:00:00. > :00:08.No more easy money for mortgages, as strict new tests are introduced.
:00:09. > :00:11.Applicants will face tougher questions on lifestyle and spending
:00:12. > :00:14.habits as the regulatory body says it's trying to 'hardwire common
:00:15. > :00:19.We'll consider what this means for the housing market.
:00:20. > :00:24.Also this lunchtime, RBS scraps plans to offer bonuses
:00:25. > :00:27.twice the size of a banker's salary after being told
:00:28. > :00:35.As pro-Russian militias maintain their presence in Eastern Ukraine,
:00:36. > :00:39.Kiev accuses Russia of wanting to start a Third World War.
:00:40. > :00:46.The teenage dying from cancer who's fundraising efforts have now gone
:00:47. > :00:53.And the Cambridges are on their way back from Australia after
:00:54. > :01:00.Accused of breaking their deal, London Underground confirms all
:01:01. > :01:06.And Nigel Farage describes comments by a UKIP council candidate
:01:07. > :01:28.Good afternoon and welcome to the BBC News at One.
:01:29. > :01:31.Should someone's lifestyle have any influence on
:01:32. > :01:40.New, tougher rules are being introduced which include questions
:01:41. > :01:47.The idea behind the changes is to stop a return to the kind of lending
:01:48. > :01:49.that contributed to the banking crisis and economic slowdown.
:01:50. > :01:51.However, brokers say the changes could lead to delays,
:01:52. > :02:01.Here's our personal finance correspondent, Simon Gompertz.
:02:02. > :02:06.By a home and it used to be that most people could get four times
:02:07. > :02:14.their annual pay as a mortgage. Now that is all changing. Claire is one
:02:15. > :02:19.of the first casualties of tougher questioning on what buyers can
:02:20. > :02:21.afford to borrow. Malone has been cut by thousands after an
:02:22. > :02:29.application process that has taken months. I had to take out a loan
:02:30. > :02:36.from the bank while my mortgage application was going through. And
:02:37. > :02:44.they discovered that and it threw a spanner in the works. It resulted in
:02:45. > :02:49.less money, and delaying the process further, which was really
:02:50. > :02:52.frustrating. The clamp-down from the financial regulator means that
:02:53. > :02:56.lenders are asking how much you spend on childcare, transport and
:02:57. > :03:00.holidays, but also on gambling, gems, toiletries and milk deliveries
:03:01. > :03:05.and haircuts. He admits that that might be too intrusive. If they
:03:06. > :03:10.lender decides to ask these questions, that is their judgement.
:03:11. > :03:14.Our question is simple, can you afford a mortgage? And do not need
:03:15. > :03:18.to know if you have not delivered. That sounds like a step too far. If
:03:19. > :03:24.you are a buyer and the borrower, they will test whether you can stand
:03:25. > :03:31.an increase in interest rates to 7%. More than double what most people
:03:32. > :03:33.are paying. That will mean that fewer will get what they want and
:03:34. > :03:36.some might get nothing at all. Mortgage interviews will be longer
:03:37. > :03:37.and more gruelling, and it could have an impact on the housing
:03:38. > :03:41.market. and more gruelling, and it could
:03:42. > :03:45.have an This time of year, the housing market Willie gets going
:03:46. > :03:50.after Easter. And we think that the new rules could very well dampen or
:03:51. > :03:55.chill off the recovery, certainly in the next few months. But there is
:03:56. > :03:59.already concerned about a price bubble and the aim is to make sure
:04:00. > :04:03.that there is no repeat of the borrowing spree that ended with the
:04:04. > :04:08.credit crunch. You said longer and more gruelling. Borrowers will want
:04:09. > :04:11.to know what difference it will make to what they can borrow. I have
:04:12. > :04:15.heard stories from borrowers who have been through one process and
:04:16. > :04:19.then come back to the new, more gruelling process, and found that
:04:20. > :04:24.they are being offered ?20,000 less. A significant sum. Mortgage
:04:25. > :04:30.brokers are saying that often it is ten or 15% less than you would have
:04:31. > :04:34.hoped. It is going to have an impact. We know that the prices of
:04:35. > :04:39.homes are rising at any case. The consensus is that it will take some
:04:40. > :04:43.of the froth out of the market. We have to make opposing forces, the
:04:44. > :04:48.government trying to help the revival with a help to buy scheme,
:04:49. > :04:54.and lenders under pressure. It could be that some people will need more
:04:55. > :04:57.help to buy. Thank you. And if you want to know more about those
:04:58. > :04:59.changes and see what they might mean for you, go to our website. You will
:05:00. > :05:08.find all the details. Royal Bank
:05:09. > :05:10.of Scotland has backed down over plans to pay bonuses double
:05:11. > :05:12.the size of salaries, after being The bank, which is mostly owned
:05:13. > :05:17.by the taxpayer, says it had wanted But it's been told the Treasury
:05:18. > :05:21.would block the idea. Here's our chief economics
:05:22. > :05:33.correspondent, Hugh Pym. Royal Bank of Scotland, the
:05:34. > :05:36.taxpayer's controlling state, politics and bank bonuses. It is a
:05:37. > :05:42.toxic mix, stirred up yet again. This time, the bank wanted to pay
:05:43. > :05:45.bonuses up to a limit of twice the annual salary but the Chancellor has
:05:46. > :05:50.blocked that, insisting on capping bonuses at the same level as wages.
:05:51. > :05:55.The new team has done a huge amount to repair what went badly wrong but
:05:56. > :06:00.there is more to go. We made it clear that under the circumstances
:06:01. > :06:05.it was not right to increase the bonus cap. I'm glad that RBS have
:06:06. > :06:09.agreed and I'm glad the total pay at RBS is coming down. RBS has noted
:06:10. > :06:14.that its banking competitors will be seeking the option of paying staff
:06:15. > :06:17.bonuses of up to twice annual salary. There is clearly
:06:18. > :06:20.disappointment at the highest levels of the bank for what is seen as
:06:21. > :06:25.last-minute intervention by the Treasury to block the preference of
:06:26. > :06:29.the board to adopt that sort of bonus policy. In some quarters in
:06:30. > :06:32.the city there is the fear that the performance of RBS could be affected
:06:33. > :06:38.with the possibility of senior staff leaving to join rival banks. We need
:06:39. > :06:42.to get the bank back on track. And with that, you need clever people.
:06:43. > :06:46.And clever people need remunerated because we are in an international
:06:47. > :06:52.environment. To draw a line through it like that is very short-sighted
:06:53. > :06:58.and it is pandering to the public. Another bank with the taxpayers
:06:59. > :07:03.stake, Lloyds, will be allowed to go up to the bonus limit. This was
:07:04. > :07:05.because Lloyds made more progress with a recovery plan, say the
:07:06. > :07:11.government. Labour argued that it shows that George Osborne is in a
:07:12. > :07:15.muddle over bankers bonuses. All banks are still under scrutiny.
:07:16. > :07:19.Demonstrators outside the Barclays AGM yesterday tried to highlight a
:07:20. > :07:22.gulf between the pay of bankers and health workers. Some shareholders
:07:23. > :07:24.voted against the Barclays bonus pay-outs. It is a long-running issue
:07:25. > :07:29.that does not seem to be going away. Let's speak to our Business Editor,
:07:30. > :07:32.Kamal Ahmed, who's in Cambridge, where he's been speaking to the
:07:33. > :07:39.Chancellor, George Osborne. We heard a city voice saying it was
:07:40. > :07:46.short-sighted. Why has the government force this on RBS? I
:07:47. > :07:50.think this goes to the heart of who really runs RBS. Is it the board, is
:07:51. > :07:53.it the executives, or is that the government? I think today we have
:07:54. > :07:56.seen the answer. It is the government. I think today we have
:07:57. > :07:57.seen the answer. It is the government. I've been here
:07:58. > :08:01.interviewing the Chancellor about RBS. And he says that with the bank
:08:02. > :08:05.still struggling, still not performing at the top of its game,
:08:06. > :08:09.it would be inappropriate for the bank to pay bonuses. What is
:08:10. > :08:13.interesting is that there is obviously a slight contradiction for
:08:14. > :08:16.the government. They do not actually agree with the bonus cap. The
:08:17. > :08:20.government is challenging it. But nevertheless, there are politics in
:08:21. > :08:27.this. I think that the government feels that if they allowed the rises
:08:28. > :08:32.of bonuses at RBS, they would have been called into account by Labour.
:08:33. > :08:35.But forget, Ed Miliband raise this in Prime Minister's Questions and
:08:36. > :08:40.said to David Cameron, are you going to allow the bonus cap to? I think
:08:41. > :08:43.the government has decided, whatever the issue is about competition and
:08:44. > :08:46.weakening RBS, that in political terms, allowing a rise would simply
:08:47. > :08:51.have been impossible. The war of words over the crisis
:08:52. > :08:54.in Ukraine deepened today. The Ukrainian prime minister accused
:08:55. > :08:57.Russia of wanting to start world war three,
:08:58. > :09:02.while President Putin gave more warnings of the consequences for
:09:03. > :09:04.Ukraine, if the crisis continued. Earlier today,
:09:05. > :09:08.there were reports that Russian troops moved to within a kilometre
:09:09. > :09:11.of the border with eastern Ukraine. Here's our world affairs
:09:12. > :09:21.correspondent, Nick Childs. Smoke billows over an eastern
:09:22. > :09:23.Ukrainian airbase. This is unverified footage. There have been
:09:24. > :09:28.reports of a military helicopter being hit by a rocket propelled
:09:29. > :09:32.grenade. Whatever this is, it is likely to add to the new escalation
:09:33. > :09:36.intention. An armed pro-Russian activist,
:09:37. > :09:39.seemingly very much back in charge outside the eastern Ukrainian town
:09:40. > :09:46.of sloppy and sky. One day after short lived Ukrainian army raids
:09:47. > :09:51.raised the temperatures in the stand-off. The Americans are laying
:09:52. > :09:57.the blame for images like these more squarely than ever at Russia's
:09:58. > :10:01.daughter. This is a full throated effort to actively sabotage the
:10:02. > :10:08.democratic process through gross external intimidation. Russia has
:10:09. > :10:14.put its faith in distraction, deception and the stabilisation. For
:10:15. > :10:21.seven days, Russia has refused to take a single concrete step in the
:10:22. > :10:24.right direction. At the double matted war of words intensifies,
:10:25. > :10:29.Russia's Foreign Minister has hit back with accusations of his own.
:10:30. > :10:34.TRANSLATION: The West, and this is how it began, once to seize control
:10:35. > :10:39.of the Ukraine because of its political ambitions, not the
:10:40. > :10:43.interests of the Ukrainian people. Just what the Ukrainian military's
:10:44. > :10:48.raids have achieved is unclear. It is certainly angered Moscow.
:10:49. > :10:51.According to one report, they have ordered military manoeuvres within a
:10:52. > :10:56.kilometre of the border. The move brunt of this from Arseniy
:10:57. > :11:01.Yatsenyuk, the interim Prime Minister of Ukraine. TRANSLATION:
:11:02. > :11:08.Attempts of Russian aggression on the border will... Russia already
:11:09. > :11:12.wants to start the third world war, he said. With no apparent resolution
:11:13. > :11:17.to the stand-off on the ground, does this bring a direct confrontation
:11:18. > :11:18.between Ukraine and Russia closer? And if so, what will the
:11:19. > :11:22.international followed? The 42 year old mother,
:11:23. > :11:25.accused of murdering three of her children, has broken down in tears,
:11:26. > :11:28.at her first court appearance. Tania Clarence was remanded
:11:29. > :11:30.in custody, over the deaths of three year old twins, Ben
:11:31. > :11:33.and Max, and four year old Olivia, who were found dead at the family
:11:34. > :11:46.home in south London on Tuesday. Tributes left outside the family
:11:47. > :11:53.home. This has been where attention has been focused since Tuesday
:11:54. > :11:55.evening. This morning, the focus shifted a few miles away to
:11:56. > :11:58.Wimbledon Magistrates' Court where their mother made her first
:11:59. > :12:03.appearance, having been charged with the murder. Just before Tania
:12:04. > :12:09.Clarence was lead into the dark, the public gallery was filled with
:12:10. > :12:11.friends and family members, including a clearly emotional Gary
:12:12. > :12:17.Clarence. He listened as his 42-year-old wife, dressed in black
:12:18. > :12:20.and sobbing throughout, stated her name, address and date of birth. And
:12:21. > :12:27.then it was put to her that she had murdered her children, Bolivia, Ben
:12:28. > :12:31.and Max. Gary Clarence, seen here leaving court on the left, had been
:12:32. > :12:34.in South Africa with the couple's 8-year-old daughter, when he was
:12:35. > :12:37.told of the death of his children. He flew back yesterday along with
:12:38. > :12:41.members of his family, also in court. They released a statement
:12:42. > :12:48.saying that they have suffered an extreme tragedy and were under
:12:49. > :12:53.tremendous pressure. The postmortem on the children is ongoing. All
:12:54. > :12:58.three children suffered from spinal muscular atrophy, a condition which
:12:59. > :13:02.can be life limiting. Tania Clarence has been remanded in custody and
:13:03. > :13:05.will appear at the Old Bailey on the 29th of April.
:13:06. > :13:08.An investigation is to be launched into whether government computers
:13:09. > :13:11.were used to make offensive changes to the Wikipedia entry
:13:12. > :13:15.Reports in the Liverpool Echo claim the updates
:13:16. > :13:17.included changing the Liverpool anthem, 'You'll Never Walk Alone',
:13:18. > :13:22.Our correspondent Dan Johnson is at the Hillsborough inquest
:13:23. > :13:36.One can only guess what the reaction is there. A mixture of shock,
:13:37. > :13:39.sadness and anger from the families arriving here to continue giving
:13:40. > :13:43.statements to the inquest. One said it was like salt being thrown on the
:13:44. > :13:47.wound. Was discussed when his comments were originally posted onto
:13:48. > :13:50.Wikipedia. That was a certain amount of dismay that someone could have
:13:51. > :13:54.done that on the day of the anniversary of the Hillsborough
:13:55. > :14:00.disaster but there is disbelief this morning that the claims could have
:14:01. > :14:04.been -- comments could have been posted from Westminster. It is not
:14:05. > :14:05.clear how many people may have been involved but the Cabinet office has
:14:06. > :14:07.said that it is investigating involved but the Cabinet office has
:14:08. > :14:15.said that it this as a matter of urgency, treating it with the utmost
:14:16. > :14:17.seriousness and making enquiries across departments. The families
:14:18. > :14:28.want those responsible to be identified and dealt with. Thank
:14:29. > :14:31.you. Our top story this lunchtime, new rules on mortgage lending are
:14:32. > :14:36.about to come into force. Customers may be asked about their spending
:14:37. > :14:41.habits before they get a loan. And still to come, a new role for an old
:14:42. > :14:44.hack. Ryan Giggs speaks for the first time about taking over the
:14:45. > :14:49.helm at Manchester United. It Rum BBC London, acting business three
:14:50. > :14:56.years after being burned to the ground, this carpet store reopens.
:14:57. > :14:58.And the crucial day for Chelsea if they want to stay in the running for
:14:59. > :15:07.the Premier League title. The Duke and Duchess of Cambridge
:15:08. > :15:10.have ended their visit to Australia by joining veterans
:15:11. > :15:13.and serving military personnel to mark Anzac Day, Australia's national
:15:14. > :15:15.day of remembrance. The family are now
:15:16. > :15:18.on their way home to the UK. From Canberra,
:15:19. > :15:31.our royal correspondent, In the darkness reading the hymn
:15:32. > :15:36.sheets with torches, William and Catherine joined thousands of people
:15:37. > :15:43.at the National War memorial to mark the 99th anniversary of the Anzac
:15:44. > :15:54.landings. On Dawn at this day in 19 15,000 of troops landed in
:15:55. > :16:02.Gallipoli. -- in 19 15,000 of troops. It was a disaster. In
:16:03. > :16:06.Australia and New Zealand, it is the National Day of remembrance. They
:16:07. > :16:10.talk for final duty for William and Catherine. Later in the day, they
:16:11. > :16:20.returned to the war memorial and inspected the walls work families
:16:21. > :16:24.placed poppies and laid a wreath in memories league memory of all
:16:25. > :16:32.Australians who fought and died. The event is the moving conclusion to a
:16:33. > :16:37.visit which otherwise has been full of fun and want. It was time to
:16:38. > :16:43.depart and time for another parents by George. He has been the star of
:16:44. > :16:47.the tour. He has only been seen briefly but has managed to outshine
:16:48. > :16:54.his mother and father. In a statement, William and Catherine
:16:55. > :16:57.said the visit had been an incredible experience and they had
:16:58. > :17:07.been bowled over by the warmth they had been shown. Unsaid was anything
:17:08. > :17:14.about the satisfaction that must be felt in Buckingham Palace about the
:17:15. > :17:17.arrival on the world stage such a warm trio.
:17:18. > :17:19.The Shadow Cabinet is meeting in Glasgow today,
:17:20. > :17:22.with the debate over Scotland's independence high on the agenda.
:17:23. > :17:25.Ed Milliband is arguing that workers on both sides of the border will be
:17:26. > :17:35.People who voted for Labour in the past a very important part of this
:17:36. > :17:39.referendum and I want to convince them and people across Scotland that
:17:40. > :17:44.we can do it, that social justice can be delivered in a year's time by
:17:45. > :17:51.a Labour Government and it is a better way forward for Scotland than
:17:52. > :17:56.leaving the UK with all that entails in terms of a race to the bottom in
:17:57. > :18:03.wages and things that matter to the people of Scotland.
:18:04. > :18:06.Let's get more from our Scotland correspondent, Lorna Gordon.
:18:07. > :18:14.Do you think it is a sign that the pro-unionist parties are losing
:18:15. > :18:19.ground to the SNP? We have seen a narrowing in the polls, those who
:18:20. > :18:22.say they would vote in favour of the union are still a majority, but
:18:23. > :18:26.those in favour of independence have been gaining ground. I think it will
:18:27. > :18:31.have focused the minds of politicians on all sides and
:18:32. > :18:35.campaigners so in the last few weeks we saw the Prime Minister David
:18:36. > :18:40.Cameron and Nick Clegg up in Aberdeen holding a cabinet meeting.
:18:41. > :18:44.Today we have Ed Miliband and the Shadow Cabinet holding a meeting at
:18:45. > :18:50.one of the Commonwealth Games arenas in Glasgow. It is no surprise he has
:18:51. > :18:54.chosen this venue to launch this initiative on zero hours contracts,
:18:55. > :19:08.saying if they win the next general election, Labour would tackle zero
:19:09. > :19:11.hours contracts. I think Labour realise there is a group of
:19:12. > :19:19.undecided voters who traditionally would vote Labour but have not made
:19:20. > :19:24.their minds up about the referendum. The SNP government has spotted the
:19:25. > :19:27.group and they are appealing. They say if you vote for independence,
:19:28. > :19:34.you are not necessarily voting for the SNP, they would argue you voting
:19:35. > :19:39.to get your Labour Party back. Alex Salmond has been responding in the
:19:40. > :19:42.last few minutes to Ed Miliband's policy initiative today, saying
:19:43. > :19:47.Scotland needs independence to introduce a living wage more widely
:19:48. > :19:54.and deal with the abuse of zero hours contracts. When it comes to
:19:55. > :20:00.workers' writes, both sides are trying to grab the common ground. It
:20:01. > :20:06.is up to the voters and they will decide on the 18th of September.
:20:07. > :20:09.President Obama has been speaking about the incredible heartache
:20:10. > :20:11.of the relatives who lost family members aboard the South Korean
:20:12. > :20:13.ferry that capsized and sank last week.
:20:14. > :20:16.He said he was visiting the country at a time of great sorrow.
:20:17. > :20:19.On the latest leg of his Asia Pacific tour, he's also been
:20:20. > :20:22.speaking about imposing new sanctions on North Korea because of
:20:23. > :20:29.From Seoul, Lucy Williamson sent this report.
:20:30. > :20:38.President Obama's arrival called for all of the usual pomp and ceremony
:20:39. > :20:43.and nuclear threats. New signals from North Korea it is preparing for
:20:44. > :20:49.a fourth nuclear test underpinned by satellite photos showing fresh
:20:50. > :20:53.activity. Threats will get North Korea nothing other than greater
:20:54. > :20:57.isolation. We are united on the steps Pyongyang needs to take
:20:58. > :21:00.including abandoning nuclear weapons and listed weapons programmes and
:21:01. > :21:06.living up to their international obligations. -- and ballistic
:21:07. > :21:10.weapons. The alliance is more popular than ever. 90% of South
:21:11. > :21:21.Koreans support it. This is more than a military relationship where I
:21:22. > :21:26.-- President Obama said it was about friends. These yellow ribbons are
:21:27. > :21:32.sign of remembrance for more than 300 lives lost. The victims of last
:21:33. > :21:39.week's ferry disaster still have not all been found. It would be fitting
:21:40. > :21:42.for us to begin today by honouring the lost and missing. The leaders
:21:43. > :21:50.began their meeting with a moment's silence. And a gift, a magnolia tree
:21:51. > :21:54.from the White House garden for the high school at the centre of the
:21:55. > :22:00.disaster. It was a symbol of beauty and renewal, President Obama said, a
:22:01. > :22:01.reminder of the lives lost and the friendship America would always
:22:02. > :22:05.provide. The teenager whose online campaign
:22:06. > :22:07.to raise funds for a cancer charity went viral has
:22:08. > :22:10.now raised more than ?2.25 million. Stephen Sutton has terminal cancer,
:22:11. > :22:13.but his fight against the disease has touched
:22:14. > :22:16.the hearts of thousands of people and led to the biggest-ever donation
:22:17. > :22:20.to the Teenage Cancer Trust. It says it's been overwhelmed
:22:21. > :22:35.by the response. Stephen Sutton's friends have seen
:22:36. > :22:40.him fight his own is with courage and humour. The money raised in his
:22:41. > :22:46.name is, they say, a fitting tribute to the man they know. It is
:22:47. > :22:50.testament to his strength and determination over the last 15
:22:51. > :22:54.months to make sure that his life has not been for nothing, whatever
:22:55. > :23:00.he has done is to support people going through the same kind of
:23:01. > :23:06.journey as him. On the face of it, he is playing it cool and he has not
:23:07. > :23:11.done a lot, but inside, he will be really proud, considering that it
:23:12. > :23:16.was only a year and a half ago that he was considering raising ?10,000.
:23:17. > :23:22.Phenomenal is how he is said to have described it. On Tuesday, he said
:23:23. > :23:27.goodbye to his supporters. He thought he was gone in his words, a
:23:28. > :23:32.goner. But he was back online yesterday saying he was now in high
:23:33. > :23:39.spirits. Diagnosed with terminal cancer, he wrote a wish list of 46
:23:40. > :23:45.things he wanted to do. He crowd served in a dinghy, when skydiving,
:23:46. > :23:48.played the drums front of 90,000 people at Wembley, hugged and
:23:49. > :23:55.elephant and even got a tad too. And he decided to raise money for the
:23:56. > :23:59.Teenage Cancer Trust. His million pound target was reached on
:24:00. > :24:05.Wednesday. Now it stands at more than double that. His story has had
:24:06. > :24:08.an incredible impact on us. We are a relatively small charity raising
:24:09. > :24:14.about ?12 million a year. What he has done is changing the face of the
:24:15. > :24:17.organisation in many ways and supporting the seven young people
:24:18. > :24:22.everyday diagnosed with cancer now and in the future. The charity runs
:24:23. > :24:30.more than 20 specialist units across the UK. A vital service for young
:24:31. > :24:34.people with cancer. So many people will benefit from what he is doing.
:24:35. > :24:38.You have always got to look for light the darkness. I think he is
:24:39. > :24:46.great. I do not say it often because I am of these people who is quite
:24:47. > :24:51.cringed out by these things, but he is an inspiration. The money will
:24:52. > :24:53.mean more units, more nurses, more expert care for young people. That
:24:54. > :25:02.will be his legacy. Ryan Giggs has promised to put
:25:03. > :25:05.a smile back on the faces He's been speaking for the first
:25:06. > :25:09.since taking over from David Moyes He told reporters it was a proud
:25:10. > :25:14.moment to manage the club he's Let's cross to United's Carrington
:25:15. > :25:29.training ground and our sports Yes, Ryan Giggs admitted it had been
:25:30. > :25:33.a difficult week for Man United. He said he was shocked at David
:25:34. > :25:37.Moyes's departure, although the club would not allow him to take
:25:38. > :25:41.questions about the sacking. Ryan Giggs outlined how he hopes finally
:25:42. > :25:48.to give the fans something to cheer about. He inspired Man United as a
:25:49. > :25:52.player, now can he do it as a manager? Ryan Giggs taking training
:25:53. > :25:56.this morning and hoping to restore smiles to a club in turmoil. He had
:25:57. > :26:00.been a player coach and a David Moyes who on Tuesday paid the price
:26:01. > :26:07.for the stodgy start and poor results. Old habits die hard. Ryan
:26:08. > :26:15.Giggs was accidentally introduced to the media as David. David... After
:26:16. > :26:19.his predecessor's failure, Ryan Giggs vowed to bring back the
:26:20. > :26:25.feel-good factor. It is the proudest moment of my career. I will enjoy it
:26:26. > :26:34.for the two and a half weeks that are mainly of the season. --
:26:35. > :26:38.remaining of the season. I will bring back smiles to the faces of
:26:39. > :26:45.the fans. He is the most tech rated player in the club's history but
:26:46. > :26:51.acknowledged the season has been frustrating -- the most decorated. I
:26:52. > :26:56.think he is management material, very strong minded. He is dedicated
:26:57. > :27:00.to the game, that is why he has had such a fantastic career. He will get
:27:01. > :27:06.the respect from the fans and players. Hopefully, he does get the
:27:07. > :27:11.great response and the club do go on to win the last four games. After
:27:12. > :27:19.the cautious style of the David Moyes Iraq, Ryan Giggs is promising
:27:20. > :27:27.a crowd-pleasing return -- the Iraq of David Moyes. Our form has not
:27:28. > :27:31.been great. I want to see goals and tackles and players taking players
:27:32. > :27:36.on. I want to get the crowd up and I want the passion that should come
:27:37. > :27:40.with being a Manchester United player. There is a sense of back to
:27:41. > :27:47.the future. Ryan Giggs was helped out at training by Paul Scholes and
:27:48. > :27:51.others. After such a bruising week, they returned to the glory days may
:27:52. > :27:56.still be some way off. Interestingly, Ryan Giggs said he
:27:57. > :27:59.has already been getting managerial tips from Sir Alex Ferguson. He is
:28:00. > :28:03.only expected to be in charge for the last four matches of this
:28:04. > :28:11.season. If he does well, he could be back as a Manchester United manager
:28:12. > :28:16.in the future. For this next item, you need a head
:28:17. > :28:23.for heights. They jumped from the tip of a tower in to buy from a
:28:24. > :28:29.height of 828m. The two Frenchmen are based jumpers, fans of jumping
:28:30. > :28:34.off tall structures. It was part of a world-record attempt at the
:28:35. > :28:38.highest base jump and a successful one as you can see. If that was not
:28:39. > :28:46.enough, they went back and did it all again. Rather than than me. --
:28:47. > :28:55.rather then. Hideous. Now to the weather.
:28:56. > :29:04.Extensive cloud. Looking at the rainfall, it was torrential earlier.
:29:05. > :29:07.The red colours showing the torrential downpours. Impact in
:29:08. > :29:14.places, particularly on the roads. It is moving north, heavy bursts of
:29:15. > :29:18.rain. Potential for further impact. Disruption as possible. As the rain
:29:19. > :29:23.continues to work North. BBC local radio should keep you up to date
:29:24. > :29:27.with the travel situation. The rain is pushing north and there is plenty
:29:28. > :29:32.more following along behind. It is not all doom and gloom. There is
:29:33. > :29:37.brighter weather to be found, particularly out towards the West.
:29:38. > :29:43.Cornwall doing well, as if temperature. Inland, thicker cloud
:29:44. > :29:46.and showers. Rain more extensive. Heavy showers in the south-east is
:29:47. > :29:53.often in. Thunder and lightning. Dreyer for a time in East Anglia. --
:29:54. > :29:58.dry. Quite cold with the rain as well. The north-west of the UK,
:29:59. > :30:01.Northern Ireland, western Scotland, doing quite well. For the East of
:30:02. > :30:05.Scotland, grey and cold with the breeze continuing to come in from
:30:06. > :30:10.the North Sea. The main batch of rain moves up to the north-west. It
:30:11. > :30:15.will turn wet. Further showers at the eastern side of England this
:30:16. > :30:20.evening. Then the next batch of rain comes up from the South West with a
:30:21. > :30:25.brisk breeze. Temperatures should stay up at seven, eight or nine
:30:26. > :30:31.degrees. Unsettled for the start of the weekend. Low pressure will
:30:32. > :30:36.dominate. Quite a few hours bars. It will be quite breezy, particularly
:30:37. > :30:40.in the south-west. -- isobars. A band of rain moving north across
:30:41. > :30:44.England and Wales and Northern Ireland. Followed by a dry spell. A
:30:45. > :30:51.few showers still. Main showers in the fast Southwest. Second part of
:30:52. > :30:58.the weekend, the winds will gradually ease. Still quite breezy.
:30:59. > :31:01.There will be showers around in England and Wales. Disappointing and
:31:02. > :31:05.worked on the eastern side of Scotland. Better weather to be found
:31:06. > :31:09.in Northern Ireland and the western side of Scotland. For many of us
:31:10. > :31:14.this weekend, it will be quite blustery. Heavy showers around. Not
:31:15. > :31:17.all doom and gloom. There should be dry and brighter spells as well. The
:31:18. > :31:24.little bit of something for everyone over the weekend.
:31:25. > :31:26.Now a reminder of our top story this lunchtime.
:31:27. > :31:29.New rules on mortgage lending come into force at midnight.
:31:30. > :31:32.Customers may be asked about their spending habits