10/05/2013

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:00:08. > :00:10.North. The headlines tonight: Seven weeks and counting - the

:00:10. > :00:18.government's running out of time to arrange affordable insurance for

:00:18. > :00:22.people threatened by flooding. The government seem to be dragging

:00:22. > :00:25.their feet and reducing the amount of money available. They should get

:00:25. > :00:28.on with it. Up to speed - villages in rural

:00:28. > :00:30.Lincolnshire get access to broadband levels normally only seen in city

:00:30. > :00:35.centres. A mother calls for wider testing for

:00:35. > :00:40.heart conditions in young people after the death of her daughter.

:00:40. > :00:43.There were no warning signs, no nothing. It did not just rip a hole

:00:43. > :00:47.in our family, it ripped a hole in the community.

:00:47. > :00:53.Out of the frying pan, into the fire - the chef heading south for two

:00:53. > :01:01.weeks with Gordon Ramsay. And I will be back later with the full weekend

:01:02. > :01:04.forecast. There's a warning tonight that the

:01:04. > :01:09.Government is running out of time to secure affordable flood insurance

:01:09. > :01:12.for homes that are at risk. At the moment, the insurance companies have

:01:12. > :01:17.a deal with the Government to ensure that anyone affected is offered

:01:18. > :01:22.cover which is reasonably priced. But that deal runs out in seven

:01:22. > :01:27.weeks, and there's still no sign that it'll be renewed. In Hull and

:01:27. > :01:31.East Yorkshire, more than 180,000 properties are at risk of flooding.

:01:31. > :01:34.In Lincolnshire, it's just over 100,000. And the MP for Hull North,

:01:34. > :01:43.Diana Johnson, says David Cameron needs to act. Caroline Bilton is in

:01:43. > :01:48.Hull this evening. What have flood victims been telling you? People

:01:48. > :01:54.feel let down by government. These talks have been going on for three

:01:54. > :01:59.years, with still no agreement. I am in West Hull tonight. I can show you

:01:59. > :02:04.images of what happened here in 2007, when people were walking need

:02:04. > :02:13.deep in water. That was six years ago, but people are still feeling

:02:13. > :02:16.the effects of those floods today. We both climbed over here.

:02:16. > :02:20.Kathleen and Barry, it seems like yesterday. The day their home

:02:21. > :02:24.flooded is one they will never forget. If something bad happens to

:02:24. > :02:29.you, the place you go is home and you shut the doors and you are

:02:29. > :02:34.inside. You had nowhere to go, that was the feeling, that your place of

:02:34. > :02:37.safety had gone. In 2007, we were told it was a once-in-a-lifetime

:02:37. > :02:43.event, but tell that to those living in cool and Burton Fleming, whose

:02:43. > :02:47.homes have since been flooded. Now there is an added worry. As of next

:02:47. > :02:51.month, thousands of homes may not be able to get insurance. A government

:02:51. > :02:55.deal with the industry to guarantee cover the Flood customers runs out.

:02:55. > :02:59.I was told a year ago by the then Secretary of State that a deal was

:02:59. > :03:04.imminent, and it would mean premiums would be at a reasonable level and

:03:04. > :03:08.excesses would not be too high. We are still waiting, with a matter of

:03:08. > :03:17.weeks to go. We don't know what will happen after July. Insurance

:03:17. > :03:20.companies could decide not to ensure areas of the country which have

:03:20. > :03:23.flooded in the last few years, which would cause mayhem. It is a big

:03:23. > :03:26.worry, and the government seem to be dragging their feet and reducing the

:03:26. > :03:32.amount of money available, instead of getting on with it. In 2007, this

:03:32. > :03:35.area was knee deep in water. today it is regarded as a low risk

:03:35. > :03:40.area to flooding because of the considerable amount of money that

:03:40. > :03:43.has been spent on new flood defences. You would think that would

:03:43. > :03:50.mean that people here would find it easier to get home insurance, but

:03:50. > :03:54.they tell me that is not the case. Ron Smith's home overlooks the new

:03:54. > :03:58.defences. He knows his property is better protected, but that message

:03:58. > :04:02.is not getting through to the insurance companies. If you are

:04:02. > :04:07.going to sell a house, the new people coming in may have trouble

:04:07. > :04:14.getting that insurance, even though you have a letter from the

:04:14. > :04:18.environment agency that says you are very low risk. This will affect

:04:18. > :04:28.something like 7% of the properties in this country. In a statement,

:04:28. > :04:44.

:04:44. > :04:46.clock is ticking. They don't want to talk, they want action, so they can

:04:46. > :04:49.have one less thing to worry about, come July.

:04:49. > :04:57.This issue is so important that a special conference was held today in

:04:57. > :05:04.York, to discuss it. We seem to have come to a stalemate, with no side

:05:04. > :05:07.saying... Sorry, we just lost the link to Caroline.

:05:07. > :05:15.Earlier, I spoke to Malcolm Tarling from the Association of British

:05:15. > :05:19.Insurers. I asked him whether a deal would be done in time. The insurance

:05:19. > :05:24.industry is 100% committed to doing all it can to resolve the

:05:24. > :05:28.situation. We want Flood insurance to remain available and affordably

:05:28. > :05:32.priced to homeowners and businesses in Yorkshire. We are doing all we

:05:32. > :05:37.can in our discussions with government. Why should the

:05:37. > :05:42.government help you on this? You are a commercial organisation. People

:05:42. > :05:45.will not understand that. We are not asking the government to bail us

:05:45. > :05:48.out. But in no other country in the world is Flood insurance widely

:05:48. > :05:55.available to people at high risk without some form of government

:05:55. > :06:00.support. If you leave the situation without any sort of partnership with

:06:00. > :06:03.government, you could get to a point where large numbers of people will

:06:03. > :06:08.be unable to afford flood insurance because over the years, the risk of

:06:08. > :06:13.flooding in this country has sadly increased so significantly that the

:06:13. > :06:16.costs have to reflect the risk. So if we can develop a partnership with

:06:16. > :06:21.the government, as we have done successfully over the last 13 years,

:06:21. > :06:24.that can end sure that we better manage the flood risk in this

:06:24. > :06:28.country and keep premiums affordable. And if they say they

:06:28. > :06:34.will not give you money, what happens to me, who lives by the side

:06:34. > :06:38.of water? We are not asking for money. We have developed a scheme

:06:38. > :06:42.that will safeguard the future affordability and availability of

:06:42. > :06:46.Flood insurance, which would include adding a small levy on all policies

:06:46. > :06:49.so that Flood insurance can remain available. We are saying to the

:06:49. > :06:54.government that if there is a large flood in the early years of that

:06:54. > :06:58.scheme, the government may need to provide a temporary overdraft that

:06:58. > :07:04.will be paid back. For somebody who does not live in a flood risk area,

:07:04. > :07:07.why should they pay money that goes towards you? These days, everyone is

:07:07. > :07:14.at risk of flooding. If you go back to 2007, large parts of Yorkshire

:07:14. > :07:18.were devastated. Many of those floods were as a result of surface

:07:18. > :07:23.water drainage. You don't have to live near a river these days to be

:07:23. > :07:26.at risk of flooding. It can strike at any time, anywhere in this

:07:26. > :07:30.country. That is the risk we have to guard against and that is why we are

:07:30. > :07:34.in these discussions with the government.

:07:34. > :07:38.And we'd like to hear from you on this one. Should there be insurance

:07:38. > :07:48.help for people living in flood risk areas? And have you found it

:07:48. > :08:06.

:08:06. > :08:13.In a moment...high art - Hull gets �3 million to develop its creative

:08:13. > :08:16.talent. 32 villages in rural Lincolnshire

:08:16. > :08:22.are getting access to broadband speeds similar to those seen in city

:08:22. > :08:27.centres. The county has some of the slowest broadband speeds in the

:08:27. > :08:30.country. Now, instead of waiting up to two years for cables to be laid

:08:30. > :08:40.to some villages, West Linsey district council is using devices on

:08:40. > :08:41.

:08:41. > :08:44.the roofs of village halls. Turning a not-spot into a hot spot.

:08:44. > :08:54.This little device will enable residents of Glentham to join the

:08:54. > :08:54.

:08:54. > :09:02.21st century. We have got the news and the sport. People like Margaret,

:09:02. > :09:08.whose connection at home is painfully slow. I do my own family

:09:08. > :09:15.history. It will be a lot easier to fetch the laptop down here and logon

:09:15. > :09:22.and get instant access to things. The speed of this, to me, is

:09:22. > :09:26.brilliant. I would be sitting there with my thumbs like this. It seems

:09:26. > :09:28.ridiculous. Man has walked on the moon and installed machinery on

:09:28. > :09:31.Mars, but still, half of Lincolnshire's residents can't

:09:31. > :09:34.quickly download a movie on their laptop, or talk to family across the

:09:34. > :09:37.world on Skype, because their internet connection is simply too

:09:37. > :09:44.slow. In 2010, campaigners used a carrier pigeon to transport a memory

:09:44. > :09:47.card from Beverley to a village near Skegness. It was quicker than

:09:47. > :09:50.uploading a video to the internet. Earlier this year, Lincolnshire

:09:50. > :09:56.County Council announced they will work with BT to bring superfast

:09:56. > :10:06.broadband to most homes in the country. But many will have to wait

:10:06. > :10:07.

:10:07. > :10:10.until 2015. In the meantime, this achieves a superfast broadband

:10:10. > :10:13.signal in order to stimulant business, create jobs and make

:10:13. > :10:15.everyone's life a lot easier. easier in so many ways, according to

:10:15. > :10:24.Fiona White. She says poor connections can seriously

:10:24. > :10:29.disadvantage those in remote locations. This is one of the top

:10:29. > :10:32.three worst areas for living in the fuel poverty. A third of all

:10:32. > :10:35.households have fuel poverty, and they can't get access to the best

:10:35. > :10:38.deals online because they can't get online. It's a small local company

:10:38. > :10:41.who are installing 32 of these devices without the need to dig up

:10:41. > :10:46.loads or lay expensive cables. And despite the fact you've got to walk

:10:46. > :10:49.to the village hall to connect, it's making these residents very happy.

:10:49. > :10:52.You can see what the weather is going to be like.

:10:52. > :10:54.Linsey Smith joins me in the studio now. Linsey, great news for the

:10:54. > :11:01.villagers, but has this come at a huge cost?

:11:01. > :11:07.Surprisingly not. It has cost around �500 each to install these devices,

:11:07. > :11:10.compared to the cost of the BT Project, �48 million. That will

:11:10. > :11:15.involve miles of roads being dug up and disruption to traffic. But

:11:15. > :11:19.still, people in our most isolated villages will not benefit from that

:11:19. > :11:24.as they live too far out for the cables to go. So in those places,

:11:24. > :11:26.these wireless devices will stay as permanent features. Campaigners say

:11:27. > :11:29.internet access is more crucial than ever because of changes to the

:11:30. > :11:32.Government's benefit system. You now have to claim online, and there were

:11:32. > :11:35.fears that those with poor internet connections may struggle. Hopefully,

:11:35. > :11:39.these new devices will minimise those problems in Lincolnshire.

:11:39. > :11:42.The MP for Boston and Skegness, Mark Simmonds, says he's ready to take on

:11:42. > :11:49.Nigel Farage if the UKIP leader decides to stand in the constituency

:11:49. > :11:51.at the next general election. UKIP picked up 16 seats in Lincolnshire

:11:51. > :11:54.during this month's council elections and meet tonight to choose

:11:54. > :12:04.their group leader, but the local MP isn't worried about a challenge from

:12:04. > :12:05.

:12:05. > :12:09.the party. I would be delighted if Nigel chose to fight Boston and

:12:09. > :12:13.Skegness, because it would give a real opportunity for some of the

:12:13. > :12:17.challenges we face to be put into the national domain. But I would be

:12:17. > :12:20.very surprised. As a national leader of a national party at a general

:12:20. > :12:26.election, he has to be able to access the media centres at the drop

:12:26. > :12:29.of a hat as events unfold. He can't do that if he is canvassing here, as

:12:30. > :12:32.I will be doing. The Health and Safety Executive says

:12:32. > :12:36.it's still considering whether any charges will be brought against RAF

:12:36. > :12:39.bosses over the death of a Red Arrows pilot. Flight Lieutenant Sean

:12:39. > :12:44.Cunningham died when he was ejected from his hawk while on the ground at

:12:44. > :12:48.RAF Scampton 18 months ago. The Crown Prosecution Service confirmed

:12:48. > :12:51.in April that no criminal charges would be brought.

:12:51. > :12:55.A family in Lincolnshire is calling for wider testing for heart

:12:55. > :13:02.conditions in young people and their families. 22-year-old Sarah

:13:02. > :13:05.Tenwick-Ford from Bassingham died in her sleep in February last year. Now

:13:05. > :13:08.her family is trying to raise awareness of the condition, and says

:13:08. > :13:14.relatives of those diagnosed should also be tested as a matter of

:13:15. > :13:19.course. Sarah Tenwick-Ford was a happy and

:13:19. > :13:24.apparently healthy young woman. But in February last year, she died in

:13:24. > :13:33.her sleep of an undiagnosed heart condition. For her family, it came

:13:33. > :13:36.as a bolt from the blue. There were no warning signs, no nothing. It

:13:36. > :13:43.didn't just rip a hole in our family, it ripped a hole in the

:13:43. > :13:49.community. It was only afterwards were speaking to the coroner and her

:13:49. > :13:53.GP that we discovered she had passed away from this syndrome. We knew

:13:53. > :13:56.nothing about this. We didn't know where to go for help or who to look

:13:56. > :13:59.to for advice. For one East Yorkshire family, it's a familiar

:13:59. > :14:02.story. Richard and Donna Fell from Hornsea lost their teenaged son Josh

:14:02. > :14:05.in 2011. Since then, they've raised thousands of pounds for the charity

:14:05. > :14:15.Cardiac Risk in the Young, or CRY, at events like this football match

:14:15. > :14:15.

:14:15. > :14:20.held last weekend. I would like to see the government bringing it in to

:14:20. > :14:24.screen kids in schools, along with other in operations at 14 years of

:14:24. > :14:28.age. It would pick up on problems like what we lost Josh two.

:14:28. > :14:30.charity CRY says that each week in the UK, 12 people aged 35 and under

:14:30. > :14:34.die from undiagnosed cardiac conditions. 80% of those won't have

:14:34. > :14:37.had any previous symptoms. In Italy, screening is mandatory for young

:14:37. > :14:47.people involved in sport. They have reduced the incidence of young

:14:47. > :14:48.

:14:48. > :14:55.sudden cardiac death by 89%. There is a 50% town is that somebody else

:14:55. > :14:59.in the family will have the condition. For example, siblings are

:14:59. > :15:02.at an immediate risk, and either mum or dad, if it is genetic, will be

:15:02. > :15:05.the carrier. Sarah's family are now holding a series of fundraising

:15:05. > :15:08.events, including a 900 mile bike ride. They want to raise awareness

:15:08. > :15:18.of the condition, and ensure all relatives of those affected are

:15:18. > :15:22.

:15:22. > :15:25.screened as a matter of course. Still ahead tonight: Taking up the

:15:25. > :15:29.Challenge - Hull KR prepare to avenge their worst defeat of the

:15:29. > :15:39.season. Preparing for the storm - the chef

:15:39. > :15:46.

:15:46. > :15:51.heading to work with Gordon Ramsay. If you have a photograph you are

:15:51. > :16:01.proud of, we will show it halfway through the programme. The last one

:16:01. > :16:07.

:16:07. > :16:13.for this week was taken by Alf this week. You have been poorly.

:16:13. > :16:20.Thanks for popping round with the grapes! That is not true, that is

:16:20. > :16:26.how rumours start. It is a good rumour for you! Not at all! Moving

:16:27. > :16:31.on with the weather, a mixed bag. It will not be as nice as last weekend.

:16:31. > :16:35.There will be dry weather, but it will cloud over and there will be

:16:35. > :16:38.rain from the West as we go through tomorrow. It is all down to this

:16:38. > :16:48.area of low pressure, this included front which will bring outbreaks of

:16:48. > :16:51.rain. To end the day, we have some sunshine. We see the cloud deck up

:16:51. > :16:57.nicely to bring sunny spells, but still the odd risk of a shower in

:16:57. > :17:02.the short term. Then it will mainly be a dry night, with variable

:17:02. > :17:12.cloud, some clear spells and temperatures falling back. The

:17:12. > :17:22.

:17:22. > :17:25.start the day tomorrow. But it will be fairly limited. We will see the

:17:25. > :17:29.cloud thickening and any showers in the morning will gradually merge

:17:29. > :17:32.into longer spells of rain for a time as the band of rain spread

:17:32. > :17:39.eastwards. By the end of the day, we should see a return to some

:17:39. > :17:48.sunshine, but there could still be a few heavy showers around.

:17:48. > :17:52.Temperatures are half the values of last week. There will be a moderate

:17:52. > :17:57.breeze from the West. Sunday starts off quite pleasant through the

:17:57. > :18:01.morning hours, but the cloud will thicken during the afternoon. By the

:18:02. > :18:06.end of the day, some rain in places, quite a breeze as well. Then

:18:06. > :18:12.we are back to a mixture of sunny spells, scattered showers and some

:18:12. > :18:18.overnight frost. I can't believe you said that. You dropped me right in

:18:18. > :18:28.it. I prefer the days when you would not say boo to a goose. The flowers

:18:28. > :18:31.

:18:31. > :18:34.were a bit over the top, but the Both Hull FC and Hull Kingston

:18:34. > :18:36.Rovers could take important steps towards a Wembley final this

:18:36. > :18:39.weekend. Both are involved in Challenge Cup games, with Hull

:18:39. > :18:41.facing Wakefield tonight and Rovers taking on Wigan on Sunday afternoon.

:18:41. > :18:43.Our sports reporter looks at their chances.

:18:43. > :18:47.They've tasted success in this competition before, which for Hull

:18:47. > :18:50.FC came in 2005, but for Hull KR was back some 33 years. How they'd both

:18:50. > :18:52.love a crack at the trophy again. First, though, Hull, who defeated

:18:52. > :18:57.London last week, begin as favourites against Wakefield

:18:57. > :19:00.Trinity, led by former coach Richard Agar. David Doyle Davidson used to

:19:00. > :19:08.play and coach the game, but for the past 30 years, he's reported on the

:19:08. > :19:13.sport. Cup games, he says, are unpredictable. You don't have to to

:19:13. > :19:18.be the best team in the league to win cup ties. It is what happens on

:19:18. > :19:22.the night. If the game plan is right, you have a chance. This will

:19:22. > :19:25.be a tough game. A month ago, Hull KR received their record Super

:19:25. > :19:35.League, beating an 80 point demolition at the hands of Wigan.

:19:35. > :19:35.

:19:35. > :19:41.Guess who is back in town on Sunday? Wigan are a great side. But every

:19:41. > :19:46.team has weaknesses and we will do the best we can. The only way to

:19:46. > :19:49.beat Wigan is to get among them. You have really got to be mean, cruel

:19:49. > :19:52.and nasty, and you have to absolutely throw everything at them.

:19:52. > :19:59.If they can win, the Hull sides will be in quarter finals, and Wembley

:19:59. > :20:04.will feel very close indeed. And just a reminder, commentary of Hull

:20:04. > :20:09.FC's game can be heard on BBC Radio Humberside. Kick-off in that match

:20:09. > :20:19.is at eight. And they'll have coverage from Hull KR's cup tie

:20:19. > :20:28.

:20:28. > :20:31.against Wigan on Sunday. Kick off at Craven Park is at three.

:20:32. > :20:35.Last night, we told you that the transport minister is backing a

:20:35. > :20:38.group of campaigners in Lincolnshire who want speed limits reducing

:20:38. > :20:42.through their villages. People living between Grantham and Sleaford

:20:42. > :20:52.say the council has not listened to them. We have had a big response on

:20:52. > :21:18.

:21:18. > :21:23.When Hull first announced a bid to be named the UK's City of Culture,

:21:23. > :21:27.it was regarded as a rank outsider. But now the odds on winning the

:21:27. > :21:35.title have been cut at the same time as the city's art scene has received

:21:35. > :21:45.a major boost. Art - it's perhaps not what Hull is

:21:45. > :21:48.

:21:48. > :21:52.well known for. But with �3 million, that could be about to change.

:21:52. > :21:58.People in the city will see new work. They will see new

:21:58. > :22:03.opportunities to get involved in making work across all art forms.

:22:03. > :22:06.They will see new spaces popping up, but also bringing in national

:22:06. > :22:09.and international artists in the city to work with communities here.

:22:09. > :22:12.Interest in the arts is steadily growing here. Tens of thousands of

:22:12. > :22:15.people came to see the Larkin toads, which were dotted around the city,

:22:15. > :22:20.and the Freedom Festival - a mixture of street theatre, music and comedy

:22:20. > :22:30.- is now in its sixth year. But it seems Hull City's promotion to the

:22:30. > :22:34.Premier League has further boosted the city's appeal. In fact, the

:22:34. > :22:41.bookies have lowered the odds for Hull to become the UK's city of

:22:41. > :22:46.culture from a 14-1 down to 6-1. But there is still a long way to go.

:22:46. > :22:50.Tester is out in front at 4-1. It is hoped that the extra cash will

:22:50. > :22:54.improve and strengthen what is already here. At the moment, we are

:22:54. > :22:58.standing in the heart of the old fruit market in Humber Street, and

:22:58. > :23:02.here, there are lots of different businesses and community

:23:02. > :23:10.organisations working in the old fruit sheds, making amazing things

:23:10. > :23:15.happen. There is a jewellers, there is a venue called Fruit, there is a

:23:15. > :23:21.recording studio, art galleries, a museum, all sorts of things happen

:23:21. > :23:25.here. Artists like Rob say more needs to be done to keep talent

:23:25. > :23:29.local. We have a great School of Art and design in Hull. Loads of

:23:29. > :23:32.graduates leave every year and go to cities where there is an

:23:32. > :23:37.infrastructure to support them and they have career opportunities. If

:23:37. > :23:41.there could be some investment in persuading those people that there

:23:41. > :23:44.was something worthwhile staying for in Hull in terms of galleries,

:23:44. > :23:47.workshops and business opportunities, that would be

:23:47. > :23:56.fantastic. It is hoped that the funds will help paint a better

:23:56. > :24:00.picture of the area. The odds have gone down. Fourth

:24:00. > :24:07.favourite at the moment. We just have to knock Chester off the top

:24:07. > :24:10.spot in the city of culture 2017. A cook from North Lincolnshire is

:24:10. > :24:13.hoping to impress one of the country's most famous chefs.

:24:13. > :24:16.Victoria Jolly from Burton Upon Stather is swapping her country caff

:24:16. > :24:18.to work at Claridges. She'll spend two weeks working with the team at

:24:18. > :24:21.Gordon Ramsay's restaurant, and hopes to learn the secret

:24:21. > :24:27.ingredients in some of his famous dishes. Gemma Dawson has been to

:24:27. > :24:37.meet her. Not everyone enjoys sharing a

:24:37. > :24:41.kitchen with Gordon Ramsay. Start again! But then Victoria isn't your

:24:41. > :24:44.average cook. Having quit a career in finance to follow her dream of

:24:44. > :24:51.becoming a chef, she's now preparing to head to the capital for a

:24:51. > :24:55.placement at Ramsay's restaurant at Claridges. It is quite nerve

:24:55. > :25:01.wracking. I have met him before and I was really nervous the first time

:25:01. > :25:10.I met him. He is very tall, which I always find intimidating. But he is

:25:10. > :25:14.a nice man. I would not serve that to my dog, let alone a diner.

:25:14. > :25:17.Victoria is hoping Gordon will be more complimentary about her

:25:17. > :25:20.cooking. Victoria currently runs her own caff in Burton Upon Stather.

:25:20. > :25:28.Grandma and Auntie Pat popped in this lunchtime for coffee and a

:25:28. > :25:32.cake. She is very clever in everything she does. She turns out

:25:32. > :25:35.some lovely food, and we have sampled nearly all of it. She has

:25:35. > :25:45.done very well. News of Victoria's placement soon spread among the

:25:45. > :25:48.

:25:48. > :25:51.regulars. She will have to up her game with Gordon Ramsay. She will

:25:51. > :25:59.need some earmuffs for all the swearing! But Victoria's ready for

:25:59. > :26:05.the challenge, having already cooked for celebrities. James Atherton, he

:26:05. > :26:08.came in. Gary Barlow. Some footballers, but I don't really know

:26:08. > :26:16.who they are! But before she heads to London, there's plenty more

:26:16. > :26:19.orders to complete. Let's get a recap of the national

:26:19. > :26:23.and regional headlines. A woman is found alive after 17 days

:26:23. > :26:28.trapped under rubble in Bangladesh - she's pulled from the ruins of a

:26:28. > :26:31.collapsed clothing factory. Warnings that the Government is

:26:31. > :26:36.running out of time to secure affordable flood insurance for homes

:26:36. > :26:39.that are at risk. Tomorrow: Some dry and bright

:26:39. > :26:42.weather to start, but showers will merge into longer spells of rain and

:26:42. > :26:52.it will develop into a cloudy day, with showery rain, perhaps

:26:52. > :26:52.

:26:52. > :26:56.brightening into the evening. Now some responses on the subject of

:26:57. > :27:00.flooding. Sean says the government should do more to help people who

:27:00. > :27:05.have a high risk of flooding. Money should not come into it. Gareth

:27:06. > :27:10.says, I have no sympathy with people buying homes on a flood plain. Andy

:27:10. > :27:14.says, I live on the coast, never been flooded in the 26 years I have

:27:15. > :27:20.lived here. But my insurer withdrew all cover for the entire post could

:27:20. > :27:22.just because of a perceived risk on an environment agency map. Gary says

:27:22. > :27:27.the reason the insurance companies are kicking up a fuss is because

:27:27. > :27:32.they don't want to pay out. Are they the new bankers? And Eddie says, I

:27:32. > :27:39.live on top of one of the highest points in Yorkshire. How am I at