Browse content similar to 13/07/2016. Check below for episodes and series from the same categories and more!
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to form a new Government and I accepted. Together, we will build | :00:17. | :00:28. | |
Denise Day has decided to put her house up for auction following the | :00:29. | :11:39. | |
floods in December last year. She is fed up and she wants out. Who would | :11:40. | :11:45. | |
want to live here? Not you anymore. Not me. Denise is one of a number of | :11:46. | :11:50. | |
people in Carlisle going to the auction rooms, after money from the | :11:51. | :11:56. | |
insurance company made it possible. Instead of existing homeowners | :11:57. | :11:58. | |
waiting while the contract is repaired properties, they are giving | :11:59. | :12:02. | |
them lump sums, so Denise and others like her, can choose to take the | :12:03. | :12:08. | |
money and move on. But is selling at auction a financial risk? What price | :12:09. | :12:11. | |
do you have to sell it for to avoid losing money? We bought it for 140 | :12:12. | :12:17. | |
53 years ago and the insurance gave us 40. You need 105 to break even? | :12:18. | :12:24. | |
We have it on at 175 star Price. Even if you stay and do the house up | :12:25. | :12:28. | |
we will not sell it for what we bought it for, so I just want rid. | :12:29. | :12:32. | |
When she bought this three bed terraced Denise believed the ?38 | :12:33. | :12:36. | |
million improvements of Carlisle's flood defences in 2010 meant her | :12:37. | :12:41. | |
home was safe. It was only a week before the Flood and I had said, it | :12:42. | :12:46. | |
would flood, we got the barriers. We were still naively believing, even | :12:47. | :12:52. | |
on the night I was adamant that ours would hold and it was my partner who | :12:53. | :13:00. | |
said, we best start getting things upstairs. Everyone said the Flood is | :13:01. | :13:06. | |
just the beginning. Dealing with the insurance, and the thought of coming | :13:07. | :13:10. | |
back in is a nightmare. Absolutely awful. This has broke me completely. | :13:11. | :13:18. | |
We will find out what price Denise gets for her house at auction a | :13:19. | :13:21. | |
little later. Alison Taylor works for a charity | :13:22. | :13:26. | |
that houses vulnerable people. They bought a house that was damaged in | :13:27. | :13:32. | |
the floods last year. She paid just ?132,000 at auction for this five | :13:33. | :13:37. | |
bedroom town house. That's 110,000 less than its pre-flood value. | :13:38. | :13:43. | |
Some people would say you're crazy, Alison, for buying a house in an | :13:44. | :13:46. | |
area which is notorious for flooding. | :13:47. | :13:49. | |
To be honest, we would not have been able to buy a house like this | :13:50. | :13:52. | |
anywhere else in the city and we think it is a risk worth taking. | :13:53. | :13:56. | |
Do you not feel there is a slightly predatory element to that? That you | :13:57. | :14:01. | |
have benefited from someone else's misfortune? | :14:02. | :14:04. | |
Yes, in some cases I do feel that is not very nice for the people if they | :14:05. | :14:08. | |
have lost out, but from what I'm hearing people have not lost out. | :14:09. | :14:11. | |
The auctions of these flood damaged homes have been conducted by Colin | :14:12. | :14:15. | |
West. Who are the winners and losers in all of | :14:16. | :14:20. | |
I would argue that it is a win - win. The vendor has the flexibility | :14:21. | :14:24. | |
to sell as is now in the auction combined with the sediment from the | :14:25. | :14:27. | |
insurance company and the buyer is buying a property at a price he'd | :14:28. | :14:31. | |
never have been able to buy it at before, do it up and hopefully | :14:32. | :14:34. | |
prices will recover, or he does it up and rents it out but it depends | :14:35. | :14:38. | |
on the prices achieved at auction and tomorrow it will tell. Colin | :14:39. | :14:43. | |
also says the Flood read scheme set by the government and insurers to | :14:44. | :14:46. | |
keep insurance affordable for those in high flood risk areas has helped | :14:47. | :14:50. | |
encourage buyers looking to bag a bargain at auction. But it doesn't | :14:51. | :14:55. | |
help everyone. Buy-to-lets and business properties are not | :14:56. | :15:00. | |
eligible. It is D-Day for Denise and she needs her home to raise at least | :15:01. | :15:06. | |
105,000 at auction to break even. Well, Denise, the auction is filling | :15:07. | :15:10. | |
up, how do you feel? Nervous, very nervous. | :15:11. | :15:13. | |
What about the worst-case scenario, it doesn't sell at all? | :15:14. | :15:18. | |
We will have two refurbish it and redo everything and move back in and | :15:19. | :15:22. | |
live with the threat of more flooding. | :15:23. | :15:26. | |
That's the last thing you want. The last thing I want. | :15:27. | :15:30. | |
The auction gets underway and three other flood damaged homes are sold | :15:31. | :15:33. | |
for around 50% of the pre-flood value. | :15:34. | :15:37. | |
Time for Denise's property. Here we go. 64, 68, 70, 75, all | :15:38. | :15:42. | |
done. It's not great news for Denise, as | :15:43. | :15:54. | |
her three bed is sold for the reserve price of just ?75,000. | :15:55. | :15:58. | |
I'm really sorry for you, where does that leave you? | :15:59. | :16:04. | |
It leaves us with a ?30,000 loss, so it leaves as renegotiating our | :16:05. | :16:07. | |
mortgage, looking at smaller properties, but I'm still pleased we | :16:08. | :16:12. | |
sold and we are out of the Flood area. | :16:13. | :16:14. | |
Denise is looking to the future and has already booked into macro | :16:15. | :16:17. | |
viewings in Carlisle, nowhere near the Flood risk zones. And for those | :16:18. | :16:22. | |
who have taken advantage of buying cheap at the auctions, let's hope | :16:23. | :16:26. | |
they stay dry with the storms coming knocking once again. | :16:27. | :16:31. | |
It goes without saying we wish Denise and her family the best. Very | :16:32. | :16:35. | |
disappointing result. Greg, man down is back on our | :16:36. | :16:43. | |
screens shortly. At the end of the last series is golf and moved to | :16:44. | :16:48. | |
America and Dan was living with his mother and his auntie. | :16:49. | :17:06. | |
I've left him with his mum and his auntie and his mum has a new | :17:07. | :17:23. | |
boyfriend, that is one of the things that is upsetting him. You think it | :17:24. | :17:31. | |
can't get any worse. This was the first series I started to feel sorry | :17:32. | :17:41. | |
for him. Look at this! He has a terrible life. He has a terrible | :17:42. | :17:49. | |
time, he's just about to get attacked by a fox! There it is! It | :17:50. | :17:56. | |
was a real fox! Do things get any better? Does he make any inroads to | :17:57. | :18:01. | |
becoming an adult? For the first time he attempts to change so he | :18:02. | :18:05. | |
does make decisions. As you can imagine, things get horrendously | :18:06. | :18:08. | |
worse but at least he has a go at escaping. It moves on more this | :18:09. | :18:10. | |
series and I'm excited about who's in it. You have got some Hollywood | :18:11. | :18:13. | |
A-lister is. Everybody we asked, Tony Robinson we couldn't believe | :18:14. | :18:15. | |
said yes and Steven Berkoff plays the school caretaker which is | :18:16. | :18:17. | |
ludicrous! While we are talking about him, here he is. You been | :18:18. | :18:28. | |
Serbia? It is a place of great pain! I can never return. It's my family. | :18:29. | :18:38. | |
Lovely. All dead. I like you. How many years have you taken? How old | :18:39. | :18:47. | |
am I? 45. Come on, pretty boy, how many? 65. LAUGHTER | :18:48. | :19:02. | |
He is very good. That is not me having to act being frightened. And | :19:03. | :19:07. | |
Mark Hamill as well! It is ridiculous. Luke Skywalker himself. | :19:08. | :19:17. | |
That is not a still from Man Down! As the writer, you are sitting there | :19:18. | :19:21. | |
watching these A-lister is deliver your lines, that must be quite an | :19:22. | :19:27. | |
experience. It was really exciting. With Steven I was more worried! But | :19:28. | :19:33. | |
so exciting because I studied Steven Berkoff when I was at university. | :19:34. | :19:38. | |
Would you say doing, I would rather say you -- you say it like this? I | :19:39. | :19:45. | |
said, whatever you want to do! But he was so naturally frightening! And | :19:46. | :19:49. | |
that is based on a real caretaker at one of my schools who once pinned me | :19:50. | :19:56. | |
in the corner and said, you think the headmaster runs this school, I | :19:57. | :20:01. | |
run this school! And now he has Steven Berkoff playing him. Even in | :20:02. | :20:06. | |
the local paper, they saw you and your mum going out for a meal and it | :20:07. | :20:10. | |
made the local paper. It was the Shropshire Star. There you are. | :20:11. | :20:22. | |
Great headline! Spotted in town. And they interviewed the waitress. I had | :20:23. | :20:27. | |
forgotten about that but they did, they are lovely people at the | :20:28. | :20:31. | |
Shropshire Star and they are always good are very kind to me but there | :20:32. | :20:35. | |
was a great quote from the waitress, he seemed nice, he had pasta! Both | :20:36. | :20:38. | |
are true. Man Down is on tonight | :20:39. | :20:48. | |
at 10pm on Channel 4. Later tonight on BBC One there's | :20:49. | :20:50. | |
a new series called Saving Lives at Sea looking at the work | :20:51. | :20:53. | |
of the RNLI volunteers and the extreme situations | :20:54. | :20:55. | |
they find themselves in. Here's a crew from Blackpool who get | :20:56. | :20:57. | |
into trouble themselves whilst Helmsman Darren has not resurfaced. | :20:58. | :21:37. | |
But in danger of being knocked unconscious by the upturned boat, | :21:38. | :21:41. | |
there is little that crewmates Simon and Kyle can do to help him. | :21:42. | :21:49. | |
Thankfully, Darren, who was under the boat, and the prison if he is | :21:50. | :21:57. | |
here. APPLAUSE What was that like? How long were | :21:58. | :22:01. | |
you underfoot? About one minute and ten seconds. And did you lose | :22:02. | :22:07. | |
consciousness? Not at all. You could see the red flare being set of and | :22:08. | :22:12. | |
Shaun who is alongside Elissa and Lindi, Shaun, you saw the flare but | :22:13. | :22:18. | |
it is very rare for crew members to tip them off. Extremely rare, I had | :22:19. | :22:24. | |
been a light but man for 20 years and a volunteer helmsman for nearly | :22:25. | :22:28. | |
15 and I have never seen a flare fired by an actual crew. -- lifeboat | :22:29. | :22:38. | |
man. Were you close by? We were searching just north of where Darren | :22:39. | :22:42. | |
capsized and we had to go and rescue them so it was quite daunting. And | :22:43. | :22:47. | |
it was a false alarm? Unfortunately, yes. Elissa, what spurred you on, | :22:48. | :22:54. | |
you are in Abersoch, what spurred you do volunteer? I came from a | :22:55. | :23:00. | |
sailing family and at 18 I decided I wanted to do something I could not | :23:01. | :23:04. | |
afford to donate so what is more valuable than your time? Are there | :23:05. | :23:10. | |
many females signed up? Not at my station, I am the only one but there | :23:11. | :23:13. | |
are others with loads, Aberystwyth have a full female crew and in | :23:14. | :23:20. | |
others it is more common. What is your day job? I am an employment | :23:21. | :23:26. | |
list. I'm a train driver. What happened if the call comes and you | :23:27. | :23:32. | |
are working? We work on a roster system at the station so people | :23:33. | :23:36. | |
cover for when I'm at work. We have a a pretty big team. Lindi, we | :23:37. | :23:43. | |
mentioned that you were rescued. We have some footage filmed by the crew | :23:44. | :23:47. | |
of your rescue. What happened in Blackpool? I'm not quite sure how I | :23:48. | :23:54. | |
ended up in the water, I was in a bad place at that time in my life | :23:55. | :24:00. | |
and in my mind. I just went into the water and felt comfortable in that | :24:01. | :24:04. | |
and I didn't want to get out. The crew came and they rescued me and | :24:05. | :24:10. | |
they told me to get in the boat. I didn't want to but they took me to | :24:11. | :24:15. | |
shore. I get it hard to put into words but what would you like to say | :24:16. | :24:18. | |
to these people who put their lives on the line to rescue yours? I'm | :24:19. | :24:24. | |
really grateful and thank you. I didn't realise they were volunteers | :24:25. | :24:28. | |
and they had other jobs as well. They are risking their lives every | :24:29. | :24:34. | |
day to save total strangers so I'm really grateful. To put it into | :24:35. | :24:39. | |
perspective last year the RNLI rescued 8000 people, saving 348 | :24:40. | :24:44. | |
lives and in the last 48 hours there have been called in Cleethorpes, | :24:45. | :24:52. | |
Brighton, Enniskillen, just a few and there are a lot more. If it what | :24:53. | :24:58. | |
you had an incident, Greg? Did you get rescued? Not by the RNLI. I got | :24:59. | :25:07. | |
in trouble when I was boogie boarding in Cornwall and an | :25:08. | :25:11. | |
Australian lifeguard came out on a canoe. I was clinging on to a cliff | :25:12. | :25:15. | |
and I thought he was going to rescue me and he just went, stop messing | :25:16. | :25:21. | |
around! He left me! I wish you guys had been there! Elissa, you met your | :25:22. | :25:30. | |
fiance by joining. Is he here? Yes, he is in the audience. Where is he? | :25:31. | :25:37. | |
This is Fritz. We understand there is some kind of assessment process | :25:38. | :25:43. | |
going on and he is your instructor. He is the senior helm on station so | :25:44. | :25:49. | |
he is technically involved. Is he tough on you? He is a nightmare, he | :25:50. | :25:53. | |
is so horrible! Why are you horrible? I'm not really. You are | :25:54. | :26:02. | |
getting married in September? Yes. And it can take over your whole | :26:03. | :26:06. | |
life, I guess that is the point for the people employing you, they have | :26:07. | :26:10. | |
to understand that for you and everybody here, it takes over your | :26:11. | :26:16. | |
life. It does. You ask my wife, she will tell you I'm at the boathouse | :26:17. | :26:21. | |
more than at home or if not, at work. You have to have an | :26:22. | :26:25. | |
understanding family, the kids know that you could drop everything leave | :26:26. | :26:29. | |
at the dinner table, the Nativity, shopping, that's a good one! And it | :26:30. | :26:34. | |
happened last Sunday? I had been out on the boat to welcome a new boat at | :26:35. | :26:41. | |
the flanking stations, I was about an hour late, I walked in, we were | :26:42. | :26:46. | |
going for lunch, we sat down in the restaurant and the pager went off so | :26:47. | :26:49. | |
we didn't eat for another hour and a half. But she understands, she gets | :26:50. | :26:56. | |
used to it after 20 years! And you are doing a fantastic thing by | :26:57. | :27:02. | |
volunteering. And Fiona, later this summer, you are doing some voting? | :27:03. | :27:05. | |
Not in the same category obviously! I'm hoping to get my daytime skipper | :27:06. | :27:12. | |
license so you can sail in daylight hours. I started trying to learn the | :27:13. | :27:17. | |
navigational charts yesterday and nearly had a nervous breakdown! But | :27:18. | :27:21. | |
I want to say, we are so grateful for all that you do. We love our | :27:22. | :27:25. | |
coastline and going out and enjoying the seat and knowing that you guys | :27:26. | :27:30. | |
do what you do and that you choose to do it, we are hugely grateful -- | :27:31. | :27:35. | |
enjoy the seaside. And to get there so quickly, to risk everything, you | :27:36. | :27:40. | |
must get an enormous amount out of it when you do the rescues. We do. | :27:41. | :27:46. | |
There is no a greater buzz than knowing you are helping someone the. | :27:47. | :27:51. | |
It is a great feeling knowing you have rescued someone. Thank you all | :27:52. | :27:55. | |
for everything you do. APPLAUSE Saving Lives at Sea is on tonight | :27:56. | :28:00. | |
at 9pm on BBC One and for more information on the BBC's | :28:01. | :28:04. | |
volunteering season, Do Something Great, head | :28:05. | :28:05. | |
to our website for more information. Man Down is on tonight at 10pm | :28:06. | :28:07. | |
on Channel 4 and Fake or Fortune starts this Sunday at 8pm | :28:08. | :28:14. | |
on BBC One. Andrew Marr will be joining us | :28:15. | :28:17. | |
tomorrow but playing us out tonight it's Clean Bandit featuring | :28:18. | :28:20. | |
Louisa Johnson with Tears. # I tried hard to make you want me | :28:21. | :28:26. | |
but we're not supposed to be # And the truth will always haunt me | :28:27. | :28:33. | |
even though it set me free # And my tears flow like the ocean | :28:34. | :28:38. | |
as they floated in the breeze # They were falling in slow motion | :28:39. | :28:45. | |
and they brought me to my knees # You're haunting me, | :28:46. | :28:53. | |
taunting me, all in my brain # Turned out the light | :28:54. | :28:55. | |
and now all that remains # Fills me with doubt and I'm | :28:56. | :28:58. | |
shouting your name out loud # Why do you wanna put | :28:59. | :29:01. | |
me through the pain # I get the feeling | :29:02. | :29:03. | |
I'll never escape # I can't hide away from the shame | :29:04. | :29:05. | |
of you # Ooh tears on the ground, | :29:06. | :29:08. | |
tears on my pillow # You won't bring me down | :29:09. | :29:12. | |
and I'll get over you # And in time I know you'll leave me | :29:13. | :29:17. | |
like a distant memory # I know love can be so easy | :29:18. | :29:47. | |
if I start by loving me # Why do you wanna put | :29:48. | :29:52. | |
me through the pain? # I get the feeling | :29:53. | :29:54. | |
I'll never escape # I can't hide away from the shame | :29:55. | :29:56. | |
of you # Ooh tears on the ground | :29:57. | :29:59. | |
rain in my window # Ooh tears on the ground | :30:00. | :30:08. | |
rain in my window # The pain washes out | :30:09. | :30:44. | |
and I'll get over you The next minute, | :30:45. | :31:10. | |
you're a lifeboat crew member. | :31:11. | :31:12. |