19/08/2014

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:00:00. > :00:00.European athletics championships in Swansea and the European swimming in

:00:00. > :00:14.Berlin. That's in Sportsday in 15 minutes, after the papers.

:00:15. > :00:19.Hello and welcome to our look ahead to what the papers will be bringing

:00:20. > :00:21.us tomorrow. With me are Neil Midgley, media commentator from

:00:22. > :00:29.Forbes.com, and the political commentator and journalist, Miranda

:00:30. > :00:37.Green. We start with the financial times. It is high lighting how rail

:00:38. > :00:41.fares will rise 3.5% from January in another above`inflation increase.

:00:42. > :00:45.The Daily Telegraph says husbands who bully or intimidate their

:00:46. > :00:49.partners should be jailed under a new offence of domestic abu The

:00:50. > :00:55.Metro says first`time buyers in London need to find an extra ?63,000

:00:56. > :00:59.compared to this time last year. The Daily Mail claims nurses are being

:01:00. > :01:05.asked to question elderly patients about whether they would agree to a

:01:06. > :01:10.do not resuscitate order. And private patient income soars at NHS

:01:11. > :01:13.Trust is the headline on the front of Guardian We are going to start

:01:14. > :01:19.with an interesting story in the Daily Telegraph. Jail for husbands

:01:20. > :01:25.who control their wives. A proposed new domestic abuse law would punish

:01:26. > :01:29.spouses who intimidate or bully. Some would say about time. It is

:01:30. > :01:34.interesting this, because some parts of domestic abuse which are not

:01:35. > :01:38.physical are already covered by stalking laws, harassment laws, but

:01:39. > :01:41.experts say not enough. It is difficult to get successful

:01:42. > :01:46.prosecutions in some case. They say the law is ambiguous and needs to be

:01:47. > :01:49.tightened up and possibly even a new category of offence needs to be

:01:50. > :01:54.created for for example someone within a relationship systemically

:01:55. > :01:59.bullies and intimidates and provokes fear in a partner or someone they

:02:00. > :02:03.were living with. It is really interesting, because the legal

:02:04. > :02:08.experts may say there's a need for it and the Home Office is going to

:02:09. > :02:12.go through this consultation process on what's necessary. This is just a

:02:13. > :02:17.proposal at this stage. But the way the Daily Telegraph has written the

:02:18. > :02:20.story makes it clear that possibly some Daily Telegraph readers,

:02:21. > :02:26.perhaps the Daily Telegraph themselves, perhaps a wider category

:02:27. > :02:32.of people, might final easy about this. It comes on the back of a

:02:33. > :02:36.so`called Cinderella law, which means they can prosecute parents for

:02:37. > :02:43.emotional effect of a child for example. It is really interesting,

:02:44. > :02:48.because it's the law and it's the state starting to venture inside the

:02:49. > :02:52.home into quite often ambiguous situations, some might feel. It will

:02:53. > :02:57.be very controversial, which is why it is the main story on the Daily

:02:58. > :03:03.Telegraph. Neil, one also wonders how you are going to prove this

:03:04. > :03:07.intimidation, bullying. There are no physical marks necessarily. That's

:03:08. > :03:14.going to be problematic. That is going to be a problem. We have to be

:03:15. > :03:18.careful about this area, because domestic abuse including emotional

:03:19. > :03:21.abuse short of violence is a very serious issue. I don't think anybody

:03:22. > :03:27.would want to downplay that. Absolutely. At the same time, I do

:03:28. > :03:32.wonder whether criminalising the abusive partner, I don't know how

:03:33. > :03:36.that helps in a lot of situations. What a lot of people need when they

:03:37. > :03:41.are the victim of that kind of abuse is actually help in getting out of

:03:42. > :03:46.the relationship or in sticking up for themselves. Obviously there may

:03:47. > :03:50.be children of the relationship as well. Not necessarily helpful for

:03:51. > :03:54.them to have dad sent to prison. It is a very vexed area, because you

:03:55. > :04:01.don't want to downplay the seriousness of the problem, but at

:04:02. > :04:06.the same time as Miranda said, shoving the criminal law inside

:04:07. > :04:11.people's domestic arrangements is a very blunt instrument. It is going

:04:12. > :04:16.to be very difficult to draft these offences. And for the courts to

:04:17. > :04:20.interpret them and for the police to know when they are investigating a

:04:21. > :04:25.crime and when they are just breaking up a domestic. Sure. It is

:04:26. > :04:30.out for consultation at the moment. That's the period that it is going

:04:31. > :04:34.to be entering. It is going to be a lively debate on whether or not this

:04:35. > :04:39.makes sense. We should point out also, this story does make it clear

:04:40. > :04:44.several perhaps in, that it will of course apply to male victims of

:04:45. > :04:49.domestic, psychological et cetera, even though the headline says

:04:50. > :04:52.husbands. It would work both ways. Staying with the Daily Telegraph,

:04:53. > :04:56.this could be good news for pensioners, for all of us, those who

:04:57. > :05:02.are going to be drawing their pensions in the future pension fees

:05:03. > :05:10.cap could add ?1 billion to savers' policy. Nsions in the future pension

:05:11. > :05:13.fees cap could add ?1 billion to savers' policy. `` pots. I think

:05:14. > :05:18.this is while you are aKrug your pension pot. Most people in the

:05:19. > :05:21.private sector have what's called a defined contribution scheme where

:05:22. > :05:25.you don't get a guaranteed payout at the end. You build up a pot of money

:05:26. > :05:29.based on what you pay. In your pension provider often is taking a

:05:30. > :05:34.fee, which could be 1% of your fund every year. Obviously 1% doesn't

:05:35. > :05:38.sound much but if you think you might be paying in for 20 or 30 or

:05:39. > :05:42.40 years, that could be a third of your pension pot by the time they've

:05:43. > :05:46.finished the skimming this off the top. The good news aspect of this

:05:47. > :05:51.story is that when the Government said they were going to put in place

:05:52. > :05:58.this 0.75% cap on these fees, they thought it might enrich us by ?200

:05:59. > :06:04.million a year in total. But no. It might be ?1 billion, according to

:06:05. > :06:09.one of the regulated companies. We are all going to... I'm smiling.

:06:10. > :06:13.Miranda, you are smiling. It is a good news story, so we should all

:06:14. > :06:19.hurrah that and it will affect most of us I think as we get older. But

:06:20. > :06:24.there's a slight sting in the tail. There always is. What is it? One of

:06:25. > :06:26.the experts interviewed by the Daily Telegraph points out that the

:06:27. > :06:31.companies have seen their profits fall since these measures have been

:06:32. > :06:35.proposed and are being introduced the, because going to hit their

:06:36. > :06:40.proof pretty, the profits of the big insurance companies. He starts to

:06:41. > :06:46.speculate they might find other fees that are not covered by the new

:06:47. > :06:50.regulations as ways of fleecing people collecting their pension pot.

:06:51. > :06:57.I'm shocked at that. Who would have thought it? The pensions industry is

:06:58. > :07:04.seeing such a shake`up at the moment. The annuities, not having to

:07:05. > :07:08.buy an annuity, that's a seismic change. If you are an insurance

:07:09. > :07:12.company, you can't reconstitute your profits by new charges if the

:07:13. > :07:15.product has disappeared completely. Indeed. They are going to have to

:07:16. > :07:21.find another way of hitting their bottom line in a better way. The

:07:22. > :07:27.financial times Miranda. From a good news story to a bad news story

:07:28. > :07:33.potentially for millions of people. Fair's fare, inflation falls but

:07:34. > :07:39.ticket prices go off the rails. Yes. In general terms, in terms of cost

:07:40. > :07:43.of living crisis, as Labour has successfully dubbed it. Eyes rolling

:07:44. > :07:46.here, but it has been quite a successful campaign. Very

:07:47. > :07:50.successful. The fact that overall inflation is going down is good for

:07:51. > :07:54.most of us. But if you are a commuter it looks as if next year

:07:55. > :07:57.might be very difficult indeed, because the Department for

:07:58. > :08:02.Transport, even though they insist no decision has been taken yet, may

:08:03. > :08:08.be agreeing to a rise in commuter rail fares of 3.5%, which is much

:08:09. > :08:13.higher than inflation. That will cause a great deal of anger among a

:08:14. > :08:18.lot of people and a lot of people who will have a vote next May in a

:08:19. > :08:22.general election. Which is why perhaps funnily enough it might not

:08:23. > :08:26.happen. It may not. They have been very careful all day to say no

:08:27. > :08:30.decision has been taken. They are even starting to say for example

:08:31. > :08:35.that the department is looking closely at the cost of travel as our

:08:36. > :08:40.ongoing commitment to those famous hard`working people. What's

:08:41. > :08:44.interesting is the Government uses the RPI index, 1% above RP positive.

:08:45. > :08:48.To calculate this. Yet if they are talking about increasing pensions or

:08:49. > :08:56.benefits it is the lower CPI. It is a massive scam isn't it? If you are

:08:57. > :09:02.a commuter. If I'm going to be dispassionate about this and... And

:09:03. > :09:07.I'm being devil's advocate, can I point that out to anyone about to

:09:08. > :09:11.good on to Twitter? The rail industry costs a lot of money. That

:09:12. > :09:15.has to be divide up between fare payers and taxpayers. Either the

:09:16. > :09:19.people commuting are going to pay higher fares. If the costs are going

:09:20. > :09:25.up overall it has to come either from higher fares or higher taxes on

:09:26. > :09:28.people not using the trains. So you might say, particularly if you live

:09:29. > :09:32.outside the South East, here in the South East we all worry about these

:09:33. > :09:36.things because we all have to use these trains to get into work. If

:09:37. > :09:40.you are elsewhere in the country, where rail is not such a usual

:09:41. > :09:44.method of commuting, where I come from in Leeds or Bradford, then you

:09:45. > :09:50.might want the southerners to pay a few more quid on their season ticket

:09:51. > :09:53.and take a few more quid off your tax bill. But northerners use trains

:09:54. > :10:10.as will. your hands. I'm looking forward to

:10:11. > :10:16.reading twitter on this. Absolutely. The minister today dared

:10:17. > :10:20.to suggest that some rail fares were fair. She is feeling the full fury

:10:21. > :10:26.of the community public for those remarks. Not the smartest thing to

:10:27. > :10:28.say on a day when you are announcing the fans going up.

:10:29. > :10:32.Thank you Neil Midgley, media commentator from Forbes.com

:10:33. > :10:34.and the political commentator and journalist Miranda Green.

:10:35. > :10:36.You'll both be back at half eleven for another look at the

:10:37. > :10:42.At 11.00pm, we'll have more from Missouri, where police have shot

:10:43. > :10:48.dead a second young black man, near to where an unarmed black teenager

:10:49. > :11:05.But coming up next it's time for Sportsday.

:11:06. > :11:08.Hello and welcome to Sportsday, I'm John Acres.

:11:09. > :11:14.10`man Arsenal are held to a goaless draw in their Champions

:11:15. > :11:19.Manchester United reach an agreement to sign Argentina World Cup defender