27/06/2017 BBC News at One


27/06/2017

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The internet giant Google is fined a record ?2.1 billion

:00:00.:00:08.

for putting its own online shopping services at the top

:00:09.:00:11.

The European Commission said Google had abused its market

:00:12.:00:17.

dominance and gave it 90 days to stop the practice.

:00:18.:00:21.

Google has abused its market dominance in its search engine

:00:22.:00:28.

by promoting its own shopping comparison service in its search

:00:29.:00:33.

We'll have the latest, as Google says it is considering an appeal.

:00:34.:00:42.

Theresa May says there was a national investigation needed into

:00:43.:01:00.

the use of cladding, sample from 95 buildings around the country have

:01:01.:01:04.

failed safety tests since the Grenfall Tower fire.

:01:05.:01:08.

The Bank of England warns car finance deals

:01:09.:01:10.

and borrowing on credit cards are rapidly increasing.

:01:11.:01:12.

A Sikh couple say a Berkshire adoption agency told them

:01:13.:01:14.

they were the wrong culture to adopt a white child.

:01:15.:01:22.

Less a cash machine than a mini bank.

:01:23.:01:27.

And coming up in the sport on BBC News, Johanna Konta prepares

:01:28.:01:30.

to carry British hopes at Wimbledon as she continues her grass court

:01:31.:01:33.

Good afternoon and welcome to the BBC News at One.

:01:34.:02:00.

The internet giant Google has been fined a record ?2.1 billion

:02:01.:02:05.

by the European Commission for putting its own online

:02:06.:02:09.

shopping services at the top of search results.

:02:10.:02:11.

It's the biggest fine in the Commission's history.

:02:12.:02:14.

It said Google had abused its market dominance.

:02:15.:02:17.

Google now has 90 days to end the practice.

:02:18.:02:21.

More details from our Technology Correspondent Rory Cellan Jones.

:02:22.:02:29.

But the name of something you might want to buy into Google 's search

:02:30.:02:34.

engine and right at the top, up pops a helpful box with images of

:02:35.:02:38.

products. Do it on a mobile phone and the images are even more

:02:39.:02:42.

prominent. Every time you click on one of the adverts, the search giant

:02:43.:02:46.

aims money. It is called Google shopping and now it has resulted in

:02:47.:02:49.

a record fine from Europe's competition Commissioner. Google has

:02:50.:02:57.

abused its market dominance in its search engine by promoting its own

:02:58.:03:04.

shopping comparison service in its search results and demoting its

:03:05.:03:09.

competitors. Google is under fire because of its sheer size for the

:03:10.:03:13.

pit accused of using its position as the dominant player in online search

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to squash rivals. A price competitive site is being squeezed

:03:17.:03:23.

by Google shopping is celebrating today's move. Without competition,

:03:24.:03:26.

Google can charge merchants whatever they like for advertising. With

:03:27.:03:31.

competition, you end up with lots of people like ourselves, companies

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competing on prices which brings the price down and that's got to be good

:03:37.:03:41.

for consumers. Merchants will charge less. That a good day for consumers.

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Google said it come from tech giants like Amazon and it believes Brussels

:03:46.:03:49.

has improved the consumers are being harmed for the firm released a

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statement saying Google showed shopping at connecting our users

:03:54.:03:56.

with thousands of advertisers large and small in ways that are useful

:03:57.:04:01.

for both. We respectfully disagree with the conclusions announced

:04:02.:04:05.

today. This is the latest in a series of battles which have pitched

:04:06.:04:09.

Europe against American technology companies. The EU says it's

:04:10.:04:14.

enforcing competition law and the Americans may suspect this is all

:04:15.:04:21.

about politics. It's an eye watering finer. What is the significance of

:04:22.:04:26.

it? It's hugely significant added the latest in the battles in which

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Brussels has been seen by Americans as unfairly picking on them. One

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interesting thing to see what happens next is whether the

:04:35.:04:37.

president tweets about this. It is a very political affair. Google has

:04:38.:04:43.

its own decisions to make. It looks likely it will appeal and that could

:04:44.:04:47.

tie it up in the courts for many years, but there will also have to

:04:48.:04:51.

become compact negotiations between Google and the European Commission

:04:52.:04:53.

about what sort of action it would need to take to the mode that

:04:54.:05:00.

shopping service. There are also worrying implications for the

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company in that it has all sorts of services which will now come under

:05:04.:05:07.

the microscope and could have further legal action against it.

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There will be a lot of work for competition lawyers in all of this.

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Thank you very much. The Bank of England has warned

:05:12.:05:14.

against rising consumer borrowing and household debt

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in its twice-yearly report Borrowing on credit cards and car

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finance are at their fastest rate Banks will also be forced to find

:05:19.:05:22.

a further ?11 billion in the next 18 months to protect their finances

:05:23.:05:27.

against the risk of bad loans. Our economics correspondent

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Andy Verity has the details. Are we borrowing too much? Could we

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still afford it if something went wrong? The Bank of England warned

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today banks were loosening their lending to consumers and action was

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needed to make it tighter. Consumer borrowing outside of mortgages is

:05:55.:06:00.

nearly ?200 billion. Consumer credit crowd has far outpaced household

:06:01.:06:04.

income in the past year with notable increases across credit cards,

:06:05.:06:09.

personal loans and auto finance. In an environment of intense

:06:10.:06:12.

competition, interest margins of fallen and risk assessments by banks

:06:13.:06:17.

have declined, by lenders, I should say, have declined. Lenders are more

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vulnerable to losses and stressful stop the big concern is consumer

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lending, lending on credit cards, personal loans and notably car

:06:27.:06:30.

finance. So far, there haven't been many people who can't keep up their

:06:31.:06:34.

payments, but the bank said lenders may be assuming it's just going to

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carry on that way. The banks acting to stop lenders being complacent in

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case those loans go bad, with consumer credit act by 10.3%, car

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loans growing at 15%, far faster than wages, banks are being ordered

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to set aside ?11 billion in case those loans can't be repaid. I think

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Mark Carney wants to be proactive and he talked about increasing

:06:58.:07:03.

capital a year ago but he held off because the Brexit and I think you

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want to make sure the banks are reminded they have to be more

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cautious in their consumer lending given the speed at which their loan

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books are grown in the past few years. If banks are forced to

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tighten up consumer lending, households won't find it as easy to

:07:18.:07:21.

top up cycling incomes with borrowing. There will be

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consequences. Banks will charge more and lend less and currently in our

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country there are 8.8 million people who are using credit just for daily

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living costs. And it's those people who I'm concerned about because they

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will get into trouble and what we need to make sure is we need to

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protect those people. Most of the growth in consumer borrowing has

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been in personal purchase agreements for cars where car buyers can return

:07:46.:07:49.

the car when the loan period is up. Second heart prices will drop but

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lenders could be hit. If that did happen, the banks at least could

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withstand any losses. Our economics editor

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Kamal Ahmed is here. We often hear about as borrowing too

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much. Out concerning an significant is this particular warning do you

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think? Mark Carney the governor has raised an amber warning today. We

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are not back in the time of the financial crisis where a huge high

:08:20.:08:23.

level of consumer debt were a real problem, interest rates were far

:08:24.:08:26.

higher and people were at risk from the recession, losing their jobs.

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It's not like that. He is saying we have become very used to ultralow

:08:32.:08:36.

interest rates and to very high levels of employment and so that has

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led to this increased borrowing. He has given an amber warning, saying,

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make sure you lend strictly, to banks, and you don't lend to people

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who can't repay. That's why he has increased the safety net. And also

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to the consumers, I asked him in a press conference, are you warning

:09:02.:09:05.

consumers? The answer very carefully, no, people should go

:09:06.:09:10.

around their business, being careful, but nevertheless, if

:09:11.:09:13.

interest rates go up and Brexit affects the economy negatively as

:09:14.:09:18.

people think it might do, then be aware that you might struggle to

:09:19.:09:23.

make those repayments, so test the future now, relatively safe, but

:09:24.:09:28.

test the future, can you repay if things changed? Thank you.

:09:29.:09:30.

Scotland's First Minister Nicola Sturgeon will set out her position

:09:31.:09:32.

this afternoon on what she refers to as "the way forward

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Nicola Sturgeon had called for a second independence referendum

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to be held in the autumn of next year or the spring of 2019.

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But it's thought she has been reflecting on those proposals

:09:44.:09:46.

since the general election earlier this month.

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Our Scotland Correspondent Lorna Gordon is in Edinburgh.

:09:50.:09:54.

What are you hearing, Lorna? Its three month since Nicola Sturgeon

:09:55.:10:03.

set out her plans to hold a second independence referendum and after

:10:04.:10:06.

that, of course, she mandate from the Parliament in Holyrood to try

:10:07.:10:12.

and make that happen but a lot has happened since then. The general

:10:13.:10:16.

election campaign where the Unionist party in Scotland, who are

:10:17.:10:19.

implacably opposed to a second independence referendum, campaigned

:10:20.:10:23.

heavily on that issue in a general election result which saw the SNP

:10:24.:10:28.

lose a considerable number of their seats, 21 seats in total. They still

:10:29.:10:34.

do remain the largest party here in Scotland, nonetheless, Nicola

:10:35.:10:37.

Sturgeon said the prospect of an independence referendum was a factor

:10:38.:10:41.

in the election result and said that she would go away and reflect on

:10:42.:10:47.

that. I think it is likely or widely expected this afternoon she may well

:10:48.:10:52.

soften her position on that second referendum. While, of course, trying

:10:53.:10:58.

to do the difficult juggling act of keeping options open going forward

:10:59.:11:02.

but that will be difficult. She has Unionist parties heavily opposed to

:11:03.:11:06.

the idea and on the other she has the Greens saying they want the

:11:07.:11:09.

timetable to stick and members of her own party saying they strongly

:11:10.:11:13.

believe in an independence referendum going forward. Lawler,

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thank you. Lorna Gordon. Downing Street and the DUP

:11:17.:11:18.

say their deal to secure support for Theresa May's minority

:11:19.:11:21.

Conservative government makes the restoration of power sharing

:11:22.:11:23.

in Northern Ireland more likely. The Prime Minister has been accused

:11:24.:11:25.

by Sinn Fein of jeopardising the Good Friday peace agreement

:11:26.:11:28.

by promising the DUP a billion pounds of extra funding

:11:29.:11:31.

for Northern Ireland. A deal to revive power sharing

:11:32.:11:35.

at the Stormont Assembly has Theresa May has told the Cabinet

:11:36.:11:38.

that there needs to be a major national investigation into the use

:11:39.:11:48.

of cladding on high-rise buildings, New figures show that 95 samples

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of cladding have failed fire safety tests conducted

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following the Grenfell Tower fire - Our Home Affairs Correspondent

:11:56.:11:59.

Tom Symonds is here. What more is Theresa May saying and

:12:00.:12:15.

tell us more about these protests. -- tests. It clear the kind of tests

:12:16.:12:19.

the government is using is stricter than the previous standards for this

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sort of material on these sorts of buildings. The government has yet,

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and with ask this question almost daily for the last week, to tell us

:12:27.:12:30.

what those tests are and how they are being carried out. I know this

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is starting to be an issue because around the country councils are

:12:35.:12:37.

being told effectively you failed a serious safety test, they are also

:12:38.:12:43.

being told if you fail the test, you have to take certain steps, for

:12:44.:12:46.

example in the case of Camden, moving out five tower blocks of

:12:47.:12:50.

residence, four in the end, so the big issue for them. They want to

:12:51.:12:54.

know what they're doing wrong so that's the first current issue.

:12:55.:12:57.

Theresa May signalling now she wants a much wider public enquiry so not

:12:58.:13:01.

just looking at the Grenfall Tower fire, the response to it, the

:13:02.:13:05.

history of its refurbishment, and the way in which residents were

:13:06.:13:09.

treated, but also looking at the whole method of refurbishing these

:13:10.:13:12.

council tower blocks with a material that is opposed to make the tower

:13:13.:13:17.

blocks warmer and make them look better. And, of course, when you

:13:18.:13:21.

start an enquiry like that, that's a considerable job and you have to

:13:22.:13:24.

have terms of reference, decide who is going to give evidence and get a

:13:25.:13:29.

chairman. Theresa May will know that doing it quickly will run into

:13:30.:13:32.

problems. She was the person who set up the child abuse enquiry and that

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was two years of turmoil before it properly got going. Tom, thanks very

:13:38.:13:40.

much for now. Two weeks after the devastating fire

:13:41.:13:42.

at Grenfell Tower in west London, families from the area

:13:43.:13:45.

and beyond are still facing Hundreds of people were told

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to leave their flats in Camden in north London at the weekend

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after tower blocks there were found to be covered in the same type

:13:52.:13:54.

of cladding as Grenfell but some people are now adamant

:13:55.:13:57.

they will return home, as our correspondent Tom Burridge

:13:58.:14:00.

has been finding out. Help for the hundreds in North

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London still out of their homes. Most turning up here

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at the local leisure centre 10.45 in the evening,

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somebody called and said, we've I said, yes, I can,

:14:15.:14:20.

but for how long? I'm not going to move

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for two nights. With the children

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and everything, you wake them up 10.45 in the evening,

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they don't sleep because we have We will be somewhere else and then

:14:30.:14:32.

tomorrow you have to return Other residents pitched

:14:33.:14:37.

up this morning with donations for those

:14:38.:14:40.

who had been evacuated. On the one hand, Camden Council

:14:41.:14:43.

says their homes are not safe, but for many moving out suddenly

:14:44.:14:49.

with small children or elderly residents and into a hotel simply

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hasn't worked and many tell us they're now moving

:14:54.:14:56.

back into their flats. People like Osman and his wife

:14:57.:15:02.

and their five children - last night The hotel told us we have to check

:15:03.:15:05.

out today 12 o'clock and we have got one hour and a half to go

:15:06.:15:12.

and pack our stuff and leave and we don't know where we

:15:13.:15:16.

are going to go next. All this because the cladding,

:15:17.:15:19.

together with other fire safety measures in their block of flats,

:15:20.:15:22.

was not deemed safe. Some residents have complained

:15:23.:15:26.

about conditions in In response Britannia Hotels

:15:27.:15:28.

released a statement: Buildings across the country, public

:15:29.:15:40.

and private, are being inspected It was a tragedy

:15:41.:15:44.

that demands change. At least 1,700 patients could have

:15:45.:15:49.

been harmed by an administrative error which led to thousands of NHS

:15:50.:15:58.

records being accidentally The records included test results

:15:59.:16:00.

for cancer and child protection notes that should have been sent

:16:01.:16:04.

to hospitals or GP surgeries. Test results including cancer and

:16:05.:16:20.

treatment plans were among letters from hospitals which never got to

:16:21.:16:27.

GPs. A company contracted to forward mail for patient twhos had moved or

:16:28.:16:32.

changed doctors allowed letters to pile up in a warehouse. A report by

:16:33.:16:40.

the watchdog the National Audit Office said a backlog of 709,000

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letters built up. For everyone, every bit of correspondence, they're

:16:55.:16:58.

looking to see if there was harm and they're letting the patients know

:16:59.:17:05.

and getting experts to look at it. They have identified potential harm.

:17:06.:17:09.

For those cases they're looking into it to find out has there been actual

:17:10.:17:16.

harm caused. Patients' representatives are angry that the

:17:17.:17:20.

programme was allowed to continue for so long and some people may find

:17:21.:17:24.

their care was affected. We are shocked on behalf of patients that

:17:25.:17:32.

such a scandal has occurred. And to add to that, the lack of

:17:33.:17:36.

transparency is worrying. For everyone. And patients will have

:17:37.:17:40.

their confidence in the system dented even further. The Department

:17:41.:17:46.

of Health said no cases of harm to patients had been identified so far.

:17:47.:17:50.

And that work was continuing with NHS England to ensure that this

:17:51.:17:55.

didn't happen again with officials mindful of the need for

:17:56.:17:59.

transparency. The issue was raised by Labour in the House of Commons.

:18:00.:18:07.

Isn't it a scanned that will 709,000 letterses were failed to be

:18:08.:18:12.

delivered, left in an unknown warehouse and many destroyed. I no

:18:13.:18:16.

government on any side can ever guarantee there will be no breach of

:18:17.:18:21.

contract. But what we can do is make sure we react quickly when that

:18:22.:18:24.

happened, which happened on this occasion and we can make sure we

:18:25.:18:28.

have better assurance than we had on this occasion and I can assure the

:18:29.:18:31.

Our top story this lunchtime: will be learned.

:18:32.:18:38.

Google has been fined ?2.1 billion by the European Commission for

:18:39.:18:41.

The Queen gets a ?6 million boost to help with repairs

:18:42.:18:51.

Coming up in sport - England's women look to bounce back

:18:52.:19:00.

with a win in their second match at the women's

:19:01.:19:02.

The United States has accused the Syrian government of preparing

:19:03.:19:22.

for another chemical weapons attack on forces opposing President Assad.

:19:23.:19:25.

80 people died in the attack in April, which prompted

:19:26.:19:29.

President Trump to order a strike against a Syrian air base.

:19:30.:19:32.

The US State Department said President Assad and his military

:19:33.:19:35.

would pay a heavy price if chemical weapons were used again.

:19:36.:19:37.

Our correspondent Richard Lister reports.

:19:38.:19:47.

When the US launched a cruise missile strike

:19:48.:19:49.

on a Syrian air base in April, the world was taken by surprise.

:19:50.:19:55.

Donald Trump had said the US should stay the hell out of Syria,

:19:56.:19:58.

but now he's threatening to intervene again.

:19:59.:20:01.

The US was prompted to act then by images of injured children

:20:02.:20:04.

and other civilians in Syria after a chemical attack

:20:05.:20:06.

Washington believes another such strike is being prepared, warning...

:20:07.:20:25.

There's plenty of American firepower in the region already,

:20:26.:20:30.

targeting fighters at the so-called Islamic State, but now Mr Trump

:20:31.:20:33.

is putting President Assad on notice, too, and Britain

:20:34.:20:35.

We supported the last American strike, which took out some

:20:36.:20:42.

of the aircraft and the support infrastructure that delivered

:20:43.:20:45.

those chemical strikes and if the United States is carrying

:20:46.:20:47.

out, is planning a similar strike, then we will support it.

:20:48.:20:51.

The US ambassador to the UN, Nicky Hayley, says Syria's allies,

:20:52.:20:59.

Russia and Iran, will also be blamed for any further chemical attacks.

:21:00.:21:03.

Moscow has condemned what it calls America's unacceptable threats,

:21:04.:21:07.

but Washington's hardline now may avoid a more dangerous

:21:08.:21:09.

I think the Americans are absolutely right to warn the Syrians that any

:21:10.:21:15.

use of chemical weapons will be dealt with and they will be struck

:21:16.:21:20.

firmly and hopefully this will prevent their use.

:21:21.:21:24.

In Syria, rebel groups are making gains against Islamic State

:21:25.:21:26.

But elsewhere, Assad's forces are driving back the rebels.

:21:27.:21:34.

Washington prefers to stay out of that battle, but it's now clear

:21:35.:21:37.

that another chemical attack by President Assad will force

:21:38.:21:39.

A Sikh couple say they were told they couldn't adopt a white child,

:21:40.:21:51.

Sandeep and Reena Mander were both born in Britain,

:21:52.:21:55.

and told an adoption agency they were happy to take a child

:21:56.:21:58.

from any ethnic background, but say they were advised instead

:21:59.:22:00.

It's legal for adoption agencies to give preference to parents

:22:01.:22:07.

from the same ethnic group, but government guidelines say

:22:08.:22:09.

different racial backgrounds shouldn't be a barrier.

:22:10.:22:11.

Our correspondent Sara Smith has been to meet the couple.

:22:12.:22:19.

After seven years of trying and 16 failed IVF attempts San deep and

:22:20.:22:34.

Reena went to a session on adoptionment when they told the

:22:35.:22:37.

agency they would like to move forward, they were informed with

:22:38.:22:44.

only white babies needing family, their Indian heritage meant there

:22:45.:22:48.

was no point in proceeding. I was hurt, we had gone through a long

:22:49.:22:53.

journey and initially I was hurt and then I was angry. They should be

:22:54.:22:57.

looking at us as people and understanding more about our lives,

:22:58.:23:04.

who we are and not just one particular area, such as cultural

:23:05.:23:08.

heritage. The couple, born and raised in Britain, tried to get the

:23:09.:23:13.

decision reversed. They have had support from their MP, Theresa May,

:23:14.:23:19.

but they have not been allowed to start the application process. So

:23:20.:23:24.

they're taking legal action. I feel the council has got it wrong in the

:23:25.:23:29.

sense they have prioritised cultural heritage as the one and primary

:23:30.:23:34.

factor they will consider before allowing couples to register. And

:23:35.:23:39.

the effect of doing that is creating a form of segregation. Adoption

:23:40.:23:44.

Berkshire is the council's adoption agency, when we asked about this

:23:45.:23:49.

case a spokesman said they wouldn't comment on court cases, but on the

:23:50.:23:55.

web-site it says when placing children for adoption it will try to

:23:56.:24:03.

identify adopters that reflect the child's culture. Colour doesn't mean

:24:04.:24:08.

a thing to us, love does haven't a colour, why differentiate that and

:24:09.:24:14.

the well being of the child down to the fact that we are brown-skinned.

:24:15.:24:19.

The legal battle, they say, is for future couples in the same position.

:24:20.:24:24.

They have now been approved for adoption from the US.

:24:25.:24:28.

The amount of public money the Queen receives to carry out her work

:24:29.:24:31.

as head of state is to rise next year by ?6 million,

:24:32.:24:34.

The increase will cover the salaries of her household, official travel,

:24:35.:24:39.

Our royal correspondent Nicholas Witchell is here.

:24:40.:24:47.

Those repairs come with a hefty bill? Repairs, ?370 million over

:24:48.:24:58.

enyears. Year -- over ten years. That is the bill that is

:24:59.:25:03.

necessitating the increase in the sovereign grant. It is the based on

:25:04.:25:10.

the net profits of the Crown estate. They own a lot of land. Normally it

:25:11.:25:17.

is 15% of net profits. It has been increased to 25%. Also because the

:25:18.:25:22.

crown estate is doing well. But it is tied to the refurbishment. Thank

:25:23.:25:24.

you. A man has denied murdering

:25:25.:25:27.

a schoolgirl more than 40 years ago, before dumping her body

:25:28.:25:30.

on a school field. Stephen Hough is also on trial

:25:31.:25:32.

for the sexual assault and manslaughter of 15-year-old

:25:33.:25:35.

Janet Commins, whose body One man has already served

:25:36.:25:36.

a sentence after admitting Janet's manslaughter,

:25:37.:25:41.

but he insists he did not kill her. Our Wales Correspondent Sian Lloyd

:25:42.:25:44.

is at Mold Crown Court. Janet Commins's body was found near

:25:45.:26:04.

a school in Flint three days after she was reported missing. The

:26:05.:26:08.

prosecution say that the 15-year-old had been raped and murdered by

:26:09.:26:14.

Stephen Hough. He turned 17 the day after her body was found. The jury

:26:15.:26:19.

here has been told it is an unusual case, it dates back 40 years and the

:26:20.:26:26.

jury was told that in the 1970s another man was prosecuted for

:26:27.:26:30.

Janet's murder. He pleaded guilty to manslaughter. And he served six

:26:31.:26:35.

years in prison. He claims that he is not the killer and he says that

:26:36.:26:40.

he confessed, because of pressure that he felt was placed on him at

:26:41.:26:46.

the time. Now, Stephen Hough was questioned back in the 1970s by the

:26:47.:26:52.

police, while they were carrying out their inquiry, the prosecution say

:26:53.:26:58.

he was arrested in 2016 following DNA profiling and the doter was told

:26:59.:27:04.

about break throughs in science over those 40 years. Stephen Hough denies

:27:05.:27:10.

all the charges and the case here continues. Thank you.

:27:11.:27:16.

It was a nail-biting finish for rugby fans in Wellington,

:27:17.:27:19.

as the British and Irish Lions were held to a disappointing 31-31

:27:20.:27:22.

A Tommy Seymour double and a George North try had put

:27:23.:27:30.

the Lions in control, but down to 14 men they shipped two

:27:31.:27:32.

Not ideal preparation ahead of the second Test

:27:33.:27:36.

50 years ago, the world's first cash machine was installed,

:27:37.:27:44.

outside a branch of Barclays in Enfield in London.

:27:45.:27:48.

Now we rely on 70,000 in the UK, and 3 million

:27:49.:27:51.

across the world to get hold of money.

:27:52.:27:54.

And as Simon Gompertz reports, the machines are now

:27:55.:27:59.

so sophisticated, they're proving yet another threat to

:28:00.:28:01.

1967, a revolution - the first money from

:28:02.:28:06.

You put in a voucher and then a code and you

:28:07.:28:12.

Reg Varney, a TV celebrity of the time, had a go and

:28:13.:28:16.

Less a cash machine than a mini-bank.

:28:17.:28:23.

On these ones you can even open a bank

:28:24.:28:25.

You will be able to see and talk to bank staff directly

:28:26.:28:41.

on the screen and take out money using your mobile phone.

:28:42.:28:44.

So we are light years ahead of 50 years ago,

:28:45.:28:51.

but is this the sort of banking we actually want?

:28:52.:28:53.

We are doing our banking on our mobile phones and laptops,

:28:54.:28:57.

why do I need to do it at a cash machine?

:28:58.:29:04.

You're not the only user, there are other users.

:29:05.:29:06.

Don't think of it as a machine, it is a

:29:07.:29:08.

What can you do with a kiosk with a real estate

:29:09.:29:16.

that's expensive how can you bring more things into this

:29:17.:29:18.

By the time I get there, it will be a

:29:19.:29:29.

It's a piece of real estate which changed our lives,

:29:30.:29:32.

because you didn't have to wor which about when the banks might be open.

:29:33.:29:36.

No, thanks I never accept money from strangers.

:29:37.:29:39.

But now cash itself is under threat from

:29:40.:29:40.

The Bank of England's chief cashier, who signs our banknotes, agrees

:29:41.:29:44.

the cash machine has to do other things.

:29:45.:29:46.

Some people may just like the plain vanilla bits they can

:29:47.:29:49.

get, others will be looking for the whizzy bits the cash machine

:29:50.:29:52.

can offer like trading in shares on a cash machine.

:29:53.:29:54.

Some people will be sort of striving to get more from

:29:55.:29:57.

that machine and if you get a one-stop shop, brilliant.

:29:58.:29:59.

This one shows you if someone's looking

:30:00.:30:01.

over your shoulder to steal your PIN code.

:30:02.:30:04.

Reassurance you might want if they close your branch

:30:05.:30:06.

We are moving towards a no bank branch era.

:30:07.:30:13.

We used to have about 20,000 bank branches

:30:14.:30:15.

And ATMs, smart ATMs as we call them, will actually provide 99%

:30:16.:30:23.

of all the services that people can get from bank branches today.

:30:24.:30:26.

That's not a world everyone will welcome, but the technology

:30:27.:30:30.

unleashed back in the 60s is still transforming

:30:31.:30:32.

the way we bank half a

:30:33.:30:33.

Time for the weather. Let me tell you, I think we have got a little

:30:34.:30:50.

overdrawn with the sunshine last week. Look at this picture, artistic

:30:51.:30:56.

it maybe, but its awful and the outlook for this week is just

:30:57.:31:02.

disappointing. What will it look like this week? All week long we

:31:03.:31:07.

will have this low pressure over us. There is a fair bit of rain with it.

:31:08.:31:11.

There will be some sunshine from time to time. But today hardly any

:31:12.:31:16.

sunshine across the UK. Just over cast, right across the board and for

:31:17.:31:21.

some of us it will be a grotty day. This what is it looks like now. We

:31:22.:31:26.

have had some thunder storms in the south-east. And more of them to

:31:27.:31:29.

come. There could be some thunder storms in Northern Ireland as well.

:31:30.:31:32.

Let's start the afternoon with the south-east. Look at that - 18

:31:33.:31:39.

degrees, rain and the rain will get heavier and heavier through the day.

:31:40.:31:46.

The South West, Wales and the Midlands, the rain is more patchy

:31:47.:31:51.

and in the the north we have had the heavier rain last night. But in

:31:52.:31:55.

Northern Ireland after the soggy morning, here showers will be

:31:56.:31:58.

breaking out during the afternoon. So there could be some down pours in

:31:59.:32:02.

places. And look at that eastern coast of Scotland from Inverness

:32:03.:32:08.

down to Dundee, 11 degrees in Aberdeen, rain and a wind off the

:32:09.:32:12.

North Sea. That doesn't feel at all summery. Yorkshire with some rain.

:32:13.:32:18.

Tonight the rain gets heavier and heavier in the south-east. It moves

:32:19.:32:25.

into the Midlands and drifts slowly further north into northern areas.

:32:26.:32:30.

So actually it is not going to be cold, 16 in the south. Fresher in

:32:31.:32:38.

Scotland. This ugly looking low, with lots of weather fronts around

:32:39.:32:43.

it, it is not shifting. It has decided to stay here all week long.

:32:44.:32:46.

So I think on Wednesday, the worst of the weather transfers to more

:32:47.:32:52.

central and eastern areas. From Lincolnshire up to Newcastle a wind

:32:53.:32:55.

off the North Sea and it will be cool, but there is some good news,

:32:56.:33:00.

in Scotland tomorrow, a much better day than today. You get the message

:33:01.:33:05.

the, the low pressure won't give rain every where. It will change

:33:06.:33:10.

from time to time. On Thursday, we could have some sunshine across the

:33:11.:33:14.

south-east and central areas. Is there a light at the end of the tun

:33:15.:33:20.

-- tunnel. Yes it is drier and brighter at the weekend. Thank

:33:21.:33:27.

goodness! Thank you. Our main story here: Google has been fined ?1.1

:33:28.:33:34.

billion by the European Commission for breaking competition

:33:35.:33:35.

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