:00:08. > :00:12.Good evening. Welcome to North West Tonight with Annabel Tiffin...
:00:13. > :00:14.And Roger Johnson. Our top story: Caught in an iron fist. A series of
:00:14. > :00:17.raids are launched to trap metal thieves.
:00:17. > :00:19.We join the cops cracking down on a growing crime.
:00:19. > :00:22.Also tonight: The perils of payday loans. Why two
:00:23. > :00:32.of our councils want to cut the number of loan shops on our high
:00:33. > :00:39.
:00:39. > :00:46.streets. The ministry of the Coniston 8 - the collection of pigs
:00:46. > :00:56.running wild in the woods. Stay tuned, and I'll tell you all about
:00:56. > :00:57.
:00:57. > :01:00.playing Fagan here in Manchester. I Also tonight:
:01:00. > :01:03.a place at Wembley is at stake as Liverpool and Manchester City play
:01:03. > :01:13.the second leg of their Carling Cup semi-final. And Richard Askam is
:01:13. > :01:20.
:01:20. > :01:23.live at Anfield. Yes, the prospect of a Wembley final and the first
:01:23. > :01:25.chance to win major sill veds3 iren. The stakes are high, particularly
:01:25. > :01:31.for Liverpool. Their fans haven't been there for 16 year Edwards 3
:01:31. > :01:33.irthe build-up later. It's a crime which has left rail
:01:33. > :01:36.passengers waiting on platforms across the north-west for almost
:01:36. > :01:38.800 hours. It's cost Network Rail more than a million pounds. And
:01:38. > :01:41.churches across Greater Manchester more than $1 million.
:01:41. > :01:44.Metal theft is a growing problem. So at dawn this morning, 16 scrap
:01:44. > :01:50.yards were raided and 11 people arrested. Our chief reporter Dave
:01:50. > :01:53.Guest was on the raids and has this report.
:01:53. > :01:58.It's just after dawn and police arrive en masse at this scrap yard
:01:58. > :02:00.in Manchester. They believe it may have been receiving metal and cable
:02:00. > :02:06.stolen from across Greater Manchester. Everyone knows metal
:02:06. > :02:10.has a high resale value now. The issue for us is in the scrap yard
:02:10. > :02:13.didn't take the metal, this theft wouldn't go on. As everyone knows,
:02:13. > :02:16.it is a significant problem for us. The police are joined by staff from
:02:16. > :02:18.telecom, energy and transport companies who've all lost large
:02:18. > :02:27.amounts of valuable cables to thieves. It isn't long before they
:02:27. > :02:32.find something of interest. It's a tram cable - 650 votes over a tram
:02:32. > :02:35.cable. That has no reason to be here? No, no. That was taken from
:02:35. > :02:37.the tram site recently. As the search goes on, ten men
:02:37. > :02:43.arrested on the site are loaded into police vans.
:02:43. > :02:47.And the finds continue. That is drop wire - what would come from a
:02:47. > :02:52.telegraph pole to a house. There is no reason that would be here?
:02:52. > :02:54.The police say metal theft is something which affects us all.
:02:54. > :03:04.Stolen cables disrupt transport and communication networks. Stolen lead
:03:04. > :03:07.
:03:07. > :03:14.has caused extensive damage to homes, schools and churches. This
:03:15. > :03:24.is one of 16 scrap yards that'll be receiving a visit from police today.
:03:24. > :03:31.It's nicknamed Operation Alloy to target one of the fastest-growing
:03:31. > :03:35.industry s. Two councils in the north-west say
:03:35. > :03:38.they're so worried about the number of pay day loan shops opening on
:03:38. > :03:41.the high street that they should be BANNED or numbers capped. Many of
:03:41. > :03:43.them have set up shop here - after other countries imposed tight
:03:43. > :03:47.regulation on their businesses. Here's Annabel with more.
:03:47. > :03:53.Pay day loans work by giving you money - with the idea you pay it
:03:53. > :03:56.straight back on payday. They can be a cheap alternative to banks.
:03:56. > :04:00.But they can spiral out of control if left unpaid, with some companies
:04:00. > :04:03.charging interest of up to 2,500%. Salford Council is now calling for
:04:03. > :04:08.these kind of businesses to be banned from the high street, while
:04:08. > :04:18.Cheshire West and Chester Council want numbers capped. So let's look
:04:18. > :04:26.
:04:26. > :04:30.at one high street in Ellesmere Port. In a ten-minute stroll you
:04:30. > :04:38.can pop into seven short-term, high-cost lenders. Alan agreed to
:04:38. > :04:45.speak to me but off camera. Ever since he has been bombarded with
:04:45. > :04:51.messages - more cash, no checks. They didn't bother to ask me about
:04:51. > :04:57.my income. All they bothered about were my cards. One payday had
:04:57. > :05:01.multiplied into many, a �3,000 debt he couldn't reply until he sought
:05:01. > :05:04.help from the credit union. Julie Williams from the credit
:05:04. > :05:10.union takes me on a tour of the town. A couple of years ago there
:05:10. > :05:15.was one high-cost lender - today, seven in a short stroll. There is
:05:15. > :05:18.more here. She'd like to be based here competing alongside, but her
:05:18. > :05:23.interest rates are capped. Theirs aren't. They can afford the High
:05:23. > :05:27.Street rent. She can't. We cannot effectively compete with
:05:27. > :05:32.these guys in the High Street, which is why we need to be in order
:05:32. > :05:36.to offer people a real alternative. The council wants to limit numbers
:05:36. > :05:42.on the High Street. Salford want an all-right ban. These are what I
:05:42. > :05:45.call legal loan sharks. Before long I really do believe someone is
:05:45. > :05:52.going to commit suicide as a result of borrowing this type of money.
:05:52. > :06:02.Back in else mere port, a lender has even set up shop on the market
:06:02. > :06:07.
:06:07. > :06:12.- APR and the loans are over 3,000%. Gary says he has had attacks on his
:06:12. > :06:17.car. It's the loan sharks that don't like the fact people have an
:06:17. > :06:22.alternative to go into them. It can be a useful, cheap alternative to
:06:22. > :06:27.bank overdrafts. It can create huge problems. Obviously, if there were
:06:27. > :06:31.stringent checks I wouldn't have gotten into this much debt. I would
:06:31. > :06:36.have dealt with it sooner. Alan mes he should have been more
:06:36. > :06:40.responsible, but believes the sector should have been more
:06:40. > :06:42.responsible too. A little earlier, I spoke to the
:06:42. > :06:46.personal finance expert, Martin Lewis about payday loans. I
:06:46. > :06:50.suggested to him that - while they can be useful - it's sometimes the
:06:50. > :06:55.start of a slippery slope. Payday loans scare the pants off me,
:06:55. > :07:00.if I am honest. For most people, you shouldn't touch them. While
:07:01. > :07:05.they're not too bad if you were to borrow it and pay it off in time,
:07:05. > :07:09.when you're talking about thousands of per cent, if you don't pay it
:07:09. > :07:13.back, it snowballs into an enormous amount of money. You need to look
:07:13. > :07:18.at any other option rather than taking them. Have you any other
:07:18. > :07:22.money available? Could you flog some stuff? Even credit cards - the
:07:22. > :07:28.bete noire of debt are even cheaper than payday loans. Of course, if
:07:28. > :07:32.you can't afford to pay back a perfectly legal lender on the High
:07:32. > :07:36.Street, there is even a danger you're going to go down a less
:07:36. > :07:41.scrupulous truth get them. I think they should be regulated. They're
:07:41. > :07:45.disgraces. The Government needs to do that? The Government really does.
:07:45. > :07:49.At the moment the rule is unless you're a criminal you can set one
:07:49. > :07:52.up. If you're not a criminal, you need a few hundred quid - of course,
:07:52. > :07:57.we don't want do regulate them completely out of business because
:07:57. > :08:00.then we force people into the hands of illegal loan sharks, who
:08:00. > :08:05.threaten violence against children and sometimes go through with it if
:08:05. > :08:08.you don't pay. If that's not a disincentive, I don't know what is.
:08:08. > :08:16.That doesn't mean the payday lenders are any better. If you're
:08:16. > :08:22.in trouble, you're far better to go to a non-profit debt counselling
:08:22. > :08:26.issue, citizens advice, Cap UK, Christians against poverty - great
:08:26. > :08:33.organisations won't charge you. They're to help, not to be
:08:33. > :08:39.judgmental. Be careful about payday loans. Look at the credit unions.
:08:39. > :08:42.Just because these people look easy or you can do it on the internet or
:08:43. > :08:47.an app, it's about impulse targeting - go on, borrow from us.
:08:47. > :08:52.You want the money! Don't fall for temptation because the penalties if
:08:53. > :08:57.you get it wrong in any way are in a different league to anything we
:08:57. > :09:00.had before. Store cards - they have problems, but nothing compared to
:09:00. > :09:06.this. Thank you very much. He's great, isn't he?
:09:06. > :09:16.We know you have plenty to say on this because we have had e-mails
:09:16. > :09:18.
:09:18. > :09:26.already. If you have your own If you're quick we'll read some out
:09:26. > :09:29.at the end of the show. Some of the day's other main
:09:29. > :09:31.stories from around the north-west now. And a Greater Manchester
:09:31. > :09:35.police officer has been suspended from driving duties - after writing
:09:35. > :09:39.off a high performance car during a test drive. The VW Golf R left the
:09:39. > :09:42.road in Old Trafford in the early hours of this morning - ending up
:09:42. > :09:44.on its roof. The driver was injured, and the force is now reviewing its
:09:44. > :09:47.policy on test driving cars on public roads.
:09:47. > :09:50.A Lancashire Council says it WON'T compensate a couple who say their
:09:50. > :09:54.home was damaged when the authority forced its way in to clean.
:09:54. > :09:57.Yesterday we told you about this property in Thornton Cleveleys.
:09:57. > :10:00.Neighbours complained to the council about the smell and the
:10:00. > :10:04.owners were later prosecuted. They claimed a wall was damaged in the
:10:04. > :10:07.cleaning process - something Wyre Council denies. The councillors ran
:10:07. > :10:11.up expenses in cleaning the property up. They'll have to pay
:10:11. > :10:14.this bill. If they don't pay it immediately, then it will be
:10:14. > :10:19.charged on their property and will have to be paid by them when they
:10:19. > :10:23.ultimately sell the property, so we will recoup these moneys for our
:10:23. > :10:27.council tax payers. Trafford health care trust has
:10:27. > :10:30.recorded a thousand days without a single case of MRSA in its
:10:30. > :10:35.hospitals. Managers say that means the trust is the best in the
:10:35. > :10:40.country for stamping out the potentially deadly infection.
:10:40. > :10:50.A hotel in the Lake District has won an international award for
:10:50. > :10:52.
:10:52. > :10:54.having the best interior in the world.
:10:54. > :10:57.The Cedar Manor Hotel in Windermere has received the "International
:10:57. > :10:59.Hotel Award" for its luxury rooms which are designed by a local
:10:59. > :11:02.company. There are big changes coming - in
:11:02. > :11:07.the way we elect local politicians. The government wants more directly
:11:07. > :11:17.elected mayors. And in November we will be asked to vote for new
:11:17. > :11:29.
:11:29. > :11:33.Police Commissioners. Our political editor explains what it all means
:11:33. > :11:37.for us. The job is the same, but policing
:11:37. > :11:40.is constantly evolving. Greater Manchester Police has a new
:11:40. > :11:47.headquarters, and the Chief Constable is going to get a new
:11:47. > :11:52.boss. It's the most fundamental reform since policing started in
:11:52. > :11:55.1829. That reform will sweep away police authorities and replace them
:11:55. > :11:59.with elected police and crime commissioners. The Government want
:11:59. > :12:04.them to ensure the police do what people want. If the local people
:12:04. > :12:08.want to see more police in their community tackling, for example,
:12:08. > :12:10.anti-social behaviour, the police do that because they're being held
:12:10. > :12:15.accountable through an elected Police Commissioner. There will be
:12:15. > :12:17.one powerful Commissioner per force. They'll create a crime plan, the
:12:17. > :12:22.overall strategy. They'll set the budget and hire - and possibly fire
:12:22. > :12:25.- the Chief Constable. I think there should be somebody
:12:25. > :12:30.high up responsible for the policing of the area and made
:12:30. > :12:35.accountable for all the crime going on. Street crime - it's too bad now,
:12:35. > :12:39.isn't it? No bobbies on the beat I should think. What happens if the
:12:39. > :12:43.Commissioner wants those bobbies on the beat, but the Chief Constable
:12:43. > :12:47.wants to focus on other priorities? I have confidence in a place like
:12:47. > :12:52.Greater Manchester, I think local people, politicians accept that
:12:52. > :12:57.absolutely part of what we do as a police force has to be things like
:12:57. > :13:01.gun crime, gang activity, organised crime, police involved in robberies,
:13:01. > :13:05.those sorts of things. I think in other parts of country that might
:13:05. > :13:09.be more of a concern, that the Commissioner might be more populist.
:13:09. > :13:15.The idea is to connect the police with the public, but it will add a
:13:15. > :13:18.more volatile ingredient - politics. Arief is with us in the studio.
:13:18. > :13:22.This electing Police Commissioner is part of a wider thing by the
:13:22. > :13:25.Government, isn't it, to get more widely elected politicians? The
:13:25. > :13:30.Government has announced it wants to speed up plans for elected
:13:30. > :13:34.Mayors in our cities now? Yes, the Government is very keen on what
:13:34. > :13:38.they call locklism, getting power to the people by getting to them
:13:38. > :13:41.vote for different kinds of people, so police commissioners, directly
:13:41. > :13:45.elected Mayors. In terms of the Mayor's stuff, basically, the
:13:45. > :13:48.Government wants to see directly elected Mayors in Manchester and
:13:48. > :13:54.Liverpool, the two big cities. The time frame was in May there was
:13:54. > :13:58.going to be referendums in both cities, and then the - assuming it
:13:58. > :14:04.was a yes, they'd be voting for those Mayors the following May.
:14:04. > :14:08.What the Government says is if it's a yes, we'll go ahead with the
:14:08. > :14:14.elections, bringing it forward. This all presupposes people are
:14:14. > :14:17.going to vote yes anyway. There is speculation Liverpool city council
:14:17. > :14:20.is going to go ahead anyway without a referendum. The Government is
:14:20. > :14:26.very keen on this kind of stuff. The question is, are the voters?
:14:26. > :14:33.Thank you very much. Still to come:
:14:33. > :14:40.You'll find out who the mystery man walking in was! You'll also not
:14:40. > :14:45.recognise this man as Fagan - but we'll be talking to Neil Morrissey.
:14:45. > :14:52.The curious case of the Coniston 8 - how did this lot end up running
:14:52. > :14:57.wild on the edge of Drysdale. you think I got away with it?
:14:58. > :15:01.fairness, it wasn't your fault. said sat down - I did.
:15:01. > :15:06.Neil Morrissey is here. The big news is, we have heard it confirmed
:15:06. > :15:10.in the last half hour Mario Balotelli will not be playing for
:15:10. > :15:14.Manchester against Liverpool. had until 6.00pm to appeal he
:15:14. > :15:18.didn't. He was charged with violent conduct by the FA. He's now banned
:15:18. > :15:23.for four matches with immediate effect. That's important because it
:15:23. > :15:29.means he misses tonight's Carling Cup semi-final at Anfield. This is
:15:29. > :15:34.what led to the ban. He swung into Scott Parker. The ref said he
:15:34. > :15:40.didn't see it, but the FA watched the tape and said it was deliberate.
:15:40. > :15:47.He's really livened things up, hasn't he? Off the pitch, he's
:15:47. > :15:53.brought something... Fireworks. Quite. His agent says he feels
:15:54. > :15:58.persecuted and may quit. That's right. He's famous for saying, "Why
:15:58. > :16:01.always me", there was a T-shirt with that on it. The agent warned,
:16:01. > :16:11.as he says, Mario Balotelli is being persecuted and might actually
:16:11. > :16:12.
:16:12. > :16:17.quit the country. Every three, four games he's being suspended. He
:16:17. > :16:24.cannot go on like that. The FA would like Mario to go out of
:16:24. > :16:34.England, he would take that seriously. What do City fans make
:16:34. > :16:35.
:16:35. > :16:43.of it all? Andy Johnson reports. You can't ignore him, but will his
:16:43. > :16:46.latest run-in with the footballing powers that be hasten his leaving
:16:46. > :16:51.football? I think he's a wonderful player. I don't think there is a
:16:51. > :16:54.fan around thats him to go. We love characters. There's not a lot of
:16:54. > :16:59.characters. He has so much about him. When he's on the pitch, you
:16:59. > :17:03.can't take your eyes off him. Fans can't take their eyes off him. I
:17:03. > :17:08.think he'll stay. How would you feel if he left sooner rather than
:17:08. > :17:12.later? Upset. He's one of our best players. There is one City striker
:17:12. > :17:17.who loves playing here but may leave earlier than expected and
:17:17. > :17:22.another who has been hit where it hurts. It's reported Carlos Tevez's
:17:22. > :17:27.dispute with City means he's lost �6 million in lost bonuses. He's
:17:27. > :17:32.not been paid since November. That's another 1.7 million. Add a
:17:32. > :17:37.misconduct charge, 1.2 million and finally, breach of contract - in
:17:37. > :17:42.total, a whopping �9.3 million. No distractions tonight, though. City
:17:42. > :17:47.are a game away from Wembley if they can overturn a 1-0 deficit
:17:47. > :17:51.from the first leg of the semi- final.
:17:52. > :17:57.We know City will miss him. As for Liverpool, manager Kenny Dalglish
:17:57. > :18:01.warned the players he'd get rid of some of them if they didn't improve
:18:01. > :18:05.against Bolton Saturday. Richard, as you said at the
:18:05. > :18:07.beginning, they haven't been to Wembley for 16 years. There is
:18:08. > :18:11.going to be no problem, I would have thought, with motivation
:18:11. > :18:15.tonight? I think you're right. A lot rests on this match tonight for
:18:15. > :18:19.Liverpool. As you mentioned, Kenny Dalglish usually critical of his
:18:19. > :18:23.players, a powerful kick up the pants perhaps for thes like of
:18:23. > :18:27.Carroll, Henderson, Downing, big- money signings who haven't really
:18:27. > :18:32.fired for him, certainly not consistently this season. They have
:18:32. > :18:35.in the first leg. They have this 1- 0 advantage going into the first
:18:35. > :18:41.leg, but talking to the fans, although City will be desperate to
:18:41. > :18:44.win tonight, of course they will - the feeling is the important thing
:18:44. > :18:49.is the Premiere League final, and perhaps the expectation, maybe the
:18:49. > :18:53.hunger, is with Liverpool tonight. Someone summed it up about Mark
:18:53. > :18:57.Lawrenson saying, not only will Liverpool be hungry - they'll be
:18:57. > :19:07.starving to win tonight. With that thought, back to you from Anfield.
:19:07. > :19:18.
:19:18. > :19:28.Thank you very much. I can't wait for it.
:19:28. > :19:54.
:19:54. > :19:59.Here he is as one of the stars of the show Fagan. You couldn't
:19:59. > :20:02.recognise him, could you? He should have been at a dress rehearsal at
:20:02. > :20:06.the Palace Theatre - hope this isn't bad for him, but he came here
:20:06. > :20:11.to talk to us. We're here only for a short while, so the more people
:20:11. > :20:16.that know about it, the better. There is nothing better than a week
:20:16. > :20:20.before you leave, people say they didn't know it was on. The more
:20:20. > :20:26.information out there, the better for everybody. How do you find
:20:26. > :20:35.playing Fagan, a baddy, compared with all the other stuff, Men
:20:35. > :20:40.Behaving Badly,, Bob the Builder? It's great. A part like Fagan...
:20:40. > :20:44.One of the best musical parts for a man. Absolutely. It's the hamlet of
:20:44. > :20:48.the British musical theatre world, getting to play Fagan who is, yes,
:20:48. > :20:55.bred of absolute evil, but also comes across as being quite
:20:55. > :21:01.charming in charge of all of those kids who he makes such fun - to go
:21:01. > :21:11.out and thieve for him. It must be quite a physical part. Yes, I see
:21:11. > :21:12.
:21:12. > :21:16.stars. I drip with sweat. I have a beard and a wig on. My jacket
:21:16. > :21:22.weighs pounds. I have layers on and the dancing and the heat...
:21:22. > :21:25.really have to get in shape for the part. No, I got in shape while I
:21:25. > :21:30.was doing it. It's like training, so you really have to get in shape
:21:30. > :21:34.for it. Otherwise, I could be treading on children all the time.
:21:34. > :21:39.Did you ever expect to play a part like this? Because you have had
:21:39. > :21:42.such a varied career. I guess you can't map it out. No. You just see
:21:42. > :21:45.what comes along. I have been very lucky in that
:21:46. > :21:50.sense. There's been lots of different things with radio, TV,
:21:50. > :21:54.film. I have hit every point of media, and yeah, Fagan in musicals
:21:54. > :21:59.is beyond me, you know? And I think - I don't even know how I got the
:21:59. > :22:06.part. I had to go and audition. actually had to go and audition?
:22:06. > :22:10.Yeah. In front of Macintosh? Yeah. You do it brilliantly. We go to
:22:11. > :22:14.Birmingham after this. I do three or four weeks there, then Brian
:22:14. > :22:18.takes over and does all the summer stuff, which is going to be really
:22:18. > :22:25.hot - well done, Brian. It's going to be really hot for him, bless him,
:22:25. > :22:32.then I go back into it in November in Leeds. I get all the cool venues.
:22:32. > :22:40.Thanks for talking with us. Nice to see you. He was a lovely guy.
:22:40. > :22:50.A nice guy. When you see him in... You think he's going to be mad.
:22:50. > :22:59.
:22:59. > :23:02.Then kids in Bob the Builder. It's not unusual for National Trust
:23:02. > :23:05.Rangers to find the odd purse or pair of gloves lost in a Lake
:23:05. > :23:08.District car park. But their latest discovery is in a different league.
:23:08. > :23:11.They've nicknamed the find - the Coniston Eight - it's a collection
:23:11. > :23:17.of pigs found running wild in woods by the banks of Coniston.
:23:17. > :23:21.They had an inkling something was out there following reports of
:23:21. > :23:26.various norths. There were seven young ones in total and another
:23:26. > :23:30.bringing up the rear. We often get fridges dumped and camp sites
:23:30. > :23:33.abandoned, but pigs is - I had some very interesting phone calls that
:23:33. > :23:37.afternoon that spelled out "pigs" quite a few times!
:23:37. > :23:40.LAUGHTER Now, it's one thing realising that
:23:40. > :23:47.there are eight pigs running wild in the woods. The hard part comes
:23:47. > :23:54.when you're trying to reacquaint them with captivity.
:23:54. > :23:58.Well, it was just basically bribery - a bit of feed - a bit like
:23:58. > :24:02.leaving breadcrumbs - a pile of feed into the trailer. Any time
:24:02. > :24:06.they saw the slightest glimpse of movement, they shot out again.
:24:06. > :24:09.best guest is someone dumped them when the task of feeding and
:24:09. > :24:13.looking after them became too difficult. It's not clear how long
:24:13. > :24:17.they had been in the wood, but they were hungry and not in the best
:24:17. > :24:21.condition. Come on, piggy. I am really looking forward to getting
:24:21. > :24:26.them in good shape and getting them healthy and happy. That's our main
:24:26. > :24:34.job. No-one knows what the future holds, but for now, they're as
:24:34. > :24:39.happy as a pig in Shangri-La. Very happy. The cameraman will
:24:39. > :24:44.still be cleaning his lens. I shall pass over to Diane for the
:24:44. > :24:51.moment to avoid any... Any faux pas, any rude comments.
:24:51. > :24:54.Temperatures in part around 11 Celsius. Look what happens the next
:24:54. > :24:58.couple of days. Temperatures start to fall, and we'll be below average
:24:58. > :25:02.as you head towards the weekend. Through the day today, we saw our
:25:02. > :25:06.fair share of sunshine. There was enough out there to ensure that the
:25:06. > :25:10.day was OK, liveable with. But over the top of my head, you can see our
:25:10. > :25:14.next area of rain over the Isle of Man. The next couple of hours it
:25:14. > :25:18.will spread across the region. Our computer has it at 7.00pm. I think
:25:18. > :25:21.it will be an hour or so behind this time line. It's on its way
:25:21. > :25:24.anyway. What this line does apart from soaking the ground is, it
:25:24. > :25:28.marks the boundary between the mild air we have had and the much, much
:25:28. > :25:31.cooler conditions that come in as you head towards early morning. As
:25:31. > :25:34.it works out of the region, your temperatures will really start to
:25:34. > :25:39.fall away. Lucky we don't have clear skies all the way through the
:25:39. > :25:43.night because you can see the blue coming up the map in the early hour,
:25:43. > :25:48.so your towns and cities will be 2- 3 Celsius. There may be a 4 Celsius
:25:48. > :25:53.along the coast, but rural areas, 0 Celsius and maybe a minus 1 here or
:25:53. > :25:57.there. So the ground is damp. There could be a touch of ice on
:25:57. > :26:01.untreated surface. The sun is getting earlier and earlier. You
:26:01. > :26:05.may see a bit of it in parts tomorrow. There is a line around in
:26:05. > :26:09.the morning. As they bump into the cold air over the tops of the
:26:09. > :26:12.Pennines, there will be snow falling. I don't think it will
:26:12. > :26:16.cause us too many problem, but there could be sleet falling
:26:16. > :26:21.anywhere because it's unsettled. We're looking at patchically cloud,
:26:21. > :26:25.sunny spells and showers. There could be sleet falling just about
:26:25. > :26:28.anywhere. There may be some hail, but it's over the tops of the
:26:28. > :26:34.Pennines snow will be falling from time to time. The temperatures,
:26:34. > :26:41.variable, 7-8 Celsius at the very best. That's where they stay over
:26:41. > :26:46.the next couple of days - in fact, Let's crack on with some e-mails.
:26:46. > :26:52.We have had loads about payday loans, grateful. Sorry we're not
:26:52. > :26:56.going to read all of them out. Lawrence Bennett "They're a
:26:56. > :27:00.disaster. Unfortunately, I used one of these loans and wish I'd never
:27:00. > :27:04.set eyes on them." Jeff says "The only effective way
:27:04. > :27:09.of putting these people out of business is to amend the Lending
:27:09. > :27:14.Act. Until the '70s there was a limit - the amount individuals
:27:14. > :27:17.could be charged for credit". He says that needs to be brought back.
:27:17. > :27:21.Graham says "The simplest way to control situations where debt gets
:27:21. > :27:25.out of control is for the Government to legislate our maximum
:27:25. > :27:29.interest rates". The Government should stipulate and
:27:29. > :27:32.widely publicise the maximum rate of interest that could be