Browse content similar to 12/08/2014. Check below for episodes and series from the same categories and more!
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very much. That's all from the BBC News at Six. Goodbye from me. On | :00:00. | :00:00. | |
Good evening and welcome to BBC Look North. The headlines: | :00:00. | :00:08. | |
Banks leave our high streets and are replaced by payday lenders and | :00:09. | :00:11. | |
Abused as a teenager ` now this woman wants a change in the law to | :00:12. | :00:18. | |
stop abusers living near to their victims. | :00:19. | :00:27. | |
He is over the road and carrying on as if nothing has happened. I was | :00:28. | :00:32. | |
home alone and terrified. The oil worker from Hull trapped | :00:33. | :00:37. | |
in Iraq as fighting spreads There are tens of thousands of | :00:38. | :00:51. | |
refugees. All the clients of my company have left. | :00:52. | :00:54. | |
The scarecrow traffic cop who's slowing down motorists through a | :00:55. | :00:56. | |
And why villages want the scarecrow to stay put. | :00:57. | :01:10. | |
And we've got the Lincolnshire sausage and Grimsby's smoked fish ` | :01:11. | :01:12. | |
now Beverley wants its own famous food. | :01:13. | :01:21. | |
That special food is the Beverley bun. | :01:22. | :01:27. | |
The closure of bank branches in poorer, urban areas, in cities | :01:28. | :01:39. | |
and towns like Hull and Scunthorpe, means there are now as many pay day | :01:40. | :01:42. | |
lenders and pawnbrokers on the high street as traditional banks. | :01:43. | :01:45. | |
New, unpublished research shows Hull has lost a fifth | :01:46. | :01:47. | |
of its bank branches in the last decade and they're being replaced | :01:48. | :01:50. | |
by alternative lenders, like the Money Shop and Cash Converters. | :01:51. | :01:55. | |
Our business correspondent Sarah Corker has had exclusive | :01:56. | :01:57. | |
The big banks have been shutting up shop on the high street for decades. | :01:58. | :02:05. | |
A trend put down to our changing banking habits | :02:06. | :02:08. | |
More of us are choosing to do everyday banking on mobile phones. | :02:09. | :02:25. | |
On the move from just about everywhere. 30% of us are doing | :02:26. | :02:29. | |
this, regularly visiting the bank branch. | :02:30. | :02:31. | |
Research shows the big banks are pulling out of poorer, low`income | :02:32. | :02:36. | |
You have less affluent communities. They do not buy as many products and | :02:37. | :02:49. | |
they are less profitable for banks. We are getting the segmentation of | :02:50. | :02:53. | |
the high Street where we have affluent high Street with bank | :02:54. | :02:56. | |
branches and less affluent ones where you have payday lenders. | :02:57. | :02:59. | |
In the last decade, the city has lost 21% of it's bank branches. | :03:00. | :03:03. | |
New research shows there are now nearly as many alternative lenders, | :03:04. | :03:07. | |
like the Money Shop or Cash Converters ` as traditional banks. | :03:08. | :03:13. | |
While in Lincoln, there's been a 10% increase in branches. | :03:14. | :03:17. | |
Three and a half banks to every alternative lender. | :03:18. | :03:27. | |
We open a new bank every few weeks. We have no call centres and | :03:28. | :03:45. | |
customers deal with us here. They can bring us and get straight | :03:46. | :03:46. | |
through to us. But for those | :03:47. | :03:50. | |
on the very lowest incomes ` I did use them, but I was regretting | :03:51. | :04:08. | |
it. I used them once one I was desperate. I got a ?25 loan. Did you | :04:09. | :04:14. | |
not go to a traditional bank. I was 16 at the time. The banks dispute | :04:15. | :04:20. | |
that they have lost that abandon customers. They will always be the | :04:21. | :04:26. | |
cornerstone of our business. I only know of one closure in the area. | :04:27. | :04:30. | |
The banks say they only close underused branches ` | :04:31. | :04:33. | |
but the reality for some is that these higher cost lenders are | :04:34. | :04:36. | |
Richard Griffiths is from the Consumer Finance | :04:37. | :04:41. | |
Association, the organisation which represents pay day loan companies, | :04:42. | :04:44. | |
Do you accept that the lack of banks is pushing people to payday lenders | :04:45. | :04:58. | |
where the interest is higher? Payday lenders provide a different range of | :04:59. | :05:04. | |
services. You could not build you get a small amount of money for a | :05:05. | :05:09. | |
short time. And they have their stores in the local communities. | :05:10. | :05:12. | |
That is a good thing because they offer different products and | :05:13. | :05:14. | |
services services through those stores. They also offer foreign | :05:15. | :05:21. | |
exchange as well. Are they prospering on the back of people who | :05:22. | :05:26. | |
are in difficulties, down on their luck, preying on those who are in | :05:27. | :05:31. | |
debt? Absolutely not. The point of this is that they are responsible | :05:32. | :05:36. | |
lenders. They are all regulated and there I whole new set of rules. | :05:37. | :05:40. | |
There will also be a cab on the amount of interest that they will be | :05:41. | :05:44. | |
allowed to charge from next year. `` there will also be a limit. Do your | :05:45. | :05:51. | |
customers see the payday companies as a devil, or a life`saver? The | :05:52. | :05:56. | |
vast majority of people do repay their loans on time. So for many | :05:57. | :06:03. | |
people it is a lifeline. But for others, and more in the past, people | :06:04. | :06:06. | |
may have got into difficulties with their loans because they could not | :06:07. | :06:10. | |
afford it. That is happening less and less because the lenders are | :06:11. | :06:14. | |
doing more rigorous affordability checks. Just because you apply for a | :06:15. | :06:18. | |
loan, you will not necessarily get one. From next year, it is expected | :06:19. | :06:25. | |
payday lenders will have a limit and will be more tightly regulated. Do | :06:26. | :06:30. | |
you welcome that? Absolutely. It is something that we put in place with | :06:31. | :06:35. | |
our members. A higher set of standards, affordability checks, the | :06:36. | :06:39. | |
limit to a number of times that people could roll over their loans | :06:40. | :06:42. | |
so we could not become a long`term debt. We have figures on the number | :06:43. | :06:49. | |
of people in hull`macro are `` you are waiting to repay, do you not | :06:50. | :06:55. | |
find people regret their loans? No, our customers have a high level of | :06:56. | :07:00. | |
satisfaction. That will only increase. We want to make sure that | :07:01. | :07:05. | |
people can repair it because it is good for their business and also it | :07:06. | :07:08. | |
is good for customers. Thank you very much, Mr Griffiths. | :07:09. | :07:16. | |
Why do you think the number of bank branches is declining | :07:17. | :07:19. | |
Have you ever used these alternative lenders? | :07:20. | :07:22. | |
Do you think mainstream banks need to more flexible | :07:23. | :07:24. | |
Maybe you have thoughts on that. Get in touch. | :07:25. | :07:48. | |
Inspired by volunteers who helped with the | :07:49. | :07:52. | |
London Olympics ` the ambassadors welcoming visitors to Bridlington. | :07:53. | :08:07. | |
A man from Hull says he's trapped in Iraq while Islamic militants | :08:08. | :08:10. | |
Kristian Nicholson's passport was confiscated by police | :08:11. | :08:13. | |
The 39`year`old father of three says he fears for his safety | :08:14. | :08:18. | |
and has asked the British government to step in to help him return home. | :08:19. | :08:22. | |
For those staying prayers for the safety of Irbil. | :08:23. | :08:34. | |
The oil capital of northern Iraq, now facing attack from Islamic | :08:35. | :08:37. | |
State forces which have been advancing towards it from the West. | :08:38. | :08:40. | |
But it's here that Hull oil worker Kristian Nicholson is trapped ` | :08:41. | :08:44. | |
unable to leave without a passport, confiscated | :08:45. | :08:49. | |
because he faces court for being involved in a fatal car accident. | :08:50. | :08:56. | |
It should not have taken several months over a road accident which | :08:57. | :09:02. | |
was not my fold. The town is like a ghost town. There is nobody year. | :09:03. | :09:08. | |
But for Kristian's family it's been a year of Skype`only contact. | :09:09. | :09:10. | |
News headlines creating the fear that he'll be caught up | :09:11. | :09:13. | |
I would like Christian to come home now while this is going on and if he | :09:14. | :09:25. | |
has to return, then he would return. We can talk to him, but we don't | :09:26. | :09:31. | |
know what is happening. He was OK up to all this that is kicking off. | :09:32. | :09:34. | |
AmeriCan Air Strikes making a difference. | :09:35. | :09:46. | |
The fear that forces advancing has been lessened off two Americans have | :09:47. | :10:00. | |
helped. We have to make sure that people are evacuated and special | :10:01. | :10:03. | |
procedures put into could place to help cases like Kristian Nicholson. | :10:04. | :10:10. | |
But after seven months of dealing with the legal system | :10:11. | :10:12. | |
of a country in turmoil, neither Kristian or his family will | :10:13. | :10:15. | |
A 37`year`old man has been arrested on suspicion of assault, | :10:16. | :10:24. | |
after a woman was found with serious head injuries in Goole. | :10:25. | :10:27. | |
Police were called to Broadway early this morning, where they | :10:28. | :10:29. | |
discovered the injured woman. She remains in a critical condition. | :10:30. | :10:31. | |
A new waste disposal plant in Sleaford is up and running again, | :10:32. | :10:34. | |
Council bin collections have not been affected. | :10:35. | :10:37. | |
The cause of the fire is still unknown. | :10:38. | :10:40. | |
Campaigners in Lincoln ` fighting for a limit to | :10:41. | :10:42. | |
the number of houses with individual rooms to let ` will put | :10:43. | :10:46. | |
The West End Residents' Association has handed | :10:47. | :10:52. | |
They want to see more families living in the area rather than an | :10:53. | :10:57. | |
We were not short of volunteers and we finished with 20 people going | :10:58. | :11:13. | |
around the area getting people to sign. I can say that over 99% of the | :11:14. | :11:18. | |
people asked to sign, did so. That shows the strength of feeling. We | :11:19. | :11:30. | |
will be live at the meeting tonight with the campaigners and | :11:31. | :11:30. | |
councillors. A woman from Bridlington, | :11:31. | :11:38. | |
who was sexually abused as a 13`year`old says she's been forced | :11:39. | :11:41. | |
to move away from her family because the man who abused her has returned | :11:42. | :11:44. | |
to a house in the same street. Demi Bowers ` now 18 ` | :11:45. | :11:47. | |
has waived her right to anonymity to She wants paedophiles to be banned | :11:48. | :11:50. | |
from living anywhere near their victims after they are | :11:51. | :11:54. | |
released from prison. Forced to move hundreds of miles | :11:55. | :11:56. | |
from her family, Demi says her life has been destroyed twice, after the | :11:57. | :12:03. | |
neighbour who abused her when she I just saw him there, smirking. I | :12:04. | :12:22. | |
was terrified, thinking what he is going to do. Whether you would do | :12:23. | :12:25. | |
something to my family, or get revenge. | :12:26. | :12:28. | |
Demi was abused for five months by the father of the child she babysat. | :12:29. | :12:31. | |
She says the law favours abusers over the abused. | :12:32. | :12:37. | |
I was hurt. He has his life back. He didn't have his job and he didn't | :12:38. | :12:50. | |
have any friends anyway but it wasn't `` it was only in the cloud | :12:51. | :13:00. | |
about. Potentially, this could happen again in the future. | :13:01. | :13:03. | |
Demi's mum Angela, still lives opposite her daughter's abuser. | :13:04. | :13:11. | |
The effect has been catastrophic. It has separated our family. I don't | :13:12. | :13:16. | |
see my daughter any more. And neighbours too say | :13:17. | :13:18. | |
they too feel let down. People have to shepherd their kids | :13:19. | :13:27. | |
out and this is a family street that there was nobody playing on the | :13:28. | :13:33. | |
street because we are in fear. Let's allow our children the freedom and | :13:34. | :13:37. | |
the innocence of a reasonably safe childhood and let's put our | :13:38. | :13:40. | |
resources into making sure that happens and the considerations of | :13:41. | :13:44. | |
the offender need to be a clear second. | :13:45. | :13:48. | |
More than 1,000 people have now signed Demi's online petition | :13:49. | :13:50. | |
And she hopes if passed it'll mean other victims won't have to endure | :13:51. | :13:55. | |
Would you favour a change in the law to mean paedophiles cannot move back | :13:56. | :14:03. | |
Or would you worry that could make it harder for police to | :14:04. | :14:09. | |
track offenders if they are forced away from a place they know? | :14:10. | :14:21. | |
Please get in touch. Still to come, the scarecrow dressed as a | :14:22. | :14:52. | |
policeman. And Beverley tries to create its own favourite food `` | :14:53. | :14:57. | |
special food. This picture was taken by a rail | :14:58. | :15:24. | |
enthusiasts. Stunning picture, that. Good evening to you, ceilidh. | :15:25. | :15:30. | |
It's like your hobby, Trainspotting. I think that's what the binoculars | :15:31. | :15:38. | |
for. People asking me about Beverley races ladies Day, what will that be | :15:39. | :15:42. | |
like? Another one of your hobby is! It | :15:43. | :15:45. | |
doesn't look too bad. If you are heading down, take a brolly. It | :15:46. | :15:53. | |
looks like it will be an OK day. But it could get breezy. At the moment, | :15:54. | :15:59. | |
it looks to be quite showery. A few heavy showers to end the day. But | :16:00. | :16:05. | |
some spells of sunshine in between. On Wednesday, not too bad. On | :16:06. | :16:11. | |
Thursday, a greater risk showers. Friday and Saturday do not look too | :16:12. | :16:15. | |
bad, mostly dry. You can make out the shower clouds on the satellite | :16:16. | :16:22. | |
picture. They are pushing north to south east. There is a potential for | :16:23. | :16:26. | |
a heavy one this evening. Overnight, there will be a mix of variable | :16:27. | :16:31. | |
cloud and also a few showery bursts heading down from the North. | :16:32. | :16:41. | |
Temperatures dropping back. The sun will set at these times. The | :16:42. | :16:53. | |
greatest risk of catching a shower tomorrow is going to be first thing. | :16:54. | :16:58. | |
Afterwards we should see an improvement. Still the risk of the | :16:59. | :17:01. | |
odd shower but generally dry and bright weather with sunny spells. | :17:02. | :17:07. | |
The breeze will be moderate and from the west or Southwest. Temperatures | :17:08. | :17:11. | |
cooler than we have been used to of late. On Thursday, the greater risk | :17:12. | :17:23. | |
of having `` catching a shower. Friday and Saturday do not look that | :17:24. | :17:28. | |
bad. Not knowing that the sun rises is | :17:29. | :17:34. | |
repayment for being so cruel to me! It is basic weather presenting! Even | :17:35. | :17:37. | |
Paul get that right. The tomorrow. A team of volunteer guides are | :17:38. | :17:44. | |
greeting people as they arrive in The students are showing visitors | :17:45. | :17:47. | |
the town's attractions and answering any questions they | :17:48. | :17:51. | |
have about the resort. East Riding Council says it's come | :17:52. | :17:53. | |
up with the idea after seeing the success of volunteers during | :17:54. | :17:56. | |
the London Olympics two years ago. The East Riding of Yorkshire's | :17:57. | :17:59. | |
busiest tourist destination. The town's population triples | :18:00. | :18:03. | |
during the summer season to One thing. But not any more. The | :18:04. | :18:28. | |
best thing about religion is the gardens. The best thing is the | :18:29. | :18:32. | |
beaches. You should try out the fish and chips. | :18:33. | :18:35. | |
These students have been specially employed by the council to meet | :18:36. | :18:38. | |
There's 14 of them in total and we're going to see four | :18:39. | :18:42. | |
There is a spa and kids go free. They are good and we need that. | :18:43. | :18:58. | |
Great information about the fish and chip shop. Thank you. Yes, very | :18:59. | :19:05. | |
interesting. The more information you can find, it is very helpful. | :19:06. | :19:10. | |
The idea was inspired by the volunteers of | :19:11. | :19:12. | |
the 2012 Olympic Games and suggested by businesses in the town. | :19:13. | :19:18. | |
It was one of the marvellous thing that happened with our Olympics. It | :19:19. | :19:24. | |
is a memory you take with you when there is somebody to help you. It is | :19:25. | :19:28. | |
a wonderful first impression of the town. Most people like it because it | :19:29. | :19:33. | |
is helpful and they want to know where to go. It is a new way of | :19:34. | :19:38. | |
talking to people. It is like gaining confidence. We get a lot of, | :19:39. | :19:44. | |
which is the easy as way to get onto the beach and where you can take | :19:45. | :19:48. | |
your dog. And where are the nearest toilets! | :19:49. | :19:51. | |
So, enlightened and armed with extra info, visitors can now make the most | :19:52. | :19:54. | |
of their day and we can head for the best fish and chip shops. | :19:55. | :20:01. | |
Former Conservative MP Neil Hamilton is expected to be shortlisted as | :20:02. | :20:04. | |
a potential UKIP candidate for the Boston and Skegness constituency. | :20:05. | :20:08. | |
He was Deputy Chairman of UKIP and campaign director | :20:09. | :20:11. | |
Mark Simmonds' announced yesterday that he won't be standing | :20:12. | :20:15. | |
in the General Election blaming a "lack of support" for MPs with | :20:16. | :20:20. | |
And many have been getting in touch with us about Mark | :20:21. | :20:25. | |
James in Grimsby says "Nobody forced him to become an MP. | :20:26. | :21:00. | |
Scunthorpe United play Blackburn Rovers in the first round | :21:01. | :21:03. | |
Over on the station's AM frequency, you can listen to Grimsby's first | :21:04. | :21:21. | |
home match of the season against Nuneaton. | :21:22. | :21:23. | |
And Lincoln City fans can listen to their game against Altrincham on | :21:24. | :21:27. | |
People in a Lincolnshire village have put a scarecrow dressed | :21:28. | :21:42. | |
as a police officer on the side of their main road. | :21:43. | :21:44. | |
Locals in Glenworth say the scarecrow, | :21:45. | :21:47. | |
which has a florescent jacket and fake camera, is already causing | :21:48. | :21:50. | |
Do we know who has done this? It appears that the scarecrow was | :21:51. | :22:13. | |
created as part of a festival. And I guess people realise it would take | :22:14. | :22:15. | |
`` make a good deterrent. With his imposing stature, | :22:16. | :22:21. | |
steely glare and radar gun at the ready, He looks every inch | :22:22. | :22:23. | |
the traffic officer. And for the last few days Speedy, | :22:24. | :22:30. | |
as he's known, has been on patrol in the village | :22:31. | :22:32. | |
of Glentworth in Lincolnshire. At | :22:33. | :22:35. | |
a distance he appears frighteningly realistic, authentic enough to make | :22:36. | :22:36. | |
any speeding motorist slow down. And that, say villagers, | :22:37. | :22:39. | |
is exactly what's been happening. Everybody seems to be going, there's | :22:40. | :22:53. | |
a policeman, slowdown! Great idea. It has helped slow down the traffic. | :22:54. | :22:59. | |
Even if they take it away, put something in place as a deterrent. | :23:00. | :23:03. | |
Officer Speedy's origins are shrouded in mystery. | :23:04. | :23:05. | |
He's believed to have been created as part | :23:06. | :23:07. | |
The County Council's Highways Department says he has to go, | :23:08. | :23:10. | |
but Lincolnshire Police say they aren't too worried. | :23:11. | :23:16. | |
I have no problem with it being there. We are engaging with parish | :23:17. | :23:23. | |
councils to work on speed enforcement is used. The scarecrow | :23:24. | :23:26. | |
shows how seriously roll residents take speeding in Neville it is. `` | :23:27. | :23:33. | |
rural residents take speeding in their villages. | :23:34. | :23:35. | |
And although he didn't want to be interviewed, | :23:36. | :23:37. | |
speedy's creator did tell me he has no intention of removing him, | :23:38. | :23:40. | |
unless the police provide some alternative form of detterrance. | :23:41. | :23:44. | |
So it looks like Speedy will continue putting the wind up unwary | :23:45. | :23:47. | |
The police can see the funny side of this. | :23:48. | :23:59. | |
But we have a statement saying that it was funny, but it is not | :24:00. | :24:05. | |
something that could be left in place. They will speak to the parish | :24:06. | :24:10. | |
council with a view to having it removed. | :24:11. | :24:14. | |
He looks like George Michael! Kendal has mint cake, | :24:15. | :24:19. | |
Lincolnshire has the sausage and now the East Yorkshire town of Beverley | :24:20. | :24:22. | |
wants it's own food delicacy. It's called in some of the areas top | :24:23. | :24:25. | |
bakers to create a bun which will mark 300 years since the building | :24:26. | :24:29. | |
of the town's market cross. The people | :24:30. | :24:31. | |
behind the idea claim it could rival some of the country's best`loved | :24:32. | :24:33. | |
foods, as Phillip Norton reports. Stilton has its cheese, Eccles has | :24:34. | :24:48. | |
got its cakes. Now, Beverley once it's bum. `` Beverley won'ts its | :24:49. | :25:02. | |
barn. We thought, why don't we have a Beverley Bun. This is not just a | :25:03. | :25:14. | |
cake, it is serious. A Bakewell tart is made all over the place. It would | :25:15. | :25:19. | |
be great if Beverley Bun was taken on to that degree. Open to all local | :25:20. | :25:25. | |
bakers, this historic moment needed highly trained judges to whittle | :25:26. | :25:29. | |
down the finalists. There is this thing with icing on which is caught | :25:30. | :25:37. | |
my eye. Not, lovely Richard Owen. Springy texture. Gorgeous. This one | :25:38. | :25:42. | |
has rose water in it. After some intense munching... You can smell | :25:43. | :25:50. | |
the arm and is. It was time for the moment of truth. Sugar and spice. I | :25:51. | :25:57. | |
didn't think I would win! Not for one second. It doesn't have raisins, | :25:58. | :26:05. | |
it has cinnamon and it is sticky and moist and gooey. It is lovely. A | :26:06. | :26:16. | |
Beverley Bun. So forget your Eccles cakes, let us introduce the Beverley | :26:17. | :26:18. | |
Bun. Let's get a recap of the national | :26:19. | :26:25. | |
and regional headlines: The actor and comedian Robin Williams has | :26:26. | :26:28. | |
died. It's believed he committed suicide. He was 63. | :26:29. | :26:31. | |
A woman sexually abused as a teenager, forced to move after her | :26:32. | :26:34. | |
abuser returned to live on the same street. | :26:35. | :26:38. | |
Tomorrow's weather ` a few showers, generally fewer and lighter, with | :26:39. | :26:39. | |
sunny spells. A moderate westerly breeze and a maximum temperature of | :26:40. | :26:43. | |
20C. We were talking about payday | :26:44. | :26:59. | |
lenders. The reason for the growth of these lenders is due to lack of | :27:00. | :27:03. | |
understanding of interest rates. People do not understand the true | :27:04. | :27:07. | |
cost of credit. I go to the lenders because my bank | :27:08. | :27:10. | |
will not give me a loan. You should have pointed out that we | :27:11. | :27:15. | |
are lucky because we have secure and progressive credit unions which | :27:16. | :27:19. | |
offer loans which are cheaper than the alternatives you mention and in | :27:20. | :27:22. | |
some cases cheaper than high`street banks. | :27:23. | :27:26. | |
Payday loans companies just chart `` just target the poor and vulnerable, | :27:27. | :27:30. | |
they don't care as long as they are making a profit. | :27:31. | :27:35. | |
Your remarks on payday lenders. I showed this picture by Jim about the | :27:36. | :27:42. | |
train, and someone says, Neville Hill is a railway maintenance depot | :27:43. | :27:45. | |
near Leeds. You should have known that! | :27:46. | :27:55. | |
MUSIC: "It Don't Mean A Thing" by Duke Ellington | :27:56. | :27:58. | |
celebrating the music of Count Basie and Duke Ellington. | :27:59. | :28:15. | |
We've got factory boys and butchers' apprentices and office clerks | :28:16. | :28:19. | |
Don't stop moving! If you go back you'll die! | :28:20. | :28:24. | |
Espionage. Who would possibly assassinate him? | :28:25. | :28:38. | |
Deception. There's so much more to this story than I thought. | :28:39. | :28:43. | |
And even murder. With a knife! Real shock. | :28:44. | :28:47. |