:32.make sure we have a comfortable retirement. The real issue here is

:25:33. > :25:36.if you take the FTSE 100, it is only one company that has a defined

:25:37. > :25:45.pensions scheme. That is not the fault of the SNP or the government.

:25:46. > :25:50.It is the fault of Westminster. Coming up tomorrow is the debate

:25:51. > :25:58.between Alistair Darling and Alex Salmond, I am not sure you are any

:25:59. > :26:06.more of an Alistair Darling fan than you are an Alex Salmond fan but what

:26:07. > :26:10.do you think each of them has to do? Alex Salmond and the yes campaign

:26:11. > :26:16.will somehow have it in them to accept they have introduced an

:26:17. > :26:22.nastiness and intolerance to Scottish politics in the last few

:26:23. > :26:27.months which is unhelpful and I hope the First Minister concedes you can

:26:28. > :26:33.indeed be a proud and passionate Scot and be voting no. I think the

:26:34. > :26:37.intolerance and nastiness does not help Scotland and the healing

:26:38. > :26:44.process that must happen the day after the referendum. Presumably the

:26:45. > :26:49.chapter that he considered Alex Salmond did not do that well last

:26:50. > :26:56.time, he will almost certainly do better this time. I think he will

:26:57. > :27:01.come out fighting tomorrow. He will give a positive vision as to what an

:27:02. > :27:07.independent Scotland will look like. We have to focus on the positive. At

:27:08. > :27:13.the same kind, there are questions Alistair Darling will have to answer

:27:14. > :27:17.tomorrow. These are challenges for maintaining a national health

:27:18. > :27:22.service free at the point of need. Whether or not we want to protect

:27:23. > :27:27.the ethos of a public national health service in an independent

:27:28. > :27:33.Scotland, those are the choices the people of Scotland face. If you are

:27:34. > :27:39.Alistair Darling, what do you do tomorrow? You know Alex Salmond will

:27:40. > :27:45.probably be more impressive than he seemed last time. How do you prepare

:27:46. > :27:50.for that? Alistair Darling has to keep on at the central questions of

:27:51. > :27:57.this referendum campaign. At the top is the currency. If he bangs on

:27:58. > :28:03.about the currency again he will be seen as a one trick pony. It is

:28:04. > :28:10.about getting Alex Salmond to join the rest of us in the deal Scotland.

:28:11. > :28:15.With a yes vote we all know there will be no sheared sterling, we know

:28:16. > :28:24.that and we need Alistair -- Alex Salmond to admit this. It is the

:28:25. > :28:29.simple answer, we will continue to use the pound. The currency

:28:30. > :28:34.commission have raised a number of alternatives that would see us still

:28:35. > :28:36.continue to use the pound. Come what May, an independent Scotland will be

:28:37. > :28:45.using the pound. for Aberdeen South.

:28:46. > :28:47.And you can watch the First Minister Alex Salmond and Better Together

:28:48. > :28:50.leader Alistair Darling go head-to-head on the BBC tomorrow

:28:51. > :28:53.evening. That's on BBC 1 Scotland on Monday night at 8 o'clock.

:28:54. > :28:56.That's all from the us this week. I'll be back at the same time next

:28:57. > :29:02.week. Until then, goodbye.