05/02/2018

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0:00:07 > 0:00:10Hello, it's Monday, it's 9:00am, I'm Chloe Tilley

0:00:10 > 0:00:13in for Victoria Derbyshire, welcome to the programme.

0:00:13 > 0:00:15Our top story today...

0:00:15 > 0:00:18Number Ten has insisted that the UK will leave the customs union

0:00:18 > 0:00:20when it leaves the EU - but what happens next

0:00:20 > 0:00:29is still up for negotiation.

0:00:29 > 0:00:34Theresa May seeks to reassure Tory Brexiteers there will be no sell-out

0:00:34 > 0:00:38as she quashes the ID with any sort of customs union with the European

0:00:38 > 0:00:41Union.

0:00:41 > 0:00:42As the row continues to highlight divisions

0:00:42 > 0:00:44within the Conservative Party, we'll get reaction from

0:00:44 > 0:00:46a group of Tory voters.

0:00:46 > 0:00:49Do they have confidence in Theresa May's leadership?

0:00:49 > 0:00:55My name is Harry and I believe Theresa May is doing a good job,

0:00:55 > 0:01:00doing what is necessary to get us a good deal.My name is Grace and I

0:01:00 > 0:01:05think Theresa May is weak. Jacob Rees Mogg is the Prime Minister.My

0:01:05 > 0:01:12name is Linda and I think Theresa May is doing a good job, but I think

0:01:12 > 0:01:17she can do a better job, she needs to stand firm.

0:01:17 > 0:01:18Also on the programme...

0:01:18 > 0:01:20This programme has been told that thousands of people are desperate

0:01:20 > 0:01:23to get out of their time-share contracts, but can't because they're

0:01:23 > 0:01:26far too complex and costly.

0:01:26 > 0:01:31Every door is closing on me, I cannot go anywhere. I cannot get

0:01:31 > 0:01:35free of this thing and it's like a disease, if you like, hanging over

0:01:35 > 0:01:36you.

0:01:36 > 0:01:44That full exclusive report in around 15 minutes' time.

0:01:44 > 0:01:50A doctor said there is no hope for 20-month-old Alfie Evans as doctors

0:01:50 > 0:01:55want to switch off his life support. We talk to other parents who have

0:01:55 > 0:02:01had similar decisions to make.

0:02:01 > 0:02:05Hello, welcome to the programme, we're live until 11:00.

0:02:05 > 0:02:07Throughout the programme we'll bring you the latest breaking news

0:02:07 > 0:02:09and developing stories and, as always, really keen to hear

0:02:09 > 0:02:12from you on all the stories we're talking about.

0:02:12 > 0:02:15A little later we'll hear claims that returns on university degrees

0:02:15 > 0:02:18can be "paltry" when you consider the £50,000 many students

0:02:18 > 0:02:26rack up getting them.

0:02:27 > 0:02:30We want to hear your experiences.

0:02:30 > 0:02:33If you've recently graduated, do you have any regrets over your degree?

0:02:33 > 0:02:36Use the hashtag Victoria live and If you text, you will be charged

0:02:36 > 0:02:38at the standard network rate.

0:02:38 > 0:02:42Our top story, a Downing Street source has ruled out the prospect of

0:02:42 > 0:02:46Britain staying in any kind of European customs union after Brexit.

0:02:46 > 0:02:50The statement came days after the strong supporters of leaving had

0:02:50 > 0:02:54criticised Theresa May for not taking a stand on the issue. The

0:02:54 > 0:02:57customs union allows goods made in the EU to move around the block

0:02:57 > 0:03:03without tariffs and without few checks. But it prevents members from

0:03:03 > 0:03:06striking their own free trade deals with other countries. Norman Smith,

0:03:06 > 0:03:11all sorted?

0:03:11 > 0:03:16What we have seen in recent days, we note the Tory Brexiteers have been

0:03:16 > 0:03:20on the warpath breathing down Theresa May's neck. One of the

0:03:20 > 0:03:27issues they have been getting to her over is this idea of staying in this

0:03:27 > 0:03:32EU trading bloc, which we are currently in. Theresa May has always

0:03:32 > 0:03:36said we will not claim in the customs union, but she has been less

0:03:36 > 0:03:41clear on whether we can stay in some sort of revamped customs union,

0:03:41 > 0:03:45another form of customs union. Last night Downing Street put it down in

0:03:45 > 0:03:50black and white that we will not be part of any type of customs union

0:03:50 > 0:03:55whatsoever. That will please the Brexit is because they regard the

0:03:55 > 0:03:59great prize of Brexit is our ability, once we leave, to go out on

0:03:59 > 0:04:08strike our own trade deals, which we cannot do if we

0:04:08 > 0:04:10cannot do if we stay in a customs union. Albeit there are plenty of

0:04:10 > 0:04:12Tory remainders, the Labour Party and the SNP and others who do want

0:04:12 > 0:04:16us to think about staying in a customs union and that was what

0:04:16 > 0:04:21Hilary Benn said this morning.

0:04:21 > 0:04:24The Prime Minister has Brexiteers to the left of her, remain as to the

0:04:24 > 0:04:28right of her but in the end she will need to make a decision because we

0:04:28 > 0:04:31need to know what the future relationship is going to be. I think

0:04:31 > 0:04:35we should stay in the customs union and I think we should stay as close

0:04:35 > 0:04:39as possible to the single market because it is in our economic

0:04:39 > 0:04:43interests. This noise, argument and accusation assessments are not being

0:04:43 > 0:04:46done fairly, these are symptoms of the inability of the government to

0:04:46 > 0:04:50do its job.

0:04:50 > 0:04:53Anyone who has read the papers over the weekend will have read about the

0:04:53 > 0:04:57various plots to get rid of Theresa May and we know about the split in

0:04:57 > 0:05:03the Tory party, will this be enough to quieten those plotters?I suspect

0:05:03 > 0:05:09not, it may buy Theresa May some breathing space but a lot of the

0:05:09 > 0:05:13Tory Brexiteers are suspicious about the sort of deal she will deliver.

0:05:13 > 0:05:17Throughout this whole process she has had to shimmy this way and

0:05:17 > 0:05:22shimmy that way, to keep her party together. The basic problems she

0:05:22 > 0:05:27faced hasn't changed since the election, which is, she has divided

0:05:27 > 0:05:31cabinet, a divided party and she doesn't have a Commons majority,

0:05:31 > 0:05:37which makes her position incredibly fragile, which is why she has had to

0:05:37 > 0:05:41be very, very careful, every little step she has taken. But she does

0:05:41 > 0:05:47seem, over the weekend, to have decided to throw a bit of meat to

0:05:47 > 0:05:52the Brexiteers, OK on the customs union, no question about it, we will

0:05:52 > 0:05:56not have any customs union at all, that will please them.Norman Smith,

0:05:56 > 0:05:58thank you.

0:05:58 > 0:06:01And a little later in the programme we'll be asking Conservative Party

0:06:01 > 0:06:05supporters and activists how they think the government is doing

0:06:05 > 0:06:13and whether it might be time for Theresa May to step aside.

0:06:17 > 0:06:20We are keen to get your support as well.

0:06:20 > 0:06:22Annita is in the BBC Newsroom with a summary

0:06:22 > 0:06:24of the rest of the days' news.

0:06:24 > 0:06:27A new ring-fenced tax to fund the NHS and social care in England

0:06:27 > 0:06:29has been proposed by a panel of health experts.

0:06:29 > 0:06:31The panel, commissioned by the Liberal Democrats has also

0:06:31 > 0:06:33recommended a return of caps on personal payments

0:06:33 > 0:06:34for adult social care.

0:06:34 > 0:06:38Here's our Health Editor, Hugh Pym.

0:06:38 > 0:06:41Thousands of demonstrators marched through London at the weekend

0:06:41 > 0:06:44calling for increased funding for the NHS.

0:06:44 > 0:06:46Health unions joined other campaigners, arguing

0:06:46 > 0:06:48there was a winter crisis which needed urgent

0:06:48 > 0:06:50action and investment.

0:06:50 > 0:06:52Today, a report from health experts, including the former

0:06:52 > 0:06:55head of NHS England, has called for new answers

0:06:55 > 0:07:00to NHS funding problems.

0:07:00 > 0:07:03The report commissioned by the Liberal Democrats calls

0:07:03 > 0:07:07for an extra ?billion on top of inflation for the NHS in England

0:07:07 > 0:07:09in the next financial year, more than double the increase

0:07:09 > 0:07:10announced in the budget.

0:07:10 > 0:07:13A single, ring-fenced tax for health and social care

0:07:13 > 0:07:16replacing National Insurance.

0:07:16 > 0:07:18And reinstating a commitment to cap the costs paid

0:07:18 > 0:07:22by individuals for social care.

0:07:22 > 0:07:24The report argues that higher funding needed for health and care

0:07:24 > 0:07:27should come through increased taxation, and that this will be more

0:07:27 > 0:07:32transparent if there is a dedicated tax for this purpose.

0:07:32 > 0:07:34Longer waiting lists and rationing for some treatments, it says,

0:07:34 > 0:07:38are undermining the key principles of the NHS.

0:07:38 > 0:07:41In response, the Department of Health and Social Care said

0:07:41 > 0:07:44the NHS had been prioritised in the budget, and an extra ?

0:07:44 > 0:07:48billion had already been provided for social care in England.

0:07:48 > 0:07:51Hugh Pym, BBC News.

0:07:51 > 0:07:55Customers of the Lloyds banking group have been banned

0:07:55 > 0:07:57from using their credit cards to buy virtual currencies such as bitcoin.

0:07:57 > 0:08:02The decision affects all account holders with Lloyds Bank,

0:08:02 > 0:08:05Bank of Scotland, Halifax and MBNA.

0:08:05 > 0:08:07The group says it's protecting customers from running up debts

0:08:07 > 0:08:13they could never repay.

0:08:14 > 0:08:19The surviving suspect from the Paris terror attacks of 2015 will go on

0:08:19 > 0:08:24trial in Belgian today. Salah Abdeslam faces charges relating to

0:08:24 > 0:08:29shoot outs he had with police while on the run in Belgian in 2016. He

0:08:29 > 0:08:33faces a second trial relating to his involvement in the Paris at later

0:08:33 > 0:08:34date.

0:08:34 > 0:08:39Our Europe correspondent Gavin Lee is at the court in Brussels.

0:08:39 > 0:08:44Salah Abdeslam, at one time the most wanted man in Europe, what can we

0:08:44 > 0:08:49expect from the court today?This is a separate case because the four

0:08:49 > 0:08:54months after the Paris attacks, the 13th of November 2015 where 150

0:08:54 > 0:08:59people were killed in the Bataclan, restaurants and the Stade de France,

0:08:59 > 0:09:03for four months, Salah Abdeslam, was missing, the only sole surviving

0:09:03 > 0:09:08suspect and he was picked up on CCTV at a service station between Paris

0:09:08 > 0:09:12and Brussels in the early hours after the attacks. This case in

0:09:12 > 0:09:18Brussels, at the highest court, you can see the police. 200 officers

0:09:18 > 0:09:23here, Belgian special police forces, to secure this whole site. This is

0:09:23 > 0:09:28to do with when he was first discovered in a flat about three

0:09:28 > 0:09:31miles from here in a suburb of Brussels when police came to the

0:09:31 > 0:09:35door looking for Salah Abdeslam. As they opened the door they came under

0:09:35 > 0:09:42gunfire, Kalashnikov gunfire. It was sustained for several hours and

0:09:42 > 0:09:46Salah Abdeslam is alleged to have cleared and fled via rooftops. He

0:09:46 > 0:09:51was found three days later and shot by police near his family home. Four

0:09:51 > 0:09:56days after that it was the Brussels attacks, 32 people were killed. It

0:09:56 > 0:10:02is also to be linked. This is to do with the attempted murder of police

0:10:02 > 0:10:07officers at the flat. But his lawyers are saying he is willingly

0:10:07 > 0:10:14taking part, so he may speak. He arrived flanked by armed police

0:10:14 > 0:10:18officers. This may be the first time we hear evidence from him.Gavin,

0:10:18 > 0:10:22thank you very much.

0:10:22 > 0:10:25This programme has been told that thousands of people desperate to get

0:10:25 > 0:10:26out of their timeshare contracts are currently unable

0:10:26 > 0:10:29to because it is far too complex and costly.

0:10:29 > 0:10:31A timeshare usually involves paying a one-off lump sum

0:10:31 > 0:10:34in return for being able to use the property for an agreed

0:10:34 > 0:10:37number of weeks each year, every year for life.

0:10:37 > 0:10:40And we'll have more on that story later in the programme.

0:10:40 > 0:10:42Many graduates receive "paltry returns" for their degrees

0:10:42 > 0:10:45despite racking up £50,000 in debt - that's according to the head

0:10:45 > 0:10:49of the House of Commons' Education Select Committee.

0:10:49 > 0:10:52In a speech today, Robert Halfon will argue that too

0:10:52 > 0:10:56many people are taking academic degrees and that the rewards

0:10:56 > 0:10:59for taking them "vary wildly".

0:10:59 > 0:11:02But the organisation that represents UK universities says graduates earn

0:11:02 > 0:11:10more than non-graduates and are more likely to be in employment.

0:11:12 > 0:11:15Snow has caused a number of accidents in south-east England,

0:11:15 > 0:11:18at the start of what forecasters say could be one of the coldest

0:11:18 > 0:11:19weeks of the winter.

0:11:19 > 0:11:21This was footage taken by the police called out

0:11:21 > 0:11:23to accidents on the M20 in Kent.

0:11:23 > 0:11:25Luckily no one was seriously injured and the motorway

0:11:25 > 0:11:26has now been cleared.

0:11:26 > 0:11:29The Met Office has issued yellow warnings of snow and ice

0:11:29 > 0:11:37for large parts of the UK.

0:11:37 > 0:11:40One woman had a lucky escape when she got stranded on a beach

0:11:40 > 0:11:42and had to be rescued by the RNLI.

0:11:42 > 0:11:45The woman you can see in the water in these pictures,

0:11:45 > 0:11:48was forced to climb on to the top of her submerged car,

0:11:48 > 0:11:50after becoming stranded on the Cumbrian coast as the tide

0:11:50 > 0:11:53came in and the water levels began to rise.

0:11:53 > 0:11:55She was treated for hypothermia but was otherwise unharmed.

0:11:55 > 0:12:03That's a summary of the latest BBC News, more at 9:30am.

0:12:06 > 0:12:10We want to hear from you this morning if you have bought a

0:12:10 > 0:12:15time-share, if you are happy with it or you are trying to get out it.

0:12:15 > 0:12:18Peter on Facebook said he didn't mind boasting about these holiday

0:12:18 > 0:12:24homes when you bought them, you take your chance whether you win or lose.

0:12:24 > 0:12:27Somebody else says, anybody who is stupid enough to fall for a

0:12:27 > 0:12:36time-share deserves what they get. A and his money are easily parted.

0:12:36 > 0:12:38Do get in touch with us throughout the morning -

0:12:38 > 0:12:41use the hashtag Victoria live and if you text, you will be charged

0:12:41 > 0:12:43at the standard network rate.

0:12:43 > 0:12:44Let's get some sport from Sarah.

0:12:44 > 0:12:52Was the Superbowl worth staying up for?

0:12:56 > 0:13:01It really was. It turned out to be third time lucky for the

0:13:01 > 0:13:05Philadelphia Eagles. They were runners-up in 1980 and 2004 but the

0:13:05 > 0:13:09franchise finally won their first Super Bowl overnight. What an upset,

0:13:09 > 0:13:15their fans had taken to wearing dark masks in the lead up, such was their

0:13:15 > 0:13:23underdog status coming into the game. But in the

0:13:23 > 0:13:30game. But in the final day beat the defending champions in Minneapolis.

0:13:37 > 0:13:40Let's have a look at the touchdown they're saying will be

0:13:40 > 0:13:43shown a billion times - Nick Foles - who led

0:13:43 > 0:13:45magnificiently on the night - became the first quarterback

0:13:45 > 0:13:47to throw and catch touchdowns in Superbowl history.

0:13:47 > 0:13:50He only came into the side towards the end of the regular

0:13:50 > 0:13:51season as an injury replacement.

0:13:51 > 0:13:53So you can imagine the celebrations ongoing in Philadelphia now.

0:13:53 > 0:13:55And if the football is not your thing -

0:13:55 > 0:13:57there's always the half time show for entertainment.

0:13:57 > 0:14:00This year it was Justin Timberlake wowing the crowds.

0:14:00 > 0:14:02The 12-minute performance included a tribute to Prince -

0:14:02 > 0:14:05he ended up in the middle of the crowd.

0:14:05 > 0:14:09Where this 13-year-old may just be the most popular person

0:14:09 > 0:14:17in his school today - bagging a selfie with the star.

0:14:19 > 0:14:22And while it doesn't take long to find that selfie online.

0:14:22 > 0:14:25Ryan McKenna the lucky 13-year-old and it seems the internet has

0:14:25 > 0:14:26fallen in love with him.

0:14:26 > 0:14:28#selfiekid seemed to be his twitter name -

0:14:28 > 0:14:30and now many are calling him the Superbowl's MVP in place

0:14:30 > 0:14:33of quarterback Nick Foles.

0:14:33 > 0:14:38He doesn't look like he's got that much security. Cannot believe Justin

0:14:38 > 0:14:44Timberlake can go into the centre of a crowd.

0:14:44 > 0:14:47What a start to the Six Nations this weekend -

0:14:47 > 0:14:50Wales with a stunning victory over Scotland and the last minute drop

0:14:50 > 0:14:52goal for Ireland to steal the win against France -

0:14:52 > 0:14:54on Saturday, and then yesterday it was England's turn

0:14:54 > 0:14:56as they began their defence of the title.

0:14:56 > 0:14:59And it went pretty well.

0:14:59 > 0:15:07They ran in seven tries for a bonus point win over Italy in Rome.

0:15:07 > 0:15:10A nice Six Nations debut for Sam Simmonds though with two tries..

0:15:10 > 0:15:12Worry for Ben Youngs, the scrum half stretchered off

0:15:12 > 0:15:13early with a knee injury.

0:15:13 > 0:15:14early with a knee injury.

0:15:14 > 0:15:2246-15 the final score in Rome.

0:15:24 > 0:15:27There very quiet apart from the final ten minutes to the day.

0:15:27 > 0:15:31The final ten minutes provided an equaliser, two penalties,

0:15:31 > 0:15:35one saved and one missed and sandwiched in between

0:15:35 > 0:15:37was what looked like a stoppage time winner for Livepool.

0:15:37 > 0:15:40Harry Kane missed the first but made up for it in the second

0:15:40 > 0:15:43to give him his 100th Premier League goal.

0:15:43 > 0:15:46And before any of that, came one of the goals of the season.

0:15:46 > 0:15:47This was the equaliser.

0:15:47 > 0:15:50Substitute Victor Wanyama smashing home an equaliser

0:15:50 > 0:15:53with ten minutes to go.

0:15:53 > 0:15:55That cancelled out Mo Salah's earlier strike, only

0:15:55 > 0:15:59for the Egyptian to score this brilliant goal at the end.

0:15:59 > 0:16:04In stoppage time.

0:16:04 > 0:16:12But there was still time for a second Spurs penalty.

0:16:12 > 0:16:19You don't give Harry Kane a second chance, do you? That levelled things

0:16:19 > 0:16:26off at 2-2. Relieved to have equalised at the end.Take your hat

0:16:26 > 0:16:30off to him, he missed the first penalty, saved and he took the

0:16:30 > 0:16:32second one. Got to be brave.

0:16:32 > 0:16:36We will speak to you later on. .

0:16:36 > 0:16:39This programme has been told that thousands of people desperate to get

0:16:39 > 0:16:41out of their timeshare contracts are currently unable

0:16:41 > 0:16:43to because it is far too complex and costly.

0:16:43 > 0:16:45Timeshares were very popular in the 1980s and 1990s -

0:16:45 > 0:16:48they were marketed as holidays without the hassle -

0:16:48 > 0:16:51investors were told their timeshares would increase in value and be easy

0:16:51 > 0:16:56to get out of, whenever they wanted.

0:16:56 > 0:16:59But for many, this didn't happen and instead they've been left

0:16:59 > 0:17:01with increasing maintenance charges on a property they

0:17:01 > 0:17:02can't get rid off.

0:17:02 > 0:17:04can't get rid of.

0:17:04 > 0:17:06Timeshare groups say the industry provides millions of people

0:17:06 > 0:17:08with quality holidays every year.

0:17:08 > 0:17:12Our reporter Anna Collinson has more.

0:17:12 > 0:17:18# It was acceptable in the '80s

0:17:18 > 0:17:26# It was acceptable at the time

0:17:26 > 0:17:34# It was acceptable in the '80s...#

0:17:34 > 0:17:38It's the 1980s, and hundreds of thousands of people are signing

0:17:38 > 0:17:40contracts which promise cheap sun and convenient getaways,

0:17:40 > 0:17:45normally in Spain.

0:17:45 > 0:17:48# I've got love for you

0:17:48 > 0:17:52# If you were born in the '80s, the '80s...#

0:17:52 > 0:17:55Many were told their time-shares were an investment,

0:17:55 > 0:17:59that they would increase in value, and that they could get rid of them

0:17:59 > 0:18:05when ever they wanted.

0:18:05 > 0:18:08Many of those people are now retired or close to it

0:18:08 > 0:18:13and they can no longer afford or use their time-share.

0:18:13 > 0:18:16So, what happens then?

0:18:16 > 0:18:19We had some good years with it but over the years, of course,

0:18:19 > 0:18:23things have changed.

0:18:23 > 0:18:25So, quickly, here's how it works.

0:18:25 > 0:18:29People buy a share in a property for a number of weeks each year,

0:18:29 > 0:18:33usually paying a one off lump sum.

0:18:33 > 0:18:36In return, they get the right to use their annual weeks in the apartment,

0:18:36 > 0:18:41which in some cases can last until they die.

0:18:41 > 0:18:43Time-share owners must also pay maintenance charges,

0:18:43 > 0:18:51which can increase year on year.

0:18:53 > 0:18:56I'd come back home to mum, I didn't really know

0:18:56 > 0:19:01anybody that was gay, so it was just like,

0:19:01 > 0:19:03I'll just see if I can find some friends.

0:19:03 > 0:19:06That was all I wanted, just a friend that I could speak to,

0:19:06 > 0:19:09that knew how I felt, because I was 40 at the time

0:19:09 > 0:19:13and it was first time I'd ever come out in the open, if you like.

0:19:13 > 0:19:14It was taken outside the lodge...

0:19:14 > 0:19:17Wendy Barker met her partner, Anne Jackson Blanchard, in 1995.

0:19:17 > 0:19:22LAUGHTER.

0:19:22 > 0:19:24She was quite punctilious, but quite jolly with it.

0:19:24 > 0:19:26Does it bring back nice memories?

0:19:26 > 0:19:30Yes, I suppose it does, yeah, yeah.

0:19:30 > 0:19:35The couple decided to get a time-share.

0:19:35 > 0:19:37So, this is a photograph of the lodge taken from one angle.

0:19:37 > 0:19:41The bungalow in the countryside cost nearly £9,000.

0:19:41 > 0:19:44What it was was an escape for me, really, because I worked

0:19:44 > 0:19:46within the prison service, it was freedom, if you like,

0:19:46 > 0:19:51from being shut in those walls.

0:19:51 > 0:19:54But as the years passed, the couple separated, Wendy retired

0:19:54 > 0:19:57and Anne's health deteriorated.

0:19:57 > 0:19:58They could no longer use their time-share,

0:19:58 > 0:20:04but every year were paying around £900 to cover its maintenance fees.

0:20:04 > 0:20:08So then I tried to sell it, I tried to give it away.

0:20:08 > 0:20:10It was just, nobody wanted it because the maintenance fees

0:20:10 > 0:20:12were going up and up and up.

0:20:12 > 0:20:16We were also told if there comes a time where you don't want it

0:20:16 > 0:20:21and you decide that's it, we'll buy it back from you.

0:20:21 > 0:20:24Never happened.

0:20:24 > 0:20:26Some companies allow time-share owners to terminate

0:20:26 > 0:20:29agreements on request.

0:20:29 > 0:20:31Others only allow it if a person is sick,

0:20:31 > 0:20:33elderly or bankrupt, but Anne was told she

0:20:33 > 0:20:38wasn't sick enough.

0:20:38 > 0:20:40In October, she died.

0:20:40 > 0:20:42Anne spent nearly the last ten years of her life worrying

0:20:42 > 0:20:44about this time-share.

0:20:44 > 0:20:45Yeah.

0:20:45 > 0:20:48Do you think that impacted on her health?

0:20:48 > 0:20:51It didn't help, it certainly didn't help her.

0:20:51 > 0:20:53It's just one of them things, she couldn't help how

0:20:53 > 0:20:56she was and time beat her.

0:20:56 > 0:20:59Yeah...

0:20:59 > 0:21:07Not nice.

0:21:08 > 0:21:10Industry bodies believe up to 600,000 people

0:21:10 > 0:21:15own time-shares in the UK.

0:21:15 > 0:21:18The cost can vary, depending on the property, but lawyers at this

0:21:18 > 0:21:24firm says its clients have paid between £300-£1300.

0:21:24 > 0:21:27Trading Standards say if the person wants to exit a time-share,

0:21:27 > 0:21:31they should contact their company directly and, in most cases,

0:21:31 > 0:21:36they will let a consumer leave.

0:21:36 > 0:21:38If they don't, or there's a possibility of mis-selling,

0:21:38 > 0:21:41you can get legal advice.

0:21:41 > 0:21:44So, welcome to the office.

0:21:44 > 0:21:48As you can see, there are a number of files here.

0:21:48 > 0:21:50I would estimate that there are over 1,000 cases,

0:21:50 > 0:21:52and that number is growing daily.

0:21:52 > 0:21:54Lawyers have told this programme many of their clients

0:21:54 > 0:21:56were mis-sold their time-shares, often because important

0:21:56 > 0:21:58information was kept from them.

0:21:58 > 0:22:00In some cases, annual maintenance fees, which can start

0:22:00 > 0:22:02in the hundreds and reach into the thousands,

0:22:02 > 0:22:07have increased by 400%.

0:22:07 > 0:22:08Citizens Advice says it's dealt with around

0:22:08 > 0:22:161,600 time-share problems in the past two years.

0:22:18 > 0:22:20Some people have got so desperate, they're selling their time-share

0:22:20 > 0:22:22online for as little as 25p.

0:22:22 > 0:22:25It's got a bad reputation, time-share, so the time-share

0:22:25 > 0:22:28companies, it's in their interest to keep them in their time-share,

0:22:28 > 0:22:31so it's very difficult to actually get released from them.

0:22:31 > 0:22:33Law firms are now calling for all people with time-shares

0:22:33 > 0:22:39to be able to give reasonable notice to get out of their contract.

0:22:39 > 0:22:41Another person struggling to get out of their time-share

0:22:41 > 0:22:44is retiree Andrew McNaught.

0:22:46 > 0:22:47Nice to meet you.

0:22:47 > 0:22:49A fan of the sunshine, he bought a time-share

0:22:49 > 0:22:54in Gran Canaria for nearly £8,000.

0:22:54 > 0:22:56His family rarely use it now, because of his wife's poor health,

0:22:56 > 0:23:00but every year they still pay out around £370.

0:23:00 > 0:23:05But I spoke to a person last time we were there and he said

0:23:05 > 0:23:07there was a massive, massive waiting list

0:23:07 > 0:23:11of over 600 people.

0:23:11 > 0:23:16So...

0:23:16 > 0:23:19You know, you think, how the heck am I going to get out of it?

0:23:19 > 0:23:22I saw an advert in the daily newspaper, a full-page spread,

0:23:22 > 0:23:25which said, "We can get you compensation

0:23:25 > 0:23:26for your time-share.

0:23:26 > 0:23:28for your time-share".

0:23:28 > 0:23:33I said to my wife, "Look, we've got nothing to lose".

0:23:33 > 0:23:35We've been told what happened next to Andrew has also happened

0:23:35 > 0:23:38to hundreds of others.

0:23:38 > 0:23:41A company which promised to help him out of his current time-share,

0:23:41 > 0:23:44A company which promised to help him out of his current time-share

0:23:44 > 0:23:47managed to persuade him to invest into a second one -

0:23:47 > 0:23:51making his desperate situation even worse.

0:23:51 > 0:23:52The tactic is known as hot room.

0:23:52 > 0:23:55They say you've won a holiday.

0:23:55 > 0:23:58The company said that we needed to go to Tenerife.

0:23:58 > 0:24:01They'll sit down with a salesman.

0:24:01 > 0:24:03Most of the time they are given alcohol.

0:24:03 > 0:24:06The salesman will try and sell them the product.

0:24:06 > 0:24:09We were made to feel that they were going to get us out

0:24:09 > 0:24:16of the time-share and pay us some silly money.

0:24:16 > 0:24:17Invariably, after 6-9 hours of this gruelling,

0:24:17 > 0:24:19gruelling breakdown, they will sign the contract.

0:24:19 > 0:24:26It's the same routine that happens again and again and again.

0:24:26 > 0:24:28These people, these salesmen can literally sell snow to Eskimos,

0:24:28 > 0:24:31they are so professional in what they do.

0:24:31 > 0:24:34We have people from all walks of life, professionals right

0:24:34 > 0:24:35down to, say, a lollipop lady.

0:24:35 > 0:24:37The Resort Development Organisation is the European trade association

0:24:37 > 0:24:40for time-shares and says all of its members are required

0:24:40 > 0:24:42to sign a code of conduct.

0:24:42 > 0:24:44It's told this programme that it's invested significant amounts

0:24:44 > 0:24:46of money into investigating unethical companies

0:24:46 > 0:24:51that target consumers.

0:24:51 > 0:24:53The Government says it's aware of issues around some time-share

0:24:53 > 0:24:56contracts and has tightened the law to ensure owners are

0:24:56 > 0:25:00properly informed.

0:25:00 > 0:25:03There'll be some people who say that you signed a contract and you may

0:25:03 > 0:25:06not like it, but you have to stick to it.

0:25:06 > 0:25:08What would you say to that?

0:25:08 > 0:25:11Yes, and foolishly I suppose I did, and I didn't look

0:25:11 > 0:25:16deep enough into it.

0:25:16 > 0:25:18I can imagine now how prisoners must feel initially

0:25:18 > 0:25:21when they first go in.

0:25:21 > 0:25:24I know we had a lot of people that used to get really upset

0:25:24 > 0:25:27because once that door slammed, that was it for hours.

0:25:27 > 0:25:29And now I feel a bit like that myself.

0:25:29 > 0:25:32It's like every door is just shutting on me.

0:25:32 > 0:25:33I can't go anywhere, you know?

0:25:33 > 0:25:35I can't get free of this thing and it's like

0:25:35 > 0:25:40a disease hanging over you.

0:25:40 > 0:25:47That report by Anna Collinson.

0:25:47 > 0:25:52There is an article on the front page of the BBC news website, it is

0:25:52 > 0:25:54one of the most popular stories this morning.

0:25:54 > 0:25:58Really keen to hear from you - if you own a timeshare and have

0:25:58 > 0:26:00struggled to get rid of it - do get in touch.

0:26:00 > 0:26:03Your experiences very welcome.

0:26:03 > 0:26:08An e-mail from Camellia, we got out of a time-share agreement with our

0:26:08 > 0:26:11solicitor finding a short clause in the agreement specifying we would be

0:26:11 > 0:26:15able to exchange for what we purchased. Ken says he owns a

0:26:15 > 0:26:19time-share in Scotland and has done since 1986 and I am currently trying

0:26:19 > 0:26:22to get out of the contract through a specialist time-share release

0:26:22 > 0:26:26company. Suzie has said my parents bought a time-share and we love it,

0:26:26 > 0:26:31we took our daughters every year with my parents, 35 years ago. Now I

0:26:31 > 0:26:35am taking my daughter and her young family. Share your experiences this

0:26:35 > 0:26:37morning.

0:26:37 > 0:26:40In the next hour, we'll hear from a timeshare group who says it

0:26:40 > 0:26:48represents the interests of consumers - and the industry.

0:26:48 > 0:26:49Still to come:

0:26:49 > 0:26:52As Theresa May rules out the UK staying in the customs union,

0:26:52 > 0:26:54we'll get reaction from this group of Tory voters.

0:26:54 > 0:26:57Do they have faith in her leadership?

0:26:57 > 0:26:59And half of former professional sports people struggle

0:26:59 > 0:27:02with emotions, mental and financial issues once they retire -

0:27:02 > 0:27:06a survey suggests.

0:27:06 > 0:27:08We'll get reaction to that from a former rugby league player

0:27:08 > 0:27:16who became addicted to drugs when he retired.

0:27:19 > 0:27:21Time for the latest news, here's Anita.

0:27:21 > 0:27:25The BBC News headlines this morning.

0:27:25 > 0:27:28A Downing Street source has ruled out the prospect of Britain staying

0:27:28 > 0:27:32in any kind of European customs union after Brexit. The statement

0:27:32 > 0:27:36came after days in which the strong supporters of leaving had criticised

0:27:36 > 0:27:40Theresa May for not taking a stand on the issue. The customs union

0:27:40 > 0:27:43allows goods made in the EU to move around the block without tariffs and

0:27:43 > 0:27:48few checks but it prevents members from striking their own free trade

0:27:48 > 0:27:50deals with countries. A new

0:27:50 > 0:27:53ring fenced tax to fund the NHS and social care in England has been

0:27:53 > 0:27:57proposed by a panel of health experts. Set up by the Liberal

0:27:57 > 0:28:01Democrats, it says the NHS in England should be given an extra £4

0:28:01 > 0:28:06billion. The government says it prioritised NHS funding at the last

0:28:06 > 0:28:09budget providing £2 billion. Schalke.

0:28:09 > 0:28:11Customers of the Lloyds banking group have been banned

0:28:11 > 0:28:14from using their credit cards to buy virtual currencies such as bitcoin.

0:28:14 > 0:28:15The decision affects all account holders

0:28:15 > 0:28:17with Lloyds Bank, Bank of Scotland, Halifax and MBNA.

0:28:17 > 0:28:20The group says it's protecting customers from running up debts

0:28:20 > 0:28:25they could never repay.

0:28:25 > 0:28:27The sole surviving suspect from the Paris terror attacks

0:28:27 > 0:28:32of 2015 will go on trial in Belgium today.

0:28:32 > 0:28:34Salah Abdeslam faces charges relating to a shootout he had

0:28:34 > 0:28:39with police while on the run in Belgium in 2016.

0:28:39 > 0:28:42He faces a second trial relating to his involvement in the Paris

0:28:42 > 0:28:43attacks at a later date.

0:28:43 > 0:28:46This programme has been told that thousands of people desperate to get

0:28:46 > 0:28:48out of their timeshare contracts are currently unable

0:28:48 > 0:28:50to because it is far too complex and costly.

0:28:50 > 0:28:52A timeshare usually involves paying a one-off lump sum

0:28:52 > 0:28:55in return for being able to use the property for an agreed

0:28:55 > 0:29:03number of weeks each year, every year for life.

0:29:04 > 0:29:06That's a summary of the latest BBC News.

0:29:06 > 0:29:09Here's some sport now.

0:29:09 > 0:29:12It was a thrilling Super Bowl overnight in Minnesota.

0:29:12 > 0:29:13The Philadelphia Eagles beat the favourites,

0:29:13 > 0:29:15New England Patriots 41-33 - the first time they've

0:29:15 > 0:29:20they've won the title.

0:29:20 > 0:29:22As always the half time show didn't fail to disappoint -

0:29:22 > 0:29:28as Justin Timberlake wowed the crowds.

0:29:28 > 0:29:30England began their defence of the title with a comfortable

0:29:30 > 0:29:32victory over Italy.

0:29:32 > 0:29:35They ran in seven tries in Rome for a bonus point win.

0:29:35 > 0:29:3946-15 the final score.

0:29:39 > 0:29:41Liverpool versus Spurs - the game that had everything.

0:29:41 > 0:29:44A goal of the season contender, two injury time

0:29:44 > 0:29:47goals, two penalties - one missed, and Harry Kane's 100th

0:29:47 > 0:29:48Premier League goal.

0:29:48 > 0:29:52It ended 2-2 at Anfield.

0:29:52 > 0:29:54I'll be back with more later in the programme

0:29:54 > 0:29:57I'll be back with more later in the programme.

0:29:57 > 0:29:58Thanks.

0:29:58 > 0:30:00Downing Street has insisted Britain will leave the customs

0:30:00 > 0:30:02union after Brexit.

0:30:02 > 0:30:05The customs union is a trade agreement between EU states that

0:30:05 > 0:30:07allows companies to exchange goods across the EU without any taxes

0:30:07 > 0:30:10on the exports known as a tariff and with a common

0:30:10 > 0:30:14tariff on imports from outside the EU.

0:30:14 > 0:30:16The issue has laid bare divisions within the Tory party over

0:30:16 > 0:30:21whether the UK should follow a so-called soft or hard Brexit.

0:30:21 > 0:30:23It comes ahead of a week of key Brexit meetings with the EU chief

0:30:23 > 0:30:30negotiator and with her most senior ministers.

0:30:30 > 0:30:32So how is this going down with Tory voters?

0:30:32 > 0:30:38Do grassroot tories want a change in leader?

0:30:38 > 0:30:40With us now a selection of Tory voters.

0:30:40 > 0:30:48We've brought together some conservative party supporters

0:30:57 > 0:31:06Let's talk about the customs union. It's not an announcement, it was in

0:31:06 > 0:31:10the manifesto, the Florence speech. There have been discussions over the

0:31:10 > 0:31:15last few weeks and Theresa May hasn't said any type of the customs

0:31:15 > 0:31:21union, just a customs union we know? Call it what you will, she has ruled

0:31:21 > 0:31:26out the customs union time and time again. She is going to get is the

0:31:26 > 0:31:30best deal possible, we have to be willing to negotiate and put things

0:31:30 > 0:31:34on the table. There is scope for a future trade deal between the UK and

0:31:34 > 0:31:38the EU but right now we are waiting for the EU to come back with

0:31:38 > 0:31:43something reasonable. She is ruling out staying in what we have now, but

0:31:43 > 0:31:48she's not ruling out any future relationship?Grace, you are looking

0:31:48 > 0:31:54unimpressed?It is always going on, this Brexit stuff. I suppose she has

0:31:54 > 0:32:01now made a decision so that is good. If we are not in the customs union

0:32:01 > 0:32:05we have free movement. I think it is good we have made a decision we will

0:32:05 > 0:32:10not be in the customs union.So that is quite good.What about on this

0:32:10 > 0:32:21site? We talked about earlier, I think I will always want to remain,

0:32:21 > 0:32:25but you either Brexit and you go properly or you do not do it at all.

0:32:25 > 0:32:30If you want to Brexit properly, you need to come out of the customs

0:32:30 > 0:32:34union.Absolutely, there isn't a playbook for this, this is the first

0:32:34 > 0:32:39time a country has tried to leave the EU, Theresa May doesn't have a

0:32:39 > 0:32:46precedent and Theresa May is trying to do as good a job as possible.

0:32:46 > 0:32:50Things people are saying, Margaret Thatcher wouldn't do this, Churchill

0:32:50 > 0:32:54wouldn't do this. She is not Margaret Thatcher or Churchill, she

0:32:54 > 0:33:00is Theresa May.Harry, what do you say?Theresa May is doing as good a

0:33:00 > 0:33:06job as she can, she is being lambasted by people on the Labour

0:33:06 > 0:33:09side and also think tanks, the CBI who want us to stay in the customs

0:33:09 > 0:33:12union.There are people in the Conservative Party who want Britain

0:33:12 > 0:33:19to stay in the customs union?I would dispute that.I would

0:33:19 > 0:33:24disagree, as Harry said it wasn't in the Conservative manifesto. Most

0:33:24 > 0:33:29people in the Conservative Party are united behind the Prime Minister to

0:33:29 > 0:33:33get the best deal possible. The best deal is a full Brexit and nearly way

0:33:33 > 0:33:37to achieve that is to leave the customs union.What do you think,

0:33:37 > 0:33:43Sophie?Europe has plagued the Conservative Party for decades now,

0:33:43 > 0:33:48so it's not unusual that the leader is struggling. I think any leader,

0:33:48 > 0:33:53including Margaret Thatcher would have struggled with this.Yes, I

0:33:53 > 0:33:58agree with what Sophie is saying, it is a hard one, but I was pleased to

0:33:58 > 0:34:01hear the Prime Minister has come out and said we will not stay in the

0:34:01 > 0:34:06customs union. I have heard and read there has been different views along

0:34:06 > 0:34:10the way, different statements made. I think now she has to hold her

0:34:10 > 0:34:15ground and get with it, do it and stand firm. You cannot keep messing

0:34:15 > 0:34:20around and playing both sides of your party.Where do we go now? We

0:34:20 > 0:34:24know it is a critical week, Michel Barnier is having meetings with

0:34:24 > 0:34:30David Davis and also Theresa May. Craig, how do you think generally,

0:34:30 > 0:34:36the Brexit negotiations are going?I think they could have gone better.

0:34:36 > 0:34:39Theresa May doesn't have the authority so even after today when

0:34:39 > 0:34:45she said we will be staying in, MPs will be going on TV saying, I think

0:34:45 > 0:34:49we should do this, I think we should do that because she doesn't have a

0:34:49 > 0:34:53grip of her MPs to say, this is what we are doing. They still think they

0:34:53 > 0:34:58can sway her opinion because she keeps changing her mind.You are

0:34:58 > 0:35:04nodding?I want to go back when David Davis was being appointed as

0:35:04 > 0:35:09Brexit minister. He said in one of the articles, we will do trade

0:35:09 > 0:35:16negotiations with each country in the EU. It is not possible. How can

0:35:16 > 0:35:19the Brexit minister say something like that he should have been aware

0:35:19 > 0:35:24he has to negotiate with the whole block. In my opinion, the feedback

0:35:24 > 0:35:28is coming from the wrong people. That is why the government is

0:35:28 > 0:35:31fractured. We have ministers on one side saying we want a hard Brexit

0:35:31 > 0:35:35and others saying we do not want it. Other saying we will stay in the

0:35:35 > 0:35:43customs union. We have Dominic Ryan saying we want a hard Brexit. --

0:35:43 > 0:35:50Dominic Raab. Boris Johnson promised 350 million coming back to the UK.

0:35:50 > 0:35:55Where is it? The NHS is fractured, the NHS is in shambles right now. We

0:35:55 > 0:35:59have doctors, we need doctors, we need nurses. We are telling people

0:35:59 > 0:36:04you cannot come in the EU, we are telling people you cannot come from

0:36:04 > 0:36:10the developing countries, how will we cope with the NHS?Philip as just

0:36:10 > 0:36:15tweeted saying I am sick and tired of the national interest being held

0:36:15 > 0:36:20hostage to the sectional infighting of the Tory party. Stop Brexit now.

0:36:20 > 0:36:24Is that the problem, Theresa May cannot keep everybody happy, so

0:36:24 > 0:36:29should she make a decision and stick to it?Yes, if you make the

0:36:29 > 0:36:33decision, MPs can get behind her, the country can get behind her and

0:36:33 > 0:36:37she can go to the EU with something solid and a deal can be achieved.

0:36:37 > 0:36:44She needs to be bold.It is more politics, she needs to be a strong

0:36:44 > 0:36:48leader because this is what the country voted for so it is time for

0:36:48 > 0:36:53her to stand up and then the country can get behind her. Her Cabinet and

0:36:53 > 0:36:56MPs can get behind her, at the moment she is not showing enough

0:36:56 > 0:37:02strength.Issue strong enough to do that if Boris Johnson and other

0:37:02 > 0:37:06members of the Cabinet are saying different things, you are shaking

0:37:06 > 0:37:10your head?MPs don't respect her enough. She is going to say that and

0:37:10 > 0:37:14they will go off and do whatever they want as they have been doing.

0:37:14 > 0:37:20There is no unity in the party. Let's take an example of cricket, if

0:37:20 > 0:37:24the whole team is trying to win, they will win the game. But if one

0:37:24 > 0:37:28player does not try, they will not win the game. Theresa May may be

0:37:28 > 0:37:34trying to win the game, but her ministers are saying things, she's

0:37:34 > 0:37:38saying something today and then her ministers say something tomorrow.

0:37:38 > 0:37:42You cannot win the game if somebody picks up the bat and takes the ball

0:37:42 > 0:37:49home.If you ask grassroots members, most of them are behind Theresa May.

0:37:49 > 0:37:53They will say she is doing a difficult job, a hard job and nobody

0:37:53 > 0:37:58knows what is happening.Those are the party members, I am talking

0:37:58 > 0:38:05about the Cabinet.You are shaking your head?Jacob Rees Mogg, it is a

0:38:05 > 0:38:10nail in the head every time he speaks about this. Every time he

0:38:10 > 0:38:15speaks on the EU issue, it is music to my ears, he is the only one

0:38:15 > 0:38:20making any sense. Theresa May is scared of making a decision. Bali

0:38:20 > 0:38:26she has made a decision about the customs union. You say one thing but

0:38:26 > 0:38:30do another, often with the manifesto.Who thinks Theresa May is

0:38:30 > 0:38:35doing a good job, show of hands? He was on show? Who think she is doing

0:38:35 > 0:38:45a terrible job? OK. Do we think amongst you guys as Tory voters,

0:38:45 > 0:38:48supporters and activists, can she see this out? If you read any of the

0:38:48 > 0:38:53papers at the weekend there were plots left, right and centre, so we

0:38:53 > 0:38:59are told to get rid of her?Can you anything worse right now in a

0:38:59 > 0:39:03fractured party, a leadership election?If we have a leadership

0:39:03 > 0:39:08election, it would go to a general election. Then Jeremy Corbyn would

0:39:08 > 0:39:12be Prime Minister and nobody wants that. We are unified behind the

0:39:12 > 0:39:17Prime Minister staying in place.We have the paper Saint Boris Johnson

0:39:17 > 0:39:22will be the Prime Minister, Michael Gove will be the deputy and Amber

0:39:22 > 0:39:28Rudd will be the Home Secretary, we don't know.You also had Jacob Riis

0:39:28 > 0:39:34Mark as Chancellor of the Exchequer. How can you be talking about Brexit

0:39:34 > 0:39:38on the one hand and then a coup on the other hand.It is misleading the

0:39:38 > 0:39:43public. It is the papers on a slow news week while the Prime Minister

0:39:43 > 0:39:50was in China.It wasn't a slow news week, was it?Media speculation. The

0:39:50 > 0:39:56papers want a story to put out. The truth is, there are conservatives on

0:39:56 > 0:40:00either side who are concerned about certain aspects of the EU

0:40:00 > 0:40:04negotiation. There are some people who voted remain who might be

0:40:04 > 0:40:09turning towards softer. Some Brexiteers want the done but the

0:40:09 > 0:40:15party is united behind Theresa May. Michael Gove lead Boris Johnson down

0:40:15 > 0:40:19a path and then we have the infighting in the party again. Where

0:40:19 > 0:40:25is the unification?If you don't think Theresa May is doing a

0:40:25 > 0:40:29particularly good job and we hear about these rumours constantly about

0:40:29 > 0:40:33plotters, let's look at the names being thrown around. Grace has

0:40:33 > 0:40:42mentioned one, Jacob Riis McComish he is the man for you?Yes.Why?The

0:40:42 > 0:40:46way he conducted himself. Blair said are the peacemakers, Jacob. He has

0:40:46 > 0:40:54got guts.I think he has. My liking, I think he is an excellent

0:40:54 > 0:40:57parliamentarian and I think the rest of Parliament love him on both

0:40:57 > 0:41:01sides. But he is so socially conservative, anti-abortion,

0:41:01 > 0:41:05anti-gay marriage and anti-drug reform. If we do have another

0:41:05 > 0:41:09election young voters will not appeal to him at all.Jacob Rees

0:41:09 > 0:41:14Mogg, I am an active party member, but if Jacob Rees Mogg became leader

0:41:14 > 0:41:18of the party, that would be the trigger for me to my membership.I

0:41:18 > 0:41:23wouldn't go that far, he's a gentleman, a lovely guy. His

0:41:23 > 0:41:30policies... I think people make a lot out of his social conservatives.

0:41:30 > 0:41:38If you are Prime Minister I don't think he would have a hard line.

0:41:38 > 0:41:42That nuance would get through to the media and people would see him as an

0:41:42 > 0:41:48anachronism.He is too socially conservative people of my

0:41:48 > 0:41:53generation, certainly for myself. At the moment, I see no alternative to

0:41:53 > 0:41:58Theresa May. I see the fact that the Tory party will be fractured if we

0:41:58 > 0:42:02have another leadership election as it was in the 1990s over Europe.

0:42:02 > 0:42:06That led to Tony Blair getting a massive majority in 1997. With

0:42:06 > 0:42:11Jeremy Corbyn being to the left of Tony Blair, we cannot risk a Labour

0:42:11 > 0:42:17government.Let's look at other names being touted as potential

0:42:17 > 0:42:22leaders of the Conservative Party, Boris Johnson? Not a safe pair of

0:42:22 > 0:42:28hands. There was a sharp intake of breath.He says a lot of things and

0:42:28 > 0:42:34he has got people in trouble. The Iranians lady is in jail because of

0:42:34 > 0:42:38the statement said by Boris Johnson in a way.He is too much of a loose

0:42:38 > 0:42:44cannon?Yes.People liked him before he was Foreign Minister but now

0:42:44 > 0:42:51people are not back clean.Would you want him in charge? Not at all.When

0:42:51 > 0:42:55he was Mayor of London when he had more freedom and could set his own

0:42:55 > 0:43:01agenda, he was brilliant. But as a Prime Minister, he would be very

0:43:01 > 0:43:04constrained, couldn't bring out his own personality. He will have to

0:43:04 > 0:43:06work in a more collegiate environment and I don't think he

0:43:06 > 0:43:11would fit in that. I do think he would connect with the public quite

0:43:11 > 0:43:15well, but at the same time, do we want to unleash the beast, as it

0:43:15 > 0:43:23were?Gavin Williamson, another name?I think he can do it. You need

0:43:23 > 0:43:26someone strong who will keep the party and the government together.

0:43:26 > 0:43:37We saw him as Chief Whip and never lost a vote. He is far enough away

0:43:37 > 0:43:40from the Cabinet, not tarnished with the incompetence we have seen in the

0:43:40 > 0:43:49rest of the Cabinet. He is fresh and could potentially do it.

0:43:49 > 0:43:50could potentially do it.I cannot even remember who Gavin Williamson

0:43:50 > 0:43:57is!We will get a picture for you. He is the Defence Secretary at the

0:43:57 > 0:44:05moment.Is he, OK.Another name being mentioned, Amber Rudd, a

0:44:05 > 0:44:16female?I think Amber Rudd, she is a remain and grassroots members will

0:44:16 > 0:44:21be sceptical about her and she has a tiny majority in Hastings and I

0:44:21 > 0:44:25think Labour will target their resources into that seat.People

0:44:25 > 0:44:30throw around terms of one Nation, Thatcherite, they are just

0:44:30 > 0:44:35conservatives, they are terms people use to divide us. She is a very good

0:44:35 > 0:44:38Conservative, will follow the Conservative manifesto. If she did

0:44:38 > 0:44:43become the leader, I think she would do a good job. I am behind Theresa

0:44:43 > 0:44:47May, but Amber Rudd, but tensely for the future.She is very charismatic.

0:44:47 > 0:44:52She connects with people on a personal level.What about Dan

0:44:52 > 0:44:58Hannan?He has personally said to me, he will not be pursuing a career

0:44:58 > 0:45:04in politics when Britain leaves the EU when MEPs have to resign. I

0:45:04 > 0:45:08really like him, I think he will make a good Cabinet minister, but at

0:45:08 > 0:45:15the same time, I am not sure.Lot of you getting in touch. Ben says this

0:45:15 > 0:45:18Brexit programme has been mismanaged. Ministers dodging and

0:45:18 > 0:45:22lined with no answers to questions. It is going to be a hard Brexit,

0:45:22 > 0:45:26just wait and see. Another tweet saying, without another customs

0:45:26 > 0:45:32union what we do without the Irish border. And Steve has treated, the

0:45:32 > 0:45:36customs union is more than free movement of goods, it is about

0:45:36 > 0:45:40standards, said goods and safe foods. Perhaps the hash tag biased

0:45:40 > 0:45:44BBC should state the facts. That is our intention, some people may

0:45:44 > 0:45:47disagree. Thank you all for taking the time out to speak to this

0:45:47 > 0:45:49morning.

0:45:49 > 0:45:50Coming up:

0:45:50 > 0:45:51The Lloyds banking group has banned its customers

0:45:51 > 0:45:54from using their credit cards to buy bitcoin and other

0:45:54 > 0:45:55virtual currencies.

0:45:55 > 0:45:58We'll find out why the bank thinks eight million people could end up

0:45:58 > 0:46:06running up debts they could never repay.

0:46:10 > 0:46:12More than half of former professional sports people have had

0:46:12 > 0:46:14concerns about their mental or emotional wellbeing

0:46:14 > 0:46:15since retiring.

0:46:15 > 0:46:18That's according to a survey which suggests one in two ex-players

0:46:18 > 0:46:20of the 800 who responded to the Professional Players'

0:46:20 > 0:46:23Federation survey did not feel in control of their lives within two

0:46:23 > 0:46:31years of finishing their careers.

0:46:31 > 0:46:33Retired athletes also told the BBC they "lose their identity""

0:46:33 > 0:46:35when they finish playing sport, experiencing "loss",

0:46:35 > 0:46:42"regret" and "devastation".

0:46:42 > 0:46:44"I never want to sit on a horse again.

0:46:44 > 0:46:45I can't take it anymore".

0:46:45 > 0:46:47The words of Royal Ascot winning jockey George Chaloner

0:46:47 > 0:46:50who was forced to retire at 25 after a number of bad falls.

0:46:50 > 0:46:52He tells how although the injuries heal relatively quickly,

0:46:52 > 0:46:55it takes much longer to get over the mental trauma.

0:46:55 > 0:47:00This is his story.

0:47:00 > 0:47:08It started when I was in hospital in Newcastle.

0:47:29 > 0:47:39Back around in front. Professor is flying home.

0:49:09 > 0:49:12Let's talk now to Paul Highton, he's an ex-Salford City Reds

0:49:12 > 0:49:13rugby league player.

0:49:13 > 0:49:16He had three years of prescription drug addiction, failed business

0:49:16 > 0:49:19and suicidal thoughts after retiring from playing.

0:49:19 > 0:49:21One of his former team-mates and close friends from his rugby

0:49:21 > 0:49:25playing days didn't make it out the otherside like him and is now

0:49:25 > 0:49:28in jail following being convicted for armed robbery.

0:49:28 > 0:49:35This is his first TV interview about his experiences.

0:49:35 > 0:49:38Thank you so much for coming in.

0:49:39 > 0:49:44When you went into rugby league it was a time when the game was turning

0:49:44 > 0:49:48professional and you decided to leave your studies behind and focus

0:49:48 > 0:49:52on the game, did that ever feel like a gamble, a risk, in those early

0:49:52 > 0:49:58days?Not really. It was a child he childhood dream. -- it was a

0:49:58 > 0:50:02childhood dream. It was an easy transition for me to jump into that.

0:50:02 > 0:50:06As you said, I put my studies on the back burner and it was always going

0:50:06 > 0:50:10to be next season, I will start studying next year and you get

0:50:10 > 0:50:14wrapped up in a new contract. You think everything is rosy for a few

0:50:14 > 0:50:17years and towards the back end of those careers, those contracts, you

0:50:17 > 0:50:22think what is next.What is that point in your career? Literally as

0:50:22 > 0:50:29you are heading

0:50:29 > 0:50:31you are heading towards the end or did you give it any thought before

0:50:31 > 0:50:34that?I started to consider it when I had a pretty bad injury, broke my

0:50:34 > 0:50:37arm and I was ample 16 weeks. It was quite levelling. -- and I broke my

0:50:37 > 0:50:40arm and I was out for 16 weeks. You think you are a superhero but you

0:50:40 > 0:50:43are not, you will eventually end your career. My legs stopped being

0:50:43 > 0:50:49as quick as they should have been. The injuries will get you. I started

0:50:49 > 0:50:54putting things in place, started seeing people, who got to the end of

0:50:54 > 0:50:58their careers with nothing. That is not what I wanted to be.Did you

0:50:58 > 0:51:02have support from within the sport to look ahead to what you might do

0:51:02 > 0:51:05after your rugby career was over? Back then there was very little.

0:51:05 > 0:51:09There certainly wasn't the player welfare manager role, which either

0:51:09 > 0:51:17film now with Salford. There was nothing like that. I got a pat on my

0:51:17 > 0:51:23back, thanks to your efforts and could luck with the next part of

0:51:23 > 0:51:27your career. -- good luck with.When you had effectively retired from

0:51:27 > 0:51:30rugby league and your contract finished, is it quite frightening?

0:51:30 > 0:51:34Presumably you have quite a structured life as a sports person

0:51:34 > 0:51:38and then you can do anything.I related quite a lot to the military.

0:51:38 > 0:51:42Everyday I was told what top to wear, shorts to work, what colour

0:51:42 > 0:51:46socks, I was told my breakfast 's was ready, the pills and potions

0:51:46 > 0:51:52after a training session, protein. Everything was done for you. When

0:51:52 > 0:51:56away from you and you leave the sport, is I found myself having to

0:51:56 > 0:52:01deal with these things myself. That bubble had gone. It is quite

0:52:01 > 0:52:05frightening. I spent the best part of 20 years with 30 of my best

0:52:05 > 0:52:08friend and then you play your last game on a Sunday and the money

0:52:08 > 0:52:14morning I am sat on the sofa thinking, is this it, what's next? I

0:52:14 > 0:52:19set about business and took a lot of my focus. 18 months down the line

0:52:19 > 0:52:24when I took my eye off the ball, that is when things got difficult.

0:52:24 > 0:52:28What happened? I had quite a few injuries.I went through a period of

0:52:28 > 0:52:32time. I was having things patched up and I was taking something called

0:52:32 > 0:52:38tramadol. At the time, that was quite readily available in the

0:52:38 > 0:52:44sport. It was easy to get hold of. Quite easy to manipulate your club

0:52:44 > 0:52:47doctor and your personal GP. I started using those for everything

0:52:47 > 0:52:52apart from what they were there for. They used to chill me out, they

0:52:52 > 0:52:56helped me sleep, it gave me confidence. I was using them for the

0:52:56 > 0:53:00wrong thing. Compared to what I should have stayed on, it was almost

0:53:00 > 0:53:07three years. It should have been two months. It was spiralling from that

0:53:07 > 0:53:11point. I tried to change where I was thinking with the pills.Was that

0:53:11 > 0:53:16links to retirement?I think so. Hindsight is a wonderful thing.

0:53:16 > 0:53:19Maybe I have an addictive personality, it doesn't matter if it

0:53:19 > 0:53:25is a bag of midget gems or a strip of tramadol, they went. Looking

0:53:25 > 0:53:29back, you can join up the dots as you look backwards. I certainly used

0:53:29 > 0:53:35prescription. Drugs and other things -- prescription drugs. To stop the

0:53:35 > 0:53:40way I was feeling at the time.Did your family know?They did. I

0:53:40 > 0:53:44thought I was doing a great job of hiding it. I have a really

0:53:44 > 0:53:49supportive family. My partner at the time. They had got wind of this.

0:53:49 > 0:53:52They had understood and they made a call to the rugby league which was

0:53:52 > 0:53:56properly the best phone call they could have made. To the head of

0:53:56 > 0:54:01welfare. Within two or three days, I was down talking to a guy from

0:54:01 > 0:54:06sporting chance, Tony Adams. A charity the looks at a sports people

0:54:06 > 0:54:09with addictive disorders and depression. I was sat in a hotel

0:54:09 > 0:54:13room talking to a guy I had never met before, telling him my darkest

0:54:13 > 0:54:18secrets and it was the most cathartic thing I have ever done.

0:54:18 > 0:54:21Certainly the most worthwhile. I would love to say life got perfect

0:54:21 > 0:54:24from that point but it certainly gave me clarity and some way of

0:54:24 > 0:54:29fixing what was going on with myself.Do you think it is harder

0:54:29 > 0:54:33for successful sportspeople to accent is and say, openly, I can't

0:54:33 > 0:54:39cope -- to accept and say.It is difficult. It is a man thing in

0:54:39 > 0:54:45general. I do a lot of work with a men's mental health charity called

0:54:45 > 0:54:51Off-road, that is the theme, getting men to open and be honest about the

0:54:51 > 0:54:57way they feeling -- Off-load, that is the theme. Players tell their

0:54:57 > 0:55:01story and make this real. It puts everything on a platform, mental

0:55:01 > 0:55:04health doesn't discriminate. It doesn't matter how big your bank

0:55:04 > 0:55:08balance or your car is. Everyone has mental health and some a better

0:55:08 > 0:55:12mental health than other. It is difficult for a rugby player, they

0:55:12 > 0:55:16are perceived machismo kind of thing, we don't show any emotions.

0:55:16 > 0:55:21We are Warriors and that can only go on for so long. The sport is doing

0:55:21 > 0:55:24huge things around that at the moment to get people to be honest

0:55:24 > 0:55:27and open about the way they are feeling.Do you have a definitive

0:55:27 > 0:55:32moment in your mind that you think was your darkest moment? Where you

0:55:32 > 0:55:38felt that you actually had to face this.I had wrapped up my business a

0:55:38 > 0:55:40couple of months prior. Things were not going well with the partner I

0:55:40 > 0:55:46was with at the time. The only way I felt I could sort this out was to do

0:55:46 > 0:55:51it myself. That was a big mistake. I moved out of home, I got myself

0:55:51 > 0:55:56somewhere which would be my haven to get my head sorted and it was just a

0:55:56 > 0:55:58green light to continue doing what I was doing because I had nobody

0:55:58 > 0:56:04looking over my shoulder. I got to the point where everybody hits their

0:56:04 > 0:56:07own rock bottom, doesn't matter what yours is, it's personal to you and I

0:56:07 > 0:56:11got to the point where I was sick and tired of being sick and tired.

0:56:11 > 0:56:16And upsetting people and worrying my family. It was time to do something

0:56:16 > 0:56:21about it. That phone call to Sporting Chance was the best thing

0:56:21 > 0:56:26that could have ever happened to me. Was it about filling your time after

0:56:26 > 0:56:30retirement? Or is it about getting those highs? That must be the

0:56:30 > 0:56:35difficult thing, do have those incredible highs. The celebrity, all

0:56:35 > 0:56:39of that. Do you need to replicate that or do you need to learn that

0:56:39 > 0:56:43you can't replicate that and you need to do something different?It

0:56:43 > 0:56:45is about learning you can't replicate that but finding something

0:56:45 > 0:56:49to replace that in terms of what gives you purpose, pleasure and gets

0:56:49 > 0:56:54you up in the morning. That was a difficult thing. I use the term that

0:56:54 > 0:56:57I still didn't know what I wanted to be when I grew up. I got to the end

0:56:57 > 0:57:03of my career and set up a supposed abutment company but even that

0:57:03 > 0:57:07didn't fulfil me in the way my current role does. It just filled a

0:57:07 > 0:57:10gap to speak and pay the bills. It was very difficult going from doing

0:57:10 > 0:57:14your most favourite thing in the world, playing sport for 20 years

0:57:14 > 0:57:16and trying to find something that I'm going to do probably for twice

0:57:16 > 0:57:24as long again. But wanting to enjoy it again, that was difficult. That

0:57:24 > 0:57:26loss of identity, structure, that was something I really struggled

0:57:26 > 0:57:30with.Thank you.

0:57:30 > 0:57:34And if you want help or support for addiction and gambling issues -

0:57:34 > 0:57:37you can find a list of information on the BBC's action pages -

0:57:37 > 0:57:40bbc.co.uk/actionline.

0:57:40 > 0:57:43Let's get the latest weather update with Lucy.

0:57:47 > 0:57:53How much snow is there out there, there have been warnings.There

0:57:53 > 0:57:56certainly have been warnings, yellow weather warnings in place for today

0:57:56 > 0:58:01and tomorrow. We have seen some snow showers this morning. This week will

0:58:01 > 0:58:05stay fairly wintry. Temperatures stay involved with a widespread

0:58:05 > 0:58:10frost and some snow at times. -- staying cold. A photo from a Weather

0:58:10 > 0:58:15Watcher earlier, some snow in East Sussex. Similarly wintry scenes sent

0:58:15 > 0:58:24in. The majority of the snow this morning has been in the south-east.

0:58:24 > 0:58:29As we move through today, we will start to see showers easing but they

0:58:29 > 0:58:32will gradually drift west through the day. Away from those showers,

0:58:32 > 0:58:37there is a lot of dry weather, some good spells of sunshine developing

0:58:37 > 0:58:41as we move through the day. Brisk north-easterly wind in the south

0:58:41 > 0:58:44which will ease as we move through the day that accentuate the fact

0:58:44 > 0:58:47that the temperatures are not particularly warm, mid-to single

0:58:47 > 0:58:51figures for many of us. This evening and overnight, the wind will pick up

0:58:51 > 0:58:56ahead of this band of cloud and rain that will push its way into Northern

0:58:56 > 0:59:00Ireland and Scotland. Firstly falling as rain and then sleet and

0:59:00 > 0:59:03snow bringing snow for Northern England, Wales and into the early

0:59:03 > 0:59:10hours. Clearer skies, mostly dry and it will be cold. One or two patches

0:59:10 > 0:59:13of freezing fog in the Midlands. Behind it, heavy wintry showers

0:59:13 > 0:59:18feeding into the north-west. A cold start tomorrow, a frosty start and

0:59:18 > 0:59:24some of us seeing snow on the ground first thing. It will start to edge

0:59:24 > 0:59:29south as we move through the day, breaking up as it does. It will

0:59:29 > 0:59:35become light and patchy. Behind it, bright intervals feeding in. Also,

0:59:35 > 0:59:39heavy and potentially thundery and wintry showers. In the south-east,

0:59:39 > 0:59:44staying largely dry with some brightness. Temperatures not feeling

0:59:44 > 0:59:51very warm, maximum of four Celsius. Tuesday evening, that band of snow

0:59:51 > 0:59:56and sleet will reinvigorate. Across East Anglia and parts of the

0:59:56 > 1:00:01south-east continuing to see clearer skies behind it. We are looking at

1:00:01 > 1:00:04another cold and frosty night. The weather front clears the south-east

1:00:04 > 1:00:07as we move through the night into Wednesday that already waiting in

1:00:07 > 1:00:12the wings is the next weather front bringing rain and the risk of snow.

1:00:12 > 1:00:16Dry weather ahead of the weather front. Some brightness although it

1:00:16 > 1:00:24will turn increasingly cloudy from the Northwest. Another chilly day.

1:00:26 > 1:00:32Hello, it's 10:00am.

1:00:32 > 1:00:39The UK insists it will lead the customs union when it leaves the EU.

1:00:39 > 1:00:42Is it enough to win Theresa May some

1:00:42 > 1:00:47support with conservative voters? Theresa May is scared of making a

1:00:47 > 1:00:51decision. At least she has made a decision about the customs union,

1:00:51 > 1:00:55which is unusual for her.

1:00:55 > 1:01:00Someone says this is the most thankless period any Prime Minister

1:01:00 > 1:01:03will face, catapulted into a job to take us through the toughest period

1:01:03 > 1:01:08this country will face. Also on the programme...

1:01:08 > 1:01:10They were marketed as holidays without hassle but we've been told

1:01:10 > 1:01:12that thousands of people are finding their timeshares

1:01:12 > 1:01:14too complex and too costly to get out of.

1:01:14 > 1:01:20I try to sell it, I tried to give it away. Nobody wanted it because the

1:01:20 > 1:01:24maintenance fees were going up and up. We were also told, if there

1:01:24 > 1:01:29comes a time when you don't want it and you decide that is it, we will

1:01:29 > 1:01:38buy it back from you.More on our exclusive story.

1:01:41 > 1:01:46exclusive story. One man says he is £20,000 out of pocket after spending

1:01:46 > 1:01:50money on a time-share property in Spain.

1:01:50 > 1:01:51Is it worth getting a degree?

1:01:51 > 1:01:54In a speech later today an MP in charge of the education select

1:01:54 > 1:01:57committee will say that between a fifth and a third

1:01:57 > 1:01:59of graduates are taking on non-graduate jobs.

1:01:59 > 1:02:01Good morning.

1:02:01 > 1:02:06Here's Annita in the BBC Newsroom with a summary of todays news.

1:02:06 > 1:02:08Good morning.

1:02:08 > 1:02:11A Downing street source has ruled out the prospect of Britain staying

1:02:11 > 1:02:13in any kind of European customs union after Brexit.

1:02:13 > 1:02:16The statement came after days in which the strong supporters

1:02:16 > 1:02:20of leaving had criticised Theresa May for not taking

1:02:20 > 1:02:25a stand on the issue.

1:02:25 > 1:02:28The customs union allows goods made in the EU to move around the bloc

1:02:28 > 1:02:30without tariffs and with few checks, but it prevents members

1:02:30 > 1:02:32from striking their own free-trade deals with other countries.

1:02:32 > 1:02:35There's been a significant fall in the number of new cars

1:02:35 > 1:02:37being sold in the UK, according to figures

1:02:37 > 1:02:38released in the last hour.

1:02:38 > 1:02:41Sales fell 6.3% in January, down to 163,000 cars from 174,000

1:02:41 > 1:02:44in the same month a year ago.

1:02:44 > 1:02:48Most of the decline was down to a large drop

1:02:48 > 1:02:51in the demand for diesel cars.

1:02:51 > 1:02:53Customers of the Lloyds banking group have been banned

1:02:53 > 1:02:56from using their credit cards to buy virtual currencies such as bitcoin.

1:02:56 > 1:02:59The decision affects all account holders with Lloyds Bank,

1:02:59 > 1:03:02Bank of Scotland, Halifax and MBNA.

1:03:02 > 1:03:04The group says it's protecting customers from running up debts

1:03:04 > 1:03:08they could never repay.

1:03:08 > 1:03:11A new ring-fenced tax to fund the NHS and social care in England

1:03:11 > 1:03:14has been proposed by a panel of health experts.

1:03:14 > 1:03:17The panel, set up by the Liberal Democrats,

1:03:17 > 1:03:20says the NHS in England should be given an extra four billion pounds.

1:03:20 > 1:03:23The government says it prioritsed NHS funding at the last Budget,

1:03:23 > 1:03:28providing £2 billion for social care.

1:03:28 > 1:03:31The sole surviving suspect from the Paris terror attacks

1:03:31 > 1:03:35of 2015 will go on trial in Belgium today.

1:03:35 > 1:03:38Salah Abdeslam, faces charges relating to a shoot out he had

1:03:38 > 1:03:43with police while on the run in Belgium in 2016.

1:03:43 > 1:03:46He faces a second trial relating to his involvement in the Paris

1:03:46 > 1:03:48attacks at a later date.

1:03:48 > 1:03:52This programme has been told that thousands of people desperate to get

1:03:52 > 1:03:53out of their timeshare contracts are currently unable

1:03:53 > 1:03:59to because it is far too complex and costly.

1:03:59 > 1:04:01A time-share usually involves paying a one-off lump sum in return

1:04:01 > 1:04:05for being able to use the property for an agreed number of weeks each

1:04:05 > 1:04:06year, every year for life.

1:04:06 > 1:04:09The actress, Kim Cattrall, has confirmed her brother

1:04:09 > 1:04:11has died unexpectedly, hours after appealing to fans

1:04:11 > 1:04:14for help in finding him.

1:04:14 > 1:04:18The Sex and the City star had posted a photograph

1:04:18 > 1:04:20of Chris Cattrall on social media, saying he'd disappeared

1:04:20 > 1:04:24from his home in Alberta, Canada.

1:04:24 > 1:04:26Canadian police say there's no reason to believe his

1:04:26 > 1:04:28death was suspicious.

1:04:28 > 1:04:31The US reality TV star, Kylie Jenner, confirmed

1:04:31 > 1:04:32on Sunday that she has

1:04:32 > 1:04:34given birth to a baby girl.

1:04:34 > 1:04:36The 20-year-old was rumoured to be expecting a child,

1:04:36 > 1:04:39but had remained quiet about her pregnancy.

1:04:39 > 1:04:41Jenner announced on Instagram that she had given birth

1:04:41 > 1:04:43on the 1st of February.

1:04:43 > 1:04:46She apologised for keeping her followers and fans in the dark.

1:04:46 > 1:04:54That's a summary of the latest BBC News - more at 10.30.

1:04:57 > 1:05:00Lots of you getting in touch this morning about the Brexit

1:05:00 > 1:05:06negotiations. It is a big week. David Davis, the Brexit secretary

1:05:06 > 1:05:10talking to Michel Barnier from the U. We had a discussion with some

1:05:10 > 1:05:16voters earlier on about what they were making over the conversations.

1:05:16 > 1:05:23Michelle has e-mailed saying it is not good to criticise EU Theresa

1:05:23 > 1:05:29May. Ken has treated, Jacob Rees Mogg, I would find it easier to

1:05:29 > 1:05:34believe he was a friend of Sherlock Holmes or had invented the vacuum

1:05:34 > 1:05:37cleaner than be Prime Minister.

1:05:37 > 1:05:40Do get in touch with us throughout the morning,

1:05:40 > 1:05:43use the hashtag Victoria live and If you text, you will be charged

1:05:43 > 1:05:44at the standard network rate.

1:05:44 > 1:05:45Here's some sport now with Sarah.

1:05:45 > 1:05:48Let's start with the Super Bowl, where it was third time lucky

1:05:48 > 1:05:49for the Philadelphia Eagles -

1:05:49 > 1:05:52runners up in 1980 and 2004, but the franchise finally

1:05:52 > 1:05:53won their first Superbowl overnight.

1:05:53 > 1:05:59And what an upset they caused, their fans had taken to wearing dog

1:05:59 > 1:06:02masks in the lead up to this, such was the Eagles' underdog status

1:06:02 > 1:06:03coming into this game.

1:06:03 > 1:06:06But in a final that will go down as one of the best,

1:06:06 > 1:06:08they beat the favourites and defending champions the

1:06:08 > 1:06:09New England Patriots in Mineappolis.

1:06:09 > 1:06:12Let's have a look at the touchdown they're saying will be

1:06:12 > 1:06:13shown a billion times.

1:06:13 > 1:06:15Nick Foles, who led magnificiently on the night, became the first

1:06:15 > 1:06:17quarterback to throw and catch touchdowns in Superbowl history.

1:06:17 > 1:06:20He only came into the side towards the end of the regular

1:06:20 > 1:06:21season as an injury replacement.

1:06:21 > 1:06:26I mean, that is what life is about right there. We are super Bowl

1:06:26 > 1:06:29champions, but time does stop when you look at your daughter's eyes and

1:06:29 > 1:06:37you get to celebrate this moment. I get to look my wife's eyes. My wife

1:06:37 > 1:06:39has been there through everything, my family has been there to

1:06:39 > 1:06:44everything and to be in this moment, celebrate this moment, that is what

1:06:44 > 1:06:47it is about. I am just grateful.

1:06:47 > 1:06:50And if the football is not your thing, there's always the half time

1:06:50 > 1:06:51show for entertainment.

1:06:51 > 1:06:54This year it was Justin Timberlake wowing the crowds.

1:06:54 > 1:06:57The 12-minute performance included a tribute to Prince,

1:06:57 > 1:06:59he ended up in the middle of the crowd.

1:06:59 > 1:07:03Where this 13-year-old may just be the most popular person

1:07:03 > 1:07:07in his school today, bagging a selfie with the star.

1:07:07 > 1:07:11And while it doesn't take long to find that selfie online.

1:07:11 > 1:07:13Ryan McKenna the lucky 13-year-old and it seems the internet has

1:07:13 > 1:07:17fallen in love with him.

1:07:17 > 1:07:20#selfiekid seemed to be his twitter name and now many are calling him

1:07:20 > 1:07:25the Superbowl's MVP in place of quarterback Nick Foles.

1:07:25 > 1:07:27What a start to the Six Nations this weekend,

1:07:27 > 1:07:30Wales with a stunning victory over Scotland and the last minute drop

1:07:30 > 1:07:32goal for Ireland to steal the win against France

1:07:32 > 1:07:34on Saturday, and then yesterday it was England's turn

1:07:34 > 1:07:36as they began their defence of the title.

1:07:36 > 1:07:37And it went pretty well.

1:07:37 > 1:07:41They ran in seven tries for a bonus point win over Italy in Rome.

1:07:41 > 1:07:43A nice Six Nations debut for Sam Simmonds though with two tries..

1:07:43 > 1:07:46Worry for Ben Youngs, the scrum half stretchered off

1:07:46 > 1:07:47early with a knee injury.

1:07:47 > 1:07:4846-15 the final score in Rome.

1:07:48 > 1:07:51In the women's Six Nations - England put in a huge

1:07:51 > 1:07:52performance yesterday, beating Italy 42-7.

1:07:52 > 1:07:55England Captain Sarah Hunter went over for a hat-trick of tries

1:07:55 > 1:07:57helping the defending champions secure the bonus point.

1:07:57 > 1:08:03Finally, Chelsea can go third if they win at Watford tonight. There

1:08:03 > 1:08:09was a dramatic finish at Anfield. Totten substitute, Victor Wanyama,

1:08:09 > 1:08:16smashed home this. Mo Salah popped up again in stoppage time to score

1:08:16 > 1:08:22what looked like a Liverpool win but there was time for a second Spurs

1:08:22 > 1:08:30penalty. The referee deemed this foul on Erik Lamela.

1:08:34 > 1:08:39And that Chloe is your sport for now.

1:08:39 > 1:08:44The actor, Hugh Grant has settled his phone hacking damages action

1:08:44 > 1:08:47against Mirror group newspapers at the High Court. You will remember

1:08:47 > 1:08:51that has been rumbling on for some time. Hugh Grant has saddled the

1:08:51 > 1:08:55damages action against the Mirror group newspapers. Also we are

1:08:55 > 1:08:59hearing Michel Barnier, the EU chief negotiator has spoken this morning

1:08:59 > 1:09:04and is in meetings this week with Theresa May and David Davis. He has

1:09:04 > 1:09:07said he is accelerating all of the contacts in the Brexit talks because

1:09:07 > 1:09:15there is not a moment to lose. Speaking as he arrived at the train

1:09:15 > 1:09:18station in Brussels to head to London, he said, I am pleased to

1:09:18 > 1:09:20catch up with David Davis just ahead of the new rounds of negotiations

1:09:20 > 1:09:23which will begin tomorrow. My feeling is we have not a moment to

1:09:23 > 1:09:29lose. There is so much work so we have accelerated all the contacts,

1:09:29 > 1:09:32the useful contacts. We would keep an eye across any developments with

1:09:32 > 1:09:33that.

1:09:33 > 1:09:36This programme has been told that thousands of people desperate to get

1:09:36 > 1:09:38out of their timeshare contracts are currently unable

1:09:38 > 1:09:40to because it is far too complex and costly.

1:09:40 > 1:09:42Timeshares were very popular in the 1980s and 1990s,

1:09:42 > 1:09:44they were marketed as holidays without the hassle, investors

1:09:44 > 1:09:47were told their time-shares would increase in value and be easy

1:09:47 > 1:09:49to get out of, whenever they wanted.

1:09:49 > 1:09:53But for many this didn't happen and instead they've been left

1:09:53 > 1:09:55with increasing maintenance charges on a property they

1:09:55 > 1:09:56can't get rid off.

1:09:56 > 1:09:59Time-share groups say the industry provides millions of people

1:09:59 > 1:10:02with quality holidays every year.

1:10:02 > 1:10:04We bought you our reporter Anna Collinson's full report

1:10:04 > 1:10:12earlier, here's a short extract.

1:10:17 > 1:10:22It is the 1980s and hundreds of thousands of people are signing

1:10:22 > 1:10:24contracts which promise cheap sunshine and convenient getaways.

1:10:24 > 1:10:34Normally in Spain.

1:10:34 > 1:10:37Normally in Spain. Many of those people are now retired or close to

1:10:37 > 1:10:43it and they can no longer afford or use their time-share. So what

1:10:43 > 1:10:52happens then?Standing outside the lodge.Wendy met her partner in

1:10:52 > 1:11:001985.-- 1995. She was quite bumptious, but quite jolly with it.

1:11:00 > 1:11:07The couple decided to get a time-share.It was an escape for me,

1:11:07 > 1:11:12because I worked within the prison service, it was freedom from being

1:11:12 > 1:11:18shot within those walls.But as the years passed, the couple separated,

1:11:18 > 1:11:23Wendy retired and Ann's health deteriorated. They could no longer

1:11:23 > 1:11:28use their time-share but every year were paying £900 to cover its

1:11:28 > 1:11:32maintenance fees.Then I tried to sell it, I tried to give it away.

1:11:32 > 1:11:35Nobody wanted it because the maintenance fees were going up and

1:11:35 > 1:11:42up. We were also

1:11:43 > 1:11:46up. We were also told if there comes a time when you don't want it and

1:11:46 > 1:11:49you decide, that's it, we will buy it back from you. Never happen.Some

1:11:49 > 1:11:53companies are allowed time-share owners to terminate agreements on

1:11:53 > 1:12:00request, others only allow it if a person is sick, elderly or bankrupt.

1:12:00 > 1:12:07Ann was told she was on sick enough. In October, she died. Ann spent the

1:12:07 > 1:12:12last ten years of her life worrying about this time-share, did it impact

1:12:12 > 1:12:25on her health?It certainly didn't help. But time beat her. Not nice.

1:12:25 > 1:12:31Industry bodies believed up to 600,000 people own time-shares in

1:12:31 > 1:12:36the UK. Trading standards say if a person wants to exit a time-share

1:12:36 > 1:12:41they should contact their company directly and in most cases, they

1:12:41 > 1:12:45will let a consumer leave. If they don't or there is a possibility of

1:12:45 > 1:12:51mis-selling, you can get advice. Time-share has a bad reputation. The

1:12:51 > 1:12:53time-share companies are within interest to keep them in their

1:12:53 > 1:12:59time-share. It is difficult to get released from them.The resort

1:12:59 > 1:13:03development organisation says it has invested significant amounts of

1:13:03 > 1:13:07money into investigating unethical time-share companies. There will be

1:13:07 > 1:13:10some people who say you time to contract, you may not like it, but

1:13:10 > 1:13:18you have to stick to it. What do you say to that?Yes, foolishly I did

1:13:18 > 1:13:23and I didn't look deep enough into it. Every door is shutting on me, I

1:13:23 > 1:13:28cannot go anywhere. I cannot get free of this thing. It is like a

1:13:28 > 1:13:32disease, if you like, hanging over you.

1:13:32 > 1:13:33Your experiences of timeshares very welcome.

1:13:33 > 1:13:36Let's talk to, Stephen McGlade he's a solicitor, representing people

1:13:36 > 1:13:42who feel they've been mis-sold time-share properties.

1:13:42 > 1:13:46Paul gardner bougaard is Chief Executive of

1:13:46 > 1:13:47the Resort Development Organisation which represents

1:13:47 > 1:13:54time-share companies.

1:13:54 > 1:13:58Also is Robert Ash, a time-share investor who says he has lost over

1:13:58 > 1:14:03£20,000. Thank you be joining us. Paul, I would like to start with

1:14:03 > 1:14:08you, you have seen the film and the longest film earlier on.Very

1:14:08 > 1:14:15briefly.One woman has compared her time-share to living with a disease,

1:14:15 > 1:14:20can you understand her frustration? Yes, we come across these cases

1:14:20 > 1:14:28quite frequently. I did ask the BBC last week to let us know where these

1:14:28 > 1:14:31results where and who the developers were and the information wasn't

1:14:31 > 1:14:35available. I did see the picture this morning of that particular

1:14:35 > 1:14:40bungalow. That isn't a resort member by the looks of things. We have

1:14:40 > 1:14:45strict code of in allowing people to surrender their time-share and

1:14:45 > 1:14:48provisions for people leaving their time-share. We could have tried to

1:14:48 > 1:14:54help this lady but we weren't given the information. We have an

1:14:54 > 1:14:57organisation called the time-share task force which is trading

1:14:57 > 1:15:05standards approved. They deal with nonmember issues. There is a

1:15:05 > 1:15:08helpline and website.We camped on you in touch with some of these

1:15:08 > 1:15:12people if you feel you can assist them and that would be fantastic.I

1:15:12 > 1:15:18call this the 8020 rule. It is legacy time-shares, a lot of them.

1:15:18 > 1:15:23This lady was 2005, I don't know where she got it from. We have put

1:15:23 > 1:15:27provisions in place to help these people who are now retiring, they

1:15:27 > 1:15:33are not well, they have died. They all dealt with and a lot of members

1:15:33 > 1:15:36will allow people to surrender their time-share as long as the

1:15:36 > 1:15:43maintenance is up today and they wish to walk away from it.

1:15:43 > 1:15:451.2 million and round

1:15:45 > 1:15:491.2 million and round Europe and $145 billion industry across the

1:15:49 > 1:15:55world. Time-share sales were buoyant last year, lots of people buying

1:15:55 > 1:15:58time-share. Most is short-term and the industry is trying to sort out

1:15:58 > 1:16:01these people who have these long-term time-shares who bought

1:16:01 > 1:16:06back in the 80s and 90s.Are they sorting it out?Coming back to the

1:16:06 > 1:16:09legacy time-shares, when they first bought them they were buying the

1:16:09 > 1:16:14dream and they are now a nightmare. They just want to get out. In

1:16:14 > 1:16:18relation to this exit strategy that you have, I was glad to hear early

1:16:18 > 1:16:25on that you are willing to assist with that.More than happy.Your

1:16:25 > 1:16:31chairperson Susan Crook?Executive legal vice president.She happens to

1:16:31 > 1:16:37be the head of legal Counsel for Diamond Resorts. There is a

1:16:37 > 1:16:44conflict. I would like to put out an invitation, invite her, we will send

1:16:44 > 1:16:48a taxi, we will put her in a hotel, to look to our files. We have so

1:16:48 > 1:16:53many clients that fall into this category.Is that a conflict of

1:16:53 > 1:16:59interest?Of course not, we I trade association. That is a rotating

1:16:59 > 1:17:04chairperson.Yes, but...She is elected by the board. Let's not go

1:17:04 > 1:17:06into it personally, we have complaints against Sarah Warrington

1:17:06 > 1:17:10dealt with by the time-share task force about the way you behave in

1:17:10 > 1:17:15one of your cases has gone to the legal ombudsman.For a moment, if I

1:17:15 > 1:17:18may, gentlemen, because also the viewers at home will not be

1:17:18 > 1:17:24interested in the personal spat between you, they are interested in

1:17:24 > 1:17:27the thousands of people affected by this story. It is not just Sarah

1:17:27 > 1:17:29Waddington's solicitors involved. We spoke to a number of legal fans who

1:17:29 > 1:17:34say that thousands of people have been affected.Can I deal with this?

1:17:34 > 1:17:38I know that often you have said before, this is on the fringes of

1:17:38 > 1:17:43the industry. People who are members of your organisation, this doesn't

1:17:43 > 1:17:46happen, but that is thousands of people.It's not thousands of

1:17:46 > 1:17:50people.That is what we are being told by solicitors firms.I have two

1:17:50 > 1:17:54brothers who are solicitors, I know how they were, they get fees. Can I

1:17:54 > 1:17:57get this entirely clear?Citizens advice bureau has said the same

1:17:57 > 1:18:01thing.They have and we work closely with them. Your viewers may be

1:18:01 > 1:18:06interested to know that it has cost our organisation over £300,000 in

1:18:06 > 1:18:13the last year or so to get the authorities interested in bringing

1:18:13 > 1:18:16fraud charges and some of these people. I am not talking about

1:18:16 > 1:18:18solicitors but the claims companies. Lots of claims, it used to do PPI

1:18:18 > 1:18:22work now do transfer to time-share and other stuff. It has taken a

1:18:22 > 1:18:25squat years and in excess of a quart of a million powers to get the

1:18:25 > 1:18:28authority to do something about this -- it has taken four years.What

1:18:28 > 1:18:34about the people who use hot housing tactics?That's not time-share.

1:18:34 > 1:18:39There are products being sold...I want to bring in Robert Ash,

1:18:39 > 1:18:44listening to our conversation. Were you subjected to a hot housing

1:18:44 > 1:18:50technique to buy a time-share? Is that what it is called? What

1:18:50 > 1:18:55housing? Hot rooming?In Europe, yes.Explain what that is for our

1:18:55 > 1:19:01viewers.I had already bought two time-shares in America. In Florida.

1:19:01 > 1:19:05Excuse me.

1:19:08 > 1:19:11I got a totally different experience when I signed up to buy one in

1:19:11 > 1:19:17Spain. I got that hothouse treatment. I was in the office of

1:19:17 > 1:19:20just over six hours.

1:19:23 > 1:19:25Having facts pounded at me. I definitely was looking for another

1:19:25 > 1:19:34time-share. Because I have three grandchildren, wanted to give them

1:19:34 > 1:19:39one each as part of a legacy. They rounded on this. They hammered home

1:19:39 > 1:19:44that I was going to get a special deal, don't worry about finance, we

1:19:44 > 1:19:50will get finance for you. Everything was hunky-dory as far as I was

1:19:50 > 1:19:55concerned when I came out. After six hours. I was ready to sign my life

1:19:55 > 1:19:59away, by the time I came out of the office.Because you are exhausted by

1:19:59 > 1:20:11the whole thing?Yeah. I were diabetic, there was no food during

1:20:11 > 1:20:17those six hours. I was ready to go and have a meal and take my

1:20:17 > 1:20:23medication. To revive me.What would you say to Paul who is sitting here

1:20:23 > 1:20:27with me who says these tactics are not used to buy time-share?

1:20:30 > 1:20:34It was the hard sell. I was definitely given the hard sell. I

1:20:34 > 1:20:46was told lies. Which I had to prove later. I actually bought a six bed

1:20:46 > 1:20:51apartments... Mixed in with the paperwork at the end of the deal,

1:20:51 > 1:20:56which I had to sign, were reams and reams and reams of it was a

1:20:56 > 1:20:59disclaimer saying that property have to call and they'd given me

1:20:59 > 1:21:04something else. I didn't read the small print. I just wanted to get

1:21:04 > 1:21:10out of the office. I found out four weeks after when they wrote and told

1:21:10 > 1:21:19me my cooling off period was over. That I had agreed to this... Buying

1:21:19 > 1:21:26this other property... It was nice, must admit, when I went out to see

1:21:26 > 1:21:31it the following year it was nice but it wasn't what I wanted in the

1:21:31 > 1:21:35first place.Let me get Paul to respond to that.Again, we don't

1:21:35 > 1:21:39know who the developer was, we don't approve of this sort of hot selling

1:21:39 > 1:21:42techniques. These are heavily ventilated by two time-share

1:21:42 > 1:21:46regulations.Are you saying that any organisation or anybody who is

1:21:46 > 1:21:49selling time-share who is there a member of the resource to relevant

1:21:49 > 1:21:54organisation would never and has never use these tactics?Should not.

1:21:54 > 1:21:58Should not, but has not?Listen, we would always like to know when there

1:21:58 > 1:22:03are instances of this because we will crack down.If you contact us,

1:22:03 > 1:22:06we will send you the details. We have thousands, literally, about

1:22:06 > 1:22:112000 clients and we have witness statements. They all show this same

1:22:11 > 1:22:16procedure, this hothouse, irresponsible lending, a

1:22:16 > 1:22:20irresponsible lending. In situations where people say we cannot afford to

1:22:20 > 1:22:24buy a time-share and somehow they get credit. We have situations where

1:22:24 > 1:22:28people are 70 years of age, fall within your category, and instead of

1:22:28 > 1:22:33being told he can get out in five years, they are sold a fractional

1:22:33 > 1:22:36time-share which binds them in for another 15 years. They are not told

1:22:36 > 1:22:43about this policy. We have a code of practice, which is one thing, it is

1:22:43 > 1:22:47meaningless. It is unenforceable. It is a voluntary code.It is not

1:22:47 > 1:22:51compulsory. It is not voluntary. We have thrown out members for not

1:22:51 > 1:22:54abiding.You have put them in a noted that for three years, what

1:22:54 > 1:23:02does that achieve?No no. We are like a trade association.And you're

1:23:02 > 1:23:05bankrolled by the time-share companies.Correct. Your main

1:23:05 > 1:23:09interest is the time-share companies.What about people with

1:23:09 > 1:23:12dementia? We have people who are handicapped and people have died as

1:23:12 > 1:23:19in that part you saw, they are not allowed out. It is like pulling...

1:23:19 > 1:23:23Teeth from...We cannot regulate those who are not within the trade

1:23:23 > 1:23:30association. That is not our problem. As you may know, the

1:23:30 > 1:23:35European Commission has...We will send a taxi down.Will you ask that

1:23:35 > 1:23:39question, will you assist?We will send a taxi down, we will put her in

1:23:39 > 1:23:44a hotel and she can look through our files.You will have to talk to

1:23:44 > 1:23:48Susan Crook about that, I can't speak for her.Tell her to give us a

1:23:48 > 1:23:53call, we invite her. Look at our files and all of the ones that come

1:23:53 > 1:23:56within our criteria, illness, the ones who are financially... You

1:23:56 > 1:24:01know, can't afford it or 75, you will let them out, can you say that?

1:24:01 > 1:24:06It's in the code, yes.Good. That's what we want to hear.People are

1:24:06 > 1:24:10getting in touch to share their experiences of time-share. Sue on

1:24:10 > 1:24:14Facebook says my parents were conned into buying a time-share in Malta

1:24:14 > 1:24:17with a company I am not going to mention because I don't know whether

1:24:17 > 1:24:21we are able to. They were unable to use it for over 12 years due to

1:24:21 > 1:24:24nursing my sister who was terminally ill and then my father being ill.

1:24:24 > 1:24:28Now my mother is terminally ill and my father is frail. They are in the

1:24:28 > 1:24:3380s. They continued to pay for it, the £1000 per year, they have tried

1:24:33 > 1:24:36to sell it to no avail and I have stopped them paying for it now. I

1:24:36 > 1:24:40have written numerous times to this company to just take it back. But

1:24:40 > 1:24:44they won't, they sent threatening letters asking for money. The

1:24:44 > 1:24:48problem is, they know the time-share is worth nothing. It is shocking and

1:24:48 > 1:24:53telling that they trade from the Isle of Man. Paul, what would you

1:24:53 > 1:24:59say? What should she do?Go on to our consumer services e-mail info.

1:24:59 > 1:25:05Contact us and we look into it. If they are not in the organisation we

1:25:05 > 1:25:11will send it the task force and they will look at it. Can I make the

1:25:11 > 1:25:14point that I was shouted down last time, the European Commission when

1:25:14 > 1:25:19they brought the second directive in in 2012, which every regular it's

1:25:19 > 1:25:23the sale of time-share. They set up a review of time-share two years

1:25:23 > 1:25:27after that the way the red elation was working. A full consultation

1:25:27 > 1:25:31with lawyers, the industry and consumer Association. The conclusion

1:25:31 > 1:25:35of the commission was that there was no need for further legislation. We

1:25:35 > 1:25:40have had endless discussions with them about this, Biz and they take

1:25:40 > 1:25:44the same view. We're now talking to the Ministry of Justice and talking

1:25:44 > 1:25:49to the financial ombudsman service about the abuse of owners by claims

1:25:49 > 1:25:53companies.But why don't you... There are reams of things where

1:25:53 > 1:25:57people are saying time-share is a dirty word. People don't want to

1:25:57 > 1:26:01touch it. It's in your interest to get people involved in time-share,

1:26:01 > 1:26:05why don't you clean this whole industry of?I'm sorry, we have

1:26:05 > 1:26:09cleaned... We have teamed the industry up.Listen, for a moment.

1:26:09 > 1:26:12If people are trying to get at desperately for years trying to get

1:26:12 > 1:26:19out of the time-share, why don't you help them and make it easier?It

1:26:19 > 1:26:20would make time-share more attractive. Are you listening,

1:26:20 > 1:26:27Chloe? Occupancy rates...Answer the question, why don't you help the

1:26:27 > 1:26:30people.We do, this is what we do, we spend all of our time helping

1:26:30 > 1:26:34people. Most of our major developers allow surrender of their time-share

1:26:34 > 1:26:38if they get to the stage where they no longer wish to use it. As long as

1:26:38 > 1:26:41their maintenance is up to date with various companies, they can either

1:26:41 > 1:26:46exit as they want or they can pay two years maintenance fees and exit.

1:26:46 > 1:26:51There are lots of revisions. Why should they pay?There are resale

1:26:51 > 1:26:55companies that resell people's time-share for them, there are exit

1:26:55 > 1:26:58clubs, there is a big exit club which allows people to offer their

1:26:58 > 1:27:05time-share to the exit club.They are scam clubs.They are not. There

1:27:05 > 1:27:08is a company out there, I can't name it, as long as they like the look of

1:27:08 > 1:27:11the time-share they will take it into the club, people pay a fee and

1:27:11 > 1:27:15they are free to exit when they won. Interestingly, people at texting

1:27:15 > 1:27:18because they know they can go at any time and they continue with the

1:27:18 > 1:27:24club.There are thousands of people who want to exit and can't.The

1:27:24 > 1:27:27people are exiting. I have checked with bankers and brokers and finance

1:27:27 > 1:27:35companies. Quick checks, the time-share time -- talks -- task

1:27:35 > 1:27:40force works with the trading standards.I would like to say that

1:27:40 > 1:27:42we have clear examples of irresponsible lending, situations

1:27:42 > 1:27:48where people are elderly, they might not want, of Ford or get rid of

1:27:48 > 1:27:52their time-share. All we are saying is that it should be a compulsory

1:27:52 > 1:27:56and legal requirement that they are allowed to exit, take a lead from

1:27:56 > 1:27:59the Israeli time-share. You give one-year's notice, you pay

1:27:59 > 1:28:02maintenance and you out. You should not have to pay to war three years

1:28:02 > 1:28:07because you have to mitigate your loss. Why should they will English a

1:28:07 > 1:28:11time-share, pay three years? You had taken it back, you sell it and you

1:28:11 > 1:28:14read that they are allowed to exit, take a leaf from the Israeli

1:28:14 > 1:28:16time-share. You give one-year's notice, you pay maintenance and you

1:28:16 > 1:28:19out. You should not have to pay to war three years because you have to

1:28:19 > 1:28:21mitigate your loss. Why should they within which a time-share, pay three

1:28:21 > 1:28:24years? You have taken it back, you sell it and you re-let it, your

1:28:24 > 1:28:26profiting.It is not just the companies. Their arsenal owner run

1:28:26 > 1:28:29resorts who actually, if they are not in a position where they can

1:28:29 > 1:28:31take two or three years maintenance, the burden falls on the other

1:28:31 > 1:28:34time-share is to make that up.You can carry on this conversation in

1:28:34 > 1:28:36the green room, you can switch the Taz and hopefully we will get this

1:28:36 > 1:28:39resolved. That Max which details. The director of diamond resorts, the

1:28:39 > 1:28:43invitation is open for her to look at her files -- our files.I will

1:28:43 > 1:28:49leave that to her.Thank you.

1:28:49 > 1:28:52The High Court will rule today whether a computer

1:28:52 > 1:28:54hacker, Lauri Love, can be extradited to America.

1:28:54 > 1:28:56Mr Love is accused of stealing information from the US

1:28:56 > 1:28:58central bank, the army, the defence department,

1:28:58 > 1:28:59Nasa and the FBI.

1:28:59 > 1:29:00His lawyers have argued that the 32-year-old,

1:29:00 > 1:29:08who has asperger's syndrome, might kill himself.

1:29:08 > 1:29:11Five years ago, someone posing as a UPS courier turned up

1:29:11 > 1:29:16at a family home in Suffolk.

1:29:16 > 1:29:1928-year-old Lauri Love was called downstairs to sign for the package.

1:29:19 > 1:29:22It was all a deception, a police sting to catch a man now

1:29:22 > 1:29:25accused of hacking into the FBI, the US Central Bank and America's

1:29:25 > 1:29:29Missile Defence Agency.

1:29:29 > 1:29:30Greetings, citizens of the world.

1:29:30 > 1:29:34We are Anonymous.

1:29:34 > 1:29:36It's suspected Love was part of Anonymous, a secretive network

1:29:36 > 1:29:40of hackers, which targets governments and companies.

1:29:40 > 1:29:42Anonymous are a strange group.

1:29:42 > 1:29:45They tend to hack not so much because they want to gain

1:29:45 > 1:29:48from their hacking, they do it because one of their beliefs is that

1:29:48 > 1:29:50all corporate information should be in the public domain,

1:29:50 > 1:29:53so if people are storing personal data and private data,

1:29:53 > 1:29:54they want to release it.

1:29:54 > 1:29:58If they think people are behaving badly, they want to expose that.

1:29:58 > 1:30:01Two weeks ago today, a line was crossed.

1:30:01 > 1:30:05Two weeks ago today, Aaron Swartz was killed.

1:30:05 > 1:30:07Love is accused of being one of four Anonymous hackers behind

1:30:07 > 1:30:09Operation Last Resort, an online protest which followed

1:30:09 > 1:30:15the suicides of a high-profile internet activist.

1:30:15 > 1:30:17With Aaron's death, we can wait no longer.

1:30:17 > 1:30:21The time has come to show the United States Department

1:30:21 > 1:30:26of Justice and its affiliates the true meaning of infiltration.

1:30:26 > 1:30:28As payback, it's alleged Anonymous broke into computer systems

1:30:28 > 1:30:30belonging to the US agencies, including the FBI,

1:30:30 > 1:30:34the US Army and Nasa.

1:30:34 > 1:30:36The Americans say they have evidence Lauri Love himself downloaded

1:30:36 > 1:30:41thousands of staff records, including credit card details.

1:30:41 > 1:30:44He allegedly wrote to other hackers with the message, "Yassss.

1:30:44 > 1:30:46I am invincible".

1:30:46 > 1:30:49There is no suggestion, though, that he made money from this or that

1:30:49 > 1:30:51any individual was harmed.

1:30:51 > 1:30:53This is particularly serious, but I think it's more

1:30:53 > 1:31:01the embarrassment issue.

1:31:04 > 1:31:10There is no reason my anybody called a hacker or a security researcher

1:31:10 > 1:31:14should get into Nasa or the Federal Reserve.The US investigation

1:31:14 > 1:31:20command said they traced some of the attacks back to Romania through a

1:31:20 > 1:31:27PayPal account.

1:31:27 > 1:31:29Instead, he's wanted by US authorities for accessing US

1:31:29 > 1:31:33computers in three different states.

1:31:33 > 1:31:36Lauri's spoke to us on this programme back in 2016 -

1:31:36 > 1:31:39he told Victoria he was facing a jail term in the US

1:31:39 > 1:31:40of up to 99 years

1:31:40 > 1:31:42of up to 99 years.

1:31:42 > 1:31:45Legal experts from the United States have calculated I could be

1:31:45 > 1:31:47facing up to 99 years, if there are three

1:31:47 > 1:31:51trials and the charges are presented in a certain way.

1:31:51 > 1:31:54The Department of Justice then makes an offer where they'll present

1:31:54 > 1:31:56different charges and they'll reccommend a lower sentence.

1:31:56 > 1:32:00The problem is, 19 out of 20 people take this offer and I think that

1:32:00 > 1:32:02maybe demonstrates that there's some problems with that system.

1:32:02 > 1:32:05Why?

1:32:05 > 1:32:07Because if 19 out of 20 people never have a trial,

1:32:07 > 1:32:10I'm not sure if that's really due process, I'm not sure

1:32:10 > 1:32:11if it's really justice.

1:32:11 > 1:32:15Can you get your head around this figure of 99 years?

1:32:15 > 1:32:17It's quite absurd.

1:32:17 > 1:32:20I mean, any more than a few decades, you don't really see an end to it.

1:32:20 > 1:32:23And because there's very poor conditions in US prisons for people

1:32:23 > 1:32:25with mental health difficulties.

1:32:25 > 1:32:30I think that I would be at risk of dying in some unfortunate way.

1:32:30 > 1:32:31Right.

1:32:31 > 1:32:33That's a serious fear for you, isn't it?

1:32:33 > 1:32:37Yeah, and this was argued in the extradition hearing,

1:32:37 > 1:32:39because of depression and Asperger's and because the US prisons,

1:32:39 > 1:32:42they're not quite as competent as the UK prisons in providing

1:32:42 > 1:32:47therapeutic assistance to people at suicide risk.

1:32:47 > 1:32:50You tend to be kept in small room by yourself.

1:32:50 > 1:32:53Here in the UK, they would attempt to make contact with families

1:32:53 > 1:33:01and to try and support the person who's at risk.

1:33:06 > 1:33:10The High Court judges do not uphold the appeal and if that is the case

1:33:10 > 1:33:14we will seek leave to appeal to the Supreme Court and we gather that

1:33:14 > 1:33:18will be granted and it will be dealt with in the highest court in the

1:33:18 > 1:33:23land. The other alternative is they do uphold the appeal which means

1:33:23 > 1:33:27Larry will not be the subject of an extradition request in going to

1:33:27 > 1:33:31America but he will face the sanction of the judicial process in

1:33:31 > 1:33:37this country.If you are successful today and it is upheld the American

1:33:37 > 1:33:41authorities will say, we will leave it at that?If the High Court

1:33:41 > 1:33:45upholds the appeal, it will be the end of the process as far as

1:33:45 > 1:33:50extradition is concerned.How is he this morning, head of this?He is

1:33:50 > 1:33:56like a volcano that has not corrupted and will never a rock.

1:33:56 > 1:34:03He's full of demotion and very intense.What is the most concerned

1:34:03 > 1:34:07about, the extradition itself or facing the legal process?He has

1:34:07 > 1:34:12made it clear to us, he will never go to America. When I said to him,

1:34:12 > 1:34:20how will you stop it? He said, I will take my life. At that point, a

1:34:20 > 1:34:23certainty comes into his eyes and he cannot cope with the process of

1:34:23 > 1:34:29going to another country. His fear is greater of going to America than

1:34:29 > 1:34:35it is of living.So your concern is about the mental health provision he

1:34:35 > 1:34:41would receive in a US jail?Yes, I have read some of the stuff

1:34:41 > 1:34:46Americans produced about how their mental health provision goes and it

1:34:46 > 1:34:50is woefully inadequate in comparison to what we do in this country. In

1:34:50 > 1:34:54this country we try to normalise the situation of a prisoner who has

1:34:54 > 1:35:01mental health issues, we try to get them to go to the gym, go to the

1:35:01 > 1:35:05library, get a job, to associate. We support them but we try to normalise

1:35:05 > 1:35:10their situation. In America they put you in isolation and on suicide

1:35:10 > 1:35:16watch. It is not a good system.For you, the best outcome is your son

1:35:16 > 1:35:22would face the British legal system? Yes. The irony thing is, the good

1:35:22 > 1:35:27news would be our son would end up in prison in this country, which is

1:35:27 > 1:35:31better than America. Not many families would look at that as good

1:35:31 > 1:35:36news, but we would.Has he spoken to you about the charges he would face

1:35:36 > 1:35:42and whether he did carry out what he is accused of?Four years ago when

1:35:42 > 1:35:46this happened, I made a conscious decision, my job would be his father

1:35:46 > 1:35:51and support him and not be his inquisitor about what he has done. I

1:35:51 > 1:35:56have not questioned him over what he did or didn't do, I have just

1:35:56 > 1:36:01supported him.As a parent, we know our kids, we get a sense of what

1:36:01 > 1:36:07they are capable of and are not capable of?If it happens in the

1:36:07 > 1:36:10home, and it is a domestic issue owing his dad and I will find out

1:36:10 > 1:36:14what is going on and I will look him in the eye. But this is something

1:36:14 > 1:36:18much bigger. I realised I would be in a difficult situation if I knew

1:36:18 > 1:36:23the rights and wrongs of it and I chose not to do that. That way I

1:36:23 > 1:36:26could be objective and show compassionate care for him. I have

1:36:26 > 1:36:31made it clear to him, if he has done wrong, you should face the

1:36:31 > 1:36:35consequences. But I don't think the consequences should be to be taken

1:36:35 > 1:36:40away to another country for decades and locked up.If he turned round to

1:36:40 > 1:36:46you and said, I did do this, would you find it difficult to defend him

1:36:46 > 1:36:50and come on programmes like this and talk about your son the way you do?

1:36:50 > 1:36:56Maybe I have not been clear, I am on these programmes, I am doing this

1:36:56 > 1:37:03and heading up this campaign because I don't want my son to go to

1:37:03 > 1:37:08America. It is not that I don't want him to face justice, I just want it

1:37:08 > 1:37:15to be in Britain.Can you understand why the American authorities are so

1:37:15 > 1:37:20twitchy, you look up investigations taking place Russian hacking, it is

1:37:20 > 1:37:24a huge issue for the US authorities. Can you appreciate from their point

1:37:24 > 1:37:29of view why'd they would like it to be tried in their courts, in their

1:37:29 > 1:37:34country?There have been 12 cases in the last few years of individuals in

1:37:34 > 1:37:36Britain hacking into various government establishments in

1:37:36 > 1:37:42America. Everyone of them been tried in this country. Why should my son

1:37:42 > 1:37:47be singled out? When 9/11 Took Place, there were two separate

1:37:47 > 1:37:53federal jurisdictions in the American said there would be one

1:37:53 > 1:37:57trial in New York. When it comes to my son, there is a vindictive in

1:37:57 > 1:38:03this. There are three servers involved and they won three separate

1:38:03 > 1:38:09trials. Each trial can inflict separate punishments onto my son,

1:38:09 > 1:38:14added onto the previous one and that can add up to 99 years. This is

1:38:14 > 1:38:20injustice, it is disruption.That decision is expected today.

1:38:20 > 1:38:24Still to come.

1:38:24 > 1:38:26Doctors say there's "no hope" for seriously ill 20 month

1:38:26 > 1:38:29old Alfie Evans as his family try to block a decision to switch

1:38:29 > 1:38:30off his life support.

1:38:30 > 1:38:37We'll hear from parents who've had similar decisions to make.

1:38:37 > 1:38:43Have you bought virtual currency like Bitcoin? Lloyds bank have

1:38:43 > 1:38:46banned their customers from buying it on their credit cards for fear of

1:38:46 > 1:38:52them running up debts they will never repay. We'll find out why.

1:38:52 > 1:38:55The BBC News headlines this morning: A Downing street source has ruled

1:38:55 > 1:38:58out the prospect of the UK staying in any kind of European

1:38:58 > 1:38:59customs union after Brexit.

1:38:59 > 1:39:00The statement follows days of contrasting comments

1:39:00 > 1:39:03from some cabinet ministers over whether Britain might remain

1:39:03 > 1:39:05in a bespoke customs union with the EU, as opposed

1:39:05 > 1:39:07to the current arrangement.

1:39:07 > 1:39:10Opponents of staying in a European customs union say it would prevent

1:39:10 > 1:39:16the UK from striking free-trade deals with other countries.

1:39:16 > 1:39:18There's been a significant fall in the number of new cars

1:39:18 > 1:39:20being sold in the UK, according to figures

1:39:20 > 1:39:23released this morning.

1:39:23 > 1:39:28Sales fell 6.3% in January, down to 163,000

1:39:28 > 1:39:31cars from 174,000 in the same month a year ago.

1:39:31 > 1:39:33Most of the decline was down to a large drop

1:39:33 > 1:39:41in the demand for diesel cars.

1:39:43 > 1:39:49Hugh Grant has settled his claim out of cause far hacking by Mirror group

1:39:49 > 1:39:53newspapers. It is understood he has accepted a 6-figure sum which he has

1:39:53 > 1:40:02donated to the group Hacked Off.

1:40:05 > 1:40:09The sole survivor of the Paris attacks at the Bataclan and Stade de

1:40:09 > 1:40:16France is on trial. He faces a trial involving the Paris attacks at a

1:40:16 > 1:40:21later date.

1:40:21 > 1:40:26later date. Let's get some sport from Sarah.

1:40:26 > 1:40:28It was a thrilling Super Bowl overnight in Minnesota.

1:40:28 > 1:40:29The Philadelphia Eagles beat the favourites,

1:40:29 > 1:40:32New England Patriots 41-33 - for their first Super Bowl title.

1:40:32 > 1:40:34As always the half time show didn't disappoint -

1:40:34 > 1:40:36and entertaining the 67,000 strong crowd this year was

1:40:36 > 1:40:41Justin Timberlake.

1:40:41 > 1:40:44England began the defence of their Six Nations title

1:40:44 > 1:40:46with a comfortable victory over Italy.

1:40:46 > 1:40:49They ran in seven tries in Rome for a bonus point win.

1:40:49 > 1:40:5346-15 the final score.

1:40:53 > 1:40:56And Liverpool against Spurs at Anfield served up a frenetic finish.

1:40:56 > 1:40:59It ended 2-2 after a goal of the season contender,

1:40:59 > 1:41:03two injury time goals, two penalties - one missed

1:41:03 > 1:41:05and then the next scored by Harry Kane for his 100th

1:41:05 > 1:41:07Premier League goal.

1:41:07 > 1:41:14That's your headlines for now.

1:41:14 > 1:41:20Lots of you reacting to the conversation we had with the father

1:41:20 > 1:41:24of Larry Love. An e-mail from Steve, if you cannot do the time, don't do

1:41:24 > 1:41:28the crime. His illness didn't stop him from doing the crime. Any mail

1:41:28 > 1:41:32says he should have be saved himself.

1:41:32 > 1:41:35Another one says right on the authorities paying to make their

1:41:35 > 1:41:41systems are secure. If he can hack, than other countries can hack back.

1:41:41 > 1:41:45Keep your thoughts coming.

1:41:45 > 1:41:49Today is expected to be the final day of a hearing by the court

1:41:49 > 1:41:51of appeal which will determine if Alder Hay Children's Hospital

1:41:51 > 1:41:54in Liverpool can withdraw life support from 20 month old Alfie

1:41:54 > 1:41:58Evans.

1:41:58 > 1:42:01The hospital say he is in a semi-vegetative state

1:42:01 > 1:42:04and that it's in his best interests to withdraw mechanical ventilation.

1:42:04 > 1:42:07His parents Tom and Kate Evans want to take their son to Italy

1:42:07 > 1:42:11where a doctor has agreed to treat him.

1:42:11 > 1:42:14Alfie, who's been in a coma for over a year, has a serious neurological

1:42:14 > 1:42:17condition that hasn't been formally diagnosed.

1:42:17 > 1:42:19A heart-breaking situation for any parent.

1:42:19 > 1:42:22Earlier I spoke to Consultant Pediatrician Dr Ravi Jayaram

1:42:26 > 1:42:30and Steph Nimmo, whose 12-year-old daughter was on life

1:42:30 > 1:42:33support in hospital.

1:42:33 > 1:42:34She had to make a similar

1:42:34 > 1:42:36decision to Aflie's parents.

1:42:36 > 1:42:38She told us what happened when her daughter Daisy was born

1:42:38 > 1:42:44with Costello syndrome.

1:42:44 > 1:42:46Costello syndrome is a very rare, completely sporadic and very rare

1:42:46 > 1:42:49gene mutation and the chances of having a child with Costello

1:42:49 > 1:42:52syndrome are one in 1.25 million, nothing to do with any gene

1:42:52 > 1:42:53or anything we carried.

1:42:53 > 1:42:56It was like a Euro millions lottery win, having a child like Daisy.

1:42:56 > 1:42:59She was born very prematurely.

1:42:59 > 1:43:01Just before Christmas in 2004.

1:43:01 > 1:43:05Not long afterwards, she was diagnosed with Costello

1:43:05 > 1:43:08syndrome and we were told that was a life-limiting condition.

1:43:08 > 1:43:10The doctors couldn't tell us how long she would live for,

1:43:10 > 1:43:13but we knew she wouldn't live until adulthood.

1:43:13 > 1:43:17It was clear, as the years went on, that she clearly had a very extreme

1:43:17 > 1:43:20form of the syndrome and was clearly quite unwell.

1:43:20 > 1:43:27She was in a hospice for many years.

1:43:27 > 1:43:29With children's hospices, she was referred to the hospice

1:43:29 > 1:43:30when she was six months old.

1:43:30 > 1:43:38The hospice provides respite care.

1:43:39 > 1:43:44It's very different to adult services.

1:43:44 > 1:43:47They were very much showing the path with us, are community nurses came

1:43:47 > 1:43:49out and helped with some of the medical interventions.

1:43:49 > 1:43:51She would go there and she would have respite stays.

1:43:51 > 1:43:53And what she called sleepovers.

1:43:53 > 1:43:56We were able to have some family time there.

1:43:56 > 1:43:59We also knew the reason we had been referred to the hospice

1:43:59 > 1:44:02was that at some point, Daisy would die and she would

1:44:02 > 1:44:04eventually be going to the hospice for possibly her end

1:44:04 > 1:44:05of life or afterwards.

1:44:05 > 1:44:07As if that wasn't difficult enough to deal with,

1:44:07 > 1:44:10during her palliative care, that is when your husband Andy

1:44:10 > 1:44:13was diagnosed with a really aggressive form of cancer.

1:44:13 > 1:44:18Daisy was around nine and Andy became very ill quickly.

1:44:18 > 1:44:20And was diagnosed with stage four colorectal cancer.

1:44:20 > 1:44:24And died a year later.

1:44:24 > 1:44:28I was then left as a single mother of four children,

1:44:28 > 1:44:31one of whom was very ill, knowing I was going to have to be

1:44:31 > 1:44:33here at her end of life.

1:44:33 > 1:44:35She was deteriorating, without my husband by my side.

1:44:35 > 1:44:38So you're trying to deal with all of this and then

1:44:38 > 1:44:40you have that conversation, that conversation that I can only

1:44:40 > 1:44:42imagine is the conversation you don't want to have

1:44:42 > 1:44:44with those doctors.

1:44:44 > 1:44:48Did you expect them to come and say we feel that we should withdraw

1:44:48 > 1:44:52support to Daisy and she should be allowed to die?

1:44:52 > 1:44:56In some ways we were very fortunate.

1:44:56 > 1:44:58Because Daisy lived longer than we anticipated,

1:44:58 > 1:45:01those conversations happened gradually over the years and we were

1:45:01 > 1:45:03very much in Daisy's hands.

1:45:03 > 1:45:05It was never clear cut.

1:45:05 > 1:45:07You find with children it is never clear cut,

1:45:07 > 1:45:10they very much call the shots.

1:45:10 > 1:45:13We were able to have some very open conversations very early on.

1:45:13 > 1:45:15Daisy was referred to the hospital palliative services

1:45:15 > 1:45:17at the age of seven.

1:45:17 > 1:45:23We started having conversations about end of life planning.

1:45:23 > 1:45:27At what point would we go, in terms of intervention.

1:45:27 > 1:45:33For us, it was all about Daisy's quality of life until the very,

1:45:33 > 1:45:36very end, when literally just one year after Andy died she was taken

1:45:36 > 1:45:38into intensive care, she was very ill with sepsis,

1:45:38 > 1:45:40she was put on life support.

1:45:40 > 1:45:42It was at that point we were all very aware

1:45:42 > 1:45:47that there was not very much more that could be done.

1:45:47 > 1:45:52I was very pleased that we'd had those conversations.

1:45:52 > 1:45:55Although I was having to make the worst decision a parent

1:45:55 > 1:45:57could ever make for their child, I was fortunate to be

1:45:57 > 1:46:00in a place where I had gone through that in my mind.

1:46:00 > 1:46:06And knew that I was doing the best thing for my daughter.

1:46:06 > 1:46:08It's one thing to go through it in your mind, isn't it?

1:46:08 > 1:46:10Separate yourself emotionally, as a parent.

1:46:10 > 1:46:12But to say those words to the doctor and do it...

1:46:12 > 1:46:14Yes.

1:46:14 > 1:46:16It's just...

1:46:16 > 1:46:18No parent should ever have to go through it.

1:46:18 > 1:46:21It is the most horrific thing.

1:46:21 > 1:46:24I remember it so clearly, Daly was in intensive care

1:46:24 > 1:46:26in Great Ormond Street Hospital on a life-support machine.

1:46:26 > 1:46:29She was so poorly.

1:46:29 > 1:46:31There were potentially some options that maybe could have

1:46:31 > 1:46:38brought her a couple more days.

1:46:38 > 1:46:44I did not want my daughter to be in pain any more. It was Daisy's time.

1:46:44 > 1:46:51As a parent, is the most selfless thing you can do to say I will do

1:46:51 > 1:46:54everything possible for my child and because I love them so much, I need

1:46:54 > 1:46:59to let them go and be in peace. I had to the nod to the doctor and

1:46:59 > 1:47:06say, yeah, switch the machine off. In a way I knew I was doing the

1:47:06 > 1:47:12right thing for Daisy. I felt I was taking her away from all the medical

1:47:12 > 1:47:16pain and intervention that she had been through. After she died, I was

1:47:16 > 1:47:22able to reclaim her. We brought her home. It was incredible. Because of

1:47:22 > 1:47:27the hospice, the hospice night nurse laid out like old mattress bed on

1:47:27 > 1:47:34her home -- hospice nurse. The undertakers brought her home. She

1:47:34 > 1:47:38was there without any troops, without any beeps and monitors.

1:47:38 > 1:47:42Myself and the children felt we had Daisy back -- she was there without

1:47:42 > 1:47:46any beeps. It was healing. It was an important part of the grieving

1:47:46 > 1:47:50process and giving her a good death although it was incredibly

1:47:50 > 1:47:54medicalised and sad. We felt we had honoured her wishes and brought her

1:47:54 > 1:47:59home.All that you have told us about that incredibly painful

1:47:59 > 1:48:06journey, I am sure you can identify with what the parents of Alfie Evans

1:48:06 > 1:48:09are going through right now.My heart goes out to them. I know the

1:48:09 > 1:48:13pain that they are going through. I can't comment on their specific

1:48:13 > 1:48:20situation. I can reach out and say I feel your pain because it is

1:48:20 > 1:48:24something no parent should ever have to go through. It's horrific.And

1:48:24 > 1:48:30something that never leaves you. Absolutely. In a way, going through

1:48:30 > 1:48:36that has made me a better person. And having to accompany my daughter

1:48:36 > 1:48:39on her final journey has definitely made me grow as a person. You just

1:48:39 > 1:48:42put things in a different perspective.

1:48:45 > 1:48:51Incredibly moving to to staff's story and incredibly difficult -- to

1:48:51 > 1:48:56Steph's story. To have those conversations that you can't do any

1:48:56 > 1:49:00more for their child must be incredibly difficult.As doctors and

1:49:00 > 1:49:06nurses we wanted to our best. We have conversations we don't want to

1:49:06 > 1:49:10have. I was listening to Daisy's story and thinking that is just how

1:49:10 > 1:49:15it should be in that situation. Most of the time it is great, we see a

1:49:15 > 1:49:20sick child, we see them and they get better. The situation we are dealing

1:49:20 > 1:49:24with and with little Alfie in Liverpool is different. What's clear

1:49:24 > 1:49:29from what we have just heard is that Alfie's parents are currently in a

1:49:29 > 1:49:34very different place from where Daisy's mother was at the end. The

1:49:34 > 1:49:37example given just before is that the fact that when the decision was

1:49:37 > 1:49:40made, there had been plenty of time, there was sharing of information,

1:49:40 > 1:49:45everyone was singing from the same hymn book. But with Alfie at the

1:49:45 > 1:49:48moment, it's very different because there is a big difference of opinion

1:49:48 > 1:49:54between the medical professionals, that further treatment is futile. Is

1:49:54 > 1:50:00there any chance he will get any better or we just prolonging his

1:50:00 > 1:50:02death? And Alfie's parents knew where they feel everything should be

1:50:02 > 1:50:08done because there is still hope. This is a very difficult situation.

1:50:08 > 1:50:11Our job as doctors and nurses is to dictate to parents and say Tanner

1:50:11 > 1:50:17listed it, this is what you must do. -- and to say in a paternalistic

1:50:17 > 1:50:21manner. We must collaborate with parents to help them to come to

1:50:21 > 1:50:24terms with everything to understand the information and help them to

1:50:24 > 1:50:29make informed decisions together. Could you explain for us and for

1:50:29 > 1:50:34people who are watching at home, how is that decision reached? How many

1:50:34 > 1:50:38doctors are involved? What sort of time frame are we talking about?

1:50:38 > 1:50:43It's as many as it takes. The problem is that in situations like

1:50:43 > 1:50:47Daisy's where she had a diagnosis and it was known from the time of

1:50:47 > 1:50:53diagnosis that she would have a life limiting condition, Daisy's mum and

1:50:53 > 1:50:57dad knew from the start this would happen at some point, there are two

1:50:57 > 1:51:02situations where there could be the acute situation for example, a well

1:51:02 > 1:51:05child is involved in a road traffic accident, they are on life support

1:51:05 > 1:51:11and they are brain dead. Those are hard decisions. But it is an

1:51:11 > 1:51:14immediate occurrence. It makes a bit more sense. What we are dealing with

1:51:14 > 1:51:18with Alfie, one of the difficulties, he doesn't have a specific named

1:51:18 > 1:51:25diagnosis. As a result, it's quite hard to prognosticate. Having said

1:51:25 > 1:51:28that, reading the information and bear in mind the only information I

1:51:28 > 1:51:31have is from press reports, I don't know the intimate details of the

1:51:31 > 1:51:35case that it appears from scams and electrical tests of his brain, his

1:51:35 > 1:51:36brain function is minimal.

1:51:39 > 1:51:43When you discuss that with parents, the parents may understand very

1:51:43 > 1:51:47quickly that there is no hope here. But they may think, well, what if

1:51:47 > 1:51:51there is hope? In this situation, other doctors have been involved.

1:51:51 > 1:51:55They have doctors from outside the hospital and other countries to see

1:51:55 > 1:51:58him, who also agreed in this situation that further treatment is

1:51:58 > 1:52:04futile. The timing and numbers of doctors very much depend on the

1:52:04 > 1:52:09individual situation.As we were talking, it made me think that,

1:52:09 > 1:52:15actually, you and Andy had had that conversation before his diagnosis

1:52:15 > 1:52:20and before he died. And you are on the same page, you both felt the

1:52:20 > 1:52:24same. It must be incredibly difficult if one parent thinks one

1:52:24 > 1:52:27thing and another thinks another. Who decides what's best for the

1:52:27 > 1:52:32child?I know. Ultimately it is about the child.

1:52:33 > 1:52:39It's such an emotive thing. We were very fortunate. Andy and I talked

1:52:39 > 1:52:43and talked and we were in agreement. When it came to the end, although I

1:52:43 > 1:52:47was on my own, I knew that Andy would agree with me that it was time

1:52:47 > 1:52:50to switch Daisy's life-support off.

1:52:52 > 1:52:56I found myself having to almost block it out, the emotion, to become

1:52:56 > 1:53:00almost robotic in trying to make rational decisions. How can you make

1:53:00 > 1:53:05a rational decision about your child's life? It's your baby. I gave

1:53:05 > 1:53:10birth to her, I would do anything to have her back with me now. But I

1:53:10 > 1:53:13know having her back with me now, she was never going to survive for

1:53:13 > 1:53:17that long and I didn't want to see her in any more pain. It is the

1:53:17 > 1:53:20hardest thing in the world. Every situation is so different.

1:53:20 > 1:53:22That was Steph Nimmo, whose 12-year-old daughter

1:53:22 > 1:53:25was on life support in hospital - she had to make a similar decision

1:53:25 > 1:53:28to Aflie Evan's parents and Consultant Pediatrician Dr Ravi

1:53:28 > 1:53:29Jayaram.

1:53:29 > 1:53:37A decision in the Alfie Evans case is expected later in the week.

1:53:37 > 1:53:41Lots of you sharing your thoughts on this. Martin on Facebook says

1:53:41 > 1:53:45parents should let go, the child can't breathe unaided. Gary on

1:53:45 > 1:53:50Facebook says sorry for Alfie's parents but the child is in a

1:53:50 > 1:53:54semi-vegetative state and estimated loss of 70% of his brain nerve

1:53:54 > 1:53:56fibre. When his family was to keep them alive, after all, what person

1:53:56 > 1:54:01was to lose a loved one, the question is, is it fair to Alfie?

1:54:01 > 1:54:02Thank you for

1:54:02 > 1:54:04your comments.

1:54:04 > 1:54:07Lloyds Banking Group has banned its customers from buying

1:54:07 > 1:54:10Bitcoin on their credit cards following a sharp fall in the value

1:54:10 > 1:54:11of the digital currency.

1:54:11 > 1:54:13They're concerned they could end up footing the bill for unpaid debts

1:54:13 > 1:54:15should the price continue to fall.

1:54:15 > 1:54:17We'll find out why shortly, but first, here's everything

1:54:17 > 1:54:25you need to know about bitcoin, courtesy of Radio 1 Newsbeat.

1:54:26 > 1:54:27Let's start with the basics.

1:54:27 > 1:54:31Did anyone read that article about Bitcoin I sent you?

1:54:31 > 1:54:36Bitcoin is like cash, but it's digital.

1:54:36 > 1:54:38No notes, no coins.

1:54:38 > 1:54:41And like any money, you can spend it anywhere that will take it.

1:54:41 > 1:54:43There's a big industry around Bitcoin.

1:54:43 > 1:54:45Or you can buy and sell it, because the value

1:54:45 > 1:54:48of Bitcoin goes up and down.

1:54:48 > 1:54:50Worst luck in the Bitcoin market.

1:54:50 > 1:54:52But unlike pounds, dollars and euros, Bitcoin is not made

1:54:52 > 1:54:53or backed by governments or banks.

1:54:53 > 1:54:56Which means it isn't regulated and can't be traced back

1:54:56 > 1:54:57to specific individuals.

1:54:57 > 1:54:58And that makes it controversial.

1:54:58 > 1:55:00There's a limited supply of 21 million Bitcoins on servers

1:55:00 > 1:55:03out there and to get them they need to be mined.

1:55:03 > 1:55:06To earn a set amount of coins, you just solve complex mathematical

1:55:06 > 1:55:12problems using computer software.

1:55:12 > 1:55:15I say "Just", but they're really, really hard mathematical problems.

1:55:15 > 1:55:18So while it seems like you crack the codes to get the coins,

1:55:18 > 1:55:21there's a lot more to it.

1:55:21 > 1:55:24The reason why many people are so keen to get their hands

1:55:24 > 1:55:26on some Bitcoin is the same reason areas like Canary Wharf

1:55:26 > 1:55:27and Wall Street exist.

1:55:27 > 1:55:28Profit.

1:55:28 > 1:55:31Really sky-high profits.

1:55:31 > 1:55:33Its value soared by over 1000% last year, leading to investors

1:55:33 > 1:55:36jumping on the bandwagon, making the price surge even further.

1:55:36 > 1:55:38You may certainly make a lot of money.

1:55:38 > 1:55:40But if you're thinking about putting your life savings

1:55:40 > 1:55:42into trading Bitcoin, I'd say it's probably not

1:55:42 > 1:55:47going to be that safe.

1:55:47 > 1:55:50But now there's been a sharp fall in the value of digital

1:55:50 > 1:55:52currencies including bitcoin, prompting fears about

1:55:52 > 1:55:54people running up debts.

1:55:54 > 1:55:56For example, if you spent £14,000 on your credit

1:55:56 > 1:55:58card to buy Bitcoin in December,

1:55:58 > 1:56:01the value of the virtual currency has taken a hit of nearly 60%

1:56:01 > 1:56:09between mid-December and today.

1:56:10 > 1:56:13Meaning that, as of this morning, £14,000 may be owed to the credit

1:56:13 > 1:56:15card company for something that's worth only £5,700.

1:56:15 > 1:56:17A straight forward loss of over £8,000 in a little

1:56:17 > 1:56:23more than a month.

1:56:23 > 1:56:25Simon Taylor is a specialist in digital banking and has advised

1:56:25 > 1:56:33central banks and governments on digital currency.

1:56:36 > 1:56:40Simon, first of all, huge rise in Bitcoin and now I drop, is it just

1:56:40 > 1:56:45correcting himself or is there some other reason?It's hard to say what

1:56:45 > 1:56:48is causing it. It has been very volatile. A lot of people as it said

1:56:48 > 1:56:52in your video package, people rushed in hoping to profit from a boom and

1:56:52 > 1:56:56with every boom there is a bust. Unfortunately that has real human

1:56:56 > 1:56:59consequences. A lot of its net forums have talked about

1:56:59 > 1:57:03cryptocurrency 's and the number one post they have is suicide

1:57:03 > 1:57:08prevention, this has a real human cost.You've missed the boat a bit

1:57:08 > 1:57:12with Bitcoin. If you invest now. Lots of people have made huge

1:57:12 > 1:57:15amounts of money that if you invest now... Leiua is the nature of a

1:57:15 > 1:57:20bubble. People really only notice if the price has gone on for a few

1:57:20 > 1:57:24months in a row. And if you get in in December when the price is high

1:57:24 > 1:57:29and people take their money out you are left with something that is not

1:57:29 > 1:57:34as valuable as it used to be. There will potentially be clamp-downs.

1:57:34 > 1:57:38Reynolds can use digital currencies for money-laundering.We have seen

1:57:38 > 1:57:44governments and regulators starting to look at how they clamp down on

1:57:44 > 1:57:48cryptocurrency use and abuse. Cryptocurrencies can be used for

1:57:48 > 1:57:52negative purposes. But so can any currency. You can use cash to buy

1:57:52 > 1:57:57drugs just as well as you can use Bitcoin to buy illicit goods. The

1:57:57 > 1:58:01nature is different. The clamp-downs need to be sensible. I fear they

1:58:01 > 1:58:04might go too far. There is huge potential with the technology after

1:58:04 > 1:58:10all.Thank you for dropping by. Simon Taylor, an expert on Bitcoin.

1:58:10 > 1:58:13Victoria's back tomorrow and she'll be marking the 100 year anniversary

1:58:13 > 1:58:15since women got the vote with a special version

1:58:15 > 1:58:21of election blind dates.

1:58:21 > 1:58:26I will be tuning in, I love that. Thank you for your company, have a

1:58:26 > 1:58:32lovely day.