27/01/2016 Victoria Derbyshire

Hello, it's Wednesday, it's 9.15, I'm Joanna Gosling in for Victoria,

A win for Johanna Konta means she becomes the first British woman

to reach the semifinal of a Grand Slam since 1983.

Meanwhile off the court, world tennis authorities launch

an inquiry into corruption in the sport.

The announcement at the Australian Open follows criticism that

allegations of match fixing were not dealt with effectively.

A warning this morning that children are being left alone to deal

with the consequences of abuse - the NSPCC calls for better support

That's something that people quite often do -

they do try and kill themselves because they know that will speed

up their referral, because they know that

if you present in hospital with self harm or a suicide attempt they have

And pregnant women are being advised not to travel to countries affected

by the Zika virus - we ask what the risks really are.

Hello, welcome to the programme, we're on BBC Two and the BBC

We'll keep you across the latest breaking and developing

Also ahead, many women in their late 50s say they're being hit hard

by changes to the rules on state pensions.

We hear from one woman who says she's going to lose out.

As ever we want to hear from you throughout the programme.

Texts will be charged at the standard network rate.

Let us know about pensions if you are affected and everything else we

talk about today. And of course you can watch

the programme online wherever you are - via the bbc news app

or our website bbc.co.uk/victoria. The world tennis authorities have

announced an independent inquiry into the effectivness of the sport's

anti-corruption practices. It follows an investigation

by the BBC and the website Buzzfeed News, which found that 16

players ranked within the top 50 had been suspected of throwing matches

but were still allowed to compete. The announcement was made at the

Australian Open. It is vital we repair this damage

and that we do so quickly. Which is why today

we are announcing an independent review that will examine

all aspects of tennis's anti-corruption programme,

including the tennis integrity unit's work, which will make

recommendations for change. We are determined to do everything

we need to do to remove We are in a toxic environment

for sport at the moment. In terms of it is an easy target

for people to have a go allegations of other

governing bodies. We want to be as open

and transparent as possible to demonstrate that we will look

at this thoroughly. There is a zero, zero tolerance

for this in our game. John Watson joins us for more on

this. How long will the review take and what are the parameters? We are

not sure how long it will take, but I can tell you what the panel will

look into, a number of factors. The first, does the current tennis

integrity unit need more resources? Presumably looking at increased

funding or personnel needed to tackle the problem. How can it be

more transparent? I think they are looking at how they can avoid a drip

of information that has obviously hurt the sport as it has done as we

saw in the investigation that came out as part of the report from the

BBC and BuzzFeed. How can they ensure the public get to hear of

these details but it does not damage the sport in the way they feel this

does. Any changes, how to extend the reach of the programme. The way the

panel will operate, headed by Adam Lewis QC, a leading expert on sport

law. He will be assisted by two others and we are not sure at this

stage you they will be, but it is said to represent the global world

of sport. We presume it will be individuals closely related to the

sport. What they really want to do is ensure integrity in sport and for

the spectators, when they are watching tennis, they can believe

what they are seeing, and this is the most important thing and I think

this is what the panel is looking to address.

Christian Leathley is a lawyer at Herbert Smith Freehills

which represented the Tennis Integrity Unit in the first case

He was also involved in the first tennis match-fixing case

What is your reaction to the News of this review? I think it is good

news. The context that has to be borne in mind is that there has to

be a tremendous amount of discretion on the part of the investigators of

the tennis integrity unit and one would hope any recommendations would

help protect that discretion, which is paramount to enable them to do

their job and investigate corruption, which is a difficult

thing to investigate. Is there a danger it is potentially at odds in

terms of what they talk about transparency and openness? Yes, this

piecemeal oversight, to react to the BBC and BuzzFeed report, that

transparency is not always the best friend to corruption investigation.

In my experience, working with the tennis integrity unit, they have to

be discreet with interactions with players under investigation as well

as witnesses they need to interview. As somebody who has been involved in

investigations, how rigorous do you believe the system is to be, and do

you believe that everything has been investigated as it should be? People

criticising this save the data being talked about now is based on matches

already investigated. The individuals I have worked with, a

gentleman, Nigel Williton, the current head of the tennis integrity

unit, is a savvy investigator who has worked with police. I felt they

conducted all the interviews they needed to conduct, they had

information to hand. They do not have police powers. They are

hamstrung in some way in terms of access to information they can

obtain. Their investigations I thought were thorough. That

information was passed onto me and working with them we put together a

legal case. They tried to exhaust every avenue before they ahead with

the prosecution, given the sanctions, such as a life ban as the

Austrian professionals suffered as a result of a process I was involved

in. When you say they are hamstrung by not having police powers, is that

an area that could be looked at. The sort of powers that they have?

I noticed in the announcements there has been a call for the

criminalisation of match fixing. It would need police power to enable

that to be prosecuted in an effective way. Records of telephone

calls, bank statements, that is essential to building a case. That

is only part of the puzzle. The recent investigation report the BBC

and BuzzFeed produced only was part of the picture. If the tennis

integrity unit is investigating and thinks it does not have sufficient

powers, what is to stop it handing a case over to the police? That is a

good question. I expect the unit would rather police itself because

the rules applied to players and those involved in tennis, the

contractual binding nature for the investigation to take place in the

world of tennis. There are occasions when they might want to evolve

police that self-regulation is an important part to maintain trust and

confidence. Do you have trust in the way it is regulated at the moment? I

can only speak from my single experience with the tennis integrity

unit a few years ago. I thought they were very experienced, sensitive.

They are independent of the sport. I thought they did a good job.

Resources are essential. One of the outcomes of the review is that

additional resources are needed, if that is so, I'm sure that will be

welcomed. Great Britain will be represented in the men's and women's

semifinals of the Australian Open, a grand slams, since 1977.

Johanna Konta has become the first British woman to reach a Grand Slam

She beat China's Zhang Shuai 6-4, 6-1, at the Australian

The 24-year-old - who is ranked 47th -

is the first British woman to reach a Grand Slam semi-final

since Jo Durie made the US Open last four in 1983.

Jo jury said she had done a good job maintaining composure under

pressure. -- Durie. You need to cut everything off. You do the press,

the interviews, but her phone will be buzzing the whole time and I

think she should turn it off, get a good night's sleep because tomorrow

is another exciting day. She could make history again. I really hope

she does. We will get the latest from the sport update in a moment

and will speak to a former coach of hers. The NSPCC says children who

have been sexually abused have been failed by mental health services. We

hear the story of one girl who was raped and waited for years for help.

And we find out the risks for pregnant women if they travel to

countries affected by the Zika virus. We will hear from a woman

currently being tested after being on holiday in Barbados.

The world tennis authorities have launched an independent

inquiry into corruption, amid allegations of match-fixing.

It follows an investigation by the BBC and the website,

Buzzfeed News, which found that 16 players ranked in the top 50

were suspected of throwing matches but still allowed to compete.

Johanna Konta has become the first British woman to reach a Grand Slam

A virus that causes serious birth defects is spreading,

with a traveller in Denmark the latest person to test

The Zika virus is spread by a mosquito virus and has been

linked to brain damage in thousands of babies in Latin America.

There is no known cure and pregnant women are being advised not

The NHS is failing some children who have been sexually abused,

The NSPCC talked to 1,000 professionals who work

with children, including GPs, social workers,

More than nine in 10 said services to help abused children

overcome their trauma were not good enough.

At least one person has died in a shoot out as police arrest

the leader of an armed militia group who have been occupying a wildlife

The group set up camp at the reserve three weeks ago, in protest

at what they say is unfair treatment of local ranchers by the government.

The bank RBS, which is mostly owned by the taxpayer,

is to make a loss again because of a multi-billion pound

The bank is to set aside ?1.5 billion to pay for bad

housing debts in the US, plus another ?500 million to settle

Let's catch up with all the sport now.

Fabulous what is going on in the tennis.

What a morning it has been in Melbourne. We will have plenty more

on that news. For the first time in 39 years

there are British players through to the men's and women's

semifinals of a Grand Slam. Johanna Konta beat China's Zhang

Shuai in straight sets to become the first British woman

since Jo Durie back in 1983 to reach Andy Murray is there too

after he beat Spain's David He will now play the winner

of Milos Raonic and Gael Monfils. The British pair following in

the footsteps of John Lloyd and Sue Barker who reached

the semi-finals of the Australian And Liverpool have reached

the final of the League Cup. Despite leading 1-0 from the first

leg, Stoke took the match to extra But it was Jurgen Klopp's side

who came through, Joe Allen scoring It means the German coach is off

to Wembley in his first It is a story that you've

talked to us a lot about Yesterday we looked at the number

of people taking their own lives under the care of mental

health trusts in England. Today, we look at accusations some

NHS mental health services could be failing children who've

been sexually abused. The children's charity the NSPCC

talked to 1,000 professionals Over 90% of the GPs,

social workers, psychologists and teachers surveyed believe

services to help abused children overcome their trauma

are inadequate. More than 75% say access to therapy

had got harder over the past five years and more than half say tight

criteria to access their local services means these children

are increasingly struggling And clinicians themselves

are increasingly concerned. He has 30 years' experience

and is the head of a specialist service in England responsible

for the mental health services Let's talk to Anna -

not her real name. Her two daughters

were sexually abused. We wil talk with Nushra Mansuri

from the British Association But first we will talk to Anna. Tell

us what the situation has been for your family? I had two daughters who

were abused, while they were away from my care. It was very, very

difficult. They were both different ages, which meant seeking help was

even harder. What we found was that the children would have to be

critical, in other words suicidal, in order to get NHS care. It then

became a full-time job for me trying to find care for my children. I

managed to find care in two different charities, who are

unfortunately very hard pushed for funding. Why did the children have

to be suicidal to qualify for NHS care? That is just the way it

appeared to be. What were you told, specifically? When we went to the

doctor, I was told that they would put them on a referral waiting list.

Then there would be assessed, and depending on the outcome of the

assessment, depended if they were critical enough to receive urgent

care. How did you and your daughters feel about that, what impact did

that have on you? Well, basically, we accessed some help through

charities, which was a far faster route. Unfortunately, it was quite

short term because of the limited funding. My youngest daughter, in

particular, reached a further crisis point later on when she was actually

threatening to kill herself, at which point we did receive, finally,

the care that she needed. Do you feel let down? I feel that it is a

mess and it needs to be sorted out. I feel it is a false economy, not

helping children when they need it, and through the various stages,

because both of my daughters went through different stages of care

needed and went through repeated care needs over a long period of

time. I think it is a real false economy not to give them help when

they need it, because they then just seven more and more health problems,

more and more education problems until they get the care they needed.

Once they got the care, how transformative was that? It was

actually really good. The charities in particular need more funding.

They are the most beneficial, empathetic and seem to have had the

greatest effect. The clinical care, through the NHS, was also very good,

once accessed, but again, it was quite short term and interventionist

in nature. It does make a real difference. Thank you. Let's bring

in a spokesperson from the National Association of social workers. The

picture that is painted as very well-known to our members. We

welcome this campaign by the NSPCC. We welcome people sharing to the

internet or whatever so that we get the support to make the changes.

Why's it so difficult for people that need this care to actually get

it? Because, really, we don't have enough services to meet the needs of

children and young people but we are talking about. It is like a postcode

lottery, so it depends where somebody lives. There might be a

very good service in the voluntary sector. But when we look at the NHS

and we look at the child and adolescent mental health services,

we just don't have enough people. We don't have enough social workers,

psychologists, they are made up of different professionals, to meet the

growing demand there is for these services and that leaves children

and young people in a very traumatic situation for too long. They need

help urgently. Anna was talking about the threshold for emergency

NHS care being that a child has to be suicidal. Is that a threshold

across the board, or does it vary from area to area? So, basically, it

does vary from area to area. Our members, social workers will say

that their frustration is that they are referring people to services and

they are not meeting the threshold. Maybe their needs are not seem to be

as high as other people's needs. So, I think there has been a lot of

debate since the report was launched this morning about young people, how

they should not have to get worse or present as being worse, or feel so

desperate that they would harm themselves, because they need the

service straightaway, not weeks or months away. Thank you very much.

The Department of Health has given us a statement.

Everyday we ask you to get in touch to tell us what stories we should be

covering. A lot of you have been asking us to look at changes to

state pensions. Women in their late 50s say

they are being hit hard by changes By 2020, men and women will have to

wait longer to get their pension. Because women have recently received

it at 60, the changes are being accelerated.

There are big changes now to how much you get and when you get it.

First, equalising the pension. For many years, men and women were paid

at different ages. Then at 65 and women at 60. Now, both men and women

are going to get the state pension at 66. This is about matching the

ages for men and women. The changes started in 2010 and will continue

until 2020, when the process ends and men and women get the state

pension at 66. The problem is that women have more years to make up

than men. Because in 2010 the Government decided to speed up the

process, the age women get the pension goes up every few weeks.

Today, a woman must be 62 years and 11 months to be entitled to a state

pension. In November, she would need to be 63 years and six months.

500,000 women between the ages of 56 and 57 will have to wait more than a

year longer than they planned before receiving the state pension. On top

of that, campaigners say thousands of women didn't even know about the

change in the first place, which means women in their late 50s

expecting to retire at 60 have had to drastically change their plans.

Many could have to go back to work. And that's about how many years

you need to work for before On the old scheme,

you needed to have worked 30 years to pay

into the National Insurance pot and contribute

to your state pension. But many older women

may have only just got 30 years they

thought they needed. Now, they will need to find a way

of getting five more, which could include

working an extra five You have always been able to pay

for what are called voluntary contributions to your

National Insurance. That system will continue,

but campaigners say it is too expensive and it is not fair

for women in this position. Because the state pension used

to be worked out around how much you earned,

women and lower earners But if you earned a lot,

you could top it up. Now, depending on how

long you've worked and your personal circumstances,

the maximum will be ?155.56. So lower earners should

see an increase. So in the long run, the new state

pension should help women. But in the short-term,

the age increase, the speed at which it is being

changed and the number of years you need to work before

you get your state pension are all things that are hitting

women harder than men. Because the population

keeps getting older, the state pension

age will keep going So if you are like me

and working in your 20s, we won't be getting our

state pension until we Wendy says she was only told two

years ago that the pension age She had been planning to retire next

week on her 60th birthday. Now, she says, she'll have

to work for six more years. June 2013, and it is a letter

saying my state pension age I didn't know it was

going up to 65, let I had to phone the DWP up,

because I thought it was a mistake. Then I actually found out the state

pension age had gone up in the Pensions Act

in 1995, but I hadn't This letter actually comes 18 years

after that Pension Act in 1995. So it took them 18 years

to let me know about this. Starting work when I was 16,

I was always told it would be 60. All my working life

I thought it was 60. I was told that it was put out

on the radio and some newspapers. I certainly didn't see

it in the newspapers. How am I supposed to think, in 1995,

I must put the radio on, there might be a report

about my retirement? You just don't think

ahead like that. In 1995, I was 39,

I was working, I was travelling. I was doing things with the family,

things with friends. I was not thinking

about my retirement. I was devastated, because I thought,

oh, I can retire at 60, I'm going to go and do some

travelling while I'm still fit to go And then to find out

I can't retire at 60 and I will have to wait

another six years... But now I'm watching

every penny I spend. So I've got my council tax,

service charge, gas, electric, food, water

rates and my wi-fi. Altogether, that comes

to around ?600 a month. Had I got my pension,

I would be getting ?500 a month state pension in place

of the ?350 that I'm So I would actually be

?150 a month better off, which gives me just

a little bit of a cushion It's still not a vast

amount of money. It's still not living a life

of luxury, but it was a tiny bit of security, having it

there and knowing I don't have to go out to work when I'm

not fit to do so. From being 16 years

old, I've worked all my life, I've paid

National Insurance. I've worked 60 hours a week

for social services. I'm not medically fit,

really, to work another I have osteoporosis

and osteoarthritis. It has got worse -

it has gone in my hip and it is now I work on the school bus,

taking disabled children to school. I have two steps to get

up on the minibus. I have got no husband

or partner to provide for me. I've got to work, I've

got to finance myself I'm angry at the Government

because they did not Had I known in 1995,

I could have made provisions I don't want to be a burden

for my family after I've gone. In order to help out a bit,

I've paid ?3500 of my funeral. That would've been flights

to Australia and back. That would have been

a lovely holiday. But it's actually

gone on my funeral. I'm not going to see any

benefit after working hard But I don't know what

I can do about it. The Department for Work and Pensions

were unable to find us a minister who was available for interview,

but a spokesperson told us: "Equalising State Pension age

for men and women rights a longstanding inequality and helps

ensure that the State Pension remains affordable

for future generations. Women retiring today can

still expect to receive the State Pension for longer

than men - for 26 years on average." Let's speak to Sarah Pennells,

who as the founder of Savvy Woman has been contacted by many women

on this issue. Sarah, Wendy describing how she is

one of the people on the cusp of this, really impacted by the

changes. How many women have found themselves being shocked by

something they were not expecting? Well, hundreds of thousands. It is

affecting hundreds of thousands of women a year. Wendy described really

eloquently the problem a lot of women are facing. As the Department

for Work and Pensions says, this is initially about equalising the state

pension age, which a lot of people will agree with. And what can seem

like a fair decision in principle can become very unfair if it is not

implemented properly. The real nub of this, although it was produced in

1995, there were not real efforts to contact women until years later. A

lot of it was relying on adverts and papers or relying on the media to

publicise it. Large chunks of the media found it so confusing

themselves that they backed away from covering it, for understandable

reasons. Can you explain it in a nutshell? The Government says there

should not be... Let me read it, to be clear, the maximum delay anybody

should have in state pension age is 18 months. But we are hearing from

women like Wendy who say it is much bigger for them?

It is confusing because for women there are two rises, the first from

60 up to 65, due to take effect from the 6th of April 2010, phased in

over ten years until 2020, and that would affect women born after the

6th of April 19 50. Not great and not great if you have not been told,

but it was simple. On top of that, the Coalition Government brought

forward the age rise to 66, affecting both women and men. A

group of women, those born from the 6th of April 1953 to October 1954,

have two rises in their pension age because it is being accelerated.

Hundreds of contacted me and thousands have signed a petition.

Some women are seeing two rises on top of the other and are being

particularly badly hit, although I accept women who did not know about

the rise if it is two, four years, that does not help them. Haven't we

got a quality? When these women started their working lives it was

very different will stop if you look at government figures it shows two

thirds in poverty retirement are women. The women's employment

figures once they reach 50 are lower than men. Fewer women working

full-time. Far more women only have the state pension when they retire,

they do not have a private or work -based pension. To resolve Facebook

says she is 61 and will not get her pension till 65 and that the rise

should have been made gradual. She said her ex-husband is 64 and had

his four years ago. Trevor says I am glad I got to 65 before the changes

began. And another saying she is furious at the Chancellor. I among

thousands will not get the increased pension because we were advised by

the employer to opt out. Another says she is one of thousands of

women warned in the 50s with no time to prepare and no warning. We are

getting lots. Is there a sense this will be looked at. There is more

momentum now than I have seen for a long time. There is a petition and

organisation called women against state pension inequality. There will

be a debate in the House of Commons on Monday specifically in response

to the petition. We have had a backbench debate, on the 7th of

January. There was a vote. The government was not well represented

with only a handful from the Conservative government side. It was

158-0 in favour of transitional measures. It does not carry

Parliamentary weight but I remember watching debates went the rise to 66

was going through and there was little understanding or interesting

of the impact on women. I am at least heartened when it is debated

now, MPs seem to get it and seem to understand it is not starting from

an equal place and women rely on the state pension age more and thousands

were not told about the changes and two rises on top of each other have

a disproportionate effect on women. I do not think we will see a big

change as a result of the debate on Monday but momentum is continuing to

build. We are getting a huge response and we'll talk more about

it around 10:30am and we will hear from women affected then and we

would love to have your messages so do be part of that conversation if

you have strong thoughts on this. Last year, she didn't even qualify

for the Australian Open. This year, Johanna Konta,

who's ranked 47th in the world, powered her way

into the semi-finals. We speak to her former coach to find

out more about the 24-year-old. First a virus that causes birth

defects is spreading with the traveller from Denmark the latest to

test positive in Europe. There is no cure and pregnant women are advised

not to travel to affected areas. But what is the virus,

how is it spread and how can people I'm Tulip Mazumdar, the BBC's global

health correspondent, and here's what you need to know

about the Zika virus. Unless you are pregnant or thinking

about getting pregnant, Zika is not considered

particularly harmful. In fact, only one in five people

who have it actually Those who do will often

have a mild fever, rash, headache and conjunctivitis -

red, itchy eyes. But for pregnant women,

there are serious concerns, because at the same time as we have

seen the number of Zika cases shooting up, we have also seen

a sharp rise in the number of microcephaly cases,

a potentially fatal condition where babies are born with small

heads and underdeveloped brains. Aedes mosquito, the same insect that

spreads dengue and yellow fever. It was discovered in

in 1947 in monkeys. But there haven't been

many human outbreaks, so we don't actually

know very much about it. This time, though, more than 20

countries have been affected, But some experts say Zika is likely

to spread to other countries in Asia and Africa where

Aedes mosquitoes live. There is currently no

vaccine or cure for Zika, so the best way to protect yourself

if you are in a infected area is to use insect repellent,

cover up and clear stagnant water from near your home to stop

mosquitoes breeding. Some of the worst affected countries

have even advised women to avoid getting pregnant for

the next couple of years. Nicola Keates and her husband

James were in Barbados when they heard the news about

the Zika virus spreading there. They decided to come back. And you

were planning to go away but have decided not to. Nicola, you are

pregnant and were worried. We arrived in Barbados on Tuesday for

our dream holiday. By Thursday, Friday, on the news was the Word

macro virus we had not heard of before. On Tuesday we got calls from

home -- Zika virus. They raised our awareness to it. We looked on the

internet, but a feel for the guidance, what's the experts,

medical profession, travel industry were advising. There had not been a

great deal. By lunchtime on Saturday we made a strong decision we would

get the next flight out of Barbados, because we could not risk me being

bitten. We landed back in the UK on Monday morning. How worried where

you? What were you doing to try to make sure you were not bitten? We

asked the hotel to fumigate the room and put in mosquito nets. You never

know when a mosquito will bite you. Or whether you will be exposed to

that. I covered myself head to toe with repellent, wearing long-sleeved

clothing. Trousers. Not great in a hot country. You never quite know. I

do not think repellent is enough to give you that comfort. They can

appear in the bathrooms, shower rooms, and we found it a very

stressful few days. Was it easy to come back? Did you lose out

financially? Did anyone give you assistance? The flight back was

booked pretty quickly and so we made arrangements for that. We are still

in talks with the insurance company as to whether we will be compensated

for the loss of the holiday, which was extremely expensive. Fingers

crossed we will get compensation for the loss of that. The real worry for

you was that you are 19 weeks pregnant and you have now been

tested for the Zika virus. Talk us through what happened when you came

back will stop we landed back in the UK on Monday and got in touch with

the GP, our local surgery asked if we could have blood tests. They did

not really understand at first, they did not know too much about it, but

because we were persistent and determined to get tested, by

lunchtime on Monday we were having blood tests, which we understand

have come to London to be tested. Although, we do not know whether the

test can take place in London, we think they might have to go to

America because the tests in the UK are in the developmental stage. We

have another agonising wait to find out whether me or my husband has

contracted the virus. We can get some answers from our expert in a

moment on that. We saw your report. You were due to go to Barbados. We

should have been going on Saturday. You decided not to go. We decided we

could not risk it. We have a family history of learning difficulties. I

am having additional scans during pregnancy anyway to check brain

development. We did that for my daughter, who was born with no

problems. It is at the forefront of our minds, what it would be like to

take care of a child with learning difficulties. It was particularly

quick to make the decision not to go. When you decided not to go on

the basis of concerns focusing on this, how did the travel companies

react? Will you be out of pocket? They have changed their policy

recently. It is a fast developing situation. I don't think they had a

policy in place when I first found on Saturday, and I expected them to

transfer the booking to a different destination, but I was told it was

to close to the time I was travelling. I asked if I could

transfer the booking to someone else but was told it was not possible. We

spoke to somebody last night who said they would transfer it, or give

us a refund. I appreciate it is a fast developing situation but I was

not happy with the care I received at the weekend, but they are now

addressing it properly. How great are the risks? Nicola has done

everything right in Barbados, you covered up, you used insect

repellent, stayed indoors. Obviously uncomfortable because it was very

warm. In terms of mitigating risks of catching the virus, you have done

it all and you took the decision to come out of Barbados and come back

within a few days. We should say you do not think you have been bitten.

But you are worried. Often when you have the Zika virus you have an

itch, headaches, you will get a fever. Only one in five people who

have the virus will show those symptoms. You do not necessarily

definitely know either way but you have done everything you can and you

have done what the advices from the UK. Covering up and being obsessive

about staying safe. It is a risk clearly to pregnant women and as I

said earlier, that is the concern, it is not a risk to anyone else. If

you get sick with it you are normally through it in a week, but

it is a difficult time for you, waiting for results. In terms of

testing there is no commercially available testing kit, which is why

it is taking time, I suspect. Your results may have gone to the US, you

mentioned, and it is the centre for diseases and control that will

possibly be looking at them. They normally get them back within one,

two weeks. You are doing everything right. You made the decision to come

back. The government is saying to pregnant women, just as you decided

to reconsider going, the World Health Organisation is not going

that far, saying it is a personal choice to make will stop but you

have done everything you can. The number of cases in Barbados is not

huge. This is not Brazil where we have seen hundreds, thousands of

cases. Did you have any questions? Only insofar as if I have got it,

how am I going to know I will be looked after and cared for, what is

in place for me? I think you need to liaise with your doctors because

they will best advise. Everybody has their eyes on this at the moment.

There is not a lot of information out there, it is a relatively new

virus in terms of having a big impact. You need to keep in close

contact with your doctor, which I am sure you are doing. And you are in a

place in the UK with a lot of expertise. Good luck. Now the

weather. Carol has the details. How is everything looking?

Yesterday it was wet and windy across many parts. I want to show

you pictures some of the weather watchers have sent in. The first is

of South Yorkshire where we have strong winds, so much so, high sided

vehicles actually blew over. We are not finished with this weather yet,

but we have this one showing large waves crashing in in south Wales. We

have one from the North Wales showing the rain coming down, the

waves crashing in, as well. Cardigan is drenched. As we move up the

country, similar in the north-west of England.

Lancashire. I cannot imagine how someone took back picture!

And another one as well, in Cumbria, where there is an area of concern

for the Environment Agency, because it is sensitive to a lot of rain.

Today's forecast is similar in that it is pretty wet and windy. This

morning we have had minor flooding in Dumfries and Galloway, which I

believe can be passed with care. We have more to come over the next

few days. You prefer milder weather at this

time of year, or do you prefer a cold blast?

I like it when it is crisp and clear.

Whatever you said you will be in luck. The blue being replaced by

yellow and then cold blue and then we see yellow coming in as we head

to the weekend. The weather is all over the shop. It

will be cold and mild, wet and windy. And we will see sunshine amid

that. Nice to see you. women like Wendy who say it is much

bigger for them? We have a wet and windy started the

day, but it will brighten up later. There will be some sunshine around,

but there will also be some showers and some of those showers will be

wintry in nature, mostly in the hills of Scotland. We have had a lot

of rain this morning already, coming across Scotland, across Northern

Ireland and England, some of that particularly heavy. We have some

rain across the South and we have a plethora of showers as well. The

strongest wind is going to transfer southwards through the course of the

day, behind it, we see brighter conditions, some sunshine, showers

and still wintry on the hills of Scotland. Heavy bursts at lower

levels. It will be fairly transient. In the afternoon, for south-west

England, we can expect a bit of sunshine, further amounts of cloud,

and it is the same when we drift into the area of the Isle of Wight.

For the Southern counties, I think we have more clout and the remnants

of the rain. For the East Midlands, some sunshine and showers and bright

spells. Some showers could be quite beefy in nature. Then we run into

the showers in Scotland. Wintry in the hills, heavier ones on lower

levels. We could see a bit of winteriness at lower levels, in

between dry and bright. For Wales, well, after this morning's rain,

again, we will be left with some showers. Through the evening and

overnight, the rain completely clears away. The sky is also clear.

We are looking at a widespread frost. Not just in rural areas, we

could see some of that in towns and cities as well. You could be

scraping your car first thing. In Northern Ireland, still wintry with

height. For England and Wales, it will be a beautiful start the day

tomorrow, with a lot of sunshine around. However, through the day,

the next Atlantic system comes in from the north and west, introducing

rain across Scotland and Northern Ireland. Ahead of that, we will

notice the cloud building again with those showers. We hang on to the

brighter skies across southern and eastern counties of England, with

some sunshine. As we head into Friday, again, we have an array of

weather fronts coming from the Atlantic. They are going to produce

some rain. Some of it is in sensitive areas where we do not want

it. Look at the isobars. Wherever you are, it is going to be windy,

particularly first thing in the morning. Some of us will experience

gales, wind speeds of 80 mph across Shetlands.

Welcome to the programme if you've just joined us.

The world tennis authorities launch an independent review

into the effectiveness of their anti-corruption practices

following allegations that evidence of match-fixing was ignored.

They have to conduct everything on a very confidential basis, be very

discreet with their interactions with players under investigation, as

well as the witnesses they need to interview.

Ofsted inspectors in England are told they can fail schools

for allowing Muslim pupils and teachers to wear face veils

they are being hit hard by changes to rules on state pensions.

Lots of you have been getting in touch during the programme -

we'll be hearing how it's affecting you.

The world tennis authorities have launched an independent

inquiry into corruption, amid allegations of match-fixing.

It's after an investigation found that 16 players ranked in the top 50

were suspected of throwing matches but still allowed to compete.

Meanwhile at the Australian Open, Johanna Konta has become the first

British woman to reach a Grand Slam final for more than thirty years.

The review panel can look at anything. They can talk to anyone,

investigate anything. A virus that causes serious birth

defects is spreading, with a traveller in Denmark

the latest person to test The Zika virus is spread

by a mosquito virus and has been linked to brain damage in thousands

of babies in Latin America. There is no known cure and pregnant

women are being advised not The NHS is failing some children

who have been sexually abused, The NSPCC talked to a thousand

professionals who work with children, including GPs,

social workers, More than nine in ten said services

to help abused children overcome their trauma

were not good enough. At least one person has died

in a shoot out as police arrest the leader of an armed militia group

who have been occupying a wildlife The group set up camp at the reserve

three weeks ago, in protest at what they say is unfair treatment

of local ranchers by the government. The bank RBS, which is mostly

owned by the taxpayer, is to make a loss again

because of a multi-billion-pound The bank is to set aside ?1.5

billion to pay for bad housing debts in the US,

plus another ?500 million to settle Sales of the Apple iPhone have

fallen to their lowest since the product was

launched nine years ago. The company is warning

of a about a ?5 billion slump in its profits compared with last

year, after selling 300,000 fewer It would be their first fall in

takings since the iPhone first went on sale in 2007.

Great news for British tennis this morning.

As we've been hearing for the first time in 39 years there's a British

pair through to the men and women's semi finals of a grand slam.

Johanna Konta continued her incredible run as she knocked out

China's Zhang Shuai in straight sets to reach the last four

Jo Durie was the first to reach that round.

And despite making history, the British number one says

she wasn't feeling the pressure out on court.

I felt I did quite a good job at removing any sort of occasion

I really just took it as a tennis match.

I was competing against a really good opponent and I just wanted

to make sure I was executing to the best of my ability

what I wanted to get done out there, and I felt I did that.

It could have been a first round, it could

have been any round in this tournament.

I really enjoyed just competing out there and dealing

He found things a little tougher against the Spaniard David Ferrer.

But having booked his place, it means both he and Konta have

matched the achievements of John Lloyd and Sue Barker

who made the semifinals in

Murray took the first set, but the world number eight Ferrer

came back in the second - to level the match on a tie-break.

Murray was angry with himself after that, and it may have worked -

he took the third set 6-2 and this stunning shot set him up for a great

It means he'll play either Milos Raonic or Gael Monfils

They are currently playing at the moment.

Liverpool are on their way to Wembley after beating Stoke City

6-5 on penalties in the Capital One Cup semi-final last night.

Before the penalty drama, Stoke scored the only goal

of the game - Marko Arnautovic cancelling out Liverpool's one goal

Simon Mignolet was the hero for Liverpool in the

And Joe Allen then stepped forward to hit the winning penalty and set

up meeting with either Manchester City or neighbours

And finally Linlithgow Rose have become the first team from outside

to reach the last 16 of the Scottish Cup.

The team is made up of semi professional players -

their captain couldn't play last night because he couldn't

get his shift off at the sausage factory he works at.

They will play Premiership side Ross County next -

win that and it really would be a genuine David and Goliath tale.

Brilliant! Surely he will be able to play in every match from now on?

He's got to get it off now! Thank you for joining us this

morning, welcome to the programme if you've just joined us,

we're on BBC 2 and the BBC A big response from you this morning

on a story you wanted us to cover Many women in their late 50s say

they're being hit hard by changes Earlier we heard from one woman

who told us she's going to lose out. Lots of you are getting in touch to

say you are in the same boat. Liz on email - "I have lost 5

years at 6,000 a year. I will be 63 this year

and still working. The woman next door is 9 months

older than me, not worked for years and already receives

a state pension. Not only that, I can't get

a bus pass until I am 65. My friend is 13

months older than me. She is getting her pension

nearly 4 years before me. I understand why the changes have

been made but it wasn't fair I have lost out on between

?30,000 and ?40,000." We're going to talk more

about the issue and try and explain But do get in touch -

texts will be charged Wherever you are you can

watch our programme online - via the bbc news app

or our website bbc.co.uk/victoria. Some breaking news from the Court of

Appeal, we are hearing that a victim of domestic violence and the

grandparents of a severely disabled teenager have come in the past few

moments, won Court of Appeal challenges over the lawfulness of

the so-called bedroom tax. The changes were brought in two years

ago by the Coalition Government to encourage people in social housing

to downsize to smaller properties. The case was brought by A, a single

mother living in a council has not had a secure panic room fitted to

protect her from a violent ex-partner. The Department for Work

and Pensions said she was under occupying the home and she was

facing losing ?11.65 a week from her benefits because of that. Also sue

and Paul Rutherford brought the other case. Their case centred on

their spare room, because they say it is used by carers for their

grandson, who they love after all time. Let's talk to Paul Rutherford

now. He is one of those carers and joins us live from Pembrokeshire. He

is with Warren, his grandson. They have just heard the verdict. Thank

you for joining us. What is your reaction, you have won the case? I

don't know what to say. I had lots of stuff planned to say, but I am

just absolutely delighted. Brilliant news, I could not have a better

start to the day. Absolutely fantastic. Tell us more about your

situation. Well, the bungalow where we live was built for Warren in the

first place. It is a three-bedroom bungalow. We have carers looking

after Warren with us every single day of the week. Sometimes they stay

overnight to give us a break. We need that room for the carers to

stay in, when they are here. Two years ago, nearly three years, I

think, the Government decided that, for some reason, we could never

figure it out, we were going to have to pay for the privilege of having

this room. We thought this was completely unfair, both to us as a

family, and two other people like us. Our story got out, I put it on

the internet, the story got picked up by the Papworth Trust, and the

Child Poverty Action Group, and they helped us get to where we are today,

which is absolutely fantastic. I can't say it enough. How much of a

relief is it for you? Do you feel you would have to move from that

home? We were... Well, we have the discretionary housing payments from

the council to make up the shortfall. We were always worried

that would stop. So, we never felt secure, being here any more. That

put a big strain on Sue and I asked people, the uncertainty of knowing

what would happen in the future all of the time. To say it was

stressful, I mean, it is very early days now. But looking back, it has

been very, very stressful through the last couple of years. Like I

say, I am a bit lost for words. I could almost cry with happiness. I

hope that other people in our situation are going to benefit from

this court's court decision. Has Warren been aware of what has been

going on? He's been aware of... He's gone to sleep! He's been aware of

the stress and tension is, for sure. It's very difficult to know exactly

how much he is aware of. But he understands most of the stuff that

is going on. He just can't express it, he can't speak. He is just Mr

cool at the moment. You were having the shortfall covered by

Pembrokeshire Council, why did you keep fighting if you were not out of

pocket? We thought one day the government was just going to stop

these payments, because they have cut the money they have given to

councils as far as I understand. It was just a fear that what happens if

this money stops. The point was that... It was so unfair, somebody

had to do something to try to get the law changed, or the situation

changed, and people are doing a brilliant job. We do it, it is our

life, but there is other people out there, like us, doing the same sort

of thing, and we are saving the government millions of pounds a year

between us. We need looking after and helping, rather than penalising

us. We feel we have been penalised the last few years, despite getting

this payment. We had to fight for the discretionary payment in the

first place. We got turned down three times by Pembrokeshire

Council. It was not until our story God in the national media we were

given the discretionary payment anyway. We had to fight all the way.

There did not seem any point in sort of starting off a battle, a fight,

whatever you want to call it, and packing in halfway without getting

the ultimate, which was to try to get the law changed. Thank you very

much for joining us. We can bring in our legal correspondent. Tell us

more about this ruling. Is it an issue of principle that will affect

many others? It will affect people within two specific groups. You

spoke to Paul Rutherford. What the court found was the so-called

bedroom tax, this tax which if you are deemed to have an additional

room reduces your housing benefit by 14%, two, reduces it by 25%. It

affects two groups. Severely disabled children, who require an

overnight carer. We do not have a specific number for those affected

but the child poverty action group who brought the claim and supported

the Rutherfords, they estimate it is in the thousands, not the tens of

thousands but thousands. Also the court ruled it unlawfully

discriminates against victims of domestic violence. In the case of

the Lady only known as A, she was so severely abused in terms of domestic

violence, she had been raped and assaulted and stalked by a former

partner. She was in such a degree of danger, her home had been

specifically adapted, and a huge number of adaptations had been made

to ensure her safety, including the creation of what is known as a panic

room, panic space. It is estimated that as a result of Freedom of

Information requests there are around 300 people in her situation.

This ruling affects all of the people in those groups. Victims of

domestic violence, that 300, and thousands of severely disabled

children. I should add the government have just told me they

will be appealing both of these rulings. That is the first time we

have had that. What was the defence of the government through this? The

government say throughout they have provided discretionary payments. In

fact they say they are giving ?870 million in extra funding for

discretionary payments to mitigate the rigours, if you like, caused by

the bedroom tax. They say that essentially that fund makes it a

fair tax. These rulings are clear. I should add that there was a more

general challenge to the bedroom tax by adults disabled people. That

failed at the Court of Appeal. It is due to be heard at the Supreme Court

in March. The government have said it will appeal these rulings today.

What will happen is all of these appeals will be rolled into one

bundle and heard by the Supreme Court in March. For the moment, we

have two successful challenges on behalf of those groups. Severely

disabled children needing an overnight carer and also victims of

domestic violence in specially adapted accommodation on the other.

Tennis officials are launching an inquiry into the sport's

own anti-corruption watchdog - the Tennis Integrity Unit.

It follows an investigation by the BBC and the website

Buzzfeed News, which found that 16 players ranked within the top 50 had

been suspected of throwing matches but were still allowed to compete.

The announcement was made at the Australian Open.

It is vital we repair this damage and that we do so quickly.

Which is why today we are announcing an

independent review that will examine all aspects of tennis's

anti-corruption programme, including the tennis integrity

unit's work, which will make recommendations for change.

We are determined to do everything we need to do to remove

We are in a toxic environment for sport at the moment.

In terms of it is an easy target for people to have a go with recent

allegations of other governing bodies.

We want to be as open and transparent as possible

to demonstrate that we will look at this thoroughly.

There is a zero, zero tolerance for this in our game.

Christian Leathley is a lawyer at Herbert Smith Freehills

which represented the Tennis Integrity Unit in the first case

He told this programme he welcomed the review but warned that

discretion was vital to uncovering wrongdoing.

The context that has to be borne in mind is that there has to be age

menders amount of discretion on the part of the investigators in the

tennis integrity unit that one would hope any recommendations would help

protect that discretion, which is paramount to enabling them to do

their job and to investigate corruption which is inherently a

difficult thing to investigate. Is there a danger that is at odds with

what they talk about in terms of transparency and openness? Very

much. Piecemeal oversight on this occasion to react to, the BuzzFeed,

BBC report, is necessary. Transparency is not always the best

friend to a corruption investigation. From my experience

working with the tennis integrity unit, they have to conduct

everything confidentially, be discreet with interactions with

players under investigation, as well as witnesses they need to interview.

From your perspective as somebody who has been involved in

investigations, how rigorous do you believe the system is to be, and do

you believe that everything has been investigated as it should be? People

criticising this say the data being talked about is based on matches

that have already been investigated. The individuals I worked with, a

gentleman, Nigel Williton, the head of the unit, is a savvy investigator

who has previously worked with the police. I felt they conducted all

the interviews are they needed to -- interviews they needed to. They do

not have police powers. They are hamstrung in some way in terms of

access to information they can obtain. Their investigation was

thorough. The information was passed to me and working with them we put

together a legal case. They tried to exhaust every avenue before they

went ahead with the prosecution, given sanctions such as a life ban,

as Daniel Kollerer suffered in the investigation I was involved in. On

the tennis court, the news. Johanna Konta - a virtually unknown

24 year-old British tennis player - In the early hours of this morning

she made it through to the semi-finals of a

grand-slam tournament. Here to tell us more

is Justin Sherring, professional tennis coach who coached Johanna

early on in her You must be delighted to see how

well she is doing. I am thrilled. Even when you say that, it is one of

the most exciting things for some time in British tennis, amazing. How

has she managed the turnaround? She was world 146 and is now in a grand

slam semifinal, and I guess it is fair to say most of us had not

really heard of her before. When I worked with her, she was obviously a

very talented, had a lot of ability, and I could not believe that a girl

of this level was not higher in the game. She has gone away to Spain,

she is working with a fantastic team of coaches. They have done their

work properly and thoroughly and now we are seeing the benefit of that

work. Explain that. You are talking about an amazing battle ability and

you thought she should be doing better and she was not, what slotted

into place to make the change? It takes a long time. Tennis is such a

tough individual sport. You are out there a long time, on your own,

solving problems, under severe physical stress. Especially in the

Australian Open. It takes time for your body to mature and your mind to

mature and bring everything together. That is what we are seeing

now. I was wondering about body and mind. They are key factors. In the

end, is raising your game to the ultimate level in tennis or any

sport come down to mental attitude? Ultimately, I think it does. All

experts would say that because your mind controls your body. Pushing for

those extra balls when your body is screaming, stop. It is tough to do

and not what most of us would like to do on a daily basis, especially

under extreme heat, pressure and worldwide press. What she's doing is

extreme, she has worked hard for it, and she is ready for it. The British

are getting behind her but she was born in Australia and played for

Australia until 2012 when she took British citizenship. Why did she

make the change? I am not sure why she made the change. When I met her

in 2005, she had an Australian accent, but she was the same

vivacious spirit she is now that you see on the tennis court. The only

difference is that her English accent has improved and with the

Australians trying to reclaim her, I am glad her accent is getting

stronger. She had an Australian accent until when, 2010? Maybe when

I first met her, 2005, she had an Australian twang, and now it is nice

to hear that replaced with the English accent. Let's hope she goes

on to do well. A name we are getting familiar with, Johanna Konta. Thank

you to her former coach. We can go back to our legal correspondent who

has been at the Royal Courts of Justice with reaction to the

so-called spare bedroom tax legal ruling. Bring more reaction to this,

Clive. This morning there has been defeat for the government on two

fronts. Two appeals were brought, won by a woman who was the victim of

domestic violence, who had been raped, assaulted and stalked, and

whose house had been specially adapted, such was the threat from

her former partner. The second case was brought by grandparent carers of

a 15-year-old boy who is so severely disabled he cannot talk, walk, feed

himself, and he needs overnight care. In both cases they were hit by

the so-called bedroom tax, which deducts 14% of housing benefit if

you have one room that is surplus. 25% if you are deemed to have two

rooms. This morning the Court of Appeal ruled that the tax amounted

to unlawful discrimination against people in those groups, so severely

disabled children needing an overnight carer and female victims

of domestic violence who have had a special adaptation to their home so

that the woman, A, her home was made secure, she has a special measures

put in place, including the creation of a safer, panic room. I have with

me the solicitor for the woman concerned and also Michael Spencer

from the Child poverty action group that represented the Rutherfords.

Give me your take on the significance of this. Very pleased

about the ruling. It means the Rutherfords and other families with

disabled children like them can continue to stay in their home, safe

in the knowledge they can provide the care their disabled children

need. The Rutherfords were in a specially adapted bungalow but had

they not won, they might have had to move?

There was a risk that Warren might have to move into full-time

residential care, great additional expense to the tax payer. It is

fantastic that they can stay where they are. Do we have a sense of the

numbers of people in Warren's situation, severely disabled

children who need an overnight carer, who will be affected and

protected by the ruling? It's a very specific situation, it's children

who need an additional rule for carers to stay in overnight. We

don't know an exact figure, but we estimate probably in the thousands.

You must be delighted in behalf of your client? Yes, she is also really

happy that the three years of waiting for the courts to recognise

the very real risk to her has come to fruition. As you mentioned

before, her case is one that is about really serious domestic

violence. We are talking about a very small group of women. How many,

roughly? We did a Freedom of information request the summer

before last, we estimated it was in the region of 280 women, in

specially adapted century homes, through a special scheme with the

police, supported by the Home Office, designed to prevent women

who are victims of violence becoming homeless. That group of 280 people,

like my client, were faced with the bedroom tax leaving them at risk of

homelessness again. This time, at serious risk because they would not

be able to get those adaptations. The other thing that we found out

from the Freedom of information request was that the majority of

those people in that situation were not receiving discretionary payments

that the government relies on. Thank you very much indeed. To bring you

up to date, we have just heard from the Government, who say they have

provided ?870 million to local authorities to mitigate the rigours

of the bedroom tax and to assist people in the situation that both A

and Warren, the gunman, the 15-year-old disabled boy, find

themselves in. -- the younger man. There is another case in relation to

the bedroom tax and whether it is discriminatory against adult

disabled people that will be heard at the Supreme Court in early March.

The appeals in relation to these two cases, brought by the Government,

will be rolled into that and there will be one large earring at the

Supreme Court in early March, looking at the bedroom tax, and how

and whether it is discriminatory. Back to you.

Women in their late 50s say they are being hit hard by changes to state

pensions. Could it affect you? We will be discussing the news that

Ofsted inspectors in England can fail schools for allowing Muslim

pupils and teachers to wear face veils if it is a barrier to

learning. There has been a blow for the so-called bedroom tax, the extra

rent some council tenants have to pay for spare rules. -- rooms. A

victim of domestic violence and the grandparents of a severely disabled

boy have won Court of Appeal challenges against the charge. The

Government say they will appeal against the ruling. I'm a bit lost

for words, I could almost cry with happiness. I hope that other people

in our situation are going to benefit from the decision as well.

Tennis authorities have launched an independent inquiry into corruption

amid allegations of match fixing being ignored. It's after an

investigation finding that 16 players ranked in the top 50 were

suspected of throwing matches but still allowed to compete. At the

Australian open, Johanna Konta has become the first British woman to

reach a grand slam semifinal for more than 30 years. The review panel

can look at anything, they can talk to anyone, investigate anything. A

virus that could cause serious birth defects is spreading, with a

traveller in Denmark the latest person to test positive in Europe.

The Zika virus is spread by a mosquito and has been linked to

brain damage in thousands of babies in Latin America. There is no known

cure and pregnant women are being advised not to travel to affected

areas. The bank RBS, which is mostly

owned by the taxpayer, is to make a loss again

because of a multi-billion-pound The bank is to set aside ?1.5

billion to pay for bad housing debts in the US,

plus another ?500 million to settle Sales of the Apple iPhone have

fallen to their lowest growth since the product

was launched nine years ago. The company is warning

of a about a ?5 billion slump in its profits compared with last

year, after selling 300,000 fewer It would be their first fall

in takings since the iPhone first The tennis is just fabulous, isn't

it? Britain have two Grand Slam singles

semi-finalists for the first time since 1977 after victories

for Johanna Konta and Andy Murray Konta continued her remarkable run

with a straight sets win over China's Zhang Shuai to reach

the last four and set up a clash That will be in the early hours of

Thursday morning. Murray saw off Spain's David Ferrer

in four sets to reach his sixth The second seed will play

Gael Monfils or Milos Raonic And after just a few months

in charge Jurgen Klopp has Joe Allen scored the winning penalty

in a shootout against Stoke City at Anfield to reach

the Capital One Cup final. Changes to state pensions mean many

women in their late 50s say they are having to put

their retirement plans on hold. By 2020, both men and women

will have to wait until 66 before But because women have

until recently received the money at 60, the changes for them

are being accelerated. James Longman has been

looking into the issue. The state pension is a weekly

instalment of money given to you in later life

that was taken out of your salary There are big changes to how much

you get and when you get it. For many years, men and women

were paid at different ages - Now, both men and women

will get their state pension at 66. This is all about matching the ages

for the men and women and extending The changes started in 2010

and will continue until October 2020, when the process

ends and men and women But as you can see, the problem

here is that women have more years And because in 2010 the government

decided to speed up this process, the age women get their state

pension actually goes up Today, a woman must

be 62 years and 11 months to be entitled

to a state pension. In November, she would need to be 63

years and six months. 500,000 women between the ages of 56

and 57 will have to wait more than a year longer than they planned

before receiving the state pension. On top of all this, campaigners say

thousands of women did not know about the change in the first place,

which means women in their late 50s expecting to retire at 60 have had

to drastically change their plans. Many of them could have

to go back to work. And that's about how many years

you need to work for before On the old scheme,

you needed to have worked 30 years to pay

into the National Insurance pot and contribute

to your state pension. But many older women

may have only just got 30 years they

thought they needed. Now, they will need to find a way

of getting five more, which could include

working an extra five You have always been able to pay

for what are called voluntary contributions to your

National Insurance. That system will continue,

but campaigners say it is too expensive and it is not fair

for women in this position. Because the state pension used

to be worked out around how much you earned,

women and lower earners But if you earned a lot,

you could top it up. Now, depending on how

long you've worked and your personal circumstances,

the maximum will be ?155.56. So lower earners should

see an increase. So in the long run, the new state

pension should help women. But in the short-term,

the age increase, the speed at which it is being

changed and the number of years you need to work before

you get your state pension are all things that are hitting

women harder than men. Because the population

keeps getting older, the state pension age

will keep going up. So if you are like me

and working in your 20s, we won't be getting our

state pension until we A minister from the Department

for Work and Pensions was unavailable to appear

for interview, but a spokesperson "Equalising State Pension age

for men and women rights a longstanding inequality and helps

ensure that the State Pension remains affordable

for future generations. Women retiring today can

still expect to receive the State Pension for longer

than men - for 26 years Well now we're joined now on Skype

by Marie Hall and Amanda Harrison, who say they have both been

adversely affected by the changes. And here to discuss how small

businesses might be affected by upcoming pensions changes

are Labour MP and head of the Public Accounts

Committee Meg Hillier. Thank you for joining us. Right,

tell us first of all, you just turned 60, tell us how the pension

changes are affecting you. Well, initially, I was made redundant at

56. Not knowing that my pension age was not going to be 60. Sadly, I

have not been able to have children, so I had put 40 years of work in and

talk that time to have the break, to travel. I realise now I made a

detrimental decision to myself. I have still not had any notification

of the changes. I currently have no income, I am living off my husband's

pension, I am now dependent on him. I feel very betrayed, very let down

by my country. I feel that my national insurance is individual,

and I deserved an individual notification of this change. The

timely manner in which it was done has taken away any chance to do

anything about affordable retirement. You say you had no

notification of the changes, when were you first aware that you would

not be able to get a pension when you can 60? Around 57, something

like that, from friends, colleagues. The ones that were initially going

to be staggered in at 62 and 63, almost a little bit of a smile that

I would not be. I was totally shocked. Initially, I thought was a

joke. I have received no notification whatsoever, to this

day. When will you get your pension? 2021. It should have been in

December. How old will you be when you get your pension? 66. I was 60

in December, born in December 19 55. My pension now will be 2021. Amanda

Harrison, you are 59, when were you aware that you would not get your

pension when you turned 60? I haven't actually been told or have

any notification, but I am a carer for my disabled husband. So you have

not had any official notification? How did you become aware of the

issue? Over the internet, and in the newspapers. How do you feel about

it? I feel very betrayed, very let down. As I am a carer, we have a

little annex on the side of our property. That is our source of

income. The interim is very, very tight. We have both got arthritis.

As the breadwinner, I will have to try to survive for as long as

possible. Let's bring in Meg Hillier, Labour MP and head of the

Public Accounts Committee. I know you have been looking at other

issues, not specifically this, but do you have sympathy for women like

this and many others? Absolutely, if I can reassure them and others,

there is a Head Of Steam waking up on this in Parliament because there

is a group of women that fall off the cliff edge, a group of women

born in the 50s that are particularly badly hit. There was a

lot of pressure on the government. If they will move, we will wait and

see. It's shocking to hear that people have not had official

notification, this is legislation that changed in 1994. Neither of

these women say they have had any formal notification. Others say they

have just had a very recently? Absolutely, that is something we are

pushing in the committee. We have people in front of us running these

big systems, explaining that the ordinary person on the front line

needs to know, whoever it may be. There is a real concern that a

decision was made that seemed a rational one in the 90s, but people

needed to know then. The letters of notification should have gone out

when people were in their 30s and 40s so they had time to prepare.

It's very difficult to adjust, as we have heard, when you are in your mid

to late 50s. There is this debate on Monday. Is

it something you would think committees might start to look into?

It is certainly likely a Select Committee needs to look into this.

The government has to find a way to fund it and it comes alongside other

changes with pensions. The one we have looked at his auto enrolment.

Some of the women still working will now have to contribute to a private

pension through their employer. Explain about that. The issue of

pensions is confusing. All of these changes coming at once. Auto

enrolment, affecting some of the same people? It happens. 58,000

companies have had to do that. Now small businesses will have two and

roll staff into pensions, contribute, get people to

contribute. 2% is the contribution level and it will go up to 5% and

eventually 8%. We are concerned that women in part-time jobs, in several

jobs, moving jobs often, will have a lot of small pension pots. We have

challenged the government to look at how that will match up. The fees of

managing the pensions can often eat up the benefits of pensions for

people on low incomes. The overall agenda on pensions is to equalise

the system and that is why the age for state pension is equalise. For

state pensions and for private pensions, to ensure people in rather

make sure people who were not saving do. Do you think that it is not

quite right for it to be completely equalised in all areas? Is it not a

level playing field? There are concerns MPs have raised,

particularly life expectancy can vary a great deal and for some

people working into your 60s, 70s in a hard manual job is a different

thing, rather than sitting on a sofa in the BBC! There needs to be

serious thought about how long people will get their pension

because not all receive their pension for the same length of time.

They are complicated factors, but decisions made 20 years ago are

having a detrimental impact on a particular group of women now and it

needs to be re-examined. Thanks to you and Marie and Amanda. Keep on

getting in touch with your thoughts on the state pension age.

Schools inspectors in England have been given permission to downgrade

schools, if they conclude that the wearing of face veils

The consideration applies to both pupils and staff.

Sir Michael Wilshaw, the chief inspector of Ofsted,

said he wanted to back head teachers who felt under pressure to relax

Here's what he said on the issue during a Newsnight

The Prime Minister's view that we have got to make

sure our liberal values, our liberal western values,

are protected, people need to listen to that and the Muslim

community need to listen to it as well.

We've come a long way in our society to ensure that we have equality

for women and they are treated fairly.

If it's down to individual organisations,

which is what he suggested, to choose to stop Muslim women

to wear the veil you would recommend...?

Particularly if it is stopping good communication in the class room.

And my inspectors say on occasions they go into classrooms

where they see there are problems about communication.

We can talk more about this with Katie Ivans from the campaign for

row real education -- for real education. What do you think about

this? I think it is an interesting issue. He has spoken about not

giving the women a fair choice, equality, but he has instantly taken

it away. We believe that within the classroom it is sufficient to cover

your head and so your hair, chin and forehead, and we do not believe you

need more than that but at the same time we do not believe in taking

away choice from people who do want to cover up. The issue boils down to

whether it interferes with learning. The Department for Education said it

is right if sales interfere with learning, Ofsted should take action.

Do you think a full face veil could interfere with learning? If as the

chief of Ofsted you're making that statement, do you have evidence to

back it? Where that has restricted learning. I do not think it should,

especially if there is tolerance between teachers and students.

Katie, should pupils be allowed to wear the veil in schools? I do not

think there should be a law to prohibit it. Look how we interact

with this lady, with our faces and voices. This is what happens

with this lady, with our faces and you teach, if you are teaching a

class, you interact. We are interacting now, with the audience

now, this is why people watch television. It is quite important. I

have had experience of teaching and adult English with the full veil.

She was animated and her eyes sparkled. We discussed it and she

said she had personal reasons why she wanted to be like this and it

was fine but a lot of people do not communicate very much just with

their eyes. Will it have an impact on learning? I think it could do. It

could impact, I think so. It is an interaction, it is something between

the teacher and pupil. It is going on between us now. This is normal

and this should not be inhibited. Do you think it hinders interaction? It

comes back to if you were to stop students for example wearing what's

they would like to wear and the religious covering, would it make

them more inclusive? The same for teachers, teachers who are very

religious and they feel this is the level of covering they would like,

if you take it away, are you simply shunning them out from their place

of work? Is that the way to go forward? I think we have a right to

dress as we want to and if we want to cover up our faces, fine. Jerome

treated to say he did not think they would be allowed to wear balaclavas.

Indeed, if they had school uniforms, absolutely not, and there are good

reasons why you have school uniform, to not draw too much attention to

yourself as an individual. To get them to conform as a certain extent

because they need to take part in the lesson and perhaps put parts of

their individuality to the back as they interact with what they are

being taught. That needs to be the focus. I would not make a law saying

you cannot wear a veil, that would be wrong. But if you need to

interact with children, maybe you have three girls like that, and you

feel you are not getting the response from them, you do not know

if you are, it makes it difficult to teach. Just respond to the point

made by Twitter about balaclavas. You have two remember the balaclava

is not a religious garment. It is like... It is a slippery slope.

Saying you cannot cover up your face. That is how France started and

now they ban just covering the hair within school. It is a slippery

slope. It is important to understand. We understand the

reasons for school uniform and this is why we put our children into it

every day and send them off and tell them it is for this reason. We are

out of time, but thank you very much.

A mother who delayed her cancer treatment to try to protect her

unborn baby has been describing her experience

and the personal challenges she faced.

Heidi Loughlin discovered she had an aggressive form of breast cancer

Her daughter, Ally, who was born prematurely, died when she was

Heidi has been speaking to the BBC's Fiona Lamdin about the choices

She left is on the Saturday, which was, you know,

And then three days later I had to go back through the motions

Heidi, mum to Noah and Tate, was diagnosed with aggressive breast

cancer while pregnant with their sister.

But she decided to delay her own life-saving treatment

When they realised the cancer was spreading, they had to deliver

She was born, she was amazing, she was

breathing on her own, we called her Ally Louise.

She was the most beautiful little girl.

She was like my beacon of light, because I

thought, well, I have to start this aggressive treatment.

While Ally is in neonatal, I will be able to have

So we would do it together and everything

And it was, for five days she was absolutely

Overnight, baby Ally became critically ill with an infection.

You faced some incredibly difficult dilemmas.

I don't regret for one second I kept Ally.

Yes, when I heard I had that, I thought, OK,

it looks like my cancer has spread.

But I knew that was the risk I was taking when I decided

But I don't regret having those days with her.

There is a good chance it has spread.

But I knew those risks when I made that decision.

If Heidi had known her little girl was going to die,

she would've kept her pregnancy going longer, giving her daughter

But decreasing the possibility of her own survival.

I would never know that information but if I had known that,

What has changed about the way you are living

each day, how are you living life now, with your boys?

I am writing a bucket and spade list for myself and the kids.

All the little trips and bigger trips we kept saying we will do

when the kids are eight or nine, we will do them now.

I want the boys to remember me and go, although mum was not

here for a long time, I have these amazing memories

For the next two months, Heidi will have intensive

It's not hard for me to travel to hospital every three months

What is difficult is the emotional side, the thought that it

is likely I will get to the point where I have to say goodbye

Heidi does not know how long she has left.

While she is here she is determined to raise awareness.

Already, from reading her blog, two women have been diagnosed.

It is how you move forward with these horrible

things that happen in life that define you.

If I can come out of this and still be fighting,

that should be able to inspire my children to know that whatever

is thrown at you, you can make the best

Ally is with me every step of the way.

And I want her to be proud of me.

She is my little girl, she will always be my little girl

and she is doing this with me, we are

Thank you for your company today, and for all your messages