:00:16. > :00:19.Almost 10,000 police officers will be working on one
:00:20. > :00:23.of the largest security operations in British history when the NATO
:00:24. > :00:28.The officer in charge says that the security to
:00:29. > :00:32.protect the 150 dignatories is completely unchartered territory.
:00:33. > :00:35.He also said that disruption to commuters will be unavoidable, as
:00:36. > :01:00.than eight miles. This steel fence is just part of the plan to keep
:01:01. > :01:04.NATO VIPs safe next month. The resort at Celtic Manor has a new
:01:05. > :01:10.look and that has arrived on the streets of Cardiff as well. This is
:01:11. > :01:14.uncharted territory according to the police, never before will so many
:01:15. > :01:19.armed officers have been on the streets here. Some people may see
:01:20. > :01:24.armed patrols but they will not be out in such a way that makes people
:01:25. > :01:28.feel uneasy or actually alarms people. It is very much in the
:01:29. > :01:32.background but it is there if we need it. The venues in Cardiff are
:01:33. > :01:35.in the heart of the city centre and unfortunately that means keeping one
:01:36. > :01:40.lane out but we have kept three lanes open so we are taking every
:01:41. > :01:46.step we can do to maintain the traffic flow as best we can. With
:01:47. > :01:58.security comes disruption. So far it has caused chaos. A lot of people do
:01:59. > :02:01.not know what is going on and the first sign of it is when they come
:02:02. > :02:04.into town. It seems better this morning. Yes, the people working in
:02:05. > :02:07.town have got the message but a lot of shoppers do not know about it. We
:02:08. > :02:11.have had letters from the council saying, should there be a lockdown,
:02:12. > :02:16.all sorts of things could happen. In the long run it could do us some
:02:17. > :02:22.favours but in the short term I am going to hold my breath and see how
:02:23. > :02:27.it goes and go from there. Cardiff council had this advice for
:02:28. > :02:33.commuters and tourists after serious congestion yesterday. We are asking
:02:34. > :02:37.people to use public transport, try out public transport, it is a good
:02:38. > :02:41.opportunity to do that but if you can avoid the traffic in the central
:02:42. > :02:47.zones then please do so, work at home or even take the day off and
:02:48. > :02:52.spend it with the family. In just over two weeks 7000 people will be
:02:53. > :02:59.in or around the Celtic Manor resort here in Newport for the NATO summit.
:03:00. > :03:03.There will be 60 heads of state or government so what are they doing
:03:04. > :03:08.here and elsewhere to cope with it all? The kitchens at the resort, one
:03:09. > :03:14.area where there is no room for error. We have the media to cater
:03:15. > :03:21.for and the staff and this. Not far of 2500 meals a day. Security here
:03:22. > :03:26.has never been tighter. We did an event in 2000 for foreign ministers
:03:27. > :03:30.and we have had the Ryder Cup which has its own security challenges but
:03:31. > :03:35.this is much bigger, as you would well expected to be. The hosts are
:03:36. > :03:40.confident that things will run smoothly. The question is what
:03:41. > :03:42.disruption awaits the surrounding areas on September four, when NATO
:03:43. > :03:44.to Newport. A Flintshire builder is seeking
:03:45. > :03:47.legal action against the Royal Bank It comes after his company was
:03:48. > :03:50.forced into liquidation when he was allegedly mis-sold a loan
:03:51. > :03:52.guaranteed by the UK government. Clive May from Mold claims that
:03:53. > :03:55.the bank maintained he would only have to repay part of the debt
:03:56. > :03:58.if his business failed, with There now are calls for a review
:03:59. > :04:02.of the Enterprise Finance Guarantee It's back to the drawing board
:04:03. > :04:11.for Clive May after his 25-year-old construction firm with a ?2.2
:04:12. > :04:14.million annual turnover collapsed. He was offered a loan by Natwest
:04:15. > :04:18.Bank, part of the RBS group. It was an
:04:19. > :04:23.Enterprise Finance Guarantee, which the British Banking Association says
:04:24. > :04:25.is designed to give a guarantee to The UK government would act
:04:26. > :04:31.as a guarantor for 75% of the loan. It says
:04:32. > :04:33.the bank has to try to recover money from the business before it can
:04:34. > :04:36.claim on the government guarantee. Clive May claims he wasn't told he'd
:04:37. > :04:39.be liable for the full 100% The bank withdrew his loan offer
:04:40. > :04:57.shortly after but cashflow problems Companies like that are faced with a
:04:58. > :05:03.ticking time bomb. While they believe they have the guarantee in
:05:04. > :05:09.place, actually it is not there. The guarantee, the banks will always try
:05:10. > :05:13.to recover all money from either the company or the directors personally.
:05:14. > :05:15.The mistaken belief is because of how the bank have sold it, that you
:05:16. > :05:17.would only be liable for 25%. Clive May had a number
:05:18. > :05:19.of high profile contracts, including work on the Welsh Governments
:05:20. > :05:21.Llandudno Junction headquarters. But he was forced to lay
:05:22. > :05:24.off 30 staff and is slowly starting to rebuild
:05:25. > :05:34.his company and his reputation. It is thought this company is not
:05:35. > :05:38.the unique aspect is not unique in being stuck with this type of loan.
:05:39. > :05:42.When companies find themselves in difficulty they have to pay 100% of
:05:43. > :05:43.the debt back, not what they had originally been told.
:05:44. > :05:46.It's not clear how widespread the problem is but the
:05:47. > :05:48.Serious Fraud Office is considering if there's enough evidence to
:05:49. > :05:51.launch an investigation and there are calls for a review of the way
:05:52. > :05:57.The scheme is supposed to be about helping companies and what has
:05:58. > :06:01.happened in this case is that it has done exactly the opposite. It has
:06:02. > :06:07.been my view is selling that has led to the loss of this business. That
:06:08. > :06:09.is the responsibility of the Department of business for
:06:10. > :06:12.sponsoring the scheme and it is also a responsibility for the bank.
:06:13. > :06:15.RBS has refused to comment for legal reasons but the BBA says the
:06:16. > :06:18.system is transparent and audited to make sure rules are followed.
:06:19. > :06:21.This may not be a mis-selling scandal on the scale of payment
:06:22. > :06:23.protection insurance but if more businesses have also been forced
:06:24. > :06:27.to close as a result of how they were sold EFG it would be another
:06:28. > :06:31.A minibus driver hit and killed a cyclist while looking
:06:32. > :06:33.at photographs on his mobile phone, Cardiff Crown Court has heard.
:06:34. > :06:36.Andrzej Wojcicki from Blackwood, was reported to have been looking
:06:37. > :06:39.at pictures of vintage sports cars when he knocked Owain James off
:06:40. > :06:47.He denies causing death by dangerous driving in July last year.
:06:48. > :06:52.Rugby, and after 11 years at the Ospreys, the Wales and Lions
:06:53. > :06:55.prop Adam Jones has signed a one year deal for Cardiff Blues.
:06:56. > :06:58.He left the Ospreys at the end of last season and was left in limbo
:06:59. > :07:01.because of the ongoing dispute between the WRU and the regions.
:07:02. > :07:07.The Ospreys say they're disappointed.
:07:08. > :07:10.Football, and another good night for Cardiff City has put them second
:07:11. > :07:14.They won 1-0 at home to Wigan, Nicky Maynard with the second half goal.
:07:15. > :07:16.No such luck in League Two for Newport County, they were beaten
:07:17. > :07:21.There's been success for Welsh athletes on day one of the
:07:22. > :07:23.IPC European Athletics Championships in Swansea with four bronze medals.
:07:24. > :07:28.Laura Sugar, a former international hockey player, got a bronze
:07:29. > :07:36.Rhys Jones picked up his in the men's 100 metre T37 final -
:07:37. > :07:39.of course he won bronze just a few weeks ago at the
:07:40. > :07:44.Bradley Wigley got his bronze in the men's 100m T38 final,
:07:45. > :07:50.And finally Jordan Howe picked up his medal in the men's 100m T35
:07:51. > :07:55.Let's find out how the weather is looking for the next few days.
:07:56. > :08:06.It is feeling a little bit nippy! A word of warning, I think the spiders
:08:07. > :08:10.were crawling from the garden tonight to keep warm.
:08:11. > :08:14.It is chilly out there, unusually chilly for this time of year. By the
:08:15. > :08:19.end of tonight the temperature in mid Wales could be as low as 4
:08:20. > :08:23.degrees. Across the country tonight plenty of dry and clear whether but
:08:24. > :08:27.I doubt it will stay clear everywhere all night. Some showers
:08:28. > :08:32.will appear in the early hours. Cool and fresh starts to tomorrow
:08:33. > :08:34.morning. A few showers dotted around in Denbighshire and calm than share.
:08:35. > :08:39.morning. A few showers dotted around A lot of places will be dry and
:08:40. > :08:41.bright with sunshine. Across the rest of the UK it is a similar story
:08:42. > :08:44.with rest of the UK it is a similar story
:08:45. > :08:49.everywhere with scattered showers everywhere with scattered showers
:08:50. > :08:54.Northern Ireland. In the afternoon rain will spread into the
:08:55. > :08:58.Northern Ireland. In the afternoon below average for this time of year.
:08:59. > :09:00.In Wales tomorrow below average for this time of year.
:09:01. > :09:04.showers but for most below average for this time of year.
:09:05. > :09:08.afternoon. Sunny spells, good spells of sunshine. Temperature
:09:09. > :09:12.afternoon. Sunny spells, good spells you get out of the breeze and into
:09:13. > :09:17.the sun it will feel quite pleasant. If you are heading to the
:09:18. > :09:22.Pembrokeshire show tomorrow it will be a lovely day with a lot of
:09:23. > :09:26.sunshine and not that warm but staying dry. On Thursday it will be
:09:27. > :09:30.breezy with some showers around. They will move into South Wales from
:09:31. > :09:34.the Bristol Channel. Some in the North as well. Dry and bright
:09:35. > :09:39.weather in the mix as well. Friday sees sunshine and scattered showers.
:09:40. > :09:43.I can promise fine weather and sunshine on the bank holiday
:09:44. > :09:47.weekend, ideal for climbing but there is rain on the way. There is
:09:48. > :09:49.rain expected by Sunday evening and the wind picks up as well. See you
:09:50. > :09:51.soon. We'll have updates
:09:52. > :09:54.in the morning from around 6.25am. For now from all of us here,
:09:55. > :10:02.good night.