27/03/2014 The Papers

buying a football club. Ryan Giggs and others are clubbing together to

buy Salford city FC. Hello, and welcome to our look ahead

to what the papers will be bringing us tomorrow. With me are Kiran

Stacey, political correspondent at the Financial Times, and journalist

and blogger Susie Boniface, aka, the Fleet Street Fox. Here is the

independent, reporting on a study that shows that students from state

schools are more likely to get top grade degrees than those with

Dominic at private schools. `` than those at private schools. The Daily

Telegraph reports that savers who are locked into pensions will be

given a free exit. More on the probe into energy prices on the front of

the Daily Mirror. The Daily Express says millions of people will be

better off with a cap on pension charges. Ed Miliband calls for

further curbs on energy bills, that is in the Guardian. And the Daily

Mail reports on cats passing TB on to humans for the first time. On the

Times, a picture of Sumatran tiger cubs that have made their first

appearance at London zoo. We start with the Times. Alarm over

in new housing bubble, and dangerous levels of borrowing. Some of these,

if it is London and the south`east, is because of foreign investors in

London is a great place to buy property. Certainly part two, which

is available in homes that are just knew by, but definitely fuelling

prices in London. We have seen prices take off in the past few

years. Why is coming from places like the Arab world, Spain, Italy,

where they haven't got much money, or their assets are losing a lot of

value, so they are coming in buying houses filled. `` buying houses

here. There is a big turnaround. People are saying, it might be in

London, but not the rest of the country. Figures are now saying that

it is the rest of the country. There are some worrying figures that

suggest that people are borrowing much more than they can afford. It

says that in 2005, just a few years before the crash, which was partly

to do with people borrowing too much money for their houses, fewer than

5% of mortgages were at more than 4.5 times the income. Most people

were borrowing less than 4.5 times their income. Now, that has gone up

to 8.3 7%. In London, it is 17.2%. We now have nearly one in five

people borrowing more than their income. That it have any choice, do

they? If they want to buy houses in this part of the world, that is what

property costs. That is what people have had to do. I was borrowing six

times my salary in 2005, and the bank let me do it. What's

interesting is that George Osborne has sought to play down fears of a

housing bubble, following accusations he was stoking the

market to create a feelgood factor ahead of the election. Of course

that is what he's doing. That is the entire point the flagship to buy

scheme, is making everyone feel like they are doing better. That is the

entire point of the whole thing! Come on, people! Wake`up! Some

people say that it is going to crash at some point. They don't care, as

long as it crashes after May 2015. It's not our problem. Two things can

make it crash. Buyers who have come in from abroad might start to go

again. That would take out some of the heat from the market. The other

thing is that people simply get too stretched and can't afford mortgage

payments any more. Also, talk about a bubble, the criteria of lending

has tightened up since the crash. I was able to get six times my salary

a few years ago, there is no way I could do that today. They are now

saying that 4.5... 3.5 times your mum income if you are single

person, you are potentially at risk of losing your home if interest

rates go up. `` 3.5 times your income. The definition of a bubble

is now a little more cautious than it was. The Chancellor is saying

that prices are still significantly below their peak. Yes, but the guy

who is in charge of the Office of Budget Responsibility has said that

it is looking bubbly, quote, unquote. Once prices hit their

peak, it is too late. If they are at their peak, they are about to come

down. There were to move to flatten it out, so that just hit a peak and

plummet off the other side. Are they any better at predicting that than

they were in 2005? Absolutely not, they can't predict growth so...

There are lots of people now, one of the distinct things about the

housing market is how many people are buying with cash. The people who

are borrowing are getting more stressed. Loads of people are buying

with cash, so we could see an utterly divided... Who are these

people who have hundreds of thousands of pounds? They are people

coming from abroad, people who have been sitting on houses that are

escalating in price, or people with rich parents or grandparents. MPs.

MPs get mortgages get released on those. You particularly cynical,

even by your standards, Susie. Very cute picture here, three Sumatran

tiger cubs, you can only see two of them. They have made their public

debut at the London Zoo. The population in the wild is estimated

to have dropped to 300. These will be hugely popular at the zoo. It is

horrifically sad, and that is what is pictured is not illustrate.

Regents Park is not the place for a Sumatran tiger, they are not going

to be particularly happy in the northern hemisphere, with smog and

all that. There is a very narrow gene pool that they are breeding in

as well. It is like choosing to save the red haired people or the blonde

haired people or something like that. You wouldn't be very robust.

The animals in the zoo population are not the same as the Sumatran

tiger. They become different as a representation of this PC. If you

want to conserve animals that are in danger, the thing is to conserve the

habitat. I'm sure they will be cute, and we want to see tigers, but those

tigers are never going to have freedom, they will never know what

it is like to be outside was. There will never hunt their own food, and

they are not going to be tigers in so many ways. This is a species that

will breed in the wild. It is not like pandas, that have to be

encouraged through every single matchmaking session that they do.

Sumatran tigers do actually have a capacity for procreating, but the

problem is logging and so on in their native territories. The

developing world, that is having a big impact on lots of animals,

rhinoceros, elephants... You think parents should not take their kids

to the zoo? I think they should discuss the correct ways of saving

Sumatran tigers. I have done lots of stories about animal conservation,

so I have a little bit of bias. I think a tiger should be in it tiger

appropriate place, not a zoo. You are not suggesting that we don't

continue to keep the tigers we have got? No, but having animals create a

lot of interest, perhaps proponents of this sort of thing would promote

people try to go and save the situation in Sumatra. But people are

making a lot of money out of it, they are spending a lot of money on

these tigers in London, and not doing an awful lot about the

situation in Sumatra. There is no point saving these animals, if you

can't introduce them back into their native environment. It is weird and

biologically odd. You need to take them back to the place where they

are from, where they were bred, where they are designed to be

living, and to be happy and to live their lives out. You can't have them

in captivity for ever and ever just because you say, we can't have

Sumatran tigers die out. I had no idea you would have so much to say

about a picture on the Times. Sorry! Don't apologise, I'm thrilled. The

Financial Times, this is a joint article that has been written by

David Cameron and he is counterpart from Germany. Doesn't involve any

tigers at all, unfortunately. What we saw, from what we know last night

with the debate between Nigel Farage and Nick Clegg, England's role in

the EU is in flux. David Cameron wants to renegotiate his position in

the rest of Europe. The problem is, does anyone else want to sign up to

what Britain was? Do they want to stop immigrants coming into the UK

and other countries, or do they want to keep freedom of movement going?

This is the first sign that Germany, the major power, might be wanting to

sign up to some of what Britain want. He is saying that he will put

in guarantees that the eurozone countries will not be able to gang

up on those countries that are not inside the eurozone, and determine

the way that how markets work. What we are worried about is that... All,

there will be a tax. The Robin Hood tax. They will say, sorry guys, we

don't care about what you want, or going to do this. That is what

Britain is terrified about, they are looking for an emergency brake. What

Wolfgang Schauble is saying is that we are listening, we understand you

have concerns, we will be listening is a group of 18 without you, and we

promise not to cook up anything that is going to hurt you. Which shows,

despite all the problems they have been with the euro project in places

like Greece, Portugal, Ireland, how powerful the eurozone is. It is

powerful partially because it has Germany in it. But you are right, it

is an immensely powerful bloc of countries, these are big economies.

As a voting bloc and a trading bloc, it really carries some clout.

David Cameron is still plugging away at the idea that he will get a

referendum through an renegotiate terms. Also, this only really

relates to ask and Denmark. We are the only two nations that aren't

obliged to join the euro, although we are EU states. All Wolfgang

Schauble has said is that he is going to be fair to countries that

are outside the Eurozone, isn't exactly what Nigel Farage would

want, I don't think. It is something, and we have not had much

so far. They will seize on it, what they? It is genuinely a positive

sign. There is no reason why Germany should turn around and say they will

look after our interests as well. That is the ultimate thing that

David Cameron is hoping. He hoped that Berlin will turn around and

say, if the choice is giving you something you want or having you

leave altogether, I would rather have you in. Not least because

Britain and Germany agree on a lot of things. This is Germany saying,

we would rather have you in, we will give you a little bit. The question

is, are they going to go much further? Particularly on things like

immigration? If they want to exercise a V2 and say, no, we don't

want to do that, we are not part of the euro but we don't want you to do

that. `` veto. They might say that, but we wouldn't say that on BBC

News. You did have as much to say about that as tigers. The Daily

Telegraph, it is after 9am, we are all grown`ups. Hillsborough police

question of the deaths. Four police officers being interviewed under

caution. It is the first time they have been questioned in the criminal

caution as potential manslaughter suspect. This is part of the

investigation into what really went on at Hillsborough when 96 people

died in 1989. 25 years on, it is incredibly slow getting to the

truth. We didn't know until about 18 months ago whether there had been a

cover`up that we seem to now know that happen. We are managing to see

members of the police force brought in for questioning. When the police

decide to cover something up, they are very good at it. They are very

good at closing ranks and making sure no one finds out the truth.

Now, we don't know what the truth is, and I'm not saying either way on

this one. There does seem to be evidence that evidence might have

been doctored, that it was covered up Apple all levels in the police.

And, we are only just now, 25 years later, finding that there are heavy

suspicions. `` covered up at all levels. Not all police officers are

cut from the same cloth. 13 are being questioned under caution, four

for manslaughter and others for offences including perverting the

course of justice, and abusing public office. Some are still

serving, 12 are long since retired. It is astonishing that it has taken

25 years to get to this stage. It has been 18 months or so since the

Hillsborough Independent panel when we finally learn foreign FAQ that

there had been a cover`up. We are now waiting for the inquest. ``

learn for a fact. It is going to be so long since the original event

that the chances of actually having a court case that you could make a

charge stick is going to be almost remote, I would have thought. This

is no victory at all, for anybody. But look at the Daily Mail very

quickly. For owners catch TB from their pet. You're not a cat owner,

are you? No. So no sympathy. This disease has lept from one species to

another. Disease will cross barriers and bugs evolve. I am looking

forward to the day that the Environment Secretary calls for a

cull on cats and tries to get that one past the voters. Seem to have

picked this up from badges, so perhaps he will blame badgers again.

Shifting the blame on to somebody else. I feel particularly bad about

the on the front page that has gone missing. He an infected cat and he

has gone on the loose. They must have known. Look at him, he is

clearly an evil cat. He is named after Richard Nixon, if you did not

know that she was up to no good then you do now. There is a little go out

there who loves that. She should be in bed, it is 11:45pm. Thank you so

much. We should not make fun of it, but we have. At midnight, the big

six energy companies face questioning about giving customers a

poor deal. Hello and welcome to Sportsday. I'm

Lizzie Greenwood`Hughes. The headlines tonight: All hail Alex

Hales. England's first Twenty20 centurion, helps them beat Sri Lanka

by six