Browse content similar to 02/02/2017. Check below for episodes and series from the same categories and more!
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I'm Victoria Derbyshire, welcome to the programme. | :00:09. | :00:13. | |
The Government's strategy for Brexit will be published today after MPs | :00:14. | :00:15. | |
back Theresa May's right to trigger the process for leaving the EU. | :00:16. | :00:25. | |
The ayes to the right, 498. The noes to the left, 114. | :00:26. | :00:32. | |
CHEERING Also this morning - | :00:33. | :00:38. | |
the new property trap. We'll bring you an exclusive report | :00:39. | :00:40. | |
on the misery of homeowners who are locked into high charges | :00:41. | :00:42. | |
and - in some cases - are having the ground sold | :00:43. | :00:45. | |
from beneath their feet. I have asked the company for a | :00:46. | :00:59. | |
breakdown of how the freeholders cupped elated, the methodology of | :01:00. | :01:01. | |
the evaluation, and they have failed to provide me with it. They have | :01:02. | :01:05. | |
said I can go with it, or if I challenge it, I have to take on the | :01:06. | :01:07. | |
legal fees. And no release for killers | :01:08. | :01:11. | |
who won't reveal the wheerabouts of their victims' bodies - | :01:12. | :01:14. | |
that's what one mum is campaigning for after her daughter | :01:15. | :01:17. | |
was murdered 30 years ago. We will talk to marry McCourt in the | :01:18. | :01:19. | |
next hour. Welcome to the programme, | :01:20. | :01:31. | |
we're live until 11 this morning. You've no doubt seen Beyonce's | :01:32. | :01:37. | |
surprise announcement that she's pregnant with twins - | :01:38. | :01:39. | |
it has now become the most liked That photo was taken when half a | :01:40. | :01:58. | |
million people had liked it, we are now up to over 7 million. That is a | :01:59. | :02:02. | |
lot of likes, isn't it? She said she and her husband Jay Z | :02:03. | :02:06. | |
"have been blessed two times over", adding "we are incredibly grateful | :02:07. | :02:09. | |
that our family will She signed it "The Carters", | :02:10. | :02:11. | |
Jay Z's real last name. Spit Barbara it is an interesting | :02:12. | :02:24. | |
picture. -- it is an interesting picture, isn't it? | :02:25. | :02:30. | |
Wearing just her bra and knickers and weirdly a veil, and kneeling | :02:31. | :02:33. | |
If you've been pregnant with twins, and you took a pic | :02:34. | :02:45. | |
of your belly with your twins inside - and I kno wyou all did, | :02:46. | :02:49. | |
and you feel you can send it me - then do and we'll show it on TV. | :02:50. | :02:53. | |
If you are pregnant right now and feel you can | :02:54. | :02:55. | |
recreate the Beyonce look - send me that pic, too. | :02:56. | :02:58. | |
That is the bit I am most looking forward to in the programme today. | :02:59. | :03:04. | |
My most liked photo on Instagram is: It's little Gracie, that one got 50 | :03:05. | :03:13. | |
likes. I've got a long way to go to reach seven million and whatever it | :03:14. | :03:17. | |
was. That is my little black cocker spaniel. | :03:18. | :03:26. | |
We're talking about this morning - use the hashtag #VictoriaLive | :03:27. | :03:29. | |
and if you text, you will be charged at the standard network rate. | :03:30. | :03:32. | |
Parliament takes the first step towards leaving | :03:33. | :03:35. | |
the European Union as MPs vote overwhelmingly in favour | :03:36. | :03:37. | |
Last night MPs approved legislation which gives the Prime Minister | :03:38. | :03:42. | |
the power to start negotiations with European leaders. | :03:43. | :03:43. | |
Theresa May will outline plans for leaving the EU today, as our | :03:44. | :03:45. | |
Political Correspondent Iain Watson reports. | :03:46. | :03:48. | |
Seven months after the referendum and the process of leaving | :03:49. | :03:52. | |
Last night, MPs backed the principle of triggering Article 50 - | :03:53. | :03:56. | |
the formal opening of the EU exit door. | :03:57. | :03:59. | |
This was welcomed by prominent Leave campaigners. | :04:00. | :04:01. | |
What this shows is that we can go into this negotiation with some | :04:02. | :04:05. | |
Last month, the Prime Minister talked about her priorities. | :04:06. | :04:16. | |
Today, the Government will set out its plans for Brexit | :04:17. | :04:18. | |
in what is known as a white paper, a document which politicians | :04:19. | :04:21. | |
Next week, MPs will have another opportunity | :04:22. | :04:26. | |
While only one Conservative MP, veteran former chancellor | :04:27. | :04:39. | |
Ken Clarke, rebelled against his government last night, | :04:40. | :04:42. | |
others in his party who are worried about leaving the EU's single market | :04:43. | :04:44. | |
haven't ruled out opposing the plans further down the line. | :04:45. | :04:46. | |
There is a separate debate to be had. | :04:47. | :04:48. | |
I think many of us in Parliament and many, many thousands, | :04:49. | :04:51. | |
tens of thousands of people outside, have very firm views on that | :04:52. | :04:54. | |
which I hope the Government will give us time to debate. | :04:55. | :04:58. | |
But in the short term, it is Labour that looks more divided. | :04:59. | :05:01. | |
The official line was not to block the referendum result but 47 | :05:02. | :05:04. | |
of Jeremy Corbyn's MPs defied him and voted against the process | :05:05. | :05:06. | |
The Labour leader has already lost three members of his top team | :05:07. | :05:13. | |
and two other pro-EU MPs in his Shadow Cabinet | :05:14. | :05:16. | |
are considering whether to resign next week. | :05:17. | :05:19. | |
All this before the British government has even begun | :05:20. | :05:22. | |
Let's speak to our political guru Norman Smith. | :05:23. | :05:28. | |
What next, Norman? Well, Brexit a go-go, I think. Mrs may now has the | :05:29. | :05:42. | |
back of the House of Commons to leave the EU, and you are scratching | :05:43. | :05:45. | |
your head as to why she fought tooth and nail to avoid giving MPs the | :05:46. | :05:52. | |
vote in the first place, it was dragged out of her by the European | :05:53. | :05:57. | |
court. She now has the mandate of the people and the referendum, and | :05:58. | :06:01. | |
the mandate of MPs, so I suspect her attention will shift from | :06:02. | :06:07. | |
Westminster to Brussels. There are some real battles looming ahead, but | :06:08. | :06:11. | |
as far as Westminster is concerned, her position has been hugely | :06:12. | :06:17. | |
strengthened by last night's vote. And what about Labour's position | :06:18. | :06:20. | |
after that vote? Complete dogs dinner, you have to say. More | :06:21. | :06:25. | |
resignations, more MPs walking out of the door, and these are not | :06:26. | :06:32. | |
anti-corporate MPs, two more shadow resignations possible, ten | :06:33. | :06:35. | |
frontbenchers divide Mr Corbyn, his whips office and the people who are | :06:36. | :06:40. | |
meant to enforce the will of the leader seems to be an open | :06:41. | :06:46. | |
insurrection, with three of them defying him it is a complete and | :06:47. | :06:49. | |
utter mess, and you just wonder how on earth Jeremy Corbyn is going to | :06:50. | :06:54. | |
put this party back together again. Thank you very much, Norman now. | :06:55. | :07:00. | |
Ben Brown is in the BBC Newsroom with a summary | :07:01. | :07:02. | |
A ban on scheduled night flights at Heathrow is being proposed, | :07:03. | :07:08. | |
as part of plans to build a third runway there. | :07:09. | :07:10. | |
Ministers will set out proposals for the 22 billion | :07:11. | :07:12. | |
pound expansion today - including the regulations | :07:13. | :07:14. | |
which the airport will have to comply with. | :07:15. | :07:16. | |
The debate over the expansion of Heathrow has long | :07:17. | :07:23. | |
After years of debate, the Government announced Heathrow | :07:24. | :07:29. | |
as their preferred location to build a new runway back in October 2016. | :07:30. | :07:34. | |
Today, they will be launching a 16-week consultation | :07:35. | :07:36. | |
as they make clear what their plans will be. | :07:37. | :07:41. | |
They're likely to include six domestic airports which will be | :07:42. | :07:43. | |
An additional 260,000 take-offs or landings will be | :07:44. | :07:49. | |
Support for communities affected by expansion and a ban on scheduled | :07:50. | :07:55. | |
flights for 6.5 hours overnight to reduce the impact of noise. | :07:56. | :08:01. | |
The Transport Secretary Chris Grayling is expected to say | :08:02. | :08:03. | |
the third runway at Heathrow will enhance UK's global links | :08:04. | :08:05. | |
But critics are still likely to have concerns. | :08:06. | :08:14. | |
The final vote will be held in Parliament later this year | :08:15. | :08:18. | |
or in 2018, but the runway is not expected to be operational | :08:19. | :08:21. | |
The Church of England has admitted that allegations of historical | :08:22. | :08:31. | |
physical abuse made against a former friend of the Archbishop | :08:32. | :08:36. | |
of Canterbury, Justin Welby, should have been | :08:37. | :08:37. | |
The Archbishop says although he worked with the barrister, | :08:38. | :08:42. | |
John Smythe, a former leader at Iwerne Holiday Camp, | :08:43. | :08:44. | |
who is accused of a series of allegations, he says he was not | :08:45. | :08:47. | |
The Bank of England is expected to upgrade its growth forecast | :08:48. | :08:55. | |
when it presents its latest assessment of | :08:56. | :08:56. | |
It's thought the Bank will predict annual growth | :08:57. | :09:03. | |
of around 1.8%, more than double the forecast | :09:04. | :09:05. | |
it made last August, in the weeks following the EU | :09:06. | :09:07. | |
But it's thought the quarterly report will also warn | :09:08. | :09:11. | |
Australia's Prime Minister, Malcolm Turnbull, has denied claims | :09:12. | :09:15. | |
that President Trump hung up on him during a fiery | :09:16. | :09:18. | |
telephone conversation over a refugee resettlement deal. | :09:19. | :09:25. | |
Mr Trump described the deal struck by the previous Obama | :09:26. | :09:28. | |
The arrangement allows the most vulnerable asylum seekers held | :09:29. | :09:36. | |
in offshore detention centres off Australia to be resettled in the US. | :09:37. | :09:39. | |
The Washington Post reported Mr Trump called the phone | :09:40. | :09:42. | |
conversation between the two leaders as "the worst by far" | :09:43. | :09:44. | |
10,000 fewer people applied to train to become nurses last year, | :09:45. | :09:53. | |
The figures - from the university admissions service UCAS - | :09:54. | :10:02. | |
They also show that overall university applications from UK | :10:03. | :10:08. | |
An investigation for this programme has found that some | :10:09. | :10:12. | |
homeowners who thought they'd bought their homes | :10:13. | :10:14. | |
outright are actually caught in complicated leaseholder deals. | :10:15. | :10:18. | |
Some have discovered the ground their property is built | :10:19. | :10:21. | |
on is being sold for profit without their knowledge. | :10:22. | :10:23. | |
A body that monitors anti-semitism in Britain says violence and abuse | :10:24. | :10:31. | |
against Jewish people has reached an all-time high. | :10:32. | :10:35. | |
According to the Community Security Trust, there were more than 1300 | :10:36. | :10:48. | |
reported incidents last year, an increase | :10:49. | :10:50. | |
Facebook has been ordered to pay damages of almost ?400 million | :10:51. | :10:54. | |
over claims it unlawfully used another firm's | :10:55. | :10:56. | |
A court in Dallas ruled Facebook had breached a non-disclosure agreement. | :10:57. | :11:02. | |
The case ended hours before the company reported | :11:03. | :11:06. | |
a sharp rise in profits - it made more than ?2.8 billion | :11:07. | :11:08. | |
That's a summary of the latest BBC News - more at 9.30. | :11:09. | :11:16. | |
Thank you very much. The pictures are coming in! I knew you wouldn't | :11:17. | :11:25. | |
let me down. Very much looking forward to your pictures of when you | :11:26. | :11:29. | |
were pregnant with Twins or if you are currently pregnant with twins, | :11:30. | :11:33. | |
as Rebecca is. Just going to sort your picture out and put it on the | :11:34. | :11:38. | |
television in a minute. If you want to recreate the Beyonce picture, go | :11:39. | :11:40. | |
right ahead, because that would lease me very much. You can send | :11:41. | :11:48. | |
your pictures via Twitter, you can e-mail. If you are texting, you will | :11:49. | :11:54. | |
be charged at the standard network rate. | :11:55. | :11:58. | |
It was a contrasting night for the two Manchester clubs, wasn't it? It | :11:59. | :12:09. | |
is hard to see when Manchester City play like this, and they are only | :12:10. | :12:13. | |
down in fifth. They went into the match 13 points behind league | :12:14. | :12:16. | |
leaders Chelsea, and they were comfortable 4-0 win winners over | :12:17. | :12:25. | |
West Ham. Gabriel Jesus grabbed his first for the club after Kevin de | :12:26. | :12:29. | |
Bruyne's opener. They are now ten points off the top. But a different | :12:30. | :12:34. | |
night for Manchester United, left frustrated against Hull. Manager | :12:35. | :12:39. | |
Jose Mourinho was incensed after the final whistle for what he feels is | :12:40. | :12:43. | |
different treatment which he is getting from referees as opposed to | :12:44. | :12:46. | |
other Premier League managers. He said Jurgen Klopp in Liverpool's | :12:47. | :12:51. | |
match with Chelsea was complimented for his passion that he shows on the | :12:52. | :12:55. | |
sidelines, but after the match, Jose Mourinho said if he was to show | :12:56. | :12:58. | |
similar levels of emotion, he would be sent to the stands, and you can | :12:59. | :13:03. | |
see this double standard is certainly irritating him as he | :13:04. | :13:05. | |
walked out of his post-match interview afterwards. What is your | :13:06. | :13:12. | |
overall impression at night's performance? We didn't score. If you | :13:13. | :13:17. | |
don't score, it isn't possible to win. Their goalkeeper was in | :13:18. | :13:22. | |
marvellous form. He was. What you feel the referee should have put | :13:23. | :13:26. | |
them up on? If you don't know football, you shouldn't have the | :13:27. | :13:31. | |
microphone in your hand. A great night for Peter Crouch? It | :13:32. | :13:37. | |
was, he is a Premier League legend, and now in an exclusive club having | :13:38. | :13:41. | |
scored his 100th Premier League goal last night. Only 26 other players | :13:42. | :13:46. | |
have achieved that. This one came 15 years after he scored his first in | :13:47. | :13:50. | |
the top flight, and look celebrate! He reprised his signature move, the | :13:51. | :13:56. | |
robot is back! He pulled that out before the World Cup back in 2006, | :13:57. | :13:59. | |
and he thought he would entertain the crowds by doing it once again. | :14:00. | :14:04. | |
It certainly entertained us as well, this is what he had to say. How much | :14:05. | :14:07. | |
have you been practising that celebration this week in | :14:08. | :14:10. | |
anticipation? Not enough, by the looks of it! It was a little bit | :14:11. | :14:17. | |
stiff, it has been over ten years, I don't do it every day, let me say | :14:18. | :14:22. | |
that. But yes, it was a bit of the starch, I pulled it out. It was nice | :14:23. | :14:26. | |
to get the 100, really pleased to that milestone. He said he was | :14:27. | :14:34. | |
rusty, but I think he was looking pretty good. I can't believe you did | :14:35. | :14:38. | |
that! That is there for ever, you know! I am here all morning. You | :14:39. | :14:44. | |
thought about that, you considered it, and you came the to the decision | :14:45. | :14:50. | |
that you would still do it on television! I do like this | :14:51. | :14:55. | |
programme. Thank you to those people are now sending pictures of your | :14:56. | :15:00. | |
actual twins, I like that, too. First this morning. | :15:01. | :15:07. | |
In an exclusive investigation - homeowners who bought | :15:08. | :15:10. | |
their properties under complicated leasehold deals, have told this | :15:11. | :15:12. | |
programme of spiralling costs and a fear they'll have nothing left | :15:13. | :15:14. | |
Those affected don't own the land their houses are built on, | :15:15. | :15:18. | |
and in some cases that land is literally being bought | :15:19. | :15:21. | |
The Government says it's about to announce "radical | :15:22. | :15:25. | |
Our reporter James Longman has this special report. | :15:26. | :15:36. | |
Hello, and welcome to Taylor Wimpey's How To Make Your Move. | :15:37. | :15:38. | |
We can't buy it, we can't sell - I honestly don't know what we'll do. | :15:39. | :15:42. | |
It's the biggest mistake I've ever made. | :15:43. | :15:44. | |
It just seems immoral and completely unethical. | :15:45. | :15:46. | |
This is just an attempt to dupe people into a very | :15:47. | :15:48. | |
We all know there's a housing crisis in the UK. | :15:49. | :16:02. | |
Not enough homes, with many priced out. | :16:03. | :16:06. | |
To help Generation Rent become Generation Buy, | :16:07. | :16:09. | |
new homes are going up across the country. | :16:10. | :16:11. | |
But new or old, are you buying a leasehold or freehold home? | :16:12. | :16:15. | |
'Britain's first factory-made show house'. | :16:16. | :16:28. | |
If you're a freeholder, you just own your home outright. | :16:29. | :16:34. | |
We've got modern established period thatched. | :16:35. | :16:35. | |
But you can also lease your home to someone else. | :16:36. | :16:39. | |
That's the leaseholder, who basically rents time on your land. | :16:40. | :16:45. | |
At this stage, anything is worth looking at. | :16:46. | :16:51. | |
In recent years, the number of leaseholdS has shot up | :16:52. | :16:53. | |
and there are also more traps leaseholders can fall into. | :16:54. | :16:56. | |
It sells that house to Mr and Mrs Smith. | :16:57. | :17:05. | |
But what it sold is the lease to that house. | :17:06. | :17:09. | |
They haven't sold the ground it's on. | :17:10. | :17:14. | |
That's the freehold, and they keep that. | :17:15. | :17:16. | |
A couple of years later, the developer is then able | :17:17. | :17:22. | |
to sell the freehold, that's the ground that it's on, | :17:23. | :17:25. | |
It's a way of making money on the same house twice. | :17:26. | :17:33. | |
And here's the other catch - because it's a house and not a flat, | :17:34. | :17:40. | |
the law says that the developer does not have to warn | :17:41. | :17:44. | |
that they are going to do any of this. | :17:45. | :17:47. | |
And this whole business is worth hundreds of millions of pounds | :17:48. | :17:49. | |
This is Ellesmere Port near Liverpool. | :17:50. | :17:52. | |
It's a development like thousands of others across the UK. | :17:53. | :17:54. | |
But the houses here are leasehold, the developers keep the freeholds | :17:55. | :17:57. | |
So the people living here are essentially living | :17:58. | :18:00. | |
on ground which is being sold from underneath their feet | :18:01. | :18:03. | |
I had no idea that my home would be used as an endless income stream | :18:04. | :18:13. | |
for an investor or someone else's pension pot, because | :18:14. | :18:15. | |
Katie Kendrick bought her home from Bellway developers. | :18:16. | :18:18. | |
She was never told her freehold would be sold off. | :18:19. | :18:25. | |
Now she wants to buy it, the price has gone from ?4,000 to ?13,000. | :18:26. | :18:29. | |
I've asked the company for a breakdown of how | :18:30. | :18:37. | |
the freehold is calculated, the methodology to the valuation, | :18:38. | :18:39. | |
to which they have failed to provide me with. | :18:40. | :18:45. | |
They have said that I can either go with it or if I challenge it, then | :18:46. | :18:49. | |
I have to take on their legal fees to do so. | :18:50. | :18:51. | |
They have said I can come back with a counter offer | :18:52. | :18:56. | |
but without all of the information on how they calculate the freehold, | :18:57. | :18:59. | |
how can I make an informed decision on how to counteract their offer? | :19:00. | :19:02. | |
So at the moment, I just feel completely blind, | :19:03. | :19:04. | |
in a corner and I don't know which way to turn next | :19:05. | :19:07. | |
in terms of taking legal action, but you know, | :19:08. | :19:09. | |
It's been sold to this new company for 11 months | :19:10. | :19:13. | |
now and they've made, well, something that was worth ?4,000 | :19:14. | :19:16. | |
11 months ago and now they are doing ?13,000, | :19:17. | :19:20. | |
they've made a considerable profit in less than a year, which puts | :19:21. | :19:22. | |
further pressure on me because now I'm thinking if that's how | :19:23. | :19:25. | |
much their investment's gone up within such a short time, | :19:26. | :19:29. | |
you know, I need to move quick on this, otherwise another year, | :19:30. | :19:32. | |
two years, they could sell it on and on and on and we could be | :19:33. | :19:35. | |
We asked Bellway to comment, but they didn't respond. | :19:36. | :19:40. | |
Homeground, the company that acts on behalf of the freeholder, | :19:41. | :19:44. | |
said its investors were UK pension institutions which bought | :19:45. | :19:46. | |
the freeholds as part of their very long-term investment strategy. | :19:47. | :19:54. | |
They said they were usually willing to informally negotiate a price | :19:55. | :19:56. | |
which can often save both time and legal fees. | :19:57. | :19:58. | |
In the rare event we cannot agree, it added, the leaseholder can use | :19:59. | :20:02. | |
Lindsey bought her flat with Taylor Wimpey developers. | :20:03. | :20:05. | |
She was originally quoted ?2,600 for her freehold. | :20:06. | :20:10. | |
Two years later, it had been sold on and the price was ?32,000. | :20:11. | :20:14. | |
She feels too embarrassed to show her face. | :20:15. | :20:16. | |
So you got a letter saying that the freehold was available? | :20:17. | :20:21. | |
But you decided at that time not to buy it? | :20:22. | :20:24. | |
And then later, what did you discover? | :20:25. | :20:30. | |
I rang them and said I'd like to buy it now and they just point blank | :20:31. | :20:34. | |
We've got a private investor who's bought it, so it's not for sale, | :20:35. | :20:39. | |
we've got a long-term interest in your property. | :20:40. | :20:41. | |
So I turned round and said I've got a long-term interest in my property, | :20:42. | :20:48. | |
it's my family home, it's my son's inheritance, it's not | :20:49. | :20:50. | |
yours to just line your pockets every year with and be | :20:51. | :20:53. | |
What's been the impact on you in all this? | :20:54. | :20:56. | |
That I feel like I've let everybody down because it wasn't right | :20:57. | :21:01. | |
But nobody said this is a one-time offer, | :21:02. | :21:04. | |
And it's frustration and anger at the people. | :21:05. | :21:17. | |
but it's not even questionable that it's immoral. | :21:18. | :21:20. | |
I can't afford to negotiate with these people. | :21:21. | :21:24. | |
You're talking hundreds and thousands just to try | :21:25. | :21:26. | |
What these developers are doing isn't illegal. | :21:27. | :21:31. | |
Some of their buyers just don't feel they are very upfront about it. | :21:32. | :21:38. | |
Katie and Lindsey say that when they went to buy their homes, | :21:39. | :21:42. | |
sales representatives didn't make much of an effort to explain | :21:43. | :21:44. | |
to them the difference between leasehold and freehold. | :21:45. | :21:46. | |
In fact, they were told it was as good as buying freehold. | :21:47. | :21:56. | |
So what we thought we'd do is go on the Bellway website, and | :21:57. | :21:59. | |
it's not just Bellway that does this, but we thought we'd go | :22:00. | :22:02. | |
on their website to see what mention they make. | :22:03. | :22:04. | |
And the only thing I can find is this very simple two line | :22:05. | :22:07. | |
distinction between what a freehold and a leasehold is. | :22:08. | :22:09. | |
Nowhere on the website are they saying that they are planning | :22:10. | :22:12. | |
Taylor Wimpey say that as of this year, the vast majority | :22:13. | :22:18. | |
of its new developments will be freehold only. | :22:19. | :22:20. | |
But many other developers still do this. | :22:21. | :22:22. | |
Beth Rudolph is from the Conveyancing Association. | :22:23. | :22:31. | |
You've had a little look at some of the paperwork. | :22:32. | :22:34. | |
here with regard to Katie and Lindsay in their | :22:35. | :22:38. | |
So, when Katie's obviously bought the house, from what it looks | :22:39. | :22:43. | |
like, she's had the right advice from the conveyancer, but it | :22:44. | :22:46. | |
would appear that the conveyancer was unaware of the intentions | :22:47. | :22:48. | |
And you've got to have sympathy for the solicitors and any | :22:49. | :22:54. | |
conveyancer in this position because this is a new phenomenon. | :22:55. | :22:58. | |
It's not something that has happened in the past that developers | :22:59. | :23:02. | |
would routinely be looking to sell on the freehold. | :23:03. | :23:05. | |
She came into the showroom, they sort of said to her, | :23:06. | :23:08. | |
Isn't there an obligation on the part of the developer | :23:09. | :23:14. | |
and also the solicitor, who the developer recommended, | :23:15. | :23:16. | |
Anybody marketing a property is covered by the consumer protection | :23:17. | :23:23. | |
Which means that if there is something that would impact | :23:24. | :23:28. | |
their decision-making process, then they should be advised of that | :23:29. | :23:31. | |
And this is a really important point. | :23:32. | :23:36. | |
The reason being that actually, it's too late at the point they have | :23:37. | :23:41. | |
moved into the house and to find this out, | :23:42. | :23:43. | |
they view the property, before they've thought | :23:44. | :23:46. | |
about where they are going to put their sofa and how the kids | :23:47. | :23:49. | |
are going to get to school and all that. | :23:50. | :23:51. | |
It's not just developers that leaseholders can feel trapped by. | :23:52. | :23:56. | |
Luke bought his flat three years ago for ?150,000. | :23:57. | :24:03. | |
He'd fallen in love with this Victorian building | :24:04. | :24:05. | |
Little did he know he'd also fallen victim to a growing trend | :24:06. | :24:15. | |
for clauses that hike up ground rent, that's the yearly fee | :24:16. | :24:18. | |
a leaseholder pays to live on a freeholder's land. | :24:19. | :24:21. | |
Luke thought he'd pay ?250 a year, which is roughly | :24:22. | :24:24. | |
But six months after he moved, he got a bill for ?8,000 instead. | :24:25. | :24:34. | |
A small but important clause had been written into his contract | :24:35. | :24:37. | |
by his freeholder, potentially designed to be overlooked | :24:38. | :24:39. | |
On the face of it it just seems immoral and completely unethical. | :24:40. | :24:42. | |
And you read the contract as much as you could? | :24:43. | :24:45. | |
I think I read the contract about 50 times. | :24:46. | :24:50. | |
Certainly after I realised, and it didn't matter | :24:51. | :24:52. | |
the one paragraph in which this clause is contained, | :24:53. | :24:55. | |
The tenant shall be required to pay such annual rent as shall be ?1 less | :24:56. | :25:02. | |
than two thirds of the rentable valuable of the premises, | :25:03. | :25:05. | |
He's certainly not the only person to do this, but we've been told | :25:06. | :25:17. | |
about at least 20 similar cases where he's involved and he's | :25:18. | :25:20. | |
or not is not for me to judge, is Martin Paine. | :25:21. | :25:25. | |
Luke's solicitor had to pay Martin Paine ?7,000 | :25:26. | :25:30. | |
Luke was left with what is known as a doubling clause, | :25:31. | :25:43. | |
something that's becoming increasingly common in the industry. | :25:44. | :25:47. | |
It states that ground rent is ?250 a year, backdated to 1990. | :25:48. | :25:50. | |
But it also says that that figure will double every ten years. | :25:51. | :25:57. | |
So, by 2020, he would be paying ?2000 a year. | :25:58. | :25:59. | |
By 2070, he'd be paying ?64,000 a year. | :26:00. | :26:06. | |
And by the end of the 190 year lease, there would | :26:07. | :26:09. | |
In total, over the course of the lease, ground rent would have | :26:10. | :26:18. | |
cost more than 1.3 billion on a flat costing just ?150,000. | :26:19. | :26:23. | |
What's your feeling towards Martin Paine now? | :26:24. | :26:26. | |
He's caused me quite a lot of stress. | :26:27. | :26:29. | |
I don't deal with him directly because everything goes | :26:30. | :26:32. | |
But I'm very aware that this clause was inserted into the contract | :26:33. | :26:42. | |
when they extended the lease for no other reason than his | :26:43. | :26:45. | |
There would be no reason he needs to do this. | :26:46. | :26:48. | |
Look at the wording of the clause, it is clearly | :26:49. | :26:50. | |
What we say to all the members of the Conveyancing | :26:51. | :26:58. | |
sure that if you are advising a client on these | :26:59. | :27:04. | |
be so tricky, that you run the calculation and that | :27:05. | :27:07. | |
you are entirely sure as to what that calculation is. | :27:08. | :27:10. | |
Because when you sit down with that and spend some time actually looking | :27:11. | :27:13. | |
at it, it becomes very clear that this is just an attempt | :27:14. | :27:16. | |
to dupe people into a very uncomfortable position. | :27:17. | :27:20. | |
What we've seen in a lot of these leases, contracts, | :27:21. | :27:22. | |
is this doubling clause, doubling of ground rent. | :27:23. | :27:24. | |
Is that something that you see a lot of? | :27:25. | :27:26. | |
And if you think what doubling the rent every ten years actually | :27:27. | :27:33. | |
means in investment terms, it means that the rent will be | :27:34. | :27:35. | |
A guaranteed 7% return is pretty good in this market. | :27:36. | :27:46. | |
So this is what has created these new investment vehicles that | :27:47. | :27:52. | |
are so interesting to, say, pension funds and other | :27:53. | :27:54. | |
People like Luke freely enter into these contracts | :27:55. | :27:57. | |
The allegation isn't that Martin Paine expects | :27:58. | :28:04. | |
people to actually pay these ridiculous sums. | :28:05. | :28:06. | |
It's that he's banking on solicitors to miss the clauses | :28:07. | :28:08. | |
This is the issue millions will recognise - | :28:09. | :28:46. | |
freeholders charging for services and repairs that | :28:47. | :28:48. | |
That's what happened to Scott, from London. | :28:49. | :28:56. | |
He and his neighbours were charged ?700 a year for gardening. | :28:57. | :28:59. | |
"Garden" in the broadest possible sense. | :29:00. | :29:03. | |
and I don't think I have ever seen a gardener here yet. | :29:04. | :29:13. | |
And they were charging us over ?700 a year for gardening. | :29:14. | :29:16. | |
They were paying ?11,000 a year to hire a doorbell system. | :29:17. | :29:21. | |
Each flat, it works out at approximately ?170 | :29:22. | :29:26. | |
a year, so I was paying ?170 for my little doorbell there that no | :29:27. | :29:30. | |
one ever uses in today's world of mobile phones. | :29:31. | :29:32. | |
They were even paying hundreds of pounds for old light bulbs to be | :29:33. | :29:35. | |
removed, but the council does that for free. | :29:36. | :29:38. | |
So Scott and his neighbours fought back. | :29:39. | :29:39. | |
They used a law to force the freeholder to sell | :29:40. | :29:42. | |
So now they run the block themselves. | :29:43. | :29:44. | |
that we were losing ?40,000 to ?50,000 a year | :29:45. | :29:53. | |
in being overcharged for maintenance items | :29:54. | :29:58. | |
which were questionable at best and maybe not done at worst. | :29:59. | :30:02. | |
We decided that the only way this was going to end and to get these | :30:03. | :30:06. | |
people out of our lives and off our back was to | :30:07. | :30:09. | |
Which I would recommend to any leaseholder out | :30:10. | :30:12. | |
The world changes once you are the freeholder. | :30:13. | :30:24. | |
And that was the best bit of advice we ever got | :30:25. | :30:26. | |
Whether buying from a developer or a private freeholder, | :30:27. | :30:30. | |
leaseholders can find themselves involved in expensive legal battles. | :30:31. | :30:34. | |
It all comes down often to the kind of legal advice they receive. | :30:35. | :30:37. | |
But with more and more leaseholds coming onto the market every year, | :30:38. | :30:40. | |
campaigners say it's more regulation which is really needed. | :30:41. | :30:50. | |
James Lowman reporting. This man in Carshalton says that he found out | :30:51. | :30:58. | |
the lease on their terraced house was sold to a builder, no right of | :30:59. | :31:01. | |
refusal for them, it was a complete surprise. A few years later when our | :31:02. | :31:06. | |
mortgage was complete, we decided to buy the freehold and succeeded, | :31:07. | :31:13. | |
total cost ?16,500. No protection for house owners in England in this | :31:14. | :31:16. | |
respect. Different rules and the rest of the UK do give greater | :31:17. | :31:21. | |
protection, so it is the English leasehold rules which need reform. | :31:22. | :31:25. | |
Your experiences are well come after ten. We will talk to more homeowners | :31:26. | :31:29. | |
finding themselves in stressful situations because of the issues we | :31:30. | :31:33. | |
have raised in the film, and a Conservative MP who wants to make | :31:34. | :31:36. | |
some of what we have reported on today against the law. Barbara | :31:37. | :31:42. | |
e-mails on a totally different subject, she was on holiday in | :31:43. | :31:45. | |
Greece and started feeling very sick. I went to Dr Vicky had a tummy | :31:46. | :31:51. | |
bug, it was only a small island, but amazingly he had a scanner, which is | :31:52. | :31:55. | |
quite something. He announced I was pregnant with twins at the age of | :31:56. | :32:00. | |
36. I had to go back to my weighty husband to tell him I didn't have a | :32:01. | :32:08. | |
tummy bug, I was having twins. -- my waiting husband. He almost fainted. | :32:09. | :32:16. | |
Almost! Here is Rebecca at 34 weeks with twins. Not that big, I think | :32:17. | :32:25. | |
you will agree! Thank you very much. Here are the Lawson family with | :32:26. | :32:28. | |
their newborn twins. Let me find their names. One of the twins is | :32:29. | :32:39. | |
Tatum and one is Tallulah. The mum says we have been very lucky and | :32:40. | :32:43. | |
fortunate through the pregnancy and the only advice I can give is use | :32:44. | :32:49. | |
all the support that is around you. And Gabriella, 12 days before giving | :32:50. | :32:57. | |
birth to twins. Looking very classy! If you don't mind me saying so. Keep | :32:58. | :33:05. | |
those coming in. Still to come, the number of students applying to study | :33:06. | :33:08. | |
nursing a university has dropped by nearly a quarter after grants were | :33:09. | :33:12. | |
axed. We will ask what impact that has on the NHS. And the latest on | :33:13. | :33:16. | |
the lawyer who brought murder and torture claims against British | :33:17. | :33:18. | |
soldiers who could be struck off today. He is accused of drumming up | :33:19. | :33:23. | |
false claims against British military personnel during the Iraq | :33:24. | :33:24. | |
war. MPs have voted overwhelmingly in | :33:25. | :33:31. | |
favour of triggering Brexit. Parliament has approved | :33:32. | :33:40. | |
the legislation which gives the Prime Minister the power | :33:41. | :33:42. | |
to start negotiations Theresa May will detail her plans | :33:43. | :33:44. | |
for leaving the EU later, MPs will once again debate the bill | :33:45. | :33:48. | |
in parliament next week. A ban on scheduled night flights | :33:49. | :33:53. | |
at Heathrow is being proposed as part of plans to build | :33:54. | :33:55. | |
a third runway there. Ministers will set out | :33:56. | :33:56. | |
proposals for the ?22 billion expansion today - | :33:57. | :33:58. | |
including the regulations which the airport will | :33:59. | :34:00. | |
have to comply with. Opponents and supporters | :34:01. | :34:04. | |
of the plans will be given 16 weeks from today to put | :34:05. | :34:06. | |
forward their views The Church of England have admitted | :34:07. | :34:14. | |
that allegations of physical abuse against a former friend of the | :34:15. | :34:17. | |
Archbishop of Canterbury should have been reported earlier. The | :34:18. | :34:19. | |
Archbishop says that although he worked with the barrister, he was | :34:20. | :34:23. | |
not part of his inner circle of friends. 10,000 fewer people applied | :34:24. | :34:29. | |
to train to become nurses last year compared to 2015. The figures from | :34:30. | :34:35. | |
UCAS show a drop of almost 25%. They also show that overall university | :34:36. | :34:40. | |
applications from UK students fell by 5%. And that is a summary of the | :34:41. | :34:44. | |
latest BBC News. Here's the sport. Thank you very | :34:45. | :34:49. | |
much indeed. It was a mixed night for both | :34:50. | :34:56. | |
Manchester clubs who were in Whilst Manchester City | :34:57. | :34:59. | |
were comfortable 4-0 winners over West Ham | :35:00. | :35:03. | |
with a goal for Kevin De Bruyne to a frustrating goalless draw | :35:04. | :35:05. | |
with Hull that now leaves them Peter Crouch has joined an exclusive | :35:06. | :35:11. | |
club as he scored his 100th last night in a 1-1 | :35:12. | :35:15. | |
draw with Everton 15 years after he scored his | :35:16. | :35:19. | |
first top flight goal. And to celebrate, he reprised his | :35:20. | :35:21. | |
signature celebration, the Robot. It's back and looking as good as | :35:22. | :35:25. | |
ever! Rangers were well beaten | :35:26. | :35:30. | |
by Hearts 4-1 last night. Despite defeat, they stay second, | :35:31. | :35:32. | |
but fourth placed Hearts are still some way off third placed | :35:33. | :35:34. | |
Aberdeen. Jamie Walker with the pick | :35:35. | :35:36. | |
of his side's goals. And a sorry enter England as they | :35:37. | :35:42. | |
lost their final Twenty20 International with India by 75 runs | :35:43. | :35:46. | |
in Bangalore, losing eight wickets for just eight runs. It means they | :35:47. | :35:49. | |
have lost the Test series, the one-day series and the T20 series as | :35:50. | :35:54. | |
well, not their greatest end to a tour in India. That's all the sport, | :35:55. | :35:59. | |
more for you later. It's 9:35am. Thank you. | :36:00. | :36:04. | |
Nearly 30 years ago, a young woman called Helen McCourt | :36:05. | :36:07. | |
The local pub landlord, Ian Simms, was convicted | :36:08. | :36:12. | |
But to this day, he's refused to tell anyone | :36:13. | :36:16. | |
Helen's mum Marie wants the law to be changed so that murderers | :36:17. | :36:20. | |
will never be allowed their freedom until they reveal where the bodies | :36:21. | :36:22. | |
Tomorrow, MPs are due to debate Marie's proposals | :36:23. | :36:26. | |
after she gathered a petition with more than 400,000 | :36:27. | :36:28. | |
A little while earlier, Marie McCourt told me how | :36:29. | :36:32. | |
out that her daughter's killer could go on parole. | :36:33. | :36:35. | |
Last year, Victoria, when I realised he was being put in an open prison, | :36:36. | :36:45. | |
I asked for a retesting of the DNA. That DNA was tested by Merseyside | :36:46. | :36:51. | |
Police, and it has now come out that it is 1.1 billion that he is Helen's | :36:52. | :36:58. | |
killer. The scientists and that will not go above 1.1 billion because | :36:59. | :37:03. | |
they say he is the killer and that is the end of it. So if he refuses | :37:04. | :37:09. | |
to reveal where his victim is, what he is doing, Victoria, and what | :37:10. | :37:13. | |
these kind of killers are doing, is they are keeping hold of their | :37:14. | :37:18. | |
victim like a prize. They have taken our loved one loop is lives, and the | :37:19. | :37:25. | |
law is letting them sitting prison and look forward to a day of | :37:26. | :37:28. | |
release. What impact does that have on you, Marie? It leaves me in hell. | :37:29. | :37:36. | |
I would rather be in the prison and looking forward to parole then being | :37:37. | :37:41. | |
a mum not knowing where my daughter's remains are. Not being | :37:42. | :37:46. | |
able to give her that last respect of a proper funeral, where her | :37:47. | :37:53. | |
friends, family, loved ones and the people in the village can go and | :37:54. | :37:59. | |
place flowers. I know you live in a fairly rural part of the north-west | :38:00. | :38:03. | |
of England. I think you feel that when you are out walking, you are | :38:04. | :38:08. | |
always wondering if Helen's remains are buried beneath where you walk. | :38:09. | :38:14. | |
That is correct. No matter where I go, and it's not just around our | :38:15. | :38:21. | |
village. We have got lots of country areas or around, and I believe that | :38:22. | :38:28. | |
Helen Grant be somewhere fairly close to home, but it could also be | :38:29. | :38:35. | |
within a 50 mile radius, because we know that on the evening that she | :38:36. | :38:43. | |
disappeared, this man spent no time in his home, he was out in his car | :38:44. | :38:47. | |
probably looking for places where he could hide her remains, and her | :38:48. | :38:52. | |
clothing was found over 30 miles away. His clothing was found | :38:53. | :39:01. | |
somewhere else, 28 miles away. So we have a vast area to look at. We | :39:02. | :39:10. | |
don't know whether we have the canal searched, two bodies were found of | :39:11. | :39:16. | |
young men who had committed suicide, that was recovered, Helen's body was | :39:17. | :39:20. | |
not found. If you could talk to Ian Simms, the man who killed your | :39:21. | :39:24. | |
daughter, what would you say to him directly? I have written to him, | :39:25. | :39:30. | |
Victoria, three years into his sentence, and I pleaded with him in | :39:31. | :39:35. | |
the letter, please just let me bury my daughter. You have two young | :39:36. | :39:41. | |
children yourself, let me give her a proper burial, and you won't hear | :39:42. | :39:44. | |
from me again. That's all I want. And he refuses. He sent quite a | :39:45. | :39:53. | |
nasty letter to me saying you and your Christian family, and he | :39:54. | :39:58. | |
believes in a knife and I and two through two is, but he didn't put | :39:59. | :40:18. | |
the last line, but he -- eye for an eye and eight tooth for a tooth. And | :40:19. | :40:27. | |
I think the judges have seen these letters,, and he has been behind | :40:28. | :40:28. | |
bars for 30 years. He's Marie McCourt's MP, | :40:29. | :40:33. | |
and he's been helping her campaign. Samantha Gillingham's mum Carole | :40:34. | :40:37. | |
went missing in 1985. Her husband, Sam's father, | :40:38. | :40:39. | |
was found guilty of Carole's murder, but he's never told anyone | :40:40. | :40:41. | |
where her remains are. Sheila Dolton's son Jonathan | :40:42. | :40:43. | |
disappeared in 2002. His body wasn't found and his killer | :40:44. | :40:48. | |
ended up being released from prison and died, | :40:49. | :40:51. | |
so Jonathan's remains Explain to me why a parole board | :40:52. | :41:01. | |
can't say to a murderer, you aren't going to be released until you tell | :41:02. | :41:06. | |
us where the body is? It can. When Marie came to see me, I thought hers | :41:07. | :41:10. | |
would be an isolated case, but the Home Office tell me that since 2007 | :41:11. | :41:15. | |
alone there have been 30 such murders we know remains have been | :41:16. | :41:19. | |
found. I am bringing forward a bill to try to change the law, but I have | :41:20. | :41:23. | |
asked the Government to as the parole board to review its | :41:24. | :41:26. | |
guidelines, and I hope they can come forward with a proposal to ensure | :41:27. | :41:30. | |
that this is the case. But you don't need to change the law. The parole | :41:31. | :41:34. | |
board could make that a condition of release. I think we need to have | :41:35. | :41:40. | |
this on statute. It is an issue of justice and how Parliament treats | :41:41. | :41:44. | |
victims in the country. We have to put victims first, the anguish and | :41:45. | :41:47. | |
torment of Marie and the families of those who have been murdered we know | :41:48. | :41:50. | |
remains have been found is unspeakable beyond words, and if we | :41:51. | :41:56. | |
as MPs in Parliament can't do something about that, then I don't | :41:57. | :42:03. | |
know who can. There are up to 70 families in Marie McCourt's | :42:04. | :42:07. | |
situation. Yours is one. Your mother disappeared from your home in | :42:08. | :42:11. | |
Bournemouth in 1985. It was your dad who was found guilty of killing her. | :42:12. | :42:17. | |
I can't imagine what it is like for you as the daughter knowing that he | :42:18. | :42:19. | |
has the answers to your questions, but he won't tell you. He would say | :42:20. | :42:25. | |
anything, and I think the key thing with regards to this is it is not | :42:26. | :42:29. | |
actually a requirement for somebody who has been convicted of a crime to | :42:30. | :42:35. | |
have to admit to that crime. The parole board have said they cannot | :42:36. | :42:39. | |
actually break it down, but they have said he could be released, and | :42:40. | :42:49. | |
you feel my father's tariff was 15 years from the date of his first | :42:50. | :42:53. | |
conviction, that ended in 2012, and then you start to feel that you are | :42:54. | :42:56. | |
being put under pressure, so my father had his first oral parole | :42:57. | :43:05. | |
hearing in 2014,... Why do you feel under pressure? You are under | :43:06. | :43:11. | |
pressure because in the past five years, he has been DCAL categorised | :43:12. | :43:16. | |
from a category B prison to a category C. They inform you of that | :43:17. | :43:22. | |
decision. You can ask for that not to happen, because then you are on | :43:23. | :43:26. | |
the long slippery slope, and from my point of view and from the other | :43:27. | :43:31. | |
families' as well, you feel that you are having to try and do everything | :43:32. | :43:34. | |
to say to people that just because that tariff has been met, please do | :43:35. | :43:42. | |
not think that justice has been achieved. The conviction on itself | :43:43. | :43:46. | |
is not enough. And if I could add as well, we had that first oral parole | :43:47. | :43:50. | |
hearing in August 2014, and within six months, they told us we were | :43:51. | :43:56. | |
having a paper hearing, and we would not be told of that decision until | :43:57. | :44:01. | |
September 20 15. I don't think they quite appreciate the stress that it | :44:02. | :44:07. | |
put asunder. Let me bring in as Sheila Dalton, thank you for talking | :44:08. | :44:12. | |
to us. Your son's Kello took the information of where his body was | :44:13. | :44:18. | |
left to his grave, and Helen is law would have invented that from | :44:19. | :44:22. | |
happening, would it? I believe it would, yes. Mr Martin only got a | :44:23. | :44:28. | |
very short sentence anyway. We had always thought seven and a half | :44:29. | :44:34. | |
years was not long enough. But we were very angry when, after only | :44:35. | :44:39. | |
four years, he had applied to go to open prison, and we were told that | :44:40. | :44:42. | |
we probably wouldn't be able to prevent it. That sent a flurry of | :44:43. | :44:50. | |
letters off to try and re-establish the fact that we hadn't got the | :44:51. | :44:53. | |
body, had they realised we still hadn't got the body, and we still | :44:54. | :44:59. | |
want it. So it was a question after them for quite a few letters to just | :45:00. | :45:03. | |
try to keep him in, which is what we felt. It made us feel quite bad, and | :45:04. | :45:11. | |
even guilty, that we should even be contemplating this thought in the | :45:12. | :45:14. | |
first place, but that's what we felt. And you spend time looking for | :45:15. | :45:28. | |
your son? Yes. We still do. And I think most people will | :45:29. | :45:31. | |
absolutely understand why that is so important to you, but can you just | :45:32. | :45:34. | |
spell it out for us. Give us an insight into what that is like. The | :45:35. | :45:40. | |
fact that you still feel the need to do it? | :45:41. | :45:45. | |
Because if we don't, no one else will. And the whole situation will | :45:46. | :45:56. | |
be unresolved. It is as simple as that. It is an unresolved issue | :45:57. | :46:02. | |
which is unacceptable. You cannot be on your deathbed not having tried | :46:03. | :46:07. | |
everything you possibly could to find it. Is anybody high up at the | :46:08. | :46:14. | |
Home Office listening to you in terms of typing this up, changing | :46:15. | :46:18. | |
the rules, changing the law? This is not a party political issue. It has | :46:19. | :46:22. | |
support from right across the House of Commons. It would appear to be a | :46:23. | :46:27. | |
no-brainer issue. It had an unopposed first reading, it is | :46:28. | :46:32. | |
having a second reading tomorrow, the indications are positive and I | :46:33. | :46:35. | |
hope that in the coming weeks and months we can change the law. I | :46:36. | :46:41. | |
think the dignity, the tenacity of Sam, Sheila, Marie and her family, | :46:42. | :46:45. | |
should serve as an inspiration for MPs to get behind this and make | :46:46. | :46:49. | |
things happen, and I hope we can do it. Thank you all very much, very | :46:50. | :46:51. | |
grateful for your time. A human rights lawyer who brought | :46:52. | :46:58. | |
murder and torture claims against British soldiers faces | :46:59. | :47:00. | |
being struck off today after Phil Shiner has not been present | :47:01. | :47:03. | |
at his disciplinary tribunal on grounds of ill health, | :47:04. | :47:06. | |
but has admitted several counts of acting without integrity | :47:07. | :47:08. | |
and of making use of a middleman to drum up business in Iraq - | :47:09. | :47:11. | |
a practice that is banned. Although he denies charges | :47:12. | :47:14. | |
of acting dishonestly, or of misleading the courts, Mr | :47:15. | :47:18. | |
Shiner has acknowledged that in all likelihood, he will no longer | :47:19. | :47:22. | |
be allowed to practise law. You might remember | :47:23. | :47:25. | |
that this programme has been following the story | :47:26. | :47:29. | |
UK soldiers accused of historic abuses in Iraq - many | :47:30. | :47:31. | |
A couple of gentlemen came to my room and they said my name. | :47:32. | :47:48. | |
And they said, I am arresting you on suspicion | :47:49. | :47:50. | |
We were accused of allowing him to drown to death. | :47:51. | :47:58. | |
And the other three people who were there, the other three | :47:59. | :48:03. | |
Iraqis accused us of beating them up and bricking them and, you know, | :48:04. | :48:06. | |
Over the last decade, hundreds of British troops have | :48:07. | :48:14. | |
faced accusations of abuse against civilians alleged to have | :48:15. | :48:16. | |
Many of these allegations have been of the most serious kind, | :48:17. | :48:23. | |
In recent months, this programme has reported | :48:24. | :48:29. | |
on the experiences of soldiers facing these allegations. | :48:30. | :48:33. | |
They interrogated me for hours and hours. | :48:34. | :48:39. | |
When I came home, I thought, this can't be real. | :48:40. | :48:42. | |
There's no way this has happened to me. | :48:43. | :48:48. | |
The untold cruelties of this process have destroyed my life. | :48:49. | :48:51. | |
It's broken me, and the army just do not seem to care. | :48:52. | :49:05. | |
The place I went to that time was worse than any | :49:06. | :49:08. | |
A large number of these allegations of wrongdoing | :49:09. | :49:11. | |
were brought forward by one man, Phil Shiner of Public Interest | :49:12. | :49:14. | |
Lawyers, who used millions of pounds of public money | :49:15. | :49:16. | |
How many Iraqis did we actually kill in UK military facilities? | :49:17. | :49:20. | |
Shiner came to public attention as the lawyer | :49:21. | :49:23. | |
for the family of Baha Moussa, an Iraqi civilian who was beaten | :49:24. | :49:26. | |
Since then, his law firm, Public Interest Lawyers, | :49:27. | :49:33. | |
has brought forward more than 2,000 cases, including the allegations | :49:34. | :49:37. | |
at the centre of the Al-Sweady inquiry, which claimed that British | :49:38. | :49:41. | |
soldiers had mutilated and tortured Iraqi detainees after the battle | :49:42. | :49:48. | |
of Danny Boy in southern Iraq in May 2004. | :49:49. | :49:51. | |
I don't know whether people were killed, but something went wrong. | :49:52. | :49:53. | |
And we hope the inquiry will find out what went wrong. | :49:54. | :49:56. | |
He also brought cases to the attention of the Iraq | :49:57. | :50:00. | |
But in 2014, the Al-Sweady inquiry ruled that the allegations | :50:01. | :50:08. | |
were based on deliberate lies by witnesses. | :50:09. | :50:10. | |
All the most serious allegations made against British soldiers have | :50:11. | :50:13. | |
been found to be wholly without foundation and entirely | :50:14. | :50:16. | |
the product of deliberate lies, reckless speculation | :50:17. | :50:21. | |
And of the thousands of cases brought before Ihat, not | :50:22. | :50:33. | |
Phil Shiner's firm closed down in August last year | :50:34. | :50:37. | |
after being stripped of legal aid funding. | :50:38. | :50:41. | |
And Shiner has now admitted to serious misconduct including | :50:42. | :50:46. | |
paying a middleman in Iraq to find civilians who may want to pursue | :50:47. | :50:49. | |
complaints against British soldiers, but he denies other allegations | :50:50. | :50:52. | |
including acting dishonestly and misleading the courts. | :50:53. | :50:56. | |
Responding to Phil Shiner's admissions, one of the accused men | :50:57. | :50:58. | |
that we have spoken to previously told this programme that: | :50:59. | :51:10. | |
Phil Shiner has been the driving character behind this De Lima | :51:11. | :51:16. | |
biddies witchhunts. He has deliberately ruined the lives and | :51:17. | :51:18. | |
careers of soldiers for his own greed. The military need to accept | :51:19. | :51:27. | |
their role and allowing him to do this. | :51:28. | :51:28. | |
In a ruling expected later today, Phil Shiner faces being struck off | :51:29. | :51:30. | |
faces being struck off by the solicitors' | :51:31. | :51:32. | |
This programme has made sustained efforts to contact Phil Shiner | :51:33. | :51:36. | |
for comment on this case, but he has not responded. | :51:37. | :51:38. | |
In Plymouth is the Conservative MP Johnny Mercer, | :51:39. | :51:40. | |
who made a film for us on this issue last year. | :51:41. | :51:43. | |
who represents a large number of soldiers accused of wrongdoing. | :51:44. | :51:52. | |
This is an extraordinary case. What is Phil Shiner accused of doing? It | :51:53. | :52:01. | |
is unique. In the legal profession, we obviously have standards we have | :52:02. | :52:05. | |
to abide by an ethics as well. And the bar is set very high stock and | :52:06. | :52:10. | |
it is high for a reason, so the public have confidence in the legal | :52:11. | :52:17. | |
profession. He seems to have run completely over any regulations and | :52:18. | :52:24. | |
not abided by them. Without a doubt, he has looked at an end result and | :52:25. | :52:28. | |
pre-empted that without proper evidence. I have acted for the Armed | :52:29. | :52:33. | |
Forces for over 25 years. I have covered situations from Northern | :52:34. | :52:36. | |
Ireland, Bosnia, Iraq, Afghanistan and Gulf War one. I have no evidence | :52:37. | :52:40. | |
that the military acted in an improper way. They are absolutely | :52:41. | :52:45. | |
courageous clients. So for him to pre-empt the terrible war crimes and | :52:46. | :52:51. | |
use evidence that has been proved to be fraudulent is in my view a | :52:52. | :52:54. | |
national disgrace. It should not have been allowed to go on as long | :52:55. | :52:59. | |
as it has. Not only that, the MoD need to look to themselves, because | :53:00. | :53:03. | |
they actively paid Phil Shiner to bring evidence to the Iraqi | :53:04. | :53:09. | |
historical abuse cases. With taxpayers' money. Taxpayers' money. | :53:10. | :53:12. | |
We have been calling for a framework of support for those who were | :53:13. | :53:16. | |
accused, and have the MoD put their resources into supporting those | :53:17. | :53:22. | |
people. Many of these cases would have been found out far earlier. | :53:23. | :53:27. | |
Johnny, you have campaigned on this for a long time. Today's judgment is | :53:28. | :53:32. | |
going to be significant. It will be, but it is just the start. This is a | :53:33. | :53:37. | |
huge process that has gone spectacularly wrong and it has | :53:38. | :53:43. | |
ruined some of our best people. Phil Shiner is just one of a few. I will | :53:44. | :53:49. | |
continue to pursue him and his type in the same manner that he pursued | :53:50. | :53:56. | |
these individuals over a number of years. Are the MoD partly culpable? | :53:57. | :54:03. | |
They helped pay Phil Shiner to collect evidence. I think they are, | :54:04. | :54:11. | |
yes. There is no doubt that Phil Shiner abused the process, but that | :54:12. | :54:15. | |
opportunity was afforded to him by the Ministry of Defence. And this | :54:16. | :54:20. | |
process just went on for so long. When I took this up a year ago, we | :54:21. | :54:24. | |
have seen real change over the last year. But the processes that have | :54:25. | :54:29. | |
gone on before then are just appalling. I am surprised with the | :54:30. | :54:35. | |
oversight and some of the decisions that were made within the MoD, | :54:36. | :54:43. | |
particularly by civil servants, who seemed to not understand the bonds | :54:44. | :54:46. | |
that require people to fight. You can't ask people to snitch on their | :54:47. | :54:49. | |
mates. You can't conduct surveillance. You can't build a case | :54:50. | :54:57. | |
that is not there. We should have been more robust against this from | :54:58. | :55:04. | |
the start. Hilary Meridith, if Phil Shiner is struck off today, what | :55:05. | :55:07. | |
will be the indication for the soldiers you represent who are | :55:08. | :55:10. | |
accused of abuses? We don't know what will happen to the cases. There | :55:11. | :55:17. | |
is no plan in place at the moment. If Mr Shiner is struck off, as I | :55:18. | :55:21. | |
suspect he will be, he may go on to face criminal cases as well, because | :55:22. | :55:25. | |
without a doubt, some of the activities he was involved in were | :55:26. | :55:30. | |
fraudulent. Will Ihat be disbanded? I think the credibility of Ihat is | :55:31. | :55:36. | |
now shot to pieces, so I think it should be disbanded. Bear in mind | :55:37. | :55:38. | |
there have been no prosecutions either. You claim there is no doubt | :55:39. | :55:47. | |
that Phil Shiner has been fraudulent. If there is to be a | :55:48. | :55:49. | |
criminal investigation, that would be for them to search for the | :55:50. | :55:54. | |
evidence for that. Donny, there are still cases pending. If I put you to | :55:55. | :56:00. | |
give me a yes or no answer, are you expecting the MoD to effectively | :56:01. | :56:07. | |
scrap all the cases against British military personnel when it comes to | :56:08. | :56:12. | |
alleged abuses in Iraq was back no, because I am clear in my mind that | :56:13. | :56:16. | |
the British Army, like any organisation, has its challenges. No | :56:17. | :56:22. | |
doubt there were isolated cases of malpractice, and we absolutely have | :56:23. | :56:26. | |
to root them out, otherwise how can we go around as a professional army | :56:27. | :56:30. | |
upholding the rule of law with individuals like that within our | :56:31. | :56:35. | |
midst? But this is the unique failing point of this organisation, | :56:36. | :56:38. | |
that it has even failed to prosecute them, while ruining all these lives. | :56:39. | :56:43. | |
There is a case for looking at the cases that this individual has | :56:44. | :56:48. | |
brought and whether or not we can strike them out. Is that evidence | :56:49. | :56:54. | |
tainted if we pay for it? But that is for the courts rather than the | :56:55. | :57:01. | |
MoD. The MoD needs to make sure we support the people going through | :57:02. | :57:05. | |
this process. Thank you very much, Johnny Mercer and Hilary Meridith. | :57:06. | :57:12. | |
On Monday, we're holding a special programme looking | :57:13. | :57:14. | |
We'll be looking at the problems it's facing and asking | :57:15. | :57:18. | |
If you work in the NHS - a doctor, a nurse or a consultant - | :57:19. | :57:23. | |
or you're a patient with recent experience, we'd love you to take | :57:24. | :57:25. | |
E-mail [email protected] to register your interest and one | :57:26. | :57:35. | |
It is going to be windy over the next few days. It is windy already | :57:36. | :57:48. | |
in Devon, where we have gusts of 55 mph, and there will be rain at | :57:49. | :57:52. | |
times. The strongest winds through the English Channel and the Irish | :57:53. | :57:56. | |
Sea. Close to the coast generally, we are looking at gusts to gale | :57:57. | :58:01. | |
force. They will whip up some large waves as well. A lot of cloud | :58:02. | :58:05. | |
around, with bands of rain moving across us at times. But there will | :58:06. | :58:10. | |
be blackness in between. After a mild start to the day, the forecast | :58:11. | :58:14. | |
is for a mild day. But if you are in the wind and rain, it is not going | :58:15. | :58:19. | |
to feel special. Overnight, we carry on with the breeze and showers. We | :58:20. | :58:24. | |
shouldn't have a problem with frost or fog. Tomorrow, we have this area | :58:25. | :58:30. | |
of low pressure. It is not a named storm, just an area of low pressure. | :58:31. | :58:33. | |
If you look at the spacing between the isobars, that squeeze tells you | :58:34. | :58:37. | |
where the strongest winds will be. It looks like through the Bay of | :58:38. | :58:41. | |
Biscay and France. Having said that, across southern counties, we are | :58:42. | :58:50. | |
going to have quite a bit of wind. Tomorrow, the rain moves up from the | :58:51. | :58:53. | |
south-west, drifting north eastwards. Ahead of that, a lot of | :58:54. | :58:57. | |
dry and bright weather, but the cloud is building ahead of the rain. | :58:58. | :59:06. | |
Now let's focus on the wind. It is going to be very windy tomorrow, | :59:07. | :59:09. | |
with gusts up to 70 miles an hour across the Channel Islands and | :59:10. | :59:13. | |
exposed parts like the Isle of Wight, where we could have gusts in | :59:14. | :59:17. | |
the Needles of 70 miles an hour. Along southern coastal counties, the | :59:18. | :59:21. | |
gusts are more likely to be 60 miles an hour. Inland in the south-east, | :59:22. | :59:28. | |
we are looking at gusts of 50 miles an hour. Those gusts can cause some | :59:29. | :59:33. | |
damage. We could have small branches of trees, for example, or tiles | :59:34. | :59:40. | |
being moved and that kind of thing. Overnight, the rain migrates | :59:41. | :59:43. | |
northwards. Some of it will be heavy. We see a lot of rain across | :59:44. | :59:47. | |
Northern Ireland overnight. There might be issues with surface level | :59:48. | :59:56. | |
flooding. Down to about 200 metres County Antrim and down, we will see | :59:57. | :00:02. | |
some snow. On Saturday, the area of low pressure moves northwards. Then | :00:03. | :00:05. | |
another one takes a swipe at Southern England, but in between, | :00:06. | :00:07. | |
something drier and brighter. Hello, it's 10 o'clock, | :00:08. | :00:13. | |
I'm Victoria Derbyshire. Later this morning, | :00:14. | :00:17. | |
we'll get details of the Government's Brexit plan - | :00:18. | :00:19. | |
as MPs back Theresa May's right to start divorce | :00:20. | :00:21. | |
proceedings with the EU. 47 Labour MPs defy Jeremy Corbyn | :00:22. | :00:23. | |
by voting against it. So, can anything stop the Brexit | :00:24. | :00:31. | |
bandwagon? Labour say they would block it as questions mount over the | :00:32. | :00:34. | |
position of Diane Abbott who wasn't in the Commons for the crunch vote, | :00:35. | :00:45. | |
tobacco leader. -- to back her leader. | :00:46. | :00:48. | |
Also this morning, the new property trap. | :00:49. | :00:50. | |
How leaseholders are being legally ripped off and often paying | :00:51. | :00:52. | |
out thousands of pounds in unfair charges. | :00:53. | :00:53. | |
We can't buy it, and we can't sell. I don't know what we will do. It is | :00:54. | :00:59. | |
the biggest mistake I have ever made. It seems immoral and | :01:00. | :01:05. | |
completely unethical. This is an attempt to dupe people into a very | :01:06. | :01:07. | |
uncomfortable position. On the Sick List, students turn | :01:08. | :01:10. | |
their backs on nursing as a career, the numbers applying for courses | :01:11. | :01:13. | |
at university has plummeted by 25% after study grants were axed; we'll | :01:14. | :01:16. | |
take the profession's temperature. We will bring you the story in the | :01:17. | :01:17. | |
next hour. Time for the latest news with Ben. | :01:18. | :01:24. | |
Thanks, Victoria. MPs have voted overwhelmingly | :01:25. | :01:29. | |
in favour of triggering Brexit. Parliament has approved | :01:30. | :01:32. | |
the legislation which gives the Prime Minister the power | :01:33. | :01:35. | |
to start negotiations Theresa May will detail her plans | :01:36. | :01:40. | |
for leaving the EU today, A ban on scheduled night flights | :01:41. | :01:46. | |
at Heathrow is being proposed, as part of plans to build | :01:47. | :01:50. | |
a third runway there. Ministers will set out proposals | :01:51. | :01:52. | |
for the ?22 billion expansion today. Opponents and supporters have four | :01:53. | :01:54. | |
months to put forward their views The Church of England has admitted | :01:55. | :01:57. | |
that allegations of historical physical abuse against a former | :01:58. | :02:03. | |
friend of the Archbishop of Canterbury Justin Welby, should | :02:04. | :02:05. | |
have been reported years earlier. The Archbishop says that | :02:06. | :02:10. | |
although he worked at a camp where it's alleged the barrister, | :02:11. | :02:14. | |
John Smythe, physically abused boys in the 1970s he was unaware | :02:15. | :02:16. | |
of the claims at the time. 10,000 fewer people applied to train | :02:17. | :02:19. | |
to become nurses last year The figures from the university | :02:20. | :02:22. | |
admissions service UCAS show They also show that overall | :02:23. | :02:25. | |
university applications from UK An investigation for this | :02:26. | :02:29. | |
programme has found that some homeowners who thought they'd | :02:30. | :02:41. | |
bought their homes outright are actually caught | :02:42. | :02:43. | |
in complicated leaseholder deals. Some even discovered | :02:44. | :02:49. | |
the ground their property is built on is being sold for profit | :02:50. | :02:51. | |
without their knowledge. That's a summary of the latest BBC | :02:52. | :02:54. | |
News, more at 10.30. Thank you for your pictures. Some of | :02:55. | :03:06. | |
you like the fact that I am asking you to do this, and one or two | :03:07. | :03:13. | |
really hate it. It is a homage to Beyonce and her amazing picture of | :03:14. | :03:17. | |
being pregnant with twins, wearing a veil, in her underwear, as you do! | :03:18. | :03:28. | |
Here we have Bernadette with her twin sister in 1959. Absolutely | :03:29. | :03:36. | |
delicious. We have twins Thomas and Rob at nine years old. So this has | :03:37. | :03:42. | |
morphed into great pictures of your twins. This is Anthony as a kid with | :03:43. | :03:51. | |
his twin brother, the next one. And Anthony with his twin grown-up! | :03:52. | :03:58. | |
Thank you for those, thank you very much. | :03:59. | :04:00. | |
You have made a middle-aged woman very happy! If you want to get in | :04:01. | :04:07. | |
touch, use the hashtag Victoria Line Tube. An amazing picture of Leal, it | :04:08. | :04:15. | |
is like Beyonce, and I will show you that in the next half an hour. | :04:16. | :04:16. | |
Here's the sport with John. It was a mixed night for the | :04:17. | :04:26. | |
Manchester clubs last night. Manchester City are still some way | :04:27. | :04:30. | |
of lead leaders Chelsea after 44-0 win over West Ham. It is hard to see | :04:31. | :04:34. | |
how they are fifth when they play like this. Kevin de Bruyne with the | :04:35. | :04:40. | |
opening goal, and Gabriel Jesus with his opening for the club. | :04:41. | :04:43. | |
Comfortable in the end, but city remain ten points off lead leaders | :04:44. | :04:47. | |
Chelsea. It was a frustrated evening for Manchester United who drew 0-0 | :04:48. | :04:51. | |
with Hull, Jose Mourinho complaining after this match that referees apply | :04:52. | :04:54. | |
different rules to him than other managers. He said that while | :04:55. | :04:58. | |
Liverpool's Jurgen Klopp was, lamented for his passion on the | :04:59. | :05:02. | |
sidelines, Jose Mourinho was told he would be sent to the stands if you | :05:03. | :05:05. | |
showed similar levels of emotion, and you could see his irritation in | :05:06. | :05:08. | |
his post match interview afterwards, which he walked out of. | :05:09. | :05:12. | |
What is your overall impression of tonight's performance? We didn't | :05:13. | :05:17. | |
score. If you don't score, it isn't possible to win. Their goalkeeper | :05:18. | :05:21. | |
was in marvellous form when you did get through. He was. What in | :05:22. | :05:24. | |
particular did you feel that the referee should have pulled the book | :05:25. | :05:28. | |
on? If you don't know football, you shouldn't have the microphone in | :05:29. | :05:32. | |
your hand. Not a happy bunny at all! It was a | :05:33. | :05:37. | |
special night the Peter Crouch last night, he scored his 100th Premier | :05:38. | :05:41. | |
League goal in his side's 1-1 draw with Everton last night. It was an | :05:42. | :05:46. | |
impressive performance as well from him, and having joined a select | :05:47. | :05:50. | |
group of players, only 26 have made it to 100 Premier League goals, he | :05:51. | :05:54. | |
reprised his signature celebration, the Robot is back! He produced it | :05:55. | :06:00. | |
before the 2006 World Cup, and having achieved that landmark last | :06:01. | :06:02. | |
night, it was back again and looking good as well. | :06:03. | :06:08. | |
How much have you been practising the Robot in anticipation of the big | :06:09. | :06:11. | |
moment? Not enough, by the looks of it! It was a little bit stiff. It | :06:12. | :06:20. | |
has been over ten years, I did do it everyday, but bit of nostalgia, I | :06:21. | :06:27. | |
pulled it out. I was pleased to get a milestone. He was looking pretty | :06:28. | :06:35. | |
good! Chelsea remain 25 points clear at the top of the premiership -- | :06:36. | :06:40. | |
Celtic remain 25 points clear at the top of the Scottish Premiership. | :06:41. | :06:43. | |
Fourth placed hearts are still some way or third placed Aberdeen, Jamie | :06:44. | :06:47. | |
Walker with the pick of his side's goals in a cup double win. | :06:48. | :06:51. | |
And rugby union news, England head coach Eddie Jones has announced his | :06:52. | :06:55. | |
starting 15 to face France in their opening match of the six Nations | :06:56. | :06:59. | |
this weekend. England are chasing a record 15th win in a row, and will | :07:00. | :07:05. | |
see Marietta Roget start in the back row in the absence of Chris Robshaw. | :07:06. | :07:09. | |
Elliot Daly stars instead of Jack Nowell on the wing. The big weekend | :07:10. | :07:13. | |
to comfort Eddie Jones and his side. And that is all the sport but now, | :07:14. | :07:17. | |
more a little later. Thank you, John. Good morning, it is | :07:18. | :07:19. | |
seven minutes past ten. Are you one of those who's | :07:20. | :07:23. | |
bought your own home, but then it starts to become | :07:24. | :07:25. | |
a nightmare?Thousands of families who've bought leasehold properties | :07:26. | :07:27. | |
in England and Wales are discovering the homes they bought | :07:28. | :07:30. | |
are not all they seemed. Leasehold means you own the property | :07:31. | :07:35. | |
for the length of the lease agreement, it then reverts | :07:36. | :07:38. | |
to the freeholder. Freeholders own the property | :07:39. | :07:43. | |
outright, including From spiralling bills to five figure | :07:44. | :07:45. | |
sums to buy their freehold, many leaseholders say they feel | :07:46. | :07:49. | |
powerless and exploited. The Government says it's | :07:50. | :07:53. | |
about to announce radical proposals We played you James Longman's | :07:54. | :07:55. | |
full film earlier, Thousands of homeowners are having | :07:56. | :07:59. | |
the ground beneath them sold off To ease the housing crisis, | :08:00. | :08:07. | |
new homes are going up The new trend is for developers | :08:08. | :08:19. | |
to sell freeholds to A developer builds | :08:20. | :08:28. | |
a house, here it is. It sells that house | :08:29. | :08:37. | |
to Mr and Mrs Smith. But what it sold is | :08:38. | :08:38. | |
the lease to that house. A couple of years later, | :08:39. | :08:43. | |
the developer is then able to sell the freehold, | :08:44. | :08:47. | |
the ground that it's on, It's a way of making money | :08:48. | :08:49. | |
on the same house twice. And this whole business is worth | :08:50. | :08:55. | |
hundreds of millions of pounds every I had no idea that my home would be | :08:56. | :08:58. | |
used as an endless income Katie Kendrick bought her home | :08:59. | :09:03. | |
from Bellway developers. She was never told her | :09:04. | :09:08. | |
freehold would be sold off. Now she wants to buy it, the price | :09:09. | :09:13. | |
has gone from ?4,000 to ?13,000. It just doesn't seem | :09:14. | :09:16. | |
ethically right to me at all. You know, I'm not a cashpoint | :09:17. | :09:25. | |
for somebody else and I never realised that I could be | :09:26. | :09:28. | |
used as such. What Bellway are doing | :09:29. | :09:30. | |
is not illegal. Some buyers feel they weren't | :09:31. | :09:32. | |
clear about their plans. We asked them to comment | :09:33. | :09:37. | |
but they did not respond. Homeground, the company that acts | :09:38. | :09:40. | |
on behalf of the freeholder said its investors were UK pension | :09:41. | :09:43. | |
institutions which bought the freeholds as part of their very | :09:44. | :09:49. | |
long-term investment strategy. They said they were usually willing | :09:50. | :09:52. | |
to informally negotiate a price which can often save both time | :09:53. | :09:54. | |
and legal fees. Beth Rudolph is from | :09:55. | :09:56. | |
the Conveyancing Association. We asked her to look through some | :09:57. | :10:00. | |
of Katie's paperwork. So, when Katie's obviously bought | :10:01. | :10:05. | |
the house from what it looks like she's had the right advice | :10:06. | :10:10. | |
from the conveyancer, but it would appear that the conveyancer | :10:11. | :10:13. | |
was unaware of the intentions Anybody marketing property is | :10:14. | :10:15. | |
covered by the consumer protection Which means that if there | :10:16. | :10:22. | |
is something that would impact their decision-making process then | :10:23. | :10:29. | |
they should be advised of that I feel guilty for my family that | :10:30. | :10:31. | |
I've made that wrong decision. It may not impact on me | :10:32. | :10:37. | |
in my lifetime but you buy your home to give your children | :10:38. | :10:41. | |
something, you know. It's a massive burden | :10:42. | :10:43. | |
to leave for your children. For Katie, this is a property trap | :10:44. | :10:50. | |
from which she still doesn't We can now speak to Louise O'Riordan | :10:51. | :10:52. | |
who recently bought a new build house as a leasehold | :10:53. | :11:02. | |
property in Bedfordshire. Piers Gibbon, leaseholder | :11:03. | :11:04. | |
from East London. Sir Peter Bottomley, | :11:05. | :11:08. | |
a Conservative MP. Rico Wojtulewicz is from | :11:09. | :11:12. | |
the House Builders' Association. And Daniel O'Doherty is a solicitor | :11:13. | :11:15. | |
who can help us make sense of some Some solicitors and conveyancers | :11:16. | :11:38. | |
don't come. Louise, did you know you were buying a leasehold property? We | :11:39. | :11:43. | |
did know that it was going to be leasehold, but we didn't know what | :11:44. | :11:48. | |
that meant. We were told by the sales people that the land was owned | :11:49. | :11:52. | |
by the local college, and therefore that it was safe land, that it | :11:53. | :11:56. | |
wouldn't be sold on, that was the implication, that wasn't actually | :11:57. | :12:00. | |
what they said. But I just found out at the weekend that they own the | :12:01. | :12:07. | |
land, the developer. But it is a 499 year lease. It is, so hopefully I | :12:08. | :12:14. | |
won't be affected by any downfalls, but I am powerful over the amount of | :12:15. | :12:19. | |
rent and how often they increase it and by how much. What is the grand | :12:20. | :12:24. | |
rent at the moment? At the moment, ?200 a year. It does increase with | :12:25. | :12:29. | |
RPI, but I don't know how often, that isn't clear in the contract. If | :12:30. | :12:34. | |
it wasn't clear, did you ask? Did the solicitor asked, did anybody | :12:35. | :12:42. | |
ask? No, we were first-time buyers, and we were relying on the solicitor | :12:43. | :12:45. | |
to point out anything that we should have been aware of. And nothing was | :12:46. | :12:50. | |
flagged, nothing at all. We thought we had nothing to worry about, and | :12:51. | :12:53. | |
at the moment, we are worried that this issue is emerging, we are just | :12:54. | :12:58. | |
finding out about our situation now, so we don't know the full details | :12:59. | :13:02. | |
yet of how negatively we might be affected, or positively. But we | :13:03. | :13:07. | |
could end up with a house we can't sell on, we could end up with | :13:08. | :13:12. | |
negative equity if we want to buy the freehold, it might be way too | :13:13. | :13:15. | |
expensive for us and put us in negative equity. There are so many | :13:16. | :13:21. | |
unknowns. It is stressful. And it shouldn't be. Everyone is a | :13:22. | :13:25. | |
first-time buyer wants, and they are normally dealing with developers who | :13:26. | :13:28. | |
are in this business in the long term, and I say to them, what is | :13:29. | :13:32. | |
your reputation, and what is your bank balance? And that is what they | :13:33. | :13:35. | |
are doing, watching their bank balance. On the 27th of April, two | :13:36. | :13:41. | |
major developers had their AGMs, Taylor Wimpey and persimmon, and if | :13:42. | :13:47. | |
they are still trying to defend the scandals, their shareholders will | :13:48. | :13:50. | |
revolt. Why do you say it is a scandal? Let's take the habit of | :13:51. | :13:55. | |
selling houses is leasehold when there is no reason to. If they own | :13:56. | :13:59. | |
the land, no has should be sold as leasehold. Number two, no house or | :14:00. | :14:06. | |
flat should be sold with grand rent from a reasonably high level | :14:07. | :14:09. | |
doubling every ten years. That is an increase of 7% per year. Some | :14:10. | :14:14. | |
solicitors don't realise compound interest, but they ought to, and if | :14:15. | :14:18. | |
I bought a house as a first-time buyer and wanted to sell it after | :14:19. | :14:24. | |
seven years to move somewhere else, and the solicitors for the incoming | :14:25. | :14:27. | |
purchaser said, don't do this, you will find that your ?200,000 house | :14:28. | :14:33. | |
is only worth ?100,000 because of these owner is ground rents. And one | :14:34. | :14:40. | |
last point, the grand rent doesn't buy anything, so we know people who | :14:41. | :14:48. | |
charge a peppercorn. One of the companies we spoke to says that by | :14:49. | :14:54. | |
doing it this way, it raises up to ?500 million a year in capital for | :14:55. | :14:58. | |
developers to build badly needed homes. That is complete rubbish. It | :14:59. | :15:07. | |
is just making a cash machine. And you are laughing, Pieres, why? It is | :15:08. | :15:11. | |
hilarious. It doesn't buy you anything, it is rent for nothing, | :15:12. | :15:15. | |
classic wealth seeking behaviour by wealthy property developers. They | :15:16. | :15:19. | |
take money off me for nothing, they graciously allow me to breathe the | :15:20. | :15:23. | |
air inside my flat, but not much else. But you chose to buy it? I | :15:24. | :15:27. | |
did, I went in with my eyes wide open because my girlfriend and I | :15:28. | :15:30. | |
looked at the London market and realise that if you want to buy in | :15:31. | :15:33. | |
London, often those are the only ones on the market, so you have to | :15:34. | :15:37. | |
buy a leasehold. We accept that there are some drawbacks to that, | :15:38. | :15:41. | |
but when you get into them and you realise, this is legalised scandal, | :15:42. | :15:48. | |
a ridiculous rip-off. So in what way have you been ripped off? | :15:49. | :15:52. | |
We are charged by the freeholder for ground rent of ?250 a year. | :15:53. | :16:04. | |
The freeholder is allowed to employ their choice of insurance company to | :16:05. | :16:09. | |
ensure the property. It is only when you do the most basic internet | :16:10. | :16:12. | |
search that you realise that the same names are appearing on the | :16:13. | :16:16. | |
boards of directors. They don't tell you, you have to do the work | :16:17. | :16:19. | |
yourself. I can have become an unwitting expert in something I | :16:20. | :16:22. | |
never cared about until I found out I was a victim of a rip-off. The | :16:23. | :16:27. | |
management company has the same people involved in different | :16:28. | :16:31. | |
businesses, all charging a little bit extra every year for what they | :16:32. | :16:35. | |
then don't do. The without naming names of companies, because we need | :16:36. | :16:39. | |
to get a right of reply from dozens, you say that by working together in | :16:40. | :16:45. | |
the way they are, they are making even more money. Yes. We are 250 | :16:46. | :16:50. | |
flats in three buildings in a nice gated community and we love it. But | :16:51. | :16:54. | |
when you look at the total amount leaving our little village, ?1.25 | :16:55. | :17:02. | |
million is leaving our block and going off somewhere in Uxbridge to a | :17:03. | :17:06. | |
couple of PLCs. So we look at our block and we see things falling down | :17:07. | :17:10. | |
and not mended and we are thinking, for ?1.25 million a year, where is | :17:11. | :17:14. | |
my Jacuzzi? Where is my valet parking? We also don't know what | :17:15. | :17:21. | |
commissions they are taking on the insurance. Oh, yes. When I rang the | :17:22. | :17:26. | |
insurance company, I said something like, it looks like you are taking a | :17:27. | :17:30. | |
backhander. And he said, you have to be careful with such accusations. We | :17:31. | :17:34. | |
are independently regulated. I said, sorry, that was rude of me. It was | :17:35. | :17:39. | |
only later that I found out that they shared directors with the | :17:40. | :17:42. | |
manager and the freeholder. So it looks like a backhander. You | :17:43. | :17:48. | |
represent householders from small businesses to the multi-million | :17:49. | :17:51. | |
pound developers. You are not coming out well in this. Well, we represent | :17:52. | :17:56. | |
small and medium enterprises. Some of them will build up to 250 homes a | :17:57. | :18:01. | |
year, but it is not a model we are used to and it is not a model that | :18:02. | :18:06. | |
businesses put forward, and the reason is reputation. And not just | :18:07. | :18:10. | |
reputation for making sure your business is well received, it is | :18:11. | :18:13. | |
make sure you get repeat business in the future. Many people come to our | :18:14. | :18:20. | |
developers and say, we want your hands on these sites. If -- this | :18:21. | :18:28. | |
isn't a new trend, it is just the volume of developers building new | :18:29. | :18:30. | |
homes, so it is coming to light. That is the real problem for us. We | :18:31. | :18:37. | |
have discussed regulation. We always believe in good regulation. If | :18:38. | :18:41. | |
measures have to come by up, then they have to come about, but | :18:42. | :18:44. | |
overregulation is a problem for our sector. So just be clear what it is | :18:45. | :18:51. | |
you are suggesting in terms of the door to make it illegal, when you | :18:52. | :18:58. | |
own the land, to sell it as leases? Three things. Firstly, banned the | :18:59. | :19:01. | |
sale of leasehold houses if the freeholder is available. Secondly, | :19:02. | :19:07. | |
get transparency. If people will not do it in public, they shouldn't do | :19:08. | :19:12. | |
it at all. Once they get the lot of publicity, a lot of them are going | :19:13. | :19:15. | |
back fast. The third thing is to change the law so that you build | :19:16. | :19:21. | |
commonhold rather than leasehold, which means the freeholder of the | :19:22. | :19:23. | |
development passes control of the managing agent to the leaseholders | :19:24. | :19:29. | |
themselves. Does that sound like overregulation? Sun sounds sensible. | :19:30. | :19:37. | |
I would say that sometimes that requires a management company to | :19:38. | :19:42. | |
take control. In the small and medium enterprises, we like to take | :19:43. | :19:47. | |
that leasehold because they can maintain the gardens. But that | :19:48. | :19:55. | |
should be the leaseholder's decision, not somebody asking for | :19:56. | :20:00. | |
the money. Daniel, you are a solicitor. Solicitors and | :20:01. | :20:02. | |
conveyancers don't come out of this well. They are not reading these | :20:03. | :20:08. | |
contracts properly. Firstly, I am from a firm who are part of the | :20:09. | :20:14. | |
conveyancing association, who have been lobbying for change. Change to | :20:15. | :20:22. | |
get members to read the contract is properly? Changed to the | :20:23. | :20:26. | |
conveyancing system as a whole, which includes changes to leasehold | :20:27. | :20:31. | |
law. For example, with leasehold flats, which are subject to the | :20:32. | :20:36. | |
leasehold reform housing and urban development act of 1993, for a lease | :20:37. | :20:40. | |
extension, the legislation requires that the lease is extended by 90 | :20:41. | :20:46. | |
years. But the peppercorn ground rent becomes the ground rent and | :20:47. | :20:49. | |
that lease, so why should it be any different for freehold premises? But | :20:50. | :20:54. | |
do you accept that there are some solicitors not working on behalf of | :20:55. | :20:59. | |
their clients? There is good and bad everywhere. We do a full report for | :21:00. | :21:05. | |
leaseholders. What does that mean? Well, I do lease extensions. But | :21:06. | :21:12. | |
what is a full report? Is there a half report? Provisions in the | :21:13. | :21:15. | |
lease, what the ground rent is now and what it is going to be. Who is | :21:16. | :21:19. | |
required to ensure the building, what the repairing obligations are. | :21:20. | :21:28. | |
You are specialists. You talk about lease extensions being set with the | :21:29. | :21:34. | |
ground rent at virtually nothing. The man and injuring Parliament road | :21:35. | :21:39. | |
new leases extending them, but Dublin went back to when the lease | :21:40. | :21:44. | |
was first granted in 1950. People could be hit with a grant in ?1000. | :21:45. | :21:49. | |
They complain and then told to sue their solicitor. But the lease is | :21:50. | :21:53. | |
written in such a way that you have to be a very experienced solicitor | :21:54. | :21:56. | |
to find these terms in all the verbiage. And you need money to do | :21:57. | :22:04. | |
the selling. Some of these terms are so unfair that they should be | :22:05. | :22:06. | |
unenforceable, and then those who created them lose out a lot. I would | :22:07. | :22:12. | |
just say that the way we deal with work like this is, my department is | :22:13. | :22:18. | |
not a conveyancing department. So if there is a leasehold element to the | :22:19. | :22:24. | |
conveyance, that gets passed over to my department, which is a specialist | :22:25. | :22:29. | |
department. That is how it gets dealt with properly and the clients | :22:30. | :22:33. | |
are fully aware of what they are committing too. You want government | :22:34. | :22:39. | |
to act, don't you? I think it needs to in certain areas. What would you | :22:40. | :22:44. | |
have done differently, knowing what you know now? This is it. There | :22:45. | :22:49. | |
needs to be more transparency. We were not made aware it by the | :22:50. | :22:55. | |
solicitor or the developer that the leasehold was not available. We | :22:56. | :22:57. | |
thought the land was owned by somebody else. Had we known all of | :22:58. | :23:03. | |
this, we probably would not have bought that property, we would have | :23:04. | :23:07. | |
gone outside that area and found something cheaper that was freehold | :23:08. | :23:09. | |
that we could have more control over. At the moment, we are | :23:10. | :23:15. | |
thinking, are we even better off in a home that we own? We might have | :23:16. | :23:19. | |
been better off renting. That might have been cheaper in the long term. | :23:20. | :23:23. | |
We don't know what to do. We have only just established our position | :23:24. | :23:31. | |
and it has come as a big shock. You said you are happy where you are. We | :23:32. | :23:37. | |
love it, but we had to get together a campaign to find out what our | :23:38. | :23:43. | |
rights work with solicitors. We needed to find out that we have a | :23:44. | :23:46. | |
right to manage and to buy our own freehold. Before we got the people | :23:47. | :23:51. | |
together and realised that we can exercise these rights, we were | :23:52. | :23:54. | |
utterly powerless. We had a very visual demonstration of how | :23:55. | :24:00. | |
non-powerless we are now when we had a meeting with the management the | :24:01. | :24:05. | |
other night and for the first time, all three blocks walked in together | :24:06. | :24:08. | |
to that meeting. You could tell immediately from the body language | :24:09. | :24:11. | |
that these people know their rights. They are in the last chance saloon | :24:12. | :24:15. | |
at the moment. While hoping they will realise that publicity is going | :24:16. | :24:18. | |
to be dangerous and will start behaving like this and business | :24:19. | :24:25. | |
people. The leaseholders partnership are charity. Let them know and if | :24:26. | :24:28. | |
you want to seek help, look on their website. Ask your MP to get | :24:29. | :24:33. | |
involved, because the government is going to move and we can move a long | :24:34. | :24:36. | |
way. Good luck and thank you. We're holding a special programme | :24:37. | :24:44. | |
looking at the state of the NHS. We'll be looking at the problems | :24:45. | :24:47. | |
it's facing and asking If you work in the NHS as a doctor, | :24:48. | :24:49. | |
nurse or a consultant, or you're a patient with recent | :24:50. | :24:54. | |
experience, we'd love you to take It's in central London | :24:55. | :24:56. | |
on Monday 6th February. Email [email protected] | :24:57. | :24:59. | |
to register your interest and one Our political guru Norman Smith | :25:00. | :25:01. | |
is at Westminster. They had that massive vote last | :25:02. | :25:19. | |
night in favour of starting the whole Brexit process. Part of the | :25:20. | :25:22. | |
reason there are confident is because Labour have said they will | :25:23. | :25:26. | |
not block it. One of the striking things this morning is that we have | :25:27. | :25:29. | |
just had this massive historic vote, and yet much of the attention is on | :25:30. | :25:37. | |
the Labour Party. Last night, we saw three more Shadow Cabinet members | :25:38. | :25:40. | |
resigning because they couldn't back Mr Corbyn's stands. We saw ten | :25:41. | :25:45. | |
frontbenchers defying him and refusing to vote for Brexit. We saw | :25:46. | :25:49. | |
his party whips, the people who are meant to enforce discipline and | :25:50. | :25:54. | |
ensure that his will runs, even three of them defied him. No wonder | :25:55. | :26:00. | |
Labour are not in a position to mount any opposition, because they | :26:01. | :26:04. | |
are profoundly divided, albeit the Shadow Chancellor John McDonnell on | :26:05. | :26:07. | |
the Today programme this morning was try to save the divisions were not | :26:08. | :26:09. | |
really that bad. The irony is this. When we get past | :26:10. | :26:18. | |
article 50, our party is willing and capable of uniting to protect our | :26:19. | :26:25. | |
country. Under this leader? Under this leader, and this Tory party was | :26:26. | :26:30. | |
split apart. The nature of Jeremy Corbyn's politics, the consensual, | :26:31. | :26:34. | |
mutual respect politics, will be the one holds our party together. | :26:35. | :26:38. | |
One further twist to the Labour story. Diane Abbott, one of Mr | :26:39. | :26:44. | |
Corbyn's closest political allies and part of the inner sanctum, | :26:45. | :26:48. | |
wasn't in the Commons last night to vote. People say she was ill, she | :26:49. | :26:56. | |
had a migraine and went home. A lot of people are a bit suspicious about | :26:57. | :27:01. | |
that, frankly, and wonder if actually, she really did not want to | :27:02. | :27:05. | |
vote for Brexit and she wasn't prepared to back her leader. In | :27:06. | :27:09. | |
other words, she pulled a city. I suspect that he will have been | :27:10. | :27:17. | |
fuelled by these pictures of Diane Abbott in Westminster a few hours | :27:18. | :27:21. | |
before the vote, looking pretty OK. Have a look. What President Trump | :27:22. | :27:29. | |
shows us, is that there is such a thing as a effective | :27:30. | :27:33. | |
counterterrorism strategy, but there is also such a thing as a | :27:34. | :27:37. | |
counter-productive terrorism strategy and it is kid to everybody | :27:38. | :27:39. | |
now that banning people from seven majority Muslim countries, plus | :27:40. | :27:47. | |
serene refugees from coming into the US... You'll agree you can see that | :27:48. | :27:52. | |
Diane Abbott doesn't look too picky. Why this matters is because if Diane | :27:53. | :27:57. | |
Abbott did decide not to vote for Brexit and to defy her leader, that | :27:58. | :28:04. | |
would suggest that the split and the doubts about Jeremy Corbyn now | :28:05. | :28:06. | |
extends not just through the Parliamentary party and into the | :28:07. | :28:09. | |
Shadow Cabinet, but right into Jeremy Corbyn's inner circle. Well, | :28:10. | :28:12. | |
thank you very much. Still to come: Have you ever had | :28:13. | :28:16. | |
a conversation with someone And why the number of students | :28:17. | :28:27. | |
applying for nursing courses has dropped dramatically. Now the latest | :28:28. | :28:36. | |
news. The government is preparing | :28:37. | :28:37. | |
to publish what it calls a substantial white paper on Brexit, | :28:38. | :28:39. | |
building on the plans set out MPs voted overwhelmingly last night | :28:40. | :28:42. | |
to give the Prime Minister the power to start negotiations | :28:43. | :28:46. | |
with European leaders. Dozens of Labour MPs | :28:47. | :28:48. | |
ignored an order to support A ban on scheduled night flights | :28:49. | :28:51. | |
at Heathrow is being proposed, as part of plans to build | :28:52. | :28:58. | |
a third runway there. Ministers will set out | :28:59. | :29:05. | |
proposals for the ?22 billion Opponents and supporters have four | :29:06. | :29:07. | |
months to put forward their views The Church of England has admitted | :29:08. | :29:11. | |
that allegations of historical physical abuse against a former | :29:12. | :29:16. | |
friend of the Archbishop of Canterbury, Justin Welby, | :29:17. | :29:18. | |
should have been reported years The Archbishop says | :29:19. | :29:20. | |
that although he worked with the barrister, John Smythe, | :29:21. | :29:23. | |
he was not part of his inner 10,000 fewer people applied to train | :29:24. | :29:25. | |
to become nurses last year, The figures - from the university | :29:26. | :29:31. | |
admissions service Ucas - They also show that overall | :29:32. | :29:36. | |
university applications from UK Beyonce's surprise announcement that | :29:37. | :29:40. | |
she's pregnant with twins has become The singer's announcement | :29:41. | :29:48. | |
that she and her husband Jay Z are expecting twins has been liked | :29:49. | :29:52. | |
more than 7 million times. That's a summary of the latest news, | :29:53. | :30:05. | |
join me for BBC Newsroom Many messages from you about the | :30:06. | :30:15. | |
situation with your lease. This is from Carol. I have lived on my | :30:16. | :30:19. | |
property for 32 years. In 2013, we heard that a neighbour had trouble | :30:20. | :30:22. | |
selling their property due to the legs are left on their existing | :30:23. | :30:26. | |
links. So I wrote to the Council, who called police, request in | :30:27. | :30:29. | |
purchase of the freehold interest in the property. They came back with an | :30:30. | :30:34. | |
offer of ?1000 plus counsel fees of over 500 quid. Unfortunately, I was | :30:35. | :30:37. | |
not in the financial position to buy it at the time. When I had said that | :30:38. | :30:42. | |
money, I wrote to the council again and received a letter telling me the | :30:43. | :30:46. | |
price had risen to over ?12,000 plus fees. Stewart as I have a situation | :30:47. | :30:49. | |
where I have a lease which I was not aware has only 62 years left. I just | :30:50. | :30:54. | |
want to make the lease back up to 99 years. They gave me a figure of 8000 | :30:55. | :30:58. | |
plus costs. It means if I do decide to sell the property, a bank or | :30:59. | :31:02. | |
building society will not lend money to a buyer on such a short lease. | :31:03. | :31:06. | |
Sally says, watching your programme on ground rents and leaseholds, the | :31:07. | :31:12. | |
top part of my garden is leasehold. The rest of the land our house sits | :31:13. | :31:15. | |
on his freehold. It's a small strip because the full width of the | :31:16. | :31:19. | |
property, which I believe was originally done this way in case the | :31:20. | :31:22. | |
road ever needed to be widened. Kirklees Council on it and when we | :31:23. | :31:25. | |
ate to purchase it, they asked for the sum of ?16,000! The grand red | :31:26. | :31:32. | |
was ?5 for 20 years and then went up to ?25 and is still rising -- ground | :31:33. | :31:34. | |
rent. Time for sport. It was a mixed night for the | :31:35. | :31:55. | |
Manchester clubs. Manchester City beat West Ham 4-0, but Manchester | :31:56. | :31:58. | |
United could only draw 0-0 with Hull. Vidic Wright scored his 100th | :31:59. | :32:03. | |
Premier League goal last night 15 years after he scored his first | :32:04. | :32:08. | |
top-flight goal, and he reprises his signature Robot celebration. Looking | :32:09. | :32:14. | |
as good as ever! Rangers were well beaten by hearts, 4-1, and despite | :32:15. | :32:19. | |
defeat they stay second, but fourth place Hearts are still some way off | :32:20. | :32:22. | |
Aberdeen in third. Jamie Walker with the pick of the goals. And Eddie | :32:23. | :32:25. | |
Jones has named his side to face France in the opening match rugby | :32:26. | :32:29. | |
union's six Nations Championship. Mario J is in, and so is Elliot | :32:30. | :32:37. | |
Daly. Jones hopes to oversee what will be the 15th straight victory. | :32:38. | :32:41. | |
And that is all the sport, back to you, Victoria. Thank you very much. | :32:42. | :32:44. | |
It is nearly 25 to 11. If you reveal to someone that | :32:45. | :32:50. | |
you have depression or anxiety, whether it's a friend, | :32:51. | :32:53. | |
or family member, colleague or boss, they should | :32:54. | :32:55. | |
treat you with compassion and understanding - | :32:56. | :32:56. | |
like they would if you told them For some reason there | :32:57. | :32:59. | |
are still people who think if you have a mental health issue - | :33:00. | :33:05. | |
you are suddenly weaker, or you can't do your job as well, | :33:06. | :33:07. | |
or can't function as a parent. And guess what - sometimes you can't | :33:08. | :33:10. | |
do those things as well as normal, just like if you broke your arm it | :33:11. | :33:14. | |
might impede your ability to do Mental health stigma | :33:15. | :33:17. | |
is still a big issue - a survey today by Time To Change | :33:18. | :33:23. | |
showed that almost 40% of people had been negatively treated as a result | :33:24. | :33:27. | |
of their mental health issue - potentially affecting | :33:28. | :33:29. | |
millions across the country. Of those who had experienced | :33:30. | :33:32. | |
stigma and discrimination, over half had lost contact | :33:33. | :33:36. | |
with a family member, a friend or a partner and 55% stop | :33:37. | :33:38. | |
socialising or going out completely Let's talk now to Clive Buckenham, | :33:39. | :33:41. | |
who says depression is like a constant companion that | :33:42. | :33:48. | |
made him feel isolated from his family and friends | :33:49. | :33:51. | |
and stopped him wanting to go out. Jenny Carter says she faced | :33:52. | :33:57. | |
discrimination at work and now only feels like she can be open | :33:58. | :34:00. | |
with other people with Oli Regan has bipolar | :34:01. | :34:02. | |
and says relationships and dating can be difficult | :34:03. | :34:07. | |
because of stigma about it. And director at Time | :34:08. | :34:12. | |
For Change, Sue Baker. Hello. We are going to have an open | :34:13. | :34:20. | |
conversation about mental health. It is amazing to me that there is still | :34:21. | :34:25. | |
stigma in 2017, Sue, but your survey suggests definitely. We have been | :34:26. | :34:35. | |
running Time To Change to ten years now, trying to change people's | :34:36. | :34:40. | |
attitudes to mental health problems. Attitudes have positively shifted | :34:41. | :34:42. | |
over time. Not with every body, though. Not everybody, but this | :34:43. | :34:52. | |
latest survey looks at people who have mental health problems who have | :34:53. | :34:55. | |
told us about them and say they still face mental -- stigma about | :34:56. | :35:01. | |
this. We're trying to encourage everyone to have a conversation | :35:02. | :35:05. | |
about mental health. If we do it collectively, we can make a big | :35:06. | :35:08. | |
difference, but this affects millions of us with mental health | :35:09. | :35:11. | |
problems, and our families and friends. Jenny, explain why you feel | :35:12. | :35:16. | |
you could only really talk properly and open and fully with other people | :35:17. | :35:21. | |
who have mental health issues. I kind of only really feel like they | :35:22. | :35:24. | |
understand because they have had similar experiences. If you don't | :35:25. | :35:28. | |
have that frame of reference, it is hard to be able to identify with how | :35:29. | :35:33. | |
someone is feeling. Not everybody. Not always. But I think for me it is | :35:34. | :35:40. | |
quite challenging to be able to let other people in that haven't | :35:41. | :35:44. | |
necessarily had that kind of experience. And can I ask you about | :35:45. | :35:50. | |
what sort of experiences you've had? When I was younger I had quite bad | :35:51. | :35:55. | |
OCD, but these days it is more depression and anxiety. And how does | :35:56. | :35:59. | |
that impact on your life? Sometimes it can be quite challenging getting | :36:00. | :36:05. | |
to work, and sometimes I don't really want to see people and I | :36:06. | :36:10. | |
isolate myself quite a lot. So it can be quite challenging. Oli, in | :36:11. | :36:18. | |
terms of your bipolar, you are meeting someone for the first time, | :36:19. | :36:22. | |
going to the cinema, going out for dinner, at what point would you tell | :36:23. | :36:28. | |
them? Or would you not? Years ago, when I didn't know much about it, I | :36:29. | :36:31. | |
wouldn't have said anything, but now I put it out there. So that people, | :36:32. | :36:36. | |
if they don't like it, if they think I am going to be weird or whatever | :36:37. | :36:41. | |
they think, they can make that discrimination then and I won't have | :36:42. | :36:45. | |
them in my life. And I think it is difficult when people are being like | :36:46. | :36:53. | |
that and being discriminative, because a little thing to someone | :36:54. | :36:57. | |
with mental health problems is massive. And people who don't know | :36:58. | :37:06. | |
what bipolar is, just explain it. Let's say your life is normally like | :37:07. | :37:11. | |
that, normal person, but with bipolar it is more like a | :37:12. | :37:15. | |
roller-coaster, you are up and down. So people who don't know what that | :37:16. | :37:18. | |
is, if you tell them, what you think they are thinking of you? A bit | :37:19. | :37:24. | |
wary, I think. It's the same as what you said. My main friends are the | :37:25. | :37:30. | |
ones that do suffer with mental health problems as well, because the | :37:31. | :37:34. | |
ones that don't have been negative towards it and said the wrong | :37:35. | :37:37. | |
things, like, sort yourself out, that kind of thing, and they can be | :37:38. | :37:40. | |
said Robert Ritter someone who was trying to be strong as they can, -- | :37:41. | :37:47. | |
and for someone to say that to someone who is trying to be as | :37:48. | :37:58. | |
strong as they can, that is to rob a . Tell us about your depression and | :37:59. | :38:02. | |
how that led to your feelings of isolation. It was a gradual process, | :38:03. | :38:06. | |
I went through a period where I started to withdraw Froome | :38:07. | :38:11. | |
colleagues at work, became quiet at home, and my wife suggested to me at | :38:12. | :38:14. | |
one point, maybe you are suffering with depression, and I laughed it | :38:15. | :38:18. | |
off, but it wasn't until I had my first panic attack that I had a | :38:19. | :38:23. | |
moment of clarity and I thought, you are not well, you need to see your | :38:24. | :38:28. | |
GP, and I was diagnosed. But I feel the stigma that is attached to | :38:29. | :38:32. | |
mental health, once I had the diagnosis, I started thinking, | :38:33. | :38:37. | |
people will think I am weird now. I am some sort of bad person or | :38:38. | :38:42. | |
whatever. And that made me feel really isolated, which in turn | :38:43. | :38:45. | |
started generating feelings of shame as well, and so it almost | :38:46. | :38:50. | |
immediately starts making you withdraw, and it is a really lonely | :38:51. | :38:59. | |
experience. So in terms of squashing the stigma forbid, we have people | :39:00. | :39:02. | |
like Andrew Flintoff and Jeremy Paxman and Rebecca Front, all sorts | :39:03. | :39:13. | |
of high profile people talking about mental health issues. How much is | :39:14. | :39:19. | |
that helping, do we think? I think it is helping a lot, especially | :39:20. | :39:22. | |
recently, because it wasn't really talked about, especially the older | :39:23. | :39:27. | |
generation before my generation. They are the ones who stigmatise it | :39:28. | :39:30. | |
the most because they don't have any knowledge of what it is like to feel | :39:31. | :39:34. | |
like you have a mental health problem or to deal with on a | :39:35. | :39:39. | |
day-to-day basis, the things that someone who is normal would do for | :39:40. | :39:43. | |
someone with mental health problems, that is massive, and people don't | :39:44. | :39:48. | |
get that. But now with Time To Change, and mental health awareness | :39:49. | :39:51. | |
days, it is definitely changing, for the better, and it is making it a | :39:52. | :39:56. | |
lot easier to talk about things. Do you still find sometimes that you | :39:57. | :40:00. | |
are having to say to people, it is an illness, it is not just they | :40:01. | :40:04. | |
can't be bothered to get out of bed that day. It is interesting. It | :40:05. | :40:09. | |
definitely helps having high profile people including politicians talking | :40:10. | :40:13. | |
about it. The first FTSE 100 chief executive talking about it, the | :40:14. | :40:16. | |
chief executive of WH Smith is talked about his partner's bipolar. | :40:17. | :40:21. | |
We need to see a lot more about that in all walks of life and all | :40:22. | :40:25. | |
communities. We need to see people talk about it and open up. At the | :40:26. | :40:30. | |
end, what we want is an open, Survation, we want people to seek | :40:31. | :40:33. | |
help earlier and not be afraid to seek help, and it is helpful but we | :40:34. | :40:42. | |
are starting to a brace mental health in the way that we embrace | :40:43. | :40:47. | |
physical health. They shouldn't be a stigma attached, so we are making | :40:48. | :40:51. | |
progress. Is that the only way to get rid of the stigma, to keep on | :40:52. | :40:57. | |
talking, on TV, on radio, with your friends? It is about talking? I | :40:58. | :41:02. | |
definitely think it is, and I found when I started being open about the | :41:03. | :41:07. | |
illness, so many people would open up and say, they have had mental | :41:08. | :41:11. | |
health problems, family and friends have, and it is at that point you | :41:12. | :41:15. | |
start realising this isn't something that is weird or strange, it is | :41:16. | :41:20. | |
quite normal. I have said to people, do the supermarket test. When you do | :41:21. | :41:25. | |
your weekly shot, statistically, every fourth person you see has a | :41:26. | :41:30. | |
mental health issue. That makes people really start thinking about | :41:31. | :41:34. | |
it. But it is only that talking process that really gets people do | :41:35. | :41:39. | |
start being open. Victoria, you mentioned cancer. I went through | :41:40. | :41:44. | |
cancer last year, and one in three people diagnosed with cancer will | :41:45. | :41:48. | |
become depressed. I would suggest that three in three people diagnosed | :41:49. | :41:51. | |
with terminal illnesses or fighting something which could jeopardise | :41:52. | :41:55. | |
their life are going to have a psychological response, it is part | :41:56. | :41:59. | |
of being human. So why don't we screen everybody given an illness | :42:00. | :42:02. | |
like that with mental health issues? We should be screening. How much | :42:03. | :42:09. | |
would that cost? It costs more to not support people and the people to | :42:10. | :42:16. | |
wait longer to get help. Geese as I visited my GP yesterday. Having a | :42:17. | :42:20. | |
big NHS debate on Monday, and we know that resources are restricted. | :42:21. | :42:26. | |
I was informed there was nothing more that could be done for my | :42:27. | :42:29. | |
mental health. I have done all the therapy and had all the medication, | :42:30. | :42:34. | |
and I am still struggling. That has happened to me as well. Because | :42:35. | :42:39. | |
people think, you do this the six mills, 12 miles, a team is, and you | :42:40. | :42:43. | |
will be all right at the end of it, but for many people it is constantly | :42:44. | :42:52. | |
managing it. -- six months, 12 months and you will be all right for | :42:53. | :42:57. | |
is blue yes, there needs to be more of an attitude change to realise | :42:58. | :43:02. | |
that people go through periods of wellness and illness, and it is | :43:03. | :43:07. | |
about managing it on a day-to-day basis, and it is not just giving you | :43:08. | :43:15. | |
some sessions of CBT and then you are fine, because two years later | :43:16. | :43:19. | |
you might be unwell again, and it is about having that constant access to | :43:20. | :43:25. | |
support, to be above to manage it. And mental health problems can be | :43:26. | :43:28. | |
episodic, so we have to get, in terms of stigma, we don't want | :43:29. | :43:32. | |
everyone to think that we are ill all the time, because we can do all | :43:33. | :43:36. | |
of those things and manage a mental health problem with the right | :43:37. | :43:40. | |
support of friends and family, which is why it is so tragic when you lose | :43:41. | :43:43. | |
that support, which is what the survey found. But it is important to | :43:44. | :43:49. | |
also recognise... I don't get that. Your brother, your mother, partner, | :43:50. | :43:55. | |
child, says I feel low and the rest of the family decide not to support | :43:56. | :44:01. | |
you any more? I don't get it. I think it is fear, not having the | :44:02. | :44:05. | |
confidence to deal with it all be supportive or fear of it. I think it | :44:06. | :44:10. | |
is the fear of the stigma. We have a well ingrained cultural stereotype | :44:11. | :44:15. | |
about mental health, which is what we need to change. That is what | :44:16. | :44:22. | |
stops people talking out and saying they are mentally ill, because they | :44:23. | :44:25. | |
are afraid of how people are going to react. And it is worse for men, | :44:26. | :44:31. | |
as well. We don't talk about our feelings as much as ladies do, and | :44:32. | :44:37. | |
75% of all suicides are men, so that is a big thing as well, the alpha | :44:38. | :44:43. | |
male stereotype is... Let me read this tweet from Rob, I | :44:44. | :44:49. | |
tried to take my own life at work. My employer sent me to the doctor | :44:50. | :44:59. | |
and then sacked me. That is illegal? Yes, people are protected with | :45:00. | :45:04. | |
enduring mental health problems, we were talking about it on one of your | :45:05. | :45:07. | |
previous problems when the Prime Minister spoke about this. Equality | :45:08. | :45:12. | |
legislation covers you with a mental health problem as a disability, but | :45:13. | :45:16. | |
at the moment you are only protected if you have mental health problems | :45:17. | :45:19. | |
for 12 months or more, which ignores the episodic nature of it. So it is | :45:20. | :45:23. | |
illegal under certain conditions, and that is tragic. Employers are | :45:24. | :45:29. | |
getting better, we work with 500 of them, a lot of them very well-known | :45:30. | :45:34. | |
ones, but that is not to say it is safe for everybody in the workplace | :45:35. | :45:37. | |
to talk about it and get help, and how tragic that happened. | :45:38. | :45:41. | |
Thank you all very much, and thank you for being so open. Thank you. | :45:42. | :45:46. | |
Police in Dubai are refusing to hand over a passport | :45:47. | :45:49. | |
confiscated from a British woman who says she needs it to fly back to | :45:50. | :45:52. | |
Luisa Williams was diagnosed with advanced stage three kidney | :45:53. | :45:56. | |
She fears that the volunteer work she's been doing, | :45:57. | :46:02. | |
helping children imprisoned in the United Arab Emirates, | :46:03. | :46:04. | |
is the cause of the unwillingness of the authorities to let her fly | :46:05. | :46:07. | |
They will not let her leave unless she goes to a detention centre | :46:08. | :46:15. | |
first. She's been telling me | :46:16. | :46:15. | |
about her predicament, and why she's been in trouble | :46:16. | :46:17. | |
with the authorities in Dubai. Well, originally, I was first | :46:18. | :46:20. | |
arrested in December 2015 by the cyber crime unit | :46:21. | :46:24. | |
because they were suspicious that I had been involved in charitable | :46:25. | :46:27. | |
activities without permission from the government | :46:28. | :46:38. | |
and the special department. But in fact, I just | :46:39. | :46:39. | |
run a volunteer group. I was found innocent | :46:40. | :46:42. | |
of all the federal charges. But then they found me | :46:43. | :46:45. | |
guilty of a misdemeanour, which is article 27 of UAE law that | :46:46. | :46:48. | |
says you cannot ask the public for money | :46:49. | :46:52. | |
for charity on the internet. But the evidence that's been | :46:53. | :47:05. | |
submitted that I had done that is actually incorrectly | :47:06. | :47:08. | |
translated into Arabic. Is that when they took | :47:09. | :47:10. | |
your passport from you? And I've been going through | :47:11. | :47:12. | |
the court process since then. I took it all the way | :47:13. | :47:17. | |
to the Supreme Court. But in the end, I guess | :47:18. | :47:21. | |
they just wanted me to go. Why haven't they given it back | :47:22. | :47:24. | |
to you, and explain to our audience Well, there's a process when you're | :47:25. | :47:31. | |
being deported from Dubai. There is a process where you have | :47:32. | :47:40. | |
to go into detention. Nobody can tell me how long | :47:41. | :47:42. | |
that process will take. It's either going to be | :47:43. | :47:46. | |
three days or three weeks until they find my passport | :47:47. | :47:50. | |
and clear the system I've been diagnosed with stage three | :47:51. | :47:53. | |
malignant advanced kidney cancer. I'm bleeding profusely | :47:54. | :48:00. | |
when I go to the toilet, and I need to have my kidney, | :48:01. | :48:02. | |
my ureter and part I need to travel as soon | :48:03. | :48:04. | |
as possible, but this So that was diagnosed | :48:05. | :48:09. | |
while you were in Dubai. Can you not go to a hospital now | :48:10. | :48:20. | |
and be treated there? Well, I don't have my visa any more | :48:21. | :48:24. | |
here, so strictly speaking, I'm not a citizen here any more | :48:25. | :48:29. | |
because my company was closed so they've put an absconding | :48:30. | :48:34. | |
file against my visa. It just complicates things | :48:35. | :48:38. | |
for any medical treatment. Is the British Foreign | :48:39. | :48:47. | |
Office trying to help? Yeah, everyone has been | :48:48. | :48:49. | |
wonderful, to be honest. They've been so proactive, | :48:50. | :48:53. | |
but it doesn't look The procedure is that | :48:54. | :48:55. | |
you have to go to detention. But there are no beds there, | :48:56. | :49:06. | |
it's just a giant room with lots of women in it | :49:07. | :49:09. | |
for the female section, If it doesn't come soon, in days, | :49:10. | :49:11. | |
what's going to happen? I've seen two doctors here that have | :49:12. | :49:18. | |
given me medical reports to say that my kidney could haemorrhage | :49:19. | :49:26. | |
at any time into my lower spine because the tumour is right | :49:27. | :49:30. | |
on the outside of the kidney. They're concerned that if I go | :49:31. | :49:36. | |
into the detention cell, if I have any medical emergency, | :49:37. | :49:39. | |
it will take them three or four hours to get me | :49:40. | :49:42. | |
to the nearest hospital. Yes, we contacted Andrew Turner's | :49:43. | :49:44. | |
office and he got in touch with the Foreign Office | :49:45. | :49:52. | |
and the Foreign Office got in touch Everybody has been | :49:53. | :49:55. | |
calling me nonstop. They're doing their best, | :49:56. | :50:06. | |
but it doesn't look likely. It looks like I'll have to go | :50:07. | :50:08. | |
to the detention centre. And I just don't | :50:09. | :50:11. | |
understand it, Victoria. It's an incorrectly | :50:12. | :50:13. | |
translated Facebook post. I said "click and subscribe", | :50:14. | :50:14. | |
and it's been translated as "click and donate", | :50:15. | :50:17. | |
which is illegal here. It's illegal to use GoFundMe or ask | :50:18. | :50:20. | |
for money on the internet, I haven't asked for | :50:21. | :50:27. | |
money from anybody. We've been in touch with the office | :50:28. | :50:34. | |
of Andrew Turner, the MP who represents the constituency | :50:35. | :50:41. | |
where her mother lives They say he and the Foreign Office | :50:42. | :50:43. | |
are looking into the matter with a view to trying | :50:44. | :50:49. | |
to resolve the situation. The Dubai government say they're | :50:50. | :50:51. | |
not aware of the story. Are young people turning their backs | :50:52. | :50:54. | |
on a career in nursing? New figures suggest | :50:55. | :50:56. | |
that might be the case, after a Government decision to get | :50:57. | :50:59. | |
rid of NHS bursaries. Almost 10,000 fewer would-be nurses | :51:00. | :51:01. | |
in England have applied for courses That's a quarter | :51:02. | :51:04. | |
less than last year. The Ucas figures show a fall | :51:05. | :51:11. | |
from around 44,000 to 34,000. Nursing leaders say this | :51:12. | :51:14. | |
confirms their worst fears. She's the Chief Executive | :51:15. | :51:16. | |
and General Secretary And in Bristol is | :51:17. | :51:18. | |
Professor Steve West. He chairs the Universities UK's | :51:19. | :51:22. | |
health education policy network. Is it because of the change in | :51:23. | :51:34. | |
funding? Ferries to be a grand, now you have to get a student loan. We | :51:35. | :51:38. | |
think it is, and that is because nursing is different. It is a | :51:39. | :51:42. | |
fantastic career, but it attracts people from all social backgrounds. | :51:43. | :51:46. | |
It particularly attracts more mature entrants, which is fantastic because | :51:47. | :51:50. | |
these are people who have had life experience and are more mature. | :51:51. | :51:55. | |
Within those figures, there is a 29% reduction in over 25. This is our | :51:56. | :51:59. | |
key area, where we are really worried. When people come into | :52:00. | :52:03. | |
nursing, it is not an easy choice. It is hard work, and nursing is a | :52:04. | :52:06. | |
very different type of degree. 50% of the time is spent caring as | :52:07. | :52:19. | |
nurses. They are supervised and they are giving care to people for 50% of | :52:20. | :52:24. | |
the time. The other 50% of the time, they are in university, getting the | :52:25. | :52:27. | |
skills and knowledge that are required to be a good nurse. Up | :52:28. | :52:32. | |
until this entry September, the government had paid for nurse | :52:33. | :52:37. | |
education. These are nurses going to work in our NHS and that | :52:38. | :52:40. | |
relationship between the National Health Service and our student | :52:41. | :52:45. | |
nurses has always been strong. This has changed, because as part of the | :52:46. | :52:48. | |
conference on spending review, the money was removed as savings. It | :52:49. | :52:52. | |
hasn't gone into a different form of nurse training or supporting nurses, | :52:53. | :52:56. | |
it was removed as savings. Now nurses are expected to be like other | :52:57. | :53:00. | |
students and take out a loan. We think for nursing, it is different | :53:01. | :53:05. | |
and we believe that the time that it would put off people who will make | :53:06. | :53:09. | |
fantastic nurses from applying. At the moment from these figures, it | :53:10. | :53:14. | |
looks like our fears were confirmed. Steve West, what do you put the drop | :53:15. | :53:19. | |
down to, the same reasons as Janet, or not? Yes, it is the reason is as | :53:20. | :53:23. | |
those that have been said. The other thing to remember is that this was | :53:24. | :53:29. | |
done to try to lead to a significant increase in the numbers of people | :53:30. | :53:33. | |
considering nursing and the allied health professions. We know the NHS | :53:34. | :53:40. | |
desperately needs a workforce and in order to ensure that that workforce | :53:41. | :53:43. | |
need is met, we have to increase our numbers. Unfortunately, the funding | :53:44. | :53:49. | |
was not available within the Department of Health and the NHS | :53:50. | :53:54. | |
envelope, so the only of being able to increase numbers over time was to | :53:55. | :54:02. | |
move the funding across. As we have seen previously when fees were | :54:03. | :54:04. | |
introduced in other parts of university activity, there is a drop | :54:05. | :54:12. | |
in the number of applications, which over time returns. But the | :54:13. | :54:17. | |
difficulty is that we need to ensure that the government understands that | :54:18. | :54:20. | |
they will need to help us to ensure we get the right messages across to | :54:21. | :54:23. | |
perspective students that we don't see a drop in the diversity and that | :54:24. | :54:29. | |
we don't see students being put off because they don't understand how it | :54:30. | :54:35. | |
will be funded going forward. And by that, you mean there will have to | :54:36. | :54:38. | |
take out a student loan? They will have to take out a student loan and | :54:39. | :54:43. | |
once they are earning over the ?21,000 threshold, they start to | :54:44. | :54:47. | |
repay the loan. Of course, there are all sorts of ways in which that | :54:48. | :54:52. | |
might be helped once they graduate. Remember that the students are not | :54:53. | :54:56. | |
required to find the money up. It is only once they are earning. Janet | :54:57. | :55:02. | |
Davies, there will be a gap in the short-term. Do you accept what Steve | :55:03. | :55:07. | |
says, that in the long term, when we look at other courses were similar | :55:08. | :55:10. | |
things have happened, the numbers have come back up steadily? Our | :55:11. | :55:14. | |
argument is that nursing is different. It isn't like other | :55:15. | :55:17. | |
graduate programmes. And in fact, there still is a reduction in the | :55:18. | :55:23. | |
older mature entrants to university. You can argue that, but it doesn't | :55:24. | :55:26. | |
sound like the government is going to change the way they fund nursing | :55:27. | :55:30. | |
degrees. We have only just seen the results. The rationale from the | :55:31. | :55:33. | |
government at the time was that it would increase the number of nurses | :55:34. | :55:37. | |
able to come into nurse education. This is indicating that this isn't | :55:38. | :55:44. | |
happening. We haven't got time. We have 24,000 nursing vacancies. We | :55:45. | :55:47. | |
are short staffed across our National Health Service. We can't | :55:48. | :55:50. | |
afford to lose one year of the graduates that come out. We need to | :55:51. | :55:56. | |
increase the number of nurses. I knew you are not a politician, but | :55:57. | :56:01. | |
where would you get the money from? This money was taken away. If it was | :56:02. | :56:08. | |
that into an area that gave us loans, it would need to come back. | :56:09. | :56:12. | |
There needs to be a good relationship between the government | :56:13. | :56:15. | |
and our nurses. We cannot afford to lose talented people. Sun can I just | :56:16. | :56:21. | |
say that the funding that was lost is still within the NHS. It was part | :56:22. | :56:26. | |
of the savings requirements. We now have to work together to ensure that | :56:27. | :56:30. | |
young people and mature entrants recognise the real value still | :56:31. | :56:31. | |
coming into nursing. Thank you. We invited the Universities | :56:32. | :56:37. | |
Minister Jo Johnson on the programme but instead, | :56:38. | :56:39. | |
he's sent us a statement. That does not address the point | :56:40. | :56:57. | |
about nursing, but thank you, Mr Johnson. We just have time to show | :56:58. | :57:03. | |
some more of the pics you have been sending us after Beyonce announced | :57:04. | :57:06. | |
that she was expecting twins on social media. Have a look at this. | :57:07. | :57:10. | |
Lee McQueen watches our programme and she sent in this amazing picture | :57:11. | :57:15. | |
of her at seven months pregnant with twins in July 20 15. Leah, that is | :57:16. | :57:21. | |
Beyonce the noes to the left! Here are her twin boys at three months. | :57:22. | :57:27. | |
-- that is Beyonce -esque! He was lucky when she was pregnant in 2004. | :57:28. | :57:35. | |
Is she in the hospital there? And thanks to Karina, who shared this | :57:36. | :57:39. | |
stab of herself. Oh, we have mixed those up. She is about to go into | :57:40. | :57:49. | |
Labour. Thank you for sharing such intimate pics. On Monday, we will be | :57:50. | :57:58. | |
the key at the state of the NHS. We are looking at the issues it is | :57:59. | :58:01. | |
facing and asking for your help with solutions. We have just talked about | :58:02. | :58:04. | |
some of the issues regarding nursing. If you work in the NHS or | :58:05. | :58:09. | |
you are a recent patient, get in touch. We would love you to take | :58:10. | :58:14. | |
part in the programme in London. Send us an e-mail, quick! One of our | :58:15. | :58:18. | |
team will be in touch. Einstein replaced Newton's theory | :58:19. | :58:20. | |
of universal gravitation with a more accurate theory - | :58:21. | :58:35. | |
general relativity. | :58:36. | :58:39. |