:00:00. > :00:00.buying a football club. Ryan Giggs and others are clubbing together to
:00:00. > :00:22.buy Salford city FC. Hello, and welcome to our look ahead
:00:23. > :00:30.to what the papers will be bringing us tomorrow. With me are Kiran
:00:31. > :00:33.Stacey, political correspondent at the Financial Times, and journalist
:00:34. > :00:39.and blogger Susie Boniface, aka, the Fleet Street Fox. Here is the
:00:40. > :00:46.independent, reporting on a study that shows that students from state
:00:47. > :00:57.schools are more likely to get top grade degrees than those with
:00:58. > :01:01.Dominic at private schools. `` than those at private schools. The Daily
:01:02. > :01:06.Telegraph reports that savers who are locked into pensions will be
:01:07. > :01:10.given a free exit. More on the probe into energy prices on the front of
:01:11. > :01:15.the Daily Mirror. The Daily Express says millions of people will be
:01:16. > :01:20.better off with a cap on pension charges. Ed Miliband calls for
:01:21. > :01:27.further curbs on energy bills, that is in the Guardian. And the Daily
:01:28. > :01:31.Mail reports on cats passing TB on to humans for the first time. On the
:01:32. > :01:32.Times, a picture of Sumatran tiger cubs that have made their first
:01:33. > :01:48.appearance at London zoo. We start with the Times. Alarm over
:01:49. > :01:57.in new housing bubble, and dangerous levels of borrowing. Some of these,
:01:58. > :02:04.if it is London and the south`east, is because of foreign investors in
:02:05. > :02:07.London is a great place to buy property. Certainly part two, which
:02:08. > :02:14.is available in homes that are just knew by, but definitely fuelling
:02:15. > :02:17.prices in London. We have seen prices take off in the past few
:02:18. > :02:24.years. Why is coming from places like the Arab world, Spain, Italy,
:02:25. > :02:27.where they haven't got much money, or their assets are losing a lot of
:02:28. > :02:38.value, so they are coming in buying houses filled. `` buying houses
:02:39. > :02:41.here. There is a big turnaround. People are saying, it might be in
:02:42. > :02:46.London, but not the rest of the country. Figures are now saying that
:02:47. > :02:49.it is the rest of the country. There are some worrying figures that
:02:50. > :02:53.suggest that people are borrowing much more than they can afford. It
:02:54. > :02:58.says that in 2005, just a few years before the crash, which was partly
:02:59. > :03:03.to do with people borrowing too much money for their houses, fewer than
:03:04. > :03:07.5% of mortgages were at more than 4.5 times the income. Most people
:03:08. > :03:19.were borrowing less than 4.5 times their income. Now, that has gone up
:03:20. > :03:24.to 8.3 7%. In London, it is 17.2%. We now have nearly one in five
:03:25. > :03:29.people borrowing more than their income. That it have any choice, do
:03:30. > :03:33.they? If they want to buy houses in this part of the world, that is what
:03:34. > :03:39.property costs. That is what people have had to do. I was borrowing six
:03:40. > :03:43.times my salary in 2005, and the bank let me do it. What's
:03:44. > :03:49.interesting is that George Osborne has sought to play down fears of a
:03:50. > :03:53.housing bubble, following accusations he was stoking the
:03:54. > :03:56.market to create a feelgood factor ahead of the election. Of course
:03:57. > :04:03.that is what he's doing. That is the entire point the flagship to buy
:04:04. > :04:08.scheme, is making everyone feel like they are doing better. That is the
:04:09. > :04:15.entire point of the whole thing! Come on, people! Wake`up! Some
:04:16. > :04:20.people say that it is going to crash at some point. They don't care, as
:04:21. > :04:27.long as it crashes after May 2015. It's not our problem. Two things can
:04:28. > :04:35.make it crash. Buyers who have come in from abroad might start to go
:04:36. > :04:38.again. That would take out some of the heat from the market. The other
:04:39. > :04:42.thing is that people simply get too stretched and can't afford mortgage
:04:43. > :04:49.payments any more. Also, talk about a bubble, the criteria of lending
:04:50. > :04:53.has tightened up since the crash. I was able to get six times my salary
:04:54. > :04:58.a few years ago, there is no way I could do that today. They are now
:04:59. > :05:06.saying that 4.5... 3.5 times your mum income if you are single
:05:07. > :05:10.person, you are potentially at risk of losing your home if interest
:05:11. > :05:14.rates go up. `` 3.5 times your income. The definition of a bubble
:05:15. > :05:20.is now a little more cautious than it was. The Chancellor is saying
:05:21. > :05:24.that prices are still significantly below their peak. Yes, but the guy
:05:25. > :05:29.who is in charge of the Office of Budget Responsibility has said that
:05:30. > :05:37.it is looking bubbly, quote, unquote. Once prices hit their
:05:38. > :05:40.peak, it is too late. If they are at their peak, they are about to come
:05:41. > :05:45.down. There were to move to flatten it out, so that just hit a peak and
:05:46. > :05:49.plummet off the other side. Are they any better at predicting that than
:05:50. > :05:53.they were in 2005? Absolutely not, they can't predict growth so...
:05:54. > :05:57.There are lots of people now, one of the distinct things about the
:05:58. > :06:01.housing market is how many people are buying with cash. The people who
:06:02. > :06:09.are borrowing are getting more stressed. Loads of people are buying
:06:10. > :06:11.with cash, so we could see an utterly divided... Who are these
:06:12. > :06:14.people who have hundreds of thousands of pounds? They are people
:06:15. > :06:18.coming from abroad, people who have been sitting on houses that are
:06:19. > :06:26.escalating in price, or people with rich parents or grandparents. MPs.
:06:27. > :06:33.MPs get mortgages get released on those. You particularly cynical,
:06:34. > :06:37.even by your standards, Susie. Very cute picture here, three Sumatran
:06:38. > :06:50.tiger cubs, you can only see two of them. They have made their public
:06:51. > :06:53.debut at the London Zoo. The population in the wild is estimated
:06:54. > :07:00.to have dropped to 300. These will be hugely popular at the zoo. It is
:07:01. > :07:03.horrifically sad, and that is what is pictured is not illustrate.
:07:04. > :07:10.Regents Park is not the place for a Sumatran tiger, they are not going
:07:11. > :07:15.to be particularly happy in the northern hemisphere, with smog and
:07:16. > :07:23.all that. There is a very narrow gene pool that they are breeding in
:07:24. > :07:28.as well. It is like choosing to save the red haired people or the blonde
:07:29. > :07:37.haired people or something like that. You wouldn't be very robust.
:07:38. > :07:40.The animals in the zoo population are not the same as the Sumatran
:07:41. > :07:44.tiger. They become different as a representation of this PC. If you
:07:45. > :07:53.want to conserve animals that are in danger, the thing is to conserve the
:07:54. > :07:57.habitat. I'm sure they will be cute, and we want to see tigers, but those
:07:58. > :08:00.tigers are never going to have freedom, they will never know what
:08:01. > :08:04.it is like to be outside was. There will never hunt their own food, and
:08:05. > :08:09.they are not going to be tigers in so many ways. This is a species that
:08:10. > :08:13.will breed in the wild. It is not like pandas, that have to be
:08:14. > :08:18.encouraged through every single matchmaking session that they do.
:08:19. > :08:23.Sumatran tigers do actually have a capacity for procreating, but the
:08:24. > :08:28.problem is logging and so on in their native territories. The
:08:29. > :08:37.developing world, that is having a big impact on lots of animals,
:08:38. > :08:41.rhinoceros, elephants... You think parents should not take their kids
:08:42. > :08:44.to the zoo? I think they should discuss the correct ways of saving
:08:45. > :08:52.Sumatran tigers. I have done lots of stories about animal conservation,
:08:53. > :09:01.so I have a little bit of bias. I think a tiger should be in it tiger
:09:02. > :09:04.appropriate place, not a zoo. You are not suggesting that we don't
:09:05. > :09:10.continue to keep the tigers we have got? No, but having animals create a
:09:11. > :09:14.lot of interest, perhaps proponents of this sort of thing would promote
:09:15. > :09:17.people try to go and save the situation in Sumatra. But people are
:09:18. > :09:21.making a lot of money out of it, they are spending a lot of money on
:09:22. > :09:26.these tigers in London, and not doing an awful lot about the
:09:27. > :09:32.situation in Sumatra. There is no point saving these animals, if you
:09:33. > :09:35.can't introduce them back into their native environment. It is weird and
:09:36. > :09:38.biologically odd. You need to take them back to the place where they
:09:39. > :09:42.are from, where they were bred, where they are designed to be
:09:43. > :09:46.living, and to be happy and to live their lives out. You can't have them
:09:47. > :09:50.in captivity for ever and ever just because you say, we can't have
:09:51. > :09:57.Sumatran tigers die out. I had no idea you would have so much to say
:09:58. > :10:08.about a picture on the Times. Sorry! Don't apologise, I'm thrilled. The
:10:09. > :10:14.Financial Times, this is a joint article that has been written by
:10:15. > :10:24.David Cameron and he is counterpart from Germany. Doesn't involve any
:10:25. > :10:31.tigers at all, unfortunately. What we saw, from what we know last night
:10:32. > :10:38.with the debate between Nigel Farage and Nick Clegg, England's role in
:10:39. > :10:43.the EU is in flux. David Cameron wants to renegotiate his position in
:10:44. > :10:47.the rest of Europe. The problem is, does anyone else want to sign up to
:10:48. > :10:51.what Britain was? Do they want to stop immigrants coming into the UK
:10:52. > :10:54.and other countries, or do they want to keep freedom of movement going?
:10:55. > :10:59.This is the first sign that Germany, the major power, might be wanting to
:11:00. > :11:06.sign up to some of what Britain want. He is saying that he will put
:11:07. > :11:10.in guarantees that the eurozone countries will not be able to gang
:11:11. > :11:19.up on those countries that are not inside the eurozone, and determine
:11:20. > :11:33.the way that how markets work. What we are worried about is that... All,
:11:34. > :11:39.there will be a tax. The Robin Hood tax. They will say, sorry guys, we
:11:40. > :11:43.don't care about what you want, or going to do this. That is what
:11:44. > :11:53.Britain is terrified about, they are looking for an emergency brake. What
:11:54. > :11:58.Wolfgang Schauble is saying is that we are listening, we understand you
:11:59. > :12:01.have concerns, we will be listening is a group of 18 without you, and we
:12:02. > :12:05.promise not to cook up anything that is going to hurt you. Which shows,
:12:06. > :12:11.despite all the problems they have been with the euro project in places
:12:12. > :12:16.like Greece, Portugal, Ireland, how powerful the eurozone is. It is
:12:17. > :12:21.powerful partially because it has Germany in it. But you are right, it
:12:22. > :12:25.is an immensely powerful bloc of countries, these are big economies.
:12:26. > :12:31.As a voting bloc and a trading bloc, it really carries some clout.
:12:32. > :12:34.David Cameron is still plugging away at the idea that he will get a
:12:35. > :12:41.referendum through an renegotiate terms. Also, this only really
:12:42. > :12:46.relates to ask and Denmark. We are the only two nations that aren't
:12:47. > :12:53.obliged to join the euro, although we are EU states. All Wolfgang
:12:54. > :12:59.Schauble has said is that he is going to be fair to countries that
:13:00. > :13:02.are outside the Eurozone, isn't exactly what Nigel Farage would
:13:03. > :13:08.want, I don't think. It is something, and we have not had much
:13:09. > :13:13.so far. They will seize on it, what they? It is genuinely a positive
:13:14. > :13:20.sign. There is no reason why Germany should turn around and say they will
:13:21. > :13:22.look after our interests as well. That is the ultimate thing that
:13:23. > :13:28.David Cameron is hoping. He hoped that Berlin will turn around and
:13:29. > :13:30.say, if the choice is giving you something you want or having you
:13:31. > :13:34.leave altogether, I would rather have you in. Not least because
:13:35. > :13:38.Britain and Germany agree on a lot of things. This is Germany saying,
:13:39. > :13:42.we would rather have you in, we will give you a little bit. The question
:13:43. > :13:47.is, are they going to go much further? Particularly on things like
:13:48. > :13:50.immigration? If they want to exercise a V2 and say, no, we don't
:13:51. > :13:59.want to do that, we are not part of the euro but we don't want you to do
:14:00. > :14:05.that. `` veto. They might say that, but we wouldn't say that on BBC
:14:06. > :14:12.News. You did have as much to say about that as tigers. The Daily
:14:13. > :14:20.Telegraph, it is after 9am, we are all grown`ups. Hillsborough police
:14:21. > :14:22.question of the deaths. Four police officers being interviewed under
:14:23. > :14:26.caution. It is the first time they have been questioned in the criminal
:14:27. > :14:29.caution as potential manslaughter suspect. This is part of the
:14:30. > :14:39.investigation into what really went on at Hillsborough when 96 people
:14:40. > :14:49.died in 1989. 25 years on, it is incredibly slow getting to the
:14:50. > :14:51.truth. We didn't know until about 18 months ago whether there had been a
:14:52. > :14:55.cover`up that we seem to now know that happen. We are managing to see
:14:56. > :15:00.members of the police force brought in for questioning. When the police
:15:01. > :15:03.decide to cover something up, they are very good at it. They are very
:15:04. > :15:07.good at closing ranks and making sure no one finds out the truth.
:15:08. > :15:11.Now, we don't know what the truth is, and I'm not saying either way on
:15:12. > :15:14.this one. There does seem to be evidence that evidence might have
:15:15. > :15:20.been doctored, that it was covered up Apple all levels in the police.
:15:21. > :15:28.And, we are only just now, 25 years later, finding that there are heavy
:15:29. > :15:36.suspicions. `` covered up at all levels. Not all police officers are
:15:37. > :15:43.cut from the same cloth. 13 are being questioned under caution, four
:15:44. > :15:46.for manslaughter and others for offences including perverting the
:15:47. > :15:52.course of justice, and abusing public office. Some are still
:15:53. > :15:58.serving, 12 are long since retired. It is astonishing that it has taken
:15:59. > :16:01.25 years to get to this stage. It has been 18 months or so since the
:16:02. > :16:04.Hillsborough Independent panel when we finally learn foreign FAQ that
:16:05. > :16:14.there had been a cover`up. We are now waiting for the inquest. ``
:16:15. > :16:17.learn for a fact. It is going to be so long since the original event
:16:18. > :16:21.that the chances of actually having a court case that you could make a
:16:22. > :16:32.charge stick is going to be almost remote, I would have thought. This
:16:33. > :16:39.is no victory at all, for anybody. But look at the Daily Mail very
:16:40. > :16:48.quickly. For owners catch TB from their pet. You're not a cat owner,
:16:49. > :16:52.are you? No. So no sympathy. This disease has lept from one species to
:16:53. > :16:59.another. Disease will cross barriers and bugs evolve. I am looking
:17:00. > :17:04.forward to the day that the Environment Secretary calls for a
:17:05. > :17:09.cull on cats and tries to get that one past the voters. Seem to have
:17:10. > :17:12.picked this up from badges, so perhaps he will blame badgers again.
:17:13. > :17:20.Shifting the blame on to somebody else. I feel particularly bad about
:17:21. > :17:26.the on the front page that has gone missing. He an infected cat and he
:17:27. > :17:31.has gone on the loose. They must have known. Look at him, he is
:17:32. > :17:38.clearly an evil cat. He is named after Richard Nixon, if you did not
:17:39. > :17:44.know that she was up to no good then you do now. There is a little go out
:17:45. > :17:54.there who loves that. She should be in bed, it is 11:45pm. Thank you so
:17:55. > :17:59.much. We should not make fun of it, but we have. At midnight, the big
:18:00. > :18:00.six energy companies face questioning about giving customers a
:18:01. > :18:16.poor deal. Hello and welcome to Sportsday. I'm
:18:17. > :18:21.Lizzie Greenwood`Hughes. The headlines tonight: All hail Alex
:18:22. > :18:22.Hales. England's first Twenty20 centurion, helps them beat Sri Lanka
:18:23. > :18:24.by six