:00:11. > :00:16.its Spending Review. �100 billion will be made available to modernise
:00:16. > :00:21.UK infrastructure. Projects include homes, road repairs and improved
:00:21. > :00:26.flood protection. With work not beginning until 2015, Labour says it
:00:26. > :00:30.is too little too late. The package is aimed to boost new
:00:31. > :00:35.sources of energy like shale gas. Reports suggesting that UK resources
:00:35. > :00:40.could be greater than thought. We are looking at the Government's
:00:40. > :00:46.spending plans, asking if the suls add up. Also: The mother of Stephen
:00:46. > :00:48.Lawrence calls for a public inquiry in claims of a police smear
:00:48. > :00:52.campaign, saying that the Home Secretary said that all options are
:00:52. > :00:56.open. The fact that our family had to go
:00:56. > :01:00.through another revelation, how many more are there? We have no idea.
:01:00. > :01:04.Unless we get to the bottom of this, unless we have a public inquiry that
:01:04. > :01:08.tells us to go through the whole thing, we will never get to the
:01:08. > :01:14.bottom of it. I'm at Wimbledon in the after math
:01:14. > :01:18.of one of the biggest upsets at tennis. Where the ground staff are
:01:18. > :01:21.standing by their slippery courts. A pay rise for the Queen. Receiving
:01:21. > :01:27.nearly �38 million in the next financial year.
:01:27. > :01:33.Later on BBC London: The head of the Met expresses confidence in the
:01:33. > :01:43.inquiry into whether when the Force spied on the Lawrence family. Plans
:01:43. > :01:51.
:01:51. > :01:56.for so-called mega basements in West Good afternoon.
:01:56. > :02:01.Welcome to the BBC News at One. A �100 billion investment in
:02:01. > :02:05.infrastructure projects has been announced by the goth. The Chief
:02:05. > :02:09.Secretary to the Treasury, Danny Alexander, said it was a plan to
:02:09. > :02:12.build an infrastructure that Britain can be proud of. The money to be
:02:12. > :02:15.spent on housebuilding, road maintenance and energy projects. The
:02:15. > :02:21.Government was giving the details of the Spending Review announced
:02:21. > :02:25.yesterday. Labour dismissed the promises as hot air saying capital
:02:25. > :02:29.spending would drop in 2015. We have this report.
:02:29. > :02:33.Should people who have lost their job have to wait a week before they
:02:33. > :02:38.can sign on for benefits? This was one of the Chancellor's big ideas
:02:38. > :02:41.yesterday. Some say that they don't like it but Labour says it is worth
:02:41. > :02:44.looking at. The job for the Chancellor is now selling his plan.
:02:44. > :02:50.He says that it is more than just cuts.
:02:50. > :02:56.We are also repairing the roads as well as building new ones. We are
:02:56. > :03:00.repairing the railways, laying down new railways. Doing what we need to
:03:00. > :03:03.do if this country is serious about winning the global race.
:03:03. > :03:09.The Government does not have new money for the projects but spelled
:03:09. > :03:15.out where the investments will go. Including improving this road, the A
:03:16. > :03:22.14 between Huntingdon and Cambridge. Also announced was �500 million to
:03:22. > :03:26.support investment in the Mersey gate Weybridge. A multibillion pound
:03:26. > :03:31.guarantee for Hinkley Point in Somerset for a nuclear power station
:03:31. > :03:37.and investment in superfast broadband to ensure it reaches 95%
:03:37. > :03:41.of the population by 201. Investing in stronger communities,
:03:41. > :03:44.infrastructure, new sources of energy, that is how to build a
:03:44. > :03:46.stronger economy in a fairer society, enabling everyone to get on
:03:46. > :03:51.in life. Long-term infrastructure projects
:03:51. > :03:56.are seen as putting rocket boosters under the economy. The building
:03:56. > :04:01.projects create jobs and at least in theory, creating a country where it
:04:01. > :04:04.is easier to do business. But long-term projects like the
:04:04. > :04:09.proposed High Speed Two between London and Yorkshire via Birmingham,
:04:09. > :04:13.take a long time to build and can cost a lot more than expected.
:04:13. > :04:19.Is it not the truth that there is no new money for infrastructure here?
:04:19. > :04:24.That he is spinning a line rolling multiple years together to make it
:04:24. > :04:30.sound like a big figure, re-heating old announcements, that should have
:04:30. > :04:33.turned into action long ago. But ministers insist that the money,
:04:33. > :04:40.including extending help with insurance premiums for those in
:04:40. > :04:43.places prone to flooding will make a real difference.
:04:43. > :04:48.Our Political Correspondent Norman Smith is in Westminster. Norman,
:04:48. > :04:52.this is a wish list that depends on the election results in 2015, it is
:04:52. > :04:58.all about politics? You could be forgiven for thinking that Christmas
:04:58. > :05:04.comes early. Yesterday the spending squeeze, today a programme with mega
:05:04. > :05:11.infrastructure projects announced for five years. 165,000 new able.
:05:11. > :05:16.800 miles of railways. 1 million new school places and a �6 billion
:05:16. > :05:22.pothole fund to mend the craters in your road, but no new money. What we
:05:22. > :05:28.got were the of where money is pencilled in will be spent. So it is
:05:28. > :05:34.if you like a big Government to-do list if I get a yellow post-it and
:05:34. > :05:39.scribble in my DIY commitments for five months it looks impressive but
:05:39. > :05:43.Mrs S may say that you always say that but when do you find time to do
:05:43. > :05:47.half of the stuff, I don't think you have the money, but the ministers
:05:47. > :05:52.say that they will begin many of the schools before the next election,
:05:52. > :05:56.but there are bigger politics here that is this: They hope that their
:05:56. > :05:59.post-it provides the reposte to the critics that say where is your plan
:05:59. > :06:04.for growth? They say that the big infrastructure project, that is
:06:04. > :06:09.their plan for growth. Thank you very much.
:06:09. > :06:13.One of the projects to receive investment is looking at sources of
:06:13. > :06:17.energy, including shale gas A report has found that there could be twice
:06:17. > :06:21.as much shale gas in the UK as previously thought with reserves in
:06:21. > :06:25.the north of England. The gas can be extracted through the process of
:06:25. > :06:30.fracking. Critics believe it can cause earthquakes and pollute water
:06:30. > :06:37.supplies. The Government is to offer incentives to communities willing to
:06:37. > :06:41.allow fracking in their area. We have this report from Lancashire.
:06:41. > :06:47.Get ready for the rush for shale gas. For the first time we are told
:06:47. > :06:53.there is more in Lancashire than ever thought before. Today,
:06:53. > :06:58.Government scientists estimated that there is 1300 trillion cubic feet of
:06:58. > :07:06.shale gas in the north of England. The industry saying up to 10% can be
:07:06. > :07:09.used. Around 130 trillion cubic feet. The UK consumes 3 trillion a
:07:09. > :07:14.year it could supply the country for decades, but fast-tracking is
:07:14. > :07:18.controversial. Wells are drilled into the rock. Thousands of feet
:07:18. > :07:23.under the ground. Then sand, water chemicals are forced in to release
:07:23. > :07:27.the shale gas. Today, the Government promised cash and a slice of the
:07:27. > :07:34.profits for the local communities. Here in Lancashire, some say it is
:07:34. > :07:38.what the economy needs. Jobs, business supply chains,
:07:38. > :07:45.training, attracting people to the area. Higher salaries, lifting the
:07:45. > :07:50.area out of a low income bracket. But fracking has caused two earth
:07:50. > :07:56.tremors in Lancashire. These say it is is a risk to the environment that
:07:56. > :08:00.is not worth taking. To pay off the community would
:08:00. > :08:04.alleviate our fears for health, safety, water pollution? All of the
:08:04. > :08:11.concerns we have been addressing, that all would go away if they pay
:08:11. > :08:17.us? That will divide the community. There may be trillions of cubic feet
:08:17. > :08:20.of shale gas under the ground here in Lancashire but the industry is
:08:20. > :08:23.not certain how much can be brought to the surface to power the country.
:08:24. > :08:30.That means that the industry cannot be certain of the impact it will
:08:30. > :08:35.have on the economy. In America, a shale gas revolution
:08:35. > :08:44.has led to jobs and cheaper energy bills. The Government s is that the
:08:44. > :08:49.same could happen here. Well, Mr Moylan has been at a
:08:49. > :08:54.briefing for -- at the Department of Energy and Climate Change. The hope
:08:54. > :08:58.is that the shale gas is the new North Sea if you like? Yes, this is
:08:58. > :09:01.for the north of England, there could be more across the UK. The
:09:01. > :09:04.Government wants to crack on with this. The Business Minister was here
:09:04. > :09:09.this morning, saying that today is the day that Britain gets serious on
:09:09. > :09:13.shale. So, there was news about tax
:09:13. > :09:17.incentives to get people exploring. Cash for communities who put up with
:09:17. > :09:20.fracking on the doorstep, but the big caveat, there may be a lot in
:09:20. > :09:27.the ground but how much of that will come out.
:09:27. > :09:33.You mentioned many years of this but Ofgem reporting that we could be a
:09:33. > :09:37.few years away from black outs? the Ofgem have warned that we are
:09:37. > :09:42.moing towards low margins in the power supply system. Saying that it
:09:42. > :09:48.could fall to as low as 2%. That means that there is a chance of a
:09:49. > :09:52.blackout from a one in 47 chance o a one in four chance. Today we learned
:09:52. > :09:57.that National Grid, the National Grid in control of the power system
:09:57. > :10:01.is to be given powers to step in to pay large users of energy to reduce
:10:01. > :10:06.the demand, to get mothballed plants put online. The Government says that
:10:06. > :10:11.the measures are normal, that it is what you expect. It is prudent, but
:10:11. > :10:15.many say it is evidence that the new power plants are not being built.
:10:15. > :10:19.The investors are not there. That the Government's energy policy is
:10:19. > :10:22.failing. Thank you very much Doreen Lawrence,
:10:22. > :10:25.the mother of Stephen Lawrence has called for a public inquiry into
:10:25. > :10:29.claims that undercover police officers tried to find information
:10:29. > :10:34.to discredit her family. She said after meeting the Home Secretary,
:10:34. > :10:36.Theresa May, that the allegations made her sick to the stomach. The
:10:36. > :10:45.Metropolitan Police Commissioner, Bernard Hogan-Howe, has expressed
:10:45. > :10:49.confidence in two separate police enquiries underway. Mother, brother
:10:49. > :10:53.and lawyer, living through yet another chapter in the long story of
:10:53. > :10:57.Stephen Lawrence. The Home Secretary told them this morning that two
:10:57. > :11:02.enquiries are under way, one of which is police-led. Doreen Lawrence
:11:02. > :11:07.says she does not trust the police. The fact that our family has had to
:11:07. > :11:11.go through another revelation, how many are there? We have no idea.
:11:11. > :11:15.Unless we get to the bottom of this, unless we have a public inquiry that
:11:15. > :11:18.tells us, to go through the whole thing, we never will get to the
:11:18. > :11:23.bottom of this. The Home Secretary has to consider
:11:23. > :11:27.that. What the family hope is that she agreeable to holding the public
:11:27. > :11:32.inquiry. Theresa May said she would find the best and quickest way to
:11:32. > :11:35.get to the heart of the outstanding questions.
:11:35. > :11:39.The Metropolitan Police Commissioner, told members of the
:11:39. > :11:41.London Assembly, that he was confident that the inquiry by an
:11:41. > :11:46.external force, overseen by the Independent Police Complaints
:11:46. > :11:54.Commission would do the job. He said this about the public enquire yiz.
:11:55. > :11:57.They are long. -- public enquiries. They are not long. Public inquiries
:11:57. > :12:01.don't vet individuals or organisations to the point of
:12:01. > :12:04.misconduct that is always handled by someone else.
:12:05. > :12:10.Providing intelligence to tackle this sort of protest has been the
:12:10. > :12:18.job of the national and domestic extremism unit but it no longer
:12:18. > :12:23.sends officers under cover. That is now the job of the kriment command.
:12:23. > :12:27.A police inspectorate has published a review. The report says that there
:12:27. > :12:31.is no clear definition of what counts as domestic extremism, no
:12:31. > :12:37.strengthening of the system for approving undercover operations and
:12:37. > :12:41.a recommendation that psychologists be brought in when an officer leaves
:12:41. > :12:44.the undercover life has not been implemented, but the calls for an
:12:44. > :12:52.inquiry into this are growing. Perhaps even the second to be held
:12:52. > :12:56.in the name of this young man. President Jacob Zuma has been
:12:56. > :12:59.visiting Nelson Mandela in hospital after cancelling his planned trip
:13:00. > :13:06.abroad. Earlier, the South African Government said that the condition
:13:06. > :13:11.of the former President had . Nelson Mandela's family have been at the
:13:11. > :13:15.hospital in Pretoria. Our African correspondent and roux harding is
:13:15. > :13:21.there for us now. Busy scenes here. Big crowds coming
:13:21. > :13:25.to show their respect for Nelson Mandela. Inside, a frail
:13:25. > :13:29.94-year-old, Nelson Mandela is in a critical condition. He has been
:13:29. > :13:34.visited by President Jacob Zuma and by close members of his family.
:13:34. > :13:40.MacPherson Inquiry said that his health does not look gook.
:13:40. > :13:44.We have also seen -- Nelson Mandela's daughter said it does not
:13:44. > :13:49.look good. We have also seen his granddaughter coming out to give a
:13:49. > :13:57.message to the public. We thank all for giving us their
:13:57. > :14:01.support. For praying with us. We are anxious as we, you know that he is
:14:01. > :14:06.critical but he is in a state of stability right now.
:14:06. > :14:11.All of this happening when Barack Obama has arrived in Africa. He is
:14:11. > :14:14.in West Africa at the moment. He is due here tomorrow evening to spend a
:14:14. > :14:18.couple of days in South Africa. He is not expected to see Nelson
:14:18. > :14:23.Mandela. Speaking in Senegal, President Obama spoke of the legacy
:14:23. > :14:27.that Nelson Mandela would leave behind. He called him a hero to the
:14:27. > :14:31.entire world. Andrew, thank you very much.
:14:31. > :14:38.Spanish police are investigating the deaths of a family. A British man
:14:38. > :14:41.and two Irish women on the Costa del Sol. The bodies were found yesterday
:14:42. > :14:45.in Mijas. The couping and their daughter, all died of gunshot
:14:45. > :14:51.wounds. The police believe it could have been a murder-suicide. There
:14:51. > :14:59.are reports of a note being left at the home.
:14:59. > :15:03.In a quiet popular spot for British tourists and ex-patriots, what looks
:15:03. > :15:07.like a tragedy at this villa. A shopping trolley is abandoned by the
:15:07. > :15:11.front door. The bodies of a man, his wife and her daughter were
:15:11. > :15:17.discovered inside. The Spanish police are investigating
:15:17. > :15:21.but they are not looking for anyone else in connection with the deaths.
:15:21. > :15:27.In an affluent neighbourhood, people here say that they heard more than
:15:27. > :15:35.one gunshot several days ago. Pauline and Kevin have had a house
:15:35. > :15:40.here in this resort for eight years. We heard two booms over the weekend.
:15:40. > :15:45.They were really loud banks. Not cracks, more booms like a bomb going
:15:45. > :15:50.off, really. Very, very quiet. Never saw the wife at all. Only
:15:50. > :15:54.occasionally saw the man and the daughter in the garden, but they
:15:54. > :15:59.kept themselves to themselves. The Foreign Office described what
:15:59. > :16:02.happened here as a tragic event. It is providing assistance to the
:16:02. > :16:07.Spanish authorities and to the friends and families of those
:16:07. > :16:11.involved. The two women who died were Irish. Reported to be
:16:11. > :16:16.28-year-old Sophie Wood and her mother, Sheila. Philip Wood was
:16:16. > :16:20.British. Neighbours have said that the family had financial problems.
:16:20. > :16:25.The owner of the villa had not been paying the rent for some time.
:16:25. > :16:30.Reports say that the man's wife had recent health problems, that her
:16:30. > :16:38.daughter was mentally disabled. The authorities are carrying out a
:16:38. > :16:42.postmortem to establish how the three people died.
:16:42. > :16:44.Revised figures released today show that the UK did not suffer a
:16:45. > :16:45.double-dip recession last year, but double-dip recession last year, but
:16:45. > :16:45.Revised economic figures released double-dip recession last year, but
:16:46. > :16:46.double-dip recession last year, but the figures from the
:16:46. > :16:46.Revised economic figures released today show that the
:16:46. > :16:46.double-dip recession last year, but the figures from the Office
:16:46. > :16:46.Revised economic figures released today show that the UK
:16:46. > :16:46.double-dip recession last year, but the figures from the Office of
:16:46. > :16:46.Revised economic figures released today show that the UK did
:16:46. > :16:46.the figures from the Office of National
:16:46. > :16:46.Revised economic figures released today show that the UK did not,
:16:46. > :16:46.the figures from the Office of National Statistics
:16:46. > :16:46.today show that the UK did not, after
:16:47. > :16:47.the figures from the Office of National Statistics also
:16:47. > :16:47.today show that the UK did not, after all,
:16:47. > :16:47.the figures from the Office of National Statistics also show
:16:47. > :16:47.today show that the UK did not, after all, suffer
:16:47. > :16:47.the figures from the Office of National Statistics also show that
:16:47. > :16:47.today show that the UK did not, after all, suffer a
:16:47. > :16:47.after all, suffer a double-dip
:16:47. > :16:48.after all, suffer a double-dip recession
:16:48. > :16:48.recession in
:16:48. > :16:48.recession in the
:16:48. > :16:58.recession in the first
:16:58. > :17:09.
:17:09. > :17:14.recession in the first quarter of Let's remind ourselves of what
:17:14. > :17:20.those figures were or what it seemed they were like at that time,
:17:20. > :17:24.and what it suggested was that there was growth in 2011, the third
:17:24. > :17:28.quarter, then activity started falling back for three consecutive
:17:28. > :17:33.quarters before bouncing back, but this is the way it now looks as a
:17:33. > :17:37.result of latest revisions, and you can see that actually that negative
:17:37. > :17:40.quarter of 2012 has been revised away, so it was flat, so there are
:17:40. > :17:42.no two consecutive quarters of falling out, so therefore
:17:42. > :17:46.technically no recession at that time.
:17:46. > :17:52.Yet that first recession was deeper than anybody thought. Yes, indeed.
:17:52. > :17:56.We've got more data on how that original recession of 2008-09
:17:56. > :18:01.lookened. It shows from peak to trough, in other words, the full
:18:01. > :18:06.scale of the downturn before recovery began was a figure of 7.2%,
:18:06. > :18:11.a fall. We had thought it was a slightly smaller fall, a fall of
:18:11. > :18:15.6.3%, so the original recession, worse than we thought, but no
:18:15. > :18:20.technical double-dip. Thank you very much.
:18:20. > :18:27.The time is just after a quarter past 1.00pm. Our top story:
:18:27. > :18:31.The Government gives details of a �100 billion investment in
:18:31. > :18:36.infrastructure including road repairs and flood protection.
:18:36. > :18:41.Still to come: the insurance fraudster who was secretly filmed
:18:41. > :18:47.playing rugby when he was meant to be injured.
:18:47. > :18:57.Later, the garden to the former Beatle George Harrison at a temple
:18:57. > :18:59.
:18:59. > :19:01.and we speak to the musician Omar After a controversial day at
:19:01. > :19:06.Wimbledon yesterday, organisers will be hoping attention will turn
:19:06. > :19:11.towards those still in the tournament today. Two of the top-
:19:11. > :19:19.seeded players were among seven forced to pull out in what was the
:19:19. > :19:21.most injure-hit second round in the competition's history. On court,
:19:21. > :19:24.defending champion Roger Federer suffered his earliest exit at
:19:24. > :19:26.Wimbledon since 2002, going out in four sets to world number 116
:19:26. > :19:29.Sergiy Stakhovsky. Tournament favourite Novak Djokovic will play
:19:29. > :19:32.his second round match this afternoon. Women's number one
:19:32. > :19:35.Serena Williams has just started her game on court one. And the last
:19:35. > :19:37.British woman left in the singles competition Laura Robson will be in
:19:37. > :19:45.action on court number two. Katherine Downes is at Wimbledon
:19:45. > :19:50.for us now. Over to you.
:19:50. > :19:54.Well, Simon, ask Andy Murray about his prospects for Wimbledon, as we
:19:54. > :19:57.often, do and he always tells you there's no such thing as an easy
:19:57. > :20:02.match here. Look what happened to Roger Federer yesterday, proof that
:20:02. > :20:12.in today's game if an outsider can find his form, they're all capable
:20:12. > :20:15.
:20:15. > :20:20.Federer was dumped out of Wimbledon. What an end to the day here at
:20:20. > :20:27.Wimbledon! The defending champion was outwitted in four tight sets by
:20:27. > :20:33.the Serban volley of world number 116 Sergiy Stakhovsky. Just got to
:20:33. > :20:37.get over this one, you know. Sometimes I haven't heard this much
:20:37. > :20:39.- that's for sure. I can tell my grandson I kicked the butt of Roger
:20:39. > :20:45.Federer. LAUGHTER
:20:45. > :20:48.But Federer wasn't the only star to fall - a constellation had tumbled
:20:48. > :20:58.before him. Seven players withdrew injured, among them Jo-Wilfried
:20:58. > :21:02.
:21:02. > :21:07.Tsonga. And Caroline Wozniacki. And former
:21:07. > :21:11.champion Maria Sharapova slipped up and went out. This morning, mowing
:21:11. > :21:15.and mopping continued as usual amid criticism from some players that
:21:15. > :21:20.the surface this year is dangerous. We're a hundred percent, you know,
:21:20. > :21:25.happy with what we've produced, and, you know, myself and the team - we
:21:25. > :21:28.are fully backing our playing surfaces. If Laura Robson can keep
:21:28. > :21:32.her footing later, she stands a good chance of reaching a third
:21:32. > :21:38.round for the first time, while with Nadal, Federer and Tsonga now
:21:38. > :21:42.out, there's less to trip this man on his way to the final. But, as
:21:42. > :21:47.Andy Murray says, there is always one match at a time. One man who
:21:47. > :21:52.knows all about that is Tim Henman. Thank you very much for joining us
:21:52. > :21:57.this lunch time. The rest of us can dare to dream for Andy Murray,
:21:57. > :22:02.can't we? It's easy where we sit to see how the draw could unfold, but
:22:02. > :22:06.you have to look at what's happened in the last few days, incredible
:22:06. > :22:11.upsets, and Andy has to make sure he doesn't become one of those
:22:11. > :22:14.upsets, and he's done a great job so far. We were hearing about the
:22:14. > :22:17.slippery court. It's caused controversy over the past couple of
:22:17. > :22:20.days. Wimbledon said they have prepared them as normal, but they
:22:20. > :22:24.have been causing trouble. I think the first three or four days of any
:22:24. > :22:28.grass court tournament when they're new courts, they're always going to
:22:28. > :22:33.be a bit slippery. They have been that way over the last ten, 15,20
:22:33. > :22:37.years. When you look at the data I have seen - the firmness. Court and
:22:38. > :22:40.length of the grass is exactly as I have seen for the past seven or
:22:40. > :22:44.eight years. If the players are slipping a built more, you can't
:22:44. > :22:47.deny that but from the club's point of view and the groundsmen's point
:22:47. > :22:51.of view, they're exactly the same. Tim, thank you very much for
:22:51. > :22:54.sharing your thoughts with us. We'll see how Laura Robson fared.
:22:54. > :22:58.She's out on court number two later this afternoon. That's one of the
:22:58. > :23:00.courts that caused a lot of problems with slippage yesterday.
:23:00. > :23:05.She's last up bidding to join Andy Murray in the third round.
:23:06. > :23:08.Thank you very much. A man has been jailed for eight
:23:08. > :23:17.months after he was caught playing rugby, while making an insurance
:23:17. > :23:20.claim for wrist injuries of more David Ribchester, who is 31,
:23:20. > :23:22.claimed to have been injured in a work accident in 2006. He pleaded
:23:22. > :23:27.guilty to fraud by false representation. Emily Unia is at
:23:27. > :23:32.the Old Bailey for us now. Absolutely. David Ribchester said
:23:32. > :23:36.in his compensation claim that the injuries he sustained to his wrists
:23:36. > :23:41.meant he couldn't do basic tasks such as drive his car, pick up his
:23:41. > :23:45.young daughter or even play rugby, but the insurance company got
:23:46. > :23:50.suspicious and put surveillance on him. Today they released film
:23:50. > :23:56.footage. It shows him back in 2009 playing rugby in a local park. He
:23:56. > :24:01.passes and throws the ball. He's seen in a half tackle, clearly
:24:01. > :24:05.contradicting the claims he made about injuries to his wrists when
:24:05. > :24:09.he pleaded guilty to fraud in May. He was sentenced to eight months in
:24:09. > :24:13.prison. The judge told Ribchester, "It is greed that brought you to
:24:13. > :24:16.this, and unfortunately there is a lot of greed out there." In
:24:16. > :24:20.explaining giving a custodial sentence, the judge said, "Anyone
:24:20. > :24:24.who is tempted to pave in a dishonest way in the way you did by
:24:24. > :24:30.attempting to exploit a system which exists to compensate the
:24:30. > :24:32.genuinely injured will end up going to prison." Thank you very much.
:24:33. > :24:35.Payday lenders are to be investigated by the Competition
:24:35. > :24:37.Commission. The watchdog, the Office for Fair Trading, referred
:24:37. > :24:41.the lenders after they found evidence of "widespread
:24:41. > :24:45.irresponsible lending". The industry is worth �2 billion a year.
:24:45. > :24:50.Our correspondent Simon Gompertz has more. En the Office for Fair
:24:50. > :24:54.Trading has decided that hard-up couples like Mark and Sheila from
:24:54. > :24:58.Huddersfield are sitting ducks for these lenders, so desperate for
:24:58. > :25:03.funds they'll borrow even if the interest is thousands of per cent.
:25:03. > :25:08.Mark has been unemployed for two- and-a-half years, yet they have
:25:08. > :25:11.been able to borrow �3,000. He says lenders should make more checks
:25:12. > :25:17.before offering cash. When you're struggling to put a meal on the
:25:17. > :25:23.table, and somebody sends you a text saying they have �300 waiting
:25:23. > :25:29.for you, can be in your account in are 15 minutes, it's difficult to
:25:29. > :25:32.say no. Payday lenders have mushroomed. The OFT has accused
:25:32. > :25:36.them of irresponsible widespread lending, failing to check whether
:25:36. > :25:40.people can afford to borrow and causing misery and hardship by
:25:40. > :25:45.tempting them with easy money. all about speed, and far too many
:25:45. > :25:47.lenders do not do the affordability checks the OFT requires of them, so
:25:47. > :25:50.they're making loans to people who cannot afford to repay them.
:25:50. > :25:56.Competition is a problem in the industry because the cost of the
:25:56. > :26:00.loans has spiralled out of control, and firms which follow the rulings
:26:00. > :26:02.can't compete with the rogue operators. That's why payday
:26:02. > :26:06.lenders are being referred to the coveragetition commission. The
:26:06. > :26:10.biggest players have signed up to voluntary codes of practise
:26:10. > :26:13.designed to prevent irresponsible lending. There is no reputable
:26:13. > :26:16.lender that's lending to somebody who can't afford to pay back. It's
:26:16. > :26:21.not good business sense, and it's not good for consumers. We have
:26:21. > :26:25.capped the number of times that you can extend the loan. We freeze fees
:26:25. > :26:29.and interest when we find people have got into hardship as a result
:26:29. > :26:34.of taking out a loan, and we act responsibly. But the Competition
:26:34. > :26:39.Commission when it's investigated high-cost loans has the power to
:26:39. > :26:44.impose new rules and reshape the entire ministry. Ministers have
:26:44. > :26:47.called a summit of key players next week to see what more can be done.
:26:48. > :26:50.The Queen is getting a 5% pay rise. Her income will rise to nearly �38
:26:50. > :26:53.million next year. Her finances are to be reorganised, and today's
:26:53. > :26:55.figures also reveal that an extra million pounds was allocated to
:26:56. > :27:04.cover the Diamond Jubilee last year. Our royal correspondent Nicholas
:27:04. > :27:08.Witchell is at Buckingham Palace for us now. A lot of figures. Talk
:27:09. > :27:14.us through them. This is the money that the Queen receives to fund her
:27:14. > :27:19.role as head of state and monarch. It used to be called the Civil List,
:27:19. > :27:24.of course, it's now called the Sovereign Grant, calculated on the
:27:24. > :27:26.basis it's 15% of the surplus of the crown estates which owns land
:27:26. > :27:31.in London and elsewhere in the country. It started in spring of
:27:31. > :27:35.last year when the Sovereign Grant to Buckingham Palace was �3 million,
:27:35. > :27:39.expenditure last year, of course, busy with the Jubilee was 33
:27:39. > :27:43.million. This year it has gone up to �36 million. In the next
:27:43. > :27:48.financial million, it will be �38 million, so significant increases.
:27:48. > :27:54.Now, Republic, the anti-monarchist group, has said the Queen should
:27:54. > :27:57.give this money back. They say it's unbelievable at a time of austerity
:27:57. > :28:00.the head of state should receive such increases. Buckingham Palace
:28:00. > :28:05.says there is no question of relinquishing any part of this.
:28:05. > :28:09.They it's essentially to put this money towards the massive backlog,
:28:09. > :28:12.as they put it, of Buckingham Palace, Windsor Castle and
:28:12. > :28:18.elsewhere. One other building- related the tail from today's
:28:18. > :28:21.figures - it's so far cost more than �1 million on the
:28:21. > :28:26.refurbishment of that part of Kensington Palace which William and
:28:26. > :28:29.Kate, the Duke and Duchess of Cambridge, are hoping to move into,
:28:29. > :28:32.with, of course, their baby in the autumn.
:28:32. > :28:40.Thank you very much. Tourists have been enjoying warm
:28:40. > :28:48.That is now being interrupted by some rain, which is pushing its way
:28:48. > :28:52.in from the north and west. You can see it on the radar. We have had
:28:52. > :28:55.heavy rain in Northern Ireland, Southern Scotland. We're going to
:28:55. > :29:00.have a lot of cloud left behind across Northern Ireland and the
:29:00. > :29:03.west of Scotland, mist, murk and drizzle. It will start to feel mug
:29:03. > :29:06.gaind humid here. For the north- east of Scotland, a lovely day with
:29:06. > :29:11.plenty of sunshine. For north-west England we see rain. The rain
:29:11. > :29:15.arriving across Wales, the Midlands and south-west England, so a dose
:29:15. > :29:19.of rain for Glastonbury a few hours this afternoon and evening. Towards
:29:19. > :29:22.south-east evening, we're holding on to a lot of dry weather through
:29:22. > :29:25.the afternoon. Easily temperatures into the high teens, some spots the
:29:25. > :29:30.low 20s. We will get a fair amount of play at Wimbledon this afternoon,
:29:30. > :29:34.but during this evening, there is the increasing chance of some
:29:34. > :29:38.sporadic outbreaks of rain turning up as our area of welt weather
:29:38. > :29:43.continues to work its way further south-east. Behind that, some very
:29:43. > :29:48.humid, muggy air working its way in on a lot of murk, cloud and drizzle,
:29:48. > :29:51.particularly over the hills. More persistent rain in the north
:29:51. > :29:55.through the night. Temperatures no more than 9-14 Celsius most places
:29:56. > :29:58.that humid air is going to be a feature of our weather tomorrow,
:29:58. > :30:01.pumping its way in from the Atlantic around the north of an
:30:01. > :30:05.area of high pressure. Also toppling around this high we have a
:30:05. > :30:12.series of weather fronts, and these are going to provide some outbreaks
:30:12. > :30:17.of rain through tomorrow. A band of heavy rain working its way to
:30:17. > :30:20.eastern areas. A band of patchy rain working southwards. Things
:30:20. > :30:25.will eventually brighten for Scotland and Northern Ireland. To
:30:25. > :30:29.the south, that humid air holds on. Anywhere we get a bit of shelter
:30:29. > :30:34.and sunshine, temperatures getting higher than we may suggest, maybe
:30:34. > :30:37.the low 20s. Then we get to the weekend. Warm, humid werplt will be
:30:37. > :30:41.a feature for many of us, some sunny spells, but in northern parts
:30:41. > :30:46.always the threat of rain at times, particularly the further north and
:30:46. > :30:56.west you are - Glasgow and Enniskillen, outbreaks of rain at
:30:56. > :30:57.
:30:57. > :31:03.times. Glasgow staying dry. After a little bit of rain taped and
:31:03. > :31:08.tomorrow, the fels value should be largely dry. If you're off to