Browse content similar to 25/04/2014. Check below for episodes and series from the same categories and more!
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No more easy money for mortgages, as strict new tests are introduced. | :00:00. | :00:08. | |
Applicants will face tougher questions on lifestyle and spending | :00:09. | :00:11. | |
habits as the regulatory body says it's trying to 'hardwire common | :00:12. | :00:14. | |
We'll consider what this means for the housing market. | :00:15. | :00:19. | |
Also this lunchtime, RBS scraps plans to offer bonuses | :00:20. | :00:24. | |
twice the size of a banker's salary after being told | :00:25. | :00:27. | |
As pro-Russian militias maintain their presence in Eastern Ukraine, | :00:28. | :00:35. | |
Kiev accuses Russia of wanting to start a Third World War. | :00:36. | :00:39. | |
The teenage dying from cancer who's fundraising efforts have now gone | :00:40. | :00:46. | |
And the Cambridges are on their way back from Australia after | :00:47. | :00:53. | |
Accused of breaking their deal, London Underground confirms all | :00:54. | :01:00. | |
And Nigel Farage describes comments by a UKIP council candidate | :01:01. | :01:06. | |
Good afternoon and welcome to the BBC News at One. | :01:07. | :01:28. | |
Should someone's lifestyle have any influence on | :01:29. | :01:31. | |
New, tougher rules are being introduced which include questions | :01:32. | :01:40. | |
The idea behind the changes is to stop a return to the kind of lending | :01:41. | :01:47. | |
that contributed to the banking crisis and economic slowdown. | :01:48. | :01:49. | |
However, brokers say the changes could lead to delays, | :01:50. | :01:51. | |
Here's our personal finance correspondent, Simon Gompertz. | :01:52. | :02:01. | |
By a home and it used to be that most people could get four times | :02:02. | :02:06. | |
their annual pay as a mortgage. Now that is all changing. Claire is one | :02:07. | :02:14. | |
of the first casualties of tougher questioning on what buyers can | :02:15. | :02:19. | |
afford to borrow. Malone has been cut by thousands after an | :02:20. | :02:21. | |
application process that has taken months. I had to take out a loan | :02:22. | :02:29. | |
from the bank while my mortgage application was going through. And | :02:30. | :02:36. | |
they discovered that and it threw a spanner in the works. It resulted in | :02:37. | :02:44. | |
less money, and delaying the process further, which was really | :02:45. | :02:49. | |
frustrating. The clamp-down from the financial regulator means that | :02:50. | :02:52. | |
lenders are asking how much you spend on childcare, transport and | :02:53. | :02:56. | |
holidays, but also on gambling, gems, toiletries and milk deliveries | :02:57. | :03:00. | |
and haircuts. He admits that that might be too intrusive. If they | :03:01. | :03:05. | |
lender decides to ask these questions, that is their judgement. | :03:06. | :03:10. | |
Our question is simple, can you afford a mortgage? And do not need | :03:11. | :03:14. | |
to know if you have not delivered. That sounds like a step too far. If | :03:15. | :03:18. | |
you are a buyer and the borrower, they will test whether you can stand | :03:19. | :03:24. | |
an increase in interest rates to 7%. More than double what most people | :03:25. | :03:31. | |
are paying. That will mean that fewer will get what they want and | :03:32. | :03:33. | |
some might get nothing at all. Mortgage interviews will be longer | :03:34. | :03:36. | |
and more gruelling, and it could have an impact on the housing | :03:37. | :03:37. | |
market. and more gruelling, and it could | :03:38. | :03:41. | |
have an This time of year, the housing market Willie gets going | :03:42. | :03:45. | |
after Easter. And we think that the new rules could very well dampen or | :03:46. | :03:50. | |
chill off the recovery, certainly in the next few months. But there is | :03:51. | :03:55. | |
already concerned about a price bubble and the aim is to make sure | :03:56. | :03:59. | |
that there is no repeat of the borrowing spree that ended with the | :04:00. | :04:03. | |
credit crunch. You said longer and more gruelling. Borrowers will want | :04:04. | :04:08. | |
to know what difference it will make to what they can borrow. I have | :04:09. | :04:11. | |
heard stories from borrowers who have been through one process and | :04:12. | :04:15. | |
then come back to the new, more gruelling process, and found that | :04:16. | :04:19. | |
they are being offered ?20,000 less. A significant sum. Mortgage | :04:20. | :04:24. | |
brokers are saying that often it is ten or 15% less than you would have | :04:25. | :04:30. | |
hoped. It is going to have an impact. We know that the prices of | :04:31. | :04:34. | |
homes are rising at any case. The consensus is that it will take some | :04:35. | :04:39. | |
of the froth out of the market. We have to make opposing forces, the | :04:40. | :04:43. | |
government trying to help the revival with a help to buy scheme, | :04:44. | :04:48. | |
and lenders under pressure. It could be that some people will need more | :04:49. | :04:54. | |
help to buy. Thank you. And if you want to know more about those | :04:55. | :04:57. | |
changes and see what they might mean for you, go to our website. You will | :04:58. | :04:59. | |
find all the details. Royal Bank | :05:00. | :05:08. | |
of Scotland has backed down over plans to pay bonuses double | :05:09. | :05:10. | |
the size of salaries, after being The bank, which is mostly owned | :05:11. | :05:12. | |
by the taxpayer, says it had wanted But it's been told the Treasury | :05:13. | :05:17. | |
would block the idea. Here's our chief economics | :05:18. | :05:21. | |
correspondent, Hugh Pym. Royal Bank of Scotland, the | :05:22. | :05:33. | |
taxpayer's controlling state, politics and bank bonuses. It is a | :05:34. | :05:36. | |
toxic mix, stirred up yet again. This time, the bank wanted to pay | :05:37. | :05:42. | |
bonuses up to a limit of twice the annual salary but the Chancellor has | :05:43. | :05:45. | |
blocked that, insisting on capping bonuses at the same level as wages. | :05:46. | :05:50. | |
The new team has done a huge amount to repair what went badly wrong but | :05:51. | :05:55. | |
there is more to go. We made it clear that under the circumstances | :05:56. | :06:00. | |
it was not right to increase the bonus cap. I'm glad that RBS have | :06:01. | :06:05. | |
agreed and I'm glad the total pay at RBS is coming down. RBS has noted | :06:06. | :06:09. | |
that its banking competitors will be seeking the option of paying staff | :06:10. | :06:14. | |
bonuses of up to twice annual salary. There is clearly | :06:15. | :06:17. | |
disappointment at the highest levels of the bank for what is seen as | :06:18. | :06:20. | |
last-minute intervention by the Treasury to block the preference of | :06:21. | :06:25. | |
the board to adopt that sort of bonus policy. In some quarters in | :06:26. | :06:29. | |
the city there is the fear that the performance of RBS could be affected | :06:30. | :06:32. | |
with the possibility of senior staff leaving to join rival banks. We need | :06:33. | :06:38. | |
to get the bank back on track. And with that, you need clever people. | :06:39. | :06:42. | |
And clever people need remunerated because we are in an international | :06:43. | :06:46. | |
environment. To draw a line through it like that is very short-sighted | :06:47. | :06:52. | |
and it is pandering to the public. Another bank with the taxpayers | :06:53. | :06:58. | |
stake, Lloyds, will be allowed to go up to the bonus limit. This was | :06:59. | :07:03. | |
because Lloyds made more progress with a recovery plan, say the | :07:04. | :07:05. | |
government. Labour argued that it shows that George Osborne is in a | :07:06. | :07:11. | |
muddle over bankers bonuses. All banks are still under scrutiny. | :07:12. | :07:15. | |
Demonstrators outside the Barclays AGM yesterday tried to highlight a | :07:16. | :07:19. | |
gulf between the pay of bankers and health workers. Some shareholders | :07:20. | :07:22. | |
voted against the Barclays bonus pay-outs. It is a long-running issue | :07:23. | :07:24. | |
that does not seem to be going away. Let's speak to our Business Editor, | :07:25. | :07:29. | |
Kamal Ahmed, who's in Cambridge, where he's been speaking to the | :07:30. | :07:32. | |
Chancellor, George Osborne. We heard a city voice saying it was | :07:33. | :07:39. | |
short-sighted. Why has the government force this on RBS? I | :07:40. | :07:46. | |
think this goes to the heart of who really runs RBS. Is it the board, is | :07:47. | :07:50. | |
it the executives, or is that the government? I think today we have | :07:51. | :07:53. | |
seen the answer. It is the government. I think today we have | :07:54. | :07:56. | |
seen the answer. It is the government. I've been here | :07:57. | :07:57. | |
interviewing the Chancellor about RBS. And he says that with the bank | :07:58. | :08:01. | |
still struggling, still not performing at the top of its game, | :08:02. | :08:05. | |
it would be inappropriate for the bank to pay bonuses. What is | :08:06. | :08:09. | |
interesting is that there is obviously a slight contradiction for | :08:10. | :08:13. | |
the government. They do not actually agree with the bonus cap. The | :08:14. | :08:16. | |
government is challenging it. But nevertheless, there are politics in | :08:17. | :08:20. | |
this. I think that the government feels that if they allowed the rises | :08:21. | :08:27. | |
of bonuses at RBS, they would have been called into account by Labour. | :08:28. | :08:32. | |
But forget, Ed Miliband raise this in Prime Minister's Questions and | :08:33. | :08:35. | |
said to David Cameron, are you going to allow the bonus cap to? I think | :08:36. | :08:40. | |
the government has decided, whatever the issue is about competition and | :08:41. | :08:43. | |
weakening RBS, that in political terms, allowing a rise would simply | :08:44. | :08:46. | |
have been impossible. The war of words over the crisis | :08:47. | :08:51. | |
in Ukraine deepened today. The Ukrainian prime minister accused | :08:52. | :08:54. | |
Russia of wanting to start world war three, | :08:55. | :08:57. | |
while President Putin gave more warnings of the consequences for | :08:58. | :09:02. | |
Ukraine, if the crisis continued. Earlier today, | :09:03. | :09:04. | |
there were reports that Russian troops moved to within a kilometre | :09:05. | :09:08. | |
of the border with eastern Ukraine. Here's our world affairs | :09:09. | :09:11. | |
correspondent, Nick Childs. Smoke billows over an eastern | :09:12. | :09:21. | |
Ukrainian airbase. This is unverified footage. There have been | :09:22. | :09:23. | |
reports of a military helicopter being hit by a rocket propelled | :09:24. | :09:28. | |
grenade. Whatever this is, it is likely to add to the new escalation | :09:29. | :09:32. | |
intention. An armed pro-Russian activist, | :09:33. | :09:36. | |
seemingly very much back in charge outside the eastern Ukrainian town | :09:37. | :09:39. | |
of sloppy and sky. One day after short lived Ukrainian army raids | :09:40. | :09:46. | |
raised the temperatures in the stand-off. The Americans are laying | :09:47. | :09:51. | |
the blame for images like these more squarely than ever at Russia's | :09:52. | :09:57. | |
daughter. This is a full throated effort to actively sabotage the | :09:58. | :10:01. | |
democratic process through gross external intimidation. Russia has | :10:02. | :10:08. | |
put its faith in distraction, deception and the stabilisation. For | :10:09. | :10:14. | |
seven days, Russia has refused to take a single concrete step in the | :10:15. | :10:21. | |
right direction. At the double matted war of words intensifies, | :10:22. | :10:24. | |
Russia's Foreign Minister has hit back with accusations of his own. | :10:25. | :10:29. | |
TRANSLATION: The West, and this is how it began, once to seize control | :10:30. | :10:34. | |
of the Ukraine because of its political ambitions, not the | :10:35. | :10:39. | |
interests of the Ukrainian people. Just what the Ukrainian military's | :10:40. | :10:43. | |
raids have achieved is unclear. It is certainly angered Moscow. | :10:44. | :10:48. | |
According to one report, they have ordered military manoeuvres within a | :10:49. | :10:51. | |
kilometre of the border. The move brunt of this from Arseniy | :10:52. | :10:56. | |
Yatsenyuk, the interim Prime Minister of Ukraine. TRANSLATION: | :10:57. | :11:01. | |
Attempts of Russian aggression on the border will... Russia already | :11:02. | :11:08. | |
wants to start the third world war, he said. With no apparent resolution | :11:09. | :11:12. | |
to the stand-off on the ground, does this bring a direct confrontation | :11:13. | :11:17. | |
between Ukraine and Russia closer? And if so, what will the | :11:18. | :11:18. | |
international followed? The 42 year old mother, | :11:19. | :11:22. | |
accused of murdering three of her children, has broken down in tears, | :11:23. | :11:25. | |
at her first court appearance. Tania Clarence was remanded | :11:26. | :11:28. | |
in custody, over the deaths of three year old twins, Ben | :11:29. | :11:30. | |
and Max, and four year old Olivia, who were found dead at the family | :11:31. | :11:33. | |
home in south London on Tuesday. Tributes left outside the family | :11:34. | :11:46. | |
home. This has been where attention has been focused since Tuesday | :11:47. | :11:53. | |
evening. This morning, the focus shifted a few miles away to | :11:54. | :11:55. | |
Wimbledon Magistrates' Court where their mother made her first | :11:56. | :11:58. | |
appearance, having been charged with the murder. Just before Tania | :11:59. | :12:03. | |
Clarence was lead into the dark, the public gallery was filled with | :12:04. | :12:09. | |
friends and family members, including a clearly emotional Gary | :12:10. | :12:11. | |
Clarence. He listened as his 42-year-old wife, dressed in black | :12:12. | :12:17. | |
and sobbing throughout, stated her name, address and date of birth. And | :12:18. | :12:20. | |
then it was put to her that she had murdered her children, Bolivia, Ben | :12:21. | :12:27. | |
and Max. Gary Clarence, seen here leaving court on the left, had been | :12:28. | :12:31. | |
in South Africa with the couple's 8-year-old daughter, when he was | :12:32. | :12:34. | |
told of the death of his children. He flew back yesterday along with | :12:35. | :12:37. | |
members of his family, also in court. They released a statement | :12:38. | :12:41. | |
saying that they have suffered an extreme tragedy and were under | :12:42. | :12:48. | |
tremendous pressure. The postmortem on the children is ongoing. All | :12:49. | :12:53. | |
three children suffered from spinal muscular atrophy, a condition which | :12:54. | :12:58. | |
can be life limiting. Tania Clarence has been remanded in custody and | :12:59. | :13:02. | |
will appear at the Old Bailey on the 29th of April. | :13:03. | :13:05. | |
An investigation is to be launched into whether government computers | :13:06. | :13:08. | |
were used to make offensive changes to the Wikipedia entry | :13:09. | :13:11. | |
Reports in the Liverpool Echo claim the updates | :13:12. | :13:15. | |
included changing the Liverpool anthem, 'You'll Never Walk Alone', | :13:16. | :13:17. | |
Our correspondent Dan Johnson is at the Hillsborough inquest | :13:18. | :13:22. | |
One can only guess what the reaction is there. A mixture of shock, | :13:23. | :13:36. | |
sadness and anger from the families arriving here to continue giving | :13:37. | :13:39. | |
statements to the inquest. One said it was like salt being thrown on the | :13:40. | :13:43. | |
wound. Was discussed when his comments were originally posted onto | :13:44. | :13:47. | |
Wikipedia. That was a certain amount of dismay that someone could have | :13:48. | :13:50. | |
done that on the day of the anniversary of the Hillsborough | :13:51. | :13:54. | |
disaster but there is disbelief this morning that the claims could have | :13:55. | :14:00. | |
been -- comments could have been posted from Westminster. It is not | :14:01. | :14:04. | |
clear how many people may have been involved but the Cabinet office has | :14:05. | :14:05. | |
said that it is investigating involved but the Cabinet office has | :14:06. | :14:07. | |
said that it this as a matter of urgency, treating it with the utmost | :14:08. | :14:15. | |
seriousness and making enquiries across departments. The families | :14:16. | :14:17. | |
want those responsible to be identified and dealt with. Thank | :14:18. | :14:28. | |
you. Our top story this lunchtime, new rules on mortgage lending are | :14:29. | :14:31. | |
about to come into force. Customers may be asked about their spending | :14:32. | :14:36. | |
habits before they get a loan. And still to come, a new role for an old | :14:37. | :14:41. | |
hack. Ryan Giggs speaks for the first time about taking over the | :14:42. | :14:44. | |
helm at Manchester United. It Rum BBC London, acting business three | :14:45. | :14:49. | |
years after being burned to the ground, this carpet store reopens. | :14:50. | :14:56. | |
And the crucial day for Chelsea if they want to stay in the running for | :14:57. | :14:58. | |
the Premier League title. The Duke and Duchess of Cambridge | :14:59. | :15:07. | |
have ended their visit to Australia by joining veterans | :15:08. | :15:10. | |
and serving military personnel to mark Anzac Day, Australia's national | :15:11. | :15:13. | |
day of remembrance. The family are now | :15:14. | :15:15. | |
on their way home to the UK. From Canberra, | :15:16. | :15:18. | |
our royal correspondent, In the darkness reading the hymn | :15:19. | :15:31. | |
sheets with torches, William and Catherine joined thousands of people | :15:32. | :15:36. | |
at the National War memorial to mark the 99th anniversary of the Anzac | :15:37. | :15:43. | |
landings. On Dawn at this day in 19 15,000 of troops landed in | :15:44. | :15:54. | |
Gallipoli. -- in 19 15,000 of troops. It was a disaster. In | :15:55. | :16:02. | |
Australia and New Zealand, it is the National Day of remembrance. They | :16:03. | :16:06. | |
talk for final duty for William and Catherine. Later in the day, they | :16:07. | :16:10. | |
returned to the war memorial and inspected the walls work families | :16:11. | :16:20. | |
placed poppies and laid a wreath in memories league memory of all | :16:21. | :16:24. | |
Australians who fought and died. The event is the moving conclusion to a | :16:25. | :16:32. | |
visit which otherwise has been full of fun and want. It was time to | :16:33. | :16:37. | |
depart and time for another parents by George. He has been the star of | :16:38. | :16:43. | |
the tour. He has only been seen briefly but has managed to outshine | :16:44. | :16:47. | |
his mother and father. In a statement, William and Catherine | :16:48. | :16:54. | |
said the visit had been an incredible experience and they had | :16:55. | :16:57. | |
been bowled over by the warmth they had been shown. Unsaid was anything | :16:58. | :17:07. | |
about the satisfaction that must be felt in Buckingham Palace about the | :17:08. | :17:14. | |
arrival on the world stage such a warm trio. | :17:15. | :17:17. | |
The Shadow Cabinet is meeting in Glasgow today, | :17:18. | :17:19. | |
with the debate over Scotland's independence high on the agenda. | :17:20. | :17:22. | |
Ed Milliband is arguing that workers on both sides of the border will be | :17:23. | :17:25. | |
People who voted for Labour in the past a very important part of this | :17:26. | :17:35. | |
referendum and I want to convince them and people across Scotland that | :17:36. | :17:39. | |
we can do it, that social justice can be delivered in a year's time by | :17:40. | :17:44. | |
a Labour Government and it is a better way forward for Scotland than | :17:45. | :17:51. | |
leaving the UK with all that entails in terms of a race to the bottom in | :17:52. | :17:56. | |
wages and things that matter to the people of Scotland. | :17:57. | :18:03. | |
Let's get more from our Scotland correspondent, Lorna Gordon. | :18:04. | :18:06. | |
Do you think it is a sign that the pro-unionist parties are losing | :18:07. | :18:14. | |
ground to the SNP? We have seen a narrowing in the polls, those who | :18:15. | :18:19. | |
say they would vote in favour of the union are still a majority, but | :18:20. | :18:22. | |
those in favour of independence have been gaining ground. I think it will | :18:23. | :18:26. | |
have focused the minds of politicians on all sides and | :18:27. | :18:31. | |
campaigners so in the last few weeks we saw the Prime Minister David | :18:32. | :18:35. | |
Cameron and Nick Clegg up in Aberdeen holding a cabinet meeting. | :18:36. | :18:40. | |
Today we have Ed Miliband and the Shadow Cabinet holding a meeting at | :18:41. | :18:44. | |
one of the Commonwealth Games arenas in Glasgow. It is no surprise he has | :18:45. | :18:50. | |
chosen this venue to launch this initiative on zero hours contracts, | :18:51. | :18:54. | |
saying if they win the next general election, Labour would tackle zero | :18:55. | :19:08. | |
hours contracts. I think Labour realise there is a group of | :19:09. | :19:11. | |
undecided voters who traditionally would vote Labour but have not made | :19:12. | :19:19. | |
their minds up about the referendum. The SNP government has spotted the | :19:20. | :19:24. | |
group and they are appealing. They say if you vote for independence, | :19:25. | :19:27. | |
you are not necessarily voting for the SNP, they would argue you voting | :19:28. | :19:34. | |
to get your Labour Party back. Alex Salmond has been responding in the | :19:35. | :19:39. | |
last few minutes to Ed Miliband's policy initiative today, saying | :19:40. | :19:42. | |
Scotland needs independence to introduce a living wage more widely | :19:43. | :19:47. | |
and deal with the abuse of zero hours contracts. When it comes to | :19:48. | :19:54. | |
workers' writes, both sides are trying to grab the common ground. It | :19:55. | :20:00. | |
is up to the voters and they will decide on the 18th of September. | :20:01. | :20:06. | |
President Obama has been speaking about the incredible heartache | :20:07. | :20:09. | |
of the relatives who lost family members aboard the South Korean | :20:10. | :20:11. | |
ferry that capsized and sank last week. | :20:12. | :20:13. | |
He said he was visiting the country at a time of great sorrow. | :20:14. | :20:16. | |
On the latest leg of his Asia Pacific tour, he's also been | :20:17. | :20:19. | |
speaking about imposing new sanctions on North Korea because of | :20:20. | :20:22. | |
From Seoul, Lucy Williamson sent this report. | :20:23. | :20:29. | |
President Obama's arrival called for all of the usual pomp and ceremony | :20:30. | :20:38. | |
and nuclear threats. New signals from North Korea it is preparing for | :20:39. | :20:43. | |
a fourth nuclear test underpinned by satellite photos showing fresh | :20:44. | :20:49. | |
activity. Threats will get North Korea nothing other than greater | :20:50. | :20:53. | |
isolation. We are united on the steps Pyongyang needs to take | :20:54. | :20:57. | |
including abandoning nuclear weapons and listed weapons programmes and | :20:58. | :21:00. | |
living up to their international obligations. -- and ballistic | :21:01. | :21:06. | |
weapons. The alliance is more popular than ever. 90% of South | :21:07. | :21:10. | |
Koreans support it. This is more than a military relationship where I | :21:11. | :21:21. | |
-- President Obama said it was about friends. These yellow ribbons are | :21:22. | :21:26. | |
sign of remembrance for more than 300 lives lost. The victims of last | :21:27. | :21:32. | |
week's ferry disaster still have not all been found. It would be fitting | :21:33. | :21:39. | |
for us to begin today by honouring the lost and missing. The leaders | :21:40. | :21:42. | |
began their meeting with a moment's silence. And a gift, a magnolia tree | :21:43. | :21:50. | |
from the White House garden for the high school at the centre of the | :21:51. | :21:54. | |
disaster. It was a symbol of beauty and renewal, President Obama said, a | :21:55. | :22:00. | |
reminder of the lives lost and the friendship America would always | :22:01. | :22:01. | |
provide. The teenager whose online campaign | :22:02. | :22:05. | |
to raise funds for a cancer charity went viral has | :22:06. | :22:07. | |
now raised more than ?2.25 million. Stephen Sutton has terminal cancer, | :22:08. | :22:10. | |
but his fight against the disease has touched | :22:11. | :22:13. | |
the hearts of thousands of people and led to the biggest-ever donation | :22:14. | :22:16. | |
to the Teenage Cancer Trust. It says it's been overwhelmed | :22:17. | :22:20. | |
by the response. Stephen Sutton's friends have seen | :22:21. | :22:35. | |
him fight his own is with courage and humour. The money raised in his | :22:36. | :22:40. | |
name is, they say, a fitting tribute to the man they know. It is | :22:41. | :22:46. | |
testament to his strength and determination over the last 15 | :22:47. | :22:50. | |
months to make sure that his life has not been for nothing, whatever | :22:51. | :22:54. | |
he has done is to support people going through the same kind of | :22:55. | :23:00. | |
journey as him. On the face of it, he is playing it cool and he has not | :23:01. | :23:06. | |
done a lot, but inside, he will be really proud, considering that it | :23:07. | :23:11. | |
was only a year and a half ago that he was considering raising ?10,000. | :23:12. | :23:16. | |
Phenomenal is how he is said to have described it. On Tuesday, he said | :23:17. | :23:22. | |
goodbye to his supporters. He thought he was gone in his words, a | :23:23. | :23:27. | |
goner. But he was back online yesterday saying he was now in high | :23:28. | :23:32. | |
spirits. Diagnosed with terminal cancer, he wrote a wish list of 46 | :23:33. | :23:39. | |
things he wanted to do. He crowd served in a dinghy, when skydiving, | :23:40. | :23:45. | |
played the drums front of 90,000 people at Wembley, hugged and | :23:46. | :23:48. | |
elephant and even got a tad too. And he decided to raise money for the | :23:49. | :23:55. | |
Teenage Cancer Trust. His million pound target was reached on | :23:56. | :23:59. | |
Wednesday. Now it stands at more than double that. His story has had | :24:00. | :24:05. | |
an incredible impact on us. We are a relatively small charity raising | :24:06. | :24:08. | |
about ?12 million a year. What he has done is changing the face of the | :24:09. | :24:14. | |
organisation in many ways and supporting the seven young people | :24:15. | :24:17. | |
everyday diagnosed with cancer now and in the future. The charity runs | :24:18. | :24:22. | |
more than 20 specialist units across the UK. A vital service for young | :24:23. | :24:30. | |
people with cancer. So many people will benefit from what he is doing. | :24:31. | :24:34. | |
You have always got to look for light the darkness. I think he is | :24:35. | :24:38. | |
great. I do not say it often because I am of these people who is quite | :24:39. | :24:46. | |
cringed out by these things, but he is an inspiration. The money will | :24:47. | :24:51. | |
mean more units, more nurses, more expert care for young people. That | :24:52. | :24:53. | |
will be his legacy. Ryan Giggs has promised to put | :24:54. | :25:02. | |
a smile back on the faces He's been speaking for the first | :25:03. | :25:05. | |
since taking over from David Moyes He told reporters it was a proud | :25:06. | :25:09. | |
moment to manage the club he's Let's cross to United's Carrington | :25:10. | :25:14. | |
training ground and our sports Yes, Ryan Giggs admitted it had been | :25:15. | :25:29. | |
a difficult week for Man United. He said he was shocked at David | :25:30. | :25:33. | |
Moyes's departure, although the club would not allow him to take | :25:34. | :25:37. | |
questions about the sacking. Ryan Giggs outlined how he hopes finally | :25:38. | :25:41. | |
to give the fans something to cheer about. He inspired Man United as a | :25:42. | :25:48. | |
player, now can he do it as a manager? Ryan Giggs taking training | :25:49. | :25:52. | |
this morning and hoping to restore smiles to a club in turmoil. He had | :25:53. | :25:56. | |
been a player coach and a David Moyes who on Tuesday paid the price | :25:57. | :26:00. | |
for the stodgy start and poor results. Old habits die hard. Ryan | :26:01. | :26:07. | |
Giggs was accidentally introduced to the media as David. David... After | :26:08. | :26:15. | |
his predecessor's failure, Ryan Giggs vowed to bring back the | :26:16. | :26:19. | |
feel-good factor. It is the proudest moment of my career. I will enjoy it | :26:20. | :26:25. | |
for the two and a half weeks that are mainly of the season. -- | :26:26. | :26:34. | |
remaining of the season. I will bring back smiles to the faces of | :26:35. | :26:38. | |
the fans. He is the most tech rated player in the club's history but | :26:39. | :26:45. | |
acknowledged the season has been frustrating -- the most decorated. I | :26:46. | :26:51. | |
think he is management material, very strong minded. He is dedicated | :26:52. | :26:56. | |
to the game, that is why he has had such a fantastic career. He will get | :26:57. | :27:00. | |
the respect from the fans and players. Hopefully, he does get the | :27:01. | :27:06. | |
great response and the club do go on to win the last four games. After | :27:07. | :27:11. | |
the cautious style of the David Moyes Iraq, Ryan Giggs is promising | :27:12. | :27:19. | |
a crowd-pleasing return -- the Iraq of David Moyes. Our form has not | :27:20. | :27:27. | |
been great. I want to see goals and tackles and players taking players | :27:28. | :27:31. | |
on. I want to get the crowd up and I want the passion that should come | :27:32. | :27:36. | |
with being a Manchester United player. There is a sense of back to | :27:37. | :27:40. | |
the future. Ryan Giggs was helped out at training by Paul Scholes and | :27:41. | :27:47. | |
others. After such a bruising week, they returned to the glory days may | :27:48. | :27:51. | |
still be some way off. Interestingly, Ryan Giggs said he | :27:52. | :27:56. | |
has already been getting managerial tips from Sir Alex Ferguson. He is | :27:57. | :27:59. | |
only expected to be in charge for the last four matches of this | :28:00. | :28:03. | |
season. If he does well, he could be back as a Manchester United manager | :28:04. | :28:11. | |
in the future. For this next item, you need a head | :28:12. | :28:16. | |
for heights. They jumped from the tip of a tower in to buy from a | :28:17. | :28:23. | |
height of 828m. The two Frenchmen are based jumpers, fans of jumping | :28:24. | :28:29. | |
off tall structures. It was part of a world-record attempt at the | :28:30. | :28:34. | |
highest base jump and a successful one as you can see. If that was not | :28:35. | :28:38. | |
enough, they went back and did it all again. Rather than than me. -- | :28:39. | :28:46. | |
rather then. Hideous. Now to the weather. | :28:47. | :28:55. | |
Extensive cloud. Looking at the rainfall, it was torrential earlier. | :28:56. | :29:04. | |
The red colours showing the torrential downpours. Impact in | :29:05. | :29:07. | |
places, particularly on the roads. It is moving north, heavy bursts of | :29:08. | :29:14. | |
rain. Potential for further impact. Disruption as possible. As the rain | :29:15. | :29:18. | |
continues to work North. BBC local radio should keep you up to date | :29:19. | :29:23. | |
with the travel situation. The rain is pushing north and there is plenty | :29:24. | :29:27. | |
more following along behind. It is not all doom and gloom. There is | :29:28. | :29:32. | |
brighter weather to be found, particularly out towards the West. | :29:33. | :29:37. | |
Cornwall doing well, as if temperature. Inland, thicker cloud | :29:38. | :29:43. | |
and showers. Rain more extensive. Heavy showers in the south-east is | :29:44. | :29:46. | |
often in. Thunder and lightning. Dreyer for a time in East Anglia. -- | :29:47. | :29:53. | |
dry. Quite cold with the rain as well. The north-west of the UK, | :29:54. | :29:58. | |
Northern Ireland, western Scotland, doing quite well. For the East of | :29:59. | :30:01. | |
Scotland, grey and cold with the breeze continuing to come in from | :30:02. | :30:05. | |
the North Sea. The main batch of rain moves up to the north-west. It | :30:06. | :30:10. | |
will turn wet. Further showers at the eastern side of England this | :30:11. | :30:15. | |
evening. Then the next batch of rain comes up from the South West with a | :30:16. | :30:20. | |
brisk breeze. Temperatures should stay up at seven, eight or nine | :30:21. | :30:25. | |
degrees. Unsettled for the start of the weekend. Low pressure will | :30:26. | :30:31. | |
dominate. Quite a few hours bars. It will be quite breezy, particularly | :30:32. | :30:36. | |
in the south-west. -- isobars. A band of rain moving north across | :30:37. | :30:40. | |
England and Wales and Northern Ireland. Followed by a dry spell. A | :30:41. | :30:44. | |
few showers still. Main showers in the fast Southwest. Second part of | :30:45. | :30:51. | |
the weekend, the winds will gradually ease. Still quite breezy. | :30:52. | :30:58. | |
There will be showers around in England and Wales. Disappointing and | :30:59. | :31:01. | |
worked on the eastern side of Scotland. Better weather to be found | :31:02. | :31:05. | |
in Northern Ireland and the western side of Scotland. For many of us | :31:06. | :31:09. | |
this weekend, it will be quite blustery. Heavy showers around. Not | :31:10. | :31:14. | |
all doom and gloom. There should be dry and brighter spells as well. The | :31:15. | :31:17. | |
little bit of something for everyone over the weekend. | :31:18. | :31:24. | |
Now a reminder of our top story this lunchtime. | :31:25. | :31:26. | |
New rules on mortgage lending come into force at midnight. | :31:27. | :31:29. | |
Customers may be asked about their spending habits | :31:30. | :31:32. |