0:00:25 > 0:00:28It would take the worry out of paying my bills, basically.
0:00:28 > 0:00:31You'd fill up a tank of petrol, which would be really helpful.
0:00:31 > 0:00:34The gas, electricity, you know, these are...
0:00:34 > 0:00:36To be a bit more comfortable, you know?
0:00:37 > 0:00:40I would pay off some of the debt,
0:00:40 > 0:00:42like, try and get out of our overdraft.
0:00:42 > 0:00:45I could fall back on it if there were problems.
0:00:45 > 0:00:48Car insurance, house insurance...
0:00:48 > 0:00:50I don't think I would spend it! SHE LAUGHS
0:00:50 > 0:00:53I think I'd put it away, and when I need it urgently,
0:00:53 > 0:00:55then I'd get it out and use it.
0:00:55 > 0:00:58How would you use an extra £600 per year?
0:00:58 > 0:01:01What real difference would it make in your life?
0:01:01 > 0:01:05Since being in government, Liberal Democrats have been making sure
0:01:05 > 0:01:08you get to keep more of the money you earn,
0:01:08 > 0:01:10to spend on the things you need,
0:01:10 > 0:01:13by cutting the amount of income tax you pay.
0:01:13 > 0:01:18From April, working people will be paying £600 a year less
0:01:18 > 0:01:19than they were under Labour.
0:01:19 > 0:01:22A mother working full-time on the minimum wage
0:01:22 > 0:01:25will have her income tax bill halved.
0:01:25 > 0:01:30A couple thinking about starting a family will pay £1,200 less.
0:01:30 > 0:01:33And if you're one of the two million people in this country
0:01:33 > 0:01:36working tirelessly in the lowest-paid jobs,
0:01:36 > 0:01:39you'll no longer pay any income tax at all.
0:01:39 > 0:01:43I think now, with the knowledge I had an extra £600 in my pay packet,
0:01:43 > 0:01:45I would start to think very carefully
0:01:45 > 0:01:47about not going to spend it on a whim.
0:01:47 > 0:01:49I think right now, I'd be looking...
0:01:49 > 0:01:51'Set against the future costs,
0:01:51 > 0:01:55'particularly around domestic fuel and house insurance,'
0:01:55 > 0:01:57which I know are going to cost me more this year.
0:01:57 > 0:01:59So definitely, it's a positive thing.
0:01:59 > 0:02:03Over the course of, say, a year, I would put it towards my savings,
0:02:03 > 0:02:07and eventually, you know, I want to buy a property at some point,
0:02:07 > 0:02:10so it would help a little bit to go towards that.
0:02:10 > 0:02:13I would pay off the debts that I've got, actually,
0:02:13 > 0:02:15so that I don't have to pay the interest on them,
0:02:15 > 0:02:17which is, er...
0:02:17 > 0:02:20just as bad as having the debt, if not worse.
0:02:20 > 0:02:23That would probably go towards heating costs and, um...
0:02:23 > 0:02:25Electric's gone up, gas has gone up, so...
0:02:25 > 0:02:28'And food, you know, I think food's going to go up more.'
0:02:28 > 0:02:32So £600 would be a great help.
0:02:32 > 0:02:35This will help so many people like myself and other families,
0:02:35 > 0:02:37other individuals out there
0:02:37 > 0:02:38that are striving
0:02:38 > 0:02:40and actually trying to contribute.
0:02:40 > 0:02:43The Liberal Democrats are building a stronger economy
0:02:43 > 0:02:47in a fairer society, enabling everyone to get on in life.
0:02:47 > 0:02:50And that's why Liberal Democrats are cutting income tax
0:02:50 > 0:02:54for you and the millions of working people just like you.
0:02:54 > 0:02:57Let me know what difference £600
0:02:57 > 0:02:58would make to you.