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of Parliament at 11pm. First its
questions to the Work and Pensions | 0:00:00 | 0:00:01 | |
Secretary Esther McVey and her
ministerial team. Question number | 0:00:01 | 0:00:09 | |
one. Secretary Esther McVey. Thank
you Mr Speaker. Where all the | 0:00:09 | 0:00:22 | |
sponsored employers have entered
insolvency they will enter an | 0:00:22 | 0:00:25 | |
assessment period. The pension
protection fund will actively work | 0:00:25 | 0:00:27 | |
with the scheme to assess whether
they are able to buy out their | 0:00:27 | 0:00:32 | |
pensions at a higher level than the
benefits. Where a scheme cannot do | 0:00:32 | 0:00:38 | |
this, PFF will provide compensation.
Contribution schemes do not need PFF | 0:00:38 | 0:00:43 | |
help because they do not promise the
level of pension. The government has | 0:00:43 | 0:00:53 | |
presided over a regulatory scheme
where a deficit of about £1 billion | 0:00:53 | 0:00:57 | |
has been allowed to build up in the
pension fund. At the same time as | 0:00:57 | 0:01:03 | |
shareholders were receiving
dividends. Can the Secretary of | 0:01:03 | 0:01:06 | |
State guarantee that all former
Carillion employees will receive | 0:01:06 | 0:01:11 | |
their due pension in full? Is what
the government has done and done | 0:01:11 | 0:01:19 | |
successfully back in 2004 was set up
the pension protection fund, which | 0:01:19 | 0:01:25 | |
is there to compensate people should
their businesses become insolvent. | 0:01:25 | 0:01:29 | |
This is what the fund will be doing.
It will be affording protection at | 0:01:29 | 0:01:35 | |
100% for those who have got a
pension and for those who are not a | 0:01:35 | 0:01:40 | |
pension yet, they will be getting
90% of the fund. What this | 0:01:40 | 0:01:45 | |
government is doing is ensuring that
businesses that should be held | 0:01:45 | 0:01:50 | |
responsible to their employees and
for their pensions, we will be | 0:01:50 | 0:01:54 | |
bringing in stronger corporate
governance rules to make sure that | 0:01:54 | 0:01:57 | |
the boards, the trustees, the
shareholders and the stakeholders | 0:01:57 | 0:02:01 | |
are holding those company executives
to account. Financial directors must | 0:02:01 | 0:02:08 | |
not cause detriment to any private
sector pension scheme. Right | 0:02:08 | 0:02:12 | |
honourable friend ensure that the
rules and regulations regarding the | 0:02:12 | 0:02:16 | |
investigation of this sort of
practice are toughened up? We can't | 0:02:16 | 0:02:20 | |
allow this to happen in the future.
Absolutely right, and that is what | 0:02:20 | 0:02:26 | |
this government is seeking to do, is
ensuring that the regulator will, as | 0:02:26 | 0:02:31 | |
our new Bill comes out later in the
year, have more rights to find, to | 0:02:31 | 0:02:37 | |
follow criminal procedures, and also
looking to mandate to read | 0:02:37 | 0:02:40 | |
clearance. Any of us who have
studied corporate governance | 0:02:40 | 0:02:46 | |
realised rules changed back in 1991.
The rules were strengthened in 2002, | 0:02:46 | 0:02:55 | |
and I believe now under this
Conservative government will be | 0:02:55 | 0:02:58 | |
strengthening those corporate
governance rules again. My | 0:02:58 | 0:03:03 | |
constituents who have paid into
pension funds deserve to have those | 0:03:03 | 0:03:07 | |
money is protected. Can the
Secretary of State be a bit more | 0:03:07 | 0:03:11 | |
specific? What changes does she want
to see the corporate governance to | 0:03:11 | 0:03:14 | |
ensure that high risk behaviour
towards pension funds doesn't happen | 0:03:14 | 0:03:17 | |
again? We are getting feedback from
various businesses, how they think | 0:03:17 | 0:03:25 | |
we would be best to enable and
support businesses. We can't go off | 0:03:25 | 0:03:30 | |
on a knee jerk reaction because we
might actually have unintended | 0:03:30 | 0:03:35 | |
consequences. Where we shine a
spotlight on one area we could close | 0:03:35 | 0:03:39 | |
down loopholes but actually an array
of other ones open up. It's got to | 0:03:39 | 0:03:42 | |
be looked at in the round but like I
said, stakeholders, shareholders, | 0:03:42 | 0:03:47 | |
the executive team should be held to
account and that is what we'll be | 0:03:47 | 0:03:51 | |
making sure happens. Can my right
honourable friend reassure my | 0:03:51 | 0:03:55 | |
constituents that the UK's pension
protection system has responded | 0:03:55 | 0:04:00 | |
effectively to the Carillion
situation? I can indeed reassure my | 0:04:00 | 0:04:06 | |
honourable friend that what they are
doing and the avenues they are | 0:04:06 | 0:04:10 | |
pursuing are correct and thorough. I
met with the regulator last week, | 0:04:10 | 0:04:15 | |
and they are making sure that they
investigate these key matters and | 0:04:15 | 0:04:20 | |
provide the pensions support that is
needed. Where we need to strengthen | 0:04:20 | 0:04:25 | |
this up in the future, we will do
so. Equally make to wake aware of | 0:04:25 | 0:04:31 | |
what the pension regulator has done
the past with the British home | 0:04:31 | 0:04:35 | |
stores fiasco, totally different to
this. They did an anti-avoidance | 0:04:35 | 0:04:40 | |
measure, got Philip Green to pay 363
million to his pensioners and also | 0:04:40 | 0:04:45 | |
that the prosecution schemes coming
forward for Chapell who bought that | 0:04:45 | 0:04:53 | |
company for £1. The government has
responsibility for the pensions | 0:04:53 | 0:04:59 | |
regulatory framework. How would the
Secretary of State describe a | 0:04:59 | 0:05:03 | |
regulatory framework that allows the
administrator of a pension scheme to | 0:05:03 | 0:05:06 | |
help bring about the downfall of the
company and the employees they | 0:05:06 | 0:05:11 | |
represent, and to profit from that
downfall? If you will, Mr Speaker, | 0:05:11 | 0:05:20 | |
and if you'd allow me to do that.
When I hear some of the things that | 0:05:20 | 0:05:25 | |
the honourable lady on the opposite
bench has said and particularly when | 0:05:25 | 0:05:28 | |
she puts them out of context, she
will have received a letter from the | 0:05:28 | 0:05:33 | |
UK Statistics Authority in the last
two days saying many of the things | 0:05:33 | 0:05:36 | |
that she's said do not have
accuracy. So whether that was about | 0:05:36 | 0:05:41 | |
children waking up in poverty, at
Christmas, or whether that was | 0:05:41 | 0:05:49 | |
linking UC with poverty, actually
said they weren't supported, they | 0:05:49 | 0:05:52 | |
weren't true statistics, and the
sources could not be relied upon. | 0:05:52 | 0:05:57 | |
Could I ask the honourable lady to
make a statement about this letter | 0:05:57 | 0:06:01 | |
from the UK stats authority
straightaway. I understand the | 0:06:01 | 0:06:07 | |
rhetorical significance of the point
the Secretary of State has made, but | 0:06:07 | 0:06:10 | |
I must exhort the honourable lady to
stick to her last. That is to say, | 0:06:10 | 0:06:15 | |
this is not the occasion on which
she is invited to speak on that | 0:06:15 | 0:06:19 | |
matter. She may find other
opportunities but she should stick | 0:06:19 | 0:06:22 | |
to the line of questioning that is
relevant to questioning a government | 0:06:22 | 0:06:26 | |
Minister. Thank you Mr Speaker. In
respect that there was absolutely no | 0:06:26 | 0:06:34 | |
answer to my original question,
hundreds of thousands of ordinary | 0:06:34 | 0:06:41 | |
working people including my
constituent Philip wild have lost | 0:06:41 | 0:06:45 | |
half of their retirement income
because of the government's failure | 0:06:45 | 0:06:49 | |
to tackle pensions governance. From
Carillion to NPower, BHS -- from | 0:06:49 | 0:06:58 | |
Carillion to Capita. | 0:06:58 | 0:07:06 | |
Obviously in light of how the chair
of the stats authority has written | 0:07:08 | 0:07:12 | |
to the honourable member about how
we allude to how questions and | 0:07:12 | 0:07:19 | |
answers, what I will say is, and I
think it needs to be put on the | 0:07:19 | 0:07:24 | |
record, the vast majority of defined
benefit pension schemes are working | 0:07:24 | 0:07:31 | |
very well indeed. When we do see
instances of either abuse or illegal | 0:07:31 | 0:07:41 | |
goings-on, they are investigated.
Those people who have done that | 0:07:41 | 0:07:45 | |
brought to account and what we have
got is strong Pension Protection | 0:07:45 | 0:07:51 | |
Fund supported by other businesses
which are looking after pensioners | 0:07:51 | 0:07:56 | |
across the country. We are committed
to ensuring consumers across the UK | 0:07:56 | 0:08:10 | |
have access to high-quality
impartial and free pensions and | 0:08:10 | 0:08:14 | |
money guidance services, that is why
we are setting up the new single | 0:08:14 | 0:08:17 | |
financial guidance body which is
presently in Bill committee in the | 0:08:17 | 0:08:22 | |
House of Commons. My honourable
friend will be aware the | 0:08:22 | 0:08:24 | |
Conservative government's commitment
is specifically to address debt. In | 0:08:24 | 0:08:33 | |
a recent poll in the Guardian, 32%
of British workers were found to | 0:08:33 | 0:08:38 | |
have less than £500 in savings. What
is the government doing to promote | 0:08:38 | 0:08:43 | |
long-term savings and support
employers such as the 1340 in | 0:08:43 | 0:08:48 | |
Chichester who have auto enrolled
their employees currently benefiting | 0:08:48 | 0:08:51 | |
13,000 people? My honourable friend
will be aware that when the debt | 0:08:51 | 0:08:58 | |
respite scheme and the breathing
space goes into law, we believe that | 0:08:58 | 0:09:00 | |
will make eight manifest difference
to how people are dealt with in | 0:09:00 | 0:09:05 | |
respect of debt, as will be single
financial guidance body. I would be | 0:09:05 | 0:09:09 | |
failing in my duty not to pay
tribute to the employers in her | 0:09:09 | 0:09:14 | |
constituency of Chichester who are
doing a brilliant job ensuring that | 0:09:14 | 0:09:18 | |
we have more people in
auto-enrolment, adding to the 9.1 | 0:09:18 | 0:09:22 | |
million people across the country
who are now auto enrolled in a | 0:09:22 | 0:09:25 | |
private pension, something we should
be very proud of. 11p per year -- 11 | 0:09:25 | 0:09:32 | |
million people per year use price
comparison sites. The FSA in 2014 | 0:09:32 | 0:09:38 | |
found they were not delivering fair
and consistent practices. The CMA | 0:09:38 | 0:09:42 | |
says they should be using
easy-to-use systems. What can the | 0:09:42 | 0:09:48 | |
government do to ensure the sites
are easy and straightforward to use? | 0:09:48 | 0:09:52 | |
The simple answer is I will take
that matter up with my colleagues at | 0:09:52 | 0:09:55 | |
the Treasury who are particularly
handling that point. He will be | 0:09:55 | 0:10:01 | |
aware I'm in a Bill committee at the
moment with the exact same Minister | 0:10:01 | 0:10:05 | |
and probably will have an
opportunity tomorrow to have a | 0:10:05 | 0:10:09 | |
discussion about that point. A
portal that shift supervisor, badly | 0:10:09 | 0:10:20 | |
advised by a pensions predator
preying upon him, made him take the | 0:10:20 | 0:10:23 | |
wrong choice. I will never forgive
myself, he said, because all 20 on | 0:10:23 | 0:10:30 | |
my shift followed my lead. In an
otherwise welcome Bill in the words | 0:10:30 | 0:10:36 | |
of baroness Altman, the government
seems to have bowed to industry | 0:10:36 | 0:10:40 | |
pressure and proposes to weaken
consumer protection for pensions | 0:10:40 | 0:10:45 | |
customers by removing a clause
introduced in the House of Lords. In | 0:10:45 | 0:10:48 | |
her words, more people are at risk
of losing their hard earned savings | 0:10:48 | 0:10:53 | |
in scams, fraud and an wife's
pension withdrawals. She is | 0:10:53 | 0:10:59 | |
absolutely right, will the
government think again? | 0:10:59 | 0:11:04 | |
At an grateful for the opportunity
to have the same debate we had last | 0:11:04 | 0:11:08 | |
Thursday Mr Speaker. I will give the
same answer, no disrespect to | 0:11:08 | 0:11:13 | |
Baroness Altmann, she is incorrect
on this point. The government are | 0:11:13 | 0:11:17 | |
addressing pensions guidance, have
introduced stringent new laws and | 0:11:17 | 0:11:20 | |
have improved upon their work and
pensions select committee points, | 0:11:20 | 0:11:27 | |
something that the honourable15-
honourable15- agreed with last | 0:11:27 | 0:11:29 | |
Thursday. Thank you Mr Speaker.
Minister Kitt Malthouse. Mr Speaker | 0:11:29 | 0:11:39 | |
all claims for mortgage loans will
be paid at the same rate, therefore | 0:11:39 | 0:11:47 | |
there will be no impact on income,
claimants will pay back the loan | 0:11:47 | 0:11:50 | |
only on the sale or transfer of the
property when the loan will be | 0:11:50 | 0:11:55 | |
recovered from any available equity.
My constituent, registered blind, | 0:11:55 | 0:11:59 | |
has paid into the system all his
working life and asks how it can be | 0:11:59 | 0:12:03 | |
fair that tenants can continue to
get quite rightly support now but | 0:12:03 | 0:12:08 | |
people like yourself are losing that
interest and support on their | 0:12:08 | 0:12:15 | |
mortgages. It's not enough to say
they will get back at the end. | 0:12:15 | 0:12:20 | |
People are worried about their
futures and worried about their | 0:12:20 | 0:12:24 | |
incomes now, it's not good enough,
Minister. Mr Speaker mortgage | 0:12:24 | 0:12:30 | |
support is being offered at the same
rate as it currently was, the only | 0:12:30 | 0:12:34 | |
difference and is now deferred as a
lone recoverable against any equity | 0:12:34 | 0:12:39 | |
available in Atlas, should it be
sold in the future, as far as | 0:12:39 | 0:12:44 | |
current participants in the scheme
are concerned they should see | 0:12:44 | 0:12:49 | |
absolutely no difference, unless and
until they sell or transfer the | 0:12:49 | 0:12:51 | |
house at which point the taxpayer
will recover the support offered. | 0:12:51 | 0:12:56 | |
Jessica Morden. Frankie Mr Speaker.
This change will affect thousands of | 0:12:56 | 0:13:01 | |
low income households, half of whom
are pensioners. Does the minister | 0:13:01 | 0:13:04 | |
act knowledge it has not been well
publicised and at the least the | 0:13:04 | 0:13:09 | |
government should pause and
communicate what this change will | 0:13:09 | 0:13:12 | |
mean for people financially? I think
we need to recognise Mr Speaker that | 0:13:12 | 0:13:18 | |
we are dealing with support for
people accumulating significant | 0:13:18 | 0:13:22 | |
capital asset and it seems only
right that one equity becomes | 0:13:22 | 0:13:26 | |
available that the taxpayer should
be able to recover some or all of | 0:13:26 | 0:13:29 | |
that support. There has been
significant communication of the | 0:13:29 | 0:13:35 | |
scheme where people are
participating in that continues, | 0:13:35 | 0:13:38 | |
there will be between four and six
written communications, there will | 0:13:38 | 0:13:41 | |
be telephone calls, people will be
invited to call a number where they | 0:13:41 | 0:13:47 | |
can obtain information from a third
party adviser before we get to April | 0:13:47 | 0:13:52 | |
when the scheme comes into play so I
am confident the people taking part | 0:13:52 | 0:13:56 | |
will have enough information. We are
certainly seeing large numbers | 0:13:56 | 0:13:59 | |
making a decision either way at the
moment. Mr Speaker I've been | 0:13:59 | 0:14:04 | |
contacted by a number of
constituents about this issue | 0:14:04 | 0:14:07 | |
including Mr Milner, a veteran
surviving now on a meagre state | 0:14:07 | 0:14:12 | |
pension. He fears that this change
will force him to sell his house or | 0:14:12 | 0:14:18 | |
repossessed. What assessment as the
Minister made of the impact of this | 0:14:18 | 0:14:23 | |
change especially on pensioners?
There is no reason for anyone to | 0:14:23 | 0:14:30 | |
fear for sale and possession of a
house, not least because the scheme | 0:14:30 | 0:14:33 | |
is designed to avoid exactly that.
If members have specific cases I | 0:14:33 | 0:14:41 | |
will be happy to take them up and of
the honourable15- lady writes to me | 0:14:41 | 0:14:46 | |
about this response I will take it
up. Mr Speaker we have recently | 0:14:46 | 0:14:58 | |
completed consultations on support
for short term housing and sheltered | 0:14:58 | 0:15:02 | |
housing, we will respond in due
course, we will come forward with | 0:15:02 | 0:15:06 | |
proposals for long-term support and
social housing by 2020. Thank you Mr | 0:15:06 | 0:15:11 | |
Speaker. My honourable friend is
making useful and valid changes to | 0:15:11 | 0:15:15 | |
this. Will my honourable friend sure
the House that accommodation of | 0:15:15 | 0:15:20 | |
short-term supported housing such as
women's refuges will still be funded | 0:15:20 | 0:15:24 | |
at existing levels with annual grant
to local authorities being ring | 0:15:24 | 0:15:27 | |
fenced? And is typical of the
honourable lady to have the welfare | 0:15:27 | 0:15:34 | |
of the most vulnerable of her
constituents at the forefront of her | 0:15:34 | 0:15:37 | |
mind. I can confirm that the current
proposals on which we have just | 0:15:37 | 0:15:42 | |
consulted is that the grant will be
paid for provision of refuges and | 0:15:42 | 0:15:49 | |
short-term supported housing, that
it will be ring fenced. Mr Speaker, | 0:15:49 | 0:15:54 | |
the government 's proposals are an
improvement on initial proposals, | 0:15:54 | 0:15:58 | |
but one has brought criticism from
virtually all providers and that is | 0:15:58 | 0:16:02 | |
with regard to short-term supported
housing. The select committee has | 0:16:02 | 0:16:06 | |
recommended that for agency very
short-term accommodation of 12 weeks | 0:16:06 | 0:16:10 | |
there should be ring fenced grant to
local authorities. The government | 0:16:10 | 0:16:13 | |
have change the definition from 12
weeks to two years. All providers | 0:16:13 | 0:16:18 | |
have condemned this. Will the
government think again about this | 0:16:18 | 0:16:23 | |
and bring accommodation lasting two
years into the welfare system. Mr | 0:16:23 | 0:16:28 | |
Speaker we are in receipt of a
significant number of responses to | 0:16:28 | 0:16:31 | |
the consultation that only those
weeks ago and will consider those of | 0:16:31 | 0:16:34 | |
the weeks to come. I will be more
than happy to meet the honourable | 0:16:34 | 0:16:38 | |
gentleman and discuss these
concerns. Thank you Mr Speaker. The | 0:16:38 | 0:16:42 | |
government has promised that all
short term provision currently | 0:16:42 | 0:16:46 | |
funded by the welfare system will
continue to be funded at the same | 0:16:46 | 0:16:51 | |
level by local authorities in 2020.
I'm not in a position to confirm | 0:16:51 | 0:17:00 | |
that Mr Speaker but it will be our
aspiration to provide the current | 0:17:00 | 0:17:05 | |
level of support, indeed enhanced,
better performing support which is | 0:17:05 | 0:17:08 | |
the purpose of the changes in the
future. Colin Clark. Question number | 0:17:08 | 0:17:14 | |
six, Mr Speaker. Universal Credit is
having a positive impact since its | 0:17:14 | 0:17:22 | |
start, shown to published research
and analysis. This independent | 0:17:22 | 0:17:27 | |
research shows as people are
spending more time looking for work | 0:17:27 | 0:17:30 | |
they are applying for more jobs and
even doing jobs they would not have | 0:17:30 | 0:17:33 | |
considered doing before. Thank you
Mr Speaker. Constituents in Gordon | 0:17:33 | 0:17:40 | |
will face longer waiting times for
payments due to the Scottish | 0:17:40 | 0:17:43 | |
Government policy of fortnightly
payment. What support can might | 0:17:43 | 0:17:46 | |
right honourable friend offered to
help reduce this? Want to thank my | 0:17:46 | 0:17:56 | |
honourable friend. The advice
support would be to take the | 0:17:56 | 0:17:59 | |
approach of England and Wales, which
we are doing because the Scottish | 0:17:59 | 0:18:05 | |
approach, as my honourable friend
refers to, actually delays payment | 0:18:05 | 0:18:08 | |
at the end of the assessment period
as well, to 75% rather than being | 0:18:08 | 0:18:14 | |
100% of money on time, due to this
fortnightly payment. The | 0:18:14 | 0:18:22 | |
introduction of Universal Credit is
not helping to keep 250 highly | 0:18:22 | 0:18:27 | |
skilled HMRC staff working on tax
credits in Dudley in work. They were | 0:18:27 | 0:18:31 | |
told they would be transferring to
the department to work on Universal | 0:18:31 | 0:18:34 | |
Credit. Last week they were told her
department had cancelled this, their | 0:18:34 | 0:18:38 | |
office will close and they will be
made redundant. Will she ensure that | 0:18:38 | 0:18:43 | |
the transfer goes ahead as
originally planned so that my | 0:18:43 | 0:18:46 | |
constituents can keep their jobs and
will to meet me to discuss it? I | 0:18:46 | 0:18:51 | |
will indeed meet the honourable
member to discuss this. Because back | 0:18:51 | 0:18:56 | |
in 2016 HMR MRC to denounce this
move, this transfer of jobs. It now | 0:18:56 | 0:19:01 | |
seems that as many jobs were not
needed for this purpose but I do | 0:19:01 | 0:19:05 | |
know that they want to retain the
staff and their skills and | 0:19:05 | 0:19:08 | |
knowledge. I will meet with the
honourable member to discuss the | 0:19:08 | 0:19:12 | |
best way forward. Has the
temperament lady agree that | 0:19:12 | 0:19:21 | |
Universal Credit is helping people
and it is fairer to the other | 0:19:21 | 0:19:25 | |
employees in those purposes and the
taxpayers will end up supporting the | 0:19:25 | 0:19:29 | |
bill? My honourable friend brings up
a very good point. Because the | 0:19:29 | 0:19:33 | |
reason we are doing this change, a
significant change from the legacy | 0:19:33 | 0:19:38 | |
system, is to make sure that every
hour of work counts. And what we | 0:19:38 | 0:19:44 | |
will not have missed the situation
whereby people are stuck not working | 0:19:44 | 0:19:50 | |
or having punitive rates of income
tax, 90% and above, if they take | 0:19:50 | 0:19:55 | |
work after 16 hours, this is cutting
edge technology, the UK is leading | 0:19:55 | 0:20:00 | |
the way on flexible benefit which
accompanies flexible working that no | 0:20:00 | 0:20:05 | |
one else has got. Thank you Mr
Speaker. May I welcome the Secretary | 0:20:05 | 0:20:12 | |
of State to her position. Perhaps
she might show a little more | 0:20:12 | 0:20:15 | |
humility when answering some of
these questions. Has she considered | 0:20:15 | 0:20:21 | |
some of the other benefits that are
not included in Universal Credit, | 0:20:21 | 0:20:25 | |
such as free school meals, free
uniforms, free bus passes, that many | 0:20:25 | 0:20:31 | |
low-paid working families will lose
out on with Universal Credit so they | 0:20:31 | 0:20:36 | |
will be worse off in work than if
they were still on benefits? Thank | 0:20:36 | 0:20:41 | |
you Mr Speaker. These are precisely
the things that have gone into | 0:20:41 | 0:20:45 | |
consideration when bringing forward
Universal Credit. One is the support | 0:20:45 | 0:20:49 | |
that we are giving the extra
childcare support, what is it, | 0:20:49 | 0:20:56 | |
tailor-made career career advice and
support, and we all need humility | 0:20:56 | 0:20:59 | |
but equally we all need, we all need
to hand out and deliver the correct | 0:20:59 | 0:21:05 | |
facts to people, not embellish, of
sound and fury and drama, and | 0:21:05 | 0:21:13 | |
obviously incorrect information, as
the UK starts authority have | 0:21:13 | 0:21:16 | |
levelled at the Labour Party! Martin
Saggers. Thank you Mr Speaker. Last | 0:21:16 | 0:21:23 | |
month I visited Grimsby job centre
which serves my constituency. It is | 0:21:23 | 0:21:27 | |
clear that the staff there are
handling the changeover to Universal | 0:21:27 | 0:21:31 | |
Credit and efficiently. Will the
Secretary of State join me in | 0:21:31 | 0:21:34 | |
complementing the staff? And also
the work that they are doing | 0:21:34 | 0:21:39 | |
providing motivation and
self-confidence in claimants so that | 0:21:39 | 0:21:44 | |
they can see can plummet? My
honourable friend makes a very good | 0:21:44 | 0:21:48 | |
point. I have met his tremendous
workers in his constituency and I go | 0:21:48 | 0:21:55 | |
out and speak to them all the time.
They are saying to me, the change | 0:21:55 | 0:21:59 | |
that we are delivering to Universal
Credit is the best thing that they | 0:21:59 | 0:22:02 | |
have ever delivered. The support
they can give, and obviously rather | 0:22:02 | 0:22:08 | |
than people on the opposite benches
laughing, it would be well advised | 0:22:08 | 0:22:14 | |
if they would come and join me and
others and meet with work coaches. I | 0:22:14 | 0:22:19 | |
will tell you why we know this is
working. If it was not working, we | 0:22:19 | 0:22:24 | |
would not have an extra 3.1 million
people in work. Thank you, Mr | 0:22:24 | 0:22:37 | |
Speaker, contrary to the broken
record for the Member for Gordon | 0:22:37 | 0:22:41 | |
will the Secretary of State join me
in welcoming recent introductions in | 0:22:41 | 0:22:48 | |
Universal Credit and what you
consider implementing the Scottish | 0:22:48 | 0:22:52 | |
model here especially since a
colleague in the Scottish Parliament | 0:22:52 | 0:22:54 | |
says he is very much in favour of
them. Mr Speaker, the underlying | 0:22:54 | 0:23:03 | |
principle of how we get people into
work... Equally, to agree with | 0:23:03 | 0:23:13 | |
devolved government and giving extra
powers to devolved governments, | 0:23:13 | 0:23:15 | |
Scotland has the right to do things
in its own way. What we pointed out | 0:23:15 | 0:23:21 | |
earlier is that some of those
changes Scotland are taking on board | 0:23:21 | 0:23:27 | |
a resulting in a slower payment to
people who need their benefits. The | 0:23:27 | 0:23:40 | |
UK has the joint fifth lowest
employment rate in the EU, better | 0:23:40 | 0:23:45 | |
than France, the Netherlands and
Denmark. The UK's and aplomb and | 0:23:45 | 0:23:49 | |
great, 4.3%, is the lowest in 42
years -- its unemployment rate is | 0:23:49 | 0:23:55 | |
the lowest in 42 years, less than
half of that of the euro area and | 0:23:55 | 0:23:59 | |
three percentage points below the
Inu 28 average. Thank you, Mr | 0:23:59 | 0:24:09 | |
Speaker, and implement in my
constituency is now less than 1.5% | 0:24:09 | 0:24:12 | |
and those able to work finding jobs.
Can the Secretary of State also | 0:24:12 | 0:24:18 | |
reassure constituents who need
financial support that they will | 0:24:18 | 0:24:21 | |
continue to be supported when
Universal Credit is rolled out later | 0:24:21 | 0:24:23 | |
this year? I want to congratulate my
honourable friend on the work she | 0:24:23 | 0:24:30 | |
will now be doing is a new MP and
equally her constituents are finding | 0:24:30 | 0:24:37 | |
employment, getting careers and
moving forward, as I said, hand | 0:24:37 | 0:24:41 | |
support and opportunity is what this
government believes in. Equally | 0:24:41 | 0:24:44 | |
Universal Credit is a benefit that
supports people in and out of work, | 0:24:44 | 0:24:50 | |
that support will continue, not only
further constituents but for people | 0:24:50 | 0:24:53 | |
right across the country. Mr Speaker
were the Secretary of State confirm | 0:24:53 | 0:24:59 | |
that of those who have gone into
work -- will she confirm, that's a | 0:24:59 | 0:25:05 | |
good thing, many are living in
poverty because of low pay, because | 0:25:05 | 0:25:09 | |
this is the inadequacy of our
benefits system. Mr Speaker, it is | 0:25:09 | 0:25:14 | |
interesting how different people
measure people getting into work, | 0:25:14 | 0:25:20 | |
measure poverty and measure lives
chances because children being born | 0:25:20 | 0:25:29 | |
into workless households are five
times more likely to be in poverty | 0:25:29 | 0:25:33 | |
than those working. And under this
government we have seen 3.1 million | 0:25:33 | 0:25:37 | |
more people in work and the workless
numbers have gone down by over six | 0:25:37 | 0:25:46 | |
in the present, we are helping
people out of poverty and helping | 0:25:46 | 0:25:48 | |
them get a job. Mr Speaker the
Secretary of State mentioned earlier | 0:25:48 | 0:25:54 | |
dodgy statistics from the party
opposite. I've heard people say that | 0:25:54 | 0:25:56 | |
a lot of the new jobs created or
zero-hours contracts and part-time. | 0:25:56 | 0:26:01 | |
Could she indicate the actual
figures with regard to the number of | 0:26:01 | 0:26:05 | |
jobs created that full-time
permanent jobs? I thank my | 0:26:05 | 0:26:10 | |
honourable friend, it was not me
talking about dodgy statistics, it | 0:26:10 | 0:26:16 | |
was the chair of the UK stats
authority, but thank you for | 0:26:16 | 0:26:21 | |
pointing that out. The overwhelming
majority of jobs are full-time and | 0:26:21 | 0:26:24 | |
permanent jobs, and those people in
part-time jobs, the vast majority | 0:26:24 | 0:26:32 | |
have chosen to be in part-time jobs.
On the subject of Job searching can | 0:26:32 | 0:26:39 | |
I ask the Secretary of State if
she's had the opportunity to review | 0:26:39 | 0:26:42 | |
the helpful and generous offer from
Liverpool City Council to her | 0:26:42 | 0:26:47 | |
predecessor to provide office space
for closure threatened job centres? | 0:26:47 | 0:26:51 | |
There are two Jobcentres in my
constituency, one that her | 0:26:51 | 0:26:55 | |
government wishes to close leaving
them with zero Jobcentres and they | 0:26:55 | 0:26:58 | |
are due to close within weeks. Has
she had an opportunity to review | 0:26:58 | 0:27:03 | |
that offered to make sure my
constituents continue to receive | 0:27:03 | 0:27:07 | |
implement support? | 0:27:07 | 0:27:12 | |
It's really important everybody gets
the support they need. A lot of the | 0:27:12 | 0:27:16 | |
support going forward will be
outreach work. So they don't need to | 0:27:16 | 0:27:20 | |
go to the JobCentrePlus but actually
further support and support in the | 0:27:20 | 0:27:25 | |
community. But obviously I am
pleased that in the Liverpool city | 0:27:25 | 0:27:30 | |
area and in the north-west area,
which is my hometown, employment is | 0:27:30 | 0:27:35 | |
now far higher than it was in 2010.
When I look at the unemployment | 0:27:35 | 0:27:43 | |
rates by the Labour Party, 2.8
million in 2008 even before the | 0:27:43 | 0:27:48 | |
banking crisis but now it's 1.4
million. We are supporting people, | 0:27:48 | 0:27:54 | |
we will continue to support people
because that's what this | 0:27:54 | 0:27:57 | |
Conservative government does. I
don't want to see anyone living in | 0:27:57 | 0:28:08 | |
poverty, and no Conservative member
of Parliament once people living in | 0:28:08 | 0:28:11 | |
poverty. Disabled people are some of
the biggest beneficiaries of | 0:28:11 | 0:28:18 | |
Universal Credit with around 1
million disabled households having | 0:28:18 | 0:28:22 | |
an average of £110 a month more on
Universal Credit than they would | 0:28:22 | 0:28:28 | |
have had on the legacy benefits. As
disability charity in Cheshire has | 0:28:28 | 0:28:38 | |
pointed out, many disabled people
don't have internet access, assisted | 0:28:38 | 0:28:43 | |
technology or the necessary support
to fill in the online form to apply | 0:28:43 | 0:28:47 | |
for Universal Credit. Does the
Minister agree that the application | 0:28:47 | 0:28:52 | |
process needs to be more accessible
so disabled people can easily apply | 0:28:52 | 0:28:56 | |
for these benefits? The honourable
lady raises a very important point | 0:28:56 | 0:29:02 | |
about accessibility for everyone to
our benefit system. It's something | 0:29:02 | 0:29:07 | |
we'll take very seriously. I'm very
grateful for the support that the | 0:29:07 | 0:29:12 | |
foundation and a range of
stakeholders give us in designing | 0:29:12 | 0:29:16 | |
the process, to make sure that it's
accessible as possible. Does the | 0:29:16 | 0:29:23 | |
Minister agree it's important we are
absolutely scrupulous in our | 0:29:23 | 0:29:28 | |
presentation of the facts around
Universal Credit. I wrote to the UK | 0:29:28 | 0:29:32 | |
Statistics Authority to query the
claim that 40,000 children will wake | 0:29:32 | 0:29:36 | |
up in poverty on Christmas Day
because the Tories refused to pause | 0:29:36 | 0:29:40 | |
the roll-out of Universal Credit. On
Friday I was told it is clearly | 0:29:40 | 0:29:44 | |
important statements by a political
party should be fully supported by | 0:29:44 | 0:29:49 | |
the statistics and sources on which
they rely. We do not believe... | 0:29:49 | 0:29:54 | |
Order. He's got the thrust of it
across and how is doubtless will be | 0:29:54 | 0:30:00 | |
grateful to him but this isn't a
debate, it's question time about the | 0:30:00 | 0:30:04 | |
policies. He is finished for today
on this. It's about the policies of | 0:30:04 | 0:30:10 | |
the government. The Secretary of
State has made the point about | 0:30:10 | 0:30:12 | |
statistics authority which I allowed
her to make perfectly properly but | 0:30:12 | 0:30:18 | |
it's not now the occasion for
dilation on beatitude of the | 0:30:18 | 0:30:22 | |
opposition. It's questions to
ministers on the policies of the | 0:30:22 | 0:30:25 | |
government. Please don't dilate on
that matter because it's out of | 0:30:25 | 0:30:29 | |
order. I think it's a very important
matter that anybody who stands up in | 0:30:29 | 0:30:39 | |
this Parliament take their
responsibilities towards the treat | 0:30:39 | 0:30:42 | |
extremely seriously. Some specialist
employment services for people with | 0:30:42 | 0:30:48 | |
a distil -- with a disability are
subcontracted to these small local | 0:30:48 | 0:30:58 | |
agencies minus a management fee and
with an unsatisfactory remote | 0:30:58 | 0:31:03 | |
control. With these small local
agencies not have more resources | 0:31:03 | 0:31:10 | |
were needed, and also better value
for money for people? He raises the | 0:31:10 | 0:31:17 | |
very important point of specialist
providers of employment for people. | 0:31:17 | 0:31:22 | |
This is a very important sector
which the government has a proud | 0:31:22 | 0:31:25 | |
tradition of supporting. I meet with
stakeholders readily and we are | 0:31:25 | 0:31:30 | |
always looking to see what more we
can do to help them sustainably | 0:31:30 | 0:31:35 | |
provide the invaluable employment
opportunities that they do. Despite | 0:31:35 | 0:31:43 | |
the government's claim that most
severely disabled person moved on to | 0:31:43 | 0:31:47 | |
Universal Credit would be worse off,
we now know that that is not the | 0:31:47 | 0:31:52 | |
case. Scrapping the disability
premiums will have just that effect. | 0:31:52 | 0:31:58 | |
Transitional protection for existing
claimants can easily be lost where | 0:31:58 | 0:32:02 | |
there is a change in circumstance,
such as moving into work, and if | 0:32:02 | 0:32:08 | |
that job doesn't last. What
assessment has the Minister carried | 0:32:08 | 0:32:11 | |
out on the impact of abolishing
these disability premiums on | 0:32:11 | 0:32:16 | |
disabled people and will she agree
that transitional protection should | 0:32:16 | 0:32:20 | |
itself be retained so that it is not
lost where there is a change in | 0:32:20 | 0:32:24 | |
circumstance? I thank the honourable
lady for her question. Unlike the | 0:32:24 | 0:32:31 | |
previous system, Universal Credit is
more targeted and supporters focused | 0:32:31 | 0:32:35 | |
on those that need it the most.
Transitional protection is available | 0:32:35 | 0:32:38 | |
for people who move into Universal
Credit from other benefits, provided | 0:32:38 | 0:32:45 | |
their circumstances say the same. My
honourable friend the Minister for | 0:32:45 | 0:32:51 | |
employment, when giving evidence to
the select committee last week, said | 0:32:51 | 0:32:55 | |
that he was aware of the situation
and he is thinking very carefully | 0:32:55 | 0:32:59 | |
about this issue. The government has
taken a number of steps to reduce | 0:32:59 | 0:33:09 | |
the risk of problem debt including
capping payday lending costs and | 0:33:09 | 0:33:15 | |
promoting savings. Within Universal
Credit we also have interest-free | 0:33:15 | 0:33:17 | |
advances in the system to help
claimants who have got into arrears. | 0:33:17 | 0:33:24 | |
The government's own data showed
that rising numbers on Universal | 0:33:24 | 0:33:28 | |
Credit falling into rent arrears and
many claimants are going to food | 0:33:28 | 0:33:33 | |
banks and approaching payday
lenders. This is a loan which is to | 0:33:33 | 0:33:37 | |
be repaid at 40% of the standard
allowance. Another 40% can be | 0:33:37 | 0:33:43 | |
deducted to repay creditors, for
example utilities. That's a total of | 0:33:43 | 0:33:47 | |
80%. Can the Minister reassure me
that 80% of the individual allowance | 0:33:47 | 0:33:52 | |
cannot be a deducted and at
affordability checks are carried out | 0:33:52 | 0:33:58 | |
before any deductions are actioned?
Of course the honourable lady is | 0:33:58 | 0:34:04 | |
right to highlight the point that we
want to make sure that we help those | 0:34:04 | 0:34:08 | |
in arrears. She also knows that
research done by the National | 0:34:08 | 0:34:13 | |
Federation have found three quarters
of tenants were in rent arrears | 0:34:13 | 0:34:17 | |
already before they moved into
Universal Credit. She talks about | 0:34:17 | 0:34:21 | |
reductions but I would be happy to
meet with her to discuss this | 0:34:21 | 0:34:25 | |
further. Thank you for arranging a
visit from eaters Universal Credit | 0:34:25 | 0:34:36 | |
working in his constituency this
Friday. Can my honourable friend | 0:34:36 | 0:34:39 | |
outlined the steps being taken to
ensure organisations on the ground | 0:34:39 | 0:34:43 | |
are able to how vulnerable people
access Universal Credit advances | 0:34:43 | 0:34:47 | |
rather than get into debt? I can
confirm that work coaches and those | 0:34:47 | 0:34:52 | |
who performed the interview that Job
Centres make people aware that they | 0:34:52 | 0:34:56 | |
can access 100% advances which are
interest-free. The other aspect that | 0:34:56 | 0:35:02 | |
is available is support in terms of
personal budgeting support which | 0:35:02 | 0:35:06 | |
individuals who need it can also
receive. 1272 new jobs have been | 0:35:06 | 0:35:18 | |
created in Basildon South and
Warwick East since 2010, an increase | 0:35:18 | 0:35:22 | |
in no small part due to my
honourable friend's efforts. You'll | 0:35:22 | 0:35:26 | |
be aware that older work in
employment levels are at a record | 0:35:26 | 0:35:30 | |
high and in his region 85,000 50-64
-year-olds are in employment, and | 0:35:30 | 0:35:36 | |
increase since 2010. 120,000 with an
increase of 45,000 since 2010. Does | 0:35:36 | 0:35:49 | |
my honourable friend agree with me
that encouraging businesses to be | 0:35:49 | 0:35:52 | |
flexible in the way they employ
older workers is one way to bridge | 0:35:52 | 0:35:55 | |
the skills gap and keep older
workers in the employment market for | 0:35:55 | 0:36:01 | |
longer, sharing their experience and
knowledge? The full working life | 0:36:01 | 0:36:06 | |
strategy launched by this department
last year is there specifically to | 0:36:06 | 0:36:10 | |
support over 50s into employment and
provide them with the skills and | 0:36:10 | 0:36:14 | |
retraining they need, and which
businesses specifically value. There | 0:36:14 | 0:36:18 | |
are a number of exemplar businesses.
He'll also be aware that individual | 0:36:18 | 0:36:23 | |
people created over 26,000 new
businesses since 2011 which offer | 0:36:23 | 0:36:28 | |
over 50s. Many older workers and
their necessarily by choice. I think | 0:36:28 | 0:36:36 | |
in particular the WASPI women who
are having to go into work because | 0:36:36 | 0:36:44 | |
of the inadequacies of their pension
provisions. What is the government | 0:36:44 | 0:36:47 | |
going to do about this? The
government has no intention to | 0:36:47 | 0:36:53 | |
revise the pension acts introduced
by previous governments and by the | 0:36:53 | 0:36:58 | |
coalition, but I would make the
point very strongly that the average | 0:36:58 | 0:37:01 | |
employment throughout over 50s and
over 64 has increased dramatically | 0:37:01 | 0:37:07 | |
since 2010. I'd like to answer
question 11 with question 12. | 0:37:07 | 0:37:17 | |
Universal Credit transforms the
welfare state and the roll-out is | 0:37:17 | 0:37:20 | |
proceeding to plan with Universal
Credit now available in one third of | 0:37:20 | 0:37:23 | |
Job Centres in Great Britain.
Easterhouse Housing and regeneration | 0:37:23 | 0:37:30 | |
is a coalition of independent
Housing associations in my | 0:37:30 | 0:37:33 | |
constituency. They have profound
concerns about the roll-out of | 0:37:33 | 0:37:37 | |
Universal Credit in Glasgow. Given
that the government has made | 0:37:37 | 0:37:40 | |
commitments to make people from
their own ventures, will he come to | 0:37:40 | 0:37:46 | |
my constituency and listen to their
concerns? Where we have a role that | 0:37:46 | 0:37:50 | |
Universal Credit we have done it in
a manner that makes sense and works. | 0:37:50 | 0:37:54 | |
Right now 9% of those who will end
up on Universal Credit are on | 0:37:54 | 0:38:01 | |
Universal Credit, it will reach 11%
by June this year. I am undertaking | 0:38:01 | 0:38:05 | |
a range of visits across the country
to Job Centres and I will make sure | 0:38:05 | 0:38:12 | |
that I make a visit to Scotland and
we can have a discussion where there | 0:38:12 | 0:38:17 | |
is an opportunity to visit him as
well. A terminally ill man has won | 0:38:17 | 0:38:22 | |
the right to raise a landmark
challenge to the government after | 0:38:22 | 0:38:26 | |
the introduction of Universal Credit
left him significantly worse off. | 0:38:26 | 0:38:29 | |
Having already acted unlawfully to
1.6 million PIP claimants, does the | 0:38:29 | 0:38:37 | |
Minister guarantee that his
government will not be found guilty | 0:38:37 | 0:38:41 | |
of unfairly treating the terminally
ill? I will be absolutely clear. The | 0:38:41 | 0:38:50 | |
changes we are making in Universal
Credit and in the benefits system | 0:38:50 | 0:38:53 | |
are bare and focused on protecting
the most vulnerable. That is the | 0:38:53 | 0:39:01 | |
underlying policy of Universal
Credit and we will continue to do | 0:39:01 | 0:39:03 | |
that. Has the Minister had any
discussions with colleagues in the | 0:39:03 | 0:39:09 | |
Department for Education about their
proposals for eligibility of | 0:39:09 | 0:39:12 | |
Universal Credit claimants to free
school meals? If the current | 0:39:12 | 0:39:15 | |
proposal went ahead it would
introduce a huge new benefit trap | 0:39:15 | 0:39:19 | |
into the system, far worse than
anything in the old system that | 0:39:19 | 0:39:22 | |
Universal Credit was supposed to
remove such traps not create new | 0:39:22 | 0:39:26 | |
ones. 1.1 million young people,
students, receive free school meals | 0:39:26 | 0:39:34 | |
currently. If the policy put forward
as part of the consultation goes | 0:39:34 | 0:39:38 | |
forward where there is an earnings
threshold of 7400, there will be an | 0:39:38 | 0:39:43 | |
additional 50,000 young people who
will benefit from free school meals. | 0:39:43 | 0:39:51 | |
Mr Speaker, with permission I'll
take questions 13 and 15 together. | 0:39:51 | 0:39:55 | |
Both honourable ladies are right to
recognise the role that welfare | 0:39:55 | 0:39:59 | |
reform is playing in alleviating
child poverty. Work is the best | 0:39:59 | 0:40:02 | |
route out of poverty and Universal
Credit enables parents to move into | 0:40:02 | 0:40:08 | |
and progress in work. It cannot be
considered in isolation, it's a key | 0:40:08 | 0:40:12 | |
component of a broader strategy to
move Britain to a higher wage, low | 0:40:12 | 0:40:17 | |
welfare and low tax society. Due to
policies pursued since 2010, we have | 0:40:17 | 0:40:24 | |
20,700 children in poverty across
Hull, with food poverty and holiday | 0:40:24 | 0:40:28 | |
hunger growing. Including in working
families. Will the Minister tell us | 0:40:28 | 0:40:34 | |
whether restricting the free school
meals in Universal Credit will | 0:40:34 | 0:40:38 | |
create that cliff edge making the
situation even more dire in the most | 0:40:38 | 0:40:43 | |
disadvantaged communities? Mr
Speaker, it's undoubtedly the case | 0:40:43 | 0:40:51 | |
as my right honourable friend said
earlier the children are five times | 0:40:51 | 0:40:55 | |
more likely to be in poverty if they
are in a workless household. The | 0:40:55 | 0:41:00 | |
thrust of this government is to get
as many people into work as we can. | 0:41:00 | 0:41:03 | |
We would never contemplate anything
that would get in the way of those | 0:41:03 | 0:41:08 | |
kind of incentives. The current
proposals on free school meals will | 0:41:08 | 0:41:11 | |
mean nobody loses out and there may
be more recipients in the future. | 0:41:11 | 0:41:20 | |
Mr Speaker figures published last
month showed 27% of children in my | 0:41:20 | 0:41:24 | |
constituency in Lincoln live in low
income households, these are | 0:41:24 | 0:41:27 | |
families relying on Universal
Credit. My question is, does the | 0:41:27 | 0:41:31 | |
Minister believe it is acceptable
that families in Lincoln, living in | 0:41:31 | 0:41:36 | |
poverty, have to rely on food banks
particularly due to problems with | 0:41:36 | 0:41:44 | |
the roll-out of Universal Credit. Mr
Speaker I'm sure the honourable lady | 0:41:44 | 0:41:50 | |
welcomes the fall in the claimant
count in her constituency over the | 0:41:50 | 0:41:55 | |
last few years. To come to her
question, as many members will know, | 0:41:55 | 0:42:00 | |
the causes of people going to food
banks are complex. In my | 0:42:00 | 0:42:06 | |
constituency for example the food
tanker was established in 2006 at | 0:42:06 | 0:42:15 | |
the height of Labour's conduct of
the economy and the welfare system | 0:42:15 | 0:42:18 | |
but is a department we do need to
think carefully about some of these | 0:42:18 | 0:42:22 | |
issues and we will do in the future.
Michael Tomlinson. Thank you Mr | 0:42:22 | 0:42:29 | |
Speaker. May I welcome my honourable
friend to his place and does he | 0:42:29 | 0:42:33 | |
agree that on the subject of
children living in poverty it's | 0:42:33 | 0:42:37 | |
important to have a grown-up debate
rather than bandying around and | 0:42:37 | 0:42:40 | |
qualified figures? The right
honourable gentleman makes a strong | 0:42:40 | 0:42:48 | |
point and is right, looking at
National statistics on several | 0:42:48 | 0:42:51 | |
measures we've seen child poverty
fall and in particular we have seen | 0:42:51 | 0:42:55 | |
200,000 children over the last few
years move out of absolute poverty. | 0:42:55 | 0:43:02 | |
Thank you Mr Speaker, for too long a
parent has been able to hide their | 0:43:02 | 0:43:10 | |
income from child maintenance
authorities adding to child poverty, | 0:43:10 | 0:43:12 | |
what action is the government taking
to stop this. As the honourable lady | 0:43:12 | 0:43:18 | |
knows the child maintenance system
was put in place to enable greater | 0:43:18 | 0:43:22 | |
co-operation between parents, it
often results in a better outcome | 0:43:22 | 0:43:27 | |
for children that some are reluctant
to and in those circumstances we | 0:43:27 | 0:43:31 | |
have invested in the service of the
child maintenance service and will | 0:43:31 | 0:43:35 | |
consult on what more we can do to
strengthen our enforcement powers. | 0:43:35 | 0:43:41 | |
Thank you Mr Speaker, I would like
to welcome the honourable member to | 0:43:41 | 0:43:44 | |
his place. When the benefit freeze
was introduced in April 2016 | 0:43:44 | 0:43:50 | |
inflation was not .3%, it is no
other 3% and food prices in December | 0:43:50 | 0:43:54 | |
were 4% higher than a year earlier.
Recent studied at the Institute for | 0:43:54 | 0:44:01 | |
Fiscal Studies shows one in four
households struggling with problem | 0:44:01 | 0:44:04 | |
debt and new figures from the Child
poverty coalition show that in some | 0:44:04 | 0:44:08 | |
areas like Bethnal Green in London
over half of children are living in | 0:44:08 | 0:44:12 | |
poverty. Those families are no
longer just about managing. Will the | 0:44:12 | 0:44:18 | |
government and the Social Security
freeze pushing families into | 0:44:18 | 0:44:20 | |
poverty? If your Mac Mr Speaker I
would advise the honourable lady to | 0:44:20 | 0:44:26 | |
be careful about the statistics
uses. As we have heard earlier, | 0:44:26 | 0:44:29 | |
there are some that problems but in
that report in particular there are | 0:44:29 | 0:44:37 | |
enormous caveats saying that the
numbers were not necessarily | 0:44:37 | 0:44:40 | |
accurate. This government is
committed to a strategy to tackle | 0:44:40 | 0:44:47 | |
poverty that involves work. And
since 2010 we have moved 954,000 | 0:44:47 | 0:44:52 | |
fewer households, we have 900
thousand fewer households out of an | 0:44:52 | 0:45:01 | |
implement and into work which is the
best we could do for their futures. | 0:45:01 | 0:45:05 | |
Questionable 14. With your
permission Mr Speaker I would like | 0:45:05 | 0:45:11 | |
to greet this with question 20,
there are 5550 employers currently | 0:45:11 | 0:45:19 | |
signed up to Disability Confident.
This group is promoting the scheme | 0:45:19 | 0:45:24 | |
to other employers, all main
ministerial government departments | 0:45:24 | 0:45:32 | |
have now achieved Disability
Confident leader status and I would | 0:45:32 | 0:45:34 | |
encourage all members to come to a
drop-in centre of organised on | 0:45:34 | 0:45:38 | |
Wednesday, February 21, 3-5 in
Portcullis House holed so they too | 0:45:38 | 0:45:46 | |
can become disability confident
employers. Always useful to have | 0:45:46 | 0:45:50 | |
more information, we are deeply
obliged to the Minister. Last year I | 0:45:50 | 0:45:57 | |
attended a Disability Confident
workshop in my constituency where | 0:45:57 | 0:46:03 | |
unemployment is now at an all-time
low. Many businesses signed up | 0:46:03 | 0:46:09 | |
immediately, could my right
honourable friend give more feedback | 0:46:09 | 0:46:11 | |
on this programme which encourages
employers to take advantage of keen, | 0:46:11 | 0:46:15 | |
loyal staff who are disabled. I
thank my right honourable friend for | 0:46:15 | 0:46:21 | |
his question and congratulate him on
his support for Disability Confident | 0:46:21 | 0:46:26 | |
locally and encourage all members to
get involved in these great events | 0:46:26 | 0:46:29 | |
where we see hundreds of people
signing up to the scheme. I think | 0:46:29 | 0:46:33 | |
that's really important, that we
carry on, to build on the very | 0:46:33 | 0:46:38 | |
positive feedback we get from
employers with the practical support | 0:46:38 | 0:46:42 | |
we are providing them with so that
they can employ more disabled | 0:46:42 | 0:46:45 | |
people. Have recently visited an
excellent local school and I | 0:46:45 | 0:46:54 | |
constituency, the leadership are
working hard to get talented young | 0:46:54 | 0:46:58 | |
people with special needs into work
placements when they finish school. | 0:46:58 | 0:47:02 | |
Would my honourable friend
encourage, like I am, employers in | 0:47:02 | 0:47:07 | |
my area to join the Disability
Confident scheme so we can give | 0:47:07 | 0:47:11 | |
opportunities to those young people,
and not just give them hope for the | 0:47:11 | 0:47:15 | |
future but also get a number of
people into the Labour market that | 0:47:15 | 0:47:18 | |
will give a vast and experienced
difference to our workplaces. I | 0:47:18 | 0:47:24 | |
thank my honourable and for his
question and I was pleased to get | 0:47:24 | 0:47:27 | |
about the important work done by
oak-wood School. Last over 500 young | 0:47:27 | 0:47:31 | |
people took part in supported
internships. This year the | 0:47:31 | 0:47:36 | |
Department for Education has made
just under an additional sum of £10 | 0:47:36 | 0:47:39 | |
million of funding available which
will enable more work placements | 0:47:39 | 0:47:43 | |
particularly for young people with
special educational needs, I agree | 0:47:43 | 0:47:47 | |
with him, it is vital we give these
young people the opportunity to | 0:47:47 | 0:47:53 | |
work. I am sure people will have the
chance to pour over the reply by | 0:47:53 | 0:48:01 | |
moving to the library where I am
sure copies will be located within | 0:48:01 | 0:48:05 | |
minutes. Brigid Philipson. Mr
Speaker we had a record-breaking | 0:48:05 | 0:48:14 | |
2017 for employment, I am delighted
to see the trend continue as we | 0:48:14 | 0:48:17 | |
enter the New Year. The number of
people in work is at an all-time | 0:48:17 | 0:48:23 | |
high, 75.3% meaning 32.3 million
people are now in work which is a | 0:48:23 | 0:48:30 | |
rise of more than 415,000 compared
to last is figures. Figures show | 0:48:30 | 0:48:34 | |
there is a record 810,000 vacancies
in the economy at any one time, | 0:48:34 | 0:48:38 | |
proving this government is
delivering on our promise of | 0:48:38 | 0:48:41 | |
building a strong economy. Brigid
Philipson. Thank you Mr Speaker, no | 0:48:41 | 0:48:48 | |
child in Britain should grow up in
poverty, yet figures from her own | 0:48:48 | 0:48:53 | |
department show that we face a
growing crisis. Does she seriously | 0:48:53 | 0:48:57 | |
believe that ploughing ahead with
Universal Credit will do anything to | 0:48:57 | 0:49:01 | |
help the millions of children
trapped in avoidable poverty in this | 0:49:01 | 0:49:05 | |
country will bring that number down?
Mr Speaker, there is one thing that | 0:49:05 | 0:49:11 | |
we will both agree on, all sides of
the house will agree on, that no | 0:49:11 | 0:49:16 | |
child should grow up in poverty. And
it is thereby the actions that you | 0:49:16 | 0:49:21 | |
take and make sure that families are
working and those children are not | 0:49:21 | 0:49:27 | |
going to be in poverty, and what we
know for certain is that should | 0:49:27 | 0:49:34 | |
family be working, that child is
much less likely when it grows up to | 0:49:34 | 0:49:38 | |
be in poverty and also attain higher
school qualifications. That's what | 0:49:38 | 0:49:42 | |
this side of the House is doing. Mr
Speaker, my local citizens advice | 0:49:42 | 0:49:50 | |
bureau has seen a drop in the number
of Universal Credit cases since they | 0:49:50 | 0:49:58 | |
measures were introduced. We have
seen cases of advanced payments to | 0:49:58 | 0:50:01 | |
help clear debts. What price are we
giving to claimants regarding | 0:50:01 | 0:50:04 | |
budgeting so that they can sensibly
unsustainably clear problem debt? Mr | 0:50:04 | 0:50:12 | |
Speaker, whipped through universal
support providing personal budgeting | 0:50:12 | 0:50:15 | |
support which is available in
consultation with work coaches and | 0:50:15 | 0:50:18 | |
this is making a difference to those
who need this help. We will have to | 0:50:18 | 0:50:23 | |
be brief because we are running
short of time so pithy sentence will | 0:50:23 | 0:50:27 | |
suffice. New grey. The Secretary of
States response to the European | 0:50:27 | 0:50:32 | |
committee of social rights which
says studies repayments for those | 0:50:32 | 0:50:35 | |
seeking work is, and I quote,
"Manifestly inadequate" and | 0:50:35 | 0:50:40 | |
therefore in breach of the legally
binding European social chapter. Mr | 0:50:40 | 0:50:47 | |
Speaker I am happy to have a
discussion with the honourable | 0:50:47 | 0:50:51 | |
gentleman on this point. What I
would say is that, all the policies | 0:50:51 | 0:50:53 | |
being put forward are based on being
as fair as we can to all recipients. | 0:50:53 | 0:51:02 | |
We've heard a lot about Universal
Credit today, making it work | 0:51:02 | 0:51:06 | |
properly will depend on DWP staff to
a great extent. Would my right | 0:51:06 | 0:51:15 | |
honourable friend join me in
congratulating the stuff in | 0:51:15 | 0:51:20 | |
Sittingbourne and sheerness job
centres who have shown immense | 0:51:20 | 0:51:22 | |
dedication and enthusiasm to ensure
benefit claimants in my constituency | 0:51:22 | 0:51:28 | |
not adversely reflected by the
roll-out of Universal Credit. Of | 0:51:28 | 0:51:33 | |
course I joined my friend in
congratulating the staff at these | 0:51:33 | 0:51:36 | |
job centres. If I may say, when I
have spoken to work coaches in the | 0:51:36 | 0:51:40 | |
visits I've done they are incredibly
infused, they tell me this is the | 0:51:40 | 0:51:44 | |
first time they have been able to do
what they want to do which is help | 0:51:44 | 0:51:49 | |
people into work. Mr Speaker, the
behaviour of Philip Green on the | 0:51:49 | 0:51:53 | |
edge as pendants was outrageous.
Mike was currently paying dividends | 0:51:53 | 0:51:56 | |
and big bonuses while running up and
£900 million pension deficit. We | 0:51:56 | 0:52:02 | |
expect better from our universities,
does the Secretary of State agree | 0:52:02 | 0:52:07 | |
that it cannot be right that they
are proposing to cut the pension | 0:52:07 | 0:52:11 | |
benefits of stuff when one vice
Chancellor alone at Edinburgh | 0:52:11 | 0:52:15 | |
University has accepted a 33% salary
hike as part of a package worth | 0:52:15 | 0:52:20 | |
£410,000? With respect, this is not
a matter for government to respond | 0:52:20 | 0:52:28 | |
on, and joint negotiating committee
made up of employers and unions are | 0:52:28 | 0:52:33 | |
responsible for approving an
appropriate plan to ensure the | 0:52:33 | 0:52:36 | |
scheme is adequately funded and
universities are subject to regular | 0:52:36 | 0:52:39 | |
assessment of their overall
financial management, and I'm sure | 0:52:39 | 0:52:43 | |
the regulator will be watching this
particular situation. Mr William | 0:52:43 | 0:52:48 | |
Reich. Mr Speaker, I had the
pleasure of visiting my local job | 0:52:48 | 0:52:53 | |
centre on Friday. Will my temper my
friend Peter breached the | 0:52:53 | 0:52:59 | |
hard-working staff delivering record
levels of employment in my | 0:52:59 | 0:53:04 | |
constituency? Absolutely, Mr
Speaker, I congratulate the stuff in | 0:53:04 | 0:53:08 | |
his job centre. They are also save
that by the end of the process of | 0:53:08 | 0:53:12 | |
rolling out Universal Credit will
have 5000 extra work coaches across | 0:53:12 | 0:53:17 | |
the country. Mr Speaker 20,000
people in Davood have had their | 0:53:17 | 0:53:22 | |
personal independent payments cuts
due to the blatantly discriminates | 0:53:22 | 0:53:26 | |
league regulations that the
Secretary of State has not accepted | 0:53:26 | 0:53:29 | |
or not lawful. Can the secretary of
state tummy when my constituents | 0:53:29 | 0:53:34 | |
will get their money back and the
entitlement returned? The first | 0:53:34 | 0:53:37 | |
decision I made was to make sure
that we did not appeal that question | 0:53:37 | 0:53:46 | |
about the personal independence
payments and what this side of the | 0:53:46 | 0:53:49 | |
House would do to live up to the
expectations of PIP. I think it is | 0:53:49 | 0:53:53 | |
true, honourable correct thing we've
done. However, to make sure we | 0:53:53 | 0:53:57 | |
deliver correctly and give the
correct and of money to the people | 0:53:57 | 0:54:01 | |
who need it, it will take time to us
to thoroughly research what needs to | 0:54:01 | 0:54:06 | |
be done. Mr Speaker the
attractiveness to many of the two | 0:54:06 | 0:54:09 | |
weekly payments of Universal Credit
and obvious. Does my right | 0:54:09 | 0:54:13 | |
honourable friend show my concern is
that the Scotland decision to offer | 0:54:13 | 0:54:17 | |
this will lead to people worse off
than claimants and the rest of the | 0:54:17 | 0:54:22 | |
UK? Mr Speaker it is the case that
under the Scottish system | 0:54:22 | 0:54:28 | |
individuals will be at a cash flow
disadvantage after several weeks. | 0:54:28 | 0:54:32 | |
Alternative payment arrangements are
available in England as well. | 0:54:32 | 0:54:37 | |
Following last December 's High
Court ruling, Secretary of State | 0:54:37 | 0:54:40 | |
tell me by what date all 1.6 million
PIP claims have been reviewed, | 0:54:40 | 0:54:46 | |
weeks, months, even years? This
reviewing will be an administrative | 0:54:46 | 0:54:53 | |
process so we will not be muted to
see the people but what is most | 0:54:53 | 0:54:58 | |
important is that the right people
will get the right and of money and | 0:54:58 | 0:55:01 | |
that will take the time it needs. Mr
Speaker we had an interesting | 0:55:01 | 0:55:08 | |
session on assistive technology the
other day. We'll is the government | 0:55:08 | 0:55:13 | |
committed to looking at how this
technology can help more disabled | 0:55:13 | 0:55:17 | |
people into work? I thank my
honourable friend for that question | 0:55:17 | 0:55:22 | |
and I welcome the work the select
committee is doing. I believe the | 0:55:22 | 0:55:26 | |
fourth industrial revolution has the
most enormous impact to transform | 0:55:26 | 0:55:29 | |
the lives of disabled people and I
will of course read that report very | 0:55:29 | 0:55:34 | |
thoroughly. Callum Smith. One of my
constituents suffers from MS and has | 0:55:34 | 0:55:42 | |
been receiving PIP for several
months but was recently reassessed | 0:55:42 | 0:55:46 | |
and denied it on the grounds that
she can work part-time. She's now | 0:55:46 | 0:55:51 | |
working full-time and damaging her
health. Does the government | 0:55:51 | 0:55:54 | |
recognise that the disabled need
support to stay in work for as long | 0:55:54 | 0:55:57 | |
as possible and will the Minister
meet with me to see that this is | 0:55:57 | 0:56:00 | |
reviewed? I think the honourable
lady for the question. I would be | 0:56:00 | 0:56:06 | |
delighted to meet with and discuss
the case of a constituent. Yet let | 0:56:06 | 0:56:10 | |
us be clear that what we want to
achieve is the maximum amount of | 0:56:10 | 0:56:14 | |
support from people who want to and
can get into work but by making sure | 0:56:14 | 0:56:18 | |
the right support for those that
cannot. The child support agency was | 0:56:18 | 0:56:25 | |
set up to pursue absent fathers were
not paying anything towards their | 0:56:25 | 0:56:28 | |
children. Too often the child
maintenance service seems to file | 0:56:28 | 0:56:34 | |
everyone and are "Too difficult" and
just pursue people who are already | 0:56:34 | 0:56:38 | |
paying. Can the Minister guarantee
that the child maintenance service | 0:56:38 | 0:56:42 | |
continues to go after people paying
nothing to the upkeep of their | 0:56:42 | 0:56:45 | |
children rather than those already
making a contribution? Mr Speaker I | 0:56:45 | 0:56:52 | |
can reassure Posch gentleman that
that will be the case and we will | 0:56:52 | 0:56:55 | |
shortly consult on what more we can
do to enforce the case against those | 0:56:55 | 0:56:58 | |
not willing to support their
children. | 0:56:58 | 0:57:03 | |
One of the challenges of the design
of Universal Credit is that it | 0:57:03 | 0:57:07 | |
doesn't take into account the
fluctuating income of people who are | 0:57:07 | 0:57:10 | |
freelance. At the end of the year,
if you earn £15,000 self-employed | 0:57:10 | 0:57:17 | |
you will get less than if you were
earning £15,000 employed. Will the | 0:57:17 | 0:57:24 | |
government commit to fixing this
anomaly? As the honourable gentleman | 0:57:24 | 0:57:29 | |
knows come Universal Credit works on
a monthly basis. Of course where | 0:57:29 | 0:57:34 | |
people earn a large amount in a
month, we do then a portion that | 0:57:34 | 0:57:39 | |
over the following months. It's
worth pointing out to him that it is | 0:57:39 | 0:57:43 | |
entirely possible for people who
have these kind of earnings to | 0:57:43 | 0:57:47 | |
budget over the year, as indeed do
many businesses. The GK and takeover | 0:57:47 | 0:57:54 | |
proposal announced last Thursday
seeks to pay a 1.4 billion sweetener | 0:57:54 | 0:58:00 | |
to shareholders, despite a 2 billion
pension deficit. Does the Minister | 0:58:00 | 0:58:03 | |
agree that governments should act to
protect the interests of GKN pension | 0:58:03 | 0:58:14 | |
fund contributors? Here we have
actually seen the trustees of the | 0:58:14 | 0:58:20 | |
pension fund coming out and being
bold and wanting reassurance from | 0:58:20 | 0:58:25 | |
the company that they can indeed pay
for the pension scheme. There are | 0:58:25 | 0:58:30 | |
two sides of looking at the argument
here. GKN have to be strong and | 0:58:30 | 0:58:36 | |
robust and also Melrose should ask
the regulator to look at the cost in | 0:58:36 | 0:58:42 | |
that benefits scheme and make sure
it can afford as a company to take | 0:58:42 | 0:58:46 | |
over that companies. On the fourth
week of December last year I asked | 0:58:46 | 0:58:52 | |
the Minister not to ignore the
voices of 7000 women in my | 0:58:52 | 0:58:59 | |
constituency affected by state
pension inequality, as we are not | 0:58:59 | 0:59:02 | |
going away. Can she tell me whether
the department is any closer to | 0:59:02 | 0:59:06 | |
paying us what we are due? The
position has not changed, the | 0:59:06 | 0:59:14 | |
government do not intend to change
the 1995 pension act, the 2011 or | 0:59:14 | 0:59:20 | |
2007 pension act and there was a 1.1
transitional arrangements put | 0:59:20 | 0:59:24 | |
forward in the 2011 statute. 70% of
the rise in UK employment is higher | 0:59:24 | 0:59:31 | |
skilled jobs. This is true in
Wiltshire which expects 2500 jobs | 0:59:31 | 0:59:37 | |
from Dyson alone. What work is the
Minister doing to tackle the stem | 0:59:37 | 0:59:45 | |
skill gap? I do of course have been
having conversations with | 0:59:45 | 0:59:52 | |
ministerial colleagues and she's
right, we need to make sure we have | 0:59:52 | 0:59:57 | |
high skilled jobs created across our
country. With the significant rise | 0:59:57 | 1:00:03 | |
in household debt and the fear
payday lenders will seek to take | 1:00:03 | 1:00:07 | |
advantage, is not now the right time
to seek a significant expansion of | 1:00:07 | 1:00:11 | |
credit unions across the UK? What
bike the Minister do to facilitate | 1:00:11 | 1:00:14 | |
that? We actually have a meeting in
our diaries for a week Monday when I | 1:00:14 | 1:00:21 | |
had to expand upon this point. He
will know that credit union | 1:00:21 | 1:00:24 | |
membership has doubled in the last
ten years and I can assure him we | 1:00:24 | 1:00:28 | |
are discussing matters with the
Treasury who have ultimate control | 1:00:28 | 1:00:31 | |
of credit Unions. I'm a
mathematician and the mother and | 1:00:31 | 1:00:35 | |
when the head of UK statistics has
to write a Shadow Minister pointing | 1:00:35 | 1:00:39 | |
out the statements they have made
are not based on real sources or | 1:00:39 | 1:00:44 | |
real statistics, I'm concerned. Does
my right honourable friend agree | 1:00:44 | 1:00:47 | |
they should apologise? My honourable
friend says it so eloquently. Is it | 1:00:47 | 1:00:56 | |
is about time the opposite benches
apologise for the scaremongering | 1:00:56 | 1:01:00 | |
they have been doing. Even mothers
and mathematicians have to respect | 1:01:00 | 1:01:07 | |
new method. In the House the method
is you question the government | 1:01:07 | 1:01:14 | |
Minister about the policies of the
government. Order, order. I don't | 1:01:14 | 1:01:18 | |
blame the Secretary of State had
taking her opportunity and running a | 1:01:18 | 1:01:22 | |
home her point with force and
alacrity but members must understand | 1:01:22 | 1:01:26 | |
this is not question time about the
policies, the tactics, the | 1:01:26 | 1:01:31 | |
preferences of the opposition. Its
question time about the policies of | 1:01:31 | 1:01:35 | |
the government. Even if there is
some whip hand out saying ask the | 1:01:35 | 1:01:39 | |
Minister about the behaviour of the
Labour Party, that doesn't make it | 1:01:39 | 1:01:42 | |
in order. It is not in order, end of
subject. Thousands of women born in | 1:01:42 | 1:01:50 | |
the 1950s are being left in serious
hardship as a result of accelerated | 1:01:50 | 1:01:54 | |
changes to the state pension age. As
my honourable friend said, they are | 1:01:54 | 1:02:00 | |
crying out for justice. In the week
when we are celebrating the | 1:02:00 | 1:02:04 | |
centenary of the first win in
gaining the right to vote, how dare | 1:02:04 | 1:02:08 | |
this government ignore their voices?
The honourable lady will know this | 1:02:08 | 1:02:14 | |
was a policy continued for 13 years
under the Labour government and | 1:02:14 | 1:02:18 | |
which between 1997 and 2010, have of
and could have done something about | 1:02:18 | 1:02:24 | |
it. She maintained it was the right
policy. We continue in this | 1:02:24 | 1:02:29 | |
government to maintain it was the
right policy and if there are | 1:02:29 | 1:02:32 | |
individual people who require
assistance, there is over £50 | 1:02:32 | 1:02:36 | |
billion which this government gives
on an ongoing basis. In fairness to | 1:02:36 | 1:02:42 | |
colleagues who haven't asked
questions, a short sentence will | 1:02:42 | 1:02:46 | |
suffice. What benefit has
auto-enrolment provided for my | 1:02:46 | 1:02:52 | |
constituents? 7000 employees are now
signed up and 900 employers are | 1:02:52 | 1:02:59 | |
doing the right thing and providing
auto-enrolment to his constituents. | 1:02:59 | 1:03:07 | |
Later we'll be debating benefit
operating which will mean | 1:03:07 | 1:03:10 | |
maintaining a freeze on many of the
key worker age benefits, even while | 1:03:10 | 1:03:14 | |
consumer price index it is up 3%.
Will the Secretary of State take | 1:03:14 | 1:03:20 | |
this opportunity to lift the freeze
to ease the suffering of claimants, | 1:03:20 | 1:03:23 | |
yes or no? As the honourable
gentleman knows the freeze was | 1:03:23 | 1:03:29 | |
enacted in primary legislation, it
would need of the whole house to | 1:03:29 | 1:03:31 | |
change it change it and it forms
part of a general suite of welfare | 1:03:31 | 1:03:35 | |
reforms which have driven enormous
numbers of people into work and out | 1:03:35 | 1:03:38 | |
of poverty. A short sentence... Will
the Minister look at how Universal | 1:03:38 | 1:03:48 | |
Credit is paid into credit unions
because there are real issues being | 1:03:48 | 1:03:52 | |
raised locally by my credit union as
to the efficiency and organisation | 1:03:52 | 1:03:56 | |
of the DWP in doing that. I'm
certainly very happy to take | 1:03:56 | 1:04:02 | |
representations from the honourable
gentleman and I'm looking at that | 1:04:02 | 1:04:05 | |
point with colleagues handling
Universal Credit. Bearing in mind | 1:04:05 | 1:04:11 | |
the Secretary of State's calls the
clear statistics, will she welcomed | 1:04:11 | 1:04:14 | |
the House of Commons library paper
today which clarifies that 113,000 | 1:04:14 | 1:04:20 | |
children will cease to receive free
school meals under the proposed | 1:04:20 | 1:04:23 | |
changes to Universal Credit?
Withdraw the claim that 50,000 more | 1:04:23 | 1:04:29 | |
children will benefit at one point
in time. There is a consultation | 1:04:29 | 1:04:39 | |
taking place all. The Department for
Education will respond to that. | 1:04:39 | 1:04:45 | |
Everyone currently on Universal
Credit will have that benefit | 1:04:45 | 1:04:50 | |
protected as long as they remain in
that setting of education. We've had | 1:04:50 | 1:04:56 | |
23 Topical Questions and I'm sorry
for disappointed colleagues | 1:04:56 | 1:04:59 |