25/04/2014 BBC News at One


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25/04/2014

The latest national and international news stories from the BBC News team, followed by weather.


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No more easy money for mortgages, as strict new tests are introduced.

:00:00.:00:08.

Applicants will face tougher questions on lifestyle and spending

:00:09.:00:11.

habits as the regulatory body says it's trying to 'hardwire common

:00:12.:00:14.

We'll consider what this means for the housing market.

:00:15.:00:19.

Also this lunchtime, RBS scraps plans to offer bonuses

:00:20.:00:24.

twice the size of a banker's salary after being told

:00:25.:00:27.

As pro-Russian militias maintain their presence in Eastern Ukraine,

:00:28.:00:35.

Kiev accuses Russia of wanting to start a Third World War.

:00:36.:00:39.

The teenage dying from cancer who's fundraising efforts have now gone

:00:40.:00:46.

And the Cambridges are on their way back from Australia after

:00:47.:00:53.

Accused of breaking their deal, London Underground confirms all

:00:54.:01:00.

And Nigel Farage describes comments by a UKIP council candidate

:01:01.:01:06.

Good afternoon and welcome to the BBC News at One.

:01:07.:01:28.

Should someone's lifestyle have any influence on

:01:29.:01:31.

New, tougher rules are being introduced which include questions

:01:32.:01:40.

The idea behind the changes is to stop a return to the kind of lending

:01:41.:01:47.

that contributed to the banking crisis and economic slowdown.

:01:48.:01:49.

However, brokers say the changes could lead to delays,

:01:50.:01:51.

Here's our personal finance correspondent, Simon Gompertz.

:01:52.:02:01.

By a home and it used to be that most people could get four times

:02:02.:02:06.

their annual pay as a mortgage. Now that is all changing. Claire is one

:02:07.:02:14.

of the first casualties of tougher questioning on what buyers can

:02:15.:02:19.

afford to borrow. Malone has been cut by thousands after an

:02:20.:02:21.

application process that has taken months. I had to take out a loan

:02:22.:02:29.

from the bank while my mortgage application was going through. And

:02:30.:02:36.

they discovered that and it threw a spanner in the works. It resulted in

:02:37.:02:44.

less money, and delaying the process further, which was really

:02:45.:02:49.

frustrating. The clamp-down from the financial regulator means that

:02:50.:02:52.

lenders are asking how much you spend on childcare, transport and

:02:53.:02:56.

holidays, but also on gambling, gems, toiletries and milk deliveries

:02:57.:03:00.

and haircuts. He admits that that might be too intrusive. If they

:03:01.:03:05.

lender decides to ask these questions, that is their judgement.

:03:06.:03:10.

Our question is simple, can you afford a mortgage? And do not need

:03:11.:03:14.

to know if you have not delivered. That sounds like a step too far. If

:03:15.:03:18.

you are a buyer and the borrower, they will test whether you can stand

:03:19.:03:24.

an increase in interest rates to 7%. More than double what most people

:03:25.:03:31.

are paying. That will mean that fewer will get what they want and

:03:32.:03:33.

some might get nothing at all. Mortgage interviews will be longer

:03:34.:03:36.

and more gruelling, and it could have an impact on the housing

:03:37.:03:37.

market. and more gruelling, and it could

:03:38.:03:41.

have an This time of year, the housing market Willie gets going

:03:42.:03:45.

after Easter. And we think that the new rules could very well dampen or

:03:46.:03:50.

chill off the recovery, certainly in the next few months. But there is

:03:51.:03:55.

already concerned about a price bubble and the aim is to make sure

:03:56.:03:59.

that there is no repeat of the borrowing spree that ended with the

:04:00.:04:03.

credit crunch. You said longer and more gruelling. Borrowers will want

:04:04.:04:08.

to know what difference it will make to what they can borrow. I have

:04:09.:04:11.

heard stories from borrowers who have been through one process and

:04:12.:04:15.

then come back to the new, more gruelling process, and found that

:04:16.:04:19.

they are being offered ?20,000 less. A significant sum. Mortgage

:04:20.:04:24.

brokers are saying that often it is ten or 15% less than you would have

:04:25.:04:30.

hoped. It is going to have an impact. We know that the prices of

:04:31.:04:34.

homes are rising at any case. The consensus is that it will take some

:04:35.:04:39.

of the froth out of the market. We have to make opposing forces, the

:04:40.:04:43.

government trying to help the revival with a help to buy scheme,

:04:44.:04:48.

and lenders under pressure. It could be that some people will need more

:04:49.:04:54.

help to buy. Thank you. And if you want to know more about those

:04:55.:04:57.

changes and see what they might mean for you, go to our website. You will

:04:58.:04:59.

find all the details. Royal Bank

:05:00.:05:08.

of Scotland has backed down over plans to pay bonuses double

:05:09.:05:10.

the size of salaries, after being The bank, which is mostly owned

:05:11.:05:12.

by the taxpayer, says it had wanted But it's been told the Treasury

:05:13.:05:17.

would block the idea. Here's our chief economics

:05:18.:05:21.

correspondent, Hugh Pym. Royal Bank of Scotland, the

:05:22.:05:33.

taxpayer's controlling state, politics and bank bonuses. It is a

:05:34.:05:36.

toxic mix, stirred up yet again. This time, the bank wanted to pay

:05:37.:05:42.

bonuses up to a limit of twice the annual salary but the Chancellor has

:05:43.:05:45.

blocked that, insisting on capping bonuses at the same level as wages.

:05:46.:05:50.

The new team has done a huge amount to repair what went badly wrong but

:05:51.:05:55.

there is more to go. We made it clear that under the circumstances

:05:56.:06:00.

it was not right to increase the bonus cap. I'm glad that RBS have

:06:01.:06:05.

agreed and I'm glad the total pay at RBS is coming down. RBS has noted

:06:06.:06:09.

that its banking competitors will be seeking the option of paying staff

:06:10.:06:14.

bonuses of up to twice annual salary. There is clearly

:06:15.:06:17.

disappointment at the highest levels of the bank for what is seen as

:06:18.:06:20.

last-minute intervention by the Treasury to block the preference of

:06:21.:06:25.

the board to adopt that sort of bonus policy. In some quarters in

:06:26.:06:29.

the city there is the fear that the performance of RBS could be affected

:06:30.:06:32.

with the possibility of senior staff leaving to join rival banks. We need

:06:33.:06:38.

to get the bank back on track. And with that, you need clever people.

:06:39.:06:42.

And clever people need remunerated because we are in an international

:06:43.:06:46.

environment. To draw a line through it like that is very short-sighted

:06:47.:06:52.

and it is pandering to the public. Another bank with the taxpayers

:06:53.:06:58.

stake, Lloyds, will be allowed to go up to the bonus limit. This was

:06:59.:07:03.

because Lloyds made more progress with a recovery plan, say the

:07:04.:07:05.

government. Labour argued that it shows that George Osborne is in a

:07:06.:07:11.

muddle over bankers bonuses. All banks are still under scrutiny.

:07:12.:07:15.

Demonstrators outside the Barclays AGM yesterday tried to highlight a

:07:16.:07:19.

gulf between the pay of bankers and health workers. Some shareholders

:07:20.:07:22.

voted against the Barclays bonus pay-outs. It is a long-running issue

:07:23.:07:24.

that does not seem to be going away. Let's speak to our Business Editor,

:07:25.:07:29.

Kamal Ahmed, who's in Cambridge, where he's been speaking to the

:07:30.:07:32.

Chancellor, George Osborne. We heard a city voice saying it was

:07:33.:07:39.

short-sighted. Why has the government force this on RBS? I

:07:40.:07:46.

think this goes to the heart of who really runs RBS. Is it the board, is

:07:47.:07:50.

it the executives, or is that the government? I think today we have

:07:51.:07:53.

seen the answer. It is the government. I think today we have

:07:54.:07:56.

seen the answer. It is the government. I've been here

:07:57.:07:57.

interviewing the Chancellor about RBS. And he says that with the bank

:07:58.:08:01.

still struggling, still not performing at the top of its game,

:08:02.:08:05.

it would be inappropriate for the bank to pay bonuses. What is

:08:06.:08:09.

interesting is that there is obviously a slight contradiction for

:08:10.:08:13.

the government. They do not actually agree with the bonus cap. The

:08:14.:08:16.

government is challenging it. But nevertheless, there are politics in

:08:17.:08:20.

this. I think that the government feels that if they allowed the rises

:08:21.:08:27.

of bonuses at RBS, they would have been called into account by Labour.

:08:28.:08:32.

But forget, Ed Miliband raise this in Prime Minister's Questions and

:08:33.:08:35.

said to David Cameron, are you going to allow the bonus cap to? I think

:08:36.:08:40.

the government has decided, whatever the issue is about competition and

:08:41.:08:43.

weakening RBS, that in political terms, allowing a rise would simply

:08:44.:08:46.

have been impossible. The war of words over the crisis

:08:47.:08:51.

in Ukraine deepened today. The Ukrainian prime minister accused

:08:52.:08:54.

Russia of wanting to start world war three,

:08:55.:08:57.

while President Putin gave more warnings of the consequences for

:08:58.:09:02.

Ukraine, if the crisis continued. Earlier today,

:09:03.:09:04.

there were reports that Russian troops moved to within a kilometre

:09:05.:09:08.

of the border with eastern Ukraine. Here's our world affairs

:09:09.:09:11.

correspondent, Nick Childs. Smoke billows over an eastern

:09:12.:09:21.

Ukrainian airbase. This is unverified footage. There have been

:09:22.:09:23.

reports of a military helicopter being hit by a rocket propelled

:09:24.:09:28.

grenade. Whatever this is, it is likely to add to the new escalation

:09:29.:09:32.

intention. An armed pro-Russian activist,

:09:33.:09:36.

seemingly very much back in charge outside the eastern Ukrainian town

:09:37.:09:39.

of sloppy and sky. One day after short lived Ukrainian army raids

:09:40.:09:46.

raised the temperatures in the stand-off. The Americans are laying

:09:47.:09:51.

the blame for images like these more squarely than ever at Russia's

:09:52.:09:57.

daughter. This is a full throated effort to actively sabotage the

:09:58.:10:01.

democratic process through gross external intimidation. Russia has

:10:02.:10:08.

put its faith in distraction, deception and the stabilisation. For

:10:09.:10:14.

seven days, Russia has refused to take a single concrete step in the

:10:15.:10:21.

right direction. At the double matted war of words intensifies,

:10:22.:10:24.

Russia's Foreign Minister has hit back with accusations of his own.

:10:25.:10:29.

TRANSLATION: The West, and this is how it began, once to seize control

:10:30.:10:34.

of the Ukraine because of its political ambitions, not the

:10:35.:10:39.

interests of the Ukrainian people. Just what the Ukrainian military's

:10:40.:10:43.

raids have achieved is unclear. It is certainly angered Moscow.

:10:44.:10:48.

According to one report, they have ordered military manoeuvres within a

:10:49.:10:51.

kilometre of the border. The move brunt of this from Arseniy

:10:52.:10:56.

Yatsenyuk, the interim Prime Minister of Ukraine. TRANSLATION:

:10:57.:11:01.

Attempts of Russian aggression on the border will... Russia already

:11:02.:11:08.

wants to start the third world war, he said. With no apparent resolution

:11:09.:11:12.

to the stand-off on the ground, does this bring a direct confrontation

:11:13.:11:17.

between Ukraine and Russia closer? And if so, what will the

:11:18.:11:18.

international followed? The 42 year old mother,

:11:19.:11:22.

accused of murdering three of her children, has broken down in tears,

:11:23.:11:25.

at her first court appearance. Tania Clarence was remanded

:11:26.:11:28.

in custody, over the deaths of three year old twins, Ben

:11:29.:11:30.

and Max, and four year old Olivia, who were found dead at the family

:11:31.:11:33.

home in south London on Tuesday. Tributes left outside the family

:11:34.:11:46.

home. This has been where attention has been focused since Tuesday

:11:47.:11:53.

evening. This morning, the focus shifted a few miles away to

:11:54.:11:55.

Wimbledon Magistrates' Court where their mother made her first

:11:56.:11:58.

appearance, having been charged with the murder. Just before Tania

:11:59.:12:03.

Clarence was lead into the dark, the public gallery was filled with

:12:04.:12:09.

friends and family members, including a clearly emotional Gary

:12:10.:12:11.

Clarence. He listened as his 42-year-old wife, dressed in black

:12:12.:12:17.

and sobbing throughout, stated her name, address and date of birth. And

:12:18.:12:20.

then it was put to her that she had murdered her children, Bolivia, Ben

:12:21.:12:27.

and Max. Gary Clarence, seen here leaving court on the left, had been

:12:28.:12:31.

in South Africa with the couple's 8-year-old daughter, when he was

:12:32.:12:34.

told of the death of his children. He flew back yesterday along with

:12:35.:12:37.

members of his family, also in court. They released a statement

:12:38.:12:41.

saying that they have suffered an extreme tragedy and were under

:12:42.:12:48.

tremendous pressure. The postmortem on the children is ongoing. All

:12:49.:12:53.

three children suffered from spinal muscular atrophy, a condition which

:12:54.:12:58.

can be life limiting. Tania Clarence has been remanded in custody and

:12:59.:13:02.

will appear at the Old Bailey on the 29th of April.

:13:03.:13:05.

An investigation is to be launched into whether government computers

:13:06.:13:08.

were used to make offensive changes to the Wikipedia entry

:13:09.:13:11.

Reports in the Liverpool Echo claim the updates

:13:12.:13:15.

included changing the Liverpool anthem, 'You'll Never Walk Alone',

:13:16.:13:17.

Our correspondent Dan Johnson is at the Hillsborough inquest

:13:18.:13:22.

One can only guess what the reaction is there. A mixture of shock,

:13:23.:13:36.

sadness and anger from the families arriving here to continue giving

:13:37.:13:39.

statements to the inquest. One said it was like salt being thrown on the

:13:40.:13:43.

wound. Was discussed when his comments were originally posted onto

:13:44.:13:47.

Wikipedia. That was a certain amount of dismay that someone could have

:13:48.:13:50.

done that on the day of the anniversary of the Hillsborough

:13:51.:13:54.

disaster but there is disbelief this morning that the claims could have

:13:55.:14:00.

been -- comments could have been posted from Westminster. It is not

:14:01.:14:04.

clear how many people may have been involved but the Cabinet office has

:14:05.:14:05.

said that it is investigating involved but the Cabinet office has

:14:06.:14:07.

said that it this as a matter of urgency, treating it with the utmost

:14:08.:14:15.

seriousness and making enquiries across departments. The families

:14:16.:14:17.

want those responsible to be identified and dealt with. Thank

:14:18.:14:28.

you. Our top story this lunchtime, new rules on mortgage lending are

:14:29.:14:31.

about to come into force. Customers may be asked about their spending

:14:32.:14:36.

habits before they get a loan. And still to come, a new role for an old

:14:37.:14:41.

hack. Ryan Giggs speaks for the first time about taking over the

:14:42.:14:44.

helm at Manchester United. It Rum BBC London, acting business three

:14:45.:14:49.

years after being burned to the ground, this carpet store reopens.

:14:50.:14:56.

And the crucial day for Chelsea if they want to stay in the running for

:14:57.:14:58.

the Premier League title. The Duke and Duchess of Cambridge

:14:59.:15:07.

have ended their visit to Australia by joining veterans

:15:08.:15:10.

and serving military personnel to mark Anzac Day, Australia's national

:15:11.:15:13.

day of remembrance. The family are now

:15:14.:15:15.

on their way home to the UK. From Canberra,

:15:16.:15:18.

our royal correspondent, In the darkness reading the hymn

:15:19.:15:31.

sheets with torches, William and Catherine joined thousands of people

:15:32.:15:36.

at the National War memorial to mark the 99th anniversary of the Anzac

:15:37.:15:43.

landings. On Dawn at this day in 19 15,000 of troops landed in

:15:44.:15:54.

Gallipoli. -- in 19 15,000 of troops. It was a disaster. In

:15:55.:16:02.

Australia and New Zealand, it is the National Day of remembrance. They

:16:03.:16:06.

talk for final duty for William and Catherine. Later in the day, they

:16:07.:16:10.

returned to the war memorial and inspected the walls work families

:16:11.:16:20.

placed poppies and laid a wreath in memories league memory of all

:16:21.:16:24.

Australians who fought and died. The event is the moving conclusion to a

:16:25.:16:32.

visit which otherwise has been full of fun and want. It was time to

:16:33.:16:37.

depart and time for another parents by George. He has been the star of

:16:38.:16:43.

the tour. He has only been seen briefly but has managed to outshine

:16:44.:16:47.

his mother and father. In a statement, William and Catherine

:16:48.:16:54.

said the visit had been an incredible experience and they had

:16:55.:16:57.

been bowled over by the warmth they had been shown. Unsaid was anything

:16:58.:17:07.

about the satisfaction that must be felt in Buckingham Palace about the

:17:08.:17:14.

arrival on the world stage such a warm trio.

:17:15.:17:17.

The Shadow Cabinet is meeting in Glasgow today,

:17:18.:17:19.

with the debate over Scotland's independence high on the agenda.

:17:20.:17:22.

Ed Milliband is arguing that workers on both sides of the border will be

:17:23.:17:25.

People who voted for Labour in the past a very important part of this

:17:26.:17:35.

referendum and I want to convince them and people across Scotland that

:17:36.:17:39.

we can do it, that social justice can be delivered in a year's time by

:17:40.:17:44.

a Labour Government and it is a better way forward for Scotland than

:17:45.:17:51.

leaving the UK with all that entails in terms of a race to the bottom in

:17:52.:17:56.

wages and things that matter to the people of Scotland.

:17:57.:18:03.

Let's get more from our Scotland correspondent, Lorna Gordon.

:18:04.:18:06.

Do you think it is a sign that the pro-unionist parties are losing

:18:07.:18:14.

ground to the SNP? We have seen a narrowing in the polls, those who

:18:15.:18:19.

say they would vote in favour of the union are still a majority, but

:18:20.:18:22.

those in favour of independence have been gaining ground. I think it will

:18:23.:18:26.

have focused the minds of politicians on all sides and

:18:27.:18:31.

campaigners so in the last few weeks we saw the Prime Minister David

:18:32.:18:35.

Cameron and Nick Clegg up in Aberdeen holding a cabinet meeting.

:18:36.:18:40.

Today we have Ed Miliband and the Shadow Cabinet holding a meeting at

:18:41.:18:44.

one of the Commonwealth Games arenas in Glasgow. It is no surprise he has

:18:45.:18:50.

chosen this venue to launch this initiative on zero hours contracts,

:18:51.:18:54.

saying if they win the next general election, Labour would tackle zero

:18:55.:19:08.

hours contracts. I think Labour realise there is a group of

:19:09.:19:11.

undecided voters who traditionally would vote Labour but have not made

:19:12.:19:19.

their minds up about the referendum. The SNP government has spotted the

:19:20.:19:24.

group and they are appealing. They say if you vote for independence,

:19:25.:19:27.

you are not necessarily voting for the SNP, they would argue you voting

:19:28.:19:34.

to get your Labour Party back. Alex Salmond has been responding in the

:19:35.:19:39.

last few minutes to Ed Miliband's policy initiative today, saying

:19:40.:19:42.

Scotland needs independence to introduce a living wage more widely

:19:43.:19:47.

and deal with the abuse of zero hours contracts. When it comes to

:19:48.:19:54.

workers' writes, both sides are trying to grab the common ground. It

:19:55.:20:00.

is up to the voters and they will decide on the 18th of September.

:20:01.:20:06.

President Obama has been speaking about the incredible heartache

:20:07.:20:09.

of the relatives who lost family members aboard the South Korean

:20:10.:20:11.

ferry that capsized and sank last week.

:20:12.:20:13.

He said he was visiting the country at a time of great sorrow.

:20:14.:20:16.

On the latest leg of his Asia Pacific tour, he's also been

:20:17.:20:19.

speaking about imposing new sanctions on North Korea because of

:20:20.:20:22.

From Seoul, Lucy Williamson sent this report.

:20:23.:20:29.

President Obama's arrival called for all of the usual pomp and ceremony

:20:30.:20:38.

and nuclear threats. New signals from North Korea it is preparing for

:20:39.:20:43.

a fourth nuclear test underpinned by satellite photos showing fresh

:20:44.:20:49.

activity. Threats will get North Korea nothing other than greater

:20:50.:20:53.

isolation. We are united on the steps Pyongyang needs to take

:20:54.:20:57.

including abandoning nuclear weapons and listed weapons programmes and

:20:58.:21:00.

living up to their international obligations. -- and ballistic

:21:01.:21:06.

weapons. The alliance is more popular than ever. 90% of South

:21:07.:21:10.

Koreans support it. This is more than a military relationship where I

:21:11.:21:21.

-- President Obama said it was about friends. These yellow ribbons are

:21:22.:21:26.

sign of remembrance for more than 300 lives lost. The victims of last

:21:27.:21:32.

week's ferry disaster still have not all been found. It would be fitting

:21:33.:21:39.

for us to begin today by honouring the lost and missing. The leaders

:21:40.:21:42.

began their meeting with a moment's silence. And a gift, a magnolia tree

:21:43.:21:50.

from the White House garden for the high school at the centre of the

:21:51.:21:54.

disaster. It was a symbol of beauty and renewal, President Obama said, a

:21:55.:22:00.

reminder of the lives lost and the friendship America would always

:22:01.:22:01.

provide. The teenager whose online campaign

:22:02.:22:05.

to raise funds for a cancer charity went viral has

:22:06.:22:07.

now raised more than ?2.25 million. Stephen Sutton has terminal cancer,

:22:08.:22:10.

but his fight against the disease has touched

:22:11.:22:13.

the hearts of thousands of people and led to the biggest-ever donation

:22:14.:22:16.

to the Teenage Cancer Trust. It says it's been overwhelmed

:22:17.:22:20.

by the response. Stephen Sutton's friends have seen

:22:21.:22:35.

him fight his own is with courage and humour. The money raised in his

:22:36.:22:40.

name is, they say, a fitting tribute to the man they know. It is

:22:41.:22:46.

testament to his strength and determination over the last 15

:22:47.:22:50.

months to make sure that his life has not been for nothing, whatever

:22:51.:22:54.

he has done is to support people going through the same kind of

:22:55.:23:00.

journey as him. On the face of it, he is playing it cool and he has not

:23:01.:23:06.

done a lot, but inside, he will be really proud, considering that it

:23:07.:23:11.

was only a year and a half ago that he was considering raising ?10,000.

:23:12.:23:16.

Phenomenal is how he is said to have described it. On Tuesday, he said

:23:17.:23:22.

goodbye to his supporters. He thought he was gone in his words, a

:23:23.:23:27.

goner. But he was back online yesterday saying he was now in high

:23:28.:23:32.

spirits. Diagnosed with terminal cancer, he wrote a wish list of 46

:23:33.:23:39.

things he wanted to do. He crowd served in a dinghy, when skydiving,

:23:40.:23:45.

played the drums front of 90,000 people at Wembley, hugged and

:23:46.:23:48.

elephant and even got a tad too. And he decided to raise money for the

:23:49.:23:55.

Teenage Cancer Trust. His million pound target was reached on

:23:56.:23:59.

Wednesday. Now it stands at more than double that. His story has had

:24:00.:24:05.

an incredible impact on us. We are a relatively small charity raising

:24:06.:24:08.

about ?12 million a year. What he has done is changing the face of the

:24:09.:24:14.

organisation in many ways and supporting the seven young people

:24:15.:24:17.

everyday diagnosed with cancer now and in the future. The charity runs

:24:18.:24:22.

more than 20 specialist units across the UK. A vital service for young

:24:23.:24:30.

people with cancer. So many people will benefit from what he is doing.

:24:31.:24:34.

You have always got to look for light the darkness. I think he is

:24:35.:24:38.

great. I do not say it often because I am of these people who is quite

:24:39.:24:46.

cringed out by these things, but he is an inspiration. The money will

:24:47.:24:51.

mean more units, more nurses, more expert care for young people. That

:24:52.:24:53.

will be his legacy. Ryan Giggs has promised to put

:24:54.:25:02.

a smile back on the faces He's been speaking for the first

:25:03.:25:05.

since taking over from David Moyes He told reporters it was a proud

:25:06.:25:09.

moment to manage the club he's Let's cross to United's Carrington

:25:10.:25:14.

training ground and our sports Yes, Ryan Giggs admitted it had been

:25:15.:25:29.

a difficult week for Man United. He said he was shocked at David

:25:30.:25:33.

Moyes's departure, although the club would not allow him to take

:25:34.:25:37.

questions about the sacking. Ryan Giggs outlined how he hopes finally

:25:38.:25:41.

to give the fans something to cheer about. He inspired Man United as a

:25:42.:25:48.

player, now can he do it as a manager? Ryan Giggs taking training

:25:49.:25:52.

this morning and hoping to restore smiles to a club in turmoil. He had

:25:53.:25:56.

been a player coach and a David Moyes who on Tuesday paid the price

:25:57.:26:00.

for the stodgy start and poor results. Old habits die hard. Ryan

:26:01.:26:07.

Giggs was accidentally introduced to the media as David. David... After

:26:08.:26:15.

his predecessor's failure, Ryan Giggs vowed to bring back the

:26:16.:26:19.

feel-good factor. It is the proudest moment of my career. I will enjoy it

:26:20.:26:25.

for the two and a half weeks that are mainly of the season. --

:26:26.:26:34.

remaining of the season. I will bring back smiles to the faces of

:26:35.:26:38.

the fans. He is the most tech rated player in the club's history but

:26:39.:26:45.

acknowledged the season has been frustrating -- the most decorated. I

:26:46.:26:51.

think he is management material, very strong minded. He is dedicated

:26:52.:26:56.

to the game, that is why he has had such a fantastic career. He will get

:26:57.:27:00.

the respect from the fans and players. Hopefully, he does get the

:27:01.:27:06.

great response and the club do go on to win the last four games. After

:27:07.:27:11.

the cautious style of the David Moyes Iraq, Ryan Giggs is promising

:27:12.:27:19.

a crowd-pleasing return -- the Iraq of David Moyes. Our form has not

:27:20.:27:27.

been great. I want to see goals and tackles and players taking players

:27:28.:27:31.

on. I want to get the crowd up and I want the passion that should come

:27:32.:27:36.

with being a Manchester United player. There is a sense of back to

:27:37.:27:40.

the future. Ryan Giggs was helped out at training by Paul Scholes and

:27:41.:27:47.

others. After such a bruising week, they returned to the glory days may

:27:48.:27:51.

still be some way off. Interestingly, Ryan Giggs said he

:27:52.:27:56.

has already been getting managerial tips from Sir Alex Ferguson. He is

:27:57.:27:59.

only expected to be in charge for the last four matches of this

:28:00.:28:03.

season. If he does well, he could be back as a Manchester United manager

:28:04.:28:11.

in the future. For this next item, you need a head

:28:12.:28:16.

for heights. They jumped from the tip of a tower in to buy from a

:28:17.:28:23.

height of 828m. The two Frenchmen are based jumpers, fans of jumping

:28:24.:28:29.

off tall structures. It was part of a world-record attempt at the

:28:30.:28:34.

highest base jump and a successful one as you can see. If that was not

:28:35.:28:38.

enough, they went back and did it all again. Rather than than me. --

:28:39.:28:46.

rather then. Hideous. Now to the weather.

:28:47.:28:55.

Extensive cloud. Looking at the rainfall, it was torrential earlier.

:28:56.:29:04.

The red colours showing the torrential downpours. Impact in

:29:05.:29:07.

places, particularly on the roads. It is moving north, heavy bursts of

:29:08.:29:14.

rain. Potential for further impact. Disruption as possible. As the rain

:29:15.:29:18.

continues to work North. BBC local radio should keep you up to date

:29:19.:29:23.

with the travel situation. The rain is pushing north and there is plenty

:29:24.:29:27.

more following along behind. It is not all doom and gloom. There is

:29:28.:29:32.

brighter weather to be found, particularly out towards the West.

:29:33.:29:37.

Cornwall doing well, as if temperature. Inland, thicker cloud

:29:38.:29:43.

and showers. Rain more extensive. Heavy showers in the south-east is

:29:44.:29:46.

often in. Thunder and lightning. Dreyer for a time in East Anglia. --

:29:47.:29:53.

dry. Quite cold with the rain as well. The north-west of the UK,

:29:54.:29:58.

Northern Ireland, western Scotland, doing quite well. For the East of

:29:59.:30:01.

Scotland, grey and cold with the breeze continuing to come in from

:30:02.:30:05.

the North Sea. The main batch of rain moves up to the north-west. It

:30:06.:30:10.

will turn wet. Further showers at the eastern side of England this

:30:11.:30:15.

evening. Then the next batch of rain comes up from the South West with a

:30:16.:30:20.

brisk breeze. Temperatures should stay up at seven, eight or nine

:30:21.:30:25.

degrees. Unsettled for the start of the weekend. Low pressure will

:30:26.:30:31.

dominate. Quite a few hours bars. It will be quite breezy, particularly

:30:32.:30:36.

in the south-west. -- isobars. A band of rain moving north across

:30:37.:30:40.

England and Wales and Northern Ireland. Followed by a dry spell. A

:30:41.:30:44.

few showers still. Main showers in the fast Southwest. Second part of

:30:45.:30:51.

the weekend, the winds will gradually ease. Still quite breezy.

:30:52.:30:58.

There will be showers around in England and Wales. Disappointing and

:30:59.:31:01.

worked on the eastern side of Scotland. Better weather to be found

:31:02.:31:05.

in Northern Ireland and the western side of Scotland. For many of us

:31:06.:31:09.

this weekend, it will be quite blustery. Heavy showers around. Not

:31:10.:31:14.

all doom and gloom. There should be dry and brighter spells as well. The

:31:15.:31:17.

little bit of something for everyone over the weekend.

:31:18.:31:24.

Now a reminder of our top story this lunchtime.

:31:25.:31:26.

New rules on mortgage lending come into force at midnight.

:31:27.:31:29.

Customers may be asked about their spending habits

:31:30.:31:32.