:00:14. > :00:18.Good Evening. The Prime Minhster Is Expected To Visit Somerset This Week
:00:19. > :00:22.To Discuss The Aftermath Of The Flooding With Civic Leaders. It
:00:23. > :00:25.Comes Just Days After The Dredging Work He Ordered Began On Thd Rivers
:00:26. > :00:27.Tone And Parrett. Meanwhile In Parliament Today Mps Have Bden
:00:28. > :00:37.Investigating The Floods, Challenging Senior Figures @t The
:00:38. > :00:41.Environment Agency. It The Chairman Welcomed The Start Of Dredghng, But
:00:42. > :00:44.Warned It Won't Stop Flooding In The Future. The Floodwater On The
:00:45. > :00:47.Somerset Levels Has All But Gone Now, But The Damage It Causdd Will
:00:48. > :00:50.Take Many Months To Repair. Our Somerset Correspondent Clinton
:00:51. > :00:53.Rogers Has Been Back To The Village Of Moorland Eight Weeks Aftdr The
:00:54. > :00:56.Emergency Evacuation There. The Sound Of Spring In Moorland
:00:57. > :00:58.Wherever You Look Here They Are Stripping Plaster, Pulling Down
:00:59. > :01:02.Walls, Rebuilding Homes That Were Four Foot Deep In Water. Right Now
:01:03. > :01:05.There Is An Army Of Builders In Moorland. These Houses Are @ll
:01:06. > :01:08.Uninhabitable, And Are Likely To Remain So For Many Months To Come.
:01:09. > :01:11.It Is Why There Remains A High`visibility Police Presdnce Here
:01:12. > :01:14.And, At Night, There Is A Roadblock That Checks Everyone Coming In And
:01:15. > :01:17.Out Of This Village. Picture Postcard From The Ottside.
:01:18. > :01:20.But Step Inside John Griffin's Home And You See Exactly What Flood
:01:21. > :01:43.Recovery Means: Pretty Much Starting From Scratch. All ...since H
:01:44. > :01:47.Purchased It In 1988, Apart From The Outside Looks Quite Reasonable
:01:48. > :01:50.Compared To The Inside. Coincidentally The Builder Here A
:01:51. > :01:55.Former Councillor, Is One Of Those People Who'll Be Meeting Thd Prime
:01:56. > :02:02.Minister In Somerset Tomorrow Night. if you get a chance to talk to him,
:02:03. > :02:06.what will you say? mr cameron, what are you gohng to do
:02:07. > :02:10.and who is going to be accotntable for what they've done? 130 Homes
:02:11. > :02:14.Destroyed, Those Families Dhsplaced. Is Somebody Going To Be Held
:02:15. > :02:17.Accountable? We're Not Sure If The Prime Minister
:02:18. > :02:20.Will Visit Flood Victims Whhle He's Here, But If He Does Come To
:02:21. > :02:31.Moorland? I Would Offer Him A Cup Of Tea. . If
:02:32. > :02:34.I Had A Kettle. We Have Just Been Sacrificed In
:02:35. > :02:37.Favour Of The Town. While They Are Left High And Dry, We Are Ldft To
:02:38. > :02:40.Drown. John Griffin Has Taken To Vdrse To
:02:41. > :02:43.Express His View That Moorl`nd Was Deliberately Flooded To Savd The
:02:44. > :02:46.Town Of Bridgwater. The Enivornment Agency Says That's Simply Not True:
:02:47. > :02:55.Excessive Rain Caused The Flooding. From The Air You Can See Th`t
:02:56. > :02:59.Moorland Is Now Drying Out. The Back But Here There Are Now Calls For A
:03:00. > :03:02.Public Inquiry To Determine Why The Floods Came So Quickly And Lasted So
:03:03. > :03:29.Long. Clinton Rogers, Bbc Points West, Moorland.
:03:30. > :03:32.If We Had Kept The Rivers In That Condition It Would Almost Cdrtainly
:03:33. > :03:36.Not Have Prevented The Somerset Levels From Being Flooded. What It
:03:37. > :03:43.Would Do Is Help Us To Clear The Water Away From The Somerset Levels
:03:44. > :03:47.Faster. More Than A Million Pounds Has Been
:03:48. > :03:50.Awarded To Councils In Somerset And Gloucestershire To Help Thel Merge
:03:51. > :03:53.Services. Taunton Deane And West Somerset Councils Have Got One Of
:03:54. > :03:55.The Biggest Awards From The Government, ?750,000. A Partnership
:03:56. > :03:57.Involving Cotswold, The Fordst Of Dean, West Oxfordshire, And
:03:58. > :04:00.Cheltenham Councils Is Getthng ?500,000. They Already Shard
:04:01. > :04:14.Departments Like Finance And Payroll. To Now Is A Pension Really
:04:15. > :04:17.The Best Way To Save For Yotr Retirement?
:04:18. > :04:20.Or Are You Better Off Buying A Flat Or A House To Rent Out? Throughout
:04:21. > :04:24.The Week We've Been Looking At The Cost Of Growing Older. Tonight Our
:04:25. > :04:26.Business Correspondent Dave Harvey Challenges A Pensions Expert To
:04:27. > :04:31.Examine The Alternatives To A Traditional Pension Pot.
:04:32. > :04:37.For Robin And Terry, This Is Their Pension Pot: Bricks And Mortar.
:04:38. > :04:40.They've Seen The Pensions Industry From The Inside, Writing Colputer
:04:41. > :04:48.Code For The System That Generates Commission For The Sales Force.
:04:49. > :04:51.They're On 2.5, 3% Commission, Followed By Years And Years Of Trail
:04:52. > :04:55.Commission Off Our Pensions Contributions. That Really Just Got
:04:56. > :04:59.Me In The Gut, It Was Quite Galling. I Think The Thing That Gives You The
:05:00. > :05:02.Most Fear Is That You're Sthcking Money Into An Empty, Sort`of, Black
:05:03. > :05:05.Hole And You Don't See It Again Until You Get Retirement Agd.
:05:06. > :05:08.So For Tom Mcphail, The Pensions Enthusiast, Here's A Guided Tour Of
:05:09. > :05:12.The Alternative. Robin And His Friends Have Set Up A Small Firm
:05:13. > :05:14.Helping Ordinary People To Buy Ordinary Houses And Make Wh`t They
:05:15. > :05:18.Claim Are Extraordinary Profits We Have A Paramedic In Cheltenham `
:05:19. > :05:22.He's Now Living In Spain. Hd Started With Us In 2008, He Has Sevdn
:05:23. > :05:25.Properties Now. He Said We Have Pulled Forward His Retirement Plans
:05:26. > :05:30.By Five Years And He's Living Off The Rental Income. He's Abld To Buy
:05:31. > :05:33.Another One Soon As Well. What You Are Talking About Hs
:05:34. > :05:37.Everybody Putting All Their Chips On Black. I've Bought My Own Home, I'm
:05:38. > :05:41.Then Going To Leverage My Own Home To Generate Some Spare Cash To Buy
:05:42. > :05:45.Another Home And, If Anything Goes Wrong With The Property Market, I Am
:05:46. > :06:02.Completely Sunk, I Have No Plan B. How Much Did Your Parents Pdople
:06:03. > :06:06.Their First Host? That Whitd House? My Challenge To That Would Be That
:06:07. > :06:10.People In Their 30s And 40s Need To Be Putting A Sizable Amount Away
:06:11. > :06:14.Every Month. If You Are In Xour 40s It's Got To Be Up Over ?400`500 To
:06:15. > :06:18.Amount To Any Kind Of Pension, And I'd Just Challenge: Are People Able
:06:19. > :06:20.To Find That Kind Of Extra Cash These Days?
:06:21. > :06:24.They Argued Back And Forth With Equal Passion, And We'd Lovd To Hear
:06:25. > :06:27.What You Think By Email Or On Social Media. Pension Or Property, Which Do
:06:28. > :06:34.You Trust? Dave Harvey, Bbc Points West.
:06:35. > :06:35.There's More News On The Bbc Website And We're Back Tomorrow In
:06:36. > :06:51.Breakfast. Now For The Weather. If You Look West, These Guys Will
:06:52. > :06:55.Look Something Like This. Wd Will See Some Heavy Outbreaks Of Rain.
:06:56. > :07:03.Generally Some Drier, Better Weather, But Some Heavy Clotd. A Few
:07:04. > :07:09.Showers Around, But By Tomorrow Morning They Will Started To Have
:07:10. > :07:19.Emerged. Part Of Somerset Gdtting Some Rain, Close To One Inch Or
:07:20. > :07:26.More. Intermittent And Patchy Rain, Some Areas Will Be Largely Dry.
:07:27. > :07:32.Temperatures Not Quite As Hhgh As Today, But Still Getting Up Towards
:07:33. > :07:33.The Mid Teens. A Lot Of Patchy Rain Around On
:07:34. > :07:36.be dry. The air pollution has been hitting the headlines today. For
:07:37. > :07:43.more information on that, here is my colleague.
:07:44. > :07:49.Good evening. Very hazy skies in London today and many other towns
:07:50. > :07:53.and cities across the UK. On Thursday there is the chance of some
:07:54. > :07:56.pretty high pollution in the south-east and East Anglia but by
:07:57. > :08:03.the time we get towards the end of the week, we will see clearer
:08:04. > :08:06.Atlantique air coming in and we should get rid of the Saharan dust
:08:07. > :08:11.which has been making services grubby in the last few days. You can
:08:12. > :08:20.see the pattern across the Atlantic. We also have a weather
:08:21. > :08:28.front. The beginning of that change is affecting many western areas of
:08:29. > :08:34.the UK. This particular cloud across the North Sea, you can see there is
:08:35. > :08:35.a general drift here towards Scotland and the North Sea