27/01/2016

:00:09. > :00:10.Hello, it's Wednesday, it's 9.15, I'm Joanna Gosling in for Victoria,

:00:11. > :00:19.A win for Johanna Konta means she becomes the first British woman

:00:20. > :00:21.to reach the semifinal of a Grand Slam since 1983.

:00:22. > :00:23.Meanwhile off the court, world tennis authorities launch

:00:24. > :00:25.an inquiry into corruption in the sport.

:00:26. > :00:27.The announcement at the Australian Open follows criticism that

:00:28. > :00:32.allegations of match fixing were not dealt with effectively.

:00:33. > :00:35.A warning this morning that children are being left alone to deal

:00:36. > :00:39.with the consequences of abuse - the NSPCC calls for better support

:00:40. > :00:45.That's something that people quite often do -

:00:46. > :00:51.they do try and kill themselves because they know that will speed

:00:52. > :00:53.up their referral, because they know that

:00:54. > :00:56.if you present in hospital with self harm or a suicide attempt they have

:00:57. > :01:01.And pregnant women are being advised not to travel to countries affected

:01:02. > :01:12.by the Zika virus - we ask what the risks really are.

:01:13. > :01:15.Hello, welcome to the programme, we're on BBC Two and the BBC

:01:16. > :01:19.We'll keep you across the latest breaking and developing

:01:20. > :01:27.Also ahead, many women in their late 50s say they're being hit hard

:01:28. > :01:29.by changes to the rules on state pensions.

:01:30. > :01:32.We hear from one woman who says she's going to lose out.

:01:33. > :01:34.As ever we want to hear from you throughout the programme.

:01:35. > :01:42.Texts will be charged at the standard network rate.

:01:43. > :01:46.Let us know about pensions if you are affected and everything else we

:01:47. > :01:48.talk about today. And of course you can watch

:01:49. > :01:50.the programme online wherever you are - via the bbc news app

:01:51. > :01:53.or our website bbc.co.uk/victoria. The world tennis authorities have

:01:54. > :01:55.announced an independent inquiry into the effectivness of the sport's

:01:56. > :02:02.anti-corruption practices. It follows an investigation

:02:03. > :02:04.by the BBC and the website Buzzfeed News, which found that 16

:02:05. > :02:08.players ranked within the top 50 had been suspected of throwing matches

:02:09. > :02:12.but were still allowed to compete. The announcement was made at the

:02:13. > :02:15.Australian Open. It is vital we repair this damage

:02:16. > :02:18.and that we do so quickly. Which is why today

:02:19. > :02:21.we are announcing an independent review that will examine

:02:22. > :02:24.all aspects of tennis's anti-corruption programme,

:02:25. > :02:26.including the tennis integrity unit's work, which will make

:02:27. > :02:33.recommendations for change. We are determined to do everything

:02:34. > :02:36.we need to do to remove We are in a toxic environment

:02:37. > :02:46.for sport at the moment. In terms of it is an easy target

:02:47. > :02:50.for people to have a go allegations of other

:02:51. > :02:52.governing bodies. We want to be as open

:02:53. > :02:55.and transparent as possible to demonstrate that we will look

:02:56. > :02:58.at this thoroughly. There is a zero, zero tolerance

:02:59. > :03:12.for this in our game. John Watson joins us for more on

:03:13. > :03:17.this. How long will the review take and what are the parameters? We are

:03:18. > :03:23.not sure how long it will take, but I can tell you what the panel will

:03:24. > :03:27.look into, a number of factors. The first, does the current tennis

:03:28. > :03:32.integrity unit need more resources? Presumably looking at increased

:03:33. > :03:36.funding or personnel needed to tackle the problem. How can it be

:03:37. > :03:41.more transparent? I think they are looking at how they can avoid a drip

:03:42. > :03:47.of information that has obviously hurt the sport as it has done as we

:03:48. > :03:56.saw in the investigation that came out as part of the report from the

:03:57. > :04:01.BBC and BuzzFeed. How can they ensure the public get to hear of

:04:02. > :04:09.these details but it does not damage the sport in the way they feel this

:04:10. > :04:14.does. Any changes, how to extend the reach of the programme. The way the

:04:15. > :04:19.panel will operate, headed by Adam Lewis QC, a leading expert on sport

:04:20. > :04:23.law. He will be assisted by two others and we are not sure at this

:04:24. > :04:28.stage you they will be, but it is said to represent the global world

:04:29. > :04:33.of sport. We presume it will be individuals closely related to the

:04:34. > :04:40.sport. What they really want to do is ensure integrity in sport and for

:04:41. > :04:43.the spectators, when they are watching tennis, they can believe

:04:44. > :04:46.what they are seeing, and this is the most important thing and I think

:04:47. > :04:48.this is what the panel is looking to address.

:04:49. > :04:50.Christian Leathley is a lawyer at Herbert Smith Freehills

:04:51. > :04:53.which represented the Tennis Integrity Unit in the first case

:04:54. > :04:57.He was also involved in the first tennis match-fixing case

:04:58. > :05:11.What is your reaction to the News of this review? I think it is good

:05:12. > :05:15.news. The context that has to be borne in mind is that there has to

:05:16. > :05:20.be a tremendous amount of discretion on the part of the investigators of

:05:21. > :05:24.the tennis integrity unit and one would hope any recommendations would

:05:25. > :05:27.help protect that discretion, which is paramount to enable them to do

:05:28. > :05:33.their job and investigate corruption, which is a difficult

:05:34. > :05:38.thing to investigate. Is there a danger it is potentially at odds in

:05:39. > :05:46.terms of what they talk about transparency and openness? Yes, this

:05:47. > :05:55.piecemeal oversight, to react to the BBC and BuzzFeed report, that

:05:56. > :06:01.transparency is not always the best friend to corruption investigation.

:06:02. > :06:05.In my experience, working with the tennis integrity unit, they have to

:06:06. > :06:09.be discreet with interactions with players under investigation as well

:06:10. > :06:16.as witnesses they need to interview. As somebody who has been involved in

:06:17. > :06:22.investigations, how rigorous do you believe the system is to be, and do

:06:23. > :06:27.you believe that everything has been investigated as it should be? People

:06:28. > :06:31.criticising this save the data being talked about now is based on matches

:06:32. > :06:37.already investigated. The individuals I have worked with, a

:06:38. > :06:42.gentleman, Nigel Williton, the current head of the tennis integrity

:06:43. > :06:47.unit, is a savvy investigator who has worked with police. I felt they

:06:48. > :06:51.conducted all the interviews they needed to conduct, they had

:06:52. > :06:55.information to hand. They do not have police powers. They are

:06:56. > :07:00.hamstrung in some way in terms of access to information they can

:07:01. > :07:04.obtain. Their investigations I thought were thorough. That

:07:05. > :07:08.information was passed onto me and working with them we put together a

:07:09. > :07:13.legal case. They tried to exhaust every avenue before they ahead with

:07:14. > :07:18.the prosecution, given the sanctions, such as a life ban as the

:07:19. > :07:23.Austrian professionals suffered as a result of a process I was involved

:07:24. > :07:27.in. When you say they are hamstrung by not having police powers, is that

:07:28. > :07:33.an area that could be looked at. The sort of powers that they have?

:07:34. > :07:39.I noticed in the announcements there has been a call for the

:07:40. > :07:44.criminalisation of match fixing. It would need police power to enable

:07:45. > :07:49.that to be prosecuted in an effective way. Records of telephone

:07:50. > :07:56.calls, bank statements, that is essential to building a case. That

:07:57. > :08:00.is only part of the puzzle. The recent investigation report the BBC

:08:01. > :08:08.and BuzzFeed produced only was part of the picture. If the tennis

:08:09. > :08:12.integrity unit is investigating and thinks it does not have sufficient

:08:13. > :08:20.powers, what is to stop it handing a case over to the police? That is a

:08:21. > :08:24.good question. I expect the unit would rather police itself because

:08:25. > :08:28.the rules applied to players and those involved in tennis, the

:08:29. > :08:32.contractual binding nature for the investigation to take place in the

:08:33. > :08:37.world of tennis. There are occasions when they might want to evolve

:08:38. > :08:42.police that self-regulation is an important part to maintain trust and

:08:43. > :08:48.confidence. Do you have trust in the way it is regulated at the moment? I

:08:49. > :08:52.can only speak from my single experience with the tennis integrity

:08:53. > :08:56.unit a few years ago. I thought they were very experienced, sensitive.

:08:57. > :09:01.They are independent of the sport. I thought they did a good job.

:09:02. > :09:06.Resources are essential. One of the outcomes of the review is that

:09:07. > :09:12.additional resources are needed, if that is so, I'm sure that will be

:09:13. > :09:21.welcomed. Great Britain will be represented in the men's and women's

:09:22. > :09:23.semifinals of the Australian Open, a grand slams, since 1977.

:09:24. > :09:26.Johanna Konta has become the first British woman to reach a Grand Slam

:09:27. > :09:30.She beat China's Zhang Shuai 6-4, 6-1, at the Australian

:09:31. > :09:33.The 24-year-old - who is ranked 47th -

:09:34. > :09:35.is the first British woman to reach a Grand Slam semi-final

:09:36. > :09:46.since Jo Durie made the US Open last four in 1983.

:09:47. > :09:57.Jo jury said she had done a good job maintaining composure under

:09:58. > :10:02.pressure. -- Durie. You need to cut everything off. You do the press,

:10:03. > :10:07.the interviews, but her phone will be buzzing the whole time and I

:10:08. > :10:12.think she should turn it off, get a good night's sleep because tomorrow

:10:13. > :10:18.is another exciting day. She could make history again. I really hope

:10:19. > :10:22.she does. We will get the latest from the sport update in a moment

:10:23. > :10:31.and will speak to a former coach of hers. The NSPCC says children who

:10:32. > :10:36.have been sexually abused have been failed by mental health services. We

:10:37. > :10:41.hear the story of one girl who was raped and waited for years for help.

:10:42. > :10:44.And we find out the risks for pregnant women if they travel to

:10:45. > :10:50.countries affected by the Zika virus. We will hear from a woman

:10:51. > :10:58.currently being tested after being on holiday in Barbados.

:10:59. > :11:01.The world tennis authorities have launched an independent

:11:02. > :11:07.inquiry into corruption, amid allegations of match-fixing.

:11:08. > :11:10.It follows an investigation by the BBC and the website,

:11:11. > :11:13.Buzzfeed News, which found that 16 players ranked in the top 50

:11:14. > :11:16.were suspected of throwing matches but still allowed to compete.

:11:17. > :11:19.Johanna Konta has become the first British woman to reach a Grand Slam

:11:20. > :11:23.A virus that causes serious birth defects is spreading,

:11:24. > :11:25.with a traveller in Denmark the latest person to test

:11:26. > :11:33.The Zika virus is spread by a mosquito virus and has been

:11:34. > :11:36.linked to brain damage in thousands of babies in Latin America.

:11:37. > :11:39.There is no known cure and pregnant women are being advised not

:11:40. > :11:44.The NHS is failing some children who have been sexually abused,

:11:45. > :11:49.The NSPCC talked to 1,000 professionals who work

:11:50. > :11:51.with children, including GPs, social workers,

:11:52. > :11:57.More than nine in 10 said services to help abused children

:11:58. > :12:01.overcome their trauma were not good enough.

:12:02. > :12:05.At least one person has died in a shoot out as police arrest

:12:06. > :12:08.the leader of an armed militia group who have been occupying a wildlife

:12:09. > :12:12.The group set up camp at the reserve three weeks ago, in protest

:12:13. > :12:16.at what they say is unfair treatment of local ranchers by the government.

:12:17. > :12:23.The bank RBS, which is mostly owned by the taxpayer,

:12:24. > :12:25.is to make a loss again because of a multi-billion pound

:12:26. > :12:30.The bank is to set aside ?1.5 billion to pay for bad

:12:31. > :12:32.housing debts in the US, plus another ?500 million to settle

:12:33. > :12:42.Let's catch up with all the sport now.

:12:43. > :12:49.Fabulous what is going on in the tennis.

:12:50. > :12:50.What a morning it has been in Melbourne. We will have plenty more

:12:51. > :12:52.on that news. For the first time in 39 years

:12:53. > :12:59.there are British players through to the men's and women's

:13:00. > :13:02.semifinals of a Grand Slam. Johanna Konta beat China's Zhang

:13:03. > :13:05.Shuai in straight sets to become the first British woman

:13:06. > :13:08.since Jo Durie back in 1983 to reach Andy Murray is there too

:13:09. > :13:12.after he beat Spain's David He will now play the winner

:13:13. > :13:21.of Milos Raonic and Gael Monfils. The British pair following in

:13:22. > :13:23.the footsteps of John Lloyd and Sue Barker who reached

:13:24. > :13:26.the semi-finals of the Australian And Liverpool have reached

:13:27. > :13:31.the final of the League Cup. Despite leading 1-0 from the first

:13:32. > :13:34.leg, Stoke took the match to extra But it was Jurgen Klopp's side

:13:35. > :13:39.who came through, Joe Allen scoring It means the German coach is off

:13:40. > :13:43.to Wembley in his first It is a story that you've

:13:44. > :13:54.talked to us a lot about Yesterday we looked at the number

:13:55. > :13:58.of people taking their own lives under the care of mental

:13:59. > :14:00.health trusts in England. Today, we look at accusations some

:14:01. > :14:03.NHS mental health services could be failing children who've

:14:04. > :14:05.been sexually abused. The children's charity the NSPCC

:14:06. > :14:07.talked to 1,000 professionals Over 90% of the GPs,

:14:08. > :14:15.social workers, psychologists and teachers surveyed believe

:14:16. > :14:17.services to help abused children overcome their trauma

:14:18. > :14:21.are inadequate. More than 75% say access to therapy

:14:22. > :14:26.had got harder over the past five years and more than half say tight

:14:27. > :14:30.criteria to access their local services means these children

:14:31. > :14:32.are increasingly struggling And clinicians themselves

:14:33. > :14:37.are increasingly concerned. He has 30 years' experience

:14:38. > :14:45.and is the head of a specialist service in England responsible

:14:46. > :14:47.for the mental health services Let's talk to Anna -

:14:48. > :14:54.not her real name. Her two daughters

:14:55. > :15:01.were sexually abused. We wil talk with Nushra Mansuri

:15:02. > :15:14.from the British Association But first we will talk to Anna. Tell

:15:15. > :15:22.us what the situation has been for your family? I had two daughters who

:15:23. > :15:26.were abused, while they were away from my care. It was very, very

:15:27. > :15:30.difficult. They were both different ages, which meant seeking help was

:15:31. > :15:34.even harder. What we found was that the children would have to be

:15:35. > :15:39.critical, in other words suicidal, in order to get NHS care. It then

:15:40. > :15:43.became a full-time job for me trying to find care for my children. I

:15:44. > :15:51.managed to find care in two different charities, who are

:15:52. > :15:56.unfortunately very hard pushed for funding. Why did the children have

:15:57. > :16:02.to be suicidal to qualify for NHS care? That is just the way it

:16:03. > :16:07.appeared to be. What were you told, specifically? When we went to the

:16:08. > :16:11.doctor, I was told that they would put them on a referral waiting list.

:16:12. > :16:16.Then there would be assessed, and depending on the outcome of the

:16:17. > :16:22.assessment, depended if they were critical enough to receive urgent

:16:23. > :16:27.care. How did you and your daughters feel about that, what impact did

:16:28. > :16:32.that have on you? Well, basically, we accessed some help through

:16:33. > :16:35.charities, which was a far faster route. Unfortunately, it was quite

:16:36. > :16:39.short term because of the limited funding. My youngest daughter, in

:16:40. > :16:43.particular, reached a further crisis point later on when she was actually

:16:44. > :16:48.threatening to kill herself, at which point we did receive, finally,

:16:49. > :16:55.the care that she needed. Do you feel let down? I feel that it is a

:16:56. > :17:00.mess and it needs to be sorted out. I feel it is a false economy, not

:17:01. > :17:03.helping children when they need it, and through the various stages,

:17:04. > :17:07.because both of my daughters went through different stages of care

:17:08. > :17:12.needed and went through repeated care needs over a long period of

:17:13. > :17:15.time. I think it is a real false economy not to give them help when

:17:16. > :17:19.they need it, because they then just seven more and more health problems,

:17:20. > :17:24.more and more education problems until they get the care they needed.

:17:25. > :17:27.Once they got the care, how transformative was that? It was

:17:28. > :17:33.actually really good. The charities in particular need more funding.

:17:34. > :17:37.They are the most beneficial, empathetic and seem to have had the

:17:38. > :17:43.greatest effect. The clinical care, through the NHS, was also very good,

:17:44. > :17:48.once accessed, but again, it was quite short term and interventionist

:17:49. > :18:02.in nature. It does make a real difference. Thank you. Let's bring

:18:03. > :18:06.in a spokesperson from the National Association of social workers. The

:18:07. > :18:16.picture that is painted as very well-known to our members. We

:18:17. > :18:21.welcome this campaign by the NSPCC. We welcome people sharing to the

:18:22. > :18:25.internet or whatever so that we get the support to make the changes.

:18:26. > :18:31.Why's it so difficult for people that need this care to actually get

:18:32. > :18:36.it? Because, really, we don't have enough services to meet the needs of

:18:37. > :18:42.children and young people but we are talking about. It is like a postcode

:18:43. > :18:47.lottery, so it depends where somebody lives. There might be a

:18:48. > :18:51.very good service in the voluntary sector. But when we look at the NHS

:18:52. > :18:57.and we look at the child and adolescent mental health services,

:18:58. > :19:01.we just don't have enough people. We don't have enough social workers,

:19:02. > :19:05.psychologists, they are made up of different professionals, to meet the

:19:06. > :19:09.growing demand there is for these services and that leaves children

:19:10. > :19:14.and young people in a very traumatic situation for too long. They need

:19:15. > :19:19.help urgently. Anna was talking about the threshold for emergency

:19:20. > :19:24.NHS care being that a child has to be suicidal. Is that a threshold

:19:25. > :19:32.across the board, or does it vary from area to area? So, basically, it

:19:33. > :19:36.does vary from area to area. Our members, social workers will say

:19:37. > :19:42.that their frustration is that they are referring people to services and

:19:43. > :19:47.they are not meeting the threshold. Maybe their needs are not seem to be

:19:48. > :19:51.as high as other people's needs. So, I think there has been a lot of

:19:52. > :19:56.debate since the report was launched this morning about young people, how

:19:57. > :20:01.they should not have to get worse or present as being worse, or feel so

:20:02. > :20:06.desperate that they would harm themselves, because they need the

:20:07. > :20:10.service straightaway, not weeks or months away. Thank you very much.

:20:11. > :20:32.The Department of Health has given us a statement.

:20:33. > :20:38.Everyday we ask you to get in touch to tell us what stories we should be

:20:39. > :20:39.covering. A lot of you have been asking us to look at changes to

:20:40. > :20:42.state pensions. Women in their late 50s say

:20:43. > :20:56.they are being hit hard by changes By 2020, men and women will have to

:20:57. > :21:01.wait longer to get their pension. Because women have recently received

:21:02. > :21:12.it at 60, the changes are being accelerated.

:21:13. > :21:18.There are big changes now to how much you get and when you get it.

:21:19. > :21:23.First, equalising the pension. For many years, men and women were paid

:21:24. > :21:27.at different ages. Then at 65 and women at 60. Now, both men and women

:21:28. > :21:35.are going to get the state pension at 66. This is about matching the

:21:36. > :21:41.ages for men and women. The changes started in 2010 and will continue

:21:42. > :21:46.until 2020, when the process ends and men and women get the state

:21:47. > :21:50.pension at 66. The problem is that women have more years to make up

:21:51. > :21:54.than men. Because in 2010 the Government decided to speed up the

:21:55. > :21:59.process, the age women get the pension goes up every few weeks.

:22:00. > :22:03.Today, a woman must be 62 years and 11 months to be entitled to a state

:22:04. > :22:09.pension. In November, she would need to be 63 years and six months.

:22:10. > :22:12.500,000 women between the ages of 56 and 57 will have to wait more than a

:22:13. > :22:18.year longer than they planned before receiving the state pension. On top

:22:19. > :22:21.of that, campaigners say thousands of women didn't even know about the

:22:22. > :22:25.change in the first place, which means women in their late 50s

:22:26. > :22:28.expecting to retire at 60 have had to drastically change their plans.

:22:29. > :22:34.Many could have to go back to work. And that's about how many years

:22:35. > :22:38.you need to work for before On the old scheme,

:22:39. > :22:41.you needed to have worked 30 years to pay

:22:42. > :22:44.into the National Insurance pot and contribute

:22:45. > :22:45.to your state pension. But many older women

:22:46. > :22:49.may have only just got 30 years they

:22:50. > :22:50.thought they needed. Now, they will need to find a way

:22:51. > :22:53.of getting five more, which could include

:22:54. > :22:55.working an extra five You have always been able to pay

:22:56. > :22:59.for what are called voluntary contributions to your

:23:00. > :23:00.National Insurance. That system will continue,

:23:01. > :23:04.but campaigners say it is too expensive and it is not fair

:23:05. > :23:06.for women in this position. Because the state pension used

:23:07. > :23:11.to be worked out around how much you earned,

:23:12. > :23:13.women and lower earners But if you earned a lot,

:23:14. > :23:21.you could top it up. Now, depending on how

:23:22. > :23:22.long you've worked and your personal circumstances,

:23:23. > :23:28.the maximum will be ?155.56. So lower earners should

:23:29. > :23:31.see an increase. So in the long run, the new state

:23:32. > :23:34.pension should help women. But in the short-term,

:23:35. > :23:37.the age increase, the speed at which it is being

:23:38. > :23:40.changed and the number of years you need to work before

:23:41. > :23:42.you get your state pension are all things that are hitting

:23:43. > :23:44.women harder than men. Because the population

:23:45. > :23:49.keeps getting older, the state pension

:23:50. > :23:50.age will keep going So if you are like me

:23:51. > :23:55.and working in your 20s, we won't be getting our

:23:56. > :23:57.state pension until we Wendy says she was only told two

:23:58. > :24:09.years ago that the pension age She had been planning to retire next

:24:10. > :24:14.week on her 60th birthday. Now, she says, she'll have

:24:15. > :24:16.to work for six more years. June 2013, and it is a letter

:24:17. > :24:23.saying my state pension age I didn't know it was

:24:24. > :24:29.going up to 65, let I had to phone the DWP up,

:24:30. > :24:35.because I thought it was a mistake. Then I actually found out the state

:24:36. > :24:38.pension age had gone up in the Pensions Act

:24:39. > :24:40.in 1995, but I hadn't This letter actually comes 18 years

:24:41. > :24:50.after that Pension Act in 1995. So it took them 18 years

:24:51. > :24:57.to let me know about this. Starting work when I was 16,

:24:58. > :25:01.I was always told it would be 60. All my working life

:25:02. > :25:07.I thought it was 60. I was told that it was put out

:25:08. > :25:10.on the radio and some newspapers. I certainly didn't see

:25:11. > :25:17.it in the newspapers. How am I supposed to think, in 1995,

:25:18. > :25:21.I must put the radio on, there might be a report

:25:22. > :25:24.about my retirement? You just don't think

:25:25. > :25:26.ahead like that. In 1995, I was 39,

:25:27. > :25:31.I was working, I was travelling. I was doing things with the family,

:25:32. > :25:33.things with friends. I was not thinking

:25:34. > :25:39.about my retirement. I was devastated, because I thought,

:25:40. > :25:42.oh, I can retire at 60, I'm going to go and do some

:25:43. > :25:46.travelling while I'm still fit to go And then to find out

:25:47. > :25:50.I can't retire at 60 and I will have to wait

:25:51. > :25:55.another six years... But now I'm watching

:25:56. > :25:59.every penny I spend. So I've got my council tax,

:26:00. > :26:01.service charge, gas, electric, food, water

:26:02. > :26:07.rates and my wi-fi. Altogether, that comes

:26:08. > :26:11.to around ?600 a month. Had I got my pension,

:26:12. > :26:16.I would be getting ?500 a month state pension in place

:26:17. > :26:18.of the ?350 that I'm So I would actually be

:26:19. > :26:25.?150 a month better off, which gives me just

:26:26. > :26:27.a little bit of a cushion It's still not a vast

:26:28. > :26:33.amount of money. It's still not living a life

:26:34. > :26:36.of luxury, but it was a tiny bit of security, having it

:26:37. > :26:39.there and knowing I don't have to go out to work when I'm

:26:40. > :26:44.not fit to do so. From being 16 years

:26:45. > :26:46.old, I've worked all my life, I've paid

:26:47. > :26:48.National Insurance. I've worked 60 hours a week

:26:49. > :26:54.for social services. I'm not medically fit,

:26:55. > :26:56.really, to work another I have osteoporosis

:26:57. > :27:01.and osteoarthritis. It has got worse -

:27:02. > :27:04.it has gone in my hip and it is now I work on the school bus,

:27:05. > :27:08.taking disabled children to school. I have two steps to get

:27:09. > :27:10.up on the minibus. I have got no husband

:27:11. > :27:18.or partner to provide for me. I've got to work, I've

:27:19. > :27:20.got to finance myself I'm angry at the Government

:27:21. > :27:28.because they did not Had I known in 1995,

:27:29. > :27:32.I could have made provisions I don't want to be a burden

:27:33. > :27:37.for my family after I've gone. In order to help out a bit,

:27:38. > :27:43.I've paid ?3500 of my funeral. That would've been flights

:27:44. > :27:44.to Australia and back. That would have been

:27:45. > :27:48.a lovely holiday. But it's actually

:27:49. > :27:55.gone on my funeral. I'm not going to see any

:27:56. > :27:57.benefit after working hard But I don't know what

:27:58. > :28:04.I can do about it. The Department for Work and Pensions

:28:05. > :28:07.were unable to find us a minister who was available for interview,

:28:08. > :28:13.but a spokesperson told us: "Equalising State Pension age

:28:14. > :28:15.for men and women rights a longstanding inequality and helps

:28:16. > :28:17.ensure that the State Pension remains affordable

:28:18. > :28:20.for future generations. Women retiring today can

:28:21. > :28:22.still expect to receive the State Pension for longer

:28:23. > :28:26.than men - for 26 years on average." Let's speak to Sarah Pennells,

:28:27. > :28:29.who as the founder of Savvy Woman has been contacted by many women

:28:30. > :28:43.on this issue. Sarah, Wendy describing how she is

:28:44. > :28:47.one of the people on the cusp of this, really impacted by the

:28:48. > :28:50.changes. How many women have found themselves being shocked by

:28:51. > :28:56.something they were not expecting? Well, hundreds of thousands. It is

:28:57. > :29:00.affecting hundreds of thousands of women a year. Wendy described really

:29:01. > :29:03.eloquently the problem a lot of women are facing. As the Department

:29:04. > :29:06.for Work and Pensions says, this is initially about equalising the state

:29:07. > :29:10.pension age, which a lot of people will agree with. And what can seem

:29:11. > :29:22.like a fair decision in principle can become very unfair if it is not

:29:23. > :29:27.implemented properly. The real nub of this, although it was produced in

:29:28. > :29:31.1995, there were not real efforts to contact women until years later. A

:29:32. > :29:35.lot of it was relying on adverts and papers or relying on the media to

:29:36. > :29:38.publicise it. Large chunks of the media found it so confusing

:29:39. > :29:44.themselves that they backed away from covering it, for understandable

:29:45. > :29:48.reasons. Can you explain it in a nutshell? The Government says there

:29:49. > :29:52.should not be... Let me read it, to be clear, the maximum delay anybody

:29:53. > :29:56.should have in state pension age is 18 months. But we are hearing from

:29:57. > :30:02.women like Wendy who say it is much bigger for them?

:30:03. > :30:11.It is confusing because for women there are two rises, the first from

:30:12. > :30:16.60 up to 65, due to take effect from the 6th of April 2010, phased in

:30:17. > :30:21.over ten years until 2020, and that would affect women born after the

:30:22. > :30:26.6th of April 19 50. Not great and not great if you have not been told,

:30:27. > :30:30.but it was simple. On top of that, the Coalition Government brought

:30:31. > :30:35.forward the age rise to 66, affecting both women and men. A

:30:36. > :30:44.group of women, those born from the 6th of April 1953 to October 1954,

:30:45. > :30:48.have two rises in their pension age because it is being accelerated.

:30:49. > :30:54.Hundreds of contacted me and thousands have signed a petition.

:30:55. > :30:58.Some women are seeing two rises on top of the other and are being

:30:59. > :31:04.particularly badly hit, although I accept women who did not know about

:31:05. > :31:09.the rise if it is two, four years, that does not help them. Haven't we

:31:10. > :31:13.got a quality? When these women started their working lives it was

:31:14. > :31:17.very different will stop if you look at government figures it shows two

:31:18. > :31:22.thirds in poverty retirement are women. The women's employment

:31:23. > :31:28.figures once they reach 50 are lower than men. Fewer women working

:31:29. > :31:34.full-time. Far more women only have the state pension when they retire,

:31:35. > :31:39.they do not have a private or work -based pension. To resolve Facebook

:31:40. > :31:46.says she is 61 and will not get her pension till 65 and that the rise

:31:47. > :31:52.should have been made gradual. She said her ex-husband is 64 and had

:31:53. > :31:58.his four years ago. Trevor says I am glad I got to 65 before the changes

:31:59. > :32:02.began. And another saying she is furious at the Chancellor. I among

:32:03. > :32:06.thousands will not get the increased pension because we were advised by

:32:07. > :32:12.the employer to opt out. Another says she is one of thousands of

:32:13. > :32:17.women warned in the 50s with no time to prepare and no warning. We are

:32:18. > :32:22.getting lots. Is there a sense this will be looked at. There is more

:32:23. > :32:27.momentum now than I have seen for a long time. There is a petition and

:32:28. > :32:35.organisation called women against state pension inequality. There will

:32:36. > :32:39.be a debate in the House of Commons on Monday specifically in response

:32:40. > :32:45.to the petition. We have had a backbench debate, on the 7th of

:32:46. > :32:49.January. There was a vote. The government was not well represented

:32:50. > :32:55.with only a handful from the Conservative government side. It was

:32:56. > :32:58.158-0 in favour of transitional measures. It does not carry

:32:59. > :33:05.Parliamentary weight but I remember watching debates went the rise to 66

:33:06. > :33:09.was going through and there was little understanding or interesting

:33:10. > :33:14.of the impact on women. I am at least heartened when it is debated

:33:15. > :33:19.now, MPs seem to get it and seem to understand it is not starting from

:33:20. > :33:23.an equal place and women rely on the state pension age more and thousands

:33:24. > :33:28.were not told about the changes and two rises on top of each other have

:33:29. > :33:33.a disproportionate effect on women. I do not think we will see a big

:33:34. > :33:38.change as a result of the debate on Monday but momentum is continuing to

:33:39. > :33:42.build. We are getting a huge response and we'll talk more about

:33:43. > :33:47.it around 10:30am and we will hear from women affected then and we

:33:48. > :33:49.would love to have your messages so do be part of that conversation if

:33:50. > :33:53.you have strong thoughts on this. Last year, she didn't even qualify

:33:54. > :33:56.for the Australian Open. This year, Johanna Konta,

:33:57. > :33:59.who's ranked 47th in the world, powered her way

:34:00. > :34:02.into the semi-finals. We speak to her former coach to find

:34:03. > :34:17.out more about the 24-year-old. First a virus that causes birth

:34:18. > :34:22.defects is spreading with the traveller from Denmark the latest to

:34:23. > :34:25.test positive in Europe. There is no cure and pregnant women are advised

:34:26. > :34:28.not to travel to affected areas. But what is the virus,

:34:29. > :34:31.how is it spread and how can people I'm Tulip Mazumdar, the BBC's global

:34:32. > :34:36.health correspondent, and here's what you need to know

:34:37. > :34:38.about the Zika virus. Unless you are pregnant or thinking

:34:39. > :34:41.about getting pregnant, Zika is not considered

:34:42. > :34:42.particularly harmful. In fact, only one in five people

:34:43. > :34:45.who have it actually Those who do will often

:34:46. > :34:51.have a mild fever, rash, headache and conjunctivitis -

:34:52. > :34:54.red, itchy eyes. But for pregnant women,

:34:55. > :35:01.there are serious concerns, because at the same time as we have

:35:02. > :35:04.seen the number of Zika cases shooting up, we have also seen

:35:05. > :35:07.a sharp rise in the number of microcephaly cases,

:35:08. > :35:08.a potentially fatal condition where babies are born with small

:35:09. > :35:17.heads and underdeveloped brains. Aedes mosquito, the same insect that

:35:18. > :35:23.spreads dengue and yellow fever. It was discovered in

:35:24. > :35:32.in 1947 in monkeys. But there haven't been

:35:33. > :35:35.many human outbreaks, so we don't actually

:35:36. > :35:37.know very much about it. This time, though, more than 20

:35:38. > :35:40.countries have been affected, But some experts say Zika is likely

:35:41. > :35:46.to spread to other countries in Asia and Africa where

:35:47. > :35:52.Aedes mosquitoes live. There is currently no

:35:53. > :35:55.vaccine or cure for Zika, so the best way to protect yourself

:35:56. > :36:00.if you are in a infected area is to use insect repellent,

:36:01. > :36:03.cover up and clear stagnant water from near your home to stop

:36:04. > :36:05.mosquitoes breeding. Some of the worst affected countries

:36:06. > :36:08.have even advised women to avoid getting pregnant for

:36:09. > :36:14.the next couple of years. Nicola Keates and her husband

:36:15. > :36:29.James were in Barbados when they heard the news about

:36:30. > :36:40.the Zika virus spreading there. They decided to come back. And you

:36:41. > :36:51.were planning to go away but have decided not to. Nicola, you are

:36:52. > :37:01.pregnant and were worried. We arrived in Barbados on Tuesday for

:37:02. > :37:05.our dream holiday. By Thursday, Friday, on the news was the Word

:37:06. > :37:18.macro virus we had not heard of before. On Tuesday we got calls from

:37:19. > :37:23.home -- Zika virus. They raised our awareness to it. We looked on the

:37:24. > :37:29.internet, but a feel for the guidance, what's the experts,

:37:30. > :37:33.medical profession, travel industry were advising. There had not been a

:37:34. > :37:38.great deal. By lunchtime on Saturday we made a strong decision we would

:37:39. > :37:42.get the next flight out of Barbados, because we could not risk me being

:37:43. > :37:51.bitten. We landed back in the UK on Monday morning. How worried where

:37:52. > :37:56.you? What were you doing to try to make sure you were not bitten? We

:37:57. > :38:02.asked the hotel to fumigate the room and put in mosquito nets. You never

:38:03. > :38:08.know when a mosquito will bite you. Or whether you will be exposed to

:38:09. > :38:13.that. I covered myself head to toe with repellent, wearing long-sleeved

:38:14. > :38:22.clothing. Trousers. Not great in a hot country. You never quite know. I

:38:23. > :38:27.do not think repellent is enough to give you that comfort. They can

:38:28. > :38:32.appear in the bathrooms, shower rooms, and we found it a very

:38:33. > :38:37.stressful few days. Was it easy to come back? Did you lose out

:38:38. > :38:42.financially? Did anyone give you assistance? The flight back was

:38:43. > :38:46.booked pretty quickly and so we made arrangements for that. We are still

:38:47. > :38:51.in talks with the insurance company as to whether we will be compensated

:38:52. > :38:58.for the loss of the holiday, which was extremely expensive. Fingers

:38:59. > :39:01.crossed we will get compensation for the loss of that. The real worry for

:39:02. > :39:05.you was that you are 19 weeks pregnant and you have now been

:39:06. > :39:10.tested for the Zika virus. Talk us through what happened when you came

:39:11. > :39:15.back will stop we landed back in the UK on Monday and got in touch with

:39:16. > :39:21.the GP, our local surgery asked if we could have blood tests. They did

:39:22. > :39:26.not really understand at first, they did not know too much about it, but

:39:27. > :39:30.because we were persistent and determined to get tested, by

:39:31. > :39:35.lunchtime on Monday we were having blood tests, which we understand

:39:36. > :39:39.have come to London to be tested. Although, we do not know whether the

:39:40. > :39:43.test can take place in London, we think they might have to go to

:39:44. > :39:49.America because the tests in the UK are in the developmental stage. We

:39:50. > :39:55.have another agonising wait to find out whether me or my husband has

:39:56. > :40:00.contracted the virus. We can get some answers from our expert in a

:40:01. > :40:05.moment on that. We saw your report. You were due to go to Barbados. We

:40:06. > :40:10.should have been going on Saturday. You decided not to go. We decided we

:40:11. > :40:19.could not risk it. We have a family history of learning difficulties. I

:40:20. > :40:23.am having additional scans during pregnancy anyway to check brain

:40:24. > :40:28.development. We did that for my daughter, who was born with no

:40:29. > :40:34.problems. It is at the forefront of our minds, what it would be like to

:40:35. > :40:38.take care of a child with learning difficulties. It was particularly

:40:39. > :40:44.quick to make the decision not to go. When you decided not to go on

:40:45. > :40:50.the basis of concerns focusing on this, how did the travel companies

:40:51. > :40:55.react? Will you be out of pocket? They have changed their policy

:40:56. > :40:58.recently. It is a fast developing situation. I don't think they had a

:40:59. > :41:05.policy in place when I first found on Saturday, and I expected them to

:41:06. > :41:11.transfer the booking to a different destination, but I was told it was

:41:12. > :41:14.to close to the time I was travelling. I asked if I could

:41:15. > :41:19.transfer the booking to someone else but was told it was not possible. We

:41:20. > :41:26.spoke to somebody last night who said they would transfer it, or give

:41:27. > :41:29.us a refund. I appreciate it is a fast developing situation but I was

:41:30. > :41:33.not happy with the care I received at the weekend, but they are now

:41:34. > :41:39.addressing it properly. How great are the risks? Nicola has done

:41:40. > :41:45.everything right in Barbados, you covered up, you used insect

:41:46. > :41:49.repellent, stayed indoors. Obviously uncomfortable because it was very

:41:50. > :41:55.warm. In terms of mitigating risks of catching the virus, you have done

:41:56. > :41:59.it all and you took the decision to come out of Barbados and come back

:42:00. > :42:08.within a few days. We should say you do not think you have been bitten.

:42:09. > :42:13.But you are worried. Often when you have the Zika virus you have an

:42:14. > :42:17.itch, headaches, you will get a fever. Only one in five people who

:42:18. > :42:24.have the virus will show those symptoms. You do not necessarily

:42:25. > :42:26.definitely know either way but you have done everything you can and you

:42:27. > :42:36.have done what the advices from the UK. Covering up and being obsessive

:42:37. > :42:41.about staying safe. It is a risk clearly to pregnant women and as I

:42:42. > :42:47.said earlier, that is the concern, it is not a risk to anyone else. If

:42:48. > :42:52.you get sick with it you are normally through it in a week, but

:42:53. > :42:57.it is a difficult time for you, waiting for results. In terms of

:42:58. > :43:01.testing there is no commercially available testing kit, which is why

:43:02. > :43:08.it is taking time, I suspect. Your results may have gone to the US, you

:43:09. > :43:12.mentioned, and it is the centre for diseases and control that will

:43:13. > :43:17.possibly be looking at them. They normally get them back within one,

:43:18. > :43:22.two weeks. You are doing everything right. You made the decision to come

:43:23. > :43:27.back. The government is saying to pregnant women, just as you decided

:43:28. > :43:30.to reconsider going, the World Health Organisation is not going

:43:31. > :43:36.that far, saying it is a personal choice to make will stop but you

:43:37. > :43:40.have done everything you can. The number of cases in Barbados is not

:43:41. > :43:48.huge. This is not Brazil where we have seen hundreds, thousands of

:43:49. > :43:53.cases. Did you have any questions? Only insofar as if I have got it,

:43:54. > :43:59.how am I going to know I will be looked after and cared for, what is

:44:00. > :44:03.in place for me? I think you need to liaise with your doctors because

:44:04. > :44:09.they will best advise. Everybody has their eyes on this at the moment.

:44:10. > :44:14.There is not a lot of information out there, it is a relatively new

:44:15. > :44:17.virus in terms of having a big impact. You need to keep in close

:44:18. > :44:22.contact with your doctor, which I am sure you are doing. And you are in a

:44:23. > :44:33.place in the UK with a lot of expertise. Good luck. Now the

:44:34. > :44:38.weather. Carol has the details. How is everything looking?

:44:39. > :44:42.Yesterday it was wet and windy across many parts. I want to show

:44:43. > :44:47.you pictures some of the weather watchers have sent in. The first is

:44:48. > :44:54.of South Yorkshire where we have strong winds, so much so, high sided

:44:55. > :44:59.vehicles actually blew over. We are not finished with this weather yet,

:45:00. > :45:04.but we have this one showing large waves crashing in in south Wales. We

:45:05. > :45:09.have one from the North Wales showing the rain coming down, the

:45:10. > :45:16.waves crashing in, as well. Cardigan is drenched. As we move up the

:45:17. > :45:19.country, similar in the north-west of England.

:45:20. > :45:25.Lancashire. I cannot imagine how someone took back picture!

:45:26. > :45:30.And another one as well, in Cumbria, where there is an area of concern

:45:31. > :45:36.for the Environment Agency, because it is sensitive to a lot of rain.

:45:37. > :45:43.Today's forecast is similar in that it is pretty wet and windy. This

:45:44. > :45:48.morning we have had minor flooding in Dumfries and Galloway, which I

:45:49. > :45:51.believe can be passed with care. We have more to come over the next

:45:52. > :45:55.few days. You prefer milder weather at this

:45:56. > :45:58.time of year, or do you prefer a cold blast?

:45:59. > :46:00.I like it when it is crisp and clear.

:46:01. > :46:06.Whatever you said you will be in luck. The blue being replaced by

:46:07. > :46:10.yellow and then cold blue and then we see yellow coming in as we head

:46:11. > :46:15.to the weekend. The weather is all over the shop. It

:46:16. > :46:17.will be cold and mild, wet and windy. And we will see sunshine amid

:46:18. > :46:22.that. Nice to see you. women like Wendy who say it is much

:46:23. > :46:28.bigger for them? We have a wet and windy started the

:46:29. > :46:32.day, but it will brighten up later. There will be some sunshine around,

:46:33. > :46:36.but there will also be some showers and some of those showers will be

:46:37. > :46:40.wintry in nature, mostly in the hills of Scotland. We have had a lot

:46:41. > :46:44.of rain this morning already, coming across Scotland, across Northern

:46:45. > :46:47.Ireland and England, some of that particularly heavy. We have some

:46:48. > :46:53.rain across the South and we have a plethora of showers as well. The

:46:54. > :46:58.strongest wind is going to transfer southwards through the course of the

:46:59. > :47:05.day, behind it, we see brighter conditions, some sunshine, showers

:47:06. > :47:09.and still wintry on the hills of Scotland. Heavy bursts at lower

:47:10. > :47:13.levels. It will be fairly transient. In the afternoon, for south-west

:47:14. > :47:15.England, we can expect a bit of sunshine, further amounts of cloud,

:47:16. > :47:20.and it is the same when we drift into the area of the Isle of Wight.

:47:21. > :47:26.For the Southern counties, I think we have more clout and the remnants

:47:27. > :47:32.of the rain. For the East Midlands, some sunshine and showers and bright

:47:33. > :47:35.spells. Some showers could be quite beefy in nature. Then we run into

:47:36. > :47:43.the showers in Scotland. Wintry in the hills, heavier ones on lower

:47:44. > :47:47.levels. We could see a bit of winteriness at lower levels, in

:47:48. > :47:50.between dry and bright. For Wales, well, after this morning's rain,

:47:51. > :47:53.again, we will be left with some showers. Through the evening and

:47:54. > :47:58.overnight, the rain completely clears away. The sky is also clear.

:47:59. > :48:02.We are looking at a widespread frost. Not just in rural areas, we

:48:03. > :48:07.could see some of that in towns and cities as well. You could be

:48:08. > :48:11.scraping your car first thing. In Northern Ireland, still wintry with

:48:12. > :48:14.height. For England and Wales, it will be a beautiful start the day

:48:15. > :48:18.tomorrow, with a lot of sunshine around. However, through the day,

:48:19. > :48:22.the next Atlantic system comes in from the north and west, introducing

:48:23. > :48:26.rain across Scotland and Northern Ireland. Ahead of that, we will

:48:27. > :48:30.notice the cloud building again with those showers. We hang on to the

:48:31. > :48:35.brighter skies across southern and eastern counties of England, with

:48:36. > :48:38.some sunshine. As we head into Friday, again, we have an array of

:48:39. > :48:42.weather fronts coming from the Atlantic. They are going to produce

:48:43. > :48:46.some rain. Some of it is in sensitive areas where we do not want

:48:47. > :48:49.it. Look at the isobars. Wherever you are, it is going to be windy,

:48:50. > :48:54.particularly first thing in the morning. Some of us will experience

:48:55. > :48:59.gales, wind speeds of 80 mph across Shetlands.

:49:00. > :49:01.Welcome to the programme if you've just joined us.

:49:02. > :49:05.The world tennis authorities launch an independent review

:49:06. > :49:08.into the effectiveness of their anti-corruption practices

:49:09. > :49:17.following allegations that evidence of match-fixing was ignored.

:49:18. > :49:23.They have to conduct everything on a very confidential basis, be very

:49:24. > :49:26.discreet with their interactions with players under investigation, as

:49:27. > :49:26.well as the witnesses they need to interview.

:49:27. > :49:29.Ofsted inspectors in England are told they can fail schools

:49:30. > :49:33.for allowing Muslim pupils and teachers to wear face veils

:49:34. > :49:39.they are being hit hard by changes to rules on state pensions.

:49:40. > :49:42.Lots of you have been getting in touch during the programme -

:49:43. > :49:51.we'll be hearing how it's affecting you.

:49:52. > :49:54.The world tennis authorities have launched an independent

:49:55. > :49:56.inquiry into corruption, amid allegations of match-fixing.

:49:57. > :50:01.It's after an investigation found that 16 players ranked in the top 50

:50:02. > :50:06.were suspected of throwing matches but still allowed to compete.

:50:07. > :50:08.Meanwhile at the Australian Open, Johanna Konta has become the first

:50:09. > :50:19.British woman to reach a Grand Slam final for more than thirty years.

:50:20. > :50:22.The review panel can look at anything. They can talk to anyone,

:50:23. > :50:24.investigate anything. A virus that causes serious birth

:50:25. > :50:26.defects is spreading, with a traveller in Denmark

:50:27. > :50:29.the latest person to test The Zika virus is spread

:50:30. > :50:33.by a mosquito virus and has been linked to brain damage in thousands

:50:34. > :50:37.of babies in Latin America. There is no known cure and pregnant

:50:38. > :50:40.women are being advised not The NHS is failing some children

:50:41. > :50:47.who have been sexually abused, The NSPCC talked to a thousand

:50:48. > :50:51.professionals who work with children, including GPs,

:50:52. > :50:53.social workers, More than nine in ten said services

:50:54. > :50:59.to help abused children overcome their trauma

:51:00. > :51:03.were not good enough. At least one person has died

:51:04. > :51:07.in a shoot out as police arrest the leader of an armed militia group

:51:08. > :51:10.who have been occupying a wildlife The group set up camp at the reserve

:51:11. > :51:15.three weeks ago, in protest at what they say is unfair treatment

:51:16. > :51:18.of local ranchers by the government. The bank RBS, which is mostly

:51:19. > :51:25.owned by the taxpayer, is to make a loss again

:51:26. > :51:27.because of a multi-billion-pound The bank is to set aside ?1.5

:51:28. > :51:34.billion to pay for bad housing debts in the US,

:51:35. > :51:37.plus another ?500 million to settle Sales of the Apple iPhone have

:51:38. > :51:43.fallen to their lowest since the product was

:51:44. > :51:45.launched nine years ago. The company is warning

:51:46. > :51:49.of a about a ?5 billion slump in its profits compared with last

:51:50. > :52:00.year, after selling 300,000 fewer It would be their first fall in

:52:01. > :52:03.takings since the iPhone first went on sale in 2007.

:52:04. > :52:10.Great news for British tennis this morning.

:52:11. > :52:13.As we've been hearing for the first time in 39 years there's a British

:52:14. > :52:17.pair through to the men and women's semi finals of a grand slam.

:52:18. > :52:19.Johanna Konta continued her incredible run as she knocked out

:52:20. > :52:22.China's Zhang Shuai in straight sets to reach the last four

:52:23. > :52:36.Jo Durie was the first to reach that round.

:52:37. > :52:38.And despite making history, the British number one says

:52:39. > :52:40.she wasn't feeling the pressure out on court.

:52:41. > :52:43.I felt I did quite a good job at removing any sort of occasion

:52:44. > :52:47.I really just took it as a tennis match.

:52:48. > :52:50.I was competing against a really good opponent and I just wanted

:52:51. > :52:53.to make sure I was executing to the best of my ability

:52:54. > :52:56.what I wanted to get done out there, and I felt I did that.

:52:57. > :53:00.It could have been a first round, it could

:53:01. > :53:02.have been any round in this tournament.

:53:03. > :53:04.I really enjoyed just competing out there and dealing

:53:05. > :53:12.He found things a little tougher against the Spaniard David Ferrer.

:53:13. > :53:16.But having booked his place, it means both he and Konta have

:53:17. > :53:18.matched the achievements of John Lloyd and Sue Barker

:53:19. > :53:19.who made the semifinals in

:53:20. > :53:27.Murray took the first set, but the world number eight Ferrer

:53:28. > :53:34.came back in the second - to level the match on a tie-break.

:53:35. > :53:38.Murray was angry with himself after that, and it may have worked -

:53:39. > :53:42.he took the third set 6-2 and this stunning shot set him up for a great

:53:43. > :53:54.It means he'll play either Milos Raonic or Gael Monfils

:53:55. > :54:04.They are currently playing at the moment.

:54:05. > :54:06.Liverpool are on their way to Wembley after beating Stoke City

:54:07. > :54:09.6-5 on penalties in the Capital One Cup semi-final last night.

:54:10. > :54:12.Before the penalty drama, Stoke scored the only goal

:54:13. > :54:15.of the game - Marko Arnautovic cancelling out Liverpool's one goal

:54:16. > :54:22.Simon Mignolet was the hero for Liverpool in the

:54:23. > :54:31.And Joe Allen then stepped forward to hit the winning penalty and set

:54:32. > :54:33.up meeting with either Manchester City or neighbours

:54:34. > :54:50.And finally Linlithgow Rose have become the first team from outside

:54:51. > :54:56.to reach the last 16 of the Scottish Cup.

:54:57. > :54:59.The team is made up of semi professional players -

:55:00. > :55:01.their captain couldn't play last night because he couldn't

:55:02. > :55:03.get his shift off at the sausage factory he works at.

:55:04. > :55:06.They will play Premiership side Ross County next -

:55:07. > :55:12.win that and it really would be a genuine David and Goliath tale.

:55:13. > :55:17.Brilliant! Surely he will be able to play in every match from now on?

:55:18. > :55:20.He's got to get it off now! Thank you for joining us this

:55:21. > :55:22.morning, welcome to the programme if you've just joined us,

:55:23. > :55:25.we're on BBC 2 and the BBC A big response from you this morning

:55:26. > :55:30.on a story you wanted us to cover Many women in their late 50s say

:55:31. > :55:34.they're being hit hard by changes Earlier we heard from one woman

:55:35. > :55:42.who told us she's going to lose out. Lots of you are getting in touch to

:55:43. > :55:50.say you are in the same boat. Liz on email - "I have lost 5

:55:51. > :55:53.years at 6,000 a year. I will be 63 this year

:55:54. > :55:56.and still working. The woman next door is 9 months

:55:57. > :56:01.older than me, not worked for years and already receives

:56:02. > :56:02.a state pension. Not only that, I can't get

:56:03. > :56:05.a bus pass until I am 65. My friend is 13

:56:06. > :56:10.months older than me. She is getting her pension

:56:11. > :56:12.nearly 4 years before me. I understand why the changes have

:56:13. > :56:17.been made but it wasn't fair I have lost out on between

:56:18. > :56:23.?30,000 and ?40,000." We're going to talk more

:56:24. > :56:26.about the issue and try and explain But do get in touch -

:56:27. > :56:31.texts will be charged Wherever you are you can

:56:32. > :56:39.watch our programme online - via the bbc news app

:56:40. > :56:54.or our website bbc.co.uk/victoria. Some breaking news from the Court of

:56:55. > :56:56.Appeal, we are hearing that a victim of domestic violence and the

:56:57. > :57:00.grandparents of a severely disabled teenager have come in the past few

:57:01. > :57:04.moments, won Court of Appeal challenges over the lawfulness of

:57:05. > :57:07.the so-called bedroom tax. The changes were brought in two years

:57:08. > :57:12.ago by the Coalition Government to encourage people in social housing

:57:13. > :57:23.to downsize to smaller properties. The case was brought by A, a single

:57:24. > :57:26.mother living in a council has not had a secure panic room fitted to

:57:27. > :57:30.protect her from a violent ex-partner. The Department for Work

:57:31. > :57:35.and Pensions said she was under occupying the home and she was

:57:36. > :57:40.facing losing ?11.65 a week from her benefits because of that. Also sue

:57:41. > :57:46.and Paul Rutherford brought the other case. Their case centred on

:57:47. > :57:50.their spare room, because they say it is used by carers for their

:57:51. > :57:55.grandson, who they love after all time. Let's talk to Paul Rutherford

:57:56. > :58:00.now. He is one of those carers and joins us live from Pembrokeshire. He

:58:01. > :58:04.is with Warren, his grandson. They have just heard the verdict. Thank

:58:05. > :58:09.you for joining us. What is your reaction, you have won the case? I

:58:10. > :58:14.don't know what to say. I had lots of stuff planned to say, but I am

:58:15. > :58:18.just absolutely delighted. Brilliant news, I could not have a better

:58:19. > :58:24.start to the day. Absolutely fantastic. Tell us more about your

:58:25. > :58:31.situation. Well, the bungalow where we live was built for Warren in the

:58:32. > :58:37.first place. It is a three-bedroom bungalow. We have carers looking

:58:38. > :58:44.after Warren with us every single day of the week. Sometimes they stay

:58:45. > :58:50.overnight to give us a break. We need that room for the carers to

:58:51. > :58:54.stay in, when they are here. Two years ago, nearly three years, I

:58:55. > :58:58.think, the Government decided that, for some reason, we could never

:58:59. > :59:04.figure it out, we were going to have to pay for the privilege of having

:59:05. > :59:08.this room. We thought this was completely unfair, both to us as a

:59:09. > :59:17.family, and two other people like us. Our story got out, I put it on

:59:18. > :59:25.the internet, the story got picked up by the Papworth Trust, and the

:59:26. > :59:29.Child Poverty Action Group, and they helped us get to where we are today,

:59:30. > :59:35.which is absolutely fantastic. I can't say it enough. How much of a

:59:36. > :59:42.relief is it for you? Do you feel you would have to move from that

:59:43. > :59:44.home? We were... Well, we have the discretionary housing payments from

:59:45. > :59:50.the council to make up the shortfall. We were always worried

:59:51. > :59:57.that would stop. So, we never felt secure, being here any more. That

:59:58. > :00:00.put a big strain on Sue and I asked people, the uncertainty of knowing

:00:01. > :00:06.what would happen in the future all of the time. To say it was

:00:07. > :00:10.stressful, I mean, it is very early days now. But looking back, it has

:00:11. > :00:17.been very, very stressful through the last couple of years. Like I

:00:18. > :00:22.say, I am a bit lost for words. I could almost cry with happiness. I

:00:23. > :00:33.hope that other people in our situation are going to benefit from

:00:34. > :00:37.this court's court decision. Has Warren been aware of what has been

:00:38. > :00:45.going on? He's been aware of... He's gone to sleep! He's been aware of

:00:46. > :00:50.the stress and tension is, for sure. It's very difficult to know exactly

:00:51. > :00:55.how much he is aware of. But he understands most of the stuff that

:00:56. > :01:08.is going on. He just can't express it, he can't speak. He is just Mr

:01:09. > :01:11.cool at the moment. You were having the shortfall covered by

:01:12. > :01:18.Pembrokeshire Council, why did you keep fighting if you were not out of

:01:19. > :01:22.pocket? We thought one day the government was just going to stop

:01:23. > :01:27.these payments, because they have cut the money they have given to

:01:28. > :01:34.councils as far as I understand. It was just a fear that what happens if

:01:35. > :01:39.this money stops. The point was that... It was so unfair, somebody

:01:40. > :01:45.had to do something to try to get the law changed, or the situation

:01:46. > :01:50.changed, and people are doing a brilliant job. We do it, it is our

:01:51. > :01:55.life, but there is other people out there, like us, doing the same sort

:01:56. > :02:00.of thing, and we are saving the government millions of pounds a year

:02:01. > :02:05.between us. We need looking after and helping, rather than penalising

:02:06. > :02:11.us. We feel we have been penalised the last few years, despite getting

:02:12. > :02:14.this payment. We had to fight for the discretionary payment in the

:02:15. > :02:20.first place. We got turned down three times by Pembrokeshire

:02:21. > :02:22.Council. It was not until our story God in the national media we were

:02:23. > :02:31.given the discretionary payment anyway. We had to fight all the way.

:02:32. > :02:39.There did not seem any point in sort of starting off a battle, a fight,

:02:40. > :02:44.whatever you want to call it, and packing in halfway without getting

:02:45. > :02:54.the ultimate, which was to try to get the law changed. Thank you very

:02:55. > :03:00.much for joining us. We can bring in our legal correspondent. Tell us

:03:01. > :03:06.more about this ruling. Is it an issue of principle that will affect

:03:07. > :03:12.many others? It will affect people within two specific groups. You

:03:13. > :03:16.spoke to Paul Rutherford. What the court found was the so-called

:03:17. > :03:22.bedroom tax, this tax which if you are deemed to have an additional

:03:23. > :03:31.room reduces your housing benefit by 14%, two, reduces it by 25%. It

:03:32. > :03:36.affects two groups. Severely disabled children, who require an

:03:37. > :03:39.overnight carer. We do not have a specific number for those affected

:03:40. > :03:45.but the child poverty action group who brought the claim and supported

:03:46. > :03:48.the Rutherfords, they estimate it is in the thousands, not the tens of

:03:49. > :03:54.thousands but thousands. Also the court ruled it unlawfully

:03:55. > :04:04.discriminates against victims of domestic violence. In the case of

:04:05. > :04:09.the Lady only known as A, she was so severely abused in terms of domestic

:04:10. > :04:15.violence, she had been raped and assaulted and stalked by a former

:04:16. > :04:23.partner. She was in such a degree of danger, her home had been

:04:24. > :04:28.specifically adapted, and a huge number of adaptations had been made

:04:29. > :04:33.to ensure her safety, including the creation of what is known as a panic

:04:34. > :04:38.room, panic space. It is estimated that as a result of Freedom of

:04:39. > :04:42.Information requests there are around 300 people in her situation.

:04:43. > :04:51.This ruling affects all of the people in those groups. Victims of

:04:52. > :04:54.domestic violence, that 300, and thousands of severely disabled

:04:55. > :04:58.children. I should add the government have just told me they

:04:59. > :05:07.will be appealing both of these rulings. That is the first time we

:05:08. > :05:16.have had that. What was the defence of the government through this? The

:05:17. > :05:25.government say throughout they have provided discretionary payments. In

:05:26. > :05:29.fact they say they are giving ?870 million in extra funding for

:05:30. > :05:34.discretionary payments to mitigate the rigours, if you like, caused by

:05:35. > :05:42.the bedroom tax. They say that essentially that fund makes it a

:05:43. > :05:47.fair tax. These rulings are clear. I should add that there was a more

:05:48. > :05:52.general challenge to the bedroom tax by adults disabled people. That

:05:53. > :05:56.failed at the Court of Appeal. It is due to be heard at the Supreme Court

:05:57. > :06:03.in March. The government have said it will appeal these rulings today.

:06:04. > :06:08.What will happen is all of these appeals will be rolled into one

:06:09. > :06:14.bundle and heard by the Supreme Court in March. For the moment, we

:06:15. > :06:18.have two successful challenges on behalf of those groups. Severely

:06:19. > :06:22.disabled children needing an overnight carer and also victims of

:06:23. > :06:26.domestic violence in specially adapted accommodation on the other.

:06:27. > :06:29.Tennis officials are launching an inquiry into the sport's

:06:30. > :06:34.own anti-corruption watchdog - the Tennis Integrity Unit.

:06:35. > :06:36.It follows an investigation by the BBC and the website

:06:37. > :06:39.Buzzfeed News, which found that 16 players ranked within the top 50 had

:06:40. > :06:42.been suspected of throwing matches but were still allowed to compete.

:06:43. > :06:47.The announcement was made at the Australian Open.

:06:48. > :06:50.It is vital we repair this damage and that we do so quickly.

:06:51. > :06:52.Which is why today we are announcing an

:06:53. > :06:56.independent review that will examine all aspects of tennis's

:06:57. > :06:59.anti-corruption programme, including the tennis integrity

:07:00. > :07:04.unit's work, which will make recommendations for change.

:07:05. > :07:06.We are determined to do everything we need to do to remove

:07:07. > :07:13.We are in a toxic environment for sport at the moment.

:07:14. > :07:17.In terms of it is an easy target for people to have a go with recent

:07:18. > :07:25.allegations of other governing bodies.

:07:26. > :07:27.We want to be as open and transparent as possible

:07:28. > :07:29.to demonstrate that we will look at this thoroughly.

:07:30. > :07:32.There is a zero, zero tolerance for this in our game.

:07:33. > :07:34.Christian Leathley is a lawyer at Herbert Smith Freehills

:07:35. > :07:37.which represented the Tennis Integrity Unit in the first case

:07:38. > :07:41.He told this programme he welcomed the review but warned that

:07:42. > :07:47.discretion was vital to uncovering wrongdoing.

:07:48. > :07:56.The context that has to be borne in mind is that there has to be age

:07:57. > :08:00.menders amount of discretion on the part of the investigators in the

:08:01. > :08:04.tennis integrity unit that one would hope any recommendations would help

:08:05. > :08:08.protect that discretion, which is paramount to enabling them to do

:08:09. > :08:12.their job and to investigate corruption which is inherently a

:08:13. > :08:17.difficult thing to investigate. Is there a danger that is at odds with

:08:18. > :08:23.what they talk about in terms of transparency and openness? Very

:08:24. > :08:30.much. Piecemeal oversight on this occasion to react to, the BuzzFeed,

:08:31. > :08:34.BBC report, is necessary. Transparency is not always the best

:08:35. > :08:39.friend to a corruption investigation. From my experience

:08:40. > :08:42.working with the tennis integrity unit, they have to conduct

:08:43. > :08:45.everything confidentially, be discreet with interactions with

:08:46. > :08:49.players under investigation, as well as witnesses they need to interview.

:08:50. > :08:55.From your perspective as somebody who has been involved in

:08:56. > :09:02.investigations, how rigorous do you believe the system is to be, and do

:09:03. > :09:06.you believe that everything has been investigated as it should be? People

:09:07. > :09:12.criticising this say the data being talked about is based on matches

:09:13. > :09:16.that have already been investigated. The individuals I worked with, a

:09:17. > :09:24.gentleman, Nigel Williton, the head of the unit, is a savvy investigator

:09:25. > :09:29.who has previously worked with the police. I felt they conducted all

:09:30. > :09:34.the interviews are they needed to -- interviews they needed to. They do

:09:35. > :09:40.not have police powers. They are hamstrung in some way in terms of

:09:41. > :09:43.access to information they can obtain. Their investigation was

:09:44. > :09:48.thorough. The information was passed to me and working with them we put

:09:49. > :09:52.together a legal case. They tried to exhaust every avenue before they

:09:53. > :10:00.went ahead with the prosecution, given sanctions such as a life ban,

:10:01. > :10:02.as Daniel Kollerer suffered in the investigation I was involved in. On

:10:03. > :10:05.the tennis court, the news. Johanna Konta - a virtually unknown

:10:06. > :10:08.24 year-old British tennis player - In the early hours of this morning

:10:09. > :10:15.she made it through to the semi-finals of a

:10:16. > :10:21.grand-slam tournament. Here to tell us more

:10:22. > :10:29.is Justin Sherring, professional tennis coach who coached Johanna

:10:30. > :10:36.early on in her You must be delighted to see how

:10:37. > :10:42.well she is doing. I am thrilled. Even when you say that, it is one of

:10:43. > :10:49.the most exciting things for some time in British tennis, amazing. How

:10:50. > :10:54.has she managed the turnaround? She was world 146 and is now in a grand

:10:55. > :11:01.slam semifinal, and I guess it is fair to say most of us had not

:11:02. > :11:07.really heard of her before. When I worked with her, she was obviously a

:11:08. > :11:13.very talented, had a lot of ability, and I could not believe that a girl

:11:14. > :11:19.of this level was not higher in the game. She has gone away to Spain,

:11:20. > :11:22.she is working with a fantastic team of coaches. They have done their

:11:23. > :11:28.work properly and thoroughly and now we are seeing the benefit of that

:11:29. > :11:31.work. Explain that. You are talking about an amazing battle ability and

:11:32. > :11:37.you thought she should be doing better and she was not, what slotted

:11:38. > :11:43.into place to make the change? It takes a long time. Tennis is such a

:11:44. > :11:48.tough individual sport. You are out there a long time, on your own,

:11:49. > :11:52.solving problems, under severe physical stress. Especially in the

:11:53. > :11:57.Australian Open. It takes time for your body to mature and your mind to

:11:58. > :12:02.mature and bring everything together. That is what we are seeing

:12:03. > :12:09.now. I was wondering about body and mind. They are key factors. In the

:12:10. > :12:15.end, is raising your game to the ultimate level in tennis or any

:12:16. > :12:19.sport come down to mental attitude? Ultimately, I think it does. All

:12:20. > :12:25.experts would say that because your mind controls your body. Pushing for

:12:26. > :12:30.those extra balls when your body is screaming, stop. It is tough to do

:12:31. > :12:37.and not what most of us would like to do on a daily basis, especially

:12:38. > :12:41.under extreme heat, pressure and worldwide press. What she's doing is

:12:42. > :12:46.extreme, she has worked hard for it, and she is ready for it. The British

:12:47. > :12:51.are getting behind her but she was born in Australia and played for

:12:52. > :12:56.Australia until 2012 when she took British citizenship. Why did she

:12:57. > :13:03.make the change? I am not sure why she made the change. When I met her

:13:04. > :13:08.in 2005, she had an Australian accent, but she was the same

:13:09. > :13:12.vivacious spirit she is now that you see on the tennis court. The only

:13:13. > :13:16.difference is that her English accent has improved and with the

:13:17. > :13:21.Australians trying to reclaim her, I am glad her accent is getting

:13:22. > :13:28.stronger. She had an Australian accent until when, 2010? Maybe when

:13:29. > :13:32.I first met her, 2005, she had an Australian twang, and now it is nice

:13:33. > :13:39.to hear that replaced with the English accent. Let's hope she goes

:13:40. > :13:46.on to do well. A name we are getting familiar with, Johanna Konta. Thank

:13:47. > :13:49.you to her former coach. We can go back to our legal correspondent who

:13:50. > :13:53.has been at the Royal Courts of Justice with reaction to the

:13:54. > :14:01.so-called spare bedroom tax legal ruling. Bring more reaction to this,

:14:02. > :14:05.Clive. This morning there has been defeat for the government on two

:14:06. > :14:11.fronts. Two appeals were brought, won by a woman who was the victim of

:14:12. > :14:14.domestic violence, who had been raped, assaulted and stalked, and

:14:15. > :14:18.whose house had been specially adapted, such was the threat from

:14:19. > :14:27.her former partner. The second case was brought by grandparent carers of

:14:28. > :14:31.a 15-year-old boy who is so severely disabled he cannot talk, walk, feed

:14:32. > :14:37.himself, and he needs overnight care. In both cases they were hit by

:14:38. > :14:44.the so-called bedroom tax, which deducts 14% of housing benefit if

:14:45. > :14:47.you have one room that is surplus. 25% if you are deemed to have two

:14:48. > :14:53.rooms. This morning the Court of Appeal ruled that the tax amounted

:14:54. > :15:01.to unlawful discrimination against people in those groups, so severely

:15:02. > :15:05.disabled children needing an overnight carer and female victims

:15:06. > :15:14.of domestic violence who have had a special adaptation to their home so

:15:15. > :15:18.that the woman, A, her home was made secure, she has a special measures

:15:19. > :15:24.put in place, including the creation of a safer, panic room. I have with

:15:25. > :15:29.me the solicitor for the woman concerned and also Michael Spencer

:15:30. > :15:35.from the Child poverty action group that represented the Rutherfords.

:15:36. > :15:39.Give me your take on the significance of this. Very pleased

:15:40. > :15:43.about the ruling. It means the Rutherfords and other families with

:15:44. > :15:47.disabled children like them can continue to stay in their home, safe

:15:48. > :15:53.in the knowledge they can provide the care their disabled children

:15:54. > :15:57.need. The Rutherfords were in a specially adapted bungalow but had

:15:58. > :16:03.they not won, they might have had to move?

:16:04. > :16:07.There was a risk that Warren might have to move into full-time

:16:08. > :16:11.residential care, great additional expense to the tax payer. It is

:16:12. > :16:18.fantastic that they can stay where they are. Do we have a sense of the

:16:19. > :16:20.numbers of people in Warren's situation, severely disabled

:16:21. > :16:27.children who need an overnight carer, who will be affected and

:16:28. > :16:31.protected by the ruling? It's a very specific situation, it's children

:16:32. > :16:34.who need an additional rule for carers to stay in overnight. We

:16:35. > :16:40.don't know an exact figure, but we estimate probably in the thousands.

:16:41. > :16:46.You must be delighted in behalf of your client? Yes, she is also really

:16:47. > :16:49.happy that the three years of waiting for the courts to recognise

:16:50. > :16:53.the very real risk to her has come to fruition. As you mentioned

:16:54. > :16:56.before, her case is one that is about really serious domestic

:16:57. > :17:02.violence. We are talking about a very small group of women. How many,

:17:03. > :17:05.roughly? We did a Freedom of information request the summer

:17:06. > :17:13.before last, we estimated it was in the region of 280 women, in

:17:14. > :17:16.specially adapted century homes, through a special scheme with the

:17:17. > :17:19.police, supported by the Home Office, designed to prevent women

:17:20. > :17:26.who are victims of violence becoming homeless. That group of 280 people,

:17:27. > :17:30.like my client, were faced with the bedroom tax leaving them at risk of

:17:31. > :17:33.homelessness again. This time, at serious risk because they would not

:17:34. > :17:37.be able to get those adaptations. The other thing that we found out

:17:38. > :17:42.from the Freedom of information request was that the majority of

:17:43. > :17:48.those people in that situation were not receiving discretionary payments

:17:49. > :17:52.that the government relies on. Thank you very much indeed. To bring you

:17:53. > :17:56.up to date, we have just heard from the Government, who say they have

:17:57. > :18:03.provided ?870 million to local authorities to mitigate the rigours

:18:04. > :18:08.of the bedroom tax and to assist people in the situation that both A

:18:09. > :18:14.and Warren, the gunman, the 15-year-old disabled boy, find

:18:15. > :18:20.themselves in. -- the younger man. There is another case in relation to

:18:21. > :18:23.the bedroom tax and whether it is discriminatory against adult

:18:24. > :18:27.disabled people that will be heard at the Supreme Court in early March.

:18:28. > :18:32.The appeals in relation to these two cases, brought by the Government,

:18:33. > :18:35.will be rolled into that and there will be one large earring at the

:18:36. > :18:39.Supreme Court in early March, looking at the bedroom tax, and how

:18:40. > :18:44.and whether it is discriminatory. Back to you.

:18:45. > :18:55.Women in their late 50s say they are being hit hard by changes to state

:18:56. > :18:58.pensions. Could it affect you? We will be discussing the news that

:18:59. > :19:05.Ofsted inspectors in England can fail schools for allowing Muslim

:19:06. > :19:12.pupils and teachers to wear face veils if it is a barrier to

:19:13. > :19:15.learning. There has been a blow for the so-called bedroom tax, the extra

:19:16. > :19:20.rent some council tenants have to pay for spare rules. -- rooms. A

:19:21. > :19:23.victim of domestic violence and the grandparents of a severely disabled

:19:24. > :19:27.boy have won Court of Appeal challenges against the charge. The

:19:28. > :19:32.Government say they will appeal against the ruling. I'm a bit lost

:19:33. > :19:36.for words, I could almost cry with happiness. I hope that other people

:19:37. > :19:44.in our situation are going to benefit from the decision as well.

:19:45. > :19:48.Tennis authorities have launched an independent inquiry into corruption

:19:49. > :19:50.amid allegations of match fixing being ignored. It's after an

:19:51. > :19:54.investigation finding that 16 players ranked in the top 50 were

:19:55. > :19:59.suspected of throwing matches but still allowed to compete. At the

:20:00. > :20:02.Australian open, Johanna Konta has become the first British woman to

:20:03. > :20:09.reach a grand slam semifinal for more than 30 years. The review panel

:20:10. > :20:15.can look at anything, they can talk to anyone, investigate anything. A

:20:16. > :20:19.virus that could cause serious birth defects is spreading, with a

:20:20. > :20:23.traveller in Denmark the latest person to test positive in Europe.

:20:24. > :20:27.The Zika virus is spread by a mosquito and has been linked to

:20:28. > :20:30.brain damage in thousands of babies in Latin America. There is no known

:20:31. > :20:32.cure and pregnant women are being advised not to travel to affected

:20:33. > :20:34.areas. The bank RBS, which is mostly

:20:35. > :20:36.owned by the taxpayer, is to make a loss again

:20:37. > :20:38.because of a multi-billion-pound The bank is to set aside ?1.5

:20:39. > :20:43.billion to pay for bad housing debts in the US,

:20:44. > :20:46.plus another ?500 million to settle Sales of the Apple iPhone have

:20:47. > :20:53.fallen to their lowest growth since the product

:20:54. > :20:55.was launched nine years ago. The company is warning

:20:56. > :20:58.of a about a ?5 billion slump in its profits compared with last

:20:59. > :21:01.year, after selling 300,000 fewer It would be their first fall

:21:02. > :21:05.in takings since the iPhone first The tennis is just fabulous, isn't

:21:06. > :21:17.it? Britain have two Grand Slam singles

:21:18. > :21:20.semi-finalists for the first time since 1977 after victories

:21:21. > :21:22.for Johanna Konta and Andy Murray Konta continued her remarkable run

:21:23. > :21:28.with a straight sets win over China's Zhang Shuai to reach

:21:29. > :21:31.the last four and set up a clash That will be in the early hours of

:21:32. > :21:39.Thursday morning. Murray saw off Spain's David Ferrer

:21:40. > :21:42.in four sets to reach his sixth The second seed will play

:21:43. > :21:48.Gael Monfils or Milos Raonic And after just a few months

:21:49. > :21:52.in charge Jurgen Klopp has Joe Allen scored the winning penalty

:21:53. > :21:57.in a shootout against Stoke City at Anfield to reach

:21:58. > :22:04.the Capital One Cup final. Changes to state pensions mean many

:22:05. > :22:10.women in their late 50s say they are having to put

:22:11. > :22:13.their retirement plans on hold. By 2020, both men and women

:22:14. > :22:16.will have to wait until 66 before But because women have

:22:17. > :22:22.until recently received the money at 60, the changes for them

:22:23. > :22:24.are being accelerated. James Longman has been

:22:25. > :22:29.looking into the issue. The state pension is a weekly

:22:30. > :22:32.instalment of money given to you in later life

:22:33. > :22:35.that was taken out of your salary There are big changes to how much

:22:36. > :22:40.you get and when you get it. For many years, men and women

:22:41. > :22:46.were paid at different ages - Now, both men and women

:22:47. > :22:53.will get their state pension at 66. This is all about matching the ages

:22:54. > :22:56.for the men and women and extending The changes started in 2010

:22:57. > :23:01.and will continue until October 2020, when the process

:23:02. > :23:04.ends and men and women But as you can see, the problem

:23:05. > :23:11.here is that women have more years And because in 2010 the government

:23:12. > :23:15.decided to speed up this process, the age women get their state

:23:16. > :23:17.pension actually goes up Today, a woman must

:23:18. > :23:23.be 62 years and 11 months to be entitled

:23:24. > :23:26.to a state pension. In November, she would need to be 63

:23:27. > :23:30.years and six months. 500,000 women between the ages of 56

:23:31. > :23:33.and 57 will have to wait more than a year longer than they planned

:23:34. > :23:38.before receiving the state pension. On top of all this, campaigners say

:23:39. > :23:45.thousands of women did not know about the change in the first place,

:23:46. > :23:48.which means women in their late 50s expecting to retire at 60 have had

:23:49. > :23:51.to drastically change their plans. Many of them could have

:23:52. > :23:54.to go back to work. And that's about how many years

:23:55. > :23:58.you need to work for before On the old scheme,

:23:59. > :24:02.you needed to have worked 30 years to pay

:24:03. > :24:05.into the National Insurance pot and contribute

:24:06. > :24:06.to your state pension. But many older women

:24:07. > :24:12.may have only just got 30 years they

:24:13. > :24:13.thought they needed. Now, they will need to find a way

:24:14. > :24:16.of getting five more, which could include

:24:17. > :24:18.working an extra five You have always been able to pay

:24:19. > :24:23.for what are called voluntary contributions to your

:24:24. > :24:24.National Insurance. That system will continue,

:24:25. > :24:30.but campaigners say it is too expensive and it is not fair

:24:31. > :24:33.for women in this position. Because the state pension used

:24:34. > :24:39.to be worked out around how much you earned,

:24:40. > :24:41.women and lower earners But if you earned a lot,

:24:42. > :24:50.you could top it up. Now, depending on how

:24:51. > :24:54.long you've worked and your personal circumstances,

:24:55. > :24:59.the maximum will be ?155.56. So lower earners should

:25:00. > :25:01.see an increase. So in the long run, the new state

:25:02. > :25:03.pension should help women. But in the short-term,

:25:04. > :25:07.the age increase, the speed at which it is being

:25:08. > :25:10.changed and the number of years you need to work before

:25:11. > :25:12.you get your state pension are all things that are hitting

:25:13. > :25:15.women harder than men. Because the population

:25:16. > :25:21.keeps getting older, the state pension age

:25:22. > :25:23.will keep going up. So if you are like me

:25:24. > :25:26.and working in your 20s, we won't be getting our

:25:27. > :25:28.state pension until we A minister from the Department

:25:29. > :25:35.for Work and Pensions was unavailable to appear

:25:36. > :25:38.for interview, but a spokesperson "Equalising State Pension age

:25:39. > :25:45.for men and women rights a longstanding inequality and helps

:25:46. > :25:48.ensure that the State Pension remains affordable

:25:49. > :25:49.for future generations. Women retiring today can

:25:50. > :25:52.still expect to receive the State Pension for longer

:25:53. > :25:55.than men - for 26 years Well now we're joined now on Skype

:25:56. > :26:01.by Marie Hall and Amanda Harrison, who say they have both been

:26:02. > :26:03.adversely affected by the changes. And here to discuss how small

:26:04. > :26:06.businesses might be affected by upcoming pensions changes

:26:07. > :26:08.are Labour MP and head of the Public Accounts

:26:09. > :26:21.Committee Meg Hillier. Thank you for joining us. Right,

:26:22. > :26:26.tell us first of all, you just turned 60, tell us how the pension

:26:27. > :26:30.changes are affecting you. Well, initially, I was made redundant at

:26:31. > :26:36.56. Not knowing that my pension age was not going to be 60. Sadly, I

:26:37. > :26:42.have not been able to have children, so I had put 40 years of work in and

:26:43. > :26:47.talk that time to have the break, to travel. I realise now I made a

:26:48. > :26:54.detrimental decision to myself. I have still not had any notification

:26:55. > :27:00.of the changes. I currently have no income, I am living off my husband's

:27:01. > :27:10.pension, I am now dependent on him. I feel very betrayed, very let down

:27:11. > :27:13.by my country. I feel that my national insurance is individual,

:27:14. > :27:18.and I deserved an individual notification of this change. The

:27:19. > :27:24.timely manner in which it was done has taken away any chance to do

:27:25. > :27:28.anything about affordable retirement. You say you had no

:27:29. > :27:32.notification of the changes, when were you first aware that you would

:27:33. > :27:39.not be able to get a pension when you can 60? Around 57, something

:27:40. > :27:44.like that, from friends, colleagues. The ones that were initially going

:27:45. > :27:48.to be staggered in at 62 and 63, almost a little bit of a smile that

:27:49. > :27:53.I would not be. I was totally shocked. Initially, I thought was a

:27:54. > :27:57.joke. I have received no notification whatsoever, to this

:27:58. > :28:06.day. When will you get your pension? 2021. It should have been in

:28:07. > :28:12.December. How old will you be when you get your pension? 66. I was 60

:28:13. > :28:22.in December, born in December 19 55. My pension now will be 2021. Amanda

:28:23. > :28:27.Harrison, you are 59, when were you aware that you would not get your

:28:28. > :28:31.pension when you turned 60? I haven't actually been told or have

:28:32. > :28:37.any notification, but I am a carer for my disabled husband. So you have

:28:38. > :28:44.not had any official notification? How did you become aware of the

:28:45. > :28:50.issue? Over the internet, and in the newspapers. How do you feel about

:28:51. > :28:56.it? I feel very betrayed, very let down. As I am a carer, we have a

:28:57. > :29:03.little annex on the side of our property. That is our source of

:29:04. > :29:11.income. The interim is very, very tight. We have both got arthritis.

:29:12. > :29:17.As the breadwinner, I will have to try to survive for as long as

:29:18. > :29:20.possible. Let's bring in Meg Hillier, Labour MP and head of the

:29:21. > :29:23.Public Accounts Committee. I know you have been looking at other

:29:24. > :29:28.issues, not specifically this, but do you have sympathy for women like

:29:29. > :29:32.this and many others? Absolutely, if I can reassure them and others,

:29:33. > :29:37.there is a Head Of Steam waking up on this in Parliament because there

:29:38. > :29:41.is a group of women that fall off the cliff edge, a group of women

:29:42. > :29:43.born in the 50s that are particularly badly hit. There was a

:29:44. > :29:48.lot of pressure on the government. If they will move, we will wait and

:29:49. > :29:51.see. It's shocking to hear that people have not had official

:29:52. > :29:56.notification, this is legislation that changed in 1994. Neither of

:29:57. > :30:00.these women say they have had any formal notification. Others say they

:30:01. > :30:03.have just had a very recently? Absolutely, that is something we are

:30:04. > :30:08.pushing in the committee. We have people in front of us running these

:30:09. > :30:11.big systems, explaining that the ordinary person on the front line

:30:12. > :30:14.needs to know, whoever it may be. There is a real concern that a

:30:15. > :30:19.decision was made that seemed a rational one in the 90s, but people

:30:20. > :30:21.needed to know then. The letters of notification should have gone out

:30:22. > :30:25.when people were in their 30s and 40s so they had time to prepare.

:30:26. > :30:26.It's very difficult to adjust, as we have heard, when you are in your mid

:30:27. > :30:36.to late 50s. There is this debate on Monday. Is

:30:37. > :30:41.it something you would think committees might start to look into?

:30:42. > :30:47.It is certainly likely a Select Committee needs to look into this.

:30:48. > :30:51.The government has to find a way to fund it and it comes alongside other

:30:52. > :30:59.changes with pensions. The one we have looked at his auto enrolment.

:31:00. > :31:02.Some of the women still working will now have to contribute to a private

:31:03. > :31:08.pension through their employer. Explain about that. The issue of

:31:09. > :31:11.pensions is confusing. All of these changes coming at once. Auto

:31:12. > :31:19.enrolment, affecting some of the same people? It happens. 58,000

:31:20. > :31:24.companies have had to do that. Now small businesses will have two and

:31:25. > :31:28.roll staff into pensions, contribute, get people to

:31:29. > :31:35.contribute. 2% is the contribution level and it will go up to 5% and

:31:36. > :31:39.eventually 8%. We are concerned that women in part-time jobs, in several

:31:40. > :31:42.jobs, moving jobs often, will have a lot of small pension pots. We have

:31:43. > :31:49.challenged the government to look at how that will match up. The fees of

:31:50. > :31:56.managing the pensions can often eat up the benefits of pensions for

:31:57. > :32:00.people on low incomes. The overall agenda on pensions is to equalise

:32:01. > :32:09.the system and that is why the age for state pension is equalise. For

:32:10. > :32:12.state pensions and for private pensions, to ensure people in rather

:32:13. > :32:18.make sure people who were not saving do. Do you think that it is not

:32:19. > :32:25.quite right for it to be completely equalised in all areas? Is it not a

:32:26. > :32:28.level playing field? There are concerns MPs have raised,

:32:29. > :32:33.particularly life expectancy can vary a great deal and for some

:32:34. > :32:38.people working into your 60s, 70s in a hard manual job is a different

:32:39. > :32:42.thing, rather than sitting on a sofa in the BBC! There needs to be

:32:43. > :32:45.serious thought about how long people will get their pension

:32:46. > :32:51.because not all receive their pension for the same length of time.

:32:52. > :32:55.They are complicated factors, but decisions made 20 years ago are

:32:56. > :33:00.having a detrimental impact on a particular group of women now and it

:33:01. > :33:05.needs to be re-examined. Thanks to you and Marie and Amanda. Keep on

:33:06. > :33:08.getting in touch with your thoughts on the state pension age.

:33:09. > :33:10.Schools inspectors in England have been given permission to downgrade

:33:11. > :33:13.schools, if they conclude that the wearing of face veils

:33:14. > :33:16.The consideration applies to both pupils and staff.

:33:17. > :33:18.Sir Michael Wilshaw, the chief inspector of Ofsted,

:33:19. > :33:21.said he wanted to back head teachers who felt under pressure to relax

:33:22. > :33:25.Here's what he said on the issue during a Newsnight

:33:26. > :33:33.The Prime Minister's view that we have got to make

:33:34. > :33:38.sure our liberal values, our liberal western values,

:33:39. > :33:40.are protected, people need to listen to that and the Muslim

:33:41. > :33:42.community need to listen to it as well.

:33:43. > :33:48.We've come a long way in our society to ensure that we have equality

:33:49. > :33:50.for women and they are treated fairly.

:33:51. > :33:54.If it's down to individual organisations,

:33:55. > :33:58.which is what he suggested, to choose to stop Muslim women

:33:59. > :34:00.to wear the veil you would recommend...?

:34:01. > :34:09.Particularly if it is stopping good communication in the class room.

:34:10. > :34:14.And my inspectors say on occasions they go into classrooms

:34:15. > :34:17.where they see there are problems about communication.

:34:18. > :34:26.We can talk more about this with Katie Ivans from the campaign for

:34:27. > :34:34.row real education -- for real education. What do you think about

:34:35. > :34:46.this? I think it is an interesting issue. He has spoken about not

:34:47. > :34:51.giving the women a fair choice, equality, but he has instantly taken

:34:52. > :34:57.it away. We believe that within the classroom it is sufficient to cover

:34:58. > :35:01.your head and so your hair, chin and forehead, and we do not believe you

:35:02. > :35:05.need more than that but at the same time we do not believe in taking

:35:06. > :35:12.away choice from people who do want to cover up. The issue boils down to

:35:13. > :35:15.whether it interferes with learning. The Department for Education said it

:35:16. > :35:20.is right if sales interfere with learning, Ofsted should take action.

:35:21. > :35:30.Do you think a full face veil could interfere with learning? If as the

:35:31. > :35:34.chief of Ofsted you're making that statement, do you have evidence to

:35:35. > :35:41.back it? Where that has restricted learning. I do not think it should,

:35:42. > :35:49.especially if there is tolerance between teachers and students.

:35:50. > :35:53.Katie, should pupils be allowed to wear the veil in schools? I do not

:35:54. > :35:58.think there should be a law to prohibit it. Look how we interact

:35:59. > :35:59.with this lady, with our faces and voices. This is what happens

:36:00. > :36:05.with this lady, with our faces and you teach, if you are teaching a

:36:06. > :36:09.class, you interact. We are interacting now, with the audience

:36:10. > :36:14.now, this is why people watch television. It is quite important. I

:36:15. > :36:23.have had experience of teaching and adult English with the full veil.

:36:24. > :36:27.She was animated and her eyes sparkled. We discussed it and she

:36:28. > :36:32.said she had personal reasons why she wanted to be like this and it

:36:33. > :36:35.was fine but a lot of people do not communicate very much just with

:36:36. > :36:43.their eyes. Will it have an impact on learning? I think it could do. It

:36:44. > :36:47.could impact, I think so. It is an interaction, it is something between

:36:48. > :36:53.the teacher and pupil. It is going on between us now. This is normal

:36:54. > :36:59.and this should not be inhibited. Do you think it hinders interaction? It

:37:00. > :37:05.comes back to if you were to stop students for example wearing what's

:37:06. > :37:12.they would like to wear and the religious covering, would it make

:37:13. > :37:16.them more inclusive? The same for teachers, teachers who are very

:37:17. > :37:19.religious and they feel this is the level of covering they would like,

:37:20. > :37:25.if you take it away, are you simply shunning them out from their place

:37:26. > :37:29.of work? Is that the way to go forward? I think we have a right to

:37:30. > :37:38.dress as we want to and if we want to cover up our faces, fine. Jerome

:37:39. > :37:43.treated to say he did not think they would be allowed to wear balaclavas.

:37:44. > :37:47.Indeed, if they had school uniforms, absolutely not, and there are good

:37:48. > :37:51.reasons why you have school uniform, to not draw too much attention to

:37:52. > :37:58.yourself as an individual. To get them to conform as a certain extent

:37:59. > :38:02.because they need to take part in the lesson and perhaps put parts of

:38:03. > :38:06.their individuality to the back as they interact with what they are

:38:07. > :38:11.being taught. That needs to be the focus. I would not make a law saying

:38:12. > :38:17.you cannot wear a veil, that would be wrong. But if you need to

:38:18. > :38:21.interact with children, maybe you have three girls like that, and you

:38:22. > :38:24.feel you are not getting the response from them, you do not know

:38:25. > :38:35.if you are, it makes it difficult to teach. Just respond to the point

:38:36. > :38:44.made by Twitter about balaclavas. You have two remember the balaclava

:38:45. > :38:51.is not a religious garment. It is like... It is a slippery slope.

:38:52. > :38:57.Saying you cannot cover up your face. That is how France started and

:38:58. > :39:02.now they ban just covering the hair within school. It is a slippery

:39:03. > :39:09.slope. It is important to understand. We understand the

:39:10. > :39:13.reasons for school uniform and this is why we put our children into it

:39:14. > :39:19.every day and send them off and tell them it is for this reason. We are

:39:20. > :39:20.out of time, but thank you very much.

:39:21. > :39:23.A mother who delayed her cancer treatment to try to protect her

:39:24. > :39:25.unborn baby has been describing her experience

:39:26. > :39:27.and the personal challenges she faced.

:39:28. > :39:29.Heidi Loughlin discovered she had an aggressive form of breast cancer

:39:30. > :39:35.Her daughter, Ally, who was born prematurely, died when she was

:39:36. > :39:39.Heidi has been speaking to the BBC's Fiona Lamdin about the choices

:39:40. > :39:45.She left is on the Saturday, which was, you know,

:39:46. > :39:58.And then three days later I had to go back through the motions

:39:59. > :40:06.Heidi, mum to Noah and Tate, was diagnosed with aggressive breast

:40:07. > :40:08.cancer while pregnant with their sister.

:40:09. > :40:14.But she decided to delay her own life-saving treatment

:40:15. > :40:18.When they realised the cancer was spreading, they had to deliver

:40:19. > :40:22.She was born, she was amazing, she was

:40:23. > :40:24.breathing on her own, we called her Ally Louise.

:40:25. > :40:26.She was the most beautiful little girl.

:40:27. > :40:28.She was like my beacon of light, because I

:40:29. > :40:34.thought, well, I have to start this aggressive treatment.

:40:35. > :40:37.While Ally is in neonatal, I will be able to have

:40:38. > :40:41.So we would do it together and everything

:40:42. > :40:46.And it was, for five days she was absolutely

:40:47. > :40:55.Overnight, baby Ally became critically ill with an infection.

:40:56. > :41:00.You faced some incredibly difficult dilemmas.

:41:01. > :41:15.I don't regret for one second I kept Ally.

:41:16. > :41:18.Yes, when I heard I had that, I thought, OK,

:41:19. > :41:19.it looks like my cancer has spread.

:41:20. > :41:22.But I knew that was the risk I was taking when I decided

:41:23. > :41:30.But I don't regret having those days with her.

:41:31. > :41:36.There is a good chance it has spread.

:41:37. > :41:38.But I knew those risks when I made that decision.

:41:39. > :41:40.If Heidi had known her little girl was going to die,

:41:41. > :41:43.she would've kept her pregnancy going longer, giving her daughter

:41:44. > :41:52.But decreasing the possibility of her own survival.

:41:53. > :41:54.I would never know that information but if I had known that,

:41:55. > :42:01.What has changed about the way you are living

:42:02. > :42:06.each day, how are you living life now, with your boys?

:42:07. > :42:10.I am writing a bucket and spade list for myself and the kids.

:42:11. > :42:13.All the little trips and bigger trips we kept saying we will do

:42:14. > :42:16.when the kids are eight or nine, we will do them now.

:42:17. > :42:19.I want the boys to remember me and go, although mum was not

:42:20. > :42:21.here for a long time, I have these amazing memories

:42:22. > :42:28.For the next two months, Heidi will have intensive

:42:29. > :42:36.It's not hard for me to travel to hospital every three months

:42:37. > :42:45.What is difficult is the emotional side, the thought that it

:42:46. > :42:50.is likely I will get to the point where I have to say goodbye

:42:51. > :42:53.Heidi does not know how long she has left.

:42:54. > :42:56.While she is here she is determined to raise awareness.

:42:57. > :43:01.Already, from reading her blog, two women have been diagnosed.

:43:02. > :43:03.It is how you move forward with these horrible

:43:04. > :43:07.things that happen in life that define you.

:43:08. > :43:11.If I can come out of this and still be fighting,

:43:12. > :43:14.that should be able to inspire my children to know that whatever

:43:15. > :43:16.is thrown at you, you can make the best

:43:17. > :43:21.Ally is with me every step of the way.

:43:22. > :43:29.And I want her to be proud of me.

:43:30. > :43:39.She is my little girl, she will always be my little girl

:43:40. > :43:41.and she is doing this with me, we are

:43:42. > :43:57.Thank you for your company today, and for all your messages