:00:14. > :00:20.Hello, this BBC News. We will take a look at the morning's papers in a
:00:21. > :00:25.moment that here are the headlines. More storms are respected to batter
:00:26. > :00:28.the UK in the coming days, engineers are still working to reconnect
:00:29. > :00:33.thousands of homes across the UK which remain without power.
:00:34. > :00:36.Talks aimed at settling contentious issues left outstanding from the
:00:37. > :00:40.peace process in Northern Ireland have broken off for the evening and
:00:41. > :00:44.are set to resume on Monday. The family of a soldier killed in
:00:45. > :00:47.Afghanistan say he was an exceptional young man. Captain
:00:48. > :00:52.Richard Holloway was killed in action on Monday.
:00:53. > :00:56.Student supporters of the Muslim Brotherhood in Egypt have clashed
:00:57. > :01:01.with police at the prestigious Al-Azhar University in Cairo, one
:01:02. > :01:04.person has been killed. And how football is helping to
:01:05. > :01:11.rebuild Afghanistan's fortunes after years of war as well as other
:01:12. > :01:24.features from across the world in Reporters later on.
:01:25. > :01:32.Welcome to our look ahead of what the papers will be bringing us
:01:33. > :01:36.tomorrow. I am joined by Jeremy Cliffe from The Economist and Craig
:01:37. > :01:40.Woodhouse from The Sun. What a better way to meet them over the
:01:41. > :01:43.front pages. The Observer warns that millions of homeowners will be
:01:44. > :01:48.plunged into debt and could lose their homes in the wake of even a
:01:49. > :01:54.small rise in interest rates. The Sunday Times leads with a warning
:01:55. > :01:58.from the prime minister saying senior MPs are fearing for the
:01:59. > :02:01.future of the United Kingdom. The Independent on Sunday has an
:02:02. > :02:07.exclusive report that the Government is to set up a register for women
:02:08. > :02:11.undergoing breast implant surgery. The Mail on Sunday from page says
:02:12. > :02:14.that Romanians and Bulgarians will flock to Britain in much greater
:02:15. > :02:18.numbers than thought previously. The Sunday Express is leaving with the
:02:19. > :02:24.plight of storm victims who did not receive enough help. The Sunday
:02:25. > :02:28.Telegraph reports that hundreds of pregnant foreigners are flying to
:02:29. > :02:33.the UK just days before the birth in order to receive free care on the
:02:34. > :02:41.NHS. Its front page also features the BBC's Fiona Bruce standing next
:02:42. > :02:43.to the most expensive painting to have been uncovered by the Antiques
:02:44. > :02:48.Roadshow. We will start with the Observer
:02:49. > :02:53.which is a worrying headline for many people, mortgage rises which
:02:54. > :03:02.may plunge many into perilous debt. We have got used to having such low
:03:03. > :03:07.interest rates that we have maybe forgotten what it is like to have
:03:08. > :03:11.mortgage rates go up month by month. We have been living on virtually 0%
:03:12. > :03:17.interest rates which is great news if you have got a mortgage that
:03:18. > :03:20.terrible news if you have savings. This story is worryingly predicting
:03:21. > :03:24.that everybody knows that interest rates will go up in the not too
:03:25. > :03:27.distant future, we are thinking sometime after 2015 which has now
:03:28. > :03:32.been linked to the unemployment rate. And so many people who can
:03:33. > :03:38.afford a house only because rates are low will not be able to afford
:03:39. > :03:43.them, possibly around 2 million people depending on the speed at
:03:44. > :03:46.which rates go up. We have seen this before, people just hanging on as
:03:47. > :03:50.long as mortgage interest rates are level and we know people are
:03:51. > :03:56.struggling to pay bills so this would add yet another further
:03:57. > :04:00.squeeze. . As the bigger picture, the piece charts that people should
:04:01. > :04:04.have used the low interest rates to pay off their debts and have not
:04:05. > :04:08.done that but this overlooks the fact that real wages have been
:04:09. > :04:11.falling for several years and to keep up the same standard of living
:04:12. > :04:16.they are used to, people have been looking to debt to fill the. I
:04:17. > :04:19.wonder if people have savings to fall back on because the temptation
:04:20. > :04:23.when you look at the interest rate is to say, it is good for mortgages
:04:24. > :04:29.but it is so low for savings, what is the point in saving? Lots of
:04:30. > :04:34.people have done that and this story mentions the fact that a quarter of
:04:35. > :04:40.people asked by a survey paid for Christmas by borrowing. One silver
:04:41. > :04:44.lining is that interest rates will not go up until about 2015 so if you
:04:45. > :04:50.have got a mortgage, you should squirrel money away between now and
:04:51. > :05:01.then to provide a financial offer. And Mark Carney and the committee
:05:02. > :05:06.that sets interest rates, have a choice about whether they do this.
:05:07. > :05:14.There is a tacit understanding between Mark Carney and George
:05:15. > :05:23.Osborne. There has been an assumption that the Bank of England
:05:24. > :05:29.keep interest rates loose and tight cuts have been running in
:05:30. > :05:32.conjunction with that. If interest rates are going up, it means and
:05:33. > :05:43.implement is going down and the economy is ticking over, bad news
:05:44. > :05:50.for mortgage owners but good news for savings if they go up. Tories
:05:51. > :05:55.fear Scots will break away, this is a warning to David Cameron in The
:05:56. > :06:03.Sunday Times that it might be a yes vote for independence. Ward Forsyth
:06:04. > :06:08.-- Lord Forsyth has warned David Cameron that he needs to get
:06:09. > :06:17.involved in this. Polls suggest that most Scots will vote to stay in the
:06:18. > :06:22.union but this is interesting, Lord Forsyth is telling David Cameron to
:06:23. > :06:26.go up to Scotland and get involved. Not many Scots like the Tories at
:06:27. > :06:30.the moment that is what the election showed so there is a debate to be
:06:31. > :06:34.had as to whether a conservative figure in the prounion campaign
:06:35. > :06:40.would be a good thing or bad thing. Alistair Darling is doing most of
:06:41. > :06:44.the legwork. Absolutely and there are Tory critics saying he is not
:06:45. > :06:49.doing a very good job and the campaign is not being run in a very
:06:50. > :06:55.good way but many Tories would be delighted if Scotland disappeared
:06:56. > :06:57.because it would mean 50 Labour seats disappearing for ever and I
:06:58. > :07:05.cannot say that publicly but there are plenty of them saying that in
:07:06. > :07:09.the Westminster Parliament bars. The detail of how a break would be
:07:10. > :07:12.managed will cause problems potentially for those who want an
:07:13. > :07:16.independent Scotland. We have an article last week saying it is not
:07:17. > :07:21.that straightforward about how quickly Scotland could become a
:07:22. > :07:29.member of the EU in its own rights are lots of detail to be picked
:07:30. > :07:36.over. But the detail is where it is at. There is a middle third of the
:07:37. > :07:39.boat who are the swing voters who could go either way depending on
:07:40. > :07:44.whether it will benefit the country economically and that rides on
:07:45. > :07:48.whether it can be part of the European Union and what currency it
:07:49. > :07:54.will views. There is no emotion in any of this debate. We'll blew still
:07:55. > :07:58.be on the union Jack? Those are the things that will make English or
:07:59. > :08:03.Welsh people sit up and say they do not want it being taken off the
:08:04. > :08:14.flag. It is all being very dry at the moment. This is our country. But
:08:15. > :08:21.it doesn't matter what the English think all the Welsh link because
:08:22. > :08:25.they don't have a vote. For Alex Salmond, his greatest success so far
:08:26. > :08:33.has been to summon up some of that emotion and the date of the
:08:34. > :08:39.referendum I think coincides with the Battle of Bannockburn. He is a
:08:40. > :08:41.man who knows how to use national symbols to summon up passion and
:08:42. > :08:50.Craig is correct to say that the prounion side could take advantage
:08:51. > :08:57.of that. We will get David Cameron with the union flag on his face!
:08:58. > :09:01.Let's look at the Independent. An exclusive on its front page, action
:09:02. > :09:05.on implants and their is a breast implant, one of the PIP variety that
:09:06. > :09:10.caused so many problems when they began leaking in the women who had
:09:11. > :09:14.them done. This is a national register which apparently would
:09:15. > :09:18.prevent a repeat of this scandal. I don't know how a register would
:09:19. > :09:23.prevent it, surely it is the type of implants you use grid Jamaat it
:09:24. > :09:29.seems we have got similar sources because I have got almost the exact
:09:30. > :09:36.same story as this. Is yours and exclusive? I was led to believe so!
:09:37. > :09:42.At the moment, where as if you have a hip operation or a knee operation,
:09:43. > :09:48.it is logged so it is marked with EU have ceramics or metal so there can
:09:49. > :09:55.be product recalls -- it is marked so that if you have ceramics. After
:09:56. > :10:00.the scandal with PIP, Bruce Keogh did a review of cosmetics and there
:10:01. > :10:06.will be a range of things and others by the Government of this is one --
:10:07. > :10:09.of which this is one. I imagine there is a slump in confidence
:10:10. > :10:18.around things like this, whatever variety. Precisely, there are lots
:10:19. > :10:22.of bits of evidence of cowboy activity because they are not part
:10:23. > :10:25.of the core services of the National Health Service is. Many have them
:10:26. > :10:30.done by private surgeons so people will now ask what they are getting
:10:31. > :10:35.when they sign up for these and will look closely at the small print.
:10:36. > :10:39.They are trying to stop these people preying on people with poor body
:10:40. > :10:45.confidence so they will not be time-limited offers, people saying
:10:46. > :10:51.they will give you a boot job for a cheaper price if you make a decision
:10:52. > :10:59.by next week. Will it stop people going abroad? I would not think so.
:11:00. > :11:04.In The Mail on Sunday, exposed: The true cost of our open borders.
:11:05. > :11:06.Apparently Bulgarians and Romanians will come here in far greater
:11:07. > :11:12.numbers than forecast. Interesting how we know that. This is a Daily
:11:13. > :11:15.Mail story they got from inside the Home Office apparently from one of
:11:16. > :11:23.their sources which suggests that some estimates - we're not told
:11:24. > :11:28.which ones - two conservative. I have to say, if that is the case,
:11:29. > :11:32.then that is all to be good. Britain has got a demographic crunch coming
:11:33. > :11:36.and we need hard-working people from Eastern Europe. Those who have come
:11:37. > :11:42.from Poland and other EU accession states have worked hard and paid
:11:43. > :11:51.taxes to a much greater way than they have claimed benefits. If you
:11:52. > :11:56.ask people if they are happy for people to come and work hard and pay
:11:57. > :12:00.taxes, people don't mind. It also depends where you ask that question.
:12:01. > :12:05.People in areas heavily affected will take one view of the countries
:12:06. > :12:12.that have come already and other places will not. Certainly the
:12:13. > :12:17.controls on immigration being lifted on Wednesday, that is when we will
:12:18. > :12:27.expect the surge. Looking at the Express, with the question, why
:12:28. > :12:36.didn't anybody help us? With Cobra meeting, they do not usually meet
:12:37. > :12:40.unless there is a serious problem. The Government being criticised and
:12:41. > :12:45.energy companies criticised. Things need a proper looking at. It begs
:12:46. > :12:52.the question, who can do what? When I was looking at David Cameron
:12:53. > :12:56.visiting stricken homes, you have to wonder, this is surely a job for the
:12:57. > :12:59.energy companies when it comes to getting the lights back on, for
:13:00. > :13:04.local councils when it comes to local transport but what can they
:13:05. > :13:09.Prime Minister do? I think the pie minister has been on a difficult
:13:10. > :13:15.tightrope, he does not want to be seen to be making political hay but
:13:16. > :13:20.he wants to be taking an interest. I do not know what he personally can
:13:21. > :13:27.do about this. It is the oversight, there are so many different people
:13:28. > :13:35.and organisations involved and I think it is important that somebody
:13:36. > :13:39.has a central grip. There are probably lots of people off because
:13:40. > :13:43.it was Christmas to try to fix it and there may be worse weather on
:13:44. > :13:47.the way. If only we could control that. Let's move on to the Telegraph
:13:48. > :13:51.and the final story of this, the picture story of the front page.
:13:52. > :14:09.Let's skip to that. The antiques road show ?400,000 masterpiece. This
:14:10. > :14:13.was a picture that was found on ten macro. A priest bought it for ?400.
:14:14. > :14:20.Ella macro and now it is worth 400,000. I might go and worship at
:14:21. > :14:23.his church! He obviously has a delightful paintings. Kudos is due
:14:24. > :14:27.to your own Fiona Bruce, who I believe spotted the painting and
:14:28. > :14:31.said he should have it checked out, because apparently the chap had
:14:32. > :14:35.taken it to an assessor, who said it is definitely a forgery. It turned
:14:36. > :14:39.that he was wrong. Yes, and Fiona had said that she had just done a
:14:40. > :14:43.whole programme on van Dyck paintings, and she had picked up a
:14:44. > :14:48.few tips. I think it will pay for new bells in that church. Quite a
:14:49. > :14:52.lot of bells for ?400,000! You would have thought so. Well done to him. I
:14:53. > :14:56.am sure they will sound extremely sweet when they chime for the first
:14:57. > :15:00.time. That is it for this hour, but we will be back at 11:30pm for
:15:01. > :15:07.another look at the stories on the front pages. Stay with us. In half
:15:08. > :15:11.an hour, . -- in quarter of an hour, more on the flood devastation.