Live Work and Pensions Questions House of Commons


Live Work and Pensions Questions

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of Parliament at 11pm. First its

questions to the Work and Pensions

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Secretary Esther McVey and her

ministerial team.

Question number

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one.

Secretary Esther McVey.

Thank

you Mr Speaker. Where all the

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sponsored employers have entered

insolvency they will enter an

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assessment period. The pension

protection fund will actively work

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with the scheme to assess whether

they are able to buy out their

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pensions at a higher level than the

benefits. Where a scheme cannot do

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this, PFF will provide compensation.

Contribution schemes do not need PFF

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help because they do not promise the

level of pension.

The government has

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presided over a regulatory scheme

where a deficit of about £1 billion

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has been allowed to build up in the

pension fund. At the same time as

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shareholders were receiving

dividends. Can the Secretary of

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State guarantee that all former

Carillion employees will receive

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their due pension in full?

Is what

the government has done and done

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successfully back in 2004 was set up

the pension protection fund, which

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is there to compensate people should

their businesses become insolvent.

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This is what the fund will be doing.

It will be affording protection at

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100% for those who have got a

pension and for those who are not a

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pension yet, they will be getting

90% of the fund. What this

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government is doing is ensuring that

businesses that should be held

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responsible to their employees and

for their pensions, we will be

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bringing in stronger corporate

governance rules to make sure that

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the boards, the trustees, the

shareholders and the stakeholders

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are holding those company executives

to account.

Financial directors must

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not cause detriment to any private

sector pension scheme. Right

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honourable friend ensure that the

rules and regulations regarding the

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investigation of this sort of

practice are toughened up? We can't

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allow this to happen in the future.

Absolutely right, and that is what

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this government is seeking to do, is

ensuring that the regulator will, as

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our new Bill comes out later in the

year, have more rights to find, to

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follow criminal procedures, and also

looking to mandate to read

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clearance. Any of us who have

studied corporate governance

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realised rules changed back in 1991.

The rules were strengthened in 2002,

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and I believe now under this

Conservative government will be

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strengthening those corporate

governance rules again.

My

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constituents who have paid into

pension funds deserve to have those

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money is protected. Can the

Secretary of State be a bit more

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specific? What changes does she want

to see the corporate governance to

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ensure that high risk behaviour

towards pension funds doesn't happen

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again?

We are getting feedback from

various businesses, how they think

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we would be best to enable and

support businesses. We can't go off

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on a knee jerk reaction because we

might actually have unintended

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consequences. Where we shine a

spotlight on one area we could close

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down loopholes but actually an array

of other ones open up. It's got to

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be looked at in the round but like I

said, stakeholders, shareholders,

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the executive team should be held to

account and that is what we'll be

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making sure happens.

Can my right

honourable friend reassure my

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constituents that the UK's pension

protection system has responded

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effectively to the Carillion

situation?

I can indeed reassure my

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honourable friend that what they are

doing and the avenues they are

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pursuing are correct and thorough. I

met with the regulator last week,

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and they are making sure that they

investigate these key matters and

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provide the pensions support that is

needed. Where we need to strengthen

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this up in the future, we will do

so. Equally make to wake aware of

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what the pension regulator has done

the past with the British home

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stores fiasco, totally different to

this. They did an anti-avoidance

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measure, got Philip Green to pay 363

million to his pensioners and also

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that the prosecution schemes coming

forward for Chapell who bought that

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company for £1.

The government has

responsibility for the pensions

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regulatory framework. How would the

Secretary of State describe a

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regulatory framework that allows the

administrator of a pension scheme to

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help bring about the downfall of the

company and the employees they

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represent, and to profit from that

downfall?

If you will, Mr Speaker,

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and if you'd allow me to do that.

When I hear some of the things that

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the honourable lady on the opposite

bench has said and particularly when

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she puts them out of context, she

will have received a letter from the

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UK Statistics Authority in the last

two days saying many of the things

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that she's said do not have

accuracy. So whether that was about

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children waking up in poverty, at

Christmas, or whether that was

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linking UC with poverty, actually

said they weren't supported, they

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weren't true statistics, and the

sources could not be relied upon.

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Could I ask the honourable lady to

make a statement about this letter

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from the UK stats authority

straightaway.

I understand the

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rhetorical significance of the point

the Secretary of State has made, but

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I must exhort the honourable lady to

stick to her last. That is to say,

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this is not the occasion on which

she is invited to speak on that

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matter. She may find other

opportunities but she should stick

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to the line of questioning that is

relevant to questioning a government

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Minister.

Thank you Mr Speaker. In

respect that there was absolutely no

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answer to my original question,

hundreds of thousands of ordinary

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working people including my

constituent Philip wild have lost

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half of their retirement income

because of the government's failure

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to tackle pensions governance. From

Carillion to NPower, BHS -- from

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Carillion to Capita.

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Obviously in light of how the chair

of the stats authority has written

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to the honourable member about how

we allude to how questions and

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answers, what I will say is, and I

think it needs to be put on the

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record, the vast majority of defined

benefit pension schemes are working

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very well indeed. When we do see

instances of either abuse or illegal

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goings-on, they are investigated.

Those people who have done that

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brought to account and what we have

got is strong Pension Protection

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Fund supported by other businesses

which are looking after pensioners

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across the country.

We are committed

to ensuring consumers across the UK

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have access to high-quality

impartial and free pensions and

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money guidance services, that is why

we are setting up the new single

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financial guidance body which is

presently in Bill committee in the

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House of Commons. My honourable

friend will be aware the

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Conservative government's commitment

is specifically to address debt.

In

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a recent poll in the Guardian, 32%

of British workers were found to

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have less than £500 in savings. What

is the government doing to promote

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long-term savings and support

employers such as the 1340 in

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Chichester who have auto enrolled

their employees currently benefiting

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13,000 people?

My honourable friend

will be aware that when the debt

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respite scheme and the breathing

space goes into law, we believe that

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will make eight manifest difference

to how people are dealt with in

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respect of debt, as will be single

financial guidance body. I would be

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failing in my duty not to pay

tribute to the employers in her

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constituency of Chichester who are

doing a brilliant job ensuring that

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we have more people in

auto-enrolment, adding to the 9.1

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million people across the country

who are now auto enrolled in a

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private pension, something we should

be very proud of.

11p per year -- 11

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million people per year use price

comparison sites. The FSA in 2014

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found they were not delivering fair

and consistent practices. The CMA

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says they should be using

easy-to-use systems. What can the

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government do to ensure the sites

are easy and straightforward to use?

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The simple answer is I will take

that matter up with my colleagues at

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the Treasury who are particularly

handling that point. He will be

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aware I'm in a Bill committee at the

moment with the exact same Minister

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and probably will have an

opportunity tomorrow to have a

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discussion about that point.

A

portal that shift supervisor, badly

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advised by a pensions predator

preying upon him, made him take the

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wrong choice. I will never forgive

myself, he said, because all 20 on

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my shift followed my lead. In an

otherwise welcome Bill in the words

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of baroness Altman, the government

seems to have bowed to industry

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pressure and proposes to weaken

consumer protection for pensions

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customers by removing a clause

introduced in the House of Lords. In

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her words, more people are at risk

of losing their hard earned savings

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in scams, fraud and an wife's

pension withdrawals. She is

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absolutely right, will the

government think again?

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At an grateful for the opportunity

to have the same debate we had last

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Thursday Mr Speaker. I will give the

same answer, no disrespect to

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Baroness Altmann, she is incorrect

on this point. The government are

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addressing pensions guidance, have

introduced stringent new laws and

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have improved upon their work and

pensions select committee points,

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something that the honourable15-

honourable15- agreed with last

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Thursday.

Thank you Mr Speaker.

Minister Kitt Malthouse.

Mr Speaker

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all claims for mortgage loans will

be paid at the same rate, therefore

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there will be no impact on income,

claimants will pay back the loan

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only on the sale or transfer of the

property when the loan will be

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recovered from any available equity.

My constituent, registered blind,

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has paid into the system all his

working life and asks how it can be

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fair that tenants can continue to

get quite rightly support now but

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people like yourself are losing that

interest and support on their

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mortgages. It's not enough to say

they will get back at the end.

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People are worried about their

futures and worried about their

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incomes now, it's not good enough,

Minister.

Mr Speaker mortgage

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support is being offered at the same

rate as it currently was, the only

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difference and is now deferred as a

lone recoverable against any equity

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available in Atlas, should it be

sold in the future, as far as

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current participants in the scheme

are concerned they should see

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absolutely no difference, unless and

until they sell or transfer the

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house at which point the taxpayer

will recover the support offered.

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Jessica Morden.

Frankie Mr Speaker.

This change will affect thousands of

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low income households, half of whom

are pensioners. Does the minister

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act knowledge it has not been well

publicised and at the least the

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government should pause and

communicate what this change will

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mean for people financially?

I think

we need to recognise Mr Speaker that

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we are dealing with support for

people accumulating significant

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capital asset and it seems only

right that one equity becomes

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available that the taxpayer should

be able to recover some or all of

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that support. There has been

significant communication of the

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scheme where people are

participating in that continues,

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there will be between four and six

written communications, there will

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be telephone calls, people will be

invited to call a number where they

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can obtain information from a third

party adviser before we get to April

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when the scheme comes into play so I

am confident the people taking part

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will have enough information. We are

certainly seeing large numbers

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making a decision either way at the

moment.

Mr Speaker I've been

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contacted by a number of

constituents about this issue

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including Mr Milner, a veteran

surviving now on a meagre state

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pension. He fears that this change

will force him to sell his house or

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repossessed. What assessment as the

Minister made of the impact of this

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change especially on pensioners?

There is no reason for anyone to

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fear for sale and possession of a

house, not least because the scheme

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is designed to avoid exactly that.

If members have specific cases I

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will be happy to take them up and of

the honourable15- lady writes to me

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about this response I will take it

up.

Mr Speaker we have recently

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completed consultations on support

for short term housing and sheltered

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housing, we will respond in due

course, we will come forward with

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proposals for long-term support and

social housing by 2020.

Thank you Mr

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Speaker. My honourable friend is

making useful and valid changes to

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this. Will my honourable friend sure

the House that accommodation of

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short-term supported housing such as

women's refuges will still be funded

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at existing levels with annual grant

to local authorities being ring

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fenced?

And is typical of the

honourable lady to have the welfare

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of the most vulnerable of her

constituents at the forefront of her

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mind. I can confirm that the current

proposals on which we have just

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consulted is that the grant will be

paid for provision of refuges and

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short-term supported housing, that

it will be ring fenced.

Mr Speaker,

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the government 's proposals are an

improvement on initial proposals,

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but one has brought criticism from

virtually all providers and that is

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with regard to short-term supported

housing. The select committee has

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recommended that for agency very

short-term accommodation of 12 weeks

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there should be ring fenced grant to

local authorities. The government

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have change the definition from 12

weeks to two years. All providers

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have condemned this. Will the

government think again about this

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and bring accommodation lasting two

years into the welfare system.

Mr

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Speaker we are in receipt of a

significant number of responses to

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the consultation that only those

weeks ago and will consider those of

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the weeks to come. I will be more

than happy to meet the honourable

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gentleman and discuss these

concerns.

Thank you Mr Speaker. The

0:16:380:16:42

government has promised that all

short term provision currently

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funded by the welfare system will

continue to be funded at the same

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level by local authorities in 2020.

I'm not in a position to confirm

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that Mr Speaker but it will be our

aspiration to provide the current

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level of support, indeed enhanced,

better performing support which is

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the purpose of the changes in the

future.

Colin Clark.

Question number

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six, Mr Speaker. Universal Credit is

having a positive impact since its

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start, shown to published research

and analysis. This independent

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research shows as people are

spending more time looking for work

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they are applying for more jobs and

even doing jobs they would not have

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considered doing before.

Thank you

Mr Speaker. Constituents in Gordon

0:17:330:17:40

will face longer waiting times for

payments due to the Scottish

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Government policy of fortnightly

payment. What support can might

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right honourable friend offered to

help reduce this?

Want to thank my

0:17:460:17:56

honourable friend. The advice

support would be to take the

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approach of England and Wales, which

we are doing because the Scottish

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approach, as my honourable friend

refers to, actually delays payment

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at the end of the assessment period

as well, to 75% rather than being

0:18:080:18:14

100% of money on time, due to this

fortnightly payment.

The

0:18:140:18:22

introduction of Universal Credit is

not helping to keep 250 highly

0:18:220:18:27

skilled HMRC staff working on tax

credits in Dudley in work. They were

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told they would be transferring to

the department to work on Universal

0:18:310:18:34

Credit. Last week they were told her

department had cancelled this, their

0:18:340:18:38

office will close and they will be

made redundant. Will she ensure that

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the transfer goes ahead as

originally planned so that my

0:18:430:18:46

constituents can keep their jobs and

will to meet me to discuss it?

I

0:18:460:18:51

will indeed meet the honourable

member to discuss this. Because back

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in 2016 HMR MRC to denounce this

move, this transfer of jobs. It now

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seems that as many jobs were not

needed for this purpose but I do

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know that they want to retain the

staff and their skills and

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knowledge. I will meet with the

honourable member to discuss the

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best way forward.

Has the

temperament lady agree that

0:19:120:19:21

Universal Credit is helping people

and it is fairer to the other

0:19:210:19:25

employees in those purposes and the

taxpayers will end up supporting the

0:19:250:19:29

bill?

My honourable friend brings up

a very good point. Because the

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reason we are doing this change, a

significant change from the legacy

0:19:330:19:38

system, is to make sure that every

hour of work counts. And what we

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will not have missed the situation

whereby people are stuck not working

0:19:440:19:50

or having punitive rates of income

tax, 90% and above, if they take

0:19:500:19:55

work after 16 hours, this is cutting

edge technology, the UK is leading

0:19:550:20:00

the way on flexible benefit which

accompanies flexible working that no

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one else has got.

Thank you Mr

Speaker. May I welcome the Secretary

0:20:050:20:12

of State to her position. Perhaps

she might show a little more

0:20:120:20:15

humility when answering some of

these questions. Has she considered

0:20:150:20:21

some of the other benefits that are

not included in Universal Credit,

0:20:210:20:25

such as free school meals, free

uniforms, free bus passes, that many

0:20:250:20:31

low-paid working families will lose

out on with Universal Credit so they

0:20:310:20:36

will be worse off in work than if

they were still on benefits?

Thank

0:20:360:20:41

you Mr Speaker. These are precisely

the things that have gone into

0:20:410:20:45

consideration when bringing forward

Universal Credit. One is the support

0:20:450:20:49

that we are giving the extra

childcare support, what is it,

0:20:490:20:56

tailor-made career career advice and

support, and we all need humility

0:20:560:20:59

but equally we all need, we all need

to hand out and deliver the correct

0:20:590:21:05

facts to people, not embellish, of

sound and fury and drama, and

0:21:050:21:13

obviously incorrect information, as

the UK starts authority have

0:21:130:21:16

levelled at the Labour Party!

Martin

Saggers.

Thank you Mr Speaker. Last

0:21:160:21:23

month I visited Grimsby job centre

which serves my constituency. It is

0:21:230:21:27

clear that the staff there are

handling the changeover to Universal

0:21:270:21:31

Credit and efficiently. Will the

Secretary of State join me in

0:21:310:21:34

complementing the staff? And also

the work that they are doing

0:21:340:21:39

providing motivation and

self-confidence in claimants so that

0:21:390:21:44

they can see can plummet?

My

honourable friend makes a very good

0:21:440:21:48

point. I have met his tremendous

workers in his constituency and I go

0:21:480:21:55

out and speak to them all the time.

They are saying to me, the change

0:21:550:21:59

that we are delivering to Universal

Credit is the best thing that they

0:21:590:22:02

have ever delivered. The support

they can give, and obviously rather

0:22:020:22:08

than people on the opposite benches

laughing, it would be well advised

0:22:080:22:14

if they would come and join me and

others and meet with work coaches. I

0:22:140:22:19

will tell you why we know this is

working. If it was not working, we

0:22:190:22:24

would not have an extra 3.1 million

people in work.

Thank you, Mr

0:22:240:22:37

Speaker, contrary to the broken

record for the Member for Gordon

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will the Secretary of State join me

in welcoming recent introductions in

0:22:410:22:48

Universal Credit and what you

consider implementing the Scottish

0:22:480:22:52

model here especially since a

colleague in the Scottish Parliament

0:22:520:22:54

says he is very much in favour of

them. Mr Speaker, the underlying

0:22:540:23:03

principle of how we get people into

work... Equally, to agree with

0:23:030:23:13

devolved government and giving extra

powers to devolved governments,

0:23:130:23:15

Scotland has the right to do things

in its own way. What we pointed out

0:23:150:23:21

earlier is that some of those

changes Scotland are taking on board

0:23:210:23:27

a resulting in a slower payment to

people who need their benefits.

The

0:23:270:23:40

UK has the joint fifth lowest

employment rate in the EU, better

0:23:400:23:45

than France, the Netherlands and

Denmark. The UK's and aplomb and

0:23:450:23:49

great, 4.3%, is the lowest in 42

years -- its unemployment rate is

0:23:490:23:55

the lowest in 42 years, less than

half of that of the euro area and

0:23:550:23:59

three percentage points below the

Inu 28 average.

Thank you, Mr

0:23:590:24:09

Speaker, and implement in my

constituency is now less than 1.5%

0:24:090:24:12

and those able to work finding jobs.

Can the Secretary of State also

0:24:120:24:18

reassure constituents who need

financial support that they will

0:24:180:24:21

continue to be supported when

Universal Credit is rolled out later

0:24:210:24:23

this year?

I want to congratulate my

honourable friend on the work she

0:24:230:24:30

will now be doing is a new MP and

equally her constituents are finding

0:24:300:24:37

employment, getting careers and

moving forward, as I said, hand

0:24:370:24:41

support and opportunity is what this

government believes in. Equally

0:24:410:24:44

Universal Credit is a benefit that

supports people in and out of work,

0:24:440:24:50

that support will continue, not only

further constituents but for people

0:24:500:24:53

right across the country.

Mr Speaker

were the Secretary of State confirm

0:24:530:24:59

that of those who have gone into

work -- will she confirm, that's a

0:24:590:25:05

good thing, many are living in

poverty because of low pay, because

0:25:050:25:09

this is the inadequacy of our

benefits system.

Mr Speaker, it is

0:25:090:25:14

interesting how different people

measure people getting into work,

0:25:140:25:20

measure poverty and measure lives

chances because children being born

0:25:200:25:29

into workless households are five

times more likely to be in poverty

0:25:290:25:33

than those working. And under this

government we have seen 3.1 million

0:25:330:25:37

more people in work and the workless

numbers have gone down by over six

0:25:370:25:46

in the present, we are helping

people out of poverty and helping

0:25:460:25:48

them get a job.

Mr Speaker the

Secretary of State mentioned earlier

0:25:480:25:54

dodgy statistics from the party

opposite. I've heard people say that

0:25:540:25:56

a lot of the new jobs created or

zero-hours contracts and part-time.

0:25:560:26:01

Could she indicate the actual

figures with regard to the number of

0:26:010:26:05

jobs created that full-time

permanent jobs?

I thank my

0:26:050:26:10

honourable friend, it was not me

talking about dodgy statistics, it

0:26:100:26:16

was the chair of the UK stats

authority, but thank you for

0:26:160:26:21

pointing that out. The overwhelming

majority of jobs are full-time and

0:26:210:26:24

permanent jobs, and those people in

part-time jobs, the vast majority

0:26:240:26:32

have chosen to be in part-time jobs.

On the subject of Job searching can

0:26:320:26:39

I ask the Secretary of State if

she's had the opportunity to review

0:26:390:26:42

the helpful and generous offer from

Liverpool City Council to her

0:26:420:26:47

predecessor to provide office space

for closure threatened job centres?

0:26:470:26:51

There are two Jobcentres in my

constituency, one that her

0:26:510:26:55

government wishes to close leaving

them with zero Jobcentres and they

0:26:550:26:58

are due to close within weeks. Has

she had an opportunity to review

0:26:580:27:03

that offered to make sure my

constituents continue to receive

0:27:030:27:07

implement support?

0:27:070:27:12

It's really important everybody gets

the support they need. A lot of the

0:27:120:27:16

support going forward will be

outreach work. So they don't need to

0:27:160:27:20

go to the JobCentrePlus but actually

further support and support in the

0:27:200:27:25

community. But obviously I am

pleased that in the Liverpool city

0:27:250:27:30

area and in the north-west area,

which is my hometown, employment is

0:27:300:27:35

now far higher than it was in 2010.

When I look at the unemployment

0:27:350:27:43

rates by the Labour Party, 2.8

million in 2008 even before the

0:27:430:27:48

banking crisis but now it's 1.4

million. We are supporting people,

0:27:480:27:54

we will continue to support people

because that's what this

0:27:540:27:57

Conservative government does.

I

don't want to see anyone living in

0:27:570:28:08

poverty, and no Conservative member

of Parliament once people living in

0:28:080:28:11

poverty. Disabled people are some of

the biggest beneficiaries of

0:28:110:28:18

Universal Credit with around 1

million disabled households having

0:28:180:28:22

an average of £110 a month more on

Universal Credit than they would

0:28:220:28:28

have had on the legacy benefits.

As

disability charity in Cheshire has

0:28:280:28:38

pointed out, many disabled people

don't have internet access, assisted

0:28:380:28:43

technology or the necessary support

to fill in the online form to apply

0:28:430:28:47

for Universal Credit. Does the

Minister agree that the application

0:28:470:28:52

process needs to be more accessible

so disabled people can easily apply

0:28:520:28:56

for these benefits?

The honourable

lady raises a very important point

0:28:560:29:02

about accessibility for everyone to

our benefit system. It's something

0:29:020:29:07

we'll take very seriously. I'm very

grateful for the support that the

0:29:070:29:12

foundation and a range of

stakeholders give us in designing

0:29:120:29:16

the process, to make sure that it's

accessible as possible.

Does the

0:29:160:29:23

Minister agree it's important we are

absolutely scrupulous in our

0:29:230:29:28

presentation of the facts around

Universal Credit. I wrote to the UK

0:29:280:29:32

Statistics Authority to query the

claim that 40,000 children will wake

0:29:320:29:36

up in poverty on Christmas Day

because the Tories refused to pause

0:29:360:29:40

the roll-out of Universal Credit. On

Friday I was told it is clearly

0:29:400:29:44

important statements by a political

party should be fully supported by

0:29:440:29:49

the statistics and sources on which

they rely. We do not believe...

0:29:490:29:54

Order. He's got the thrust of it

across and how is doubtless will be

0:29:540:30:00

grateful to him but this isn't a

debate, it's question time about the

0:30:000:30:04

policies. He is finished for today

on this. It's about the policies of

0:30:040:30:10

the government. The Secretary of

State has made the point about

0:30:100:30:12

statistics authority which I allowed

her to make perfectly properly but

0:30:120:30:18

it's not now the occasion for

dilation on beatitude of the

0:30:180:30:22

opposition. It's questions to

ministers on the policies of the

0:30:220:30:25

government. Please don't dilate on

that matter because it's out of

0:30:250:30:29

order.

I think it's a very important

matter that anybody who stands up in

0:30:290:30:39

this Parliament take their

responsibilities towards the treat

0:30:390:30:42

extremely seriously.

Some specialist

employment services for people with

0:30:420:30:48

a distil -- with a disability are

subcontracted to these small local

0:30:480:30:58

agencies minus a management fee and

with an unsatisfactory remote

0:30:580:31:03

control. With these small local

agencies not have more resources

0:31:030:31:10

were needed, and also better value

for money for people?

He raises the

0:31:100:31:17

very important point of specialist

providers of employment for people.

0:31:170:31:22

This is a very important sector

which the government has a proud

0:31:220:31:25

tradition of supporting. I meet with

stakeholders readily and we are

0:31:250:31:30

always looking to see what more we

can do to help them sustainably

0:31:300:31:35

provide the invaluable employment

opportunities that they do.

Despite

0:31:350:31:43

the government's claim that most

severely disabled person moved on to

0:31:430:31:47

Universal Credit would be worse off,

we now know that that is not the

0:31:470:31:52

case. Scrapping the disability

premiums will have just that effect.

0:31:520:31:58

Transitional protection for existing

claimants can easily be lost where

0:31:580:32:02

there is a change in circumstance,

such as moving into work, and if

0:32:020:32:08

that job doesn't last. What

assessment has the Minister carried

0:32:080:32:11

out on the impact of abolishing

these disability premiums on

0:32:110:32:16

disabled people and will she agree

that transitional protection should

0:32:160:32:20

itself be retained so that it is not

lost where there is a change in

0:32:200:32:24

circumstance?

I thank the honourable

lady for her question. Unlike the

0:32:240:32:31

previous system, Universal Credit is

more targeted and supporters focused

0:32:310:32:35

on those that need it the most.

Transitional protection is available

0:32:350:32:38

for people who move into Universal

Credit from other benefits, provided

0:32:380:32:45

their circumstances say the same. My

honourable friend the Minister for

0:32:450:32:51

employment, when giving evidence to

the select committee last week, said

0:32:510:32:55

that he was aware of the situation

and he is thinking very carefully

0:32:550:32:59

about this issue.

The government has

taken a number of steps to reduce

0:32:590:33:09

the risk of problem debt including

capping payday lending costs and

0:33:090:33:15

promoting savings. Within Universal

Credit we also have interest-free

0:33:150:33:17

advances in the system to help

claimants who have got into arrears.

0:33:170:33:24

The government's own data showed

that rising numbers on Universal

0:33:240:33:28

Credit falling into rent arrears and

many claimants are going to food

0:33:280:33:33

banks and approaching payday

lenders. This is a loan which is to

0:33:330:33:37

be repaid at 40% of the standard

allowance. Another 40% can be

0:33:370:33:43

deducted to repay creditors, for

example utilities. That's a total of

0:33:430:33:47

80%. Can the Minister reassure me

that 80% of the individual allowance

0:33:470:33:52

cannot be a deducted and at

affordability checks are carried out

0:33:520:33:58

before any deductions are actioned?

Of course the honourable lady is

0:33:580:34:04

right to highlight the point that we

want to make sure that we help those

0:34:040:34:08

in arrears. She also knows that

research done by the National

0:34:080:34:13

Federation have found three quarters

of tenants were in rent arrears

0:34:130:34:17

already before they moved into

Universal Credit. She talks about

0:34:170:34:21

reductions but I would be happy to

meet with her to discuss this

0:34:210:34:25

further.

Thank you for arranging a

visit from eaters Universal Credit

0:34:250:34:36

working in his constituency this

Friday. Can my honourable friend

0:34:360:34:39

outlined the steps being taken to

ensure organisations on the ground

0:34:390:34:43

are able to how vulnerable people

access Universal Credit advances

0:34:430:34:47

rather than get into debt?

I can

confirm that work coaches and those

0:34:470:34:52

who performed the interview that Job

Centres make people aware that they

0:34:520:34:56

can access 100% advances which are

interest-free. The other aspect that

0:34:560:35:02

is available is support in terms of

personal budgeting support which

0:35:020:35:06

individuals who need it can also

receive.

1272 new jobs have been

0:35:060:35:18

created in Basildon South and

Warwick East since 2010, an increase

0:35:180:35:22

in no small part due to my

honourable friend's efforts. You'll

0:35:220:35:26

be aware that older work in

employment levels are at a record

0:35:260:35:30

high and in his region 85,000 50-64

-year-olds are in employment, and

0:35:300:35:36

increase since 2010. 120,000 with an

increase of 45,000 since 2010.

Does

0:35:360:35:49

my honourable friend agree with me

that encouraging businesses to be

0:35:490:35:52

flexible in the way they employ

older workers is one way to bridge

0:35:520:35:55

the skills gap and keep older

workers in the employment market for

0:35:550:36:01

longer, sharing their experience and

knowledge?

The full working life

0:36:010:36:06

strategy launched by this department

last year is there specifically to

0:36:060:36:10

support over 50s into employment and

provide them with the skills and

0:36:100:36:14

retraining they need, and which

businesses specifically value. There

0:36:140:36:18

are a number of exemplar businesses.

He'll also be aware that individual

0:36:180:36:23

people created over 26,000 new

businesses since 2011 which offer

0:36:230:36:28

over 50s.

Many older workers and

their necessarily by choice. I think

0:36:280:36:36

in particular the WASPI women who

are having to go into work because

0:36:360:36:44

of the inadequacies of their pension

provisions. What is the government

0:36:440:36:47

going to do about this?

The

government has no intention to

0:36:470:36:53

revise the pension acts introduced

by previous governments and by the

0:36:530:36:58

coalition, but I would make the

point very strongly that the average

0:36:580:37:01

employment throughout over 50s and

over 64 has increased dramatically

0:37:010:37:07

since 2010.

I'd like to answer

question 11 with question 12.

0:37:070:37:17

Universal Credit transforms the

welfare state and the roll-out is

0:37:170:37:20

proceeding to plan with Universal

Credit now available in one third of

0:37:200:37:23

Job Centres in Great Britain.

Easterhouse Housing and regeneration

0:37:230:37:30

is a coalition of independent

Housing associations in my

0:37:300:37:33

constituency. They have profound

concerns about the roll-out of

0:37:330:37:37

Universal Credit in Glasgow. Given

that the government has made

0:37:370:37:40

commitments to make people from

their own ventures, will he come to

0:37:400:37:46

my constituency and listen to their

concerns?

Where we have a role that

0:37:460:37:50

Universal Credit we have done it in

a manner that makes sense and works.

0:37:500:37:54

Right now 9% of those who will end

up on Universal Credit are on

0:37:540:38:01

Universal Credit, it will reach 11%

by June this year. I am undertaking

0:38:010:38:05

a range of visits across the country

to Job Centres and I will make sure

0:38:050:38:12

that I make a visit to Scotland and

we can have a discussion where there

0:38:120:38:17

is an opportunity to visit him as

well.

A terminally ill man has won

0:38:170:38:22

the right to raise a landmark

challenge to the government after

0:38:220:38:26

the introduction of Universal Credit

left him significantly worse off.

0:38:260:38:29

Having already acted unlawfully to

1.6 million PIP claimants, does the

0:38:290:38:37

Minister guarantee that his

government will not be found guilty

0:38:370:38:41

of unfairly treating the terminally

ill?

I will be absolutely clear. The

0:38:410:38:50

changes we are making in Universal

Credit and in the benefits system

0:38:500:38:53

are bare and focused on protecting

the most vulnerable. That is the

0:38:530:39:01

underlying policy of Universal

Credit and we will continue to do

0:39:010:39:03

that.

Has the Minister had any

discussions with colleagues in the

0:39:030:39:09

Department for Education about their

proposals for eligibility of

0:39:090:39:12

Universal Credit claimants to free

school meals? If the current

0:39:120:39:15

proposal went ahead it would

introduce a huge new benefit trap

0:39:150:39:19

into the system, far worse than

anything in the old system that

0:39:190:39:22

Universal Credit was supposed to

remove such traps not create new

0:39:220:39:26

ones.

1.1 million young people,

students, receive free school meals

0:39:260:39:34

currently. If the policy put forward

as part of the consultation goes

0:39:340:39:38

forward where there is an earnings

threshold of 7400, there will be an

0:39:380:39:43

additional 50,000 young people who

will benefit from free school meals.

0:39:430:39:51

Mr Speaker, with permission I'll

take questions 13 and 15 together.

0:39:510:39:55

Both honourable ladies are right to

recognise the role that welfare

0:39:550:39:59

reform is playing in alleviating

child poverty. Work is the best

0:39:590:40:02

route out of poverty and Universal

Credit enables parents to move into

0:40:020:40:08

and progress in work. It cannot be

considered in isolation, it's a key

0:40:080:40:12

component of a broader strategy to

move Britain to a higher wage, low

0:40:120:40:17

welfare and low tax society.

Due to

policies pursued since 2010, we have

0:40:170:40:24

20,700 children in poverty across

Hull, with food poverty and holiday

0:40:240:40:28

hunger growing. Including in working

families. Will the Minister tell us

0:40:280:40:34

whether restricting the free school

meals in Universal Credit will

0:40:340:40:38

create that cliff edge making the

situation even more dire in the most

0:40:380:40:43

disadvantaged communities?

Mr

Speaker, it's undoubtedly the case

0:40:430:40:51

as my right honourable friend said

earlier the children are five times

0:40:510:40:55

more likely to be in poverty if they

are in a workless household. The

0:40:550:41:00

thrust of this government is to get

as many people into work as we can.

0:41:000:41:03

We would never contemplate anything

that would get in the way of those

0:41:030:41:08

kind of incentives. The current

proposals on free school meals will

0:41:080:41:11

mean nobody loses out and there may

be more recipients in the future.

0:41:110:41:20

Mr Speaker figures published last

month showed 27% of children in my

0:41:200:41:24

constituency in Lincoln live in low

income households, these are

0:41:240:41:27

families relying on Universal

Credit. My question is, does the

0:41:270:41:31

Minister believe it is acceptable

that families in Lincoln, living in

0:41:310:41:36

poverty, have to rely on food banks

particularly due to problems with

0:41:360:41:44

the roll-out of Universal Credit.

Mr

Speaker I'm sure the honourable lady

0:41:440:41:50

welcomes the fall in the claimant

count in her constituency over the

0:41:500:41:55

last few years. To come to her

question, as many members will know,

0:41:550:42:00

the causes of people going to food

banks are complex. In my

0:42:000:42:06

constituency for example the food

tanker was established in 2006 at

0:42:060:42:15

the height of Labour's conduct of

the economy and the welfare system

0:42:150:42:18

but is a department we do need to

think carefully about some of these

0:42:180:42:22

issues and we will do in the future.

Michael Tomlinson.

Thank you Mr

0:42:220:42:29

Speaker. May I welcome my honourable

friend to his place and does he

0:42:290:42:33

agree that on the subject of

children living in poverty it's

0:42:330:42:37

important to have a grown-up debate

rather than bandying around and

0:42:370:42:40

qualified figures?

The right

honourable gentleman makes a strong

0:42:400:42:48

point and is right, looking at

National statistics on several

0:42:480:42:51

measures we've seen child poverty

fall and in particular we have seen

0:42:510:42:55

200,000 children over the last few

years move out of absolute poverty.

0:42:550:43:02

Thank you Mr Speaker, for too long a

parent has been able to hide their

0:43:020:43:10

income from child maintenance

authorities adding to child poverty,

0:43:100:43:12

what action is the government taking

to stop this.

As the honourable lady

0:43:120:43:18

knows the child maintenance system

was put in place to enable greater

0:43:180:43:22

co-operation between parents, it

often results in a better outcome

0:43:220:43:27

for children that some are reluctant

to and in those circumstances we

0:43:270:43:31

have invested in the service of the

child maintenance service and will

0:43:310:43:35

consult on what more we can do to

strengthen our enforcement powers.

0:43:350:43:41

Thank you Mr Speaker, I would like

to welcome the honourable member to

0:43:410:43:44

his place. When the benefit freeze

was introduced in April 2016

0:43:440:43:50

inflation was not .3%, it is no

other 3% and food prices in December

0:43:500:43:54

were 4% higher than a year earlier.

Recent studied at the Institute for

0:43:540:44:01

Fiscal Studies shows one in four

households struggling with problem

0:44:010:44:04

debt and new figures from the Child

poverty coalition show that in some

0:44:040:44:08

areas like Bethnal Green in London

over half of children are living in

0:44:080:44:12

poverty. Those families are no

longer just about managing. Will the

0:44:120:44:18

government and the Social Security

freeze pushing families into

0:44:180:44:20

poverty? If your Mac Mr Speaker I

would advise the honourable lady to

0:44:200:44:26

be careful about the statistics

uses. As we have heard earlier,

0:44:260:44:29

there are some that problems but in

that report in particular there are

0:44:290:44:37

enormous caveats saying that the

numbers were not necessarily

0:44:370:44:40

accurate. This government is

committed to a strategy to tackle

0:44:400:44:47

poverty that involves work. And

since 2010 we have moved 954,000

0:44:470:44:52

fewer households, we have 900

thousand fewer households out of an

0:44:520:45:01

implement and into work which is the

best we could do for their futures.

0:45:010:45:05

Questionable 14.

With your

permission Mr Speaker I would like

0:45:050:45:11

to greet this with question 20,

there are 5550 employers currently

0:45:110:45:19

signed up to Disability Confident.

This group is promoting the scheme

0:45:190:45:24

to other employers, all main

ministerial government departments

0:45:240:45:32

have now achieved Disability

Confident leader status and I would

0:45:320:45:34

encourage all members to come to a

drop-in centre of organised on

0:45:340:45:38

Wednesday, February 21, 3-5 in

Portcullis House holed so they too

0:45:380:45:46

can become disability confident

employers.

Always useful to have

0:45:460:45:50

more information, we are deeply

obliged to the Minister.

Last year I

0:45:500:45:57

attended a Disability Confident

workshop in my constituency where

0:45:570:46:03

unemployment is now at an all-time

low. Many businesses signed up

0:46:030:46:09

immediately, could my right

honourable friend give more feedback

0:46:090:46:11

on this programme which encourages

employers to take advantage of keen,

0:46:110:46:15

loyal staff who are disabled.

I

thank my right honourable friend for

0:46:150:46:21

his question and congratulate him on

his support for Disability Confident

0:46:210:46:26

locally and encourage all members to

get involved in these great events

0:46:260:46:29

where we see hundreds of people

signing up to the scheme. I think

0:46:290:46:33

that's really important, that we

carry on, to build on the very

0:46:330:46:38

positive feedback we get from

employers with the practical support

0:46:380:46:42

we are providing them with so that

they can employ more disabled

0:46:420:46:45

people.

Have recently visited an

excellent local school and I

0:46:450:46:54

constituency, the leadership are

working hard to get talented young

0:46:540:46:58

people with special needs into work

placements when they finish school.

0:46:580:47:02

Would my honourable friend

encourage, like I am, employers in

0:47:020:47:07

my area to join the Disability

Confident scheme so we can give

0:47:070:47:11

opportunities to those young people,

and not just give them hope for the

0:47:110:47:15

future but also get a number of

people into the Labour market that

0:47:150:47:18

will give a vast and experienced

difference to our workplaces.

I

0:47:180:47:24

thank my honourable and for his

question and I was pleased to get

0:47:240:47:27

about the important work done by

oak-wood School. Last over 500 young

0:47:270:47:31

people took part in supported

internships. This year the

0:47:310:47:36

Department for Education has made

just under an additional sum of £10

0:47:360:47:39

million of funding available which

will enable more work placements

0:47:390:47:43

particularly for young people with

special educational needs, I agree

0:47:430:47:47

with him, it is vital we give these

young people the opportunity to

0:47:470:47:53

work.

I am sure people will have the

chance to pour over the reply by

0:47:530:48:01

moving to the library where I am

sure copies will be located within

0:48:010:48:05

minutes. Brigid Philipson.

Mr

Speaker we had a record-breaking

0:48:050:48:14

2017 for employment, I am delighted

to see the trend continue as we

0:48:140:48:17

enter the New Year. The number of

people in work is at an all-time

0:48:170:48:23

high, 75.3% meaning 32.3 million

people are now in work which is a

0:48:230:48:30

rise of more than 415,000 compared

to last is figures. Figures show

0:48:300:48:34

there is a record 810,000 vacancies

in the economy at any one time,

0:48:340:48:38

proving this government is

delivering on our promise of

0:48:380:48:41

building a strong economy.

Brigid

Philipson.

Thank you Mr Speaker, no

0:48:410:48:48

child in Britain should grow up in

poverty, yet figures from her own

0:48:480:48:53

department show that we face a

growing crisis. Does she seriously

0:48:530:48:57

believe that ploughing ahead with

Universal Credit will do anything to

0:48:570:49:01

help the millions of children

trapped in avoidable poverty in this

0:49:010:49:05

country will bring that number down?

Mr Speaker, there is one thing that

0:49:050:49:11

we will both agree on, all sides of

the house will agree on, that no

0:49:110:49:16

child should grow up in poverty. And

it is thereby the actions that you

0:49:160:49:21

take and make sure that families are

working and those children are not

0:49:210:49:27

going to be in poverty, and what we

know for certain is that should

0:49:270:49:34

family be working, that child is

much less likely when it grows up to

0:49:340:49:38

be in poverty and also attain higher

school qualifications. That's what

0:49:380:49:42

this side of the House is doing.

Mr

Speaker, my local citizens advice

0:49:420:49:50

bureau has seen a drop in the number

of Universal Credit cases since they

0:49:500:49:58

measures were introduced. We have

seen cases of advanced payments to

0:49:580:50:01

help clear debts. What price are we

giving to claimants regarding

0:50:010:50:04

budgeting so that they can sensibly

unsustainably clear problem debt?

Mr

0:50:040:50:12

Speaker, whipped through universal

support providing personal budgeting

0:50:120:50:15

support which is available in

consultation with work coaches and

0:50:150:50:18

this is making a difference to those

who need this help.

We will have to

0:50:180:50:23

be brief because we are running

short of time so pithy sentence will

0:50:230:50:27

suffice. New grey.

The Secretary of

States response to the European

0:50:270:50:32

committee of social rights which

says studies repayments for those

0:50:320:50:35

seeking work is, and I quote,

"Manifestly inadequate" and

0:50:350:50:40

therefore in breach of the legally

binding European social chapter.

Mr

0:50:400:50:47

Speaker I am happy to have a

discussion with the honourable

0:50:470:50:51

gentleman on this point. What I

would say is that, all the policies

0:50:510:50:53

being put forward are based on being

as fair as we can to all recipients.

0:50:530:51:02

We've heard a lot about Universal

Credit today, making it work

0:51:020:51:06

properly will depend on DWP staff to

a great extent. Would my right

0:51:060:51:15

honourable friend join me in

congratulating the stuff in

0:51:150:51:20

Sittingbourne and sheerness job

centres who have shown immense

0:51:200:51:22

dedication and enthusiasm to ensure

benefit claimants in my constituency

0:51:220:51:28

not adversely reflected by the

roll-out of Universal Credit.

Of

0:51:280:51:33

course I joined my friend in

congratulating the staff at these

0:51:330:51:36

job centres. If I may say, when I

have spoken to work coaches in the

0:51:360:51:40

visits I've done they are incredibly

infused, they tell me this is the

0:51:400:51:44

first time they have been able to do

what they want to do which is help

0:51:440:51:49

people into work.

Mr Speaker, the

behaviour of Philip Green on the

0:51:490:51:53

edge as pendants was outrageous.

Mike was currently paying dividends

0:51:530:51:56

and big bonuses while running up and

£900 million pension deficit. We

0:51:560:52:02

expect better from our universities,

does the Secretary of State agree

0:52:020:52:07

that it cannot be right that they

are proposing to cut the pension

0:52:070:52:11

benefits of stuff when one vice

Chancellor alone at Edinburgh

0:52:110:52:15

University has accepted a 33% salary

hike as part of a package worth

0:52:150:52:20

£410,000?

With respect, this is not

a matter for government to respond

0:52:200:52:28

on, and joint negotiating committee

made up of employers and unions are

0:52:280:52:33

responsible for approving an

appropriate plan to ensure the

0:52:330:52:36

scheme is adequately funded and

universities are subject to regular

0:52:360:52:39

assessment of their overall

financial management, and I'm sure

0:52:390:52:43

the regulator will be watching this

particular situation.

Mr William

0:52:430:52:48

Reich.

Mr Speaker, I had the

pleasure of visiting my local job

0:52:480:52:53

centre on Friday. Will my temper my

friend Peter breached the

0:52:530:52:59

hard-working staff delivering record

levels of employment in my

0:52:590:53:04

constituency?

Absolutely, Mr

Speaker, I congratulate the stuff in

0:53:040:53:08

his job centre. They are also save

that by the end of the process of

0:53:080:53:12

rolling out Universal Credit will

have 5000 extra work coaches across

0:53:120:53:17

the country.

Mr Speaker 20,000

people in Davood have had their

0:53:170:53:22

personal independent payments cuts

due to the blatantly discriminates

0:53:220:53:26

league regulations that the

Secretary of State has not accepted

0:53:260:53:29

or not lawful. Can the secretary of

state tummy when my constituents

0:53:290:53:34

will get their money back and the

entitlement returned?

The first

0:53:340:53:37

decision I made was to make sure

that we did not appeal that question

0:53:370:53:46

about the personal independence

payments and what this side of the

0:53:460:53:49

House would do to live up to the

expectations of PIP. I think it is

0:53:490:53:53

true, honourable correct thing we've

done. However, to make sure we

0:53:530:53:57

deliver correctly and give the

correct and of money to the people

0:53:570:54:01

who need it, it will take time to us

to thoroughly research what needs to

0:54:010:54:06

be done.

Mr Speaker the

attractiveness to many of the two

0:54:060:54:09

weekly payments of Universal Credit

and obvious. Does my right

0:54:090:54:13

honourable friend show my concern is

that the Scotland decision to offer

0:54:130:54:17

this will lead to people worse off

than claimants and the rest of the

0:54:170:54:22

UK?

Mr Speaker it is the case that

under the Scottish system

0:54:220:54:28

individuals will be at a cash flow

disadvantage after several weeks.

0:54:280:54:32

Alternative payment arrangements are

available in England as well.

0:54:320:54:37

Following last December 's High

Court ruling, Secretary of State

0:54:370:54:40

tell me by what date all 1.6 million

PIP claims have been reviewed,

0:54:400:54:46

weeks, months, even years?

This

reviewing will be an administrative

0:54:460:54:53

process so we will not be muted to

see the people but what is most

0:54:530:54:58

important is that the right people

will get the right and of money and

0:54:580:55:01

that will take the time it needs.

Mr

Speaker we had an interesting

0:55:010:55:08

session on assistive technology the

other day. We'll is the government

0:55:080:55:13

committed to looking at how this

technology can help more disabled

0:55:130:55:17

people into work?

I thank my

honourable friend for that question

0:55:170:55:22

and I welcome the work the select

committee is doing. I believe the

0:55:220:55:26

fourth industrial revolution has the

most enormous impact to transform

0:55:260:55:29

the lives of disabled people and I

will of course read that report very

0:55:290:55:34

thoroughly.

Callum Smith.

One of my

constituents suffers from MS and has

0:55:340:55:42

been receiving PIP for several

months but was recently reassessed

0:55:420:55:46

and denied it on the grounds that

she can work part-time. She's now

0:55:460:55:51

working full-time and damaging her

health. Does the government

0:55:510:55:54

recognise that the disabled need

support to stay in work for as long

0:55:540:55:57

as possible and will the Minister

meet with me to see that this is

0:55:570:56:00

reviewed?

I think the honourable

lady for the question. I would be

0:56:000:56:06

delighted to meet with and discuss

the case of a constituent. Yet let

0:56:060:56:10

us be clear that what we want to

achieve is the maximum amount of

0:56:100:56:14

support from people who want to and

can get into work but by making sure

0:56:140:56:18

the right support for those that

cannot.

The child support agency was

0:56:180:56:25

set up to pursue absent fathers were

not paying anything towards their

0:56:250:56:28

children. Too often the child

maintenance service seems to file

0:56:280:56:34

everyone and are "Too difficult" and

just pursue people who are already

0:56:340:56:38

paying. Can the Minister guarantee

that the child maintenance service

0:56:380:56:42

continues to go after people paying

nothing to the upkeep of their

0:56:420:56:45

children rather than those already

making a contribution?

Mr Speaker I

0:56:450:56:52

can reassure Posch gentleman that

that will be the case and we will

0:56:520:56:55

shortly consult on what more we can

do to enforce the case against those

0:56:550:56:58

not willing to support their

children.

0:56:580:57:03

One of the challenges of the design

of Universal Credit is that it

0:57:030:57:07

doesn't take into account the

fluctuating income of people who are

0:57:070:57:10

freelance. At the end of the year,

if you earn £15,000 self-employed

0:57:100:57:17

you will get less than if you were

earning £15,000 employed. Will the

0:57:170:57:24

government commit to fixing this

anomaly?

As the honourable gentleman

0:57:240:57:29

knows come Universal Credit works on

a monthly basis. Of course where

0:57:290:57:34

people earn a large amount in a

month, we do then a portion that

0:57:340:57:39

over the following months. It's

worth pointing out to him that it is

0:57:390:57:43

entirely possible for people who

have these kind of earnings to

0:57:430:57:47

budget over the year, as indeed do

many businesses.

The GK and takeover

0:57:470:57:54

proposal announced last Thursday

seeks to pay a 1.4 billion sweetener

0:57:540:58:00

to shareholders, despite a 2 billion

pension deficit. Does the Minister

0:58:000:58:03

agree that governments should act to

protect the interests of GKN pension

0:58:030:58:14

fund contributors?

Here we have

actually seen the trustees of the

0:58:140:58:20

pension fund coming out and being

bold and wanting reassurance from

0:58:200:58:25

the company that they can indeed pay

for the pension scheme. There are

0:58:250:58:30

two sides of looking at the argument

here. GKN have to be strong and

0:58:300:58:36

robust and also Melrose should ask

the regulator to look at the cost in

0:58:360:58:42

that benefits scheme and make sure

it can afford as a company to take

0:58:420:58:46

over that companies.

On the fourth

week of December last year I asked

0:58:460:58:52

the Minister not to ignore the

voices of 7000 women in my

0:58:520:58:59

constituency affected by state

pension inequality, as we are not

0:58:590:59:02

going away. Can she tell me whether

the department is any closer to

0:59:020:59:06

paying us what we are due?

The

position has not changed, the

0:59:060:59:14

government do not intend to change

the 1995 pension act, the 2011 or

0:59:140:59:20

2007 pension act and there was a 1.1

transitional arrangements put

0:59:200:59:24

forward in the 2011 statute.

70% of

the rise in UK employment is higher

0:59:240:59:31

skilled jobs. This is true in

Wiltshire which expects 2500 jobs

0:59:310:59:37

from Dyson alone. What work is the

Minister doing to tackle the stem

0:59:370:59:45

skill gap?

I do of course have been

having conversations with

0:59:450:59:52

ministerial colleagues and she's

right, we need to make sure we have

0:59:520:59:57

high skilled jobs created across our

country.

With the significant rise

0:59:571:00:03

in household debt and the fear

payday lenders will seek to take

1:00:031:00:07

advantage, is not now the right time

to seek a significant expansion of

1:00:071:00:11

credit unions across the UK? What

bike the Minister do to facilitate

1:00:111:00:14

that?

We actually have a meeting in

our diaries for a week Monday when I

1:00:141:00:21

had to expand upon this point. He

will know that credit union

1:00:211:00:24

membership has doubled in the last

ten years and I can assure him we

1:00:241:00:28

are discussing matters with the

Treasury who have ultimate control

1:00:281:00:31

of credit Unions.

I'm a

mathematician and the mother and

1:00:311:00:35

when the head of UK statistics has

to write a Shadow Minister pointing

1:00:351:00:39

out the statements they have made

are not based on real sources or

1:00:391:00:44

real statistics, I'm concerned. Does

my right honourable friend agree

1:00:441:00:47

they should apologise?

My honourable

friend says it so eloquently. Is it

1:00:471:00:56

is about time the opposite benches

apologise for the scaremongering

1:00:561:01:00

they have been doing.

Even mothers

and mathematicians have to respect

1:01:001:01:07

new method. In the House the method

is you question the government

1:01:071:01:14

Minister about the policies of the

government. Order, order. I don't

1:01:141:01:18

blame the Secretary of State had

taking her opportunity and running a

1:01:181:01:22

home her point with force and

alacrity but members must understand

1:01:221:01:26

this is not question time about the

policies, the tactics, the

1:01:261:01:31

preferences of the opposition. Its

question time about the policies of

1:01:311:01:35

the government. Even if there is

some whip hand out saying ask the

1:01:351:01:39

Minister about the behaviour of the

Labour Party, that doesn't make it

1:01:391:01:42

in order. It is not in order, end of

subject.

Thousands of women born in

1:01:421:01:50

the 1950s are being left in serious

hardship as a result of accelerated

1:01:501:01:54

changes to the state pension age. As

my honourable friend said, they are

1:01:541:02:00

crying out for justice. In the week

when we are celebrating the

1:02:001:02:04

centenary of the first win in

gaining the right to vote, how dare

1:02:041:02:08

this government ignore their voices?

The honourable lady will know this

1:02:081:02:14

was a policy continued for 13 years

under the Labour government and

1:02:141:02:18

which between 1997 and 2010, have of

and could have done something about

1:02:181:02:24

it. She maintained it was the right

policy. We continue in this

1:02:241:02:29

government to maintain it was the

right policy and if there are

1:02:291:02:32

individual people who require

assistance, there is over £50

1:02:321:02:36

billion which this government gives

on an ongoing basis.

In fairness to

1:02:361:02:42

colleagues who haven't asked

questions, a short sentence will

1:02:421:02:46

suffice.

What benefit has

auto-enrolment provided for my

1:02:461:02:52

constituents?

7000 employees are now

signed up and 900 employers are

1:02:521:02:59

doing the right thing and providing

auto-enrolment to his constituents.

1:02:591:03:07

Later we'll be debating benefit

operating which will mean

1:03:071:03:10

maintaining a freeze on many of the

key worker age benefits, even while

1:03:101:03:14

consumer price index it is up 3%.

Will the Secretary of State take

1:03:141:03:20

this opportunity to lift the freeze

to ease the suffering of claimants,

1:03:201:03:23

yes or no?

As the honourable

gentleman knows the freeze was

1:03:231:03:29

enacted in primary legislation, it

would need of the whole house to

1:03:291:03:31

change it change it and it forms

part of a general suite of welfare

1:03:311:03:35

reforms which have driven enormous

numbers of people into work and out

1:03:351:03:38

of poverty.

A short sentence...

Will

the Minister look at how Universal

1:03:381:03:48

Credit is paid into credit unions

because there are real issues being

1:03:481:03:52

raised locally by my credit union as

to the efficiency and organisation

1:03:521:03:56

of the DWP in doing that.

I'm

certainly very happy to take

1:03:561:04:02

representations from the honourable

gentleman and I'm looking at that

1:04:021:04:05

point with colleagues handling

Universal Credit.

Bearing in mind

1:04:051:04:11

the Secretary of State's calls the

clear statistics, will she welcomed

1:04:111:04:14

the House of Commons library paper

today which clarifies that 113,000

1:04:141:04:20

children will cease to receive free

school meals under the proposed

1:04:201:04:23

changes to Universal Credit?

Withdraw the claim that 50,000 more

1:04:231:04:29

children will benefit at one point

in time.

There is a consultation

1:04:291:04:39

taking place all. The Department for

Education will respond to that.

1:04:391:04:45

Everyone currently on Universal

Credit will have that benefit

1:04:451:04:50

protected as long as they remain in

that setting of education.

We've had

1:04:501:04:56

23 Topical Questions and I'm sorry

for disappointed colleagues

1:04:561:04:59

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