0:00:10 > 0:00:14It would take the worry out of paying my bills, basically.
0:00:14 > 0:00:17You'd fill up a tank of petrol, which would be really helpful.
0:00:17 > 0:00:20The gas, electricity, you know, these are...
0:00:20 > 0:00:22To be a bit more comfortable, you know.
0:00:23 > 0:00:26I would pay off some of the debt,
0:00:26 > 0:00:28like, try and get out of our overdraft.
0:00:28 > 0:00:30I could fall back on it if there were problems.
0:00:30 > 0:00:33Car insurance, house insurance.
0:00:34 > 0:00:36I don't think I WOULD spend it.
0:00:36 > 0:00:38I think I'd put it away, and when I need it urgently,
0:00:38 > 0:00:41obviously, then I'd get it out and use it.
0:00:41 > 0:00:44How would you use an extra £600 per year?
0:00:44 > 0:00:47What real difference would it make in your life?
0:00:48 > 0:00:49Since the General Election,
0:00:49 > 0:00:52the Welsh Liberal Democrats have been making sure
0:00:52 > 0:00:55you get to keep more of the money you earn,
0:00:55 > 0:00:57to spend on the things you need
0:00:57 > 0:01:00by cutting the amount of income tax you pay.
0:01:00 > 0:01:04From April, working people will be paying £600 a year less
0:01:04 > 0:01:06than they were under Labour.
0:01:06 > 0:01:09The mother working full-time on a minimum wage
0:01:09 > 0:01:12has had her income tax bill halved.
0:01:12 > 0:01:16The couple thinking about starting a family are paying £1,200 less.
0:01:16 > 0:01:20And if you're one of the 100,000 people in Wales
0:01:20 > 0:01:24working tirelessly in the lowest-paid jobs,
0:01:24 > 0:01:27you no longer pay any income tax at all.
0:01:27 > 0:01:31I think now...with the knowledge I had an extra £600 in my pay packet,
0:01:31 > 0:01:33I would start to think very carefully
0:01:33 > 0:01:35about not going to spend it on a whim.
0:01:35 > 0:01:39I think, right now, I'd be setting it against the future costs I know,
0:01:39 > 0:01:42particularly around domestic fuel and house insurance,
0:01:42 > 0:01:45which I know are going to cost me more this year.
0:01:45 > 0:01:47So, definitely, it's a positive thing.
0:01:47 > 0:01:52Over the course of, say, a year, I would put it towards my savings
0:01:52 > 0:01:55and eventually, you know, want to buy a property at some point,
0:01:55 > 0:01:58so it would help a little bit to go towards that.
0:01:59 > 0:02:01I would pay off the debts that I've got, actually,
0:02:01 > 0:02:04so that I don't have to pay the interest on them,
0:02:04 > 0:02:08which is...just as bad as having the debt, if not worse.
0:02:08 > 0:02:10That would probably go towards heating costs,
0:02:10 > 0:02:14and...the electrics gone up, gas has gone up. And food...
0:02:14 > 0:02:16I think food's going to go up more.
0:02:16 > 0:02:19So £600 will be a great help.
0:02:19 > 0:02:23This will help so many people like myself and other families,
0:02:23 > 0:02:26other individuals out there that are striving
0:02:26 > 0:02:28and actually trying to contribute.
0:02:28 > 0:02:32The Welsh Liberal Democrats are building a stronger economy
0:02:32 > 0:02:35in a fairer society, enabling everyone to get on in life.
0:02:35 > 0:02:39And that's why the Welsh Liberal Democrats are cutting income tax
0:02:39 > 0:02:43for you and the millions of working people just like you.
0:02:43 > 0:02:45Let me know why that £600
0:02:45 > 0:02:46is important to you.