04/07/2016

:00:07. > :00:08.Hello, it's Monday, it's 9am, I'm Victoria Derbyshire.

:00:09. > :00:15.Our top story today is more fallout from the EU referendum

:00:16. > :00:17.- a close friend of Boris Johnson attacks Tory leadership

:00:18. > :00:19.contender Michael Gove, saying he's unfit

:00:20. > :00:25.And that's not all, is it, Norman Smith?

:00:26. > :00:31.Tensions erupting in the Tory ranks as Theresa May's backers say she

:00:32. > :00:37.will not guarantee EU migrants living in the UK the right to stay

:00:38. > :00:38.here while Angela Eagle from the Labour Party says of Jeremy Corbyn

:00:39. > :00:43.does not quit, she will stand. And after 10.30am this morning

:00:44. > :00:45.a Cabinet minister and former Cabinet minister will exclusively

:00:46. > :00:47.tell this programme who they're backing in the race to be

:00:48. > :00:50.the next Prime Minister. Plus we'll hear from religious

:00:51. > :00:52.leaders who're issuing a plea for unity following divisions we've

:00:53. > :00:58.seen after the leave vote. Plus an exclusive report

:00:59. > :01:00.from Ed Miliband, the former leader He's been investigating rent-to-own

:01:01. > :01:14.companies for this programme. They should be a cap on the total

:01:15. > :01:16.costs that rent-to-own companies can charge, be done with payday lenders

:01:17. > :01:20.and it is worth it. That exclusive report

:01:21. > :01:22.coming up shortly - And, as always, we're keen

:01:23. > :01:34.to hear your experiences And as Wales fans tried to get

:01:35. > :01:36.tickets to the semifinal after that magnificent performance against

:01:37. > :01:39.Belgium and the rest of us try to find out if we have some well

:01:40. > :01:44.shimmers, we will explore the psychology of the underdog side who

:01:45. > :01:46.have done so brilliant. If you work hard enough and are not afraid to

:01:47. > :01:56.dream and not afraid to fail... Welcome to the programme,

:01:57. > :01:59.we're live until 11am. Throughout the programme we'll bring

:02:00. > :02:02.you the latest breaking news We're expecting UKIP leader

:02:03. > :02:08.Nigel Farage to give a speech setting out UKIP's role

:02:09. > :02:12.in a post-Brexit Britain after 10am this morning -

:02:13. > :02:15.we'll bring you some of it live. As always, we're really keen

:02:16. > :02:19.for you to get in touch on all the stories we're talking

:02:20. > :02:24.about this morning. Particularly if you want

:02:25. > :02:26.to share your own experience of rent-to-own companies

:02:27. > :02:29.- use #VictoriaLive. And if you text, you will be charged

:02:30. > :02:32.at the standard network rate. George Osborne has pledged to slash

:02:33. > :02:38.the amount of tax businesses pay in order to encourage

:02:39. > :02:40.investment in the wake In a newspaper interview,

:02:41. > :02:47.the Chancellor said cutting corporation tax was one of his five

:02:48. > :02:50.priorities to show the UK Britain may have voted to leave

:02:51. > :02:56.the EU, but the country is very much That is the message

:02:57. > :03:00.the Chancellor wants to send to companies

:03:01. > :03:02.that might now be having doubts

:03:03. > :03:05.about investing in the UK George Osborne has told

:03:06. > :03:09.the Financial Times he plans That is the rate at which companies

:03:10. > :03:15.pay tax on their profits. It would drop from the current

:03:16. > :03:18.20% to below 15%. That would make it the lowest

:03:19. > :03:22.corporation tax rate Compare that, for example,

:03:23. > :03:30.with 39% in the USA, It would even take it close

:03:31. > :03:36.to the competitive 12.5% That is very different

:03:37. > :03:40.from what Mr Osborne was suggesting There'll be a hole

:03:41. > :03:46.in public finances. You've got Chancellors from two

:03:47. > :03:48.different political parties saying that taxes will have to go up,

:03:49. > :03:51.spending will have to be cut. That is the reality

:03:52. > :03:54.of quitting the EU. That talk of imposing ?30 billion

:03:55. > :03:58.in tax rises and spending cuts has now gone, replaced by an attempt

:03:59. > :04:00.to woo business and keep Boris Johnson has accused

:04:01. > :04:12.the Government of failing to explain how the vote to leave the EU can be

:04:13. > :04:16.made to work in the UK's interests. In a column in The Daily Telegraph,

:04:17. > :04:20.the former Leave campaigner says "hysteria" is sweeping parts

:04:21. > :04:22.of the population who wanted He argues that they need

:04:23. > :04:35.more reassurance. Our political Guru Norman Smith

:04:36. > :04:44.is in Westminster. The Tory infighting continues. That

:04:45. > :04:48.is a mild way of putting it! I have never seen anything like this, this

:04:49. > :04:55.is fear and loathing on stilts. This morning we get a Boris Johnson

:04:56. > :05:00.backlash, he wading into David Cameron for, in his view, not doing

:05:01. > :05:02.enough to reassure people over Brexit saying they are encountering

:05:03. > :05:08.the sort of atmosphere we saw in the aftermath of the death of Lady Diana

:05:09. > :05:14.even more, his campaign manager, the person who was meant to be running

:05:15. > :05:16.his leadership campaign, Ben Wallace, has launched an

:05:17. > :05:21.extraordinary attack on Michael Gove, saying, in effect, Michael

:05:22. > :05:25.Gove is a gossip, he's fond of a drink and he cannot be trusted. You

:05:26. > :05:31.would not want to entrust him with the secrets of the nation. Utterly

:05:32. > :05:35.extraordinary. At the same time as this blood over the stage, we have

:05:36. > :05:38.serious divisions merging between the rival candidates, particularly

:05:39. > :05:44.over that fraught issue of immigration. What has emerged is a

:05:45. > :05:50.Theresa May, the frontrunner, is in the market to do some sort of deal

:05:51. > :05:55.over freedom of movement which those who favoured Brexit, they thought we

:05:56. > :06:00.had to stop this and Theresa May thinks we have to do a deal on this

:06:01. > :06:05.so that companies can still get access to the single market and the

:06:06. > :06:09.biggest bust up will emerge after one of her supporters, Philip

:06:10. > :06:14.Hammond, suggested that it would be absurd to guarantee that EU migrants

:06:15. > :06:21.currently living and working in the UK should definitely be allowed to

:06:22. > :06:26.stay. He is putting up big question over whether EU migrants working

:06:27. > :06:29.here, doctors, nurses, care workers, whether they will automatically have

:06:30. > :06:35.the right to stay. That will provoke huge controversy. Already Michael

:06:36. > :06:39.Gove's team say we will guarantee that and Yvette Cooper has written

:06:40. > :06:42.to the Prime Minister demanding he issues a statement on this

:06:43. > :06:48.guaranteeing the rights of EU migrants, saying this is a hugely

:06:49. > :06:51.inflammatory intervention. We will talk to the former Labour leader Ed

:06:52. > :06:56.Miliband about that because he has a point of view on whether EU citizens

:06:57. > :07:00.should be guaranteed that right. I also want to ask about the current

:07:01. > :07:05.Labour leader. The current Chancellor, remember him? The big

:07:06. > :07:08.announcement from George Osborne, it is a tiny reminder that there is

:07:09. > :07:14.some governing still going on despite the Conservative infighting?

:07:15. > :07:19.That is interesting because you sense the Chancellor house to rip up

:07:20. > :07:22.his game plan post election. You will remember that after the Tory

:07:23. > :07:26.election victory, we were told that the aim was to get the books

:07:27. > :07:30.balanced by the end of the Parliament, that has been torn up

:07:31. > :07:39.and put in the den and be not find that corporation tax will have to be

:07:40. > :07:42.racks dine to 15%. That is a massive cut the Chancellor feels that is

:07:43. > :07:46.necessary to try to give businesses some sort of confidence and sense

:07:47. > :07:51.that Britain is still a place where they should invest and do business.

:07:52. > :07:54.Amid mounting concerns that many investors are thinking they will not

:07:55. > :07:58.do anything because we have no idea what is going to happen in Britain

:07:59. > :08:02.in terms of whether it will get access to the single market. It

:08:03. > :08:07.underlines the really deep unease over what is going to happen to the

:08:08. > :08:11.economy. And in terms of the Labour Party, Jeremy Corbyn is still leader

:08:12. > :08:15.and his former shadow business Minister, Angela Eagle, says she

:08:16. > :08:22.will still stand against him but not yet? We are in this weird Mexican

:08:23. > :08:27.stand-off, they are like gunslingers ready to go. There is the suggestion

:08:28. > :08:30.this morning that the unions could intervene as try to broker some sort

:08:31. > :08:36.of peace deal. They would go off to the bar and live happily ever after.

:08:37. > :08:40.I cannot see that happening because Angela Eagle this morning was pretty

:08:41. > :08:48.clear that if Jeremy Corbyn does not walk away, she will stand. Listen...

:08:49. > :08:53.He is not properly engaged with even the Deputy Leader of the party, who

:08:54. > :09:00.was elected with a mandate. It is time that he did so. How many

:09:01. > :09:03.people? MPs and party members, are asking me to resolve this. And I

:09:04. > :09:11.will have something is not done soon. Are you still prepared to run

:09:12. > :09:14.against him? I have the support to run and resolve this and I will do

:09:15. > :09:22.so if Jeremy does not take action soon. That is all I have to say.

:09:23. > :09:28.Talking to the critics of Mr Corbyn, what are you doing? Willie Rennie

:09:29. > :09:30.stand? They seem to want to wait until the Chilcott report is

:09:31. > :09:38.published on Wednesday because that is a huge moment but after that, the

:09:39. > :09:42.game is on. Showdown still looming in the ranks of the Labour Party.

:09:43. > :09:48.Thank you very much. And we will talk to Ed Miliband about the

:09:49. > :09:52.fallout from the EU vote and the current state of the Labour Party

:09:53. > :09:57.and about rent-to-own companies. His exclusive film is coming up.

:09:58. > :10:00.A legal challenge has been brought to ensure the government follows

:10:01. > :10:02.lawful procedure when leaving the European Union.

:10:03. > :10:04.A group of academics and business people is trying to force

:10:05. > :10:07.the government to pass an Act of Parliament before it

:10:08. > :10:13.They want assurances that Britain will not use executive powers

:10:14. > :10:17.to start the process of leaving the EU.

:10:18. > :10:24.Joanna is in the BBC Newsroom with a summary

:10:25. > :10:28.The Iraqi government has declared three days of national

:10:29. > :10:32.mourning after the weekend's deadly bomb attack.

:10:33. > :10:37.Officials say 106 65 people were killed and more than 200 injured

:10:38. > :10:39.after a lorry packed with excuses was blown up in a busy shopping

:10:40. > :10:40.area. The so-called Islamic State says it

:10:41. > :10:43.carried out the attack. Our Middle East editor Jeremy Bowen

:10:44. > :10:45.reports from Baghdad. The bombs and the fires

:10:46. > :10:49.consumed so many lives. It is supposed to be

:10:50. > :10:56.a sacred and festive season, the last few days of

:10:57. > :10:58.the holy month of Ramadan. This was the so-called

:10:59. > :11:00.Islamic State's latest gift He says that Iraqis are like sheep

:11:01. > :11:06.among wolves, everyone is coming We don't, we don't have any

:11:07. > :11:11.security, any real security in Iraq. Yes, we have a lot of police,

:11:12. > :11:18.we have a lot of army, Islamic State, Sunni extremists,

:11:19. > :11:26.said they were targeting Shia A main reason why IS attacked

:11:27. > :11:32.was the defeat they have just It means they have lost

:11:33. > :11:39.a stronghold less than an hour's All the destruction and killing add

:11:40. > :11:45.up to a clear message from the jihadists of

:11:46. > :11:46.so-called Islamic State. That they may be defeated

:11:47. > :11:48.on the battlefield, but they are still able to hit back

:11:49. > :11:52.where it hurts most, by killing civilians in the heart

:11:53. > :11:56.of this capital city, The Former Labour Leader Ed Miliband

:11:57. > :12:08.has carried out an investigation for this programme into rent-to-own

:12:09. > :12:12.companies, which allow shoppers to pay for items like TVs,

:12:13. > :12:14.fridges and washing machines In many cases, Mr Miliband found

:12:15. > :12:20.consumers can end up paying up to three times more for the product

:12:21. > :12:23.than the original price. He also found some companies

:12:24. > :12:27.are selling these goods to vulnerable people with learning

:12:28. > :12:38.difficulties who may not understand Brighthouse, the biggest company,

:12:39. > :12:41.says rent-to-own is a different proposition to other forms of retail

:12:42. > :12:46.and they undertake extensive affordability assessments before

:12:47. > :12:46.lending. We will have more on that investigation throughout the

:12:47. > :12:51.programme. The father of a British boy killed

:12:52. > :12:54.by an alligator at Disney World in Florida last month,

:12:55. > :12:56.has said that two alligators Matt Graves, whose son, Lane,

:12:57. > :13:00.was seized by an alligator while he was paddling in shallow

:13:01. > :13:02.water, said he was attacked by the second animal as he tried

:13:03. > :13:05.to save his son. Five alligators were killed

:13:06. > :13:07.on the day after the attack Most unpaid carers are still not

:13:08. > :13:11.receiving the support they are entitled to,

:13:12. > :13:13.a year after new rules came into force to improve

:13:14. > :13:16.their health and wellbeing. That's according to research

:13:17. > :13:19.from The Carers Trust. Since last April, councils have

:13:20. > :13:22.been required to provide assessments and support

:13:23. > :13:26.to protect carers' wellbeing. But a review by the former

:13:27. > :13:29.Care Minister Paul Burstow found 65% He says government, councils

:13:30. > :13:44.and the NHS must do more I'm very frustrated that after the

:13:45. > :13:48.first 12 months, it would appear that councils are not following the

:13:49. > :13:52.letter of the law and they're offering a one-off payment in many

:13:53. > :13:55.cases which is fobbing off carers. And they are certainly not doing

:13:56. > :13:59.enough to raise the awareness of carers that this is something they

:14:00. > :14:02.have as a right and they should be taking advantage of it because in

:14:03. > :14:09.the end, carers are saving councils are forging. -- a fortune.

:14:10. > :14:11.A Nasa spacecraft is about to arrive at the largest planet

:14:12. > :14:13.in the solar system - Jupiter.

:14:14. > :14:15.The probe was launched in 2011 and has travelled

:14:16. > :14:18.Entering into orbit will be fraught with dangers,

:14:19. > :14:20.but if the spacecraft succeeds, it will give us our best

:14:21. > :14:28.That's a summary of the latest BBC News - more at 9.30am.

:14:29. > :14:35.The normally bring new sport right now but there has been a mix-up with

:14:36. > :14:42.the rudder. We are looking for a sports presenter! We will talk about

:14:43. > :14:45.Wales with some real Welsh people and people who are hoping to find

:14:46. > :14:50.some Welsh somewhere in their heritage! First...

:14:51. > :14:55.First this morning, an exclusive report by the former

:14:56. > :14:57.Labour leader Ed Miliband, who investigates the rent-to-own

:14:58. > :15:01.Rent-to-own companies allow shoppers to pay for items like TVs,

:15:02. > :15:04.games consoles, fridges and washing machines in weekly instalments,

:15:05. > :15:08.But consumers can end up paying up to three times more for the product

:15:09. > :15:11.and we've discovered that some companies are selling these goods

:15:12. > :15:15.to vulnerable people with mental health problems and learning

:15:16. > :15:18.difficulties leading to concerns that they may not understand

:15:19. > :15:26.The Citizens Advice Bureau tells us it receives thousands of complaints

:15:27. > :15:29.a month about the sector and the regulator must do more

:15:30. > :15:33.In this exclusive report, Ed Miliband tells us he wants

:15:34. > :15:36.rent-to-own companies to be regulated like payday loan firms,

:15:37. > :15:38.which since 2015 have had to cap the interest,

:15:39. > :15:46.The former Labour leader has campaigned against rent-to-own

:15:47. > :15:49.firms, and he's tried to persuade people to use credit unions instead.

:15:50. > :15:51.against and he's tried to persuade people to use

:15:52. > :15:55.The biggest company in the rent-to-own sector

:15:56. > :15:59.We asked them to take part in our report -

:16:00. > :16:05.With so much choice on the High Street, we are told

:16:06. > :16:13.But around five million people in the UK can't get credit.

:16:14. > :16:19.Lots of people can't borrow money to buy household goods like a TV

:16:20. > :16:21.or cooker and I'm seeing more and more people turning

:16:22. > :16:25.to rent-to-own shops like Perfect Home or BrightHouse,

:16:26. > :16:32.People can get a TV on the spot and pay for it by weekly

:16:33. > :16:34.instalments, but it can be incredibly expensive.

:16:35. > :16:36.My constituents have told me they can end up paying

:16:37. > :16:42.If they miss a payment or are late, the costs spiral, or worse

:16:43. > :16:51.they lose their TV along with their money.

:16:52. > :16:57.As leader of the Labour Party and now as a backbench MP,

:16:58. > :17:00.I've talked about the need for firms to do right by their

:17:01. > :17:03.BrightHouse have 300 stores across the country, often

:17:04. > :17:08.One of them is in Doncaster, in my constituency,

:17:09. > :17:12.and I want to find out what kind of service

:17:13. > :17:18.I'm concerned that BrightHouse are taking advantage of people

:17:19. > :17:22.on benefits and working on low incomes.

:17:23. > :17:25.And in the course of our investigation I have been

:17:26. > :17:28.that BrightHouse are selling to people with mental health

:17:29. > :17:31.He suffers with mental health problems, severe mental

:17:32. > :17:38.Craig is 38, and has autism and cerebral palsy.

:17:39. > :17:41.His mum Betty says her son didn't understand the BrightHouse contract.

:17:42. > :17:48.He'll pay but then he has got nothing for himself for food,

:17:49. > :17:59.Just tell us a bit about what experience

:18:00. > :18:03.Craig apparently had been in and bought this

:18:04. > :18:14.I kept seeing it in the house and I didn't really twig.

:18:15. > :18:17.Then I said how much are you paying for that?

:18:18. > :18:31.How many times have I said don't touch them with a barge pole?

:18:32. > :18:34.Do you think it would have been obvious to the BrightHouse staff

:18:35. > :18:35.that Craig had learning difficulties?

:18:36. > :18:40.And what was the reaction of BrightHouse when you

:18:41. > :18:46.complained in the shop and when you wrote to them?

:18:47. > :18:50.Well, the man in the shop said we go through this thing to make sure

:18:51. > :19:01.Although Betty believes BrightHouse should have realised her son

:19:02. > :19:03.was vulnerable, she does say they stopped taking payments

:19:04. > :19:06.from Craig's account as soon as she told them about his situation

:19:07. > :19:11.BrightHouse dispute Betty's claims that it would have been obvious that

:19:12. > :19:14.Craig had learning difficulties as a member of staff

:19:15. > :19:17.judged Craig to be capable of making his own decisions and had

:19:18. > :19:22.no reason to believe he wasn't aware of what he was doing.

:19:23. > :19:27.The Financial Conduct Authority, the body that regulates

:19:28. > :19:32.If companies have reason to believe that the customer has

:19:33. > :19:34.a learning disability, they must take reasonable steps

:19:35. > :19:37.to assist the customer to make an informed decision.

:19:38. > :19:42.If they believe the customer isn't able to understand the nature

:19:43. > :19:45.of the agreement then the firm is to make an assessment

:19:46. > :19:47.of whether it is appropriate to lend.

:19:48. > :19:50.But I don't think that is clear enough and the guidelines

:19:51. > :19:53.Paul, not his real name, is another vulnerable adult.

:19:54. > :20:01.He has learning difficulties and mental health problems.

:20:02. > :20:04.You've told me that you have some mental health issues and issues

:20:05. > :20:06.like epilepsy and you describe yourself as quite vulnerable.

:20:07. > :20:42.Do you want to tell me what you are owing

:20:43. > :20:44.to them and what goods you've got with them?

:20:45. > :21:09.How have you ended up with that number of items, do you think?

:21:10. > :21:12.I think I must have started paying off one.

:21:13. > :21:18.When you go into the BrightHouse store, what have you said to them

:21:19. > :21:21.about your own finances and what have they said to you?

:21:22. > :21:24.This thing is a nice thing and I say, well,

:21:25. > :21:26.it is but I have got other things to pay.

:21:27. > :21:29.You can have what you want out of the stores.

:21:30. > :21:31.Does the whole situation with BrightHouse cause you anxiety?

:21:32. > :21:39.BrightHouse denies exploiting consumers in vulnerable

:21:40. > :21:42.circumstances or selling items to people who cannot afford them

:21:43. > :21:45.and says they have sufficient policies and procedures

:21:46. > :21:48.in place to prevent these practices from happening.

:21:49. > :22:04.I think it was a ?300 laptop. We have done.

:22:05. > :22:16.When you bought it, was that clear to you that

:22:17. > :22:20.It's all in the small print and stuff.

:22:21. > :22:25.What kinds of things do you buy from them?

:22:26. > :22:37.How long have you been a customer for?

:22:38. > :22:53.If you can't pay, they will help you to sort out your difficulties.

:22:54. > :22:57.The weekly payments at BrightHouse might seem cheap.

:22:58. > :23:10.But add in compulsory 5-star service, including delivery

:23:11. > :23:12.and installation at ?55, and Service Plus, repair

:23:13. > :23:15.or replacement of your item, which costs ?136, on top of that

:23:16. > :23:21.interest rates of 69.9% a year and payments spread over three

:23:22. > :23:29.years, you end up paying a grand total of ?1,092.

:23:30. > :23:33.This is the first item I got off BrightHouse.

:23:34. > :23:35.It has got some screws under here that have come loose.

:23:36. > :23:40.On here there should be another screw.

:23:41. > :23:42.BrightHouse say they carry out affordability checks to make

:23:43. > :23:45.sure people can keep up with the weekly repayments.

:23:46. > :23:47.Angela Jackson says BrightHouse should carry out much more

:23:48. > :23:52.She has a fridge freezer and a TV stand and has

:23:53. > :23:58.And how much are you paying for this in total?

:23:59. > :24:08.Basically if the kid chips it or anything like that.

:24:09. > :24:11.So nobody went through your finances and said is it affordable?

:24:12. > :24:18.They just said basically that I could.

:24:19. > :24:20.They have to know what money I had got.

:24:21. > :24:23.They didn't go through what I have to pay out, the bill

:24:24. > :24:28.situation and the children or anything like that.

:24:29. > :24:31.They just said, "Right, you can have such and such."

:24:32. > :24:33.I can have anything I want out of the shop.

:24:34. > :24:38."Angela, if you introduce somebody, you could get this.

:24:39. > :24:40.We will take money off your bill, ?50."

:24:41. > :24:43.Get my bill down a little bit because it's high,

:24:44. > :24:52.Because it's dear and people who haven't got the money

:24:53. > :24:54.to just go and do it, they think they can

:24:55. > :24:59.Just a little bit more expensive and it's there.

:25:00. > :25:09.Well, she has ended up skinting herself.

:25:10. > :25:11.She ended up without gas and electric.

:25:12. > :25:14.Walk on by, that is what I would say.

:25:15. > :25:22.When I walk in, I am literally a minute.

:25:23. > :25:29.I just give them my money, my name and address and I go before

:25:30. > :25:34.anyone comes and badgers me to see if I want anything.

:25:35. > :25:37.I'm interested in what it looks like on the other side

:25:38. > :25:40.Zoe left her sales job at BrightHouse after five years

:25:41. > :25:46.From a personal point of view, you could obviously see that

:25:47. > :25:51.somebody couldn't afford the items that they wanted.

:25:52. > :25:55.But if the computer allowed them to add that on to their account,

:25:56. > :25:59.Do you think it was clear to customers that in relation

:26:00. > :26:07.to the service agreement, they knew what they were buying?

:26:08. > :26:10.I think because of the information that's given to a new customer

:26:11. > :26:12.joining BrightHouse, the amount that was read out to them,

:26:13. > :26:15.I think it was too much and they didn't quite understand

:26:16. > :26:24.So did you have experience of selling to people

:26:25. > :26:26.who had been sold goods and then fell behind and couldn't

:26:27. > :26:32.People will see something for a small amount each week

:26:33. > :26:36.and that is the figure they will look at.

:26:37. > :26:39.In reality the amount they are paying back and the length

:26:40. > :26:42.of time it would take to pay it back was different.

:26:43. > :26:45.People would say maybe that is only ?5 per week, I can afford that.

:26:46. > :26:53.Before they know it they are paying ?100 per week, they are a single

:26:54. > :26:56.parent with children and it is unaffordable.

:26:57. > :27:00.Morally I felt as though it was wrong.

:27:01. > :27:03.I had a few people who were behind on things and got themselves

:27:04. > :27:11.And did you have experience of people having goods that were faulty

:27:12. > :27:19.I have had experience of goods going away for repair

:27:20. > :27:21.and coming back not repaired with the same faults

:27:22. > :27:25.still or an extra fault or broken or damaged or even lost.

:27:26. > :27:26.Some customers would have their items sent away

:27:27. > :27:29.for repair and they would get lost and they would have

:27:30. > :27:34.As part of their 5-star service, BrightHouse says it offers unlimited

:27:35. > :27:42.repairs, loan products when required and replacements.

:27:43. > :27:45.I wanted to speak to BrightHouse, but they declined to be interviewed.

:27:46. > :27:48.So did the Consumer Credit Trade Association and the Finance

:27:49. > :27:50.and Leasing Association, the industry bodies

:27:51. > :27:56.But there are those that make the case that there is a gap

:27:57. > :27:59.in the market and Perfect Home, BrightHouse and others provide

:28:00. > :28:02.The fundamental question is whether or not we think these

:28:03. > :28:06.people should be able to opt into a contract where they pay more

:28:07. > :28:08.overall, but they have the appliances tomorrow,

:28:09. > :28:09.or whether or not they shouldn't have these

:28:10. > :28:13.It's an injustice to tell people that because they are poor

:28:14. > :28:17.they can't have things that in 2016 we would consider necessities.

:28:18. > :28:20.Some of these companies are making very big profits at the expense

:28:21. > :28:26.They're making huge profits because they are taking

:28:27. > :28:29.We see this with credit card companies as well.

:28:30. > :28:32.They're making marginal profits because they are loaning out

:28:33. > :28:33.to people with average credit scores.

:28:34. > :28:35.These rent-to-own companies are often taking on people

:28:36. > :28:39.They don't always know if they are going to get their payments.

:28:40. > :28:42.They are taking on a lot of risk there.

:28:43. > :28:44.They're getting these profits because they have to ensure down

:28:45. > :28:47.the line that they are going to get some kind of return.

:28:48. > :28:49.But in the meantime people who wouldn't have these goods

:28:50. > :28:54.are getting them to their homes next day delivery.

:28:55. > :28:59.The regulator, the Financial Conduct Authority, says companies must

:29:00. > :29:09.provide clear information to their customers and ensure fairness.

:29:10. > :29:11.I don't believe that's happening for many people

:29:12. > :29:14.And Citizens Advice agree that there are real problems

:29:15. > :29:18.They would like the regulator, the FCA, to do more to make sure

:29:19. > :29:23.We're not suggesting that the whole market should be taken off the face

:29:24. > :29:32.We do see people in vulnerable situations pushed into further

:29:33. > :29:38.difficulties, financial difficulty, and then of course emotional stress

:29:39. > :29:41.and worry due to the nature of the debt that they have taken on.

:29:42. > :29:46.People who are disabled or with health conditions,

:29:47. > :29:48.and of course people with mental health conditions as well.

:29:49. > :29:53.Too often we think that the hire purchase firms offer them very

:29:54. > :29:55.little in terms of protection, don't do decent enough

:29:56. > :29:57.affordability checks, and therefore they get themselves

:29:58. > :30:05.From what I have seen, too often rent-to-own companies

:30:06. > :30:07.are taking advantage of people who have nowhere else to go.

:30:08. > :30:10.The regulator needs to stop the most vulnerable in our society

:30:11. > :30:16.Rent-to-own companies should stop selling goods to people who just

:30:17. > :30:21.And I think there should be a cap on the total cost that rent-to-own

:30:22. > :30:27.We have done it with the payday lenders like Wonga

:30:28. > :30:33.As you'd expect, we asked BrightHouse for an interview

:30:34. > :30:35.today; they declined - and instead gave us this

:30:36. > :30:38.statement which says, "We note that this feature

:30:39. > :30:40.is presented by an avowed critic, who consistently

:30:41. > :30:45.BrightHouse serves those lower-income families who are

:30:46. > :31:10.Rent-to-own is a very different proposition

:31:11. > :31:17.We'll talk to the former Labour leader in the next hour.

:31:18. > :31:25.Thank you for getting in touch. David on Facebook says, we need

:31:26. > :31:27.government to stay out of these areas, the free market will

:31:28. > :31:32.determine the price and not politicians. Philip says, this is an

:31:33. > :31:38.issue that needs to be looked at, well done. Alan on Facebook Daesh

:31:39. > :31:43.why did Mr Miliband not do this when he had the chance to do so? Simon

:31:44. > :31:47.says, Rent to Own is called free trade, improve education if people

:31:48. > :31:52.cannot cope. Stephen says this is the first time I have looked at Ed

:31:53. > :31:56.Miliband and thought, good man! As diverse as the treatment of

:31:57. > :31:59.vulnerable people in the UK is a national disgrace and shames

:32:00. > :32:04.Britain. I am fed up with the week being targeted. Douglas says on

:32:05. > :32:10.e-mail, why are you not mentioning credit unions? Largely run by

:32:11. > :32:12.volunteers, who provide a worthwhile service by offering affordable loans

:32:13. > :32:18.as well as encouraging saving? And one other viewers says, Ed Miliband

:32:19. > :32:22.has a new calling- you will next be presenting Watchdog! Please continue

:32:23. > :32:24.to get in touch. You can contact us

:32:25. > :32:29.in the normal ways. Still to come: Boris Johnson today

:32:30. > :32:33.calls it "hysteria" - the state of the country amongst

:32:34. > :32:35.some of the population With divisions across the country,

:32:36. > :32:40.in families, in workplaces. We talk to three faith leaders

:32:41. > :32:43.who are going to try and deliver some soothing words to bring

:32:44. > :32:45.the country together again. And are you one of those desperately

:32:46. > :32:49.trying to find a bit of Welsh in you ahead of Wales' semi-final

:32:50. > :32:51.against Portugal in the Euros? We'll talk about how Wales overcame

:32:52. > :32:58.Belgium on Friday night and talk Here's Joanna in the BBC Newsroom

:32:59. > :33:04.with a summary of today's news. George Osborne has pledged to slash

:33:05. > :33:07.the amount of tax businesses pay in order to encourage investment

:33:08. > :33:10.in the wake of the EU In a newspaper interview,

:33:11. > :33:14.the Chancellor said cutting corporation tax was one of his five

:33:15. > :33:17.priorities to show the UK He also pledged to maintain

:33:18. > :33:21.the so-called Northern Powerhouse investment project despite

:33:22. > :33:28.the Brexit vote. Boris Johnson has accused

:33:29. > :33:30.the Government of failing to explain how the vote to leave the EU can be

:33:31. > :33:34.made to work in the UK's interests. In a column in The Daily Telegraph,

:33:35. > :33:38.the former Leave campaigner says "hysteria" is sweeping parts

:33:39. > :33:40.of the population who wanted He argues that they need more

:33:41. > :33:46.reassurance. The former Shadow Business

:33:47. > :33:47.Secretary, Angela Eagle, has said she'll step in to resolve

:33:48. > :33:53.the leadership crisis in the Labour Party if Jeremy Corbyn

:33:54. > :33:56.doesn't step down soon. But, speaking to reporters

:33:57. > :34:00.outside her house this morning, she accused Mr Corbyn of not

:34:01. > :34:02.being "properly engaged" with the party's deputy

:34:03. > :34:10.leader, Tom Watson. He is not properly engaged with even

:34:11. > :34:13.the Deputy Leader of the party, How many people, MPs and party

:34:14. > :34:22.members, are asking me And I will if something

:34:23. > :34:27.is not done soon. Are you still prepared

:34:28. > :34:33.to run against him? I have the support to run

:34:34. > :34:36.and resolve this and I will do so if Jeremy does not

:34:37. > :34:49.take action soon. The Iraqi government has declared

:34:50. > :34:54.three days of mourning after a bomb in Baghdad killed at least 106 to

:34:55. > :34:57.five people and wounded about 130. A lorry packed with excuses was

:34:58. > :35:01.detonated in the capital of families were shopping for the holiday

:35:02. > :35:06.marking the end of Ramadan. So-called Islamic State says it

:35:07. > :35:11.carried out the attack. That is the latest news, back at ten o'clock.

:35:12. > :35:17.And we shall also bring you the support them. This e-mail is to do

:35:18. > :35:20.with BrightHouse, the firm at Ed Miliband was investigating, I have

:35:21. > :35:24.been using BrightHouse through number of years and have always set

:35:25. > :35:28.my own budgets and they have always been helpful and make sure you can

:35:29. > :35:35.afford them. I personally find them good for me, my contracts are nearly

:35:36. > :35:42.completed. My contracts make sense and my payments are nearly competed.

:35:43. > :35:45.Peacekeepers coming in. -- please keep those.

:35:46. > :35:48.After the murder of Labour MP Jo Cox a week before the referendum,

:35:49. > :35:51.MPs from all sides called for a new type of politics -

:35:52. > :35:54.one with less anger and heat, one which tolerates a little more

:35:55. > :35:59.These are some of the comments we've seen from politicians on social

:36:00. > :36:11.Last week Conservative MP Nadine Dorries struggled to fight

:36:12. > :36:13.back her tears as Boris Johnson announced he was backing out

:36:14. > :36:16.of the Tory leadership race after Michael Gove decided

:36:17. > :36:21.to withdraw support from Mr Johnson and put himself forward.

:36:22. > :36:37.She is obviously very angry with Michael Gove. She says...

:36:38. > :36:40.Michael Gove is a Game of Thrones fan.

:36:41. > :36:43.In this stinging attack on Twitter Ben Wallace MP,

:36:44. > :36:46.Boris Johnson's former campaign manager, compared

:36:47. > :36:48.the Justice Secretary to the character Theon Greyjoy,

:36:49. > :36:50.who betrayed his adopted family for personal gain and

:36:51. > :37:15.Threatening to castrate Michael Gove. And that is obviously what

:37:16. > :37:18.people wanted to take from that. -- what he wanted people.

:37:19. > :37:20.Ben Wallace has also written in the Telegraph this morning saying

:37:21. > :37:24.Mr Gove is unfit to be PM - he'd be a security risk

:37:25. > :37:25.because he has an "emotional need to gossip".

:37:26. > :37:28.The Conservative MP for Rossendale and Darwen Jake Berry also took

:37:29. > :37:31.to Twitter declaring that there is a deep pit in hell

:37:32. > :37:35.MPs of other parties have also vented their frustrations

:37:36. > :37:42.The Liberal Democrat leader Tim Farron referred to the privileged

:37:43. > :37:46.Oxford Bullingdon Club, infamous for its wealthy members

:37:47. > :37:48.and trashing of restaurants, when he posted this about Boris

:37:49. > :38:00.And the Labour MP for Rhondda, Chris Bryant, said Michael Gove's

:38:01. > :38:02.pitch was the extraordinary bundle of Uriah-Heep-style self conceit

:38:03. > :38:12.And another Labour MP, David Lammy, had his own observations

:38:13. > :38:15.on the turmoil in the Tory Party: Two frivolous Etonians

:38:16. > :38:17.tear the country apart in their own personality feud

:38:18. > :38:24.Then the winner walks away within a week.

:38:25. > :38:29.And it's not just MPs who're being vicious.

:38:30. > :38:32.The referendum result has obviously led to some very happy Leave voters

:38:33. > :38:36.It's also seen the UK divided on lines of geography,

:38:37. > :38:41.Families rowing and an increase in racist and xenophobic abuse.

:38:42. > :38:43.Over the last few days, you may have heard a lot

:38:44. > :38:47.about a divided Britain, a disunited kingdom, following the

:38:48. > :38:49.results of the referendum, which showed clear divisions over the

:38:50. > :38:53.London versus the rest of England, Scotland versus England and

:38:54. > :38:56.Establishment versus working classes.

:38:57. > :38:58.A lot of people kicked against the establishment in this

:38:59. > :39:03.They feel that we only look after ourselves and now look what we

:39:04. > :39:07.We are not looking after the interests of the nation, we are

:39:08. > :39:10.just looking after ourselves and what our next job will be.

:39:11. > :39:14.That one question of whether to leave or remain in the EU

:39:15. > :39:17.has also caused deep divisions within many families.

:39:18. > :39:19.We are being respectful of each other's opinions

:39:20. > :39:21.but I strongly feel the best thing for us

:39:22. > :39:23.and the younger generation is

:39:24. > :39:26.Do you respect your mum's vote to leave first of all?

:39:27. > :39:31.Michael Gove, the Justice Secretary, is

:39:32. > :39:34.throwing his hat into the ring to be Tory leader.

:39:35. > :39:35.He had been expected to

:39:36. > :39:39.back Boris Johnson, the former Mayor of London.

:39:40. > :39:42.Now he says his fellow Leave campaigner isn't up to the job.

:39:43. > :39:45.This is Michael Gove plunging a dagger into the back, front, side,

:39:46. > :39:56.He is at war with his own MPs and it is a war he means to win.

:39:57. > :40:00.More Shadow Cabinet ministers walked out than stayed

:40:01. > :40:05.Some say this war could break Labour for good.

:40:06. > :40:07.I feel I have served in the best way I can and

:40:08. > :40:16.An 11-year-old boy who found a message of hate.

:40:17. > :40:18.This is one of the cards that Mattias found

:40:19. > :40:19.on his way to school on

:40:20. > :40:21.Friday, just hours after the referendum result was declared.

:40:22. > :40:24.Graffiti on the Polish cultural centre in London is another example

:40:25. > :40:29.of the hate many Poles predicted the referendum would bring.

:40:30. > :40:31.Our guest says she has been abused three times

:40:32. > :40:35.There were guys yelling abuse at me to get out of

:40:36. > :40:39.the country from the other side of the platform.

:40:40. > :40:42.It was a packed platform and nobody said anything.

:40:43. > :40:44.The senior politicians in the Leave campaign now,

:40:45. > :40:46.what are they going to do to rein this in?

:40:47. > :40:52.So that's the division and this morning religious leaders

:40:53. > :40:55.are joining together on this programme to call for unity

:40:56. > :40:58.and tolerance in the wake of the EU referendum result.

:40:59. > :41:03.We can speak now to Rabbi Danny Rich, the Chief Executive

:41:04. > :41:05.of Liberal Judaism, Imam Qari Muhammad Asim,

:41:06. > :41:07.who joins us from Leeds, and Dr Graham Tomlin,

:41:08. > :41:14.who's the Bishop of Kensington in London.

:41:15. > :41:20.I want to ask all of you individually, how do you assess the

:41:21. > :41:26.level of division in the UK right now? There certainly is division, I

:41:27. > :41:29.would use the language of uncertainty, there is a great eve of

:41:30. > :41:33.uncertainty as to what the future will be like for lots of people.

:41:34. > :41:37.Wondering what our future coming out of the European Union will be like

:41:38. > :41:40.and for people who have come here from overseas, wondering if there is

:41:41. > :41:46.still a place where they still feel welcome? Can they still make a home

:41:47. > :41:52.here? There is division and uncertainty and a lot of fear. Rabbi

:41:53. > :41:57.Rich, how do you assess this? There has always been division and the

:41:58. > :42:04.referendum has allowed people to say things that had become unspeakable

:42:05. > :42:08.and we are hearing reports across the country of people being abused

:42:09. > :42:11.in the streets because they look different or appear to be European,

:42:12. > :42:16.despite the fact they may be British, and comments like go back

:42:17. > :42:20.home and we are out to get you, never mind the more extreme acts. It

:42:21. > :42:25.is quite worrying and it is the task of legislators, because nobody else

:42:26. > :42:28.seems to be able to do it, to bring the community together and remember

:42:29. > :42:36.what we have in common and the values we need to share. How would

:42:37. > :42:40.you assess the levels of division? I think that the post-Brexit vote has

:42:41. > :42:44.given you find confidence to far right extremists who have always

:42:45. > :42:48.held these years and what is different this time is up in the

:42:49. > :42:53.past might have been attacks on particular community whereas if you

:42:54. > :42:56.look different now, if you speak a different language or have a

:42:57. > :42:58.different accent, you could potentially be under attack and that

:42:59. > :43:05.is what is happening around the country. There was also division

:43:06. > :43:13.within families and within churches, synagogues and mosques, workplaces,

:43:14. > :43:20.schools, isn't there? There is. You can draw a line through all sorts of

:43:21. > :43:23.communities. In my part of West London there is quite a bit of

:43:24. > :43:26.division around this issue and it seems to me that this is precisely

:43:27. > :43:30.the time when we need to come together to say that we are one

:43:31. > :43:36.country, a country that has always been very welcoming to all sorts of

:43:37. > :43:39.people from around the world, one of the wealthier and more stable

:43:40. > :43:44.countries. That is our vocation to do that but we cannot get too hung

:43:45. > :43:49.up about division, we must think about how to rebuild the sense of

:43:50. > :43:55.unity and the sense that this country is a welcoming place to

:43:56. > :43:59.live. Rabbi Rich, to pick up on that, there are many things we have

:44:00. > :44:02.in common, despite the fact that we might have differences over how

:44:03. > :44:09.people voted in this referendum vote? Yes, we have the thing, what

:44:10. > :44:13.are our values? They will have to be protected. Even though some people

:44:14. > :44:18.might attempt to punish people who they think voted the wrong way, that

:44:19. > :44:22.is not how a value led society works, it works on protecting the

:44:23. > :44:26.vulnerable and making people welcome, whether you are here or

:44:27. > :44:28.might come here and reflecting on our national and international

:44:29. > :44:32.responsible it is. We will not heal with the problem of millions of

:44:33. > :44:37.people moving and becoming refugees of the global climate challenge, if

:44:38. > :44:43.that is what needs to be dealt with, on our own. I think that patriotism

:44:44. > :44:55.is laudable, selfish nationalism is not so notable. Who is responsible

:44:56. > :44:57.for these divisions? Unfortunately, the language, rhetoric and

:44:58. > :45:04.underpinning material used by parts of the Leave campaign has given new

:45:05. > :45:07.found confidence to far right extremists and helps to legitimise

:45:08. > :45:11.some of their concerns that they might have expressed in close

:45:12. > :45:18.quarters before. Whatever happens, we are trying to rebuild Britain and

:45:19. > :45:20.that should be built on the basis of tolerance and the values that we

:45:21. > :45:26.always share together in this country. And initiatives like more

:45:27. > :45:30.in common, there needs to be political stability, which is

:45:31. > :45:34.lacking, and also civil society needs to come forward and say,

:45:35. > :45:37.enough is enough. We need to move on. To rebuild Britain. That should

:45:38. > :45:48.not be Do you acknowledge there was

:45:49. > :45:53.intolerance shown to people who voted to Leave. Some have been

:45:54. > :45:56.called racist when they are not. People have voted to leave for a

:45:57. > :46:03.variety of reasons and not every single person who voted to leave is

:46:04. > :46:07.a racist or bigoted, but the dominant campaign has, was

:46:08. > :46:10.intolerant towards minority communities, intolerant towards

:46:11. > :46:16.Muslims, intolerant towards migrants and all of that has given new-found

:46:17. > :46:23.confidence to people who have always held these views against minorities.

:46:24. > :46:26.I have not really seen anything from the pro-leave campaign which is

:46:27. > :46:32.robust enough to actually calm the divisions down in our country.

:46:33. > :46:37.Right. So therefore, you feel it falls to Faith Leaders. Is your

:46:38. > :46:43.voice heard? Is your voice, do people listen to you? I think what's

:46:44. > :46:50.really important is what's happening at grass-roots. One of my churches

:46:51. > :46:54.in my area which is near the Polish centre which had graffiti plastered

:46:55. > :46:57.over it. They got a card and the congregation to sign the card and

:46:58. > :47:01.they will be delivering that today as a gesture of solidarity to Polish

:47:02. > :47:05.people in that part of London. I was in a school last week, a church

:47:06. > :47:11.school in my area which is around 83% non-white, but is a remarkable

:47:12. > :47:15.example of racial harmony and really of very good achieving school. So it

:47:16. > :47:20.seems to me, it is partly us saying that, if you like, as religious

:47:21. > :47:23.leaders, but it is on the roots, encouraging people to reach out to

:47:24. > :47:27.their neighbours and make the effort to go across the road and say, "We

:47:28. > :47:31.value your presence here." Which is what churches and synagogues and

:47:32. > :47:36.mosques are doing elsewhere in the country. Do you believe we still do

:47:37. > :47:40.have a well of sievity in this country or just perhaps miss placed

:47:41. > :47:43.it? Undoubtedly. Many of the persons who claim to be fearful of

:47:44. > :47:48.immigrants don't have many of them in the area. And what's very

:47:49. > :47:52.interesting is that, it is our task on a local level to make people

:47:53. > :47:55.people feel they are not abandoned, whether they be from other

:47:56. > :48:01.minorities, other European countries, we are trying to reassure

:48:02. > :48:11.some of our European members that they're not unwelcomed. We just had

:48:12. > :48:19.our by annum and a number of fement living in particular areas where

:48:20. > :48:24.they voted Leave felt they weren't welcome. A German said, "I'm going

:48:25. > :48:29.back." What did you say to that person? I tried to reassure them.

:48:30. > :48:32.Even people who voted Leave, may not have voted because they hate Germans

:48:33. > :48:37.or they don't like the German people. They voted either out of

:48:38. > :48:41.protest or alienation about their own situation or some of them may

:48:42. > :48:45.have voted because the EU is not a perfect institution by any means at

:48:46. > :48:48.all. But our task locally is to build those links because that's

:48:49. > :48:52.really where it matters and nationally to change the tone of

:48:53. > :48:56.debate about Europe and many other matters in this society. Thank you

:48:57. > :48:59.very much all of you. Thank you for coming on the programme. Thank you.

:49:00. > :49:04.Some messages on social media from you. This is about the rent-to-own

:49:05. > :49:09.sector, the rent-to-own companies, the former Labour leader, Ed

:49:10. > :49:13.Miliband, presented a report earlier highlighting his concerns that

:49:14. > :49:17.perhaps vulnerable people, with mental health problems, or learning

:49:18. > :49:20.difficulties, were signing contracts for goods from rent-to-own firms

:49:21. > :49:24.that they didn't really understand. This tweet from Dave, "Well done for

:49:25. > :49:29.highlighting this." Julia tweets, "Well done, that was an important

:49:30. > :49:36.subject excellently presented." Catherine texted, "It is sad that

:49:37. > :49:39.companies shop at companies like BrightHouse. People who are poor

:49:40. > :49:46.can't afford to save for a rainy day fund. They can't get a loan and

:49:47. > :49:52.afford to buy new and charity shops are too expensive. John says, "I

:49:53. > :50:00.applaud Ed Miliband for his efforts to better regulate rent-to-own

:50:01. > :50:07.company. I question the success against companies like Wonga. How is

:50:08. > :50:18.this a success?" Damon, "Great stuff from Ed. His argument for a cap is

:50:19. > :50:23.compelling." Another viewer tweeted, "BrightHouse and companies like them

:50:24. > :50:28.should have more regulation." Jessica says, "I'm 24 and I have

:50:29. > :50:36.bipolar. Rent-to-own cost me my job and my health. My bill is ?68 per

:50:37. > :50:41.week and no helps you if you can't afford her payments. There is a

:50:42. > :50:47.charge per item if you're late with your weekly payment. They are

:50:48. > :50:52.awful." More on that after 10am. BrightHouse say rent-to-own is

:50:53. > :50:57.different to other forms of retail and they undertake extensive

:50:58. > :51:02.affordability assessments. If you want to share the full film by Ed

:51:03. > :51:06.Miliband, former Labour leader, you can find it on our programme page.

:51:07. > :51:10.We will talk to him live after 10am this morning.

:51:11. > :51:15.We'll be joined by senior Tories, one in the Cabinet,

:51:16. > :51:17.another a former minister, who will tell us, exclusively

:51:18. > :51:24.who they're backing as the next Conservative leader.

:51:25. > :51:32.So Wales are now just one game away from reaching the Euro 2016 final.

:51:33. > :51:48.The captain heads home the equaliser.

:51:49. > :52:28.Something special is happening here tonight.

:52:29. > :52:32.Wales are going into the semifinals.

:52:33. > :52:58.If you work hard enough and you are not afraid to dream

:52:59. > :53:10.I have had more failures than I have had success

:53:11. > :53:14.We are enjoying this win and I think we deserve it.

:53:15. > :53:17.It's 58 years since Wales last qualified for a football tournament

:53:18. > :53:19.and on Wednesday, they face Portugal in the semi-finals.

:53:20. > :53:22.This from a team which was ranked 112 in the world.

:53:23. > :53:25.Manager Chris Coleman says they thrive on being the underdogs,

:53:26. > :53:29.and as you heard him just say - they're not afraid of failure.

:53:30. > :53:36.So how have Wales managed to do so well?

:53:37. > :53:38.Matthew Syed is a sports journalist and author

:53:39. > :53:41.who has spent a lot of time looking at the pyschology of sport.

:53:42. > :53:46.Let's start with that post-match interview that Chris Coleman gave.

:53:47. > :53:50.What did you make of it first of all? Well, I loved it. I just want

:53:51. > :53:56.to point out I'm half Welsh! Good for you. I feel very strongly about

:53:57. > :54:00.that at the moment. It was a really significant interview because he

:54:01. > :54:04.said, "I've failed. I made mistakes but I've learned. Now I don't fail

:54:05. > :54:09.failure." You look at England football team and it is almost as if

:54:10. > :54:14.in their minds when they're playing they're thinking what if I misdirect

:54:15. > :54:18.the pass, am I going to be the one that's scapegoated. That narrows

:54:19. > :54:23.their creativity. They can't come up with adventurous football. It oozed

:54:24. > :54:26.out of them. What Wales have got and Coleman described it brilliantly in

:54:27. > :54:30.the post-match interview is they are looking at the possibilities rather

:54:31. > :54:36.than the potential down sides. They are not afraid of doing interesting

:54:37. > :54:39.things. Robson Karen u, can you imagine an England player doing that

:54:40. > :54:42.in the box? Maybe in the Premier League. Maybe in the Premier League,

:54:43. > :54:46.but not for the country, that's the thing. How do you get to a point in

:54:47. > :54:51.your mind where you are not afraid to fail? It is easy to say, isn't

:54:52. > :54:55.it? It is easy to say and there is a lot of evidence on this and

:54:56. > :54:59.interesting evidence. It is to do with the way you frame failure, how

:55:00. > :55:03.you think about it, do you see it as an indictment of who are, do you see

:55:04. > :55:06.it as a reason to give up, do you see it as something that's

:55:07. > :55:11.profoundly negative or a risk worth taking sth something that you could

:55:12. > :55:15.learn from? Something that would lead to fantastic possibilities.

:55:16. > :55:18.Just a redefinition of failure changes the interpretational

:55:19. > :55:25.process. OK. A really good example is Beckham. He failed in a really

:55:26. > :55:33.graphic way if you might rewining to 1998, you remember when he got sent

:55:34. > :55:37.off. I thought somewhat unfairly, but we've understood why it

:55:38. > :55:47.happened. The nexts season, he was vilified and turned into a dartboard

:55:48. > :55:51.and he was booed, he had his best season ever. He won the treble for

:55:52. > :55:55.Manchester United, he was Fifa player of the world, voted second

:55:56. > :56:00.and I asked him how did that happen? He said, "I didn't think of that

:56:01. > :56:03.failure as a reason to give up. I saw it as a great learning

:56:04. > :56:10.opportunity. You don't kick out at somebody. Think of our children,

:56:11. > :56:14.they don't like to ask questions in case they get it wrong. We're

:56:15. > :56:17.crippled by a fear of looking less good than we want to look and that

:56:18. > :56:18.stops us from growing and adapting and becoming the people we can

:56:19. > :56:31.become. Pm Let's talk to some Wash fans. How

:56:32. > :56:35.are you? Very good, thank you. You must still be on a high after Friday

:56:36. > :56:39.night? Yeah. It has been good. Definitely. We travelled over to

:56:40. > :56:44.legal and came back the same night, but I can't remember too much of the

:56:45. > :56:51.journey back to be honest! Let's introduce Thomas Edwards and Cassey

:56:52. > :56:55.Taylor. How are you? Good morning. I think Thomas and Cassey you booked a

:56:56. > :56:58.holiday to Nice which is where you are now, thinking Wales would never

:56:59. > :57:03.make it this far! Yeah, that's right. We booked it six

:57:04. > :57:07.months ago not thinking that Wales would be still playing in the

:57:08. > :57:10.tournament so now we've got to drive to Lyon on Wednesday afternoon and

:57:11. > :57:15.try and find some match tickets hopefully. That might be tough to

:57:16. > :57:19.get hold of a match ticket, even if you're in the area, you can unite

:57:20. > :57:22.with other Wales fans, can't you? We thought we couldn't be so close and

:57:23. > :57:27.not go up. That's our plan really. To get involved in the atmosphere.

:57:28. > :57:31.Gerald and Luke, how have Wales managed to get this far? I think it

:57:32. > :57:35.is about, probably about the system and our team spirit probably. They

:57:36. > :57:39.played together. They worked hard for each other and yeah, they've

:57:40. > :57:44.done really well. Thomas, what's your assessment of how they've got

:57:45. > :57:48.this far? I think it is the passion and the work ethic and like Luke

:57:49. > :57:51.said the team spirit of the players. I have not seen team spirit in any

:57:52. > :57:54.other team like that ever before. You look at other teams in the

:57:55. > :57:58.tournament, Portugal, Spain, Germany, I don't think anyone has

:57:59. > :58:05.got the same team spirit we had. I think that's what carried us this

:58:06. > :58:10.far. Case, what's your view? I think it is the fans. We were in the fan

:58:11. > :58:16.zone on Friday and everyone was so excited, I never saw anything like

:58:17. > :58:20.it. Wales won four out of five games and Portugal failed to win in 90

:58:21. > :58:27.minutes, what do you read into that in terms of Wednesday night? Well, I

:58:28. > :58:30.really fancy us. What we saw in the second half against Belgium was that

:58:31. > :58:34.the Belgium team, as good as they were, were playing as individuals

:58:35. > :58:37.and Portugal have a tendency to do the same. They are not as

:58:38. > :58:42.disciplined and I think that will play to our strengths really. I'm

:58:43. > :58:47.confident. OK, what about you Luke? Yeah, I feel the same. I feel Ramsay

:58:48. > :58:53.is a big loss and Ben Davis, but Johnny Williams can come in and he

:58:54. > :58:57.has done well and Connor is decent, if they played like they have

:58:58. > :59:02.throughout the tournament, they'll do well. Thank you very much for

:59:03. > :59:05.talking to us. Thomas and Cassey I hope you get tickets of the Matthew,

:59:06. > :59:11.what are you expecting? Rnlts I think it is 50/50. For me, more than

:59:12. > :59:15.anything else, this is a triumph of the team over the individual. It is

:59:16. > :59:19.like the Leicester store European Commission the players weren't the

:59:20. > :59:23.best in the world, but when you have that spirit, it is amazing what can

:59:24. > :59:27.be achieved. They have worked for each other and they've done runs for

:59:28. > :59:37.each other and you can see how this is creating the old cliche, the team

:59:38. > :59:45.is more than some of the parts. Rob e-mailed, "I see people making links

:59:46. > :59:49.to Welsh roots. I have a leak in my kitchen. I have a crush on Catherine

:59:50. > :59:55.Jenkins, surely this counts! ". Coming up, we'll be hearing

:59:56. > :59:57.from Nigel Farage who is giving a speech setting out what Ukip

:59:58. > :00:04.intends to do next after He is due to speak pretty soon

:00:05. > :00:06.actually. So we'll bring you some of that speech as soon as he begins

:00:07. > :00:17.talking. Let's get the latest

:00:18. > :00:25.weather update with Ben. In some parts there is fine and dry

:00:26. > :00:28.weather to come. The further north and west you are, we will see spells

:00:29. > :00:33.of rain at times. So let's take a look at detail and as I've mentioned

:00:34. > :00:37.to sum things up, the further south and east you are, things look dry.

:00:38. > :00:40.There will be sunshine in the sunshine and things will feel warm,

:00:41. > :00:48.but further north and west, yes, we will see some brispells, but -- dry

:00:49. > :00:52.spells. We have rain moving across into Scotland and parts of North

:00:53. > :00:55.Wales as we go on through the day. For the far north of Scotland, it is

:00:56. > :00:58.a mixture of sunshine and showers. To the south, a lot of dry weather,

:00:59. > :01:04.a fair amount of cloud, but some brightness. And it will feel humid

:01:05. > :01:07.with highs of 22 or 23 Celsius. This evening and tonight, cloudy

:01:08. > :01:10.conditions for most. Some outbreaks of rain, but it will clear away and

:01:11. > :01:15.the skies will start to clear by the end of the night. Cooler, fresher

:01:16. > :01:18.conditions pushing in across the north-west, a cooler fresher day

:01:19. > :01:20.tomorrow. Quite a breezy day. There will be a fair amount of sunshine

:01:21. > :01:24.and showers across Scotland. Some showers could be on the heavy side

:01:25. > :01:25.and temperatures ranging from 15 Celsius in the north to 21 Celsius

:01:26. > :01:31.dm the south. That's all for now. Hello, I'm Victoria Derbyshire -

:01:32. > :01:41.welcome to the programme. Let's go straight to Nigel Farage. I

:01:42. > :01:45.am aware that not everybody in this country is happy, a lot of young

:01:46. > :01:51.people happy mind up I scare stories and ivory angry and scared about the

:01:52. > :01:56.future. It is an irony that it is the youth of the country who appear

:01:57. > :02:00.to be worried, across the whole of the European Union it is the under

:02:01. > :02:04.30s that are protesting on the streets against undemocratic

:02:05. > :02:07.centralised control and, indeed, against the euro and virtually

:02:08. > :02:13.everything that emanates from Brussels. In time, I hope that some

:02:14. > :02:18.of these sharp divisions can be healed when people start to realise

:02:19. > :02:23.that actually, life outside the European Union is very exciting. And

:02:24. > :02:28.we have a much better, right future of being in charge of our own lives

:02:29. > :02:33.and the stock markets, despite everything George Osborne told us,

:02:34. > :02:41.have rallied strongly, the FTSE is about 14% higher bands in the

:02:42. > :02:44.February low and there is a great number of Commonwealth countries

:02:45. > :02:47.rushing forward in a bidding war to be the first people to sign a free

:02:48. > :02:52.trade deal with an independent United Kingdom. What the country

:02:53. > :03:00.needs is strongly Bishop, it needs direction, it needs not business as

:03:01. > :03:04.usual. I'm certain of one thing - that the United Kingdom will leave

:03:05. > :03:10.the European Union. We have won that. And in terms of Parliament and

:03:11. > :03:17.the courts, that is a great, historic victory. What I am certain

:03:18. > :03:20.of is what real is this government going to cut? And we need a new

:03:21. > :03:24.Prime Minister who puts down some pretty clear red lines that were not

:03:25. > :03:29.going to give him on issues like free movement and we need a Prime

:03:30. > :03:34.Minister who will not sell us out to what is known as the single market

:03:35. > :03:39.but effectively a big business protectionist cartel. We need a

:03:40. > :03:43.vision from the new leader, a vision that shows we will engage with the

:03:44. > :03:50.world and turn us into an enterprise economy. To do that and to achieve

:03:51. > :03:52.that, we need a team of negotiators that include figures from across the

:03:53. > :03:58.political spectrum which reflects that Brexit vote and, crucially, we

:03:59. > :04:03.need some business people who know not only how the world works but

:04:04. > :04:08.understand the importance of lobbying industry directly. We need

:04:09. > :04:14.to be lobbying the German car industry, the French wine producers,

:04:15. > :04:18.because next year, but France and Germany have general elections. It

:04:19. > :04:23.is pressure on Angela Merkel, one Francois Hollande, from within those

:04:24. > :04:28.countries, that is likely to get us the best deal. And we need to go

:04:29. > :04:31.global and there is no reason to wait for this at all. As soon as we

:04:32. > :04:36.get the new Prime Minister we need teams of negotiators. I am told we

:04:37. > :04:40.don't have the skill or the confidence or the expertise, within

:04:41. > :04:43.our own Civil Service, which I suppose is a price you pay when you

:04:44. > :04:49.give away the ability to run your own country. That is headhunt, get

:04:50. > :04:52.them in from Singapore and South Korea or Chile or Switzerland or any

:04:53. > :04:56.of these countries who have managed to achieve far more in terms of

:04:57. > :05:03.global trade deals than we have as part of the European Union. We are

:05:04. > :05:08.not in charge of our own future. I want us to grab this opportunity

:05:09. > :05:15.with both hands. One of the questions being asked is, what about

:05:16. > :05:20.Ukip? What is the future after this result? We have clearly established

:05:21. > :05:25.ourselves as a third political force in this country and this year we

:05:26. > :05:28.need to extend that collective representation to the Welsh Assembly

:05:29. > :05:33.and to the London Assembly. There is no doubt that without us, without

:05:34. > :05:38.the growth in Ukip, there would not have been a referendum and there was

:05:39. > :05:44.no doubt that when it came to the ground campaign in this referendum,

:05:45. > :05:47.it was the People's army of Ukip who were out there delivering leaflets,

:05:48. > :05:52.putting up the posters and doing all that work that needed desperately to

:05:53. > :05:57.be done. And I do believe myself that it is Ukip and the Ukip

:05:58. > :06:03.messages that inspired nonvoters to go out there and make a difference.

:06:04. > :06:08.Without Ukip, there is no way the leave vote would have got over the

:06:09. > :06:12.line. Ukip needs to be strong. We need to be strong and push to try to

:06:13. > :06:18.make sure that this country gets the best possible terms. And in

:06:19. > :06:23.electoral terms, while the party has built up a very loyal following of

:06:24. > :06:28.people, they want to go out and vote Ukip at every given opportunity and

:06:29. > :06:33.they see as has been the 1-party that is actually prepared to stand

:06:34. > :06:38.up for ordinary, decent people. I feel that the deeper the crisis in

:06:39. > :06:43.the Labour Party becomes, and there is no sign of that going away, and

:06:44. > :06:46.the further the Parliamentary Labour Party and the Labour leadership get

:06:47. > :06:52.away from their voters, I feel perhaps that is perhaps where our

:06:53. > :06:57.greatest potential lies. Ukip right now is in a very solid financial

:06:58. > :07:00.position, I do believe we need some reform of its management structures,

:07:01. > :07:06.there is further professionalism that needs to be done, but the party

:07:07. > :07:12.is in a pretty good place. Certainly compared to all the others. And if

:07:13. > :07:19.we do not get, if we do not get a satisfactory Brexit deal, that,

:07:20. > :07:22.allied to the woes of the Labour Party and that groundswell of

:07:23. > :07:27.support that is amongst Ukip loyalists, if we don't get a good

:07:28. > :07:34.Brexit deal that in 2020, watch this space. And the other subject of

:07:35. > :07:38.speculation has been, what am I going to do? Well, all I can say on

:07:39. > :07:44.this long journey is a huge thanks to everybody who has helped me, many

:07:45. > :07:50.are in this room, and it has been a very long journey. Not at every

:07:51. > :07:56.stage of the way an easy one. Although most of it, I have to say,

:07:57. > :08:02.has been tremendous fun. When I think back to when I first stood for

:08:03. > :08:06.Ukip, for anybody, in the East by-election, which took place in

:08:07. > :08:12.1994, and I managed to scrape past screaming Lord such by a massive 164

:08:13. > :08:19.votes, and to have gone from that to being part of a national campaign

:08:20. > :08:24.that attracted 17.5 million votes for the Brexit, that says to me that

:08:25. > :08:28.although it has been tough at times, it has certainly been worth it. I

:08:29. > :08:33.came into politics from business because I believe that this nation

:08:34. > :08:39.should be self-governing. I have never been and never wanted to be a

:08:40. > :08:43.career politician. My aim in being in politics was to get Britain out

:08:44. > :08:49.of the European Union, that is what we voted for in that referendum two

:08:50. > :08:56.weeks ago and that is why I now feel that I have done my bit but I could

:08:57. > :08:59.not possibly achieve more than we managed to get in that referendum

:09:00. > :09:04.and so I feel it is right that I should stand aside as either of

:09:05. > :09:09.Ukip. I will continue to support the party and support the new leader and

:09:10. > :09:15.a double what the negotiation process in Brussels like a hawk and

:09:16. > :09:19.perhaps comment in the European Parliament from time to time. I am

:09:20. > :09:23.also very keen to help the independence movements springing up

:09:24. > :09:27.in other parts of the European Union because I am certain of one thing-

:09:28. > :09:33.we have not seen the last country that wants to leave the European

:09:34. > :09:37.Union. It has been a huge chunk of my life doing this and it is not

:09:38. > :09:44.easy perhaps when you feel a degree of ownership of something to let it

:09:45. > :09:49.go. But it does come at a cost to me and perhaps to those around me.

:09:50. > :09:54.During the referendum campaign I said I want my country back. What I

:09:55. > :09:57.am saying today is I want my life back. And it begins right now. Thank

:09:58. > :10:07.you! APPLAUSE

:10:08. > :10:11.Nigel Farage, the former leader of Ukip, he has just said he has done

:10:12. > :10:15.his bit, here standing down as leader, it is right to stand aside,

:10:16. > :10:21.it sounded like it is effective from right now. And he said it is right

:10:22. > :10:27.for a new leader to take over. I will watch like hot, he says, as the

:10:28. > :10:31.UK gets involved in this Brexit Hoseasons and I will perhaps

:10:32. > :10:34.comment, he says, from time to time in the European Parliament. He is

:10:35. > :10:40.not leaving politics altogether, just as leader as -- of Ukip. He

:10:41. > :10:45.says the main aim was to get Britain out of the EU, which he says he has

:10:46. > :10:49.achieved and he also says if they don't get a satisfactory Brexit

:10:50. > :10:56.deal, in 2020 watch this space. Norman Smith is at Westminster.

:10:57. > :11:03.Nigel Farage wants his life back? He has stood down before? I think he

:11:04. > :11:06.means at this time, it would be a bit much to quit once, go back and

:11:07. > :11:11.then do that again. He seems to mean it. Because he believes they have

:11:12. > :11:16.achieved their long-term ambition, what Ukip was set up for, what he

:11:17. > :11:22.went into politics for, to get written out of the European Union.

:11:23. > :11:27.He argues that Ukip isn't much -- is in a much better position, they

:11:28. > :11:32.don't need to carry on, they are the third party in British politics and

:11:33. > :11:44.let us hear what he has to say... I will not be changing my mind again,

:11:45. > :11:48.I can promise you. You said you wanted a strong leader who could

:11:49. > :11:53.secure a Brexit deal and a new Prime Minister, which candidate to you

:11:54. > :11:59.feel is best for that? Is at Andrea Leadsom? I am not related to Alan

:12:00. > :12:04.Banks! I am not in a civil partnership with him! He has

:12:05. > :12:07.supported Ukip but many Eurosceptic causes and he is one of the great

:12:08. > :12:12.heroes of this movement. But his picks for himself and I think we

:12:13. > :12:17.have to have a Brexit Prime Minister. We have to have somebody

:12:18. > :12:21.who was bold and has vision, this is a big moment in the history of this

:12:22. > :12:25.country. There are three candidates in support of the Brexit campaign

:12:26. > :12:30.and I am not going to down any one of them by offering their support at

:12:31. > :12:35.this moment. But I wanted very much to be one of the three. This is not

:12:36. > :12:40.a moment for business as usual, this is a moment for radical leadership,

:12:41. > :12:48.for inspiration, and to take advantage of this unbelievable

:12:49. > :12:54.global opportunity before us. But when Bennett. Are you therefore

:12:55. > :13:01.going to lead logics? You are going to form a new party with Alan Banks

:13:02. > :13:06.or other Eurosceptics? I've do like this chap but I get bored with these

:13:07. > :13:12.questions. No, I have made it clear I am starting aside, I would see out

:13:13. > :13:17.my time in the European Parliament, I will go on cold reading that group

:13:18. > :13:24.and I will watch very carefully once Article 50 has been triggered, how

:13:25. > :13:29.those negotiations go. And I will continue to support Ukip, a party in

:13:30. > :13:35.a very good position, in a very sound position, one or two reforms

:13:36. > :13:38.need making, one or two steps up, but I will go on supporting Ukip and

:13:39. > :13:47.the leadership and let us see what happens. Honestly, if the government

:13:48. > :13:51.does not get a good deal, if it gets in over free movement, if it

:13:52. > :13:59.concedes over this dreadful single market, then I think Ukip's best

:14:00. > :14:07.days have yet to come. Notwithstanding what you said about

:14:08. > :14:12.candidates, do you see the potential for closer cooperation whenever that

:14:13. > :14:16.goes with the Conservative Party that is led by someone that you find

:14:17. > :14:22.acceptable overtime? Could we be moving in that direction? If there

:14:23. > :14:26.was to be a General Election this autumn, I do not think there will

:14:27. > :14:33.be, but if there was, my own view would be that Ukip should not be

:14:34. > :14:37.wasting resources and talent and energy I guess people who have the

:14:38. > :14:41.guts to stand up against their own party leaderships and fight for the

:14:42. > :14:46.Brexit. Longer term, depending on who becomes a go, we might see a

:14:47. > :14:50.different kind of politics and the less said the effects have been

:14:51. > :14:53.seismic, I fully expect within the next couple of years that he will

:14:54. > :14:57.see some different parties in British politics. You likely hood

:14:58. > :15:02.that a wing of the Labour Party and Lib Dems get together is required

:15:03. > :15:05.high. For all of you at Westminster, you think the last week has been

:15:06. > :15:14.George Lucas, I expect there is more to come. -- to modules. What sort of

:15:15. > :15:18.real do you envisage Ukip having within these negotiations? Do you

:15:19. > :15:23.have to be part of the team? And what did you make of Philip

:15:24. > :15:26.Hammond's few that will have to be some sort of concession free

:15:27. > :15:31.movement? For any access to the single market?

:15:32. > :15:37.I think it is desirable is a cross-party element to these

:15:38. > :15:41.negotiations. Because that reflects the vote. That reflects the

:15:42. > :15:46.cross-party nature of the Eurosceptic movement. But more

:15:47. > :15:50.important than that is that we use people who genuinely understand how

:15:51. > :15:54.Brussels works, and who have extensive networks and contacts.

:15:55. > :16:00.With the German car industry, you know, with French manufacturers, or

:16:01. > :16:05.wine producers... The idea we should approach these negotiations simply

:16:06. > :16:08.as an elected politicians from one party meeting in corridors in

:16:09. > :16:12.Brussels is the wrong approach. It needs more breadth, more

:16:13. > :16:17.imagination. An absolute priority is to bring in business people. But a

:16:18. > :16:21.desirability. And, again, a message to the country, to try and bring

:16:22. > :16:24.people together. To make people understand this is about more than

:16:25. > :16:28.the Conservative Party who happened to be in government, it is about our

:16:29. > :16:33.country, choosing a new course... Look, I have no idea whether they

:16:34. > :16:36.want ask me, or anybody else in Ukip to be a part of this. But we as a

:16:37. > :16:41.party actually have some good knowledge how Brussels works. And we

:16:42. > :16:47.have some pretty senior business figures amongst our supporters. As

:16:48. > :16:50.for what deal the government cuts, Jess, I understand already we are

:16:51. > :16:57.beginning to hear people saying that, actually, there will be

:16:58. > :17:00.backsliding. -- yes. 17.5 million people voted very clearly for us to

:17:01. > :17:04.be an independent nation that isn't part of the customs union called the

:17:05. > :17:10.single market. And without the free movement of people. I suspect...

:17:11. > :17:16.What we will do is try and keep the pressure on. But if they do give

:17:17. > :17:20.way, then I repeat the point, that as far as Ukip is concerned, for the

:17:21. > :17:29.2020 elections, you ain't seen nothing yet. ITV News, what will you

:17:30. > :17:36.do next? Would you like to be part of the team that negotiates Brexit?

:17:37. > :17:40.And, who do you think should be the next leader of Ukip, Douglas Castle

:17:41. > :17:45.might have a good argument. That is a terribly good idea. I like that.

:17:46. > :17:51.-- Douglas Carswell. CHUCKLES

:17:52. > :17:56.I repeat the point that come as you know, we have the biggest allegation

:17:57. > :18:02.of British MEPs in the European Parliament. We will necessarily be a

:18:03. > :18:05.part of this process, whether it is formally, or informally, because

:18:06. > :18:09.much of what is discussed will get debated and voted upon in the

:18:10. > :18:14.European Parliament. So we will do that. If they Brexit government

:18:15. > :18:16.wants to use Ukip foot Ukip because more, and it should think about

:18:17. > :18:23.Labour figures, as well, that will be all for the good -- or Ukip

:18:24. > :18:32.members. May the best man or best woman when, I say. -- win. An

:18:33. > :18:36.interesting thing has happened since the victory. A lot of the

:18:37. > :18:40.Conservative Party wanted Brexit have been trying to back away from

:18:41. > :18:46.you as fast as possible. And back away from your campaign. I just

:18:47. > :18:49.wondered how you felt about that. They say it is nothing to do with

:18:50. > :18:58.you, nothing to do with immigration, it was about a Carswellian

:18:59. > :19:00.sovereignty idea. Do you agree with that?

:19:01. > :19:04.CHUCKLES As I said, I'm not a career

:19:05. > :19:09.politician. That is how career politicians think and speak. They

:19:10. > :19:11.think about the tribe of their party before their conscience,

:19:12. > :19:18.constituents, or country. It is a great relief to sit here and say, I

:19:19. > :19:22.will step aside... So what will actually happen now is in future I

:19:23. > :19:25.will not be constrained when I answer questions like that. The real

:19:26. > :19:30.me will now come out. CHUCKLES

:19:31. > :19:34.They can, you know, make it up as much as they want. Look, I repeat

:19:35. > :19:37.the point, there would not have been a referendum without Ukip, there

:19:38. > :19:42.would not have been an effective ground game in the leave campaign

:19:43. > :19:46.without the Ukip People's Army. Unless we take on some of those

:19:47. > :19:49.issues that many in Westminster, or at smart dinner parties in Notting

:19:50. > :19:54.Hill find it a bit tricky, unless we take one of those we would not have

:19:55. > :20:04.all those nonvoters to turn out. And that is what made the difference and

:20:05. > :20:10.got us over the line. You still have at least two years of service as an

:20:11. > :20:14.MEP. Are you going to serve it out in full and take part in

:20:15. > :20:19.proceedings? And during the negotiations will you try and

:20:20. > :20:24.influence from within the parliament and the party? Yes, of course. There

:20:25. > :20:27.will be a strong Ukip voice in that parliament during these

:20:28. > :20:33.renegotiations. And if we see significant sliding, or weakness...

:20:34. > :20:39.Or frankly appeasement from the British government, we will

:20:40. > :20:43.certainly say so. Are we going to see out to mark the years? Well, I

:20:44. > :20:46.hope the next Prime Minister is somebody who intends to roll up

:20:47. > :20:53.their sleeves, and complete the job, well within two years, and then we

:20:54. > :21:00.will be like the turkeys who voted for Christmas. -- otherwise we will

:21:01. > :21:03.be like. Do you think the tone you took in the European Parliament last

:21:04. > :21:07.week was a kid negotiating tactic which will help us get the best deal

:21:08. > :21:16.for the UK? -- good negotiating tactic. I got up to speed after what

:21:17. > :21:22.was, without doubt, the worst event ever in the history of the European

:21:23. > :21:27.union project. I was so howled down, and shouted down, that twice Martin

:21:28. > :21:31.Schulz sprang to my defence. I've never seen this happen before with

:21:32. > :21:36.him. But it was quite extraordinary. It showed the fact that they are

:21:37. > :21:43.simply not prepared to listen. They will continue with their political

:21:44. > :21:46.projects, which is why it is doomed. In the face of many catcalls and a

:21:47. > :21:53.huge amount of abuse, they got just a tiny piece of my mind back. And,

:21:54. > :22:00.actually, how we should negotiate? Well, all I will say is that if we

:22:01. > :22:04.start to be weak, if we start to concede in these negotiations, we

:22:05. > :22:07.will get a rotten deal. We need a Prime Minister that recognises that,

:22:08. > :22:11.actually, we have got the trump cards, and we have got the trump

:22:12. > :22:17.cards because we buy a lot more from them than they do from us. The

:22:18. > :22:23.opportunity for Brexit actually comes before the general elections

:22:24. > :22:27.-- the German elections and the French elections. We need to stand

:22:28. > :22:31.up for ourselves. Some of these arguments, that we cannot get access

:22:32. > :22:35.to the single market unless we are members of that single market...

:22:36. > :22:41.Just looking at the figures yesterday, something like nearly 1.5

:22:42. > :22:44.euros trillion worth of goods were sold into the Eurozone last year by

:22:45. > :22:47.countries who don't even have a trade deal. Let's recognise the

:22:48. > :22:55.strength of our negotiating position. Andrew Sinclair, if we are

:22:56. > :22:58.now going to hear from the real you, can I ask you, what have you made of

:22:59. > :23:01.the various attempts to try to answer each year in the past, and

:23:02. > :23:09.will you now bury the hatchet with Douglas Carswell? I will bury the

:23:10. > :23:13.hatchet with anybody. Look... When you lead a political party, and I

:23:14. > :23:16.have been doing this for quite a while, you make decisions along the

:23:17. > :23:23.way not everybody is happy with. Your style will not suit everybody.

:23:24. > :23:28.I have no desire to do anything other than to fully support the aims

:23:29. > :23:33.of Ukip and the next leader. And as I work with the person making all of

:23:34. > :23:37.the decisions, that may involve falling out with people, as well.

:23:38. > :23:41.INAUDIBLE It may well be, get down to the

:23:42. > :23:46.bookies, but I would not put too much on it myself. Daily Mirror,

:23:47. > :23:51.what conversations have you had with either Andrea Leadsom or Aaron Banks

:23:52. > :23:54.about the Tory leadership? And are you putting yourself forward to be a

:23:55. > :23:59.member of the team negotiating Brexit in Brussels? I'm not putting

:24:00. > :24:02.myself forward. I did spend 20 years in business. I've spent a lot of

:24:03. > :24:06.time in Brussels. I may have something to give if they want it,

:24:07. > :24:11.if they don't, then that is fine. As for who I am speaking to... I speak

:24:12. > :24:16.to Aaron Banks regularly, but I repeat the point, I don't do

:24:17. > :24:24.everything he suggests. STUDIO: Ukip are also looking for a

:24:25. > :24:28.new leader this morning, alongside the Conservative Party, so here are

:24:29. > :24:34.some messages. This is what you are saying about this breaking news.

:24:35. > :24:39.Everything how UK politicians should be saying instead of infighting and

:24:40. > :24:43.pushing personal agenda, says one person. Paul says, how long is he

:24:44. > :24:50.resigning for this time? Audrey says Nigel Farage is shouted down for

:24:51. > :24:54.talking about the issues which are real men this country. Love him or

:24:55. > :25:03.hate him, he tackles subjects most people don't wish to engage with. --

:25:04. > :25:08.which are real in this country. Nigel Sears, don't go, Nigel, we

:25:09. > :25:19.need you! And another tweaked, this is a resignation speech, Carswell

:25:20. > :25:25.has ousted him. -- Nigel says. No love lost between them. Carswell

:25:26. > :25:32.Has just tweeted a smiley face, and that is all. The two are daggers

:25:33. > :25:38.drawn. There has been a rift between them for some time. Interesting that

:25:39. > :25:43.Nigel Farage said we are the turkeys who voted for Christmas. I wonder

:25:44. > :25:46.if, at the end of the day, he has concluded he cannot do anything more

:25:47. > :25:51.with Ukip. They've gone as far as they could go. They have the Brexit

:25:52. > :25:56.referendum they wanted. Where do they go now? What is the point of

:25:57. > :26:01.Ukip now? If there is backsliding over the negotiations he says he

:26:02. > :26:06.will look out. Ukip will still be a force, etc. But he has been at this

:26:07. > :26:11.for a long time. He may feel he has gone as far as he can go. But isn't

:26:12. > :26:17.it amazing, in the wake of this EU referendum, everything has changed?

:26:18. > :26:21.David Cameron, George Osborne, pretty much finished. Boris Johnson,

:26:22. > :26:28.finished. Michael Gove finished. Jeremy Corbyn clinging on. One of

:26:29. > :26:31.the key fixtures of our political landscape just seem to be

:26:32. > :26:36.disappearing. And all because of this huge force unleashed by the EU

:26:37. > :26:41.referendum. Nigel Farage said he would stay on as an MEP for two

:26:42. > :26:45.years, but I suspect this time he will walk. I don't think he will

:26:46. > :26:49.think I want to come back. I got the sense he feels he has gone now

:26:50. > :26:56.pretty much as far as he can go. What is interesting is he is such a

:26:57. > :26:59.divisive figure, frankly, you talk to people in the Leave campaign and

:27:00. > :27:04.they were desperate to keep him at arm 's length. Yet in that whole

:27:05. > :27:07.campaign he kept getting in the headlights. Think of that very

:27:08. > :27:12.controversial post of that picture of the EU migrants queueing. Think

:27:13. > :27:17.of his remarks about Cologne and sex attacks. He kept on dominating the

:27:18. > :27:21.headlines. Listening to him, he basically said the referendum was

:27:22. > :27:24.won by Ukip because they managed to get out those people who do not

:27:25. > :27:28.traditionally vote. He said it was Ukip who got people out who

:27:29. > :27:32.otherwise would not have turned out to this referendum. In other words,

:27:33. > :27:38.it was Ukip's victory, and he is now bailing out.

:27:39. > :27:41.Thank you. More reaction to come. As well as this. Who will take over the

:27:42. > :27:46.Conservative leadership, who is heading to number ten? We will find

:27:47. > :27:51.out who two senior Tories will be backing. And Ed Miliband has been

:27:52. > :27:55.investigating renter on companies for this programme and we will talk

:27:56. > :28:03.to him live in the programme and we will also get his reaction to Nigel

:28:04. > :28:14.Farage's resignation. -- rent-to-own companies.

:28:15. > :28:20.Nigel Farage has resigned as leader of Ukip. Speaking in London he said

:28:21. > :28:23.Ukip is in a strong position and does not need his leadership any

:28:24. > :28:27.more. He said there would not have been a referendum on Britain's

:28:28. > :28:32.ownership on the EU without Ukip. He said he had now achieved his goal. I

:28:33. > :28:37.have never been and I have never wanted to be a career politician. My

:28:38. > :28:42.aim in being in politics was to get Britain out of the European Union.

:28:43. > :28:48.That is what we voted for in that referendum two weeks ago. That is

:28:49. > :28:53.why I now feel I have done my bit. That I couldn't possibly achieve

:28:54. > :28:57.more than what we managed to get in that referendum. So I feel it is

:28:58. > :29:01.right I should now stand aside as leader of Ukip.

:29:02. > :29:05.George Osborne has pledged to slash the amount of tax businesses pay

:29:06. > :29:07.in order to encourage investment in the wake

:29:08. > :29:11.In a newspaper interview, the Chancellor said cutting

:29:12. > :29:13.corporation tax was one of his five priorities to show the UK

:29:14. > :29:23.He also pledged to maintain the northern powerhouse project despite

:29:24. > :29:27.the Brexit vote. Boris Johnson has accused

:29:28. > :29:30.the Government of failing to explain how the vote to leave the EU can be

:29:31. > :29:36.made to work in the UK's interests. The former leave campaign says

:29:37. > :29:37.hysteria is sweeping parts of the population who wanted to remain in

:29:38. > :29:38.the EU. He argues that they need more

:29:39. > :29:47.reassurance. The Iraqi government has declared

:29:48. > :29:52.three days of national mourning after a bomb in the capital of

:29:53. > :29:57.Baghdad wounded about 150 people and killed about 60. A lorry packed with

:29:58. > :30:04.explosives was detonated in a busy shopping area. Islamic State says

:30:05. > :30:06.they carried out the attack. Join me for BBC newsroom live at 11 o'clock.

:30:07. > :30:16.See you then. We did miss some sports bulletins,

:30:17. > :30:27.but Nick has stepped into the breach! I will make it up! Thanks,

:30:28. > :30:30.Victoria, here are your sports headlines. Andy Murray will play the

:30:31. > :30:32.Australian firebrand Nick Kyrgios in the last 16 on Centre Court today.

:30:33. > :30:37.Murray has been playing down talk of being the favourite, after Novak

:30:38. > :30:40.Djokovic's shock exit on Saturday. There was an epic match on court

:30:41. > :30:42.two, Jo Wilfred Tsonga of France beating the American John Isner

:30:43. > :30:44.19-17 in the decider. You might remember Isner beat Tsonga's

:30:45. > :30:56.compatriot Nicolas Mahut 70-68 in a fifth set six years ago. Reigning

:30:57. > :30:58.champion Serena Williams powered into the fourth round with a

:30:59. > :31:01.straights sets victory over Annika Beck. Williams claimed her 300th

:31:02. > :31:03.Grand Slam win in just 51 minutes, losing only three games along the

:31:04. > :31:14.way. She now faces 13th seed Svetlana Kuznetsova of Russia.

:31:15. > :31:17.Oaks Wales have been training at their camp in Brittany, ahead of

:31:18. > :31:19.their European Championship semifinal against Portugal on

:31:20. > :31:21.Wednesday. There are decisions to be made over who'll replace the

:31:22. > :31:26.suspended Aaron Ramsey and Ben Davies.

:31:27. > :31:30.And Iceland's dream run at the European Championship is over, after

:31:31. > :31:32.hosts France beat them 5-2 in Paris to reach the semi-finals. Arsenal's

:31:33. > :31:43.Olivier Giroud scored twice for France, who play Germany on

:31:44. > :31:45.Thursday. And six-time champion jockey Kieran Fallon has retired

:31:46. > :31:48.from the saddle. He's won 16 British Classic races in his career but he

:31:49. > :31:51.had a fall on the gallops last week and trainer Michael O'Callaghan said

:31:52. > :32:01.that at the age of 51, Fallon just doesn't bounce like he used to. I

:32:02. > :32:07.think you should sit on the couch and just watch the racing! County

:32:08. > :32:09.comeback tomorrow? I will be back! The start of a wonderful new

:32:10. > :32:22.relationship, I can tell! In an exclusive report for this

:32:23. > :32:24.programme the former Labour Leader Ed Miliband is calling

:32:25. > :32:26.for better regulation He wants to see a cap introduced

:32:27. > :32:30.on the amount of interest Rent-to-own companies

:32:31. > :32:35.allow shoppers to pay for items such as TVs,

:32:36. > :32:37.games consoles, fridges and washing machines in weekly instalments,

:32:38. > :32:39.spread over years with interest. But consumers can end up paying up

:32:40. > :32:43.to three times more for the product and we've discovered that some

:32:44. > :32:45.companies are selling these goods to vulnerable people with mental

:32:46. > :32:47.health problems and learning difficulties which has resulted

:32:48. > :32:50.in concerns they may not understand The Citizens Advice Bureau tells us

:32:51. > :32:53.it receives thousands of complaints a month about the sector

:32:54. > :32:56.and the regulator must do more Ed Miliband has campaigned

:32:57. > :33:01.against rent to own - Brighthouse is the largest

:33:02. > :33:03.firm in the sector - and he thinks people should use

:33:04. > :33:05.credit unions instead. Here's a short extract

:33:06. > :33:07.of his exclusive report As leader of the Labour Party

:33:08. > :33:11.and now as a backbench MP, I have talked about the need

:33:12. > :33:16.for firms to do right by their BrightHouse have 300

:33:17. > :33:23.stores across the country, One of them is in Doncaster,

:33:24. > :33:27.in my constituency. I am concerned that BrightHouse

:33:28. > :33:30.are taking advantage of people on benefits

:33:31. > :33:35.and working on low incomes. In the course of our investigation

:33:36. > :33:38.I have been really shocked to find that BrightHouse are selling

:33:39. > :33:40.to people with mental health Paul, not his real name,

:33:41. > :33:53.asked us to hide his identity. He has learning difficulties

:33:54. > :33:56.and mental health problems. Do you want to tell me

:33:57. > :34:01.what you are owing to them and what goods you have got

:34:02. > :34:03.with them? How have you ended up with five

:34:04. > :34:18.items, do you think? BrightHouse denies exploiting

:34:19. > :34:29.consumers in vulnerable circumstances or selling items

:34:30. > :34:43.to people who clearly cannot afford them and says they have sufficient

:34:44. > :34:45.policies and procedures in place to prevent these

:34:46. > :34:47.practices from happening. The Financial Conduct Authority,

:34:48. > :34:49.the body that regulates the rent-to-own sector,

:34:50. > :35:05.told us: But I don't think that's clear enough and the guidelines

:35:06. > :35:12.need to be stricter. The weekly payments at BrightHouse

:35:13. > :35:15.may seem cheap, but the total But add in compulsory 5-star

:35:16. > :35:27.service, that includes delivery and installation at ?55,

:35:28. > :35:32.and Service Plus, repair or replacement of your item,

:35:33. > :35:37.that costs ?136, on top of that interest rates of 69.9% per year

:35:38. > :35:41.and payments spread over three years, you end up paying

:35:42. > :35:45.a grand total of ?1092. I wanted to speak to BrightHouse

:35:46. > :35:49.but they declined to be interviewed. So did the Consumer Credit Trade

:35:50. > :35:51.Association and the Finance And Leasing Association,

:35:52. > :35:56.the industry bodies There are those who make

:35:57. > :36:02.the case that there is a gap in the market and Perfect Home,

:36:03. > :36:04.BrightHouse and others provide The fundamental question

:36:05. > :36:09.is whether or not we think these people should be able to opt

:36:10. > :36:12.into a contract where they pay more overall but they have the appliances

:36:13. > :36:17.tomorrow, or whether or not they shouldn't have these

:36:18. > :36:20.appliances at all. It is an injustice to tell

:36:21. > :36:22.people at the bottom that because they are poor they can't

:36:23. > :36:25.have things that in 2016 From what I have seen,

:36:26. > :36:28.too often rent-to-own companies are taking advantage of people

:36:29. > :36:31.who have nowhere else to go. The regulator needs to stop the most

:36:32. > :36:33.vulnerable in our society Rent-to-own companies need to stop

:36:34. > :36:40.selling goods to people I think there should be a cap

:36:41. > :36:46.on the total cost rent-to-own It has been done with

:36:47. > :36:49.the payday lenders like We wanted to speak to someone

:36:50. > :36:55.from BrightHouse on the programme today but they declined -

:36:56. > :36:57.instead they gave us "We note that this feature

:36:58. > :37:01.is presented by an avowed critic, who consistently

:37:02. > :37:03.misrepresents our business. BrightHouse serves those

:37:04. > :37:06.lower-income families who are We can speak to Ed Miliband,

:37:07. > :37:34.former leader of the Labour Party and MP for Doncaster North and also

:37:35. > :37:37.to Ryan Bourne, who is head of public policy at the Institute

:37:38. > :37:47.of Economic Affairs, think tank. Welcome. What is wrong with the

:37:48. > :37:51.shops providing this service to people who cannot afford to pay for

:37:52. > :37:56.things up front with cash or who do not qualify for a credit card?

:37:57. > :38:00.Because the costs are exorbitant. Often three times the price on the

:38:01. > :38:04.High Street, because they are selling without clear information to

:38:05. > :38:08.people about what they are buying, they are selling to people who

:38:09. > :38:11.cannot afford to buy and they are only together all sorts of things,

:38:12. > :38:16.like 5-star service, which you have no option but to pay for, so there

:38:17. > :38:23.is a host of things wrong with this sector. In the end, it isn't a good

:38:24. > :38:28.deal for my constituents and from my experience, I became an avowed

:38:29. > :38:33.critic as BrightHouse say I am. They say they carry out extensive

:38:34. > :38:40.affordability assessments and the customer knows what they will end up

:38:41. > :38:42.paying? I do not think that is right, we heard in the longer

:38:43. > :38:50.version of the film on the website, Zoe from BrightHouse, she said I do

:38:51. > :38:54.not feel proper affordability checks are being done, I felt I was selling

:38:55. > :38:57.to people who cannot really afford to pay and we talked again to people

:38:58. > :39:02.in the film who did not really look at all of the finances and you have

:39:03. > :39:06.had responses already to the film of people saying, I have got into

:39:07. > :39:11.terrible trouble. The response from somebody with bipolar disorder who

:39:12. > :39:16.is paying ?68 every week to the rent-to-own sector, which has been

:39:17. > :39:20.ignored for too long. The regulator needs to look at these practices and

:39:21. > :39:27.the rules that govern that sector. Is Ed Miliband right? To be fair,

:39:28. > :39:31.his BT was conflating two different issues, selling to people who have

:39:32. > :39:35.mental health issues, that should be governed by regulation and it is, as

:39:36. > :39:42.the NCA knowledge. But the other thing is, he seems to be saying,

:39:43. > :39:46.because these products are expensive he needs some price cap and people

:39:47. > :39:49.will not have to pay so much. The problem with these price controls

:39:50. > :39:54.and I know he has advocated these in the past for the mental and energy

:39:55. > :39:59.sectors, if you constrain the amount of profits that companies can make,

:40:00. > :40:03.constrain pricing, they can provide less of it in the first place. It is

:40:04. > :40:08.all very well saying some people pay lots of money for a washing machine,

:40:09. > :40:11.but if the alternative is to go to an expensive launderette on a weekly

:40:12. > :40:14.basis, then you can see why some people choose to make this decision

:40:15. > :40:21.even though it may be expensive overall. There are do need to be

:40:22. > :40:24.alternatives and our social enterprises selling at a fraction of

:40:25. > :40:27.the price and some of the rent-to-own sector but I think the

:40:28. > :40:33.customer needs protection. Like the payday lending sector, if years ago

:40:34. > :40:37.was a real scandal and there are still problems there. The fact that

:40:38. > :40:42.a cap has been applied as, according to Citizens Advice, reduced by 50%

:40:43. > :40:46.the number of people coming to them saying they have problems with

:40:47. > :40:51.payday lenders. I am not saying a price cap is a total panacea and it

:40:52. > :40:58.solves a problem but I just do not think that interest rates of 70%

:40:59. > :41:03.seem fair or right and I think the regulatory bills need to act. Other

:41:04. > :41:06.countries have caps on payday loans have many more people taking loans

:41:07. > :41:11.from very undesirable people. And if you fail to be you will get your

:41:12. > :41:13.kneecaps knocked out. We need to be careful about the statistics on that

:41:14. > :41:18.because the evidence from other countries is pretty clear. A lot of

:41:19. > :41:21.these companies are actually taking quite a risk when they sell those

:41:22. > :41:25.products, I had a look at the academic evidence on this and the

:41:26. > :41:32.skipping rope for payments on these type of purchases is about double

:41:33. > :41:37.the normal retail rate and the payments are uncertain, lots of

:41:38. > :41:42.people fail to pay on time. When you take into consideration that risk,

:41:43. > :41:45.there must be some sort of pay off. I'm not pretending these pundits are

:41:46. > :41:48.right for everybody but this idea that you can crudely cap the costs

:41:49. > :41:53.is a very naive way of dealing with this problem. Part of the reason

:41:54. > :41:56.people have trouble paying this bag is because they are selling to

:41:57. > :42:01.people who cannot afford it. It is worth pausing on this issue of

:42:02. > :42:05.disability because thanks to your programme, we discovered in the

:42:06. > :42:07.course of the investigation about people who are in the most

:42:08. > :42:15.honourable circumstances being sold to. And the FCA needs to look at

:42:16. > :42:17.practices, whether the countries are following the advice of the

:42:18. > :42:22.regulator but those guidelines also need tightening up. If they believe

:42:23. > :42:24.the customer is unable to understand the nature of the agreement the firm

:42:25. > :42:29.needs to make an assessment but whether it is appropriate to lend.

:42:30. > :42:35.You say that is not clear enough, that is clear? We have waded through

:42:36. > :42:38.the detailed guidance and I personally think Cabinet Secretary

:42:39. > :42:41.to me to be investigated for the way they sell to people with

:42:42. > :42:46.vulnerabilities but I think it might be necessary for the FCA to tighten

:42:47. > :42:51.up guidance further. I can read some comments from people watching. This

:42:52. > :42:55.e-mail, thank you for the peace presented by Ed Miliband, hopefully

:42:56. > :42:59.it will go some way to ending the expedition of the weaker and more

:43:00. > :43:03.vulnerable people amongst us. Louise says, I have said from a long time

:43:04. > :43:06.that rent-to-own companies should have something in place to protect

:43:07. > :43:10.the most vulnerable, especially those with mental health conditions.

:43:11. > :43:15.Mark Pfizer discussed in the amount of interest they charge. If the

:43:16. > :43:18.government help the poorest people, perhaps by providing government

:43:19. > :43:24.backed loans, it would do more to help the people that it is

:43:25. > :43:26.undermining. Jason, great to see investigating rent-to-own companies

:43:27. > :43:31.that are clearly taking advantage of some. David says I used to use it

:43:32. > :43:35.rent-to-own company and the pressure you into adding further goods and

:43:36. > :43:40.services with no thought for what you can afford. And Tony just

:43:41. > :43:45.watched a segment on BrightHouse, he did a really good job, new career?

:43:46. > :43:48.Speaking of new careers, Nigel Farage has stepped down of his party

:43:49. > :43:55.in the last 20 minutes or so. Any reaction? It was classic Nigel

:43:56. > :44:00.Farage. He says he was not a career politician and he stood for

:44:01. > :44:06.Parliament. I do not like the legacy that Nigel Farage leaves because I

:44:07. > :44:11.think it is a legacy, as we saw in the referendum campaign, of Stirling

:44:12. > :44:14.division, I thought the poster about breaking point was disgusting.

:44:15. > :44:18.Respect the decision that has been taken in this decision -- referendum

:44:19. > :44:22.but I am not sorry to see him leaving the political scene. He said

:44:23. > :44:27.the deeper the crisis in the Labour Party becomes, that is where Ukip's

:44:28. > :44:32.potential lies. That must be really alarming? He exposed the fact that

:44:33. > :44:36.he was willing to go in with the Tories, we always said that Ukip was

:44:37. > :44:41.a right-wing party. But it is attracting ex-Labour party voters?

:44:42. > :44:45.Better see what happens in the General Election. I think it is

:44:46. > :44:48.important for us as a party and for the people on the remain silent the

:44:49. > :44:53.argument to be clear that we accept this result and we will negotiate in

:44:54. > :45:02.good faith for a future outside the European Union. I do not want this

:45:03. > :45:04.referendum. There were deeper issues even than those around immigration

:45:05. > :45:08.that have been exposed by it. But it is important that we respect the

:45:09. > :45:12.result and I think it is important that we are clear about that. I

:45:13. > :45:16.sympathise with the people who have gone onto the streets and petitions

:45:17. > :45:22.around the referendum but I say to them, imagine if it was 22-48 to

:45:23. > :45:27.remain and we had believe people on the streets, with say, we have had

:45:28. > :45:30.this. You do not agree with Tony Blair who said let us keep the

:45:31. > :45:36.options open? I have a slightly different view, it is important we

:45:37. > :45:39.show that we respect the result. Last week you call for Jeremy Corbyn

:45:40. > :45:43.to stand down along with other Labour MPs. Despite that he is still

:45:44. > :45:49.there. Are you resigned to him saying?

:45:50. > :45:59.Lets see what happens. People keep saying that but he is the leader. I

:46:00. > :46:04.felt we have a system where you are elected by the supporters. Some of

:46:05. > :46:10.the smoke signals in the last couple of days have suggested that talks of

:46:11. > :46:15.negotiations have happened... A mediation with unions in the middle?

:46:16. > :46:21.I'm not sure who the mediators would be. Unenviable job. Is that feasible

:46:22. > :46:26.to you? Is that realistic? It would be much better if there was a way

:46:27. > :46:32.Jeremy could transition out of his role, and we could have new

:46:33. > :46:36.leadership. I think it would be much better than the party engaging in

:46:37. > :46:42.some kind of civil war. Let's see where we get to. Let me dig

:46:43. > :46:48.deeper... You mean after the Chilcott enquiry this week? Might

:46:49. > :46:53.there be a way for him to go after he has criticised Tony Blair, or

:46:54. > :46:59.called for him to be tried in... I think Jeremy has changed. In some

:47:00. > :47:04.respects in a positive way on our stances. I understand why he wants

:47:05. > :47:08.the legacy to be carried forward. The question to the party, the

:47:09. > :47:12.question I wanted answered last week is who can take us forward in a

:47:13. > :47:18.united way against a new Tory leader into the general elections. We don't

:47:19. > :47:22.know when it will be. I think that requires new leadership, as I said

:47:23. > :47:27.last week. Do you regret changing the rules, meaning people could sign

:47:28. > :47:31.up for ?3? I don't. I think a political party needs as many people

:47:32. > :47:35.as possible supporting it. Why don't you respect the mandate of those

:47:36. > :47:39.people who voted? Because it has always been the case, even when we

:47:40. > :47:43.introduced new rules, you are elected by a party but you need to

:47:44. > :47:46.command the confidence of the Parliamentary party. If one fifth of

:47:47. > :47:50.the party do not support you and trigger a new election there will be

:47:51. > :47:56.on the ballot. 75% expressed no confidence in Jeremy Corbyn. Does he

:47:57. > :48:00.need 51 MPs to put him on a ballot paper if there is a leadership

:48:01. > :48:05.contest? I don't know. That is a matter to be sorted out by the

:48:06. > :48:09.National executive. It is written down in the Labour Party rule

:48:10. > :48:14.somewhere? As I said, a matter for the national executive. Let me ask

:48:15. > :48:19.you about Theresa May, the Home Secretary, who wants to be the next

:48:20. > :48:22.Prime Minister. She said that for her the status of millions of EU

:48:23. > :48:26.citizens already here in Britain, and British citizens living in EU

:48:27. > :48:31.countries, it will be part of the Brexit negotiations. What do you

:48:32. > :48:34.think of that? I don't agree with her. I don't agree with her on

:48:35. > :48:37.principle because I think people came here with legitimate

:48:38. > :48:41.expectations they would be allowed to work here. You have British

:48:42. > :48:45.citizens living abroad. I don't agree with her in principle, but

:48:46. > :48:51.think about the work ability of this. Are we really saying we will

:48:52. > :48:53.start deporting people from EU countries, and repatriating people

:48:54. > :48:57.who were living and working in other EU countries? If it isn't workable

:48:58. > :49:01.and it isn't right in principle how can it be a negotiating chip, a

:49:02. > :49:07.bargaining chip, in these negotiations? I think she's wrong. I

:49:08. > :49:11.think she should reverse her position. It is so unfair to those

:49:12. > :49:15.people who are working throughout our country and public services and

:49:16. > :49:20.elsewhere. What message are we sending to them about their role in

:49:21. > :49:24.our country? What message do you think? A terrible message that they

:49:25. > :49:28.are somehow not welcome many more. And we see these reprehensible

:49:29. > :49:31.racist attacks in our country, which I think I'm appalled so many people.

:49:32. > :49:35.But we need to send a clear message to them that they are welcome. That

:49:36. > :49:40.we have rules in place. And that we will respect those rules. Why do you

:49:41. > :49:46.think Britain voted to leave? Deep reasons. It goes much deeper than

:49:47. > :49:50.racism. Fundamentally a lot of people, including my constituency,

:49:51. > :49:55.feel failed by politics, failed by our economy, it was not working for

:49:56. > :50:00.them. A project fear campaign that said, think about how much you have

:50:01. > :50:05.Toulouse from voting out, they did not feel they had much to lose,

:50:06. > :50:08.because they felt happy with the way -- because they felt unhappy with

:50:09. > :50:14.the way the country had been treating them. -- you have to lose.

:50:15. > :50:18.We understand people feel disenfranchised socially and

:50:19. > :50:21.economically. And we have to sort out the immigration issue. But there

:50:22. > :50:25.are deeper problems round housing, jobs, wages, things people see in

:50:26. > :50:31.their own lives. Thank you for coming on the programme. If you want

:50:32. > :50:33.to share and his -- if you would like to see his film, you can find

:50:34. > :50:36.it on the website. And as we've said -

:50:37. > :50:38.BrighHouse say that Rent-to-own is a very different proposition

:50:39. > :50:40.to other forms of retail and that they undertake extensive

:50:41. > :50:42.affordability assessments before lending and seek to support

:50:43. > :50:54.all those customers who find This morning to map a senior

:50:55. > :50:57.Conservatives exclusively declare this programme who they are

:50:58. > :51:04.supporting in the race to become the next leader of the Tory party. Let's

:51:05. > :51:07.talk now to Liz Truss, the Environment Secretary, and was

:51:08. > :51:12.supporting Boris Johnson. And Baroness Warsi, he is the former

:51:13. > :51:22.party chairman. Thank you. Baroness Warsi, who will you be supporting?

:51:23. > :51:26.Theresa May. Why? Because I think we have a number of years ahead of us

:51:27. > :51:30.which will be serious and difficult for the country. We need a Prime

:51:31. > :51:33.Minister who is going to be a substantial figure, somebody with

:51:34. > :51:38.lots of experience, and a serious politician for serious times. Liz

:51:39. > :51:46.Truss, who are you supporting? Theresa May. Why? We are in a

:51:47. > :51:49.difficult situation as a country. The British people have spoken. I am

:51:50. > :51:56.clear we must listen to people. Brexit must be Brexit. What we now

:51:57. > :51:59.need is a leader to have the seriousness and the stability to get

:52:00. > :52:02.the deal done, but also make sure that our country does well both

:52:03. > :52:07.economically and socially in the future. We will delve a little bit

:52:08. > :52:11.deeper in a second. This support will Theresa May means that she has

:52:12. > :52:15.the backing of well over 100 Conservative MPs pushing her way

:52:16. > :52:20.ahead of other candidates. She insists she won the contest, not a

:52:21. > :52:23.coronation. I'm also joined by John Redwood who was supporting Andrea

:52:24. > :52:33.Leadsom and Eddie Bazeley who is supporting Michael Gove. -- Ed

:52:34. > :52:37.Vaizey. How on earth do you trust Michael Gove? I have worked with him

:52:38. > :52:42.for many years. He has been at the centre of this government for many

:52:43. > :52:46.years. He has been one of the people who has moved the Conservative Party

:52:47. > :52:50.into centre ground. You have heard what he said in his speech when he

:52:51. > :52:52.announced his leadership. It was a wide-ranging speech covering lots of

:52:53. > :52:58.issues. This is not just about Brexit. We have to talk about what

:52:59. > :53:02.future we want our country and a lot of issues. What ever he says, and

:53:03. > :53:06.whatever you say as his friend for decades, Boris Johnson was also

:53:07. > :53:10.apparently his friend. He will forever be seen as a pretty

:53:11. > :53:14.shameless betrayal of friends. He made the right choice. It would have

:53:15. > :53:17.been a betrayal had he swallowed it all up. Simply put Boris Johnson

:53:18. > :53:23.forward as the candidate for Prime Minister. Boris Johnson wasn't under

:53:24. > :53:27.anybody's orders to stand down. He could have stood. He could have had

:53:28. > :53:30.his contest and put himself forward. What you think of his former

:53:31. > :53:35.campaign manager saying Michael Gove is a gossip fond of a drink and

:53:36. > :53:42.would be a security risk? -- what do you think. He has worked incredibly

:53:43. > :53:47.hard and education. What about this? It does not ring true. You cannot

:53:48. > :53:51.sit at centre of government and then be criticised like that. There is

:53:52. > :53:56.much anger in Brussels at the Brexit vote. Surely need is there would be

:53:57. > :54:00.much more inclined to give a remain, a Conservative Prime Minister, who

:54:01. > :54:06.voted for remain, a good deal rather than somebody who has led Britain

:54:07. > :54:09.out of the UK like somebody you are supporting, Andrea Leadsom? We saw

:54:10. > :54:14.what happened when David Cameron tried to do his best. He got nothing

:54:15. > :54:20.from them. Should they be hostile to her? She is the most experienced of

:54:21. > :54:23.the five candidates when it comes to understanding Brussels. She chaired

:54:24. > :54:26.the important study in the last parliament. All of the details about

:54:27. > :54:31.where our relationship does not work. She is up to speed on the

:54:32. > :54:34.detail. Experienced businesswoman and minister. She would be a tough

:54:35. > :54:42.and experienced negotiator for Britain. I have served in 21

:54:43. > :54:48.positions. I always found that because they felt I did not want to

:54:49. > :54:51.deal and much of what they agreed on was disagreeable, it was much more

:54:52. > :54:55.important to get the UK's Bottom Line in that position than if you

:54:56. > :55:00.were a collaborator. Did you say she was much more experienced? One

:55:01. > :55:03.European matters. She has been a middle ranking minister. She is an

:55:04. > :55:08.important minister in the energy Department. I was clearer what I

:55:09. > :55:10.said. On the European issues she has studied them all and all of the

:55:11. > :55:14.other ministers in the competition haven't. But it is much more than

:55:15. > :55:18.Brexit when you want to be Prime Minister. Mr Blair and Mr Cameron

:55:19. > :55:25.had no ministerial experience and they became Prime Minister 's.

:55:26. > :55:28.Andrea Leadsom has been a minister, she understands the white always,

:55:29. > :55:33.but crucially she understands how Brussels works and what all of the

:55:34. > :55:36.laws are we have to deal with. -- Prime Minister. She is keen on

:55:37. > :55:40.getting our borders back, getting our money back, cutting VAT on fuel,

:55:41. > :55:45.all of the things we promised in the campaign in a way people can trust.

:55:46. > :55:48.Why is the hesitation about publishing her taxes? They visit,

:55:49. > :55:53.she intends to do so. If she ends up being in the final two? Yes, and

:55:54. > :56:02.what is wrong with that? All MDs don't have to publish them. You know

:56:03. > :56:07.what we earn. -- MPs. She has the backing of the Ukip donor Aaron

:56:08. > :56:11.Banks. Nigel Farage has resigned. Would she want Nigel Farage in her

:56:12. > :56:15.Brexit negotiating team? She will form the best possible team for

:56:16. > :56:18.Britain once she becomes Prime Minister, assuming she wins. I am

:56:19. > :56:23.not going to advise her on that kind of thing. I think it is a red

:56:24. > :56:27.herring by the BBC. There lots of really decent people, 70 million

:56:28. > :56:32.people, who voted for Brexit. Bring us together don't keep to find

:56:33. > :56:35.divisions. There is a huge amount of talent on the Brexit side of the

:56:36. > :56:38.argument and we need to use that talent to get a really good deal for

:56:39. > :56:43.the UK. One of the reasons this country voted to leave the EU is

:56:44. > :56:46.they felt net migration wasn't under control. Theresa May has presided

:56:47. > :56:52.over that. Surely that is a problem for her? People were very clear in

:56:53. > :56:56.the referendum that they wanted to leave. But it is a problem that

:56:57. > :57:00.reason my presided over net migration levels. I completely agree

:57:01. > :57:04.that freedom of movement was one of the major reasons people voted to

:57:05. > :57:17.leave. And you are backing her? That is why Theresa May is committed to

:57:18. > :57:21.this. This must be negotiated as the key part of our Brexit. Will she

:57:22. > :57:24.moved quickly to protect us now? Everybody here and now is welcome

:57:25. > :57:28.but we need immediate protection so it doesn't become a problem. What

:57:29. > :57:31.she will do is work of the negotiating position and then get on

:57:32. > :57:43.with leaving the EU. That is what the British people have voted for. I

:57:44. > :57:48.am feeling outnumbered. Michael Gove has made it clear that EU citizens

:57:49. > :57:51.are welcome here. People who are living here are welcome to stay,

:57:52. > :57:57.let's make that clear. What is important is that we are not

:57:58. > :58:00.electing a leader on position, we are electing somebody who has to go

:58:01. > :58:05.straight into the negotiations. It is important we have somebody who is

:58:06. > :58:10.serious, credible, who has had years... Why does she not guarantee

:58:11. > :58:12.the status of EU citizens living in the UK now? She is for the

:58:13. > :58:16.foreseeable future whilst we are still members of the EU. But we

:58:17. > :58:21.cannot guarantee that long-term position until those negotiations

:58:22. > :58:26.take place. It would be responsible... They need

:58:27. > :58:28.protecting... You can carry on talking, but we must go. Thank you

:58:29. > :58:33.all of you.