:00:00. > :00:00.159`7 `` trailing 9`7. We will have the live sports results, that's in
:00:00. > :00:17.15 minutes after the papers. Hello. Welcome to our look to what
:00:18. > :00:24.the papers will be bringing us tomorrow. With With me are Jennifer
:00:25. > :00:26.Howze, co`founder of BritMums, and Martin Bentham, social affairs
:00:27. > :00:30.editor of the Evening Standard. Welcome to you both. Tomorrow's
:00:31. > :00:33.front pages then, starting with The Independent.
:00:34. > :00:35.It blames Barack Obama for the collapse of the Middle East peace
:00:36. > :00:38.process which it calls a betrayal of the Palestinians.
:00:39. > :00:42.The FT leads on the Government's decision to cap RBS bonuses. The
:00:43. > :00:46.Mail says the teenager cancer patient Stephen Sutton has sparked
:00:47. > :00:49.one of the most extraordinary fundraising campaigns the country
:00:50. > :00:52.has ever seen. The Mirror has an interview with the
:00:53. > :00:58.former BBC presenter Susannah Reid who will launch ITV's new breakfast
:00:59. > :01:03.show next week. Prince George is on the front of the
:01:04. > :01:06.Daily Express. The Telegraph says David Cameron's
:01:07. > :01:11.new treasuary Minister has called for a dramatic rethink of the high
:01:12. > :01:14.speed two rail project. The Times says new mortgage rules
:01:15. > :01:17.are prompting lenders to increase their rates.
:01:18. > :01:23.And The Guardian looks at UKIP and asks why Nigel Farage has the other
:01:24. > :01:29.parties rattled? Let's begin and start with the I and
:01:30. > :01:34.the head headline: Bonfire of the bonuses. RBS forced to half its
:01:35. > :01:40.bonus plan. They can do this because we own most of the bank. There are
:01:41. > :01:46.European Union rules which say that if a bank or any business wants to
:01:47. > :01:50.award bonuses of more than the level of the salary, 100% of salary or
:01:51. > :01:53.more, then the shareholders can block it and because we are a
:01:54. > :01:58.shareholder we are able to, or the Treasuary is able to block it on our
:01:59. > :02:02.behalf and that's what they've done on this occasion. What's interesting
:02:03. > :02:06.about this is not only the RBSveto but the other ones that have been
:02:07. > :02:16.going on where there have been revolts and they haven't succeeded.
:02:17. > :02:21.The Barclays one yesterday. I think it's happened with the owners of the
:02:22. > :02:25.FT. There's been a spate of these revolts which is an interesting
:02:26. > :02:29.trend. Before people used to ` the view was everything got waved
:02:30. > :02:33.through, it was the same people approving pay packages for other
:02:34. > :02:36.people of like minds and so on and nothing was going to change. This
:02:37. > :02:42.seems to be a bit of a different wind. Is anything changing? You get
:02:43. > :02:46.the sense there is more visible anger, but there still seems a bit
:02:47. > :02:51.of a disconnect. Once again banks are saying we have to pay these
:02:52. > :02:57.bonuses, we have to keep people. I am really wait g waiting for a bunch
:02:58. > :03:01.of stories about bankers say saying I left my job here and went
:03:02. > :03:06.somewhere else. It feels like there's that constant threat. We are
:03:07. > :03:11.going to lose our great people if we don't pay these bonuses so we are
:03:12. > :03:16.held ran some to it, is that happening `` ransom? I could be
:03:17. > :03:20.convinced there is a problem if there is an exodus of talent. There
:03:21. > :03:26.is a suggestion some are going to go to the US, for example. If that
:03:27. > :03:29.starts to happen, we are yet to see real evidence, proper evidence
:03:30. > :03:34.that's happened. It's always raised as a possibility. It may happen, but
:03:35. > :03:38.I think the industry needs to make that argument more strongly and more
:03:39. > :03:43.in concrete terms. Under these new EU rules they can still receive a
:03:44. > :03:47.bonus of 100% of their salary. Most of us would be thrilled with that
:03:48. > :03:53.idea. I would be delighted with about 3%. Of course there are other
:03:54. > :03:56.ways of perks and housing allowance and those kind of things that some
:03:57. > :04:00.these folks get, as well. They could dress it up as something different
:04:01. > :04:02.to get around the rules. That's one of the arguments, actually what
:04:03. > :04:08.happens is the salary is increased and they get the same amount of
:04:09. > :04:12.money and so on. There is clearly from the Treasuary's point of view a
:04:13. > :04:16.PR exercise here and maybe there should be. Especially if a bank is
:04:17. > :04:24.not performing as well as it ought to. It's done very badly. Let's move
:04:25. > :04:28.on and look at the FT. Angela Merkel warning Russia it faces fresh
:04:29. > :04:35.sanctions as the West toughens its stance. It feels like we have been
:04:36. > :04:39.waving the idea of tougher sanctions for sometime. Is it making any
:04:40. > :04:46.difference? It was interesting this week John Kerry's kind of tough
:04:47. > :04:54.anti`Russian stance, criticising it of destabilisation. I mean, they're
:04:55. > :05:00.talking here about sanctions and it says these are going to be in the
:05:01. > :05:05.forms, likely to add names of 15 Russian or Crimeaen individuals to
:05:06. > :05:08.those already facing travel bans and asset freezes and the US is
:05:09. > :05:15.considering adding banks or state`owned companies to the list of
:05:16. > :05:18.sanction entities. That doesn't seem like huge sanctions. It could be.
:05:19. > :05:22.It's interesting Angela Merkel is now talking about it because the
:05:23. > :05:27.Germans are the ones who have been holding Europe back because they've
:05:28. > :05:30.this big gas deal with the Russians. They've cancelled their nuclear
:05:31. > :05:33.programme. They're dependent on Russian gas. They've been the ones
:05:34. > :05:38.restraining others in the European Union who have been pushing for
:05:39. > :05:44.tougher sanctions. That's significant in itself. On the other
:05:45. > :05:48.hand, sanctions are still fair fairly paltry at this stage. The
:05:49. > :05:52.Americans have come out with stronger stronger ones. It's a test
:05:53. > :05:58.for Europe. They've still got to go to the whole of the European Union,
:05:59. > :06:06.the 28 Foreign Ministers and get agreement. Things are dropping on
:06:07. > :06:14.the news wires as we speak. One quote source sourcing ` one quote,
:06:15. > :06:17.sources familiar with the matter, additional sanctions on Russian
:06:18. > :06:23.individuals on Monday over Ukraine. This story is also on The Telegraph.
:06:24. > :06:27.It's in a different guise with a more sort of British slant,
:06:28. > :06:32.suggesting our army cuts have given Putin muscle. Military cuts have
:06:33. > :06:37.emboldened Britain's potential enemies and diminished our global
:06:38. > :06:41.influence according to the Commons defence committee, that's what
:06:42. > :06:49.they're warning. Really? Do you think that he is sitting in the
:06:50. > :06:55.Kremlin, ha`ha, they've cut a few battalions, so off we go? The
:06:56. > :07:04.In relation to this, yes, it's hard to see we could be sending, 100,000
:07:05. > :07:10.troops, deploying people down there, we had new aire craft carriers ready
:07:11. > :07:15.to go `` aircraft carriers ready to go, I can't see that making any
:07:16. > :07:22.difference. Nobody wants boots on the ground. The Americans backed out
:07:23. > :07:26.of Syria and clearly would be reticent about taking on Putin. We
:07:27. > :07:33.are hearing the Pentagon has confirmed Russian military aircraft
:07:34. > :07:37.have entered Ukrainian air space on several occasions over the past 24
:07:38. > :07:40.hours. It is the economic thing that's ultimately damaging to
:07:41. > :07:45.Russia. Their economy is not in a great state. The credit rating has
:07:46. > :07:50.been downgraded again today by one of the credit rating agencies. The
:07:51. > :07:52.interest rates have gone up. They've weaknesses there that in the
:07:53. > :07:58.long`term they could suffer. Let's move on to another story that's
:07:59. > :08:05.still on the front of The Telegraph. Ministers battle to scrap HS2. A new
:08:06. > :08:09.Minister who has warned that the ?50 billion scheme doesn't represent
:08:10. > :08:17.value for taxpayers' money. This will be music to the ears of a lot
:08:18. > :08:21.of Conservative MPs for whom ` they think this would blight their
:08:22. > :08:24.constituencies. Yes, apparently lots of people who feel it's going to
:08:25. > :08:32.blight their constituency are against it. I think it's quite
:08:33. > :08:40.interesting how the story talks about things that she said and the
:08:41. > :08:43.votes ` what she voted in the past. Then it seemed unclear whether the
:08:44. > :08:49.information had disappeared from a website. I don't know. A dramatic
:08:50. > :08:54.rethink is what is being urged. Her constituency is one of those that
:08:55. > :09:01.the line is going to go through. I think the question with this, I mean
:09:02. > :09:06.she talks apparently about irreversible damage to areas of
:09:07. > :09:10.natural beauty and heritage sites. That is a concern. Personally the
:09:11. > :09:13.bigger issue is whether it's the right investment for that sum of
:09:14. > :09:16.money and whether actually this idea it's going to bring extra business
:09:17. > :09:20.to the north, for example, is the right way to bring business to the
:09:21. > :09:26.north and build the `` and whether the alternative that was raised
:09:27. > :09:34.recent recently by one of your BBC colleagues, about a megaCity in the
:09:35. > :09:37.north and better links. It still keeps London as the sort of hub in
:09:38. > :09:41.the south. That's the bigger question. The Times. We have been
:09:42. > :09:46.talk being this, it concerns a lot of people getting mortgages. Home
:09:47. > :09:50.loan costs raised to cope with new checks. New checks that come in at
:09:51. > :09:57.midnight tonight where anyone applying for a north has to answer a
:09:58. > :10:01.lot more questions. Harpwiring in `` hardwiring in common sense is what
:10:02. > :10:06.we are told it will do. It appears ` it seems to be slowing the process
:10:07. > :10:13.down a little. The suggestion is that maybe some lenders don't want
:10:14. > :10:17.the business at the moment. Perhaps it is eminently sensible to do
:10:18. > :10:20.slightly better checks on what people actually can pay, especially
:10:21. > :10:24.if interest rates might go up in the future. Certainly going from the
:10:25. > :10:31.days when you could just walk in and say, I own such and such, it was all
:10:32. > :10:34.self certified. This is saying that mortgage lenders are simply putting
:10:35. > :10:38.up the rates to slow the process down, because they can't cope. That
:10:39. > :10:45.could be a real heartache for people. Now you can only get your
:10:46. > :10:48.mortgage approved when you have an offer in. Because property prices
:10:49. > :10:53.are inflating, there is this whole trend reappearing of offenders,
:10:54. > :10:58.halfway to the process, saying, can you give me an extra ?20,000 because
:10:59. > :11:02.the price has gone up in the time it has taken for the sale? If the
:11:03. > :11:07.lenders aren't able to get it moving quickly, quite a few buyers will be
:11:08. > :11:12.vulnerable to that. The price might go up during the sale, but during
:11:13. > :11:16.your mortgage vetting meeting, these can take three hours, they can ask
:11:17. > :11:22.about things like how much you spend on trips to the hair salon. It's
:11:23. > :11:29.important that banks are asking the right questions about your financial
:11:30. > :11:34.picture, but some of these, they seem a little bit laughable. In
:11:35. > :11:41.terms of delving into the specific household budget issues. There's an
:11:42. > :11:45.interesting quote here, some lenders are deliberately inflating rates to
:11:46. > :11:52.deter applicants while they deal with the new regime, says a broker
:11:53. > :11:56.at Trinity Mortgages. I think the site they have to use, the website
:11:57. > :11:59.has found it difficult to cope with demand. It will be interesting to
:12:00. > :12:03.see what happens over the next few weeks when we all have to start
:12:04. > :12:09.answering those questions. Let's go back to The Telegraph. It's doing
:12:10. > :12:16.very well tonight. Third story. Parents, the online monitors, it
:12:17. > :12:22.says. We are being encouraged to use intrusive supervision on how our
:12:23. > :12:29.children behave online. This is coming from Keith Bristow, from the
:12:30. > :12:33.National Crime Agency. Are you poking around to find out what your
:12:34. > :12:47.children are doing online? Well, yes. I used to be a bit more classy
:12:48. > :12:51.a lot safer `` relaxed about it. I might get slammed for this, but I
:12:52. > :12:56.don't think there is anything wrong with you invading your children's
:12:57. > :13:03.privacy. When they are young, they need to learn about the rules for
:13:04. > :13:08.using the internet. Some of this is, yes, social media, what you should
:13:09. > :13:12.say and what you should not say. Some of it is pop`ups, clicking on
:13:13. > :13:18.things that can affect the security of your computer. Are you... I mean,
:13:19. > :13:22.I don't know, I have only just met you this evening, you might be very
:13:23. > :13:27.technically minded. Are your kids ahead of you? Well, I am in the
:13:28. > :13:33.online and social media world all of the time, so they are not. I need
:13:34. > :13:38.some lessons from you! My daughter is well ahead of me, I can tell you.
:13:39. > :13:42.In one way it is sensible to have some sort of awareness. I think it
:13:43. > :13:51.is also slightly impractical, overall. I think the real key to it
:13:52. > :13:55.is the education thing. And trust? Yes, I have a daughter, you trust
:13:56. > :13:59.her to do the right things. Hopefully you tell them about the
:14:00. > :14:04.risks and let them apply themselves in a sensible way. I think the idea,
:14:05. > :14:09.when you get teenagers now and they are spending power after hour to
:14:10. > :14:13.keep going and... I just think it's difficult. Isn't it justified if you
:14:14. > :14:18.are keeping them safe to be intrusive? They've got to learn to
:14:19. > :14:20.cope with risks. In society we can get absolutely paranoid. Of course,
:14:21. > :14:25.terrible things happen, but they don't happen to many people. There
:14:26. > :14:30.is a danger that you get completely paranoid and destroy children's
:14:31. > :14:33.freedom. Not just this, going out in the streets, out and about, those
:14:34. > :14:37.kind of things. I think there is a danger that we get obsessed with a
:14:38. > :14:41.potential risk that does exist at the price of people growing up and
:14:42. > :14:46.learning to be individuals. But keeping tabs is not the same as
:14:47. > :14:51.crushing their freedom. It depends on the balance, doesn't it? I thing
:14:52. > :14:56.sometimes we think that children, and 18s in general, might be more
:14:57. > :15:02.sophisticated about the internet and social media than they are. They
:15:03. > :15:07.might use it a lot, but they might not know what they think. The
:15:08. > :15:12.Express, millions face crisis in old age. Not saving enough, facing
:15:13. > :15:15.meltdown, apparently we are sleepwalking towards financial
:15:16. > :15:20.meltdown. We need to save up to ?600,000 to enjoy a comfortable old
:15:21. > :15:26.age. Where is that supposed to come from? Well, who knows, these days?
:15:27. > :15:33.It is interesting, it does not say exactly where these figures came
:15:34. > :15:38.from. You want evidence as well? Indeed. There is an important topic,
:15:39. > :15:42.there is something perennial about this story, we are not saving
:15:43. > :15:46.enough, we need to think about it more, maybe worry about it more. It
:15:47. > :15:51.is pretty alarmist. It brings appear, you know, it means millions
:15:52. > :15:55.will be forced to rely on the state. We will come back to this story and
:15:56. > :16:00.I will let you have your say later on. We will be back again at 11:30
:16:01. > :16:07.with Jennifer and Martin for another look at the front pages of the
:16:08. > :16:12.newspapers tonight. Stay with us on BBC News. Coming up at 11 o'clock,
:16:13. > :16:14.more on those new rules that are going to affect mortgage lenders.
:16:15. > :16:29.Now, time for Sportsday. Hello and welcome to Sportsday. I'm
:16:30. > :16:32.Lizzie Greenwood Hughes. The headlines tonight: Happy but
:16:33. > :16:44.nervous, Ryan Giggs says taking charge of Manchester United is the
:16:45. > :16:49.proudest moment of his career. Brighton condemn Yeovil town to
:16:50. > :16:51.relegation from the Championship, beating them 2`0. And